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Speaker 1: ESPN the ban app for free. Today you're listening to

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Cougar Sports on ko v O probo k U d

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d H D two one O three nine at ninety

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eight three ESPN The band Stats than let's talk about stats.

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Ben Kredal and his team of former players and insiders

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give you the latest stats, data and analytics that are

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trending in the world of Cougar Sports Stats.

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Speaker 2: Welcome back Cougar Sports one of three nine ninety two

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point three ESPN The Fan. I'm been for the broadcasting

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from our Vanderwillth Studios. Banderwealth dot com. Get on a

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A with our tax more Wealth Advisors certify financial planners.

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Nobody does it better than band Or Wealth and Blaine Anderson.

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If you're getting towards the end of your you know,

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getting your p and ls all together as a business owner,

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you're gonna file your taxes.

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Speaker 3: Bantererwealth does something unique.

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Speaker 2: They combine forces with with your CPA, or you can

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utilize one of their internal CPAs to file taxes and

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save money on your taxes.

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Speaker 3: That's what it's about.

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Speaker 2: It's not what you make, it's what you keep as

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my good friend NFLPA certified financial planner Blaine Anderson taught

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me once upon a time. We got Blaine trained in

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studio from Vanderwelth. We're gonna talk some stats, get into

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some sound. I want to talk about Darren Peterson with you.

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Darren Peterson's gonna make some money, There's no doubt about it.

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But I don't know if it's first round, first pick,

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overall money. We'll talk about it here momentary blaining. How

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thatck are you, buddy?

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Speaker 4: I'm doing great, happy to be here. Always a pleasure

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to see you guys.

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Speaker 2: Yes, indeed so last night, by the way, Darren Peterson,

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he hits a three and immediately turns to Bill self

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and subs himself out. Now, Darren Peterson was in Fuego

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last night. Okay, he was hot. He was in minimal minutes.

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I think it was like eighteen minutes of play. He

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got twenty three points. He was six of ten, He

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was six to ten from the three point line, seven

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to twelve from the field, he was three or four

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from the charity stripe, and he had two rebounds, one block,

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one steal. Now, interesting fact that was where Oklahoma State

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they got to win eighty one sixty nine. DNP as

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we call him here on Cougar Sports, did not play

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much after those eighteen minutes, did play any minutes after that?

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Pretty crazy, pretty controversial. And here's a function that Darren

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Peterson has one assist over his last eighty four minutes play,

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so he never had. He's a black hole, by the way,

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but he's the best score per minute played in college basketball.

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Speaker 3: The question is, though, is something going to take him first? Overall?

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Speaker 2: Right, now, Bill self, can we get to the Bill

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selfs down first? Let's do the bill selves down first?

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Speaker 3: Post game?

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Speaker 2: Okay, this is what Bill Self had to say about

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Darren Peterson in the post game.

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Speaker 3: Yeah.

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Speaker 5: I thought we were offensive. We were great early and

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the moen we did school, we got great looks, and

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of course Darren was trify early. But I thought everybody

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played well early. Uh, and then we didn't finish the

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half grade and and then the second half we just

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kind of mised it together. But but uh, I thought

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overall is we were we were good enough early to

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kind of you know, uh keep them at arms.

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Speaker 3: Uh for the remainder of the game.

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Speaker 6: You guys have you guys have kind of had this

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a couple of times now where Darren is really strong

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first half and then isn't able to go to the

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rest of the game. Just how you sort of navigated

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that and and what challenges does that maybe RESI.

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Speaker 5: Well, we've had it more than a couple of times,

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and and uh uh I didn't anticipate that tonight at all.

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Speaker 3: I thought he was good to go.

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Speaker 5: Uh but obviously we only got eighteen minutes.

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Speaker 1: Out of him.

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Speaker 4: Uh uh.

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Speaker 5: You know that's disappointing because.

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Speaker 3: He could have had a really big night.

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Speaker 5: Uh But but uh, you know, one thing about it

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is we we we It's happened often enough that our

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guys have learned to play without him, even though that's

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not the way we want to play. But that's certainly

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something that we're not unaccustomed to, right, you know, right now.

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Speaker 2: So everyone's shimming in on this obviously, this whole load

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management thing. I mean, look, you're a competitor, you know,

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you love sport, and you're watching this as as a

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fan of the game. Blaine's train Blaine Anderson, NFLPA sort

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a FI financial planner and wealth management advisor tax more

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wealth advisor.

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Speaker 3: What do you make of this when you're watching Darren.

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Speaker 2: Peterson DNP all the time and pull himself out and

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kind of own he's the coach. It seems like, at

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least for himself, he's autonomous. He gets to do whatever

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he wants. They're in at Kansas.

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Speaker 4: Yeah, well, I can tell you this is certainly not

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a kind of guy I want to rely on.

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Speaker 2: Yeah, it's not someone that you want to like have

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as you're the star of your your team or the

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culture builder of your team.

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Speaker 4: Yeah, totally. I mean, I get it, he's a good player.

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I love the nickname too, by the way, that's awesome,

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But gush when you're talking about building a team around

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a player, especially if you're talking a top draft pick.

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I don't want to build the team around a guy

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like this that's pulled himself out of a game. And

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it certainly doesn't seem like the old when the going

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gets tough, the tough get going on. I don't sense

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up from him at all.

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Speaker 2: No, thank you, Jay Williams and Steven A. Smith theF

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John did on this particular issue with Darren Peterson. The

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questions are swirling around whether or not NBA general managers, coaches,

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owners are actually going to take a flyer.

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Speaker 3: It's not a flyer.

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Speaker 2: Take him as the number one overall pick, and how

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far could he drop with this type of behavior in

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the NBA draft. This is what Jay Williams had to

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say on Get Up earlier this morning.

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Speaker 7: If I were a general manager, I would be extremely

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concerned about Darren Peterson. I don't question his talent at all.

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His talent is the number one pick in the draft,

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but I would take aj De Bonsa because I'm not

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sure about the availability of Darren Peterson. Darren Peterson has

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played twelve of twenty four games this year in college basketball,

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and it's when everything from an injury, a hamstring injury,

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cramping with the thorough gun on the sideline every single possession,

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having the flu, not playing through the flu, and also

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just checking himself out of second half of games. I've

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done college game Day where all of a sudden, he got

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eighteen the first half. You're like, damn, this kid is

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so elite, and all of a sudden, the second half

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is he playing?

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Speaker 8: What happened?

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Speaker 7: Nobody knows, Nobody wants to talk about it. His talent

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is unquestionable, It's elite, but I don't it don't feel

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like he really wants to be there. It doesn't feel

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and maybe this is a byproduct KP of when kids

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get paid nil and they get money up front, right,

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if that's the way it goes, It's like, well, if

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I don't want to be here, I get my money

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up front, then I can check out when I want

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to check out. That's what this feels like. I don't

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know if it is that, but damn she here on

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paper it looks like that.

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Speaker 8: But well, I'm gonna tell you this bill itself better

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than me because I would have been got on his

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ass like back pockets. We would have been moving so furniture.

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There's no way in hell I go and recruit you.

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I pay you the dollars that i'm paying you, and

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you come and you act the way that you're acting,

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meaning like not showing up, thinking that we're doing things

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on your terms. Again, this is not I don't look

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at this as college basketball anymore. Once you start getting paid,

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this is your job. And so I'm starting to think,

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you know, I want to get to the root of

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the problem. Who is in this corner telling him what

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he needs to hear, Who is representing him right, who's

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telling him to do these things because I can't blame

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an eighteen nineteen year old kid, a young man, should

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I say, for acting this way?

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Speaker 3: Right?

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Speaker 8: What he did last night was disturbing. You could see

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it all on Bill self face. I mean, you know

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what I'm saying. It was frustration all over it. And

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the last part I'm a harp on, is it's gods

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like this that don't fulfill their obligations and ruin it

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for everybody else. We wasn't having this conversation last year

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about no, we were not goople. Flag was showing up

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and showing out every single time, and he probably got

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paid twenty plus million dollars in due.

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Speaker 7: To your point, came pampub came from you? Yeah, no,

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it didn't come from me, But I know the collective

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which it didn't come from. But I will say this,

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so here's what we need to stop doing nationally for everybody.

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Speaker 3: Yo.

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Speaker 7: There are eighteen nineteen year olds, you know, twenty year

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olds in the NBA right, Like it's not they aren't

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kids like we are talking about professional basketball players.

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Speaker 3: Now, yep, this is no more.

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Speaker 7: Well, you know he's just trying to fik kids are

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coming to You're talking about young adults coming to programs

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with agents, with accountants, with managers. They are getting paid handsomely.

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Speaker 3: They are pros.

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Speaker 7: It's time to treat them like if I were a

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general man.

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Speaker 2: All right, So a lot of good stuff there for

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both Jay Williams and Kendrick Perkins on get up earlier

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this morning.

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Speaker 3: Uh, both are right.

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Speaker 2: I really enjoyed Jay Williams, you know, you know, his

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elaborated on his perspective on Darren Peterson and how he's

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just flabbergasted. Kendrick Perkins is also extremely entertaining. I just

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don't think that there is any sort of accountability. If

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I'm Bill self, this is how I feel. I'm perfectly fine.

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We got a good team. If I'm trying to put

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myself in billsp. We got a really good team. We

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can win a lot of basketball games, and we can

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go into we can get into the Big Twelve Tournament

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and possibly even win the Big Twelve Tournament with the

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team that we have, even if Darren Peterson is playing

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eighteen minutes a game.

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Speaker 3: Quite honestly, I can get on board with load management.

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Speaker 2: If you're communicating with me, if you're like, look like

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you're gonna play first hast. We're gonna get a big lead,

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and then we're gonna sit you. Yeah, I understand, there's

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only so much tread on your tires. You want to

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be healthy, you want to be strong. You don't want

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to get into like these extremely competitive situations where you

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can get injured. I don't know Darren Peterson's injury history

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in high school, Okay, I don't. It may have gotten

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to the point he's felt though, like he is skinny.

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It's not like he's like a thick dude that can

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take body blows. Okay, Like, and when you get into

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competitive environments and it gets sticky towards the end of games, yeah,

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you can get injured. There's no doubt about it. So

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I just want to be on board with it. So

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it's like, and it feels like he's in the dark.

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It feels like the power brokers have kind of been

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overseeing Darren Peterson's DMPs in the second half and saying, hey,

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once we get to lead you out, you pull yourself out,

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because I can hear like I am willing if I'm

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Bill's self, Like, look, we're win enough games, we're gonna

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get into the big t tot Turim we're gonna get

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the NCAA tournament. I just need you to be your

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best self in the nc DOUBLEA Tournament because that's when

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it matters most. Let's continue to low manage you, pull yourself.

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Whenever you feel like you're tweaked or you know you're

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not ready to go, that's fine, but we gotta get wins.

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Speaker 3: Obviously, we got a good team.

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Speaker 2: We can win without you too, but we need you

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when it counts, when we really need you.

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Speaker 3: We need you in the NCAA tour.

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Speaker 2: Just communicate with me, let me know, and then I'll

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all run the PR game. Because honestly, this is the

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first time that Bill self has openly and outrightly admitted

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I didn't anticipate that tonight at all. I thought he

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was good to go. We only got eighteen minutes out

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of him. That's disappointing because he could have had a

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really big night. That's the first negative public relations commentary

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from Bill's soelth the head coach. Up to this point,

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I thought he was in on the bamboozling, the load

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management ing right of all of this.

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Speaker 3: I thought that he was in on the take.

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Speaker 2: He's like, yeah, Darren Peterson, I'm just thinking about it

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as a recruiter.

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Speaker 3: I recruit you, Darren.

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Speaker 2: Look, we're gonna we're gonna utilize you, but we're gonna

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load manage you. You can play the first half and

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you can sit out the second half. We just want

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you here, we need you here, we love you here.

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We're gonna take care of you.

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Speaker 6: Here.

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Speaker 2: You're gonna be the first overall pick. You're gonna help me,

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you know, propel myself into the next level of coach,

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coaching them in all those things, and.

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Speaker 3: YadA, YadA, YadA. Does that make sense?

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Speaker 2: Just let me be in on it. Up to this point,

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I thought he was in on it. I don't think

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he's in on it anymore. I think he's just trying

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to He's just riding it out. Maybe the collective is

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running things there in Kansas. Maybe the the agents are running.

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Maybe there's an ad. Remember there was an ad that

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dropped that that stepped down or like a chancellor from

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the UH from the stands and talk to Darren Pearson

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during a time out, Ronnie, do you remember that. I've

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never seen that, Like, can you imagine like I could

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actually see Brian Santiago coming down to the court, like

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getting it. I can actually see me he's ontoing that,

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but like, rarely do you see that? And I'm like, okay,

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maybe the power brokers are puppeteering this a little bit.

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My theory on this though, I'll give it to you

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here on the flip side. But Stephen A. Smith went

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off to let let's let's listen to Steven A. Smith

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on first take and see it goes off on Darren

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Peterson DNP and uh possibly uh. The NBA team that

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could grab grab him at number number one.

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Speaker 9: Overall despite the sitting out issues. ESPN's Jeremy Wu is

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Darren Peterson going first overall in the twenty twenty six

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NBA draft. Peterson is averaging twenty points per game, but

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has missed eleven games for the Jayhawks this season.

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Speaker 7: What in the world is going on here?

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Speaker 8: What I got Jeremy Wu number.

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Speaker 3: You know what I call Joe? Let me, let me

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let me. I heard y'all.

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Speaker 10: The only reason I want to go first on this

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because I heard y'all.

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Speaker 3: Don't get up. Let me say this.

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Speaker 10: There is no team in hell that should grab Darren

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Peterson number one. You cannot do it. The first ability

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is availability and my brother Darren Peterson. I hope you

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watch it because I'm talking directly to him. And whoever

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his family members is in a cirt whatever, who that,

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whoever they are, What the hell is going on? You

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are a college player. This twenty four to twenty five games.

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He's already missed about twelve eleven or twelve games. You

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pull yourself out, pull it down. You made it, Jay,

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and then look at the coach. I want to get

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out of here. And it ain't the first time he's

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done it, and these games and he's missing cramps, flew,

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what what? I can't believe what I'm seeing.

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Speaker 3: From this guy.

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Speaker 10: This guy is a sensational player, talent wise. I'm an

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aj Debonza fan. Talent wise, Joe, I understand why everybody's

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looking at Darren Peterson and saying that brother is something special.

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He could be number one. This is business. I can't

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trust him. I cannot. I'm looking at him on the camera.

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You cannot be trusted. You can't. The NBA is a business.

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It's eighty two regular season games. If you already a professional,

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you invoking your own load management.

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Speaker 3: Think about that.

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Speaker 10: You are a freshman in college and you already engage

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in a load management. It don't get better. How can

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I trust you?

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Speaker 3: How can I invest in you? When you get paid?

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Speaker 10: Ladies and gentlemen, it's not just because of what you do.

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It's not just because of your ability. It's because you're

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also trusted to produce into the future.

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Speaker 3: How can you trust him?

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Speaker 10: Look at Bill self.

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Speaker 3: This is a national champion, one of.

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Speaker 10: The greatest coaches in the history of college basketball, who

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has been around for decades, is sitting there shaking his head.

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Speaker 3: I thought we were best. I don't know what to do.

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Speaker 2: He don't know.

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Speaker 3: If he don't know how an NBA.

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Speaker 10: Team gonna know how to evaluators gonna know how a

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team is. Could you imagine if he's on an NBA

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squad and you drop twenty points in the first half

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and you hit a jay right in front of your

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in the and then turn around.

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Speaker 7: And look at your coach.

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Speaker 10: They pulled me, give me out, why cramp? And this

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ain't the first time I'm gonna tell you it's a problem.

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He can't he can't listen. Boy's talent is big time.

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I wish him nothing but the best. I ain't rooting

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against him. I'm saying, damn this is some flagrantly obvious

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stuff that's going on where there's a dereliction of duty,

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a lack of commitment, something it ain't just help. Come on, now,

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you ain't taking care of yourself.

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Speaker 3: How many cramps can you ask? Look?

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Speaker 2: All right, I give you my theory. Now this is

341
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all on point. This is fantastic stuff from Steven A. Smith,

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Kendrick Perkinson, and Jay Williams. Okay, love and appreciate their perspective.

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If I would have been there in that studio with them,

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I'm like, you guys are getting rope adoped. Darren Peterson

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is going to go off in the NCAA tournament when

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it actually matters most I grew up in the Robber

347
00:17:00,320 --> 00:17:04,200
Or era. Robert Orriy has more NBA championship. Now, granted,

348
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Robert ori is not Darren Peterson. Dan Peterson not Robert Orriy.

349
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This is this is but the philosophy is sound, Okay,

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Robert ORRII did not play minutes in the regular season.

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Speaker 3: He just didn't. That dude was big shot Bob.

352
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Speaker 2: He get into the NBA playoffs and he helped.

353
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Speaker 3: His team win NBA championships.

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Speaker 2: Whether it's the Houston Rockets, or you know, or the

355
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San Antonio Spurs.

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Speaker 3: Big Shot Bob, That's who he was. Darren Peterson.

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Speaker 2: My theory is like, when it comes down to the

358
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NCAA tournament, he's gonna make everyone shut up.

359
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Speaker 3: He already knows he's the best.

360
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Speaker 2: He's the best scorer in the in the nc Double A,

361
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and quite honestly, he would drop twenty a night in

362
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the NBA. Now now, I don't think I'm wondering. I'm

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00:17:55,640 --> 00:17:59,559
wondering how bad the injuries are with him, like in

364
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like how how severe they are or how severe they've

365
00:18:02,920 --> 00:18:04,920
been in the past that would lead him into a

366
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looad management situation. I think he's going to go off

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in the NCAA tournament, though it still will will will

368
00:18:12,240 --> 00:18:14,319
drop his stock leading up to the nc that this

369
00:18:14,400 --> 00:18:18,160
is dropping his stock in GMS and coaches and organizations

370
00:18:18,200 --> 00:18:20,799
are like, he's not Is he a competitor, He's not

371
00:18:20,799 --> 00:18:22,200
even competitor. Why would I want to bring in a

372
00:18:22,200 --> 00:18:24,400
guy that's not competitor. I think he's going to show

373
00:18:24,400 --> 00:18:26,599
that he's competitor in the NCUBA when it actually matters

374
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and be big shot Bob be big shot DNP. Does

375
00:18:29,799 --> 00:18:34,480
that make sense because he can't. He is wielding the

376
00:18:34,680 --> 00:18:39,599
power right now. It is crazy to see. And I

377
00:18:39,640 --> 00:18:41,480
know that a lot of old heads, the youngs listening

378
00:18:41,599 --> 00:18:45,039
right now, they hate it because you know, players have

379
00:18:45,119 --> 00:18:48,640
more power and are making sometimes just as much money

380
00:18:48,680 --> 00:18:52,160
as coaches. Right now, they have more power than the coaches.

381
00:18:52,160 --> 00:18:55,880
They have more power than ads. The pendulum has swung

382
00:18:56,119 --> 00:19:01,400
so far in player advocacy, player power world that you

383
00:19:01,519 --> 00:19:07,480
are two degree held by the the testes.

384
00:19:08,599 --> 00:19:09,079
Speaker 3: You're held.

385
00:19:09,200 --> 00:19:12,880
Speaker 2: You're like they own you, bro. They can pull you

386
00:19:12,920 --> 00:19:17,440
anyway they want. Tapping out, I'm done, DMP out peace,

387
00:19:18,039 --> 00:19:20,359
I'm done. I got twenty I got twenty three and

388
00:19:20,440 --> 00:19:23,480
eighteen minutes, I was six to ten from the three

389
00:19:23,519 --> 00:19:24,000
point line.

390
00:19:24,000 --> 00:19:25,440
Speaker 3: I'm done.

391
00:19:25,680 --> 00:19:29,000
Speaker 2: I'll come back next game maybe if I want to,

392
00:19:30,240 --> 00:19:31,759
and I'll play in the NC DOA. I'll get you

393
00:19:31,799 --> 00:19:34,240
that natty. I'll get you to the Natty. That's what

394
00:19:34,279 --> 00:19:36,240
I think is. I think they're gonna get ropidoped. I

395
00:19:36,279 --> 00:19:38,839
think they're gonna gt ropodope. My opinion, your thoughts playing

396
00:19:38,880 --> 00:19:40,440
trained man, Well, it's.

397
00:19:40,359 --> 00:19:42,920
Speaker 4: Hard to argue with what you're saying, especially with that

398
00:19:43,000 --> 00:19:47,079
pendulum shifting, because for so long it was all about grit.

399
00:19:47,240 --> 00:19:51,480
It was about toughness, and I agree, I think that

400
00:19:51,519 --> 00:19:55,720
the dynamic has changed, and so it's kind of sad

401
00:19:55,720 --> 00:19:58,079
from a fan standpoint and a perspective, But it's hard

402
00:19:58,079 --> 00:20:00,599
to argue what you're saying, and you right, it is

403
00:20:00,599 --> 00:20:04,359
a reality of sports today. And so I mean, looking

404
00:20:04,400 --> 00:20:07,200
at him as a as an owner or as a GM,

405
00:20:07,440 --> 00:20:09,839
I still would have my doubts. And of course he can.

406
00:20:09,960 --> 00:20:13,240
He can silence us critics in the tournament, like you said,

407
00:20:13,319 --> 00:20:16,839
But for me, he'd still be a hard pass right

408
00:20:16,880 --> 00:20:19,079
now with what's happening. But hey, if they go out

409
00:20:19,119 --> 00:20:21,400
and win the tournament, get deep in the tournament and

410
00:20:21,440 --> 00:20:23,240
he lights it up, then then you're right.

411
00:20:23,359 --> 00:20:24,839
Speaker 3: Yeah, I think all sins are forgiven.

412
00:20:25,119 --> 00:20:26,799
Speaker 2: I think, and he could go over at number one

413
00:20:26,839 --> 00:20:31,240
overall anyway because of the talent. And uh so markets change, right,

414
00:20:31,279 --> 00:20:33,640
you know that better than anybody been in the financial world.

415
00:20:34,000 --> 00:20:34,720
Speaker 3: Market change.

416
00:20:34,920 --> 00:20:38,440
Speaker 2: Uh you know organizations, individuals that you have to adapt

417
00:20:38,480 --> 00:20:39,400
to the market changes.

418
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Speaker 3: What's going on in the markets right now? What's changing?

419
00:20:42,720 --> 00:20:44,799
Speaker 2: I know we're getting ready for tax planning season's trying

420
00:20:44,839 --> 00:20:47,799
to retaine as much money as they can. Banterwealth banterwellth

421
00:20:47,799 --> 00:20:49,920
dot com. What are some of the products and services.

422
00:20:49,920 --> 00:20:51,960
What are you seeing right now that can eat and

423
00:20:52,000 --> 00:20:57,359
support our our awesome listenership as they get as they

424
00:20:57,400 --> 00:21:01,400
inch towards their their tax filing season with their CPAs.

425
00:21:01,640 --> 00:21:04,319
Speaker 4: Yeah, totally, well, I love what you said. It's certainly true.

426
00:21:04,400 --> 00:21:06,559
The markets are always changing, and a lot of times

427
00:21:06,599 --> 00:21:09,119
when we talk about the markets, our minds naturally go

428
00:21:09,200 --> 00:21:12,039
to the stock market. We've been on a three year run.

429
00:21:12,160 --> 00:21:16,240
We've had great returns. Even running through January, we've had

430
00:21:16,279 --> 00:21:18,880
really nice returns. Now things have cooled off here in

431
00:21:18,880 --> 00:21:21,720
the month of February. I can tell you from a

432
00:21:21,759 --> 00:21:25,480
trend standpoint, November, December, January or usually the three hottest

433
00:21:25,519 --> 00:21:28,960
months of the year. So this does happen frequently in

434
00:21:29,039 --> 00:21:33,160
most years. But we remain optimistic as a firm with

435
00:21:33,200 --> 00:21:34,960
what's happening in the world around us. But I can

436
00:21:35,000 --> 00:21:37,200
tell you just to prepare for all different types of

437
00:21:37,279 --> 00:21:41,119
climates and markets, we use what we call our growth portfolio,

438
00:21:41,200 --> 00:21:43,279
which is going to be market based and help clients

439
00:21:43,359 --> 00:21:46,920
avoid the cardinal sin, which is selling when markets are down,

440
00:21:47,160 --> 00:21:50,880
and then it's important to have diversification, have an income portfolio.

441
00:21:51,039 --> 00:21:53,759
This is where we account for market risk This is

442
00:21:53,799 --> 00:21:57,440
where we account for systematic withdrawals, it's where we account

443
00:21:57,440 --> 00:22:01,200
for tax strategies, and so that balance will help us

444
00:22:01,279 --> 00:22:04,720
navigate through tough waters or tough times. We've been on

445
00:22:04,759 --> 00:22:08,279
a nice run. All history also tells us that every

446
00:22:08,279 --> 00:22:10,759
six years there's a pullback of twenty percent or more.

447
00:22:10,839 --> 00:22:13,119
So I just mentioned that because that's part of what

448
00:22:13,440 --> 00:22:15,599
the data and the history say. We don't know when

449
00:22:15,599 --> 00:22:18,880
it'll come, but there'll be volatility. The key is balanced,

450
00:22:18,920 --> 00:22:22,559
and so right now, a couple of the big heavy

451
00:22:22,799 --> 00:22:26,119
topics of interest are many people are working with their accountants,

452
00:22:26,119 --> 00:22:28,720
their CPAs they're meeting with them. We feeled a lot

453
00:22:28,720 --> 00:22:31,839
of calls. There's some things and there's things we can do,

454
00:22:32,000 --> 00:22:35,799
but we're a proactive firm. We love looking out the windshield,

455
00:22:35,960 --> 00:22:38,480
and so a lot of our deep, really good planning

456
00:22:38,519 --> 00:22:40,720
takes plenty in Q four. But there are still some

457
00:22:40,759 --> 00:22:44,119
things that can be done for last year, and there'll

458
00:22:44,119 --> 00:22:45,680
be a lot of people writing checks in the next

459
00:22:45,720 --> 00:22:47,799
few weeks paying up on their taxes, and then some

460
00:22:47,839 --> 00:22:51,240
of those that defer. But there's always things happening throughout

461
00:22:51,240 --> 00:22:55,359
the year. We love integrating tax planning with wealth management

462
00:22:55,440 --> 00:22:58,480
investment planning. I hear you say it often. It's so true.

463
00:22:58,519 --> 00:23:00,599
It's not what you make, it's what your key. We're

464
00:23:00,599 --> 00:23:06,279
all about after tasks, returns about risk adjusted returns, helping

465
00:23:06,279 --> 00:23:09,200
people maximize their rates of return based on their risk,

466
00:23:09,720 --> 00:23:12,400
and so there's always some learning and strategy that takes

467
00:23:12,400 --> 00:23:15,359
place in our world. I appreciate you asking. It's a

468
00:23:15,359 --> 00:23:17,400
great time. It's a great time to be an investor.

469
00:23:17,440 --> 00:23:20,839
And we sure enjoy the listeners that we talked to

470
00:23:20,920 --> 00:23:21,559
here from the show.

471
00:23:21,799 --> 00:23:24,319
Speaker 2: Yeah, some give me a few questions that have been

472
00:23:24,359 --> 00:23:26,960
asked by our listeners recently that you've had the opportunity

473
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to consult with.

474
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Speaker 4: Well, just this morning, I was talking with a listener.

475
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His brother had referred him to us and we came

476
00:23:35,400 --> 00:23:37,839
to know him through the show. He's recently had a

477
00:23:37,920 --> 00:23:41,720
change of employment, so he's wanted to do some planning,

478
00:23:42,400 --> 00:23:44,519
wants to make sure that he's got his bases covered.

479
00:23:44,759 --> 00:23:47,160
But we talked about some strategies he can still implement

480
00:23:47,200 --> 00:23:49,880
for last year. He wasn't aware that he could do

481
00:23:50,319 --> 00:23:52,319
an I alry in addition to his four O one K,

482
00:23:52,920 --> 00:23:54,920
so we brought that to him, helping him and his

483
00:23:54,960 --> 00:23:57,519
wife with that get a health savings account, do some

484
00:23:57,599 --> 00:24:00,799
planning for last year. But then also something hot on

485
00:24:01,000 --> 00:24:03,279
his mind at the top of his mind is college planning.

486
00:24:03,680 --> 00:24:05,880
And so he has four children. We were able to

487
00:24:06,079 --> 00:24:09,599
put together some strategies and ideas for those children based

488
00:24:09,599 --> 00:24:12,960
on their age get them ready for college, but also

489
00:24:13,119 --> 00:24:15,279
keep things on track for him and his wife with

490
00:24:15,400 --> 00:24:18,160
retirement and so a lot of times it's that management

491
00:24:18,200 --> 00:24:20,880
of cash flow. And then we like to build a

492
00:24:20,920 --> 00:24:24,359
bucket strategy where we talk about short term needs, midterm

493
00:24:24,440 --> 00:24:26,480
and then long term. And so one of his main

494
00:24:26,559 --> 00:24:29,079
questions was just how do I manage cash flow? How

495
00:24:29,079 --> 00:24:32,279
do I account for the uncertainty and this in between

496
00:24:32,319 --> 00:24:34,759
that's taking place right now in my life. But hey,

497
00:24:34,759 --> 00:24:36,720
I've also got some needs and that's getting the kids

498
00:24:36,720 --> 00:24:40,640
ready for college. And he was pleasantly surprised to learn

499
00:24:40,640 --> 00:24:42,839
that there are still some things we can do for

500
00:24:42,920 --> 00:24:45,599
last year that will help with not only is tax

501
00:24:45,640 --> 00:24:46,799
but his investment planning.

502
00:24:47,279 --> 00:24:49,839
Speaker 2: My guy Blaine Anderson Banderwealth banderwealth dot Com get on

503
00:24:49,920 --> 00:24:51,960
that free Q and a no obligation to invest Q

504
00:24:52,039 --> 00:24:53,839
and a with our tax more wealth advisors. I always

505
00:24:53,839 --> 00:24:56,359
take away jams even if you don't want to align

506
00:24:56,359 --> 00:25:03,359
with Vanderwealth, their wealth management firm, regional firm in Utah, Idaho, Arizona,

507
00:25:03,480 --> 00:25:06,960
and Colorado. They're still going to give you some gems

508
00:25:07,000 --> 00:25:09,400
and some great education. So Blaine, we appreciate you.

509
00:25:09,559 --> 00:25:11,880
Speaker 4: Well. I just wanted to mention we've got the luxury

510
00:25:11,920 --> 00:25:14,599
of having a couple of CPAs staff and ones that

511
00:25:14,640 --> 00:25:16,720
help us as part of our wealth management team. So

512
00:25:17,359 --> 00:25:20,920
whether they be wealth and investment planning or even on

513
00:25:20,960 --> 00:25:23,440
the tax planning side, we've got some great contacts and

514
00:25:23,440 --> 00:25:25,240
are happy to help listeners with just some of those

515
00:25:25,240 --> 00:25:29,079
one off questions or get a second opinion. Oftentimes, even

516
00:25:29,119 --> 00:25:31,519
just knowing some of those blind spots can help people

517
00:25:31,559 --> 00:25:32,039
as they NAVI

