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<v Speaker 1>You're listening to KFI AM six forty wake Up Call

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<v Speaker 1>with Me Amy King on demand on the iHeartRadio.

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<v Speaker 2>App k f I and KOST HD two, Los Angeles,

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<v Speaker 2>Orange County.

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<v Speaker 3>Yours, Amy Kay.

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<v Speaker 1>Thank you Todd light Pa announcer Extraordinary at Dodger Stadium.

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<v Speaker 1>This is your wake up call for Tuesday, August thirteenth.

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<v Speaker 1>Good morning, I'm Amy King. So happy to have you

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<v Speaker 1>with us. As always, so much going on. I want

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<v Speaker 1>to start the show one day ago. Well, guys, there's

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<v Speaker 1>nothing happening, but today's not that day. Yesterday a little

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<v Speaker 1>shaking going on in the Southland. Did you feel it?

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<v Speaker 1>I don't know why. I'm not afraid of big quakes.

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<v Speaker 1>Something's wrong with me. That one was a pretty solid jolt.

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<v Speaker 1>Did you feel a cono?

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<v Speaker 3>We did?

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<v Speaker 1>We did a little roller where I live. Yeah, it

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<v Speaker 1>was pretty shaky. I had just gone I had just

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<v Speaker 1>gone down for my nice winter's nap actually a summer nap,

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<v Speaker 1>but I had the cats with me and I was

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<v Speaker 1>out because like noon, nish's nappy time for me. And

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<v Speaker 1>then it just started shaking, and the cats got up

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<v Speaker 1>and one of them kind of ran off, and yeah,

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<v Speaker 1>and then it stopped and I was like, well, I'm

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<v Speaker 1>awake now, I guess I'll have a snack. Glad there

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<v Speaker 1>wasn't much damage four point four, but anyway, here's what's

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<v Speaker 1>ahead on wake up call. That magnitude four point four

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<v Speaker 1>earthquake rumbled under Highland Park yesterday shortly afternoon, hit about

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<v Speaker 1>twelve twenty. A waterline at Pasadena City Hall was ruptured

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<v Speaker 1>in the quake, and apparently somebody got stuck at an

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<v Speaker 1>elevator for a little while, but there are no reports

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<v Speaker 1>of any major damage or injuries. The quake was felt

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<v Speaker 1>across much of La Orange and Riverside Counties. A judge

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<v Speaker 1>has rejected a lawsuit by opponents of the proposed gondola

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<v Speaker 1>from Dodger Stadium to Union Station. Opponents question the environmental

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<v Speaker 1>impact of the gondola, which would travel right over neighborhoods.

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<v Speaker 1>Backers say the aerial tram will provide the first permanent

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<v Speaker 1>mass transit connection, linking Dodger Stadium to the broader La

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<v Speaker 1>Transit system. National Security Council spokesperson John Kirby says Iran

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<v Speaker 1>and its proxies could attack Israel anytime, as soon as

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<v Speaker 1>this week. Iran has threatened to retaliate against Israel for

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<v Speaker 1>the recent assassinations of Hamas and Hesbola leaders. We're going

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<v Speaker 1>to be talking about going back to school and how

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<v Speaker 1>that is stressing out a lot of kids. We've got

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<v Speaker 1>ABC's Jim Ryan coming up in just a couple of minutes.

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<v Speaker 1>Nick Pauli o'chini is back. He's going to give you

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<v Speaker 1>all the traffic of course this morning, so you can

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<v Speaker 1>get where you need to go. But he's also going

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<v Speaker 1>to give us some more juicy details about the D

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<v Speaker 1>twenty three of them in Annah and some of the

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<v Speaker 1>really cool new attractions coming to the Disney parks. And

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<v Speaker 1>later this hour, Joel Larsgard joins us to talk about

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<v Speaker 1>how more of us are putting more stuff on plastic

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<v Speaker 1>not good, and whether people can expect that they really

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<v Speaker 1>are not going to have to pay back their student loans,

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<v Speaker 1>and where you can tap into some cash, but should

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<v Speaker 1>you Again, that's coming up before the top of the hour.

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<v Speaker 1>At six oh five, it's handle on the news. It

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<v Speaker 1>took a while because of some technical issues, but Elon

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<v Speaker 1>Musk and former President Trump have had a two hour

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<v Speaker 1>sit down live on x Let's get started with some

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<v Speaker 1>of the stories coming out of the KFI twenty four

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<v Speaker 1>hour newsroom. Caltech says a magnitude four point four quake

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<v Speaker 1>that rattled South Pasadena might be a sign that bigger

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<v Speaker 1>earthquakes could follow.

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<v Speaker 4>The quake was felt throughout LA in parts of Orange County,

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<v Speaker 4>trapping one person in an elevator and causing pipes to

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<v Speaker 4>burst outside city hall. Seismologist doctor Lucy Jones says getting

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<v Speaker 4>forced couldn't mean seeing fives on the Richter scale, and

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<v Speaker 4>maybe hard to tell which fault line the quakes are

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<v Speaker 4>coming from.

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<v Speaker 1>And we need to remember this is only a four

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<v Speaker 1>and a half, or associating it with a particular fault

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<v Speaker 1>is always going to be problematic.

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<v Speaker 4>She says having smaller earthquakes does not prevent bigger earthquakes,

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<v Speaker 4>and there's no way to predict them. Yesterday's quake rolled

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<v Speaker 4>in almost a week after a magnitude five point two

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<v Speaker 4>hit Bakersfield. Chris Adler ka FI News.

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<v Speaker 1>Social media experts say an upcoming ban on cell phones

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<v Speaker 1>at schools in the LA district can help prevent depression

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<v Speaker 1>and suicide in teens. Cybersecurity cop Clay Cranford says giving

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<v Speaker 1>kids phones out of fear of emergencies could create mental

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<v Speaker 1>health issues because of harmful social media.

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<v Speaker 5>The chances of your child being involved in a school

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<v Speaker 5>shooting are incredibly low. Schools are by far the safest

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<v Speaker 5>place for your child to be and has ever always

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<v Speaker 5>been that way, it remains to be that way.

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<v Speaker 1>He says. More than a decade of data shows major

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<v Speaker 1>depression in teens has gone up by one hundred and

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<v Speaker 1>forty five percent for girls and one hundred and sixty

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<v Speaker 1>one percent for boys since twenty ten. The LA School

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<v Speaker 1>District approve the band in June to reduce learning disruptions

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<v Speaker 1>and to improve its students' health. Takes effect in January.

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<v Speaker 1>Minnesota Governor Tim Walls is set to make his first

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<v Speaker 1>solo appearance as Vice President Harris's running mate. It'll happen

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<v Speaker 1>at a public service convention at the LA Convention Center.

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<v Speaker 1>Walls is also set to speak later today at a

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<v Speaker 1>fundraiser in Newport Beach. Tickets are arranging from one thousand

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<v Speaker 1>to one hundred thousand dollars. The fundraiser is the first

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<v Speaker 1>in a series of five in five states in three

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<v Speaker 1>days for Walls. Let's say good morning now to ABC's

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<v Speaker 1>Jim Ryan. Gym four hundred thousand, LA school district. Students

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<v Speaker 1>went back to class yesterday, others are going back soon,

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<v Speaker 1>and apparently it's stressing a lot of kids out well.

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<v Speaker 6>Yeah, not too surprisingly. You can almost hear the butterflies

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<v Speaker 6>and the stomachs out there. Is the kids go back

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<v Speaker 6>to class, and that's normal, right, and the kids are

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<v Speaker 6>are bound to feel a little bit too anxious as

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<v Speaker 6>they returned to school after a summer off. But at

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<v Speaker 6>what point does it become a problem aiming well, the

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<v Speaker 6>experts say that if it does continue into the school year,

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<v Speaker 6>if it goes a couple of months, then maybe it's

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<v Speaker 6>time to check in with your kid. And in fact,

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<v Speaker 6>it's a good idea to check again with them anyway,

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<v Speaker 6>see what is happening at school, and then how they're

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<v Speaker 6>getting along, because I was surprised at some of the statistics.

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<v Speaker 6>The Centers for Disease Control and Prevention says that nine

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<v Speaker 6>point four percent of kids as young as three at

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<v Speaker 6>up to seventeen, kids three to seventeen had diagnosed anxiety,

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<v Speaker 6>four point four percent have diagnosed depression. So kids do

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<v Speaker 6>feel those things that parents may dismiss as simple back

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<v Speaker 6>to school butterflies.

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<v Speaker 1>Yeah, I remember being a little bit nervous to go

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<v Speaker 1>back to class, but also we were always really excited

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<v Speaker 1>about the you know, the prospect of seeing friends and

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<v Speaker 1>sure going back to school and stuff. So what has change?

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<v Speaker 1>Why are kids more apprehensive now?

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<v Speaker 6>Well maybe they are. Maybe maybe they've always been this way,

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<v Speaker 6>but people just didn't notice, you know, they just brushed

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<v Speaker 6>it off and our.

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<v Speaker 1>Parents did just deal with it.

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<v Speaker 6>Get in there, get some grades, would you. And at

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<v Speaker 6>the same time, you've got, as you were talking about,

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<v Speaker 6>a moment, a moment ago, new things out there that

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<v Speaker 6>kids in previous generations didn't have to worry about, including

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<v Speaker 6>social media devices, those sorts of things that they have

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<v Speaker 6>been dealing with all summer long and now are dealing

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<v Speaker 6>with in school online bullying and a lot of that happens.

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<v Speaker 6>You know, you've got the online component, the social media

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<v Speaker 6>bullying that kids are facing, and then they're walking into

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<v Speaker 6>a classroom to physically face that person who might have

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<v Speaker 6>been picking on them. That certainly adds to that anxiety.

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<v Speaker 6>So really, the best advice I think that child psychologists

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<v Speaker 6>have is to keep tabs on the content and the

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<v Speaker 6>contacts that your kids have online. Who are they reaching

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<v Speaker 6>out to, who are they conversing with and what are

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<v Speaker 6>the conversations, what's the nature of that. Are they being

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<v Speaker 6>picked on and of course whether they're being picked on

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<v Speaker 6>at school as well.

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<v Speaker 1>Does any of the information that you're digging through say

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<v Speaker 1>that parents maybe should work to kind of toughen up

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<v Speaker 1>their kids a little bit, or how do they because

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<v Speaker 1>you know, when I grew up too, it was a

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<v Speaker 1>lot of sticks and stones stuff.

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<v Speaker 6>Oh yeah, yeah, well, you know, if not the opposite,

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<v Speaker 6>then at least being a little more in tune with

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<v Speaker 6>what your kids are going through, feeling that, you know,

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<v Speaker 6>being empathetic with them and opening keeping that line of

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<v Speaker 6>communication open. Parents know their kids better than anybody else,

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<v Speaker 6>better than the school psychologist.

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<v Speaker 3>A teacher or anyway.

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<v Speaker 6>Right, So if you can stay in tune with what

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<v Speaker 6>your kids are doing, join in their excitement you talk

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<v Speaker 6>about the excitement of going back to school, join in

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<v Speaker 6>that excitement, celebrated with them. But also try not to

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<v Speaker 6>set an expectation that says, you need to get straight

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<v Speaker 6>age this year in order to go to college. Yeah,

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<v Speaker 6>you're only in third grade now, but we got to

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<v Speaker 6>look ahead. So yeah, try not to put those expectations

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<v Speaker 6>on kids, especially younger kids, but do help them to

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<v Speaker 6>enjoy the environment.

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<v Speaker 7>Yeah.

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<v Speaker 6>I remember going back in and you know, the smell

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<v Speaker 6>of the chalkboard and wearing new clothes and all that.

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<v Speaker 6>It was exciting.

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<v Speaker 1>Did they even have chalkboards anymore?

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<v Speaker 8>No?

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<v Speaker 6>Boy, did I just dig myself chokboard with a chalkboard.

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<v Speaker 1>Right, So as parents just kind of watch out support them.

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<v Speaker 6>Yeah, there are resources out there too. Stop Bullying dot

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<v Speaker 6>gov a government website that's devoted to addressing this issue.

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<v Speaker 6>It talks about federal laws, it talks about cyber bullying.

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<v Speaker 6>It offers advice to teachers, to principles to parents and kids.

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<v Speaker 6>There are resources out there that can help you to

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<v Speaker 6>confront these issues.

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<v Speaker 1>But that's really a good one because.

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<v Speaker 6>Stop Bullying dot gov.

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<v Speaker 1>You know, when when I was growing up, I was

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<v Speaker 1>kind of an ugly kid and no serious and so

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<v Speaker 1>you kind of you take some of that bullying but

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<v Speaker 1>whatever you call it, but it wasn't to the same

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<v Speaker 1>magnitude because there was you know, it was there was

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<v Speaker 1>no social media.

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<v Speaker 6>Well true, I mean that's true. And then kids find

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<v Speaker 6>that little weakness. I was always really tall, right, and

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<v Speaker 6>they do you think, well, that's probably a good thing.

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<v Speaker 6>Nobody isn't. It makes it easy target people. Well he's tall,

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<v Speaker 6>let's pick on him.

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<v Speaker 1>Yeah. Well tall wasn't my problem. But all right, so

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<v Speaker 1>take care of your kids, watch out and then I

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<v Speaker 1>like that, stop bullying dot gov. If you need to

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<v Speaker 1>find some resources.

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<v Speaker 6>Stop bullying dot gov.

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<v Speaker 1>All right, thank you, ABC's Jim Ryan, appreciate it. You.

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<v Speaker 1>Let's get back to some of the stories coming out

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<v Speaker 1>of the KFI twenty four our newsroom. The Olympic flag

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<v Speaker 1>has left Paris and arrived in Los Angeles.

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<v Speaker 9>Sol A Mayor Bass, team USA members and other local

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<v Speaker 9>officials returned to lax and wave the flag as the

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<v Speaker 9>world now turns its eyes here for the twenty twenty

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<v Speaker 9>eight games at the airport. Bass emphasized again that she

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<v Speaker 9>wants to see a public transportation heavy Olympics in LA.

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<v Speaker 9>We know we need to have over thirty.

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<v Speaker 6>Thirty three hundred buses that come into town because we

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<v Speaker 6>don't want to have the congestion with people traveling to

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<v Speaker 6>the game.

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<v Speaker 9>So the mayor says, twenty twenty eight will be different

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<v Speaker 9>than nineteen eighty four, when LA last hosted the Olympics,

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<v Speaker 9>namely because the city has a subway system now.

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<v Speaker 3>Michael Monks KFI news.

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<v Speaker 1>Bill will soon be considered that would reduce and restrict

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<v Speaker 1>items that can be purchased at self checkout lanes. The

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<v Speaker 1>bill's sponsor says the self checkout bill will create more jobs.

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<v Speaker 10>It was seen as a way to drastically cut staffing

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<v Speaker 10>and too reduce labor costs. The industry itself is reporting

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<v Speaker 10>self checkout machines cost food and retailers more than ten

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<v Speaker 10>billion dollars in lost profits annually.

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<v Speaker 1>See Senator Lola Smallwood. Quavis says the bill is aimed

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<v Speaker 1>at reducing retail thefts, so the bill requires one employee

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<v Speaker 1>for every two self checkout stands. California Grocers Association President

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<v Speaker 1>and CEO Ron Fong says the bill would just drive

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<v Speaker 1>costs up for store owners.

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<v Speaker 11>What we're doing with this bill is going backwards. We're

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<v Speaker 11>antiquating people and say, ouh's something that has worked out

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<v Speaker 11>for us for fifteen years. We're now going backwards and

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<v Speaker 11>say we're limiting the use of this technology.

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<v Speaker 1>The bills expected to be debated in the State Assembly

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<v Speaker 1>in the next week. Elon Musk's interview with former President

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<v Speaker 1>Trump on X got off to a late start. Musk

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<v Speaker 1>says technical glitches delayed last night's event by more than

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<v Speaker 1>forty minutes.

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<v Speaker 7>Well pugs for the late start, we unfortunately had a

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<v Speaker 7>massive distributed mail service attack against our servers.

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<v Speaker 1>Thousands of users who went on x to watch the

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<v Speaker 1>interview got error messages and couldn't log on when it

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<v Speaker 1>finally started. It ran for about two hours, covering a

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<v Speaker 1>range of issues including immigration, inflation, crime, and Trump's attempted

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<v Speaker 1>assassination in Pennsylvania. More than a million people tuned into

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<v Speaker 1>the live stream. A new study suggests there's water on Mars,

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<v Speaker 1>and tons of it. The findings are based on computer

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<v Speaker 1>modeling and seismic measurements sent back from NASA's Insight Lander,

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<v Speaker 1>which shut down on Mars a couple years ago. Sean

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<v Speaker 1>Wright from U SEE San Diego's Script's Institute of Oceanography

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<v Speaker 1>sas researchers think water seeped underground billions of years ago.

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<v Speaker 3>Ours once looked like Earth three billion years ago, and

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<v Speaker 3>now it doesn't.

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<v Speaker 1>It's dry and it's desolate, and so a big question

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<v Speaker 1>is where's the water?

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<v Speaker 3>Where did it go?

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<v Speaker 1>He says. The water is roughly twelve miles below the surface,

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<v Speaker 1>and there's enough of it to form an ocean. The

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<v Speaker 1>Dodgers are in Milwaukee to take on the Brewers tonight.

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<v Speaker 1>First pitch goes out at five ten. You can listen

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<v Speaker 1>to every play of every Dodger's game on AM five

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<v Speaker 1>seventy LA Sports and stream all games in HD on

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<v Speaker 1>the iHeartRadio app. The keyword AM five seventy LA Sports

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<v Speaker 1>powered by LA Care for all of LA so then,

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<v Speaker 1>California has been rattled by a four point four magnitude quake.

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<v Speaker 1>The quake hit at twelve twenty yesterday afternoon. It was

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<v Speaker 1>centered near Highland Park. Shaking was felt around much of

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<v Speaker 1>the Southland, but no major damage or injuries were reported.

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<v Speaker 1>Firefighters have gained ground on the fourth largest fire ever

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<v Speaker 1>in California. It's grown to over four hundred and twenty

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<v Speaker 1>nine thousand acres. CalFire says the fire is still threatening

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<v Speaker 1>the Mill Creek area and the town of Mineral in

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<v Speaker 1>Tehama County, near the edge of Lassen Volcanic Park. The

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<v Speaker 1>fire is thirty eight percent surrounded. Governor Newsom's official photographer

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<v Speaker 1>costs California two hundred thousand dollars a year the state

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<v Speaker 1>Controller's office, as the money goes to celebrity photographer Charles

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<v Speaker 1>o'manny to document the governor. He's also worked with Mark Zuckerberg,

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<v Speaker 1>Barack Obama, and George W. Bush. O'manny is one of

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<v Speaker 1>the highest paid employees in the administration, making just thirty

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<v Speaker 1>four thousand dollars less a year than the governor himself

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<v Speaker 1>at six o five. It's handl on the news. Olympic

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<v Speaker 1>gymnast Jordan Childs appears to have lost her fight to

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<v Speaker 1>hold onto her bronze medal. Let's say good morning now

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<v Speaker 1>to Nick pollo'chini, who's back with us after taking a

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<v Speaker 1>couple days off for the D twenty three super Fan Convention.

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<v Speaker 1>And since there's so much Disney stuff coming out, who

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<v Speaker 1>better to talk about than a superfan himself. Nick, before

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<v Speaker 1>we dig in, tell us what D twenty three is.

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<v Speaker 1>We know it's a convention, and who is it for?

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<v Speaker 1>Who goes to it?

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<v Speaker 12>So it's specifically four you're the ultimate fan, as you

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<v Speaker 12>already described, and Hello, it's gonna be back again, Amy.

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<v Speaker 12>But it is for people and started back in two

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<v Speaker 12>thousand and nine, and it is where fans have turned

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<v Speaker 12>for all the major announcements in all the new films

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<v Speaker 12>and television shows and the new theme park attractions that

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<v Speaker 12>are coming.

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<v Speaker 3>But D twenty three is that.

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<v Speaker 12>Special additional fan base for those who love things out

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<v Speaker 12>of the Walt Disney Company. But it's really expanded now

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<v Speaker 12>because you've got Star Wars involved with Lucas Limited. You've

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<v Speaker 12>also got Marble Entertainment, and then even you've got the

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<v Speaker 12>twentieth Century Fox buyout, so you've got the Simpsons and

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<v Speaker 12>everything to that effect, all of those fandoms are coming together.

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<v Speaker 12>So if you think about Comic Con in San Diego,

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<v Speaker 12>which we talked about every year, D twenty three is

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<v Speaker 12>that for everything under the Walt Disney Company umbrella, okay.

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<v Speaker 1>And who goes to it. It's not industry people necessarily,

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<v Speaker 1>though industry people do go, but it's really it's for

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<v Speaker 1>the fans. So it's like Comic Con in that rega.

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<v Speaker 3>Yeah, it's just like Comic Con.

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<v Speaker 12>And so the home base is always every other year

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<v Speaker 12>at the Anaheim Convention Center just south of Disneyland, and

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<v Speaker 12>folks get tickets and just like you and I talked about, regularly,

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<v Speaker 12>tickets go on sale and they are gone instantaneously because

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<v Speaker 12>you get the most immersive experience possible by meeting you know,

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<v Speaker 12>the voice actors behind some of our favorite characters or

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<v Speaker 12>favorite TV show personalities. They just celebrated Gray's Anatomy and

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<v Speaker 12>had the entire cast of Gray's Anatomy there. You were

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<v Speaker 12>able to do a meet and greet and assigning with them,

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<v Speaker 12>which is very very unusual, especially some cast members who

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<v Speaker 12>haven't been on the show in years.

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<v Speaker 7>Now.

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<v Speaker 1>Oh you also have.

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<v Speaker 12>I got to pop in on that, but I had

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<v Speaker 12>to take off to a different panel, so I didn't

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<v Speaker 12>get to stick around for the meet and greet portion,

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<v Speaker 12>but I got to see it. And it's funny to

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<v Speaker 12>think that, you know, we what on our twentieth season

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<v Speaker 12>or more of Gray's Anatomy right now. I mean, it's

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<v Speaker 12>been over twenty years that the show has been around,

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<v Speaker 12>and there have been so many incredible actors that I

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<v Speaker 12>didn't even remember had you know, short stints or had

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<v Speaker 12>you know, these special cameo parts over the year, and

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<v Speaker 12>they all were brought in for the special event. So

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<v Speaker 12>it's really unique and special because things that you don't

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<v Speaker 12>even remember from some of your favorite TV shows, or

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<v Speaker 12>maybe if you're a fan of Disney Channel or if

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<v Speaker 12>you're a fan of ABC Television, you don't even remember

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<v Speaker 12>that it was there and you get to meet these

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<v Speaker 12>folks in and their talent Talent Central area and be

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<v Speaker 12>able to get a couple of minutes to talk to celebrities, musicians,

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<v Speaker 12>and my favorite thing is always the Disney imagineers who

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<v Speaker 12>are really the heart and soul of what is behind

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<v Speaker 12>these projects that we're going to talk about, especially the

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<v Speaker 12>attractions that come to the theme parks around the world.

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<v Speaker 1>Okay, so let's talk about the attractions and then also

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<v Speaker 1>just for the fan experience as we're trying to describe

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<v Speaker 1>this to you. So there's panels, sure, and then I've

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<v Speaker 1>seen a couple of the videos that you had. There's

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<v Speaker 1>like big auditorium Disney Productions. They had a full orchestra

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<v Speaker 1>and a giant big screen in the background. And was

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<v Speaker 1>that one of the imagineer events when they were announcing

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<v Speaker 1>some of the new things coming?

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<v Speaker 12>Right, So this is the first year that every year,

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<v Speaker 12>if you think of Comic Con, we always hear about

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<v Speaker 12>Hall H and that is the biggest presentation all the

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<v Speaker 12>major panels down there, and up until this year, Hall

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<v Speaker 12>D at the Anaheim Convention Center was that location. This

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<v Speaker 12>year they took it off site to the Honda Center

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<v Speaker 12>and twelve thousand Disney fans. So that just that's not

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<v Speaker 12>even the attendees because there I don't know the final numbers,

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<v Speaker 12>but we were in the tens of thousands of attendees

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<v Speaker 12>to D twenty three, but twelve thousand of those fans

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<v Speaker 12>got to see very first hand all the things that

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<v Speaker 12>are happening in two special showcases, the Disney Entertainment Showcases,

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<v Speaker 12>which focus on music, television, and film, and then the

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<v Speaker 12>Disney Experiences Showcase, which happened to focus on the cruise lines,

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<v Speaker 12>on the theme parks, and then other Disney regional entertainment

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<v Speaker 12>around the globe.

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<v Speaker 1>Okay, so let's dig into some of the things that

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<v Speaker 1>you learn now that we know all about is the convention.

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<v Speaker 1>What are some of the coolest things that have that

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<v Speaker 1>are coming out or that we're going to be seeing

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<v Speaker 1>that you learned about at the expo.

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<v Speaker 12>I think the most exciting thing that we've got locally

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<v Speaker 12>here is Tiana's is we got a finally opening date.

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<v Speaker 12>So even though right exactly so anticipate you and I

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<v Speaker 12>will definitely be going to this, but November twelve, field

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<v Speaker 12>when it will be coming.

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<v Speaker 1>November twelfth, Okay, Yeah, it's the old Splash Mountain they've

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<v Speaker 1>closed it down. The ride essentially the same or the

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<v Speaker 1>path of the ride, as I understand it, it is the same,

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<v Speaker 1>but it's completely re imagine and now it's Tiana's By

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<v Speaker 1>You Adventure based on the Princess and the Frog, right.

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<v Speaker 12>And I've heard so many things from the folks that

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<v Speaker 12>have been able to experience the rebranding Magic Kingdom in

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<v Speaker 12>Walt Disney World in Orlando and say that we're really

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<v Speaker 12>in for a special treat. Also because even though the

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<v Speaker 12>attractions are almost identical, Disneyland has its own special accouterment

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<v Speaker 12>that there's going to be a few special things that

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<v Speaker 12>are just exclusive to our park, which is very exciting.

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<v Speaker 3>So that comes up in the pretty soon.

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<v Speaker 12>Would be probably the most unique thing is the very

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<v Speaker 12>first Walt Disney audioonomatronic that'll be coming to Disneyland Park

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<v Speaker 12>in the near future.

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<v Speaker 3>Okay, it would be familiar with Yeah, oh.

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<v Speaker 1>I was going to say, if you have ever been

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<v Speaker 1>to the Mister Lincoln or President Lincoln presentation that's right

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<v Speaker 1>there on Main Street. This is going to be in

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<v Speaker 1>that same place, correct.

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<v Speaker 12>So the Main Street Opera House will be hosting this

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<v Speaker 12>brand news show called Walt Disney a Magical Light. It'll

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<v Speaker 12>be the very first ever audio aimatronic figure of Walt Disney.

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<v Speaker 12>It will be the ultimate audio ematronic audiono are what

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<v Speaker 12>is the skeletal structure for all the different characters that

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<v Speaker 12>you see in attractions at Disney Parks, and so this

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<v Speaker 12>will be the top notch, top of the line, and

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<v Speaker 12>it will be alternating back and forth between great moments

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<v Speaker 12>with mister Lincoln and then also going over to this

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<v Speaker 12>new show Walt Disney Magical Life, So you'll be able

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<v Speaker 12>to see an experience both of those.

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<v Speaker 3>So I'm really excited about that.

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<v Speaker 1>Is that coming soon?

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<v Speaker 3>That is coming soon ish? There was no official date

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<v Speaker 3>on that.

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<v Speaker 12>When D twenty three announcements are made, they're usually between

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<v Speaker 12>the next three and five years out, so that's kind

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<v Speaker 12>of the best ballpark for it. But what is coming

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<v Speaker 12>sooner than later is going to be a new experiences

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<v Speaker 12>to Avengers Campus at Disney California Adventure. In fact, we've

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<v Speaker 12>always known about a new e ticket ride Gut that's

426
00:20:41.440 --> 00:20:44.559
<v Speaker 12>always been called Avengers Infinity Defense that was coming to

427
00:20:45.079 --> 00:20:47.359
<v Speaker 12>the Avengers Campus at Disney California Adventure. But we're actually

428
00:20:47.400 --> 00:20:50.759
<v Speaker 12>getting two brand new rides. That and Stark Flight Lab.

429
00:20:50.880 --> 00:20:53.480
<v Speaker 12>So there'll be two new rides inside of Disney California

430
00:20:53.519 --> 00:20:56.240
<v Speaker 12>Adventure in the very near future. Both are already under

431
00:20:56.319 --> 00:21:00.680
<v Speaker 12>development and allegedly ground has already been broken somewhere stage

432
00:21:00.759 --> 00:21:03.759
<v Speaker 12>at Disney California Adventure for those two brand new attraction.

433
00:21:03.440 --> 00:21:05.720
<v Speaker 1>Which is great because when you walk through Adventures Campus,

434
00:21:05.759 --> 00:21:07.160
<v Speaker 1>I mean you and I have done it, and I

435
00:21:07.200 --> 00:21:09.160
<v Speaker 1>do it with almost everybody that I go to Disneyland,

436
00:21:09.240 --> 00:21:11.400
<v Speaker 1>we go there's a lot of wasted space in here,

437
00:21:11.599 --> 00:21:14.240
<v Speaker 1>and we go it's probably not it's just they're going

438
00:21:14.319 --> 00:21:16.279
<v Speaker 1>to roll something out eventually, so good to see that

439
00:21:16.319 --> 00:21:19.039
<v Speaker 1>they're going to do that, and then tell us about

440
00:21:19.039 --> 00:21:19.599
<v Speaker 1>the Cocoa Ride.

441
00:21:19.599 --> 00:21:22.079
<v Speaker 3>Real quick, Cocoa Ride is going to be coming up.

442
00:21:22.119 --> 00:21:24.480
<v Speaker 12>That's a little bit further out, but that will be

443
00:21:24.480 --> 00:21:26.440
<v Speaker 12>in actually a new land that is coming to the

444
00:21:26.480 --> 00:21:29.519
<v Speaker 12>Disneyland resort and will be part of the Disneyland Forward

445
00:21:29.559 --> 00:21:32.119
<v Speaker 12>project and expansion. And then really two quick things to

446
00:21:32.160 --> 00:21:34.720
<v Speaker 12>throw in their avatar Land officially confirmed that they have

447
00:21:34.720 --> 00:21:37.440
<v Speaker 12>broken granted that at Disney California Adventure, so you'll be

448
00:21:37.480 --> 00:21:39.200
<v Speaker 12>able to experience and it will be based on the

449
00:21:39.279 --> 00:21:41.640
<v Speaker 12>new movies, So we don't even know what's going to

450
00:21:41.680 --> 00:21:43.200
<v Speaker 12>be there quite yet because we have not met the

451
00:21:43.279 --> 00:21:47.000
<v Speaker 12>characters from the new Avatar films. And the additional thing

452
00:21:47.000 --> 00:21:49.880
<v Speaker 12>that will be happening is a rebranding or an additional

453
00:21:49.920 --> 00:21:54.519
<v Speaker 12>show to the Smugglers run on the Milayim Falcon.

454
00:21:54.920 --> 00:21:57.279
<v Speaker 3>Grogu and the Mandalorian.

455
00:21:56.640 --> 00:21:58.839
<v Speaker 12>Will be showing up there in the very new future

456
00:21:59.119 --> 00:22:01.720
<v Speaker 12>to be helping out to defend the Galaxy.

457
00:22:01.880 --> 00:22:04.160
<v Speaker 1>Oh that'll be fun, okay. And then this way, well

458
00:22:04.160 --> 00:22:05.880
<v Speaker 1>there's a lot coming. We got to run because we're

459
00:22:05.920 --> 00:22:09.400
<v Speaker 1>out of time. Course, you icket talk Disney all day long. Indeed,

460
00:22:10.119 --> 00:22:14.960
<v Speaker 1>at the Magic Kingdom in Florida, they have a new

461
00:22:15.000 --> 00:22:18.720
<v Speaker 1>Monster's Ink ride and I am so psyched. I gotta

462
00:22:18.759 --> 00:22:22.559
<v Speaker 1>go to this because if you remember Monsters, Inc. Remember

463
00:22:22.880 --> 00:22:25.440
<v Speaker 1>they have the closet doors that they go to do

464
00:22:25.599 --> 00:22:27.960
<v Speaker 1>the scaring of the kids and they go through this

465
00:22:28.119 --> 00:22:31.680
<v Speaker 1>wild ride and I remember seeing the movie ten twenty

466
00:22:31.720 --> 00:22:34.200
<v Speaker 1>years ago, going that could be a ride at Disneyland.

467
00:22:34.240 --> 00:22:35.440
<v Speaker 1>They're making it a ride.

468
00:22:35.960 --> 00:22:37.880
<v Speaker 12>Yeah, So it's going to be coming to Disney's Hollywood

469
00:22:37.920 --> 00:22:40.839
<v Speaker 12>Studios at Walt Disney World in Orlando. It'll be the

470
00:22:40.960 --> 00:22:43.880
<v Speaker 12>very first suspended coaster ever in a Disney Park, which

471
00:22:43.880 --> 00:22:46.519
<v Speaker 12>means you'll be kicking your legs freely underneath it, and

472
00:22:46.599 --> 00:22:48.759
<v Speaker 12>it will be zooming through the door vault in the

473
00:22:49.279 --> 00:22:52.920
<v Speaker 12>Monster's Ink Factory the Scare Factory, just like Mike and Sooli,

474
00:22:52.960 --> 00:22:54.240
<v Speaker 12>and you'll be able to see Boo and a whole

475
00:22:54.240 --> 00:22:56.160
<v Speaker 12>bunch of characters from the Monsters Inc.

476
00:22:56.319 --> 00:22:56.720
<v Speaker 3>Universe.

477
00:22:56.880 --> 00:22:57.119
<v Speaker 7>See.

478
00:22:57.119 --> 00:22:58.839
<v Speaker 1>I knew Nick was the perfect person to talk to

479
00:22:58.880 --> 00:23:01.440
<v Speaker 1>you about all this because we we've heard what's coming,

480
00:23:01.519 --> 00:23:04.640
<v Speaker 1>but it's fun to like listen to find out a

481
00:23:04.680 --> 00:23:07.400
<v Speaker 1>little bit more about it and looking forward to our

482
00:23:07.440 --> 00:23:09.960
<v Speaker 1>next adventure at the park. Thanks Nick, Pauli Jochini.

483
00:23:09.799 --> 00:23:10.880
<v Speaker 3>You got it. No worries.

484
00:23:11.480 --> 00:23:14.839
<v Speaker 1>A magnitude four point four earthquake rumbled under Highland Park

485
00:23:14.920 --> 00:23:18.079
<v Speaker 1>yesterday shortly afternoon. A water line at Pasadena City Hall

486
00:23:18.160 --> 00:23:20.279
<v Speaker 1>was ruptured in the quake, but there are no reports

487
00:23:20.279 --> 00:23:23.000
<v Speaker 1>of major damage or in injuries. The quake was felt

488
00:23:23.079 --> 00:23:27.279
<v Speaker 1>across much of La Orange and Riverside Counties. A man

489
00:23:27.319 --> 00:23:30.960
<v Speaker 1>who tried to intervene in a couple's fight ended up

490
00:23:31.079 --> 00:23:33.759
<v Speaker 1>being stabbed outside a convenience store in North Hollywood. The

491
00:23:33.759 --> 00:23:36.680
<v Speaker 1>man stabbed late last night near Laurel Canyon Boulevard and

492
00:23:36.759 --> 00:23:39.240
<v Speaker 1>van Owen Street has been taken to the hospital with

493
00:23:39.359 --> 00:23:44.079
<v Speaker 1>critical injuries. Minnesota governor and Democratic vice presidential nominee Tim

494
00:23:44.119 --> 00:23:46.960
<v Speaker 1>Walls will make his first solo appearance as Kamala Harris's

495
00:23:47.000 --> 00:23:50.720
<v Speaker 1>running mate today at the LA Convention Center. Later this afternoon,

496
00:23:50.720 --> 00:23:54.319
<v Speaker 1>Walls is attending a fundraiser in Newport Beach. Tickets cost

497
00:23:54.359 --> 00:23:57.920
<v Speaker 1>between one thousand and one hundred thousand dollars. At six

498
00:23:57.920 --> 00:24:00.640
<v Speaker 1>pozho five, it's handle on the news. Israel is bracing

499
00:24:00.680 --> 00:24:03.960
<v Speaker 1>for what it calls an imminent attack from Iran. At

500
00:24:03.960 --> 00:24:06.400
<v Speaker 1>five poin fifty, Joel Largsguard says, there's a place you

501
00:24:06.480 --> 00:24:09.079
<v Speaker 1>can tap into some extra cash, But the bigger question

502
00:24:09.240 --> 00:24:12.680
<v Speaker 1>is should you. Joel's going to tell us all about that.

503
00:24:12.839 --> 00:24:15.319
<v Speaker 1>Right now, Let's say good morning to the Associate vice

504
00:24:15.400 --> 00:24:20.519
<v Speaker 1>president of Operations and Planning at California Lutheran University, Ryan

505
00:24:20.640 --> 00:24:24.960
<v Speaker 1>van Omereran oh Omrin? Is that did I say that? Right? Ryan?

506
00:24:26.039 --> 00:24:26.880
<v Speaker 7>Yes? That's crap.

507
00:24:27.000 --> 00:24:29.319
<v Speaker 1>Thank you, okay, Ran, Thanks so much for taking up

508
00:24:29.480 --> 00:24:31.200
<v Speaker 1>a few minutes to talk to us this morning. We

509
00:24:31.279 --> 00:24:34.319
<v Speaker 1>wanted to talk to you because you've got some robots

510
00:24:34.359 --> 00:24:38.000
<v Speaker 1>buzzing around sports fields at cal Lutheran and want to

511
00:24:38.039 --> 00:24:40.759
<v Speaker 1>know what they're doing. And so if you could tell

512
00:24:40.839 --> 00:24:41.759
<v Speaker 1>us about that, that'd be great.

513
00:24:42.839 --> 00:24:45.440
<v Speaker 7>Yeah, how fun. I don't want to make the story

514
00:24:45.480 --> 00:24:48.039
<v Speaker 7>too long, but I'll say it all started with the

515
00:24:48.079 --> 00:24:51.640
<v Speaker 7>Los Angeles Rams locating for our campus a few years ago.

516
00:24:51.519 --> 00:24:53.559
<v Speaker 1>Right, oh, for training camper.

517
00:24:54.960 --> 00:24:58.359
<v Speaker 7>Well, no, their practice home has been at Cal Lutheran

518
00:24:58.480 --> 00:25:03.039
<v Speaker 7>for years. All right, So that led to angel City

519
00:25:03.079 --> 00:25:05.240
<v Speaker 7>Football Club are you familiar?

520
00:25:05.759 --> 00:25:05.960
<v Speaker 1>Yep?

521
00:25:07.279 --> 00:25:12.440
<v Speaker 7>Okay, the premier women's soccer team, And for them, we

522
00:25:12.480 --> 00:25:19.440
<v Speaker 7>did the maintenance okay, okay, And so they had very

523
00:25:19.519 --> 00:25:24.599
<v Speaker 7>strict rules for striping and such, and so we bought

524
00:25:24.680 --> 00:25:33.599
<v Speaker 7>this robot, okay, and so so the robots save time

525
00:25:33.720 --> 00:25:40.640
<v Speaker 7>of course, and maybe these nice crisp lights for us.

526
00:25:41.559 --> 00:25:43.640
<v Speaker 1>Okay, so you've you've taken the people out of the

527
00:25:43.680 --> 00:25:48.480
<v Speaker 1>equation and now the robots do all the striping for you.

528
00:25:48.519 --> 00:25:53.880
<v Speaker 7>No, well, that's a kind of a misconception, right, Okay, Yes,

529
00:25:53.960 --> 00:25:59.160
<v Speaker 7>somebody's got to control it, and somebody's got to fill

530
00:25:59.200 --> 00:25:59.960
<v Speaker 7>the paint of course.

531
00:26:01.039 --> 00:26:02.400
<v Speaker 1>Yeah.

532
00:26:02.759 --> 00:26:09.640
<v Speaker 7>And uh, and so so we have the robot, right,

533
00:26:09.839 --> 00:26:14.559
<v Speaker 7>So then time goes on and we're replacing the turf

534
00:26:14.759 --> 00:26:22.839
<v Speaker 7>in our artificial turf stadium, right, and uh, then we realize, right,

535
00:26:22.880 --> 00:26:25.279
<v Speaker 7>you've seen the artificial urf stadium, right, typically they have

536
00:26:25.359 --> 00:26:27.079
<v Speaker 7>lines of all different types.

537
00:26:29.480 --> 00:26:39.039
<v Speaker 1>And oh did we lose Ryan? Oh no, you're there. Okay,

538
00:26:39.480 --> 00:26:41.799
<v Speaker 1>they have all kinds of different lines and and then

539
00:26:41.839 --> 00:26:43.680
<v Speaker 1>what did you what did you find because of that?

540
00:26:44.920 --> 00:26:51.160
<v Speaker 7>Right? So we said let's not do any lines, right okay,

541
00:26:51.279 --> 00:26:55.680
<v Speaker 7>and uh and use a robots paintful lines. And so

542
00:26:55.720 --> 00:27:02.480
<v Speaker 7>then we bought another robot. Are able to do customs

543
00:27:02.519 --> 00:27:04.039
<v Speaker 7>and setups for different teams.

544
00:27:05.799 --> 00:27:08.599
<v Speaker 1>Okay, So then Ryan, you're saying, you can do custom

545
00:27:08.640 --> 00:27:12.119
<v Speaker 1>setups for different teams, different sports. So can they write

546
00:27:12.240 --> 00:27:15.359
<v Speaker 1>words like they could put la galaxy and they could

547
00:27:15.400 --> 00:27:17.240
<v Speaker 1>put rams and stuff on the field.

548
00:27:18.480 --> 00:27:22.359
<v Speaker 7>Yes, it can do virtually anything, right, if we wanted

549
00:27:22.359 --> 00:27:24.839
<v Speaker 7>to say welcome graduates or something like that, it can

550
00:27:24.880 --> 00:27:25.680
<v Speaker 7>do something like that.

551
00:27:27.480 --> 00:27:30.839
<v Speaker 1>And how much more efficient are they than people? You're saying,

552
00:27:30.839 --> 00:27:34.240
<v Speaker 1>it's not replacing people's but they sure make the fields

553
00:27:34.400 --> 00:27:37.000
<v Speaker 1>look good. And are they a lot faster than if

554
00:27:37.799 --> 00:27:38.960
<v Speaker 1>with people were outstrets?

555
00:27:39.039 --> 00:27:43.640
<v Speaker 7>Yes? Yes, thank you, great question. Yeah, it's typically a

556
00:27:43.680 --> 00:27:49.440
<v Speaker 7>good four to six times faster. Soccer in particular would

557
00:27:49.440 --> 00:27:53.880
<v Speaker 7>take about four hours. Football takes them most time, but

558
00:27:54.000 --> 00:27:56.519
<v Speaker 7>soccer would take about four hours. That can now be

559
00:27:56.519 --> 00:27:59.440
<v Speaker 7>done in about twenty minutes because the lines are relatively simple.

560
00:27:59.720 --> 00:28:03.119
<v Speaker 7>Wow okay, and on top of that much less paint,

561
00:28:03.920 --> 00:28:08.319
<v Speaker 7>So he was about twenty percent the amount of paint

562
00:28:08.519 --> 00:28:10.400
<v Speaker 7>as a traditional sprayer.

563
00:28:11.279 --> 00:28:14.279
<v Speaker 1>Okay. And then could they eventually be used for more

564
00:28:14.680 --> 00:28:18.680
<v Speaker 1>like permanent paint jobs on campus or so they could

565
00:28:18.680 --> 00:28:21.519
<v Speaker 1>do other stuff around the campus as well, not just

566
00:28:21.599 --> 00:28:22.079
<v Speaker 1>on the fields.

567
00:28:22.319 --> 00:28:28.799
<v Speaker 7>Yeah, yeah, that's another great question. So we switched the

568
00:28:28.799 --> 00:28:34.960
<v Speaker 7>field now from soccer to football or whatever, and football

569
00:28:35.000 --> 00:28:39.720
<v Speaker 7>in particular has a lot of lines, as you can imagine, right,

570
00:28:41.599 --> 00:28:46.079
<v Speaker 7>and so right now it's a manual process to get

571
00:28:46.079 --> 00:28:49.519
<v Speaker 7>the old lines off. It's a special paint that's easier,

572
00:28:50.160 --> 00:28:54.559
<v Speaker 7>but it still takes effort and time and scrubbing. And

573
00:28:54.640 --> 00:28:59.160
<v Speaker 7>so we're all waiting for the field or the stripe

574
00:28:59.519 --> 00:29:02.480
<v Speaker 7>removed a robot to be next.

575
00:29:03.599 --> 00:29:05.759
<v Speaker 1>Oh that'd be things a lot yeah okay.

576
00:29:05.599 --> 00:29:11.279
<v Speaker 7>Yeah, right, And then we still have two very nice

577
00:29:11.920 --> 00:29:16.000
<v Speaker 7>natural terf fields on campus, one of those where Angel

578
00:29:16.079 --> 00:29:20.839
<v Speaker 7>City plays, And so right, we do the stripeed and

579
00:29:20.880 --> 00:29:25.519
<v Speaker 7>that's great, but we're looking forward to a time where

580
00:29:25.559 --> 00:29:26.880
<v Speaker 7>we can do the mowing too.

581
00:29:28.000 --> 00:29:28.079
<v Speaker 8>Oh.

582
00:29:28.119 --> 00:29:31.880
<v Speaker 1>It would be like a room of for lawns, right exactly,

583
00:29:32.680 --> 00:29:33.160
<v Speaker 1>very cool.

584
00:29:33.200 --> 00:29:36.240
<v Speaker 7>Okay, for right now.

585
00:29:36.079 --> 00:29:39.000
<v Speaker 1>We've got we've got the robots out making the lines,

586
00:29:39.039 --> 00:29:42.839
<v Speaker 1>making them pretty, doing it quickly, saving paint. And I'm

587
00:29:42.839 --> 00:29:44.559
<v Speaker 1>guessing that we're going to see a lot more of

588
00:29:44.599 --> 00:29:49.440
<v Speaker 1>these in the future. But California Lutheran kind of jumping

589
00:29:49.519 --> 00:29:51.799
<v Speaker 1>on the bandwagon early on this one. Thanks so much,

590
00:29:51.880 --> 00:29:54.759
<v Speaker 1>Ryan for taking some time to talk to you, talk

591
00:29:54.799 --> 00:29:58.799
<v Speaker 1>to us about this new technology. Always fun to see

592
00:29:58.839 --> 00:30:00.960
<v Speaker 1>new innovations. Thanks so much. Try and have a great day.

593
00:30:01.400 --> 00:30:02.000
<v Speaker 7>You're welcome.

594
00:30:02.920 --> 00:30:04.440
<v Speaker 1>Let's get back to some of the stories coming out

595
00:30:04.480 --> 00:30:06.799
<v Speaker 1>of the KFI twenty four hour newsroom. A man accused

596
00:30:06.799 --> 00:30:09.599
<v Speaker 1>of punching, pushing onto the tracks, and dragging a woman

597
00:30:09.640 --> 00:30:12.599
<v Speaker 1>onto a freeway at a Metro station in Pasadena's due

598
00:30:12.599 --> 00:30:15.839
<v Speaker 1>in court today. Thirty three year old Jan Flores is

599
00:30:15.839 --> 00:30:18.599
<v Speaker 1>facing attempted murder and other charges. He could get life

600
00:30:18.680 --> 00:30:22.160
<v Speaker 1>in prison if convicted of the attack last week. Investigators

601
00:30:22.200 --> 00:30:25.359
<v Speaker 1>say the attack was completely unprovoked. A man who shot

602
00:30:25.400 --> 00:30:27.440
<v Speaker 1>and killed a woman during an argument on a Metro

603
00:30:27.559 --> 00:30:30.359
<v Speaker 1>b red Line train as it approached the Hollywood and

604
00:30:30.440 --> 00:30:33.119
<v Speaker 1>Vine station in twenty twenty one has been since to

605
00:30:33.160 --> 00:30:36.000
<v Speaker 1>sixty one years to life in prison. The man had

606
00:30:36.039 --> 00:30:38.880
<v Speaker 1>previously been convicted of assaulting a passenger on a metro

607
00:30:38.960 --> 00:30:42.079
<v Speaker 1>train in twenty eighteen and attempted robbery in twenty nineteen.

608
00:30:42.680 --> 00:30:46.559
<v Speaker 1>Ukraine's surprise offensive into Russia has expanded into another region.

609
00:30:46.640 --> 00:30:50.400
<v Speaker 1>ABC's Ian Pannell says it's the biggest occupation of Russian

610
00:30:50.519 --> 00:30:53.599
<v Speaker 1>territory by a foreign army since the Second World War.

611
00:30:53.720 --> 00:30:57.160
<v Speaker 8>Pus firefights have been reported as Russia urgently sends in

612
00:30:57.240 --> 00:31:02.319
<v Speaker 8>defensive units, attacking with drones, and over one hundred thousand

613
00:31:02.359 --> 00:31:04.079
<v Speaker 8>residents forced to flee their homes.

614
00:31:04.799 --> 00:31:07.759
<v Speaker 1>He says Russian President Putin has ordered his defense ministry

615
00:31:08.000 --> 00:31:11.079
<v Speaker 1>to kick the enemy out of the territory. American gymnast

616
00:31:11.160 --> 00:31:13.279
<v Speaker 1>Jordan Childs may not be able to keep her Olympic

617
00:31:13.319 --> 00:31:17.039
<v Speaker 1>bronze medal, even though USA Gymnastics says it has evidence

618
00:31:17.079 --> 00:31:20.000
<v Speaker 1>showing the appeal that bumped her up to third place

619
00:31:20.240 --> 00:31:23.279
<v Speaker 1>was made in time. The Court of Arbitration for Sport

620
00:31:23.400 --> 00:31:26.519
<v Speaker 1>ruled the appeal from Child's coach was four seconds too late,

621
00:31:26.880 --> 00:31:30.079
<v Speaker 1>and the decision was upheld by the International Olympic Committee.

622
00:31:30.279 --> 00:31:33.200
<v Speaker 1>USA Gymnastics said yesterday it was notified by the Court

623
00:31:33.200 --> 00:31:36.759
<v Speaker 1>of Arbitration for Sport that their rules do not allow

624
00:31:36.920 --> 00:31:41.400
<v Speaker 1>for an arbitral award to be reconsidered even when conclusive

625
00:31:41.480 --> 00:31:44.920
<v Speaker 1>new evidence is presented. A doctor in Newport Beach says

626
00:31:44.960 --> 00:31:49.279
<v Speaker 1>some Olympic spectators took home ankle, shoulder, or wrist injuries

627
00:31:49.359 --> 00:31:50.400
<v Speaker 1>instead of a gold medal.

628
00:31:50.440 --> 00:31:51.960
<v Speaker 3>Don't try to do it in your living room.

629
00:31:52.000 --> 00:31:55.319
<v Speaker 13>Hogue Orthopedic Institute medical director doctor Alan Bayer says the

630
00:31:55.400 --> 00:31:58.599
<v Speaker 13>increase in injuries are typically young people trying a Simone

631
00:31:58.640 --> 00:32:00.920
<v Speaker 13>Biles backflip into some couch cushions.

632
00:32:00.920 --> 00:32:01.680
<v Speaker 3>But remember this.

633
00:32:01.680 --> 00:32:04.519
<v Speaker 13>Is their full time job, with professional coaches, with on

634
00:32:04.640 --> 00:32:05.799
<v Speaker 13>site medical people.

635
00:32:05.880 --> 00:32:08.519
<v Speaker 9>They're not just going out for a casual five minute

636
00:32:08.599 --> 00:32:10.880
<v Speaker 9>matt routine or a skateboard run.

637
00:32:11.000 --> 00:32:14.000
<v Speaker 3>They're doing this every single day to hone their talents.

638
00:32:14.119 --> 00:32:16.720
<v Speaker 13>Bear says some injuries came from tipsy adults trying a

639
00:32:16.759 --> 00:32:19.559
<v Speaker 13>handspring or those thinking they get still somersault like they

640
00:32:19.559 --> 00:32:22.960
<v Speaker 13>did in gymnastics as a kid. In Orange County, Corbin

641
00:32:23.039 --> 00:32:25.000
<v Speaker 13>Carson KFI News.

642
00:32:24.799 --> 00:32:27.720
<v Speaker 1>Yeah, not even going to try that. Southern California has

643
00:32:27.759 --> 00:32:30.400
<v Speaker 1>been rattled by a four point four magnitude quake. It

644
00:32:30.519 --> 00:32:34.440
<v Speaker 1>hit at twelve twenty yesterday afternoon, woke me up during

645
00:32:34.440 --> 00:32:37.559
<v Speaker 1>my nap. It was centered in Highland Park. Shaking was

646
00:32:37.599 --> 00:32:40.000
<v Speaker 1>felt around much of the Southland. No major damage or

647
00:32:40.039 --> 00:32:44.480
<v Speaker 1>injuries were reported. LA County Sheriff Luna and other officials

648
00:32:44.519 --> 00:32:47.119
<v Speaker 1>are expected to announce what they says a major breakthrough

649
00:32:47.200 --> 00:32:49.480
<v Speaker 1>in the murder of a woman found in South Pasadena

650
00:32:49.559 --> 00:32:53.559
<v Speaker 1>nearly forty years ago. Kathyn's small body was found in

651
00:32:53.640 --> 00:32:56.279
<v Speaker 1>nineteen eighty six. Her murder's been linked to a convicted

652
00:32:56.359 --> 00:33:01.799
<v Speaker 1>serial killer. More information is expected later this morning. Despite

653
00:33:01.799 --> 00:33:04.519
<v Speaker 1>some technical issues, Elon Musk has had a live sit

654
00:33:04.640 --> 00:33:07.279
<v Speaker 1>down with former President Trump on X that went on

655
00:33:07.319 --> 00:33:10.079
<v Speaker 1>for over two hours. It was delayed for almost an

656
00:33:10.079 --> 00:33:13.519
<v Speaker 1>hour because of what Musk claimed was a distributed denial

657
00:33:13.599 --> 00:33:17.240
<v Speaker 1>of service attack or a DDS on the platform. More

658
00:33:17.240 --> 00:33:19.400
<v Speaker 1>than one point three million people were listening to the

659
00:33:19.440 --> 00:33:22.279
<v Speaker 1>discussion at times. We're just minutes away from a handle

660
00:33:22.400 --> 00:33:25.720
<v Speaker 1>on the news this morning, gondola backers in La have

661
00:33:25.880 --> 00:33:29.079
<v Speaker 1>won around in court. Right now, let's say good morning

662
00:33:29.279 --> 00:33:32.000
<v Speaker 1>to the host of How to Money. Right here on KFI,

663
00:33:32.200 --> 00:33:33.839
<v Speaker 1>It's Joel Larsgard.

664
00:33:33.960 --> 00:33:37.000
<v Speaker 3>Morning Joel, Morning, Amy, So right out.

665
00:33:36.839 --> 00:33:38.960
<v Speaker 1>Of the bat or right out of the box. Credit

666
00:33:38.960 --> 00:33:40.200
<v Speaker 1>card debt is rising.

667
00:33:41.079 --> 00:33:46.319
<v Speaker 14>That's not good, right, No, of course, no, I don't

668
00:33:46.440 --> 00:33:48.359
<v Speaker 14>do I even have to provide any more analysis. Just

669
00:33:48.440 --> 00:33:51.240
<v Speaker 14>the answer is no, right, And yeah, there's some new

670
00:33:51.240 --> 00:33:54.759
<v Speaker 14>stats revealed by TransUnion, and we see the collective amount

671
00:33:54.799 --> 00:33:57.119
<v Speaker 14>of credit card debt that American ZOE just continued to

672
00:33:57.160 --> 00:33:59.440
<v Speaker 14>tick up. We passed a trillion dollars I don't know,

673
00:33:59.440 --> 00:34:01.079
<v Speaker 14>maybe like nine months ago, and now we're up to

674
00:34:01.119 --> 00:34:03.920
<v Speaker 14>one point one four trillion. And it's not just the

675
00:34:03.960 --> 00:34:08.599
<v Speaker 14>overall headline number. It's that more Americans overall are in

676
00:34:08.840 --> 00:34:11.280
<v Speaker 14>recurring credit card debts, so they're not paying off their

677
00:34:11.280 --> 00:34:13.159
<v Speaker 14>balance on time and unfull at the end of the month.

678
00:34:13.559 --> 00:34:16.519
<v Speaker 14>Half of Americans fall into that category now, and so

679
00:34:16.679 --> 00:34:18.840
<v Speaker 14>it's just and the average amount of debt ode is

680
00:34:18.880 --> 00:34:19.880
<v Speaker 14>over six thousand dollars.

681
00:34:19.960 --> 00:34:21.679
<v Speaker 3>That continues to go up as well. And we all

682
00:34:21.679 --> 00:34:22.920
<v Speaker 3>know with interest rates.

683
00:34:22.840 --> 00:34:25.639
<v Speaker 14>Credit card debt interest rates aren't great right now, which

684
00:34:25.679 --> 00:34:29.400
<v Speaker 14>means that you're just you're treading water and in fact

685
00:34:29.400 --> 00:34:31.880
<v Speaker 14>you're actually slowly but surely sinking if you continue to

686
00:34:31.880 --> 00:34:33.000
<v Speaker 14>hold onto that credit card debt.

687
00:34:33.119 --> 00:34:35.239
<v Speaker 1>Do they have to notify you if they're raising rates

688
00:34:35.320 --> 00:34:37.119
<v Speaker 1>or do they just do it?

689
00:34:37.119 --> 00:34:39.559
<v Speaker 14>It usually happens in the statement, right, But this is

690
00:34:39.559 --> 00:34:42.559
<v Speaker 14>one of those simple debt right exactly do most people

691
00:34:42.599 --> 00:34:43.360
<v Speaker 14>look at their statements?

692
00:34:43.639 --> 00:34:44.199
<v Speaker 3>And that's been true.

693
00:34:44.280 --> 00:34:46.400
<v Speaker 14>Let's say you have a home equity line of credit,

694
00:34:46.480 --> 00:34:49.760
<v Speaker 14>like as rates have gone up, that interest rate has

695
00:34:49.760 --> 00:34:52.000
<v Speaker 14>gone up, and so it's becoming more expensive to carry

696
00:34:52.039 --> 00:34:52.559
<v Speaker 14>that debt.

697
00:34:53.079 --> 00:34:55.280
<v Speaker 3>It's so important to pay this off.

698
00:34:55.280 --> 00:34:58.639
<v Speaker 14>And so I see this, and I see we're also

699
00:34:58.679 --> 00:35:02.360
<v Speaker 14>seeing more people falling behind on their payments as well.

700
00:35:02.400 --> 00:35:06.880
<v Speaker 14>This is not ridiculously overwhelmingly alarming. This is kind of

701
00:35:06.880 --> 00:35:10.000
<v Speaker 14>patently American in so many ways. But the patent American

702
00:35:10.039 --> 00:35:12.599
<v Speaker 14>lifestyle isn't getting us to the places we want to

703
00:35:12.639 --> 00:35:15.920
<v Speaker 14>go financially. And so I think that when you're in

704
00:35:16.000 --> 00:35:17.599
<v Speaker 14>credit card debt like this, Let's say you are one

705
00:35:17.599 --> 00:35:19.440
<v Speaker 14>of these people have thousands and thousands of dollars worth

706
00:35:19.480 --> 00:35:22.800
<v Speaker 14>of credit card debt, it is it's really hard to

707
00:35:23.079 --> 00:35:25.880
<v Speaker 14>meet those financial goals that you have. It's stressful from

708
00:35:25.920 --> 00:35:27.599
<v Speaker 14>a day to day and week to week basis, And

709
00:35:27.639 --> 00:35:29.960
<v Speaker 14>so I want you to form a plan to get

710
00:35:30.000 --> 00:35:32.440
<v Speaker 14>out of credit card debt. The thing is, it's really

711
00:35:32.440 --> 00:35:34.559
<v Speaker 14>easy to keep doing what you're doing. And continue to

712
00:35:34.559 --> 00:35:37.679
<v Speaker 14>pay the credit card company's massive interest over time and

713
00:35:37.760 --> 00:35:39.920
<v Speaker 14>just pay that minimum payment or whatever. But that's not

714
00:35:40.039 --> 00:35:43.360
<v Speaker 14>the way ultimately to make progress. And so there's a

715
00:35:43.400 --> 00:35:47.119
<v Speaker 14>free tool called undebt dot. It literally you type that

716
00:35:47.159 --> 00:35:48.960
<v Speaker 14>into your browser, you'll be at a website and it's

717
00:35:48.960 --> 00:35:51.360
<v Speaker 14>a free toll to help you create a get out

718
00:35:51.360 --> 00:35:53.800
<v Speaker 14>of debt plan. So whether you're doing the debt snowball

719
00:35:53.920 --> 00:35:56.239
<v Speaker 14>or the debt avalanche approach, you can kind of choose,

720
00:35:56.679 --> 00:35:58.639
<v Speaker 14>or you can even choose like a hybrid payoff plan.

721
00:35:58.960 --> 00:36:00.599
<v Speaker 14>But the key is when I see these stats, I

722
00:36:00.599 --> 00:36:02.760
<v Speaker 14>want to help people formulate a plan to get out

723
00:36:02.760 --> 00:36:03.000
<v Speaker 14>of it.

724
00:36:03.239 --> 00:36:04.800
<v Speaker 3>And it might have taken you years and years and

725
00:36:04.840 --> 00:36:06.199
<v Speaker 3>years to get into this credit card debt.

726
00:36:06.199 --> 00:36:07.639
<v Speaker 14>Even if it let's say it is four or five

727
00:36:07.679 --> 00:36:10.639
<v Speaker 14>six thousand dollars, it might take a year or eighteen

728
00:36:10.639 --> 00:36:12.000
<v Speaker 14>months to get out of it. You're not going to

729
00:36:12.000 --> 00:36:14.679
<v Speaker 14>get out of it overnight, but having the plan, having

730
00:36:14.760 --> 00:36:17.079
<v Speaker 14>a timeline to get rid of the debt is crucial.

731
00:36:17.320 --> 00:36:21.440
<v Speaker 1>That's where I think that we as instant gratification people,

732
00:36:22.000 --> 00:36:24.599
<v Speaker 1>and I guess I'm pointing at myself, like I want

733
00:36:24.599 --> 00:36:26.400
<v Speaker 1>to be able to pay the whole thing off and

734
00:36:26.440 --> 00:36:28.760
<v Speaker 1>if I can't, I get discouraged about it. Like the

735
00:36:28.800 --> 00:36:32.119
<v Speaker 1>whole planning for it is harder than just taking a

736
00:36:32.239 --> 00:36:34.960
<v Speaker 1>chunk of money. But then, and I know that that's

737
00:36:35.039 --> 00:36:36.960
<v Speaker 1>not smart, but I think that that's the way that

738
00:36:37.000 --> 00:36:40.320
<v Speaker 1>we are both in purchasing things that get us in

739
00:36:40.360 --> 00:36:42.800
<v Speaker 1>the debt and then also trying to pay them off.

740
00:36:43.599 --> 00:36:47.760
<v Speaker 14>Yeah, it's like the status quo just becomes okay. And

741
00:36:47.920 --> 00:36:50.000
<v Speaker 14>I think we just again you meant you refer to

742
00:36:50.039 --> 00:36:51.800
<v Speaker 14>people not looking at the bills, and I think when

743
00:36:51.800 --> 00:36:53.800
<v Speaker 14>you don't look at the numbers, and there is this

744
00:36:53.880 --> 00:36:56.000
<v Speaker 14>place on your statement where you can see, if I

745
00:36:56.000 --> 00:36:57.760
<v Speaker 14>only pay the minimum payment, it's going to take me

746
00:36:58.320 --> 00:37:00.639
<v Speaker 14>twelve fifteen years to get out of this debt.

747
00:37:00.840 --> 00:37:01.960
<v Speaker 3>And we just choose to kind.

748
00:37:01.880 --> 00:37:05.480
<v Speaker 14>Of plug our ears, cover our eyes and not realize

749
00:37:05.559 --> 00:37:08.679
<v Speaker 14>or not engage with that reality. And that if you

750
00:37:08.760 --> 00:37:12.400
<v Speaker 14>are proactive and you're thoughtful about okay, cool, where can

751
00:37:12.440 --> 00:37:14.880
<v Speaker 14>I cut back and maybe cut back even and there's

752
00:37:14.880 --> 00:37:18.679
<v Speaker 14>so many resources this how can I cut back even

753
00:37:18.840 --> 00:37:20.639
<v Speaker 14>in ways that aren't going to impact my lifestyle? I

754
00:37:20.679 --> 00:37:23.440
<v Speaker 14>think lots of people are like budget or save, well,

755
00:37:23.480 --> 00:37:25.320
<v Speaker 14>then that's going to like cramp my style, and I'm

756
00:37:25.360 --> 00:37:26.519
<v Speaker 14>not going to be able to live the life I want.

757
00:37:26.519 --> 00:37:30.400
<v Speaker 14>There's so many ways to cut back in areas that

758
00:37:30.480 --> 00:37:33.599
<v Speaker 14>aren't going to impact or you have a negative effect

759
00:37:33.679 --> 00:37:36.440
<v Speaker 14>on your current lifestyle, but it's so crucial. And then

760
00:37:36.440 --> 00:37:40.320
<v Speaker 14>funnel that extra money through this payoff plan towards the

761
00:37:40.320 --> 00:37:41.920
<v Speaker 14>credit card debt so you can be free of it,

762
00:37:41.960 --> 00:37:44.559
<v Speaker 14>because truly, not only is it a great thing for

763
00:37:44.639 --> 00:37:46.800
<v Speaker 14>your finances, it's a great thing for your stress and

764
00:37:46.800 --> 00:37:47.679
<v Speaker 14>anxiety levels too.

765
00:37:47.880 --> 00:37:52.599
<v Speaker 1>Okay, And if you're looking for tips undebt it or undebt.

766
00:37:52.440 --> 00:37:54.079
<v Speaker 3>Dot it, that's right, yep.

767
00:37:54.239 --> 00:37:56.880
<v Speaker 1>Okay, So let's move on from credit card debt to

768
00:37:57.000 --> 00:37:59.519
<v Speaker 1>student debt. A lot of people think that they're not

769
00:37:59.559 --> 00:38:00.360
<v Speaker 1>going to have to it.

770
00:38:01.800 --> 00:38:04.400
<v Speaker 14>Yeah, So this was a new new numbers that came

771
00:38:04.440 --> 00:38:08.239
<v Speaker 14>from a Sally made report and so it apparently half

772
00:38:08.440 --> 00:38:11.639
<v Speaker 14>of student loan bars with student loan debt are saying,

773
00:38:12.320 --> 00:38:14.719
<v Speaker 14>I'm expecting that I'm not going to have to pay

774
00:38:14.719 --> 00:38:17.400
<v Speaker 14>this back. And we have created kind of a culture

775
00:38:17.440 --> 00:38:20.000
<v Speaker 14>at this point with multiple attempts at student loan forgiveness

776
00:38:20.079 --> 00:38:22.800
<v Speaker 14>that have been struck down at this point. Even the

777
00:38:23.119 --> 00:38:25.920
<v Speaker 14>just Generous Save plan right now is in limbo, and

778
00:38:25.960 --> 00:38:30.239
<v Speaker 14>that was just a reduced timeline for forgiveness, and it

779
00:38:30.280 --> 00:38:32.079
<v Speaker 14>remains to be seen whether or not that's going to

780
00:38:32.079 --> 00:38:35.480
<v Speaker 14>be fully implemented. I guess it's just scary to me

781
00:38:35.559 --> 00:38:37.679
<v Speaker 14>that people are counting their chickens before they hatch. Is

782
00:38:37.679 --> 00:38:41.800
<v Speaker 14>there a potential for student loan forgiveness? Sure, and could

783
00:38:41.840 --> 00:38:44.719
<v Speaker 14>Congress potentially act. I mean maybe I'm not really used

784
00:38:44.719 --> 00:38:48.159
<v Speaker 14>to Congress doing productive things, but if they do, it's possible.

785
00:38:48.320 --> 00:38:50.639
<v Speaker 14>But the way it's been attempted so far, these attempts

786
00:38:50.639 --> 00:38:54.039
<v Speaker 14>a student loan forgiveness have been found to be unconstitutional.

787
00:38:54.119 --> 00:38:57.480
<v Speaker 14>And so while I think there are things you can

788
00:38:57.519 --> 00:38:59.840
<v Speaker 14>do in when it comes to paying off your student

789
00:38:59.880 --> 00:39:03.360
<v Speaker 14>lif loans to where you're not necessarily getting them, making

790
00:39:03.400 --> 00:39:05.960
<v Speaker 14>that your top priority, and getting rid of those student debt,

791
00:39:05.960 --> 00:39:08.000
<v Speaker 14>that student loan debt as quickly as possible in case

792
00:39:08.039 --> 00:39:10.000
<v Speaker 14>there is some sort of forgiveness that comes down the pike,

793
00:39:10.320 --> 00:39:13.239
<v Speaker 14>I just don't love the idea that people are assuming

794
00:39:13.280 --> 00:39:16.199
<v Speaker 14>that their student loans will be forgiven because it just

795
00:39:16.360 --> 00:39:19.440
<v Speaker 14>doesn't look like right now, given the current trajectory, that

796
00:39:19.440 --> 00:39:20.920
<v Speaker 14>that is likely to happen.

797
00:39:21.000 --> 00:39:22.639
<v Speaker 1>Okay, So if it happens it's a great thing, but

798
00:39:22.719 --> 00:39:23.400
<v Speaker 1>don't count on it.

799
00:39:23.480 --> 00:39:24.960
<v Speaker 3>Okay, yeah, yeah, exactly.

800
00:39:25.039 --> 00:39:27.800
<v Speaker 1>And if you are strapped for cash, you can take

801
00:39:27.880 --> 00:39:29.559
<v Speaker 1>some money out of your four oh one k.

802
00:39:30.639 --> 00:39:33.320
<v Speaker 3>Right, don't say it, Amy, don't say that out loud.

803
00:39:33.440 --> 00:39:36.000
<v Speaker 1>You started it, you gave me the topic.

804
00:39:36.639 --> 00:39:38.679
<v Speaker 3>Yeah, yeah, it's true. Okay, let's talk about this.

805
00:39:38.760 --> 00:39:42.320
<v Speaker 14>So there were new rules that allow for people this

806
00:39:42.400 --> 00:39:44.480
<v Speaker 14>year to take money out of their four oh one

807
00:39:44.519 --> 00:39:47.239
<v Speaker 14>k pretty much, no questions ask and they're all penalty

808
00:39:47.920 --> 00:39:50.760
<v Speaker 14>right without paying ten percent penalty.

809
00:39:50.840 --> 00:39:51.039
<v Speaker 3>Right.

810
00:39:51.079 --> 00:39:53.639
<v Speaker 14>And so the penalty is there for a reason. It's

811
00:39:53.679 --> 00:39:55.679
<v Speaker 14>the slap on the hand when you're getting the cookie

812
00:39:55.679 --> 00:39:57.559
<v Speaker 14>out of the cookie jar and your mom's like, I said,

813
00:39:57.599 --> 00:40:00.719
<v Speaker 14>no cookies, right, And the whole point of the penalty

814
00:40:01.440 --> 00:40:05.400
<v Speaker 14>is to incentivize us to keep our money inside of

815
00:40:05.440 --> 00:40:10.079
<v Speaker 14>those tax advantage retirement accounts for longer and think about

816
00:40:10.960 --> 00:40:14.320
<v Speaker 14>our future selves ten twenty thirty years down the road,

817
00:40:14.480 --> 00:40:17.760
<v Speaker 14>depending on how close we are to retirement. But these

818
00:40:17.840 --> 00:40:20.760
<v Speaker 14>new rules allow us to take use our four o

819
00:40:20.840 --> 00:40:24.679
<v Speaker 14>on and k or iras as a glorified emergency fund.

820
00:40:25.039 --> 00:40:27.639
<v Speaker 14>And there's this USA Today headline it said need some

821
00:40:27.719 --> 00:40:29.920
<v Speaker 14>quick cash. You're allowed to raid your four oh one K,

822
00:40:30.199 --> 00:40:32.000
<v Speaker 14>and I read stuff like that, and I know that

823
00:40:32.039 --> 00:40:34.760
<v Speaker 14>people are maybe reading the paper or skimming the headlines

824
00:40:35.119 --> 00:40:39.719
<v Speaker 14>and they they're saying, Oh, goodie, I've got a vacation

825
00:40:39.800 --> 00:40:41.880
<v Speaker 14>I want to take, or you know, my car is

826
00:40:41.920 --> 00:40:43.360
<v Speaker 14>feeling a little long in the tooth. I think, like

827
00:40:43.440 --> 00:40:45.480
<v Speaker 14>i'd like to upgrade that I'm going to tap my

828
00:40:45.480 --> 00:40:46.800
<v Speaker 14>four oh one K for money. And so I think

829
00:40:46.840 --> 00:40:50.679
<v Speaker 14>the way that this is getting framed is, at least

830
00:40:50.679 --> 00:40:52.639
<v Speaker 14>to some people, at least the way they're interpreting it

831
00:40:52.679 --> 00:40:54.119
<v Speaker 14>is like, great, I can start to take money out

832
00:40:54.159 --> 00:40:57.400
<v Speaker 14>of my retirement account before I reach retirement age. There's

833
00:40:57.440 --> 00:40:59.440
<v Speaker 14>a little bit small truth to that, because you can

834
00:40:59.480 --> 00:41:02.639
<v Speaker 14>take a thoud dollars out for pretty much any reason.

835
00:41:02.639 --> 00:41:03.280
<v Speaker 3>They're saying it's for.

836
00:41:03.480 --> 00:41:06.599
<v Speaker 14>They're calling it a hardship withdrawal, but you don't really

837
00:41:06.639 --> 00:41:09.159
<v Speaker 14>have to prove any sort of hardship. And so, yes,

838
00:41:09.199 --> 00:41:10.840
<v Speaker 14>it's possible to take a little bit of money out

839
00:41:10.840 --> 00:41:12.400
<v Speaker 14>of your form and K do I want you to

840
00:41:12.480 --> 00:41:15.599
<v Speaker 14>do that? No, because you're impacting the compounding returns that

841
00:41:15.639 --> 00:41:17.239
<v Speaker 14>those dollars are going to experience. And that's the whole

842
00:41:17.239 --> 00:41:20.320
<v Speaker 14>point of stocking that money into those accounts. It's for

843
00:41:20.400 --> 00:41:23.480
<v Speaker 14>decades down the road. And the key here to avoiding

844
00:41:23.480 --> 00:41:27.000
<v Speaker 14>tapping your retirement accounts is to not invest until you

845
00:41:27.079 --> 00:41:30.039
<v Speaker 14>have a decent emergency fund in place. We've got something

846
00:41:30.079 --> 00:41:32.119
<v Speaker 14>at how tomoney dot com if you click the start

847
00:41:32.159 --> 00:41:34.320
<v Speaker 14>here button, it's called the Money Gears and it tells

848
00:41:34.320 --> 00:41:36.760
<v Speaker 14>you exactly what order you should handle things, and the

849
00:41:36.760 --> 00:41:39.920
<v Speaker 14>emergency fund is one of those first things, because if

850
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<v Speaker 14>you start investing, you're like, well, I want to grow

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<v Speaker 14>my wealth.

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<v Speaker 3>That's great.

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<v Speaker 14>I want you to do that, but make sure you

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<v Speaker 14>have liquid cash on hand first, so you don't have

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<v Speaker 14>to pull money out at a disadvantageous time from a

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<v Speaker 14>retirement account to meet current needs.

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<v Speaker 1>All right, Joe Larscard. Just because you can does mean

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<v Speaker 1>you should. And that's just one brilliant piece of advice

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<v Speaker 1>that you're going to here when you listen to how

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<v Speaker 1>to Money with Joel right here on KFI Sunday's noon

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<v Speaker 1>to two. You can also follow Joel at how to Money. Joel,

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<v Speaker 1>thanks as always for the great advice.

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<v Speaker 3>Thanks Amy.

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<v Speaker 1>All Right, this is KFI and kost HD two Los Angeles,

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<v Speaker 1>Orange County. We lead local live from the KFI twenty

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<v Speaker 1>four hour Newsroom. I'm Amy King. This has been your

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<v Speaker 1>wake up call, and if you missed any wake up call,

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<v Speaker 1>you can listen anytime on the iHeartRadio app. You've been

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<v Speaker 1>listening to wake Up Call with me, Amy King. You

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<v Speaker 1>can always hear wake Up Call five to six am

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<v Speaker 1>Monday through Friday on KFI Am six forty and anytime

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<v Speaker 1>on demand on the iHeartRadio app.
