1 00:00:04,879 --> 00:00:05,599 Speaker 1: What's going on. 2 00:00:05,759 --> 00:00:08,119 Speaker 2: Thank you so much for listening to this podcast. It 3 00:00:08,240 --> 00:00:10,080 is heard live every day from noon to three on 4 00:00:10,240 --> 00:00:13,839 WBT Radio in Charlotte. And if you want exclusive content 5 00:00:14,000 --> 00:00:17,160 like invitations to events, the weekly live stream, my daily 6 00:00:17,199 --> 00:00:19,239 show prep with all of the links, become a patron, 7 00:00:19,320 --> 00:00:22,640 go to dpeteclendershow dot com. Make sure you hit the 8 00:00:22,640 --> 00:00:25,160 subscribe button. Get every episode for free right to your 9 00:00:25,160 --> 00:00:27,679 smartphone or tablet. And again, thank you so much for 10 00:00:27,760 --> 00:00:30,839 your support. I don't know about you, but I am 11 00:00:31,079 --> 00:00:35,560 just now on the lookout for the locusts. I feel 12 00:00:35,600 --> 00:00:39,520 like that's the next thing that's coming, right because we 13 00:00:39,560 --> 00:00:42,719 had what September, so I guess like every three months, 14 00:00:43,159 --> 00:00:48,399 so we had the massive floods western North Carolina and 15 00:00:48,439 --> 00:00:51,359 then out west. Now we've had the massive fire, and 16 00:00:51,439 --> 00:00:53,840 I think the next thing is the locusts. I think 17 00:00:53,840 --> 00:00:57,679 that's what comes next. Or the killer bees from Central 18 00:00:57,719 --> 00:00:59,200 America that are migrating up here. 19 00:00:59,240 --> 00:01:02,920 Speaker 1: Remember that one. Whatever happened to all those killer bees? Yeah, 20 00:01:02,920 --> 00:01:03,399 I don't know that. 21 00:01:03,520 --> 00:01:05,920 Speaker 2: No, that's weird because that was the thing that we 22 00:01:05,959 --> 00:01:07,959 all had to be afraid. Look, I said this, I 23 00:01:08,000 --> 00:01:12,519 was joking when we did our our award winning coverage 24 00:01:12,560 --> 00:01:17,840 on Friday snow Man on the Street. And you know, 25 00:01:17,920 --> 00:01:20,560 I said, if you're not scared, I'm not doing my job. 26 00:01:22,760 --> 00:01:25,239 This was this became very clear to me. You know 27 00:01:25,280 --> 00:01:31,680 when the West Nile virus, remember that whatever happened to that, no, 28 00:01:31,840 --> 00:01:35,480 that one that was like early two thousands, and it 29 00:01:35,560 --> 00:01:40,239 came right on the heels of a drought in Charlotte. 30 00:01:40,519 --> 00:01:44,000 And you know, that's that's when I learned what gray 31 00:01:44,159 --> 00:01:49,799 water was, which is I think a non lethal militia 32 00:01:49,840 --> 00:01:53,120 group out of North Carolina that deploys all over the place. 33 00:01:53,159 --> 00:01:55,439 For it's like a mercenary group, but they don't use 34 00:01:55,480 --> 00:02:00,239 any lethal force. Graywater, No, I'm kidding. Graywater is when 35 00:02:00,280 --> 00:02:03,040 you take water like you would take a bucket. We 36 00:02:03,120 --> 00:02:05,200 would I did. I would take a bucket and I 37 00:02:05,200 --> 00:02:08,759 would put it in the shower and when I would 38 00:02:08,919 --> 00:02:11,919 turn the water on to get the water hot, you 39 00:02:11,960 --> 00:02:14,759 got to waste water right to get the water hot. 40 00:02:15,520 --> 00:02:22,319 And I would just collect that water in the bucket 41 00:02:22,719 --> 00:02:25,159 and I would just keep it there as I showered. 42 00:02:25,560 --> 00:02:27,520 And then I would just take the bucket of water 43 00:02:27,719 --> 00:02:30,240 and I used it to water my trees in the 44 00:02:30,319 --> 00:02:34,759 front yard of my house. In East Charlotte, and then 45 00:02:34,800 --> 00:02:37,759 I was told that's illegal, that's grey water. 46 00:02:37,919 --> 00:02:38,840 Speaker 1: It's not treated. 47 00:02:39,199 --> 00:02:43,080 Speaker 2: How dare you in this case me dump the gray 48 00:02:43,159 --> 00:02:46,159 water into the ground. 49 00:02:47,840 --> 00:02:50,560 Speaker 1: They're killing the trees which. 50 00:02:50,360 --> 00:02:54,560 Speaker 2: Are actually dying from drought. Nobody ever charged me for anything, 51 00:02:54,680 --> 00:02:57,159 so I think the statute of limitations is now passed 52 00:02:57,159 --> 00:02:57,439 on that. 53 00:02:57,599 --> 00:03:00,960 Speaker 1: So that's why I feel comfortable disclosed this to you now. 54 00:03:02,080 --> 00:03:04,759 Speaker 2: But there was this big drought and they were talking 55 00:03:04,800 --> 00:03:07,439 about everything dying and we're not gonna have enough water, 56 00:03:07,639 --> 00:03:11,000 and you know, the the intake pipes for the nuclear 57 00:03:11,840 --> 00:03:14,599 power plant needs the water, and the water lake levels 58 00:03:14,599 --> 00:03:16,599 were so down and now the water's not going in 59 00:03:16,639 --> 00:03:19,560 to cool the plant and we're all gonna die from 60 00:03:19,560 --> 00:03:22,719 a meltdown. Like all of these the parade of horribles, 61 00:03:22,840 --> 00:03:27,319 all the speculative kind of journalisming. And look, I was 62 00:03:27,360 --> 00:03:30,639 a reporter at the time. I'm sure I did maybe 63 00:03:30,759 --> 00:03:34,360 two or three, you know, hundred stories of a similar nature. 64 00:03:34,400 --> 00:03:39,919 Speaker 1: Okay, and then the rains came, and then we got rains. 65 00:03:40,319 --> 00:03:43,280 Then all of a sudden it was West Nile virus. 66 00:03:47,199 --> 00:03:49,360 Speaker 2: So you're gonna right now, you're gonna get all the 67 00:03:49,439 --> 00:03:53,879 mosquitoes from the standing water and they're gonna kill you. Right, 68 00:03:53,919 --> 00:03:56,759 So first the drought was gonna kill us, and then 69 00:03:56,759 --> 00:04:00,240 when it rained, the mosquitoes are gonna kill us after 70 00:04:00,280 --> 00:04:03,199 the rains, right, So there was That's when it became 71 00:04:03,319 --> 00:04:06,479 because it shifted so quickly. It's kind of like the 72 00:04:06,479 --> 00:04:11,159 climate change silliness. Everything is climate change. Just for the record, 73 00:04:12,240 --> 00:04:12,960 lest I get. 74 00:04:12,840 --> 00:04:16,240 Speaker 1: The pizza denier that the climate change, I don't deny 75 00:04:16,319 --> 00:04:21,680 climate change. I believe the climate does change. I believe 76 00:04:21,720 --> 00:04:24,519 there are people that are employed to tell me how 77 00:04:24,560 --> 00:04:27,160 the climate is changing on a day to day basis. 78 00:04:28,000 --> 00:04:33,319 Speaker 2: I know this. I spoke with one in studio on Friday. 79 00:04:33,360 --> 00:04:37,839 They call them meteorologists, and they talk about how the 80 00:04:37,879 --> 00:04:40,120 climate is changing every single day. So I believe it 81 00:04:40,120 --> 00:04:43,079 does occur, and does it occur on a longer term, 82 00:04:43,160 --> 00:04:48,240 a longer like a long term scale. Obviously, the dinosaurs 83 00:04:48,240 --> 00:04:49,439 didn't kill themselves. 84 00:04:50,319 --> 00:04:51,439 Speaker 1: Maybe they did. I don't know. 85 00:04:51,600 --> 00:04:54,240 Speaker 2: It's possible. I wasn't around. Maybe they did kill themselves 86 00:04:54,279 --> 00:04:56,839 when they saw like the meteor coming. They thought the 87 00:04:57,240 --> 00:05:00,000 comet was the sign that they were waiting for. They 88 00:05:00,040 --> 00:05:02,439 I'll put on the Nike sneakers. 89 00:05:01,959 --> 00:05:03,240 Speaker 1: And killed themselves. I don't know. 90 00:05:03,879 --> 00:05:07,079 Speaker 2: I don't think that's what happened, but I think the 91 00:05:07,160 --> 00:05:10,680 records are pretty clear that the climate has in fact 92 00:05:10,800 --> 00:05:15,079 changed over the course of the life span of the planet. 93 00:05:15,199 --> 00:05:23,040 Speaker 1: I'm okay with that. Now, is man and women and persons? Okay? 94 00:05:23,600 --> 00:05:27,839 Speaker 2: Is the human race or the Hue woman race or 95 00:05:27,879 --> 00:05:33,079 the Hue person race. Is man causing global warming, climate change, 96 00:05:33,120 --> 00:05:35,360 global cooling, or whatever it needs to be at any 97 00:05:35,360 --> 00:05:39,480 given time. I suspect there probably is some kind of 98 00:05:39,519 --> 00:05:44,120 an impact. How big, not worth impoverishing the entire planet. 99 00:05:44,720 --> 00:05:47,879 That's just me, okay. I don't think that the juice 100 00:05:47,920 --> 00:05:49,120 is worth the squeeze on this. 101 00:05:49,920 --> 00:05:50,319 Speaker 1: I don't. 102 00:05:50,600 --> 00:05:54,680 Speaker 2: I think that actually the Sun, and I've laid this 103 00:05:54,759 --> 00:05:57,240 out very clearly. I've presented my evidence on this for 104 00:05:57,360 --> 00:06:00,000 years that the Sun I believe is actively trying to 105 00:06:00,319 --> 00:06:03,399 kill us, okay, and I think that we need to 106 00:06:03,399 --> 00:06:05,959 take the threat more seriously. I think that the Sun 107 00:06:06,360 --> 00:06:10,720 is actually more responsible for how hot our planet gets. 108 00:06:11,160 --> 00:06:13,920 Have you seen the size of the Sun. I mean, 109 00:06:13,920 --> 00:06:15,720 it looks small from where we are, but when you 110 00:06:15,759 --> 00:06:18,519 get up close, not only is it really hot, but 111 00:06:18,600 --> 00:06:21,600 it's really big, Like you could set off a nuclear 112 00:06:21,639 --> 00:06:23,480 bomb on that thing and you wouldn't even see it. 113 00:06:23,680 --> 00:06:30,759 That's how much fire and explosive activity there are, you know, EMPs, 114 00:06:30,879 --> 00:06:34,160 the solar flares and stuff that knock out communications on 115 00:06:34,199 --> 00:06:36,959 our planet. Right, So there are all of these things 116 00:06:37,000 --> 00:06:42,800 that contribute. You got cloud cover, right, the Moon which 117 00:06:42,879 --> 00:06:45,720 is like you know, it's got like this sun complex 118 00:06:45,759 --> 00:06:47,360 where it's like smaller, but it's. 119 00:06:47,199 --> 00:06:49,639 Speaker 1: Like, oh, could affect the water, you know, okay whatever. 120 00:06:49,800 --> 00:06:52,680 Speaker 2: That's like the Wonder Twins like, okay, yeah, you can 121 00:06:52,720 --> 00:06:55,279 make yourself an animal or and you make yourself like 122 00:06:55,319 --> 00:06:55,959 a tear drop. 123 00:06:56,000 --> 00:06:56,439 Speaker 1: Good for you. 124 00:06:57,079 --> 00:07:00,720 Speaker 2: So I think that there are much bigger entities out 125 00:07:00,759 --> 00:07:03,439 there that are having way more impact on our climate 126 00:07:03,920 --> 00:07:07,600 than us. We're pretty small compared to the Sun and 127 00:07:07,639 --> 00:07:12,000 the moon, just like your size. You know, even if 128 00:07:12,040 --> 00:07:14,879 you put all the people on the planet together in 129 00:07:15,000 --> 00:07:17,680 a big ball and like you mush us all together 130 00:07:17,720 --> 00:07:21,439 into a ball, we're still smaller than the moon. So 131 00:07:22,439 --> 00:07:24,959 I think, yeah, I think those things probably have more 132 00:07:25,000 --> 00:07:25,639 of an impact. 133 00:07:25,759 --> 00:07:27,480 Speaker 1: And again the key. 134 00:07:27,279 --> 00:07:31,720 Speaker 2: Part here is is it worth impoverishing the entire planet 135 00:07:32,040 --> 00:07:35,199 in order to get a reduction in the carbon emissions? 136 00:07:35,680 --> 00:07:37,639 Speaker 1: And no, I don't think it is. 137 00:07:38,040 --> 00:07:41,720 Speaker 2: I think that it's better to have people not dying 138 00:07:41,759 --> 00:07:45,360 at age, you know, thirteen, fourteen, fifteen years old because 139 00:07:45,399 --> 00:07:49,560 they can't stay warm or can't get cool. I like 140 00:07:49,639 --> 00:07:54,560 my air conditioning, Sorry so, And I will start living 141 00:07:55,240 --> 00:07:59,879 as if climate change is in fact an existential threat 142 00:08:00,199 --> 00:08:02,720 when the people who tell me that it is start 143 00:08:02,759 --> 00:08:06,279 living like it is an existential threat. Right when you 144 00:08:06,360 --> 00:08:09,600 start behaving in a manner that comports with what you're 145 00:08:09,600 --> 00:08:11,800 telling me, then I will believe that you believe what 146 00:08:11,839 --> 00:08:15,240 you're telling me. But let me just take an example. 147 00:08:16,040 --> 00:08:19,759 If you believe that climate change is going to cause 148 00:08:20,600 --> 00:08:29,279 the complete incideration of the California coastline, right, then don't 149 00:08:29,319 --> 00:08:32,559 you think you would take steps to mitigate the climate change? 150 00:08:34,440 --> 00:08:38,200 If I believed that were the case, I think I would, 151 00:08:38,320 --> 00:08:42,360 for example, put a lot of money into combating those effects. 152 00:08:42,799 --> 00:08:45,600 I would put a lot of money into relocating everybody 153 00:08:45,720 --> 00:08:50,799 off of the coastline. Which, by the way, did you 154 00:08:50,879 --> 00:08:56,320 notice how close the fire was to the ocean? How 155 00:08:56,360 --> 00:08:58,559 have y'all not figured this out yet? You got all 156 00:08:58,600 --> 00:09:01,559 that water and got a fire right next to the water. 157 00:09:04,000 --> 00:09:05,559 And I know I saw some planes. I think they 158 00:09:05,600 --> 00:09:08,399 actually get some of them came from Canada. Eh, and 159 00:09:08,440 --> 00:09:11,639 they flew Have you seen these things? They fly along, 160 00:09:11,720 --> 00:09:15,720 they skim the water, and they suck up like thousands 161 00:09:15,720 --> 00:09:18,720 of gallons of water, and then they fly over and 162 00:09:18,720 --> 00:09:22,840 they dump the water on the fire. That seems like 163 00:09:22,840 --> 00:09:26,159 a pretty good idea. I saw another guy. He ran 164 00:09:26,200 --> 00:09:28,799 a pump out of his swimming pool and use that 165 00:09:29,120 --> 00:09:32,679 water to keep his house from catching fire. 166 00:09:32,879 --> 00:09:34,279 Speaker 1: He was just spraying down. 167 00:09:34,559 --> 00:09:37,200 Speaker 2: He and his wife were spraying down all the house, 168 00:09:38,080 --> 00:09:40,720 the roofline, and all the trees and shrubs. They just 169 00:09:40,799 --> 00:09:43,600 kept spreading water all over the property and they saved 170 00:09:43,600 --> 00:09:44,039 their house. 171 00:09:44,320 --> 00:09:47,399 Speaker 1: Everything around them burned and they survived and their house survived. 172 00:09:49,039 --> 00:09:49,440 I don't know. 173 00:09:49,480 --> 00:09:51,120 Speaker 2: Maybe they were the only ones with a pool in 174 00:09:51,159 --> 00:09:55,639 the neighborhood. I don't know, but that seems unlikely. How 175 00:09:55,639 --> 00:09:58,080 have you guys not figured this out? All that water, 176 00:09:58,960 --> 00:10:01,879 all that water, and you guys have all these water problems, 177 00:10:02,120 --> 00:10:06,440 Like you have the biggest coastline I think of any state, 178 00:10:06,759 --> 00:10:10,120 maybe Florida, Florida might well if you're counting islands, I 179 00:10:10,159 --> 00:10:14,360 don't know, Okay, but like Florida or uh, California, you know, 180 00:10:14,840 --> 00:10:18,480 just greedy, gluttonous. They take up like most of the 181 00:10:18,519 --> 00:10:22,519 coast on the west coast, they have like the whole 182 00:10:22,600 --> 00:10:25,639 side of the country over there, right, they don't want 183 00:10:25,639 --> 00:10:27,080 to break it up and share it with a bunch 184 00:10:27,159 --> 00:10:27,960 of different states. 185 00:10:28,159 --> 00:10:29,120 Speaker 1: So they have the whole thing. 186 00:10:29,279 --> 00:10:31,480 Speaker 2: And you got all that water and you can't figure 187 00:10:31,480 --> 00:10:34,279 out how to get the salt out of it, which 188 00:10:34,840 --> 00:10:37,440 we do know actually how to do the desalinization, so 189 00:10:37,759 --> 00:10:39,759 like we're desalination whatever. 190 00:10:39,919 --> 00:10:42,039 Speaker 1: So like you can do it, but for some reason 191 00:10:42,279 --> 00:10:45,519 you don't want to do it again. 192 00:10:45,879 --> 00:10:50,200 Speaker 2: When you start acting like these things are existential threats, 193 00:10:50,679 --> 00:10:53,159 then maybe I will believe you that it is in 194 00:10:53,200 --> 00:10:57,000 fact an existential threat. 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Let me let's go over and talk with Lisa. 217 00:12:11,840 --> 00:12:15,360 Hello Lisa, Welcome to the program. Hello Pete. 218 00:12:15,720 --> 00:12:16,279 Speaker 3: How are you doing. 219 00:12:16,440 --> 00:12:18,840 Speaker 1: I'm good. How are you well? 220 00:12:19,559 --> 00:12:23,240 Speaker 3: My heart is hurting a lot. I was born and reared. 221 00:12:23,840 --> 00:12:26,879 You raise cattle, you rear children. I was born and 222 00:12:26,919 --> 00:12:31,960 reared in Pasadena, California. I grew up two blocks east 223 00:12:32,039 --> 00:12:36,600 of Lake Street, which is completely gone. And I know 224 00:12:37,159 --> 00:12:39,679 so many people, and I do want to give a 225 00:12:39,720 --> 00:12:41,639 shout out to the Dina Dogs because they know who 226 00:12:41,639 --> 00:12:44,159 they are. But no, Carola, I don't want to know 227 00:12:44,159 --> 00:12:47,639 who that is. But they're all my peeps up in Altadena. 228 00:12:48,320 --> 00:12:52,320 But I have a friend, I have several friends up 229 00:12:52,320 --> 00:12:55,559 there who lost everything, like ten people I know that 230 00:12:55,679 --> 00:12:58,720 lost everything, just off the top of my head. And 231 00:12:59,080 --> 00:13:08,799 one of my friends, his father was Armenian and like 232 00:13:09,759 --> 00:13:12,919 migrated over here built the house. His house is still 233 00:13:12,919 --> 00:13:15,240 standing because it built out of stone and he is 234 00:13:15,279 --> 00:13:19,639 a slate roof and they are literally that property is 235 00:13:19,679 --> 00:13:24,480 at the base of the mountains of Altadina. Alan told 236 00:13:24,480 --> 00:13:27,799 me his son that they cut off the water supply 237 00:13:27,919 --> 00:13:30,679 and if it wasn't for the swimming pool and they 238 00:13:30,720 --> 00:13:33,559 were able to get the pump happening. By the way, 239 00:13:33,600 --> 00:13:36,480 I haven't been listening to your program. I just just 240 00:13:36,639 --> 00:13:39,159 tuned in right now, but I just I need to 241 00:13:39,200 --> 00:13:42,440 tell you what's happening. They cut off the water supply 242 00:13:42,600 --> 00:13:45,600 up there, they shut it off. 243 00:13:46,320 --> 00:13:50,799 Speaker 2: Yeah, I've seen the reports people reporting that that that occurred. 244 00:13:50,799 --> 00:13:53,600 There's also reports that one of the reservoirs was empty. 245 00:13:54,039 --> 00:13:58,600 So there's also reports that the water pressure may have 246 00:13:58,759 --> 00:13:59,919 given the same sort of. 247 00:14:00,200 --> 00:14:04,399 Speaker 3: Dam right there. And there there's a dam right there 248 00:14:04,799 --> 00:14:09,600 off of Maiden Lanes. You google it, you can find it. 249 00:14:09,639 --> 00:14:15,840 But years ago there was another fire and the street 250 00:14:15,879 --> 00:14:21,080 that I used to live on was like a terraced 251 00:14:21,279 --> 00:14:27,519 down like Zane Gray Drive. About two houses made it out. 252 00:14:28,440 --> 00:14:35,960 My street made it. The whole thing is gone. It's gone. 253 00:14:36,720 --> 00:14:41,639 It's all gone. And it's by design. I know it's 254 00:14:41,679 --> 00:14:42,399 by design. 255 00:14:42,960 --> 00:14:44,679 Speaker 1: How do you know it's by design? 256 00:14:48,039 --> 00:14:53,399 Speaker 3: Uh? Water? And also uh, there was a thing about 257 00:14:53,480 --> 00:14:54,840 imminent domain. 258 00:14:55,919 --> 00:14:56,039 Speaker 1: Thing. 259 00:14:56,200 --> 00:14:58,600 Speaker 2: I know what eminent domain is? What thing about it 260 00:14:58,639 --> 00:14:59,440 are you talking about? 261 00:15:01,080 --> 00:15:05,279 Speaker 1: Also also no, well no, just focus on the eminent 262 00:15:05,279 --> 00:15:05,879 domain part. 263 00:15:06,000 --> 00:15:09,279 Speaker 3: Hold on, hold on, hold on. Let me be honest. 264 00:15:10,320 --> 00:15:12,399 I have to go do my research. But I was 265 00:15:12,440 --> 00:15:16,039 told about it. Hold on. But also why would the 266 00:15:16,120 --> 00:15:19,759 insurance companies all of a sudden just ditch out four 267 00:15:19,799 --> 00:15:21,159 months before this happened. 268 00:15:21,320 --> 00:15:26,200 Speaker 2: We covered that last week. The insurance State Farm was 269 00:15:26,200 --> 00:15:29,799 the big one. They said that they cannot cover all 270 00:15:29,840 --> 00:15:32,639 of the losses in a catastrophic event, and so they 271 00:15:32,759 --> 00:15:35,559 had asked for a premium increase. So they would not 272 00:15:35,799 --> 00:15:40,159 go bankrupt basically in the event of a catastrophe. And 273 00:15:40,200 --> 00:15:44,240 the state refused to allow them to hike the premiums 274 00:15:44,279 --> 00:15:47,240 to cover a catastrophic event, and so they said, we 275 00:15:47,320 --> 00:15:50,279 have to drop we can't renew the policies. Basically, so 276 00:15:50,360 --> 00:15:54,120 anybody who's policy, who anyone who had a policy that expired, 277 00:15:54,960 --> 00:15:58,200 would not get the renewal of that policy. And the 278 00:15:58,240 --> 00:16:01,720 reason why State Farm Arm and the insurance carriers were 279 00:16:02,360 --> 00:16:06,159 trying to raise the premiums was because they are aware 280 00:16:06,519 --> 00:16:08,679 of the risks. 281 00:16:08,480 --> 00:16:08,960 Speaker 1: In a way. 282 00:16:09,039 --> 00:16:10,840 Speaker 2: I mean, these people, this is all they do is 283 00:16:10,879 --> 00:16:14,440 they just calculate risks and when they see the policies, 284 00:16:14,480 --> 00:16:17,440 they see fire suppression efforts, they understand the police and 285 00:16:17,480 --> 00:16:20,200 fire budgets and stuff, and they're like, we can't afford 286 00:16:20,639 --> 00:16:24,480 if there's another catastrophic event, we cannot afford to pay 287 00:16:24,519 --> 00:16:25,519 out all of the claims. 288 00:16:25,960 --> 00:16:30,360 Speaker 3: So because of the North North, Northern California, all of that, 289 00:16:30,440 --> 00:16:36,240 it started. Those policy ideas started with Northern California. Here's 290 00:16:36,279 --> 00:16:41,039 a little example. My father has been paying into his 291 00:16:42,639 --> 00:16:49,679 insurance policy for twenty two years. When they first got here, 292 00:16:49,759 --> 00:16:52,080 maybe a tree fell done, it fell down and it 293 00:16:52,120 --> 00:16:55,879 almost hit the chimney. That was fine. But the first 294 00:16:55,879 --> 00:17:02,840 time in twenty years we made a claim because the bathroom, 295 00:17:03,279 --> 00:17:06,039 the upstairs bathroom started leaking. And all of a sudden, 296 00:17:06,119 --> 00:17:08,880 like we're paying in, we're paying in, we're paying in. 297 00:17:09,720 --> 00:17:11,920 And the first time we make a claim in twenty 298 00:17:12,160 --> 00:17:16,440 years for a bathtub leak. Now you're going to raise 299 00:17:16,480 --> 00:17:19,359 our insurance by six hundred dollars. How does that work? 300 00:17:20,000 --> 00:17:22,720 Speaker 2: Well, I mean, I'm not one to defend all insurance 301 00:17:22,759 --> 00:17:26,200 companies and all practices, but that is actually how insurance works. 302 00:17:26,640 --> 00:17:28,079 Speaker 1: You're not paying into an account. 303 00:17:28,920 --> 00:17:31,359 Speaker 2: It's not like the money is accruing over time unless 304 00:17:31,359 --> 00:17:33,440 you're doing like a whole life policy or something. But 305 00:17:33,519 --> 00:17:39,319 like you, you're not. It's an annualized risk and the 306 00:17:39,359 --> 00:17:41,640 pool is everybody in the risk. So the more people 307 00:17:41,680 --> 00:17:47,319 start drawing out, then the company has to They've got 308 00:17:47,319 --> 00:17:49,640 to balance their books. Like the insurance companies are not 309 00:17:49,680 --> 00:17:51,559 going are They don't set up their business to go 310 00:17:51,599 --> 00:17:56,039 out of business, so right, they're assessing the risks. All right, 311 00:17:56,119 --> 00:17:58,839 I hope you had a happy holiday season, But tell 312 00:17:58,839 --> 00:18:00,920 me if something like this happen and at your house, 313 00:18:01,240 --> 00:18:03,839 your family and friends are gathered around, maybe y'all are 314 00:18:03,839 --> 00:18:07,400 in the living room. You're laughing, swapping stories, reminiscing, and 315 00:18:07,400 --> 00:18:11,240 then somebody says, hey, Dad, remember those old VHS tapes? 316 00:18:11,359 --> 00:18:13,920 Did you ever get them transferred? And then the room 317 00:18:13,960 --> 00:18:17,759 gets all quiet. All eyes are on Dad, who says, oh, 318 00:18:17,839 --> 00:18:19,880 you know, well, I've been meaning to but I just 319 00:18:19,920 --> 00:18:22,880 having gotten around to it. Look, don't let those priceless 320 00:18:22,920 --> 00:18:25,839 memories sit in a box for another year, all right. 321 00:18:25,960 --> 00:18:28,799 Create a Video has been helping families in the Charlotte 322 00:18:28,839 --> 00:18:32,640 area preserve their history since nineteen ninety seven. Simply bring 323 00:18:32,680 --> 00:18:36,119 in your old camquarder tapes and Creative Video will transfer 324 00:18:36,240 --> 00:18:39,319 them to a USB flash drive for just fourteen ninety 325 00:18:39,359 --> 00:18:41,720 five per tape. You have a big collection, They've got 326 00:18:41,720 --> 00:18:44,880 a discount for you. And next year, instead of talking 327 00:18:44,920 --> 00:18:49,680 about those memories, imagine gathering the family to watch them together. 328 00:18:49,920 --> 00:18:52,559 Talk about a memorable gift. So do what I did. 329 00:18:52,599 --> 00:18:56,440 Trust the experts at Creative Video, conveniently located in mint 330 00:18:56,519 --> 00:18:59,319 Hill right off I four eighty five and online at 331 00:18:59,400 --> 00:19:03,960 create a Video dot com. I have a message here 332 00:19:03,960 --> 00:19:07,640 from Steve on the Twitter machine formerly known as x 333 00:19:08,240 --> 00:19:11,759 It's a Pete tweet. Steve says, insurance companies operate what 334 00:19:11,880 --> 00:19:16,599 is basically a legal Ponzi scheme. That's not I disagree 335 00:19:16,599 --> 00:19:20,000 it's not a ponzi anyway. Meanwhile, the payer is reasonably 336 00:19:20,039 --> 00:19:23,240 sure a claim will at some point be made and paid. 337 00:19:23,519 --> 00:19:26,839 The insurer collects those premiums, all the while finding ways 338 00:19:26,880 --> 00:19:27,559 to not pay. 339 00:19:27,759 --> 00:19:29,000 Speaker 1: That's how it works. 340 00:19:30,319 --> 00:19:34,920 Speaker 2: If you believe that that is how it works, then 341 00:19:35,200 --> 00:19:40,519 don't ever buy insurance. It's very simple. Don't buy it 342 00:19:41,359 --> 00:19:44,000 right now. I understand, like in some states you have 343 00:19:44,039 --> 00:19:47,079 to have insurance on the car, so you have to 344 00:19:47,119 --> 00:19:47,839 buy insurance there. 345 00:19:47,880 --> 00:19:48,039 Speaker 1: Now. 346 00:19:48,079 --> 00:19:50,599 Speaker 2: I will tell you whenever I've had an insurance claim, 347 00:19:51,039 --> 00:19:55,039 they paid it. That's just my personal experience. When I 348 00:19:55,119 --> 00:19:59,559 had an insurance claim on the house for the burglary 349 00:19:59,640 --> 00:20:06,160 that we suffered and water damage that occurred, the insurance 350 00:20:06,200 --> 00:20:10,880 company paid both of those claims. So the idea that 351 00:20:10,920 --> 00:20:12,720 they never pay, that's not true. 352 00:20:12,720 --> 00:20:13,319 Speaker 1: They do pay. 353 00:20:13,480 --> 00:20:18,079 Speaker 2: Insurance companies do pay, but I understand sometimes they do not, 354 00:20:18,240 --> 00:20:22,839 and some insurance carriers are better than others. I've always 355 00:20:23,000 --> 00:20:27,240 I mean, I've been on USAA for twenty years, so 356 00:20:27,839 --> 00:20:30,759 I can only speak for my experience, but other people's 357 00:20:30,799 --> 00:20:35,400 mileage may vary, no doubt about it. But if you 358 00:20:35,480 --> 00:20:38,759 don't want to pay for insurance and you're I mean, 359 00:20:38,799 --> 00:20:42,599 all you're doing is, you know, you're basically like it's 360 00:20:42,640 --> 00:20:46,279 like life insurance. You're betting that you're not going to die, 361 00:20:47,480 --> 00:20:49,400 or no, your betting you are going to die, and 362 00:20:49,440 --> 00:20:50,440 they're betting you're not. 363 00:20:51,920 --> 00:20:52,079 Speaker 1: Right. 364 00:20:52,200 --> 00:20:55,079 Speaker 2: That's like when I buy the policy and I'm making 365 00:20:55,079 --> 00:20:58,680 the payments every month, my bet ism I die. This 366 00:20:58,759 --> 00:21:01,960 year i die, here's some more money, might die And 367 00:21:02,000 --> 00:21:04,799 if I die, then you got to give some payout 368 00:21:04,880 --> 00:21:07,839 to my loved ones. Right, So they do pay out 369 00:21:07,880 --> 00:21:10,359 those life insurance. They pay life insurance all the time. 370 00:21:10,559 --> 00:21:12,640 Nobody ever thinks about that when they think about the 371 00:21:12,680 --> 00:21:15,759 insurance claims though, But they pay out on life insurance 372 00:21:15,799 --> 00:21:22,480 all the time. The actuarials are pretty solid on the 373 00:21:22,519 --> 00:21:26,039 life span and that and the risks and all of 374 00:21:26,039 --> 00:21:30,960 that stuff. It's tougher when you're dealing with homes because 375 00:21:32,119 --> 00:21:35,079 they are impacted by so many other types of policies 376 00:21:36,079 --> 00:21:39,440 at the government level. And that's what we're seeing in California. 377 00:21:40,519 --> 00:21:43,279 And this isn't new, by the way, this is not new. 378 00:21:43,599 --> 00:21:46,960 Insurance companies have been dropping all sorts of policies and 379 00:21:47,000 --> 00:21:53,200 coverages for the last three years, I think, and like, 380 00:21:53,359 --> 00:21:57,359 we had a personal experience with this at our neighborhood 381 00:21:57,839 --> 00:22:00,559 when we moved in, there was like a four foot 382 00:22:00,720 --> 00:22:03,319 slide that was at the pool. 383 00:22:04,119 --> 00:22:05,160 Speaker 1: It is no longer there. 384 00:22:06,599 --> 00:22:10,680 Speaker 2: They paid to tear the slide down because nobody would 385 00:22:10,680 --> 00:22:13,880 write insurance any longer on the slide. We could not 386 00:22:13,920 --> 00:22:17,880 get insurance coverage for the slide, for the for the HOA, 387 00:22:18,160 --> 00:22:23,920 so they tore the slide down. So like, the insurance 388 00:22:23,960 --> 00:22:26,119 companies have been paying out. Also, by the way, this 389 00:22:26,240 --> 00:22:32,839 also links back to payments that were made after all 390 00:22:32,880 --> 00:22:36,240 of the destruction of the fiery but mostly peaceful Summer 391 00:22:36,279 --> 00:22:44,039 of Love protests after Saint George Floyd died, insurance companies 392 00:22:44,079 --> 00:22:45,119 took massive hits. 393 00:22:45,480 --> 00:22:50,319 Speaker 1: So yeah, I mean again, it's gambling, right. 394 00:22:50,400 --> 00:22:54,000 Speaker 2: You're you're making bets that if you you know that 395 00:22:54,119 --> 00:22:58,640 some catastrophe doesn't happen, or does happen rather, and the 396 00:22:58,640 --> 00:23:01,319 insurance company is betting that it doesn't, and they're betting 397 00:23:01,359 --> 00:23:04,079 that they're going to be able to take more of 398 00:23:04,119 --> 00:23:07,079 your money over the longer term than it's going to 399 00:23:07,119 --> 00:23:09,640 cost in paying out. And at some point like, if 400 00:23:09,680 --> 00:23:11,759 you have a bunch of claims on your car insurance, 401 00:23:12,079 --> 00:23:13,400 they're either going. 402 00:23:13,319 --> 00:23:15,440 Speaker 1: To drop you or they're going to raise your rates. Right. 403 00:23:15,519 --> 00:23:18,599 Speaker 2: Everybody who has a teenage driver on their policy knows 404 00:23:18,599 --> 00:23:20,359 this too. As soon as you put that kid on 405 00:23:20,400 --> 00:23:23,039 the policy, the rates go through the roof. Why is 406 00:23:23,079 --> 00:23:27,559 that well, because they know younger drivers cost more money, 407 00:23:27,839 --> 00:23:32,119 They get into more accidents, they drive, they do more 408 00:23:32,119 --> 00:23:35,359 stupid things. Right, Just like if you're a young male, 409 00:23:36,160 --> 00:23:38,559 you're going to and you want to get a life 410 00:23:38,599 --> 00:23:42,279 insurance policy, it's going to cost you more than a 411 00:23:42,319 --> 00:23:47,000 young female because young men take more risks, more dangerous behavior. 412 00:23:47,880 --> 00:23:51,519 But a younger man from a life insurance perspective is 413 00:23:51,559 --> 00:23:55,160 going to be cheaper on a monthly premium cost than 414 00:23:55,319 --> 00:23:57,000 a seventy year old guy. And I don't even think 415 00:23:57,039 --> 00:23:59,599 you can get insurance policies that late in life right 416 00:24:00,039 --> 00:24:02,599 to be very very expensive. So just take your money 417 00:24:02,599 --> 00:24:05,440 and instead of you know, sending fifty dollars a month 418 00:24:05,480 --> 00:24:08,039 to an insurance company, put it into a bank account. 419 00:24:08,119 --> 00:24:12,720 And then here's the key, don't spend it. Don't spend 420 00:24:12,720 --> 00:24:15,200 the money. Then you could be your own insurer. Right, 421 00:24:15,319 --> 00:24:17,920 just save the money, Just put it aside, let it 422 00:24:17,920 --> 00:24:20,599 a crue interest, maybe invest some of it and do 423 00:24:20,680 --> 00:24:23,480 it that way. I'm not here to tell you insurance 424 00:24:23,480 --> 00:24:27,039 companies are all awesome and they all make the right 425 00:24:27,079 --> 00:24:30,119 decision all the time. I'm not trying to make that case. 426 00:24:31,279 --> 00:24:34,480 What I'm arguing against is the generalization that they are 427 00:24:34,519 --> 00:24:36,240 all terrible and they all. 428 00:24:36,440 --> 00:24:37,680 Speaker 1: Deny claims all the time. 429 00:24:37,759 --> 00:24:43,160 Speaker 2: That's it, and so I don't believe again, absent any 430 00:24:43,200 --> 00:24:46,720 evidence what I would call proof, that would persuade me 431 00:24:47,000 --> 00:24:49,480 into a different direction, my default is not to say 432 00:24:49,519 --> 00:24:52,640 that this was somehow, as I think the callers suggested 433 00:24:52,680 --> 00:24:56,279 earlier that this was planned, and that the State Farm 434 00:24:57,119 --> 00:25:02,400 Insurance Company dropping these policies late last year, that that 435 00:25:02,519 --> 00:25:05,920 somehow was indicative of knowledge of forethought right, that they 436 00:25:05,960 --> 00:25:08,880 knew that they were going to be fires, and that 437 00:25:08,920 --> 00:25:11,039 the Santa Ana wins were going to be so bad 438 00:25:11,079 --> 00:25:13,680 and it was going to burn this particular neighborhood, and 439 00:25:13,759 --> 00:25:15,880 so therefore they canceled all the policies. No, they were 440 00:25:15,920 --> 00:25:19,240 making again, like this is what they do. They assessed risk, 441 00:25:19,519 --> 00:25:22,440 they saw the risks. They were like, we can't afford 442 00:25:22,559 --> 00:25:24,960 if this kind of thing happens. We could not afford 443 00:25:25,000 --> 00:25:27,319 to pay this out, so we're not renewing policies. 444 00:25:28,240 --> 00:25:29,920 Speaker 1: And by the way, they were right. 445 00:25:30,880 --> 00:25:34,799 Speaker 2: They were right, which I take as a sign that 446 00:25:34,839 --> 00:25:37,720 they know what they're doing because they have to, because 447 00:25:37,720 --> 00:25:40,920 that's the private sector. They have to know what they're doing, 448 00:25:41,039 --> 00:25:43,000 or they're out of business. They go bankrupt. And what 449 00:25:43,039 --> 00:25:45,680 happens when they go bankrupt is they can't pay out 450 00:25:45,720 --> 00:25:49,680 all the policies for everybody, for anybody. They're out of business, 451 00:25:50,079 --> 00:25:52,279 and then everybody is harmed. That's why they tried to 452 00:25:52,359 --> 00:25:55,880 raise the premiums and they weren't allowed to, so they 453 00:25:55,880 --> 00:26:00,640 told the state of California, we're out again. Not an 454 00:26:00,680 --> 00:26:03,799 expert in insurance, and I'm not a defender of all 455 00:26:03,839 --> 00:26:07,400 insurance companies and practices. I'm just giving you what my 456 00:26:07,559 --> 00:26:10,680 read on the situation is from all these many miles away. 457 00:26:11,279 --> 00:26:13,079 All right, if you're listening to this show, you know 458 00:26:13,160 --> 00:26:15,160 I try to keep up with all sorts of current events, 459 00:26:15,160 --> 00:26:17,240 and I know you do too, And you've probably heard 460 00:26:17,240 --> 00:26:21,319 me say get your news from multiple sources. Why well, 461 00:26:21,359 --> 00:26:24,079 because it's how you detect media bias, which is why 462 00:26:24,119 --> 00:26:27,319 I've been so impressed with ground News. It's an app 463 00:26:27,519 --> 00:26:30,680 and it's a website and it combines news from around 464 00:26:30,720 --> 00:26:33,160 the world in one place so you can compare coverage 465 00:26:33,400 --> 00:26:36,119 and verify information. You can check it out at check 466 00:26:36,359 --> 00:26:40,559 dot ground, dot news slash Pete. I put the link 467 00:26:40,599 --> 00:26:43,720 in the podcast description too. I started using ground News 468 00:26:43,759 --> 00:26:46,440 a few months ago and more recently chose to work 469 00:26:46,480 --> 00:26:48,519 with them as an affiliate because it lets me see 470 00:26:48,559 --> 00:26:52,400 clearly how stories get covered and by whom. The blind 471 00:26:52,400 --> 00:26:55,200 spot feature shows you which stories get ignored by the 472 00:26:55,279 --> 00:26:56,359 left and the right. 473 00:26:56,480 --> 00:26:57,359 Speaker 1: See for yourself. 474 00:26:57,640 --> 00:27:02,119 Speaker 2: Check dot ground, dot news slash pete. Subscribe through that 475 00:27:02,200 --> 00:27:05,119 link and you'll get fifteen percent off any subscription. I 476 00:27:05,240 --> 00:27:08,599 use the Vantage plan to get unlimited access to every feature. 477 00:27:08,799 --> 00:27:11,559 Your subscription then not only helps my podcast, but it 478 00:27:11,599 --> 00:27:14,720 also supports ground News as they make the media landscape 479 00:27:14,759 --> 00:27:20,279 more transparent. Got a message here from stand an email 480 00:27:20,400 --> 00:27:23,400 to Pete at the peatclendarshow dot com. That's k A 481 00:27:23,640 --> 00:27:27,720 L I n e R. By the way, Hello. 482 00:27:27,519 --> 00:27:28,119 Speaker 1: Mister Calender. 483 00:27:28,200 --> 00:27:30,799 Speaker 2: I enjoy your show and depreciated your comments today on 484 00:27:30,839 --> 00:27:33,440 the fires in California. I think a lot of folks 485 00:27:33,480 --> 00:27:35,640 are missing the big picture regarding this and many other 486 00:27:35,680 --> 00:27:39,079 catastrophes which occur where people should not be living to 487 00:27:39,160 --> 00:27:43,240 begin with, market forces would likely keep people from building 488 00:27:43,359 --> 00:27:48,480 or moving to areas which regularly experience catastrophic events such 489 00:27:48,519 --> 00:27:54,359 as uncontrollable wildfires, hurricanes, and the like. The bottom line 490 00:27:54,400 --> 00:27:58,440 is it illustrates. The bottom line it illustrates is that 491 00:27:58,519 --> 00:28:00,680 we would all be much better off if the government 492 00:28:00,759 --> 00:28:03,799 stayed out of everything and people just relied on market 493 00:28:03,839 --> 00:28:06,799 forces to make decisions. It's always been clear that if 494 00:28:06,839 --> 00:28:10,960 the federal government did not underwrite hazard insurance for coastal areas, 495 00:28:11,319 --> 00:28:14,640 areas prone to wildfires, et cetera, we'd have much less 496 00:28:14,640 --> 00:28:18,359 destruction and displacement due to these natural occurrences. If folks 497 00:28:18,400 --> 00:28:21,119 want to pay exorbitant private insurance rates to build on 498 00:28:21,160 --> 00:28:24,279 the coast or in areas where brush fires and mud 499 00:28:24,319 --> 00:28:28,680 slides are guaranteed or self ensure, that's fine. But the 500 00:28:28,680 --> 00:28:31,119 rest of us should not have to underwrite the negative 501 00:28:31,160 --> 00:28:35,359 consequences of people taking on foolish risks. This article is 502 00:28:35,440 --> 00:28:38,839 kind of long, but it's very interesting and relative. It's 503 00:28:38,839 --> 00:28:43,759 a long read. Well, yes, it's longreads dot Com. But no, 504 00:28:43,839 --> 00:28:46,920 I don't click linkstand But I ye, so I look 505 00:28:47,119 --> 00:28:52,440 this argument. I understand I've made it for probably a 506 00:28:52,480 --> 00:28:56,799 couple decades now actually that when we continue to bail 507 00:28:56,880 --> 00:29:00,799 out building at the coast that constantly get its demolished 508 00:29:00,799 --> 00:29:03,720 by hurricanes, at some point you have to ask why 509 00:29:03,839 --> 00:29:09,319 is this the taxpayer's responsibility to keep doing so? Right again, 510 00:29:09,359 --> 00:29:12,039 if you want to self ensure, you want to go 511 00:29:12,039 --> 00:29:15,400 out and get insurance for it, that's fine. Now there 512 00:29:15,400 --> 00:29:20,599 are some companies they just won't write the policies as 513 00:29:20,640 --> 00:29:24,960 for not building in any place where a catastrophe could occur. 514 00:29:25,240 --> 00:29:30,039 I don't know if that's actually feasible, because everywhere you 515 00:29:30,079 --> 00:29:35,720 could have some sort of catastrophic event literally anywhere, So 516 00:29:36,240 --> 00:29:39,799 I don't know. Again, the insurance companies, you know, do 517 00:29:39,920 --> 00:29:42,880 the risk assessments and the like. Right, they look at, Okay, 518 00:29:43,039 --> 00:29:45,559 you're in a flood prone area. They can tell that 519 00:29:45,640 --> 00:29:49,039 based on the historical data. But like, for example, in 520 00:29:49,079 --> 00:29:54,680 western North Carolina, that was a thousand year storm, So 521 00:29:55,000 --> 00:29:58,240 I'm not sure how like so would you ban building 522 00:29:58,279 --> 00:30:03,400 there and then everybody who doesn't get thousand year storm 523 00:30:03,440 --> 00:30:08,599 insurance or flood insurance, mud slide insurance or whatever for 524 00:30:08,640 --> 00:30:13,079 a one thousand year storm, then they're just sol right, 525 00:30:13,279 --> 00:30:16,160 they're just out of luck. O, Well, shouldn't have built 526 00:30:16,160 --> 00:30:18,160 in this area that hasn't seen a storm, you know, 527 00:30:18,240 --> 00:30:22,000 since human beings started keeping records in the area. So 528 00:30:22,039 --> 00:30:26,480 I'm not sure. I'm not sure how you would. I'm 529 00:30:26,480 --> 00:30:28,599 not sure how that would apply to every single place, 530 00:30:28,839 --> 00:30:31,160 you know, because I don't think any place is immune 531 00:30:31,440 --> 00:30:34,440 from any kind of natural disaster. Someplaces are risk here, 532 00:30:34,519 --> 00:30:37,759 no doubt about it, no doubt about it. But I 533 00:30:37,759 --> 00:30:41,039 think that's what the insurance companies were talking about when 534 00:30:41,079 --> 00:30:44,440 they said, look, we cannot afford a catastrophic event in 535 00:30:44,519 --> 00:30:50,440 Los Angeles aka a wildfire, because they are looking at 536 00:30:50,480 --> 00:30:52,599 the same data that now the rest of the country 537 00:30:52,640 --> 00:30:58,400 is seeing about how inadequate the local government was and 538 00:30:58,440 --> 00:31:03,200 the state government was in combating fire mitigation right and 539 00:31:03,480 --> 00:31:06,359 doing fire mitigation. So they were looking at that saying, 540 00:31:06,359 --> 00:31:09,279 we can't afford to replace all these multimillion dollar homes, 541 00:31:10,960 --> 00:31:13,319 and a catastrophic event is going to bankrupt the company, 542 00:31:13,400 --> 00:31:15,519 so we can't write any more policies, or you got 543 00:31:15,519 --> 00:31:17,000 to let us raise the rates. And see that's the 544 00:31:17,039 --> 00:31:19,359 other part is the government would not allow them to 545 00:31:19,480 --> 00:31:23,279 raise the rates to raise premiums because then, of course, 546 00:31:23,440 --> 00:31:25,559 you know, oh, that's not fair, and then people would 547 00:31:25,559 --> 00:31:27,759 be all mad about it, and they would go down 548 00:31:27,759 --> 00:31:30,640 to their city council meetings and stuff and lobby against 549 00:31:30,720 --> 00:31:36,920 it or whatever. I'm at a loss, but market forces 550 00:31:36,920 --> 00:31:38,279 I think would have better addressed it. 551 00:31:38,559 --> 00:31:44,240 Speaker 1: Now. That being said, I'm. 552 00:31:42,599 --> 00:31:45,960 Speaker 2: Not one who says we should abandon like I'm not 553 00:31:46,200 --> 00:31:47,720 a capital l libertarian. 554 00:31:47,960 --> 00:31:50,880 Speaker 1: You know, no fire departments we had that we looked. 555 00:31:51,079 --> 00:31:54,960 Speaker 2: We've seen that model before in America, and the fire 556 00:31:54,960 --> 00:31:58,519 departments would charge people money and then they would let 557 00:31:58,599 --> 00:32:02,799 people's houses burn if they weren't paying. And they would 558 00:32:02,839 --> 00:32:05,759 then also get into fist fights with other fire companies 559 00:32:05,759 --> 00:32:08,720 when they arrived on the scene and they were trying 560 00:32:08,720 --> 00:32:11,440 to make sales and Okay, I'm trying to fight the 561 00:32:11,480 --> 00:32:13,720 fire over here, and no, no, that's our property and 562 00:32:13,759 --> 00:32:16,039 all this other stuff. So it's a very messy kind 563 00:32:16,079 --> 00:32:19,400 of a thing. And so I'm okay with local government 564 00:32:19,480 --> 00:32:23,799 doing fire protection. That being said, if you're not doing 565 00:32:23,839 --> 00:32:27,200 it well, you end up what we saw in Los Angeles. 566 00:32:27,200 --> 00:32:30,359 It looks like, now, will that make people change course? 567 00:32:30,640 --> 00:32:32,839 Will that make people say, you know what, we need 568 00:32:32,880 --> 00:32:37,440 to focus on the highest order priorities for a local government. 569 00:32:37,960 --> 00:32:42,359 I hope, but I don't live there, so I don't know. 570 00:32:43,319 --> 00:32:46,359 We'll see what they decide to do come election season. 571 00:32:46,799 --> 00:32:49,559 But there are a lot of reasons why it ended 572 00:32:49,640 --> 00:32:50,839 up the way it has ended up. 573 00:32:50,960 --> 00:32:52,480 Speaker 1: There are a lot of bad decisions. 574 00:32:52,519 --> 00:32:56,240 Speaker 2: I went over this last week, right, bad policies, bad priorities, 575 00:32:56,319 --> 00:32:57,920 and bad politics. 576 00:32:58,599 --> 00:33:02,599 Speaker 1: Will any of those change again? 577 00:33:02,680 --> 00:33:05,920 Speaker 2: I hope so, but I don't know. The death toll 578 00:33:06,000 --> 00:33:08,720 now out there is up to twenty four with twelve 579 00:33:08,880 --> 00:33:10,160 people still missing. 580 00:33:10,359 --> 00:33:12,640 Speaker 1: All right, that'll do it for this episode. Thank you 581 00:33:12,720 --> 00:33:13,680 so much for listening. 582 00:33:13,799 --> 00:33:15,920 Speaker 2: I could not do the show without your support and 583 00:33:15,960 --> 00:33:18,680 the support of the businesses that advertise on the podcast, 584 00:33:19,039 --> 00:33:21,119 so if you'd like, please support them too and tell 585 00:33:21,119 --> 00:33:22,880 them you heard it here. You can also become a 586 00:33:22,880 --> 00:33:27,559 patron at my patreon page or go to thepetecleanershow dot com. Again, 587 00:33:27,799 --> 00:33:30,359 thank you so much for listening, and don't break anything 588 00:33:30,359 --> 00:33:35,359 while I'm gone.