Speaker 1: Yeah, Ri need so you don't have.
Speaker 2: Just as fast as we can.
Speaker 3: Shooter's gonna help coming Man Dix.
Speaker 4: He is the Troubleshooter Show. No Tom Martine, Okay.
Speaker 1: Tom Martino here, Welcome to the show. Three O three
Speaker 1: seven one three talk three all three seven one three
Speaker 1: eight two five five. I see Mark's camera up, but
Speaker 1: I don't see it running right now. I just see blackness.
Speaker 1: I think he has his camera turned off. But in
Speaker 1: any case, anything going on in the news today, not
Speaker 1: much really, just a regular just a regular day right
Speaker 1: in the neighbor. Pretty slow day, just like yesterday. It's
Speaker 1: been really going out. I think they come snow. It
Speaker 1: snowed a little bit. Three all three seven one three
Speaker 1: talk three O three seven one three eight two five five.
Speaker 1: Welcome to the show. So we're here to solve problems,
Speaker 1: answer questions, and take complaints. I want to I just
Speaker 1: want to say somebody right up front, Mark, are you sir?
Speaker 1: Is he signed on? I'll wait for Mark. I'm not
Speaker 1: even going to start without him.
Speaker 5: I just want to say one thing, Tom.
Speaker 6: Yes, we all just watch Rachel Matdow go apoplectic on TV.
Speaker 1: Now do you know what she said?
Speaker 7: Now?
Speaker 1: Listen That's why I want Mark here, because I don't
Speaker 1: even talk about it until Let's just wait for him.
Speaker 1: Let's wait for Mark, okay. And there's a reason for
Speaker 1: that because Mark made a true statement. He did, and
Speaker 1: and I want to tell him about it. So can
Speaker 1: somebody find out where he is and then we'll uh, oh,
Speaker 1: there he just texted me.
Speaker 8: Maybe he's oh, he's probably removing snow. My god.
Speaker 1: Oh, he can't connect. Gonna work on some sof Hey
Speaker 1: bro No, no, no, no, no, what Shannon on the board?
Speaker 1: Who's on the board? Mark can't connect? I am he
Speaker 1: can't connect? Why don't care?
Speaker 7: Come on, Shannon, Well what it's not it's not my
Speaker 7: business if he's busy.
Speaker 1: No, no, no, he means he can't connect. I think, Oh,
Speaker 1: your access is up, Mark. I really wanted to Mark. Okay.
Speaker 1: Then I'm gonna have to go ahead without him, because
Speaker 1: I'm gonna have to say this avoiding the hard questions today.
Speaker 1: Are you Mark? Mark made a statement. Oh he's happy,
Speaker 1: he's very happy. We were texting each other all night.
Speaker 1: But he made a statement that was true. I look
Speaker 1: at all and by the way, we have a regular
Speaker 1: show today and all that, but I got to talk
Speaker 1: about this.
Speaker 8: I look at all forms of.
Speaker 1: Media, but I will tell you this is the God's
Speaker 1: honest truth. The liberal media and liberal opinions were way louder,
Speaker 1: way louder than the conservative ones, There's no doubt about it.
Speaker 1: And I remember thinking, my god, there is so much
Speaker 1: negativity toward Trump. I don't think he can win now.
Speaker 1: Made that statement months ago. Then as Poles got closer
Speaker 1: and closer, you know, And and it's not that I
Speaker 1: didn't want him, And when I thought he's got to
Speaker 1: overcome so much hate, I thought, there's no way, there's
Speaker 1: no way this guy can win. Right then, you know,
Speaker 1: I started looking at the country, and then I started
Speaker 1: looking at conservative media. Unfortunately, you can't just look at media.
Speaker 1: You have to look at liberal, you have to look
Speaker 1: at conservative because there is no one media that that's
Speaker 1: truly objective.
Speaker 8: I wish there was. But Mark accused me of believing.
Speaker 1: Too much of what I'm hearing on the negativity side.
Speaker 8: And Mark never did and I.
Speaker 1: Said, I don't know, rom I don't think so. But
Speaker 1: I will tell you, oh my god, liberals got spainked.
Speaker 2: They.
Speaker 1: I mean, this was a total rejection. I mean, it
Speaker 1: really was a rejection. They spoke to the woke, and
Speaker 1: I know a lot of people said they wanted Taylor Swift,
Speaker 1: excuse me, Taylor Swift, and the rest wanted Kamala Harris
Speaker 1: to win, so much so that some celebrities said they
Speaker 1: wouldn't even want to live in the country or they
Speaker 1: fear for the country if Trump wins.
Speaker 8: So I thought, wouldn't.
Speaker 1: This be nice if mosque Elon Musk and I contacted
Speaker 1: Elon and I asked him, could he do a starship
Speaker 1: dedicated to these celebrities and send them to another planet.
Speaker 1: So today on the show, what I'd like to do is,
Speaker 1: I would like to get your vote on who should
Speaker 1: be on the starship to leave the planet? Okay, and
Speaker 1: I even put together a song for that, and I
Speaker 1: put together a little vignette of the ones I think
Speaker 1: should be on the spaceship. But I would like your
Speaker 1: nominations please on who should be on the spaceship to
Speaker 1: leave the planet. So let's just start out here.
Speaker 5: Can I give you full quick names?
Speaker 1: Tom, Nope, not yet. You gotta wait for me. You
Speaker 1: gotta wait for me, and then you can do it
Speaker 1: all day long. This is dedicated to all the spaceship.
Speaker 1: People that are.
Speaker 9: We don't get to sit this one out.
Speaker 8: My friend Oprah Winfreston, though, if.
Speaker 1: We don't show up tomorrow, it is entirely.
Speaker 7: Possible, oh yet, that we will not have the opportunity
Speaker 7: to ever cast a ballot again.
Speaker 1: And now we have Trump.
Speaker 10: I hate bullyse thugs who use their strength to push
Speaker 10: other people around.
Speaker 11: They think they can achieve power and hang on to
Speaker 11: it by intimidating others.
Speaker 1: And zero will be on that space.
Speaker 12: I'm here to tell you we do not need another
Speaker 12: four years of Trump's arrogance and incompetence.
Speaker 8: Of course, Obama was a division.
Speaker 12: America is better than that. America is ready, yeah, to
Speaker 12: turn the page. America's ready for a new story, a
Speaker 12: better story. We are ready for a president kamala Er.
Speaker 1: He's a punk, he's a he won't let a go.
Speaker 8: He's a con, a mutt.
Speaker 1: He doesn't know what he's talking about. Of course he
Speaker 1: wants to punch him in the face.
Speaker 13: No, hay there, and make no mistake, we will win.
Speaker 1: Ten nine, eight, seven, six, five, four three two one.
Speaker 1: They're going to space. Who do you want to be
Speaker 1: on that spaceship? I gave my nominations there, How about you, Doc,
Speaker 1: I got.
Speaker 5: Four quick ones for you. Go ahead, Schumer, Chuck Schumer
Speaker 5: from New York.
Speaker 1: Got it. I'm writing all these down for this because
Speaker 1: I got to send him to Elon and I'm going
Speaker 1: to get them on the ship.
Speaker 6: Adam Shift from California, AOC obviously has to be on
Speaker 6: the ship.
Speaker 1: And Pelosi.
Speaker 5: Those are my my four ones.
Speaker 1: Okay, okay, let's say, and how about you, Deputy d
Speaker 1: Who do you want on the spaceship? Unless you don't
Speaker 1: want to get involved? Oh? I think Middler opened her
Speaker 1: big fat mouth a couple of days ago. Miss still around.
Speaker 14: I was surprised to hear that. But she deserves a
Speaker 14: nice window seat on that starship.
Speaker 1: Okay, anyone else want to nominate anybody? Kachina, you want
Speaker 1: to nominate someone for the spaceship?
Speaker 15: Well you already said Oprah? Oh for sure, Yeah, yeah,
Speaker 15: I'm going to go ahead and vote. Well, she doesn't
Speaker 15: necessarily live here. But Madonna?
Speaker 1: Oh really, okay, Madonna never thought of You're right? Oh? Beyonce? Oh,
Speaker 1: I forgot Liz Cheney. Liz Cheney, Yes, she might be
Speaker 1: a co pilot and Beyonce, that doesn't mean I don't
Speaker 1: like these people. By the way, we're just saying who
Speaker 1: should be on the spaceship to leave the planet. Now that,
Speaker 1: of course, there will never be another presidential election again,
Speaker 1: and you know that's if you think about it, that's
Speaker 1: going to take a lot of pressure off of us.
Speaker 1: We don't have to register to vote. Therefore we won't
Speaker 1: have jury do we won't be subjected to all. We
Speaker 1: don't need jury duty because all we'll do is if
Speaker 1: they're arrested, we'll just have them executed immediately. There's no
Speaker 1: no more trial courts. We don't need those things. Do it.
Speaker 1: Do process absolutely, And then of course, especially for minorities
Speaker 1: and Latinos and all that, we will especially they will
Speaker 1: be automatically guilty. Now, now here's the thing. Do you
Speaker 1: buy into that because black men did not buy into that,
Speaker 1: Latino men did not buy into that, imagine that suburban
Speaker 1: women didn't buy into that. Can you believe that they
Speaker 1: actually had what I call freedom of thought? They actually
Speaker 1: fought for themselves and it wasn't crowd think based on
Speaker 1: what Obama thought they should do or Oprah or the
Speaker 1: so called leaders.
Speaker 8: It's just amazing to.
Speaker 1: Me that people actually used their brains and did what
Speaker 1: they wanted. Think about that anyway, there we go three
Speaker 1: oh three, seven to one to three. Talk. Kendra's got
Speaker 1: an issue with a contractor. Kendra, go ahead, and then
Speaker 1: if you have names for the spaceship, please please please
Speaker 1: hang on, Kendra.
Speaker 8: What's going on?
Speaker 7: All right?
Speaker 16: Well, thanks Tom for for making time today.
Speaker 1: What's going on?
Speaker 16: Well, my husband and I decided back in June that
Speaker 16: we were going to take on our first fix and flips.
Speaker 16: And we're just a property, a condo.
Speaker 1: This is a bad Oh my god, this is a
Speaker 1: bad time for fix and flip. But because of interest
Speaker 1: rates and prices, usually you want to buy low, sell high.
Speaker 1: You want lower rates to carry it and all of that.
Speaker 16: But what happened, Well, so we took on our first condo.
Speaker 16: It was a just a cosmetic flip. Should have only
Speaker 16: taken about six to eight weeks to complete, and unfortunately
Speaker 16: we got suckered in. I don't know if you want
Speaker 16: me to put names out there, well.
Speaker 1: I want I want to know what happened. For sure,
Speaker 1: you called for help, you bought a condo to do
Speaker 1: a fix and flip. May I ask what kind of condo?
Speaker 1: One bedroom, two bedroom? What it was a three to
Speaker 1: two a three bedroom, two bath condo, okay? And how
Speaker 1: much did you pay for it?
Speaker 16: We paid two forty five.
Speaker 1: Two forty five okay? Was it? Was it a goodbye
Speaker 1: at the time?
Speaker 17: Do you think it was?
Speaker 1: Okay? So what went wrong?
Speaker 16: So the contractor told us it would take about six
Speaker 16: eight weeks anywhere between twenty and twenty five thousand, which
Speaker 16: you know we we'd given take a little.
Speaker 13: Bit on that.
Speaker 1: What contractor did you hire?
Speaker 4: So?
Speaker 16: Uh, it's called Cardinals Construction.
Speaker 1: And how'd you find him?
Speaker 16: We found I'm through a wholesaler. He referred him to us,
Speaker 16: and we got suckeredy on this day. Nice, nice, nice guy.
Speaker 1: And he estimated what and who is the nice guy?
Speaker 1: What's his name?
Speaker 16: Jason Buzzby?
Speaker 1: Jason Buzby. Okay, Now what I want to know is this.
Speaker 1: He estimated six to eight weeks yep, and how much.
Speaker 16: Twenty to twenty five thousand?
Speaker 1: All right, you hang on and we'll figure out the
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Speaker 1: nine two zero sixteen twenty two. Hi Tom Martino, your
Speaker 1: troubleshooter three oh three seven one three talk who should
Speaker 1: be on the spaceship? I had somebody text in Rob Reiner.
Speaker 1: I also that was up Paul the Waterman. I also had.
Speaker 1: I had somebody text in Jared polis So now.
Speaker 18: I think Polish should just leave the state at this point.
Speaker 18: He's horrible.
Speaker 1: Howard Stern someone said should be on that spaceship. Yeah,
Speaker 1: I agree with that one. I see.
Speaker 8: I used to love Stern too.
Speaker 18: Man, I can't even listen to him for five seconds anymore.
Speaker 8: I you know, I haven't you know?
Speaker 1: Mark as I started the show by saying, you know,
Speaker 1: I didn't think it could happen. And here's what was
Speaker 1: really surprising me. Not complete landslide, man Colet well with
Speaker 1: both houses and the presidency.
Speaker 18: Absolutely craziness. Man, it's better than I imagined. I know,
Speaker 18: popular Vogue. Don't forget the popular vote.
Speaker 1: Oh yeah, yeah, Mark, tell him what you texted me earlier.
Speaker 18: Well, fun, I'll tell you what the icing on the
Speaker 18: cake would have been. Remember these lefties here in Colorado
Speaker 18: decided that we're gonna give all our electoral votes to
Speaker 18: the national vote. I wish that started popular vote, did
Speaker 18: you know, because we would have turned red? Your dumbasses.
Speaker 1: We decided as a state, and we wasn't me but
Speaker 1: that that that we would uh send electoral electoral votes
Speaker 1: to the popular vote. We took away really our rights individually.
Speaker 1: Because and and what Colorado thought, what Jared Polis and
Speaker 1: his team thought, is that the big cities would always
Speaker 1: trump the popular vote. I didn't mean to use the
Speaker 1: word yeah I did anyway. So what happened was he
Speaker 1: won the popular vote. He won the electoral vote Colorado
Speaker 1: and all the Calorifornia would have had to vote for him.
Speaker 8: Oh yeah, a popular vote.
Speaker 1: I I love it. I absolutely love it. I think
Speaker 1: they'll change it thirty now that See, here's what I
Speaker 1: find amazing, Honest to god, I find amazing that people
Speaker 1: are thinking for them self. And I kept telling you, man,
Speaker 1: people are just sick and tired of you. Mark. I
Speaker 1: will tell you this. I'm going to tell you this.
Speaker 1: I truly looked at all kinds of media. But as
Speaker 1: I said in the beginning show, I don't know if
Speaker 1: you heard it, the liberal media is louder, and the
Speaker 1: liberal voices are louder.
Speaker 8: They are They're way louder.
Speaker 1: And I started thinking, oh my god, there's so much negativity.
Speaker 1: Uh and and you know, and and then Phil, you
Speaker 1: want to comment on the spaceship guests?
Speaker 8: Who should be on that spaceship?
Speaker 1: Phil? Phil?
Speaker 8: Is he up? Okay? Phil Yeah, we got that one.
Speaker 5: We got that one.
Speaker 8: We got that one.
Speaker 1: Uh hey, what the hell happened to? Yeah? I never
Speaker 1: thought of Biden. I I think you leave and we
Speaker 1: don't have it. We don't have any handicap excess. The
Speaker 1: little seeding on there he would survive take off. No, no,
Speaker 1: we don't. We don't have any wheelchair rams anyway, who else?
Speaker 17: Oh?
Speaker 7: I think all the Democrats.
Speaker 8: No, I don't want to do that.
Speaker 1: I listen, A lot of people listen.
Speaker 8: I don't want to. They don't want to admit this.
Speaker 1: But for this to happen, a lot of Democrats had
Speaker 1: to switch over. I'm sorry, Diane, what do you think
Speaker 1: who should be on that ship?
Speaker 7: Oh?
Speaker 17: Come on, Tom, you forgot the King, the co pilot,
Speaker 17: de Niro?
Speaker 1: No, we have de Niro right, yeah twice my song? Yeah,
Speaker 1: de Niro was the Oh yeah, something he's should be.
Speaker 7: The ship should be called We the People, We the People.
Speaker 1: Well, uh, I'm gonna let Elon Musk name it since
Speaker 1: he was the one. But anyway, I just I'm gonna
Speaker 1: people are asking if I can play that again. I'm
Speaker 1: gonna do it later on. I'm not going to do
Speaker 1: it in the same hour, Diane, thank you Kendrum. Let's
Speaker 1: go back to this. If you hired this guy and
Speaker 1: he said, six to eight weeks, twenty five grand, mostly
Speaker 1: cosmetic fix and flip condo two forty five?
Speaker 8: What were you going to sell the condo for?
Speaker 16: By the way, around three seventy five?
Speaker 8: Okay, it would have been a good profit.
Speaker 1: Huh.
Speaker 8: So what happened?
Speaker 16: So basically we have two dates.
Speaker 17: Today he has how long has it been today?
Speaker 8: How long has it been up till now?
Speaker 19: June?
Speaker 16: We started, we started the process back in June.
Speaker 2: And oh my god, paid him.
Speaker 16: Thirty thousand dollars and there's probably about thirty percent of
Speaker 16: the work complete. The only thing he's done since June
Speaker 16: is put in carpet. Oh my isle in the showers.
Speaker 8: Where are you getting the money to fund it?
Speaker 7: We did a helock, so now you.
Speaker 1: Got carrying costs. You realize you picked the worst time
Speaker 1: in history to do this with a helock. What are
Speaker 1: you paying an.
Speaker 8: Interest on that?
Speaker 3: Six?
Speaker 16: About six percent?
Speaker 8: That's pretty damn good for a helock? Are you kidding me?
Speaker 7: It was the house?
Speaker 2: John?
Speaker 1: Is that good? Is he there by the Let's bring yes,
Speaker 1: he is, Let's bring him up that's a good chance
Speaker 1: to bring him up right now, John, CMG mortgage. It's
Speaker 1: still CMG, right John. John plays a friend of ours.
Speaker 1: He does the all in one loan, which is that
Speaker 1: line of credit loan. But rates are bad right now.
Speaker 1: I mean get close to that mic there, John, Please
Speaker 1: what about second? That's a good second. Yeah, No, that's great.
Speaker 1: He lock.
Speaker 9: I mean they're usually running about nine percent right now.
Speaker 8: How did you get a six percent?
Speaker 1: He lock?
Speaker 5: Uh?
Speaker 1: Yeah, I don't know how she would have got a
Speaker 1: six percent? He locks?
Speaker 7: He?
Speaker 1: I mean, how how did you? Kendra?
Speaker 16: It was it was a promotion that they offered back.
Speaker 8: In is your house paid for? Is this a first
Speaker 8: deed or a second deed?
Speaker 19: Second?
Speaker 9: They usually do those promotions for like three months, so
Speaker 9: it's probably going to go up after a couple of months.
Speaker 9: How long the promotion for?
Speaker 1: Oh so it's promotional, Yeah, for six months? Then what
Speaker 1: then it goes to market?
Speaker 16: Yeah, like whatever the prime is, I guess we.
Speaker 1: Might get we might get a break here now, by
Speaker 1: the way, I'm interest hold on here, Kendra, anyway, do
Speaker 1: you want us to call this guy?
Speaker 8: I mean, what is it?
Speaker 1: Tell me what's going on? Why is it taking so long.
Speaker 16: Well, so now he is no longer on the project
Speaker 16: that we've had to hire another contractor to come in.
Speaker 1: But you paid him, You paid him for the whole
Speaker 1: project and got a third of it.
Speaker 7: Exactly.
Speaker 1: Well, what are you going to do about? What are
Speaker 1: you going to do about that?
Speaker 16: Well, that's why I'm callowing you?
Speaker 1: And yes, is he willing to hold on? Hold on?
Speaker 1: Did he spend all of that money on your project?
Speaker 1: Will he say he did? No?
Speaker 16: He has told us that he did not.
Speaker 1: Is he willing to refund? The Contractor's Trust Act? By
Speaker 1: the way, probably has you know, it doesn't have much teeth,
Speaker 1: probably like a typical Well County resident. But I'm telling
Speaker 1: you that it's just not It's there on the books,
Speaker 1: but no one enforces it. Under the Contractor's Trust Act,
Speaker 1: he's supposed to give that money back or keep it
Speaker 1: in trust for you. Does he have it? Did you
Speaker 1: ask for a refund of some of the money?
Speaker 7: Oh?
Speaker 16: Yeah, he's absolutely. He told us he spent it.
Speaker 1: On on what on the project?
Speaker 16: I think personal stuff?
Speaker 8: Honestly, way is he willing to admit that?
Speaker 16: I highly doubt it is?
Speaker 1: Your contractor?
Speaker 16: Contractor, let's call this guy.
Speaker 14: Is your contract with a Cardinal company or with him personally.
Speaker 16: Well, so it's a little confusing. So Cardinal Construction has
Speaker 16: hired so Jason Buzby is their general contractor. So Joe
Speaker 16: Falco is the broker of Cardinals Construction and Jason has
Speaker 16: been working with him for him for about fifteen years.
Speaker 14: Joe Falco is the CEO, president and fearious leader.
Speaker 8: I thought Jason Busby.
Speaker 14: Well, Jason Busby, according to the website, is the head
Speaker 14: general contract To call him and.
Speaker 1: Ask him what he's going to do with it that
Speaker 1: little inconvenient truth called the Contractors Trust Act. Let's have
Speaker 1: on the error may well come on, Okay, let's do
Speaker 1: that first. Let's try to get him on the air first.
Speaker 1: Then we're gonna give it to Deputy d Good idea, Mark,
Speaker 1: We got more coming up on Tom Martino three oh
Speaker 1: three seven one three talks seven one three eight two
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Speaker 1: find out now three oh three seven seven to one help.
Speaker 1: You'll think you're his only customer when you choose Frank
Speaker 1: durand the real estate man dot com to.
Speaker 8: List your home with Remax Alliance.
Speaker 1: Three oh three nine two zero sixteen twenty two. Hi
Speaker 1: Tom Martino here three O three seven one three tah
Speaker 1: three oh three seven one oh, I got Markscam, I
Speaker 1: can put up? Okay good three oh three seven one
Speaker 1: three eight two five five. We got all kinds of
Speaker 1: stuff going on. So here comes Mark. There you go
Speaker 1: if you're streaming the show three ll three seven one
Speaker 1: three talk seven one three eight two five five. How
Speaker 1: much snow did you get in Franktown area, Cay?
Speaker 18: We got probably a foot man I got new. I
Speaker 18: still got to finish up my damn tractor. Now I'm
Speaker 18: gonna have to do it, you know, in the cold weather,
Speaker 18: which sucks.
Speaker 1: Kathleen, Who's to be on that spaceship?
Speaker 20: I would put Michelle Obama?
Speaker 1: Michelle, Yeah, I did put Doll. I did put Barack
Speaker 1: so bamn Michelle should be with him, you're right.
Speaker 16: And o'biden and Jared Polish Obiden, She's.
Speaker 1: Like Jared, we had somebody else nominated him. Yeah, Okay.
Speaker 18: It's funny how the elites took it right in the uh,
Speaker 18: well in the ass quite frankly. Uh, all these elite
Speaker 18: stars and singers, they all came out. They didn't realize
Speaker 18: that normal people could care less what they think.
Speaker 1: You know what, No, that's what I that's really what
Speaker 1: I'm happy about.
Speaker 18: If anything in your face, like, hey, I know all
Speaker 18: these rich people and you don't.
Speaker 5: Yeah, but they all listen to Tom.
Speaker 8: What what are you talking about?
Speaker 5: You know what?
Speaker 1: I think we should Here's the bottom line, man, I
Speaker 1: think they thought for themselves. They thought for themselves from
Speaker 1: now on. We got a rule here, Doc, from now
Speaker 1: and you got to say something intelligent. Oh did I
Speaker 1: say that out loud? God Almighty, I didn't mean that, Doc.
Speaker 1: It's okay, Tom, I got it.
Speaker 6: I think we should a peaceful.
Speaker 8: You see, he broke the rule. Already go peaceful.
Speaker 5: Demise in a hospice.
Speaker 1: No, no, no, no, come on now, Biden didn't do
Speaker 1: anything wrong. In fact, do you think I mean, hey,
Speaker 1: do you think he's happy. Tell what you think he
Speaker 1: is grinning from ear to ear going. I told you
Speaker 1: I was the only one that could beat him.
Speaker 8: Do you think he could have beat him? Or it
Speaker 8: would have been worse?
Speaker 1: What do you think?
Speaker 18: Oh my god, there's no way you saw those polls.
Speaker 18: That's why I kept telling you he was going to
Speaker 18: drop it out. I don't think he could have. He
Speaker 18: could have ran.
Speaker 1: Well, that's another thing. I never. Now, that's another thing.
Speaker 1: I never in a million years I.
Speaker 8: Thought he would drop out.
Speaker 1: Never. Never. Anyway, Three h three said, look, can I
Speaker 1: get it? Man? What I think? You do it?
Speaker 18: And I don't mean this in a bad way, man,
Speaker 18: but you get it wrong. You might impress you the
Speaker 18: wrong people.
Speaker 1: Maybe I do.
Speaker 8: No, No, here's what I think it is. It's the
Speaker 8: Italian in me.
Speaker 1: Sometimes we got this negative thing that when people talk negative,
Speaker 1: we tend to kind of latch onto it a little.
Speaker 1: I really think so. I mean my mom, for example,
Speaker 1: you know when I was first starting to make it
Speaker 1: pretty well, and I show her my house, Mom, look
Speaker 1: at my house. She'll sell you the show. Who's going
Speaker 1: to clean this thing? It's not Oh, it's beautiful?
Speaker 8: You know, It's like Uh, never mind.
Speaker 1: So Kendra, listen, you got a Jewish vote in New York.
Speaker 18: That was crazy, man, Forty percent that vote has gone
Speaker 18: to Democrats forevery he moved the needle in so many places.
Speaker 1: Wait, did he get forty percent of the Jewish vote?
Speaker 8: Only? I see that surprises me.
Speaker 1: We're talking in New York. I'm not talking only, I'm
Speaker 1: talking New York, okay, because I can't see how any
Speaker 1: Jew could have voted Democrat this time. I don't know.
Speaker 18: You know what would be great is if he actually
Speaker 18: ended one of the two wars these Democrats started before
Speaker 18: he even got into office. Like, what would they possibly
Speaker 18: say if he got Russia to cease fire right now?
Speaker 21: Like?
Speaker 1: Literally, what would he what would buy them? I know
Speaker 1: what they would say, Mark, come on, you're not stupid.
Speaker 1: You know what they would say, Well, he's in his pocket,
Speaker 1: I mean now he's he's He and Putin are friends.
Speaker 1: That's why they're now, we're gonna owe Putin something you out?
Speaker 2: Come on?
Speaker 1: Do you really believe that they would have something positive
Speaker 1: to say about it?
Speaker 18: No, they'd be they'd probably try to go after him for,
Speaker 18: you know, doing something he's not supposed to be doing yet.
Speaker 15: Hey, gentlemen, Yes, we just got to call him in.
Speaker 15: The gentleman unfortunately could not go on air. He really
Speaker 15: wanted to, but he wants to nominate the entire cast
Speaker 15: of the view on the Spaceship.
Speaker 1: Okay, good Now, by the way, Kachina's literally watching the view, Kachina,
Speaker 1: could you did you find this contractor did you call
Speaker 1: Cardinals destruction? I loved a message. All right, I'm gonna
Speaker 1: let Deputy D bug the hell out of them too.
Speaker 14: I already sent them an email inviting them to provide
Speaker 14: a comment and correct any inaccuracies or anything.
Speaker 1: That Kendra, we're gonna take this on. Okay, So when
Speaker 1: you call in and you'll get a contact, you'll talk,
Speaker 1: you'll you'll go to Deputy D. Hey, hey, real quick time,
Speaker 1: I just thought of something.
Speaker 18: Yes, you you have to acknowledge I was completely right
Speaker 18: about Biden stepping down right, absolutely, and I was completely
Speaker 18: right capped from winning absolutely. Now I'm going to ask you.
Speaker 18: I'm gonna say this again. I've said numerous times. You
Speaker 18: always argue this fact. It better not be a monkeyy
Speaker 18: that the monkeys are much better than the better.
Speaker 1: See that that's one area. That's one area. I will
Speaker 1: never agree on. So let's just put that to if
Speaker 1: there was a national vote on who's a better band
Speaker 1: all the way around, all of music and and no
Speaker 1: not just music, culture, everything the biggest impact on society.
Speaker 8: Are you gonna tell me.
Speaker 1: It was the monkey?
Speaker 8: Hey, hey, we're the monkey.
Speaker 1: I'm gonna put I'm nominating Mark for this spaceship just
Speaker 1: for that reason. He's gonna be with all of those people.
Speaker 1: Think about that three all three seven one three talk
Speaker 1: seven one three eight two five five people who are
Speaker 1: asking for that to be played again. I don't. I
Speaker 1: will not do it in the same hour. I will
Speaker 1: do it next hour, I promise. I do have a
Speaker 1: serious question for John here. John, we got a text
Speaker 1: here on the all in one loan. There's different names
Speaker 1: for the loan, but we used to call it my loan,
Speaker 1: my way or something my my my yeah, my bank,
Speaker 1: my loan, my way. I love that. And by the way,
Speaker 1: this are they did they get more popular or less
Speaker 1: popular with the rates going up? Well, all rates went up,
Speaker 1: So that's what I mean.
Speaker 9: It's it's very more more popular because you can actually
Speaker 9: cut your right down right and you can control your
Speaker 9: interest rate by the money flow through the checking account
Speaker 9: and the bank. So like my average client when we
Speaker 9: go through the simulator, their rates down about three two
Speaker 9: and a half three percent if you look at.
Speaker 1: Their actually, because they keep money in the bank anyway,
Speaker 1: and if it's sitting there, it can work against your
Speaker 1: daily interest exactly.
Speaker 9: And you only pay an interest on what the actual
Speaker 9: principal balance is, and you're always paying your principal balance down.
Speaker 9: You pay your principal first, unlike a regular conventional mortgage
Speaker 9: where you pay interest first.
Speaker 8: So you're always very interesting.
Speaker 1: And CMG introduced this, right, I mean or mcquarie and
Speaker 1: CMG both are the giant bank. Wait is it CMG?
Speaker 1: It is CMG, Yeah, the biggest because you're you're a
Speaker 1: broker of CMG, but I actually work for CMG. No, no,
Speaker 1: you do, yeah, directly, so you're direct with cm I'm sorry,
Speaker 1: you're direct with CMG. All right.
Speaker 8: So CMG when McQuary started this.
Speaker 9: Yes, and then McQuary was Australian bank, they went they
Speaker 9: just pulled out of the market here at eight oh nine,
Speaker 9: when was.
Speaker 8: The first And is CMG the only wholesaler doing this?
Speaker 9: Yes, so there are broke some brokers out there, but
Speaker 9: we've pretty much cut it down to just our retail platform,
Speaker 9: and we're doing over about a billion a year in
Speaker 9: the all in one product across the Old Country fifty states.
Speaker 9: So it has becoming a very popular loan. You know,
Speaker 9: it's just people have to understand it.
Speaker 1: Yeah, right, Okay, I got to take this break. Three
Speaker 1: oh three seven one three talk seven one three eight
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Speaker 1: customer when you choose Frank durand the real estate Man
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Speaker 1: oh three nine two zero sixteen twenty.
Speaker 2: Two from the Senate.
Speaker 1: That's kind of the big deal with this, isn't it? Trump?
Speaker 2: Hi?
Speaker 1: Tom Martino, your troubleshooter? Three O three seven one three
Speaker 1: talk seven one three eight two five five. Hey Michelle,
Speaker 1: tell me who should go on that spaceship? Who's your nomination?
Speaker 16: I think the Clinton, oh California, Mark Cuban and Taylor Swift.
Speaker 1: Definitely we have Taylor Mark humans. That's a good one.
Speaker 8: Mark Cuban.
Speaker 18: I love when a billionaire comes out and tell some
Speaker 18: guy that can barely afford bread and mac and cheese
Speaker 18: who to vote for?
Speaker 1: You dumb ass man Cuban. Cuban really hates Trump. I
Speaker 1: think he's a little jealous of him.
Speaker 18: I'm really you know, I was looking at there's I
Speaker 18: think it's Forbes that tracks in real time the wealth.
Speaker 1: Listen to this.
Speaker 18: Cuban has basically five billion dollars okay, weather on paper
Speaker 18: in the bank.
Speaker 1: Who cares five billion? You go with a sure thing
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Speaker 1: a cent until you're content. Time for an insurance checkup free,
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Speaker 1: your coverage at dozens of insurance companies. Find out now
Speaker 1: three oh three, seven to seven to one help. You'll
Speaker 1: think you're his only customer when you choose Frank durand
Speaker 1: the real estate man dot Com to list your home
Speaker 1: with Remax Alliance three oh three nine two zero sixteen twenty.
Speaker 2: Two Rift.
Speaker 1: New So you don't have.
Speaker 2: Running just as fast as we can.
Speaker 3: Shooter's gonna help.
Speaker 4: Come man, this is the Trouble Shooter Show. Now Tom Martine, Hi.
Speaker 1: Tom Martino, your trouble Shooter three all three seven one
Speaker 1: three talk seven one three eight two five five Here
Speaker 1: to help you solve problems, answer questions, and take complaints.
Speaker 1: Let me bring up Major Mark Major here. We got
Speaker 1: all kinds of stuff to talk about.
Speaker 8: And there you go.
Speaker 1: Okay, so people, uh uh, we are solving problems, answering
Speaker 1: questions and taking plaints as always.
Speaker 8: So I'm gonna go to the phones.
Speaker 1: And then we also have a spaceship that Elon Musk
Speaker 1: is putting together because a lot of Liberals have said
Speaker 1: they don't want to live in the country. If Trump
Speaker 1: is president, we're not going to recognize the country.
Speaker 8: It'll be a Dictatorship.
Speaker 18: Hey, Kelly had a great win over break Jack smith
Speaker 18: Man Jack smith on the nomination, the one the Department
Speaker 18: of Justice who basically weaponized who Biden weaponized, was going
Speaker 18: after the document case.
Speaker 8: Oh okay, you remember.
Speaker 18: The secret documents that the Department of Justice went after
Speaker 18: Trump for having. But when it came to Biden actually
Speaker 18: having documents in three different places, including his garage, he
Speaker 18: was too stupid to actually prosecute.
Speaker 1: Now we have, by the way we're talking, if you
Speaker 1: just tuned in about a spaceship that Musk is putting
Speaker 1: together to send anti trumpers to space if they want
Speaker 1: to leave the planet. And we're taking nominations, and I
Speaker 1: have a song dedicated to that with some of the
Speaker 1: most famous anti trumpers. Going to get to that until
Speaker 1: I get to Ken, who has a storage unit. He
Speaker 1: was calling about a storage unit originally and then got
Speaker 1: off talking about the spaceship. But the storage unit in
Speaker 1: a facility and the gate was under repair. They sent
Speaker 1: out an email to that effect, right, yes, sir, and
Speaker 1: then tell me what happened.
Speaker 17: I received the email and then I started looking at
Speaker 17: email and it was my name and my email posted
Speaker 17: and about one hundred and fifty other people.
Speaker 1: That's right. Yeah, they didn't blind copy. They did a
Speaker 1: stupid thing. They and I have that every once in
Speaker 1: a while where they'll they'll copy tons of people and
Speaker 1: you'll be one of them. So what happened then, But
Speaker 1: just having your email is not going to be that dangerous.
Speaker 17: What happened, I didn't know if it was or not,
Speaker 17: And that's why I'm calling.
Speaker 1: Oh no, no, I.
Speaker 17: Went up there yesterday and I told them to take
Speaker 17: to change my number on the gate to my past tode.
Speaker 1: Why the well? But why Ken?
Speaker 8: You're overreacting. They just have your email.
Speaker 17: Yes, but the owners used my last four digits of
Speaker 17: my phone line.
Speaker 1: Wait a minute, wait a minute on the email.
Speaker 17: On the past gate the past Uh, the owners were
Speaker 17: using my last four digits of people's phone numbers.
Speaker 1: To wait as so hold on, just wait, Ken, Please
Speaker 1: let me understand. So when you go to the gate
Speaker 1: to get in, you punch in the last four You
Speaker 1: punch in four numbers of your phone number, the last four, yes, sir? Okay. Now,
Speaker 1: let's say someone got your email and they somehow get
Speaker 1: your phone number from that, although I don't know how,
Speaker 1: but let's say they do. Now they go to the gate.
Speaker 17: Was posted on there too, so you can go on
Speaker 17: the internet and get people's phone numbers.
Speaker 1: Two ken, Let's say they figure this out. They get
Speaker 1: your name from your email. From the email, they get
Speaker 1: your name, they go online, they get your phone number,
Speaker 1: although I don't know how they get you. Well, let's
Speaker 1: say they do. Let's say they do. Now they get
Speaker 1: to the gate and they punch in the last four
Speaker 1: digits of your phone number and gain entry. Now, what
Speaker 1: tell me what happens?
Speaker 17: Then they can get right at What can they do
Speaker 17: if they if they know my unit number?
Speaker 1: Okay, okay, but hold on. If they get your unit number,
Speaker 1: how do they get inside your unit?
Speaker 17: That's lockdown too?
Speaker 1: Well? Is it lockdown with the last four digits of
Speaker 1: your phone number.
Speaker 17: That's locked with padlocks on each side?
Speaker 8: That's then okay?
Speaker 1: But what can can just just help me out here? Please? Okay,
Speaker 1: I'm going to say, I'm going to take the wildest
Speaker 1: stretch of your imagination. They look at these how many
Speaker 1: how many emails were on that? How many.
Speaker 17: About and fifty?
Speaker 1: I would oh, yeah, so they're going to pick yours
Speaker 1: out of one hundred and fifty or one other, doesn't matter.
Speaker 1: Now they get they go to the internet with your
Speaker 1: email address and your name, and they find somehow your
Speaker 1: phone number. Then they figure out that the last four
Speaker 1: digits of your phone number are used to get through
Speaker 1: the gate. Now they get through the gate, how many
Speaker 1: units are in there? About one hundred, about four hundred?
Speaker 1: So now why do they pick your unit and don't
Speaker 1: just break into another unit? So what I'm getting at
Speaker 1: is those units are locked anyway, So even getting through
Speaker 1: the front gate, do you believe that's what's protecting you?
Speaker 8: Is that front gate?
Speaker 1: The only reason they have a front gate on storage
Speaker 1: facilities is to record who comes and goes, and then
Speaker 1: they also have cameras. But I think this is just
Speaker 1: if you're calling, let me allay your fears. Okay, I'm
Speaker 1: going to allay your fears. You will not have to
Speaker 1: worry about it. Now, do you not like having people
Speaker 1: have your name an email? I don't blame you for that.
Speaker 1: You should tell those idiots, you know, I don't blame
Speaker 1: you for that. You should tell those idiots to because
Speaker 1: to just blind copy from now on. And that's that's
Speaker 1: where I'd ended. There's no reason to change anything around.
Speaker 1: I mean that nothing's going to go on. I mean, so,
Speaker 1: what did they get through the front gate? That's the
Speaker 1: easiest thing to do at a storage facility is get
Speaker 1: through a front gate.
Speaker 17: I didn't want these other one hundred and fifty people
Speaker 17: to know that I have a contract with this unit.
Speaker 1: I know what you mean. I get you. I no, no,
Speaker 1: I understand that.
Speaker 8: I understand that completely. I would be upset too.
Speaker 1: But what I'm asking is, what do you want to
Speaker 1: be done as a result of it?
Speaker 7: Now?
Speaker 1: Now that it's been done.
Speaker 17: I haven't experienced I haven't experienced any damages yet.
Speaker 1: And I'm what damages could you possibly by someone knowing
Speaker 1: that you have a contract with that storage unit? How
Speaker 1: can that negatively affect you? I'm just I'm curious. I
Speaker 1: just want to know what motivated the phone call. What
Speaker 1: are you expecting?
Speaker 17: I'm angry that my name has been released?
Speaker 1: And okay, I.
Speaker 17: Believe that the company should put an email out to
Speaker 17: the other one hundred and fifty people on that list
Speaker 17: that their information has also been compromised, for their names
Speaker 17: and their email addresses.
Speaker 1: Okay, and will they do that?
Speaker 17: I talked to the gal yesterday and I said, well,
Speaker 17: let me talk to the manager ass he said, I
Speaker 17: am the manager, and and I requested, I mean something,
Speaker 17: to be down about this.
Speaker 1: No, I don't.
Speaker 19: People need to.
Speaker 1: Get it, man.
Speaker 17: I their emails are out there and totally get it.
Speaker 1: I totally get it. I understand you're upset. I get it.
Speaker 1: So what to do about it? I don't know, but
Speaker 1: I get that.
Speaker 17: Your company should and form the rest of the one
Speaker 17: hundred and forty nine people or whatever that their names
Speaker 17: and emails have been.
Speaker 1: I'm just guessing kind of that. You don't have much
Speaker 1: going on right now. I mean, I'm just I'm not
Speaker 1: making funny. I'm just thinking you're worrying too much. Bro,
Speaker 1: You're just worrying too much. Honest to God, you are.
Speaker 1: You're just worrying too much. I don't know how us
Speaker 1: to put it. I don't know where what you expect,
Speaker 1: So there's nothing we can do to help you. I'm sorry.
Speaker 1: Three or three seven, Let me just put it that way.
Speaker 1: Three or three seven one three talk seven one three eight.
Speaker 8: Two five five. We got more coming right up.
Speaker 1: Go with a sure thing Denver's best roofer excel roofing
Speaker 1: dot com. You don't pay a cent until you're content.
Speaker 1: Time for an insurance check up free no obligation. In comparison,
Speaker 1: call Compass insurance paying too much your coverage at dozens
Speaker 1: of insurance companies find out now three all three seven
Speaker 1: seven to one help. You'll think you're his only customer
Speaker 1: when you choose Frank durand the real estate man dot
Speaker 1: com to list your home with Remax Alliance three all
Speaker 1: three nine two zero sixteen twenty two three all three
Speaker 1: seven one three talk three all three seven one three
Speaker 1: eight two five five. We have a guest, say John
Speaker 1: Clays from CMG Financial, talking about uh, mortgages and the like,
Speaker 1: and uh, what do you think? What do you think?
Speaker 8: What do you think about interest rates?
Speaker 1: Right now?
Speaker 8: Give me give me your best guess.
Speaker 9: Well, fed's gonna meet tomorrow, probably drop another quarter point.
Speaker 8: What it does I think that would have happened anyway
Speaker 8: to drop?
Speaker 7: Right?
Speaker 4: Yeah?
Speaker 5: Drop?
Speaker 7: What up?
Speaker 1: Anyways?
Speaker 9: It's it's helping the short term credit card stuff more
Speaker 9: than the mortgage rates. But mortgages should start coming down
Speaker 9: end of the year beginning next year. You know, you
Speaker 9: talk about the Trump tariffs. What they don't know right
Speaker 9: now is that gonna cause inflation. Eventually, it's going to
Speaker 9: bring inflation down. But you know immediately, what would it do.
Speaker 19: You know?
Speaker 1: With the rates, so they may stay up for a
Speaker 1: little bit. What do you think about tariffs? Mark, what
Speaker 1: do you think about tariffs? Do you think is gonna?
Speaker 1: I think they're in the economy.
Speaker 18: It's a very incredible tool. Let's talk about the wall
Speaker 18: real quick. We were talking about that during the break.
Speaker 18: Let's talk about Kamala was in favor of the wall. Yeah,
Speaker 18: but here's all you have to do, though, You tell
Speaker 18: Mexico to get their police out on the border and
Speaker 18: stop people from crossing.
Speaker 8: There's no reason we should be doing this.
Speaker 18: And if you don't, we're gonna tear if every damn
Speaker 18: thing that comes into this country. We can run Mexico.
Speaker 18: You know, they're already a third world nation. We can
Speaker 18: make them. We can basically get rid of them.
Speaker 8: Now.
Speaker 1: Now listen, here is one of these guys that used
Speaker 1: to rag on you.
Speaker 8: He texted today.
Speaker 1: Oh, Tom, now that Mark is? I am sure very happy?
Speaker 1: And Trump has wont that. Well, I think he means
Speaker 1: that Trump is once I would like to say that, No,
Speaker 1: I do not think that Trump will become a dictator.
Speaker 8: Well, how gracious of you.
Speaker 1: Anyway, he keeps going I think we have checks and
Speaker 1: balances into place, but that does not mean he does
Speaker 1: not want to be I also think it is very
Speaker 1: dangerous some of the things he said he wants to abolish,
Speaker 1: like the Department of Education. Well, let me explain with that.
Speaker 1: I want to explain that what he said was that
Speaker 1: education should be on the state level, and I absolutely, positively,
Speaker 1: totally agree. Do you understand the the federal government was
Speaker 1: supposed to be for what?
Speaker 8: Defense?
Speaker 1: And some infrastructure? Where did we get the idea that
Speaker 1: federal government is first and everything else with the.
Speaker 8: States is second.
Speaker 1: The way the country was founded was on states doing
Speaker 1: their thing, coming together in a Congress for the federal
Speaker 1: government for their defense. Where do people think that education, welfare,
Speaker 1: all of these things come from the federal government. The
Speaker 1: other thing the federal government was supposed to do, and
Speaker 1: this is where the real, honest to God, the real
Speaker 1: differences come is civil rights. Okay, the federal government was
Speaker 1: supposed to ensure our rights under the constitution, constitutional rights.
Speaker 1: So I should say, not civil rights, but constitutional rights.
Speaker 1: Some of them are civil rights, right, Okay, So under
Speaker 1: the Bill of Rights and all of that. So when
Speaker 1: we talk about the US Constitution, That is where the
Speaker 1: rub is because many pelieve, for example, abortion, and again
Speaker 1: many believe that should be part of the US Constitution
Speaker 1: and it should not be left to states. For example,
Speaker 1: slavery should not be left to states. So they make
Speaker 1: the argument that abortion should not be left to states
Speaker 1: because it's a fundamental civil right, my body, right of privacy,
Speaker 1: blah blah blah. Now there are legal scholars that weigh
Speaker 1: in on each part of that, so wherever you fall.
Speaker 1: That's where the real the real controversy is is when
Speaker 1: it comes to constitutional rights, what constitutes a constitutional right
Speaker 1: and what should lay on the state level. For sure,
Speaker 1: education was never meant to be federalized, never ever, ever, ever,
Speaker 1: so that should be at the state level. So when
Speaker 1: Trump said he wants to do away with the Department
Speaker 1: of Education, that's exactly what he meant. Now here's the deal.
Speaker 1: The federal government two things, constitutional rights and defense. That's it.
Speaker 1: Why do we think they should rule each and every
Speaker 1: aspect of our life? Like Title nine for athletes. Okay,
Speaker 1: if you don't let a boy compete with your girl
Speaker 1: and beat the living crap out of her in sports,
Speaker 1: you don't get funded anymore. And by the way, that
Speaker 1: boy does not have to be transgender. He can just
Speaker 1: say he is a girl. So I mean, come on, people,
Speaker 1: let's use common sense. In fact, I think people did
Speaker 1: use common sense. I think this election shows that people
Speaker 1: were thinking for themselves and not listening to rhetoric. And
Speaker 1: by the way, we're going to see that Project twenty
Speaker 1: twenty five does not get implemented. We're going to see
Speaker 1: for ourselves there's not going to be an abortion ban
Speaker 1: nationally federally, and you're going to see how much you
Speaker 1: were lied to. Now going he wants to do away
Speaker 1: with Department of Education. I'm going to continue with this
Speaker 1: moron who texts excuse me, I don't want to I
Speaker 1: don't want to insult my YouTube morons.
Speaker 8: That is a badge of honor. He's not a moron,
Speaker 8: he's an idiot.
Speaker 1: Not sure why you would do that. In other words,
Speaker 1: he wants to know why would he do away with
Speaker 1: the Department of Eachation.
Speaker 8: I just explained it.
Speaker 1: He wants to put RFK in charge of whatever health
Speaker 1: ministry or wherever. You would call this guy not right
Speaker 1: in the head, So answer your question. No, I don't
Speaker 1: think he's going to be a dictator. And I don't
Speaker 1: think the United States will fall as a nation, but
Speaker 1: I do think Trump has some very dangerous ideas. All
Speaker 1: he cited was RFK in charge of some health stuff
Speaker 1: and the Department of Education. By the way, if RFK
Speaker 1: was in charge, that.
Speaker 8: Guy sounds very low IQ whoever is.
Speaker 1: By the way, let me explain something about RFK and
Speaker 1: health stuff. Rfk's biggest deal is, by the way, is
Speaker 1: what the aborde people yell about? My body my right.
Speaker 1: He did not think forced vaccinations were a good idea.
Speaker 1: And yet when you say my body, my right, they don't.
Speaker 1: They don't buy it for that. They only buy it
Speaker 1: for abortion. That's the only time, the only time you
Speaker 1: have control over your body.
Speaker 8: You absolutely have no control other than that.
Speaker 1: None. They In fact, if you read the agreement the
Speaker 1: US entered into with the World Health Organization, you would
Speaker 1: be shocked that we will give up our national sovereignty,
Speaker 1: right of movement, freedom of movement, freedom of not taking
Speaker 1: drugs if we are declared to have a health emergency.
Speaker 1: And guess who gets to declare it the World Health Organization? Now,
Speaker 1: then I think by executive voter, that'll never go through anymore,
Speaker 1: because why people are now starting to see the sham.
Speaker 1: Now I'm going to go on with this guy's text,
Speaker 1: and as Mark Aptley put it, he is low iq.
Speaker 1: More importantly, I don't think he has any ideas of
Speaker 1: what to do. He hasn't said what he wants to
Speaker 1: do with healthcare or the economy. He just keeps saying tariffs.
Speaker 1: You know that's absolutely not true at all. This man
Speaker 1: is definitely uninformed. By the way. I know you're always
Speaker 1: preaching about wanting balance and government. Right now we have
Speaker 1: a Republican president, Republican Senate, Republican House, so there is
Speaker 1: no balance. We will see what this administration does that
Speaker 1: I agree with. We will see, and you're right, we're
Speaker 1: not going to have balance. I have a feeling they
Speaker 1: are not going to do much. Okay, Okay, now Krinn
Speaker 1: Jane is it John Pepierre or how she needs to
Speaker 1: be on the starship? And good please please, Tom, please
Speaker 1: no more political Okay, I'm just gonna say goodbye to you,
Speaker 1: because guess what, this is probably the biggest thing that
Speaker 1: has ever happened in the country. And by the way,
Speaker 1: by the way, we truly truly will be affected as consumers.
Speaker 1: So if you don't think this is a consumer issue.
Speaker 1: Let me say goodbye to you right now, goodbye, goodbye.
Speaker 7: Now.
Speaker 1: That doesn't you know I'm telling you that I am happy.
Speaker 1: I am happy that a black man came out, went
Speaker 1: to a voting booth and said, oh, I need to
Speaker 1: listen that He didn't say I need to listen to
Speaker 1: Michelle and Barack, or I need to listen to Oprah
Speaker 1: or if I don't vote Democrat, I'm not black, and
Speaker 1: I'm happy Latinos didn't do that. I am happy that
Speaker 1: people fought for themselves.
Speaker 8: That's what I'm happy about.
Speaker 1: By the way, Rob Reiner said he's going to set
Speaker 1: himself on fire, I'd like to say I'd actually pay
Speaker 1: to see that.
Speaker 7: Tom.
Speaker 1: I don't recall, Tom, I don't recall hearing from Babs
Speaker 1: this election season.
Speaker 8: Who's Babs?
Speaker 1: She was always threatening to leave the country. Okay, both
Speaker 1: Obamas should be on it. And by the way, Tom,
Speaker 1: I love the uh oh Bruce Springsteen, Tom Hanks, hmm,
Speaker 1: put Poulis on the Spaceship. Okay, Tom, I love that video.
Speaker 1: Can you play it again? I'll do it coming up. Okay,
Speaker 1: I will do it coming up. I just don't want to.
Speaker 6: Have a great slogan for the Drug Administration woke is broke?
Speaker 1: Okay, and you that's your what did I? Okay, Doc,
Speaker 1: I'm sorry, I gotta give you this anyway. Put poor Doc,
Speaker 1: come on, Doc? Okay, Mike go ahead? What do you think?
Speaker 8: Mike? Go ahead?
Speaker 1: Mike.
Speaker 7: Yeah, I got a name. Yeah, I got a name.
Speaker 7: You remember the TV show Mister Ed the Talking Horse.
Speaker 1: Yes, I love it.
Speaker 7: That's that's not her real name. Her real name is
Speaker 7: Julia Roberts.
Speaker 1: Oh yeah, okay, good Paul, what about you?
Speaker 8: But you're right, she does resemble Paul. Go ahead. Let's
Speaker 8: not get personal.
Speaker 20: I got two of them, George Clooney and Share Okay,
Speaker 20: for sure, Clooney and Share.
Speaker 1: I got to write those down. I appreciate that. By
Speaker 1: the way, I put that on Instagram for people to nominate,
Speaker 1: and I just did. I wonder whovill nomination?
Speaker 18: Could you believe that she got invited on Joe Rogan
Speaker 18: in digit Go? Can you believe Thatmorrow? I can't believe
Speaker 18: how stupid she is. I can't believe how stupid her
Speaker 18: campaign was. Who would not go on Joe Rogan show?
Speaker 1: Listen to this one for a nomination?
Speaker 18: Mark George Soros oh my god, we should use his
Speaker 18: money to build the spaceship.
Speaker 1: Well Trump, I mean, excuse me, a Musk volunteered. He
Speaker 1: said he would do it. So now, so elon, what's
Speaker 1: the name of the spaceship?
Speaker 14: I have an ownership right the starship should be named
Speaker 14: the Flaming DIRP DIRP.
Speaker 1: Yeah. It's like the politically correct way of saying, oh okay,
Speaker 1: three oh three, seven to one three talk we have,
Speaker 1: by the way, honest to god, we are solving promt Brett,
Speaker 1: you want to talk about a scam. I'm serious. I'm
Speaker 1: gonna take this seriously now, Brett. I'm going to take
Speaker 1: a quick break here, but I want to know what's
Speaker 1: the scam.
Speaker 8: Tell me what you think is going on, Brett.
Speaker 21: Tom, I wanted to know if you knew about a
Speaker 21: company named T squared. I've thought I heard it on
Speaker 21: your show before.
Speaker 1: Tea isn't Tom, He isn't Tom? Yeah, she squared? No,
Speaker 1: but hold on it. We'll come right back to you
Speaker 1: on that and more coming up. Go with a sure
Speaker 1: thing Denver's best roofer excel roofing dot com. You don't
Speaker 1: pay a cent until you're content. Time for an insurance
Speaker 1: checkup free no obligation. In comparison, call Compass insurance paying
Speaker 1: too much your coverage at dozens of insurance companies find
Speaker 1: out now three all three seven to seven to one.
Speaker 8: Help.
Speaker 1: You'll think you're his only customer when you choose Frank
Speaker 1: durand the real estate man dot com to list your
Speaker 1: home with Remax Alliance three oh three nine two zero
Speaker 1: sixteen twenty two. Hi, Tom Martino, your troubleshooter three all
Speaker 1: three seven one three talk seven one three eight two
Speaker 1: five five possible. Scambre said, first, Paul, what is your
Speaker 1: comment on the Olympics.
Speaker 8: I'm not sure. Let me take Paul real quick. What
Speaker 8: is your comment, sir?
Speaker 22: I just wanted to make a comment about the men
Speaker 22: who want to compete in the women Olympics.
Speaker 7: Yes, I think this.
Speaker 22: You have to qualify on the balance and gave first.
Speaker 1: What does that have to do with anything?
Speaker 22: Well, I'm supposed to be a joke.
Speaker 1: Oh, I'm sorry. I'm sorry. I still don't get I
Speaker 1: didn't mean it. I don't get it either, but I
Speaker 1: don't mean to not because.
Speaker 6: You never see a guy have who's small enough and
Speaker 6: has enough balance to perform on a balance theme.
Speaker 5: It's always young very thin young girls.
Speaker 1: Hmm, Okay, now I get it. Oh, thank you, Mark.
Speaker 8: All right, let's keep going here.
Speaker 1: Now a possible scam, So tell me what's going on.
Speaker 1: Let's just take the problem and we'll decide if it's
Speaker 1: a it will decide.
Speaker 8: If it's some kind of scam. What's going on?
Speaker 3: Broh.
Speaker 21: So what they did is they did a typical construction job.
Speaker 21: They did the first phase. They moved a fireplace from
Speaker 21: a walling.
Speaker 1: Okay, so they were doing hold on, so this is
Speaker 1: home improvements.
Speaker 7: Yeah, got it?
Speaker 1: And they hired, they hired, they hired.
Speaker 8: Okay, got it, got it.
Speaker 1: Keep going.
Speaker 21: And they got into the second phase, and he said
Speaker 21: that he could put a splitter in for the air
Speaker 21: conditioning to get air conditioned in the garage. He had
Speaker 21: a great deal on that, and that's where everything went souf.
Speaker 7: That's what had bad. They installed it, they went bad.
Speaker 7: Didn't get when you.
Speaker 1: Say a splitter, do you mean like a mini split
Speaker 1: they call it.
Speaker 21: I've never even heard of it, but I guess it
Speaker 21: makes the split for that I don't know the conduit
Speaker 21: or whatever to go to divert the air conditioning to
Speaker 21: the garage as well as the house.
Speaker 8: Okay, I think did he use the word split.
Speaker 4: That?
Speaker 21: Yeah, I don't know, and I could be using the
Speaker 21: wrong term.
Speaker 1: Okay, that's okay, so so tell me what's wrong right now.
Speaker 7: So it doesn't work.
Speaker 21: She called the contractor that that that that she couldn't
Speaker 21: get ahold of T square and he's got a hold
Speaker 21: of the self that she installed it, and he said
Speaker 21: he won't come back because this guy doesn't pay us ups.
Speaker 7: And now he's goot to her.
Speaker 8: How much of your parents paid so.
Speaker 7: Far two thousand and I told her that.
Speaker 1: Wait, wait, how much?
Speaker 7: How much two thousand?
Speaker 19: Two thousand?
Speaker 8: And what was the what was the whole job going
Speaker 8: to cost?
Speaker 21: You know, they're they're finding issues now, Tom too.
Speaker 1: No, no, please, bread Brett. I'm trying, Brett. I'm trying
Speaker 1: to get a picture here.
Speaker 19: Man.
Speaker 8: I know that you have this all in your head.
Speaker 8: You want to spill it.
Speaker 1: If I get a picture.
Speaker 8: I can tell you what I think is going on
Speaker 8: and will help you.
Speaker 1: So they paid.
Speaker 8: Two grand down or was that the entire job?
Speaker 7: That was the entire job that was to include the splitter,
Speaker 7: that the work on that.
Speaker 1: But whatever you said. They were doing some other home
Speaker 1: improvements like moving stuff around, right.
Speaker 7: Yeah, and he did a good job on that.
Speaker 21: But they're finding out that the outlets that he covered
Speaker 21: up or not, they just they used they.
Speaker 1: I don't think I don't think there's a scam. Okay,
Speaker 1: I don't even know this guy. I don't think there's
Speaker 1: a scam.
Speaker 7: I don't think it's a scam.
Speaker 1: Okay. Here's what I think is going on. So they
Speaker 1: paid two grand that I don't even know what you
Speaker 1: can have done for two grand. I swear to God
Speaker 1: when you said two grand, I thought two grand for what?
Speaker 21: No, it's a great price. I told her that she
Speaker 21: she got the splitter for a deal. I said, you're
Speaker 21: just doing a clock.
Speaker 1: I don't even know what the splitter. We got to
Speaker 1: figure out what the splitter is. So really, let me
Speaker 1: just ask you this. To finish what this? So the
Speaker 1: guy won't come back. He's not paying contractors they. I
Speaker 1: don't even know what the hell out of two grand?
Speaker 1: What is he going to pay someone else to do?
Speaker 1: I don't know what's going on here. It sounds like
Speaker 1: they gave your parents a hell of a deal. But
Speaker 1: what I'd like to know is have your parents when
Speaker 1: did work stop on your parents' house because we have
Speaker 1: to worry about leans. When did it stop?
Speaker 7: That went about that?
Speaker 2: When?
Speaker 21: About a week ago? About two weeks ago, So it's
Speaker 21: pretty reason.
Speaker 1: Okay, because contractors, contractors have about four months to place.
Speaker 1: Then from the time work stops, did that contractor when
Speaker 1: your mom or dad called, did they say we're going
Speaker 1: to put a lean on your house?
Speaker 7: No, I think he's running away, Tom.
Speaker 21: I don't think. I think he's doing the exact opposite.
Speaker 21: I just think he's he's walked away. He's maybe said,
Speaker 21: you know, I gave you a good deal.
Speaker 7: I'm done.
Speaker 8: And even if they have to hire someone, I'm wondering how.
Speaker 1: Much it will cost to let's say, fix what needs
Speaker 1: to be done. What do you think?
Speaker 19: I don't know.
Speaker 21: And they don't have to get those prices. But I
Speaker 21: told him because I listened to you all the time.
Speaker 21: I said, listen, he's going to tell you the same
Speaker 21: thing that I'm going to tell you, Tom, is that
Speaker 21: you're going to have to either get it done on
Speaker 21: your dime and you're not going to get the You're
Speaker 21: not going to find this guy for your two grands.
Speaker 21: You got to just make it.
Speaker 1: No, it's not In fact, I think what did Can
Speaker 1: you just tell me roughly? What did he do for
Speaker 1: two grand?
Speaker 8: Tell me?
Speaker 21: He installed so I guess this thing, like I said,
Speaker 21: diverts the air conditioning so you don't have to install
Speaker 21: a new conditioning system just for the garage. It goes
Speaker 21: off the existing system and splits the air and add
Speaker 21: the new air vent or whatever.
Speaker 1: So he split HVAC for garage. But why did they
Speaker 1: want HVAC in the garage.
Speaker 21: They say that the temperatures in Arizona, in Scottsdale, well
Speaker 21: in Arizona and gent He was saying that they He
Speaker 21: sold them on that the temperatures get so hot in
Speaker 21: the garage that the cars did it affects the tires.
Speaker 7: Yeah, there could be a total story, but.
Speaker 1: It does.
Speaker 8: But I don't know anybody. I don't know anyone who.
Speaker 1: AC is a garage. That's crazy, that's absolutely insane.
Speaker 7: I've never heard of anything.
Speaker 1: What else did he do for the two grand? Was
Speaker 1: the split the main thing? Yeah?
Speaker 7: I think so too. And now there's stuff I told
Speaker 7: him about the outlets and stuff. I said, you just
Speaker 7: eat that.
Speaker 1: You know you're never going to get I thought it
Speaker 1: was local. They're in Arizona. I was going to recommend
Speaker 1: someone who could go over there and give her a
Speaker 1: price on fixing it.
Speaker 8: We're in Arizona issue.
Speaker 7: So I know your guys. Yeah, she's in Scottsdale.
Speaker 1: Okay, okay, well I can I can find you. I
Speaker 1: think I know people in Scottsdale. I mean, if she
Speaker 1: needs some I can find out because listen, we have
Speaker 1: some relatives there that have work done. So uh and
Speaker 1: and I appreciate you, that's but what so what we
Speaker 1: ought to do. We ought to get someone to go
Speaker 1: over there and just give her a good honest price.
Speaker 8: On fixing it.
Speaker 1: But don't they shouldn't be shocked if it's going to
Speaker 1: cost a grand to fix stuff, because the whole job. Okay,
Speaker 1: hold on, and and could you also, I'm gonna, I'm gonna.
Speaker 1: What I want to do is get your information and
Speaker 1: try to send you the name of somebody. But if
Speaker 1: you could do me a favor in the meantime too,
Speaker 1: and and uh Kaschina, give them my email address. It's
Speaker 1: okay to give them my email. I want you to
Speaker 1: send me exactly what they bought on that HVAC so
Speaker 1: I can get the right people. Okay, can you ask
Speaker 1: them exactly what okay, thanks, so Kitschina, I'm gonna just
Speaker 1: give to myself to give him somebody down there, okay, okay,
Speaker 1: So I'm gonna put my name on it, okay three
Speaker 1: all three, just have give him my email three all
Speaker 1: three seven to one three talk seven one three eight
Speaker 1: two five five Go with a sure thing Denver's best
Speaker 1: roofer Excel Roofing dot com. You don't pay a cent
Speaker 1: until you're content. Time for an insurance check up free
Speaker 1: no obligation comparison call Compass Insurance paying too much your
Speaker 1: coverage at dozens of insurance companies find out now three
Speaker 1: all three seven to seven to one.
Speaker 8: Help.
Speaker 1: You'll think you're his only customer when you choose Frank
Speaker 1: durand the real estate Man dot com to list your
Speaker 1: home with Remax Alliance three all three nine two zero
Speaker 1: sixteen twenty two. Hi Tom Martino, you're troubleshooter. So someone
Speaker 1: mentioned that most likely most likely Trump's going to start
Speaker 1: a new special forces called Proud Boys. Do you think so?
Speaker 8: No?
Speaker 1: Anyway? Three or three seven want three talk seven one
Speaker 1: three eight two five five.
Speaker 8: You're not laughing Mark anyway?
Speaker 1: Brett? I Oh, We're done with Brett. Sorry, Brett. Sorry, Brett,
Speaker 1: I took you. Okay.
Speaker 8: So here's the deal. Okay.
Speaker 1: Do I have time to play that?
Speaker 8: Yeah?
Speaker 7: I do.
Speaker 1: I'm gonna play because somebody people are asking me to
Speaker 1: play that again. So I'm gonna play it. And this
Speaker 1: is my uh my nomination for the rocket and who
Speaker 1: should be on the rocket and all of that.
Speaker 8: If I can find the dang thing here. I thought
Speaker 8: I had it here, but I can't find it now.
Speaker 2: Uh.
Speaker 1: Oh, I'm in trouble. I'll have to find it some
Speaker 1: other time and play it. I thought I had it,
Speaker 1: musk and all of that. Hold on, let me see
Speaker 1: if I can find it. No, maybe maybe? Oh yeah,
Speaker 1: they came in and removed it. I think that my
Speaker 1: people came in and removed it. The liberals came in
Speaker 1: and hacked my computer. I don't how do you lose
Speaker 1: a file?
Speaker 8: Oh?
Speaker 1: There it is there, it is. Ready.
Speaker 8: Here we go, folks, let me let me.
Speaker 1: I'm sorry, I gotta, I gotta no, do not make
Speaker 1: any Biden.
Speaker 8: Jokes with me.
Speaker 1: I will okay, idious okay, hold on, I'm ready now, wait,
Speaker 1: I'm ready, I'm ready. Hold on. What the hell? Come on, man,
Speaker 1: this is not working. Okay, I'll just have you not come.
Speaker 1: What what did that just say?
Speaker 2: Do not?
Speaker 1: Do not come? Okay, that was very odd. I didn't
Speaker 1: I didn't put that on that. Shannon Man, Oh dare
Speaker 1: you okay?
Speaker 2: Now?
Speaker 8: I'm ready, ready.
Speaker 1: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 1: dot com. You don't pay a cent until you're content.
Speaker 1: Time for an insurance check up free, no obligation. In comparison,
Speaker 1: call Compass insurance paying too much You're coverage at dozens
Speaker 1: of insurance companies find out now three oh three seven
Speaker 1: seven to one help. You'll think you're his only customer
Speaker 1: when you choose Frank durand the Real estate Man dot
Speaker 1: com to list your home with Remax Alliance three oh
Speaker 1: three nine two zero sixteen twenty.
Speaker 2: Two rit News.
Speaker 11: You need advist who you don't have, come run into
Speaker 11: as fast as we can.
Speaker 3: Shooter's gonna help.
Speaker 2: Come man, this is.
Speaker 4: The Troubleshooter Show.
Speaker 1: Now Tom Martino, Hey, Tom Martino here, Welcome to the show.
Speaker 1: Three oh three seven one three talk is our number,
Speaker 1: of course, you see the number down there of your
Speaker 1: streaming three oh three Martino three oh three sixty two
Speaker 1: seventy eight four sixty six, where we will help you
Speaker 1: buy solving problems, answering questions, taking complaints, making your life
Speaker 1: just a little easier. All you have to do is
Speaker 1: call us. And of course who can talk about what
Speaker 1: happened with the red wave last night. And the reason
Speaker 1: we're talking about is I made a list of some
Speaker 1: of the impacts that we're going to have in this
Speaker 1: country that you should be aware of, and I believe
Speaker 1: you should be aware. First of all, let me just
Speaker 1: say this. We will never have another presidential election again.
Speaker 1: So well, we might after Trump dies because he's a dictator,
Speaker 1: so he's going.
Speaker 8: To be in there for life.
Speaker 1: But I think when he dies he'll appoint one of
Speaker 1: his sons before he dies, so we won't have another
Speaker 1: presidential election. Also, if you are in the country as
Speaker 1: an immigrant from Mexico, Evenzuela, you'll be rounded up. We
Speaker 1: have camps that we're building right now. And what else,
Speaker 1: m oh oh, there's going to be an fan on abortion,
Speaker 1: a national ban on transgender surgeries, a national ban on
Speaker 1: low fat yogurt, and what else. There will be tariffs
Speaker 1: on marijuana. No more squirrels as pets pets. That okay,
Speaker 1: that's a good one, and the Project twenty twenty five
Speaker 1: agenda will be in full force. And as far as
Speaker 1: school choice, you'll be able to make any choice for
Speaker 1: any school that is conservative and faith based only. So
Speaker 1: what else? I mean, all of these changes are coming. Oh,
Speaker 1: women are not going to be able to vote anymore
Speaker 1: unless they vote unless they're registered Republicans. But then you
Speaker 1: won't have to vote for president anymore. The Supreme Court
Speaker 1: will now be.
Speaker 8: Increased to twenty six members.
Speaker 1: What else, And so he gets to elect a lot
Speaker 1: of people onto the Supreme Court or nominate or whatever. So, man,
Speaker 1: so many changes coming. Can you think of any others
Speaker 1: that will come? Come on, text me, hey tell me.
Speaker 5: Don't you think it's nice that even though Trump won.
Speaker 6: You may not like it or not, but there's really
Speaker 6: no Supreme Court or television newspeople contesting the election talking
Speaker 6: about election fraud for change, that it was a pure
Speaker 6: and simple victory without all that victual.
Speaker 1: Well, well, all that vitual will be popular vote and
Speaker 1: the electoral So that that man Trump, Trump was the
Speaker 1: one that said. Trump was the one that said that
Speaker 1: it was He's the one that brought up the election fraud.
Speaker 1: I mean, no one else did. Why did you expect
Speaker 1: Democrats to do that this time around? I think your point?
Speaker 1: What is your point? Well, I think if it were
Speaker 1: close election, somebody, do you have a defibrillator in the office?
Speaker 8: Can you cause somebody jolt him?
Speaker 1: At least? Because I don't even understand why you brought
Speaker 1: that up. He says it's good for a change not
Speaker 1: to have the election challenge. The only one that elected
Speaker 1: it that challenge the election was the guy that just
Speaker 1: got elected.
Speaker 8: I mean, come on, let's be fair about that.
Speaker 2: Oh.
Speaker 6: In my it's my opinion that if it was a
Speaker 6: really close race, the Democrats would have resorted to that.
Speaker 1: How ridiculous, can you Okay, I'm not gonna have then
Speaker 1: hold on, I got I just got to do this
Speaker 1: to him again. He's such he's so ridiculous. Listen, I'm
Speaker 1: so happy about the red wave, and I do think
Speaker 1: Democrats can be ridiculous, But how dare you say if
Speaker 1: this would have happened, you have no clue it would
Speaker 1: have happened. I think it would have happened. Never mind,
Speaker 1: come on, let's not be stupid here. Let's let let's
Speaker 1: show some decorum here and be gracious winners. For God's sakes,
Speaker 1: he's saying if it was closer, they would have contested
Speaker 1: the election. On what basis?
Speaker 8: Are you saying that?
Speaker 1: On what basis? I'm just man, I think there's only
Speaker 1: one one party that ever contested elections that I know of,
Speaker 1: and that's the ones who just won. I mean, let's
Speaker 1: be fair. Right by the way, it was a red wave,
Speaker 1: and I, honest to God, I was shocked.
Speaker 8: I truly was shocked.
Speaker 1: I truly was.
Speaker 8: And uh, I'm sorry for that.
Speaker 1: I gotta I gotta silence that someone. Someone is calling
Speaker 1: me anyway three h three seven one three talks seven
Speaker 1: one three eight two five five. If you want to
Speaker 1: text me, you can text me on my private Google
Speaker 1: line and that is seven four seven nine nifty two
Speaker 1: eighty seven four seven nine nine nine fifty two eighty.
Speaker 1: It comes right through to my cell. You can also
Speaker 1: do me a favor and uh, text me on the
Speaker 1: short code for iHeart, which is five seven seven three nine.
Speaker 1: So that's the short code. So whatever you want to do,
Speaker 1: put tom there. And then I was asking for nominations
Speaker 1: for the rocket ship must Musk volunteer to rocket Ship
Speaker 1: and he said that he's going to allow any celebrity
Speaker 1: or endorser or anti trumper to leave the planet on
Speaker 1: this ship and who should be on there. We had
Speaker 1: so many nominations in the first few hour. Schumer, Schiff,
Speaker 1: Aoc Pelosi, Bette Miller, Madonna, Liz Cheney, Beyonce, Oprah Winfrey,
Speaker 1: Barack Obama, Michelle Obama, Taylor Swift, Rob Reiner, Jared Polis,
Speaker 1: Howard Stern, Bill and Hillary Clinton, Mark Cuban, George Sorows. Anyway,
Speaker 1: we were also talking about and by the way, if
Speaker 1: you're just tuning in, we are solving problems, answering questions,
Speaker 1: taking complaiints. We had several calls about about construction over
Speaker 1: the last let's say six months, people doing home improvements,
Speaker 1: and inevitably the first mistake people make, the first mistake
Speaker 1: is not finding the right contractor.
Speaker 8: I mean, let's be honest about.
Speaker 2: That, right.
Speaker 8: That's easier said than done. It's hard. You got to
Speaker 8: really research people.
Speaker 1: And I suggest referralss dot com because we've done some
Speaker 1: homework on them, But that doesn't mean that's the only
Speaker 1: place you're going to find someone good. But it also
Speaker 1: there's also another trend. Almost every single no, not almost no,
Speaker 1: not almost I'm going to say this, one hundred percent
Speaker 1: of all home improvement ripoffs of them started with, not started,
Speaker 1: but have this in common.
Speaker 8: Money upfront. Now, before you come.
Speaker 1: On glued and you're a contractor or you're somebody who
Speaker 1: takes money upfront, I'm not saying that every time you
Speaker 1: pay money upfront you will be ripped off. I'm not
Speaker 1: saying that at all. What I'm saying is every single
Speaker 1: ripoff started with and has in common money upfront. Once
Speaker 1: you pay, there's nothing you can do. If they're a loser,
Speaker 1: a liar, a cheat, a deadbeat, poor money manager, whatever,
Speaker 1: you will never get that money back ever, ever, ever,
Speaker 1: even if you get a judgment. You see, when someone
Speaker 1: takes your money and they don't put it in trust
Speaker 1: for your job, they're violating contract or Trust Act, which
Speaker 1: is a toothless act anyway, no one enforces it, no one,
Speaker 1: no one, no one knowing so. And if you can
Speaker 1: expect that in a state that decriminalized stealing cars and
Speaker 1: everything else. And Jared Polis, who's wishing to be the
Speaker 1: next Gavin Newsom, in fact he is. He's Gavin Polis
Speaker 1: or Jared Newsom. And here's the thing. You can't depend
Speaker 1: on the contractor's Trust Act. You should never I'm going
Speaker 1: to say this, if you don't want to be ripped off,
Speaker 1: never put money down.
Speaker 8: Ever, don't pay until the job's done.
Speaker 1: That would be a one hundred percent guarantee that you're
Speaker 1: not going to get ripped. You could have a bad job,
Speaker 1: but you're not going to get ripped. However, there are
Speaker 1: seldom few contractors that will wait until they're completely done
Speaker 1: to get paid because they'll say that homeowners won't pay them.
Speaker 1: So I say, I don't expect that of people, but
Speaker 1: that would be a one hundred percent guarantee you won't
Speaker 1: be ripped off. Don't pay until it's done. In fact,
Speaker 1: I think there's only one contractor I know of right now,
Speaker 1: one one, and that's Excel Roofing. I think they're the
Speaker 1: only ones I know that will take not a penny
Speaker 1: until they're one hundred percent complete satisfaction guaranteed. I think
Speaker 1: that's the only one I know now. As far as
Speaker 1: money down, why is that a danger? Because people are
Speaker 1: not good stewards of money. Here's what you could do
Speaker 1: for people to say I don't trust you. How about
Speaker 1: you do a trust account that they can only get
Speaker 1: when they accomplish certain work.
Speaker 8: Maybe I ought to do that. I should do that.
Speaker 1: Actually, I always start businesses when I see a flaw
Speaker 1: on something.
Speaker 8: So I'm going to do that. I think I'm going
Speaker 8: to do that.
Speaker 1: I'm going to start a service that takes money and
Speaker 1: guarantees it to the construction company, guarantees it if they
Speaker 1: do the work. Think about that. How cool would that be.
Speaker 1: So you don't do the work, you don't get paid.
Speaker 1: You do the work, you get paid. The only problem
Speaker 1: there is if the homeowner doesn't want them to be
Speaker 1: paid and I think the work was done, I'd get
Speaker 1: in trouble if I don't make If I make the
Speaker 1: payment because I think, hey, homeowner, you're nuts. The work's done,
Speaker 1: and the homeowner says, now there's a little nick, heire
Speaker 1: a little nick there, then that homeowner will come after me.
Speaker 1: Then if I don't think the work's done and the
Speaker 1: contractor thinks the work's done and I don't pay the contract,
Speaker 1: then the contractor comes after me. So maybe I become
Speaker 1: the bad guy. Maybe that's a bad idea, But there's
Speaker 1: got to be a way to pay as you go.
Speaker 1: And I don't believe you should ever pay for nothing,
Speaker 1: which means just to sign your name and put money
Speaker 1: up front. And if a contractor tells you I need
Speaker 1: money upfront in order to buy materials, say why you
Speaker 1: don't have credit? Goodbye? Or if they say well we
Speaker 1: need money upfront to do this this, there's really no
Speaker 1: excuse for it none. Now if they order custom material
Speaker 1: then I think you make the order in your name
Speaker 1: and pay for it down and you know that if
Speaker 1: that contractor skips out, at least you've paid for those
Speaker 1: the deposit on those materials. You can have them delivered
Speaker 1: to your house and have someone else do it. There's
Speaker 1: got to be a way to protect ourselves. I'm Tom Martinez.
Speaker 1: Give me a call if you have a problem, question,
Speaker 1: complain someone lies to you, cheated, ripped off. And I
Speaker 1: also want nominations for the spaceship that Elon Musk is
Speaker 1: putting together to send anti trumpers to space so they
Speaker 1: can leave the planet. They don't have to listen or
Speaker 1: worry about him at all because they believe he's going
Speaker 1: to be a dictator and there aren't going to be
Speaker 1: any more presidential elections. So please add a name to
Speaker 1: our list. Are manifest for the spaceship. We got more
Speaker 1: coming up on the Troubleshooter Show three ozho three seven
Speaker 1: to one to three talks seven one three eight two
Speaker 1: five five. By the way, Frank durandereal estate Man dot com,
Speaker 1: we'll do a service for you that I love. What
Speaker 1: he'll do is he'll tell you what your house is
Speaker 1: going to sell for. Now, you might think, well, that's
Speaker 1: a big deal, right, I'll just get an appraisal. No,
Speaker 1: often they sell for more than an appraisal, and often
Speaker 1: they sell for more than the neighbor. Because if Frank
Speaker 1: handles it, he sells for more and in less time.
Speaker 1: So here's what we'll do. A free market analysis, free
Speaker 1: no obligation three three nine two zero sixteen twenty two
Speaker 1: Frank durand the Realestateman dot com. Go with a sure
Speaker 1: thing Denver's best rufer excel roofing dot com. You don't
Speaker 1: pay a cent until you're content. Time for an insurance
Speaker 1: check up, free no obligation comparison call Compass Insurance paying
Speaker 1: too much your coverage at dozens of insurance companies find
Speaker 1: out now three all three seven seven to one help.
Speaker 1: You'll think you're his only customer when you choose Frank
Speaker 1: durand the real estate man dot com to list your
Speaker 1: home with Remax Alliance three oh three nine two zero
Speaker 1: sixteen twenty two. Hi Tom Martino, your troubleshooter three O
Speaker 1: three seven one three talks seven one three eight two
Speaker 1: five five. Did you know it's been twenty years since
Speaker 1: the Republican won, since a Republican won the popular vote?
Speaker 5: Yeah?
Speaker 1: Think about that. It really was a landslide. It really was.
Speaker 1: It was a red wave, and I'd like to know,
Speaker 1: honest to god, people's opinion on how you know, I
Speaker 1: talked about how we would be affected, and I joked around,
Speaker 1: let's be serious. Now I have John Clace with me
Speaker 1: from CMG Mortgage and or CMG Financial, and that's a
Speaker 1: giant company. What are the what are the people saying there?
Speaker 1: Are they expecting rates to come down not just because
Speaker 1: of the rates have been coming down, or do they
Speaker 1: expect them to come down more because of this? Do
Speaker 1: you think we'll ever get back down to the fours?
Speaker 8: Hold on here, go ahead, sir.
Speaker 9: H fours that's that's that's a stretch. I do think
Speaker 9: they'll be in the fives pretty soon, probably first.
Speaker 1: Quarter, you know, I think we got used to artificially
Speaker 1: low rates a bit.
Speaker 9: Well low rates, and then you know, obviously the values
Speaker 9: went up with the rates so low. So the value
Speaker 9: of the houses is is a big thing too, not
Speaker 9: just just the interest rate, but the cost of it.
Speaker 1: And Okay, so someone wants to know how this loan
Speaker 1: is different than a conventional loan, and I guess I
Speaker 1: assume a lot of people remember the loan and know it.
Speaker 1: So I think we should recap that really quickly. And
Speaker 1: by the way, we're still taking your calls three oh
Speaker 1: three Martino, three oh three, six two seven, eight four
Speaker 1: sixty six or three oh three, or you can call
Speaker 1: three oh three, seven to one three talk seven one three,
Speaker 1: eight two five five. All right, so let's talk about
Speaker 1: this mortgage. Okay, first and foremost, it is a mortgage.
Speaker 1: It takes a first deed of trust on the house.
Speaker 1: Correct at first lean position.
Speaker 8: Okay, so it's a mortgage.
Speaker 1: Now, if I buy a house, I want to use
Speaker 1: religious easy numbers. Okay, So I buy a house for
Speaker 1: six hundred and I put down one hundred, I have
Speaker 1: a mortgage for five hundred.
Speaker 8: Would that be about right?
Speaker 5: Yeah?
Speaker 8: Yeah, well or yeah, but whatever you.
Speaker 1: Do that so if I have a house for if
Speaker 1: I have a mortgage for five hundred, Now, how does
Speaker 1: that differ from a regular mortgage.
Speaker 9: So what this does It actually ties a checking account
Speaker 9: with the mortgage with an automatic sweep account. So the
Speaker 9: big difference here is the loan is the first lean
Speaker 9: line of credit and it's tied together with a checking account.
Speaker 9: So typically a checking account you deposit ten thousand the
Speaker 9: first of the month. Let's just say usually that ten
Speaker 9: thousand sits there, waits till about a week or so,
Speaker 9: and you got to pay bills. Well, with this loan,
Speaker 9: it'll take that ten thousand, it'll.
Speaker 8: Automatically, even if it's only there for ten days.
Speaker 9: It'll go against the five hundred, which will lower it
Speaker 9: to four ninety. So you only pay an interest on
Speaker 9: the four hundred and ninety. So you only pay interest
Speaker 9: on what the actual balance is. And then say ten
Speaker 9: days go by and you write bills for two thousand,
Speaker 9: that balance goes to four ninety two, so you pay
Speaker 9: interest on four ninety two. And this just keeps recurrent.
Speaker 9: So what it's really done is taking two things. It's
Speaker 9: taking a checking account, which is not very efficient checking account.
Speaker 9: It's really just a holding place for your money. It's
Speaker 9: never really doing anything right for you. Okay, so this
Speaker 9: what it does is you're you're checking out, it's always
Speaker 9: working for you to lower your interest cost, right, is
Speaker 9: what it does.
Speaker 1: So while your money is sitting in the bank, it
Speaker 1: is offsetting that amount of principle. Is that easy to say?
Speaker 1: That is easy to Any money that you have liquid
Speaker 1: is offsetting if it's in this account, is offsetting your principle.
Speaker 8: But it's not frozen.
Speaker 9: It's not frozen, and it's always liquid, always available. There's
Speaker 9: no reason, rhyme or reason. It's always available to you.
Speaker 9: It's always there for you, so it's always.
Speaker 1: See while it's there, instead of sitting in a checking
Speaker 1: account with little or no interest, or sitting in a whatever.
Speaker 1: In fact, it's probably the most interest you'll earn on
Speaker 1: idle money.
Speaker 9: I agree with you hundred percent. It's the most interesting
Speaker 9: interest you'll save. So saving interest same as earning interest,
Speaker 9: that's right. So you know, saving credit card balances, I
Speaker 9: mean with what the cars are and everything else like this,
Speaker 9: it really becomes one of the most efficient ways that
Speaker 9: you can hold a mortgage and have your checking account.
Speaker 1: Now you wanted to pay down your mortgage, you could
Speaker 1: and get the money back in a year if you
Speaker 1: need it.
Speaker 9: Many clients that will put over thirty thousand right away
Speaker 9: because they use that as a emergency fund or a
Speaker 9: vacation and it's still there. Now, it's still here, but
Speaker 9: it's saving them that much.
Speaker 1: You never thought of that. So when I recommend to
Speaker 1: people that they have an emergency fund, that could actually
Speaker 1: be offsetting their mortgage correct. So now they're they can
Speaker 1: get it when they need it.
Speaker 9: Get it whenever they need it. No, no, no rhyme,
Speaker 9: no reason. It's always looking for you.
Speaker 1: And to get it. It's it's as simple as writing
Speaker 1: a check.
Speaker 9: It's simple as any checking account you have. Now it
Speaker 9: comes with a check account, but it's just you got
Speaker 9: free online banking bill pay, it's writing a check.
Speaker 1: When does that loan become a regular loan? Does it
Speaker 1: have the feature of thirty years?
Speaker 9: It does because it's a self paid at thirty years.
Speaker 9: So what it is is the first ten years is
Speaker 9: interest only because they want to keep your payment as
Speaker 9: low as possible, so all the other extra money goes
Speaker 9: to pay principal bounce down.
Speaker 1: So now say you have so the first ten years
Speaker 1: interest only yep. And then and but you can pay principal.
Speaker 9: You always are paying principal automatically, it does it for you.
Speaker 9: And then what it does, it's a true thirty year loan.
Speaker 9: So then what it does on the in the next
Speaker 9: twenty years twenty years, two hundred and forty months, So
Speaker 9: would it would take that five hundred thousand divide up
Speaker 9: by two hundred and forty and it would it would
Speaker 9: lower your available credit by one two hundred and fortieth
Speaker 9: for the next twenty years. So usually it never comes
Speaker 9: into effect because usually you have five hundred thousand, you're
Speaker 9: gonna have a paid down to two hundred thousand or
Speaker 9: so after the ten years, and then it's just kind
Speaker 9: of self going to where.
Speaker 1: That that balance. So it's paid off at the end,
Speaker 1: it's paid office.
Speaker 8: Do you get less and less a line of credit as.
Speaker 9: You go on after the one hundred and after the
Speaker 9: ten years, yes.
Speaker 1: So, but you still have some Yeah.
Speaker 9: Well, for example, five hundred solong the one hundred and
Speaker 9: twenty first month, now you have four ninety eight available
Speaker 9: ninety six, so and usually you don't need to now
Speaker 9: you can always refinance and of course back up of course,
Speaker 9: but it's just a forced payoff and usually, like I
Speaker 9: like to say, it's the last loan you'll ever need
Speaker 9: because typically you're you've paid that balance down anywhere in
Speaker 9: the in that first ten years.
Speaker 8: So yeah, all right, I got it.
Speaker 1: Three oh three seven one three talk three oh three
Speaker 1: seven one three eight two five five. All right, now
Speaker 1: that we're talking about the all in one loan they
Speaker 1: call it, and uh, we used to call it my bank,
Speaker 1: my my my way, I love that.
Speaker 9: My my still go to that website and all pull
Speaker 9: up six still years.
Speaker 1: Okay, you pull up the all on one one. Oh good, excellent.
Speaker 1: I'm glad you have that. Okay, So we have more
Speaker 1: coming up on the Troubleshoogar Show three oh three seven
Speaker 1: one three Talk seven one three eight two five five.
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Speaker 1: companies find out Now three all three seven seven to
Speaker 1: one help. You'll think you're his only customer when you
Speaker 1: choose Frank durand the real estate Man dot com to
Speaker 1: list your home with Remax Alliance three all three nine
Speaker 1: two zero sixteen twenty two. Hi Tom Martino, your troubleshooter
Speaker 1: three all three seven one three talks seven one three
Speaker 1: eight two five five. So we do have some texts
Speaker 1: I want to get to. Here's one right here. I
Speaker 1: had a mortgage underwritten by samg It's an awesome product.
Speaker 1: Oh that's good, Thank you very much for that. By
Speaker 1: the way, we also have and you can text me too.
Speaker 1: Uh seven four seven, nine, nine fifty two eighty. Here's
Speaker 1: another one. I have been marked safe from being sent
Speaker 1: to the Gulag for being a white male today. Oh
Speaker 1: I like that a white male Republican today. Okay, three
Speaker 1: all three seven one three? Talk how about this one, Tom,
Speaker 1: you've go You forgot that Elon Musk will be named
Speaker 1: Minister of Propaganda.
Speaker 8: That's not true. Is he He's not going to have
Speaker 8: any official duties?
Speaker 7: Is he?
Speaker 8: By the way, I don't know if he is or not?
Speaker 8: Hold on, what are.
Speaker 14: You saying he's going to head the Department of Government Efficiency?
Speaker 8: Is that really true? They're going to give him a position?
Speaker 15: Absolutely correct, He's going to go through.
Speaker 1: And see government is the department's name?
Speaker 2: Wow?
Speaker 1: No fooling Wow. Okay, let's do another one here. Another
Speaker 1: text says, let's see Musk's rocket comes back to earth.
Speaker 1: So what are they going to do with the celebrities? Oh?
Speaker 1: By the way, that he's going to drop them off somewhere,
Speaker 1: that's another question.
Speaker 8: Where should we drop them off?
Speaker 1: Okay, Tom, you are always so mean to Deputy Doc.
Speaker 1: It's uncomfortable hearing the way you treat him. Wow, don't they.
Speaker 8: Know it's in jest.
Speaker 1: That's signed by Doc. He's signed by Doc Goods one, Hey, Doc,
Speaker 1: did you have one of your people send this? I
Speaker 1: don't know why. Make sure he's still breathing. Yeah, that's right,
Speaker 1: fog a mirror. I don't know why he even hangs around.
Speaker 1: You are sometimes very snippy towards Kelly too. Wow, I'm
Speaker 1: getting chastised here. Kelly can fight back just as hard.
Speaker 8: I'm never.
Speaker 1: I'm pretty good to Kachina, I think, I don't think.
Speaker 1: What do I ever? Get snippy with her every once
Speaker 1: in a while when she has one too many mimosas.
Speaker 6: But at that time I am immute to your slings
Speaker 6: and arrows about religious fortune.
Speaker 1: Okay, good, I like that, Doc. Hold on, let me
Speaker 1: give Doc his normal Oh I didn't what happened?
Speaker 2: Now?
Speaker 8: Oh? There you go?
Speaker 17: All right?
Speaker 1: Does that mean? Now? Doc? I know you go to
Speaker 1: bed early, but did you stay up to watch the
Speaker 1: election results?
Speaker 5: I actually I'd never go to bed before two o'clock.
Speaker 1: Tom, Are you kidding? No?
Speaker 8: Two in the morning PM PM?
Speaker 1: Yeah, I'm serious. Listen, I want to answer them seriously.
Speaker 1: Did you expect the results? I did not.
Speaker 8: I thought it was going to be very very close.
Speaker 1: I thought I thought so too, and I I never
Speaker 1: thought that the House, the Senate, the presidency. Now, I
Speaker 1: will say this, the states that had all of the
Speaker 1: measures on abortion passed almost every one of them. And
Speaker 1: that's where where it should be, right with the state.
Speaker 1: Isn't that right? Tom?
Speaker 6: I can tell you, as a pro choice obg y N,
Speaker 6: I firmly believed that it is not a constitutional right.
Speaker 5: That is a states rights issue. And I am someone
Speaker 5: who is you know, in.
Speaker 6: The field and obviously have a lot of knowledge about it.
Speaker 6: But I always felt it was a SATs rights issue
Speaker 6: and it was not in the constitution.
Speaker 1: Hmmm, well that's the way it is now. Will Republicans
Speaker 1: look to do a national ban?
Speaker 8: Of course they won't. This is where.
Speaker 1: We're going to learn where the lies came from and
Speaker 1: the exaggeration. Will they adopt Project twenty five? What is it?
Speaker 8: Twenty twenty five?
Speaker 1: No, they won't. You'll you'll see. Will they adopt? Will
Speaker 1: they outlaw orstions?
Speaker 2: Now?
Speaker 8: Will they? What else? I mean?
Speaker 1: What outrage Oh, the outrageous lie that there would be
Speaker 1: no more presidential elections? Come on, really, come on, I mean,
Speaker 1: all of this crap. I mean, Oprah Winfrey, that was
Speaker 1: a desperate, desperate attempt saying this could be our the
Speaker 1: last election we ever have come on.
Speaker 8: That makes me so sick that fear mongering.
Speaker 1: Now Tom Peter Boyles should be on that rocket.
Speaker 8: What Peter Boyle should be on.
Speaker 2: Now?
Speaker 1: We talked about presidential contracts, a futures contract, so to speak.
Speaker 1: In my opinion, it is a legal way to get
Speaker 1: around the gambling loss. They do a contract that says,
Speaker 1: if my candidate wins or loses, I will pay you,
Speaker 1: or something like that. And if your candidate wins, you
Speaker 1: get paid. And you buy these contracts while you did
Speaker 1: buy them. They're called event contracts, and when you do that,
Speaker 1: you get paid. So, for example, the odds were really
Speaker 1: in favor, let's say Trump was really a favorite, you
Speaker 1: would buy that one dollar contract, let's say for ninety
Speaker 1: five cents, so you're only going to get five cents.
Speaker 1: But if Kamala's contract it might have sold for thirty
Speaker 1: cents and you get paid a dollar because the worse
Speaker 1: the odds on that, the more it pays. Right, when
Speaker 1: you have great odds, it doesn't pay. It's that old
Speaker 1: risk versus reward. So let's talk about how some of
Speaker 1: these presidential contracts are actually settling and what they're all
Speaker 1: about coming up. Okay, three oh three seven one three
Speaker 1: talk three oh three seven one three eight two five five.
Speaker 1: By the way, someone here said the EPA should be
Speaker 1: at the state level as well.
Speaker 8: No, I don't think so.
Speaker 1: Environmental protection now, obviously it would be nice if we
Speaker 1: didn't need that, but there are truly I think those
Speaker 1: things would have to be standardized. Here's why you can't
Speaker 1: have some states allowing polluters or bad crap for the
Speaker 1: environment or for yourself, and then good things the FDA too.
Speaker 1: I really believe the FDA and the EPA are kind
Speaker 1: of sensible. Now, back when we formed the Constitution and
Speaker 1: the Union, it was anticipated that the federal government would
Speaker 1: be defense, right, I mean, really that's the main goal
Speaker 1: was defense. But when you think about it, I think
Speaker 1: that as we evolved as a nation, the need for
Speaker 1: an FDA became.
Speaker 19: Now.
Speaker 1: I think what the FDA has done and how it
Speaker 1: was politicized during COVID was ridiculous, And how they were
Speaker 1: patting the pockets of Pfizer and Maderna and and and
Speaker 1: I don't even want to get into the immeasurable problems
Speaker 1: from the from the vaccine. But when we got into that,
Speaker 1: we do need an FDA, and I think we need
Speaker 1: an EPA. We we kind of do, right, I mean,
Speaker 1: you can't have one state allowing pollution another one doesn't
Speaker 1: because we all we all live or die by that.
Speaker 1: But what about climate change and the EPA. Should they
Speaker 1: be into climate change and enforcing things because of climate change?
Speaker 1: Or should it be because of the actual pollutants into
Speaker 1: the air itself?
Speaker 19: On it?
Speaker 8: You know, you know what I'm saying. I'm saying, rather than.
Speaker 1: Should, should they look at the entire big giant picture.
Speaker 1: Somebody once brought out about climate change, that one one
Speaker 1: volcano can wipe out all of our efforts for twenty
Speaker 1: or thirty or fifty years one volcano, and that the
Speaker 1: Earth has been going through these climate changes on and
Speaker 1: off for four hundred million years and not much we
Speaker 1: can do about it. Again, I'm not preaching for or
Speaker 1: against it. I'm just bringing these things out. So what's
Speaker 1: going to happen with that? I never really thought of that.
Speaker 1: I don't know if many people campaigned on it, I
Speaker 1: know they can't. The main issues being campaigned on were immigration, abortion,
Speaker 1: they call reproductive healthcare whatever the hell that is, but
Speaker 1: it's abortion, right.
Speaker 8: And an immigration? What else? The economy?
Speaker 1: Those were the three biggies, and the economy was number one.
Speaker 8: Number two was abortion. Number three was immigration.
Speaker 1: As far as NBC's poll I believe, is that right, John?
Speaker 1: What I thought you were an empisode?
Speaker 9: I thought abortion was third and immigration was second.
Speaker 1: Oh, that could be economy immigration and then abortion, because
Speaker 1: I know abortion was fourteen percent.
Speaker 8: I remember that number.
Speaker 1: But in any case, you know, and then of that
Speaker 1: fourteen percent, ninety eight percent were females who cared about that. Obviously,
Speaker 1: we have more coming up on the Troubleshooter Show. Stay tuned,
Speaker 1: Go with a sure thing Denver's Best roofer Excel Roofing
Speaker 1: dot com. You don't pay a cent until you're content.
Speaker 1: Time for an insurance check up free no obligation comparison
Speaker 1: call Compass Insurance paying too much your coverage at dozens
Speaker 1: of insurance companies find out now three oh three, seven
Speaker 1: seven to one help. You'll think you're his only customer
Speaker 1: when you choose Frank durand the real estate Man dot
Speaker 1: com to list your home with Remax Alliance three oh
Speaker 1: three nine two zero sixteen twenty two. Hi Tom Martino
Speaker 1: here three oh three seven one three talk three h
Speaker 1: three seven one three eight two five five.
Speaker 8: Welcome to the show.
Speaker 1: We're here to help you anyway we can with problems,
Speaker 1: questions and complaints. And of course people's attention are on
Speaker 1: what happened last night, and I don't blame you, And
Speaker 1: I'm getting a lot of text. By the way, somebody
Speaker 1: wants to know about my company here, my financial advisement company.
Speaker 1: Did we buy any event contracts? No, we did not. Again,
Speaker 1: we will just be discussing them after the top of
Speaker 1: the hour here in the news and then one o'clock hour.
Speaker 1: The event contract and what it is now people wonder
Speaker 1: will it be used for other events? In fact, here's
Speaker 1: what's going on. Because it seemed to pass the securities
Speaker 1: laws and the anti gambling laws, people are saying you're
Speaker 1: going to see much much more of these, meaning that
Speaker 1: they're going to start picking quotes sports events and other
Speaker 1: events and having actual securities contracts traded on events like
Speaker 1: well it starts with the election. That sounds a little
Speaker 1: more lofty than a ballgame, right, But any event can
Speaker 1: technically be contracted and sold kind of like a future's
Speaker 1: I mean, if you think about it, I think they
Speaker 1: have found a way to get around the gambling laws,
Speaker 1: and we'll be discussing that they really have. They're selling
Speaker 1: contracts based on if the event comes out the way
Speaker 1: you expected it to and as long as there's someone
Speaker 1: there to buy or sell that contract, and there's a
Speaker 1: buyer and a seller, the government's letting it be. Right now,
Speaker 1: I think this is gonna cause major problems because it's
Speaker 1: going to be gambling. Go with a sure thing Denver's
Speaker 1: Best roofer Excel Roofing dot com. You don't pay a
Speaker 1: cent until you're content. Time for an insurance checkup free,
Speaker 1: no obligation. In comparison, call Compass Insurance paying too much
Speaker 1: your coverage at dozens of insurance companies find out now
Speaker 1: three all three seven seven to one help. You'll think
Speaker 1: you're his only customer when you choose Frank durand the
Speaker 1: real estate Man dot com to list your home with
Speaker 1: Remax Alliance three all three nine two zero sixteen twenty.
Speaker 11: Two rised as who.
Speaker 3: You don't have, Come running.
Speaker 2: Us as fast as you can.
Speaker 3: No shoot's gonna help come.
Speaker 1: This is the.
Speaker 4: Troubleshooter Show, No Tom Martinez.
Speaker 1: Hey, welcome to the show. I'm Tom, and we are
Speaker 1: talking about all kinds of stuff today, problems, questions and complaints,
Speaker 1: and of course we can't ignore the red wave that
Speaker 1: went on and again people are asking me to play
Speaker 1: that other thing I will later on in the hour.
Speaker 1: It is a little parody, a little joke I did
Speaker 1: basically talking about.
Speaker 8: Elon Musk and his starship.
Speaker 1: He has volunteered to take liberals who want to leave
Speaker 1: the planet now that Trump is in power, and of
Speaker 1: course Republicans in general, people who want to leave the planet.
Speaker 1: And I was taking suggestions on who should be on
Speaker 1: the rocket and someone, you know, we have all kinds
Speaker 1: of people everywhere, from George Soros to the Obamas, to
Speaker 1: Beyonce and Schiff Schumer, Pelosi, Bet Midler, Madonna, Liz Cheney,
Speaker 1: of course Taylor Swift, and somebody even volunteered Peter Boyles.
Speaker 1: I think that's a little unfair. I think Peter is
Speaker 1: a good guy. But they wanted Peter. Somebody wanted you
Speaker 1: on the rocket and you got volunteered. And by the way,
Speaker 1: Peter is with Chuck Bonniwell, who is the publisher of
Speaker 1: the Glendale Cherry Cree Chronicle. He's been with that newspaper
Speaker 1: since ninety six, and he took over as a publisher
Speaker 1: in O two. And I love the paper, and Peter
Speaker 1: writes for the paper. And I got these two guys
Speaker 1: on and let's talk. Who's first? Are you both there? Hey,
Speaker 1: we're here, Okay, Peter, I want.
Speaker 8: To know Peter. I'm going to be straight here. I
Speaker 8: was not expecting this.
Speaker 1: I was expecting a very very close race.
Speaker 2: What about you?
Speaker 21: You know?
Speaker 12: Yeah?
Speaker 20: Check and I, of course I we've been friends forever.
Speaker 20: And remember we also have to say good afternoon of
Speaker 20: Julie bonniwell, Julie Hayden, Chuck's wife. Yeah, we were just
Speaker 20: having lunch together. And I hosted a show last night
Speaker 20: for six hours. And I got to tell you something, Tommy,
Speaker 20: I never ever and Chuck, I think would say the
Speaker 20: same thing. At eleven twenty eight last night, when Pennsylvania
Speaker 20: came in, it was over at eleven twenty eight. It's like,
Speaker 20: I know it.
Speaker 1: I know it.
Speaker 20: I didn't see it coming. I didn't see it coming anybody.
Speaker 7: I think you have to throw.
Speaker 20: The BS flag of people say oh yeah, I knew
Speaker 20: it would be able before midnight.
Speaker 1: Well, I will tell you. I will tell you that
Speaker 1: Mark on the show here he was saying it was
Speaker 1: going to be a landslide.
Speaker 8: He said it before it happened.
Speaker 1: He said it, And I mean, honest to God, though,
Speaker 1: what do you think that says Peter?
Speaker 8: What do you think it says?
Speaker 20: Oh, this is the entire topic of our lunch, and
Speaker 20: I want Chuck to get in on this. Yeah, I
Speaker 20: think this says goodbye to all kinds of woke politics.
Speaker 20: Monument removals, boys playing against girls and sports, twenty bucks
Speaker 20: to throw up my motorcycle, the cost of bread. I mean,
Speaker 20: the list goes on and on. The war in the
Speaker 20: Middle East, what's taking place in Ukraine? The border, Tommy,
Speaker 20: the border, the border of the border.
Speaker 1: Now Chuck and Chuck Boniwell, go ahead, Chuck.
Speaker 19: You know this is.
Speaker 10: This really was a red wave and it didn't happen
Speaker 10: in twenty two, but it did happen here. And I
Speaker 10: went all the way down the ballots in a lot
Speaker 10: of lot of states, not Colorado, but it's amazing, legislative
Speaker 10: seats and many other important races that they were not,
Speaker 10: you know, either federal offices.
Speaker 19: They were all part of that wave and.
Speaker 10: Huge sweeping of Democrats away from lots of key positions
Speaker 10: throughout the United States. I mean, Trump had huge coattails
Speaker 10: this time, and it's it's gonna be It's it's gonna
Speaker 10: be a change.
Speaker 1: Well, I think people with the popular vote. Were you
Speaker 1: shocked at the popular vote?
Speaker 10: Yes, that was absolutely shocked by the popular vote. He
Speaker 10: wonted by five million. You gotta be kidding me. I mean,
Speaker 10: you know he didn't like take it just slightly. He's
Speaker 10: got a huge lead. Now California will cut that down
Speaker 10: a little bit as the other final ones, but he
Speaker 10: took it everywhere other than go.
Speaker 1: Chuck, Chuck, and Peter Peter. I want to ask both
Speaker 1: of you a question first, Peter, then you can go on.
Speaker 1: Do you too believe we were discussing this that Joe
Speaker 1: Biden is actually happy by the results.
Speaker 20: Another lunch topic.
Speaker 1: No, I mean do.
Speaker 10: You think he's saying I think, oh, he's so happy
Speaker 10: he can't stand himself. He said those bastards Barack.
Speaker 7: And all that.
Speaker 10: You know he didn't want me to run for president
Speaker 10: the first time, throws me out the second time and
Speaker 10: tell me I couldn't have done better than that I
Speaker 10: got twenty million more votes than she did in twenty twenty. No,
Speaker 10: he's a happy camper. He's a very happy camper. And
Speaker 10: it just he just you know, if he knows when
Speaker 10: they wake him up and tell him now here Tommy
Speaker 10: is Peter. I think a lot of the blame has
Speaker 10: to go back to the to the bidens to. I
Speaker 10: think it's particularly doctor Joe and the family surrounding him Hunter.
Speaker 10: We know those stories, and they kept the guy. They
Speaker 10: should have twenty fifth amend that men minted him. Joe
Speaker 10: should have gone out and said, look, something should have
Speaker 10: happened internally with the Democratic Party. I think she had
Speaker 10: something like one hundred and twenty three days to campaign.
Speaker 10: They all last chuck this. Would they have picked her
Speaker 10: as their candidate had Joe stepped aside, say fifteen sixteen
Speaker 10: months ago, I don't think so. A lot of them
Speaker 10: people didn't think she'd get it. I mean, she ran
Speaker 10: for president in twenty sixteen and didn't even make it
Speaker 10: to the primary voting stage. All her weaknesses were shown
Speaker 10: shown up during this one hundred and plus days of campaigning.
Speaker 10: They would have shown up a lot earlier. They had
Speaker 10: some kind of competition to see who'd succeed the cnile
Speaker 10: old man.
Speaker 20: Now Everyboddy thought, Tommy, yeah, go ahead.
Speaker 8: No, no, go ahead, I'll wait, go ahead.
Speaker 20: Well, we all thought I hosted last night, and I
Speaker 20: actually went to the Boston said, do you think we
Speaker 20: should come back on Wednesday night because we're going to
Speaker 20: still be counting, but we no, I'm serious about this,
Speaker 20: and we talked about it that we would bring the
Speaker 20: team back into the studio and continue talking about, you know,
Speaker 20: the outcome. And you could have floored me at almost
Speaker 20: eleven thirty last night when it was pa and I've said,
Speaker 20: this is amazing.
Speaker 1: Now I want to know what you both think about this.
Speaker 1: The mainstream media was beside themselves when they were doing
Speaker 1: exit polling and other data showing that record numbers of
Speaker 1: blacks and Hispanics, especially black men, were for Trump.
Speaker 10: That's really the key I think the election is that
Speaker 10: gender gap switch. Before Democrats have benefited for the fact
Speaker 10: that more women wanted the Democratic candidate, but now the
Speaker 10: male has exceeded the female differential, and I think that's
Speaker 10: one of the key underlying.
Speaker 1: Ones That males, wherever.
Speaker 10: Whatever their ethnicity is MA did not like whatever the
Speaker 10: Democrats were providing them.
Speaker 20: I think told me to put icing on Chuck Tankers
Speaker 20: that people have had enough of woke politics of everything
Speaker 20: that goes with it. What happened to Harley Davidson and
Speaker 20: Sturgis this year? What happened to was it bud Anheuser
Speaker 20: Bush last year? And those are indicators people don't want
Speaker 20: a boy playing competitive sports against their kids in school.
Speaker 20: They don't want this stuff. They people carrying down monuments
Speaker 20: and old statues. People don't want that stuff. So I
Speaker 20: think all of that, all of those roads led to Rome,
Speaker 20: and Rome, of course was the vice president.
Speaker 1: You know, Peter, I remember, and I don't know if
Speaker 1: you've ever talked about this. You didn't toot your horn
Speaker 1: on it. I never heard you do it. Honest to god,
Speaker 1: years and years and years ago, you said, one of
Speaker 1: the things people will start doing is controlling our speech
Speaker 1: and our words, and they're going to come after you
Speaker 1: for it. Do you remember that, I mean, really, honest
Speaker 1: to god, it had to have been twenty years ago.
Speaker 20: Now that, of course, it's just a play on Wells
Speaker 20: on nineteen eighty four, and that's one of the attempts.
Speaker 20: Remember when you talk about those kinds of things they
Speaker 20: really are social Marxism. This whole notion of who gets
Speaker 20: to say what it really gets back to social Marxism.
Speaker 19: This is part of.
Speaker 20: A big of a much bigger plan, and they had
Speaker 20: a giant failure to it last night.
Speaker 10: If you can control Chuck, you can control the vocabulary,
Speaker 10: get to control the issue. And you see the two
Speaker 10: sides in the abortion issue. It used to be pro
Speaker 10: abortion and then anti abortion, and then the Republic that
Speaker 10: sounds loud, and he said we'll be pro choice, and
Speaker 10: then the Democrats and we're listing this one. So let's
Speaker 10: go with reproductive.
Speaker 20: Right of rights.
Speaker 8: Yeah, exactly.
Speaker 10: So it's an endless battle who will have the better
Speaker 10: sounding phrase, and it helps you win that argument.
Speaker 20: And also everyone shouldn't say everyone wait. One of the
Speaker 20: things you Tommy, the look at everybody in your audience
Speaker 20: as well. Who in corporate media or big media actually
Speaker 20: had this thing right.
Speaker 1: No one saw the landslide. No one saw the landslide.
Speaker 1: No one, no they no one did.
Speaker 10: I mean they may have thought he'd win and he'd
Speaker 10: win the popular vote. No one saw the popular vote going.
Speaker 10: No one saw this, this tsunami coming through that that
Speaker 10: was total shocks.
Speaker 1: But you know. The one good thing, guys, the one
Speaker 1: good things will never have to endure political commercials anymore
Speaker 1: because there's never going to be another election. Remember, I'm sure.
Speaker 20: I mean, I got a line to throw away line
Speaker 20: that I used with Chuck I can't use with you.
Speaker 20: But it really gets down to that, what a heck
Speaker 20: of a job those guys did. And frankly, I think
Speaker 20: anybody that says well, with exceptions and people said, you know,
Speaker 20: Trump's going to walk this one in once again. The
Speaker 20: corporate media people and I guess we're all living off
Speaker 20: of the polling data and that kind of thing. Tommy,
Speaker 20: they didn't have it, And yeah, and I think it's
Speaker 20: a it's a snowball. It's it's rolled now downhill since
Speaker 20: probably since the Obamas or the end of the Bushes,
Speaker 20: but it's.
Speaker 19: Never been to a Chuck again.
Speaker 10: There's never been a more polled election, that's more polling outfits,
Speaker 10: endlessly ones, and so for all of them to miss
Speaker 10: it is pretty amazing.
Speaker 1: All right, guys, I got to take a break. Thank
Speaker 1: you very much. You both know that, don't you break.
Speaker 1: We got more coming up. Thank you very much, guys,
Speaker 1: Love you guys, Thank you very much. We have more
Speaker 1: coming up on the Troubleshooter Show. Go with a sure
Speaker 1: thing Denver's best roofer Excel Roofing dot com. You don't
Speaker 1: pay a cent until you're content. Time for an insurance
Speaker 1: checkup free no obligation comparison call Compass Insurance paying too
Speaker 1: much your coverage at dozens of insurance companies find out
Speaker 1: now three all three seven to seven to one. Help.
Speaker 1: You'll think you're his only customer when you choose Frank
Speaker 1: durand the real estate Man dot com to list your
Speaker 1: home with Remax Alliance three all three nine two zero
Speaker 1: sixteen twenty two. Hi Tom Martino, you're troubleshooter. I'm bringing
Speaker 1: up Nate with me. Nate Nathan Harrel and Nate is
Speaker 1: one of my partners over at Wave eight Wealth Management.
Speaker 1: We're talking about event contracts again. This was something that
Speaker 1: I thought. We have legalized gambling where gambling is not allowed,
Speaker 1: and that's what it is. You can call it anything
Speaker 1: you want. They call it event contracts, and I want
Speaker 1: to it down for people because people have been asking
Speaker 1: how can this be done? How can you actually bet
Speaker 1: and call it a futures contract of sorts or a
Speaker 1: security of sorts, and Nay, you explained it to us.
Speaker 1: So what makes it legal, Nate, what makes it legal?
Speaker 7: It's essentially a you're really it is a bet, right,
Speaker 7: So that's why a lot of folks will think about
Speaker 7: it in terms of gambling.
Speaker 19: You're betting with other people.
Speaker 7: You're basically saying, I think that this is going to
Speaker 7: happen in this particular event. I think this is going
Speaker 7: to be the outcome, and then you, the other person,
Speaker 7: takes the other side of the bet.
Speaker 1: It's kind of like a future's contract. If I say
Speaker 1: I bet wheat is going to go up, somebody can
Speaker 1: say I don't think So.
Speaker 19: That's exactly right.
Speaker 7: And they've been traded in public markets regular in this
Speaker 7: country and abroad for many, many years in order for
Speaker 7: folks who have a position. And we used the example
Speaker 7: yesterday of a farmer who, let's say a week farmer
Speaker 7: is looking at the weather, looking at the farmer's almanac.
Speaker 7: Let's say he thinks that the crop is going to
Speaker 7: be worth less because of supply and demand or weather.
Speaker 19: Or what have you.
Speaker 7: So he can hedge his investment and his crops by
Speaker 7: buying or selling a futures contract. And so these event
Speaker 7: contracts are really following that same model, just with these
Speaker 7: binary outcomes.
Speaker 19: In most cases, if.
Speaker 7: You think that Trump is going to win, if you
Speaker 7: think that Harris is going to win, you can take
Speaker 7: one or the other side of that bet.
Speaker 1: So let's walk through it. Then if you were if
Speaker 1: odds were fifty fifty, then what would that look like
Speaker 1: with an event contract, let's say on the presidential race,
Speaker 1: if it was fifty to fifty, what would that look like?
Speaker 7: So in a lot of these markets, Polymarket is one
Speaker 7: of them, predicted as another tells you as another you
Speaker 7: can go on and if you go on their website
Speaker 7: you can see all the different events, but just talking
Speaker 7: about the elections, if it's fifty to fifty, then essentially
Speaker 7: it's going to cost you fifty cents to take one side,
Speaker 7: and you can choose your side, and then someone else
Speaker 7: is taking the other side of that and they're paying
Speaker 7: fifty cents, so you're both putting your money in there.
Speaker 19: And these are not exchanges.
Speaker 7: Like let's say, where you can buy and sell stocks.
Speaker 19: These are just facilitating sites.
Speaker 7: Where they match the buyers and sellers, so they're sort
Speaker 7: of brokers in that respect. They're not taking a position.
Speaker 7: They're just facilitating these transactions. So you can say I've
Speaker 7: got fifty cents that says that my candidate's going to win,
Speaker 7: and someone else takes the other side of that bet,
Speaker 7: and then when that settles, and the sites vary in
Speaker 7: terms of how they determine when the outcome is known
Speaker 7: and when they can actually settle that contract.
Speaker 19: And then just comparing that to futures.
Speaker 7: Contracts in it, let's say a crude oil future there's
Speaker 7: an expiration date on that, so it's date based and
Speaker 7: at the end of that date, whatever the price is,
Speaker 7: you make up the difference. If you sold that contract
Speaker 7: or if you bought that contract, you basically pay the
Speaker 7: difference and you have to accept delivery of that barrel
Speaker 7: of oil in that case.
Speaker 19: So most people sell the rights to a barrel of
Speaker 19: oil that they bought in a.
Speaker 7: Futures contract before delivery, obviously because they're not interested in
Speaker 7: receiving a barrel of oil to their house. But that's
Speaker 7: actually there's a very solid date. There's an expiration date
Speaker 7: on those contracts. In the case of these event contracts,
Speaker 7: for instance, on Folly Market, they basically said if Fox,
Speaker 7: Associated Press and NBC all call a winner, then the
Speaker 7: contract is considered settled, and if you bet on Trump,
Speaker 7: then you get your money at that point.
Speaker 8: Okay, well here's another thing.
Speaker 1: Then if you have like what I was shocked at,
Speaker 1: is after the polls closed, it's kind of like after
Speaker 1: the game starts. After the game starts, you don't usually
Speaker 1: bet in sports, but they were taking bets way after
Speaker 1: the pot.
Speaker 8: You could see the trends.
Speaker 1: So if you got in let's say when they were
Speaker 1: really thinking Trump was going to win, and let's say
Speaker 1: it was ninety to ten ninety percent he was going
Speaker 1: to win, you can still buy that contract.
Speaker 7: Absolutely, And you can actually bet on games. Let's say
Speaker 7: a basketball game. You could be at the game or
Speaker 7: watching the game and you can see it sling on
Speaker 7: way and a lot of folks do this that they
Speaker 7: consider it arbitrage, where let's say you think one team
Speaker 7: is stronger than the other and at halftime the weaker
Speaker 7: team is up.
Speaker 19: If you think your team.
Speaker 7: Is still going to win, so the odds have swung
Speaker 7: against you in that case, so you could bet on
Speaker 7: your team at that point with a higher risk reward
Speaker 7: or i'm sorry, a higher reward that you are effectively
Speaker 7: going to get back. But let's say last night you're
Speaker 7: watching the results come in and it slings to ninety
Speaker 7: percent front because a lot of those have been counted
Speaker 7: in the right sling saints have been.
Speaker 19: Called in his favor.
Speaker 7: If you still think you're you're you're hoping because you want,
Speaker 7: you want Harris to win, you still think that she
Speaker 7: can win, there could be just you know, all of
Speaker 7: these the votes that they're late to be counted, So
Speaker 7: you could take that ten ten cent bet with a
Speaker 7: ninety cent payoff payoff, right, and if if Harris ends
Speaker 7: up winning, then you make out like a bandits and
Speaker 7: and a.
Speaker 19: Lot of folks are doing that. But just as many
Speaker 19: folks are saying.
Speaker 7: That ninety cents in this contract that I paid sixty
Speaker 7: cents for, so I'm going to cash out here. So
Speaker 7: there's almost always someone willing to take the other side
Speaker 7: of the bet. Even right now ninety nine point ninety
Speaker 7: percent odds, because if the election has been called, you
Speaker 7: can still go on to these sites and for a
Speaker 7: tenth of a cent, you could still say, hey, I
Speaker 7: think there's some outside, crazy chance that there's going to
Speaker 7: be some you know, say tested Dallas that needed to
Speaker 7: be counted or something some weird, very very outlier chance
Speaker 7: that Harris could still win. And you can still take
Speaker 7: that bet right now until these markets actually close, when
Speaker 7: it's who I was considered decided by their market.
Speaker 1: Wow, Nate. So while you're on I wanted to ask
Speaker 1: you somebody because, as I told people, you're a colleague
Speaker 1: of mine, and we have a company of Wave eight
Speaker 1: Wealth Management that manages people's funds directly.
Speaker 8: We don't use master advisors.
Speaker 1: We don't. We are not middleman. We are direct. If anything,
Speaker 1: we have other advisors who come to us. But here's
Speaker 1: the bottom line. You do a brilliant job on our
Speaker 1: private fund and on our other stuff. But I want
Speaker 1: to ask you something now. The markets reacted today positively.
Speaker 1: Were you expecting that?
Speaker 19: Yes? I was. Here's the thing.
Speaker 7: After an election, the markets.
Speaker 19: Almost always rally.
Speaker 7: If you look back four years ago, eight years ago,
Speaker 7: you usually see a dip where the markets go down
Speaker 7: because of the uncertainty. The volatility that's implied for the
Speaker 7: for the rest of the year, for the rest of
Speaker 7: the period is elevated because folks are trying to head
Speaker 7: their long positions, especially these really really large funds, but
Speaker 7: really really massive long positions. They're buying volatility in case
Speaker 7: the market goes down, and so there's a lot of
Speaker 7: uncertainty also the event this this also, by the way,
Speaker 7: potentially could happen tomorrow, because tomorrow is considered another event.
Speaker 7: The FOMC is going to announced whether there's rat cut
Speaker 7: or whether they're going to use announced.
Speaker 19: That that's another event.
Speaker 7: And by the way, you can buy an event contract
Speaker 7: on that too, not necessarily in Robinhood, but on many
Speaker 7: other markets. When that event passes, there's this Siah relief,
Speaker 7: and so the market usually rallies, especially in the case
Speaker 7: of this red wave, which is considered to be very
Speaker 7: bullish because of the deregulation, the tax cuts, you know,
Speaker 7: the favorability for businesses perceived in Trump's policies. So this
Speaker 7: is kind of a perfect storm. I mean, we rallied
Speaker 7: yesterday even before the event happened, because these betting markets
Speaker 7: were really predicting that Trump was going to win and
Speaker 7: there was a lot of optimism on that. But then
Speaker 7: after the election and after it was called, you're seeing
Speaker 7: even more of a rally and the market hitting.
Speaker 19: All time high today.
Speaker 7: So it's been really interesting to watch. But definitely I
Speaker 7: was anticipating a rally into the end of.
Speaker 19: The year because of this particular thing.
Speaker 7: We've seen a lot more rally than I was expecting,
Speaker 7: sooner than I was expecting. But hey, none of us
Speaker 7: knows what's going to happen tomorrow. We're just taking the
Speaker 7: day to day.
Speaker 19: Now.
Speaker 1: I want to ask you something, Nate, and again I'm
Speaker 1: not asking you for a complete story because a lot
Speaker 1: of it's proprietary with us, and also how the sausage
Speaker 1: is made. But I just need to know real quick,
Speaker 1: how does our AI deal with events? Does it look
Speaker 1: historically back once it learns it or is it all
Speaker 1: just just we have to do it in person.
Speaker 7: So the AI takes the variables that over many, many
Speaker 7: years of constructing these models and refining them, have been
Speaker 7: determined to be the biggest indicators with the most signal
Speaker 7: let's say, of what could happen in the future, as
Speaker 7: it's really based on what's happened in the past historically.
Speaker 7: So let's say if the stars align in a particular
Speaker 7: way where the last time they aligned, the last dozen
Speaker 7: or keys and times they aligned, we've got a distribution
Speaker 7: where it's very likely that price would go up on
Speaker 7: an individual stocks, say Tesla. Then that's where we really
Speaker 7: look very closely at that and say, okay, are there
Speaker 7: events coming up that could negate that. There's always events
Speaker 7: that you're not expecting, and there are events that you can.
Speaker 19: Expect, like earnings reports.
Speaker 7: So we look at those events we say, is that
Speaker 7: potentially what motivated some of the movement in the past.
Speaker 19: Could that be a benefit.
Speaker 7: To this prediction, could it actually strengthen it or could
Speaker 7: it counteract it? So there's a human factor in there
Speaker 7: as well. The AI makes our recommendations, but as an
Speaker 7: investment advisor, I go in and actually look at what
Speaker 7: the AI is recommending and look at those events and
Speaker 7: put those human eyes on it to say is this
Speaker 7: worth the risk? And if it is, then we open
Speaker 7: that position and it's for profit.
Speaker 1: Thank you very much. That's that's Snate Harrold. He's one
Speaker 1: of my partners. And by the way, if you ever
Speaker 1: want to reach us, that's uh three oh three seven
Speaker 1: seven one help three oh three seven seven to one
Speaker 1: help or Wave eight Wealth Management, you can just go
Speaker 1: to invest with Martino dot com. We have more coming up.
Speaker 1: Go with a sure thing Denver's best Roofer Excel roofing
Speaker 1: dot com. You don't pay a cent until you're content.
Speaker 1: Time for an insurance checkup free, no obligation comparison call
Speaker 1: Compass Insurance paying too much your coverage at dozens of
Speaker 1: insurance companies find out now three oh three seven seven
Speaker 1: one help. You'll think you're his only customer when you
Speaker 1: choose Frank durand the real estate Man dot com to
Speaker 1: list your home with Remax Alliance three oh three nine
Speaker 1: two zero sixteen twenty two. Hi Tom Martino, your troubleshooter
Speaker 1: three three seven one three talk seven one three eight
Speaker 1: two five five. What's going on in your life? Now?
Speaker 1: For those of you listen to the show, you know
Speaker 1: that I am experimenting with video calls so people can
Speaker 1: show me the trouble and I have who Let's see who.
Speaker 8: Do I have on there?
Speaker 1: Is to leave on there? Okay, So I'll bring him
Speaker 1: up on our video call. He says he's muted right now.
Speaker 1: I got two people there. Let me just take one
Speaker 1: of them right now. I'm gonna take to leave, and
Speaker 1: I'm gonna go over to my and and we're gonna
Speaker 1: and uh to leave. He he can probably just hold
Speaker 1: on bro okay, gotcha, and then I'm gonna bring him
Speaker 1: up on on our main camera here. I think it's
Speaker 1: pretty cool. There you go, bro, Okay, there you go
Speaker 1: to leave. You're on. Let me let me hear you. Bro,
Speaker 1: let me hear you. Are you gonna talk to me?
Speaker 1: Oh he can't hear me. Let me tell him to
Speaker 1: talk to me. And then here's the deal. This is
Speaker 1: the future of our show. Okay, tealib I want you
Speaker 1: to talk. We're ready for you. So come on the air. Bro,
Speaker 1: I'm ready. I'm hoping he can hear me. Come on,
Speaker 1: are you there? Are you there?
Speaker 2: Oh?
Speaker 1: I got to unmute him. There you go, I got you,
Speaker 1: got you my fault? Come on, let's see. You know
Speaker 1: what I think? I think?
Speaker 8: Oh, man, he's there, but I can't hear him.
Speaker 1: Why it ain't my fault? Oh I know why.
Speaker 2: There you go.
Speaker 1: Now I got him. Now I got him. It's my fault,
Speaker 1: my fault.
Speaker 8: You there, bro, that's what's going on.
Speaker 1: He's got sound coming through. We got more sound coming
Speaker 1: through than I but I can't hear him. Oh now
Speaker 1: see now I'm here. Forget it. I don't know what's
Speaker 1: going on. Man. I think he has sound playing let me,
Speaker 1: let me, let me just dump that. I think I think. No, no, man,
Speaker 1: I don't know why this double sound. Oh I know why.
Speaker 1: Hold on now, I know what. That's my fault. Now
Speaker 1: now I got it. Now it talk okay. So anyway,
Speaker 1: eventually I'm gonna take video calls, and I promise you
Speaker 1: it's going to be smooth as a mother. So I'm
Speaker 1: gonna take video calls. You're gonna be able to show
Speaker 1: me the trouble, and we're gonna have it streaming. Plus
Speaker 1: we'll be live on radio. So let me let me, uh,
Speaker 1: let me say this one more time. Now, I think
Speaker 1: I had a switch that had lair.
Speaker 8: There we go.
Speaker 1: So I think I can do it now, and I
Speaker 1: think it'll be logical, so it should work, but.
Speaker 8: I don't know.
Speaker 1: Again, Uh, it'll eventually be seamless. I know you don't
Speaker 1: believe that. And don't don't play any Joe Biden music
Speaker 1: because it's me. Oh no, Shannon usually does that when
Speaker 1: I try to do something new and I don't.
Speaker 8: Get it right.
Speaker 1: All right, talk to me, talk to thank you very much.
Speaker 8: I appreciate that. I'm proudly senile.
Speaker 1: Okay, so let's let's try this one. Let's try it
Speaker 1: one more time. To try it one more time. Talk
Speaker 1: to me if you can, and I know I got
Speaker 1: talk to me.
Speaker 2: If you can talking to you can give me.
Speaker 8: I got you.
Speaker 1: Now I'm talking to you.
Speaker 8: I got.
Speaker 1: Going on. No, we don't not no, we don't not anymore.
Speaker 1: We don't. You're looking you're looking good. Now I can
Speaker 1: hear you.
Speaker 8: Okay, okay, you're on.
Speaker 1: And now if you were a video caller, you're my
Speaker 1: guinea pig here one of my YouTube warns.
Speaker 8: But actually he's way more than that. He's a close friend.
Speaker 1: So to leave you would show me trouble. You would
Speaker 1: be able to take your camera and show me the
Speaker 1: problem and we'd be able to talk about it if
Speaker 1: I can do it without sixteen thousand times trying. But anyway,
Speaker 1: so that's what's that I said to do that I know, Well,
Speaker 1: you're the one that showed me this. By the way,
Speaker 1: I should tell people that U talive showed me this
Speaker 1: and said, Tom, you want to take video calls, this
Speaker 1: is the way you take video calls. And we're on
Speaker 1: YouTube with the video. Obviously you're listening to my radio
Speaker 1: show and my podcast and all that, and you're not
Speaker 1: getting the video. But he is the one that found this,
Speaker 1: and I was trying to use zoom and zoom just
Speaker 1: doesn't work for it. But when Talib showed me this,
Speaker 1: it was like a godsend. I said, Wow, that's amazing.
Speaker 1: So what I'm going to do now is I'm going
Speaker 1: to mute. I'm going to activate the other guy and
Speaker 1: hang up on you and chest the other guy. Okay,
Speaker 1: so all right, thank you, see it. See it's okay, bro.
Speaker 1: Now I'm going to go now and I'm going to
Speaker 1: take the other guy and I hope this works seamlessly.
Speaker 1: But again, don't hold your breath. Are you there, sir?
Speaker 1: See hold on, I got to unmute him, got to
Speaker 1: unmute him. I gotta remember this. Are you there, sir?
Speaker 19: Yeah, I'm here.
Speaker 1: Okay, good, excellent.
Speaker 8: Lag between.
Speaker 1: Now you're one of there.
Speaker 8: You're one of the YouTube morons.
Speaker 1: So so if you're calling, is what you're telling me.
Speaker 1: I got to tell people not to listen to their YouTube, right, yeah,
Speaker 1: well they got to mute it while they're on Okay,
Speaker 1: I gotta okay, I'm gonna put that in a welcoming
Speaker 1: message to mute if you're watching on YouTube, to mute
Speaker 1: it because you'll be confused as hell. That's what That's
Speaker 1: what's going on now, I understand. So if you were
Speaker 1: one of my video callers, you'd be able to show
Speaker 1: me around. So show me something. So we're doing an
Speaker 1: experiment here live on the air. Isn't that wonderful? This
Speaker 1: is what you call technology? Okay? Cool? You bought that
Speaker 1: and you don't like it? Hey, listen, I really do, seriously, no,
Speaker 1: I do appreciate you being part of this man, Thank
Speaker 1: you very much. I'm going to hang up on youtuo.
Speaker 1: So eventually I'm a trailblazer here, folks. Okay, so I'm
Speaker 1: going to be the first radio show in history that
Speaker 1: takes video calls. So you can show me trouble and
Speaker 1: I'll be doing all of that stuff. Okay, So right now, though,
Speaker 1: give me any call three oh three seven one three
Speaker 1: eight two five five you have a problem, question, complain.
Speaker 1: I do have to take this break, so hang on. Hi,
Speaker 1: I'm Martino here. Well, thank you for joining us. What
Speaker 1: an unusual show today, right Okay. By the way, John
Speaker 1: Clace's uh has been with us from CMG financially. You
Speaker 1: can reach them at three oh three five seven seven
Speaker 1: seven two zero six seven two zero six okay, cmghome
Speaker 1: loans dot com. All right, So what do you expect
Speaker 1: the Fed's going to do tomorrow, John.
Speaker 9: Well, feds are going to cut a quarter point tomorrow,
Speaker 9: what it looks like, and it'll it'll drop the rates
Speaker 9: some tomorrow. Yeah, so the interest rates should go down.
Speaker 19: Yeah.
Speaker 1: All right. So if you guys want to contact them,
Speaker 1: as I said, they're also on referral list dot com
Speaker 1: as well. All right, So in the last few minutes
Speaker 1: we have, let's talk about.
Speaker 8: How do you contact us?
Speaker 1: Three oh three seven to one three talk is only
Speaker 1: when we're on the art. You can call three oh
Speaker 1: three Martino twenty four to seven. That's really important to
Speaker 1: know because so many people they say, I don't want
Speaker 1: to hold if you called three oh three Martino, Kachina
Speaker 1: colorI here shall clear that line. She'll get your call,
Speaker 1: she'll get your numbers, she'll call you back, she'll put
Speaker 1: you on the air.
Speaker 8: And it's really a good option for you.
Speaker 1: Also, I want to remind you that even though you're
Speaker 1: on my U you know, my radio and my podcast
Speaker 1: and all that, we also stream on YouTube and that
Speaker 1: is also available to you. And that's if you go
Speaker 1: to YouTube, you can find us at the Troubleshooter Show
Speaker 1: and it's under Troubleshooter Network. That's the name of the channel.
Speaker 1: And h unless you're living under a rock, you know
Speaker 1: we had a red wave. We talked a lot about that,
Speaker 1: and it's the kind of thing that we could not ignore.
Speaker 1: Of course, I still want to tell you we're solving problems,
Speaker 1: answering questions, and taking complaints every single day. So please
Speaker 1: join me tomorrow at ten mountain time for the same thing.
Speaker 1: And remember three Zho three Martino three O three six
Speaker 1: two seven eight four six six and uh we got
Speaker 1: more coming up. Save all your problems for me.