Speaker 1: I made a decision pay sunny Sun yet on I
had a vision. It's night.
Speaker 2: Hey everybody, what's up? Well, thank you for joining us,
for crying out loud.
Speaker 1: It's Tuesday, It's Tuesday. Yeah.
Speaker 3: I'm excited about this because, as I was telling you
before we hit record, I have some old school like
bitching to do.
Speaker 1: I can't wait. I had a week of clarenting.
Speaker 3: Of like old school parenting where stuff makes you really mad. Yes,
certain things that I haven't dealt with in a while. Right,
I should just get right into it.
Speaker 1: Yeah, let's here. I'm gonna tell you this. This what happened,
What happened? What happened?
Speaker 3: So, oh my god, I don't even know where to
start with this. Okay, Xander needed the kids need to
have a pediatrician appointment. They needed to have a check up. Now,
I'm sure you're the same way with this. Do I
keep up every single anytime they've needed vaccines, We've got
a pediatrician sometimes like a year and a half instead
of a year if there's nothing needed because my kids
all have different have some other doctors too, Like for
many years, Sadie was also covered by an endocrinologist. Xander's
seen regularly by an endocrinologist. He gets blood work regularly.
Sadie got blood work. It wasn't always just a rush
unless there was a reason like vaccinations, right, Okay, Well
I had gotten a call I want to say, like
four months ago saying, hey, the kids are due for
their year their annual physical.
Speaker 1: I didn't rush to call them.
Speaker 3: Because it was like, Okay, I know that Xander has
to get the meningitis because he's going to be going
away to college and that's really important. And I was
determined to get him that shot. So you get the
men andingita's shot and then you follow up in six months.
Speaker 1: Yeah, I remember doing that. Yeah, but I'm pretty.
Speaker 3: Sure they can start school as long as you had
the first part of it anyway.
Speaker 1: So it wasn't like in a huge rush. But I called.
Speaker 3: I made appointments for them. The woman I talked to
on the phone is I've known her. She's literally been
there since I. So this pediatrician's office I got when
Elbie was born. I found them, you know, somebody else.
I farmed out the research to somebody else who is
way more intense about doing all the background information. But
I did all the it's in sippy Cups, I wrote
about it. I went in there, I interviewed him, and
I'll never forget the doctor being like I read a
question that was like do you keep up on the
latest and he was like, yeah, right, what do you think? Yeah?
I think the joke I made in sippy Cups was like, hey,
if there's not a jar of leeches on their desk, like,
I'm sure they keep up with the latest technology, Like
come on, you know the kids they're hearing child like
they're up to date.
Speaker 2: Right anyway, Yeah, now I got to get my kids
up to date.
Speaker 3: Well, I'm pretty sure that's the last vaccination. They yeah,
Elbie's hasn't been back, Alby hasn't had now.
Speaker 2: I mean like they need a check up though they
should have like you know, some blood work done and stuff.
Speaker 3: Yeah, it's not an emergency, it's the thing. Well they
act like it is though. Okay, So I make the
appointment for Xander because his doctor was able to see
him much quicker. He's kind of close to retirement, so
I was like, well, sooner the better, and they're like,
we have something tomorrow now for Sadie, she's with a
different in the practice.
Speaker 1: They didn't have anything for.
Speaker 3: A few months, but they weren't like, oh, but it's
been so long, you really need to get her in here.
Speaker 1: Yeah, okay. I think they were.
Speaker 3: Seen at the end of twenty twenty four, so they
didn't go in at all in twenty twenty five, and
then it's were like six months into twenty twenty six.
Speaker 1: Okay, seven months, Okay, it doesn't matter. I go in.
Speaker 3: I go with Xander. He asked me to come with him. Yeah,
could he have Well, he couldn't drive himself anyway, he
doesn't have a license. So I brought him in. We
go in, we sit down, I check him in. They're like,
so this is the woman somebody I didn't know, not
the person I talked to on the phone, who I like.
This woman just goes She's more like a girl. I'm
going to say she was very early twenties. She was like,
I'm gonna need you to fill out like a new
registration for the office. And I said, why why been
with them twenty one years?
Speaker 1: Yeah?
Speaker 3: Alby is twenty one, you know, going on twenty two.
Met her the doctor met her at the hospital when
she was fresh out of my womb.
Speaker 1: Right, Okay, I'm.
Speaker 3: Like I've been here, I said to her. I go, yeah,
I go, I have three kids here at this practice.
Speaker 1: We've been coming here twenty years. None of my information's changed.
Speaker 3: She was like, yeah, we're going to need you to
go ahead and like fill out the registration all the
forms though, And I said, this.
Speaker 1: Is why I don't want my doctors. But why no,
you have my information?
Speaker 3: And she goes, we don't have your information because you
haven't been in in a really long time. That's how
she said it to me. My god, So I said,
well that's not true, I said, because Elbie was here
like maybe a year ago. I said, yeah, I don't
think she's like the Sadie and Xander haven't been in
since twenty twenty four. I said, okay, done done, Well
I go there. You got me on their vaccines. I go,
we're here now, I go, But nothing's changed. And I said,
and you do have all my information on file because
you guys called me. I said, I, hey, all sorts
of mail from you guys. You guys called me to
remind me that we need an appointment. And I said,
and you have my insurance information. You just read it
to me, Because she said blue shield starting nine oh nine. Yeah, right, okay,
what else do you need? You've called me, and when
I made the appointment for them, I had to give
both of their phone numbers because they're over eighteen. She's like,
she goes like this, I don't want to argue about this,
but you have to fill out the paperwork.
Speaker 1: Oh my god.
Speaker 3: So I said, okay, god, So there's like six pages
of it. And what do you think it said in
the paperwork? Name, who's the patient, who's their doctor.
Speaker 1: It's like you already know this stuff.
Speaker 3: I'm going to fill out six copies of this because
I have multiple kids, right, Okay, So I fill it out.
Speaker 1: I put it.
Speaker 3: I literally don't argue with her. All six pages. I
put in my insurance information. I have to put in
my information, John's information, what his relationship is with the patient,
mailing address, is this mailing address, the same phone number,
all the information that they one hundred percent have on file,
and by the way, not on an iPad, like not just.
Speaker 1: Saying go into their computer system.
Speaker 3: No, I've got to write it on a fucking old
school clipboard.
Speaker 1: Write it on a piece of paper.
Speaker 3: So you mean to tell me that you're going to
take this information and re input it a cure system
that already has this information, right, or why would you?
And I Okay, you could say, well, no, they're going
to just cross check in and make sure.
Speaker 1: It's the same. But I just told you it's the
fucking same.
Speaker 3: If I tell you that, you just called me so
you have my phone number, you have my mailing address,
you have my insurance information. You think they're letting me
have an appointment without my insurance and room?
Speaker 1: Hell?
Speaker 3: No, no, no, okay, oh god knife, And she's just
being a bitch about it. I'm just telling you that
she was not. She was like having none of me
questioning it, right, which you know, like inflames me a
little bit. I don't like it when people act like
it's what you've always said.
Speaker 1: It's like you give them a little juice.
Speaker 3: Yeah, Like, well, I'm working the front desk over here, right, Yeah,
new sheriff in town.
Speaker 2: I got your dress, you know, yes, And you're gonna
jump when I say out yes and I say yeah,
it's so funny. I got in a huge argument with
the lady at CBS over the phone the other day.
Speaker 1: I'll tell you that though. But this is reminding me.
Speaker 3: Of that okay, okay, So now I'm kind of mad,
but I'm like, I can't. First of all, I don't
want to be a bitch back because, like Xander's with you,
you need that brief, right, So I was just like, okay,
so I come back up, I bring her the paperwork.
I go, here, you go. I filled it out. I go,
but I didn't fill out and you're going.
Speaker 1: To remember this.
Speaker 3: They wanted me to refill out the paying for the
administration fee.
Speaker 1: Wow.
Speaker 3: They wanted to charge me four hundred fucking dollars for
the privilege of being still in this practice. So I go, well,
I didn't fill out this part because I'm not paying
the administration fee. And our loyal listeners will remember that
that was a huge drama where I got freakin' hauled
into the back room, remember, because they were like, you, so,
what's the deal. You don't want to pay this? And
I call it. My doctor, the original doctor that I've
been with for twenty one years, who's now only Xander's
doctor because the other two went to a woman. But
when I told him, he was like, oh my god,
don't even worry about it. Of course not I remember that,
but the front the front office had to fight with
me and fight me and fight with me, and I
was like, I will happily go somewhere else if that's like.
If you I'm not paying four hundred dollars, we don't
utilize any of your services. We don't ever cut.
Speaker 1: We barely cut. So I okay.
Speaker 3: So she's like, but you have to fill that, you
have to pay the administration fee, and I was like, well,
I've been through this a few years ago. I go,
as you can see, we're barely here as it is.
I go, you were just telling me that we haven't
been here in since twenty four I said, my kids
come in for one wellness visit a year, and not
even that. I said, we don't utilize your extra hours
in your walking hours. I go. If my kids have
a problem, they go to urgent care. Yeah, I said.
And she's like, well, we require this fee and I said,
no you don't, and I just felt my body getting
I was like, well, no, you don't go, and I'm
not paying it.
Speaker 1: I go.
Speaker 3: So if we're going to if I'm going to have
to go through all of this again, if you want
four hundred dollars, I go, This visit is free from
my kid, right, I go, and he just needs a vaccine.
I go, I'm so happy to just take him to CVS. Yeah,
and get the vaccine. It's the same thing. He doesn't
even really need a physical. I go, So you find
out if you don't want to treat him because we're
not paying this fee, let me know.
Speaker 1: Good God.
Speaker 3: And then the other woman who is back there with her,
she's acting like.
Speaker 1: Then the other woman goes, it's.
Speaker 3: Fine, it's fine, Oh, okay, great, so I sit down.
Speaker 1: Then okay, I've.
Speaker 2: Got side of these other families that are just going
okay and working it over four hundred dollars, Like that's insane,
that's ridiculous. And if if they let you go, then
like then the other Porschemo comes in and thinks that
they have to pay it, and then they have to
like it's not fake, it's what like, how come you
don't have to pay?
Speaker 1: But then other people it just doesn't. They're all literally
electing money from your insurance. So it's like, right, so
what do they do with insurance is.
Speaker 3: Kind of a scalem and a ripoff, which I know
it is, and I know that insurance doesn't pay them
their rate I get it, but the way to fix
that is not to violate your client's bank accounts. Can't
who are already I pay two thousand dollars a month
for our health insurance premium, which covers a well visit. Yeah,
so like I won't come in for a well visit.
You're already mad that I'm not coming in.
Speaker 1: Which is it? Exactly so?
Speaker 3: And their whole thing is like, well, this covers emailing
with the doctor camp forms. Well, guess what, I don't
do any of that anymore.
Speaker 1: It's for yours.
Speaker 3: And I already wasn't using that by the time they
were starting to ask for that fee.
Speaker 1: By the way, I.
Speaker 3: Changed gynecologists because my gynecologists wanted to charge like two
hundred and fifty dollars a year, and I was like, well,
I only come in once a year.
Speaker 1: Yeah, now PAP, which is free. So I changed visit.
I changed to that Tea.
Speaker 3: Healthcare for that reason. I was like, well, I'm not
paying two hundred and fifty dollars.
Speaker 1: Yeah, that's fuck yourself. Okay.
Speaker 3: So now so now I'm sitting and I have to
try to explain, try to picture this. There's like two
sides to the I'm sitting like around the corner from
the nurses station.
Speaker 1: Okay, so.
Speaker 3: I'm sitting on a chair the nurse. Like you'd have
to be all the way at the edge of the
nurses station to see that there's a like a person
sitting there. So these nurses are talking. Now there's a
little kid who I see, I find out later is
like probably like three years old. He was barely three,
and he had been scaraming. He obviously got shots and
he was terrified. But he was screaming like like a
horror movie screaming, right, which I was like, I get it,
Like I was like that when I was a little
little kid.
Speaker 1: I would scream. I was so scared of nils.
Speaker 3: In my mind, it's kind of a sign of like
high intelligence. It's like you kind of know what's haming
and you don't want any part of that.
Speaker 1: You're not just like a sheep like.
Speaker 3: Okay, cool, cool, You're scared and you're like I'm not
having this.
Speaker 1: Yeah, my kids hated it. Yeah.
Speaker 3: So this kid is screaming and this nurse goes something something.
This is after the kids stops stopped.
Speaker 1: This nurse.
Speaker 3: This one of these women was talking to the other
ones and she goes that kid's a real fucking ass.
Speaker 2: What Lynette, Oh my gosh.
Speaker 1: I was like the heat.
Speaker 3: I was like, I hate all these people. I hate
all of them. I hate this practice. The only person
I still love is my doctor, is the doctor who
start who founded this practice. It's gone downhill. These women
are fucking bitches. And I so I leaned forward so
that this woman who just said that could see me,
and I just looked at her like oh busting, and
herd like wow wow. And then she kind of got
a you know, like looked away really fast, and then
like kind of changed the subject and like started pretending
like she'd you know, I think she thought she might
have some plausive flausible deniability. But I was like, oh,
you coming here again. They'll be lucky if I bring Sadie.
And Sadie goes in for her last visit. She doesn't
need she's just going to local. She's not going to
be in a dorm, so she have to get the
men in Jen's vaccine.
Speaker 1: So like, I don't know, it's so done with these
is insane. I can't believe she said that.
Speaker 3: What Like there's people around, like you're at the nurses area.
So I think she thought she could see like everybody
who's a patient is in a room, and she said
it kind of quietly, but I was like three feet
from her. Wow, I wasn't in her direct eyeline.
Speaker 2: Right, did you say anything to like the doctor anymore?
Speaker 1: Because I was like no, And in fact, Xander texted
me and.
Speaker 3: He goes, can you come back here because our doctor,
doctor Pete. Yeah, he's like, doctor Pete wants to say
hi because I've known, you know, we're like my friends. Yeah,
he's like, it's really mad about politics, like I do.
The problem is I don't go in anymore because he'll
direct most of the conversation to me, and I'm.
Speaker 1: Like, right, you're here right to my kids.
Speaker 3: But so I went back and I talked to him
and I was like he's old and he needed me
to be like, dude, your stuff, everything about this place
has gone.
Speaker 1: Down, right, right, he's retiring.
Speaker 2: Yeah yeah, yeah, well thank god you're done with that place.
Speaker 1: That's craziness. Yes, oh my god. But I haven't felt
that kind of like rage in a while. Right, kind
of sound good?
Speaker 4: He left their feeling alive, yes, yeah, yeah, yeah, it's
like oh right, yeah, I got in an argument with
this woman from CVS Pharmacy.
Speaker 2: I cannot wait to get rid of them. We're moving
so I'm not going to be going there anymore. But
there it's like the DMV, it really is. And Italian's
got this fucking prescription that kept getting sent to Santa
Barbara's CVS and I have to like call them and
they're like, well, we can't transfer it to your CVS
because the doctor has to do it. So then I
have to email the doctor. So then they don't for
this prescription, I guess. So I had to email the doctor.
The doctors sent it, Okay. Then I go down there
to pick it up and they were like, yeah, the
doctor hasn't approved it. I said, I got an email
from the doctor that she sent it. Well, we don't
have anything on our end, So now what am I.
Speaker 1: Supposed to do?
Speaker 2: Like go, hey, move out of the way, out the way, Jose,
I'm going to get back behind that counter and I'm
going to go find this.
Speaker 1: Like what am I supposed to say that? Like, right, well,
we don't have it on our end. I'm like, okay,
well what do I do?
Speaker 2: And she's like, well, you got to call the doctor
make sure that she sent it to this location.
Speaker 1: Maybe she sent it to a different location.
Speaker 2: So now I'm thinking, okay, well maybe now the doctor
screwed me up.
Speaker 1: So then I go home.
Speaker 2: So then I tell email the doctor and she's like, no,
here's confirmation she sent it in an email, confirmation that
it was sent to that my pharmacy.
Speaker 1: So then I call before.
Speaker 2: I go down there, because there's a huge always a
huge line or that we're always always, especially because in
my area we were going to write aid and right
aid was great and they closed, so now everybody in
my area is going to CBS. So the fucking line
is like all the way down to like the tooth
based department. So like, so I'm not going there yet,
so I want to call and make sure it's there.
Speaker 1: So then I and then you can't get anybody on
the phone.
Speaker 3: Oh, I was just gonna say good luck, good luck.
Get out of a new system where you have to
leave a message. You have to leave a message, pray
that somebody calls you back, and then they don't listen
to the message.
Speaker 1: No they don't. They never they go HI, this is CBS. What.
Speaker 2: So then so you call though, here's what you do
you call? And they go, welcome to CEV And then
they go, first of all, what's with this? If this
is emergency, hang up now and call nine one one,
no shit, Like, if I'm fucking bleeding on the floor,
I'm gonna call CVS Pharmacy.
Speaker 1: Sit on a phone tree. They press one for bleeding
out right.
Speaker 2: Even our doctor doctor knock around when you call them, like,
if this is an emergency, call hang up now and call.
Speaker 1: What what Like, obviously we're gonna call nine. We're not
calling you people. Okay.
Speaker 2: So you get through that part, then they're like, uh,
enter your birthday. So I enter six seven, two thousand
and six. Welcome Santino. Okay, no, oh my god.
Speaker 1: People that don't have twins do not understand that.
Speaker 2: And I every time I get somebody on the phone,
I tell them that and they're like, yeah, well that sucks.
Like what are they gonna say, Oh, we'll fix the system,
So welcome to Santino.
Speaker 1: So then you get to the thing.
Speaker 2: Finally they're like, leave a message and then they will
call you back within an hour, which they do.
Speaker 1: Left the message okay.
Speaker 3: But they don't listen to it. They don't say can
you this is why I'm calling. They're like, leave a
detailed message about why you're calling it. So I do
because I need this prescription. It was over at this
other pharmacy that they moved it over, and I need
to come in and I need to pick it up.
Speaker 1: Right Hi, yes, yeah, saying thanks for your message. What's
going on?
Speaker 2: So first of all, she puts me on a speaker
so I could barely hear her. And I've talked to
this woman now twice. And the first time was when
I was like, where's the prescription? And then they were
She was like, you know, you gotta have it said,
and then she was like the first time I talked
to her, she's like, let me finish. I was like, okay,
and then I call and then do the thing. Then
I go down there, Okay. Then now I'm calling again.
Now I get the same bitch and she's like, now
I got proof on my phone that they there's confirmation.
So she's like, I go, where's the prescription. She's like, oh,
it's still showing its instant Santa Barbara. And I go, okay, well,
I said it was transfer. She goes, well, you have
to have the doctor, I said, And then I cut
her off, and I go, I have an email. She goes,
can you let me finish again? And I go, how
about you let me finish? I said, I said, let
me finish. I have confirmation that she was said, and
then she starts, hold please, and she puts me on.
Speaker 1: A long asshole pose on purpose.
Speaker 2: Then she comes back and she's like, Okay, it'll be
ready by three o'clock.
Speaker 1: I'm like, yeah, that's what I thought. Bitch fuck, I'm
so mad. What is going on?
Speaker 3: Most people work in a pharmacy, right, pharmacist, you have
to go to pharmacy school.
Speaker 1: You should have a little bit.
Speaker 2: Of a brain, right, I know, it's it's just like that.
That's CBS pharmacy. I don't know if they're all like that,
but that they're bad. And I guess maybe they're, you know,
overwhelmed because of right AD being closed.
Speaker 1: But I don't know.
Speaker 3: Well, I got to tell you, the smaller pharmacies are
not it either. I was getting a prescription for one
of the kids from a different pharmacy because actually it
was a it was the dermatologist. They have their own
pharmacy that they just call it in. It's like a tap, yeah, yeah, yeah. Yeah,
So we was using we was using that pharmacy and
the woman was telling me that it was. She was
just like, yeah, it's not going through on your insurance.
It's coming up as like a full pay. And I
was like, well, that's not right, because you know what.
Speaker 1: I think.
Speaker 3: This was when Xander was on acutane, so it was
some drug that was they wanted to charge me like
a crazy amount of money, but we needed it because
he was out and we'd gone for the appointment. She
was like, yeah, I don't know what to tell you.
And I'm like, well, what are you about to tell
me something?
Speaker 1: She's like, I don't know, take it up with your
insurance company. It did turn out that.
Speaker 3: My premium was late, like whatever, and because I was
saving up because I had to mortgage my house to pay.
Speaker 1: My healthcare preme. No, but it was only late. I
was late like ten days or something.
Speaker 3: So they but I was like, you can't tell that.
She was like nope, or maybe it was coming up
like I didn't have insurance. I can't remember what it was.
But she wanted nothing to do with like helping me out.
I feel like she could have been like, you know what,
I wonder if you're late paying your bill.
Speaker 1: Yeah, right, maybe not vent died or something. Nope. She
was just like, I don't know. Maybe it's the way
I proved. Oh. She was like, this is what I was.
Speaker 3: Made me so mad as her ideas were like, yeah,
I don't know if this is an approved drug for
your insurance. And I was like, but you see in
your system that I've been picking it up for the
last six months, right, hello at a different price, right
at fifteen dollars right, Oh can you check? Oh yeah, yeah,
I do see that. Well, maybe they don't cover it anymore.
I was like, yeah, they still cover it.
Speaker 1: I don't cover it anymore. It's so stupid. Oh my god,
it's so frushing. It is.
Speaker 2: It is so Sonny was supposed to get a car
this weekend from Adam from Adam Lerner's got a car.
He's been great. Yeah, he found him a car. Everything
was all set up to be delivered. I told Sonny.
I was like, guess what. Sonny had his dad's car
for the weekend, and then he had to bring it
back on Saturday, and then he was going to get
his car delivered Saturday.
Speaker 1: It's his birthday gift.
Speaker 2: And then then I get a call from like the
guy that's doing my loan for the house, and was like, hey,
we just got a flag that you were, you know,
applied to get a loan for getting Sonny's car, and
he was like, can you just wait until escrow closes,
which is July the end of July. So I was like, okay,
so I have to put it off. And I had
to tell Sonny, and Sonny was like, it's all right.
You know, Sonny's very easy, easy going. So he was like,
but he has dad's cool car this weekend. So he's like,
I'm going on to drive. He drove it all the
way to Hurst Castle, which is five hours away. This kid,
he's crazy. He's crazy. His dad told him, He's like,
you should drive it up there. You'd probably like it
up there.
Speaker 3: Oh.
Speaker 1: He told him to Yeah, And so he booked a
tour there.
Speaker 2: And he took a tour at Hurst Castle and loved
it and sent me pictures and then drove back.
Speaker 1: I didn't even stay over night now, he just got.
Speaker 2: Up early and just drove and did the whole thing,
came back late by himself.
Speaker 1: Yeah, he loves it. No, that's so interesting that he
just does stuff by himself.
Speaker 2: Yeah, but he's also been with his friends, Like he
went out to his friend's house. They barbecued together on
Saturday night and like hung out, and Sunday they hung out.
Speaker 1: So he's lit with his friends.
Speaker 2: But he also he's like, because I was telling him,
you know, Wendy's coming to town soon to help me
with the house and stuff. And Wendy and her sisters
and all the nieces and nephews are going camping at
the beginning of August.
Speaker 1: And he was like, yeah, I'll do that. He's like,
but I also.
Speaker 2: Like to, like, you know, kind of do my own thing,
like just kind of go, I'm on to do camping
one more time by myself.
Speaker 1: Then he had a job in or View this morning,
which is great.
Speaker 2: Oh where Yeah, it really looked close by at this
gym that he applied for. They called him like, last minute,
can you come in? So he went in.
Speaker 1: So we'll see hopefully.
Speaker 2: But you know, he's going back to school in like
two months, so yeah, now that's going to work.
Speaker 3: But yeah, because I hope he was going to try
to get Xander a job being a host at the restaurant,
but Xander leaves for has to go move into school.
Speaker 1: On the eighteenth.
Speaker 3: Yeah.
Speaker 1: See, oh my god.
Speaker 3: Okay, so I have a little uh I think this
will be relatable.
Speaker 1: Yeah, with a lot of parents. Okay.
Speaker 3: So I get an email the other day from Chapman basically,
and I get a lot of emails from them, so
I guess they email both of us about certain things.
Speaker 1: I get an email from them.
Speaker 3: Saying, hey, so I wish I could remember exactly the email,
but something to the effect of like tuitions do by
July twentieth, And I was like, wait, what this is
like a couple of days ago, so you know we're
talking it's like the tenth like what tuitions do in
ten days now.
Speaker 1: Up until this point, all I've had to go on is.
Speaker 3: The fact that Xander showed me a screenshot of his
financial offer, which included his like his scholarship for having
good grades.
Speaker 1: Right.
Speaker 3: Also, we were we got some like financial aid, like
I don't know, a cal grant and we got and
then so the scholarship was really big. That's why I
was like, oh, we can afford to go here. Plus
the fact that we got the grant, the financial aid,
and I think somebody because I talked about this before,
and somebody was like, be careful because sometimes they suck
you in by giving you that a good amount of
money off for the first year, but then it doesn't.
Speaker 1: So I got all paranoid.
Speaker 3: I called them or I emailed them his person, his contact,
and I was like, hey, this is the offer he got,
but is this good for all four years? And they
were like yes, unless anything changes, like with your FAFSA.
I have to do a FAFSA every year. And I
was like, okay, cool, So I'm basing. We're affording to
go to this school. All the plans are made, but
all of a sudden, like the tuitions do I don't
even know, because so there's the base of what he owes,
but to make it for what I have to pay,
they give you these options of loans. So it's like,
let's say nine thousand dollars in loans, which is what
it was because full disclosure, the school's like eighty nine
thousand dollars a year, but we're supposed to pay twenty
three thousand plus with loans, like it comes to like
thirty two thousands. Okay, so pretty good, great, yes, perfect, Okay,
So but now I'm getting this thing saying that you
have to pay the money, and I'm like why, I
have no idea. I don't even know how to accept
the loans. I'm also getting emails like every day from
Sally May, like from these loan company, this loan company,
and I'm like, I think this is spam, Like I
don't think they're trying to tell me I have to
take out of Sally May loan. I'm pretty sure that's bad,
but I don't know. You'd think I would know from
having had a kid already in college, but I don't
remember going down this way. I remember LB in her
financial portal. I remember saying, yes, we'll accept this loan,
and then here's how you get third part access. Okay,
So I'm like, Xander, do you have any information? Have
you gotten a tuition bill? And he's like no. I'm
making a face at Lynette, like you know where you
all know where this is going? Right? We're ten days
away from when I have to pay this bill, because
right now we're a week we're a week out. Yeah,
so yeah, so this is like a few days ago.
So I email the Financial aid office. There's which it's
pretty clear, like who you can talk to I email them,
I'm like, hey, I'm writing to you about Xander Taylor.
He's an incoming freshman. I got a thing saying tuition
is due on the twentieth. I'm very surprised because I've
gotten zero communication. I do not know how to access
the bill, how to if where, what the loan process is.
Speaker 1: I was told I.
Speaker 3: Need to take out some loans, but do I have
to like go to the bank. I'm literally lost, right,
So they write back, and they said, he needs to
log into his portal and then you're going to go.
They give me like step by step instructions. Right, I go, hey, Xander,
can you log into your portal because that's how we're
going to Oh, and then he has to give you
third party authorization because due to FURPA laws.
Speaker 1: Like, first of all, and I know I talked about
this before.
Speaker 3: How the fuck do they think that art that an
eighteen year old is paying for their own college?
Speaker 1: Right?
Speaker 3: Of course they're not right, but they are high if
they think that, like these eighteen year olds are coming
up with, especially some of these more expensive schools, where
are they and they and the law they can't even
take out loans, So why don't we just all be
realistic and say, here's your parents exactly.
Speaker 1: Send it to the parents.
Speaker 3: What I know, and you're expecting these eighteen year olds, okay,
to be responsible enough. Xander's my more most responsible kid.
He was like, oh, okay. He logs into his portal,
He's like, oh, I have a lot of emails. I'm like, yeah,
I bet you do well. He goes, well, I've only
gotten an email in the past. He got his financial
offer on his regular email that he use when he
signed up, right, but then the college accepted him, and
when he enrolled, they gave him a Chapman email. He
proceeded to never ever check that one time. Now, okay,
it be a long time ago. There were a lot
of emails. I had to try so hard not to
be mad.
Speaker 1: Because I'm like, I'm mad.
Speaker 3: But part of that is the anxiety of like, oh
my god, I've got to come up with this big
chunk of cash, which means I mean, I'm like anybody else,
like I don't have that liquid cash in my bank account.
We've got to have our money person wire us in
money from like yeah.
Speaker 1: Investments and stuff. You know what I mean.
Speaker 3: You don't just automatically go oh, okay, here's because because
my payment for Okay, long story short, when I start
looking at the loan stuff, now I got to start
making decisions like really fast because he gives me the
third party access. He's like, oh, there's this whole thing.
I have to accept the aid. Yes, okay. So one
of the things was like do you want this parent
plus loan? And I'm like, oh, heard bad things. So
then I have to google. What's a parent plus loan?
Speaker 1: Isn't bad? Right? And Google's like it's not great, you know.
Speaker 3: I mean, okay, our buddy ai ol yes algorithm is like, uh, well,
you know you probably don't. Here's you want to take
this other I'm like Google, subsidized versus unsubsidized loan. They're like, well,
subsidized loan is better. I don't remember this from two
years ago. When I do it with LB, I was like,
subsidize is better because they don't start charging you interest
right away. You don't have to pay it back until
six months after they graduate college. I'm like, okay, so
that one's like a few thousand dollars a year. Then
they're like the unsubsidized one, like you don't really want
that because it's your going to start accruing interest right away.
So if you can afford not to do that, don't
do it. And then they're like, and then the parent
plus loan that's like a high interest rate. Basically, Google's like,
unless you really need.
Speaker 1: It, like I wouldn't.
Speaker 3: I'm like, oh my god, now you tell me, like
I felt like I was just so under the gun.
So then they offered Xander work study. So I'm like, yeah,
you're doing work study. You're going to help pay for college.
Oh okay, bitch doesn't have a job right now. He
doesn't really have any chores. I'm like, yeah, you know what,
it'll be good for you. You can have a little job
on campus if you can get one, you know. And
then but that money goes towards your tuition, so that's.
Speaker 1: A good idea. And then I'll still give.
Speaker 3: You, I'll give him money, but base anyway, so that's great.
Speaker 1: Then I have to.
Speaker 3: Run in and talk to John and I'm like, okay,
we take the subsidized loan. I say, we don't take
the unsubsidized loan. And we know parent plus loans, so
we're going to oh little bit more intuition it's not
that bad, right, But so then I'm like, okay, so
we owe fifteen thousand dollars in ten days.
Speaker 1: Oh my gosh. I'm just saying.
Speaker 3: I was like, Xander, am, did you start checking your
email regularly?
Speaker 2: But to be fairly, did he know like that he
was getting I mean, he didn't know he was getting emails.
Speaker 1: He had no idea how to check. No.
Speaker 3: But on the other hand, because then I also have
a story about Sadie that I might save for the
next our next episode. Okay, but I just felt like
I'm not the one going to college, right, Like I
didn't even go to college, so I've never had to
be responsible for this stuff. I'm feeling the weight a
lot of the responsibility of making sure because if I hadn't,
if I hadn't been the one to dig into this,
we would have missed the deadline. And I'll tell you why.
And that's why you just reminded me. Because Sonny and Elbe,
I mean, she's done now, but they start school much
later than everybody else. Yeah, so they didn't. Elbe didn't
start school until mid to late September. Same but Xander
starts mid August, so he moves in on the eighteenth,
So probably I should have been like why. I think
I did have a couple of moments of like, how
come I haven't heard anything about like, right, I'm gonna
owe tuition. Also with UCLA, they didn't even want you
to pay. They didn't even release the bill until like
two weeks before it's due.
Speaker 2: But were you getting the bills from UCLA or were
they going out in her cot But she but.
Speaker 3: She was different, She's a different kid. She just knew
to log into her portal. She was like on top
of stuff. She did all the registering for her classes.
She did everything on her own. I never heard anything
about it. The only thing that happened was I said,
I don't know how to access how to connect my
bank account, and I've heard some of my friends that
you have to get third party access, and I remember that.
She was like, oh, so we googled it. It seemed
like a bigger deal than it was.
Speaker 1: She just had to go in.
Speaker 3: Her portal, go into she did a party, and then
I had to get my own account. So Xander kind
of had to do that too. So I just but
but the email I got from Chapman told me I
just forwarded that email to Xander and I was like,
do all these things get me in there?
Speaker 1: And then he gave me. Then I got a password
and it was that's oh good. And then I connected
my bank account. So I'm ready to go.
Speaker 3: As soon as I have the money in my account,
I can just hit.
Speaker 1: Okay, that's god. But I was shy. And then my
story is really about like Sadie having to like.
Speaker 3: None of this would get done. I feel like nobody
would be doing anything. I wasn't on top of it. Yeah,
my own shit to be on top of I know.
Speaker 2: See, we got lucky because like I have Setni and
Italia that are like elbe, like they just do it
all and they take care of it and you know,
and then they just send me the bill, like I
paid this for books, I paid this for tuition, I
paid this for classes, and that's pretty much it. But
they're also in you know, they're at the community college,
so it's a little different, Like.
Speaker 3: It's not that expense. Yes, it is a little different. Yeah,
but when you pay for like their apartments though, do
you have it just set up that you.
Speaker 1: Just pay it? Yes, we pay it.
Speaker 2: Yeah, it comes out of their college tuition their college fun.
Speaker 3: Okay, So like for Elb's rent, that was another thing.
Elbe would just be like, oh my god, I forgot
we have to pay rent, and then I'd be like, oh,
it's the first and then I'd have.
Speaker 1: To zell her friend.
Speaker 3: Luckily, one of her friends was the one paying it,
so she would pay the whole rent, and then the
other roommates would.
Speaker 2: Say, right, yeah, that's kind of like what Natalia had
set up.
Speaker 1: Yeah, it's a lot.
Speaker 3: I know, it's a lot of money. It's a lot
of payments.
Speaker 2: And then you know, but then you got like Sadie
and Xander who like are not like them. They need help,
you know, registering and just being more on top of it.
Speaker 1: But you know, they'll get into their groove.
Speaker 3: The problem is, and so is that Xander doesn't know
he needs help. Right, So Xander thinks he's on top
of stuff, but it's just a little bit last minute
because there was another thing that happened that he goes, oh,
I have to apply for this the grant, the California grant.
He goes by a certain deadline, which is tomorrow, and
I was like, oh, well, you.
Speaker 1: Better go fucking do it, right, now then, and he.
Speaker 3: Was like, okay, I got you, okay, yeah, but everything
is just very last minute.
Speaker 1: Yeah yeah he I don't know.
Speaker 2: It gives us anxient anxiety when that happens with our kids.
Speaker 3: But he's living his best life right now, Like he's
not working, but he goes to the gym every day. Yeah,
so he can get so he can get himself situated
if it's if it's something he wants to do. Like
they were offering free memberships a Planet Fitness. Oh really,
uh huh for if you're under like nineteen.
Speaker 1: Oh, that's cool.
Speaker 3: So he went and signed himself up and Yola Crocodile
got free gym memberships, right, and now he just goes
to the gym every single day.
Speaker 1: Same with Sonny. Really yeah, goes every day. Yeah did
you wait? You said he goes to the y with you.
Speaker 2: Let's go to the Why But now he told me
he's going to this other gym that his other friends
go to. It's still in our area, and that's where
he applied for the job.
Speaker 3: Oh yeah, oh that's good because then he'll get a
free membership here.
Speaker 1: Yeah that would be cool, that'd be nice. Yeah, so
we'll see all.
Speaker 3: Right, Well, let's say hi to our fancy friends and
then so I can save you my Sadie story.
Speaker 1: Plus we have some Karen Reid updates. It's a little
bit of that.
Speaker 3: Yeah, I'm excited. And plus we watched a couple of
yelly wizes.
Speaker 1: Right, all right, well let's say she crying.
Speaker 3: We got Katie is rolling on e Christa gets strapped. Sandra,
it's not easy Green Aaron's a dirty Sanchez, Leslie, stop
with the coughing. You think COVID was back the way
she's going on, I mean, come on, Cowcalante City, al Monte,
Kelly Bryant, she's your aunt, Rebecca. He's so cute, so hot,
Missy and Gabby those girls.
Speaker 1: She's out there out in Valencia, somewhere somewhere waiting for
you to move in.
Speaker 3: Yeah, uh, Katerina girl, check that Moler Valerie, Bubba Fenwick,
it's it out of the park, Holly.
Speaker 1: We love your pancakes.
Speaker 3: Rita whacking that brassinette with Elizabeth Williamson's poverticle, multiple sets
of multiples, Nikki call your girl, and Dick is frolicking.
And then I wanted to give a shout out to
my friend Colleen who Colleen Saldonna. She's a listener of
our show, and she started a podcast called Deer Recovery
and she's a licensed marriage and family therapist. She was
a guest on Drunkish you might remember her.
Speaker 1: But anyway, this is a.
Speaker 3: New podcast called Deer Recovery and it's where listeners anonymously
write in with questions about eating disorders, addiction, body image, anxiety,
all sorts of stuff about recovery. So that's cool. Cool
Deer Recovery anyway. Also another podcast for if you want
to laugh about getting older. Our friends Jen and Ari
have three Gray pubes.
Speaker 1: I love that title.
Speaker 3: Yes, so it's super funny title and it's just about
you know, funny stream of consciousness chat show.
Speaker 1: Love it.
Speaker 3: Our friend Natasha Stanford is Spoonful of Memories, turning your
family recipes into a printed cookbook. Go to Spoonful full
of Memories dot life. We've got our friend Kayleie Pettis.
She's a marriage and family therapist. She's in Seattle, so
anywhere in Washington she can help you virtually, and Seattle
she's in person. Go to Emerald Bloomtherapy dot com. Also,
we already talked about Adam.
Speaker 1: Adam Larner's got a car yep.
Speaker 3: If you want a real estate agent and you're up
north in a Greater Sacramento area or East Bay area,
try Leilani Armstrong ore rog f Cooler. You can call
her at five three zero four hundred three three three
four and her dre number is zero two two five
four zero four zero. If you want to fly up
there to the northern California, why not use Christine Black
Waves and Wonder Travel. It's not just like cruises, you know.
She has a lot of stuff, so Waves and Wonder Travel.
She's on our Facebook page. Jacob Crowley, love you Jacob,
He's not Crowley and he's wanting to tell you about
the ac LU.
Speaker 1: Also Trevor Project. You guys, right, if you want to
help out your LGBTQ.
Speaker 3: Friends, Maren Sugar Skull. That's her small bakery and gift
shop on the island of Kawhi. You can check them
out or check out their instagram Sugar Skull eight oh eight.
And I'll do a couple more on Friday's episode.
Speaker 1: All right, all right, well we love you guys. Yeah,
you're a parent now, don't f it up.
Speaker 2: It's good
Speaker 1: That angel,