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<v Speaker 1>Now it's time for the most exciting segment on the

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<v Speaker 1>radio of a guy in.

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<v Speaker 2>The world of the day. I gotta remind our listeners

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<v Speaker 2>on Friday, what are we having, Anthony.

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<v Speaker 3>Tournament of the Day.

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<v Speaker 2>Do you want to win a chance to come play

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<v Speaker 2>the game with me.

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<v Speaker 1>We're gonna let five listeners come in and we have

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<v Speaker 1>a fabulous prize that we're not telling you about. But

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<v Speaker 1>you gotta be here Tuesday, Q thirty. But first you

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<v Speaker 1>gotta be chosen Friday, Friday, Friday, Friday, Friday. First you

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<v Speaker 1>gotta be chosen. How do they get for chosen?

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<v Speaker 3>A we email me in the next twenty four hours

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<v Speaker 3>a rod at iHeartMedia dot com talk trash, talk about

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<v Speaker 3>how much you love the show. Whatever it is you

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<v Speaker 3>think will get me to say, I want you to

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<v Speaker 3>be one of our guys or girls. Email me a

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<v Speaker 3>Rod at iHeartMedia dot com with a subject line of

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<v Speaker 3>the day in the next twenty four hours and I

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<v Speaker 3>will let you know if you're chosen to come compete

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<v Speaker 3>in one of our five contestants. There you go.

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<v Speaker 1>But Ryan Edwards and I got compete. Now, what is

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<v Speaker 1>our dad joke of the day.

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<v Speaker 3>I can't believe that viruses in bacteria would have the

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<v Speaker 3>audacity to invade my without my permission. That makes me sick.

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<v Speaker 2>It's good, that's funny. Today's word of the day. Please.

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<v Speaker 3>It is an adjective projective.

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<v Speaker 2>It is improvident, improvident.

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<v Speaker 1>I'm gonna say unexpected, something that was surprising.

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<v Speaker 3>Okay, Ryan, Yeah, the ball. Yeah, I'll just say that.

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<v Speaker 3>I don't know a formal word used to describe something

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<v Speaker 3>that does not foresee or provide for the future. There

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<v Speaker 3>you go, especially with regard to money's work.

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<v Speaker 1>All right, what night sky constellation includes an Terry's, a

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<v Speaker 1>red super giant star that is among the brightest stars

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<v Speaker 1>in the sky. I have no idea. I don't know

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<v Speaker 1>my constellation's belt. I don't know fatal one of the dippers. No,

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<v Speaker 1>neither Scorpius, which is associated with the Scorpio astrological soign

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<v Speaker 1>There you go.

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<v Speaker 2>We are in Scorpio right now, by the way. Yep,

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<v Speaker 2>all right, what is our jeopardy category?

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<v Speaker 3>Not of the fifty year variety? The category is mortgagees

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<v Speaker 3>mortgage okayes, yeah, not bad mortgages fifty years not on here.

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<v Speaker 3>This is the initial sum of money you borrow from

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<v Speaker 3>a lender. To buy home. Correct. The term fixed rate

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<v Speaker 3>mortgage means your interest rate?

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<v Speaker 2>Does it stays the same? What it stays the same?

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<v Speaker 3>That is correct? Before closing on a home?

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<v Speaker 2>You have, Ryan?

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<v Speaker 3>Do you have? You? Do you have?

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<v Speaker 1>You've gone through this process? I have, Okay, I just

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<v Speaker 1>want to make sure. We're just just making sure you

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<v Speaker 1>didn't throw something at.

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<v Speaker 3>You, Okay, before closing on a home. I mean, Ryan,

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<v Speaker 3>I could have her wait until they ended it. Ryan

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<v Speaker 3>was the inspection? No, I threw them off. I threw

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<v Speaker 3>him off. That was finished? About this? Lean, finish it

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<v Speaker 3>Before closing on a home. Lenders often require this inspection

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<v Speaker 3>to ensure the property's value matches the loan amount. I mean,

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<v Speaker 3>questions kind of worded weird.

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<v Speaker 1>I mean, I feel like the answer is in the question,

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<v Speaker 1>but that Ryan kind of got it right.

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<v Speaker 3>So you have to do with this to figure out

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<v Speaker 3>the value of a home.

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<v Speaker 2>Oh maybe what's an appraisal?

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<v Speaker 3>Is?

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<v Speaker 2>Okay?

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<v Speaker 3>Yeah? The government sponsored enterprise nicknamed Freddie Mack, buys and

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<v Speaker 3>guarantees mortgages to help stabilize the housing market. What is

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<v Speaker 3>the government sponsored enterprise? What is the name of it? No,

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<v Speaker 3>it's nicknamed Freddy Mack. Is the Bank, the Federal Home

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<v Speaker 3>Loan Mortgage Corporation. Oh, that's when a homeowner owes more

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<v Speaker 3>on their mortgage than the home is worth. Upside down

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<v Speaker 3>What is upside down? So close?

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<v Speaker 2>What is underwater?

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<v Speaker 3>There?

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<v Speaker 2>Would say, you're not upside downs, more like a car loan.

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<v Speaker 3>Yeah, you're right here underwater. All these terms didn't make

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<v Speaker 3>any sense today because the fifty year nonsense throw us

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<v Speaker 3>off today.

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<v Speaker 2>Ye, it's all crazy