WEBVTT

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<v Speaker 1>Yeah, Ritta News needs who you.

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<v Speaker 2>Don't have.

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<v Speaker 1>Come running, just as as can. Shooter's gonna help come.

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<v Speaker 3>Man, this is the Troubleshooter Show.

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<v Speaker 2>No Tom Martine, Hi Tom Martino here three all three

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<v Speaker 2>seven one three talk three all three seven one three

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<v Speaker 2>eight two five five. What's going on in your life?

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<v Speaker 2>Let me bring up the peeps in the studio, and

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<v Speaker 2>there they are. We see the handsome John Fuller. If

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<v Speaker 2>you're streaming DAK, don't raise your hand. I'm not gonna

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<v Speaker 2>speak about you. I'm gonna put the ads over your

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<v Speaker 2>face anyway. John Fuller, personal entry, attorney and uh lawyer extraordinary,

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<v Speaker 2>Mark Major, Mark Mouth Major. That's a compliment, by the way.

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<v Speaker 2>He's at the helm. And then we have someone else

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<v Speaker 2>there that I'm covering up with my little picture. But oh,

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<v Speaker 2>that's that's dollar, isn't it. That's Scott Man, your deputy dollar.

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<v Speaker 2>Thumbs up?

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<v Speaker 4>Bro.

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<v Speaker 2>Okay, So welcome John. What's new in your life? And

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<v Speaker 2>any new laws coming into effect after the first regarding

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<v Speaker 2>your industry, sir, h nothing new.

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<v Speaker 5>We're busy.

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<v Speaker 6>We are, you know, we're just rocking and rolling here.

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<v Speaker 6>We've had a lot of changes in the last year.

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<v Speaker 6>We've had new caps put in place that are taking

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<v Speaker 6>effect over over a period of time for different types

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<v Speaker 6>of cases.

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<v Speaker 5>So it's a you know, it's just an exciting world.

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<v Speaker 2>Thank you. Now, I'm going to go to the phone's

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<v Speaker 2>the phones get priority, and then I, believe it or not, John,

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<v Speaker 2>I have actually saved up emails and facts. Is when

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<v Speaker 2>it comes to you now, I tell them to call you.

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<v Speaker 2>By the way, I always respond to them saying, you know,

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<v Speaker 2>call John, But I got a question for him.

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<v Speaker 7>Yeah, the new laws they kicked in, one of them

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<v Speaker 7>up something to like over two million dollars for like

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<v Speaker 7>wrongful death or something.

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<v Speaker 5>Is that right?

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<v Speaker 2>Yeah? Did you have any.

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<v Speaker 7>Cases where you waited to file until that new law

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<v Speaker 7>took effect in January?

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<v Speaker 8>Is that is that something attorneys actually do.

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<v Speaker 5>Yes, it is something that they do.

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<v Speaker 6>And actually they didn't just pass the law and all

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<v Speaker 6>of a sudden it was a new cap. The cap

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<v Speaker 6>actually phases in over a period of time, and the

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<v Speaker 6>really the operative date is the date of the event,

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<v Speaker 6>not so much the date of filing, although for this

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<v Speaker 6>law in particular, there is a date of filing component

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<v Speaker 6>that kind of puts you in this no man's land

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<v Speaker 6>between the old and the new caps, so very complicated.

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<v Speaker 2>Okay, very complicated. But all they have to do is

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<v Speaker 2>call you. I mean people don't understand that. You probably

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<v Speaker 2>get calls all the time, people just with a quick question, Hey,

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<v Speaker 2>is this too late? Is that too late? Is this okay?

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<v Speaker 2>Is that okay? You don't mind those kinds of calls, right.

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<v Speaker 5>Oh, absolutely not. That's what I do every day.

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<v Speaker 2>You haven't get calls from people have friends that say

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<v Speaker 2>have I'm calling for a friend?

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<v Speaker 4>Right?

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<v Speaker 2>I mean, there's no problem with that. Of course, you

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<v Speaker 2>want to talk to the person directly, but they can

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<v Speaker 2>ask you quick questions. So I want to ask you something.

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<v Speaker 2>What is the single the biggest question you get? Seriously,

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<v Speaker 2>I'd like to know that of all the questions you get.

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<v Speaker 6>Well, you know, I think fundamentally, Tommy, it comes down

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<v Speaker 6>to just a lack of information. You know, people go

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<v Speaker 6>through this world having a perception that they have good

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<v Speaker 6>insurance and that they're well prepared in the event that

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<v Speaker 6>something happens, But then when it happens, they get thrust

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<v Speaker 6>into the system to where nothing really makes sense. You've

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<v Speaker 6>got all these individual players that are out for themselves,

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<v Speaker 6>such as the ambulance, the emergency room, all these different

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<v Speaker 6>doctors and stuff. They're all out for themselves. They're all

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<v Speaker 6>gunning to get as much of your money and your

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<v Speaker 6>benefits as they can. And so, you know, the sooner

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<v Speaker 6>that we get involved and we can kind of jump

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<v Speaker 6>in the pit and take on all these different players

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<v Speaker 6>and make them do their job, make them bill appropriately,

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<v Speaker 6>make them follow the rules that exist out there, the

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<v Speaker 6>better you're going to come out of that procedure or

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<v Speaker 6>that process than than doing it by yourself. So that

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<v Speaker 6>that's really what it comes down to.

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<v Speaker 7>How often do you get a call where someone actually

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<v Speaker 7>either caused the accident or say, ran into a tree

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<v Speaker 7>by themselves, and of course there's no coverage there, but

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<v Speaker 7>they think there is.

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<v Speaker 6>Yeah, we get we get calls like that. I mean,

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<v Speaker 6>we get calls that that you know, people are just

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<v Speaker 6>you know, it's it's crazy, but you get you get

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<v Speaker 6>all kinds of calls them. Sometimes we get calls from

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<v Speaker 6>the people that actually caused the accident and and don't

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<v Speaker 6>know what to do, and I'm happy to you know,

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<v Speaker 6>point those people in the.

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<v Speaker 5>Right direction as well.

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<v Speaker 6>Fortunately, the right direction is having them call their own

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<v Speaker 6>insurance company and they'll defend it and take care of them,

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<v Speaker 6>but you know, sometimes I have to to point them

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<v Speaker 6>in that direction.

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<v Speaker 2>Now Bob has a question, Go ahead, Bob, or maybe

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<v Speaker 2>a question for you. Go ahead, Bob Keessler.

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<v Speaker 9>I was calling about a question about the definition of

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<v Speaker 9>personal injury attorneys and where you can help. Is personal

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<v Speaker 9>injury only physical or could it be? For instance, I'm

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<v Speaker 9>calling because I was basically involved in a carjacking.

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<v Speaker 2>All right, why don't you, yeah, explain your situation and

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<v Speaker 2>then we'll expand on it. So what exactly happened?

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<v Speaker 9>Yeah, So I went to a hospital to pick up

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<v Speaker 9>my mom after cancer surgery. And when I pulled up

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<v Speaker 9>to the valets, a gentleman approached me with a valet

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<v Speaker 9>ticket and I got out, and as you do, you know,

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<v Speaker 9>you get out and you hand the keys. But something

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<v Speaker 9>told me that something was a little bit off. And

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<v Speaker 9>I don't know what it was, but I just got

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<v Speaker 9>this feeling, and I asked the guy, can I see

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<v Speaker 9>your hospital? I d and he said yeah, just a second,

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<v Speaker 9>and he shoved me out of the way, jumped into

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<v Speaker 9>my truck and drove off stole it.

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<v Speaker 1>Oh my god.

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<v Speaker 2>You know, I often wondered about that. In fact, that's

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<v Speaker 2>an ingenious way of stealing a car. I've heard of

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<v Speaker 2>that before, but never actually talk to someone. I thought

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<v Speaker 2>it was maybe, you know, one of these things that

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<v Speaker 2>could happen. You actually had it happened to you. Yeah?

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<v Speaker 9>Man, it took about five seconds.

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<v Speaker 2>They Did this guy have on any special clothing that

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<v Speaker 2>would allow you know? Why? Did you think it was

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<v Speaker 2>someone with valet? Did he have tickets in his hand?

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<v Speaker 2>Did he attempt to.

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<v Speaker 5>Look like a valeis?

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<v Speaker 6>I mean, I'll give the guy credit. Did you pull

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<v Speaker 6>up to a valet stand or something in a place

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<v Speaker 6>that's supposed to have a valet? Why would you assume

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<v Speaker 6>that they weren't, you know, well, in.

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<v Speaker 9>The in the hospital's current staff, they aren't.

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<v Speaker 2>Right now, did he have a ticket to give you?

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<v Speaker 2>By the way, I just need to know that that

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<v Speaker 2>he did?

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<v Speaker 10>Yeah?

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<v Speaker 5>Yeah, okay yo.

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<v Speaker 9>Yeah, he tore the bottom half to ticke it off

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<v Speaker 9>like you would do, and he gave it.

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<v Speaker 5>He found one in the parking lot out there or something.

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<v Speaker 9>No, no, no, he took it right off the valet stand.

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<v Speaker 9>Oh the way they have this set up, their little

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<v Speaker 9>valet stand is out there a lot of times.

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<v Speaker 2>So did he steal your car?

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<v Speaker 10>Oh?

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<v Speaker 9>Yeah, yeah?

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<v Speaker 2>Did you did you ever get it back. I'm just

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<v Speaker 2>curious what happened you ever get it back? Was the

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<v Speaker 2>guy arrested? Did they know who he was? Tell me?

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<v Speaker 2>Tell me, tell me.

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<v Speaker 9>Five days later they recovered my car. They wow, the

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<v Speaker 9>person wasn't near it. They just found it by stop

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<v Speaker 9>the license plate, and they saw it tucked in an

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<v Speaker 9>alley somewhere. So they didn't make an arrest, but they did.

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<v Speaker 10>I mean, it was full of.

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<v Speaker 9>Drugs, math, coke, fentanyl. So my insurance company said, well,

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<v Speaker 9>this is a total lodge. You know, you can't even

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<v Speaker 9>get in it for sure.

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<v Speaker 2>I want to know this. I want to know this,

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<v Speaker 2>John Fuller, Is there any way in any universe that

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<v Speaker 2>the hospital or the valet service could be held responsible

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<v Speaker 2>for not doing their due DILLI is not having people there.

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<v Speaker 2>I don't know what is their standard of care for

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<v Speaker 2>guarding those tickets and all of that stuff.

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<v Speaker 6>That's an interesting question, really, and one that I had

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<v Speaker 6>not really thought of in this circumstance. You know, we

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<v Speaker 6>had a case of a number of years ago where

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<v Speaker 6>it's called Taco Bell vy Landin and it's kind of

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<v Speaker 6>a controlling case where a taco bell got robbed over

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<v Speaker 6>and over and over again. And one time there was

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<v Speaker 6>there was a group of customers and somebody came in

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<v Speaker 6>and it was an armed robbery and they shot a

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<v Speaker 6>couple of the customers, and the customers sued, and of course,

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<v Speaker 6>you know, Taco Bell at the time said, how could

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<v Speaker 6>we possibly know? You know, we're not responsible for somebody

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<v Speaker 6>in the commission of a crime coming in and doing this, right,

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<v Speaker 6>And the court actually held that you could reasonably foresee

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<v Speaker 6>that you were going to be the victim of another

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<v Speaker 6>armed robbery because you had already been robbed a number

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<v Speaker 6>of times, and it kind of made sense that, you know,

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<v Speaker 6>this happened over and over again. You can't just keep

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<v Speaker 6>you know, begging off and saying, how could we possibly

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<v Speaker 6>know when you when.

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<v Speaker 4>You do know?

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<v Speaker 2>Was that ruling ultimately withheld?

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<v Speaker 5>No, No, that was the ruling and it's still the

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<v Speaker 5>law today.

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<v Speaker 2>Wow.

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<v Speaker 5>I've been in the books for twenty five years.

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<v Speaker 2>All right, Now, hold on, So his real question is

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<v Speaker 2>has to do with him, obviously, and maybe personal injury

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<v Speaker 2>of an extra But hold on, it will come right

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<v Speaker 2>back to you, Okay, Bob. I'm Tom martinowaterpros dot net

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<v Speaker 2>seven to one help. You'll think you're his only customer

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<v Speaker 2>when you choose Frank durand the real estate Man dot

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<v Speaker 2>com to list your home with Remax Alliance three oh

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<v Speaker 2>three nine two zero sixteen twenty two. Hey, I got

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<v Speaker 2>this just in from a text. Man. It's pretty cool.

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<v Speaker 2>Tip ayback a twenty million dollar campaign debt. Kamala Harris

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<v Speaker 2>has agreed to fight Jake Paul.

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<v Speaker 5>Yeah, that's good.

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<v Speaker 2>I love that.

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<v Speaker 8>I loved how all the YouTubers thought it.

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<v Speaker 7>Tyson is going to win. It's like, what are you

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<v Speaker 7>kidding the guys that senior citizens? I will say, it'd

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<v Speaker 7>be like me and you go and uh fist of cups.

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<v Speaker 2>Yeah, it would be terrible, wouldn't it. It would be

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<v Speaker 2>I don't even have to quiet. Confidence, doesn't have to brag.

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<v Speaker 2>Bob has this question for John Fuller. Now, John, as

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<v Speaker 2>far as as far as this thing goes with the

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<v Speaker 2>car jacking, what else is your question? The liability of

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<v Speaker 2>the hospital, I think, or the valet service, that's a

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<v Speaker 2>question unto itself. But what question did you have for

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<v Speaker 2>John Fuller, our personal injury expert today?

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<v Speaker 9>My question was, is, honestly, is the hospital culpable for damages?

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<v Speaker 9>Was obviously ensured and it paid off minus might deductibles,

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<v Speaker 9>but all of the contents were not covered because they're

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<v Speaker 9>were under a homeowners plan which I don't have a home,

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<v Speaker 9>so I don't have a homeowners insurance. And then in

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<v Speaker 9>addition to that, there's rental car fees. There's I had

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<v Speaker 9>to change all the locks on all my buildings in

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<v Speaker 9>my house, you know. And the longer it goes, the

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<v Speaker 9>more it's adding up.

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<v Speaker 6>John and I question, it's an hospital to an interesting

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<v Speaker 6>question I would need to know, you know, is the

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<v Speaker 6>is the valet subbed out to some third party company?

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<v Speaker 6>If they have a private company that does that, I

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<v Speaker 6>would say they you know, was it during the hours

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<v Speaker 6>that they're normally staffing it?

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<v Speaker 5>I mean, when did this happen? Yeah, I just need

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<v Speaker 5>more details.

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<v Speaker 9>Yeah, it happened during normal hours about nine am in

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<v Speaker 9>the morning and there and there were valets there. They

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<v Speaker 9>were just shuttling cars back and forth, which left the

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<v Speaker 9>stand open.

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<v Speaker 6>What did the valet people say, did this guy just

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<v Speaker 6>run in there and grab a ticket and grab your

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<v Speaker 6>car and go? And the real valet people are like,

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<v Speaker 6>how did that happen? I mean, what did they have

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<v Speaker 6>to say about what had just happened to you?

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<v Speaker 9>Well, they were as shocked as the other people that

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<v Speaker 9>witnessed it. They couldn't believe what had just happened.

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<v Speaker 6>Well, I think that company could very well bear some liability.

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<v Speaker 6>I mean they were negligent in leaving their tickets on

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<v Speaker 6>the valet stand and and you know, not manning it

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<v Speaker 6>appropriately so that some you know, bad person couldn't come

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<v Speaker 6>up and do that. I mean, I think you've got

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<v Speaker 6>a at least a decent argument. I'm not sure if

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<v Speaker 6>their insurance would cover it. That's really what you're looking for.

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<v Speaker 6>But here's the You're going to run into two problems.

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<v Speaker 6>Number One, you know, your insurance company has paid off

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<v Speaker 6>for the bulk of the value of the car, and

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<v Speaker 6>so what you're left with is you're deductible. And then

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<v Speaker 6>you're out of pocket experience expenses for relocking or re

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<v Speaker 6>key in your locks and that kind of stuff. I mean,

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<v Speaker 6>at the end of the day, are we talking a

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<v Speaker 6>couple grand total or we talk much more than that

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<v Speaker 6>for your real out of pocket expenses.

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<v Speaker 9>It's it's approaching five thousand now, okay.

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<v Speaker 2>So the real problem I think you're could small claims

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<v Speaker 2>court an option. It very well could be.

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<v Speaker 6>The challenge that you'll have with small claims is really

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<v Speaker 6>getting into discovery and stuff so that you would be

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<v Speaker 6>able to find out really what their agreement is with

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<v Speaker 6>the hospital and what they've agreed to do as far

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<v Speaker 6>as staffing and stuff.

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<v Speaker 5>You know, that's that's it's.

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<v Speaker 8>Way outside the scope of small claims, way outside.

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<v Speaker 6>But I mean you have to just kind of throw

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<v Speaker 6>it against the wall and small claims and see what sticks.

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<v Speaker 6>But I mean that that's really your problem is that

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<v Speaker 6>it's not that much money. You're not going to have

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<v Speaker 6>the ability to get the damages high enough to even

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<v Speaker 6>get into district court where you could have a full,

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<v Speaker 6>you know, menu of discovery options available to you, and

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<v Speaker 6>so it just it may be a legit claim. I

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<v Speaker 6>just don't know that the damages are high enough to

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<v Speaker 6>really carry the freight on it.

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<v Speaker 10>Hmm.

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<v Speaker 2>Okay, So bottom line then at this point, pain and

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<v Speaker 2>suffering anything like that or.

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<v Speaker 5>Is that just reten Well, there's no pain and suffering

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<v Speaker 5>in it.

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<v Speaker 2>But it's you know it the what if the valet

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<v Speaker 2>pushed him down or hurt.

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<v Speaker 6>Him, Well, there, that'd be a different situation. I mean,

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<v Speaker 6>that question would be easy. This one is is you know,

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<v Speaker 6>we're not facing that, so you know, and if the

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<v Speaker 6>guy pushed him down in the in the in the

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<v Speaker 6>process of stealing his car, that of course, wouldn't be

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<v Speaker 6>part of your damages that I would attribute to the

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<v Speaker 6>you know, to the valet. That would be more of

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<v Speaker 6>the you know, consequence of his criminal act. Yeah, and

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<v Speaker 6>that would be hard to really get coverage and stuff.

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<v Speaker 6>So it's an interesting claim. If the damages were greater,

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<v Speaker 6>I think it would be a fun case to take

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<v Speaker 6>on to go after them, certainly one that they probably

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<v Speaker 6>haven't seen too much of before.

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<v Speaker 5>But your challenge, I think there is going to be

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<v Speaker 5>that the damages just don't.

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<v Speaker 6>Get you high enough in the court jurisdictional level to

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<v Speaker 6>afford you the discovery that you're gonna need to really

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<v Speaker 6>be able to make the case.

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<v Speaker 2>So Bob, let us know if you need anything else.

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<v Speaker 2>But I would go to small claims court at this point,

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<v Speaker 2>and I would go after the valet service if they're

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<v Speaker 2>a separate service. Now, William, what's going on with your

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<v Speaker 2>Toyota with what is it your Toyota Tacoma. Yes, so

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<v Speaker 2>it's an eighteen.

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<v Speaker 10>It's an eighteen. I bought a brand new and in

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<v Speaker 10>the last couple of weeks my check engine light came on.

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<v Speaker 10>Took it to Stevenson's Toyota and I'm told that I

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<v Speaker 10>have a bill, not a bill yet, I haven't my head.

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<v Speaker 10>I'm doing anything, but it would cost eighty one right?

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<v Speaker 2>Tell me that is it sludge build up?

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<v Speaker 11>No sensors.

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<v Speaker 10>I have clogged and that oil leaking in the motor

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<v Speaker 10>and here's the cow.

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<v Speaker 2>Wait wait, wait, what do you mean oil? Leaky? Oil

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<v Speaker 2>goes into the motor? So where's it leaky? Where it

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<v Speaker 2>shouldn't leak? Tell me what you're talking about?

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<v Speaker 10>God, Tom, I called you. Not only have my paperwork

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<v Speaker 10>in front.

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<v Speaker 2>Of me, do you have it close by the way?

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<v Speaker 2>Do you have a close William where you can put

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<v Speaker 2>your hands on it? Because I'm going to be taking

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<v Speaker 2>a break.

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<v Speaker 10>Sure, don't you don't think? Can I call you back?

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<v Speaker 2>Of course you can. In fact, you'll get right through

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<v Speaker 2>too if you call the Martino line, because we keep

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<v Speaker 2>that open. But I'll tell you what though. Go ahead

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<v Speaker 2>with your question and I'll have Kevin Calkin ready. So

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<v Speaker 2>are they saying are you saying to your you know,

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<v Speaker 2>to us how many miles on this by the way,

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<v Speaker 2>Oh my god, that's not hardly anything. Are you saying

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<v Speaker 2>this shouldn't be happening.

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<v Speaker 10>I'm saying it shouldn't be happening, and on the paperwork

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<v Speaker 10>on repair estimate, the repair tech stated debt, this is

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<v Speaker 10>a known issue with Toyota motors.

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<v Speaker 2>That okay, that's why I thought I asked about that sludge.

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<v Speaker 2>I think that's kind of what it is. But hold on,

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<v Speaker 2>and you how when will you be calling back, because

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00:18:07.039 --> 00:18:09.359
<v Speaker 2>we'll get our other guy, our expert available. When will

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<v Speaker 2>you be calling back.

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<v Speaker 10>In about thirty minutes as soon as Okay?

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<v Speaker 2>Three oh three Martino three oh three six two seven,

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<v Speaker 2>eight four sixty six, just remember three oh three Martino? Shit,

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<v Speaker 2>Go ahead, Tom, what do you think.

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<v Speaker 7>Of asking William to email us this paperwork right off

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<v Speaker 7>the bat before.

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<v Speaker 2>He that's a great idea. That's a great idea, So

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<v Speaker 2>email us as well. Can you do that? Okay? Good?

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<v Speaker 2>All right? Three oh three seven one three talk three

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00:18:37.319 --> 00:18:39.960
<v Speaker 2>o three seven one three eight two five five eight

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00:18:40.079 --> 00:18:46.079
<v Speaker 2>thousand dollars in repairs. Holy crap, olie, Now the forty

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00:18:46.279 --> 00:18:49.799
<v Speaker 2>it's an eighteen but forty thousand miles. I mean, Toyota

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00:18:49.920 --> 00:18:51.960
<v Speaker 2>does have a problem, and I'm not sure if they

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00:18:52.039 --> 00:18:56.279
<v Speaker 2>do anything for people or non but anyway, eight eight

379
00:18:56.319 --> 00:18:59.279
<v Speaker 2>eight heating dot com you're deep clean forty five bucks

380
00:18:59.440 --> 00:19:03.200
<v Speaker 2>eight eight eight heating dot com. Get it done before

381
00:19:03.400 --> 00:19:06.680
<v Speaker 2>the real cold comes. They're great people on a referral

382
00:19:06.680 --> 00:19:08.960
<v Speaker 2>list for twenty years eight eight eight heating dot com.

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00:19:13.839 --> 00:19:17.119
<v Speaker 2>Go with a sure thing Denver's best roofer Excel Roofing

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00:19:17.200 --> 00:19:19.839
<v Speaker 2>dot com. You don't pay a cent until you're content.

385
00:19:23.240 --> 00:19:26.359
<v Speaker 2>Time for an insurance check up free, no obligation comparison

386
00:19:26.559 --> 00:19:30.079
<v Speaker 2>call Compass Insurance Paying too much your coverage at dozens

387
00:19:30.119 --> 00:19:32.839
<v Speaker 2>of insurance companies find out now three oh three seven

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00:19:32.960 --> 00:19:33.400
<v Speaker 2>seven to one.

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<v Speaker 5>Help.

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00:19:33.960 --> 00:19:36.599
<v Speaker 2>You'll think you're his only customer when you choose Frank

391
00:19:36.680 --> 00:19:39.079
<v Speaker 2>durand the real estate Man dot com to list your

392
00:19:39.160 --> 00:19:42.279
<v Speaker 2>home with Remax Alliance three oh three nine two zero

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<v Speaker 2>sixteen twenty two. I'm Tom Rco, your troubleshooter three oh

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<v Speaker 2>three seven one three talk seven one three h five

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<v Speaker 2>to five. So what's going on in your life? And

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00:19:53.799 --> 00:19:56.480
<v Speaker 2>what is happening? What can we do for you or

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<v Speaker 2>to you or about you anyway?

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<v Speaker 4>Uh?

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00:19:59.400 --> 00:20:04.519
<v Speaker 2>The market today crazy stuff. Do you know what a

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00:20:04.640 --> 00:20:08.000
<v Speaker 2>lot of people are doing to get investment advice? They're

401
00:20:08.039 --> 00:20:11.000
<v Speaker 2>reading the Art of the deal. Now, I'm not talking

402
00:20:11.000 --> 00:20:13.960
<v Speaker 2>about people. I'm talking about advisors are actually reading the

403
00:20:14.160 --> 00:20:18.920
<v Speaker 2>art of the deal and grouping investments as recommended. So

404
00:20:19.079 --> 00:20:21.880
<v Speaker 2>in the Art of the deal, and it really is

405
00:20:22.160 --> 00:20:24.119
<v Speaker 2>not just the art of the deal, but other financial

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00:20:24.200 --> 00:20:27.079
<v Speaker 2>writings since Art of the Deal and others. Art of

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00:20:27.119 --> 00:20:29.519
<v Speaker 2>the Deal I should mention was written by Donald Trump,

408
00:20:30.160 --> 00:20:34.079
<v Speaker 2>a fascinating read. But what I want to talk about

409
00:20:34.279 --> 00:20:36.720
<v Speaker 2>is when it comes to the art of the deal

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<v Speaker 2>and also other financial advisors and analysts and all of this,

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<v Speaker 2>they say that the S and P five hundred could

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<v Speaker 2>be really not necessarily a good benchmark. And why would

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<v Speaker 2>you guess mark? Why because seven or eight of those

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00:20:58.839 --> 00:21:03.240
<v Speaker 2>stocks are the ones that pull it up. And really,

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00:21:04.000 --> 00:21:11.119
<v Speaker 2>why not just you know, go and take those powerhouses

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<v Speaker 2>as opposed to the rest of them, the four hundred,

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<v Speaker 2>ninety two, you know, or ninety three. So that's what

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<v Speaker 2>they're saying about the S and P five hundred, and

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<v Speaker 2>what Trump liked to do, he said, and other analysts

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<v Speaker 2>are following right now, are picking the cream of the

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<v Speaker 2>crop within the S and P five hundred and riding

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<v Speaker 2>those while it works and then not when it doesn't.

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<v Speaker 2>The good thing about a fund it's easier to liquidate

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00:21:42.720 --> 00:21:47.599
<v Speaker 2>and to move then and less cost than individual stocks,

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00:21:48.440 --> 00:21:51.960
<v Speaker 2>so that it's not a bad idea. No one has

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00:21:52.079 --> 00:21:58.240
<v Speaker 2>yet made a stock fund isolating those those few. But

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00:21:58.960 --> 00:22:01.400
<v Speaker 2>we're working on and this is a shameless plug, but

428
00:22:01.720 --> 00:22:03.799
<v Speaker 2>we truly are working on an algorithm that does that.

429
00:22:04.240 --> 00:22:05.839
<v Speaker 2>So we're taking the S and P five hundred and

430
00:22:05.839 --> 00:22:07.839
<v Speaker 2>we're tracking trades. But we just started, so we're not

431
00:22:07.880 --> 00:22:10.599
<v Speaker 2>going to have enough intelligence to really implement it, but

432
00:22:10.680 --> 00:22:15.279
<v Speaker 2>we're tracking the five hundred to find the leaders in

433
00:22:15.440 --> 00:22:20.359
<v Speaker 2>certain picture. This okay, you take your artificial intelligence is

434
00:22:20.400 --> 00:22:24.119
<v Speaker 2>really a sophisticated search engine that then accumulates the knowledge

435
00:22:24.319 --> 00:22:26.599
<v Speaker 2>and then spits it out in however you want it.

436
00:22:26.680 --> 00:22:27.920
<v Speaker 2>I mean, that's really a lot of it.

437
00:22:28.039 --> 00:22:28.160
<v Speaker 9>Right.

438
00:22:28.279 --> 00:22:31.720
<v Speaker 2>So what we're doing is we're analyzing trades and anything

439
00:22:31.759 --> 00:22:34.039
<v Speaker 2>that has an S and P five hundred in it,

440
00:22:34.720 --> 00:22:40.240
<v Speaker 2>we track it. Now, let's say that there's a certain

441
00:22:40.319 --> 00:22:45.440
<v Speaker 2>number of stocks that always perform well in certain economic climates.

442
00:22:45.519 --> 00:22:49.119
<v Speaker 2>We record the climate and the stocks to then isolate

443
00:22:49.240 --> 00:22:51.680
<v Speaker 2>within the S and P five hundred the ones that

444
00:22:51.960 --> 00:22:55.079
<v Speaker 2>stand out. Now, as I said before, there are people

445
00:22:55.599 --> 00:22:58.000
<v Speaker 2>who are you know, freaks like Mark and people like

446
00:22:58.079 --> 00:23:00.279
<v Speaker 2>that who do all this for themselves. He just looks

447
00:23:00.279 --> 00:23:02.079
<v Speaker 2>and says, I think this is going to do greater that.

448
00:23:02.400 --> 00:23:05.319
<v Speaker 2>No one can compete with people who are doing I mean,

449
00:23:05.359 --> 00:23:08.200
<v Speaker 2>there are people all day long that they're they're not

450
00:23:08.319 --> 00:23:11.319
<v Speaker 2>really they're kind of day traders, week traders, whatever. And

451
00:23:11.480 --> 00:23:13.599
<v Speaker 2>some people just buy and hold and they're really smart.

452
00:23:13.880 --> 00:23:16.160
<v Speaker 2>I know, we had one guy I forget his name,

453
00:23:16.279 --> 00:23:18.400
<v Speaker 2>well I don't forget his name, I recognize his voice

454
00:23:18.440 --> 00:23:20.440
<v Speaker 2>right away, but he just put a stock fund away

455
00:23:20.519 --> 00:23:22.720
<v Speaker 2>years ago and made a ton of money. But here's

456
00:23:22.720 --> 00:23:24.880
<v Speaker 2>what I want to say. So once you track the

457
00:23:25.039 --> 00:23:26.920
<v Speaker 2>S and P five hundred, which you know, over time

458
00:23:27.039 --> 00:23:29.440
<v Speaker 2>does pretty well, but most of the time because of

459
00:23:29.519 --> 00:23:32.119
<v Speaker 2>a few stocks. So the S and P five hundred,

460
00:23:32.200 --> 00:23:35.240
<v Speaker 2>while it's tracking five hundred stocks, many times can be

461
00:23:35.440 --> 00:23:39.119
<v Speaker 2>artificially high because of just a few companies. So what

462
00:23:39.200 --> 00:23:41.559
<v Speaker 2>we try to do is track those companies in light

463
00:23:41.680 --> 00:23:45.000
<v Speaker 2>of the economy, and then match the economy to the

464
00:23:45.079 --> 00:23:48.160
<v Speaker 2>stocks and then have What we're trying to do is

465
00:23:48.240 --> 00:23:52.119
<v Speaker 2>develop a strategy where we go with those few stocks

466
00:23:52.240 --> 00:23:54.400
<v Speaker 2>in a fund as opposed to the whole five hundred,

467
00:23:55.079 --> 00:24:00.640
<v Speaker 2>and then track those and in essence, maybe some ghosts

468
00:24:01.200 --> 00:24:05.200
<v Speaker 2>ghosts wrote this for Trump, but he kind of had

469
00:24:05.279 --> 00:24:08.160
<v Speaker 2>that idea years and years ago and then other people

470
00:24:08.279 --> 00:24:14.599
<v Speaker 2>followed suit. So, Mark, do you think that Trump's but

471
00:24:14.599 --> 00:24:16.519
<v Speaker 2>a lot of people say, you know, he inherited money,

472
00:24:16.559 --> 00:24:18.960
<v Speaker 2>he's not that smart. Do you think he's got some

473
00:24:19.640 --> 00:24:22.279
<v Speaker 2>some chops when it comes to knowing how to make money? Yeah?

474
00:24:22.319 --> 00:24:22.720
<v Speaker 4>Of course.

475
00:24:22.799 --> 00:24:26.319
<v Speaker 7>He took a handful of millions and turned it into billions,

476
00:24:26.559 --> 00:24:28.480
<v Speaker 7>and he's the most powerful man in the world.

477
00:24:28.599 --> 00:24:29.359
<v Speaker 3>Yes, of course.

478
00:24:29.799 --> 00:24:32.960
<v Speaker 8>I think he's highly intelligent and very good at business.

479
00:24:33.640 --> 00:24:37.200
<v Speaker 2>Okay, all right. The reason I ask is that the

480
00:24:37.359 --> 00:24:39.559
<v Speaker 2>art of the deal. I don't know how much of

481
00:24:39.640 --> 00:24:41.039
<v Speaker 2>it he wrote, and I don't know where he got

482
00:24:41.240 --> 00:24:43.759
<v Speaker 2>but I started reading it and it's pretty cool.

483
00:24:44.240 --> 00:24:48.000
<v Speaker 7>So anyway, three, I'll just watch how he handles Mexico soon.

484
00:24:48.519 --> 00:24:50.200
<v Speaker 7>I mean, it's going to go back to where it is.

485
00:24:50.279 --> 00:24:53.400
<v Speaker 7>They're going to be staying in Mexico or else. Mexico's

486
00:24:53.400 --> 00:24:55.160
<v Speaker 7>going to be in trouble. We're going to tear off him.

487
00:24:55.160 --> 00:24:58.119
<v Speaker 7>We're gonna shut that country down if they don't play ball.

488
00:24:58.279 --> 00:24:58.440
<v Speaker 10>Man.

489
00:24:58.720 --> 00:25:03.480
<v Speaker 2>That is the art of the deal. Okay, very good. Now,

490
00:25:03.640 --> 00:25:06.680
<v Speaker 2>by the way, a Buy and Build, who are really

491
00:25:06.720 --> 00:25:09.640
<v Speaker 2>good sponsors ours buy and Build dot net And I've

492
00:25:09.720 --> 00:25:12.079
<v Speaker 2>known Courtney for years and years they have an auction

493
00:25:12.279 --> 00:25:16.720
<v Speaker 2>coming up, and I believe tomorrow the next day we

494
00:25:17.079 --> 00:25:21.160
<v Speaker 2>have one as the auction is closing. But it's incredible

495
00:25:22.079 --> 00:25:24.079
<v Speaker 2>the deals people can get. I want you to stay

496
00:25:24.160 --> 00:25:29.039
<v Speaker 2>tuned for that, and if you could, Kachina or sues,

497
00:25:30.559 --> 00:25:33.240
<v Speaker 2>get me the link to that auction and let's have

498
00:25:33.359 --> 00:25:37.519
<v Speaker 2>people tuning in before it closes as well, and let's

499
00:25:37.559 --> 00:25:40.720
<v Speaker 2>figure that out because I think it's a great idea. Now,

500
00:25:40.759 --> 00:25:43.480
<v Speaker 2>I have some texts for John Fuller that I've saved

501
00:25:43.559 --> 00:25:46.680
<v Speaker 2>up or emails actually, and one of them wants to

502
00:25:46.759 --> 00:25:49.039
<v Speaker 2>know John, Oh he's not there? Is he right now?

503
00:25:49.160 --> 00:25:49.440
<v Speaker 4>Or is he?

504
00:25:49.599 --> 00:25:50.240
<v Speaker 2>Is he still there?

505
00:25:50.319 --> 00:25:50.880
<v Speaker 4>And here?

506
00:25:51.279 --> 00:25:53.200
<v Speaker 2>Okay, there you go? Yeah, I see you know so

507
00:25:53.400 --> 00:25:58.960
<v Speaker 2>John on we talked the other day about limits, and

508
00:25:59.039 --> 00:26:05.119
<v Speaker 2>there are some limits. It's statutorily imposed for medical malpractice.

509
00:26:05.599 --> 00:26:08.279
<v Speaker 2>If you lose this, you get this sometimes this it's

510
00:26:08.400 --> 00:26:12.880
<v Speaker 2>sometimes the damages are capped. Some damages are not capped.

511
00:26:13.200 --> 00:26:16.039
<v Speaker 2>In personal injury cases, are there any caps?

512
00:26:17.039 --> 00:26:17.240
<v Speaker 5>Yes?

513
00:26:17.440 --> 00:26:19.880
<v Speaker 2>Yes, okay, can you explain those?

514
00:26:20.279 --> 00:26:20.319
<v Speaker 12>So?

515
00:26:21.920 --> 00:26:22.359
<v Speaker 10>Yeah, the.

516
00:26:24.359 --> 00:26:27.359
<v Speaker 6>You know, everybody's heard of these runaway jury verdicts and

517
00:26:27.400 --> 00:26:30.559
<v Speaker 6>stuff where you just get gazillions of dollars awarded and

518
00:26:30.680 --> 00:26:34.440
<v Speaker 6>that's kind of a fallacy. In most cases, you do

519
00:26:34.599 --> 00:26:38.400
<v Speaker 6>hear about those verdicts. But what happens in Colorado is

520
00:26:38.720 --> 00:26:40.960
<v Speaker 6>the jury comes back and says, you know, we think

521
00:26:41.079 --> 00:26:43.839
<v Speaker 6>the person is entitled to X number of dollars. And

522
00:26:43.920 --> 00:26:46.400
<v Speaker 6>then the final thing that happens is the judge will

523
00:26:46.480 --> 00:26:51.599
<v Speaker 6>compare that verdict with the law, and in certain cases

524
00:26:51.720 --> 00:26:56.079
<v Speaker 6>we have limits on different categories of damages, and the

525
00:26:56.240 --> 00:26:59.640
<v Speaker 6>judge will reduce that verdict down to what those those

526
00:27:00.160 --> 00:27:03.799
<v Speaker 6>it's are. For instance, there was recently a verdict in

527
00:27:03.920 --> 00:27:05.960
<v Speaker 6>federal court that I think came in at close to

528
00:27:06.079 --> 00:27:10.319
<v Speaker 6>thirty million dollars that was absolutely justified based on just

529
00:27:10.559 --> 00:27:14.720
<v Speaker 6>catastrophic injuries to a gentleman and a lifetime of care

530
00:27:14.839 --> 00:27:18.640
<v Speaker 6>that he's going to need, and the judge had no

531
00:27:18.799 --> 00:27:21.640
<v Speaker 6>choice but to almost cut it in half. And the

532
00:27:21.799 --> 00:27:24.400
<v Speaker 6>jury never hears about those caps. They just have to

533
00:27:25.000 --> 00:27:27.440
<v Speaker 6>render their judgment and come in with a number that

534
00:27:27.519 --> 00:27:30.880
<v Speaker 6>they think is appropriate, and then the judge can apply

535
00:27:31.000 --> 00:27:33.359
<v Speaker 6>those caps. And there's all sorts of different caps in

536
00:27:33.480 --> 00:27:37.720
<v Speaker 6>different categories of cases in medmu and wrongful death and

537
00:27:37.839 --> 00:27:41.640
<v Speaker 6>regular personal injury, and some of them make a lot

538
00:27:41.680 --> 00:27:44.160
<v Speaker 6>of sense, some really don't. The reason why they just

539
00:27:44.319 --> 00:27:47.480
<v Speaker 6>raised the caps was because we had gone for twenty

540
00:27:47.559 --> 00:27:50.400
<v Speaker 6>some odd years with the same exact caps in place,

541
00:27:51.200 --> 00:27:54.599
<v Speaker 6>adjusted only for cost of living, and they just didn't.

542
00:27:54.400 --> 00:27:56.480
<v Speaker 5>Reflect the world that we live in.

543
00:27:56.720 --> 00:27:59.759
<v Speaker 6>So you have a one or two percent adjustment for

544
00:28:00.319 --> 00:28:02.839
<v Speaker 6>cost of living and then we have twenty five percent inflation,

545
00:28:03.000 --> 00:28:06.640
<v Speaker 6>and so it just wasn't really reflective of the true world.

546
00:28:07.119 --> 00:28:08.880
<v Speaker 6>But really, what it comes down to the thing that

547
00:28:08.960 --> 00:28:10.480
<v Speaker 6>you need to keep in mind is you've got two

548
00:28:10.599 --> 00:28:14.400
<v Speaker 6>kinds of damages, economic and non economic. Okay, Economic are

549
00:28:14.519 --> 00:28:18.279
<v Speaker 6>things that cost money and that are quantifiable in dollars,

550
00:28:18.640 --> 00:28:23.119
<v Speaker 6>like lost wages, the cost of future medical care, those

551
00:28:23.200 --> 00:28:23.759
<v Speaker 6>kind of things.

552
00:28:23.880 --> 00:28:25.359
<v Speaker 5>Those are not limited.

553
00:28:25.559 --> 00:28:28.960
<v Speaker 6>Yeah, okays, are not limited because your damages are what

554
00:28:29.160 --> 00:28:32.559
<v Speaker 6>they are, and the cost of keeping somebody alive.

555
00:28:32.680 --> 00:28:35.960
<v Speaker 2>Shit, what is limited, like the actual pain and suffering. Yeah.

556
00:28:36.039 --> 00:28:39.319
<v Speaker 6>So the other category is non economic damages, and that's

557
00:28:39.400 --> 00:28:42.839
<v Speaker 6>exactly the pain and suffering. All the intangible damages, the

558
00:28:42.920 --> 00:28:47.240
<v Speaker 6>loss of enjoyment life, the loss of relationships stuff. I mean,

559
00:28:47.480 --> 00:28:49.480
<v Speaker 6>if you can't just put a dollar sign on it

560
00:28:49.559 --> 00:28:52.240
<v Speaker 6>and go buy it at a store, it's probably non

561
00:28:52.319 --> 00:28:56.720
<v Speaker 6>economic damages. And those are limited in every type of case,

562
00:28:56.759 --> 00:28:59.920
<v Speaker 6>and there's different limits in different cases, but those are

563
00:29:00.160 --> 00:29:03.680
<v Speaker 6>limited and that's what the judges step in and adjust

564
00:29:04.319 --> 00:29:05.200
<v Speaker 6>after a verdict.

565
00:29:06.119 --> 00:29:08.640
<v Speaker 2>Okay, all right, that's very that's very cool to know.

566
00:29:08.839 --> 00:29:11.519
<v Speaker 2>Thank you. Three oh three seven one three talks seven

567
00:29:11.559 --> 00:29:14.480
<v Speaker 2>one three eight two five five. We have John Fuller

568
00:29:14.559 --> 00:29:18.000
<v Speaker 2>with us, of course, and he's available when he's not

569
00:29:18.160 --> 00:29:20.920
<v Speaker 2>here at three oh three five nine seven forty five

570
00:29:21.039 --> 00:29:23.359
<v Speaker 2>hundred and he will answer quick questions for you on

571
00:29:23.400 --> 00:29:25.680
<v Speaker 2>all kinds of stuff. So anyway, I want you to

572
00:29:25.759 --> 00:29:28.400
<v Speaker 2>stay tuned for more coming up. Remember deep clean your

573
00:29:28.480 --> 00:29:32.640
<v Speaker 2>furnace now. I keep emphasizing it because the cold is coming.

574
00:29:32.759 --> 00:29:34.480
<v Speaker 2>I mean, come on, it's already here, right, but the

575
00:29:34.559 --> 00:29:36.920
<v Speaker 2>extreme cold, you're gonna want to have your furnace and

576
00:29:36.960 --> 00:29:39.599
<v Speaker 2>tip top shape eight eight eight heating dot com forty

577
00:29:39.680 --> 00:29:47.480
<v Speaker 2>five bucks eight eight eight heating dot com Go with

578
00:29:47.599 --> 00:29:51.000
<v Speaker 2>a sure thing Denver's best roofer Excel Roofing dot Com.

579
00:29:51.200 --> 00:29:56.920
<v Speaker 2>You don't pay a cent until you're content. Time for

580
00:29:56.960 --> 00:30:00.200
<v Speaker 2>an insurance check up free, no obligation. In comparison, all

581
00:30:00.279 --> 00:30:03.519
<v Speaker 2>compass insurance paying too much your coverage at dozens of

582
00:30:03.599 --> 00:30:06.519
<v Speaker 2>insurance companies. Find out now three oh three seven seven

583
00:30:06.559 --> 00:30:06.759
<v Speaker 2>to one.

584
00:30:06.920 --> 00:30:07.119
<v Speaker 5>Help.

585
00:30:07.319 --> 00:30:09.960
<v Speaker 2>You'll think you're his only customer when you choose Frank

586
00:30:10.039 --> 00:30:12.440
<v Speaker 2>durand the real estate man dot com to list your

587
00:30:12.519 --> 00:30:15.640
<v Speaker 2>home with Remax Alliance three oh three nine two zero

588
00:30:15.759 --> 00:30:25.640
<v Speaker 2>sixteen twenty two. Hi Tom Martino, your troubleshooter three O

589
00:30:25.799 --> 00:30:29.440
<v Speaker 2>three seven one three talks seven one three eight two

590
00:30:29.640 --> 00:30:35.359
<v Speaker 2>five five. Welcome to the show. All right, well, let's

591
00:30:35.519 --> 00:30:39.279
<v Speaker 2>see what Pete wants to talk about. Pete, go ahead.

592
00:30:39.319 --> 00:30:41.000
<v Speaker 2>What's going on? Pete? What's happening?

593
00:30:42.160 --> 00:30:42.359
<v Speaker 13>Mark?

594
00:30:42.480 --> 00:30:42.680
<v Speaker 14>Tom?

595
00:30:43.279 --> 00:30:44.839
<v Speaker 9>Yeah, I'm a small business owner.

596
00:30:45.039 --> 00:30:47.759
<v Speaker 15>A small business owner, and I have the liability insurance

597
00:30:48.480 --> 00:30:50.720
<v Speaker 15>for twelve years and plumber contractor.

598
00:30:51.319 --> 00:30:51.440
<v Speaker 4>Uh.

599
00:30:51.759 --> 00:30:55.000
<v Speaker 15>Last year I had a claim and my insurance company

600
00:30:55.279 --> 00:30:58.519
<v Speaker 15>chose not to renew my policy, which was fine.

601
00:30:59.119 --> 00:30:59.240
<v Speaker 12>Uh.

602
00:31:00.119 --> 00:31:04.480
<v Speaker 15>Now they say they're doing an insurance audit, which they've

603
00:31:04.519 --> 00:31:06.000
<v Speaker 15>done every year. They would just call me here with

604
00:31:06.079 --> 00:31:07.680
<v Speaker 15>the phone and say, hey, you know how much money

605
00:31:07.720 --> 00:31:10.079
<v Speaker 15>did you make this year? Give a number, how much

606
00:31:10.119 --> 00:31:11.920
<v Speaker 15>did you have expenses? Given a number?

607
00:31:12.000 --> 00:31:15.440
<v Speaker 2>And Okay, now who who did this? Is this your

608
00:31:15.519 --> 00:31:16.720
<v Speaker 2>insurance company doing this?

609
00:31:16.880 --> 00:31:18.759
<v Speaker 15>My liability insurance says.

610
00:31:18.599 --> 00:31:20.720
<v Speaker 2>Oh, I got it? Okay, what kind of business are

611
00:31:20.759 --> 00:31:21.519
<v Speaker 2>you in? Pete?

612
00:31:22.200 --> 00:31:26.039
<v Speaker 15>A plumbing contractor. Got it, okay, just a small family business.

613
00:31:26.200 --> 00:31:26.880
<v Speaker 10>I got it my home.

614
00:31:27.000 --> 00:31:27.160
<v Speaker 2>You know.

615
00:31:27.839 --> 00:31:31.279
<v Speaker 15>So now this year, after they dropped me, they want

616
00:31:31.319 --> 00:31:33.000
<v Speaker 15>to do the audit. They said, this year it needs

617
00:31:33.039 --> 00:31:36.720
<v Speaker 15>to be a in person audit. And so they wanted

618
00:31:36.759 --> 00:31:40.400
<v Speaker 15>to come to my home and you know, go over.

619
00:31:40.319 --> 00:31:41.000
<v Speaker 13>My books and stuff.

620
00:31:41.000 --> 00:31:41.960
<v Speaker 15>I told them basically, all I.

621
00:31:42.000 --> 00:31:43.640
<v Speaker 9>Have is a P and L, you know, profit and

622
00:31:43.720 --> 00:31:46.920
<v Speaker 9>loss statement, and so go with.

623
00:31:47.000 --> 00:31:50.440
<v Speaker 2>A sure thing Denver's Best Roofer Excel Roofing dot com.

624
00:31:50.599 --> 00:31:56.319
<v Speaker 2>You don't pay a cent until you're content. Time for

625
00:31:56.400 --> 00:31:59.960
<v Speaker 2>an insurance check up free, no obligation comparison call company

626
00:32:00.200 --> 00:32:03.440
<v Speaker 2>insurance paying too much your coverage at dozens of insurance

627
00:32:03.480 --> 00:32:06.039
<v Speaker 2>companies find out now three oh three seven seven to

628
00:32:06.079 --> 00:32:08.799
<v Speaker 2>one help. You'll think you're his only customer when you

629
00:32:08.920 --> 00:32:11.319
<v Speaker 2>choose Frank durand the real estate Man dot com to

630
00:32:11.440 --> 00:32:14.640
<v Speaker 2>list your home with Remax Alliance three oh three nine

631
00:32:14.680 --> 00:32:16.160
<v Speaker 2>two zero sixteen twenty two.

632
00:32:17.160 --> 00:32:22.200
<v Speaker 10>Yeah rip.

633
00:32:24.119 --> 00:32:26.640
<v Speaker 8>New need so you.

634
00:32:26.759 --> 00:32:27.119
<v Speaker 16>Don't have.

635
00:32:29.359 --> 00:32:35.279
<v Speaker 1>Come run anxiousness as we can. Shooter's gonna help come.

636
00:32:36.519 --> 00:32:42.880
<v Speaker 3>Dix is the Troubleshooter Show. No Tom Martino, Yeah, Tom Martino.

637
00:32:43.039 --> 00:32:48.200
<v Speaker 2>Here is such a beautiful day for a Tuesday, not

638
00:32:48.359 --> 00:32:50.519
<v Speaker 2>that it would be not beautiful if it was Wednesdays,

639
00:32:50.680 --> 00:32:53.599
<v Speaker 2>but anyway, it's gonna be a little cold today. Welcome.

640
00:32:53.680 --> 00:32:58.119
<v Speaker 2>And now let's talk about UH renew Home Innovations because

641
00:32:58.160 --> 00:33:01.440
<v Speaker 2>I love these guys. They do the most wonderful shower

642
00:33:01.559 --> 00:33:05.119
<v Speaker 2>conversions and they do them that they're beautiful. They look

643
00:33:05.240 --> 00:33:08.039
<v Speaker 2>like natural stone walls, but they're they're actually stone risen.

644
00:33:08.319 --> 00:33:11.400
<v Speaker 2>No maintenance ever, no grout, nothing. And then you have

645
00:33:11.480 --> 00:33:15.640
<v Speaker 2>the shower walls that are the beautiful thick glass. No

646
00:33:15.839 --> 00:33:19.920
<v Speaker 2>doors needed. They turn that corner perimeter drains, no no

647
00:33:20.119 --> 00:33:22.519
<v Speaker 2>threshold to step or stumble over. Listen. They're great for

648
00:33:22.680 --> 00:33:25.519
<v Speaker 2>younger people, they're great for older people. They get rid

649
00:33:25.559 --> 00:33:28.240
<v Speaker 2>of that ugly shub. Renew Home Innovations here's what I

650
00:33:28.319 --> 00:33:30.039
<v Speaker 2>love about them. Two or three days they do it,

651
00:33:31.200 --> 00:33:33.759
<v Speaker 2>and seventy two months to pay no interest. Renew Home

652
00:33:33.799 --> 00:33:36.920
<v Speaker 2>Innovations dot Com three oh three nine zero four to

653
00:33:37.000 --> 00:33:38.839
<v Speaker 2>two thousand, three oh three nines are A four to

654
00:33:38.839 --> 00:33:41.160
<v Speaker 2>two thousand. I want to talk to Courtney Peers from

655
00:33:41.440 --> 00:33:45.519
<v Speaker 2>from Roller, not from Roller from buy and Build now,

656
00:33:45.599 --> 00:33:48.480
<v Speaker 2>Buy and Build. By the way, I often joked, I

657
00:33:48.599 --> 00:33:51.720
<v Speaker 2>wanted my ashes spread there upon my demise, because I

658
00:33:51.880 --> 00:33:56.400
<v Speaker 2>love browsing the place. Buy and build is just cool anyway,

659
00:33:56.720 --> 00:33:59.680
<v Speaker 2>as Courtney will a test, I've purchased a ton of

660
00:33:59.680 --> 00:34:03.480
<v Speaker 2>stuff from him. His stuff was so inexpensive that one time,

661
00:34:03.599 --> 00:34:06.319
<v Speaker 2>true story, not trying to be I wasn't trying to

662
00:34:06.359 --> 00:34:10.800
<v Speaker 2>be ostentatious. I put in these Quaker beautiful cabinets in

663
00:34:10.920 --> 00:34:16.280
<v Speaker 2>my garage and granite workbenches in my garage. And you

664
00:34:16.400 --> 00:34:19.679
<v Speaker 2>want to know why, Because I went to look at

665
00:34:19.719 --> 00:34:23.039
<v Speaker 2>some gladiator stuff and some other stuff at home depot

666
00:34:24.000 --> 00:34:28.239
<v Speaker 2>and I looked at some garage cabinets and these ugly

667
00:34:28.559 --> 00:34:34.239
<v Speaker 2>butcher block tops, and I showed Courtney, and I swear

668
00:34:34.320 --> 00:34:36.119
<v Speaker 2>to you true story. This was when I had a

669
00:34:36.159 --> 00:34:39.360
<v Speaker 2>home in Littleton. He was able to outfit my entire

670
00:34:39.480 --> 00:34:45.639
<v Speaker 2>garage with these beautiful cabinets and granit cheaper than the

671
00:34:45.719 --> 00:34:49.519
<v Speaker 2>big box stores could with that garage stuff. So when

672
00:34:49.559 --> 00:34:51.519
<v Speaker 2>people walked in, they said, oh God, Tom, what the

673
00:34:51.559 --> 00:34:54.840
<v Speaker 2>hell are you doing? And I said, hey, it's cheaper,

674
00:34:55.679 --> 00:34:57.880
<v Speaker 2>and I don't know how he does it. Now that's

675
00:34:58.119 --> 00:35:01.119
<v Speaker 2>his regular you know, buy and well now you want

676
00:35:01.159 --> 00:35:06.440
<v Speaker 2>to talk about the auction. Holy crap. So Courtney, people

677
00:35:06.519 --> 00:35:09.159
<v Speaker 2>want to know. And this is not this time, but

678
00:35:09.440 --> 00:35:12.519
<v Speaker 2>last time. People ask me, if he has such great

679
00:35:12.559 --> 00:35:15.360
<v Speaker 2>deals of all year, what is the auction for? What

680
00:35:15.679 --> 00:35:17.119
<v Speaker 2>do you do at the auction?

681
00:35:18.599 --> 00:35:20.360
<v Speaker 4>Well, so the auction you know, so when you sell

682
00:35:20.400 --> 00:35:22.760
<v Speaker 4>a set of kitchen cabinets to a customer, they go

683
00:35:22.920 --> 00:35:24.719
<v Speaker 4>home and they try to install them, and they're like,

684
00:35:24.800 --> 00:35:25.960
<v Speaker 4>you know what, you don't fit.

685
00:35:26.159 --> 00:35:26.440
<v Speaker 2>I need.

686
00:35:26.800 --> 00:35:28.719
<v Speaker 4>I need my twenty one inch base to be an

687
00:35:28.719 --> 00:35:31.440
<v Speaker 4>eighteen inch base. So then we end up, you know,

688
00:35:31.599 --> 00:35:34.039
<v Speaker 4>taking back the twenty one inch base and selling him

689
00:35:34.039 --> 00:35:37.360
<v Speaker 4>an eighteen inch eighteen inch base, And then we have

690
00:35:37.480 --> 00:35:39.719
<v Speaker 4>a twenty one inch base that's built sitting in our

691
00:35:39.760 --> 00:35:42.280
<v Speaker 4>back room. And after those start to pile up for

692
00:35:42.320 --> 00:35:44.119
<v Speaker 4>a while, what we do is we build a kitchen

693
00:35:44.199 --> 00:35:46.119
<v Speaker 4>around the cabinets we have in the back, and then

694
00:35:46.159 --> 00:35:49.840
<v Speaker 4>we'll sell it in an auction to you know, get

695
00:35:49.960 --> 00:35:52.800
<v Speaker 4>rid of it, basically out of our doctors.

696
00:35:53.320 --> 00:35:55.800
<v Speaker 2>They're all just good. They're all just as good as

697
00:35:55.840 --> 00:35:57.679
<v Speaker 2>the stuff you have in the in the showrooms.

698
00:35:57.760 --> 00:35:57.920
<v Speaker 4>Right.

699
00:35:58.199 --> 00:36:00.559
<v Speaker 9>Oh yeah, that's all brand new talk. All these stuff.

700
00:36:00.599 --> 00:36:02.639
<v Speaker 9>The vast majority of the cabinets that are buy and

701
00:36:02.719 --> 00:36:05.119
<v Speaker 9>build cabinets at the auction anyway, are.

702
00:36:05.840 --> 00:36:08.000
<v Speaker 4>Made here, you know, we assemble them here at our

703
00:36:08.039 --> 00:36:10.679
<v Speaker 4>shop as we send them over. Now, we do have

704
00:36:10.840 --> 00:36:14.719
<v Speaker 4>the cabinets in this auction that are diamond now from Lows.

705
00:36:14.800 --> 00:36:16.400
<v Speaker 4>It was a close out that we bought out of

706
00:36:16.440 --> 00:36:18.280
<v Speaker 4>Kansas City City and they.

707
00:36:18.280 --> 00:36:20.920
<v Speaker 9>Still sell them in Colorado at Lows. So we put

708
00:36:20.960 --> 00:36:23.719
<v Speaker 9>some kitchens together out of those, but if you buy those,

709
00:36:24.000 --> 00:36:26.320
<v Speaker 9>you have to go to Lows to get replacement parts

710
00:36:26.440 --> 00:36:30.400
<v Speaker 9>or to I mean, get additional parts. It's just a

711
00:36:30.480 --> 00:36:32.760
<v Speaker 9>really good looking clothes outline that we bought and it

712
00:36:32.840 --> 00:36:34.519
<v Speaker 9>was a good deal, so we put those in our auction.

713
00:36:35.000 --> 00:36:37.599
<v Speaker 4>And I also bring a whole semi truckload of merchandise

714
00:36:37.639 --> 00:36:41.079
<v Speaker 4>from my supplier in Kansas City, which includes carpet, hardwood flooring,

715
00:36:41.760 --> 00:36:46.920
<v Speaker 4>a luxury final flooring tile, you know, tools and gift items.

716
00:36:46.960 --> 00:36:50.599
<v Speaker 4>And I have so much lighting at this auction, it's unbelievable.

717
00:36:50.639 --> 00:36:53.039
<v Speaker 9>We have over one thousand lots this year for this

718
00:36:53.159 --> 00:36:56.440
<v Speaker 9>particular auction and half of its lighting, so there's times

719
00:36:58.239 --> 00:36:59.719
<v Speaker 9>and lots of light bulbs.

720
00:37:00.119 --> 00:37:03.679
<v Speaker 2>The auction is actually going on right now, right correct.

721
00:37:04.360 --> 00:37:06.440
<v Speaker 9>You can walk on and you can start placing bids

722
00:37:06.559 --> 00:37:07.440
<v Speaker 9>and then if you can pay.

723
00:37:07.559 --> 00:37:09.880
<v Speaker 2>So I went there. I just want to tell people

724
00:37:09.920 --> 00:37:13.800
<v Speaker 2>while they're listening. I went to Roller ro O L

725
00:37:13.960 --> 00:37:17.440
<v Speaker 2>L E R like Roller rollerauction dot com and then

726
00:37:17.519 --> 00:37:21.079
<v Speaker 2>on the front page there's B and B buy and

727
00:37:21.199 --> 00:37:23.960
<v Speaker 2>Build kitchen and bath on the very front page to

728
00:37:24.039 --> 00:37:27.840
<v Speaker 2>the right. You click on that and this is their auction. Now,

729
00:37:28.079 --> 00:37:30.679
<v Speaker 2>we always promote it toward the end, but you can

730
00:37:30.800 --> 00:37:33.920
<v Speaker 2>actually go on there and start babysitting and watching stuff

731
00:37:34.039 --> 00:37:38.920
<v Speaker 2>now right absolutely, What are some of the best deals

732
00:37:39.000 --> 00:37:41.559
<v Speaker 2>that usually go from time. It's too early to say now,

733
00:37:41.639 --> 00:37:44.519
<v Speaker 2>but normally, what are some of the things that some

734
00:37:44.639 --> 00:37:44.800
<v Speaker 2>of the.

735
00:37:44.880 --> 00:37:45.920
<v Speaker 9>Really good savings.

736
00:37:46.079 --> 00:37:48.280
<v Speaker 4>You're going to find a lot of tile that's a

737
00:37:48.360 --> 00:37:50.199
<v Speaker 4>really good price right now. I think Tyle's sitting at

738
00:37:50.239 --> 00:37:52.800
<v Speaker 4>twenty five cents a square foot and it's twelve by

739
00:37:52.920 --> 00:37:57.000
<v Speaker 4>twenty four premium porcelain tile. Hardwood flooring right now, I

740
00:37:57.039 --> 00:37:59.599
<v Speaker 4>think there's solid three quarter inch hardwood flooring for less

741
00:37:59.679 --> 00:38:02.039
<v Speaker 4>than a day right now. And then the doors, we

742
00:38:02.159 --> 00:38:03.679
<v Speaker 4>brought two full runs of doors.

743
00:38:03.719 --> 00:38:04.079
<v Speaker 10>This time.

744
00:38:04.199 --> 00:38:06.800
<v Speaker 9>We brought a full run of two panel knotty pine

745
00:38:06.840 --> 00:38:09.639
<v Speaker 9>doors and a full run of six panel clear pine doors,

746
00:38:10.199 --> 00:38:13.719
<v Speaker 9>and those go way under market. If you're looking to

747
00:38:13.800 --> 00:38:15.679
<v Speaker 9>redo your doors with a solid court door, and this

748
00:38:15.840 --> 00:38:16.360
<v Speaker 9>is the way.

749
00:38:16.239 --> 00:38:16.599
<v Speaker 10>To buy them.

750
00:38:16.639 --> 00:38:19.119
<v Speaker 9>And there's enough doors of all different sizes and swings

751
00:38:19.440 --> 00:38:21.920
<v Speaker 9>you can do an entire house and not Now.

752
00:38:22.039 --> 00:38:24.400
<v Speaker 2>Now there are some odd there's some odd stuff to

753
00:38:24.559 --> 00:38:28.000
<v Speaker 2>you come to. It's just amazing what you find. I

754
00:38:28.079 --> 00:38:32.199
<v Speaker 2>don't know what the hell dino island whatever. Okay, So

755
00:38:32.320 --> 00:38:32.960
<v Speaker 2>there's toys.

756
00:38:33.199 --> 00:38:35.320
<v Speaker 9>So those things are like some sort of a kid's toy.

757
00:38:35.320 --> 00:38:37.719
<v Speaker 9>And you smash that egg open, and when you smash

758
00:38:37.800 --> 00:38:40.000
<v Speaker 9>the egg open there's a bunch of like ten different

759
00:38:40.199 --> 00:38:41.159
<v Speaker 9>prizes inside.

760
00:38:41.920 --> 00:38:44.559
<v Speaker 2>Oh, very good. And then you have some you have

761
00:38:44.719 --> 00:38:49.320
<v Speaker 2>some even fireplace logs, those old you know, those ones

762
00:38:49.360 --> 00:38:51.679
<v Speaker 2>you put in that burn for hours and hours and

763
00:38:51.880 --> 00:38:55.920
<v Speaker 2>have pretty coloring. You have, I mean this amazing. Yeah,

764
00:38:56.000 --> 00:39:00.760
<v Speaker 2>you have Oh the Bronco ceramic snow figures.

765
00:39:02.039 --> 00:39:04.480
<v Speaker 9>You are going to be popular Broncos. They're looking good

766
00:39:04.559 --> 00:39:04.920
<v Speaker 9>this year.

767
00:39:05.320 --> 00:39:07.760
<v Speaker 2>Man, you got to be into tack for that. You

768
00:39:07.840 --> 00:39:11.400
<v Speaker 2>got snowshovels. No, seriously, I'm telling you about the crap stuff.

769
00:39:11.519 --> 00:39:14.679
<v Speaker 2>There's automy crap. But there's some really good stuff for

770
00:39:14.760 --> 00:39:19.079
<v Speaker 2>the house. But they have backpacks. I mean, I mean, really, Courtney,

771
00:39:19.840 --> 00:39:22.760
<v Speaker 2>you went way beyond just normal buy and build stuff.

772
00:39:22.840 --> 00:39:24.440
<v Speaker 8>Hauns, do you have hot tubs this time?

773
00:39:24.559 --> 00:39:28.719
<v Speaker 9>Courtney, there's a couple soaker tubs, but no hot tubs

774
00:39:29.320 --> 00:39:29.800
<v Speaker 9>this time.

775
00:39:30.320 --> 00:39:30.639
<v Speaker 10>But yeah.

776
00:39:30.719 --> 00:39:33.000
<v Speaker 9>The second half of the auction is lighting and light bulbs.

777
00:39:33.039 --> 00:39:35.039
<v Speaker 9>There's so much lighting. If you need any new lighting,

778
00:39:35.199 --> 00:39:38.599
<v Speaker 9>led lighting or resplacement light bulbs like, there are such.

779
00:39:39.280 --> 00:39:42.480
<v Speaker 2>There are some beautiful double hunged uhs, excuse me, pre

780
00:39:42.599 --> 00:39:46.920
<v Speaker 2>hung doors that are right now at fifteen dollars. What

781
00:39:46.960 --> 00:39:49.559
<v Speaker 2>are you kidding me? What do you now? Morty? Doing

782
00:39:49.639 --> 00:39:52.599
<v Speaker 2>people ever get screaming? There's so many of them. I

783
00:39:52.760 --> 00:39:55.840
<v Speaker 2>have to believe some people walk away with some screaming deals.

784
00:39:56.719 --> 00:39:58.800
<v Speaker 4>Well, I tell you, even on those doors, they probably

785
00:39:58.840 --> 00:40:01.320
<v Speaker 4>retail for about four hundred buns of piece in Colorado,

786
00:40:01.760 --> 00:40:03.480
<v Speaker 4>and every now and then you have somebody walks away

787
00:40:03.519 --> 00:40:05.679
<v Speaker 4>with a thirty five dollars door. It makes me cry

788
00:40:05.719 --> 00:40:07.400
<v Speaker 4>a little bit, but god, it.

789
00:40:07.760 --> 00:40:12.599
<v Speaker 2>Makes so many granite pieces you have. There are seven

790
00:40:12.719 --> 00:40:18.000
<v Speaker 2>dollars vanity pieces that go over standard vanities with sinkholes

791
00:40:18.199 --> 00:40:19.400
<v Speaker 2>already cut in them.

792
00:40:20.320 --> 00:40:20.559
<v Speaker 4>Old.

793
00:40:20.760 --> 00:40:22.280
<v Speaker 9>There's a lot. I think there's a lot of like

794
00:40:22.400 --> 00:40:23.400
<v Speaker 9>eleven of them right now.

795
00:40:23.480 --> 00:40:25.159
<v Speaker 4>That's under ten bucks for eleven I.

796
00:40:25.239 --> 00:40:30.159
<v Speaker 2>See some I see some wine coolers and man, so

797
00:40:30.239 --> 00:40:32.639
<v Speaker 2>what's the most unusual thing this year? I know some

798
00:40:32.840 --> 00:40:34.719
<v Speaker 2>years you have some crazy stuff.

799
00:40:35.880 --> 00:40:37.800
<v Speaker 4>Well, so you know, there's always one item that you know,

800
00:40:37.880 --> 00:40:40.079
<v Speaker 4>we kind of joke about before the auction starts and

801
00:40:40.360 --> 00:40:42.440
<v Speaker 4>how high is it going to go? There's like a

802
00:40:42.519 --> 00:40:47.159
<v Speaker 4>homemade don John Deere tractor themed bird feeder that I

803
00:40:47.320 --> 00:40:49.800
<v Speaker 4>just think is pretty funny, it's pretty creative, was put together,

804
00:40:49.960 --> 00:40:51.920
<v Speaker 4>is made by somebody, but it's got a couple John

805
00:40:51.960 --> 00:40:53.519
<v Speaker 4>Dear tractors on on top of it.

806
00:40:53.679 --> 00:40:54.639
<v Speaker 2>That's all about Mark.

807
00:40:54.679 --> 00:40:56.639
<v Speaker 9>That's our over underwrite, and we don't know where it's

808
00:40:56.679 --> 00:40:59.079
<v Speaker 9>going to go. It's like, you know, nineteen dollars right

809
00:40:59.159 --> 00:41:03.280
<v Speaker 9>now or something and just John here might get really popular.

810
00:41:03.280 --> 00:41:07.480
<v Speaker 2>Beautiful exterior lighting. Exterior lighting. So what else did you

811
00:41:07.519 --> 00:41:10.079
<v Speaker 2>want to say? Talk about how the closing works and

812
00:41:10.239 --> 00:41:12.679
<v Speaker 2>why you tell people to start getting on toward the

813
00:41:12.719 --> 00:41:13.519
<v Speaker 2>closing as well?

814
00:41:14.320 --> 00:41:14.559
<v Speaker 4>Sure?

815
00:41:14.679 --> 00:41:16.559
<v Speaker 9>Sure, yeah, So right now, if you log on you

816
00:41:16.639 --> 00:41:17.440
<v Speaker 9>can place bids.

817
00:41:17.440 --> 00:41:19.679
<v Speaker 4>You can also place a maximum bid, and it's a

818
00:41:19.760 --> 00:41:22.400
<v Speaker 4>felony for them to share that maximum bid with anybody,

819
00:41:22.519 --> 00:41:25.679
<v Speaker 4>so the computer will automatically bid for you up to

820
00:41:25.800 --> 00:41:26.599
<v Speaker 4>your maximum bid.

821
00:41:26.719 --> 00:41:29.159
<v Speaker 9>If somebody else bids against you. If they don't bid

822
00:41:29.199 --> 00:41:30.760
<v Speaker 9>against you, you're going to get it for that low

823
00:41:30.840 --> 00:41:32.519
<v Speaker 9>bid that you first put in.

824
00:41:33.159 --> 00:41:36.559
<v Speaker 4>And then as the items start to close, so they close.

825
00:41:36.320 --> 00:41:40.440
<v Speaker 9>At one o'clock tomorrow afternoon, starting at one o'clock PM,

826
00:41:40.559 --> 00:41:42.840
<v Speaker 9>the first three items will close, and then at one

827
00:41:42.880 --> 00:41:46.000
<v Speaker 9>oh one pm, the next three items will close. If

828
00:41:46.039 --> 00:41:49.280
<v Speaker 9>you're bidding on an item, well it closes, it will

829
00:41:49.320 --> 00:41:51.960
<v Speaker 9>go into two extra minutes of extended bidding, so you

830
00:41:52.039 --> 00:41:54.239
<v Speaker 9>can't get out bid with ten seconds left and lose

831
00:41:54.280 --> 00:41:57.239
<v Speaker 9>out on your item. If you're watching the auction, you can.

832
00:41:57.480 --> 00:41:59.400
<v Speaker 9>It goes into two extra minutes of bidding, so you

833
00:41:59.480 --> 00:42:00.639
<v Speaker 9>can get yours.

834
00:42:01.840 --> 00:42:03.679
<v Speaker 2>And all I want to warn people about and I

835
00:42:03.800 --> 00:42:07.679
<v Speaker 2>want to warn po I want to warn people about something.

836
00:42:07.840 --> 00:42:10.239
<v Speaker 2>So I saw something here and I thought, hell that

837
00:42:10.360 --> 00:42:13.920
<v Speaker 2>it's good, but it's not buy and build good. When

838
00:42:13.960 --> 00:42:17.920
<v Speaker 2>I saw something for almost thirty bucks for light fixture,

839
00:42:18.079 --> 00:42:22.480
<v Speaker 2>then I look closer. It was a case, so you

840
00:42:22.559 --> 00:42:26.679
<v Speaker 2>got a quantity. Look at the quantity because sometimes yeah,

841
00:42:26.880 --> 00:42:28.000
<v Speaker 2>you're bidding on one thing.

842
00:42:30.039 --> 00:42:32.119
<v Speaker 9>Yeah, on the light bulbs. I was literally selling lots

843
00:42:32.159 --> 00:42:34.480
<v Speaker 9>of two or three cases full of light bulbs, and

844
00:42:34.559 --> 00:42:36.719
<v Speaker 9>right now there's zero dollars bit on some of them.

845
00:42:36.760 --> 00:42:38.960
<v Speaker 9>You can get three cases of light bulbs for five bucks.

846
00:42:39.960 --> 00:42:42.440
<v Speaker 2>Oh, it's amazing. And you have all of the new

847
00:42:42.519 --> 00:42:46.119
<v Speaker 2>Eco and Led lights all of them. So that's yeah.

848
00:42:46.239 --> 00:42:48.199
<v Speaker 9>I mean some of those like flat you know those

849
00:42:48.280 --> 00:42:51.639
<v Speaker 9>flat Led flashmount lights. They're quite expensive. They're seventy to

850
00:42:51.719 --> 00:42:53.719
<v Speaker 9>ninety dollars a piece of retail and right now they're

851
00:42:53.719 --> 00:42:54.639
<v Speaker 9>sitting at ten bucks.

852
00:42:54.960 --> 00:42:56.719
<v Speaker 2>All right, So here's what I want to tell people.

853
00:42:57.480 --> 00:43:02.480
<v Speaker 2>Roller auction. It's this easy rollerauction dot com. Look for

854
00:43:02.639 --> 00:43:05.960
<v Speaker 2>Buy and Build on the front, and even if it's

855
00:43:06.000 --> 00:43:08.239
<v Speaker 2>not on the front, search Buy and Building. You'll find it.

856
00:43:08.960 --> 00:43:12.440
<v Speaker 2>And then it starts. When does it start closing? First item?

857
00:43:13.599 --> 00:43:16.599
<v Speaker 4>The first item closes at one o'clock pm tomorrow afternoon

858
00:43:16.639 --> 00:43:17.239
<v Speaker 4>on the twentieth.

859
00:43:17.840 --> 00:43:20.519
<v Speaker 2>Okay, and then as you heard him, it's extended if

860
00:43:20.679 --> 00:43:24.639
<v Speaker 2>somebody outbids and then and then finally somebody wins, and

861
00:43:24.760 --> 00:43:26.760
<v Speaker 2>then Courtney, you can come back on and let us

862
00:43:26.840 --> 00:43:28.440
<v Speaker 2>know how it's going. We appreciate it.

863
00:43:29.199 --> 00:43:29.800
<v Speaker 10>I definitely will.

864
00:43:29.840 --> 00:43:31.440
<v Speaker 9>I'll give you a holler to Mark, all right, man.

865
00:43:31.480 --> 00:43:33.719
<v Speaker 2>Buy and Build dot net is my kind of store,

866
00:43:33.840 --> 00:43:37.840
<v Speaker 2>and it's uh Rollerauction dot com. Okay, so we have

867
00:43:37.960 --> 00:43:39.920
<v Speaker 2>a follow up. William called earlier. I'm going to go

868
00:43:39.960 --> 00:43:42.480
<v Speaker 2>to him after the break. He has the uh eighteen

869
00:43:42.519 --> 00:43:45.119
<v Speaker 2>Twitter Tacoma and I want to get. What I'd like

870
00:43:45.239 --> 00:43:47.440
<v Speaker 2>to do is get shared an auto tech on Kachina

871
00:43:47.440 --> 00:43:49.599
<v Speaker 2>if we can. Then Deputy Chopper has a follow up.

872
00:43:49.840 --> 00:43:52.079
<v Speaker 2>We also have John Fuller with us. By the way,

873
00:43:52.199 --> 00:43:58.119
<v Speaker 2>his website call Fuller dot com www dot call Fuller

874
00:43:58.159 --> 00:44:00.239
<v Speaker 2>dot com or three oh three five ninety seven forty

875
00:44:00.280 --> 00:44:02.320
<v Speaker 2>five hundred. When he's not here with us, we have

876
00:44:02.440 --> 00:44:09.000
<v Speaker 2>more right after this, go with a sure thing Denver's

877
00:44:09.079 --> 00:44:11.920
<v Speaker 2>Best roofer Excel Roofing dot com. You don't pay a

878
00:44:12.039 --> 00:44:18.159
<v Speaker 2>cent until you're content. Time for an insurance check up

879
00:44:18.280 --> 00:44:22.280
<v Speaker 2>free no obligation comparison call Compass Insurance paying too much

880
00:44:22.480 --> 00:44:25.360
<v Speaker 2>your coverage at dozens of insurance companies find out now

881
00:44:25.480 --> 00:44:28.159
<v Speaker 2>three oh three seven seven one help. You'll think you're

882
00:44:28.239 --> 00:44:30.760
<v Speaker 2>his only customer when you choose Frank durand the real

883
00:44:30.840 --> 00:44:33.840
<v Speaker 2>estate Man dot com to list your home with Remax

884
00:44:33.880 --> 00:44:36.920
<v Speaker 2>Alliance three oh three nine two zero sixteen twenty two.

885
00:44:40.119 --> 00:44:45.880
<v Speaker 2>Hi Tom Martino, You're troubleshooter three O three seven to

886
00:44:45.920 --> 00:44:49.000
<v Speaker 2>one three talk three oh three seven one three eight

887
00:44:49.079 --> 00:44:55.119
<v Speaker 2>two five five William, Okay, now we don't have our

888
00:44:55.239 --> 00:44:59.880
<v Speaker 2>auto expert available. Unfortunately, not one of them. I can't.

889
00:45:00.519 --> 00:45:02.639
<v Speaker 2>We couldn't get one of them. Not one of them.

890
00:45:02.960 --> 00:45:05.800
<v Speaker 8>She tried everybody, No kidd and we're trying one morning.

891
00:45:05.639 --> 00:45:07.760
<v Speaker 2>He have wait, wait, who's the YouTube morons?

892
00:45:07.840 --> 00:45:08.519
<v Speaker 4>We have? No?

893
00:45:08.679 --> 00:45:11.159
<v Speaker 2>No, seriously, I'm not kidding. We had who's the one

894
00:45:11.239 --> 00:45:13.599
<v Speaker 2>that calls in all the time, that's pretty smart with cars?

895
00:45:14.199 --> 00:45:18.320
<v Speaker 2>We do have someone that does. And if you're listening,

896
00:45:18.400 --> 00:45:21.480
<v Speaker 2>call us or text us. But here, here's the bottom line, William.

897
00:45:21.800 --> 00:45:23.480
<v Speaker 2>You said, did he send us an email?

898
00:45:25.920 --> 00:45:25.960
<v Speaker 4>No?

899
00:45:26.159 --> 00:45:28.880
<v Speaker 10>I didn't send an email. I don't have your email address.

900
00:45:28.960 --> 00:45:31.039
<v Speaker 2>Oh, but you do have the paper in front of you. Okay.

901
00:45:31.159 --> 00:45:34.440
<v Speaker 2>I want to know what they said about your two

902
00:45:34.559 --> 00:45:37.599
<v Speaker 2>thousand and eighteen Toyota Tacoma.

903
00:45:39.480 --> 00:45:44.760
<v Speaker 10>Okay. They had to perform a compression test on the motor. Okay.

904
00:45:45.880 --> 00:45:49.880
<v Speaker 10>The compression test found that film the one had a

905
00:45:49.960 --> 00:45:52.840
<v Speaker 10>lot lower ps by compression compared to the cylinders three

906
00:45:52.880 --> 00:45:53.280
<v Speaker 10>and five.

907
00:45:53.920 --> 00:45:55.960
<v Speaker 2>Do you know what the numbers were though? Can you

908
00:45:56.039 --> 00:45:56.840
<v Speaker 2>give me the numbers?

909
00:45:59.760 --> 00:46:00.280
<v Speaker 10>Eric code?

910
00:46:01.440 --> 00:46:01.480
<v Speaker 4>No?

911
00:46:01.719 --> 00:46:03.119
<v Speaker 2>The compression.

912
00:46:05.400 --> 00:46:09.360
<v Speaker 5>Oh no, okay, they didn't give it to you.

913
00:46:09.480 --> 00:46:11.920
<v Speaker 2>Okay, go ahead, compression, I got it, man, keep going.

914
00:46:12.320 --> 00:46:12.719
<v Speaker 2>What else?

915
00:46:14.119 --> 00:46:14.360
<v Speaker 4>Okay?

916
00:46:14.400 --> 00:46:17.000
<v Speaker 10>But the aero code was I know, I don't care

917
00:46:17.039 --> 00:46:17.679
<v Speaker 10>about the We.

918
00:46:17.639 --> 00:46:19.119
<v Speaker 2>Don't care about the ARA cod. None of us care

919
00:46:19.159 --> 00:46:21.280
<v Speaker 2>about that. Right now. What we care about is what

920
00:46:21.440 --> 00:46:22.920
<v Speaker 2>did they say about sludge or oil?

921
00:46:25.199 --> 00:46:27.639
<v Speaker 10>They didn't see anything but sledge oil. It said there's

922
00:46:28.199 --> 00:46:34.440
<v Speaker 10>a leak, and there's a leak in the veils for

923
00:46:34.559 --> 00:46:35.159
<v Speaker 10>cylinder one.

924
00:46:36.079 --> 00:46:38.519
<v Speaker 2>Okay, that's it a valve oil.

925
00:46:39.559 --> 00:46:39.880
<v Speaker 9>I was.

926
00:46:41.639 --> 00:46:44.760
<v Speaker 2>Forty some thousand miles. You have an oil leak passing

927
00:46:44.880 --> 00:46:51.480
<v Speaker 2>by one valve? Yes, yes, okay. And what year did

928
00:46:51.559 --> 00:46:51.920
<v Speaker 2>you say it?

929
00:46:52.039 --> 00:46:52.079
<v Speaker 14>Was?

930
00:46:52.119 --> 00:46:52.159
<v Speaker 4>It?

931
00:46:52.320 --> 00:46:53.199
<v Speaker 2>Not eighteen? Right?

932
00:46:54.519 --> 00:46:55.360
<v Speaker 10>Twenty eighteen?

933
00:46:56.199 --> 00:46:58.679
<v Speaker 2>Okay? And now you can give me the code because

934
00:46:58.760 --> 00:47:01.000
<v Speaker 2>now I'm on the site where I can take a code.

935
00:47:02.079 --> 00:47:09.440
<v Speaker 10>Okay. The air code was one E P zero zero.

936
00:47:10.599 --> 00:47:17.800
<v Speaker 2>So that's echo one one echo Charlie zero zero. No,

937
00:47:22.159 --> 00:47:25.400
<v Speaker 2>what is it, Papa, papa? Okay?

938
00:47:25.519 --> 00:47:30.519
<v Speaker 5>Well go ahead, Papa.

939
00:47:31.800 --> 00:47:36.320
<v Speaker 10>One one echo Charlie zero zero.

940
00:47:36.679 --> 00:47:36.960
<v Speaker 9>Got it?

941
00:47:37.079 --> 00:47:40.119
<v Speaker 2>Thank you? Okay. So, according to their site, or not

942
00:47:40.239 --> 00:47:43.639
<v Speaker 2>their site, but this auto site, that air code means

943
00:47:43.760 --> 00:47:47.320
<v Speaker 2>exactly what you just said. A cylinder one has the

944
00:47:47.719 --> 00:47:52.360
<v Speaker 2>improper balance of air fuel and it could be from

945
00:47:53.440 --> 00:47:57.880
<v Speaker 2>a faulty fuel injector a burnt valve, a sensor malfunction.

946
00:47:59.079 --> 00:48:01.119
<v Speaker 2>So what are they saying it's gonna Why is they

947
00:48:01.199 --> 00:48:03.159
<v Speaker 2>saying it's going to cost eight thousand.

948
00:48:04.920 --> 00:48:09.400
<v Speaker 10>Because they helped to replace the replace the whole passenger

949
00:48:09.440 --> 00:48:14.000
<v Speaker 10>side cylinder head assembly, replacing the four valves on cylinder one,

950
00:48:14.679 --> 00:48:16.639
<v Speaker 10>and to replace the cyllin the head gaskets.

951
00:48:18.760 --> 00:48:21.039
<v Speaker 2>So they have to take the whole they're saying they have,

952
00:48:21.519 --> 00:48:27.159
<v Speaker 2>they're basically doing the left head. Yes, yes, okay, I

953
00:48:27.199 --> 00:48:29.440
<v Speaker 2>would get a second opinion. Is it at a dealer

954
00:48:29.559 --> 00:48:29.880
<v Speaker 2>right now?

955
00:48:31.880 --> 00:48:34.719
<v Speaker 10>It's in my driveway right now, but this is the

956
00:48:34.800 --> 00:48:35.639
<v Speaker 10>dealer's estimate.

957
00:48:36.519 --> 00:48:37.400
<v Speaker 2>Is it drivable?

958
00:48:39.239 --> 00:48:39.719
<v Speaker 10>Yes it is?

959
00:48:40.880 --> 00:48:42.239
<v Speaker 2>Okay, Where are you located.

960
00:48:43.760 --> 00:48:47.039
<v Speaker 10>I'm a located area of Tower Road and Orchard Road.

961
00:48:49.159 --> 00:48:54.280
<v Speaker 2>Oh, Tower and Orchard Okay, that's way out. I you

962
00:48:54.360 --> 00:48:58.079
<v Speaker 2>know what you need? What we need is to get

963
00:48:58.119 --> 00:49:00.840
<v Speaker 2>you to one of our people to get you a

964
00:49:00.920 --> 00:49:07.599
<v Speaker 2>good opinion here on this. You really do I mean,

965
00:49:07.760 --> 00:49:11.639
<v Speaker 2>if it's just one cylinder and one valve, I don't

966
00:49:11.679 --> 00:49:13.880
<v Speaker 2>know if you need They said it's a common problem,

967
00:49:14.000 --> 00:49:18.440
<v Speaker 2>but this doesn't sound like a compon this. This doesn't

968
00:49:18.480 --> 00:49:20.639
<v Speaker 2>sound like the normal stuff that Toyota has.

969
00:49:22.000 --> 00:49:24.800
<v Speaker 10>But my thing is, if it's a if it's a

970
00:49:24.920 --> 00:49:27.039
<v Speaker 10>known and common problem, why.

971
00:49:27.159 --> 00:49:32.639
<v Speaker 2>Is it not this one? This one isn't There is

972
00:49:32.760 --> 00:49:35.039
<v Speaker 2>one for sledge and stuff, but that's not this.

973
00:49:37.000 --> 00:49:39.039
<v Speaker 5>Why do you think it's a known common problem?

974
00:49:39.559 --> 00:49:40.760
<v Speaker 2>Yeah, well did you look it up?

975
00:49:42.480 --> 00:49:43.400
<v Speaker 1>No, they told us.

976
00:49:44.519 --> 00:49:47.280
<v Speaker 2>Okay. I think they're just trying to justify that high

977
00:49:47.360 --> 00:49:49.679
<v Speaker 2>price tag right now, saying, look, there's nothing we can

978
00:49:49.719 --> 00:49:51.880
<v Speaker 2>do about it. Did you ask him if there was

979
00:49:52.000 --> 00:49:57.760
<v Speaker 2>going to be any kind of any kind of a compensation.

980
00:50:00.079 --> 00:50:01.960
<v Speaker 10>Yes, I hail as Tom.

981
00:50:03.039 --> 00:50:05.239
<v Speaker 8>I've spoken to Hey, we got Griffin up from our

982
00:50:05.320 --> 00:50:06.000
<v Speaker 8>referral list.

983
00:50:06.360 --> 00:50:08.519
<v Speaker 2>Yeah, but hold on a second, just so you know,

984
00:50:08.679 --> 00:50:12.920
<v Speaker 2>this error code that I looked up also says that

985
00:50:13.320 --> 00:50:18.719
<v Speaker 2>this this cylinder one air fuel ratio imbalance is is

986
00:50:18.880 --> 00:50:25.920
<v Speaker 2>not a common problem okay on Toyota, specifically on Toyota's

987
00:50:26.159 --> 00:50:31.239
<v Speaker 2>or Toyota Comas or twenty eighteen Toyota engines. So I

988
00:50:31.360 --> 00:50:34.840
<v Speaker 2>think they're giving you a story. Let's let's get Griffin

989
00:50:34.920 --> 00:50:37.519
<v Speaker 2>on and this is the self professed Is this the

990
00:50:37.599 --> 00:50:46.719
<v Speaker 2>self professed best looking dude on our refugrat Griffin. Listen, man,

991
00:50:47.559 --> 00:50:50.599
<v Speaker 2>this guy gets a to he goes, hey, why did

992
00:50:50.679 --> 00:50:52.280
<v Speaker 2>you take it to the shop to begin with? I

993
00:50:52.400 --> 00:50:53.599
<v Speaker 2>forgot to ask that, William.

994
00:50:55.440 --> 00:50:57.119
<v Speaker 10>The check engine light came.

995
00:50:57.000 --> 00:51:00.719
<v Speaker 2>On, okay, and they did. They got an error code

996
00:51:01.400 --> 00:51:06.840
<v Speaker 2>and they said, you're getting some basically oil leakage through

997
00:51:06.880 --> 00:51:10.960
<v Speaker 2>the cylinder through the valve on cylinder one. And when

998
00:51:11.039 --> 00:51:15.519
<v Speaker 2>I looked it up, Griffin, his error code is p

999
00:51:16.920 --> 00:51:22.000
<v Speaker 2>Papa eleven echo Charlie zero zero and it says cylinder

1000
00:51:22.599 --> 00:51:27.719
<v Speaker 2>one air fuel ratio imbalance. They're telling them they need

1001
00:51:27.800 --> 00:51:30.440
<v Speaker 2>to do the whole left side head and it's going

1002
00:51:30.480 --> 00:51:31.559
<v Speaker 2>to cost him eight grand.

1003
00:51:33.199 --> 00:51:37.039
<v Speaker 11>Did you say Papa eleven p zero.

1004
00:51:37.679 --> 00:51:42.599
<v Speaker 2>No, I said Papa eleven echo Charlie zero zero.

1005
00:51:44.039 --> 00:51:46.159
<v Speaker 11>I'm sorry, Tom got a bad echo on this.

1006
00:51:46.840 --> 00:51:52.039
<v Speaker 2>Yeah, that's his headset doing it. It's Papa one one

1007
00:51:53.079 --> 00:51:59.639
<v Speaker 2>echo Charlie zero zero. I believe he's on Bluetooth or something.

1008
00:52:00.039 --> 00:52:01.559
<v Speaker 2>I'm hearing an echo too from him.

1009
00:52:01.840 --> 00:52:02.719
<v Speaker 3>All right, hold hold on.

1010
00:52:03.360 --> 00:52:06.800
<v Speaker 2>Sure, yes it is sir, thank you?

1011
00:52:07.119 --> 00:52:07.400
<v Speaker 4>All right?

1012
00:52:07.920 --> 00:52:11.800
<v Speaker 2>All right, yeah, yeah, he's looking it up. He's pretty

1013
00:52:11.920 --> 00:52:14.800
<v Speaker 2>he's pretty smart as well as good looking, so he

1014
00:52:14.880 --> 00:52:17.360
<v Speaker 2>should be able to come up with something on that,

1015
00:52:19.719 --> 00:52:23.679
<v Speaker 2>and I believe that you're gonna find that it is

1016
00:52:25.960 --> 00:52:29.360
<v Speaker 2>probably not a common problem. I mean, that's what I'm thinking.

1017
00:52:29.480 --> 00:52:32.320
<v Speaker 2>I everywhere I look, I see nothing that says this

1018
00:52:32.519 --> 00:52:37.880
<v Speaker 2>is a common problem. So we'll we'll, we'll see. Though,

1019
00:52:40.280 --> 00:52:42.719
<v Speaker 2>what do you got, Griffin? You have anything yet?

1020
00:52:43.840 --> 00:52:49.039
<v Speaker 11>If God don't have anything for that particular Uh, I'm

1021
00:52:49.079 --> 00:52:51.199
<v Speaker 11>trying to verify that code. I don't have anything for

1022
00:52:52.000 --> 00:52:53.880
<v Speaker 11>he's zero zero, one one, but I don't.

1023
00:52:53.719 --> 00:52:55.199
<v Speaker 9>Have a eleven.

1024
00:52:55.519 --> 00:52:58.800
<v Speaker 11>It doesn't matter what's doing. He has a misfire.

1025
00:52:59.440 --> 00:53:02.559
<v Speaker 2>No, it's it's has an imbalance of air air of

1026
00:53:02.639 --> 00:53:07.440
<v Speaker 2>fuel ratio on on cylinder one. But here's what I

1027
00:53:07.559 --> 00:53:09.599
<v Speaker 2>want to ask you. Then they went further and said,

1028
00:53:09.639 --> 00:53:11.719
<v Speaker 2>you had a valve. That's bad? Is that right?

1029
00:53:12.199 --> 00:53:15.239
<v Speaker 4>Yeah? Is that it? Just?

1030
00:53:16.079 --> 00:53:18.920
<v Speaker 2>Now if you he has one valve on one cylinder,

1031
00:53:18.960 --> 00:53:21.239
<v Speaker 2>they're telling him, and he's a whole left side of

1032
00:53:21.320 --> 00:53:23.039
<v Speaker 2>the head done. Yeah.

1033
00:53:23.079 --> 00:53:24.920
<v Speaker 11>So so when they say left side or they say

1034
00:53:24.960 --> 00:53:26.440
<v Speaker 11>on left side, like the driver's side or the.

1035
00:53:26.440 --> 00:53:29.039
<v Speaker 9>Passenger side side, it's usually driver.

1036
00:53:31.719 --> 00:53:34.039
<v Speaker 11>Okay, So you're not gonna believe this, Tom.

1037
00:53:34.440 --> 00:53:37.880
<v Speaker 12>I've got video footage of a of a Tacoma about

1038
00:53:37.920 --> 00:53:42.039
<v Speaker 12>that same year that that actually had histon rings going

1039
00:53:42.360 --> 00:53:46.719
<v Speaker 12>going out on it, and so I wouldn't I wouldn't

1040
00:53:46.719 --> 00:53:49.719
<v Speaker 12>be surprised if if they're if they're telling.

1041
00:53:49.559 --> 00:53:50.760
<v Speaker 11>The truth, if you got to go ahead and pull

1042
00:53:50.800 --> 00:53:54.159
<v Speaker 11>that head off, you you're getting into that engine. So

1043
00:53:54.480 --> 00:53:55.760
<v Speaker 11>I would ask them to go ahead and stick a

1044
00:53:55.800 --> 00:53:58.639
<v Speaker 11>scope in there and get some video footage so they

1045
00:53:58.679 --> 00:54:00.960
<v Speaker 11>could show it to him and put his minded e Yeah.

1046
00:54:00.960 --> 00:54:02.000
<v Speaker 2>How many miles on that?

1047
00:54:02.280 --> 00:54:06.800
<v Speaker 10>William's just under four to seven thousand os?

1048
00:54:08.000 --> 00:54:11.039
<v Speaker 11>Yeah, I believe that the one we had was was

1049
00:54:11.079 --> 00:54:12.880
<v Speaker 11>I want to say it was around thirty thousand miles,

1050
00:54:12.960 --> 00:54:18.440
<v Speaker 11>Like I couldn't believe it. Wow, man, what engine does

1051
00:54:18.480 --> 00:54:18.639
<v Speaker 11>it have?

1052
00:54:19.639 --> 00:54:21.880
<v Speaker 10>The six three point five Leader.

1053
00:54:23.199 --> 00:54:23.880
<v Speaker 9>Three point five?

1054
00:54:24.519 --> 00:54:30.800
<v Speaker 11>Yeah, yes, yeah, I've seen that before. I would ask

1055
00:54:30.840 --> 00:54:32.719
<v Speaker 11>them to go ahead and get you a way, if

1056
00:54:32.760 --> 00:54:34.880
<v Speaker 11>they could go ahead and take a scope with a

1057
00:54:35.000 --> 00:54:38.119
<v Speaker 11>video and get you some pictures, to go ahead and

1058
00:54:38.239 --> 00:54:40.159
<v Speaker 11>help help put your mind to ease, because if they've

1059
00:54:40.199 --> 00:54:43.159
<v Speaker 11>got to pull off to that side of the engine,

1060
00:54:44.679 --> 00:54:46.280
<v Speaker 11>that's major work. They're getting into it.

1061
00:54:47.320 --> 00:54:51.000
<v Speaker 2>Okay, Now do you think when it is something like that,

1062
00:54:51.320 --> 00:54:53.480
<v Speaker 2>let's just say it is let's just say for grins,

1063
00:54:53.519 --> 00:54:59.840
<v Speaker 2>it's one valve. It is the labor so intense that

1064
00:55:00.079 --> 00:55:02.199
<v Speaker 2>you may as well do all of them.

1065
00:55:03.480 --> 00:55:06.199
<v Speaker 11>Yeah, yeah, you're taking you're taking. I'm picture like this, Tom.

1066
00:55:06.599 --> 00:55:08.960
<v Speaker 11>You have the engine block and then you have the

1067
00:55:09.159 --> 00:55:14.440
<v Speaker 11>cylinder heads. When it is the head, it's the top happens,

1068
00:55:15.599 --> 00:55:17.960
<v Speaker 11>and you're taking that off, and that's and that you

1069
00:55:18.039 --> 00:55:19.559
<v Speaker 11>have to take the cylinder head off.

1070
00:55:19.880 --> 00:55:23.039
<v Speaker 2>Got it to the valve? Yeah, I got it. Yeah, Okay,

1071
00:55:23.360 --> 00:55:25.440
<v Speaker 2>So as long as you go through all that brain damage,

1072
00:55:25.440 --> 00:55:28.039
<v Speaker 2>you may as well just adjust the guides in all

1073
00:55:28.079 --> 00:55:31.119
<v Speaker 2>of them, right, or I mean replace them or whatever. Yeah.

1074
00:55:31.159 --> 00:55:33.159
<v Speaker 11>Yeah, you've replaced the guys you sent into a machine shop.

1075
00:55:33.239 --> 00:55:35.760
<v Speaker 11>Make sure there's no other damage, and then go ahead

1076
00:55:35.800 --> 00:55:38.880
<v Speaker 11>and you're gonna I'd be surprised that they actually rebuilt it.

1077
00:55:38.880 --> 00:55:41.119
<v Speaker 11>They'd probably just replace it. But either way, the whole

1078
00:55:41.159 --> 00:55:43.039
<v Speaker 11>head's got to come off, and you're gonna want to

1079
00:55:43.079 --> 00:55:43.440
<v Speaker 11>go through that.

1080
00:55:43.519 --> 00:55:44.880
<v Speaker 13>Make sure that there's no other damage.

1081
00:55:45.039 --> 00:55:48.159
<v Speaker 2>God, that's only forty seven thousand miles Hans.

1082
00:55:47.920 --> 00:55:51.679
<v Speaker 11>So, but Tom, you know before, it's on a Toyota.

1083
00:55:51.719 --> 00:55:53.360
<v Speaker 11>But if I can find the video, I'll send it over.

1084
00:55:53.480 --> 00:55:56.000
<v Speaker 2>Mark. I thought both I thought they're supposed to be

1085
00:55:56.039 --> 00:55:57.119
<v Speaker 2>bulletproof toyotas.

1086
00:55:58.519 --> 00:56:01.880
<v Speaker 11>Yeah, you know it was probably built you know, you

1087
00:56:01.920 --> 00:56:03.840
<v Speaker 11>know on a Friday read before closing time.

1088
00:56:04.159 --> 00:56:06.880
<v Speaker 2>Hey, hey, hey, Griffin, there's another thing I wanted to

1089
00:56:06.960 --> 00:56:10.440
<v Speaker 2>ask you. Uh, the sledge problem with Toyota. Is that

1090
00:56:10.639 --> 00:56:11.400
<v Speaker 2>still a problem?

1091
00:56:13.079 --> 00:56:13.239
<v Speaker 4>You know?

1092
00:56:13.639 --> 00:56:16.920
<v Speaker 11>I don't know, Okay, I do know that Toyota did

1093
00:56:17.039 --> 00:56:18.760
<v Speaker 11>did just have a recall on a number of the

1094
00:56:18.800 --> 00:56:23.239
<v Speaker 11>turbot engines, don't all right, Yeah, every mechanical course got

1095
00:56:23.280 --> 00:56:25.679
<v Speaker 11>has problems with I'm not too aware with the sludge.

1096
00:56:26.360 --> 00:56:29.880
<v Speaker 2>So William listen and thank you, Griffin. We appreciate your time.

1097
00:56:30.199 --> 00:56:33.960
<v Speaker 2>Action Automotive by the way, in the spring seven one nine,

1098
00:56:34.119 --> 00:56:40.519
<v Speaker 2>six thirty three zero zero zero eight. William, listen, the

1099
00:56:40.760 --> 00:56:46.159
<v Speaker 2>factory doesn't have to do anything for you. Really, I

1100
00:56:46.280 --> 00:56:49.480
<v Speaker 2>don't know. As a matter of fact, No, they don't.

1101
00:56:49.559 --> 00:56:52.760
<v Speaker 2>There's no recall, there's no service bulletin. It's not a

1102
00:56:52.880 --> 00:56:53.559
<v Speaker 2>common problem.

1103
00:56:56.039 --> 00:56:59.679
<v Speaker 10>Just one quick thing, Tom, customer Services for Toyota Corporations.

1104
00:57:00.079 --> 00:57:02.559
<v Speaker 10>Give me a call Friday, good good, let me know

1105
00:57:04.239 --> 00:57:06.559
<v Speaker 10>if they're gonna help me with some kind of outset

1106
00:57:06.599 --> 00:57:08.639
<v Speaker 10>on this on this uh, on this.

1107
00:57:09.800 --> 00:57:13.639
<v Speaker 2>Now listen, remember you can have that you don't have

1108
00:57:13.800 --> 00:57:17.639
<v Speaker 2>to have that done at a dealer. You can get

1109
00:57:17.679 --> 00:57:20.760
<v Speaker 2>a second get second opinions from some really good shops

1110
00:57:21.519 --> 00:57:24.119
<v Speaker 2>and see you might be able to get it done

1111
00:57:24.199 --> 00:57:28.920
<v Speaker 2>cheaper somewhere else. Now, if Toyota participates, they may require

1112
00:57:29.000 --> 00:57:31.559
<v Speaker 2>a dealer. But uh, anyway, we got to move on.

1113
00:57:31.639 --> 00:57:33.519
<v Speaker 2>I gotta take this break. Three oh three seven to

1114
00:57:33.559 --> 00:57:36.519
<v Speaker 2>one three talk seven one three A two five five

1115
00:57:36.639 --> 00:57:39.840
<v Speaker 2>Denver Regen dot com. If you have a painful joint,

1116
00:57:40.039 --> 00:57:42.519
<v Speaker 2>if you need sem cell therapy, they do that. They

1117
00:57:42.639 --> 00:57:47.920
<v Speaker 2>do weight loss weight loss of semaglutide or tur zeppetide.

1118
00:57:48.840 --> 00:57:51.119
<v Speaker 2>Now this is just starting at like two seventy five

1119
00:57:51.199 --> 00:57:54.079
<v Speaker 2>a month. It's pennies compared to the rest, and they're

1120
00:57:54.159 --> 00:58:02.159
<v Speaker 2>great people. Denverregen dot com. Go with a sure thing

1121
00:58:02.320 --> 00:58:05.599
<v Speaker 2>Denver's best roofer Excel roofing dot com. You don't pay

1122
00:58:05.639 --> 00:58:11.920
<v Speaker 2>a cent until you're content. Time for an insurance checkup,

1123
00:58:12.039 --> 00:58:16.039
<v Speaker 2>free no obligation comparison call Compass Insurance paying too much

1124
00:58:16.239 --> 00:58:19.119
<v Speaker 2>your coverage at dozens of insurance companies find out now

1125
00:58:19.239 --> 00:58:21.480
<v Speaker 2>three all three seven to seven to one help. You'll

1126
00:58:21.559 --> 00:58:24.280
<v Speaker 2>think you're his only customer when you choose Frank durand

1127
00:58:24.280 --> 00:58:26.719
<v Speaker 2>the real estate man dot com to list your home

1128
00:58:26.960 --> 00:58:30.119
<v Speaker 2>with Remax Alliance three all three nine two zero sixteen

1129
00:58:30.159 --> 00:58:37.679
<v Speaker 2>twenty two. I'm Tom Martino. You're a troubleshooter talking now

1130
00:58:37.800 --> 00:58:41.719
<v Speaker 2>to Deputy Chopper. He has a follow up from last week.

1131
00:58:42.800 --> 00:58:45.159
<v Speaker 2>Who is this that we're falling up with? Amanda?

1132
00:58:46.000 --> 00:58:48.320
<v Speaker 5>Amanda in Glen Apartments.

1133
00:58:49.760 --> 00:58:52.119
<v Speaker 2>Yeah, what was that all about, Amanda? I'm looking for

1134
00:58:52.199 --> 00:58:53.199
<v Speaker 2>the original call here.

1135
00:58:53.320 --> 00:58:56.960
<v Speaker 17>It's one week ago. It was on a Tuesday they

1136
00:58:57.239 --> 00:59:01.360
<v Speaker 17>sent it. Appears that they sent a her refund to

1137
00:59:01.880 --> 00:59:03.400
<v Speaker 17>a wrong address.

1138
00:59:02.960 --> 00:59:12.440
<v Speaker 2>And she had an issue with her deposit. Correct was

1139
00:59:12.519 --> 00:59:13.320
<v Speaker 2>so what happened?

1140
00:59:14.239 --> 00:59:17.639
<v Speaker 17>Well, I contacted them and they wouldn't answer, So I

1141
00:59:17.719 --> 00:59:21.800
<v Speaker 17>kept on contacting them and they finally did answer, and

1142
00:59:22.559 --> 00:59:23.159
<v Speaker 17>they did.

1143
00:59:23.639 --> 00:59:26.039
<v Speaker 2>She got a letter. So she moved at the end

1144
00:59:26.119 --> 00:59:30.719
<v Speaker 2>of July and got the letter in August saying she

1145
00:59:30.840 --> 00:59:34.559
<v Speaker 2>would be getting her deposit. They claim they mailed it

1146
00:59:34.639 --> 00:59:36.840
<v Speaker 2>on the thirteenth, Yes.

1147
00:59:37.000 --> 00:59:39.559
<v Speaker 5>And I think they mailed it to a bad address.

1148
00:59:40.480 --> 00:59:43.280
<v Speaker 17>Long story short, she got it a couple days ago,

1149
00:59:43.920 --> 00:59:46.360
<v Speaker 17>and they told me not to talk to them again

1150
00:59:46.440 --> 00:59:49.880
<v Speaker 17>because I was in the stage of harassing them.

1151
00:59:52.400 --> 00:59:56.760
<v Speaker 2>What harassing them? So at this point they never got

1152
00:59:56.800 --> 00:59:58.400
<v Speaker 2>it she no, she has it.

1153
00:59:58.639 --> 01:00:01.199
<v Speaker 17>She got Oh so I get dinger for six hundred

1154
01:00:01.199 --> 01:00:02.079
<v Speaker 17>and forty four dollars.

1155
01:00:02.159 --> 01:00:03.920
<v Speaker 2>Oh no, no you do, I thought. I'm sorry, I

1156
01:00:04.039 --> 01:00:07.559
<v Speaker 2>misunderstood then, so she did get it. And there you

1157
01:00:07.679 --> 01:00:12.880
<v Speaker 2>go with your dinger, with my dinger or whatever, and

1158
01:00:13.280 --> 01:00:15.199
<v Speaker 2>hold on let me see. You know, once in a

1159
01:00:15.280 --> 01:00:19.920
<v Speaker 2>while when I'm not here, I try to have Mark

1160
01:00:20.039 --> 01:00:30.079
<v Speaker 2>use his let's hear it. Sorry, we can't use Mark's

1161
01:00:30.119 --> 01:00:34.760
<v Speaker 2>dinger yet. He's got to come up with something better.

1162
01:00:35.519 --> 01:00:38.400
<v Speaker 2>But you got mine. In fact, I even have sound

1163
01:00:38.440 --> 01:00:48.840
<v Speaker 2>effects in my bedroom turning to ladies and gentlemen. Now

1164
01:00:48.920 --> 01:00:51.000
<v Speaker 2>I didn't do that. Now, who the hell put that

1165
01:00:51.159 --> 01:00:53.679
<v Speaker 2>sound in there? Anyway?

1166
01:00:53.840 --> 01:00:56.159
<v Speaker 7>Someone got in a lot of trouble for that goat

1167
01:00:56.280 --> 01:00:59.519
<v Speaker 7>down years ago. Really, No, seriously, what do you mean

1168
01:00:59.559 --> 01:01:01.800
<v Speaker 7>by that in a lot of trouble? I'm just saying

1169
01:01:02.440 --> 01:01:06.000
<v Speaker 7>for playing it on the air. Yep, isn't that correct, Shannon?

1170
01:01:06.480 --> 01:01:08.440
<v Speaker 2>A lot of trouble or three days off, however you

1171
01:01:08.480 --> 01:01:12.199
<v Speaker 2>want to look at it. Yeah, what are the chances

1172
01:01:12.280 --> 01:01:16.480
<v Speaker 2>that people on LinkedIn that where I'm getting job leads

1173
01:01:17.159 --> 01:01:19.400
<v Speaker 2>to be a TV reporter? Don't know how old I am.

1174
01:01:19.840 --> 01:01:25.360
<v Speaker 2>What are the chance about it's sixty, John, What do

1175
01:01:25.400 --> 01:01:29.039
<v Speaker 2>you mean I've never seen a seventy year old reporter

1176
01:01:29.119 --> 01:01:33.800
<v Speaker 2>in my life. Well, yeah, of course, yeah, c because

1177
01:01:33.840 --> 01:01:35.599
<v Speaker 2>I think it's a requirement that you have to be

1178
01:01:35.719 --> 01:01:42.719
<v Speaker 2>near death's answers. That's another that's another requirement at CBS

1179
01:01:42.800 --> 01:01:49.800
<v Speaker 2>near death experience wanted anyway, So as far as uh,

1180
01:01:49.880 --> 01:01:53.159
<v Speaker 2>personal injury, I actually did get a text here and

1181
01:01:53.320 --> 01:01:57.480
<v Speaker 2>he wanted to know if companies are from out of

1182
01:01:57.800 --> 01:02:02.960
<v Speaker 2>state but their commercial via was driving through Colorado, do

1183
01:02:03.199 --> 01:02:05.239
<v Speaker 2>you have to sue them out of state?

1184
01:02:05.760 --> 01:02:08.400
<v Speaker 5>John Fuller, No, sir, we can see him right here.

1185
01:02:08.960 --> 01:02:10.480
<v Speaker 2>Why is that because it happened here.

1186
01:02:10.639 --> 01:02:11.239
<v Speaker 5>Yep, because it.

1187
01:02:11.280 --> 01:02:13.679
<v Speaker 6>Happened here, and we have jurisdiction over them because they

1188
01:02:13.719 --> 01:02:18.440
<v Speaker 6>were traveling through the state of Colorado, thereby transacting business

1189
01:02:18.559 --> 01:02:21.400
<v Speaker 6>within the four corners of the state, so we have jurisdiction.

1190
01:02:21.719 --> 01:02:25.000
<v Speaker 2>Can you, ever, can you think of a scenario where

1191
01:02:25.559 --> 01:02:28.679
<v Speaker 2>it's necessary or where it would be necessary to go

1192
01:02:28.760 --> 01:02:29.960
<v Speaker 2>to them out of state.

1193
01:02:31.960 --> 01:02:33.400
<v Speaker 5>For an accident that happened here.

1194
01:02:33.760 --> 01:02:37.480
<v Speaker 2>No, for any kind of like, Okay, that's obvious, Like

1195
01:02:37.559 --> 01:02:41.079
<v Speaker 2>if you're on vacation somewhere and you get into an accident. Yeah,

1196
01:02:41.320 --> 01:02:44.400
<v Speaker 2>but they can't come home and use you, can they Well.

1197
01:02:45.239 --> 01:02:48.960
<v Speaker 6>I do handle cases like that periodically, but I do

1198
01:02:49.119 --> 01:02:51.840
<v Speaker 6>it with the with the explanation that if we had

1199
01:02:51.880 --> 01:02:54.599
<v Speaker 6>to litigate it, I will have to associate with an

1200
01:02:54.599 --> 01:02:58.119
<v Speaker 6>attorney in that state to actually handle the litigation. But

1201
01:02:58.239 --> 01:03:02.719
<v Speaker 6>I do handle cases, and sometimes that makes sense because

1202
01:03:03.320 --> 01:03:05.559
<v Speaker 6>we need to help coordinate the medical care, We need

1203
01:03:05.639 --> 01:03:08.320
<v Speaker 6>to do everything that needs to be done here, and

1204
01:03:08.440 --> 01:03:10.719
<v Speaker 6>that's really difficult for an out of state attorney to

1205
01:03:10.840 --> 01:03:13.239
<v Speaker 6>do for a client that's back here in Colorado. So

1206
01:03:13.719 --> 01:03:16.440
<v Speaker 6>so yeah, if you're in that situation, definitely give us

1207
01:03:16.480 --> 01:03:20.559
<v Speaker 6>a call. We can talk you through it and definitely

1208
01:03:20.639 --> 01:03:23.440
<v Speaker 6>make it work. But it's a jurisdictional thing. Now to

1209
01:03:23.559 --> 01:03:27.920
<v Speaker 6>really expand on that answer, Sometimes when you have the

1210
01:03:28.000 --> 01:03:33.960
<v Speaker 6>jurisdiction to sue somebody in state court, they also have

1211
01:03:34.159 --> 01:03:38.440
<v Speaker 6>the option of removing that matter to federal court, saying

1212
01:03:38.639 --> 01:03:40.559
<v Speaker 6>essentially that they don't think they can get a fair

1213
01:03:40.679 --> 01:03:43.000
<v Speaker 6>shake in that state court and they have a right

1214
01:03:43.079 --> 01:03:44.320
<v Speaker 6>to remove it to federal court.

1215
01:03:44.400 --> 01:03:47.360
<v Speaker 2>And so is that also with mixed venues that can

1216
01:03:47.480 --> 01:03:51.400
<v Speaker 2>happen when you have mixed jurisdictions. Federal can be a convenient.

1217
01:03:52.159 --> 01:03:57.079
<v Speaker 6>Yeah, it's called it's called diversity jurisdiction. And so diversity

1218
01:03:57.199 --> 01:04:00.599
<v Speaker 6>requires that all the parties are diverse, which means you

1219
01:04:00.679 --> 01:04:04.079
<v Speaker 6>couldn't have two people in Colorado that were parties to

1220
01:04:04.159 --> 01:04:06.440
<v Speaker 6>the lawsuit and one out of state. One that would

1221
01:04:06.480 --> 01:04:10.480
<v Speaker 6>defeat diversity jurisdiction. But if you only have a plaintiff

1222
01:04:10.519 --> 01:04:14.519
<v Speaker 6>in Colorado and say a Kansas company that you're going after,

1223
01:04:14.960 --> 01:04:17.760
<v Speaker 6>they could easily remove that to federal court. It'd still

1224
01:04:17.840 --> 01:04:21.719
<v Speaker 6>be federal court in Colorado, but it would be federal court.

1225
01:04:22.880 --> 01:04:25.239
<v Speaker 2>Does that make it easier?

1226
01:04:26.199 --> 01:04:27.960
<v Speaker 5>No, I wouldn't say that at all.

1227
01:04:28.639 --> 01:04:32.880
<v Speaker 2>Are they less likely? I mean, is federal jurisdiction harder

1228
01:04:32.960 --> 01:04:33.840
<v Speaker 2>on personal entry?

1229
01:04:34.159 --> 01:04:37.119
<v Speaker 6>Well, it's you know, it's a different it's just a

1230
01:04:37.400 --> 01:04:40.960
<v Speaker 6>different situation all the way around. My preference is not

1231
01:04:41.119 --> 01:04:44.039
<v Speaker 6>to be in federal court. The Feds use a different

1232
01:04:44.159 --> 01:04:46.840
<v Speaker 6>jury pool. You know, we can pick what county we

1233
01:04:46.920 --> 01:04:49.239
<v Speaker 6>want to follow our lawsuits in, and we and we

1234
01:04:49.360 --> 01:04:51.960
<v Speaker 6>do jury research and stuff to figure out, you know,

1235
01:04:52.079 --> 01:04:54.559
<v Speaker 6>where the people are going to be coming from for

1236
01:04:54.760 --> 01:04:58.599
<v Speaker 6>any individual action that we're looking at. In federal court,

1237
01:04:58.679 --> 01:05:00.639
<v Speaker 6>you don't have that. It's a jury kind from the

1238
01:05:00.880 --> 01:05:04.360
<v Speaker 6>entire state. So you could get people from Way South

1239
01:05:04.559 --> 01:05:07.519
<v Speaker 6>or Way Western Slope. And you know it's just a

1240
01:05:07.760 --> 01:05:10.079
<v Speaker 6>different group of people and it may not be the

1241
01:05:10.159 --> 01:05:11.840
<v Speaker 6>best one for your particular case.

1242
01:05:12.079 --> 01:05:13.199
<v Speaker 9>We got right right up.

1243
01:05:17.400 --> 01:05:20.639
<v Speaker 2>Go with a sure thing Denver's Best roofer Excel Roofing

1244
01:05:20.760 --> 01:05:23.400
<v Speaker 2>dot com. You don't pay a cent until you're content.

1245
01:05:26.800 --> 01:05:29.920
<v Speaker 2>Time for an insurance check up free, no obligation comparison

1246
01:05:30.119 --> 01:05:33.639
<v Speaker 2>call Compass Insurance paying too much your coverage at dozens

1247
01:05:33.679 --> 01:05:36.400
<v Speaker 2>of insurance companies find out now three o three seven

1248
01:05:36.400 --> 01:05:36.960
<v Speaker 2>to seven to one.

1249
01:05:37.079 --> 01:05:37.320
<v Speaker 5>Help.

1250
01:05:37.519 --> 01:05:40.159
<v Speaker 2>You'll think you're his only customer when you choose Frank

1251
01:05:40.239 --> 01:05:42.639
<v Speaker 2>durand the real estate Man dot com to list your

1252
01:05:42.719 --> 01:05:45.840
<v Speaker 2>home with Remax Alliance three oh three nine to zero,

1253
01:05:45.960 --> 01:05:52.960
<v Speaker 2>sixteen twenty two. Hi Tom Martine here, justin let's talk

1254
01:05:53.039 --> 01:05:56.519
<v Speaker 2>about this apartment. Go ahead, man, what's going on?

1255
01:05:56.880 --> 01:06:00.320
<v Speaker 5>Justin there?

1256
01:06:00.639 --> 01:06:05.000
<v Speaker 2>We're good, Yes, sir, we are justin right. Well, hold on,

1257
01:06:05.159 --> 01:06:08.840
<v Speaker 2>hold on, hold on nowt now, Shannon just started that music,

1258
01:06:08.920 --> 01:06:11.599
<v Speaker 2>which means we only have a minute, so I'd rather

1259
01:06:11.960 --> 01:06:14.960
<v Speaker 2>just let you hold and take give you time. We

1260
01:06:15.119 --> 01:06:18.159
<v Speaker 2>will start researching this, so hang on justin. Then, we

1261
01:06:18.320 --> 01:06:22.599
<v Speaker 2>also have a car that's just pooping out for no reason.

1262
01:06:22.880 --> 01:06:25.880
<v Speaker 2>We're gonna talk about that. That's a Kia Sorrento, So

1263
01:06:26.320 --> 01:06:29.239
<v Speaker 2>stay tuned on the Troubleshooter Show. We also John Fuller

1264
01:06:29.760 --> 01:06:34.320
<v Speaker 2>throughout three five nine sid go with a sure thing

1265
01:06:34.480 --> 01:06:37.760
<v Speaker 2>Denver's best roofer Excel Roofing dot com. You don't pay

1266
01:06:37.800 --> 01:06:43.920
<v Speaker 2>a cent until you're content. Time for an insurance check

1267
01:06:44.000 --> 01:06:47.840
<v Speaker 2>up free, no obligation in comparison, call Compass Insurance paying

1268
01:06:47.880 --> 01:06:50.920
<v Speaker 2>too much your coverage at dozens of insurance companies find

1269
01:06:50.960 --> 01:06:53.639
<v Speaker 2>out now three oh three seven seven one help. You'll

1270
01:06:53.719 --> 01:06:56.440
<v Speaker 2>think you're his only customer when you choose Frank durand

1271
01:06:56.440 --> 01:06:58.880
<v Speaker 2>the real estate Man dot com to list your home

1272
01:06:59.119 --> 01:07:02.280
<v Speaker 2>with remax alte three all three nine two zero sixteen

1273
01:07:02.360 --> 01:07:02.840
<v Speaker 2>twenty two.

1274
01:07:03.599 --> 01:07:08.840
<v Speaker 12>Yeah, RiPP.

1275
01:07:10.559 --> 01:07:13.599
<v Speaker 1>News need advice so you don't have.

1276
01:07:15.840 --> 01:07:19.519
<v Speaker 9>Come run insou as fast as we can show.

1277
01:07:19.519 --> 01:07:21.639
<v Speaker 1>Shooter's gonna help coming.

1278
01:07:22.039 --> 01:07:25.119
<v Speaker 3>Man Dix is the Troubleshooter Show.

1279
01:07:25.800 --> 01:07:31.679
<v Speaker 2>Now Tom Martinez, Tom Martino here, Welcome to the show.

1280
01:07:31.800 --> 01:07:35.320
<v Speaker 2>Three old three seven one three talk three all three

1281
01:07:35.559 --> 01:07:38.760
<v Speaker 2>seven one three eight two five five. We are here

1282
01:07:38.800 --> 01:07:40.960
<v Speaker 2>to help you as we do every day, and as

1283
01:07:41.039 --> 01:07:44.920
<v Speaker 2>I've been doing for more than forty five years, solving problems,

1284
01:07:44.960 --> 01:07:48.840
<v Speaker 2>answering questions, taking complaints, recovering literally hundreds of millions of

1285
01:07:48.920 --> 01:07:54.679
<v Speaker 2>dollars in cash, merchandise, exchanges, refunds and services. And I'm

1286
01:07:54.760 --> 01:07:58.360
<v Speaker 2>proud to bring you this hour brought to you by

1287
01:07:58.480 --> 01:08:02.480
<v Speaker 2>Wave eight wealth Man dot Com, the company I formed

1288
01:08:02.800 --> 01:08:07.039
<v Speaker 2>to help you make wise investment decisions, personal handholding and

1289
01:08:08.239 --> 01:08:12.320
<v Speaker 2>the real deal. We do not subcontract it out, nor

1290
01:08:12.480 --> 01:08:15.719
<v Speaker 2>do we hand it up the line and add a

1291
01:08:15.840 --> 01:08:20.319
<v Speaker 2>middleman fee. If you want direct management, direct conversations on

1292
01:08:20.479 --> 01:08:23.039
<v Speaker 2>either a weekly or monthly basis, or whenever you want

1293
01:08:23.479 --> 01:08:27.720
<v Speaker 2>direct about you and only you, not not pooled with

1294
01:08:27.840 --> 01:08:30.760
<v Speaker 2>other people, then you call me three all three seven

1295
01:08:30.920 --> 01:08:34.079
<v Speaker 2>seven to one help seven seven one four three five

1296
01:08:34.239 --> 01:08:39.479
<v Speaker 2>seven Wave eight Capital dot Com. That's the number eight

1297
01:08:39.640 --> 01:08:45.399
<v Speaker 2>Wave Eightcapital dot Com. Welcome. John Fuller's with us now.

1298
01:08:45.520 --> 01:08:48.800
<v Speaker 2>John Fuller can help you with any kind of topic

1299
01:08:48.920 --> 01:08:53.960
<v Speaker 2>on personal injury. And we talk about being the auto expert,

1300
01:08:54.039 --> 01:08:58.119
<v Speaker 2>auto accident expert. He's handled all kinds of personal intrigue,

1301
01:08:58.119 --> 01:09:01.640
<v Speaker 2>but that's his forte is auto accidents. And we were

1302
01:09:01.720 --> 01:09:05.680
<v Speaker 2>talking about speak up. We were talking about where to

1303
01:09:06.039 --> 01:09:13.239
<v Speaker 2>sue people and where do you sue people? And you

1304
01:09:13.479 --> 01:09:16.319
<v Speaker 2>sue them where the accident took place. Is that in

1305
01:09:16.399 --> 01:09:19.039
<v Speaker 2>a nutshell what you do? John, Yep?

1306
01:09:19.199 --> 01:09:19.920
<v Speaker 5>Most of the time.

1307
01:09:20.600 --> 01:09:26.680
<v Speaker 2>Okay, So if you sue them in Colorado, an accident

1308
01:09:26.720 --> 01:09:29.960
<v Speaker 2>in Colorado. Find if you're on vacation somewhere and an

1309
01:09:30.000 --> 01:09:33.760
<v Speaker 2>accident happens elsewhere, even though you're located in Colorado, then

1310
01:09:33.840 --> 01:09:34.279
<v Speaker 2>what do you do?

1311
01:09:36.279 --> 01:09:36.479
<v Speaker 4>Well?

1312
01:09:37.000 --> 01:09:40.960
<v Speaker 6>You so, you know, you have to think about the

1313
01:09:41.720 --> 01:09:44.119
<v Speaker 6>big picture here, you know, and this is where a

1314
01:09:44.159 --> 01:09:48.279
<v Speaker 6>lot of people just get you know, kind of they're

1315
01:09:48.319 --> 01:09:50.520
<v Speaker 6>not sure about the process. We don't just run down

1316
01:09:50.560 --> 01:09:52.319
<v Speaker 6>to the courthouse to day you come, hire me.

1317
01:09:52.399 --> 01:09:53.079
<v Speaker 5>For an accident.

1318
01:09:53.239 --> 01:09:57.079
<v Speaker 6>Okay, that is the last step in the in the process.

1319
01:09:57.560 --> 01:10:00.680
<v Speaker 6>The process involves getting you the help that you need,

1320
01:10:00.760 --> 01:10:03.199
<v Speaker 6>getting you the treatment that you need, and then having

1321
01:10:03.239 --> 01:10:06.800
<v Speaker 6>a negotiation with the insurance company that gives us at

1322
01:10:06.880 --> 01:10:10.840
<v Speaker 6>least a chance of getting the case resolved fairly for

1323
01:10:10.960 --> 01:10:15.399
<v Speaker 6>an appropriate amount. If we're not successful in getting that

1324
01:10:15.520 --> 01:10:19.359
<v Speaker 6>appropriate amount put on the table, then we're going to.

1325
01:10:19.399 --> 01:10:21.840
<v Speaker 5>Go down and file the lawsuit and pursue it.

1326
01:10:22.479 --> 01:10:26.880
<v Speaker 6>So we don't have to necessarily, you know, if you

1327
01:10:27.000 --> 01:10:30.279
<v Speaker 6>had that accident, say in Kansas or something, you know,

1328
01:10:30.399 --> 01:10:33.560
<v Speaker 6>there's nothing that prohibits me from handling the case. When

1329
01:10:33.600 --> 01:10:35.760
<v Speaker 6>I have a client back here in Colorado and I'm

1330
01:10:35.800 --> 01:10:39.119
<v Speaker 6>practicing law in Colorado and dealing with an insurance company,

1331
01:10:39.159 --> 01:10:42.960
<v Speaker 6>there's nothing that prohibits me from handling that case all

1332
01:10:43.039 --> 01:10:46.079
<v Speaker 6>the way through the end, as long as I don't

1333
01:10:46.159 --> 01:10:49.239
<v Speaker 6>have to file a lawsuit in a jurisdiction that I'm

1334
01:10:49.279 --> 01:10:53.479
<v Speaker 6>not licensed to practice law in. So what that means is,

1335
01:10:53.720 --> 01:10:56.680
<v Speaker 6>if we get to the point where negotiations have failed

1336
01:10:57.319 --> 01:10:59.640
<v Speaker 6>and we need to file a lawsuit, I'm going to

1337
01:10:59.680 --> 01:11:02.760
<v Speaker 6>be shopping for a Kansas attorney to team up with

1338
01:11:02.920 --> 01:11:06.079
<v Speaker 6>me or to take over the entire case through the

1339
01:11:06.159 --> 01:11:10.039
<v Speaker 6>litigation process, depending on all the different circumstances.

1340
01:11:11.359 --> 01:11:15.640
<v Speaker 2>Okay, Well said basically you so, So it's all starts

1341
01:11:15.680 --> 01:11:18.079
<v Speaker 2>with the discussion, and it's safe to say that no

1342
01:11:18.199 --> 01:11:21.000
<v Speaker 2>matter what, they can call you and ask you questions,

1343
01:11:21.079 --> 01:11:23.119
<v Speaker 2>no matter what, you'll tell them, Hey, this isn't the

1344
01:11:23.199 --> 01:11:24.880
<v Speaker 2>right venue, or this is the right or this is

1345
01:11:24.920 --> 01:11:28.039
<v Speaker 2>what we do. Yes, so they do, yeah, exactly, And

1346
01:11:28.159 --> 01:11:30.439
<v Speaker 2>he's when he's not here at three h three five

1347
01:11:30.560 --> 01:11:32.680
<v Speaker 2>nine seven forty five hundred, I want to go back

1348
01:11:32.720 --> 01:11:37.880
<v Speaker 2>to Justin because we didn't have time. So Justin, you're

1349
01:11:37.920 --> 01:11:41.159
<v Speaker 2>on the radio. You're talking about an apartment's complex. Go ahead, sir,

1350
01:11:42.479 --> 01:11:44.960
<v Speaker 2>I'm on right now, you are, sir, Yes you are.

1351
01:11:45.039 --> 01:11:46.479
<v Speaker 2>That's why I said that. Yes, go ahead.

1352
01:11:46.560 --> 01:11:49.840
<v Speaker 18>Yeah, someboe having an issue with the apartment management.

1353
01:11:50.039 --> 01:11:50.640
<v Speaker 4>I'm gonna tell me.

1354
01:11:50.960 --> 01:11:52.560
<v Speaker 2>Tell me what's going on. Tell the story.

1355
01:11:55.359 --> 01:11:57.039
<v Speaker 18>They had an inspection thing.

1356
01:11:57.439 --> 01:11:58.680
<v Speaker 9>They put a note on my door.

1357
01:11:59.119 --> 01:11:59.479
<v Speaker 10>Good to go.

1358
01:12:00.039 --> 01:12:01.760
<v Speaker 9>They're doing filter and.

1359
01:12:03.760 --> 01:12:04.479
<v Speaker 4>Fire apartment.

1360
01:12:04.840 --> 01:12:10.239
<v Speaker 9>The smoke detectors cool extending out. But my apartment manager wanted.

1361
01:12:10.079 --> 01:12:11.960
<v Speaker 18>To come in here and started looking at things like

1362
01:12:12.079 --> 01:12:15.159
<v Speaker 18>this is not a scheduled inspection. I have inspections by

1363
01:12:15.359 --> 01:12:19.319
<v Speaker 18>the VA and at Denver Housing Authority right now?

1364
01:12:19.439 --> 01:12:19.640
<v Speaker 12>Are you?

1365
01:12:19.840 --> 01:12:22.159
<v Speaker 2>Are you on? Are you on subsidized housing?

1366
01:12:23.319 --> 01:12:23.520
<v Speaker 10>Yes?

1367
01:12:23.800 --> 01:12:25.399
<v Speaker 9>I live in the apartment.

1368
01:12:26.600 --> 01:12:30.439
<v Speaker 4>Uh, it's right across from the old Claremont VA.

1369
01:12:31.000 --> 01:12:32.840
<v Speaker 2>But okay, does VA pay for it?

1370
01:12:34.159 --> 01:12:38.199
<v Speaker 9>Yes, okay, so that's on the Department of Housing Authority.

1371
01:12:38.239 --> 01:12:41.920
<v Speaker 18>They give them as a subsidized So I pay half

1372
01:12:42.000 --> 01:12:42.800
<v Speaker 18>and they pay half.

1373
01:12:42.880 --> 01:12:48.600
<v Speaker 2>And okay, but it's v A and HUD Denver Housing,

1374
01:12:49.199 --> 01:12:51.840
<v Speaker 2>Denver Housing. Okay. So what I want to know is

1375
01:12:51.920 --> 01:12:56.960
<v Speaker 2>this your landlord, not not VA, but your landlord wanted

1376
01:12:57.000 --> 01:13:01.000
<v Speaker 2>to Your landlord wanted to inspect the apartment.

1377
01:13:02.960 --> 01:13:04.000
<v Speaker 9>No, you just came in.

1378
01:13:04.239 --> 01:13:06.479
<v Speaker 4>I let her because I was like, what are you doing?

1379
01:13:06.800 --> 01:13:08.319
<v Speaker 18>I thought they were just going to change out the

1380
01:13:08.359 --> 01:13:10.640
<v Speaker 18>filters because I wasn't ready for inspection.

1381
01:13:10.800 --> 01:13:13.880
<v Speaker 19>I have a I have a chest fracture and a

1382
01:13:14.000 --> 01:13:19.199
<v Speaker 19>broken uh spring hand, which is my dominant right hands.

1383
01:13:19.279 --> 01:13:21.399
<v Speaker 4>I am not able to clean as well.

1384
01:13:21.479 --> 01:13:26.039
<v Speaker 18>I'm a United States Marine, all right, so I'm not

1385
01:13:26.199 --> 01:13:29.079
<v Speaker 18>able to clean as well as No, I get.

1386
01:13:29.000 --> 01:13:32.159
<v Speaker 2>You, I get you now. But at first they said

1387
01:13:32.159 --> 01:13:35.920
<v Speaker 2>it was to change bathroom justin, just just justin, justin.

1388
01:13:36.279 --> 01:13:38.359
<v Speaker 2>Let me get a picture here. First, at first they

1389
01:13:38.439 --> 01:13:43.479
<v Speaker 2>said it was to change your filter and smoke detector inspection, right, okay?

1390
01:13:43.640 --> 01:13:45.399
<v Speaker 2>Then then they then what did they do?

1391
01:13:46.920 --> 01:13:52.119
<v Speaker 19>Then she came into the bathroom area and in my bathtub,

1392
01:13:52.479 --> 01:13:55.560
<v Speaker 19>She's like, where's your drain plug. I was like, well,

1393
01:13:55.560 --> 01:13:57.840
<v Speaker 19>I took the drain plug out because I have long hair.

1394
01:13:59.439 --> 01:14:01.760
<v Speaker 4>So getting clogged, so I took it out.

1395
01:14:01.840 --> 01:14:02.560
<v Speaker 10>It's right by the.

1396
01:14:04.560 --> 01:14:04.960
<v Speaker 5>Toilet.

1397
01:14:05.760 --> 01:14:06.680
<v Speaker 9>I was like, it's right there.

1398
01:14:07.239 --> 01:14:09.279
<v Speaker 18>And I was like, wait a minute, this is an inspection.

1399
01:14:09.760 --> 01:14:12.920
<v Speaker 18>Then she started going through my bedroom. She's like, oh no,

1400
01:14:13.199 --> 01:14:13.920
<v Speaker 18>this is too much.

1401
01:14:14.479 --> 01:14:15.399
<v Speaker 9>I'm not a hoarder.

1402
01:14:16.199 --> 01:14:16.840
<v Speaker 12>Maybe I might.

1403
01:14:16.880 --> 01:14:19.640
<v Speaker 18>Classified as a hoarder, but I collect a.

1404
01:14:19.720 --> 01:14:23.960
<v Speaker 9>Lot of hot wheels, bunkos, action figures.

1405
01:14:23.760 --> 01:14:27.640
<v Speaker 4>A lot of things that are special to me, and

1406
01:14:27.840 --> 01:14:29.399
<v Speaker 4>they're in cases and they're.

1407
01:14:30.800 --> 01:14:31.319
<v Speaker 10>Protected.

1408
01:14:31.680 --> 01:14:33.720
<v Speaker 9>And she's just like, oh no, this is not good.

1409
01:14:33.800 --> 01:14:35.039
<v Speaker 18>And then she goes to my balcony.

1410
01:14:35.119 --> 01:14:38.119
<v Speaker 9>She's like, this violation is I had the bicycles on

1411
01:14:38.239 --> 01:14:39.800
<v Speaker 9>my porch and.

1412
01:14:40.560 --> 01:14:42.399
<v Speaker 18>It just it went do down heel from there?

1413
01:14:42.560 --> 01:14:42.840
<v Speaker 2>Got it?

1414
01:14:44.359 --> 01:14:47.680
<v Speaker 9>I honestly I threw out of my domicile.

1415
01:14:48.319 --> 01:14:50.720
<v Speaker 2>Why don't you say I need to know like how

1416
01:14:50.800 --> 01:14:54.039
<v Speaker 2>you did that? Like for example, was she with anyone else?

1417
01:14:54.159 --> 01:14:56.520
<v Speaker 2>Or was she was she with anyone else or was

1418
01:14:56.600 --> 01:14:57.119
<v Speaker 2>she alone?

1419
01:14:57.960 --> 01:15:00.479
<v Speaker 18>There was three other there was two other witnesses.

1420
01:15:01.520 --> 01:15:04.760
<v Speaker 2>Okay, so when you said when you said I'm not

1421
01:15:04.880 --> 01:15:08.119
<v Speaker 2>ready for when you said I'm not ready for an inspection,

1422
01:15:08.319 --> 01:15:08.920
<v Speaker 2>please leave?

1423
01:15:09.079 --> 01:15:09.399
<v Speaker 10>Then what.

1424
01:15:11.920 --> 01:15:12.880
<v Speaker 4>I don't think I said that.

1425
01:15:13.079 --> 01:15:17.760
<v Speaker 9>I said the bad words that can't go over the radio.

1426
01:15:17.800 --> 01:15:20.920
<v Speaker 2>Okay, all right, thank you? So justin here so I see, Okay,

1427
01:15:21.319 --> 01:15:23.119
<v Speaker 2>what were they? Here's what I need to know. What

1428
01:15:23.199 --> 01:15:26.279
<v Speaker 2>were the consequences of this? Tell me what happened as

1429
01:15:26.279 --> 01:15:26.680
<v Speaker 2>a result.

1430
01:15:26.680 --> 01:15:27.439
<v Speaker 4>I don't know yet.

1431
01:15:27.800 --> 01:15:31.279
<v Speaker 9>I've never gotten a letter on my door of a violation.

1432
01:15:31.039 --> 01:15:31.800
<v Speaker 4>Or anything yet.

1433
01:15:32.439 --> 01:15:35.359
<v Speaker 2>Okay, so what do you think when did this inspection happen?

1434
01:15:37.079 --> 01:15:37.479
<v Speaker 4>What was that?

1435
01:15:38.880 --> 01:15:41.079
<v Speaker 2>When will this? When did this happen?

1436
01:15:42.560 --> 01:15:44.279
<v Speaker 10>November fifth? Voting day?

1437
01:15:45.079 --> 01:15:46.000
<v Speaker 9>Okay, day of voting.

1438
01:15:47.560 --> 01:15:49.880
<v Speaker 2>Now why are you calling us?

1439
01:15:49.960 --> 01:15:50.079
<v Speaker 9>Then?

1440
01:15:50.199 --> 01:15:51.640
<v Speaker 2>Tell me what you're anticipating.

1441
01:15:52.000 --> 01:15:54.520
<v Speaker 9>Well, I'm wondering how do I deal with the manager

1442
01:15:54.640 --> 01:15:55.520
<v Speaker 9>that I'm.

1443
01:15:55.439 --> 01:15:57.600
<v Speaker 18>Expecting some kind of retaliation?

1444
01:15:58.439 --> 01:16:01.239
<v Speaker 2>Okay, I want to explaining something to you, and you're

1445
01:16:01.279 --> 01:16:05.720
<v Speaker 2>not gonna like it. Okay. There is something in criminal

1446
01:16:05.840 --> 01:16:12.000
<v Speaker 2>law and it's caused it called fruit from the poisonous tree. Okay,

1447
01:16:12.119 --> 01:16:16.680
<v Speaker 2>this is in criminal law. What that means is no, No,

1448
01:16:16.880 --> 01:16:19.279
<v Speaker 2>here's what it means. It means that when they're looking

1449
01:16:19.399 --> 01:16:22.840
<v Speaker 2>around for something and they have a legit reason for

1450
01:16:23.000 --> 01:16:27.960
<v Speaker 2>looking at something, but they find something that's really really wrong,

1451
01:16:28.039 --> 01:16:30.159
<v Speaker 2>but they don't have a reason for looking at that,

1452
01:16:30.920 --> 01:16:34.359
<v Speaker 2>they can't use that evidence against you. That's in criminal law,

1453
01:16:35.359 --> 01:16:40.039
<v Speaker 2>in civil law, or in civil circumstances. This isn't even law.

1454
01:16:40.079 --> 01:16:42.800
<v Speaker 2>You're not even being accused of anything. She was in

1455
01:16:42.920 --> 01:16:48.199
<v Speaker 2>your apartment. Now, she's not a police officer. This is

1456
01:16:48.319 --> 01:16:53.319
<v Speaker 2>not a civil justin just wait, just let me finish man.

1457
01:16:53.560 --> 01:16:55.680
<v Speaker 2>Just let me finish and you'll hear what I'm saying.

1458
01:16:56.560 --> 01:17:01.920
<v Speaker 2>She's not bound by the same search and rules and

1459
01:17:02.119 --> 01:17:08.039
<v Speaker 2>constitutional issues as a police officer or authorities. Those rights

1460
01:17:08.079 --> 01:17:13.239
<v Speaker 2>were established to keep us from being from being oppressed. Okay.

1461
01:17:13.680 --> 01:17:16.920
<v Speaker 2>When a landlady or landlord, let's call a landlord is

1462
01:17:16.960 --> 01:17:21.600
<v Speaker 2>in your home to change filters, if she notes something

1463
01:17:21.680 --> 01:17:25.159
<v Speaker 2>that she does not like, you can't say to her, well,

1464
01:17:25.199 --> 01:17:28.079
<v Speaker 2>wait a minute, that wasn't why you were in my apartment.

1465
01:17:28.479 --> 01:17:31.600
<v Speaker 2>That's that's fruit from a poisonous tree. You can't use

1466
01:17:31.640 --> 01:17:36.119
<v Speaker 2>that against me. She absolutely can. Anything she observes, she

1467
01:17:36.239 --> 01:17:40.159
<v Speaker 2>can use against you. So if she feels that your

1468
01:17:40.279 --> 01:17:46.720
<v Speaker 2>apartment is unsafe or violates rules in any way, I

1469
01:17:46.880 --> 01:17:48.880
<v Speaker 2>just want to tell you this upfront, then you can

1470
01:17:48.960 --> 01:17:51.960
<v Speaker 2>go about it any way you want. You can't make

1471
01:17:52.039 --> 01:17:57.079
<v Speaker 2>the argument. Now, wait a minute. She wasn't there to inspect.

1472
01:17:57.520 --> 01:18:00.920
<v Speaker 2>She was there to change a furtus film her because

1473
01:18:01.039 --> 01:18:06.520
<v Speaker 2>it's not it's not a constitutional right that she can't

1474
01:18:06.680 --> 01:18:11.479
<v Speaker 2>look at a dangerous condition. Now you can disagree with

1475
01:18:11.680 --> 01:18:16.359
<v Speaker 2>her on whether it's dangerous or whether it violates policy,

1476
01:18:16.760 --> 01:18:20.359
<v Speaker 2>and you can fight what could be an eviction, or

1477
01:18:20.960 --> 01:18:25.359
<v Speaker 2>you can decide to comply. So that's what's going to come.

1478
01:18:25.760 --> 01:18:31.359
<v Speaker 2>But you don't have a special argument based on what

1479
01:18:31.560 --> 01:18:33.600
<v Speaker 2>you were saying in the beginning. I think what you

1480
01:18:33.720 --> 01:18:38.119
<v Speaker 2>were trying to establish is that she came into your

1481
01:18:38.159 --> 01:18:42.800
<v Speaker 2>apartment under false circumstances. She came in to change filters

1482
01:18:42.880 --> 01:18:47.279
<v Speaker 2>and went further. That's okay, did John, you understand what

1483
01:18:47.359 --> 01:18:51.720
<v Speaker 2>I'm saying? John? Do you understand what I'm saying. I

1484
01:18:52.079 --> 01:18:55.520
<v Speaker 2>understand that you let her. That has nothing to do

1485
01:18:55.680 --> 01:18:58.399
<v Speaker 2>with it. I don't mean disrespect to you. Listen. You're

1486
01:18:58.439 --> 01:19:01.720
<v Speaker 2>a veteran, you're disabled. Listen. I get that, and I

1487
01:19:01.880 --> 01:19:04.199
<v Speaker 2>want to help you, but I also want you to

1488
01:19:04.279 --> 01:19:07.720
<v Speaker 2>have accurate information. John, can you expound on what I

1489
01:19:07.880 --> 01:19:10.920
<v Speaker 2>was saying? You understand what I'm saying, Right, John, he's

1490
01:19:11.000 --> 01:19:12.399
<v Speaker 2>trying to make a case for like.

1491
01:19:12.600 --> 01:19:15.159
<v Speaker 5>No, I understand, Listen, this is not a criminal case.

1492
01:19:15.520 --> 01:19:18.039
<v Speaker 9>I'm not evicted or nothing. I'm just saying she ain't

1493
01:19:18.359 --> 01:19:18.680
<v Speaker 9>They ain't know.

1494
01:19:18.880 --> 01:19:20.079
<v Speaker 18>Nobody's hung anything.

1495
01:19:19.800 --> 01:19:22.079
<v Speaker 9>On the door yet. I'm just trying to preemptive.

1496
01:19:22.560 --> 01:19:25.800
<v Speaker 2>That's why I love you, Okay, No one is No

1497
01:19:25.880 --> 01:19:28.600
<v Speaker 2>one is saying that. I am saying she could evict

1498
01:19:28.640 --> 01:19:29.279
<v Speaker 2>you because of it.

1499
01:19:29.640 --> 01:19:32.800
<v Speaker 6>Go ahead, John, So I think what Tom's what Tom's

1500
01:19:32.840 --> 01:19:36.680
<v Speaker 6>trying to say, sir, is that you know that we're

1501
01:19:36.720 --> 01:19:39.720
<v Speaker 6>not talking an evidentiary standard that might come in in

1502
01:19:39.840 --> 01:19:42.159
<v Speaker 6>like a criminal case or something. If the landlord was

1503
01:19:42.199 --> 01:19:45.159
<v Speaker 6>in your property for any reason and saw something that

1504
01:19:45.319 --> 01:19:47.960
<v Speaker 6>you weren't allowed to have, and that forms the basis

1505
01:19:48.039 --> 01:19:51.399
<v Speaker 6>of an eviction, you can't complain about that. You can't

1506
01:19:51.640 --> 01:19:54.239
<v Speaker 6>you can't get out of the eviction by saying you

1507
01:19:54.359 --> 01:19:56.279
<v Speaker 6>weren't here for that in the first place.

1508
01:19:56.880 --> 01:19:59.880
<v Speaker 10>So was just a dream plug in a viole?

1509
01:20:00.199 --> 01:20:01.119
<v Speaker 5>No, I understand that.

1510
01:20:01.319 --> 01:20:03.600
<v Speaker 6>So if the drain plug is not a violation that

1511
01:20:03.600 --> 01:20:05.720
<v Speaker 6>would allow her to terminate your lease, then it's not

1512
01:20:05.880 --> 01:20:08.239
<v Speaker 6>going to be the grounds to terminate your lease.

1513
01:20:09.279 --> 01:20:11.039
<v Speaker 5>But yes it is if you had you know.

1514
01:20:11.600 --> 01:20:12.960
<v Speaker 10>But I signed my.

1515
01:20:13.039 --> 01:20:16.159
<v Speaker 18>Lease two months ago, so a year lease. So I'm like,

1516
01:20:16.279 --> 01:20:17.880
<v Speaker 18>hey man, you ain't trying to kick me out.

1517
01:20:17.920 --> 01:20:18.159
<v Speaker 2>Okay.

1518
01:20:18.279 --> 01:20:20.199
<v Speaker 5>Let me just give you an example and see if

1519
01:20:20.239 --> 01:20:21.239
<v Speaker 5>this makes better sense.

1520
01:20:21.359 --> 01:20:26.800
<v Speaker 6>Let's say you had a meth cooking operation in the kitchen, okay,

1521
01:20:27.560 --> 01:20:31.079
<v Speaker 6>and saving aside the fact that that would be illegal

1522
01:20:31.199 --> 01:20:34.159
<v Speaker 6>all by itself, that would be a violation of your lease.

1523
01:20:34.479 --> 01:20:36.399
<v Speaker 6>The fact that she was there to change a filter

1524
01:20:36.600 --> 01:20:39.479
<v Speaker 6>wouldn't change the fact that she walked in on a

1525
01:20:39.600 --> 01:20:43.479
<v Speaker 6>big cook going on in your kitchen of an illegal substance.

1526
01:20:43.560 --> 01:20:45.600
<v Speaker 6>So she could easily evict you. And there's not a

1527
01:20:45.760 --> 01:20:49.079
<v Speaker 6>single thing you could say that would stop that. Here

1528
01:20:49.199 --> 01:20:52.479
<v Speaker 6>you're talking about a drain plug, okay, and a bunch

1529
01:20:52.560 --> 01:20:55.600
<v Speaker 6>of clutter. If that's not enough to violate your lease,

1530
01:20:55.760 --> 01:20:58.560
<v Speaker 6>it can't form the basis of an eviction, So you

1531
01:20:58.680 --> 01:20:59.720
<v Speaker 6>have nothing to worry about.

1532
01:21:01.279 --> 01:21:01.640
<v Speaker 10>Okay.

1533
01:21:03.000 --> 01:21:07.039
<v Speaker 2>So no, no, I understand you. I understand you being

1534
01:21:07.359 --> 01:21:11.119
<v Speaker 2>I understand you being upset for sure. Okay. But here's what.

1535
01:21:11.439 --> 01:21:13.439
<v Speaker 2>Here's all we're saying and.

1536
01:21:13.479 --> 01:21:15.479
<v Speaker 18>Looks at your house and be like, oh, what you're doing?

1537
01:21:16.279 --> 01:21:19.159
<v Speaker 2>You know the same thing, Tom, It's not the same

1538
01:21:19.239 --> 01:21:26.600
<v Speaker 2>thing because I own the house. Listen now, listen, I'm

1539
01:21:26.680 --> 01:21:29.800
<v Speaker 2>not justin trust me. I'm not saying people have a

1540
01:21:29.880 --> 01:21:33.680
<v Speaker 2>right to just invade your privacy and get you. Hell, Okay,

1541
01:21:33.960 --> 01:21:36.960
<v Speaker 2>that's not the case here. This is a landlord who

1542
01:21:37.119 --> 01:21:40.439
<v Speaker 2>was in there on a legit reason. And if she

1543
01:21:40.920 --> 01:21:44.319
<v Speaker 2>I'm not saying anything is accurate.

1544
01:21:44.920 --> 01:21:50.960
<v Speaker 16>But if she says she believes you are violating terms

1545
01:21:51.199 --> 01:21:57.359
<v Speaker 16>of the lease, she has a right to try to

1546
01:21:57.640 --> 01:22:02.479
<v Speaker 16>evict you on it, and you have a right to disagree.

1547
01:22:03.039 --> 01:22:08.359
<v Speaker 4>However, Tom, because she putting no things on.

1548
01:22:08.399 --> 01:22:11.680
<v Speaker 5>My daughter's say, then why are you calling sir lit?

1549
01:22:12.279 --> 01:22:15.439
<v Speaker 2>Okay? Then the reason I'm addressing that is because I

1550
01:22:15.520 --> 01:22:21.960
<v Speaker 2>thought that's why you were calling. No, this is preemptive, okay, Okay,

1551
01:22:22.159 --> 01:22:23.359
<v Speaker 2>So it's preemptive of what?

1552
01:22:23.680 --> 01:22:23.880
<v Speaker 4>Justin?

1553
01:22:24.000 --> 01:22:24.960
<v Speaker 2>What is it preemptive of?

1554
01:22:25.199 --> 01:22:25.399
<v Speaker 4>Of what?

1555
01:22:25.880 --> 01:22:28.399
<v Speaker 2>Preemptive of? What? Of the sun coming up tomorrow? What

1556
01:22:28.600 --> 01:22:33.039
<v Speaker 2>is it preemptive of? What is justin?

1557
01:22:33.600 --> 01:22:33.840
<v Speaker 4>Justin?

1558
01:22:34.119 --> 01:22:37.960
<v Speaker 2>You said you called me on a preemptive move, preemptive

1559
01:22:38.119 --> 01:22:42.479
<v Speaker 2>of what? Just tell me preemptive an eviction? I think? No, right, well,

1560
01:22:42.520 --> 01:22:45.279
<v Speaker 2>hold on, I'm trying to get him because he's telling

1561
01:22:45.399 --> 01:22:48.439
<v Speaker 2>me he's not being evicted. So you called as a

1562
01:22:48.520 --> 01:22:53.600
<v Speaker 2>preemptive move to what what are you expecting?

1563
01:22:55.039 --> 01:22:56.319
<v Speaker 3>Eviction paperwork?

1564
01:22:56.880 --> 01:22:59.880
<v Speaker 2>Okay, so therefore you get it. Therefore, when I had

1565
01:23:00.079 --> 01:23:06.039
<v Speaker 2>dress the preemptive concern of eviction, you answer me by saying, well,

1566
01:23:06.079 --> 01:23:09.920
<v Speaker 2>she didn't do anything, okay, So fine, you got your information.

1567
01:23:10.279 --> 01:23:13.119
<v Speaker 2>When she does something, apply the information. Thank you for

1568
01:23:13.199 --> 01:23:16.119
<v Speaker 2>calling three zero three seven to one three talk seven

1569
01:23:16.159 --> 01:23:18.359
<v Speaker 2>one three eight two five five. You see, we could

1570
01:23:18.399 --> 01:23:21.079
<v Speaker 2>do that circle for about three more hours if we

1571
01:23:21.159 --> 01:23:23.199
<v Speaker 2>wanted to. But I'm not gonna do the circle. Okay.

1572
01:23:23.600 --> 01:23:27.159
<v Speaker 2>He was calling for fear that what she discovered may

1573
01:23:27.319 --> 01:23:30.039
<v Speaker 2>lead to an eviction. What we were telling him is

1574
01:23:30.680 --> 01:23:34.920
<v Speaker 2>if she does, he has no special rights because she

1575
01:23:35.159 --> 01:23:38.960
<v Speaker 2>was in there changing furnace filters. Bottom line, if a

1576
01:23:39.079 --> 01:23:43.000
<v Speaker 2>landlord observes anything in your apartment that he or she

1577
01:23:43.239 --> 01:23:46.880
<v Speaker 2>does not like, even if they put their hands on

1578
01:23:47.039 --> 01:23:50.760
<v Speaker 2>their temples and peer through your window, that is not

1579
01:23:51.199 --> 01:23:56.079
<v Speaker 2>something you can argue. If they found it, it doesn't

1580
01:23:56.199 --> 01:23:58.880
<v Speaker 2>matter how they found it. What they can't do is

1581
01:23:59.079 --> 01:24:03.439
<v Speaker 2>break an end. Okay, they can't do that. But they

1582
01:24:03.600 --> 01:24:07.800
<v Speaker 2>can enter your apartment and they can look in the windows.

1583
01:24:08.079 --> 01:24:17.600
<v Speaker 2>Sorry they can. I'm Tom Martino Moore coming up. Go

1584
01:24:17.800 --> 01:24:21.359
<v Speaker 2>with a sure thing Denver's Best roofer Excel roofing dot com.

1585
01:24:21.520 --> 01:24:27.159
<v Speaker 2>You don't pay a cent until you're content. Please time

1586
01:24:27.199 --> 01:24:30.079
<v Speaker 2>for an insurance check up free, no obligation. In comparison,

1587
01:24:30.239 --> 01:24:33.800
<v Speaker 2>call Compass Insurance paying too much your coverage at dozens

1588
01:24:33.840 --> 01:24:36.560
<v Speaker 2>of insurance companies find out now three oh three, seven

1589
01:24:36.560 --> 01:24:37.119
<v Speaker 2>to seven to one.

1590
01:24:37.239 --> 01:24:37.479
<v Speaker 5>Help.

1591
01:24:37.680 --> 01:24:40.319
<v Speaker 2>You'll think you're his only customer when you choose Frank

1592
01:24:40.399 --> 01:24:42.800
<v Speaker 2>durand the real estate Man dot com to list your

1593
01:24:42.880 --> 01:24:45.960
<v Speaker 2>home with Remax Alliance. Three oh three nine two zero

1594
01:24:46.119 --> 01:24:51.600
<v Speaker 2>sixteen twenty two. Hey Tom Martino here three oh three

1595
01:24:51.720 --> 01:24:55.640
<v Speaker 2>seven to one three talk seven one three h five five. Right,

1596
01:24:56.199 --> 01:24:59.439
<v Speaker 2>Hey David, this we got Kevin Callkin on our one

1597
01:24:59.479 --> 01:25:03.239
<v Speaker 2>of our auto experts at shared at autotech dot com. Share.

1598
01:25:03.680 --> 01:25:07.039
<v Speaker 2>Kevin's a smart man and David wants to talk about

1599
01:25:07.079 --> 01:25:09.960
<v Speaker 2>his car and it was stopping. So David, explain, what's

1600
01:25:10.000 --> 01:25:11.800
<v Speaker 2>going on with your car? It's a First of all,

1601
01:25:11.840 --> 01:25:14.840
<v Speaker 2>it's a Kia A twenty twenty three Kia Sorrento. Can't

1602
01:25:14.840 --> 01:25:17.720
<v Speaker 2>have that many mileages? Much mileage, David, what does it

1603
01:25:17.760 --> 01:25:18.159
<v Speaker 2>got on it?

1604
01:25:19.800 --> 01:25:21.720
<v Speaker 4>No, it's only got about nine thousand miles on it.

1605
01:25:21.880 --> 01:25:23.079
<v Speaker 4>About nine thousand.

1606
01:25:24.920 --> 01:25:27.079
<v Speaker 2>And wait a minute, what does the dealer say about it?

1607
01:25:27.159 --> 01:25:28.079
<v Speaker 2>It's under warranty.

1608
01:25:29.800 --> 01:25:33.439
<v Speaker 4>So purchased the vehicle the end of December twenty twenty three,

1609
01:25:33.560 --> 01:25:37.439
<v Speaker 4>like the summer thirtieth, early April of twenty twenty four,

1610
01:25:38.600 --> 01:25:40.680
<v Speaker 4>was driving the car with my family in traffic. A

1611
01:25:40.720 --> 01:25:44.119
<v Speaker 4>bunch of lights flashed on the dashboard. Proceeds to make

1612
01:25:44.159 --> 01:25:46.560
<v Speaker 4>a left hand turn at an intersection. At that point

1613
01:25:46.600 --> 01:25:49.199
<v Speaker 4>in time, the car went death what you would call

1614
01:25:49.239 --> 01:25:51.239
<v Speaker 4>like a limp mode where the car kind of shut down.

1615
01:25:51.279 --> 01:25:53.359
<v Speaker 4>It had power, but I can only go about half

1616
01:25:53.399 --> 01:25:55.920
<v Speaker 4>a mile an hour, and nearly yep.

1617
01:25:56.039 --> 01:25:59.439
<v Speaker 2>Ye, yep, jump got broadside.

1618
01:25:58.720 --> 01:26:02.399
<v Speaker 4>Nearly got broadsided, you know, when when the car shut down,

1619
01:26:02.680 --> 01:26:05.560
<v Speaker 4>limped into a parking lot, you know, kind of was like, okay,

1620
01:26:05.640 --> 01:26:08.960
<v Speaker 4>this is not cool. Shut the car off, recycled it,

1621
01:26:09.079 --> 01:26:12.800
<v Speaker 4>it started back up, had it towed to the dealership.

1622
01:26:13.159 --> 01:26:16.279
<v Speaker 4>They had it for roughly twenty eight days in April,

1623
01:26:16.640 --> 01:26:20.039
<v Speaker 4>twenty eight days and April doing a multitude of diagnostics.

1624
01:26:20.159 --> 01:26:22.079
<v Speaker 4>They couldn't figure out what the problem was. They had

1625
01:26:22.239 --> 01:26:24.840
<v Speaker 4>specialists from Kia flyout to try to figure out the

1626
01:26:24.920 --> 01:26:26.720
<v Speaker 4>problem was. They couldn't diagnose it.

1627
01:26:27.159 --> 01:26:27.640
<v Speaker 1>They couldn't.

1628
01:26:27.920 --> 01:26:31.199
<v Speaker 4>They ultimately came down to the assumption that there had

1629
01:26:31.199 --> 01:26:33.800
<v Speaker 4>been other cars in the country where there was a

1630
01:26:34.359 --> 01:26:37.439
<v Speaker 4>so called voltage drop in the throttle body drop. So

1631
01:26:37.560 --> 01:26:39.520
<v Speaker 4>they put a new throttle body on the car back

1632
01:26:39.600 --> 01:26:43.159
<v Speaker 4>in late April, after about twenty eight days after we

1633
01:26:43.279 --> 01:26:43.760
<v Speaker 4>picked it up.

1634
01:26:44.560 --> 01:26:46.319
<v Speaker 13>We picked up, drove it, you.

1635
01:26:46.319 --> 01:26:49.760
<v Speaker 4>Know, for many months, and then on November first, my

1636
01:26:49.760 --> 01:26:53.439
<v Speaker 4>wife was driving my daughters to gymnastics on a county road,

1637
01:26:54.199 --> 01:26:56.199
<v Speaker 4>and the exact same problem happened. She's going you fifty

1638
01:26:56.239 --> 01:26:58.840
<v Speaker 4>miles an hour, the car starts slowing down. She can't

1639
01:26:58.840 --> 01:27:01.439
<v Speaker 4>figure out why, she keeps pressed the gas harder and harder.

1640
01:27:01.439 --> 01:27:02.239
<v Speaker 9>And the car won't go.

1641
01:27:03.159 --> 01:27:05.880
<v Speaker 4>Luckily, she was able to kind of coast into a

1642
01:27:05.960 --> 01:27:10.520
<v Speaker 4>parking lot, you know, avoiding any accidents and essentially the

1643
01:27:10.560 --> 01:27:11.039
<v Speaker 4>same problem.

1644
01:27:12.239 --> 01:27:14.359
<v Speaker 2>Apron. How many miles did you say it was? How

1645
01:27:14.399 --> 01:27:16.840
<v Speaker 2>many miles you said they were very little mile?

1646
01:27:17.760 --> 01:27:20.079
<v Speaker 10>Yeah, I mean, I will say it the roughly.

1647
01:27:20.239 --> 01:27:22.960
<v Speaker 4>It's like high nine thousand, maybe ten thousand, maybe nine.

1648
01:27:23.199 --> 01:27:26.720
<v Speaker 2>I'd be really I'd be really pissed. I'd be really pissed.

1649
01:27:26.760 --> 01:27:28.880
<v Speaker 2>I mean, but but here, here's one thing I do

1650
01:27:28.960 --> 01:27:30.520
<v Speaker 2>want to say, and then I'm gonna let Kevin take that.

1651
01:27:30.640 --> 01:27:33.800
<v Speaker 2>But David, you mentioned the same problem. What you mean

1652
01:27:33.920 --> 01:27:36.680
<v Speaker 2>is the same limp mode. Let me explain something. The

1653
01:27:36.760 --> 01:27:39.199
<v Speaker 2>limp mode is triggered by more than one problem, so

1654
01:27:39.279 --> 01:27:42.439
<v Speaker 2>it could literally be different problems that cause the same

1655
01:27:42.560 --> 01:27:44.920
<v Speaker 2>limp mode. But it seems like the same problem to you.

1656
01:27:45.279 --> 01:27:47.239
<v Speaker 2>So what do you think is going on to not.

1657
01:27:48.720 --> 01:27:49.319
<v Speaker 10>That rupt you?

1658
01:27:49.439 --> 01:27:52.119
<v Speaker 4>But the car back in April, they were able to

1659
01:27:52.159 --> 01:27:55.279
<v Speaker 4>pull up a non active code, they call it back

1660
01:27:55.319 --> 01:27:55.840
<v Speaker 4>in April.

1661
01:27:56.359 --> 01:27:58.880
<v Speaker 10>When the car went into the same situation.

1662
01:27:58.760 --> 01:28:00.720
<v Speaker 4>To two to and a half weeks with my wife,

1663
01:28:00.880 --> 01:28:02.760
<v Speaker 4>she was wise enough to pull out her phone and

1664
01:28:02.800 --> 01:28:06.840
<v Speaker 4>she actually videotaped the dashboard the same code that popped

1665
01:28:06.880 --> 01:28:07.439
<v Speaker 4>up in April.

1666
01:28:07.600 --> 01:28:11.680
<v Speaker 2>Pops, Oh, so it was the same actual code.

1667
01:28:12.800 --> 01:28:13.720
<v Speaker 11>What code was yea?

1668
01:28:13.840 --> 01:28:16.520
<v Speaker 9>And what they're telling what they're telling I don't know

1669
01:28:16.600 --> 01:28:17.359
<v Speaker 9>the code number.

1670
01:28:17.239 --> 01:28:19.600
<v Speaker 4>My wife has on her phone. The dealership has the

1671
01:28:19.640 --> 01:28:22.920
<v Speaker 4>car right now, but it's the same problem problem, and

1672
01:28:23.039 --> 01:28:26.840
<v Speaker 4>it's just a matter of you know, you know where

1673
01:28:26.880 --> 01:28:28.600
<v Speaker 4>they're at right now. I got a call from the

1674
01:28:28.640 --> 01:28:31.199
<v Speaker 4>dealership earlier today. They're like, you know what, We've had

1675
01:28:31.239 --> 01:28:33.279
<v Speaker 4>the car. We've driven her one hundred miles, which I'm

1676
01:28:33.319 --> 01:28:34.800
<v Speaker 4>not a fan of them putting one hundred miles in

1677
01:28:34.880 --> 01:28:38.840
<v Speaker 4>my car during diagnostics. But they're like, oh, we can't

1678
01:28:38.840 --> 01:28:40.640
<v Speaker 4>figure out what's wrong. To say, he doesn't have a

1679
01:28:40.720 --> 01:28:42.600
<v Speaker 4>solution right now, do you want to come get your car?

1680
01:28:42.920 --> 01:28:44.399
<v Speaker 10>I'm like, well, wait a.

1681
01:28:44.399 --> 01:28:45.960
<v Speaker 2>Minute, wait a minute, wait a minute. They don't know

1682
01:28:46.000 --> 01:28:48.279
<v Speaker 2>what's causing it. They do not know what's.

1683
01:28:48.119 --> 01:28:51.479
<v Speaker 11>Causing they they say they have the code.

1684
01:28:51.640 --> 01:28:54.920
<v Speaker 4>Because the code is not an active code, they can't

1685
01:28:54.960 --> 01:28:57.920
<v Speaker 4>troubleshoot and they and they've been driving our car for

1686
01:28:58.000 --> 01:29:01.319
<v Speaker 4>the last since November first, trying to get the problem

1687
01:29:01.399 --> 01:29:04.840
<v Speaker 4>to replicate. And I'm like, here's the problem. It happened

1688
01:29:04.840 --> 01:29:06.920
<v Speaker 4>to us in April. It took six months for it

1689
01:29:07.039 --> 01:29:08.560
<v Speaker 4>to replicate for us.

1690
01:29:09.479 --> 01:29:10.199
<v Speaker 10>Both times it.

1691
01:29:10.319 --> 01:29:15.680
<v Speaker 4>Shut off in traffic. You know, I like worse. Yeah,

1692
01:29:15.720 --> 01:29:18.760
<v Speaker 4>it's frustrating. And you know, I'm not gonna lie. I've

1693
01:29:18.800 --> 01:29:21.279
<v Speaker 4>had cars with recall problems in the past, but you know,

1694
01:29:22.039 --> 01:29:24.079
<v Speaker 4>the speakers have a fuzzy sound, and then more.

1695
01:29:24.000 --> 01:29:25.199
<v Speaker 9>The air conditioning doesn't work.

1696
01:29:25.439 --> 01:29:28.000
<v Speaker 4>I've never had a so called safety issue where the

1697
01:29:28.079 --> 01:29:29.840
<v Speaker 4>car literally loses.

1698
01:29:29.600 --> 01:29:32.039
<v Speaker 9>Power in the middle of traffic.

1699
01:29:32.319 --> 01:29:34.279
<v Speaker 4>Once almost caused an accident with me and my two

1700
01:29:34.319 --> 01:29:35.399
<v Speaker 4>kids in the cars and my wife.

1701
01:29:35.520 --> 01:29:36.680
<v Speaker 9>I'm not super happy.

1702
01:29:36.880 --> 01:29:38.800
<v Speaker 4>You know. I bought myself my wife a brand new

1703
01:29:38.880 --> 01:29:41.800
<v Speaker 4>car to have a safe car, and I have absolutely

1704
01:29:42.319 --> 01:29:43.600
<v Speaker 4>the opposite of a safe car.

1705
01:29:44.479 --> 01:29:46.239
<v Speaker 20>Yeah, if you can get me the code, I can

1706
01:29:46.319 --> 01:29:49.880
<v Speaker 20>do a little research you know later on today. Uh,

1707
01:29:50.600 --> 01:29:53.199
<v Speaker 20>because there are some commonalities in these cars. I mean

1708
01:29:53.239 --> 01:29:55.680
<v Speaker 20>they had but I had something cy with no as well,

1709
01:29:55.760 --> 01:29:59.039
<v Speaker 20>I mean they had an ignition failure sensor that is

1710
01:29:59.159 --> 01:30:03.079
<v Speaker 20>chronic in these you know, to twenty three keys, they're

1711
01:30:03.239 --> 01:30:07.119
<v Speaker 20>constantly going down. But that's something they would be aware of.

1712
01:30:07.239 --> 01:30:09.800
<v Speaker 20>So I'm a little confused as to what the code

1713
01:30:09.840 --> 01:30:12.319
<v Speaker 20>would give us a little better idea of which direction

1714
01:30:12.439 --> 01:30:14.079
<v Speaker 20>to go, but I'd be happy to research it for

1715
01:30:14.199 --> 01:30:17.920
<v Speaker 20>your Yeah, you know, And I mean we assume that

1716
01:30:17.960 --> 01:30:20.800
<v Speaker 20>when they replaced the throttle body in April, I'm like, Okay, great,

1717
01:30:20.840 --> 01:30:22.680
<v Speaker 20>happy life, We've got a safe car again.

1718
01:30:23.039 --> 01:30:25.319
<v Speaker 4>Only find out what So.

1719
01:30:25.439 --> 01:30:27.359
<v Speaker 2>Kevin, do you have any do you have any ideas,

1720
01:30:27.439 --> 01:30:28.720
<v Speaker 2>any clues? What do you think?

1721
01:30:29.680 --> 01:30:31.279
<v Speaker 10>Well, without a code, I need a direction.

1722
01:30:31.520 --> 01:30:34.479
<v Speaker 20>But the most common failure we see is what they

1723
01:30:34.560 --> 01:30:36.399
<v Speaker 20>call it ignition failure sensor.

1724
01:30:37.000 --> 01:30:37.840
<v Speaker 9>It's a sensor that.

1725
01:30:37.960 --> 01:30:41.239
<v Speaker 20>Monitors the amper is between the ignition coils in the computer,

1726
01:30:41.920 --> 01:30:43.800
<v Speaker 20>so it can shut it down if it sees a

1727
01:30:43.880 --> 01:30:46.239
<v Speaker 20>glitz or anything. And it's it's fairly common.

1728
01:30:47.279 --> 01:30:49.359
<v Speaker 10>But you think KA would be well aware of that.

1729
01:30:51.239 --> 01:30:54.840
<v Speaker 4>I mean they've had the car for roughly a combined

1730
01:30:54.960 --> 01:30:55.720
<v Speaker 4>forty six.

1731
01:30:55.640 --> 01:30:57.479
<v Speaker 9>Days in the first ten months of May.

1732
01:30:58.119 --> 01:31:00.119
<v Speaker 2>Nothing they can't. Well, Kevin, what would you do if

1733
01:31:00.119 --> 01:31:02.000
<v Speaker 2>you had the car. I mean it's still under warrant.

1734
01:31:02.039 --> 01:31:03.560
<v Speaker 2>He's not going to do it.

1735
01:31:03.640 --> 01:31:05.119
<v Speaker 10>But what would you do?

1736
01:31:05.439 --> 01:31:05.600
<v Speaker 9>Sure?

1737
01:31:05.760 --> 01:31:06.439
<v Speaker 2>What would you do?

1738
01:31:07.800 --> 01:31:10.800
<v Speaker 20>Well, there's got to be something else they can try.

1739
01:31:10.840 --> 01:31:13.239
<v Speaker 20>I mean, one thing is replicating. If you can't replicate,

1740
01:31:13.319 --> 01:31:16.840
<v Speaker 20>there there is what they call freees frame data. It'll

1741
01:31:16.920 --> 01:31:20.239
<v Speaker 20>show you exactly what the car saw when this code set.

1742
01:31:20.279 --> 01:31:22.760
<v Speaker 20>Although it's not active, it's it's stored in the computer.

1743
01:31:23.319 --> 01:31:24.840
<v Speaker 4>Unlike you.

1744
01:31:25.960 --> 01:31:28.319
<v Speaker 2>I got it. I gotta take I gotta take this break.

1745
01:31:28.439 --> 01:31:30.600
<v Speaker 2>If you can hang on, please keV. We'll come back

1746
01:31:30.640 --> 01:31:37.760
<v Speaker 2>to it and more coming up. I'm Tom Martine Go

1747
01:31:37.920 --> 01:31:41.520
<v Speaker 2>with a sure thing Denver's best roofer Excel Roofing dot com.

1748
01:31:41.680 --> 01:31:47.399
<v Speaker 2>You don't pay a cent until you're content. Time for

1749
01:31:47.439 --> 01:31:50.600
<v Speaker 2>an insurance check up free, no obligation. In comparison, call

1750
01:31:50.760 --> 01:31:54.039
<v Speaker 2>Compass Insurance paying too much your coverage at dozens of

1751
01:31:54.079 --> 01:31:57.000
<v Speaker 2>insurance companies find out now three oh three seven seven

1752
01:31:57.039 --> 01:31:59.760
<v Speaker 2>to one help. You'll think you're his only customer when

1753
01:31:59.800 --> 01:32:02.079
<v Speaker 2>you choose Frank durand the real estate Man dot com

1754
01:32:02.359 --> 01:32:05.439
<v Speaker 2>to list your home with Remax Alliance three oh three

1755
01:32:05.560 --> 01:32:12.399
<v Speaker 2>nine two zero sixteen twenty two. Hi Tom Archino here

1756
01:32:12.520 --> 01:32:15.439
<v Speaker 2>three oh three seven one three talk three oh three

1757
01:32:15.600 --> 01:32:19.319
<v Speaker 2>seven one three eight two five five. So, uh, the

1758
01:32:19.520 --> 01:32:23.439
<v Speaker 2>Lemon law that changed in August extended to two years.

1759
01:32:24.439 --> 01:32:27.760
<v Speaker 2>The cover used to be a year from purchase or

1760
01:32:27.840 --> 01:32:33.680
<v Speaker 2>the warranty period, whichever is shorter, and usually it's been

1761
01:32:33.720 --> 01:32:36.479
<v Speaker 2>a year, and now they're saying it's two years. And

1762
01:32:36.560 --> 01:32:38.840
<v Speaker 2>I'm not surevers relationship with the warrants, but it doesn't

1763
01:32:38.840 --> 01:32:41.760
<v Speaker 2>matter because most warranties are over two years anyway. So

1764
01:32:42.600 --> 01:32:46.840
<v Speaker 2>in essence, two years is the Lemon law. You should

1765
01:32:46.920 --> 01:32:49.199
<v Speaker 2>still be under that. When did you buy this, David?

1766
01:32:50.880 --> 01:32:55.159
<v Speaker 4>Yeah, the car was bought on December thirtieth of twenty

1767
01:32:55.319 --> 01:32:58.680
<v Speaker 4>twenty three. And it is my understanding that because our

1768
01:32:58.760 --> 01:33:01.600
<v Speaker 4>car was purchased for that law change.

1769
01:33:02.279 --> 01:33:05.960
<v Speaker 2>We fall you know what, you know what, You're right,

1770
01:33:06.039 --> 01:33:08.800
<v Speaker 2>You're right. It doesn't go retroactive, yes, do not.

1771
01:33:09.800 --> 01:33:12.239
<v Speaker 4>Strangely, so, while you while we're on breakthrough, my wife

1772
01:33:12.279 --> 01:33:13.279
<v Speaker 4>actually found that code.

1773
01:33:13.359 --> 01:33:15.319
<v Speaker 10>She logged onto the key app and we have the code.

1774
01:33:15.720 --> 01:33:20.079
<v Speaker 4>I mean, and you know my issue here it is

1775
01:33:21.119 --> 01:33:24.720
<v Speaker 4>the code is p is in Papa zero six five

1776
01:33:25.439 --> 01:33:26.399
<v Speaker 4>three one two.

1777
01:33:28.319 --> 01:33:35.600
<v Speaker 2>And that's a KYA code. Yes, okay, So anyway, let's

1778
01:33:35.680 --> 01:33:38.199
<v Speaker 2>talk about it the dealer.

1779
01:33:38.239 --> 01:33:40.880
<v Speaker 4>I mean, we're at where we're at, net Sorry, go ahead.

1780
01:33:41.199 --> 01:33:42.359
<v Speaker 2>The dealer could not fix it.

1781
01:33:44.199 --> 01:33:46.279
<v Speaker 4>They still can't fix it. They had they had it

1782
01:33:46.279 --> 01:33:49.199
<v Speaker 4>to again for another seventeen or eighteen days. They were

1783
01:33:49.239 --> 01:33:50.760
<v Speaker 4>asking if I want to come pick up the car.

1784
01:33:51.560 --> 01:33:55.079
<v Speaker 4>My response was is it fixed? And their response is,

1785
01:33:55.680 --> 01:33:56.119
<v Speaker 4>we don't know.

1786
01:33:56.840 --> 01:33:59.640
<v Speaker 2>Okay, Kevin, get your car. I'm reading here, Kevin. What

1787
01:33:59.680 --> 01:34:03.159
<v Speaker 2>I'm to hear about that code is that there's a

1788
01:34:03.319 --> 01:34:09.680
<v Speaker 2>sensor reference voltage is high. So I don't know what

1789
01:34:09.800 --> 01:34:12.880
<v Speaker 2>that means, but it says faulty sensor within the B circuit.

1790
01:34:14.039 --> 01:34:16.920
<v Speaker 2>There could be a short short circuit, or an open

1791
01:34:17.039 --> 01:34:24.039
<v Speaker 2>circuit corrosion or poor connection, or or issues with the ECM. Now, Kevin,

1792
01:34:24.119 --> 01:34:26.199
<v Speaker 2>you're equipped for all of those. Here's what I would do.

1793
01:34:26.840 --> 01:34:29.039
<v Speaker 2>Here's exactly what I would do. And Kevin, I'll let

1794
01:34:29.079 --> 01:34:30.640
<v Speaker 2>you talk to this, but here's what I would do

1795
01:34:30.680 --> 01:34:33.960
<v Speaker 2>if I were you, David. I would take it over

1796
01:34:34.039 --> 01:34:36.039
<v Speaker 2>to Kevin and say, you know what, Kevin, just check

1797
01:34:36.079 --> 01:34:38.800
<v Speaker 2>it out and if he finds something, you know, if

1798
01:34:38.840 --> 01:34:41.119
<v Speaker 2>you have to pay for the diagnosic, fine, But I

1799
01:34:41.239 --> 01:34:42.880
<v Speaker 2>take it over to the dealer and say, here's what's

1800
01:34:42.920 --> 01:34:48.279
<v Speaker 2>wrong with it? Fix it right, because they may not

1801
01:34:49.399 --> 01:34:51.119
<v Speaker 2>they may not know how to find it. And Kevin

1802
01:34:51.199 --> 01:34:52.720
<v Speaker 2>Ken maybe maybe.

1803
01:34:54.199 --> 01:34:56.600
<v Speaker 10>Yeah, what do you have to say, Kevin, what do

1804
01:34:56.680 --> 01:34:58.479
<v Speaker 10>you think it's entirely possible?

1805
01:34:58.560 --> 01:35:01.359
<v Speaker 20>Like I said, hopefully they didn't clear everything out, you know,

1806
01:35:01.439 --> 01:35:03.239
<v Speaker 20>so we still have some data to work with. That's

1807
01:35:03.279 --> 01:35:06.279
<v Speaker 20>the main thing. But I'd be more happy to take

1808
01:35:06.319 --> 01:35:07.800
<v Speaker 20>a look at it and do a little research on

1809
01:35:07.880 --> 01:35:10.000
<v Speaker 20>the code as well, because there's common alleys and all

1810
01:35:10.079 --> 01:35:12.600
<v Speaker 20>cars life, so there's got to be a direction and

1811
01:35:12.720 --> 01:35:16.239
<v Speaker 20>something they can try. And sometimes under warranty they don't.

1812
01:35:16.399 --> 01:35:19.600
<v Speaker 20>They can't just try things if they're not related, or

1813
01:35:19.680 --> 01:35:22.159
<v Speaker 20>they can't prove the problem because Kia won't pay them.

1814
01:35:22.840 --> 01:35:25.439
<v Speaker 20>So that's why they tend to try things under warranty.

1815
01:35:26.520 --> 01:35:28.119
<v Speaker 10>So right, but yeah, we can.

1816
01:35:28.079 --> 01:35:33.199
<v Speaker 9>Definitely look and I mean it wouldn't hurt I guess

1817
01:35:33.279 --> 01:35:34.640
<v Speaker 9>our issue too, is, you know.

1818
01:35:34.800 --> 01:35:37.439
<v Speaker 4>Since it's is deemed to be somewhat of a safety

1819
01:35:37.720 --> 01:35:39.640
<v Speaker 4>a big of a safety issue. It's a big safety issue.

1820
01:35:39.760 --> 01:35:42.359
<v Speaker 4>Is we know we're coming up, we're butting up really

1821
01:35:42.439 --> 01:35:46.920
<v Speaker 4>quickly against any potential lemon law activity. Is what is

1822
01:35:47.000 --> 01:35:50.800
<v Speaker 4>your guidance in the past, maybe having worked with other people,

1823
01:35:51.239 --> 01:35:52.600
<v Speaker 4>is what's the best.

1824
01:35:52.439 --> 01:35:53.000
<v Speaker 9>Course of action.

1825
01:35:53.359 --> 01:35:56.960
<v Speaker 4>Is my understanding that we can send a certified letter

1826
01:35:57.039 --> 01:36:00.560
<v Speaker 4>to Kia or whomever it is, but that doesn't do

1827
01:36:00.600 --> 01:36:04.359
<v Speaker 4>anything in terms of locking in the claim. I some

1828
01:36:04.399 --> 01:36:07.199
<v Speaker 4>think there has to be a lawsuit filed before our

1829
01:36:07.439 --> 01:36:09.119
<v Speaker 4>so called December thirtieth cutoff.

1830
01:36:09.439 --> 01:36:10.279
<v Speaker 9>Is there truth to that?

1831
01:36:10.720 --> 01:36:14.279
<v Speaker 4>Or What I don't want to do is have this

1832
01:36:14.439 --> 01:36:17.439
<v Speaker 4>car have the same failure six more months from now

1833
01:36:17.840 --> 01:36:21.199
<v Speaker 4>and I've lost all recourse because we didn't file properly

1834
01:36:22.159 --> 01:36:25.960
<v Speaker 4>during the you know, Lemon law period of time, that

1835
01:36:26.039 --> 01:36:30.680
<v Speaker 4>first year that we're kind of locked into at this

1836
01:36:30.760 --> 01:36:32.439
<v Speaker 4>point in time. At this point in time, I don't

1837
01:36:32.439 --> 01:36:34.880
<v Speaker 4>feel safe having my found me in the car when

1838
01:36:34.920 --> 01:36:38.079
<v Speaker 4>it loses power when they're hurting around town. You know,

1839
01:36:38.920 --> 01:36:39.920
<v Speaker 4>it's not my idea.

1840
01:36:40.359 --> 01:36:44.000
<v Speaker 20>I'm not one hundred percent familiar with Lemon law procedures

1841
01:36:44.039 --> 01:36:44.640
<v Speaker 20>and so forth.

1842
01:36:44.680 --> 01:36:46.039
<v Speaker 10>I've never really got involved in the.

1843
01:36:47.840 --> 01:36:51.680
<v Speaker 2>Sure So listen to here's the deal. Well, I don't know,

1844
01:36:51.800 --> 01:36:54.319
<v Speaker 2>you can't do the Lemon law after they well, hold on,

1845
01:36:54.560 --> 01:36:57.720
<v Speaker 2>hold on, hold on, Wait a minute, it happened during

1846
01:36:57.800 --> 01:36:59.199
<v Speaker 2>the first year, didn't it.

1847
01:37:00.000 --> 01:37:02.159
<v Speaker 4>Oh yeah, we're inside the one year period. That's what

1848
01:37:02.199 --> 01:37:04.319
<v Speaker 4>I'm saying. But we're running short on time. I had

1849
01:37:04.399 --> 01:37:09.199
<v Speaker 4>roughly six weeks before I lose any chance to have

1850
01:37:09.439 --> 01:37:11.319
<v Speaker 4>Kia make this right for me.

1851
01:37:11.680 --> 01:37:12.399
<v Speaker 10>Nold know what I mean.

1852
01:37:12.720 --> 01:37:17.199
<v Speaker 2>So listen, one year from purchase is the original Lemon law.

1853
01:37:17.600 --> 01:37:20.560
<v Speaker 2>You would still have one year from purchase you bought

1854
01:37:20.560 --> 01:37:22.720
<v Speaker 2>it in December. You know what. You may want to

1855
01:37:22.760 --> 01:37:26.920
<v Speaker 2>go see what's the Raina's Isn't rain Raina?

1856
01:37:28.159 --> 01:37:28.359
<v Speaker 11>Yes?

1857
01:37:29.199 --> 01:37:33.199
<v Speaker 2>Okay, can you give him Raina's number? Raina is.

1858
01:37:35.840 --> 01:37:37.800
<v Speaker 4>I spoke, I've actually spoke to rain I spoke to

1859
01:37:37.880 --> 01:37:38.880
<v Speaker 4>Raina this morning. Believe it.

1860
01:37:42.319 --> 01:37:43.840
<v Speaker 10>It was more of the situation of.

1861
01:37:45.319 --> 01:37:48.119
<v Speaker 4>You know, obviously it was a consultation appointment, so she

1862
01:37:48.239 --> 01:37:50.239
<v Speaker 4>can't really give any legal advice because I'm not to

1863
01:37:50.319 --> 01:37:52.680
<v Speaker 4>recain client yet. But it was very I don't want

1864
01:37:52.680 --> 01:37:54.319
<v Speaker 4>to say it was ambiguous, but it was a little

1865
01:37:54.319 --> 01:37:56.720
<v Speaker 4>bit more like, well, you could do this, you could

1866
01:37:56.800 --> 01:37:58.960
<v Speaker 4>do that. I'm not telling you what to do about

1867
01:37:58.960 --> 01:38:01.359
<v Speaker 4>picking the car up, you know, but I'm just like,

1868
01:38:01.960 --> 01:38:05.079
<v Speaker 4>I'm in a smart sition where it's like not necessarily

1869
01:38:05.119 --> 01:38:07.199
<v Speaker 4>a situation where I want to accumulate a bunch of

1870
01:38:07.279 --> 01:38:07.800
<v Speaker 4>lawyer fees.

1871
01:38:08.399 --> 01:38:10.720
<v Speaker 2>You all, they paid the Lemon law. If the Lemon

1872
01:38:10.800 --> 01:38:13.880
<v Speaker 2>Law allows for you to collect attorney's face. So if

1873
01:38:13.960 --> 01:38:15.239
<v Speaker 2>she thinks it's a change.

1874
01:38:17.239 --> 01:38:19.880
<v Speaker 4>And that's the part where I think from her standpoint,

1875
01:38:19.920 --> 01:38:22.439
<v Speaker 4>which I can respect, she can't tell me I think this.

1876
01:38:22.520 --> 01:38:23.079
<v Speaker 10>Is a great case.

1877
01:38:23.159 --> 01:38:24.000
<v Speaker 9>Let's take it. You know.

1878
01:38:24.680 --> 01:38:28.199
<v Speaker 4>It's more of like I can't inner a situation.

1879
01:38:28.359 --> 01:38:29.960
<v Speaker 5>I gotta take this break.

1880
01:38:30.279 --> 01:38:32.359
<v Speaker 2>I can't. I'm sorry, you gotta hold on. I'm Tom

1881
01:38:32.399 --> 01:38:41.399
<v Speaker 2>Martine More coming up. Go with a sure thing Denver's

1882
01:38:41.439 --> 01:38:44.279
<v Speaker 2>Best roofer Excel Roofing dot com. You don't pay a

1883
01:38:44.399 --> 01:38:50.840
<v Speaker 2>cent until you're content. Time for an insurance checkup free,

1884
01:38:51.000 --> 01:38:54.680
<v Speaker 2>no obligation. In comparison, call Compass Insurance paying too much

1885
01:38:54.840 --> 01:38:57.720
<v Speaker 2>your coverage at dozens of insurance companies find out now

1886
01:38:57.840 --> 01:39:00.359
<v Speaker 2>three oh three seven seven to one. Help you think

1887
01:39:00.399 --> 01:39:02.960
<v Speaker 2>you're his only customer when you choose Frank durand the

1888
01:39:03.000 --> 01:39:05.600
<v Speaker 2>real estate Man dot com to list your home with

1889
01:39:05.760 --> 01:39:09.279
<v Speaker 2>Remax Alliance three oh three nine two zero sixteen twenty two.

1890
01:39:10.239 --> 01:39:15.319
<v Speaker 10>Yeah, rip.

1891
01:39:17.199 --> 01:39:23.239
<v Speaker 1>New need advice? Who you don't have? You come running

1892
01:39:23.479 --> 01:39:27.439
<v Speaker 1>just as fast as we can. Shooter's gonna help.

1893
01:39:27.760 --> 01:39:30.439
<v Speaker 10>Come man, This is.

1894
01:39:30.479 --> 01:39:33.840
<v Speaker 3>The Troubleshooter Show. No Tom Martino.

1895
01:39:34.960 --> 01:39:37.800
<v Speaker 2>Hello, Tom Martino here, Welcome to the show. Three O

1896
01:39:37.960 --> 01:39:40.960
<v Speaker 2>three seven one three talks seven to one three eight

1897
01:39:41.039 --> 01:39:45.000
<v Speaker 2>two five five. We got people on the phones need

1898
01:39:45.119 --> 01:39:46.960
<v Speaker 2>help all the time. You can always call us, and

1899
01:39:47.279 --> 01:39:48.560
<v Speaker 2>if you don't want to wait on hold, you can

1900
01:39:48.560 --> 01:39:50.680
<v Speaker 2>always call three oh three Martino three oh three, six

1901
01:39:50.800 --> 01:39:53.760
<v Speaker 2>two seven, eight four sixty six. Leave a message and

1902
01:39:53.960 --> 01:39:58.039
<v Speaker 2>we will get back to you now. Joan wants to

1903
01:39:58.079 --> 01:40:00.760
<v Speaker 2>talk about home repairs in a contract. We have John

1904
01:40:00.800 --> 01:40:05.439
<v Speaker 2>Fuller with us Fuller Law. He is our personal injury expert.

1905
01:40:05.560 --> 01:40:08.800
<v Speaker 2>Let me bring in the studio here and mister John

1906
01:40:09.000 --> 01:40:11.960
<v Speaker 2>Fuller a quick question here, let me go to it

1907
01:40:12.079 --> 01:40:15.720
<v Speaker 2>right here. Oh, somebody must have heard you saying, when

1908
01:40:15.760 --> 01:40:19.600
<v Speaker 2>it comes to in state lawsuits, you get to choose

1909
01:40:19.720 --> 01:40:23.800
<v Speaker 2>counties carefully, whereas with a federal case there's a bigger

1910
01:40:23.920 --> 01:40:26.520
<v Speaker 2>jury pool for the whole state. What do you mean

1911
01:40:26.600 --> 01:40:29.039
<v Speaker 2>by choosing counties? People said, what if they live in

1912
01:40:29.039 --> 01:40:31.800
<v Speaker 2>a certain county, or an accident happens in a certain county,

1913
01:40:32.119 --> 01:40:34.399
<v Speaker 2>can you actually bring a lawsuit somewhere else?

1914
01:40:36.079 --> 01:40:39.760
<v Speaker 6>It depends, Tom, So what we're talking about there is venue,

1915
01:40:39.880 --> 01:40:43.800
<v Speaker 6>and the venue may be appropriate in say three or

1916
01:40:43.840 --> 01:40:46.319
<v Speaker 6>four different counties, and it could even be appropriate in

1917
01:40:46.399 --> 01:40:48.520
<v Speaker 6>a county where you happen to find the defendant and

1918
01:40:48.560 --> 01:40:49.920
<v Speaker 6>get him served in that county.

1919
01:40:50.319 --> 01:40:52.920
<v Speaker 5>So you could theoretically have an Arapahoe.

1920
01:40:52.359 --> 01:40:56.920
<v Speaker 6>County plaintiff and a Boulder County defendant that happens to

1921
01:40:57.039 --> 01:40:59.479
<v Speaker 6>work in Denver, and you catch him in Denver and

1922
01:41:00.159 --> 01:41:02.920
<v Speaker 6>serve him there, and then Denver would be an appropriate venue.

1923
01:41:03.039 --> 01:41:05.600
<v Speaker 6>So Rule ninety eight of the Collegade Rules of Civil

1924
01:41:05.640 --> 01:41:09.439
<v Speaker 6>Procedure offer I think four different or five different scenarios

1925
01:41:09.640 --> 01:41:13.159
<v Speaker 6>about how you established proper venue for a case to

1926
01:41:13.239 --> 01:41:16.119
<v Speaker 6>be heard in Colorado and so many times.

1927
01:41:16.159 --> 01:41:18.399
<v Speaker 2>But you can't just you can't just dart board a

1928
01:41:18.479 --> 01:41:19.600
<v Speaker 2>map and pick a county.

1929
01:41:19.680 --> 01:41:20.319
<v Speaker 4>You have to know.

1930
01:41:20.560 --> 01:41:23.359
<v Speaker 6>But if you had four to choose from, you may

1931
01:41:23.560 --> 01:41:26.479
<v Speaker 6>very well decide that one offers a better a better

1932
01:41:26.560 --> 01:41:31.359
<v Speaker 6>demographic than another, or a better historical jury outcome for

1933
01:41:31.520 --> 01:41:33.359
<v Speaker 6>certain types of cases than others.

1934
01:41:33.560 --> 01:41:39.399
<v Speaker 2>So sure, sure, wow, okay, well you know what, that's

1935
01:41:39.479 --> 01:41:45.239
<v Speaker 2>wonderful because I never knew that you had those options,

1936
01:41:45.439 --> 01:41:51.000
<v Speaker 2>you know, and and and how and when you say

1937
01:41:51.279 --> 01:41:53.000
<v Speaker 2>one county might afford a better option?

1938
01:41:53.159 --> 01:41:53.680
<v Speaker 4>What what?

1939
01:41:53.920 --> 01:41:56.720
<v Speaker 2>What is there always one county better? Are there always

1940
01:41:56.760 --> 01:41:59.000
<v Speaker 2>counties you really like in counties you don't, or it

1941
01:41:59.079 --> 01:42:00.840
<v Speaker 2>doesn't depend on the case, is what I'm asking.

1942
01:42:01.199 --> 01:42:03.960
<v Speaker 5>I think it depends on the case. I think it

1943
01:42:04.039 --> 01:42:04.920
<v Speaker 5>depends on the case.

1944
01:42:05.000 --> 01:42:08.479
<v Speaker 6>I mean, I mean, look, Tom, you know, without going

1945
01:42:08.520 --> 01:42:10.880
<v Speaker 6>too crazy here, just look at the last you know,

1946
01:42:11.000 --> 01:42:14.319
<v Speaker 6>election cycle that we just had. Okay, we had we

1947
01:42:14.439 --> 01:42:18.880
<v Speaker 6>had counties where where you know, Democrats got eighty five

1948
01:42:18.920 --> 01:42:21.680
<v Speaker 6>percent of the vote, and we had counties where Republicans

1949
01:42:21.720 --> 01:42:25.039
<v Speaker 6>got a majority. Do you think that the jury pool

1950
01:42:25.119 --> 01:42:27.520
<v Speaker 6>in those two counties might be a little bit different.

1951
01:42:28.199 --> 01:42:30.079
<v Speaker 5>I would suggest that they would be.

1952
01:42:30.399 --> 01:42:33.199
<v Speaker 6>And so if you had a case and you were

1953
01:42:33.279 --> 01:42:36.079
<v Speaker 6>basing it on nothing other than that, you may you

1954
01:42:36.239 --> 01:42:40.079
<v Speaker 6>may prefer one county over the other. It's not a dartboard.

1955
01:42:40.119 --> 01:42:42.199
<v Speaker 6>I'm not saying you can just say, hey, I want

1956
01:42:42.239 --> 01:42:45.119
<v Speaker 6>Boulder County, you know, and and just go up there.

1957
01:42:45.199 --> 01:42:49.239
<v Speaker 6>But you may it just depending on who you're you're

1958
01:42:49.319 --> 01:42:50.520
<v Speaker 6>actually going after.

1959
01:42:50.399 --> 01:42:51.720
<v Speaker 5>In that particular lawsuit.

1960
01:42:51.920 --> 01:42:54.920
<v Speaker 6>So, you know, think about Tom, if you were suing

1961
01:42:55.119 --> 01:43:00.119
<v Speaker 6>say State Farm Insurance, right, State Farm operates in every

1962
01:43:00.199 --> 01:43:03.680
<v Speaker 6>single county in the state, and so you could technically,

1963
01:43:04.479 --> 01:43:07.760
<v Speaker 6>you know, bring that action against that insurance company in

1964
01:43:08.000 --> 01:43:11.079
<v Speaker 6>just about any county because they have contacts in that

1965
01:43:11.239 --> 01:43:14.039
<v Speaker 6>county and you could probably get them served, you know,

1966
01:43:14.159 --> 01:43:17.199
<v Speaker 6>in that county. So there's all sorts of different ways

1967
01:43:17.239 --> 01:43:19.680
<v Speaker 6>that you can. Yeah, you can kind of pick where

1968
01:43:19.680 --> 01:43:20.479
<v Speaker 6>you want to end up.

1969
01:43:22.119 --> 01:43:26.279
<v Speaker 2>Pretty cool. Yeah, Joan, you want to talk about home repairs.

1970
01:43:26.359 --> 01:43:27.680
<v Speaker 2>Let's go, Joan, what's happening.

1971
01:43:30.279 --> 01:43:33.720
<v Speaker 14>Yes, I had a fire damage. I had a fifth

1972
01:43:33.760 --> 01:43:37.479
<v Speaker 14>wheel park beside my home and it caught on fire.

1973
01:43:37.600 --> 01:43:39.680
<v Speaker 14>I was getting ready to move it to an RV

1974
01:43:39.960 --> 01:43:42.760
<v Speaker 14>park and my neighbor come and told me there was

1975
01:43:42.840 --> 01:43:45.560
<v Speaker 14>fire coming out of it. Anyway, it caught on fire

1976
01:43:46.520 --> 01:43:52.880
<v Speaker 14>Free one of twenty three, and I hired Green Gable Restoration.

1977
01:43:53.000 --> 01:43:56.000
<v Speaker 21>To come and take care of all the damage.

1978
01:43:56.880 --> 01:44:00.680
<v Speaker 2>And they came in on the trailer on the fifth wheel.

1979
01:44:00.720 --> 01:44:03.600
<v Speaker 2>They have restoration companies for recreational vehicles.

1980
01:44:05.319 --> 01:44:09.680
<v Speaker 4>No, the RV. The cameo was totaled.

1981
01:44:10.920 --> 01:44:13.800
<v Speaker 2>Okay, So the restoration company was for the side of

1982
01:44:13.880 --> 01:44:19.279
<v Speaker 2>your house. Okay, So what.

1983
01:44:19.399 --> 01:44:22.439
<v Speaker 21>Happened The smoke got into the eaves of the house

1984
01:44:22.840 --> 01:44:24.560
<v Speaker 21>of these yeah, uh huh.

1985
01:44:27.960 --> 01:44:29.039
<v Speaker 2>Yeah, So what's the problem.

1986
01:44:29.239 --> 01:44:32.840
<v Speaker 21>Green Gables is not doing anything. They washed the walls.

1987
01:44:34.119 --> 01:44:36.920
<v Speaker 4>And I gave them, did them up front.

1988
01:44:39.439 --> 01:44:42.079
<v Speaker 14>No, I paid them when they were done washing the wall.

1989
01:44:43.760 --> 01:44:48.640
<v Speaker 2>Okay, but that's all you paid them for was the wall? Uh?

1990
01:44:49.079 --> 01:44:49.279
<v Speaker 9>Them?

1991
01:44:49.520 --> 01:44:52.359
<v Speaker 14>And then I paid the insulation company that had to

1992
01:44:52.479 --> 01:44:55.680
<v Speaker 14>come and pull all the insulation out of the attic.

1993
01:44:57.079 --> 01:45:00.960
<v Speaker 14>I paid them almost six thousand dollars after they were

1994
01:45:02.399 --> 01:45:02.920
<v Speaker 14>once Did you.

1995
01:45:02.960 --> 01:45:05.760
<v Speaker 2>Pay Green How much did you pay Green Gables to

1996
01:45:05.840 --> 01:45:06.680
<v Speaker 2>clean the walls?

1997
01:45:09.079 --> 01:45:11.720
<v Speaker 21>Thirty eight thousand and three ninety seven ten?

1998
01:45:13.000 --> 01:45:14.359
<v Speaker 2>Wait how do you wait? Wait?

1999
01:45:14.399 --> 01:45:14.600
<v Speaker 5>Wait?

2000
01:45:14.720 --> 01:45:16.920
<v Speaker 2>No, no, no, no no, how do you spend thirty

2001
01:45:16.960 --> 01:45:20.279
<v Speaker 2>eight thousand dollars to wash the walls? Did they replace anything?

2002
01:45:22.359 --> 01:45:24.840
<v Speaker 11>No, they just washed the walls.

2003
01:45:25.920 --> 01:45:27.239
<v Speaker 2>Did your insurance pay that?

2004
01:45:29.840 --> 01:45:29.880
<v Speaker 12>No?

2005
01:45:30.279 --> 01:45:33.159
<v Speaker 2>I paid it? Wait? Wait wait, wait wait? Do you

2006
01:45:33.279 --> 01:45:34.079
<v Speaker 2>have insurance?

2007
01:45:36.439 --> 01:45:37.439
<v Speaker 9>I have all State?

2008
01:45:39.000 --> 01:45:41.199
<v Speaker 2>Well did you put in an insurance claim?

2009
01:45:41.439 --> 01:45:45.640
<v Speaker 14>And all State did send me the money for those

2010
01:45:45.760 --> 01:45:47.520
<v Speaker 14>two jobs, the insulation and.

2011
01:45:47.600 --> 01:45:48.399
<v Speaker 9>The wall washing.

2012
01:45:48.720 --> 01:45:50.920
<v Speaker 2>Then why did you just tell me you paid it?

2013
01:45:51.119 --> 01:45:52.399
<v Speaker 2>Insurance did not pay it?

2014
01:45:54.359 --> 01:45:57.479
<v Speaker 21>Well, they sent me the check. I had to play

2015
01:45:58.000 --> 01:45:58.640
<v Speaker 21>Green Gables.

2016
01:45:59.359 --> 01:46:01.680
<v Speaker 2>Okay, that's a that's a long way around there. Okay,

2017
01:46:01.760 --> 01:46:05.039
<v Speaker 2>got it. But you were reimbursing for it. Oh no,

2018
01:46:05.199 --> 01:46:08.119
<v Speaker 2>that's okay, you were reimbursed for it. That's what's important.

2019
01:46:08.439 --> 01:46:12.720
<v Speaker 2>So on the other thing that you you hired green Gable,

2020
01:46:12.760 --> 01:46:14.840
<v Speaker 2>then you hired the installation company. What did they do?

2021
01:46:17.720 --> 01:46:22.600
<v Speaker 14>They pour all the insulation out of the attic and

2022
01:46:23.520 --> 01:46:25.279
<v Speaker 14>quoted all the beams.

2023
01:46:25.039 --> 01:46:27.159
<v Speaker 21>And put it Who was in the attic?

2024
01:46:27.439 --> 01:46:28.039
<v Speaker 2>And who is that?

2025
01:46:29.239 --> 01:46:31.520
<v Speaker 21>I don't know the name of that company right off

2026
01:46:31.600 --> 01:46:32.159
<v Speaker 21>the bat.

2027
01:46:32.760 --> 01:46:35.720
<v Speaker 2>Dark Gables. Did Green Gables arrange that? Or did you

2028
01:46:35.920 --> 01:46:36.119
<v Speaker 2>do that?

2029
01:46:37.520 --> 01:46:39.159
<v Speaker 21>Yes, green Gables arranged that?

2030
01:46:39.920 --> 01:46:43.119
<v Speaker 2>Okay, okay? And how much did that cost you?

2031
01:46:45.279 --> 01:46:48.680
<v Speaker 14>Five thousand, seven hundred and thirty two dollars and eighty

2032
01:46:48.800 --> 01:46:49.720
<v Speaker 14>six cents.

2033
01:46:50.199 --> 01:46:54.119
<v Speaker 2>Okay, so set basically five thousand and seven hundred okay.

2034
01:46:54.319 --> 01:46:55.520
<v Speaker 2>So what are you complaining about?

2035
01:46:55.600 --> 01:46:55.720
<v Speaker 4>Then?

2036
01:46:55.800 --> 01:46:56.439
<v Speaker 2>What's happening?

2037
01:46:57.880 --> 01:47:01.840
<v Speaker 14>Well, because nothing has been done since that.

2038
01:47:04.079 --> 01:47:05.720
<v Speaker 21>They paid twenty nine thousand.

2039
01:47:05.840 --> 01:47:06.520
<v Speaker 2>Well what else?

2040
01:47:06.680 --> 01:47:07.760
<v Speaker 4>What else is supposed?

2041
01:47:08.039 --> 01:47:09.640
<v Speaker 2>What else is supposed to be done?

2042
01:47:13.920 --> 01:47:17.720
<v Speaker 21>They're supposed to stand. They tore off all my floors,

2043
01:47:18.039 --> 01:47:19.439
<v Speaker 21>my hardwood floors.

2044
01:47:19.199 --> 01:47:19.279
<v Speaker 2>So.

2045
01:47:20.960 --> 01:47:24.720
<v Speaker 14>Green Gables says that they would fix that. They tore

2046
01:47:24.840 --> 01:47:27.760
<v Speaker 14>up all my walls, getting all my furniture out of

2047
01:47:27.840 --> 01:47:32.680
<v Speaker 14>the house. They said they would fix that. So they're

2048
01:47:32.720 --> 01:47:35.119
<v Speaker 14>supposed to come in and they're supposed to paint my

2049
01:47:35.279 --> 01:47:38.960
<v Speaker 14>house inside my house, to coat this after they washed it,

2050
01:47:39.119 --> 01:47:42.159
<v Speaker 14>to coat the walls. They haven't done that.

2051
01:47:42.760 --> 01:47:45.239
<v Speaker 2>Okay, here's there's what I want to know. What the wall,

2052
01:47:45.319 --> 01:47:47.279
<v Speaker 2>Here's what I want to know. But you have not paid.

2053
01:47:47.359 --> 01:47:50.239
<v Speaker 2>Here's what's good. I think you have not paid for

2054
01:47:50.399 --> 01:47:54.039
<v Speaker 2>stuff that has not been done. You have not paid

2055
01:47:54.079 --> 01:47:56.680
<v Speaker 2>in advance. You've just been paying as they fix things.

2056
01:47:56.800 --> 01:48:05.119
<v Speaker 2>Right right, that's good, Joan, that's good. So you can

2057
01:48:05.279 --> 01:48:11.000
<v Speaker 2>just fire them. You can just say you're not fixing anything.

2058
01:48:11.920 --> 01:48:14.840
<v Speaker 2>We're done. Since they're all paid up to what they did,

2059
01:48:14.960 --> 01:48:16.920
<v Speaker 2>you don't have to keep going. Why are you good?

2060
01:48:17.119 --> 01:48:18.319
<v Speaker 2>Why are you sticking with them?

2061
01:48:22.399 --> 01:48:24.720
<v Speaker 14>Just because they all keep coming to my house? Say

2062
01:48:24.720 --> 01:48:26.960
<v Speaker 14>they're going to fix this or fix that. They're going

2063
01:48:27.039 --> 01:48:28.560
<v Speaker 14>to get outside.

2064
01:48:28.079 --> 01:48:28.640
<v Speaker 4>Of my mind? Who?

2065
01:48:29.039 --> 01:48:29.560
<v Speaker 9>What do you mean?

2066
01:48:29.760 --> 01:48:30.039
<v Speaker 11>Hold on?

2067
01:48:30.319 --> 01:48:33.359
<v Speaker 2>Hold on, Joe, Joe, Joe? What do you mean, Joan?

2068
01:48:33.920 --> 01:48:37.000
<v Speaker 2>What do you mean? They all come to your house?

2069
01:48:37.159 --> 01:48:37.319
<v Speaker 3>Who?

2070
01:48:40.720 --> 01:48:42.920
<v Speaker 21>Rachel the owner I.

2071
01:48:45.000 --> 01:48:45.039
<v Speaker 4>O?

2072
01:48:45.800 --> 01:48:49.880
<v Speaker 2>Green Gables? Green Gables keep sending people to you who

2073
01:48:50.079 --> 01:48:55.399
<v Speaker 2>promise to finish. Right, Okay, here's what I write. Here's

2074
01:48:55.439 --> 01:48:59.600
<v Speaker 2>what I recommend. Now that you know they're clowns. Uh

2075
01:49:00.119 --> 01:49:02.000
<v Speaker 2>you like? By the way, what they did so far.

2076
01:49:02.239 --> 01:49:09.239
<v Speaker 2>Let's put it that way. I did so yeah, okay,

2077
01:49:09.720 --> 01:49:11.560
<v Speaker 2>do you want to stick with him because we can

2078
01:49:11.680 --> 01:49:13.640
<v Speaker 2>call them and say, what the hell are you doing?

2079
01:49:14.239 --> 01:49:18.079
<v Speaker 2>Or do we just get you hooked up with another company?

2080
01:49:18.159 --> 01:49:19.159
<v Speaker 2>I mean, what do you want to do?

2081
01:49:22.239 --> 01:49:26.359
<v Speaker 14>Well, you know the people that were working with green Gables,

2082
01:49:26.520 --> 01:49:31.079
<v Speaker 14>Nathan I liked him. Now I called this William and

2083
01:49:32.439 --> 01:49:36.479
<v Speaker 14>he isn't in with green Gables at All State anymore.

2084
01:49:36.720 --> 01:49:40.479
<v Speaker 21>He moved on to another company. But one of the

2085
01:49:40.600 --> 01:49:42.119
<v Speaker 21>big problems is that.

2086
01:49:44.600 --> 01:49:48.159
<v Speaker 14>Not green Gables, but All State said I owe them

2087
01:49:48.239 --> 01:49:50.520
<v Speaker 14>a check for twenty three thousand six.

2088
01:49:50.760 --> 01:49:56.000
<v Speaker 2>Nightweight said, hold on, hold on, Joan, just hang on.

2089
01:49:56.760 --> 01:49:59.840
<v Speaker 2>Each time you say something, you bring up more questions.

2090
01:50:00.359 --> 01:50:05.920
<v Speaker 2>All States said, All States said, All States said, you

2091
01:50:06.159 --> 01:50:08.159
<v Speaker 2>owe who twenty three thousand?

2092
01:50:10.920 --> 01:50:11.520
<v Speaker 9>All States?

2093
01:50:12.800 --> 01:50:18.560
<v Speaker 2>You owe your insurance company? Oh why would you owe

2094
01:50:19.760 --> 01:50:22.880
<v Speaker 2>I don't get it. Your insurance company paid you thirty

2095
01:50:22.960 --> 01:50:25.920
<v Speaker 2>eight thousand plus fifty seven hundred. Did they pay you

2096
01:50:26.039 --> 01:50:26.880
<v Speaker 2>those two checks?

2097
01:50:29.840 --> 01:50:30.760
<v Speaker 4>No, they paid me.

2098
01:50:32.279 --> 01:50:35.960
<v Speaker 14>Twenty three thousand and six ninety seven twenty four twice.

2099
01:50:38.399 --> 01:50:40.239
<v Speaker 14>They paid me another check.

2100
01:50:43.319 --> 01:50:49.680
<v Speaker 2>Okay, dear, they paid you, they overpaid you, They paid

2101
01:50:49.720 --> 01:50:52.479
<v Speaker 2>you in this one way way, you said they paid

2102
01:50:52.560 --> 01:50:56.720
<v Speaker 2>you twenty something twice. That's forty seven too, and then

2103
01:50:56.800 --> 01:50:58.800
<v Speaker 2>another what was the third check? How much was the

2104
01:50:58.880 --> 01:50:59.359
<v Speaker 2>third check?

2105
01:51:03.720 --> 01:51:07.479
<v Speaker 14>I think the in turn the third check for twenty

2106
01:51:07.600 --> 01:51:11.279
<v Speaker 14>one three twenty seven. Well, I didn't get the twenty

2107
01:51:11.399 --> 01:51:12.720
<v Speaker 14>three six ninety seven.

2108
01:51:13.359 --> 01:51:14.920
<v Speaker 21>It came to twenty us.

2109
01:51:15.640 --> 01:51:16.439
<v Speaker 9>I got to back up.

2110
01:51:16.760 --> 01:51:21.479
<v Speaker 2>Joan, Joan, joan, don't bother. Don't bother, joan, joone, don't bother, please,

2111
01:51:23.239 --> 01:51:26.640
<v Speaker 2>you're really mired in details. Here's what we have to know, okay,

2112
01:51:27.399 --> 01:51:31.359
<v Speaker 2>just roughly, if your insurance company roughly gave you three

2113
01:51:31.560 --> 01:51:35.279
<v Speaker 2>checks for twenty thousand dollars each, we know at least

2114
01:51:35.319 --> 01:51:42.000
<v Speaker 2>twenty thousand, right, three of them right, just roughly, Joan, Okay,

2115
01:51:42.279 --> 01:51:45.720
<v Speaker 2>that's sixty thousand dollars right.

2116
01:51:47.399 --> 01:51:53.600
<v Speaker 14>But the one check was for to pay my cameo off. Okay, listen,

2117
01:51:53.720 --> 01:51:56.640
<v Speaker 14>that's what they offered me to buy my cameo, because

2118
01:51:56.680 --> 01:51:58.399
<v Speaker 14>they totaled it in total.

2119
01:51:58.680 --> 01:52:02.239
<v Speaker 21>That had nothing to do with the twenty one okay.

2120
01:52:02.439 --> 01:52:06.600
<v Speaker 2>One shout. One check was to pay the fifth wheel off.

2121
01:52:06.760 --> 01:52:07.399
<v Speaker 2>Is that right.

2122
01:52:10.239 --> 01:52:10.399
<v Speaker 7>Right?

2123
01:52:11.399 --> 01:52:15.079
<v Speaker 2>And then the other two checks were for damages to

2124
01:52:15.199 --> 01:52:15.640
<v Speaker 2>your home.

2125
01:52:15.840 --> 01:52:19.439
<v Speaker 4>Is that right correct?

2126
01:52:20.399 --> 01:52:23.439
<v Speaker 2>So I don't know why. These are not difficult questions,

2127
01:52:23.479 --> 01:52:26.800
<v Speaker 2>these are real basic questions. So my question to you

2128
01:52:27.199 --> 01:52:32.039
<v Speaker 2>is in their demand for payment from you, they are

2129
01:52:32.279 --> 01:52:39.680
<v Speaker 2>apparently saying they overpaid you, right, But.

2130
01:52:39.840 --> 01:52:43.039
<v Speaker 14>I overpaid them because they made me send them another

2131
01:52:43.239 --> 01:52:48.680
<v Speaker 14>check for twenty three six four. They said I didn't

2132
01:52:48.720 --> 01:52:52.119
<v Speaker 14>send them that money, I would end up in prison.

2133
01:52:52.560 --> 01:52:56.640
<v Speaker 2>Yeah, okay, joan, joan, because you need joan, do me

2134
01:52:56.720 --> 01:52:58.560
<v Speaker 2>a favor, Joan, do me a favor. From now on,

2135
01:52:58.880 --> 01:53:02.279
<v Speaker 2>I just want simple one answers I want or one sentence. Okay,

2136
01:53:02.520 --> 01:53:05.119
<v Speaker 2>I don't want. I don't want any kind of twenty

2137
01:53:05.199 --> 01:53:08.159
<v Speaker 2>three six seven, seven point twenty three cents. All I

2138
01:53:08.199 --> 01:53:11.279
<v Speaker 2>want to know is rough numbers. In rough numbers, here's

2139
01:53:11.319 --> 01:53:16.720
<v Speaker 2>what happens. Insurance pays you for damages, You pay contractors,

2140
01:53:17.199 --> 01:53:20.239
<v Speaker 2>or they pay contractors whatever, so you get a total

2141
01:53:20.319 --> 01:53:25.359
<v Speaker 2>amount from the insurance company. If the insurance company pays

2142
01:53:25.479 --> 01:53:29.359
<v Speaker 2>you too much money, they want it back. So we

2143
01:53:29.560 --> 01:53:32.279
<v Speaker 2>have to do a simple ledger. How much did they

2144
01:53:32.439 --> 01:53:36.560
<v Speaker 2>pay you and how much did you pay out, and

2145
01:53:36.800 --> 01:53:41.720
<v Speaker 2>then we find out how much is left over that

2146
01:53:41.920 --> 01:53:45.880
<v Speaker 2>goes back to your insurance company. They can demand it

2147
01:53:46.039 --> 01:53:48.159
<v Speaker 2>back a lot of people think they get to keep it.

2148
01:53:48.520 --> 01:53:50.840
<v Speaker 2>They don't get to keep it, but you still have

2149
01:53:51.000 --> 01:53:56.039
<v Speaker 2>repairs to go. Now, your insurance company apparently thinks they

2150
01:53:56.159 --> 01:54:00.199
<v Speaker 2>paid for everything and overpaid you, and they demand did

2151
01:54:00.239 --> 01:54:02.760
<v Speaker 2>another twenty three thousand. That's a yes or no?

2152
01:54:02.960 --> 01:54:03.479
<v Speaker 4>Is that right?

2153
01:54:03.680 --> 01:54:04.119
<v Speaker 2>Yes or no?

2154
01:54:06.600 --> 01:54:06.800
<v Speaker 8>Yes?

2155
01:54:07.319 --> 01:54:07.520
<v Speaker 4>Yes?

2156
01:54:07.920 --> 01:54:14.840
<v Speaker 2>And you paid them that twenty three thousand yes or no? Yes?

2157
01:54:15.880 --> 01:54:19.479
<v Speaker 2>Are they still demanding more money at this point?

2158
01:54:22.880 --> 01:54:22.920
<v Speaker 4>No?

2159
01:54:23.640 --> 01:54:28.880
<v Speaker 2>Okay, So you're calling me because you believe all State

2160
01:54:30.159 --> 01:54:38.000
<v Speaker 2>took too much money back from you. Correct, Okay, hang on,

2161
01:54:38.680 --> 01:54:41.319
<v Speaker 2>I just wanted to get that straight. So you're saying

2162
01:54:41.399 --> 01:54:44.279
<v Speaker 2>they're being unfair to you. There's an easy way. There's

2163
01:54:44.319 --> 01:54:47.279
<v Speaker 2>an easy way to sift through this. It's called math.

2164
01:54:47.600 --> 01:54:49.840
<v Speaker 2>Hold on three oh three seven one, three eight two

2165
01:54:49.960 --> 01:54:58.319
<v Speaker 2>five five. Go with a sure thing Denver's best roofer

2166
01:54:58.520 --> 01:55:01.399
<v Speaker 2>Excel roofing dot com. You don't pay a cent until

2167
01:55:01.439 --> 01:55:07.880
<v Speaker 2>you're content. Time for an insurance checkup free, no obligation.

2168
01:55:07.920 --> 01:55:11.760
<v Speaker 2>In comparison, call Compass Insurance paying too much your coverage

2169
01:55:11.760 --> 01:55:14.439
<v Speaker 2>at dozens of insurance companies find out now three oh

2170
01:55:14.479 --> 01:55:17.399
<v Speaker 2>three seven seven one help. You'll think you're his only

2171
01:55:17.520 --> 01:55:19.920
<v Speaker 2>customer when you choose Frank durand the real estate man

2172
01:55:20.039 --> 01:55:23.399
<v Speaker 2>dot com to list your home with Remax Alliance three

2173
01:55:23.479 --> 01:55:28.119
<v Speaker 2>oh three nine two zero sixteen twenty two. Hi Tom Martino,

2174
01:55:29.000 --> 01:55:33.279
<v Speaker 2>your troubleshooter three O three seven one three talk three

2175
01:55:33.359 --> 01:55:36.920
<v Speaker 2>oh three seven one three eight two five five. All right,

2176
01:55:37.079 --> 01:55:41.520
<v Speaker 2>now here's here's I understand uh, her concern for sure.

2177
01:55:42.880 --> 01:55:45.319
<v Speaker 2>I understand her concern for sure. She's wondering did she

2178
01:55:45.439 --> 01:55:50.520
<v Speaker 2>get did she get treated properly by her insurance? So, Joan,

2179
01:55:51.319 --> 01:55:54.119
<v Speaker 2>thank you for answering my questions with short answers here

2180
01:55:54.239 --> 01:55:58.039
<v Speaker 2>for for the minute. So so right now, though, does

2181
01:55:58.239 --> 01:56:02.319
<v Speaker 2>your insurance company? I think you're even. They're not looking

2182
01:56:02.439 --> 01:56:04.640
<v Speaker 2>for anything else, right, they think you're all even?

2183
01:56:04.760 --> 01:56:10.960
<v Speaker 14>Right, No, they didn't understand why they asked for another

2184
01:56:11.159 --> 01:56:13.680
<v Speaker 14>twenty three thousand and six ninety seven.

2185
01:56:14.079 --> 01:56:14.960
<v Speaker 21>Mister Williams.

2186
01:56:15.359 --> 01:56:19.279
<v Speaker 14>He said he couldn't figure it out. But they sent

2187
01:56:19.399 --> 01:56:22.760
<v Speaker 14>me a check for seventy five thousand Trio eight eighty three.

2188
01:56:23.279 --> 01:56:24.239
<v Speaker 9>When was that plation?

2189
01:56:24.479 --> 01:56:24.760
<v Speaker 1>Cause?

2190
01:56:24.840 --> 01:56:26.239
<v Speaker 2>Wait, when was that?

2191
01:56:29.800 --> 01:56:30.000
<v Speaker 4>You know?

2192
01:56:30.159 --> 01:56:31.439
<v Speaker 11>I don't have a date on this.

2193
01:56:32.079 --> 01:56:35.880
<v Speaker 2>Wait a minute, Joan, hold off, please, Joan John wait

2194
01:56:35.920 --> 01:56:40.600
<v Speaker 2>wait wait Joan please wait wait wait wait. You never

2195
01:56:40.880 --> 01:56:45.319
<v Speaker 2>mentioned in all of our conversations anything about seventy five thousand.

2196
01:56:45.680 --> 01:56:48.359
<v Speaker 2>You said they sent you roughly three checks of twenty

2197
01:56:48.479 --> 01:56:52.039
<v Speaker 2>thousand each. What I need to know that's seventy five

2198
01:56:52.159 --> 01:56:56.119
<v Speaker 2>thousand you're talking about. Is that in addition to those

2199
01:56:56.199 --> 01:56:57.560
<v Speaker 2>other three checks.

2200
01:56:59.359 --> 01:57:03.199
<v Speaker 21>I didn't get, well, I didn't get the three checks.

2201
01:57:03.880 --> 01:57:06.960
<v Speaker 2>What say? My god, my god? I spent an entire

2202
01:57:07.239 --> 01:57:13.319
<v Speaker 2>segment where you set joan hold on. Let me try

2203
01:57:13.359 --> 01:57:14.079
<v Speaker 2>to make this simple.

2204
01:57:14.119 --> 01:57:14.399
<v Speaker 5>Okay.

2205
01:57:15.000 --> 01:57:19.119
<v Speaker 2>If you added up forget about what you paid the contractors,

2206
01:57:19.159 --> 01:57:22.960
<v Speaker 2>forget about everything, and forget about what you paid back.

2207
01:57:23.560 --> 01:57:27.199
<v Speaker 2>If you added up every single penny you got from

2208
01:57:27.800 --> 01:57:30.079
<v Speaker 2>all state, what would it add up to. I don't

2209
01:57:30.119 --> 01:57:31.880
<v Speaker 2>care how many checks. I don't care if it was

2210
01:57:32.000 --> 01:57:34.880
<v Speaker 2>one or five. I don't care. If you added up

2211
01:57:35.279 --> 01:57:37.960
<v Speaker 2>all of the money you got from your insurance, what

2212
01:57:38.079 --> 01:57:38.960
<v Speaker 2>would it add up to?

2213
01:57:41.479 --> 01:57:44.560
<v Speaker 21>Seventy five thousand, three eighty three.

2214
01:57:44.960 --> 01:57:49.319
<v Speaker 2>Okay, that's everything, right, That's every penny that you got

2215
01:57:49.640 --> 01:57:51.039
<v Speaker 2>from your insurance, right.

2216
01:57:53.079 --> 01:57:53.239
<v Speaker 13>Right?

2217
01:57:53.720 --> 01:57:57.479
<v Speaker 2>Okay, now of that now, I just want to talk

2218
01:57:57.520 --> 01:58:00.680
<v Speaker 2>in raw numbers. This will not be confusing. Of that

2219
01:58:00.920 --> 01:58:05.760
<v Speaker 2>seventy five thousand, three hundred bucks, roughly, how much have

2220
01:58:05.960 --> 01:58:09.319
<v Speaker 2>you paid out to contractors?

2221
01:58:10.039 --> 01:58:12.319
<v Speaker 5>Well, take the RV out of there, two toms.

2222
01:58:13.920 --> 01:58:20.960
<v Speaker 2>That included your RV. Right, the seventy five, forty ninety six, okay,

2223
01:58:21.600 --> 01:58:27.720
<v Speaker 2>forty four thousand you paid out and that includes paying

2224
01:58:27.800 --> 01:58:28.439
<v Speaker 2>off your RV.

2225
01:58:31.239 --> 01:58:34.960
<v Speaker 21>No, RV was thirty one thousand and one seventy.

2226
01:58:34.680 --> 01:58:37.279
<v Speaker 5>Eight at least forty four thousand dollars.

2227
01:58:37.119 --> 01:58:39.880
<v Speaker 11>Thousand, okay, right?

2228
01:58:40.399 --> 01:58:47.840
<v Speaker 2>That seventy five thousand included the RV. Right, Yes, it did, okay,

2229
01:58:48.039 --> 01:58:51.319
<v Speaker 2>and thirty sounds to me what I'm adding up. It

2230
01:58:51.439 --> 01:58:54.600
<v Speaker 2>sounds to me that's exactly what you should have been

2231
01:58:54.680 --> 01:58:58.680
<v Speaker 2>paid for your RV and the repairs that have been

2232
01:58:58.760 --> 01:58:59.520
<v Speaker 2>done thus far.

2233
01:59:00.880 --> 01:59:02.159
<v Speaker 5>So the only question is.

2234
01:59:02.199 --> 01:59:04.800
<v Speaker 6>Why they asked for a refound of sor that's what

2235
01:59:04.880 --> 01:59:07.520
<v Speaker 6>I want to know, because don't trust what she just said,

2236
01:59:07.560 --> 01:59:08.399
<v Speaker 6>and that's what I want to know.

2237
01:59:08.920 --> 01:59:12.199
<v Speaker 2>So here's what I'm asking, Joan. It's a very simple question.

2238
01:59:12.920 --> 01:59:15.840
<v Speaker 2>That seventy five thousand, three hundred was paid to you,

2239
01:59:16.439 --> 01:59:19.960
<v Speaker 2>You paid off your RV, you paid roughly thirty eight

2240
01:59:20.079 --> 01:59:23.920
<v Speaker 2>to Green Gables plus insulation another fifty seven hundred. That

2241
01:59:24.159 --> 01:59:27.680
<v Speaker 2>all adds up roughly to your seventy five thousand, right

2242
01:59:30.159 --> 01:59:36.960
<v Speaker 2>right now? Are they asking for twenty three thousand from

2243
01:59:37.600 --> 01:59:39.119
<v Speaker 2>the seventy five thousand?

2244
01:59:42.399 --> 01:59:42.840
<v Speaker 19>Correct?

2245
01:59:43.359 --> 01:59:49.479
<v Speaker 21>Why nobody knows, they don't they.

2246
01:59:49.880 --> 01:59:53.359
<v Speaker 2>But you said to me, you said to me before,

2247
01:59:53.520 --> 01:59:55.399
<v Speaker 2>and I listen, you said to me before, and I

2248
01:59:55.479 --> 01:59:58.800
<v Speaker 2>have the recording, and hopefully my audience has not committed

2249
01:59:58.840 --> 02:00:01.119
<v Speaker 2>suicide yet. But I I wanted to ask you. You

2250
02:00:01.319 --> 02:00:05.560
<v Speaker 2>said to me, you said to me that you already

2251
02:00:05.640 --> 02:00:12.319
<v Speaker 2>sent them back twenty three thousand? Did you? I did? Okay? Then,

2252
02:00:12.399 --> 02:00:15.520
<v Speaker 2>by my math, all State is screwing you.

2253
02:00:18.640 --> 02:00:19.159
<v Speaker 14>Correct.

2254
02:00:20.159 --> 02:00:26.079
<v Speaker 2>Hold on, Joan, they underpaid you, They underpaid you. Do

2255
02:00:26.279 --> 02:00:28.840
<v Speaker 2>you have a letter saying why they wanted the twenty

2256
02:00:28.920 --> 02:00:29.880
<v Speaker 2>three thousand back?

2257
02:00:33.479 --> 02:00:34.840
<v Speaker 21>Well, I'm not a letter.

2258
02:00:35.039 --> 02:00:36.520
<v Speaker 2>No, No, do you have an email?

2259
02:00:36.880 --> 02:00:37.439
<v Speaker 4>Get a letter?

2260
02:00:37.840 --> 02:00:39.640
<v Speaker 8>How did you send it back to him? Did you

2261
02:00:39.800 --> 02:00:42.520
<v Speaker 8>just write a check out to State Farm and mail

2262
02:00:42.560 --> 02:00:43.119
<v Speaker 8>it off.

2263
02:00:44.960 --> 02:00:45.439
<v Speaker 5>All State?

2264
02:00:45.680 --> 02:00:50.319
<v Speaker 2>Correct? All State? Hey, Joan, did you get an email

2265
02:00:50.399 --> 02:00:53.439
<v Speaker 2>from them? What did you get demanding the twenty three thousand?

2266
02:00:55.640 --> 02:00:59.600
<v Speaker 8>Hold on, No, we need to get we need not

2267
02:00:59.720 --> 02:01:02.279
<v Speaker 8>all she needs someone to get into it.

2268
02:01:02.399 --> 02:01:02.560
<v Speaker 4>Man.

2269
02:01:02.720 --> 02:01:04.439
<v Speaker 2>No, No, I need I need to take a break.

2270
02:01:04.520 --> 02:01:06.880
<v Speaker 2>I mean, I think I think I got to take

2271
02:01:06.920 --> 02:01:08.680
<v Speaker 2>a break. I'm not sure. I'm so confused now I'm

2272
02:01:08.680 --> 02:01:11.159
<v Speaker 2>not sure what to do. I have some ideas of

2273
02:01:11.199 --> 02:01:15.800
<v Speaker 2>what I'd like to do. But yeah, I mean, anybody

2274
02:01:15.880 --> 02:01:19.560
<v Speaker 2>have any ideas? I think that Mann, I think we

2275
02:01:19.720 --> 02:01:22.119
<v Speaker 2>need to Uh, I'll be back.

2276
02:01:23.399 --> 02:01:24.039
<v Speaker 10>Yeah, I.

2277
02:01:29.279 --> 02:01:32.520
<v Speaker 2>Go with a sure thing, Denver's Best Roofer Excel Roofing

2278
02:01:32.640 --> 02:01:35.239
<v Speaker 2>dot com. You don't pay a cent until you're content.

2279
02:01:38.640 --> 02:01:41.800
<v Speaker 2>Time for an insurance check up free, no obligation. In comparison,

2280
02:01:41.960 --> 02:01:45.479
<v Speaker 2>call Compass Insurance paying too much your coverage at dozens

2281
02:01:45.520 --> 02:01:48.239
<v Speaker 2>of insurance companies find out now three all three seven

2282
02:01:48.279 --> 02:01:48.800
<v Speaker 2>to seven to one.

2283
02:01:48.960 --> 02:01:49.199
<v Speaker 5>Help.

2284
02:01:49.399 --> 02:01:52.000
<v Speaker 2>You'll think you're his only customer when you choose Frank

2285
02:01:52.079 --> 02:01:54.479
<v Speaker 2>durand the real estate Man dot com to list your

2286
02:01:54.560 --> 02:01:57.680
<v Speaker 2>home with Remax Alliance three all three nine two zero

2287
02:01:57.800 --> 02:02:03.880
<v Speaker 2>sixteen twenty two. Hi, Tom Martino, your troubleshooter three oh

2288
02:02:03.960 --> 02:02:07.439
<v Speaker 2>three seven one three talks seven one three eight two

2289
02:02:07.560 --> 02:02:10.720
<v Speaker 2>five five. Rob's got a comment on this issue we're

2290
02:02:10.760 --> 02:02:14.279
<v Speaker 2>going through, which is kind of giving me some headaches. Go,

2291
02:02:15.039 --> 02:02:18.800
<v Speaker 2>but I know why Joan's upset by all math. They

2292
02:02:18.840 --> 02:02:21.560
<v Speaker 2>are underpaying her on the claim for some reason they are.

2293
02:02:22.119 --> 02:02:24.800
<v Speaker 2>But Rob, what is your comment?

2294
02:02:26.880 --> 02:02:31.279
<v Speaker 9>Well, Tom, I think honestly she got scammed. The scammers

2295
02:02:31.399 --> 02:02:35.159
<v Speaker 9>know when payouts go out, they know they'd see the traffic.

2296
02:02:35.640 --> 02:02:36.640
<v Speaker 10>I think the thing.

2297
02:02:36.760 --> 02:02:39.000
<v Speaker 2>I have a feeling, she said, someone is no longer

2298
02:02:39.079 --> 02:02:41.439
<v Speaker 2>with all Stead anymore. And I was going to get

2299
02:02:41.479 --> 02:02:43.800
<v Speaker 2>to that if I had enough, if I had another

2300
02:02:43.880 --> 02:02:44.560
<v Speaker 2>three hours.

2301
02:02:44.439 --> 02:02:46.960
<v Speaker 9>Find out where she sent Where did she send the

2302
02:02:47.039 --> 02:02:47.439
<v Speaker 9>money to?

2303
02:02:48.479 --> 02:02:51.520
<v Speaker 2>Joan? And Mark was asking that too. You're right, Rob

2304
02:02:52.079 --> 02:02:56.800
<v Speaker 2>Mark was asking that, thank you, Hey, Joan. Is it

2305
02:02:57.039 --> 02:03:01.159
<v Speaker 2>possible that you sent that money back but not to

2306
02:03:01.279 --> 02:03:01.760
<v Speaker 2>All State?

2307
02:03:06.079 --> 02:03:07.800
<v Speaker 21>No, I send it back to all State.

2308
02:03:08.239 --> 02:03:10.279
<v Speaker 2>How do you know that for sure? How do you

2309
02:03:10.359 --> 02:03:11.079
<v Speaker 2>know that for sure?

2310
02:03:13.920 --> 02:03:18.520
<v Speaker 21>I just wrote the check, maybe not even a month ago.

2311
02:03:18.640 --> 02:03:19.560
<v Speaker 21>I just wrote the check.

2312
02:03:19.640 --> 02:03:20.720
<v Speaker 2>How did you send the check?

2313
02:03:25.000 --> 02:03:27.640
<v Speaker 21>I just wrote them a personal check and sent How.

2314
02:03:27.680 --> 02:03:30.600
<v Speaker 2>Did you send it by carrier pigeon? Or why? May?

2315
02:03:30.880 --> 02:03:31.119
<v Speaker 4>Did you?

2316
02:03:31.319 --> 02:03:32.800
<v Speaker 2>Did you put it in the mail? How did you

2317
02:03:32.960 --> 02:03:40.319
<v Speaker 2>send the check us? Okay? Okay? And the address was

2318
02:03:41.319 --> 02:03:43.359
<v Speaker 2>did they give you the address to send it to?

2319
02:03:47.279 --> 02:03:47.920
<v Speaker 4>Yes? They did?

2320
02:03:48.720 --> 02:03:49.479
<v Speaker 5>The check cleared?

2321
02:03:50.119 --> 02:03:56.439
<v Speaker 21>Yeah, yes, the check cleared. And nobody knows why the

2322
02:03:56.600 --> 02:03:59.199
<v Speaker 21>check was set back set to them.

2323
02:03:59.760 --> 02:04:02.399
<v Speaker 2>This state farms say the same thing. They don't know why.

2324
02:04:02.720 --> 02:04:05.439
<v Speaker 14>William Harrison is said his big boss.

2325
02:04:05.479 --> 02:04:06.359
<v Speaker 9>Is on his back.

2326
02:04:06.479 --> 02:04:07.159
<v Speaker 13>For that check.

2327
02:04:08.000 --> 02:04:11.439
<v Speaker 2>Here's here's what I need to know, Joan, is State

2328
02:04:11.560 --> 02:04:13.520
<v Speaker 2>Farm wondering why you sent it back.

2329
02:04:17.159 --> 02:04:21.000
<v Speaker 8>All State does know that you sent the check back.

2330
02:04:21.039 --> 02:04:26.039
<v Speaker 8>If you call them, Jesus Christ.

2331
02:04:25.880 --> 02:04:26.760
<v Speaker 2>We just can't get it.

2332
02:04:26.840 --> 02:04:29.920
<v Speaker 3>They know I sent the money cap Okay, okay.

2333
02:04:30.279 --> 02:04:30.520
<v Speaker 10>They know?

2334
02:04:30.880 --> 02:04:33.479
<v Speaker 2>Do they want Do they think it was a mistake.

2335
02:04:33.640 --> 02:04:36.960
<v Speaker 2>Do they acknowledge that you need to get that money back?

2336
02:04:42.000 --> 02:04:44.119
<v Speaker 21>They just said they were going to check into it.

2337
02:04:44.239 --> 02:04:47.600
<v Speaker 2>They didn't know, Okay, Joan, hold On, I'm going to

2338
02:04:47.680 --> 02:04:50.560
<v Speaker 2>give this to hold On. This is this is clearly

2339
02:04:50.640 --> 02:04:53.199
<v Speaker 2>not hold On. This is clearly not working. She's on

2340
02:04:53.279 --> 02:04:56.600
<v Speaker 2>another planet because it takes about six thousand seconds for

2341
02:04:56.680 --> 02:04:58.920
<v Speaker 2>her to respond. So here's what I want. I want

2342
02:04:58.960 --> 02:05:01.039
<v Speaker 2>to give this to deputy to talk to her off

2343
02:05:01.119 --> 02:05:02.079
<v Speaker 2>the air. That's what I want to.

2344
02:05:02.479 --> 02:05:05.239
<v Speaker 7>Just let me ask her one question. When you wrote

2345
02:05:05.319 --> 02:05:08.399
<v Speaker 7>the check, did you write it to that person that

2346
02:05:08.560 --> 02:05:11.319
<v Speaker 7>you have mentioned now or did you actually write it

2347
02:05:11.439 --> 02:05:12.920
<v Speaker 7>to like All State?

2348
02:05:16.600 --> 02:05:18.079
<v Speaker 21>I wrote it to All States.

2349
02:05:18.199 --> 02:05:24.039
<v Speaker 2>Okay, Okay, thank you now, Joan, We really all kidding aside.

2350
02:05:24.680 --> 02:05:28.119
<v Speaker 2>Even though this is a complicated story, we do understand

2351
02:05:28.199 --> 02:05:31.039
<v Speaker 2>what you're saying, and we want to make sure that

2352
02:05:31.199 --> 02:05:34.760
<v Speaker 2>you get paid for the damages. Okay, And I should

2353
02:05:34.840 --> 02:05:36.960
<v Speaker 2>not even get into this right now, but I gotta

2354
02:05:37.000 --> 02:05:40.079
<v Speaker 2>ask you. It's a very simple question. You mentioned there

2355
02:05:40.119 --> 02:05:50.640
<v Speaker 2>were still repairs to do, right, Oh my god? Okay, Joan,

2356
02:05:51.279 --> 02:05:53.960
<v Speaker 2>Are there still more repairs to do?

2357
02:05:54.680 --> 02:05:54.880
<v Speaker 4>Yes?

2358
02:05:55.439 --> 02:05:58.479
<v Speaker 2>Okay? What is State Farm doing about those?

2359
02:05:59.000 --> 02:06:01.039
<v Speaker 21>They haven't touched a rust of the house.

2360
02:06:01.159 --> 02:06:04.680
<v Speaker 2>I know, but Joan, Joan, Yes. Was that seventy five

2361
02:06:04.800 --> 02:06:08.880
<v Speaker 2>thousand supposed to be for the r V and all

2362
02:06:09.199 --> 02:06:12.479
<v Speaker 2>of your repairs? Or were they gonna pay more?

2363
02:06:16.520 --> 02:06:17.840
<v Speaker 4>I guess that we're gonna pay more.

2364
02:06:18.479 --> 02:06:20.319
<v Speaker 2>What is your deductible.

2365
02:06:26.319 --> 02:06:27.000
<v Speaker 21>A thousand?

2366
02:06:27.119 --> 02:06:27.439
<v Speaker 9>I think?

2367
02:06:27.800 --> 02:06:30.520
<v Speaker 2>Okay, we're gonna have Deputy d take this, put Joan

2368
02:06:30.640 --> 02:06:34.760
<v Speaker 2>on hold, and then everyone else put the guns down,

2369
02:06:36.399 --> 02:06:39.039
<v Speaker 2>put the rope away. Please, you don't have to. I'm

2370
02:06:39.079 --> 02:06:41.319
<v Speaker 2>gonna stop right now. I'm gonna I'm putting you out

2371
02:06:41.319 --> 02:06:42.800
<v Speaker 2>of your misery without doing it.

2372
02:06:43.039 --> 02:06:47.479
<v Speaker 7>And tell Dmitri to reach out to Matt too, Yes,

2373
02:06:48.159 --> 02:06:51.680
<v Speaker 7>Matt or Matt Stanford our She doesn't even need to

2374
02:06:51.800 --> 02:06:54.239
<v Speaker 7>hire Matt, but Matt can at least look at our

2375
02:06:54.479 --> 02:06:57.199
<v Speaker 7>what should be covered, and look at the registry of

2376
02:06:57.279 --> 02:07:00.239
<v Speaker 7>what's been paid, what's been sent back. I mean something

2377
02:07:00.399 --> 02:07:01.399
<v Speaker 7>is very odd.

2378
02:07:02.079 --> 02:07:03.600
<v Speaker 5>Yeah, Mark, that's the only way to handle it.

2379
02:07:03.680 --> 02:07:05.560
<v Speaker 2>You're right, Yeah, but I want to meet you at

2380
02:07:05.640 --> 02:07:07.000
<v Speaker 2>least to get the lowdown on this.

2381
02:07:07.399 --> 02:07:10.800
<v Speaker 7>I'll get the summary from her today and then I

2382
02:07:10.960 --> 02:07:13.520
<v Speaker 7>wonder if did she say if she was single, because

2383
02:07:13.560 --> 02:07:17.439
<v Speaker 7>I know Deputy Doc's sale as well house visit.

2384
02:07:17.840 --> 02:07:21.199
<v Speaker 2>You know, Yeah, that would be something, wouldn't it anyway?

2385
02:07:21.279 --> 02:07:24.880
<v Speaker 2>Joan hold on, Uh, we are going to get that information.

2386
02:07:25.920 --> 02:07:28.399
<v Speaker 2>And Rob's the one I already took right the comment. Okay,

2387
02:07:28.560 --> 02:07:31.560
<v Speaker 2>so we have more coming up on the Troubleshooter Show

2388
02:07:32.000 --> 02:07:34.880
<v Speaker 2>right after this. Go with a sure thing Denver's Best

2389
02:07:35.000 --> 02:07:37.840
<v Speaker 2>roofer Excel Roofing dot com. You don't pay a cent

2390
02:07:38.039 --> 02:07:44.840
<v Speaker 2>until you're content. Time for an insurance checkup free, no obligation.

2391
02:07:44.880 --> 02:07:48.720
<v Speaker 2>In comparison, call Compass Insurance paying too much your coverage

2392
02:07:48.720 --> 02:07:51.319
<v Speaker 2>at dozens of insurance companies find out now three O

2393
02:07:51.439 --> 02:07:53.760
<v Speaker 2>three seven to seven to one help. You'll think you're

2394
02:07:53.840 --> 02:07:56.359
<v Speaker 2>his only customer when you choose Frank durand the real

2395
02:07:56.439 --> 02:07:59.399
<v Speaker 2>estate Man dot com to list your home with Remax

2396
02:07:59.479 --> 02:08:07.199
<v Speaker 2>Alliance three three nine two zero sixteen twenty two. Hi

2397
02:08:07.479 --> 02:08:11.840
<v Speaker 2>Tom Martino here three three seven one three talk seven

2398
02:08:11.880 --> 02:08:16.159
<v Speaker 2>one three eight two five five. Wow, that's all I

2399
02:08:16.239 --> 02:08:21.199
<v Speaker 2>can say. Wow. I just hope no one drove off

2400
02:08:21.239 --> 02:08:24.439
<v Speaker 2>the road on any of our calls. But here's the

2401
02:08:24.520 --> 02:08:27.039
<v Speaker 2>deal man, Well, let me take Steve.

2402
02:08:27.319 --> 02:08:30.479
<v Speaker 7>I think I think she actually, I think there's a

2403
02:08:30.600 --> 02:08:33.399
<v Speaker 7>hell of a good chance she got snookered by somebody

2404
02:08:33.760 --> 02:08:35.359
<v Speaker 7>and sent twenty three thousand.

2405
02:08:35.800 --> 02:08:36.159
<v Speaker 9>I know it.

2406
02:08:36.359 --> 02:08:39.960
<v Speaker 2>I think somebody working there, because she kept saying this

2407
02:08:40.079 --> 02:08:42.760
<v Speaker 2>one man isn't with all State anymore. You remember she

2408
02:08:42.920 --> 02:08:43.199
<v Speaker 2>said that.

2409
02:08:44.199 --> 02:08:46.960
<v Speaker 8>Not only that, she said they threatened to throw her

2410
02:08:47.039 --> 02:08:47.560
<v Speaker 8>in jail.

2411
02:08:48.319 --> 02:08:53.039
<v Speaker 2>Yeah, this is weird. Yes, you know what, somebody I'll

2412
02:08:53.079 --> 02:08:57.680
<v Speaker 2>bet you somebody stole that money from her, yep, yep,

2413
02:08:57.840 --> 02:08:59.520
<v Speaker 2>And I'll bet you it with someone who worked there,

2414
02:09:00.359 --> 02:09:02.920
<v Speaker 2>because she said, oh he and the man's no longer.

2415
02:09:03.359 --> 02:09:05.319
<v Speaker 2>The man's no longer with all State.

2416
02:09:05.399 --> 02:09:06.520
<v Speaker 8>He probably never was.

2417
02:09:06.600 --> 02:09:09.039
<v Speaker 2>With All State. Dmitri, keep an eye out for that.

2418
02:09:09.239 --> 02:09:12.960
<v Speaker 2>That could really be. That could be some fraud there. Okay, Steve,

2419
02:09:13.680 --> 02:09:15.199
<v Speaker 2>go ahead, Steve, what's happening?

2420
02:09:15.720 --> 02:09:15.880
<v Speaker 4>You know?

2421
02:09:16.000 --> 02:09:16.479
<v Speaker 2>Real quick?

2422
02:09:16.560 --> 02:09:20.039
<v Speaker 7>D Dmitri, get a copy of the canceled check and

2423
02:09:20.159 --> 02:09:23.560
<v Speaker 7>then reference it to an All State account if you can.

2424
02:09:25.199 --> 02:09:28.640
<v Speaker 2>Yeah, Okay, go ahead. What's going on, sir? What's going on? Steve?

2425
02:09:29.520 --> 02:09:31.199
<v Speaker 13>Hey? I just want to give a plug to a

2426
02:09:31.359 --> 02:09:35.560
<v Speaker 13>Rock with the All American Restoration. Make a long story short.

2427
02:09:35.600 --> 02:09:38.640
<v Speaker 13>Our home burned down fifteen months ago, hired a contractor,

2428
02:09:39.359 --> 02:09:42.079
<v Speaker 13>took about four hundred thousand from us, blah blah blah,

2429
02:09:43.000 --> 02:09:48.119
<v Speaker 13>and walked off the job. Anyway, Rock has come and

2430
02:09:48.199 --> 02:09:53.520
<v Speaker 13>inspected the job and he is willing to help us get.

2431
02:09:53.399 --> 02:09:55.760
<v Speaker 10>Through this mess and rebuild our home.

2432
02:09:56.479 --> 02:09:58.399
<v Speaker 13>And I just want to give a plug to Rock

2433
02:09:59.119 --> 02:10:03.239
<v Speaker 13>at American Resta for stepping in and helping my wife

2434
02:10:03.279 --> 02:10:05.000
<v Speaker 13>and I put her home back together.

2435
02:10:05.880 --> 02:10:09.319
<v Speaker 2>You know what that I'm so sorry that happened to you,

2436
02:10:09.439 --> 02:10:12.279
<v Speaker 2>but I'm glad he's able to help you. May I

2437
02:10:12.399 --> 02:10:14.239
<v Speaker 2>ask how did the fire occur?

2438
02:10:16.159 --> 02:10:18.119
<v Speaker 13>You know, I had a little charging station in my

2439
02:10:18.199 --> 02:10:24.159
<v Speaker 13>garage that I kept on MIC the wall ridgidh H

2440
02:10:24.600 --> 02:10:29.560
<v Speaker 13>batteries charging, and the lithium mion batteries exploded in the

2441
02:10:29.600 --> 02:10:31.359
<v Speaker 13>garage and it was an.

2442
02:10:31.319 --> 02:10:33.840
<v Speaker 2>In front Hold on, are you telling you see? I've

2443
02:10:33.880 --> 02:10:35.800
<v Speaker 2>heard more than once this happening.

2444
02:10:37.640 --> 02:10:39.279
<v Speaker 10>Wow, it was it was.

2445
02:10:39.279 --> 02:10:43.159
<v Speaker 13>An absolute infernal I mean those batteries exploded and by

2446
02:10:43.199 --> 02:10:46.079
<v Speaker 13>the time we realized the home was on fire, it

2447
02:10:46.239 --> 02:10:52.640
<v Speaker 13>was too late. So I mean, I just want to

2448
02:10:52.800 --> 02:10:56.680
<v Speaker 13>say thanks to Rock. Okay, the man has stepped in

2449
02:10:57.159 --> 02:10:58.720
<v Speaker 13>and he's going to help us.

2450
02:10:59.680 --> 02:11:03.279
<v Speaker 2>Well, thank you by the way for letting us know

2451
02:11:03.439 --> 02:11:06.880
<v Speaker 2>that we certainly appreciate you. Thank you, ast and I'm

2452
02:11:06.920 --> 02:11:11.399
<v Speaker 2>sorry it happened. John Fuller Fuller Law wants something real quick.

2453
02:11:11.520 --> 02:11:17.600
<v Speaker 2>Somebody wants to know in criminal law, people do judge shopping?

2454
02:11:18.199 --> 02:11:22.680
<v Speaker 2>Is that done? In civil and personal injury?

2455
02:11:23.399 --> 02:11:24.960
<v Speaker 5>Is what done tom shake?

2456
02:11:25.520 --> 02:11:27.239
<v Speaker 2>Judge shopping? Whatever that means?

2457
02:11:27.399 --> 02:11:29.159
<v Speaker 6>Well, No, it's not really as much of a thing

2458
02:11:29.239 --> 02:11:31.359
<v Speaker 6>in criminal because you don't really get to choose the

2459
02:11:31.479 --> 02:11:33.800
<v Speaker 6>jurisdiction unless you choose where you want to go commit

2460
02:11:33.880 --> 02:11:37.079
<v Speaker 6>the crime. But you know, there's several judges on the

2461
02:11:37.319 --> 02:11:39.840
<v Speaker 6>criminal docket and you randomly get a signed to which

2462
02:11:39.960 --> 02:11:40.680
<v Speaker 6>I'm going to be in.

2463
02:11:41.000 --> 02:11:45.079
<v Speaker 2>So anyway, John Fuller, thank you. Call Fuller dot com

2464
02:11:45.199 --> 02:11:47.000
<v Speaker 2>is the website Call Fuller dot com three oh three

2465
02:11:47.079 --> 02:11:50.079
<v Speaker 2>five nine seven forty five hundred. All right, people, you

2466
02:11:50.239 --> 02:11:52.960
<v Speaker 2>heard a crazy show. You'll hear even more crazy show tomorrow.

2467
02:11:53.039 --> 02:12:00.960
<v Speaker 2>Save all your problems for me. Ye