WEBVTT 1 00:00:00.640 --> 00:00:09.960 Yeah, rittad you needed by, so. 2 00:00:10.080 --> 00:00:10.640 You don't have. 3 00:00:12.839 --> 00:00:15.279 Come. Run in just as fast as we can. 4 00:00:16.559 --> 00:00:17.960 Shooter's gonna help me. 5 00:00:18.160 --> 00:00:26.559 Come Man Dix is the Troubleshooter Show. No, Tom Martine, Hi. 6 00:00:26.640 --> 00:00:29.359 Tom Marchino here, Welcome to the show. Three oh three 7 00:00:29.640 --> 00:00:32.159 seven one three talk three oh three seven one three 8 00:00:32.200 --> 00:00:36.000 eight two five five. Here to help you solve your problems, 9 00:00:36.079 --> 00:00:37.719 that's your question, to take your complaints, to make your 10 00:00:37.719 --> 00:00:39.719 life a little easier. Mark will be up in a 11 00:00:39.759 --> 00:00:41.840 minute here, Welcome to the show. We are here to 12 00:00:41.920 --> 00:00:44.960 help you anyway we can. I imagine Mark is on 13 00:00:45.240 --> 00:00:48.000 and ready to go. Are you there, Mark, yep. 14 00:00:47.799 --> 00:00:48.359 Yep, yup. 15 00:00:49.479 --> 00:00:51.520 Okay, I'll get your camera up in a second here. 16 00:00:51.560 --> 00:00:54.520 And uh, by the way, Uh Andrew wants to talk 17 00:00:54.520 --> 00:00:56.719 about grease Monkey. Anything you want to talk about. All 18 00:00:56.759 --> 00:00:57.880 you have to do is call me. 19 00:00:57.960 --> 00:00:58.119 Now. 20 00:00:58.119 --> 00:01:01.039 Here's the number three oh three seven one three talk 21 00:01:01.079 --> 00:01:02.920 while we're on the air. You can call there, or 22 00:01:02.960 --> 00:01:04.959 you can call three oh three Martino twenty four to 23 00:01:05.000 --> 00:01:08.519 seven three oh three six two eight four sixty six. 24 00:01:08.959 --> 00:01:13.239 That number gets you into our office and voicemail system 25 00:01:13.319 --> 00:01:18.799 and no matter what, we will call you back. So 26 00:01:18.959 --> 00:01:22.000 welcome to the only show anywhere that really does this, 27 00:01:22.400 --> 00:01:26.359 and we're proud of it. So whatever's on your mind, 28 00:01:26.359 --> 00:01:27.799 give us a call. We're going to go right now 29 00:01:27.840 --> 00:01:31.840 to Andrew has an issue with Grease Monkey. Andrew, what 30 00:01:32.159 --> 00:01:34.000 is going on with you? Andrew? 31 00:01:34.040 --> 00:01:34.439 Welcome? 32 00:01:36.159 --> 00:01:37.040 Yeah, how you doing? 33 00:01:38.519 --> 00:01:42.280 I'm doing, good man? What's going on with you? Uh? 34 00:01:42.480 --> 00:01:45.079 I'm trying to get grease Monkey to get my car 35 00:01:45.200 --> 00:01:48.760 fix because my transmission and one out and I had 36 00:01:48.840 --> 00:01:51.959 took it over there and they drained it and filled 37 00:01:52.000 --> 00:01:54.159 it up, but they didn't fill it up all the way. 38 00:01:55.560 --> 00:01:58.159 And when did you go? Okay, so you're saying they 39 00:01:58.239 --> 00:02:01.239 were responsible. I need a little more information. What kind 40 00:02:01.280 --> 00:02:02.879 of a car are we talking about? Andrew? 41 00:02:04.159 --> 00:02:06.239 It's so twenty sixteen Buick in. 42 00:02:06.400 --> 00:02:11.759 Cleve Buick Conclave and what did you do or enclave 43 00:02:11.800 --> 00:02:14.599 whatever I mean you can call it? So what how 44 00:02:14.599 --> 00:02:15.719 many miles were on that. 45 00:02:17.599 --> 00:02:19.800 At the time when they did it? I think I 46 00:02:19.840 --> 00:02:26.879 had probably sixty maybe seventy thousand miles on it. They 47 00:02:26.960 --> 00:02:31.039 drained that, they drained the transmission. 48 00:02:31.319 --> 00:02:32.319 When did you take it in? 49 00:02:33.800 --> 00:02:40.000 Oh, this was last year? When probably six months ago? 50 00:02:42.360 --> 00:02:45.800 Okay, so you took it in about six months ago, approximately, 51 00:02:46.240 --> 00:02:48.520 July or August. 52 00:02:49.719 --> 00:02:54.759 Yeah, I think yeah. Hold on, let me say I 53 00:02:54.759 --> 00:02:57.479 got the paperwork when they says, all right you. 54 00:02:57.400 --> 00:03:00.039 And then so you took it in. I get it, 55 00:03:00.159 --> 00:03:02.439 and then you said they didn't fill it up and 56 00:03:02.520 --> 00:03:04.680 somehow you had problems and you want to get them 57 00:03:04.680 --> 00:03:06.840 to fix it. So I get that part of it, 58 00:03:07.159 --> 00:03:09.719 and they could be responsible, who knows. So when was 59 00:03:09.759 --> 00:03:11.840 it August July? 60 00:03:12.719 --> 00:03:15.960 No, I took it from the paperwork. What it's saying 61 00:03:17.960 --> 00:03:26.000 is it was done back on if I'm writer, says 62 00:03:26.039 --> 00:03:29.639 six fifteen, twenty three, that's what it's saying in June. 63 00:03:30.159 --> 00:03:33.599 Okay, on June fifteenth. Okay, So what did they do 64 00:03:33.719 --> 00:03:35.240 wrong when you went to pick it up? 65 00:03:36.719 --> 00:03:40.599 No, it was okay. What happened was all of a sudden, 66 00:03:40.639 --> 00:03:44.360 I was coming home and when it would not go 67 00:03:44.400 --> 00:03:48.280 in about three weeks ago, it would not go into reverse, 68 00:03:48.439 --> 00:03:51.479 it would not go into drive. So did night? 69 00:03:51.520 --> 00:03:54.680 Okay? Hold on a second, hold on, Andrew, Andrew, Andrew, 70 00:03:54.719 --> 00:03:58.800 Andrew Andrew, you had this done in June. Okay, you 71 00:03:58.840 --> 00:04:05.400 had it done in June, July, August, September, October, November, December, January. Okay, 72 00:04:05.560 --> 00:04:09.719 so seven months ago you had it done seven months ago, 73 00:04:10.000 --> 00:04:14.719 going on eight months now, So you're telling me seven 74 00:04:14.759 --> 00:04:19.199 months later it would not go into where. 75 00:04:20.639 --> 00:04:23.279 It wouldn't go. It just stopped. It wouldn't go into gear, 76 00:04:23.279 --> 00:04:25.720 it wouldn't go into drive, wouldn't going to reverse, none 77 00:04:25.759 --> 00:04:26.040 of that. 78 00:04:27.120 --> 00:04:29.560 And so why do you think it's their fall? 79 00:04:31.480 --> 00:04:33.600 They didn't fill it up all the way. They didn't 80 00:04:33.639 --> 00:04:38.000 put the proper amount of transmission fluid in the vehicle. 81 00:04:39.319 --> 00:04:40.720 How much was in there when you. 82 00:04:40.639 --> 00:04:41.319 Had it checked? 83 00:04:43.399 --> 00:04:45.839 I just had it. I just had it done by 84 00:04:46.000 --> 00:04:52.360 some guys called Bill. Oh, I don't know. I had 85 00:04:52.360 --> 00:04:54.800 them to I had to have it towed to a shop. 86 00:04:55.360 --> 00:04:57.360 When it went to the shop, the dude told me 87 00:04:57.560 --> 00:04:58.680 it wasn't filled all. 88 00:04:58.879 --> 00:05:03.639 Where was it, Toad, Andrew? Where was it, Toad? It 89 00:05:03.720 --> 00:05:04.920 was Toad over to. 90 00:05:06.480 --> 00:05:06.920 Bills. 91 00:05:07.079 --> 00:05:11.560 Let me get this card. It was told, Okay, Bills, 92 00:05:14.000 --> 00:05:15.360 Bill's autos. 93 00:05:18.600 --> 00:05:19.199 Hold him. 94 00:05:22.519 --> 00:05:24.759 Because you know, Andrew, the reason I'm asking this. 95 00:05:24.839 --> 00:05:27.720 I want people to know you got to have way more, 96 00:05:28.519 --> 00:05:31.879 way more than this for a connection. So I'm trying 97 00:05:31.879 --> 00:05:34.519 to put this together for you. So it was towed 98 00:05:34.560 --> 00:05:37.360 to Bill's and Bill told you what. 99 00:05:38.839 --> 00:05:41.600 He told me, that it was not filled up properly. 100 00:05:41.720 --> 00:05:44.399 That's what caused the effect to my transmission. 101 00:05:45.720 --> 00:05:48.519 Okay, it was not filled up properly. Did he take 102 00:05:48.600 --> 00:05:50.720 pictures of it? Did he document it? 103 00:05:51.920 --> 00:05:57.160 He document? He gave me some paperwork and stuff. Then 104 00:05:57.199 --> 00:05:59.279 I went over to Grease Monkey and I got some 105 00:05:59.439 --> 00:06:01.920 paperwork and it showed that they only put in two 106 00:06:02.079 --> 00:06:06.439 leaders when my vehicle holds from what I understand, nine 107 00:06:06.480 --> 00:06:09.560 and a half courts of transmission flu it too. 108 00:06:09.879 --> 00:06:14.639 So you saw on Greece Monkey's paperwork that they only 109 00:06:14.720 --> 00:06:16.360 put in two leaders. 110 00:06:17.959 --> 00:06:18.800 Two point zero. 111 00:06:18.879 --> 00:06:22.720 Yeah, and you have that in writing right now. 112 00:06:24.000 --> 00:06:26.120 Yeah, I got it. It's right in front of me 113 00:06:26.199 --> 00:06:26.639 right now. 114 00:06:27.959 --> 00:06:32.079 Okay, And what do they say about that at Greece Monkey. 115 00:06:33.120 --> 00:06:35.160 Every time I call this baby, she like puts me 116 00:06:35.199 --> 00:06:37.199 on the whole and that she don't get back with me. 117 00:06:39.360 --> 00:06:42.439 Yeah, well, let me ask you something. What was the damage? 118 00:06:42.839 --> 00:06:46.839 What was the damage to your transmission? 119 00:06:48.759 --> 00:06:51.720 I got it over at the dealership and I haven't 120 00:06:51.759 --> 00:06:56.360 done anything yet because it won't move. It won't it 121 00:06:56.399 --> 00:06:59.439 when it won't work, it don't work at all. 122 00:06:59.480 --> 00:07:01.040 I want to understand that, Andrew. 123 00:07:02.199 --> 00:07:04.759 I just wanted to give my vehicle back to working. 124 00:07:05.000 --> 00:07:06.639 That's all I want from him. I don't know, know 125 00:07:07.360 --> 00:07:07.959 nothing else. 126 00:07:08.000 --> 00:07:10.560 That's a long time ago to go back after him. 127 00:07:10.560 --> 00:07:13.800 What is that? Six eight months? Seven months? 128 00:07:14.079 --> 00:07:14.720 But I mean that's. 129 00:07:14.600 --> 00:07:15.480 Insane, man. 130 00:07:15.600 --> 00:07:18.000 I mean, how do you know, for example, there wasn't 131 00:07:18.000 --> 00:07:20.879 a leak and they filled it up properly, but yet 132 00:07:20.920 --> 00:07:21.680 it leaked out. 133 00:07:21.759 --> 00:07:25.160 How do you know that? Well? Because their record show 134 00:07:25.839 --> 00:07:28.639 they only put two leaders of transmission fluid in it. 135 00:07:28.959 --> 00:07:32.600 And what kind of vehicle is it? It's a Buick 136 00:07:32.720 --> 00:07:36.759 Enclave twenty sixteen. Let's get Jeff Vick on. I want 137 00:07:36.800 --> 00:07:39.720 you to hold on, Andrew, okay, because I think what 138 00:07:39.759 --> 00:07:41.920 we ought to do is get an expert on and 139 00:07:42.079 --> 00:07:49.160 just see and again, does grease monkey admit that they 140 00:07:49.199 --> 00:07:51.600 did something wrong? I want to know that. 141 00:07:51.600 --> 00:07:57.519 First they what they what they did was they did 142 00:07:57.639 --> 00:08:04.279 some kind of research on some type of uh, we 143 00:08:04.360 --> 00:08:09.920 did some research on the vehicle that showed something. They 144 00:08:09.959 --> 00:08:15.240 gave me some paperwork about a bulletin on the transmission 145 00:08:15.279 --> 00:08:17.800 and this vehicle that I don't know what that has 146 00:08:17.839 --> 00:08:18.399 to do with it. 147 00:08:19.040 --> 00:08:21.959 Listen, bro bro, I want to know right now, are 148 00:08:22.000 --> 00:08:24.319 they saying they will fix your car? 149 00:08:24.600 --> 00:08:26.879 You don't even know what's wrong with your car yet, right. 150 00:08:28.120 --> 00:08:29.920 Yeah, I do. I just told you I had it 151 00:08:29.920 --> 00:08:31.800 at a shop. The dudes and told me what the 152 00:08:31.920 --> 00:08:33.960 trans the transmiss is no good? 153 00:08:36.360 --> 00:08:36.720 How much? 154 00:08:38.519 --> 00:08:42.120 How much was the service at grease monkey? 155 00:08:42.759 --> 00:08:44.480 What you mean when I had to work done? 156 00:08:44.720 --> 00:08:48.519 Yeah? How much did you pay for that? Yeah? 157 00:08:48.919 --> 00:08:51.080 It was three hundred because they had to it was 158 00:08:51.200 --> 00:08:53.440 the trance and they does something else too. 159 00:08:53.639 --> 00:08:58.200 Okay, hey, Andrew, Andrew, let's just let me tell you 160 00:08:58.840 --> 00:09:02.440 the full story. Now we'll come back to the details. 161 00:09:03.080 --> 00:09:08.039 Let's say that they were one hundred percent I'm saying 162 00:09:08.080 --> 00:09:13.639 for argument's sake, they were one hundred percent responsible for 163 00:09:14.240 --> 00:09:20.879 the failure of your transmission. Okay, what do you think? 164 00:09:21.039 --> 00:09:24.039 What do you think they would owe you for transmission? 165 00:09:24.080 --> 00:09:26.679 I just want to get what you're expecting so I 166 00:09:26.720 --> 00:09:28.200 can put some realism to this. 167 00:09:29.360 --> 00:09:31.240 I just thought going to fix my trance with all 168 00:09:31.279 --> 00:09:32.879 the want. 169 00:09:33.200 --> 00:09:39.000 Okay, I get it. But here's something. Here's something that, Andrew, 170 00:09:39.039 --> 00:09:42.320 Here's something I need to let you know. If they 171 00:09:42.360 --> 00:09:46.679 are one hundred percent, if they are one hundred percent 172 00:09:46.799 --> 00:09:52.639 responsible for that transmission being failed. If they are, then 173 00:09:52.799 --> 00:09:58.759 they would owe you a replacement transmission with seventy thousand 174 00:09:58.799 --> 00:10:02.960 miles on it. A used transmission. Okay, that's what they 175 00:10:03.000 --> 00:10:07.440 would owe you if they were one, if they were 176 00:10:07.480 --> 00:10:11.360 one hundred percent responsible. Now, if you get it rebuilt 177 00:10:11.600 --> 00:10:15.480 instead of getting a used transmission, they would only owe 178 00:10:15.480 --> 00:10:20.559 you about half because you would be getting more than 179 00:10:20.600 --> 00:10:21.399 they destroyed. 180 00:10:21.559 --> 00:10:22.639 Does that make sense to you? 181 00:10:23.960 --> 00:10:24.600 Yes, it does. 182 00:10:25.960 --> 00:10:28.399 Okay, you hold on. We're gonna get an expert on 183 00:10:28.519 --> 00:10:31.440 right after this. I'm Tom Martinez. Waterpros dot net. The 184 00:10:31.480 --> 00:10:35.399 best water systems bar none. 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Time 192 00:11:05.679 --> 00:11:08.960 for an insurance check up free no obligation comparison call 193 00:11:09.039 --> 00:11:12.360 Compass Insurance paying too much your coverage at dozens of 194 00:11:12.399 --> 00:11:15.039 insurance companies find out now three all three seven to 195 00:11:15.120 --> 00:11:17.919 seven to one help. You'll think you're his only customer 196 00:11:17.960 --> 00:11:20.240 when you choose Frank durand the real estate man dot 197 00:11:20.240 --> 00:11:23.559 Com to list your home with Remax Alliance three all 198 00:11:23.600 --> 00:11:29.639 three nine two zero sixteen twenty two. Hi Tom Martino, 199 00:11:29.799 --> 00:11:34.120 your troubleshooter. Three oh three seven one three talk three 200 00:11:34.120 --> 00:11:37.480 all three seven one three eight two five five. So, 201 00:11:37.799 --> 00:11:41.000 uh now we're gonna talk. Oh, Jeff's not up yet. 202 00:11:41.000 --> 00:11:44.240 We're gonna try to get an expert for you, Andrew. 203 00:11:46.720 --> 00:11:49.240 But right now, you know a couple of the questions 204 00:11:49.279 --> 00:11:51.799 I can't wait to ask Jeff. The biggest one is 205 00:11:52.039 --> 00:11:54.799 if it was truly takes ten courts or nine point 206 00:11:54.799 --> 00:11:56.600 five and it looks like it does. I look that 207 00:11:56.720 --> 00:11:59.399 up and there's only two in there? Would that thing 208 00:11:59.480 --> 00:12:03.120 even dry? I have a feeling the invoice possibly doesn't 209 00:12:03.120 --> 00:12:05.200 have the amount they put in there, because Tom, if 210 00:12:05.200 --> 00:12:08.440 they only put two courts in and it holds almost ten, 211 00:12:08.759 --> 00:12:10.919 I don't think he would have left Jiffy Lube, let 212 00:12:10.960 --> 00:12:12.799 alone drive for eight months. 213 00:12:14.320 --> 00:12:18.360 I see. That's what I don't understand, Mark, And you're right, 214 00:12:19.440 --> 00:12:22.639 these are all the questions I have. So let's go 215 00:12:22.720 --> 00:12:25.000 to Dina right now and then we'll come back. By 216 00:12:25.000 --> 00:12:27.360 the way. People three oh three seven one three talk 217 00:12:27.519 --> 00:12:37.360 seven to one, three eight, two, five five. Hi, Dina, Dina. 218 00:12:37.240 --> 00:12:41.840 Dina, Yes, I'm here. What's going on? What's going on? 219 00:12:43.279 --> 00:12:43.480 Well? 220 00:12:43.759 --> 00:12:47.399 I live in this apartment building and I've been here 221 00:12:47.440 --> 00:12:50.080 for five years, and for the five years that I've 222 00:12:50.080 --> 00:12:54.600 been here, we'd have quarter or five managers and then. 223 00:12:55.159 --> 00:12:56.240 How many different ones? 224 00:12:57.480 --> 00:12:58.039 About five? 225 00:13:00.240 --> 00:13:07.639 And okay manager there everybody seems to owe money that 226 00:13:07.759 --> 00:13:08.799 they're behind on rent. 227 00:13:09.960 --> 00:13:17.679 And well, well that's easy enough. That's easy enough to Dina. 228 00:13:18.039 --> 00:13:20.159 Either you owe the money or you don't. That's pretty 229 00:13:20.240 --> 00:13:22.840 easy to prove. So let me ask you this, this 230 00:13:23.080 --> 00:13:29.080 newest property manager. How when did that one take over? 231 00:13:29.159 --> 00:13:30.039 The latest one? 232 00:13:32.039 --> 00:13:34.720 Maybe a few months maybe ago, three four months? 233 00:13:35.919 --> 00:13:39.919 Okay, so a few months ago a new manager tells 234 00:13:39.960 --> 00:13:44.559 you you owe money? M what is what is the 235 00:13:44.799 --> 00:13:46.279 how much do you? Dina? 236 00:13:46.399 --> 00:13:48.399 How much do you owe? 237 00:13:48.759 --> 00:13:49.679 Oh? 238 00:13:50.919 --> 00:13:52.039 That's what they say? 239 00:13:52.039 --> 00:13:58.120 How much? Okay? Now, Dina, I just want to go 240 00:13:58.200 --> 00:14:00.279 through this really quick. And I know, I know that 241 00:14:00.320 --> 00:14:02.639 you have a lot to tell me, but it's really important. 242 00:14:03.519 --> 00:14:07.440 They say, you owe one thousand dollars. Now how much 243 00:14:07.519 --> 00:14:08.960 do you pay? And rent? 244 00:14:09.639 --> 00:14:11.519 I paid two I pay? 245 00:14:14.360 --> 00:14:18.039 You pay three hundred a month? And is it subsidized. 246 00:14:18.080 --> 00:14:21.879 Does someone else help you pay rent? Or okay? And so. 247 00:14:23.879 --> 00:14:27.799 Go ahead, Well, it's test credit that are living the 248 00:14:27.840 --> 00:14:30.840 test credit housing means dina. 249 00:14:31.720 --> 00:14:36.919 Dina, how much I know you? I know you pay 250 00:14:36.960 --> 00:14:40.799 three hundred a month? How much is the actual rent? 251 00:14:41.159 --> 00:14:47.360 Oh, it's like twelve twelve hundred. 252 00:14:45.639 --> 00:14:49.480 Okay, and then the other the other money is paid 253 00:14:49.519 --> 00:14:57.720 through some program. Yeah, okay. And and now here's what 254 00:14:57.759 --> 00:15:01.720 I want to know. Do they claim that this has 255 00:15:01.759 --> 00:15:04.440 been going on for a while or do they say 256 00:15:04.480 --> 00:15:07.399 it's from one or two months? What do they say 257 00:15:07.440 --> 00:15:10.000 the one thousand dollars is from? Where do they get 258 00:15:10.039 --> 00:15:13.000 that one thousand? Does it go back several months? What 259 00:15:13.120 --> 00:15:14.960 do they say about it? 260 00:15:14.960 --> 00:15:16.519 It goes back like four months ago? 261 00:15:18.440 --> 00:15:21.399 Okay? And what did they say? Are they saying it's 262 00:15:21.480 --> 00:15:26.200 your part that's short or their part? This subsidized people? 263 00:15:27.000 --> 00:15:27.159 Yes? 264 00:15:27.559 --> 00:15:29.600 Okay, Now okay. 265 00:15:29.799 --> 00:15:32.720 So they're basically saying, for about three months, you didn't 266 00:15:32.759 --> 00:15:36.120 pay that money. So do you have canceled check showing 267 00:15:36.159 --> 00:15:38.200 you paid that money? 268 00:15:38.399 --> 00:15:40.159 Yes, I went to the bank. 269 00:15:40.039 --> 00:15:42.960 And made the money orders and such amount. 270 00:15:44.519 --> 00:15:45.480 How did you make it? 271 00:15:47.759 --> 00:15:51.879 I went to the bank because they had a well 272 00:15:51.919 --> 00:15:53.039 you can make the money order there. 273 00:15:54.519 --> 00:15:56.639 Yeah, and you got a money order and did you 274 00:15:56.720 --> 00:15:57.200 mail it? 275 00:15:58.200 --> 00:16:00.799 Yeah? 276 00:16:00.840 --> 00:16:04.600 And you can you get copies of those past money orders? 277 00:16:05.039 --> 00:16:09.879 Yeah? I get I shoulder, and but there's one Okay, 278 00:16:10.240 --> 00:16:13.759 I got it from the slippers and that's where I 279 00:16:14.159 --> 00:16:17.159 guess messed up because I bought them a receipt for that. 280 00:16:19.120 --> 00:16:22.320 But Dina, the bank still has records of you getting 281 00:16:22.360 --> 00:16:23.960 three money orders, is that right? 282 00:16:24.600 --> 00:16:24.960 Yes? 283 00:16:26.519 --> 00:16:29.720 Well, if the bank shows that you have three money 284 00:16:29.799 --> 00:16:35.360 orders that you paid and they were canceled, then why 285 00:16:35.399 --> 00:16:38.279 doesn't that Why don't they stop bugging you? 286 00:16:40.480 --> 00:16:42.159 Well, it seems like every time we get a new 287 00:16:42.200 --> 00:16:46.120 manager who everybody in the building owes something. 288 00:16:47.000 --> 00:16:50.320 Well, no, now, listen, I don't want a Dina, Dina, Dina, 289 00:16:50.600 --> 00:16:54.080 I'm not equipped to talk about everyone in the building 290 00:16:54.200 --> 00:16:57.360 owing money. Here's what I am equipped to talk about. 291 00:16:57.600 --> 00:17:03.519 You claim this latest bill of one thousand about comes 292 00:17:03.519 --> 00:17:07.759 from three months of you not paying. Yet you claim 293 00:17:08.000 --> 00:17:11.119 you can show canceled checks for each one of those months. 294 00:17:11.400 --> 00:17:14.799 So I'm asking about you, not about everyone else. So 295 00:17:14.960 --> 00:17:18.440 if you can show, if you can show you have 296 00:17:18.559 --> 00:17:22.759 three months of canceled checks where they say you did 297 00:17:22.799 --> 00:17:30.799 not pay, is that enough for them to leave you alone. 298 00:17:32.240 --> 00:17:35.039 Yeah, but then we're getting as a new manager and 299 00:17:35.079 --> 00:17:36.160 then they say. 300 00:17:36.000 --> 00:17:43.079 That Okay, Dina, Dina, we're talking about the latest manager. Okay, 301 00:17:43.559 --> 00:17:45.759 did you get a new one since this one? Now, 302 00:17:46.119 --> 00:17:49.359 let me ask you something. So did you show that 303 00:17:49.440 --> 00:17:53.440 one manager that you paid and a new manager came 304 00:17:53.559 --> 00:17:59.119 after that and is trying to collect again? Yes, so 305 00:17:59.240 --> 00:18:02.680 this is too much managers trying to collect the same money. 306 00:18:03.000 --> 00:18:06.440 Yes, okay, it wasn't three. 307 00:18:06.559 --> 00:18:10.640 It's just two of them, the last two managers. Yeah okay, 308 00:18:10.960 --> 00:18:14.079 and the first one that came after you a few 309 00:18:14.079 --> 00:18:18.279 months ago, you proved that you made the payment. And 310 00:18:18.319 --> 00:18:21.359 then the second one. When was the second one hired? 311 00:18:28.200 --> 00:18:37.079 When we're losing her connection, Let's re establish that connection. 312 00:18:37.640 --> 00:18:40.319 Just hold on, Dina. I know how frustrating this can be. 313 00:18:40.359 --> 00:18:41.640 I'm not going to let you go. We're going to 314 00:18:41.680 --> 00:18:45.279 try to re establish connection. Hang on. Three h three 315 00:18:45.480 --> 00:18:48.160 seven one three talk seven one three eight two five five. 316 00:18:49.119 --> 00:18:52.079 People were dedicated to helping you. You know what, The 317 00:18:52.200 --> 00:18:54.640 problems like this can be devastating for you, and we 318 00:18:54.680 --> 00:18:58.359 know that and we want to help you. By the way, 319 00:18:58.920 --> 00:18:59.880 renew home in ovation. 320 00:19:00.920 --> 00:19:01.279 Man. 321 00:19:01.880 --> 00:19:04.559 I looked at their shower the other day their shower conversion. 322 00:19:05.119 --> 00:19:10.680 Oh my god, it's like luxurious. They have solid wall 323 00:19:10.759 --> 00:19:14.920 systems that look that not look they are genuine porcelain sheets. 324 00:19:15.400 --> 00:19:17.359 You can get a conversion done in two or three 325 00:19:17.400 --> 00:19:20.680 days with seventy two months to pay no interest, and 326 00:19:20.799 --> 00:19:23.359 you're never going to get a shower more beautiful or 327 00:19:23.400 --> 00:19:27.079 for a better value ever. Renew Home Innovations dot com 328 00:19:27.240 --> 00:19:36.160 three oh three nines or a four two thousand. Go 329 00:19:36.319 --> 00:19:40.039 with a sure thing Denver's best roofer Excel Roofing dot com. 330 00:19:40.079 --> 00:19:45.799 You don't pay a cent until you're content. Time for 331 00:19:45.839 --> 00:19:49.599 an insurance check up free no obligation comparison call Compass 332 00:19:49.640 --> 00:19:52.920 Insurance paying too much your coverage at dozens of insurance 333 00:19:52.920 --> 00:19:55.400 companies find out now three oh three seven to seven 334 00:19:55.440 --> 00:19:58.200 to one help. You'll think you're his only customer when 335 00:19:58.240 --> 00:20:00.720 you choose Frank durand the real estate Man dot com 336 00:20:00.720 --> 00:20:03.839 to list your home with Remax Alliance three oh three 337 00:20:03.920 --> 00:20:10.119 nine two zero sixteen twenty two. Hi Tom Martino here, 338 00:20:10.839 --> 00:20:13.400 Welcome to the show. Three oh three seven one three 339 00:20:13.519 --> 00:20:19.640 talk seven one three eight two five five. For those 340 00:20:19.839 --> 00:20:24.759 online craving Mark's image, I will be I'm working on 341 00:20:24.799 --> 00:20:27.240 that behind the scenes. I'm it's a long story. I 342 00:20:27.240 --> 00:20:30.119 don't want to get into so anyway, Andrew, going back 343 00:20:30.160 --> 00:20:34.119 to this Grease Monkey, is Jeff Thic not available? A Kachina? 344 00:20:34.240 --> 00:20:37.559 What's going on there? Working on it everyone? 345 00:20:38.559 --> 00:20:40.359 Okay, I'm working on it all right. 346 00:20:41.200 --> 00:20:44.000 Okay, Kachina, put down the mimosa. You know, here's what 347 00:20:44.039 --> 00:20:47.640 I'm going to say. I will allow momosas on Tuesdays 348 00:20:47.759 --> 00:20:55.319 and Thursdays. Is that okay? And then maybe on Monday. 349 00:20:55.440 --> 00:20:57.759 Then on Monday on. 350 00:20:57.640 --> 00:21:01.440 Monday Wednesday, Tom, do you remember that one person we 351 00:21:01.599 --> 00:21:04.640 had that worked for us that called us from the 352 00:21:04.759 --> 00:21:09.240 airport because they wouldn't have our on the plane. 353 00:21:09.640 --> 00:21:11.079 No, I don't want to talk about it, but no, 354 00:21:11.200 --> 00:21:15.000 I don't recall that. Okay, I plead the fifth Now 355 00:21:15.039 --> 00:21:18.160 wait a minute, yeah, it happened, hey, Andrew. On a 356 00:21:18.240 --> 00:21:22.680 serious note here, Andrew, I guess I wrote down the 357 00:21:22.680 --> 00:21:24.799 wrong dates. I want to go over this again. Bro, 358 00:21:25.079 --> 00:21:30.359 Listen carefully. You took your two thoy sixteen Buick enclave 359 00:21:31.079 --> 00:21:37.200 with seventy thousand miles to Grease Monkey on June fifteenth? 360 00:21:37.480 --> 00:21:43.319 What date? What date? 361 00:21:43.359 --> 00:21:48.279 What you just said, Andrew? June fifteenth? 362 00:21:48.359 --> 00:21:49.119 What year. 363 00:21:54.480 --> 00:21:54.720 Was it? 364 00:21:54.839 --> 00:21:56.599 Two years was it a year and a half ago 365 00:21:56.680 --> 00:22:00.799 or last year? Well, Mark, he's confused enough, that's why 366 00:22:00.799 --> 00:22:06.000 I'm asking. I just want the date. June fifteenth, twenty. 367 00:22:05.880 --> 00:22:09.720 What twenty four? 368 00:22:11.799 --> 00:22:17.359 Okay? So doc, why are you telling me I? Okay? 369 00:22:17.559 --> 00:22:21.519 So it was last year? Okay if somebody was telling 370 00:22:21.599 --> 00:22:24.319 me that, you said twenty twenty three, but you did. 371 00:22:25.000 --> 00:22:29.039 You took Bo and Dimitri and so did so? Okay 372 00:22:29.720 --> 00:22:30.599 a moron song. 373 00:22:30.680 --> 00:22:34.759 Okay, listen to this one. He might have been confused. 374 00:22:35.039 --> 00:22:38.039 What I care about is the date written on his 375 00:22:38.200 --> 00:22:43.599 grease Monkey invoice. And he's telling me his first service 376 00:22:43.680 --> 00:22:47.960 there where they did not fill it up properly was June. 377 00:22:48.480 --> 00:22:50.319 Stop talking, Just. 378 00:22:50.319 --> 00:22:53.400 Wait twenty three? It was twenty three. I'm looking at 379 00:22:53.440 --> 00:22:53.799 it right. 380 00:22:54.599 --> 00:23:00.039 Okay, So they did hear correctly? So they you you 381 00:23:00.200 --> 00:23:04.640 took your car in. Now you're telling hey, Andrew, you 382 00:23:04.680 --> 00:23:08.160 don't have a prayer. Not a prayer, not a prayer. 383 00:23:08.799 --> 00:23:11.119 You're saying they didn't fill it up properly in June 384 00:23:11.119 --> 00:23:14.359 twenty twenty three. June twenty twenty four was a year, 385 00:23:15.079 --> 00:23:18.799 and now we went another half year and more, and 386 00:23:18.839 --> 00:23:21.960 you're telling me in a year and a half your 387 00:23:22.000 --> 00:23:25.759 transmission failed because they did not fill it up properly 388 00:23:25.799 --> 00:23:29.160 a year and a half earlier. Well, bro, we can't 389 00:23:29.160 --> 00:23:32.519 do that. How are you trying to make a connection. 390 00:23:33.200 --> 00:23:36.279 How many miles do you have on it now compared 391 00:23:36.279 --> 00:23:37.519 to when you took it in there? 392 00:23:37.680 --> 00:23:39.160 How many miles now. 393 00:23:40.119 --> 00:23:43.440 You've got a hundred thousand, So. 394 00:23:43.440 --> 00:23:50.279 You put thirty thousand miles on it, right? Okay? So 395 00:23:50.400 --> 00:23:54.200 you're saying now after a year and how many months, 396 00:23:54.400 --> 00:23:57.559 a year and two months or a year and. 397 00:23:57.559 --> 00:24:01.200 A month now after you just just call it a 398 00:24:01.279 --> 00:24:01.799 year and a half. 399 00:24:01.839 --> 00:24:05.319 Okay. So now after a year and a half, you're 400 00:24:05.359 --> 00:24:12.240 saying your transmission failed and it's their fault. Does that 401 00:24:12.279 --> 00:24:15.440 make sense to you? No, I'm asking you, though, seriously, 402 00:24:15.680 --> 00:24:19.160 I'm asking you. Does that make sense to you that 403 00:24:19.240 --> 00:24:21.799 it's their fault a year and a half later? Come on, man, 404 00:24:24.240 --> 00:24:24.559 Why you. 405 00:24:24.559 --> 00:24:27.000 Would say it wouldn't be if it was properly done? 406 00:24:28.000 --> 00:24:31.559 How long? Watching the trains shouldn't have failed? If it was? Okay? 407 00:24:31.599 --> 00:24:34.880 Force of all, last fifty you should have had I'm 408 00:24:34.880 --> 00:24:36.680 gonna say this. First of all, you should have had 409 00:24:36.680 --> 00:24:40.680 your transmission checked in between for levels. First of all, 410 00:24:40.960 --> 00:24:44.519 so I would say you're you didn't have normal maintenance. 411 00:24:44.880 --> 00:24:47.759 Second of all, I would say that if it went 412 00:24:47.880 --> 00:24:54.119 that long went, how can you say it's their fault? 413 00:24:59.000 --> 00:24:59.279 All right? 414 00:24:59.359 --> 00:25:03.440 Okay, I mean that's my opinion. But we're still going 415 00:25:03.519 --> 00:25:09.920 to ask our expert. Okay, and let's see what our 416 00:25:10.000 --> 00:25:17.119 expert says. Does Did Grease Monkey say they would help you? 417 00:25:17.200 --> 00:25:18.400 No, they didn't say none of that. 418 00:25:20.000 --> 00:25:22.279 Let me ask you this. Did Bill say there was 419 00:25:22.319 --> 00:25:24.640 a leak anywhere? Or did he just say it wasn't 420 00:25:24.640 --> 00:25:25.160 sold up? 421 00:25:27.319 --> 00:25:29.720 He said it was a He said that it wasn't 422 00:25:29.759 --> 00:25:33.920 filled up and did as he was going through it, 423 00:25:34.079 --> 00:25:37.119 he had actually, yeah, was there? And I told him 424 00:25:37.160 --> 00:25:37.480 I didn't. 425 00:25:37.759 --> 00:25:38.119 I didn't. 426 00:25:38.200 --> 00:25:41.160 I don't have no lease in my garage. You know 427 00:25:41.200 --> 00:25:41.519 what I mean? 428 00:25:41.680 --> 00:25:43.279 Well, we have Jeff Fick on right now. 429 00:25:43.279 --> 00:25:45.480 Hold on, I have Jeff Fick on right hold on, 430 00:25:45.519 --> 00:25:51.960 bro okay, Jeff Thick kimmera transmission, Good morning, Jeff. 431 00:25:52.200 --> 00:25:54.559 I want to give you a scenarioy. 432 00:25:55.480 --> 00:26:02.119 Uh. Andrew took his twenty sixteen Buick enclave with seventy 433 00:26:02.240 --> 00:26:13.039 thousand miles to Grease Monkey June fifteenth, twenty twenty three. Okay, 434 00:26:13.480 --> 00:26:18.319 recently after he put thirty thousand miles on it, and 435 00:26:18.400 --> 00:26:21.599 a year and a half later it would not go 436 00:26:21.759 --> 00:26:28.359 into gear. He towed it to Bill's automotive and Bill 437 00:26:28.480 --> 00:26:33.720 said it was never filled up properly. Back to a 438 00:26:33.799 --> 00:26:38.680 year and a half ago, and so now he needs 439 00:26:38.720 --> 00:26:42.839 a new transmission, and he says, grease monkey is responsible. 440 00:26:43.240 --> 00:26:46.920 He went back to his records and he said he 441 00:26:47.119 --> 00:26:52.880 was only charged for two leaders of transmission fluid. Now 442 00:26:52.920 --> 00:26:54.880 I want to ask you, do I have that right 443 00:26:55.000 --> 00:27:01.559 so far? Andrew? Yeah, okay, So what do you think, Jeff, 444 00:27:01.799 --> 00:27:04.920 what is your initial blush? What were your first blush 445 00:27:04.960 --> 00:27:05.240 at this? 446 00:27:07.519 --> 00:27:08.440 That dog don't hunt? 447 00:27:09.079 --> 00:27:09.200 Uh? 448 00:27:09.559 --> 00:27:11.759 You know, a year and a half and thirty thousand miles. 449 00:27:11.759 --> 00:27:13.920 If he was under full, he never would have made 450 00:27:13.960 --> 00:27:14.319 it be far. 451 00:27:18.000 --> 00:27:19.079 What do you think happened? 452 00:27:20.000 --> 00:27:21.960 Hard saying, I mean, you know, depending on what the 453 00:27:21.960 --> 00:27:23.920 invoice says. You know, they may have had a menu 454 00:27:24.000 --> 00:27:26.200 price for the service itself and it included a certain 455 00:27:26.200 --> 00:27:28.240 amount of fluid, and then they charged them for the 456 00:27:28.240 --> 00:27:29.279 additional fluid over. 457 00:27:29.160 --> 00:27:34.519 The menu, or they didn't if they had only put 458 00:27:34.559 --> 00:27:37.799 in two leaders, and it takes how many leaders does 459 00:27:37.839 --> 00:27:38.519 that take. 460 00:27:39.119 --> 00:27:43.400 From a dry capacity? And he probably holds about nine, uh, 461 00:27:43.680 --> 00:27:45.839 you know, on a servant on a service you don't 462 00:27:45.839 --> 00:27:47.400 probably take about four or four and a half. 463 00:27:49.480 --> 00:27:53.680 Okay, So okay, let's just say it was low. If 464 00:27:53.720 --> 00:27:57.759 it was low, would it have lasted that long? 465 00:27:58.400 --> 00:28:02.240 No, not that low. You know, for for it to 466 00:28:02.279 --> 00:28:03.759 be low enough to burn it up, he would have 467 00:28:03.759 --> 00:28:05.160 had symptoms a long time ago. 468 00:28:06.720 --> 00:28:07.279 Exactly. 469 00:28:07.640 --> 00:28:11.319 I'm just feeling you know, our purpose here, Andrew, when 470 00:28:11.319 --> 00:28:11.920 you call. 471 00:28:13.279 --> 00:28:15.079 Is to look for reasons to help you. 472 00:28:16.599 --> 00:28:19.440 But when we do it, it's but when we do it, 473 00:28:19.440 --> 00:28:22.519 it sounds a lot like we're looking for reasons not 474 00:28:22.680 --> 00:28:25.599 to help you. Now, the reason we do that is 475 00:28:25.640 --> 00:28:27.759 we want to put it through the fire, right. We 476 00:28:27.799 --> 00:28:29.519 want to We want to make sure we have a 477 00:28:29.559 --> 00:28:32.519 good case if we fight for you. I'm not telling 478 00:28:32.559 --> 00:28:35.160 you not to fight. I'm not telling you to give up. 479 00:28:35.559 --> 00:28:39.799 We're just saying, from our standpoint, it doesn't look good 480 00:28:40.599 --> 00:28:46.720 for us to help you. Oh okay, I mean you 481 00:28:46.759 --> 00:28:47.480 hear what he said. 482 00:28:48.519 --> 00:28:52.400 Go ahead, So let me throw this other scenario out then, 483 00:28:53.160 --> 00:28:56.240 So about say, for instance, I've been paying on this 484 00:28:56.440 --> 00:29:05.880 uh and uh warchy insurance right forard this car, and 485 00:29:05.960 --> 00:29:10.279 this problem comes along. I call these people and I 486 00:29:10.319 --> 00:29:11.279 tell them what's going Wait. 487 00:29:11.319 --> 00:29:14.079 Wait, Are you talking about you have a service some 488 00:29:14.200 --> 00:29:15.599 kind of a service contract. 489 00:29:16.920 --> 00:29:17.400 Yes, I do. 490 00:29:19.079 --> 00:29:21.079 Okay, hold on, we'll come right back to that. I'm 491 00:29:21.119 --> 00:29:23.640 Tom Martino. Hold on, bro, and then we're also going 492 00:29:23.720 --> 00:29:25.799 to go to Angelina to find out. Just hang on, 493 00:29:25.920 --> 00:29:29.519 We'll ask Jeff about this extended warranty or whatever the 494 00:29:29.519 --> 00:29:30.519 service contract is. 495 00:29:30.599 --> 00:29:31.920 Right after this, I'm Tom Martino. 496 00:29:31.960 --> 00:29:34.440 Three oh three seven to one three Talk Frank Duran, 497 00:29:34.839 --> 00:29:39.440 the real Estateman dot com. He'll market analysis of your 498 00:29:39.440 --> 00:29:41.839 home to tell you what it's worth and what it 499 00:29:41.880 --> 00:29:44.960 will sell for three oh three nine to zero sixteen 500 00:29:45.039 --> 00:29:48.160 twenty two. Get knowledge before you even decide to sell. 501 00:29:48.200 --> 00:29:54.240 Frank durand the real estate Man dot com. Go with 502 00:29:54.319 --> 00:29:57.880 a sure thing Denver's best roofer Excel Roofing dot com. 503 00:29:57.920 --> 00:30:03.680 You don't pay a cent until you're content. Time for 504 00:30:03.680 --> 00:30:06.880 an insurance check up free, no obligation. In comparison, call 505 00:30:07.000 --> 00:30:10.319 Compass Insurance paying too much your coverage at dozens of 506 00:30:10.319 --> 00:30:13.000 insurance companies find out now three all three seven to 507 00:30:13.039 --> 00:30:15.880 seven to one help. You'll think you're his only customer 508 00:30:15.920 --> 00:30:18.160 when you choose Frank durand the real estate Man dot 509 00:30:18.160 --> 00:30:21.519 com to list your home with Remax Alliance three all 510 00:30:21.519 --> 00:30:28.359 three nine two zero sixteen twenty two. I'm Tom Martino 511 00:30:29.079 --> 00:30:38.880 and welcome. So I I think that basically, some people 512 00:30:39.000 --> 00:30:41.880 call and we can't help them, but we give them direction. 513 00:30:42.480 --> 00:30:44.720 And that's the thing with Greece. Monkey. But he said, 514 00:30:44.720 --> 00:30:46.599 wait a minute, Tom, I do have some kind of 515 00:30:46.680 --> 00:30:50.240 a warranty. So Andrew, talk to me about that warranty 516 00:30:50.279 --> 00:31:01.920 you have. Andrew did hang up? Because go ahead, Andrew? 517 00:31:02.200 --> 00:31:03.400 What kind of warranty do you have? 518 00:31:05.000 --> 00:31:10.920 I've got a warranty for uh the car and it's 519 00:31:11.000 --> 00:31:12.799 through car shew. 520 00:31:14.519 --> 00:31:17.839 Oh, Now listen, I want to tell you something. But 521 00:31:17.839 --> 00:31:20.599 but okay, go ahead, no finish, and then I'll tell you. 522 00:31:20.640 --> 00:31:22.480 Go ahead, what happened? You called them? And what did 523 00:31:22.519 --> 00:31:23.000 they say? 524 00:31:24.279 --> 00:31:27.079 They told me that I got to that I have 525 00:31:27.279 --> 00:31:34.240 to get the transmission tore down, normal, right, the tear 526 00:31:34.480 --> 00:31:38.960 get it tore down to find out what caused the problem. 527 00:31:39.000 --> 00:31:42.279 But here, Andrew, I'm going to Andrew, that's normal. Andrew, 528 00:31:42.720 --> 00:31:45.920 that's normal. They're not going to spend a thousand bucks 529 00:31:45.960 --> 00:31:49.240 in labor to find out they're not liable. If they're 530 00:31:49.240 --> 00:31:52.240 not liable, or if they are liable, they're they will 531 00:31:52.400 --> 00:31:54.720 they will pay back, pay it, but they're not going 532 00:31:54.799 --> 00:31:58.400 to pay to go to go hunting. But there's something 533 00:31:58.440 --> 00:31:59.160 you need to know. 534 00:32:00.119 --> 00:32:05.480 It's very important man, that you have the right transmission company. 535 00:32:05.960 --> 00:32:09.960 Tear it down and talk with your warranty company. If 536 00:32:10.000 --> 00:32:13.480 they don't know how to communicate properly, you could easily 537 00:32:13.519 --> 00:32:14.200 get denied. 538 00:32:15.640 --> 00:32:20.039 But let me tell you, you're your own worst enemy. Shannon, 539 00:32:22.920 --> 00:32:26.279 all right, we got it, keep going time. So people, 540 00:32:26.319 --> 00:32:28.440 have you heard a little blank he said, a naughty word, 541 00:32:28.559 --> 00:32:33.000 So so Mark. If it's owner abuse or someone else 542 00:32:33.160 --> 00:32:37.359 causes it, and even if it's unintentional, but if they 543 00:32:37.359 --> 00:32:40.759 did not fill it up properly, then they will deny it. 544 00:32:40.799 --> 00:32:43.000 However, they'll they'll say, hey, you got to go to 545 00:32:43.079 --> 00:32:43.799 grease monkey. 546 00:32:43.880 --> 00:32:48.400 That's not our fault, right, But he said he never 547 00:32:48.559 --> 00:32:52.920 mentioned that to the warranty company, So that's good. 548 00:32:53.000 --> 00:32:55.599 He may have a chance, Jeff, if he's gotten those 549 00:32:55.920 --> 00:33:00.640 through that particular warrant warranty company. Jeff, have you got 550 00:33:00.640 --> 00:33:03.680 them to cover transmissions under these circumstances. 551 00:33:05.599 --> 00:33:08.160 Reality behind the whole thing, that it was low on fluid. 552 00:33:08.880 --> 00:33:10.960 Un they will deny it just off of that. It's 553 00:33:11.039 --> 00:33:14.880 the customer's responsibility to check and maintain fluid levels. And 554 00:33:15.240 --> 00:33:20.359 I mentioned on fluid it's gone so as far as 555 00:33:20.359 --> 00:33:22.880 auto shield them so or car shield whichever one is 556 00:33:22.920 --> 00:33:25.480 going by, and it's both the same company. I'm not 557 00:33:25.519 --> 00:33:28.000 a big fan of theurs. Yes, I have gotten them 558 00:33:28.000 --> 00:33:30.319 to cover but basically they cover up to the cost 559 00:33:30.359 --> 00:33:34.400 of the rich of a used replacement, and they will 560 00:33:34.440 --> 00:33:37.720 ship to you a used transmission to put in which 561 00:33:37.720 --> 00:33:41.000 I refuse to do, or the customer can pay for 562 00:33:41.039 --> 00:33:42.640 the government and actually have it built. 563 00:33:43.599 --> 00:33:47.240 All right, thank you, Jeff jet Thick KIMMERA Transmission three 564 00:33:47.319 --> 00:33:51.119 oh three six nine three fourteen hundred. We got more 565 00:33:51.200 --> 00:33:54.000 coming up on the Troubleshooter Show three oh three seven 566 00:33:54.079 --> 00:33:58.000 one three talks seven one three eighteen five five Go 567 00:33:58.160 --> 00:34:01.200 with a sure thing Denver's best Route for excel roofing 568 00:34:01.279 --> 00:34:03.920 dot com. You don't pay a cent until you're content. 569 00:34:05.519 --> 00:34:09.760 Please time for an insurance check up free no obligation 570 00:34:09.920 --> 00:34:13.760 comparison call Compass Insurance paying too much your coverage at 571 00:34:13.800 --> 00:34:16.519 dozens of insurance companies find out now three oh three 572 00:34:16.719 --> 00:34:19.280 seven seven to one help. You'll think you're his only 573 00:34:19.400 --> 00:34:21.840 customer when you choose Frank durand the real estate man 574 00:34:21.920 --> 00:34:25.360 dot com to list your home with Remax Alliance three 575 00:34:25.360 --> 00:34:27.480 oh three nine two zero sixteen twenty two. 576 00:34:28.400 --> 00:34:33.719 Yeah, ripped. 577 00:34:35.320 --> 00:34:41.360 News need advice? Who you don't have? Come run in 578 00:34:41.880 --> 00:34:48.639 stas as you can. Shooter's gonna help coming, man, This is. 579 00:34:48.599 --> 00:34:51.960 The Troubleshooter Show now Tom Martino. 580 00:34:53.239 --> 00:34:56.440 Hey, Hey, hey, Tom Martino here, welcome to the show. 581 00:34:57.719 --> 00:35:00.840 Three O three seven one three talks seven on three 582 00:35:00.920 --> 00:35:04.000 eight two five five. Here to help you any way 583 00:35:04.039 --> 00:35:08.079 we can. Man, I'll tell you it's it's a challenge, 584 00:35:08.159 --> 00:35:11.159 but we love it. Now. We would rather people don't 585 00:35:11.159 --> 00:35:14.039 get into trouble, so we always try to post you know, 586 00:35:15.119 --> 00:35:19.639 warnings or tips both on LinkedIn and on YouTube and 587 00:35:19.679 --> 00:35:24.599 on Instagram. I do it under the Troubleshooter moniker on YouTube. 588 00:35:24.599 --> 00:35:29.039 It's referral list. So if ever you get a chance 589 00:35:29.079 --> 00:35:31.760 to look at stuff, we have a lot of preventive measures, 590 00:35:32.480 --> 00:35:34.840 so welcome and give us a call. We'll take you 591 00:35:34.920 --> 00:35:38.719 immediately at three oh three seven to one three talk 592 00:35:38.800 --> 00:35:41.239 while we're here. You can also call twenty four to 593 00:35:41.320 --> 00:35:45.320 seven three oh three Martino three oh three six two 594 00:35:45.440 --> 00:35:50.800 seven eight four six six and that goes to our office. 595 00:35:50.840 --> 00:35:52.800 If we're there, we pick up and take your information. 596 00:35:52.880 --> 00:35:55.360 If not, you leave a message. But we do promise 597 00:35:55.360 --> 00:35:57.559 you this, you will get on the show. If you 598 00:35:57.559 --> 00:35:59.800 have an issue, you leave your number, we will get 599 00:35:59.840 --> 00:36:01.760 back to you. Now, of course, it doesn't mean you'll 600 00:36:01.760 --> 00:36:03.679 automatically be on the show when we call you back, 601 00:36:03.719 --> 00:36:06.159 so don't be worried. Well, we'll call and find out 602 00:36:06.239 --> 00:36:12.519 what's up. Now, Angelina has an issue with the property 603 00:36:12.559 --> 00:36:17.599 management company, and I'm not sure. We were going to 604 00:36:17.679 --> 00:36:23.239 try to figure out what's up here, and we discontinue. 605 00:36:23.360 --> 00:36:27.480 We're not discontinued. We went to another call. But I 606 00:36:27.519 --> 00:36:30.639 want to come back to Dina and and really get 607 00:36:30.639 --> 00:36:35.400 to the bottom line here, I mean, Angelina, Angelina, Wait 608 00:36:35.400 --> 00:36:37.320 a minute, Oh no, this is a new one. Wait 609 00:36:37.760 --> 00:36:41.320 is this a property management company with a new person? 610 00:36:41.519 --> 00:36:45.519 Is that what we're talking about or similar? Yes, it is. Okay, Angelina, 611 00:36:46.079 --> 00:36:48.719 Now did you have Do you live in the same 612 00:36:48.800 --> 00:36:51.360 place that a that Dina does or is this just 613 00:36:51.440 --> 00:36:52.559 totally a coincidence? 614 00:36:53.280 --> 00:36:56.679 No, I do live in the same committed building that 615 00:36:56.840 --> 00:36:57.280 she does. 616 00:36:58.800 --> 00:37:01.719 Okay, we'll tell tell me about your experience. 617 00:37:02.840 --> 00:37:07.480 Well, I have been well here, like right here in 618 00:37:07.559 --> 00:37:09.639 front of me, right now, what I'm reading here is 619 00:37:09.639 --> 00:37:14.559 an important reminder from the from the management that unauthorized 620 00:37:14.599 --> 00:37:18.960 occupants and guests are having found living with you. You know, 621 00:37:19.440 --> 00:37:22.880 if this on your lease is a violation of your agreement. Well, 622 00:37:22.880 --> 00:37:26.360 I've been having some issues with the neighbors above me 623 00:37:27.599 --> 00:37:32.519 that have been very noisy, have been very obnoxious with 624 00:37:32.559 --> 00:37:33.639 the noise all. 625 00:37:33.519 --> 00:37:35.519 Ours now, hold on, let me get this, let's let's 626 00:37:35.599 --> 00:37:39.119 let me get this straight. You got to notice from 627 00:37:39.199 --> 00:37:43.079 management saying that you had some authorized occupants. 628 00:37:43.920 --> 00:37:46.719 Well I did at one time from the last manager. 629 00:37:46.880 --> 00:37:50.840 I did have that. But this new manager that had 630 00:37:50.920 --> 00:37:55.840 started here had put every notice on everybody's door that 631 00:37:56.679 --> 00:38:00.719 unauthorized occupants and guests, you know, if it would be 632 00:38:00.880 --> 00:38:03.280 responsible for them. 633 00:38:03.039 --> 00:38:05.119 And it was to hold on. So it was like 634 00:38:05.360 --> 00:38:08.719 it was like a general warning, like, hey, no one's 635 00:38:08.760 --> 00:38:11.840 allowed to have unauthorized people. Is that what you're talking about? 636 00:38:12.239 --> 00:38:16.280 Yes, yes, okay, and it will be continued. 637 00:38:16.559 --> 00:38:20.320 So every everyone, everyone really got the notice, not just 638 00:38:20.440 --> 00:38:22.039 you exactly. 639 00:38:23.320 --> 00:38:24.199 Okay, keep going. 640 00:38:24.960 --> 00:38:27.920 So everyone got this notice. But I've been having this 641 00:38:28.079 --> 00:38:32.320 trouble with these neighbors above me for quite some time now. 642 00:38:33.199 --> 00:38:38.000 And what kind of trouble the noises, the noise complaints 643 00:38:38.000 --> 00:38:40.559 that I've had with them, the stomp and the slam 644 00:38:40.679 --> 00:38:42.840 in the doors, their music. There are people that they 645 00:38:42.880 --> 00:38:45.199 have in and out out all hours of the night, 646 00:38:46.119 --> 00:38:50.400 and yeah, you know, and to I went down to 647 00:38:50.400 --> 00:38:53.559 talk to the management. The manager. There is already two 648 00:38:53.960 --> 00:38:56.599 three different managers that I've already spoken to about it, 649 00:38:56.960 --> 00:38:59.400 and they will refuse to go up there and say 650 00:38:59.440 --> 00:39:00.400 anything to anybody. 651 00:39:00.519 --> 00:39:04.320 So do you think, Angelina, do you think that they 652 00:39:04.360 --> 00:39:06.039 have unauthorized people up there? 653 00:39:06.840 --> 00:39:08.000 I guarantee you they do it. 654 00:39:10.079 --> 00:39:11.119 Why do you think that? 655 00:39:11.840 --> 00:39:15.119 Because I live right underneath it, So I mean I 656 00:39:15.199 --> 00:39:17.519 hear it, you know what I mean? And you know 657 00:39:17.559 --> 00:39:20.119 in apartments they're very you know, in apartments you hear 658 00:39:20.239 --> 00:39:21.239 everything pretty much. 659 00:39:21.280 --> 00:39:21.880 It's like the clubs. 660 00:39:21.920 --> 00:39:24.800 I said, now, what are the rules are? What are 661 00:39:24.800 --> 00:39:27.079 the rules? Are you not allowed to have any guests? 662 00:39:27.079 --> 00:39:29.880 What if like your aunt or uncle came or your cousin, 663 00:39:30.199 --> 00:39:32.039 Are you not allowed to have any guess? Or is 664 00:39:32.039 --> 00:39:34.360 it a certain amount of days? How does that work? 665 00:39:34.880 --> 00:39:37.280 We can have you can have a guest up to 666 00:39:37.320 --> 00:39:38.760 fifteen days without lease. 667 00:39:40.880 --> 00:39:43.199 Okay, pretty But the thing about it is. 668 00:39:43.400 --> 00:39:46.239 You you have they have to pollow the same rules 669 00:39:46.239 --> 00:39:49.559 that we ask you with the ones that are carrying. 670 00:39:49.320 --> 00:39:53.559 The So no, I get it. So beyond fifteen days. 671 00:39:54.239 --> 00:39:58.000 Beyond fifteen days, that was the warning. And you're convinced 672 00:39:58.360 --> 00:40:01.800 that the people upstairs are breaking the rules, and you're 673 00:40:01.840 --> 00:40:04.440 saying the management company, what are they afraid of them? 674 00:40:04.519 --> 00:40:05.920 Or what they are? 675 00:40:06.119 --> 00:40:09.119 Something something, because they don't they don't make no attempt 676 00:40:09.199 --> 00:40:11.920 to even listen to what I have to say. And 677 00:40:12.079 --> 00:40:15.719 the last manager that we did have here went and 678 00:40:16.599 --> 00:40:19.840 told me not to call the police anymore. Don't call 679 00:40:19.920 --> 00:40:20.400 the police. 680 00:40:20.400 --> 00:40:20.679 Somemore. 681 00:40:20.719 --> 00:40:21.639 I'm like, well why not? 682 00:40:21.960 --> 00:40:24.800 I mean, well, why are you? Why are you calling 683 00:40:24.840 --> 00:40:28.360 the police? Let's go there. What's the what's the main reason? 684 00:40:29.199 --> 00:40:31.159 At two three o'clock in the morning, when I got 685 00:40:31.199 --> 00:40:33.320 to get up for you know, my husband has to 686 00:40:33.360 --> 00:40:36.239 get up for work, I mean, I'm going to make 687 00:40:36.280 --> 00:40:41.320 a complaint of the noise, you know. So I mean 688 00:40:41.559 --> 00:40:43.039 that's why I've called the police. 689 00:40:44.079 --> 00:40:45.400 So the cops do. 690 00:40:45.440 --> 00:40:47.360 Yeah, what's happened When the cops came out. 691 00:40:47.159 --> 00:40:52.199 Angelina, nothing, They go up there and nobody answers the door. 692 00:40:52.480 --> 00:40:55.760 So that's what's beginning. There's no answer whatsoever. So then 693 00:40:55.800 --> 00:41:00.199 they can't make no, they can't make him aware not 694 00:41:01.000 --> 00:41:02.559 to do it no more? And who is all in 695 00:41:02.599 --> 00:41:05.599 there because Noe opens the door for them. 696 00:41:06.519 --> 00:41:09.639 Wait a minute, So you've called the police numerous times. 697 00:41:10.039 --> 00:41:14.960 Oh, it's numerous times, and they have gone up there. 698 00:41:15.039 --> 00:41:16.639 Some they have gone up there. 699 00:41:17.480 --> 00:41:20.119 They have gone up there, they've not. But I can't 700 00:41:20.159 --> 00:41:22.480 tell you every day every time I've called that they 701 00:41:22.480 --> 00:41:22.840 did it. 702 00:41:22.960 --> 00:41:28.760 No, Angelina, what jurisdiction is it? Denver Aurora District six? 703 00:41:29.280 --> 00:41:31.440 Is what Denver District six? 704 00:41:32.280 --> 00:41:32.880 Angelina? 705 00:41:33.079 --> 00:41:33.199 Now? 706 00:41:33.480 --> 00:41:36.880 Now the sergeant at District six and Viole to complaint 707 00:41:36.880 --> 00:41:39.000 with the sergeants say they need to go up there 708 00:41:39.039 --> 00:41:40.639 and issue these people that take it. 709 00:41:42.400 --> 00:41:45.280 I talked to the sergeant and he said for me 710 00:41:45.360 --> 00:41:47.719 to call the detective today. So that's what I got 711 00:41:47.760 --> 00:41:48.320 to do today. 712 00:41:49.719 --> 00:41:52.840 Let me ask you something I want to get back 713 00:41:52.880 --> 00:41:58.280 to these unauthorized guests. How do you like how many 714 00:41:58.320 --> 00:41:59.880 people do you think are living up there? 715 00:42:01.039 --> 00:42:05.280 Well, you know it's different times, there's different occupying. 716 00:42:04.760 --> 00:42:07.079 Different people all the time, pumpantly. 717 00:42:06.760 --> 00:42:08.840 And they're always coming to the side of the building, 718 00:42:09.599 --> 00:42:12.159 and and we we have keeps. 719 00:42:11.880 --> 00:42:14.360 That go from the I mean, what is your gut 720 00:42:14.360 --> 00:42:16.519 tell you do you think they're like drug dealers. 721 00:42:16.559 --> 00:42:19.760 Do you think they're opening a brothel? Yeah, think's going on. 722 00:42:20.159 --> 00:42:23.960 Something that is not normal up there, Like what though, 723 00:42:24.960 --> 00:42:28.000 I don't I'm criminally I don't. I think a lot 724 00:42:28.079 --> 00:42:32.559 of probably drug prest scenario. Probably. 725 00:42:32.760 --> 00:42:35.280 Hey, I want to ask you something. Do you think 726 00:42:35.320 --> 00:42:38.440 they would help move you? Can you move to another 727 00:42:38.480 --> 00:42:41.440 apartment in the complex, or do you think that they 728 00:42:41.440 --> 00:42:43.320 want to get rid of you because they don't like 729 00:42:43.360 --> 00:42:44.079 you complaining? 730 00:42:45.679 --> 00:42:51.119 Well? I could probably think that because they have several 731 00:42:51.159 --> 00:42:54.119 times I've told me maybe I could move, maybe to 732 00:42:54.159 --> 00:42:57.159 the fifth floor. But now we don't even have a 733 00:42:57.199 --> 00:42:59.719 manager here now. She said out the first of the 734 00:42:59.760 --> 00:43:02.039 year that she would get me moved. Well, now we 735 00:43:02.079 --> 00:43:03.559 don't even have a manager here now. 736 00:43:05.760 --> 00:43:08.599 She just left on a fighting Angelina. 737 00:43:08.639 --> 00:43:10.760 I'd like to call the BA Dina. 738 00:43:11.840 --> 00:43:14.639 Yeah, Dina told us they go through managers like socks. 739 00:43:14.760 --> 00:43:19.320 Yes, nobody stays here. Nobody stays here. 740 00:43:20.159 --> 00:43:22.599 Bow volunteered to take a crack at it. 741 00:43:23.280 --> 00:43:23.400 Bo. 742 00:43:23.519 --> 00:43:25.519 You want to make a call or a call, there's 743 00:43:25.519 --> 00:43:26.519 got to be some manager. 744 00:43:26.559 --> 00:43:29.280 Have you gone up and has she actually gone up 745 00:43:29.280 --> 00:43:30.519 and talked to anybody ever? 746 00:43:31.320 --> 00:43:34.320 No? Like the neighbors. Yeah, I mean, wouldn't that be 747 00:43:34.480 --> 00:43:35.000 you afraid. 748 00:43:35.079 --> 00:43:40.039 Yep, I've gone up there. I have gone up there. 749 00:43:40.119 --> 00:43:42.840 But she has told me now that if I call 750 00:43:42.920 --> 00:43:44.639 the police that she's going to get me a beatdown. 751 00:43:45.599 --> 00:43:46.360 Oh my god. 752 00:43:46.920 --> 00:43:48.320 Yeah, did you tell the cops that? 753 00:43:49.280 --> 00:43:52.039 Well? Yeah, but you know what with districts, they don't. 754 00:43:52.280 --> 00:43:53.599 They're not taking that serious. 755 00:43:53.639 --> 00:43:55.239 They not a car. 756 00:43:55.480 --> 00:43:57.039 Yeah, you know what. 757 00:43:57.239 --> 00:43:59.519 I can see that because I often tell Mark, I'm 758 00:43:59.519 --> 00:44:01.039 going to give it of a beat down, and he 759 00:44:01.199 --> 00:44:03.679 why don't we have in all honesty, why don't we 760 00:44:03.760 --> 00:44:05.960 have chopper? Didn't he work for Denver PD? 761 00:44:09.400 --> 00:44:12.440 I can call on there, Mark, I know, let Bo. 762 00:44:12.519 --> 00:44:15.280 Call for it. Yeah, Bo knows someone over there. That's great. 763 00:44:15.280 --> 00:44:17.280 But I mean, if they're really threatening to beat the 764 00:44:17.320 --> 00:44:19.880 hell out of this woman and they're noisy all the time, 765 00:44:19.920 --> 00:44:22.559 you need to get a video recorder show some of 766 00:44:22.599 --> 00:44:25.039 this or use your phone, and the cops need to 767 00:44:25.079 --> 00:44:26.239 step up and do something. 768 00:44:26.440 --> 00:44:29.320 Although it is Denver, so good luck exactly. 769 00:44:29.599 --> 00:44:31.599 That's how I look at it too. It's Denver, and 770 00:44:31.679 --> 00:44:35.480 in the area that I'm living at, it's yeah, it's 771 00:44:35.519 --> 00:44:38.599 impossible to get them to read, to even come out. 772 00:44:38.679 --> 00:44:45.440 Sometimes living there, there's been sometimes that they are called 773 00:44:45.480 --> 00:44:47.679 and they never even show up. They call me, They're like, 774 00:44:47.760 --> 00:44:50.000 oh no, Angelina, we're not going out there today. 775 00:44:51.599 --> 00:44:55.519 Really, you know what, Angelina, it could be seriously, the 776 00:44:56.000 --> 00:44:58.639 boy you cried wolf. Maybe they think you're complaining too much. 777 00:44:58.719 --> 00:45:01.039 I'm not saying you are. I'm just saying that could 778 00:45:01.079 --> 00:45:01.920 be what they're saying. 779 00:45:02.760 --> 00:45:05.960 I'm gonna you know, and that's probably that could possibly be. 780 00:45:06.559 --> 00:45:08.320 But the thing about it is if I got to 781 00:45:08.320 --> 00:45:10.960 live here too, I mean, they got to follow the 782 00:45:11.000 --> 00:45:14.840 same rooms as we do. You know, I'm courteous to 783 00:45:14.920 --> 00:45:18.119 my other neighbor down below me. Why can't I get 784 00:45:18.119 --> 00:45:20.519 the same the same thing, you know what I mean? 785 00:45:20.719 --> 00:45:21.079 From her? 786 00:45:22.199 --> 00:45:27.480 Yeah? Yeah, right, three oh three, Well, Angelina, what do 787 00:45:27.519 --> 00:45:28.679 you want to right now? 788 00:45:28.760 --> 00:45:28.880 BO? 789 00:45:29.119 --> 00:45:32.280 I got this in Bo's hands and we'll we'll check 790 00:45:32.360 --> 00:45:35.360 back when BO talks to them, So you'll be hearing 791 00:45:35.400 --> 00:45:38.000 from BO three oh three, seven to one three talks 792 00:45:38.039 --> 00:45:41.440 seven one three, eight, two five five. Give us a call. 793 00:45:41.519 --> 00:45:44.400 We have plenty of room for calls and questions and complaints. 794 00:45:44.760 --> 00:45:46.960 I'm getting a lot of texts for some reason today, 795 00:45:47.000 --> 00:45:49.320 which is not bad. By the way, you can always 796 00:45:49.360 --> 00:45:51.880 text me now. I have a private line where you 797 00:45:51.920 --> 00:45:55.920 can text me right here, and my private cell phone 798 00:45:56.000 --> 00:46:00.239 comes right to me and it's my Google Voice number, 799 00:46:00.280 --> 00:46:02.840 and really it does. It comes right to me no 800 00:46:02.880 --> 00:46:06.079 matter where I am seven four seven nine. 801 00:46:06.639 --> 00:46:08.280 Fifty two eighty. 802 00:46:08.400 --> 00:46:11.440 You can text me seven four seven nine nine nine 803 00:46:11.480 --> 00:46:14.280 fifty two eighty, or you can go to our. 804 00:46:15.760 --> 00:46:16.880 You know, when we're on the air. 805 00:46:16.920 --> 00:46:20.679 Here this iHeart short code. They call it five seven 806 00:46:20.760 --> 00:46:24.199 seven three nine. Just put Tom in the message. Uh 807 00:46:24.599 --> 00:46:27.400 five seven seven three nine. We have more coming up 808 00:46:27.440 --> 00:46:30.159 on the Troubleshooter Show, trying to solve your problems, answer 809 00:46:30.199 --> 00:46:35.519 your questions, take your complaints, and remember CMG Financial Gosh, 810 00:46:36.239 --> 00:46:40.480 our friend John over there, John Clace Mark. Reverse loans 811 00:46:40.480 --> 00:46:43.039 are back and they're doing pretty damn good for people 812 00:46:43.079 --> 00:46:45.000 because equity is so high. 813 00:46:45.320 --> 00:46:48.360 Yeah, and I love John because if it's not right 814 00:46:48.400 --> 00:46:50.960 for you, he's not gonna try to sell you one. 815 00:46:51.000 --> 00:46:53.360 He'll put you in a conventional or all the other 816 00:46:53.440 --> 00:46:54.559 loans they got. 817 00:46:55.239 --> 00:46:57.880 Well, Mark went out, you know, we've had a relationship 818 00:46:57.880 --> 00:47:00.360 with them for a long time. CMG and Mark went 819 00:47:00.400 --> 00:47:02.599 out recently and says, you don't want John. We got 820 00:47:02.639 --> 00:47:04.519 to get you back on the show because you do 821 00:47:04.679 --> 00:47:07.480 so much good for people, So now they do conventional 822 00:47:07.519 --> 00:47:10.239 loans too, but I want you to know reverse loans 823 00:47:10.280 --> 00:47:14.760 are an option, including jumbo reverse loans, so you can 824 00:47:14.800 --> 00:47:16.880 always give them a call. Three oh three five seven 825 00:47:17.039 --> 00:47:25.360 seven seven to two zero six. Go with a sure 826 00:47:25.480 --> 00:47:28.920 thing Denver's best roofer Excel Roofing dot com. You don't 827 00:47:28.920 --> 00:47:34.960 pay a cent until you're content. Time for an insurance 828 00:47:35.039 --> 00:47:38.719 check up free, no obligation. In comparison, call Compass Insurance 829 00:47:38.880 --> 00:47:41.920 paying too much your coverage at dozens of insurance companies 830 00:47:42.000 --> 00:47:44.599 find out now three oh three seven to seven to one. Help. 831 00:47:44.760 --> 00:47:47.400 You'll think you're his only customer when you choose Frank 832 00:47:47.480 --> 00:47:49.920 durand the real estate Man dot com to list your 833 00:47:49.960 --> 00:47:53.119 home with Remax Alliance three oh three nine two zero 834 00:47:53.199 --> 00:47:58.920 sixteen twenty two. Hey, I'm Tom Martino and here to 835 00:47:59.039 --> 00:48:05.760 help you, of course, along with the team John uh Now, 836 00:48:05.880 --> 00:48:10.440 is this another apartment complex? Jump? John? What's going on 837 00:48:10.519 --> 00:48:10.920 with you? 838 00:48:12.599 --> 00:48:13.360 Hey? How you doing? 839 00:48:14.719 --> 00:48:14.960 Yeah? 840 00:48:15.000 --> 00:48:15.519 Good? John? 841 00:48:15.760 --> 00:48:15.960 Now? 842 00:48:16.039 --> 00:48:19.079 What what's going on? Are you in the same apartment complex? 843 00:48:20.599 --> 00:48:22.800 It sounds like I am, but I'm an Aurora set 844 00:48:22.800 --> 00:48:24.599 of tender, so I guess it's a different one. 845 00:48:26.159 --> 00:48:30.320 Okay, So talk to me. What's your issue? What's going on? Bro? 846 00:48:31.760 --> 00:48:34.320 I have a very similar issue as the last caller, 847 00:48:34.960 --> 00:48:38.280 where the people upstairs for me are stopping around and 848 00:48:38.800 --> 00:48:42.199 it sounds like a furniture waits dropping him on the 849 00:48:42.199 --> 00:48:45.920 ground for all hours of the night until two, three, 850 00:48:46.039 --> 00:48:51.519 four o'clock in the morning. Down below me doing the 851 00:48:51.559 --> 00:48:57.559 same thing. And again we're on souse. I've been there. 852 00:48:57.599 --> 00:49:00.760 I've been there about a year and a half. Hey, 853 00:49:01.039 --> 00:49:03.280 we're on our fifth manager now that just gave me 854 00:49:03.320 --> 00:49:06.400 in two weeks ago. And every time you go to 855 00:49:06.440 --> 00:49:09.599 management and they say, oh, call security, you call security, 856 00:49:10.440 --> 00:49:12.719 Securio says, oh, we can't knock on the door unless 857 00:49:12.760 --> 00:49:15.119 we can hear it from the hallway. I will come 858 00:49:15.119 --> 00:49:16.920 to my apartment and you can listen. Oh we can't 859 00:49:17.000 --> 00:49:19.880 do that. But nothing gets done. 860 00:49:22.159 --> 00:49:24.920 Has it been nearly two years or would you say 861 00:49:24.960 --> 00:49:27.719 it's is it right out a year and a half 862 00:49:27.800 --> 00:49:29.159 or nearly two years or what. 863 00:49:29.280 --> 00:49:31.280 I'm just curious how long this has been going on. 864 00:49:32.760 --> 00:49:35.039 It's been going on at least for a year. 865 00:49:36.719 --> 00:49:44.519 Okay, Now here's the thing, man. We are getting a 866 00:49:44.599 --> 00:49:48.440 lot of these complaints and I've gotten some texts since 867 00:49:48.480 --> 00:49:51.800 that other woman was on as well. And here's what 868 00:49:52.119 --> 00:49:57.519 some people are saying, Tom, Apartment complexes are finding it 869 00:49:57.599 --> 00:50:01.840 near and possible to get managers that are worth a dan. 870 00:50:02.760 --> 00:50:05.559 And another guy said, I'm an owner of a complex 871 00:50:06.760 --> 00:50:08.199 and we just. 872 00:50:08.159 --> 00:50:09.400 Don't want to make trouble. 873 00:50:10.239 --> 00:50:15.320 And you know, we have some tenants that are overly sensitive. 874 00:50:15.360 --> 00:50:18.840 Now they're not talking about you or Angelina or Dina, 875 00:50:19.119 --> 00:50:24.760 They're just making an observation. So, John, are they really 876 00:50:24.840 --> 00:50:27.039 really noisy? I mean, is this a bad thing where 877 00:50:27.079 --> 00:50:29.000 you could call the police or what? What do you 878 00:50:29.000 --> 00:50:29.760 think's going on? 879 00:50:31.199 --> 00:50:34.239 Well, last week I had an incident where the ones 880 00:50:34.239 --> 00:50:37.599 down below me we're partying and playing my music and 881 00:50:37.679 --> 00:50:41.639 stuffing and everything, and I had security. They went three 882 00:50:41.639 --> 00:50:43.480 different times, and you know, these guys are, oh, we 883 00:50:43.480 --> 00:50:48.159 don't speak English, don't understand England. And so then the 884 00:50:48.239 --> 00:50:50.920 security guard told me, oh, we can only go three times, 885 00:50:50.920 --> 00:50:53.280 and then you got to call the cops. So I 886 00:50:53.360 --> 00:50:56.480 started with security around ten thirty at night, almost eleven. 887 00:50:57.119 --> 00:51:02.960 I finally called for a police at twelve thirty am. 888 00:51:03.320 --> 00:51:10.480 Or police showed up at four forty five am. And 889 00:51:10.599 --> 00:51:18.559 what happened They were already passed out. Oh okay, buying 890 00:51:18.639 --> 00:51:22.159 the police. It's not an emergency situation. They put it 891 00:51:22.199 --> 00:51:24.199 on the back burner till they're not doing anything. 892 00:51:24.199 --> 00:51:24.960 I guess. 893 00:51:27.280 --> 00:51:31.039 Just tell them this is the problem illegal, this is 894 00:51:31.079 --> 00:51:35.360 the problem with noise. No you know, it's all subjective 895 00:51:35.960 --> 00:51:38.760 and police they don't want to waste their time on it. 896 00:51:38.880 --> 00:51:41.840 And I don't mean your calling with nonsense, John, I'm 897 00:51:41.920 --> 00:51:43.719 just talking about how they think about it. 898 00:51:44.159 --> 00:51:45.559 You know, they're thinking, look. 899 00:51:45.360 --> 00:51:48.000 It's noise, for God's sakes, give it a break, and 900 00:51:48.039 --> 00:51:50.400 they don't want to waste police time. And then the 901 00:51:50.480 --> 00:51:52.519 management people, they don't know what to do. 902 00:51:54.480 --> 00:51:56.599 They told me, well, we'll send them an email and 903 00:51:56.639 --> 00:51:59.360 tell them they got to tote it down. But every 904 00:51:59.400 --> 00:52:02.800 management been in there since I've been there, Like I said, 905 00:52:02.800 --> 00:52:05.760 they're on their fifth one now. They send them an email, 906 00:52:05.800 --> 00:52:07.800 and maybe they don't read English or something. You know, 907 00:52:07.840 --> 00:52:10.079 these guys upstairs and the ones up below, and. 908 00:52:11.320 --> 00:52:15.079 They could be dwarfs for all we know. Yeah, I don't. 909 00:52:16.119 --> 00:52:20.880 Here's here's the thing, man, I don't know what to 910 00:52:20.960 --> 00:52:25.800 tell people in this situation really, except if it's really bad, 911 00:52:25.840 --> 00:52:29.159 they can use it for a constructive eviction, meaning you 912 00:52:29.199 --> 00:52:32.639 could probably break the lease if it's really bad, or 913 00:52:33.199 --> 00:52:36.079 you ask them to move you to another one. Have 914 00:52:36.199 --> 00:52:40.920 you Mark asked this before? Have you actually gone to 915 00:52:41.039 --> 00:52:43.519 talk to your neighbors? 916 00:52:45.480 --> 00:52:47.559 No, I have not because I don't know who hasn't 917 00:52:47.559 --> 00:52:51.960 gun anymore and who doesn't, so I have not knocked 918 00:52:52.000 --> 00:52:52.960 on doors. 919 00:52:54.400 --> 00:52:58.760 Yeah, it's dangerous too sometimes, what would you do, Mark, 920 00:52:59.639 --> 00:53:02.880 I'd go talk to him. Mary, geez, that's the first thing. 921 00:53:03.079 --> 00:53:06.320 How would you put it? How wet you being really loud? 922 00:53:06.360 --> 00:53:07.880 Can you bring it down? You were waking me up 923 00:53:07.920 --> 00:53:10.119 for three am? 924 00:53:10.440 --> 00:53:12.360 Or or maybe you could say, I'm not sure if 925 00:53:12.360 --> 00:53:15.960 it's coming from here, but you know, are you guys 926 00:53:16.039 --> 00:53:18.280 up laid? You'd have to get a seal for it. 927 00:53:18.360 --> 00:53:20.679 Then if they're then if they're complete jerks about it, 928 00:53:20.719 --> 00:53:23.599 maybe recorded without him. 929 00:53:24.440 --> 00:53:28.079 Stomping in the bedroom. Their bedroom is right over my bedroom. 930 00:53:28.199 --> 00:53:28.360 You know? 931 00:53:28.400 --> 00:53:30.679 What are they doing? The nasty? Is that what's waking 932 00:53:30.719 --> 00:53:31.000 you up? 933 00:53:31.960 --> 00:53:33.920 No, it's just like they're stomping around and then you 934 00:53:33.960 --> 00:53:34.480 can hear them. 935 00:53:34.719 --> 00:53:36.000 Sounds like they bumping ugly. 936 00:53:39.039 --> 00:53:40.239 No, it just sounds like, you. 937 00:53:40.199 --> 00:53:44.320 Never know, stomping on the floor. Then you can hear 938 00:53:44.360 --> 00:53:44.719 them talking. 939 00:53:44.920 --> 00:53:48.840 I get it, Hey, I am like that. They used 940 00:53:48.840 --> 00:53:51.760 to complain about us all the time. If we were 941 00:53:51.800 --> 00:53:55.360 doing laundry or vacuuming after seven or eight o'clock. 942 00:53:55.559 --> 00:53:58.840 So yeah, you know, hold on, So there is that? 943 00:53:59.119 --> 00:54:04.039 Okay? Is it that John is overly sensitive or is 944 00:54:04.079 --> 00:54:05.119 it that they're noisy? 945 00:54:05.199 --> 00:54:06.519 Or maybe a little bit of both. 946 00:54:06.880 --> 00:54:11.000 But you know, sometimes how about his ear plugs? Talk? 947 00:54:11.079 --> 00:54:13.639 Wait a second, did he say did he say they 948 00:54:13.719 --> 00:54:16.880 they don't speak English? 949 00:54:17.000 --> 00:54:19.800 He didn't know. He didn't know if they spoke English. 950 00:54:20.199 --> 00:54:22.320 He didn't know if they had mental problems or were 951 00:54:22.400 --> 00:54:23.239 dwarfs or anything. 952 00:54:23.239 --> 00:54:26.679 He doesn't know about it. He just he just. 953 00:54:26.679 --> 00:54:31.599 Basically says, okay, tomsuday. 954 00:54:31.639 --> 00:54:35.480 What about just ear plugs? Noise canceling earplugs? 955 00:54:37.239 --> 00:54:40.639 Well, sometimes you know what's really weird? You know, sometimes 956 00:54:41.679 --> 00:54:44.519 it's not so much noise as it is. And don't 957 00:54:44.559 --> 00:54:47.920 think I'm crazy. Vibration Have you ever seen, like, have 958 00:54:48.000 --> 00:54:50.960 you ever felt in an apartment complex or condo or something? 959 00:54:51.440 --> 00:54:53.760 You know what I mean by vibration where people walk 960 00:54:53.800 --> 00:54:57.079 real loud or or they're doing stuff and it's weird. 961 00:54:58.079 --> 00:55:00.960 But you know, why should he walk around come on, 962 00:55:01.079 --> 00:55:04.039 why should he walk around his apartment with like Bow's 963 00:55:04.119 --> 00:55:06.920 headsets on? For now sad night? When he goes to sleep. 964 00:55:08.760 --> 00:55:12.679 Yeah, still, like I said, they're stomping, you know, it 965 00:55:12.679 --> 00:55:16.239 sounds like they're stomping. I mean if somebody's walking above 966 00:55:16.360 --> 00:55:20.239 me and they're just regular walking, or the floor squeaks 967 00:55:20.360 --> 00:55:23.400 or something like that, that doesn't bother me. And I usually, 968 00:55:23.639 --> 00:55:27.000 I mean in our apartments and everybody's they have a 969 00:55:27.079 --> 00:55:31.679 quiet time after ten thirty pm. And this usually starts 970 00:55:32.239 --> 00:55:35.440 between twelve thirty one two o'clock in the morning. It 971 00:55:35.440 --> 00:55:36.400 goes till three or four. 972 00:55:40.320 --> 00:55:46.400 Well, god, oh, I don't man, I you know, really 973 00:55:46.480 --> 00:55:50.079 and truly moving might be an option, but you don't 974 00:55:50.119 --> 00:55:50.519 want to move. 975 00:55:50.559 --> 00:55:52.400 How long have you said you've been there, like a year? 976 00:55:53.840 --> 00:55:56.519 I'm going down two years in July, it'll be two 977 00:55:56.599 --> 00:55:58.159 years there. 978 00:55:58.679 --> 00:56:00.000 And for a year this has happened. 979 00:56:00.079 --> 00:56:02.199 And were there new people that moved in or what? 980 00:56:04.079 --> 00:56:06.840 When I moved in? There were three three apartments for 981 00:56:06.880 --> 00:56:09.480 granted when I moved in, and now we have one 982 00:56:09.519 --> 00:56:12.400 manager to just started moving in everybody off the street. 983 00:56:13.320 --> 00:56:15.239 That's basically what you got living there now. 984 00:56:16.639 --> 00:56:21.599 So oh, man, I don't know. 985 00:56:24.280 --> 00:56:32.039 So God, I would still try the the Dayton to route, 986 00:56:32.760 --> 00:56:34.920 you know, go talk to them and you're really it's 987 00:56:34.920 --> 00:56:36.440 the best you're going to do at this point. 988 00:56:36.840 --> 00:56:39.880 Let's let's just state some facts seriously. 989 00:56:39.440 --> 00:56:45.199 Now, no fooling around. Number one, nobody cares. Really, the 990 00:56:45.199 --> 00:56:48.559 only people that care are the people directly involved. The 991 00:56:48.599 --> 00:56:51.360 police aren't going to get involved. They really aren't unless 992 00:56:51.400 --> 00:56:55.159 there was drug activity or something serious. And really the 993 00:56:55.159 --> 00:56:58.800 police are spread thin. It's not really their fault. Apartment 994 00:56:58.880 --> 00:57:01.159 people don't care because they don't want to stir it up. 995 00:57:01.480 --> 00:57:05.199 They figure, you know what, let's just get along or whatever, 996 00:57:05.559 --> 00:57:08.800 and they don't care. The truth is, no one cares 997 00:57:08.880 --> 00:57:13.239 unless it's so egregious that that apartment is causing problems 998 00:57:13.239 --> 00:57:16.800 for like like other people, like not just one apartment, 999 00:57:16.800 --> 00:57:18.960 but like like let's just say three or four or 1000 00:57:18.960 --> 00:57:22.079 five apartments are complaining about one apartment. That might put 1001 00:57:22.119 --> 00:57:24.800 a different spin on it. But right now, John, I'm 1002 00:57:24.840 --> 00:57:27.840 sorry to say seriously, I think you're on your own 1003 00:57:28.199 --> 00:57:30.400 and I don't think anybody cares, and I think you'd 1004 00:57:30.400 --> 00:57:32.719 have to move, you know, and. 1005 00:57:32.880 --> 00:57:37.679 Also just break my lease. I might just break my 1006 00:57:37.760 --> 00:57:39.760 lease and then they try. 1007 00:57:39.760 --> 00:57:42.000 Now if you do, no, no there now, now I 1008 00:57:42.039 --> 00:57:44.199 want to I want to give you some some news here. 1009 00:57:44.639 --> 00:57:50.400 There is a way to break your lease legally if 1010 00:57:50.400 --> 00:57:52.880 you do it the right way. Of course, when you 1011 00:57:53.039 --> 00:57:58.559 have an issue that impedes your your peaceful and quiet 1012 00:57:58.840 --> 00:58:03.079 enjoyment of the premise is now Mark. I'm not sure 1013 00:58:03.760 --> 00:58:08.760 noise is covered under the constructive eviction things. I know, 1014 00:58:08.920 --> 00:58:13.119 like heat and security and all kinds of stuff, But 1015 00:58:13.159 --> 00:58:16.280 I'm not sure. I mean, it's just something that comes 1016 00:58:16.360 --> 00:58:18.719 up and and I just I. 1017 00:58:18.679 --> 00:58:19.840 Don't think there's a solution. 1018 00:58:19.960 --> 00:58:22.159 Okay. It's not like a book where you can go 1019 00:58:22.199 --> 00:58:25.079 to the problem and find a solution. It's just not. 1020 00:58:27.360 --> 00:58:29.679 I broke my at least one time I lived in 1021 00:58:29.760 --> 00:58:33.039 another the place I lived before where I live now. 1022 00:58:33.559 --> 00:58:36.800 The place was, we're atting mice infested, and they let 1023 00:58:36.880 --> 00:58:39.639 us get let us gets control. Let's get a toy 1024 00:58:39.719 --> 00:58:42.320 so it doesn't do anything, you know. 1025 00:58:42.400 --> 00:58:50.880 One guy said one texture, I have a couple texts 1026 00:58:51.119 --> 00:58:54.079 saying that they may not even be aware they're making 1027 00:58:54.119 --> 00:58:56.840 a lot of noise, and they're right. Another one another 1028 00:58:56.840 --> 00:58:59.960 one says, you know, I had a situation like this 1029 00:59:00.039 --> 00:59:01.280 and it was one two year old. 1030 00:59:01.639 --> 00:59:04.000 You know, two year olds don't people don't. 1031 00:59:03.800 --> 00:59:07.480 Realize how noise translates through a floor, and a lot 1032 00:59:07.519 --> 00:59:10.039 of these places are built like crap anyway, I got 1033 00:59:10.119 --> 00:59:11.800 to take a break three oh three seven one three 1034 00:59:11.840 --> 00:59:14.000 talk seven one three eight two five five. You know 1035 00:59:14.119 --> 00:59:17.800 Compass Insurance Group is doing insurance checkups free of charge. 1036 00:59:17.880 --> 00:59:20.400 This is perhaps one of the most valuable services we 1037 00:59:20.480 --> 00:59:24.079 offer because it's free, and it's honest, and it will 1038 00:59:24.119 --> 00:59:26.599 give you a great idea if you have good insurance, 1039 00:59:26.800 --> 00:59:28.639 if you're paying too much or you don't have enough. 1040 00:59:29.119 --> 00:59:34.079 That's the Insurancehealthcenter dot com three oh three nine nine 1041 00:59:34.280 --> 00:59:41.480 six nine thousand. Go with a sure thing Denver's best 1042 00:59:41.559 --> 00:59:44.440 roofer Excel Roofing dot com. You don't pay a cent 1043 00:59:44.639 --> 00:59:51.440 until you're content time for an insurance checkup free, no obligation. 1044 00:59:51.480 --> 00:59:55.280 In comparison, call Compass Insurance paying too much your coverage 1045 00:59:55.320 --> 00:59:58.000 at dozens of insurance companies find out now three oh 1046 00:59:58.039 --> 01:00:00.400 three seven seven to one help you'll I think you're 1047 01:00:00.440 --> 01:00:02.920 his only customer when you choose Frank durand the real 1048 01:00:03.039 --> 01:00:06.039 estate Man dot com to list your home with Remax 1049 01:00:06.079 --> 01:00:09.119 Alliance three oh three nine two zero sixteen twenty two. 1050 01:00:11.800 --> 01:00:12.920 Hi Tom Martinez here. 1051 01:00:12.920 --> 01:00:15.920 Three oh three seven one three talk seven one three 1052 01:00:16.000 --> 01:00:20.159 eight two five five. Getting a lot of interesting texts 1053 01:00:20.159 --> 01:00:24.800 about handling noisy neighbors. Now, some are sensible and they say, 1054 01:00:24.840 --> 01:00:32.119 look Tom, it's quite entirely possible. They don't know they're noisy. 1055 01:00:32.519 --> 01:00:38.119 Talking is always a good option. Others say, make noise back, 1056 01:00:39.440 --> 01:00:44.159 In other words, get a foghorn, one of those blowhorns. 1057 01:00:44.239 --> 01:00:47.679 You take the games, and when you hear them be noisy, 1058 01:00:47.760 --> 01:00:50.639 you do it back. Not noxiously, but do it back. 1059 01:00:50.880 --> 01:00:54.119 But you don't admit to doing it. And you also 1060 01:00:54.760 --> 01:00:57.000 don't if they if anyone ever comes to your door, 1061 01:00:57.360 --> 01:01:00.000 you never admit you have it right, So they're gonna 1062 01:01:00.119 --> 01:01:01.159 have the same dilemma. 1063 01:01:01.679 --> 01:01:05.000 And maybe like a Pavlo, is it Pablo? 1064 01:01:06.119 --> 01:01:08.239 Is that who I'm talking about? Pablo with the dogs? 1065 01:01:08.440 --> 01:01:12.079 The response is, uh, oh, whenever I make noise, I 1066 01:01:12.119 --> 01:01:17.039 get noise and they might stop. Would you ever do 1067 01:01:17.119 --> 01:01:19.559 something like that with a foghorn? Now, I will tell 1068 01:01:19.559 --> 01:01:21.840 you a true story, and it really is true. It's 1069 01:01:21.840 --> 01:01:24.760 an an's got true. So years ago, when I first 1070 01:01:24.840 --> 01:01:28.199 got married, many many years ago, we were out in 1071 01:01:28.239 --> 01:01:30.840 the country in an a frame. It was a beautiful 1072 01:01:30.920 --> 01:01:34.519 chalet home that we rented, and we rented the main 1073 01:01:34.639 --> 01:01:37.079 floor and it had a ladder and a loft and 1074 01:01:37.199 --> 01:01:39.800 then then there was a basement floor, but it was 1075 01:01:39.840 --> 01:01:43.079 a walkout so it wasn't like a basement. And we 1076 01:01:43.159 --> 01:01:46.840 had a teacher who rented down there and he taught 1077 01:01:47.320 --> 01:01:52.480 at the local a correctional facility for juveniles, juvenile boys, 1078 01:01:53.119 --> 01:01:56.360 and he was a nice guy, but he never realized 1079 01:01:56.400 --> 01:01:58.199 how loud hysteria was. 1080 01:01:58.280 --> 01:01:59.800 But it was terribly loud. 1081 01:02:01.079 --> 01:02:05.519 So he had weird hours and sometimes with sleep in 1082 01:02:05.559 --> 01:02:09.559 the afternoons, but he played this stuff at night. 1083 01:02:09.679 --> 01:02:10.960 So I recorded it. 1084 01:02:11.360 --> 01:02:13.239 Back then, we didn't have a lot of recorders like 1085 01:02:13.239 --> 01:02:15.880 on our phones and stuff, but I recorded it, but 1086 01:02:15.920 --> 01:02:19.360 it didn't come across very well. So I had a 1087 01:02:19.400 --> 01:02:23.559 band and we literally would practice in the a frame 1088 01:02:23.960 --> 01:02:26.480 on days when we could, on a Saturday when he 1089 01:02:26.639 --> 01:02:29.840 was gone and stuff. And we had what was called 1090 01:02:29.960 --> 01:02:34.079 vox amplifiers vox. You know, remember the Beatles had those 1091 01:02:34.079 --> 01:02:37.480 big boxes, right, So we had one of these piggyback amps, 1092 01:02:38.199 --> 01:02:39.440 and I also had a drum set. 1093 01:02:39.920 --> 01:02:43.280 And then I knew he was going to be sleeping. 1094 01:02:43.639 --> 01:02:45.760 At two o'clock on a Wednesday or something, we were 1095 01:02:45.800 --> 01:02:49.840 home and we turned these up and we did and 1096 01:02:49.920 --> 01:02:55.840 I was on the drums and we did massive, massive, massive, noise. 1097 01:02:56.400 --> 01:02:58.880 So I get a knock at the door and I 1098 01:02:58.960 --> 01:03:02.159 open up and he laughed and he says, Okay, I 1099 01:03:02.280 --> 01:03:06.559 get it. And it was humorous but a little you know, edgy, 1100 01:03:06.679 --> 01:03:11.320 and it worked. But hey, Mark, do you remember Vox amps. 1101 01:03:11.519 --> 01:03:14.280 You're a guitar player, remember, Yeah? I got one Vox, 1102 01:03:15.280 --> 01:03:16.599 aren't they wolf? Wow? 1103 01:03:16.679 --> 01:03:17.199 Do you have one? 1104 01:03:17.239 --> 01:03:17.800 Now? Yeah? 1105 01:03:17.800 --> 01:03:20.559 I got a Vox pre amp too. Man, that's really cool. 1106 01:03:20.599 --> 01:03:23.239 It's like a it's like a pedal. You can program 1107 01:03:23.280 --> 01:03:24.559 it to do anything. 1108 01:03:26.079 --> 01:03:28.480 Yeah. Is it still a big name? 1109 01:03:28.639 --> 01:03:29.480 I too? 1110 01:03:29.960 --> 01:03:32.320 And my pre amp is actually are my pedal is 1111 01:03:32.320 --> 01:03:33.159 actually a tube? 1112 01:03:34.599 --> 01:03:37.280 Do you really believe? This is something I would ask? 1113 01:03:37.440 --> 01:03:40.039 Do you really believe tubes make a difference with sound? 1114 01:03:42.199 --> 01:03:45.320 I don't know if they do there, I mean they, 1115 01:03:45.199 --> 01:03:48.039 but I don't know if you can completely emulate that. 1116 01:03:48.239 --> 01:03:52.559 Now, probably they swear by it, you know. Anyway? We 1117 01:03:52.599 --> 01:03:54.599 got more coming up on The Troubleshooter Show three oh 1118 01:03:54.639 --> 01:04:01.000 three seven one three A two five five Go with 1119 01:04:01.039 --> 01:04:04.639 a sure Thing Denver's Best Roofer Excel roofing dot com. 1120 01:04:04.679 --> 01:04:10.400 You don't pay a cent until you're content. Time for 1121 01:04:10.440 --> 01:04:14.199 an insurance check up, free no obligation comparison call Compass 1122 01:04:14.239 --> 01:04:17.960 Insurance paying too much your coverage at dozens of insurance companies. 1123 01:04:18.039 --> 01:04:20.079 Find out now three oh three seven to seven to 1124 01:04:20.119 --> 01:04:22.880 one help. You'll think you're his only customer when you 1125 01:04:22.960 --> 01:04:25.400 choose Frank durand the real estate man dot com to 1126 01:04:25.480 --> 01:04:28.719 list your home with Remax Alliance three oh three nine 1127 01:04:28.719 --> 01:04:35.559 two zero sixteen twenty two. Hi Tom Martino, your troubleshooter 1128 01:04:35.639 --> 01:04:39.119 three oh three seven one three talk three oh three 1129 01:04:39.719 --> 01:04:45.000 seven one three eight two five five. So I'm going 1130 01:04:45.079 --> 01:04:49.199 back to some texts, and there are so many people 1131 01:04:49.639 --> 01:04:53.719 that are having issues with noisy neighbors, and no one 1132 01:04:53.800 --> 01:04:57.199 has one solution. They all have all kinds of solutions, 1133 01:04:57.840 --> 01:05:02.360 but they all narrow down to this make noise back, 1134 01:05:03.239 --> 01:05:06.119 but don't admit to it. So they get a feeling 1135 01:05:06.440 --> 01:05:09.320 that every time they're noisy, they're gonna get noise. 1136 01:05:09.760 --> 01:05:10.840 That might be a good solution. 1137 01:05:10.960 --> 01:05:13.880 Another one is to move and use it as a 1138 01:05:13.920 --> 01:05:21.440 constructive eviction to leave and to say you know this 1139 01:05:21.480 --> 01:05:26.519 is intolerable and record it. Another one is to go 1140 01:05:26.639 --> 01:05:30.840 talk to them and just become friends literally friends, or 1141 01:05:31.000 --> 01:05:34.119 invite someone from that house to come down to yours 1142 01:05:34.519 --> 01:05:38.519 while the people upstairs are doing what they do, So 1143 01:05:39.039 --> 01:05:42.360 I don't know. I mean, that doesn't sound like a 1144 01:05:42.360 --> 01:05:47.639 bad deal, you know, in general, I truly don't believe people. 1145 01:05:48.880 --> 01:05:51.039 Now I might be wrong, but I don't think in 1146 01:05:51.119 --> 01:05:55.400 general people want to be jerks in general, right, I mean, yeah, 1147 01:05:55.519 --> 01:05:58.079 people have their own stuff going on. But do you 1148 01:05:58.159 --> 01:06:02.000 think people just want to purposely, you know, bug people 1149 01:06:02.800 --> 01:06:05.960 or or like you know what I'm saying, be noisy 1150 01:06:06.039 --> 01:06:08.519 or be a jerk. I don't think people want to 1151 01:06:08.559 --> 01:06:13.519 be I just think we we assume sometimes that kind 1152 01:06:13.519 --> 01:06:18.400 of thing. And so which one of those choices, Mark, 1153 01:06:18.440 --> 01:06:21.480 would you do? I'd go talk to him. I mean, 1154 01:06:21.519 --> 01:06:23.320 that's the first thing I do, is go talk to 1155 01:06:23.360 --> 01:06:26.360 the neighbor. It's amazing to mean, none of these callers 1156 01:06:26.400 --> 01:06:30.599 have done that. Have you ever had a situation like 1157 01:06:30.639 --> 01:06:33.320 this ever in your so we had a younger life. 1158 01:06:33.639 --> 01:06:36.719 Yeah, when Susanna and I lived in an apartment over 1159 01:06:37.000 --> 01:06:41.239 on Hamden in Lakewood, we had a lady under us. 1160 01:06:41.280 --> 01:06:44.119 He complained all the time when we would dry our 1161 01:06:44.159 --> 01:06:46.400 clothes or vacuum after seven o'clock. 1162 01:06:46.679 --> 01:06:50.039 So she called the landlord. She called everybody. 1163 01:06:50.039 --> 01:06:53.800 Honest, no one ever did anything, but she was absolutely insane. 1164 01:06:54.000 --> 01:06:56.559 But then the funny part is she had a baby, 1165 01:06:56.840 --> 01:06:59.320 and that damn baby would cry in the middle. 1166 01:06:59.119 --> 01:07:00.000 Of the night all the time. 1167 01:07:00.360 --> 01:07:02.960 Most colicky thing I've ever heard in my life. So 1168 01:07:03.039 --> 01:07:05.639 I started calling the cops on her, just like she 1169 01:07:05.760 --> 01:07:06.280 did on me. 1170 01:07:08.440 --> 01:07:11.840 My goodness, the cops. What would the cops say about 1171 01:07:11.880 --> 01:07:12.800 a kolaky baby? 1172 01:07:13.400 --> 01:07:15.559 I don't know, but I would record it so they 1173 01:07:15.599 --> 01:07:17.679 could hear it, and it was crazy. I'd go to 1174 01:07:17.719 --> 01:07:19.880 the other neighbors. The only reason I did it to 1175 01:07:19.920 --> 01:07:21.079 her is she was doing it to. 1176 01:07:21.119 --> 01:07:28.360 Us all the time. It got pretty bad. Well, yeah, 1177 01:07:29.360 --> 01:07:30.920 I mean, here's the deal. 1178 01:07:31.400 --> 01:07:32.760 We have pretty much. 1179 01:07:33.960 --> 01:07:38.840 I don't know, like like we've lost our ability to communicate. 1180 01:07:38.880 --> 01:07:42.440 I think civilly almost, I you know, actually it goes 1181 01:07:42.480 --> 01:07:47.360 back and forth. But I think that in general, we 1182 01:07:47.480 --> 01:07:51.400 assume I think the worst and then react to something 1183 01:07:51.639 --> 01:07:55.119 that hasn't happened yet. So we assume someone's going to 1184 01:07:55.159 --> 01:08:00.119 be a jerk, and maybe we react to them being 1185 01:08:00.159 --> 01:08:02.559 a jerk before they are a jerk, and then our 1186 01:08:02.599 --> 01:08:06.159 reaction makes them a jerk. I don't know if that 1187 01:08:06.199 --> 01:08:09.039 makes sense to you, But in any case, I invite 1188 01:08:09.079 --> 01:08:11.519 you to text me or call, but I'm going to 1189 01:08:11.599 --> 01:08:14.239 give you the text numbers because it's really important. I 1190 01:08:14.719 --> 01:08:16.920 get a lot of texts. Now. You can also text 1191 01:08:16.960 --> 01:08:19.239 me here if you want to do anything with my 1192 01:08:19.680 --> 01:08:24.279 Wave eight Wealth management. You know, you can just make 1193 01:08:24.319 --> 01:08:27.199 an initial contact here if you're interested in talking about 1194 01:08:27.199 --> 01:08:31.039 your future. It's seven four seven nine nine nine fifty eighty. 1195 01:08:31.319 --> 01:08:33.079 So if you hear something on the show you want 1196 01:08:33.079 --> 01:08:36.079 to react to, give me a call. It also accepts images, 1197 01:08:36.640 --> 01:08:39.560 but I don't want to see any I shouldn't even 1198 01:08:39.560 --> 01:08:41.920 bring that up now. Now I'm going to have crazy 1199 01:08:41.960 --> 01:08:46.800 people seven four seven nine nine fifty two eighty. And 1200 01:08:46.880 --> 01:08:50.439 then also you can go to the short code that 1201 01:08:51.199 --> 01:08:55.640 iHeart provides, which is five seven seven thirty nine, and 1202 01:08:55.720 --> 01:08:58.359 put Tom in the code and it'll come to me. 1203 01:09:00.319 --> 01:09:04.520 Another one says, is it okay if it's a day 1204 01:09:04.560 --> 01:09:08.560 without illegals? Wait? Wait, wait wait, I didn't hear about this. 1205 01:09:08.760 --> 01:09:13.720 When is the day without Illegals coming? Somebody wants to 1206 01:09:13.720 --> 01:09:17.079 know about it. They have some suggestions. We'll talk about 1207 01:09:17.119 --> 01:09:23.239 that coming up on the Troubleshooter Show. Go with a 1208 01:09:23.319 --> 01:09:26.840 sure Thing Denver's Best Roofer Excel Roofing dot com. You 1209 01:09:26.880 --> 01:09:32.520 don't pay a cent until you're content. Wait time for 1210 01:09:32.560 --> 01:09:36.920 an insurance checkup free no obligation comparison call Compass Insurance 1211 01:09:37.039 --> 01:09:40.079 paying too much your coverage at dozens of insurance companies 1212 01:09:40.159 --> 01:09:42.199 find out now three O three seven to seven to 1213 01:09:42.239 --> 01:09:45.000 one help. You'll think you're his only customer when you 1214 01:09:45.079 --> 01:09:47.520 choose Frank durand the real estate man dot com to 1215 01:09:47.600 --> 01:09:50.840 list your home with Remax Alliance three oh three nine 1216 01:09:50.840 --> 01:10:03.279 two zero sixteen twenty two. So you don't have. 1217 01:10:05.479 --> 01:10:07.399 Come running, Just as fas. 1218 01:10:07.199 --> 01:10:07.840 As we can. 1219 01:10:09.159 --> 01:10:11.079 Shooter's gonna help come. 1220 01:10:12.640 --> 01:10:19.159 This is the Troubleshooter Show. No Tom Martino, Hello Tom 1221 01:10:19.199 --> 01:10:21.880 Martino here and what can we do to help you? 1222 01:10:22.640 --> 01:10:26.560 We've had some interesting calls today. You know, days often 1223 01:10:26.640 --> 01:10:30.039 take on themes without even knowing it. When I say 1224 01:10:30.119 --> 01:10:34.880 a theme, you know just the same kinds of calls. 1225 01:10:35.640 --> 01:10:40.159 And today is about noisy neighbors in an apartment complex. 1226 01:10:40.159 --> 01:10:42.520 What do you do or what do you do with 1227 01:10:42.840 --> 01:10:47.520 bad neighbors in general? I've often said one of the 1228 01:10:47.520 --> 01:10:52.920 most disappointing, heartbreaking things in life, you know, other than 1229 01:10:53.079 --> 01:10:54.760 life or death. And you know I'm not talking about that, 1230 01:10:54.840 --> 01:10:57.319 but you know, as far as day to day stuff 1231 01:10:58.800 --> 01:11:03.439 is when you realize you have a bad neighbor meaning 1232 01:11:03.479 --> 01:11:06.880 a bad neighbor just moved in. Or let's see, you 1233 01:11:06.880 --> 01:11:11.039 have a dream house. You find we've had several young 1234 01:11:11.079 --> 01:11:16.159 people where this has happened. So you have a dream house, 1235 01:11:16.439 --> 01:11:20.560 you move in, you know, your child's out playing in 1236 01:11:20.600 --> 01:11:23.520 the yard or whatever, and all of a sudden, uh, oh, 1237 01:11:23.640 --> 01:11:26.359 you got a crazy person next door or down the street, 1238 01:11:26.399 --> 01:11:28.880 and they're out to get you. And everyone in the 1239 01:11:28.880 --> 01:11:33.000 neighborhood knows about them, or that maybe they just focused 1240 01:11:33.039 --> 01:11:38.199 on you, and there's really it's a terrible, terrible feeling. 1241 01:11:39.479 --> 01:11:42.640 I had one time where I moved into a place 1242 01:11:42.680 --> 01:11:45.319 and I didn't do any due diligence about neighbors. I 1243 01:11:45.359 --> 01:11:48.520 didn't buy it. I was renting years ago in upstate 1244 01:11:48.560 --> 01:11:53.359 New York. I was still working for the newspaper, doing 1245 01:11:53.800 --> 01:12:01.760 just freelancing for the local TV station, and I remember 1246 01:12:01.800 --> 01:12:04.720 this guy was nuts. He just he would always like 1247 01:12:04.800 --> 01:12:06.520 have a gun on his hip and he'd come over 1248 01:12:06.560 --> 01:12:10.000 and talk to me like, I think your dogs barking 1249 01:12:10.039 --> 01:12:15.079 a little too much, and it was scary and disgusting, 1250 01:12:15.119 --> 01:12:18.600 and I don't know, the whole thing just pissed me off. 1251 01:12:19.439 --> 01:12:23.439 So you know, I think it's really important and I 1252 01:12:23.520 --> 01:12:28.439 mean this when you do diligence, do your due diligence. 1253 01:12:29.439 --> 01:12:32.720 When you do your investigation of a neighborhood or a 1254 01:12:32.760 --> 01:12:37.039 place to move into, there are ways you should look 1255 01:12:37.079 --> 01:12:39.319 at it. And I once made up I believe in 1256 01:12:39.439 --> 01:12:43.279 visuals because it's easy to remember things when you remember visuals. 1257 01:12:44.039 --> 01:12:49.439 And I made up a system for buying I just 1258 01:12:49.479 --> 01:12:53.239 mean yeah, for not just buying property, but moving into 1259 01:12:53.319 --> 01:12:58.079 a property or considering a property. And the visual was 1260 01:12:58.119 --> 01:13:03.720 a target with the bullseye being your property. If you 1261 01:13:03.920 --> 01:13:06.359 visualize this when you're going out to look at property, 1262 01:13:06.439 --> 01:13:10.239 I'm telling you it's really important and I want you 1263 01:13:10.279 --> 01:13:14.840 to fill in the target these common things. Now I 1264 01:13:14.880 --> 01:13:16.319 don't have it in front of me, so I'm doing 1265 01:13:16.399 --> 01:13:19.560 this by memory. But because it's a target, I pretty 1266 01:13:19.600 --> 01:13:23.000 much can remember. So you can have as many rings 1267 01:13:24.199 --> 01:13:28.760 as you need for your particular situation. But the target 1268 01:13:28.800 --> 01:13:33.159 analogy tells you what you should look at before going 1269 01:13:33.279 --> 01:13:40.840 directly to the target. It's just a visualization the biggest 1270 01:13:41.079 --> 01:13:44.800 target on the outside or the biggest circle I would 1271 01:13:44.920 --> 01:13:49.520 label access well maybe that's even no, No, I'm sorry, 1272 01:13:49.520 --> 01:13:55.239 not access area. So what does area mean? It means 1273 01:13:55.720 --> 01:14:05.680 taxing districts, it means soon districts, water districts, fire districts 1274 01:14:06.520 --> 01:14:09.560 and all of that. Now, why do I say that, 1275 01:14:09.640 --> 01:14:13.479 Because if you're thinking about moving here in the center 1276 01:14:13.960 --> 01:14:16.720 and on the outside, before you even get there, you 1277 01:14:16.800 --> 01:14:21.319 may be popped with a special assessment. One time, people 1278 01:14:21.359 --> 01:14:24.039 moving into the Castle Pines area was called Beverly Hills. 1279 01:14:24.079 --> 01:14:26.399 At the time, I believe, or right after Beverly Hills, 1280 01:14:27.159 --> 01:14:30.720 there was a giant assessment made for sewer and water 1281 01:14:30.760 --> 01:14:35.039 because the system was so poorly, poorly run, and oh 1282 01:14:35.079 --> 01:14:37.319 my god, did it turn out to be terrible for 1283 01:14:37.399 --> 01:14:41.399 people thousands of dollars they own. So always look at 1284 01:14:41.439 --> 01:14:48.600 the area, Okay, the overview taxing districts, especially things that 1285 01:14:48.680 --> 01:14:52.800 you will have to come up with money for or maintain. 1286 01:14:53.359 --> 01:14:57.520 What's the mill levee the amount per thousand you pay 1287 01:14:57.880 --> 01:15:02.359 on taxes for those taxing districts. That all goes together 1288 01:15:02.800 --> 01:15:07.479 to make that experience positive or negative. When you're moving 1289 01:15:07.520 --> 01:15:10.560 into a place, Hey, Tom, what would be the next 1290 01:15:10.560 --> 01:15:11.039 thing you look? 1291 01:15:11.279 --> 01:15:13.880 Yes, don't you think that if you I'm not talking 1292 01:15:13.840 --> 01:15:16.680 about renting, but if you're buying a place, I would 1293 01:15:16.720 --> 01:15:20.600 expect some reasonable person like our buddy Frank would know 1294 01:15:20.680 --> 01:15:23.319 all that information and be giving it to you as 1295 01:15:23.319 --> 01:15:24.560 a as a buyer. 1296 01:15:26.439 --> 01:15:30.479 Now ninety nine point nine percent of the people are 1297 01:15:30.479 --> 01:15:33.319 not using Frank. I mean, otherwise you'd have one hundred percent. 1298 01:15:33.359 --> 01:15:36.600 I mean, I'm saying that, you know, no one real 1299 01:15:36.680 --> 01:15:40.520 estate person has a big enough market share where this is. 1300 01:15:41.279 --> 01:15:45.000 This this talk is not necessary. But you're right. If 1301 01:15:45.079 --> 01:15:49.119 you have a good real estate agent or broker, they 1302 01:15:49.159 --> 01:15:51.760 should be looking out for a lot of this. But 1303 01:15:51.920 --> 01:15:56.279 that never ever, ever takes the place of you doing 1304 01:15:56.319 --> 01:16:02.960 your own due diligence. So what I mean is, and 1305 01:16:03.000 --> 01:16:05.000 what Doc is saying, yeah, I mean, if you have 1306 01:16:05.079 --> 01:16:07.119 somebody good, they're going to look at this. But even 1307 01:16:07.159 --> 01:16:10.239 Frank is wonderful as he is, he'll never discourage this. 1308 01:16:10.399 --> 01:16:14.720 He'll say, oh for sure, because he won't necessarily look 1309 01:16:14.760 --> 01:16:18.079 at each and every taxing drict and come up with 1310 01:16:18.199 --> 01:16:23.119 one that's in financial trouble and know that they have 1311 01:16:23.199 --> 01:16:26.199 a deficit. I mean, he might, and I'm not saying 1312 01:16:26.279 --> 01:16:29.560 he should or should not, But that's too much to 1313 01:16:29.640 --> 01:16:30.439 lay on anyone. 1314 01:16:31.199 --> 01:16:35.520 There are so many elements there could be. 1315 01:16:35.600 --> 01:16:41.960 For example, listen to this one. There was an area 1316 01:16:42.000 --> 01:16:44.359 that I moved into one time, and it had a 1317 01:16:44.520 --> 01:16:51.000 vacant lot. That was called school dedication when you move in, 1318 01:16:51.359 --> 01:16:55.720 when you develop as a developer, and I did many developments, 1319 01:16:55.960 --> 01:17:00.279 you had to either pay certain fees to the school 1320 01:17:00.359 --> 01:17:03.000 district or the water district or the sewer dist or whatever, 1321 01:17:03.800 --> 01:17:06.800 or you had to give them something of value. And 1322 01:17:07.000 --> 01:17:11.600 often developers would take a portion of their land and 1323 01:17:11.640 --> 01:17:18.159 they would call it school dedication. So instead of paying 1324 01:17:18.199 --> 01:17:21.960 the fees, you would dedicate this land to a school. 1325 01:17:22.199 --> 01:17:25.439 Now it doesn't mean that the school's going to build 1326 01:17:25.439 --> 01:17:28.479 a school on it, but it does mean the school 1327 01:17:28.520 --> 01:17:31.760 district can do what they want with it. And then 1328 01:17:31.880 --> 01:17:35.239 this one case, when I moved into a neighborhood and 1329 01:17:35.279 --> 01:17:38.720 there was a school dedication, they were going to do 1330 01:17:38.800 --> 01:17:40.880 a group home. They were selling it to a group 1331 01:17:40.920 --> 01:17:46.279 home for drug addicts. Yeah, in our neighborhood. Now, no 1332 01:17:46.319 --> 01:17:49.640 one wants that, right, not in my backyard, Nimby but 1333 01:17:49.640 --> 01:17:52.359 but or whatever they call it. But here's the deal. 1334 01:17:53.600 --> 01:17:58.479 They were doing it. It wasn't the school district. The 1335 01:17:58.520 --> 01:18:01.239 school district was selling to the organization that was going 1336 01:18:01.279 --> 01:18:05.279 to do it. And it hit everyone blindsided because it 1337 01:18:05.319 --> 01:18:09.159 doesn't have to go by the covedence or anything established 1338 01:18:09.159 --> 01:18:13.319 for the neighborhood. It's a school dedication, and that means 1339 01:18:13.359 --> 01:18:16.159 the school can do what they want with it. So 1340 01:18:16.880 --> 01:18:20.920 that's just an example of when you're looking at the area, 1341 01:18:21.800 --> 01:18:25.560 how you can be affected by things that you're not 1342 01:18:25.760 --> 01:18:31.119 even considering. So the first big giant ring I would say, 1343 01:18:31.560 --> 01:18:34.720 is the area. Now we're going to move in on 1344 01:18:34.800 --> 01:18:38.239 that target in a minute here three O three seven 1345 01:18:38.359 --> 01:18:41.039 one three talk seven one three eight two five five. 1346 01:18:41.399 --> 01:18:46.000 Deputy D. I believe back at the studio has some 1347 01:18:46.119 --> 01:18:49.239 follow ups for us, Hey, Tom EPITD. I'm not going 1348 01:18:49.319 --> 01:18:50.640 to get into them right now. I'm just going to 1349 01:18:50.720 --> 01:18:52.880 talk about it. Well, we'll do it right after the break. 1350 01:18:52.920 --> 01:18:59.119 But the home Depot thing was to me crazy. Can 1351 01:18:59.159 --> 01:19:02.279 you just explain the problem, not the solution. What was 1352 01:19:02.319 --> 01:19:03.239 the problem there? 1353 01:19:03.680 --> 01:19:06.199 Yeah, you know, it wasn't that crazy because I've had 1354 01:19:06.239 --> 01:19:09.159 experience with both home Depot and PayPal, and basically what 1355 01:19:09.279 --> 01:19:11.319 happened was a gentleman named Tim. 1356 01:19:11.399 --> 01:19:14.279 I hate PayPal by the way, Yeah, I hate join 1357 01:19:14.399 --> 01:19:14.840 the club. 1358 01:19:14.920 --> 01:19:20.800 But hey, so Tim bought a very expensive barbecue grow 1359 01:19:20.880 --> 01:19:24.439 like sixteen hundred bucks from home Depot. They delivered it, 1360 01:19:24.479 --> 01:19:27.319 then he returned it. Home Depot had it picked up, 1361 01:19:27.359 --> 01:19:30.199 they acknowledged the return, and Home Depot said that they 1362 01:19:30.279 --> 01:19:34.319 sent the refund back to PayPal. Tim's problem, however, was 1363 01:19:34.359 --> 01:19:37.840 that PayPal never credited his account, and he's been back 1364 01:19:37.880 --> 01:19:41.199 and forth, you know since then. Home Depot points the 1365 01:19:41.239 --> 01:19:44.159 finger at PayPal, PayPal points the finger at home Depot. 1366 01:19:44.520 --> 01:19:46.479 And in the meantime, Tim is out of his sixteen 1367 01:19:46.560 --> 01:19:49.359 hundred bucks because everybody disclaims responsibility. 1368 01:19:49.680 --> 01:19:51.600 And so we'll talk about that coming up. And then 1369 01:19:51.640 --> 01:19:52.239 the other one. 1370 01:19:52.359 --> 01:19:53.319 What was the other one? 1371 01:19:53.600 --> 01:19:55.720 Oh, you know, a few days ago, we got a 1372 01:19:55.760 --> 01:19:58.000 call from the name from a gentleman named Paul who 1373 01:19:58.039 --> 01:20:01.680 had his pickup truck or work truck repossessed by First 1374 01:20:01.720 --> 01:20:06.479 Tech First Tech Federal Credit Union. Paul reported that he 1375 01:20:06.640 --> 01:20:08.840 paid off the entire truck a few days after it 1376 01:20:08.880 --> 01:20:13.079 was repossessed, but First Tech Credit First Tech Federal Credit 1377 01:20:13.159 --> 01:20:16.520 Union would not make the according to Paul, would not 1378 01:20:16.800 --> 01:20:20.600 call Mannheim Auctions to release the truck back to Paul, 1379 01:20:20.680 --> 01:20:22.119 and that's why he called us for help. 1380 01:20:23.279 --> 01:20:25.720 All right, So we'll come back to that too. Threeho 1381 01:20:25.720 --> 01:20:29.000 three seven, one three eight two five five. We got 1382 01:20:29.000 --> 01:20:33.159 a lot to talk about on the Troubleshooter Show. 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Hi Tom Martinez, your 1402 01:21:44.520 --> 01:21:47.720 troubleshooter at three all three seven one three talks seven 1403 01:21:47.760 --> 01:21:51.119 one three eight two five five so I'm gonna go 1404 01:21:51.159 --> 01:21:54.239 back to Deputy d in just a few seconds here. 1405 01:21:55.119 --> 01:21:57.399 But I was reading about Elon Musk and his UH 1406 01:21:57.640 --> 01:22:04.560 Department of Government Ificiency DOGE. And what's really funny is 1407 01:22:04.640 --> 01:22:07.119 I read it that he saved a billion dollars in 1408 01:22:07.159 --> 01:22:11.000 the first day with unnecessary fundings or where there was 1409 01:22:11.079 --> 01:22:14.199 no explanation as to where the money was going. Now, 1410 01:22:14.479 --> 01:22:19.760 one thing I must say, it actually turns out one billion. 1411 01:22:19.960 --> 01:22:21.840 Listen, this is hard for me to believe. 1412 01:22:22.439 --> 01:22:28.039 One billion dollars a day is what he cut so far. 1413 01:22:28.399 --> 01:22:33.479 That means every day the US is saving one billion dollars. Now, 1414 01:22:34.079 --> 01:22:37.119 here's what he said about this program. It's the government 1415 01:22:37.159 --> 01:22:40.520 funding Office where everything goes to be funded even after 1416 01:22:40.560 --> 01:22:43.560 it's approved, but there are certain oversights that have to 1417 01:22:43.600 --> 01:22:45.680 be done to them. There still has to be a 1418 01:22:45.680 --> 01:22:50.479 certain amount of accountability. I'm just giving you the big overview. Now, 1419 01:22:51.239 --> 01:22:56.079 he said, not one bit, not one bit of due 1420 01:22:56.079 --> 01:23:01.319 diligence was ever exercised, and not one, not one funding 1421 01:23:01.399 --> 01:23:05.600 program was ever turned down. Yep. Now, Mark, you said 1422 01:23:05.640 --> 01:23:08.520 you looked further and saw some of the things that 1423 01:23:08.560 --> 01:23:09.880 were being funded. 1424 01:23:10.680 --> 01:23:14.000 Well through us AID and basically what those did over 1425 01:23:14.039 --> 01:23:16.920 the weekend as they locked the out. Uh, pretty much 1426 01:23:17.079 --> 01:23:21.119 every government official that works for it, they couldn't access 1427 01:23:21.159 --> 01:23:22.039 their systems. 1428 01:23:22.439 --> 01:23:24.960 But USAID, you know, there was some. 1429 01:23:24.800 --> 01:23:27.840 Stuff arguably they paid for that was probably good, like 1430 01:23:28.680 --> 01:23:33.279 HIV preventive health in South Africa, but they also paid 1431 01:23:33.319 --> 01:23:39.119 for affirming healthcare for transgender people, hormone replacement therapy and 1432 01:23:39.159 --> 01:23:43.239 surgery in third world countries. I mean, thinking about paying, 1433 01:23:44.159 --> 01:23:47.680 you know, for someone in India to transgender with our 1434 01:23:47.760 --> 01:23:50.560 tax dollars seems absolutely ridiculous. 1435 01:23:50.560 --> 01:23:51.439 So they he. 1436 01:23:51.439 --> 01:23:57.439 Basically dismantled the whole damn agency us AID over the weekend, 1437 01:23:57.520 --> 01:23:59.079 and I should It's quite incredible. 1438 01:23:59.159 --> 01:24:05.960 Actually now US governments it's the USAID is for overseas 1439 01:24:06.720 --> 01:24:09.439 funding of certain programs. 1440 01:24:09.840 --> 01:24:12.239 Yeah, and he said it was so musk. Musk said 1441 01:24:12.279 --> 01:24:14.680 it was so broke. It wasn't like we had to 1442 01:24:14.720 --> 01:24:17.960 get a few worms out of the apple. The entire 1443 01:24:18.399 --> 01:24:22.800 ball or the entire apple was worms. So Trump agreed, 1444 01:24:23.000 --> 01:24:25.079 and they're they're not even going to try to fix it, 1445 01:24:25.119 --> 01:24:26.159 they're going to stop it. 1446 01:24:27.800 --> 01:24:34.600 Here's what he said. First of all ten thousand employees, 1447 01:24:35.279 --> 01:24:38.479 and most of them work overseas, and listen to this. 1448 01:24:39.479 --> 01:24:45.359 In sixty countries and most of the people have not 1449 01:24:45.520 --> 01:24:49.680 been to work or in office in a year. Can 1450 01:24:49.720 --> 01:24:50.319 you believe it? 1451 01:24:50.520 --> 01:24:53.600 And they get paid. I'm sure the American people love 1452 01:24:53.680 --> 01:24:54.199 paying them. 1453 01:24:55.760 --> 01:25:00.439 Now here's the other thing that not not only do 1454 01:25:00.520 --> 01:25:05.000 they not show up for work, he says, in most 1455 01:25:05.039 --> 01:25:10.199 of the programs, not one staff member in charge of 1456 01:25:10.279 --> 01:25:17.399 the program could say what the money was being used for. Now, 1457 01:25:17.560 --> 01:25:21.119 these are most of the programs they could not even say. 1458 01:25:21.920 --> 01:25:25.479 They could not even say what the money was being 1459 01:25:25.600 --> 01:25:29.199 used for. Now, this is just in the beginning stages 1460 01:25:29.680 --> 01:25:33.520 where one billion dollars a day is being saved. Now 1461 01:25:33.840 --> 01:25:38.000 much of the budget are so called health programs. Yet 1462 01:25:38.119 --> 01:25:43.319 no one knew exactly which programs were being funded. For example, 1463 01:25:44.079 --> 01:25:48.399 the vaccination program. No one could say where the vaccinations 1464 01:25:48.439 --> 01:25:53.720 were and how many. Now it's it goes so far 1465 01:25:53.840 --> 01:25:58.439 beyond this, it's amazing. But here's what I find shocking. 1466 01:25:58.520 --> 01:26:01.880 And I don't is it because it's Trump or is 1467 01:26:01.920 --> 01:26:06.119 it because why do democrats and I'm saying democrats, but 1468 01:26:06.239 --> 01:26:08.960 that's a fact right now they say what he's doing 1469 01:26:09.039 --> 01:26:12.520 is unconstitutional. Do they ever think, wait a minute, we're 1470 01:26:12.560 --> 01:26:15.439 just saving a billion dollars a day. They don't care 1471 01:26:15.520 --> 01:26:17.600 that this money is being spent. No one knows where, 1472 01:26:17.800 --> 01:26:20.199 including them, but they don't. 1473 01:26:21.000 --> 01:26:24.479 They were the same ones that they said listen though, 1474 01:26:24.520 --> 01:26:28.359 the Democrats, the same ones for the last three and 1475 01:26:28.359 --> 01:26:31.479 a half four years, have said they're doing everything they 1476 01:26:31.520 --> 01:26:34.399 can at the border with it. They can't do anymore 1477 01:26:34.439 --> 01:26:37.840 without Congress. He has been in for ten days or 1478 01:26:37.880 --> 01:26:41.600 whatever it is, eleven twelve days and literally has brought 1479 01:26:41.640 --> 01:26:45.239 down the crossings by ninety three percent, and the Mexican 1480 01:26:45.399 --> 01:26:50.039 president two day is sending ten thousand troops to the 1481 01:26:50.079 --> 01:26:53.279 border to bring it down to zero. But the Democrats 1482 01:26:53.279 --> 01:26:55.680 said none of this, none of it could have been 1483 01:26:55.720 --> 01:26:57.279 done without Congress. 1484 01:26:57.439 --> 01:27:03.399 The lion bastards. Okay, now here's the you know who's 1485 01:27:03.439 --> 01:27:09.439 bitching about me right now? Actually a lot of people. 1486 01:27:09.479 --> 01:27:12.319 But here's the bottom line. I think when it comes 1487 01:27:13.840 --> 01:27:17.800 when it comes to when it comes to Elon, do 1488 01:27:17.880 --> 01:27:22.359 you know what he said his superpower was to find 1489 01:27:22.399 --> 01:27:26.800 wasteful money. All yeah, no, no, but his superpower, he said, 1490 01:27:27.359 --> 01:27:32.720 it is so easy to compete with these people. One 1491 01:27:33.319 --> 01:27:37.439 they don't work past five o'clock and two they don't 1492 01:27:37.439 --> 01:27:40.600 work on they do not work on weekends. And he 1493 01:27:40.760 --> 01:27:46.039 says all my staff did was everything after five o'clock 1494 01:27:46.479 --> 01:27:51.079 and on a weekend, and it's it's Zsville. No one 1495 01:27:51.159 --> 01:27:55.279 is around. They did that all on off hours, because 1496 01:27:55.319 --> 01:27:58.760 he said, they don't even have the common sense to 1497 01:27:58.960 --> 01:28:02.560 fight for what they say supposedly believe in. I mean, 1498 01:28:02.880 --> 01:28:06.079 if you, I mean, this is an amazing thing that's 1499 01:28:06.119 --> 01:28:08.920 going on right now. It's an amazing thing, cleaning up 1500 01:28:08.920 --> 01:28:12.960 government like this. How can people not be happy with it, 1501 01:28:13.239 --> 01:28:13.920 no matter how you. 1502 01:28:13.960 --> 01:28:16.359 Are, because because they live on the troth and they 1503 01:28:16.399 --> 01:28:18.560 hate having their their trough taken away. 1504 01:28:18.720 --> 01:28:19.560 You know Twitter. 1505 01:28:19.840 --> 01:28:23.279 Twitter ran on about seventy five hundred people when Musk 1506 01:28:23.319 --> 01:28:25.880 bought it. There might be one thousand people now. So 1507 01:28:26.000 --> 01:28:28.880 this is what he does. He goes into companies and 1508 01:28:28.920 --> 01:28:30.439 he makes them run efficiently. 1509 01:28:33.079 --> 01:28:36.840 So you know, but people that text us, you know, 1510 01:28:37.039 --> 01:28:42.039 say you know he's indiscriminately saving money and hurting program. 1511 01:28:42.199 --> 01:28:44.479 They can't tell us what they're hurting. I mean, I 1512 01:28:44.560 --> 01:28:47.760 hear from these same old people over and over and 1513 01:28:47.920 --> 01:28:53.079 over and again. This is the ultimate consumer issue. So 1514 01:28:53.239 --> 01:28:57.199 if I hear one more person say I didn't tune 1515 01:28:57.239 --> 01:29:00.479 in to this show to hear about that, well guess 1516 01:29:00.560 --> 01:29:06.359 what the whole politics. Now I'm talking about I'm talking 1517 01:29:06.399 --> 01:29:10.720 about math. I'm talking about what is good for the 1518 01:29:10.800 --> 01:29:15.840 American dollar and for the wallet and for us. That's 1519 01:29:15.880 --> 01:29:18.079 what I'm talking about. What were you gonna say, Mark, 1520 01:29:18.119 --> 01:29:18.760 I'm sorry. 1521 01:29:18.520 --> 01:29:20.960 Well I was gonna say that whole I shared that 1522 01:29:20.960 --> 01:29:23.359 that hate mail with you from some jackass. 1523 01:29:23.600 --> 01:29:25.079 But he's like, oh, Mark. 1524 01:29:24.880 --> 01:29:28.199 Doesn't like a DEI and he thinks that played a 1525 01:29:28.239 --> 01:29:29.039 part in the crash. 1526 01:29:29.079 --> 01:29:30.119 Here's the bottom line. 1527 01:29:30.439 --> 01:29:35.319 The FAA has been understaffed for years upon years, and 1528 01:29:35.399 --> 01:29:38.279 there's a lawsuit going on right now with about one 1529 01:29:38.319 --> 01:29:41.920 thousand people suing because they couldn't get jobs because they 1530 01:29:41.920 --> 01:29:45.680 were white at the FAA. So if they were understaffed 1531 01:29:45.680 --> 01:29:48.720 with close to half the people in that tower because 1532 01:29:48.760 --> 01:29:51.079 of DEI, hell yeah, that could have. 1533 01:29:51.079 --> 01:29:52.520 Easily played a role in it. 1534 01:29:52.840 --> 01:29:55.319 Your numb nuts, I, Mark, some one of the guys 1535 01:29:55.399 --> 01:30:00.239 on x or Facebook said he got one hundred the 1536 01:30:00.279 --> 01:30:02.920 tests and he wasn't hired because. 1537 01:30:02.560 --> 01:30:06.720 He was a white male on the FAA tests. 1538 01:30:07.439 --> 01:30:09.960 So they changed the test. I want, that's the part 1539 01:30:10.039 --> 01:30:12.600 that was crazy. So when they changed it, you had 1540 01:30:12.640 --> 01:30:15.640 to be from a certain culture basically, Well, how how 1541 01:30:15.720 --> 01:30:16.800 is that even possible. 1542 01:30:16.840 --> 01:30:18.039 That's not a fair test. 1543 01:30:18.319 --> 01:30:21.079 That's like me given tom a tests and saying, well, 1544 01:30:21.119 --> 01:30:23.399 you got to be from Europe, not you can't be 1545 01:30:23.439 --> 01:30:26.000 from Italy. You got to be from Germany. He couldn't 1546 01:30:26.039 --> 01:30:27.319 pass it. He's Italian. 1547 01:30:29.159 --> 01:30:33.079 But but the point, the point they were making in 1548 01:30:33.119 --> 01:30:38.119 that not being hired, it wasn't literally because they were white. 1549 01:30:38.159 --> 01:30:42.359 What it was is they weren't being hired because they 1550 01:30:42.359 --> 01:30:47.920 were required to maintain a certain pie and slivers of 1551 01:30:47.960 --> 01:30:54.119 the pie. So they were over overstaffed with white that's 1552 01:30:54.199 --> 01:30:57.319 DEI though. That's that's the whole thing. That's no, that's 1553 01:30:57.319 --> 01:30:59.439 what I'm talking about. I know, that's what I'm talking about. 1554 01:30:59.640 --> 01:31:02.000 They did. But yeah, but they didn't say to the 1555 01:31:02.039 --> 01:31:04.239 person it's because you're white. What they're saying is we 1556 01:31:04.520 --> 01:31:04.920 But it. 1557 01:31:04.880 --> 01:31:07.359 Literally was because they were a white time because they 1558 01:31:07.399 --> 01:31:11.239 already had too many white people, right, that's right. 1559 01:31:11.319 --> 01:31:16.000 They had to maintain a certain sliver of minority that 1560 01:31:16.159 --> 01:31:21.079 they have a pie, and the DEI pie says you 1561 01:31:21.239 --> 01:31:24.119 must have this percentage of white, you must have this 1562 01:31:24.199 --> 01:31:27.159 percentage of black, you must have this percentage of Hispanic, 1563 01:31:27.239 --> 01:31:31.119 you must have this percent percentage of Asian, you must 1564 01:31:31.119 --> 01:31:34.800 have this percentage of trends, And what really shocks me 1565 01:31:35.000 --> 01:31:39.960 is how it went from cultural to not just lifestyle, 1566 01:31:40.079 --> 01:31:43.600 but preferences like I don't understand that part. 1567 01:31:43.720 --> 01:31:45.119 That's the part they don't understand. 1568 01:31:45.520 --> 01:31:49.319 I can understand wanting to be diverse, if you can, 1569 01:31:49.880 --> 01:31:53.119 if everyone's qualified to want to, you know, open up 1570 01:31:53.159 --> 01:31:58.439 opportunity for everyone. What I don't understand is how does 1571 01:31:58.880 --> 01:32:03.279 and I'm not don't hate anyone, but how does truly 1572 01:32:04.079 --> 01:32:13.199 being transgender become a reason to have to staff a 1573 01:32:13.239 --> 01:32:18.000 certain number of transgender people or a certain number of 1574 01:32:18.119 --> 01:32:23.199 homosexual people? What difference does that make? That part I 1575 01:32:23.239 --> 01:32:28.239 don't understand. I can buy off on you know, ethnicity 1576 01:32:28.319 --> 01:32:33.159 maybe or culture, but I don't get how then you 1577 01:32:33.279 --> 01:32:37.760 go to another subset of who do you love and 1578 01:32:37.800 --> 01:32:39.319 what do you identify as? 1579 01:32:40.359 --> 01:32:42.600 I mean, that's the part I just I'd love to 1580 01:32:42.600 --> 01:32:46.960 get someone on like this moron Andrew Makovich to hear why, 1581 01:32:47.039 --> 01:32:50.520 because I would love to understand that. I don't understand 1582 01:32:50.520 --> 01:32:53.640 why people think DEI is a good thing, like throw 1583 01:32:53.840 --> 01:32:55.119 merit just the way? 1584 01:32:55.239 --> 01:32:55.840 Who cares? 1585 01:32:56.000 --> 01:32:58.399 We don't want the best, the brightest, we want a 1586 01:32:58.399 --> 01:33:02.880 certain amount of this this this in this it's insanity 1587 01:33:03.279 --> 01:33:04.079 what I would like. 1588 01:33:05.880 --> 01:33:08.720 And well, what I really mean is I really would 1589 01:33:08.800 --> 01:33:12.319 and I'm serious if the professional sports team did that. 1590 01:33:12.560 --> 01:33:15.359 How about if the NFL or the NBA said, hey, 1591 01:33:15.560 --> 01:33:19.560 we need four transgenders, four black people, four white people, four. 1592 01:33:19.479 --> 01:33:23.520 Chinese, four dwarfs. Can you freaking imagine what we would 1593 01:33:23.560 --> 01:33:26.319 be looking at in that kind of business model. 1594 01:33:26.680 --> 01:33:30.399 Instead of the best that wins super Bowls in championship games, 1595 01:33:30.600 --> 01:33:31.479 we would just have. 1596 01:33:31.439 --> 01:33:32.760 A hodgepodge of crap. 1597 01:33:36.720 --> 01:33:38.880 You know what, I never thought of that. 1598 01:33:38.960 --> 01:33:42.119 As far as the does the NFL do DEI when 1599 01:33:42.119 --> 01:33:43.680 it comes to hiring athletes. 1600 01:33:43.319 --> 01:33:46.199 You've got there's a difference between public and private. 1601 01:33:46.239 --> 01:33:47.600 Tom, That's the issue. 1602 01:33:47.720 --> 01:33:50.640 I mean private. 1603 01:33:50.960 --> 01:33:54.840 Wait, wait, wait, come on. They were being pushed the 1604 01:33:54.960 --> 01:33:58.760 DEI standards we push on every private corporation there is. 1605 01:33:59.039 --> 01:34:05.920 Don't Amasa dalmart every mandatory. Well okay, they weren't mandatory, 1606 01:34:05.960 --> 01:34:08.359 but they were. They were threatened with all kinds of 1607 01:34:08.680 --> 01:34:12.079 uh of sanctions if they didn't do it, like losing 1608 01:34:12.119 --> 01:34:15.960 any kind of government contracts. Come on, I'm just talking 1609 01:34:16.000 --> 01:34:20.279 about in general. In general. What they were saying is 1610 01:34:20.319 --> 01:34:21.800 you you got to do it our way or the 1611 01:34:21.880 --> 01:34:26.680 Highway three oh three seven one three eight two five five. 1612 01:34:27.520 --> 01:34:29.319 We got a lot more to talk about, folks, I 1613 01:34:29.359 --> 01:34:32.960 really mean this. And CMG Financial we talked about doing 1614 01:34:33.039 --> 01:34:35.439 reverse loans. They also do the all in one loan 1615 01:34:35.920 --> 01:34:39.239 I called the liquid loan. It's still a very smart loan. 1616 01:34:39.520 --> 01:34:42.399 It's a thirty year line of credit. You you borrowed up, 1617 01:34:42.399 --> 01:34:45.000 you pay it down. That's what it is. You don't 1618 01:34:45.000 --> 01:34:48.039 get better than that, and every dime you put in 1619 01:34:48.039 --> 01:34:50.960 the bank counts against your daily balance for lower interests 1620 01:34:50.960 --> 01:34:55.039 three oh three five seven seven seven, two oh six, 1621 01:35:02.640 --> 01:35:05.880 go with a sure thing Denver's best roofer Excel Roofing 1622 01:35:06.000 --> 01:35:08.640 dot com. You don't pay a cent until you're content. 1623 01:35:12.000 --> 01:35:15.199 Time for an insurance check up free, no obligation. In comparison, 1624 01:35:15.319 --> 01:35:18.880 call Compass Insurance paying too much your coverage at dozens 1625 01:35:18.920 --> 01:35:21.640 of insurance companies find out now three oh three seven 1626 01:35:21.760 --> 01:35:24.560 seven to one. Help. You'll think you're his only customer 1627 01:35:24.600 --> 01:35:26.840 when you choose Frank durand the real estate Man dot 1628 01:35:26.880 --> 01:35:30.199 com to list your home with Remax Alliance three oh 1629 01:35:30.239 --> 01:35:35.800 three nine two zero sixteen twenty two. Hi Tom Martine, 1630 01:35:35.880 --> 01:35:38.560 You're troubleshooter. Three oh three seven one three talk seven 1631 01:35:38.600 --> 01:35:43.199 one three eight two five five. Eva, welcome to the show. 1632 01:35:43.560 --> 01:35:45.840 I'm hoping it is not the Eva we normally hear from, 1633 01:35:45.880 --> 01:35:48.840 because she shouldn't be thinking about leaving anything to anybody. 1634 01:35:49.399 --> 01:35:52.479 She should leave it to charity and tell her heirs 1635 01:35:52.479 --> 01:35:59.600 to go screw themselves. But I digress, Eva. 1636 01:35:58.359 --> 01:36:02.880 You are right on the money. You're not digressing. You 1637 01:36:03.000 --> 01:36:06.640 got the right idiot on the phone. 1638 01:36:06.760 --> 01:36:09.359 Well, Eva has been taking advantage of her whole life 1639 01:36:09.720 --> 01:36:13.319 by her kids and grandkids, and they're just disgusting. But 1640 01:36:13.600 --> 01:36:15.520 let's not go there. What do you need to know, Eva? 1641 01:36:16.520 --> 01:36:19.520 Well, I'm not that I'm going to do it, but 1642 01:36:19.560 --> 01:36:26.079 I want to know if I were to give prematurely 1643 01:36:26.119 --> 01:36:31.159 before I passed away, if I give the house to 1644 01:36:31.199 --> 01:36:36.920 the grandchild, what consequences are there for me and for 1645 01:36:37.039 --> 01:36:39.720 him tax wise? 1646 01:36:39.840 --> 01:36:43.560 Okay, Otherwise, I want to ask you a few questions. First, Okay, Eva, 1647 01:36:43.640 --> 01:36:47.079 this is very important. I'm going to forego the judgment 1648 01:36:47.159 --> 01:36:50.119 and the opinions because it doesn't matter. But let's say 1649 01:36:50.119 --> 01:36:53.039 you have a grandson and you have a home. I 1650 01:36:53.079 --> 01:36:56.439 want to ask about your home. Does your home have equity? 1651 01:36:58.560 --> 01:37:02.039 It's paid for? And right now, the grandson and his 1652 01:37:02.079 --> 01:37:04.319 father are living in their rectory. 1653 01:37:04.399 --> 01:37:06.800 And I guess, and how much is the house hold? 1654 01:37:06.840 --> 01:37:09.159 On eva? Just one thing at a time, how much 1655 01:37:09.239 --> 01:37:10.000 is the houseworth? 1656 01:37:12.760 --> 01:37:18.760 It's in bad shape, but I'm guessing probably six to 1657 01:37:18.880 --> 01:37:20.039 seven hundred thousand. 1658 01:37:20.920 --> 01:37:23.439 Okay, here's what i'd like, let's call it six point fifty. 1659 01:37:23.880 --> 01:37:26.600 Here's what I want to know. What is the purpose 1660 01:37:26.800 --> 01:37:29.039 if you did this of doing it? What are you 1661 01:37:29.119 --> 01:37:31.960 trying to accomplish? 1662 01:37:32.079 --> 01:37:35.680 I want to be done with that part of the family, 1663 01:37:36.079 --> 01:37:37.880 and I just want them to go away. 1664 01:37:39.600 --> 01:37:42.880 Okay, But I don't understand something. Why wouldn't you then 1665 01:37:43.039 --> 01:37:46.319 just evict them and sell the house and keep the money. 1666 01:37:46.680 --> 01:37:49.920 Why would you? Why are you rewarding them for being 1667 01:37:50.119 --> 01:37:55.319 Why are you rewarding them for being selfish, disgusting leeches 1668 01:37:55.680 --> 01:37:59.720 on society and on their mom and grandma? Tell me, no, 1669 01:37:59.800 --> 01:38:03.600 I'm I'm asking why why don't you just evict their 1670 01:38:03.640 --> 01:38:05.840 asses and be done with it? 1671 01:38:05.880 --> 01:38:10.640 Why I can't evict my family? That's not who are Okay? 1672 01:38:10.920 --> 01:38:14.199 Okay, that's enough. Next one, Okay, that's fine, that's all 1673 01:38:14.239 --> 01:38:17.840 I needed. Next question, who's paying the taxes and insurance 1674 01:38:17.880 --> 01:38:20.439 on this house and the utilities and all of that. 1675 01:38:21.159 --> 01:38:23.479 I guess who I am. Of course. 1676 01:38:24.720 --> 01:38:27.479 Well, well, here's what I'm asking you. Why do you 1677 01:38:27.520 --> 01:38:30.800 think that will change if you give them the house? 1678 01:38:32.960 --> 01:38:33.720 I think. 1679 01:38:35.960 --> 01:38:39.399 You know it might not, and that's why I probably 1680 01:38:39.439 --> 01:38:40.159 wouldn't do it. 1681 01:38:40.239 --> 01:38:44.319 But who's paying them? Hold on, who's paying the utilities? 1682 01:38:45.279 --> 01:38:47.159 I am? 1683 01:38:47.479 --> 01:38:52.239 Okay, so you're paying all expenses on the house. 1684 01:38:52.560 --> 01:38:54.960 So are you saying you want to be done with them? 1685 01:38:55.239 --> 01:38:59.560 So you feel that if you can legally transfer the 1686 01:38:59.600 --> 01:39:02.920 house to them, that you will then stop paying. 1687 01:39:02.640 --> 01:39:03.000 All of that. 1688 01:39:05.520 --> 01:39:07.279 I would like that to happen. 1689 01:39:08.439 --> 01:39:11.039 I'm not asking no, no, Eva, I know you better. 1690 01:39:11.159 --> 01:39:14.000 I'm not asking if you would like it. I am 1691 01:39:14.239 --> 01:39:18.279 asking if you did the house, if you transferred it 1692 01:39:18.319 --> 01:39:22.840 to their name, would you stop paying expenses? 1693 01:39:27.560 --> 01:39:30.880 Honestly, I can't promise that I would. I just want 1694 01:39:30.920 --> 01:39:31.119 to know. 1695 01:39:31.359 --> 01:39:35.479 Well, then, Eva, here's then, Eva, it's an exercise in futility. 1696 01:39:35.800 --> 01:39:38.920 There is absolutely no reason to transfer it to them 1697 01:39:39.239 --> 01:39:43.920 because you would be paying all of the expenses anyway, Tom, I'm. 1698 01:39:43.760 --> 01:39:47.800 Not asking about that. I'm asking about the legal consequences. 1699 01:39:47.880 --> 01:39:50.199 I'm not asking about a judgment. 1700 01:39:50.479 --> 01:39:50.800 Here. 1701 01:39:50.920 --> 01:39:55.960 Here are the legal consequences. Okay, if you transfer it 1702 01:39:56.000 --> 01:40:00.720 to their names and keep paying all the expenses here are. 1703 01:40:01.119 --> 01:40:02.159 Here's what happens. 1704 01:40:02.680 --> 01:40:06.079 On the day you transfer it to them, they inherit 1705 01:40:06.199 --> 01:40:09.600 your basis on that house. What did you buy that 1706 01:40:09.680 --> 01:40:12.840 house for? Oh? 1707 01:40:12.920 --> 01:40:19.880 My goodness, probably, oh god, way below. I mean, I've 1708 01:40:19.920 --> 01:40:21.119 had it for many years. 1709 01:40:21.760 --> 01:40:23.920 Give me an idea of what you paid for it. 1710 01:40:25.640 --> 01:40:28.399 I'd say at the most three hundred thousand. 1711 01:40:29.720 --> 01:40:33.000 Okay, So on the day you transfer it to them, 1712 01:40:33.560 --> 01:40:38.319 they have about three hundred and fifty thousand dollars in income. 1713 01:40:39.159 --> 01:40:46.760 Now it's not immediately assessed against them because that's after 1714 01:40:48.880 --> 01:40:51.960 they sell it. So if they sell it, they would 1715 01:40:52.039 --> 01:40:54.720 have to pay tax on every dime of that. 1716 01:40:57.439 --> 01:41:03.720 Okay, okay, on the difference between what I paid, which 1717 01:41:03.720 --> 01:41:07.520 is called the basis, and what they uh, what it's 1718 01:41:07.560 --> 01:41:08.680 worth it to sell. 1719 01:41:08.960 --> 01:41:11.479 What they sell it for. Yeah, they would get no 1720 01:41:12.680 --> 01:41:17.000 special treatment. They would have to pay that tax. 1721 01:41:18.600 --> 01:41:19.840 Right now. 1722 01:41:20.479 --> 01:41:24.960 Now listen, but listen, Eva, you would when you said 1723 01:41:25.000 --> 01:41:26.760 you want to be done with that part of the family. 1724 01:41:27.039 --> 01:41:29.720 All I'm trying to point out is you're not going 1725 01:41:29.760 --> 01:41:33.199 to be done with them if you're still paying every dime. 1726 01:41:33.760 --> 01:41:36.279 There's no reason to sign the house over. I don't 1727 01:41:36.319 --> 01:41:40.000 understand what you are trying to accomplish. It will not 1728 01:41:40.159 --> 01:41:41.000 get you out. 1729 01:41:40.840 --> 01:41:43.359 Of anything, and they'll probably kick you out of your 1730 01:41:43.359 --> 01:41:47.279 own house. Knowing those idiots, I'm just well, she's not 1731 01:41:47.439 --> 01:41:49.319 there anyway. She's not there anyway. 1732 01:41:49.800 --> 01:41:53.640 So Eva, what I'm asking is, what are you truly 1733 01:41:53.680 --> 01:41:57.479 trying to accomplish by dating it to them? Because here's 1734 01:41:57.479 --> 01:41:59.960 what they could do. They could go out and meeting 1735 01:42:00.199 --> 01:42:04.159 Lee and get a hard money loan for if it's 1736 01:42:04.159 --> 01:42:07.159 worth six point fifty. They could go out tomorrow and 1737 01:42:07.199 --> 01:42:12.079 get a loan from somebody for three hundred grand and 1738 01:42:12.119 --> 01:42:15.159 then not pay it and the house would be foreclosed on. 1739 01:42:15.439 --> 01:42:17.279 But then you would end up paying that too. 1740 01:42:18.000 --> 01:42:21.119 So what I'm telling you is if you give them 1741 01:42:21.199 --> 01:42:24.680 control over an asset where it's six hundred and fifty 1742 01:42:24.720 --> 01:42:28.800 thousand dollars, no good could come from it. So I 1743 01:42:28.840 --> 01:42:31.199 want you to think about what because you're asking me 1744 01:42:31.239 --> 01:42:34.399 a question that makes no sense because what you want 1745 01:42:34.439 --> 01:42:39.479 to accomplish will not be accomplished. In fact, it will 1746 01:42:39.479 --> 01:42:43.800 embroil and entangle you even more. Now, if you have 1747 01:42:43.840 --> 01:42:45.840 a follow up question, I want to hear it. We 1748 01:42:45.960 --> 01:42:54.439 got more coming right up. Go with a sure thing 1749 01:42:54.520 --> 01:42:57.840 Denver's best roofer Excel Roofing dot com. You don't pay 1750 01:42:57.880 --> 01:43:03.960 a cent until you're content. Time for an insurance check 1751 01:43:04.039 --> 01:43:07.920 up free, no obligation. In comparison, call Compass Insurance paying 1752 01:43:07.960 --> 01:43:11.000 too much your coverage at dozens of insurance companies find 1753 01:43:11.000 --> 01:43:13.359 out now three oh three seven seven to one help. 1754 01:43:13.520 --> 01:43:16.159 You'll think you're his only customer when you choose Frank 1755 01:43:16.239 --> 01:43:18.680 durand the real estate Man dot com to list your 1756 01:43:18.720 --> 01:43:21.880 home with Remax Alliance three oh three nine two zero 1757 01:43:21.960 --> 01:43:31.199 sixteen twenty two. Hi Tom Martino, your troubleshooter three O 1758 01:43:31.319 --> 01:43:35.319 three seven one three talk seven one three eight two 1759 01:43:35.479 --> 01:43:39.680 five five. So Eva was saying, you know, she would 1760 01:43:39.760 --> 01:43:43.159 like to leave or transfer a house that's worth about 1761 01:43:43.199 --> 01:43:47.199 six point fifty over to her son and her grandson 1762 01:43:47.279 --> 01:43:49.760 who are living there rent free. Now, by the way, 1763 01:43:49.800 --> 01:43:58.199 they live there rent free. She pays all the expenses, utilities, taxes, insurance, 1764 01:43:58.640 --> 01:44:01.920 and she is supporting she has been supporting these said beats. 1765 01:44:01.960 --> 01:44:05.560 I think their entire lives, they don't work, they don't 1766 01:44:05.560 --> 01:44:11.000 do anything. Ever, now Eva says she can't a victim, 1767 01:44:11.399 --> 01:44:14.720 and she's going to continue to help them through pay 1768 01:44:14.760 --> 01:44:18.760 the expenses. But in the same breath, she says, but 1769 01:44:18.840 --> 01:44:21.840 I want to transfer the house into their name because 1770 01:44:21.920 --> 01:44:25.760 I want to be done with that part of the family. Well, 1771 01:44:26.640 --> 01:44:30.439 it's impossible if you're going to transfer the home into 1772 01:44:30.479 --> 01:44:35.279 their name. Not only are you still paying all the expenses, 1773 01:44:35.720 --> 01:44:38.640 but now you've given them the power to go out 1774 01:44:38.680 --> 01:44:43.399 and borrow money against the house. Will absolutely assure them 1775 01:44:43.920 --> 01:44:47.239 that you will keep paying that loan as well. So 1776 01:44:47.439 --> 01:44:50.159 I don't even understand what you're trying to do, and 1777 01:44:50.199 --> 01:44:52.359 we're running out of time. But I want you to 1778 01:44:52.399 --> 01:44:55.560 tell me what you want to accomplish, and I'll try 1779 01:44:55.600 --> 01:44:57.840 to tell you how to do it. But right now 1780 01:44:57.880 --> 01:45:03.319 you're just a chump. Go with a sure thing Denver's 1781 01:45:03.399 --> 01:45:06.279 Best roofer Excel Roofing dot com. You don't pay a 1782 01:45:06.359 --> 01:45:12.279 cent until you're content. Leave time for an insurance check 1783 01:45:12.399 --> 01:45:16.399 up free no obligation comparison call Compass Insurance paying too 1784 01:45:16.479 --> 01:45:19.520 much your coverage at dozens of insurance companies find out 1785 01:45:19.560 --> 01:45:22.079 Now three oh three seven seven to one help. You'll 1786 01:45:22.119 --> 01:45:24.880 think you're his only customer when you choose Frank durand 1787 01:45:24.880 --> 01:45:27.319 the real estate Man dot com to list your home 1788 01:45:27.520 --> 01:45:30.680 with Remax Alliance three oh three nine two zero sixteen 1789 01:45:30.760 --> 01:45:42.439 twenty two ripped So you don't have to. 1790 01:45:44.880 --> 01:45:50.079 Runnious as you can. Shooter's gonna help come. 1791 01:45:51.640 --> 01:45:59.920 This is the Troubleshooter Show. No, Tom Martino, Hi Tom Martin. 1792 01:46:00.039 --> 01:46:04.520 I know here solving your problems, answering questions, taking your complaints, 1793 01:46:05.119 --> 01:46:06.880 making your life just a little easier. 1794 01:46:06.960 --> 01:46:07.159 Man. 1795 01:46:07.239 --> 01:46:11.039 Have we had a busy day today? I'm not like 1796 01:46:11.279 --> 01:46:15.880 swamped with calls, but issues that are very important. Now. 1797 01:46:15.920 --> 01:46:20.960 I want to summarize this one over the years, and 1798 01:46:21.239 --> 01:46:25.000 I like EVAs. She's called us with various issues with 1799 01:46:25.119 --> 01:46:29.439 her grandson and her son basically taking advantage of her. 1800 01:46:31.039 --> 01:46:32.760 And no one knows her last name, so I'm not 1801 01:46:32.840 --> 01:46:36.359 embarrassing her. I mean, she's called the show enough and 1802 01:46:38.239 --> 01:46:42.239 she has literally supported them their entire lives. Her son 1803 01:46:42.319 --> 01:46:47.039 does had to call the cops on the grandkid once. Tom, Yeah, 1804 01:46:47.119 --> 01:46:50.079 he would threaten her if she didn't give him cash. No, 1805 01:46:50.239 --> 01:46:54.760 he stole her call. Long stories, Well, all kinds of stuff, Mark, 1806 01:46:54.800 --> 01:46:57.640 You're right, all kinds of stuff. And here's the thing. 1807 01:46:59.640 --> 01:47:02.079 She literally lets them live in a home that she 1808 01:47:02.199 --> 01:47:05.800 owns free and clear worth about six hundred and fifty thousand. 1809 01:47:06.560 --> 01:47:11.039 They live there free and clear and pay no expenses. 1810 01:47:11.560 --> 01:47:19.760 She pays everything for them, everything, taxes, insurance, utilities, everything. 1811 01:47:20.720 --> 01:47:26.039 Her son has never ever supported himself, neither has the grandson. 1812 01:47:26.640 --> 01:47:28.920 They live off of her. Now. I don't know where 1813 01:47:28.960 --> 01:47:31.119 she gets her money. Actually, to be honest with you, 1814 01:47:31.560 --> 01:47:37.159 I actually don't know. So she asked me what's the 1815 01:47:37.279 --> 01:47:41.479 legal way to transfer this home into my son and 1816 01:47:41.560 --> 01:47:45.479 grandson's name? And I said, what is your purpose? And 1817 01:47:45.560 --> 01:47:48.319 she said, well, Tom done, I want to be done 1818 01:47:48.319 --> 01:47:51.039 with that part of my family. And I said, but 1819 01:47:51.840 --> 01:47:55.279 if you transfer the home, will you still pay all 1820 01:47:55.279 --> 01:48:00.079 of the expenses and she said yes. So I said, so, 1821 01:48:00.159 --> 01:48:06.319 how is transferring the home going to get you done 1822 01:48:07.159 --> 01:48:09.960 with this part of the family? And she says, I 1823 01:48:10.039 --> 01:48:13.439 just want you to answer my question. And so it's 1824 01:48:13.520 --> 01:48:16.159 really easy to do what she wants. She can do 1825 01:48:16.199 --> 01:48:19.720 a quick claim deed, she can do a warranty deed. 1826 01:48:19.760 --> 01:48:22.920 She can do anything she wants and transfer it. But 1827 01:48:23.000 --> 01:48:28.239 here's the problem. Once she transfers ownership, she has now 1828 01:48:28.359 --> 01:48:33.359 complicated things because now she's on the hook voluntarily to 1829 01:48:33.399 --> 01:48:35.800 pay all the expenses because she doesn't want them on 1830 01:48:35.880 --> 01:48:42.199 the street. But I assure you, once this house is 1831 01:48:42.239 --> 01:48:46.000 in the names of the dead beats, and it's worth 1832 01:48:46.079 --> 01:48:49.840 free and clear six hundred, six hundred and fifty thousand. 1833 01:48:50.560 --> 01:48:54.119 Her son can get alone almost anywhere. 1834 01:48:53.560 --> 01:48:56.439 Including if I was investing in a loan, he could 1835 01:48:56.479 --> 01:48:59.640 come to me and get three hundred grand in a 1836 01:48:59.680 --> 01:49:01.640 hand shake and will not a handshake, you know what 1837 01:49:01.640 --> 01:49:04.720 I mean? Because a fifty percent loan to value on 1838 01:49:04.800 --> 01:49:08.600 a house would be a walk in the park. This 1839 01:49:08.680 --> 01:49:13.079 person could go immediately the day after the day after 1840 01:49:14.600 --> 01:49:18.239 she signs that house over, they can turn that into cash, 1841 01:49:18.439 --> 01:49:22.560 maybe even four hundred thousand. And then you know they're 1842 01:49:22.560 --> 01:49:25.560 not going to pay on it, right, So who's going 1843 01:49:25.640 --> 01:49:29.159 to pay on it? Eva? So now Eva has just 1844 01:49:29.239 --> 01:49:33.479 taken a house where she has control, and she's paying 1845 01:49:33.720 --> 01:49:41.399 only I say, only the taxes, insurance, utilities, landscaping, every maintenance, 1846 01:49:41.640 --> 01:49:45.520 every that repairs. And now not only will she be 1847 01:49:45.640 --> 01:49:50.560 paying that, but she'll be paying money because they took 1848 01:49:50.640 --> 01:49:54.399 a lump sum of cash. How do I know she'll 1849 01:49:54.399 --> 01:49:57.199 pay it because she just said I don't want them 1850 01:49:57.239 --> 01:50:00.239 on the street. Because what she should do right now 1851 01:50:00.359 --> 01:50:03.960 is evict their asses and sell the house, put the 1852 01:50:04.039 --> 01:50:07.560 money somewhere safe, and live the rest of her life 1853 01:50:07.880 --> 01:50:12.199 without those scumbag leeches. She won't do that. 1854 01:50:13.319 --> 01:50:15.920 Yes, Tom, we had a case about a year ago 1855 01:50:16.039 --> 01:50:21.039 where a lady did something similar. She transferred the house 1856 01:50:21.119 --> 01:50:25.960 to her deadbeat kids. Then after about six months they 1857 01:50:26.039 --> 01:50:28.239 evicted her. They kicked her out of the house. 1858 01:50:28.479 --> 01:50:31.439 Yeah, but even but but Bo, you said the same 1859 01:50:31.479 --> 01:50:32.199 thing Mark did. 1860 01:50:32.439 --> 01:50:33.880 She does not live there? 1861 01:50:34.640 --> 01:50:36.800 Okay, I didn't know that, right. 1862 01:50:36.840 --> 01:50:40.039 I think she does not live there. It's still a 1863 01:50:40.039 --> 01:50:43.760 bad idea, but she does not live there. So I'm 1864 01:50:43.760 --> 01:50:47.359 going to ask Eva again, what do you think you 1865 01:50:47.399 --> 01:50:51.720 would accomplish by doing this other than giving them cash 1866 01:50:52.680 --> 01:50:56.199 from the house and you being stuck for it. What 1867 01:50:56.199 --> 01:51:00.279 what do you think you'd accomplish? 1868 01:51:00.279 --> 01:51:00.880 Can you hear me? 1869 01:51:02.359 --> 01:51:02.560 Yes? 1870 01:51:02.640 --> 01:51:05.079 I can, Eva, Okay, yes, I can hear you. 1871 01:51:05.960 --> 01:51:10.239 Yes. I don't know that it would work, but I 1872 01:51:10.279 --> 01:51:13.680 would like to be done with it if. 1873 01:51:12.760 --> 01:51:14.760 I were, Well, you're not being done with it. 1874 01:51:15.119 --> 01:51:18.439 Well hold it what I'm telling you. If I sign 1875 01:51:18.520 --> 01:51:22.800 it over, I would not continue paying utilities or anything else. 1876 01:51:24.000 --> 01:51:24.560 That would be. 1877 01:51:24.600 --> 01:51:25.159 Up to them. 1878 01:51:25.159 --> 01:51:27.800 And if they lose it, then they lose their inheritance. 1879 01:51:29.720 --> 01:51:34.640 Why would you bother leaving them anything? Why tell me why? 1880 01:51:35.000 --> 01:51:37.439 Just because they were born to you, and they'd never 1881 01:51:37.479 --> 01:51:40.560 shown a lick of appreciation or gratitude ever. 1882 01:51:41.119 --> 01:51:45.399 Why Well, because they're family. 1883 01:51:45.520 --> 01:51:51.600 Yes, Viva, may I ask you something? 1884 01:51:52.119 --> 01:51:55.920 Your husband, I assume you were married. When did he 1885 01:51:56.039 --> 01:51:56.800 pass away? 1886 01:51:59.359 --> 01:52:04.960 Did you ask me when he passed away? Yeah, he's 1887 01:52:05.039 --> 01:52:08.840 alive and happily remarried and we're good friends. 1888 01:52:10.000 --> 01:52:11.960 And does he think you're a fool? 1889 01:52:13.720 --> 01:52:16.279 No, but he thinks that they do take advantage. He 1890 01:52:16.680 --> 01:52:17.359 understands that. 1891 01:52:17.520 --> 01:52:19.199 Well, then he thinks you're a fool. He's just not 1892 01:52:19.279 --> 01:52:22.279 saying you're a fool. So the data is still alive. 1893 01:52:22.640 --> 01:52:24.039 He can't kick their asses. 1894 01:52:26.159 --> 01:52:31.199 Well, he's still working. He's a scientist and he should 1895 01:52:31.199 --> 01:52:34.600 be retired, but he likes his science, so he's still working. 1896 01:52:35.000 --> 01:52:41.680 He lives in Illinois. And and Eva. 1897 01:52:41.479 --> 01:52:45.239 What is your source? What is your source of income? 1898 01:52:48.720 --> 01:52:50.119 Good investments? 1899 01:52:51.359 --> 01:52:51.880 Okay? 1900 01:52:52.239 --> 01:52:54.159 Do you have enough to live the rest of your life? 1901 01:52:55.600 --> 01:52:55.760 Oh? 1902 01:52:55.800 --> 01:52:59.960 I don't worry about that because I am very google 1903 01:53:01.079 --> 01:53:04.760 and I don't spend any money on myself. Okay, I 1904 01:53:04.840 --> 01:53:08.439 just want to make sure pay the bills. 1905 01:53:08.600 --> 01:53:10.960 And your son and grandson who live in this house 1906 01:53:11.000 --> 01:53:13.840 free and clear, and you pay all expenses. Who buys 1907 01:53:13.880 --> 01:53:14.399 their food? 1908 01:53:18.640 --> 01:53:19.439 I do. 1909 01:53:20.720 --> 01:53:24.399 Oh really, and you're laughing about that? Okay, So do 1910 01:53:24.520 --> 01:53:26.680 they give you a bill or do you just say? Wait? 1911 01:53:26.880 --> 01:53:28.880 Do they give you a bill? Or do you just 1912 01:53:29.279 --> 01:53:31.520 did you just send them money? How does that work? 1913 01:53:33.880 --> 01:53:34.159 Oh? 1914 01:53:34.479 --> 01:53:38.000 I just I buy groceries and drop drop it off. 1915 01:53:38.720 --> 01:53:40.960 Okay did they ever say thank you? 1916 01:53:45.359 --> 01:53:45.600 Yeah? 1917 01:53:45.720 --> 01:53:47.199 I guess sometimes. 1918 01:53:48.920 --> 01:53:51.560 You know what, I'm going to tell you something right now, 1919 01:53:52.119 --> 01:53:55.039 I'm not going to help you because I'm not going 1920 01:53:55.119 --> 01:53:59.479 to help people be well. I can't. You have dug 1921 01:53:59.520 --> 01:54:02.520 a gray that you'll never get out of and they're 1922 01:54:02.520 --> 01:54:06.199 gonna suck you dry. And I'm sorry Eva, and until 1923 01:54:06.880 --> 01:54:11.359 until wait, until you decide no more, I can't help you. 1924 01:54:11.399 --> 01:54:15.239 I can't even I get sickened watching this happen to you. 1925 01:54:16.319 --> 01:54:16.520 Yeah. 1926 01:54:16.960 --> 01:54:19.720 Yes, So I'm going to show you tough love, and 1927 01:54:19.800 --> 01:54:24.000 I'm not helping you. In fact, I'm sorry. This is 1928 01:54:25.479 --> 01:54:28.439 if you well, no I could, I could. We would 1929 01:54:28.439 --> 01:54:32.119 have their asses evicted, you would sell that house, You 1930 01:54:32.159 --> 01:54:34.000 would take that money and put it in some of 1931 01:54:34.039 --> 01:54:36.720 your good investments or get an annuity, and you would 1932 01:54:36.720 --> 01:54:39.479 be done with them forever. But you won't do that 1933 01:54:40.039 --> 01:54:43.840 because that's the only thing. Do you realize that these 1934 01:54:43.880 --> 01:54:47.000 people have no idea how to survive. They're only you 1935 01:54:47.039 --> 01:54:49.840 know are they Are they gonna inherit all of your 1936 01:54:49.840 --> 01:54:52.319 money when you die? 1937 01:54:52.720 --> 01:54:55.880 Oh no, I'll make sure that doesn't happen. I have 1938 01:54:55.960 --> 01:54:59.920 other grandchildren who deserve, who deserve more. 1939 01:55:00.159 --> 01:55:03.640 Okay, okay, okay. Do you have an estate plan? 1940 01:55:05.399 --> 01:55:07.560 Uh no, not yet. I'm working on. 1941 01:55:10.119 --> 01:55:12.560 How old are you? How old are you? 1942 01:55:13.640 --> 01:55:13.800 Eight? 1943 01:55:14.159 --> 01:55:18.760 Zero? Okay, get an estate plan? Listen, listen, Eva, you're 1944 01:55:18.880 --> 01:55:19.720 up north, aren't you? 1945 01:55:21.119 --> 01:55:22.560 I am? 1946 01:55:23.039 --> 01:55:27.039 Why don't you call keeln Park? They're great people. 1947 01:55:30.159 --> 01:55:33.159 Hey, Tom, Zach's got a suggestion for Eva? 1948 01:55:33.960 --> 01:55:35.560 Is Zach? What is your suggestion? 1949 01:55:38.000 --> 01:55:40.439 Just refinance the thing? Hey, I'm just thinking she should 1950 01:55:40.439 --> 01:55:43.560 refineance the thing for four hundred grand, use that money 1951 01:55:43.600 --> 01:55:46.640 to continue paying the bills, give it all away when 1952 01:55:46.640 --> 01:55:48.960 she gets sick, and then just let the bank take 1953 01:55:49.000 --> 01:55:49.720 it when she dies. 1954 01:55:51.359 --> 01:55:54.399 Yeah, but Zach, taking out under grand she sells to 1955 01:55:54.399 --> 01:55:57.399 make monthly payments on that, you don't get free money. 1956 01:55:57.279 --> 01:55:59.520 Not really out of her pocket anymore, it's out of theirs. 1957 01:56:02.439 --> 01:56:06.760 Huh. So you're saying, refinance it, get the cash and 1958 01:56:06.800 --> 01:56:09.920 take all of the money, including the monthly payments, out 1959 01:56:09.920 --> 01:56:13.119 of the cash. Yeah, and then. 1960 01:56:13.039 --> 01:56:15.159 Just give away with leftover when she gets sick and 1961 01:56:15.239 --> 01:56:16.960 you know, get ready to die. In that way, they'll 1962 01:56:17.000 --> 01:56:20.359 lose the house when she's gone. 1963 01:56:21.239 --> 01:56:27.119 Well I don't Yeah, I think Eva, you should have victim. 1964 01:56:27.520 --> 01:56:30.319 I think she should have victim and sell the house. 1965 01:56:30.479 --> 01:56:31.279 That's what I think. 1966 01:56:34.399 --> 01:56:40.000 Well, I think you understand, Eva, they're going to you 1967 01:56:40.079 --> 01:56:41.720 know they're going to lose the house anyway. 1968 01:56:42.600 --> 01:56:47.680 Oh yeah, Well but yeah, I don't want them hurting me. 1969 01:56:50.039 --> 01:56:51.000 How would they hurt you? 1970 01:56:52.520 --> 01:56:53.119 I don't know. 1971 01:56:54.640 --> 01:56:57.920 I just don't trust that they wouldn't try to. 1972 01:57:00.239 --> 01:57:00.680 Back at me. 1973 01:57:01.880 --> 01:57:02.399 I don't know. 1974 01:57:03.840 --> 01:57:07.239 So if you leave the house to them, Okay, and 1975 01:57:07.359 --> 01:57:13.640 a month later they call you and say, Mom, the 1976 01:57:14.079 --> 01:57:15.760 bills haven't been paid. 1977 01:57:16.920 --> 01:57:18.880 I need some assurance that you got it. 1978 01:57:19.039 --> 01:57:24.680 Dragon. Thank you, she said a naughty word. Believe it 1979 01:57:24.760 --> 01:57:30.279 or not. But I don't believe when you said tough whatever. 1980 01:57:30.560 --> 01:57:34.520 I don't believe you. I believe you would have a 1981 01:57:34.680 --> 01:57:38.439 compounded problem. The house would be in their name now 1982 01:57:38.479 --> 01:57:41.359 and you have no control over it. They will take 1983 01:57:41.399 --> 01:57:44.439 out cash and you'll end up paying not only all 1984 01:57:44.479 --> 01:57:48.319 the expenses, but you'll be paying their monthly payment for 1985 01:57:48.439 --> 01:57:52.640 the cash they took See Eva, really, and I'm serious. 1986 01:57:52.880 --> 01:57:55.520 I'm not fooling around. Eva. 1987 01:57:55.680 --> 01:57:56.960 No, you're you are right. 1988 01:57:57.319 --> 01:58:00.720 And I'll tell you one thing that I didn't mention, 1989 01:58:01.359 --> 01:58:05.199 And this is why I thought of just giving the 1990 01:58:05.279 --> 01:58:12.880 house away. He asked, the grandson has some fantastic ideas 1991 01:58:12.880 --> 01:58:20.079 that he could make himself wealthy by taking out alone 1992 01:58:20.119 --> 01:58:24.840 on the house and fixing it up, reselling it and 1993 01:58:24.880 --> 01:58:29.399 then buying a property like an apartment complex or something. 1994 01:58:29.800 --> 01:58:33.039 What ideas? What ideas do you think he has? 1995 01:58:33.520 --> 01:58:33.760 Wait? 1996 01:58:33.880 --> 01:58:35.640 Eva, what Eva? 1997 01:58:35.960 --> 01:58:39.399 What ideas does your grandson have that will make him wealthy? 1998 01:58:39.479 --> 01:58:41.239 Give me? Give me an idea of what it is 1999 01:58:41.439 --> 01:58:42.199 she just did. 2000 01:58:42.279 --> 01:58:45.159 He's going to fix up that house, sell it, and 2001 01:58:45.199 --> 01:58:47.479 then basically buy an apartment complex. 2002 01:58:48.560 --> 01:58:49.960 Is that what he told you, Eva? 2003 01:58:51.039 --> 01:58:54.560 He wants to refinance it to get alone to buy 2004 01:58:54.720 --> 01:58:56.279 an apartment complex. 2005 01:58:57.560 --> 01:58:59.680 Okay, so that's financial ruin. 2006 01:59:00.119 --> 01:59:04.800 I predict. I predict within six months of you leaving 2007 01:59:04.840 --> 01:59:09.079 the house, they are bankrupt and out on their asses. 2008 01:59:09.560 --> 01:59:11.039 But you'll bail them out again. 2009 01:59:11.880 --> 01:59:14.479 It would take three months at the most. 2010 01:59:17.079 --> 01:59:19.279 Wait till they wait till they go to the courts 2011 01:59:19.359 --> 01:59:22.319 and get a control of her finances. 2012 01:59:23.039 --> 01:59:26.880 I'm gonna tell you something. Why don't, Eva, Eva, I'll 2013 01:59:26.880 --> 01:59:30.600 tell you why. Don't be the bad guy anymore. Just 2014 01:59:30.680 --> 01:59:34.359 tell him Tom Martino bought the house. Tell him, and 2015 01:59:34.399 --> 01:59:36.880 then let me buy the house from you. I'll take 2016 01:59:36.920 --> 01:59:39.680 care of them, and I'll give you every penny, every 2017 01:59:39.800 --> 01:59:40.600 single penny. 2018 01:59:40.760 --> 01:59:42.239 I don't want to dine from you. 2019 01:59:42.560 --> 01:59:45.039 But you let me buy that house and you let 2020 01:59:45.079 --> 01:59:48.600 me take care of them. Wait, what are you laughing about? 2021 01:59:48.840 --> 01:59:52.720 You said, I'm serious, Eva, don't laugh at me, because. 2022 01:59:52.479 --> 01:59:53.960 I'm not laughing at you. 2023 01:59:54.039 --> 01:59:58.239 I'm laughing with your h Do you want me? 2024 01:59:58.439 --> 02:00:01.439 Do you want me to buy? I'm serious, I will. 2025 02:00:01.479 --> 02:00:04.000 I'll make a side agreement. I don't want a dime 2026 02:00:04.079 --> 02:00:07.439 from you, not one dime. Would you let me buy 2027 02:00:07.479 --> 02:00:09.399 that house from you and take care of them? 2028 02:00:10.560 --> 02:00:10.880 Sure? 2029 02:00:13.119 --> 02:00:14.279 Are you serious? 2030 02:00:14.960 --> 02:00:16.560 I need a strong man in my. 2031 02:00:16.600 --> 02:00:23.640 Life, Eva. My plan, Eva, My plan would be to 2032 02:00:23.640 --> 02:00:30.520 buy the house, evict them, sell the house, and transfer 2033 02:00:30.600 --> 02:00:33.119 the money to you. That would be my plan. 2034 02:00:34.239 --> 02:00:34.600 Uh huh. 2035 02:00:36.119 --> 02:00:40.279 Now, of course when you say hold on, when you 2036 02:00:40.319 --> 02:00:43.279 say I bought the house, they're going to hit the roof. 2037 02:00:43.319 --> 02:00:55.239 You know, are you serious? If you want real help? 2038 02:00:56.600 --> 02:00:58.920 If you want real help, you let Mark and me know. 2039 02:00:59.800 --> 02:01:02.600 But don't let us. I don't want anything else. I'm 2040 02:01:02.640 --> 02:01:05.239 not going to help you transfer this house to them. 2041 02:01:05.560 --> 02:01:08.159 I'm not going to help you do anything because right 2042 02:01:08.199 --> 02:01:12.359 now you're a fool. You're being taken advantage of, and 2043 02:01:13.000 --> 02:01:16.039 if if they get their way, you're gonna die broke. 2044 02:01:16.600 --> 02:01:24.319 I'm Tom Martinez. We have more coming up. Go with 2045 02:01:24.399 --> 02:01:27.960 a sure thing Denver's Best roofer Excel Roofing dot com. 2046 02:01:28.000 --> 02:01:33.760 You don't pay a cent until you're content. Time for 2047 02:01:33.800 --> 02:01:36.960 an insurance check up free, no obligation. In comparison, call 2048 02:01:37.079 --> 02:01:40.399 Compass Insurance paying too much your coverage at dozens of 2049 02:01:40.399 --> 02:01:43.359 insurance companies find out now three oh three seven seven 2050 02:01:43.359 --> 02:01:46.159 to one help. You'll think you're his only customer when 2051 02:01:46.159 --> 02:01:48.640 you choose Frank durand the real estate Man dot com 2052 02:01:48.680 --> 02:01:51.760 to list your home with Remax Alliance three oh three 2053 02:01:51.880 --> 02:02:02.239 nine two zero sixteen twenty two. Hi Tom Martino, your 2054 02:02:02.520 --> 02:02:05.880 troubleshooter three oh three seven one three talks seven one 2055 02:02:05.880 --> 02:02:08.640 three eight two five five. You know what's amazing? People 2056 02:02:08.680 --> 02:02:11.239 texted me say, Tom, if you bought the house and 2057 02:02:11.439 --> 02:02:14.479 got rid of those jerks, it would all they would 2058 02:02:14.520 --> 02:02:18.680 still take advantage of her in some other way she'd 2059 02:02:18.680 --> 02:02:21.640 be paying their rent somewhere or something. Once you have 2060 02:02:21.720 --> 02:02:25.880 a victim like this, the cycle is not broken. And 2061 02:02:25.920 --> 02:02:28.560 that's true. And then somebody else wanted to know why 2062 02:02:28.600 --> 02:02:31.399 I was so nasty to this woman. I know this woman. 2063 02:02:31.680 --> 02:02:36.840 She's been calling in for ten years, and we hear 2064 02:02:36.880 --> 02:02:38.560 the same thing over and over and over. 2065 02:02:39.279 --> 02:02:41.520 Well, once again we had to call the cops. We 2066 02:02:41.560 --> 02:02:43.439 had to call the cops on the grand kid one 2067 02:02:43.479 --> 02:02:46.560 time for stealing the car and threatening her. 2068 02:02:47.319 --> 02:02:52.119 Yeah, and he was threatening her. Kimiko, what's going on? 2069 02:02:53.880 --> 02:02:56.199 I'm having problems with my HOA. 2070 02:02:57.640 --> 02:02:58.560 In March, what is this? 2071 02:02:58.680 --> 02:03:02.760 Last year they told us that we would have to 2072 02:03:02.840 --> 02:03:08.000 replace our electrical panel because our place is over fifty 2073 02:03:08.079 --> 02:03:13.920 years old and the old electrical panel would maybe catch 2074 02:03:13.960 --> 02:03:16.960 on fire. And if we don't do it by October 2075 02:03:17.000 --> 02:03:21.840 the first, then our insurance, our hoa's insurance will go 2076 02:03:21.960 --> 02:03:28.880 up thirty thousand dollars. So in July, in the middle 2077 02:03:28.920 --> 02:03:33.079 of July, I called Vanessa, who is the property manager 2078 02:03:33.600 --> 02:03:37.359 of our complex, and asked her about the drawings, because 2079 02:03:37.359 --> 02:03:41.359 we were supposed to be furnished with these drawings before 2080 02:03:42.239 --> 02:03:46.039 we started work on our electrical panels, and they also 2081 02:03:46.239 --> 02:03:50.600 were going to get us a discount with some electrical 2082 02:03:50.800 --> 02:03:56.319 electricians that they had picked. Well, I didn't pick their electrician. 2083 02:03:56.920 --> 02:04:01.079 I got my own. In August, I call, I went 2084 02:04:01.119 --> 02:04:06.159 to HOA meeting and asked them about the drawings. They said, no, 2085 02:04:07.079 --> 02:04:10.520 you'll have it by the middle of September. So they 2086 02:04:10.560 --> 02:04:13.680 had a special meeting on October the ninth. I went 2087 02:04:13.720 --> 02:04:17.039 to that meeting and asked them about the drawings for 2088 02:04:17.840 --> 02:04:24.359 the electrical panel, which I already had done in August. 2089 02:04:25.199 --> 02:04:27.920 And so wait, kim me, I want to ask some 2090 02:04:28.119 --> 02:04:32.239 kimiko these drawings you were waiting for. Did the HOA 2091 02:04:32.319 --> 02:04:37.520 say you had to have it done according to our specifications. 2092 02:04:38.079 --> 02:04:40.640 According to the electricians? 2093 02:04:42.479 --> 02:04:47.000 But THEA is because but the one the ho but kimiko. 2094 02:04:47.119 --> 02:04:50.600 In other words, everyone was going to use the same 2095 02:04:50.720 --> 02:04:54.479 specifications made up by this electrician. 2096 02:04:55.720 --> 02:04:59.439 Right by the engineer. Okay, by an engineer. 2097 02:04:59.520 --> 02:05:06.399 Okay, but it was hot the engineer hired by the HOA. 2098 02:05:06.920 --> 02:05:09.119 You couldn't go out and do your own right. They 2099 02:05:09.159 --> 02:05:13.880 wanted you to follow the hoa's engineer's drawing. Is that right? 2100 02:05:14.880 --> 02:05:15.479 That's right? 2101 02:05:16.720 --> 02:05:18.920 Okay, keep going okay. 2102 02:05:19.079 --> 02:05:26.960 So they told us that the reason why we didn't 2103 02:05:27.000 --> 02:05:29.520 get it. It was because they were still working on it. 2104 02:05:29.960 --> 02:05:33.119 And so the president of the HOA told me at 2105 02:05:33.119 --> 02:05:36.880 this special meeting on October the ninth, I asked them 2106 02:05:36.880 --> 02:05:39.600 about it again, and I said, I feel like I'm 2107 02:05:39.600 --> 02:05:42.560 banging my head against a brick wall because nothing happens. 2108 02:05:42.880 --> 02:05:47.279 And he said, sarcastically, you will have your drawings on 2109 02:05:48.000 --> 02:05:51.840 Christmas Eve, eleven fifty five. You will have your drawing. 2110 02:05:55.119 --> 02:05:59.000 In the meantime, we had to supply a picture of 2111 02:05:59.039 --> 02:06:03.079 our old electric panel and send it to the president 2112 02:06:03.600 --> 02:06:06.439 and the new one, which I did. I did everything 2113 02:06:06.520 --> 02:06:09.640 they asked me to do. I cannot get this drawing. 2114 02:06:10.000 --> 02:06:12.880 I can't get a permit, I can't get the building. 2115 02:06:14.159 --> 02:06:19.479 Kimiko, Kimiko, Kimiko, I understand the issue completely. Now I 2116 02:06:19.520 --> 02:06:24.359 need to ask a few questions. Has anyone replaced their panel? 2117 02:06:26.199 --> 02:06:26.479 Yes? 2118 02:06:27.439 --> 02:06:30.000 We all have, Okay, where did most of us have? 2119 02:06:31.880 --> 02:06:32.079 Well? 2120 02:06:32.119 --> 02:06:32.439 Did you? 2121 02:06:33.880 --> 02:06:34.159 Yes? 2122 02:06:34.680 --> 02:06:35.479 On October? 2123 02:06:35.800 --> 02:06:39.560 Wait wait a minute, wait, wait wait wait, Kimiko, you 2124 02:06:39.680 --> 02:06:44.880 told me that no one could replace it until they 2125 02:06:44.920 --> 02:06:48.880 got the drawings. Now you're telling me yours has. 2126 02:06:48.760 --> 02:06:53.239 Been replaced, right, and others have been replaced. 2127 02:06:54.880 --> 02:06:58.399 So then why do you need then? Why do you 2128 02:06:58.439 --> 02:07:00.520 need the drawing if it's all been. 2129 02:07:00.439 --> 02:07:08.079 Replaced, because my electrician told me that without the drawings 2130 02:07:08.279 --> 02:07:11.840 I cannot get we cannot get the permit. And without 2131 02:07:11.880 --> 02:07:15.880 that purpose, the building inspector cannot come and inspect the 2132 02:07:16.640 --> 02:07:18.399 electrical panel the new panel. 2133 02:07:19.680 --> 02:07:25.119 But the new panel is in operation. Is that right? Right? Okay? 2134 02:07:25.319 --> 02:07:29.199 So I want to ask you something. Is anyone from 2135 02:07:29.239 --> 02:07:34.520 the HOA or the building department? Is anyone giving you 2136 02:07:34.600 --> 02:07:42.119 a hard time about getting your permit? Yes? Who HOA? 2137 02:07:42.279 --> 02:07:43.760 The president of the HOA. 2138 02:07:45.520 --> 02:07:48.239 So wait a minute, Wait a minute, Kimiko. So the 2139 02:07:48.279 --> 02:07:53.279 president of the HOA is saying, all of you residents 2140 02:07:53.960 --> 02:07:59.239 who replaced your panels because we told you you had 2141 02:07:59.279 --> 02:08:03.319 to do it by a certain date, we want you 2142 02:08:03.600 --> 02:08:09.399 to supply us with the permits. But you can't get 2143 02:08:09.439 --> 02:08:13.920 those permits because we have to give you drawings and 2144 02:08:13.960 --> 02:08:17.239 we haven't done that. But no matter what, we still 2145 02:08:17.279 --> 02:08:23.560 want you to get the permits. That's basically what they're saying. Yes, 2146 02:08:25.319 --> 02:08:29.319 and so they're saying to you, we want you to 2147 02:08:29.359 --> 02:08:33.159 get a permit, even though we're making it impossible for 2148 02:08:33.239 --> 02:08:36.600 you to do so. And if you don't get to permit, 2149 02:08:36.760 --> 02:08:38.840 then what what are they saying they're gonna do to you. 2150 02:08:40.840 --> 02:08:43.000 They haven't said anything about what they're going to do 2151 02:08:43.119 --> 02:08:43.399 to us. 2152 02:08:43.359 --> 02:08:46.680 They I would ignore them completely. I would ignore them completely. 2153 02:08:46.760 --> 02:08:52.039 I would ignore them completely. If you had a license, 2154 02:08:52.079 --> 02:08:56.039 if you had a licensed to electrician install the panel, 2155 02:08:56.600 --> 02:09:00.520 if the panel is operating, if other people have done 2156 02:09:00.520 --> 02:09:04.359 the same thing, I would totally ignore them until they 2157 02:09:04.399 --> 02:09:05.600 supply you the drawings. 2158 02:09:05.840 --> 02:09:08.760 Why hearing electrician giver a drawing of what he did, 2159 02:09:10.439 --> 02:09:16.000 because they because they have to match what the electrician 2160 02:09:16.159 --> 02:09:19.760 did to what the hoa's engineer recommended. 2161 02:09:19.880 --> 02:09:21.960 That's why. 2162 02:09:23.439 --> 02:09:27.520 And I have it in writing in an email that 2163 02:09:27.760 --> 02:09:35.840 the HOA said that they would provide one drawing for 2164 02:09:36.039 --> 02:09:38.920 all of us. 2165 02:09:38.960 --> 02:09:43.000 I would ignore them completely. I would completely ignore them. 2166 02:09:43.640 --> 02:09:45.279 But my house is in a mess. 2167 02:09:46.840 --> 02:09:52.039 Your health, health, your house? 2168 02:09:52.119 --> 02:09:52.760 What house? 2169 02:09:53.399 --> 02:09:55.800 Why is your house in a mess? 2170 02:09:55.800 --> 02:09:59.760 Because I had to take down shelving in order? Well, 2171 02:10:00.000 --> 02:10:03.920 come back up, please, I can't unless the building inspector. 2172 02:10:04.000 --> 02:10:08.239 I've been told by my electrician, I can't put the 2173 02:10:08.279 --> 02:10:13.000 shelvings back up until the building inspector comes and inspects 2174 02:10:13.039 --> 02:10:14.880 the new electrical panel. 2175 02:10:16.039 --> 02:10:18.079 Okay, I see what he's saying. You need to leave 2176 02:10:18.159 --> 02:10:23.319 access well, Kimiko I'm going to tell you some realities. 2177 02:10:23.920 --> 02:10:27.039 Nothing in the world you can do to make them 2178 02:10:27.119 --> 02:10:31.840 get you drawings faster. Nothing, And they can't make you 2179 02:10:31.880 --> 02:10:36.079 get a permit until you get the drawings. So you're 2180 02:10:36.119 --> 02:10:38.640 at a standstill. So you've got to try to make 2181 02:10:38.680 --> 02:10:43.159 your home as neat as possible and ignore them. I mean, 2182 02:10:43.920 --> 02:10:46.079 this is reality. I mean I could make up a 2183 02:10:46.119 --> 02:10:48.439 story for you, but there's no law that's going to 2184 02:10:48.479 --> 02:10:51.600 make them get drawings too faster. Now you could try 2185 02:10:51.640 --> 02:10:55.960 going and getting a permit directly without them. The building 2186 02:10:56.000 --> 02:10:59.720 department doesn't have to have HUA specifications to inspect that 2187 02:11:00.399 --> 02:11:07.119 if you're electrician. If you're electrician did the work, they 2188 02:11:07.199 --> 02:11:10.600 can always call to have it inspected. There's no requirement 2189 02:11:10.640 --> 02:11:13.800 that they have an HOA drawing. That's not a requirement 2190 02:11:13.840 --> 02:11:14.800 of a building permit. 2191 02:11:16.760 --> 02:11:20.039 I didn't know that because I thought in order to 2192 02:11:20.119 --> 02:11:22.840 have the permit, I had to get the drawing. 2193 02:11:24.319 --> 02:11:27.920 Well, that's the hoa's requirement. The county simply wants to 2194 02:11:27.960 --> 02:11:31.560 be able to inspect it and begin to see you're putting. 2195 02:11:32.000 --> 02:11:35.520 You're putting the horse before the cart. Because the drawing 2196 02:11:35.640 --> 02:11:38.039 was supposed to be used to get the permit. You 2197 02:11:38.159 --> 02:11:40.840 never got the permit, but you did the work, so 2198 02:11:41.039 --> 02:11:44.439 now you're stuck. You're going to be penalized for getting 2199 02:11:44.479 --> 02:11:47.680 a permit before the work, after the work was done, 2200 02:11:47.760 --> 02:11:49.800 and you're just going to have to go through the process. 2201 02:11:50.520 --> 02:11:54.119 We have more coming right up. Go with a sure 2202 02:11:54.239 --> 02:11:57.680 thing Denver's best roofer Excel Roofing dot com. You don't 2203 02:11:57.680 --> 02:12:03.720 pay a cent until you're contents. Time for an insurance 2204 02:12:03.800 --> 02:12:07.479 check up free, no obligation. In comparison, call Compass Insurance. 2205 02:12:07.640 --> 02:12:10.680 Pay too much your coverage at dozens of insurance companies 2206 02:12:10.760 --> 02:12:12.800 find out now three oh three seven to seven to 2207 02:12:12.800 --> 02:12:15.600 one help. You'll think you're his only customer when you 2208 02:12:15.680 --> 02:12:18.119 choose Frank durand the real estate Man dot com to 2209 02:12:18.199 --> 02:12:21.439 list your home with Remax Alliance three oh three nine 2210 02:12:21.439 --> 02:12:30.800 two zero sixteen twenty two. Hi Tom Martina, your troubleshooter. 2211 02:12:31.720 --> 02:12:34.840 KH Home Solutions, the oldest home improven company in all 2212 02:12:34.880 --> 02:12:38.119 of Colorado three oh three four two one seventy one 2213 02:12:38.159 --> 02:12:41.560 hundred windows, sighting, doors and more. KH has what you're 2214 02:12:41.560 --> 02:12:45.279 looking for, KNH Home Solutions. That's KG Windows dot com. Hey, 2215 02:12:45.760 --> 02:12:49.279 so Bill, you have an issue with a foundation. What's 2216 02:12:49.319 --> 02:12:50.000 going on? Bill? 2217 02:12:50.520 --> 02:12:52.840 Okay? I'll tell you the story I've told you before, 2218 02:12:53.319 --> 02:12:56.960 years ago, and then I'll finish it up with who 2219 02:12:56.960 --> 02:12:59.159 do you got that might be able to fix it? 2220 02:12:59.840 --> 02:13:02.640 I live over by you know where Crown Hill is 2221 02:13:02.640 --> 02:13:05.319 that you can see up in the air the crematorian. 2222 02:13:07.159 --> 02:13:08.479 Okay, okay. 2223 02:13:08.479 --> 02:13:11.399 My block run's right into that, and it's horse property. 2224 02:13:11.520 --> 02:13:16.079 We got no curbs, and over the years, you know 2225 02:13:16.119 --> 02:13:18.800 they built the street up. The street used to be 2226 02:13:18.920 --> 02:13:22.079 lower in the property. Well now it's it's higher. So 2227 02:13:22.199 --> 02:13:26.319 all the runoff comes onto my property, and the city 2228 02:13:26.399 --> 02:13:28.680 put us sort of speed bump in front of my 2229 02:13:28.840 --> 02:13:33.600 property to divert it somewhat. But the water got into 2230 02:13:33.640 --> 02:13:39.319 the foundation and I'm as soon cracked it when it froze. 2231 02:13:40.720 --> 02:13:45.640 So I'm wondering is the city responsible should my homeowners? 2232 02:13:45.680 --> 02:13:47.640 Well, let me ask you this. Let me let me 2233 02:13:47.680 --> 02:13:50.680 ask you this basically. First, when when you say the 2234 02:13:50.760 --> 02:13:53.800 runoff and the drainage comes onto your property, is it 2235 02:13:53.920 --> 02:13:56.199 visually you can see it coming in and going over 2236 02:13:56.199 --> 02:13:56.960 to your foundation? 2237 02:13:57.680 --> 02:14:01.520 Oh yeah, yeah, because see the tree from both directions 2238 02:14:01.840 --> 02:14:02.800 in front of my house. 2239 02:14:03.279 --> 02:14:06.520 See everybody going, everybody keep going. 2240 02:14:06.560 --> 02:14:10.000 Soult's on the other side of the street and everybody 2241 02:14:11.159 --> 02:14:12.680 and everything was dirt and rock. 2242 02:14:12.760 --> 02:14:20.520 You know how old is your home? Okay? Now, now 2243 02:14:20.600 --> 02:14:22.960 here's what I want to know. You said the street 2244 02:14:23.039 --> 02:14:25.479 used to be lower, now it's higher. How did that happen? 2245 02:14:26.119 --> 02:14:29.279 Every time they repaved it, they got higher and higher it? 2246 02:14:29.640 --> 02:14:29.920 Okay? 2247 02:14:30.640 --> 02:14:31.520 All right then? 2248 02:14:32.000 --> 02:14:34.520 And then, like I said, the street slopes from both 2249 02:14:34.560 --> 02:14:38.439 directions in front of my house, my driveway and so 2250 02:14:38.640 --> 02:14:42.439 got it. That appeased me a little bit. They put 2251 02:14:42.479 --> 02:14:44.359 a speed bump in front of my property. 2252 02:14:45.319 --> 02:14:47.199 But it's still But hold on, when you say a 2253 02:14:47.279 --> 02:14:50.039 speed bump, was it for the drainage or was it 2254 02:14:50.079 --> 02:14:52.600 a speed bump that just happened to help the drainage? 2255 02:14:52.920 --> 02:14:56.640 Oh, it's just it's speed bump, not for traffic, for 2256 02:14:56.840 --> 02:15:00.159 water to divert it so it doesn't come on to 2257 02:15:00.199 --> 02:15:01.720 my property. 2258 02:15:01.840 --> 02:15:04.199 And they did that as a favor. They did that 2259 02:15:04.279 --> 02:15:05.239 as a favor to you. 2260 02:15:05.760 --> 02:15:08.520 Yes, yes, because they didn't know what to do. See 2261 02:15:08.520 --> 02:15:10.640 because like on the like I said, on the other 2262 02:15:10.720 --> 02:15:14.239 side of the street, everybody had cold get it and 2263 02:15:14.399 --> 02:15:18.279 you know, okay, and so does my homeowners take care 2264 02:15:18.319 --> 02:15:22.920 of that? Is the city? And if who who do 2265 02:15:22.960 --> 02:15:26.039 you got that can fix it? Now we're thinking about 2266 02:15:26.079 --> 02:15:27.720 maybe moving and. 2267 02:15:27.520 --> 02:15:32.479 In most cases, Bill, Bill, in most cases, it's going 2268 02:15:32.520 --> 02:15:36.760 to be your responsibility. Unless the city was negligent. I 2269 02:15:36.800 --> 02:15:39.800 don't think they were. I think the street just got 2270 02:15:39.880 --> 02:15:43.760 higher and higher, and it's up to each owner at 2271 02:15:43.800 --> 02:15:48.159 the end of a drainage to cope with the drainage. Okay, 2272 02:15:48.439 --> 02:15:52.359 so normally that's the way it's done. However, let's say 2273 02:15:52.359 --> 02:15:55.119 a big builder came in and screwed up all the 2274 02:15:55.199 --> 02:15:58.920 drainage and did massive damage. You could make a case 2275 02:15:59.640 --> 02:16:02.159 and try to get them to pay for it. Did 2276 02:16:02.199 --> 02:16:05.520 you ask the city to help pay for the damages 2277 02:16:05.960 --> 02:16:06.720 that part? 2278 02:16:06.880 --> 02:16:09.800 No, but they conceded by putting the speed the city 2279 02:16:09.840 --> 02:16:10.359 on liquid. 2280 02:16:10.840 --> 02:16:12.079 No they didn't know. They did not. 2281 02:16:12.680 --> 02:16:13.960 No, they did not bumping. 2282 02:16:15.479 --> 02:16:19.680 But they did not. They did not say to Bill, Bill, 2283 02:16:20.119 --> 02:16:24.439 we are responsible now for all of your drainage and damages. 2284 02:16:25.000 --> 02:16:29.399 I assure you, that's not what the speed bump means. Okay, 2285 02:16:29.840 --> 02:16:32.159 I know that's what you want it to mean, but 2286 02:16:32.200 --> 02:16:35.159 that's not what it means. Now, I'm not saying they 2287 02:16:35.159 --> 02:16:38.760 won't help. How much damage do you have? 2288 02:16:39.719 --> 02:16:43.479 Well, it's only bad when it rains hard or snows. 2289 02:16:43.840 --> 02:16:47.239 No, I'm not asking that you said your house was 2290 02:16:47.360 --> 02:16:48.520 cracked your foundation. 2291 02:16:48.799 --> 02:16:52.360 The foundation is cracked, Yes, the old so you have. 2292 02:16:52.319 --> 02:16:55.600 No idea how much structural damage you have. Hold on, 2293 02:16:55.639 --> 02:16:58.280 We got more coming. Just hang on. There's way more 2294 02:16:58.319 --> 02:17:00.680 to this bill than what you're asking. Got more right 2295 02:17:00.719 --> 02:17:04.040 after this, go with a sure thing Denver's best roofer 2296 02:17:04.200 --> 02:17:07.079 Excel Roofing dot com. You don't pay a cent until 2297 02:17:07.120 --> 02:17:13.559 you're content. Time for an insurance checkup free, no obligation 2298 02:17:13.719 --> 02:17:17.600 comparison call Compass Insurance paying too much your coverage at 2299 02:17:17.600 --> 02:17:20.319 dozens of insurance companies find out now three oh three 2300 02:17:20.520 --> 02:17:23.639 seven seven one help. You'll think you're his only customer 2301 02:17:23.680 --> 02:17:26.360 when you choose Frank durand Thereal estate Man dot com 2302 02:17:26.360 --> 02:17:29.479 to list your home with Remax Alliance three oh three 2303 02:17:29.559 --> 02:17:31.280 nine two zero sixteen twenty two