Speaker 1: Ripped news, so you don't help come running just as
Speaker 1: fast as we can. Show Shooter's gonna help coming. Man.
Speaker 2: This is the Troubleshooter Show. No Tom Martin, Welcome, Welcome,
Speaker 2: my friends to the only show off It's Guy and
Speaker 2: we're here to solve problems, answer questions, take your complaints
Speaker 2: you've been ripped off or taking advantage of goodness? Gracious,
Speaker 2: we love going after the bad guy. Simple as that.
Speaker 2: Three zero three Martino is a phone number. You can
Speaker 2: reach that number, of course, anytime twenty four to seven.
Speaker 2: You can also email us at help h e elp at
Speaker 2: troubleshooter dot com. We'd love to hear from you. It's
Speaker 2: studio with me today. Brooke White with Red Rocks. RS.
Speaker 2: Brook Welcome to the show. It's always great seeing you here.
Speaker 2: And what is new in the world of solar How
Speaker 2: about credits? Let's start there. Did Trump get rid of
Speaker 2: the credits? That's not here nor there yet. Where are
Speaker 2: we at?
Speaker 3: Yeah, so the residential tax credits are set to go
Speaker 3: away if the big beautiful bill passes.
Speaker 2: So they'll go bye bye.
Speaker 4: Yep, there isad do Let's stick.
Speaker 2: There for a minute. What does that do to the
Speaker 2: industry as a whole. I know, you guys do a
Speaker 2: lot of repairs. It's not like people are not going
Speaker 2: to be repairing solar systems. It's not like you're not
Speaker 2: going to be selling battery backups for them and generator backups.
Speaker 2: I get all that, But how about new installation. Is
Speaker 2: it going to crush the industry?
Speaker 5: Oh?
Speaker 4: Absolutely well, it'll decimate it.
Speaker 2: It'll just like electric cars basically.
Speaker 3: Yeah, because I mean, if you have thirty percent of
Speaker 3: your project that you now have to pay for, I mean,
Speaker 3: it doesn't make it attractive against any utility company. So
Speaker 3: the only folks that are still going to be installing
Speaker 3: new solar systems are going to be either businesses because
Speaker 3: they still get the tax credits, or folks that just
Speaker 3: believe in solar firm environmental purposes.
Speaker 2: Now, how about Colorado? Does a state have any spiffs?
Speaker 6: If you will?
Speaker 3: The only thing the state's done, which I actually agree with,
Speaker 3: is they make the utility company give you retail value
Speaker 3: for you the power you send them.
Speaker 2: It's for buying it back, yeah, which is only fair
Speaker 2: because at one point it was wholesale.
Speaker 3: Right, It's still wholesale if you overproduce, but for your usage,
Speaker 3: you get retail value back on that.
Speaker 2: So if you offset your power bill one hundred percent,
Speaker 2: you get retail on that amount exactly. And then anything
Speaker 2: over that is where that wholesale rate comes in.
Speaker 3: Yeah, only the City of Long Month's utility gives you
Speaker 3: retail value for everything you send them.
Speaker 2: Oh wow, Now how about you said commercial properties aren't
Speaker 2: going to be affected by the tax credits? Why is
Speaker 2: that no?
Speaker 3: Because they're only getting rid of the residential one the
Speaker 3: tax Now.
Speaker 2: Why though, I would think, is there more business in
Speaker 2: the commercial aspect of solar compared to not? I mean,
Speaker 2: to me, I always thought it was mostly residential.
Speaker 3: Uh, there's a ton of really big solar projects with
Speaker 3: billions of dollars into it already so far. So to
Speaker 3: take that away, I think that they would face a
Speaker 3: lot of hurdles to try to get rid of those
Speaker 3: tax credits that have already been claimed.
Speaker 2: Now, how about the grants we always talk about when
Speaker 2: it comes to commercial are they sticking around?
Speaker 3: So again, the big nationwide grant's gone. The state of
Speaker 3: Colorado still has their grants, and that grant is tied
Speaker 3: to like community scenarios. So if you can say that
Speaker 3: you're boosting a community.
Speaker 4: Then you can receive back.
Speaker 2: Up in black Hawk or not black Hawk, up in
Speaker 2: where is it, Cripple Creek?
Speaker 4: Yeah, anywhere.
Speaker 3: I mean, you could do it here in Denver, as
Speaker 3: long as you're saying that you're supporting a community benefit.
Speaker 2: Like there, give me an idea of what a community
Speaker 2: benefit would be.
Speaker 3: Yeah, So there's a VFW that was interested in applying
Speaker 3: for that grant. So again it's just showing that it
Speaker 3: has a community benefit.
Speaker 2: And how much is that grant?
Speaker 3: It goes up to two and a half million, So
Speaker 3: it depends.
Speaker 4: On the projects.
Speaker 2: So can you cover the entire project?
Speaker 7: Yeah?
Speaker 3: Between that and the tax credits absolutely.
Speaker 2: Oh wow. So you can still get basically free commercial
Speaker 2: systems if you have the right area.
Speaker 3: Yeah, if you yeah, exactly, as long as you have
Speaker 3: the right ducks in a row to make it happen.
Speaker 2: All right, very interesting. We'll see what happens with that
Speaker 2: big beautiful bill. I mean, seriously, are.
Speaker 4: You excited about it or on it?
Speaker 2: I wanted to pass. I don't. I haven't given a
Speaker 2: lot of thought to the solar stuff I have to
Speaker 2: the cars. I don't like subsidizing other people's cars. I
Speaker 2: find it just I just don't like it. The solar systems.
Speaker 2: I don't know. I just really don't like paying for
Speaker 2: other people's stuff. Now, if I was going to benefit too,
Speaker 2: I live out in the woods. Solar for me is
Speaker 2: a total waste of time. There's nothing I could do.
Speaker 2: I only produce. Man, I'm shocked. I still don't have
Speaker 2: snow in my backyard. Is how much shade we have? Seriously,
Speaker 2: I'll have snow up through a couple months ago. But
Speaker 2: I don't like paying for other people's stuff in general.
Speaker 2: I don't like paying for other people's college. I don't
Speaker 2: like paying for other people's stuff. Now, if I was
Speaker 2: going to benefit, if I got a tax credit, that's
Speaker 2: fine because I'm benefiting and you're benefiting. But when it
Speaker 2: comes down to only you benefit and I don't get
Speaker 2: to benefit out of it, I don't like it. How
Speaker 2: about you?
Speaker 3: No, to be honest with you, I'm excited for that
Speaker 3: to go through. I know that sounds kind of odd
Speaker 3: because I'm in the solar space, but we're doing a
Speaker 3: lot more commercial and industrial level anyways at this point,
Speaker 3: and anytime you have too much government money into anything,
Speaker 3: I think you get a lot of corruption and that's
Speaker 3: why there's been so many issues with residential.
Speaker 2: Oh, you get so many bad solar companies. It's crazy,
Speaker 2: and it's not necessarily they were bad to start with.
Speaker 2: It's that they just I don't know what they do.
Speaker 2: They run out of money. I mean, that's kind of
Speaker 2: the way to do it or say it, and then
Speaker 2: people end up calling you. I mean you work on
Speaker 2: all kinds of systems for repairs. Is that a big
Speaker 2: part of your business.
Speaker 3: Yeah, we do a ton of repairs, and honestly, most
Speaker 3: of the time, depending on where they're at, if our
Speaker 3: cruise in that area will just pop over a complimentary
Speaker 3: just to do some kind of goodwill.
Speaker 8: Yeah.
Speaker 4: Nice. But if you mess up a.
Speaker 3: Big contract with a business, they can see you. They
Speaker 3: have those financial resources most people don't, so I think
Speaker 3: it'll actually get rid of a lot of the bad exactly.
Speaker 8: Yeah.
Speaker 2: We had one company we advertised for I think it
Speaker 2: was called Solar Mark. I hope that's not wrong. But
Speaker 2: it was years ago, probably fifteen years ago, and this
Speaker 2: guy just disappeared. I mean, I don't know what else
Speaker 2: to sday. He packed up, ran out of money and
Speaker 2: moved out of state. And it was kind of crazy.
Speaker 2: He had a huge place off of Santa Fe. Massive,
Speaker 2: I mean, a big warehouse with all kinds of stuff
Speaker 2: in it. I mean, I think he also did lighting,
Speaker 2: so a lot of it was light fixtures, but he
Speaker 2: had the solar panels there. He just had a lot
Speaker 2: of stuff, but it just never panned out. Hey, Tiffany,
Speaker 2: what's going on with you? Tiffany, Yeah, I'm here. How
Speaker 2: are you doing? What's going on?
Speaker 9: Oh? Well, I've been. I've been dealing with ord Walk
Speaker 9: Property Management nearly a year now. I feel like they're
Speaker 9: taking advantage of me and breaking Colorado tenant law?
Speaker 2: Is it a Is it a house? Is it an apartment?
Speaker 2: Kind of tell me about the a house.
Speaker 9: It's a house. It's a house, the house, and I
Speaker 9: am on section eight and oh my gosh, it's it's
Speaker 9: it's a it's a What what happens that? I originally
Speaker 9: figned a lease with Progressive Property in January of twenty
Speaker 9: twenty two. In August of twenty twenty four, Boardwalk took
Speaker 9: over but never gave me a new lease since then,
Speaker 9: I've been fighting with them since November of last year
Speaker 9: over utility reimbursement sees. They're charging me every month for
Speaker 9: one hundred and ten dollars each time.
Speaker 2: Are you saying you don't use that electricity or that gas?
Speaker 2: What is it for?
Speaker 9: Well, I don't know. That's what I'm trying to find out.
Speaker 9: For almost a year now. I have been in I
Speaker 9: have I.
Speaker 2: Have Well, what did your let's go back to your
Speaker 2: original lease. What did the original lease say when it
Speaker 2: came to utilities? Were you supposed to pay electric? In gas?
Speaker 10: Yeah?
Speaker 9: I pay all my utilities. They're all in my name, okay,
Speaker 9: and I have been for the last four years.
Speaker 2: So why do you think there's an issue if they're
Speaker 2: oh wait a minute, you're saying you pay them directly
Speaker 2: to the the utility company. Absolutely, and then these guys
Speaker 2: you're charging you for reimbursement of what utility?
Speaker 9: Reimbursementcy that's all it says, for one hundred.
Speaker 2: And ten dollars, yes, every month. Now, who do you
Speaker 2: pay each month? Tiffany? Do you pay Excel for example?
Speaker 9: I pay I pay yes, Excel Black and Black Black Hills.
Speaker 2: So you pay gas and electric? How about water? Cadet,
Speaker 2: I mean one hundred and ten would say again, yep, yep, I.
Speaker 9: Pay water as well. I pay that separately. I pay
Speaker 9: the trash everything.
Speaker 2: So when you ask these guys at Boardwalk, what do
Speaker 2: they say when you say, what is this for?
Speaker 9: The Well, one of the guys, the guy that I
Speaker 9: was dealing with from the from the beginning, he told
Speaker 9: me that he would he would explain him to me
Speaker 9: when he served me demand to pay papers?
Speaker 2: Well, what does that mean? Demand to pay? How far
Speaker 2: back are you on these these bills?
Speaker 9: These are they go? They go back all the way
Speaker 9: to November of twenty four and they won't take They
Speaker 9: take them off, then they put them back on. It's
Speaker 9: it's I've filed complaints with with the Better Business Bureau,
Speaker 9: the oh god, the Attorney General. Let's see who else?
Speaker 9: Who else did I fight? I f I filed complaints
Speaker 9: with with with everybody that I know.
Speaker 2: Have you talked to the Public Housing Authority?
Speaker 8: Yes?
Speaker 9: I have. Yes, I'm i I deal with them because
Speaker 9: I'm on Section eight.
Speaker 2: I understand. Well it's actually h c V. Now, but
Speaker 2: I get you. Do you have do you have a
Speaker 2: copy of your original lease that you could send over?
Speaker 5: Yes?
Speaker 9: I do.
Speaker 2: Do you have it in a PDF format?
Speaker 10: I do?
Speaker 9: I believe.
Speaker 2: Yet again, I'm gonna let me put you on old.
Speaker 2: Here's what I'd like to do. Kelly's going to give
Speaker 2: you an email. I want you to send it over,
Speaker 2: and Kelly send it over to me, of course, and
Speaker 2: then send it over to Brad O'Brien. I want him
Speaker 2: to eyeball it and see what it says about utilities.
Speaker 2: How about trash is it? I mean, once again, one
Speaker 2: hundred and ten a month would be insane for trash.
Speaker 2: But do you pay for trash at the house?
Speaker 9: I sure do would so.
Speaker 2: Honestly, there's nothing you don't pay for that you can think.
Speaker 9: Of, that's right, absolutely not. I even pay I they
Speaker 9: charged me admin fees for renters insurance that they say, See.
Speaker 2: I wonder if they're trying to get you out of there?
Speaker 2: Do you think they're trying to get you out of there?
Speaker 2: What do you think's going on? I?
Speaker 9: Well, you know, I don't. I don't, I don't know.
Speaker 9: I don't think so. Because of the paper the I
Speaker 9: received three demands to pay papers. Yeah, they're they're phony.
Speaker 9: There's no court significal.
Speaker 2: Well, I don't know. If it's a demand letter, it
Speaker 2: doesn't it doesn't necessarily mean it's phony. But do me
Speaker 2: a favor. I want you to send that over right away,
Speaker 2: and I also want you to send if you've got
Speaker 2: to take a picture of it, that's fine, But send
Speaker 2: me a picture one of the notices and then something
Speaker 2: that has a line item on it that one hundred
Speaker 2: and ten dollars for utilities. Okay, I sare well, all right,
Speaker 2: hold on, Kelly's gonna tell you where to go. Three
Speaker 2: oh three seven one three eight two five five. The
Speaker 2: landlord calls are just getting absolutely insane. Here's the deal, folks,
Speaker 2: if you got a bad landlord, we can help you.
Speaker 2: Here's here's the bottom line. And I mean this. If
Speaker 2: you're paying your rent on time. It's pretty hard to
Speaker 2: kick out a tenant in Colorado.
Speaker 5: Now.
Speaker 2: Now other states not as hard, but in Colorado you've
Speaker 2: got to have a hell of a good reason. And
Speaker 2: the numero uno is nonpayment. But this particular person, Tiffany,
Speaker 2: this sounds crazy. I'm gonna eyeball these notices and see
Speaker 2: what the hell's going on, because if she's literally telling
Speaker 2: me the truth and paying every utility, I couldn't think
Speaker 2: of anything else. You got trash, you got water, you
Speaker 2: got gas, you got electric. I wonder she probably just
Speaker 2: has his cell phone. But my goodness, something is going
Speaker 2: on here, and we're going to get our attorney involved
Speaker 2: if needed, because I'm sick and tired of these people
Speaker 2: just screwing with people. And I'll tell you what generally
Speaker 2: it is. They want to get it out and probably
Speaker 2: switch it off of Section eight. Or actually it's HCV now,
Speaker 2: which is Housing Choice Voucher and that's a program and
Speaker 2: it's run by the Public Housing Authority right here in
Speaker 2: Colorado for low income families. So here's the deal. Three
Speaker 2: oh three seven one three eight two five five, Hold tight,
Speaker 2: Go with a sure.
Speaker 11: Thing Denver's best roofer Excel Roofing dot com. You don't
Speaker 11: pay a cent until you're contents. Time for an insurance
Speaker 11: check up, free, no obligation comparison call Compass Insurance paying
Speaker 11: too much your coverage at dozens of insurance companies find
Speaker 11: out now three oh three seven to seven to one.
Speaker 2: Help.
Speaker 11: You'll think you're his only customer when you choose Frank
Speaker 11: durand the Real state Man dot com to list your
Speaker 11: home with Remax Alliance three oh three nine two zero
Speaker 11: sixteen twenty two.
Speaker 2: All right. Three oh three seven one three eight two
Speaker 2: five five Kelly, did she send that leash yet I
Speaker 2: did not see it in my email. Let me know
Speaker 2: when that comes through, please, So Tiffany, hold tight. I
Speaker 2: want to get that over to our attorney, Brad O'Brien
Speaker 2: so he can eyeball it. I want to eyeball it.
Speaker 2: Then we're going to go from there. Three oh three
Speaker 2: seven one, three eight two five five. We got a
Speaker 2: couple lines open. You got a bad contractor you want
Speaker 2: to tell us about I'd love to hear about it.
Speaker 2: We love recovering money for you. In fact, to the
Speaker 2: tune of over three hundred million dollars in cash, merchandise
Speaker 2: exchanges refunds directly due to this show for over forty
Speaker 2: five years, by the way, the longest running show with
Speaker 2: the same host in the entire country. Tricia, What is
Speaker 2: going on with you? Tricia?
Speaker 12: Well, I ended up getting the estimates and it's just
Speaker 12: under two thousand dollars.
Speaker 2: You're gonna have to catch me up big time. What
Speaker 2: were you getting an estimate for? And whom did you
Speaker 2: get it from?
Speaker 12: So I went to car Toys to get a new
Speaker 12: stereo and they didn't watch my hook properly. Oh and
Speaker 12: I going about sixty five miles an hour on thirty six,
Speaker 12: it flew open.
Speaker 2: Now, wait a second, wait a second, what kind of
Speaker 2: car is this.
Speaker 12: It's a two thousand and two Hundai XD three fifty.
Speaker 2: Now, this is going to sound crazy, but most cars
Speaker 2: you basically pull a lever and it comes up a
Speaker 2: little bit. Then you have to manually move over basically
Speaker 2: a metal buckle in order for it to come up
Speaker 2: the rest of the way. When you say they didn't
Speaker 2: latch it properly, did they not close it all the
Speaker 2: way or what happened?
Speaker 12: I'm not sure because they will not show me the
Speaker 12: footage of them opening my hood to unhook the battery
Speaker 12: to install my radio.
Speaker 2: I'm still a little lost here. How do you know
Speaker 2: they have footage?
Speaker 12: Well, I called them several times to ask and see
Speaker 12: what happened.
Speaker 2: Basically, well, let's talk about that. That's what I want
Speaker 2: to know. What happened with you? So whatever they did,
Speaker 2: we don't know. But you went, you picked up the car.
Speaker 2: I assume you paid for the stereo, and then what.
Speaker 12: Happened I don't know because I'm not.
Speaker 13: Sure what they did.
Speaker 2: No, Tricia, you're missing me. Like you were driving down
Speaker 2: the road and your hood flew open and hit your
Speaker 2: hit the top of your car and broke the windshield
Speaker 2: and you got into a car wreck and killed four people.
Speaker 2: What happened?
Speaker 12: No, it didn't break my windshield on the highway. It
Speaker 12: flew open and I immediately got over to the left
Speaker 12: side of the highway.
Speaker 2: Got it. Well, that's scary, it's terrifying. I've been there.
Speaker 2: I've done that. Literally, yep, I've done it. I was
Speaker 2: at seventy miles an hour on Sea four seventy and
Speaker 2: I thought I was pulling the emergency brake to let
Speaker 2: up on the pedal on an old thunderbird, and I
Speaker 2: pulled the hood and the second dairy latch failed and
Speaker 2: basically that hood flew open and just scared the hell
Speaker 2: out of me. So what damage are you seeking? It
Speaker 2: didn't break your windshield. How much damage did it do?
Speaker 12: Currently? My hood is bent in half. Wow, And I
Speaker 12: have a giant dent in the roof of my car,
Speaker 12: which that I'm not worried about. It's the hood itself
Speaker 12: that I'm worried about.
Speaker 2: Did you get it to Wow? Why wouldn't you be
Speaker 2: worried about a huge damp?
Speaker 6: I came in late. But why is she why does
Speaker 6: she think this is Car Toy's fault. I missed that
Speaker 6: part because.
Speaker 2: She picked up her car from Car Toys after they
Speaker 2: were messing with the battery in her car, so they
Speaker 2: had the hood open.
Speaker 13: All right.
Speaker 2: What is car Toys saying, Tricia.
Speaker 12: They're saying they never opened my hood at all.
Speaker 2: They're saying they never opened it. Yeah, how do you
Speaker 2: know they had to tap into the battery.
Speaker 12: Unless you want to get electrocuted. When you're working on
Speaker 12: electrical work, you have to unhook the battery or unhook
Speaker 12: the fuse.
Speaker 2: Yeah.
Speaker 5: I don't just confirm that with Sheridan Autotech since he
Speaker 5: does electric.
Speaker 2: Yeah, let's get Uncle Kevin on Kelly, Tricia, did you
Speaker 2: bring it to a body shop? Has anybody looked at
Speaker 2: it and said what the failure point was?
Speaker 12: I did bring it to a body shop, and they
Speaker 12: didn't tell me what the failure point was. They've just
Speaker 12: told me how much it would be to fix it.
Speaker 2: Basically, here's where I'm getting a little stuck on this.
Speaker 2: So if I come out and I help you jumpstart
Speaker 2: your car because it died in a Walmart parking lot
Speaker 2: or at the Pepsi Center or whatever it's called these days,
Speaker 2: if anybody helps you, A tow truck driver, an auto shop,
Speaker 2: someone comes out and they simply pop your hood, jumpstart you,
Speaker 2: then close your hood and you drive down the road
Speaker 2: and the hood flies open. I don't think it would
Speaker 2: be their fault. Now, if car toys went over there
Speaker 2: and somehow bent or moved or did something to create
Speaker 2: the issue, I would find them libel on that. But
Speaker 2: why do you think they're libel if? I mean, when
Speaker 2: you picked it up, was the hood closed or were
Speaker 2: you saying they left it wide open or what?
Speaker 12: They didn't leave it wide open? I'm not sure because
Speaker 12: I didn't think to check it after I picked.
Speaker 2: It up, but it appeared closed to you. I mean
Speaker 2: you're driving, you're looking out the windshield. It looks normal.
Speaker 12: Yeah, exactly.
Speaker 2: I don't know what they could have done. That's what
Speaker 2: I'm trying to figure out. What kind of vehicle was it? Again?
Speaker 6: It was it two.
Speaker 12: Thousand and two hyda xtually three fifty.
Speaker 2: Two thousand eight? Again, I'm sorry, two thousand and what two.
Speaker 12: Thousand and two, yep, Sunday actually three fifty.
Speaker 2: I don't know what that is. What kind of vehicle
Speaker 2: is it?
Speaker 12: It's a sedan, It's.
Speaker 2: A sedan boy. I'm just not used to that.
Speaker 12: Yeah, it's is it small or car?
Speaker 2: Yeah? So when you talk to them now, they're basically
Speaker 2: saying we didn't do anything period. Have you thought about
Speaker 2: just bringing them to some small claims court?
Speaker 12: I have, But I called you before four and you
Speaker 12: said that you would talk to them before I would
Speaker 12: bring them to small claims court.
Speaker 2: Who did we assign to it? Do you remember, Suzanne?
Speaker 2: Can you pull it up in our notes?
Speaker 4: Nobody was assigned?
Speaker 2: Well, then, what were we supposed to do on it?
Speaker 2: I guess let's do this.
Speaker 14: Gave her advice and she followed it, and now she's
Speaker 14: calling back.
Speaker 6: For a follow up.
Speaker 2: And that advice was, what go out and figure out
Speaker 2: how much to fix it?
Speaker 9: Well?
Speaker 14: He advised her to call car toys, Yeah, and try
Speaker 14: to work it out.
Speaker 2: And none of that's happening.
Speaker 14: Yeah, none of it is happenings.
Speaker 4: Sign it.
Speaker 2: Let's see if we can't get Uncle Kevin on. I
Speaker 2: just want to verify a few things on that vehicle. Tricia,
Speaker 2: hold on and what Lowell? What real quick? What location
Speaker 2: is it?
Speaker 1: Then?
Speaker 12: Her location off of Broadway?
Speaker 2: Off of Broadway? Okay? Hold on a secon all right,
Speaker 2: three oh three seven one three eight two five five.
Speaker 2: We got a few lines open love to hear from
Speaker 2: you A three zero three Martino.
Speaker 11: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 11: dot com. You don't pay a cent until you're contenth
Speaker 11: time for an insurance checkup free, no obligation. In comparison,
Speaker 11: call Compass Insurance paying too much your coverage at dozens
Speaker 11: of insurance companies find out now three oh three, seven
Speaker 11: to seven to one help. You'll think you're his only
Speaker 11: customer when you choose Frank durand the real estate Man
Speaker 11: dot com to list your home with Remax Alliance three
Speaker 11: oh three nine two zero sixteen twenty two.
Speaker 2: All right, three oh three seven one three eight two
Speaker 2: five five three oh three Martino. Uh. By the way,
Speaker 2: this hour brought to you by water Pros waterpros dot net.
Speaker 2: Here's what I love about Paul. He sells the best
Speaker 2: equipment for less money. That is the best way to
Speaker 2: say it. He's got a water system right now that
Speaker 2: not only softens the water for the entire house, it
Speaker 2: gets rid of the chlorine for the entire house. In
Speaker 2: gets rid of forever chemicals for the entire house, protect
Speaker 2: your family, get it done. They'll come out to a
Speaker 2: free water test as well, and they're not gonna sit
Speaker 2: there and twist your arm. They're not high strung like
Speaker 2: some of their competition. But their price for that is
Speaker 2: thirty seven hundred bucks. You realize that competition could be
Speaker 2: over ten thousand dollars for a unit that does all
Speaker 2: of that. Just getting rid of the forever chemicals is
Speaker 2: enough for me. I love every bit of that. And
Speaker 2: if you don't know what they are, just google them.
Speaker 2: In fact, they don't even want you eating the fish
Speaker 2: I believe in Cherry Creek Reservoir now because of contamination.
Speaker 2: Here's the bottom line, though, waterpros dot net the best
Speaker 2: for less waterpros dot net now, Uncle Kevin, Kevin call
Speaker 2: can share it an auto tech Hey man, how are
Speaker 2: you doing today? Kevin?
Speaker 9: Hey?
Speaker 13: Mark going on? Hey?
Speaker 2: Are you coming in Friday? By the way, yeah, I am.
Speaker 2: We missed you last Friday. What were you playing hooky for?
Speaker 13: Broh One of my guys said, wisdom teeth out and
Speaker 13: died he needed a three a week.
Speaker 2: Come on, Wisdom teeth, get them out at eight am.
Speaker 2: You're a work by nine, right, little tailand come on Yeah, aspirin. Hey,
Speaker 2: this one's a little crazy. First of all, I had
Speaker 2: to look this car up. You know, I'm a Hondai fan.
Speaker 2: I have never heard of this Hondai. It was called
Speaker 2: next G three fifty kevin and what did it stand for?
Speaker 2: Extra Grand door? And it was made in two thousand
Speaker 2: and two. I think eventually it became the Genesis line
Speaker 2: because according to Hondai's website, it was over the Alantra
Speaker 2: and the Sonati. It was like their primo vehicle back
Speaker 2: in the early two thousands. But she brings it to
Speaker 2: car toys. Have you heard of that before, by the way.
Speaker 13: Actually no, no, that's a new one for me too.
Speaker 2: I've never heard of it, never heard of it anyhow, though,
Speaker 2: here's the deal. She brings it to car toys. So
Speaker 2: I got a few questions here. Once she gets a
Speaker 2: new radio installed, typically would you have to mess with
Speaker 2: the battery or go under the hood.
Speaker 13: Well, a lot of times you want to disconnect the
Speaker 13: battery if you're doing electrical work. Yeah, so it is possible, yes.
Speaker 2: Yeah, fair enough. We've had some people on YouTube say
Speaker 2: that they're all just plug and play on that one.
Speaker 2: But I know nothing about that. Vehicle. But I would
Speaker 2: guess if you're working on any kind of electronics camera systems,
Speaker 2: dash cams, radio, anything like that, you probably would unhooked
Speaker 2: the battery. But here's where the baffling part. So she
Speaker 2: picks it up and hops in it, pays for the radio,
Speaker 2: starts driving down the road, and everything seems fine when
Speaker 2: she picks it up, and this has nothing to do
Speaker 2: with the radio. All of a sudden, the hood flies open,
Speaker 2: smacks the top of her car and basically bends the
Speaker 2: hood in half and puts a dent on the top
Speaker 2: of her car. So a couple things come to mind.
Speaker 2: This actually happened to me years ago. In fact, I
Speaker 2: was probably twenty five years old c. Four seventy. I
Speaker 2: thought the emerged that the brake light was on on
Speaker 2: my mom's car. Of all cars, it was an old Thunderbird,
Speaker 2: like a two thousand thunderbird. So the brake light was on.
Speaker 2: And I was used to my car where if I
Speaker 2: barely hit that brake pedal, i'd just pull the lever
Speaker 2: and sure enough, you know, the brake light would go off.
Speaker 2: So I reached down where my lever was pulled that lever.
Speaker 2: It unlatched the hood. Yeah, I know, it's scared to
Speaker 2: live it out of me. So but but but what
Speaker 2: ultimately happened in my case is that secondary failed because generally,
Speaker 2: if you pull that lever, it's still not going to
Speaker 2: fly open. They do that on purpose, but on mine
Speaker 2: it failed for whatever reason. So can you think of
Speaker 2: anything and I can't that car toys could have done,
Speaker 2: even if they unhooked a battery, even if they were
Speaker 2: under the hood in the fuse box. No matter what,
Speaker 2: if they were under the hood, what could they have
Speaker 2: possibly have done to break a hood to where it
Speaker 2: would do that? They say, they've never even opened the hood,
Speaker 2: But what do you make of it?
Speaker 13: That's a tough one. But I you know, those those
Speaker 13: safeties are all will and good, but they're not fail safe.
Speaker 13: They're very very light, you know. Yeah, they can fail
Speaker 13: very easily, especially in you know, an older car. You
Speaker 13: just never know if it's not lined upright or something.
Speaker 13: But you know, I mean.
Speaker 2: They'd have to go out of their way to like
Speaker 2: move it or bend it. I mean just opening and
Speaker 2: closing the hood. Well, okay, she might as well have
Speaker 2: brought it to you guys for an oil change, and
Speaker 2: you pop the hood, you put oil in it, you
Speaker 2: close the hood, and this could have happened and she'd
Speaker 2: be blaming you.
Speaker 13: Yes, no, absolutely, And that's why we always double check hooks.
Speaker 13: That's that's our checklist before the car leaves, because they
Speaker 13: do miss Sometimes you think you got to close and
Speaker 13: it's not closed all the way, So I.
Speaker 2: Wonder how you would possibly And she's brought it to
Speaker 2: the body shop and they tell her how much to
Speaker 2: fix it, but they have no idea what happened, why
Speaker 2: it happened. Let me ask her that real quick. Hey,
Speaker 2: they did tell you at the body shop. They can't
Speaker 2: determine like was the latch broke or what was going on?
Speaker 12: Right, I think, if I remember correctly, they said the
Speaker 12: latch was broken and then I would need a new one.
Speaker 2: It would be so hard for these guys to break
Speaker 2: that latch, Tricia. Now I'm not saying it's impossible. I
Speaker 2: mean maybe they put something and then went to close
Speaker 2: it and that something was in the way and it
Speaker 2: broke or moved. I mean, anything could happen.
Speaker 13: You can have a fender cover in the way and
Speaker 13: you didn't fee it, a rag, I mean, anything could
Speaker 13: get in there. So yeah, and then it didntes after
Speaker 13: you left it.
Speaker 2: Yeah, Tricia, how long and where were you? How fast
Speaker 2: were you going?
Speaker 12: I think it was maybe about ten fifteen minutes and
Speaker 12: I was on Highway thirty six going about sixty five
Speaker 12: miles an hour.
Speaker 2: Yeah, terrifying, Absolutely terrifying. Hey, when's the last time your
Speaker 2: hood was open prior to car toys? Like, when's the
Speaker 2: last time you got an oil change or win shield
Speaker 2: washeror fluid whatever?
Speaker 12: I think I had actually just put oil in it
Speaker 12: not too long before.
Speaker 2: Yeah, what I would do? I mean, so, Kevin, you
Speaker 2: said something I didn't think about, even a rag or something.
Speaker 2: If they used a rag to undo one of the
Speaker 2: negative battery cable, they could have put that rag down.
Speaker 2: Then when they shut the hood, that made it so
Speaker 2: that latch didn't grab, but yet it appeared closed. Sure,
Speaker 2: yeah that could have happened, Tricia. I mean yeah, I
Speaker 2: mean it's do you agree with that, Kevin? It is
Speaker 2: kind of a weird coincidence.
Speaker 13: It is mere days later, no chance, you know, ten
Speaker 13: minutes after?
Speaker 2: Yeah, too close. And they won't show her the video.
Speaker 2: We don't know for a fact there is video, but
Speaker 2: they're claiming they didn't even open the hood. But I
Speaker 2: agree with her. I would think car toys generally would
Speaker 2: do that. You know what I'd like to do? Hey,
Speaker 2: let me get you done. See you can get back
Speaker 2: to work, Kevin. But Kevin Calkin shared an auto tech
Speaker 2: I talk about this guy all the time. His shop
Speaker 2: is wonderful. When it comes to electrical issues, He's simply
Speaker 2: the best out there. He's got the best guys to
Speaker 2: dig in and figure out where that draw is coming from,
Speaker 2: figure out anything electrical. But other than that, of course,
Speaker 2: he does anything that has to do with maintenance repair
Speaker 2: on a car. And the warranties fabulous three year, thirty
Speaker 2: six thousand mile nationwide with the nap Autocare program. So
Speaker 2: if you need someone to maintain or repair your car,
Speaker 2: go to someone we trust big time. Sharredan autotech dot
Speaker 2: com sharedan autotech dot com Hey, Tricia, here's what I
Speaker 2: want to do. I've got some ideas for you, and
Speaker 2: I'm going to tell you what's going on right after
Speaker 2: this hold on three oh three seven one three talk.
Speaker 11: Go with a sure thing Denver's best roofer Excel roofing
Speaker 11: dot com.
Speaker 7: You don't pay a cent until you're content.
Speaker 11: Time for an insurance check up free, no obligation comparison
Speaker 11: call Compass Insurance paying too much your coverage at dozens
Speaker 11: of insurance companies find out now three all three seven
Speaker 11: to seven to one help. You'll think you're his only
Speaker 11: customer when you choose Frank durand the real estate man
Speaker 11: dot com to list your home with Remax Alliance three
Speaker 11: oh three nine two zero sixteen twenty two all.
Speaker 2: Right, three oh three seven one three eight two five five.
Speaker 2: What do you do? You bring your car to car
Speaker 2: Toys and you have a new stereo installed. Then you're
Speaker 2: driving down the road. After you pick it up, pay
Speaker 2: for it. Ten minutes later, hood flies open, smacks atop
Speaker 2: of your car, Benzo, hood in half does damage on
Speaker 2: the top, Tricia. How much was the body shop's estimate
Speaker 2: total to fix it?
Speaker 12: It was just under two thousand dollars. I believe it
Speaker 12: was like one eight hundred plus some.
Speaker 2: And that includes the actual roof too.
Speaker 12: No, that does not include the roof. I'm not worried
Speaker 12: about the roof.
Speaker 2: Okay, here's what I would do. We're gonna do this
Speaker 2: in twofold. I'm gonna put you with Deputy Dimitri so
Speaker 2: Suzanne make sure he gets all the information. Tricia. We're
Speaker 2: going to have him reach out to you. He's gonna
Speaker 2: call and talk to Car Toys first if they're not
Speaker 2: going to play ball, because I do find it a
Speaker 2: little strange that this happened afterwards, and Kevin really put
Speaker 2: a bug in my brain about leaving a rag there
Speaker 2: or anything that can block that latch. So you think
Speaker 2: the hood is closed. At first, I was like, I
Speaker 2: don't know how that could happen, but now I can see.
Speaker 2: Plus you said he had an oil change or added
Speaker 2: oil not long before that, and of course it didn't
Speaker 2: pop up on the highway. So if Dmitri cannot get
Speaker 2: through to them to do something, and the fact you're
Speaker 2: not asking to get that hood replaced, I find is
Speaker 2: or I'm sorry, the roof replaced or the roof fixed.
Speaker 2: I think that's great. So eighteen hundred bucks or at
Speaker 2: least something to get it fixed for you. So he's
Speaker 2: going to try that first. If that doesn't work. Deputyd
Speaker 2: has been to Small Claim Score almost as much as me. Now,
Speaker 2: he's not an attorney and he's not going to give
Speaker 2: you legal advice, but he's going to tell you where
Speaker 2: to get to documents, where to file it, and it's
Speaker 2: only going to cost you fifty bucks. And I would
Speaker 2: think a company the size of car Toys would probably
Speaker 2: go ahead and settle before you even had to show
Speaker 2: up to court. But if you did have to show
Speaker 2: up to court, I think you have a chance of winning.
Speaker 2: Not a great chance, but I do think you've got
Speaker 2: a forty to fifty chance of winning. And you know,
Speaker 2: it's only a fifty dollars crapshoot at that point. So
Speaker 2: they might pay you before court because of the size
Speaker 2: of the company and how much time it would take
Speaker 2: to hire an attorney and show up to small claims court.
Speaker 2: But Tricia, that is the next step, Okay, okay, So
Speaker 2: Dmitri will be reaching out to you. Suzanne's going to
Speaker 2: get him all your information. In fact, Kelly pick up,
Speaker 2: make sure we have everything. And during the break, I
Speaker 2: was talking to Brook with Red Rock Solar. We were
Speaker 2: talking at the beginning of the show. She said, if
Speaker 2: the big beautiful Bill goes by or go as, we
Speaker 2: are not going to have the thirty percent tax credit
Speaker 2: on residential. Now we're going to be diving in to
Speaker 2: the commercial stuff she does, and you're going to be shocked.
Speaker 2: There's systems. There is systems out there. You can build
Speaker 2: these solar farms for free, and we're going to be
Speaker 2: talking about that. But I want to go back to
Speaker 2: this real quick, Brook. That thirty percent on residential is huge.
Speaker 2: If you said the average system is twenty four thousand bucks, yeah,
Speaker 2: so and really that's not twenty four it's eighteen thousand
Speaker 2: or no, seventeen.
Speaker 3: Thousand, yeah, just a little under seventeen.
Speaker 2: And you would typically pay that off on a lease
Speaker 2: in how many years?
Speaker 3: I mean it really just depends. Most folks finance with
Speaker 3: renew for twenty.
Speaker 2: Years, for twenty years, but if you get rid of
Speaker 2: that seven thousand, that could be thirty years or twenty
Speaker 2: five years or a much higher payment.
Speaker 3: Well, it definitely a much higher payment. The twenty year
Speaker 3: term would still last. The difference is is that let's
Speaker 3: say you have Excel and your average bill with Excel
Speaker 3: as a hot undred bucks a month.
Speaker 4: Yeah, by doing that thirty.
Speaker 3: Percent we can usually get you down to like seventy
Speaker 3: dollars a month instead, So you're saving money right away.
Speaker 4: Regardless if you finance that with the credit, when.
Speaker 3: The credit goes away, then that's going to increase significantly.
Speaker 2: It is. It's going to affect a lot of solar
Speaker 2: companies that do nothing but residential.
Speaker 4: Oh, it'll decimate them.
Speaker 2: They'll go away, they'll go away. And that is kind
Speaker 2: of good for you because you guys got an entire
Speaker 2: repair division. Yeah. Yeah, and you can work on any
Speaker 2: type of solar system.
Speaker 4: Yeah, we definitely can.
Speaker 2: What are the worst ones out there? If you had
Speaker 2: to say, okay, this brand and I don't want you
Speaker 2: to get in trouble or have issues. I know you
Speaker 2: have rapports with these companies, but is there any brands
Speaker 2: that are harder to deal with? Any manufacturers? I mean,
Speaker 2: I know we're dealing with a what is that called
Speaker 2: a Fortress? Yeah? With Fortress? Are they generally good or
Speaker 2: are they a pain in the ass or what?
Speaker 3: We just started working with them as a recommendation to
Speaker 3: replace Tesla and it's still having its own hiccups.
Speaker 2: All right, here's the you know three oh three seven
Speaker 2: one three eight two five five, you've been ripped off
Speaker 2: taking advantage of any solar questions we want to hear
Speaker 2: from you. Three oh three, Martino. We'll be back right
Speaker 2: after this quick message.
Speaker 11: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 11: dot com.
Speaker 7: You don't pay a cent until you're content.
Speaker 11: Leave time for an insurance check up free, no obligation
Speaker 11: comparison call Compass Insurance. Pay too much your coverage at
Speaker 11: dozens of insurance companies find out now three oh three
Speaker 11: seven seven to one help. You'll think you're his only
Speaker 11: customer when you choose Frank durand the real estate Man
Speaker 11: dot com to list your home with Remax Alliance three
Speaker 11: oh three nine two zero sixteen twenty two.
Speaker 1: Ripped News. You need advice so you don't have come
Speaker 1: run anxiousness as a cam shoot us gonna come, man.
Speaker 15: This is the Troubleshooter Show. No Tom Martinez, Welcome my friends.
Speaker 2: To the only show if it's gotten. You're here to
Speaker 2: solve problems, answer questions, take complaints. Our goal in life
Speaker 2: is to make your life just a little bit better.
Speaker 2: Three zero three seven one three a two five five.
Speaker 2: That is a phone number you've been ripped off and
Speaker 2: taking advantage of. We've got three lines open right now.
Speaker 2: Three oh three seven one three a two five five.
Speaker 2: We love sinking our teeth into problems. We love helping
Speaker 2: people left and right. By the way, this hour is
Speaker 2: brought to you by Frank durand the real estate man.
Speaker 2: You know, Frank sells more homes in one month than
Speaker 2: most realatures in the entire state of Colorado selling a year.
Speaker 2: In fact, i'd go further than that. He probably sells
Speaker 2: more in a month than most do in fourteen or
Speaker 2: fifteen months. It's remarkable how many closings he has, and
Speaker 2: he sells them for more money. So he gets you
Speaker 2: more money, and he sells them quicker. You're not going
Speaker 2: to go wrong. And he's the nicest guy you'll ever meet,
Speaker 2: a negotiator beyond negotiating. The guy helped us so much
Speaker 2: when he sold our house in Castle Rocke. It was phenomenal.
Speaker 2: And then he negotiated the price down of our new
Speaker 2: house out in frank Town. I couldn't ask for a
Speaker 2: better realtor or a better friend. Frank Duran homes dot com.
Speaker 2: That's Frank Duran homes dot com. Now, Brad O'Brien is
Speaker 2: an attorney and he is our expert when it comes
Speaker 2: to anything property. It doesn't matter if it's residential or commercial,
Speaker 2: doesn't matter if it's a purchase or a lease or
Speaker 2: anything to do with property. That's all he does. He
Speaker 2: lives and breathes it. So I'm going to bring Brad up. Hey, Brad,
Speaker 2: I appreciate you coming on. How's your day going, man?
Speaker 2: I'm doing pretty good. This one is a little interesting.
Speaker 2: I've been kind of buzzing or looking through the lease
Speaker 2: as well over the break. But Tiffany called up. She's
Speaker 2: been renting a house. How many years have you been
Speaker 2: in that house? Tiffany?
Speaker 9: Three years?
Speaker 2: So she's been in there and it looks like it
Speaker 2: renewed in twenty twenty four. What was it around August?
Speaker 2: Whatever it was she resigned for another year? Is a right, Tiffany?
Speaker 9: Well, I didn't resign nothing. I didn't get a lease
Speaker 9: from the new people.
Speaker 16: I haven't gotten nothing.
Speaker 2: Well, hold on, how about the lease that you just
Speaker 2: sent me from the people before.
Speaker 9: That's from Progressive Property?
Speaker 13: Yeah?
Speaker 2: What year was that though? Wasn't that last year?
Speaker 9: Yes?
Speaker 2: That was for yes?
Speaker 9: Uh huh yeah?
Speaker 2: And what were the dates on there?
Speaker 9: The least it looks like, yeah, yeah, they said July
Speaker 9: seventeenth is my last day? Is when the lease ends?
Speaker 2: Lat Yeah, so you're you're still under that lease, you understand?
Speaker 2: And Brad please jump in if I'm wrong, but I
Speaker 2: don't care if it change management companies or ownership. When
Speaker 2: you're renting your house out and there's a lease in place,
Speaker 2: whoever purchase it or takes over still has to abide
Speaker 2: by the lease. Right, that's true.
Speaker 17: A buyer of least property takes its subject to that lease.
Speaker 2: Yeah, and here's the deal, Tiffany. In order for them
Speaker 2: to get rid of you, it'd be pretty hard unless
Speaker 2: if a couple things happen. So you're still under a
Speaker 2: one year lease that we looked at, at least that's
Speaker 2: what I believe it was correct. Yeah, so you're still
Speaker 2: under that lease and then you should be able to
Speaker 2: renew come July seventeenth or whatever days on that lease.
Speaker 2: But what's happening, Brad is they're trying to charge her
Speaker 2: one hundred and ten dollars is it every month?
Speaker 9: Every month? And also income income something renns income or
Speaker 9: something they're charging me as well.
Speaker 2: I don't know what the renners income is.
Speaker 9: But I think it's in the it's in with that
Speaker 9: ledger that I sent you. You'll see all the Well, how.
Speaker 2: Do they define it for people listening?
Speaker 18: Now?
Speaker 2: What does it mean? I have no qual How much
Speaker 2: are they charging you for that?
Speaker 9: That is, they're a different amount this one you share.
Speaker 2: Rent, so it changes every month.
Speaker 9: Yeah, well there's seventeen dollars, one time, there's ninety dollars.
Speaker 2: Now, are you sure that has nothing to do with
Speaker 2: HCV or Section eight?
Speaker 13: No?
Speaker 2: So, Brad, I don't know how much you've looked at
Speaker 2: the paperwork we've sent over. But here's what Tiffany's telling me.
Speaker 2: She pays everything. She pays the utilities, she pays the trash,
Speaker 2: she pays the TV, she pays everything, gas, electric, water,
Speaker 2: she pays those utilities directly. They're apparently charging her one
Speaker 2: hundred and ten dollars for reimbursement on the utilities. And Tiffany,
Speaker 2: have you ever been late on those utilities where it
Speaker 2: has generated a late fee?
Speaker 9: No, I've never never, and I've never been shown before.
Speaker 2: And hold on and before it changed management companies now
Speaker 2: to Boardwalk, did they ever charge you that stuff before?
Speaker 18: No?
Speaker 9: No, And I got an email from the lady dealt
Speaker 9: with the Progressive Property telling me that she doesn't understand
Speaker 9: why they're charging me those fees.
Speaker 2: Okay, Brad, I'm going to let you jump in at
Speaker 2: this point, because I am baffled. I think it's a
Speaker 2: squeeze play. I don't know if they want to convert
Speaker 2: it from an HCV or a section a property, or
Speaker 2: just want more income. I have no idea, but to me,
Speaker 2: it looks like she's under lease and they're charging her
Speaker 2: for stuff the new management company that the old one didn't.
Speaker 2: I just flat don't understand.
Speaker 17: Well, well, I haven't reviewed the full stack of documents
Speaker 17: she just sent over it, but I find a utility
Speaker 17: as adendum that says that she is supposed to set
Speaker 17: up utility directly with the utilities and then directly to
Speaker 17: the utilities. So I don't think the mandor are supposed
Speaker 17: to be billing her for those utilities.
Speaker 2: I read that too, and her lease is also good through.
Speaker 5: The middle of July this year, and on the ledger
Speaker 5: it does show they want a reimbursement fee so for
Speaker 5: it says for utilities.
Speaker 2: And what's baffling is the old company that managed it,
Speaker 2: what from the beginning, Tiffany the last two years or whatever,
Speaker 2: correct that they never charged her for that. Brad, I mean,
Speaker 2: what do you just make of this? I mean, do
Speaker 2: you think it's kind of a shakedown.
Speaker 17: It's unclear if they if they're billing for reimbursement of
Speaker 17: utilities that the management company says they paid, or if
Speaker 17: it's some kind of management fee for having to manage
Speaker 17: the utilities.
Speaker 4: It is possible for a least to.
Speaker 17: Allow them inload to get a management fee on utilities,
Speaker 17: but the lease has to provide for that. I have
Speaker 17: yet to see that that's even in the lease.
Speaker 2: And let's say it did provide for that, is the
Speaker 2: fact that they've never done that the old management company
Speaker 2: before the new one took over. Would that be a
Speaker 2: reason they are not able to start charging for that?
Speaker 8: No?
Speaker 17: No, well that's the quite that's a waiver argument. But okay,
Speaker 17: I think that if it's in the lease that says
Speaker 17: the management company can get a management fee for utilities,
Speaker 17: then they can start that up even if they haven't
Speaker 17: been doing it. But first of all, I'm not sure
Speaker 17: the lease even has that, And ninety to one hundred
Speaker 17: and ten dollars a month for management utilities seems are
Speaker 17: really excessive. I expect like maybe ten bucks.
Speaker 2: Yeah, it's crazy. And Tiffany, is all that stuff in
Speaker 2: your name? In other words, when you pay your electric
Speaker 2: is it in Tiffany's name.
Speaker 9: That's right, and I've sent them copies of my bills
Speaker 9: showing that they're they're paid, and that they're.
Speaker 7: In my name.
Speaker 2: I don't even know what they'd be managing, Brad, if
Speaker 2: everything's literally in her name and she pays them, I
Speaker 2: don't even if that was in the least and like
Speaker 2: you said, you don't see it. I don't even know
Speaker 2: how you would make that argument, I agreed. So what
Speaker 2: do you think she should do at this point? Are
Speaker 2: they threatening to kick you out?
Speaker 7: What are they?
Speaker 2: What are they telling you now, Tiffany?
Speaker 9: Well, I sent over that they don't tell me anything.
Speaker 5: Well, they won't renew her unless she brings the account
Speaker 5: up to speed, and so right now they're charging her
Speaker 5: ninety dollars for about four or five months they want
Speaker 5: her to pay that was short on the rent, which
Speaker 5: is this fee?
Speaker 2: But has never been literally short on the rent itself ever,
Speaker 2: never never.
Speaker 9: But is is I haven't been able to pay the
Speaker 9: rent because I sent over copies of that as well.
Speaker 9: When you go online to pay the rent, you can't
Speaker 9: just pay what you want to pay. It's either the full.
Speaker 2: Balance or no wait wait, wait, I have any Tiffany,
Speaker 2: you're scaring the hell out of me. Now, when's the
Speaker 2: last time you paid the rent? Have you paid June's rent?
Speaker 5: No?
Speaker 8: No, no, no, I have it.
Speaker 9: Because they don't. It doesn't allow me to, and I've
Speaker 9: told I've emailed them, I've talked to them.
Speaker 2: Okay, hold on, Okay, I get it. I get what
Speaker 2: you're saying. But you have all that money to pay
Speaker 2: it right now?
Speaker 9: Correct?
Speaker 4: I should?
Speaker 2: Okay, Brad?
Speaker 17: Brad, Well, at this point, they cannot evictor for non
Speaker 17: payment of utilities or for some utility management feed because
Speaker 17: you can only event landlord could only evict for non
Speaker 17: payment of rent. The rent is the charge that is
Speaker 17: due solely for the occupancy of the premises, So you
Speaker 17: cannot include utility. You cannot tackle on utility. Let's sees
Speaker 17: for the rent and then the victor overt and paid utilities.
Speaker 2: Well, Brad, what happens in her case? Where when is
Speaker 2: the last full month you've paid? Tiffany?
Speaker 9: The last full month was in January?
Speaker 2: Oh crap, this is how Okay, hold on, let me,
Speaker 2: I just want Brad to talk here. Brad. She's saying
Speaker 2: she logs onto the portal to pay if she doesn't
Speaker 2: pay the full amount, which includes things that apparently she
Speaker 2: doesn't know or at least in her opinion. So what
Speaker 2: happens if they won't accept what the rent is? Let's
Speaker 2: say the rents a thousand, but they want one thousand
Speaker 2: ninety one and she has no ability to pay online
Speaker 2: like she has for two years without paying the full amount.
Speaker 2: What kind of argument is that in front of a
Speaker 2: judge if these people try to go through an eviction
Speaker 2: because she hasn't paid her damn rent since January.
Speaker 17: Well, I think that's a I think that's a good
Speaker 17: colorable argument in front of a judge that I've seen
Speaker 17: these I've seen these website portals from management companies that
Speaker 17: will not let you pay anything sort of the full payment,
Speaker 17: including all these fees they want to tack on. So
Speaker 17: it's an argument from a judge that I at least
Speaker 17: tried to pay the base print that was due. Maybe
Speaker 17: I couldn't pay the utilities that were due, So you
Speaker 17: can't evict for non payment of utilities if that's all
Speaker 17: that's outstanding.
Speaker 2: And then she could go and here's the money right now,
Speaker 2: and basically, you know, hand them a check or hand
Speaker 2: them whatever they.
Speaker 17: Need absolutely, a tenant has a right to cure a
Speaker 17: nona to avoid eviction and cure that that non payment
Speaker 17: default up until the moment the judge orders enterests in
Speaker 17: order of possession.
Speaker 2: So I can't believe these people are doing it. If
Speaker 2: everything she's saying is correct, this is absolutely nuts. I
Speaker 2: can't believe they won't even let you pay the rent now, Tiffany.
Speaker 2: We're talking six soon to be seven months of rent
Speaker 2: at what twelve hundred bucks a month?
Speaker 5: What is well?
Speaker 9: No, nope, nope, because a Section eight pays their part
Speaker 9: of it, which is I only pay ninety dollars a month,
Speaker 9: is what I was what I'm to pay, So my
Speaker 9: portion of it's not paid the ninety dollars every month.
Speaker 2: And you definitely have that money.
Speaker 9: Oh h, I definitely have that money. I haven't saved.
Speaker 2: I cannot believe this, Brad, I can't believe it. I
Speaker 2: think they're trying to get her out of there.
Speaker 9: I would like to say that my niece has the
Speaker 9: same company, and I looked at her ledger and she
Speaker 9: is also being charged for utility reimbursement.
Speaker 2: Scenes and she has boardwalk management too.
Speaker 9: Yes, she does.
Speaker 2: You know what I want to look into these guys.
Speaker 2: I want to do a little deep dive into what
Speaker 2: these jerks are doing. And that's my opinion they're jerks.
Speaker 2: But to take Tiffany at her word and looking at
Speaker 2: the least that she is still under till January and
Speaker 2: having an attorney on like Brad O'Brien. Now, granted he
Speaker 2: hasn't read through the entire lease, but he, by breezing
Speaker 2: through it doesn't see anywhere where she should be paying
Speaker 2: anything to do with utilities. In fact, the opposite. It
Speaker 2: literally says she's responsible for all the utilities and they're
Speaker 2: trying to charge it. And then what's that other thing?
Speaker 7: Brad?
Speaker 2: Did you happen to see that other thing they're attempting
Speaker 2: to charge tim?
Speaker 17: Oh, the management?
Speaker 9: No rent income?
Speaker 2: What the hell is rent income? Let's rent?
Speaker 8: So?
Speaker 2: Oh that's your ninety bucks.
Speaker 9: No, No, these are different amounts, well like how much?
Speaker 9: Oh well, there's one that's for eighty one to twenty seven,
Speaker 9: there's one for seventeen dollars seconds.
Speaker 2: So hey, Brad, I've got to ask you in general, now,
Speaker 2: can the landlord just start making fees up? Can they
Speaker 2: say I can't raise your rent more than once a year.
Speaker 2: Because we live in Colorado, I can't get rid of
Speaker 2: you anymore when the lease is up. So therefore, I'm
Speaker 2: just going to start charging you fees left and right
Speaker 2: and not even tell you what they're for. Just give
Speaker 2: a line item HIN.
Speaker 17: And AF fees have to be in the written lease.
Speaker 17: And also lake fees cannot be assessed on anything other
Speaker 17: than base rent, so you can't do a late fee
Speaker 17: on on pant utility. And also late fees are limited
Speaker 17: to the greater of fifty x or five percent of
Speaker 17: the amount this pass two.
Speaker 2: So this is insane. Hold on a second, I'm going
Speaker 2: to put her on hold. Everybody out here, you're listening
Speaker 2: to Brad O'Brien. Now I'm gonna switch the conversation up
Speaker 2: real quick. Then we'll go back to Tiffany after the break.
Speaker 2: And I got some great ideas for her, and we're
Speaker 2: gonna we're gonna try to reach out. We're gonna put
Speaker 2: a Dimitri on this to reach out to Boardwalk management
Speaker 2: and see what the hell they're trying to pull. In fact, Kelly,
Speaker 2: I want you to pick up on Tiffany or Suzanne.
Speaker 2: Let's see who her person is at Boardwalk, and let's
Speaker 2: see if they want to come on the air and
Speaker 2: talk about this, because there is nothing, there is nothing
Speaker 2: that I have seen. I think they're shaking her down,
Speaker 2: that's my opinion. I think they're trying to bully her
Speaker 2: out of there so it's not Section eight or to
Speaker 2: get somebody else in at a higher amount, or whatever
Speaker 2: it happens to be. That's purely my opinion. But looking
Speaker 2: at her oldly, she never had any of these fees,
Speaker 2: and all of a sudden, these guys take over. They
Speaker 2: won't even take her actual base rent, but yet they're
Speaker 2: collecting from Section eight or eight CV every damn month.
Speaker 2: These guys sound like scumbags to me. I want to
Speaker 2: know what the hell they're up to at Boardwalk now,
Speaker 2: saying all that landlords out there, management companies out there,
Speaker 2: get your leases in order. That is what Brad O'Brien does.
Speaker 2: If you look at this lease, Brad, I know you
Speaker 2: haven't looked through the entire agreement, but this stuff has
Speaker 2: stuff in it like pet fees and other stuff I
Speaker 2: saw that you simply cannot handle that way anymore. In
Speaker 2: other words, this lease is not up to Colorado laws
Speaker 2: when it comes to tenant landlord and I'm telling you,
Speaker 2: if you're a landlord out there and you have a
Speaker 2: lease like this and you try to evict somebody, Brad,
Speaker 2: it can create all kinds of issues during the hearing.
Speaker 17: Right yeah, the requirements for landlords to have their leases
Speaker 17: comply with the law are pretty high right now.
Speaker 2: It's crazy. People get your lease reviewed. Call up Brad
Speaker 2: and if you have any kind of issues landlords, tenant, commercial, resident, well,
Speaker 2: maybe you're just buying a property, maybe you're going out
Speaker 2: to lease your first storefront, you're opening up a restaurant,
Speaker 2: and you've never dealt with cam charges or a commercial lease.
Speaker 2: For goodness sake, please call an attorney. And this is
Speaker 2: the guy we trust, Brad O'Brien and landlords, I beg
Speaker 2: of you. We get so many calls from landlords now,
Speaker 2: so many, it's incredible. They they're not getting paid for
Speaker 2: whatever's in the agreement. They end up in court and
Speaker 2: their lease is so damn old, it doesn't follow the
Speaker 2: new regulations and it never goes their way. For goodness sake,
Speaker 2: called Brad O'Brien. Seven two zero three seven zero seven
Speaker 2: three eight eight Property disputes. Two people buying a house together,
Speaker 2: that's not a married couple, anything, fence issues, eminent domain,
Speaker 2: anything residential and commercial. Brad O'Brien, I appreciate you coming
Speaker 2: on brad Olslaw dot com.
Speaker 11: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 11: dot com. You don't pay a cent until you're content.
Speaker 11: Time for an insurance check up free, no obligation comparison
Speaker 11: call Compass Insurance paying too much your coverage at dozens
Speaker 11: of insurance companies find out now three oh three seven
Speaker 11: seven to one.
Speaker 2: Help.
Speaker 11: You'll think you're his only customer when you choose Frank
Speaker 11: durand the real estate Man dot com to list your
Speaker 11: home with Remax Alliance three oh three nine two zero
Speaker 11: sixteen twenty two.
Speaker 2: All right, three oh three seven one three eight two
Speaker 2: five five. Look, we got lines open. Tiffany is in
Speaker 2: actually pretty good shape. We're gonna put her actually with
Speaker 2: Deputy bo Suzanne because he's got rentals everywhere.
Speaker 6: Yeah, he's well versed in the subject.
Speaker 2: I think. Yeah, And let's try to get through Kelly.
Speaker 2: Did you get a phone number and try to reach
Speaker 2: out to Boardwalker whoever Tiffany knew there? Because I would
Speaker 2: love to get them on and understand and why all
Speaker 2: of a sudden they're charging her stuff they shouldn't be
Speaker 2: and I hate the fact they don't allow people to
Speaker 2: pay the base rent. And as we heard from our attorney,
Speaker 2: Brad O'Brien, that's pretty much a no no. She's going
Speaker 2: to be able to win this in court. If they
Speaker 2: don't want to renew it, they're gonna end up getting
Speaker 2: in trouble and they're going to have to renew it
Speaker 2: long as all the information she gave us.
Speaker 14: So I do have the newest one that she's been
Speaker 14: assigned to. The previous two have been fired.
Speaker 2: Really really over at Boardwalk Management. Correct they actually said
Speaker 2: they've been fired or Tiffany said that. Tiffany said that, Okay,
Speaker 2: did you try to reach out to the newest one.
Speaker 14: I'm going to do that right now.
Speaker 2: Yeah, see if they could come on, or if they
Speaker 2: won't come on, at least find out just ask them
Speaker 2: how come you're charging Tiffany, let's use an exact example
Speaker 2: for anything to do with utilities when none of that.
Speaker 2: In fact, the opposite is in the least she takes
Speaker 2: care of them, and she's not able to pay her
Speaker 2: base rent because your portal won't allow her it's a shakedown,
Speaker 2: I tell you, in my opinion, and it's more than
Speaker 2: interesting to me. It's a shakedown. I'd like to find
Speaker 2: more out about Boardwalk. I wonder if there's slum lords.
Speaker 14: No, all I have is a direct number, So yeah,
Speaker 14: see what you can figure. It's going to get voicemail,
Speaker 14: but just be forewarned.
Speaker 2: Yeah, well see what you can get if you leave
Speaker 2: a voicemail, you know, leave a nice one, and I'll
Speaker 2: tell you. If that doesn't work and we don't hear
Speaker 2: back from them, you know, I've got other ways to
Speaker 2: try to wake up the new person over there, and
Speaker 2: people that listen to the show know what that is.
Speaker 2: We can give a online review of them, a review
Speaker 2: where you call up and leave a message with Boardwalk
Speaker 2: and try to understand why they're shaking down this lady.
Speaker 2: In my opinion, it's absolutely nuts, Brooke, what do you
Speaker 2: think you listen to that whole call unfold?
Speaker 4: Yeah, that's insane.
Speaker 3: I'm really glad that she called it, and you guys
Speaker 3: are going to be able to help her, because that
Speaker 3: just seems like exactly what you're talking about. She pays
Speaker 3: a cheaper rate and they're trying to get her out
Speaker 3: so they can make more money off of somebody else.
Speaker 4: And that's just not how it's done.
Speaker 2: You can't do it. And in this world right now
Speaker 2: in Colorado, listen like it, like it, or hate it,
Speaker 2: landlords do not have a lot of power anymore. It's
Speaker 2: like the pendulum swung. In fact, that happens a lot
Speaker 2: in Colorado. In fact, it's kind of happening behind the
Speaker 2: scenes right now, even in Denver a little bit. But
Speaker 2: that pendulum, it goes so far left or so far
Speaker 2: right it comes back. But right now, I mean, everything
Speaker 2: is in the tenants favor. You realize, if I have
Speaker 2: a lease with you, Brooke, and you rent a house
Speaker 2: from me, and it's a one year lease, at the
Speaker 2: end of that one year, I have to renew you.
Speaker 2: It doesn't matter long as you've been paying. Long as
Speaker 2: you've been paying, I have to renew you unless I
Speaker 2: move into that house or I'm going to sell that house.
Speaker 2: If I'm going to keep it, I can't simply rent
Speaker 2: to somebody else. And there's some other exemptions out there,
Speaker 2: but in general, generally speaking, I have to keep you
Speaker 2: as a tenant as long as you want to be there.
Speaker 2: After you've lived there, one year. That's how Denver works.
Speaker 4: Now, Oh, Colorado, I didn't know that.
Speaker 3: That's insane.
Speaker 4: Are you able to adjust rent with that once a year?
Speaker 2: I can adjust rent. Now, I can't scare the hell
Speaker 2: out of you, And I don't know what's acceptable because
Speaker 2: that's going to ultimately be up to a judge. I
Speaker 2: can't say, oh, I really want to get rid of Brook,
Speaker 2: So hey, Brook, I'm raising the rent this one year,
Speaker 2: this one time this year, and it's going to be
Speaker 2: ten million dollars And then of course that would get
Speaker 2: you out because no one's going to pay ten million,
Speaker 2: So you can't go to that extreme. But it doesn't
Speaker 2: say like ten percent, twenty percent. It doesn't say what
Speaker 2: you can do. And I think they actually do follow
Speaker 2: up if the person that moves out because of the
Speaker 2: rent increase, they could probably follow up with the court
Speaker 2: system if they find out you didn't raise it what
Speaker 2: you were told it was going to be raised, and
Speaker 2: then the landlord's in trouble. It's really hard. Now We've
Speaker 2: got people that own lots of rentals in the state,
Speaker 2: and I'll tell you straight up, they're getting the hell
Speaker 2: out of Colorado because it's just too hard to be
Speaker 2: a landlord.
Speaker 3: Why did they make that legislation go through. What was
Speaker 3: the idea behind it?
Speaker 2: Well, because there was a lot of slum lords. That's
Speaker 2: that pendulum I'm talking about. It was to the point
Speaker 2: where you could bully around your tenants. If you had
Speaker 2: to Section eight, you could pretty much say, oh, you
Speaker 2: want to complain that the washing machine doesn't work, and
Speaker 2: that's part of the least. Well, since you opened your mouth,
Speaker 2: I'm going to get you out of here and put
Speaker 2: somebody else in come renewal. So I mean, it was
Speaker 2: like really in that favor. But here's the deal. There's
Speaker 2: good landlords that you don't even have to deal with
Speaker 2: this stuff, and there's good tenants you don't have to.
Speaker 2: But you know, the State of Colorado and our legislature
Speaker 2: decided to step in and write all these new rules
Speaker 2: that are ultimately making it more expensive to rent here
Speaker 2: because there's going to be less land lords and people
Speaker 2: are gonna want more money to deal with all this
Speaker 2: other crap. So everybody hanged tight. We've got one coming
Speaker 2: up with Dan McKenzie. He's another attorney at referral list
Speaker 2: dot Com and he has everything to do with the
Speaker 2: state planning and probate and pretty much you name it.
Speaker 2: We've got that and a lot more. Three lines open
Speaker 2: three oh three Martino, love to hear from you three
Speaker 2: zero three seven to one three talk.
Speaker 11: Go with a sure thing Denver's Best roofer Excel Roofing
Speaker 11: dot com.
Speaker 7: You don't pay a cent until you're content.
Speaker 11: Time for an insurance check up free, no obligation comparison
Speaker 11: call Compass Insurance paying too much your coverage at dozens
Speaker 11: of insurance companies find out now three oh three, seven
Speaker 11: to seven to one help. You'll think you're his only
Speaker 11: customer when you choose Frank durand the real estate Man
Speaker 11: dot com to list your home with Remax Alliance three
Speaker 11: oh three nine two zero sixteen twenty two.
Speaker 2: All right three to ozho three seven one three eight
Speaker 2: two five five three oh three Martino, Uh, we've got
Speaker 2: a lot cooking. I do have some lines open, though.
Speaker 2: We're going to go to Dan McKenzie. But and I'll
Speaker 2: catch everybody up on this, but I did want to
Speaker 2: tell you about fix it twenty four to seven. These
Speaker 2: guys had second opinion is worth gold? I got an
Speaker 2: email the other day the guy had I'm not going
Speaker 2: to say what company it was, but I will say this,
Speaker 2: it was another referral list member and it's a great company,
Speaker 2: but they were selling him an air conditioner in a
Speaker 2: furn It's kind of a wrapped up system. And the
Speaker 2: total was about thirteen thousand dollars and fix It went
Speaker 2: out there for a free second opinion, same system. I
Speaker 2: think it was Carrier. I forget what Brandon was, but
Speaker 2: same exact system. Apples for apples, they came in twenty
Speaker 2: five hundred dollars less and they could get the job
Speaker 2: done a day quicker. So the second opinion is worth
Speaker 2: its eight and gold. It's one hundred percent free. Even
Speaker 2: if someone told you you need an expensive repair, a
Speaker 2: three or four thousand dollars repair, get the free second opinion,
Speaker 2: especially on a new system. Price ranges in home services,
Speaker 2: it fluctuates more than anything else I know about. I've
Speaker 2: seen water heaters fifteen hundred bucks, and I've seen water
Speaker 2: heaters the exact same one six thousand dollars. Okay, get
Speaker 2: the free second opinion. Fixmi home dot com. That's fixedmihome
Speaker 2: dot com. Now someone catch me up, Gary. Yesterday I
Speaker 2: took the day off yesterday.
Speaker 5: So Mark, he called yesterday, and Tom's notes his father
Speaker 5: passed away in January of twenty three. His then dad's
Speaker 5: widow passed away in February of twenty five, and he
Speaker 5: thinks he's a part of the estate. Dan mackenzie wasn't
Speaker 5: available yesterday, So now we have both Gary the caller
Speaker 5: and Dan on to powow about this.
Speaker 2: Gary real quick before I bring up Dana so he
Speaker 2: can get some real basics. Both of them passed away.
Speaker 2: Do you have siblings or you and ol me child?
Speaker 18: No, my father remarried, and so my stepmother's executor of
Speaker 18: the estate since he passed. I have one half one
Speaker 18: half sister, and that I have a step sister and
Speaker 18: a step brother and will and testament says it's fifty
Speaker 18: percent of the essay will go to my stepbrother who
Speaker 18: took good care of him. He deserves that, and then
Speaker 18: the other fifty percent should be dispersed to.
Speaker 8: The half sister.
Speaker 2: What is that fifty percent? Help me with that?
Speaker 13: What is it?
Speaker 18: I think it's just going to be the proceeds the
Speaker 18: selling of their house, which is probably about two hundred
Speaker 18: and fifty thousand, and any other case beyond that.
Speaker 2: And then who's saying they is someone saying they get
Speaker 2: all of it right now.
Speaker 18: No, I don't think anybody is still a will. There
Speaker 18: is a will and testament that my father made out, and.
Speaker 2: So where does the come in. What is the actual question?
Speaker 18: The actual question is I've been trying to identify from
Speaker 18: the attorneys who handled the estate with my stepmother, what's
Speaker 18: happening since her death in February?
Speaker 8: And do I still have any of that will.
Speaker 2: Test Okay, and you know I got you. Hold on,
Speaker 2: let me bring up Dan. Hey, Dan, it's so funny.
Speaker 2: We do get this question a lot. Someone doesn't have access,
Speaker 2: So I mean, really, you don't have access to the will, Gary,
Speaker 2: or you have no information since January on anything going on?
Speaker 1: That is correct.
Speaker 18: I actually hired an attorney to make contact and he
Speaker 18: tells me they don't have any obligation to tell me anything.
Speaker 2: Yeah, that's that's true, and I'll get into that with Dan.
Speaker 2: But Dan, let me ask you a generic question. This
Speaker 2: guy just made me think about Gary. If let's say
Speaker 2: my mom and dad, my mom passes and my dad
Speaker 2: of course has everything that was in both their names,
Speaker 2: and in my case, that'd be everything. I mean, everything
Speaker 2: would go to whoever survives. So let's say, now my
Speaker 2: dad's got to use a round number one hundred thousand dollars.
Speaker 2: So then he gets remarried and he's still got one
Speaker 2: hundred thousand dollars, and the new wife moves into the house.
Speaker 2: I mean he at that point, regardless of anything, he
Speaker 2: could simply will everything to that that new wife if
Speaker 2: he wanted to. Then I would be left with nothing,
Speaker 2: I mean correct, right, Yeah, so I wonder if that's
Speaker 2: what happened. Here is why I brought it up. But
Speaker 2: what do you make of everything? Gary said? And Dan
Speaker 2: please feel free to ask any questions.
Speaker 7: Yeah, it is.
Speaker 16: It can be difficult because you've got the will saying
Speaker 16: well here's here's where things go. But then the question is, okay,
Speaker 16: but what does the will actually control? And your point
Speaker 16: March is right on, which is like, man, he could
Speaker 16: have put her on the house, like if you know,
Speaker 16: if it was jointly owned, then that became hers, and
Speaker 16: that have happened with all the assets, and his will
Speaker 16: ends up really controlling nothing because everything passed to her
Speaker 16: through other means, And so trying to figure out what
Speaker 16: happened there can be a little bit of a challenge
Speaker 16: and might actually involve going back and investigating.
Speaker 8: Your dad's estate.
Speaker 16: And it sounds like you do have that will. Did
Speaker 16: your mother your stepmother's will get lodged with the court.
Speaker 16: Have you actually seen this?
Speaker 8: I have not, Dan, I have no. I haven't seen
Speaker 8: that or even tried to access it. Okay, it's possible.
Speaker 8: I mean that might be.
Speaker 13: The first stop actually is to go see what her
Speaker 13: will says.
Speaker 16: If she had one, and if she did, you know,
Speaker 16: if there isn't one showing up, then the question is
Speaker 16: is it not showing up because the person who has
Speaker 16: it hasn't turned it over yet, or is it because
Speaker 16: there wasn't one? But yeah, it it can be a
Speaker 16: little bit challenging because you know, you also need to
Speaker 16: know what the asset are and somebody might not have
Speaker 16: shared that information.
Speaker 2: See if he turned all if he made her your
Speaker 2: stepmother the beneficiary of everything, beneficiary's deed on the house,
Speaker 2: beneficiary on the bank accounts. You get the idea. I mean,
Speaker 2: your dad's estate has nothing, then it's all her and
Speaker 2: what she put in her will, not what his wishes were.
Speaker 2: But I mean, we don't know if that happened. But Dan,
Speaker 2: I mean, he can't really he has no access if
Speaker 2: he wanted to force the point, can he motion the
Speaker 2: judge or hire an attorney to motion the judge to
Speaker 2: force them to share the will? Or what happened to
Speaker 2: the assets? Or how do you actually get answers even
Speaker 2: through an attorney, how do you get them?
Speaker 16: Yeah, you have an interest in the estate.
Speaker 8: You should be able to see the will.
Speaker 13: I mean some of this.
Speaker 16: Stuff is public too.
Speaker 8: I mean if they owned.
Speaker 16: Real Like if your dad on real estate, you know,
Speaker 16: you could go back and look at that deed history
Speaker 16: and just see what. Yeah, did he put her on
Speaker 16: the did he put her on the did he put
Speaker 16: it in a trust?
Speaker 13: Is it in a trust?
Speaker 18: Now?
Speaker 4: Like?
Speaker 16: How is it needed right now?
Speaker 6: And maybe be back up, Hey, Dan, it's sus here.
Speaker 6: I have a question.
Speaker 5: So if the other folks attorney says he has no
Speaker 5: obligation or they have no obligation.
Speaker 6: To Gary, if Gary was mentioned in a will from
Speaker 6: the widow.
Speaker 5: Would they then have an obligation to let Gary know
Speaker 5: that or even if he was in it, they still
Speaker 5: have no obligation.
Speaker 16: Yeah, he would have Like if he's mentioned in a will,
Speaker 16: then he certainly has an interest in the estate and
Speaker 16: would have the right to see the will, and the
Speaker 16: will their obligation is to lodge that will with the court, right,
Speaker 16: So I don't know if they necessarily have any obligation
Speaker 16: to him, but they do have an obligation to put
Speaker 16: the will in a place where he can access it.
Speaker 2: So but Gary said, he hired an attorney and the
Speaker 2: attorney said, you have no I mean basically, Gary told
Speaker 2: you you have no right to see the will.
Speaker 15: Right.
Speaker 2: Yeah, that's but hold on, wouldn't that Dan, if everybody
Speaker 2: was doing everything on the up and up, that would
Speaker 2: mean he's said not in the will, right.
Speaker 16: I mean, which is totally you know step relations are
Speaker 16: they are nothing, right. I mean it's like, but you know,
Speaker 16: you can have a step kid in your license. They
Speaker 16: were a tiny little kid and you feel like that's
Speaker 16: my kid, and it's like not legally.
Speaker 2: Yeah yeah, no, not legally. I mean Gary, I mean,
Speaker 2: you're gonna it's a horrible position you're in. So what
Speaker 2: bottom line? In fact, Dan, I hate to do this
Speaker 2: to you. Can you? We also have another question I
Speaker 2: wanted to bring up with you, So do you mind
Speaker 2: hanging on or let me do this. Let me have
Speaker 2: Kelly call you back after the big break. So you're
Speaker 2: not sitting there on hold wasting time? Is that cool?
Speaker 5: Yeah?
Speaker 16: I think I've got another thing at noon, so we'll
Speaker 16: see if I can get on.
Speaker 2: But I'm happy to all right, sounds good. I appreciate it. Man,
Speaker 2: hold on everybody, and then Gary, hold on. I want
Speaker 2: to get like you know, ABC after this for you,
Speaker 2: and then Dan, maybe we can connect later next hour.
Speaker 2: But I got another one. Hold on.
Speaker 11: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 11: dot com. You don't pay a cent until you're content.
Speaker 11: Time for an insurance checkup free no obligation comparison call
Speaker 11: Compass Insurance paying too much your coverage at dozens of
Speaker 11: insurance companies find out now three oh three seven to
Speaker 11: seven to one help. You'll think you're his only customer
Speaker 11: when you choose Frank durand the real estate Man dot
Speaker 11: com to list your home with Remax Alliance three oh
Speaker 11: three nine two zero sixteen twenty two.
Speaker 2: All right, three oh three seven one three A two
Speaker 2: five five. I'm gonna jump right back into Dan mackenzie.
Speaker 2: Dan so for Gary, though he already he has an attorney.
Speaker 2: I don't even know if this is in state. But
Speaker 2: bottom line is what what can he do, if anything
Speaker 2: at this point, what is your direct vice to him?
Speaker 2: Like step one, step two?
Speaker 16: Uh, step one would probably be there. There is a
Speaker 16: document request form on the Colorado Court website and you
Speaker 16: can go on there and see if you can request
Speaker 16: will for your stepmother and for your dad, and just
Speaker 16: make sure you've got those. And then, like I say,
Speaker 16: if they had any sort of public publicly held properties
Speaker 16: like real estate, especially if there's any real estate that
Speaker 16: either one of them want to own, back and look
Speaker 16: at those deeps. Those are all public recording and see
Speaker 16: how they were titled, and if there were a trust
Speaker 16: or if things were jointly owned or what.
Speaker 2: Yeah, Gary, look at look at whatever county. Go to
Speaker 2: the county website and look up the property and see
Speaker 2: whose name it's in. You got that. Okay, that's a
Speaker 2: good free be to do. And then is this in Colorado?
Speaker 8: Now this is in Ohio. Here's how I would add
Speaker 8: one thing. My stepmother was.
Speaker 18: Really incapacitated that whole time between my father's death and
Speaker 18: her dying, and so my stepsister was given power of
Speaker 18: attorney within that time.
Speaker 2: Yeah, you're going to have to the first thing I
Speaker 2: would do is exactly what Dan said. Whether it's in
Speaker 2: Ohio or not, it's not going to matter. You're going
Speaker 2: to be able to go to the county and figure
Speaker 2: out who owns sad house. That's first thing I do.
Speaker 2: Do that and report back to us and Dan. I'm
Speaker 2: hoping you can hold on till after this. I'll come
Speaker 2: to you right after the break. But we got another
Speaker 2: good one for you. Hold tight.
Speaker 11: Go with a sure thing Denver's Best roofer Excel Roofing
Speaker 11: dot com. You don't pay a cent until you're content.
Speaker 11: Time for an insurance check up free, no obligation comparison
Speaker 11: call Compass Insurance paying too much your coverage at dozens
Speaker 11: of insurance companies find out now three O three seven
Speaker 11: to seven to one help. You'll think you're his only
Speaker 11: customer when you choose Frank durand the real estate Man
Speaker 11: dot com to list your home with Remax Alliance three
Speaker 11: three nine two zero sixteen twenty two.
Speaker 5: News.
Speaker 1: You come run just as fast as we can. Show
Speaker 1: Shooter's gonna help coming.
Speaker 15: Man Dix is the Troubleshooter Show. No Tom Martino, Welcome.
Speaker 2: My friends to the only show but Scatt We're here
Speaker 2: to solve problem, but answer questions, take complaints. We're here
Speaker 2: to make your life just a little bit better. You've
Speaker 2: been ripped off or need any help, we do have
Speaker 2: three lines open three oh three seven, one, three eight,
Speaker 2: two five five three oh three Martino. We love helping people.
Speaker 2: In fact, to the tune of over three hundred million
Speaker 2: dollars in cash, merchandise, exchanges and refunds directly due to
Speaker 2: this show. We love diving into problems. Make sure you
Speaker 2: spread that number around. Three oh three Martino works on
Speaker 2: and off the air, or you can always email us
Speaker 2: anytime at help It troubleshooter dot com. We try to
Speaker 2: man the phones quite a bit more than you'd think,
Speaker 2: even when we're not live, and then, of course emails
Speaker 2: we answer constantly. A lot of us have access to
Speaker 2: that account and we all dive in and try to
Speaker 2: help people. But that's it. Three h three Martino. I
Speaker 2: want to bring up Dan mackenzie again. And here's the deal, Kelly.
Speaker 2: You're going to send Suzanne all the information from Gary.
Speaker 14: Yeah, I just sent the last will and testament of
Speaker 14: his father and I'm sending her the information that I've
Speaker 14: garnered about her his brother.
Speaker 2: So Suzanne, what I want you to do is hop
Speaker 2: on the website in Ohio and figure out what county
Speaker 2: it is and see if you can't look up who
Speaker 2: owns that property in Ohio. I mean, that's it. Just
Speaker 2: do a little legwork and we'll get back to Gary
Speaker 2: so we can free Gary up. Actually, but hey, Dan,
Speaker 2: I want to ask you something.
Speaker 5: Man.
Speaker 2: This came up in Suzanne's family. And I'm not going
Speaker 2: to get into specifics, but someone someone's dad passed away, Okay,
Speaker 2: and Suzanne, you're gonna have to jump in this story. Sure,
Speaker 2: And there was a wife that was not the biological
Speaker 2: so a stepmom. So step mom is living in that
Speaker 2: house right now. Dad passed away, he had an estate,
Speaker 2: there's cash in the estate, and then there's a house.
Speaker 2: I believe somehow they did it to where she can
Speaker 2: live in the house until she dies, but then the
Speaker 2: house goes to the son. Is that correct.
Speaker 5: That's correct because that house and property had been in
Speaker 5: let's just say it my brother in law's families.
Speaker 6: In the family for many, many, many decades.
Speaker 2: Oh my god, eighteen hundred yeah, eight.
Speaker 6: Since it's been in.
Speaker 4: The party of the family.
Speaker 11: Dan.
Speaker 2: They actually have cemeteries on this property. It's really crazy,
Speaker 2: so they'll probably be buried there. But so that's what
Speaker 2: happened to the house. But where I don't understand how
Speaker 2: did the money work, Suzanne. How did the rest of
Speaker 2: the estates because the kid didn't get the money. Is
Speaker 2: it like the wife has access to it till she dies, so.
Speaker 5: The wife can use it for her expenses until she dies,
Speaker 5: and what's left over, this is my understanding.
Speaker 6: What was left over would then go back to.
Speaker 7: The sun.
Speaker 2: And here's what I don't get dan setting something up
Speaker 2: like that unless if you limited it, like in a
Speaker 2: trust to where she gets five thousand dollars or we
Speaker 2: pay the utilities or something along that. If the cash
Speaker 2: just transfers to somebody under this scenario, I mean, they
Speaker 2: could easily just spend it or give it to their
Speaker 2: own offspring. I mean, and I get this, you're not
Speaker 2: looking at the will or a trust, if there is
Speaker 2: a trust or anything like that. But what do you
Speaker 2: make of a plan like that? Is that somewhat normal
Speaker 2: when it comes to the property. That way it stays
Speaker 2: in the blood family if you will.
Speaker 16: Yeah, I mean a lot of times that is a
Speaker 16: good use for trust, just to make sure someone can
Speaker 16: stay there and you can have a right of occupancy,
Speaker 16: and it's good to spell out how costible they.
Speaker 13: You know, who's paying for why you know, a person's.
Speaker 16: Putting their temporarily and isn't going to get ownership, doesn't
Speaker 16: want to.
Speaker 8: Replace the roof, but you know that might need to
Speaker 8: be done.
Speaker 16: So that's not that usually is a good use for
Speaker 16: a trust. I mean, certainly on real estate, you could
Speaker 16: have a life estate to which does not require trust planning.
Speaker 16: It's a little bit antiquated, but I still see them
Speaker 16: sometimes where it just says, you know, this person will
Speaker 16: get this property for their lifetime and then it's going
Speaker 16: to you know, go back to this. So that can
Speaker 16: be done without a trust. But I'm trying to think
Speaker 16: of a way that you could do that with cash,
Speaker 16: and I'm not seem they would need a trust to
Speaker 16: do that well.
Speaker 2: And word this brings me too, is people out there
Speaker 2: listening right now that are in this circumstance or maybe
Speaker 2: you know, maybe the kids are listening and they're going, oh, yeah,
Speaker 2: my dad's been married three times. I always thought we
Speaker 2: were going to get the family house. I mean, when
Speaker 2: we start talking about asset protection to the beneficiaries you
Speaker 2: wanted going to. I mean, that's one of the key
Speaker 2: things you guys do, or one of the key things
Speaker 2: that people need to have done, and you guys do.
Speaker 2: So give me an example when we just don't talk
Speaker 2: about a trust or will. I thought this was a
Speaker 2: great example. The father actually went out of his way
Speaker 2: to make sure that you know, the son his first born,
Speaker 2: and that's just how he wanted it actually gets that house,
Speaker 2: that property that has been in that family since the
Speaker 2: eighteen hundreds. Give me some other ideas of how people
Speaker 2: can protect let's call it their legacy, that asset protection
Speaker 2: part of what you do.
Speaker 16: I mean, this is really common and blended families with
Speaker 16: step kids or sep relations.
Speaker 8: I mean we just heard it with Terry, right.
Speaker 16: I mean it's just like you know, if you if
Speaker 16: you get married, you can accidentally disinherit your own kids
Speaker 16: because you do the normal thing, which is you know,
Speaker 16: combined spouse as the combined assets of your house and
Speaker 16: then they're going to get it. And you can have
Speaker 16: a will that says all kinds of things about what
Speaker 16: your kids get, but that will end up doing nothing
Speaker 16: because everything transferred to the spouse first, So it just
Speaker 16: comes up way more often.
Speaker 8: Than you would think.
Speaker 16: It doesn't need to be anything exotic like an eighteen
Speaker 16: hundred farmhouse. They could just see the house. Yeah, yeah,
Speaker 16: this this actually happens all the time, and a lot
Speaker 16: of times, like people want to say, I want my
Speaker 16: spouse to be able to stay in this house. I
Speaker 16: don't want them to be rushed out. I don't want
Speaker 16: kids coming in and taking all the furnishings out or
Speaker 16: things like that. But ultimately, yes, I came into this
Speaker 16: marriage with these assets and this other person at their assets,
Speaker 16: and we want to keep them. We want our kids
Speaker 16: to benefit. So we're going to you know, control this
Speaker 16: out a couple of steps of trust pinning.
Speaker 2: Do you hear that a lot where people call you
Speaker 2: up and go, you know, my dad or my mom forever,
Speaker 2: we're going to leave us X and all of a
Speaker 2: sudden they got remarried and then passed away, and now
Speaker 2: we literally don't have anything and no one will give
Speaker 2: us any information. I know, we get that call a lot.
Speaker 2: In fact, I bet we get it weekly.
Speaker 16: Yeah, I mean, people need to understand what I said earlier.
Speaker 16: When we're trying to gary about like step relations are
Speaker 16: really not you know that is not really a formal
Speaker 16: legal thing. My step parent passes.
Speaker 8: Away, I'm not.
Speaker 16: I am not an error to them and all they
Speaker 16: can certainly make me one by putting putting me in
Speaker 16: their will, but that probably is usually not what happens.
Speaker 16: Even when people don't have animosity for that person, just
Speaker 16: don't think to do it. And yeah, we we do
Speaker 16: see people actually get this neared. Of course, oral promises.
Speaker 16: You know, you might be familiar with the concept that, yes, contracts,
Speaker 16: oral contracts. You and I can make an oral contract
Speaker 16: for you to provide. That does not apply in the
Speaker 16: will context, because if we did that, like everybody would
Speaker 16: come in and say, this person is passed away and
Speaker 16: isn't here to refuse me. Coincidentally with telling me all
Speaker 16: the time, I'm going to get that on the furnhouse.
Speaker 2: You know you actually you educated me years ago when
Speaker 2: we were talking that if you had a video will,
Speaker 2: which really means nothing, but I mean it might be
Speaker 2: someone's wishes them on video. I'm not talking about a
Speaker 2: deep fake. I mean an actual VHS of it, and
Speaker 2: then you have a will that's different than that. It
Speaker 2: doesn't matter. It's going to go to the written will.
Speaker 2: The recording means almost nothing, right, And you know that became.
Speaker 16: Real popular for a moment there where, Yeah, people were
Speaker 16: trying to use videos to document when someone was disinherited.
Speaker 16: It was really meant so they put the video of
Speaker 16: the person saying, I really mean to just neair this person.
Speaker 16: And those videos, actually, I think they found were doing
Speaker 16: more harm than good because a lot of times the
Speaker 16: person was quite elderly, they didn't really look good on
Speaker 16: cameras and totally opposite you, they are looking pretty feeble.
Speaker 16: Everyone's like, we don't know if you were standing off
Speaker 16: camera with a gun, you know, pointed at them saying
Speaker 16: you better say this point so.
Speaker 2: Uh or I'm not gonna yeah, you better say this,
Speaker 2: or I'm not going to feed you later tonight or something.
Speaker 19: Right.
Speaker 2: Hey, down, last last question about once again kind of
Speaker 2: asket protection, but same kind of scenario. New wife and
Speaker 2: let's say there was a life insurance policy out there,
Speaker 2: and you know, you thought the kids thought they were
Speaker 2: the beneficiary forever. I mean, people don't realize this, but
Speaker 2: you know they can change that beneficiary almost at any time,
Speaker 2: and you really have no right to look at the policy.
Speaker 15: Right.
Speaker 16: Yeah, it's pretty it's pretty tough to track that stuff down.
Speaker 16: I mean, you can challenge as any beneficiaries for the
Speaker 16: same reason that you can challenge it will. You can
Speaker 16: say the person was unduly in you can say they
Speaker 16: didn't have capacity to make that kind of decision. But
Speaker 16: it's harder because there's no court case that passes outside approbate.
Speaker 16: So yeah, it takes some effort to get the company
Speaker 16: to share that information with you.
Speaker 2: You know, here's something everybody listening to I love about Mackenzie.
Speaker 2: So Dan, when you call them up, you'll talk to
Speaker 2: him for free. He'll set a time for you. You
Speaker 2: can talk over the phone or meet them, whatever you
Speaker 2: want to do. It doesn't matter where you're in Colorado though.
Speaker 2: You can help you out so or do a zoom
Speaker 2: for that matter. But what's really cool is you kind
Speaker 2: of tell where you're at. Hey, you know, I'm married,
Speaker 2: I'm thirty, we've got two kids, we got this for assets,
Speaker 2: we own a house, and he's going to come up
Speaker 2: with a plan that's right for you. Because everybody's different.
Speaker 2: Whoever's listening can be a lot different than Suzanna and I.
Speaker 2: I mean, you know, our kids are older in life.
Speaker 2: When you have younger kids, you got to figure out
Speaker 2: I think the most important thing we did in our twenties,
Speaker 2: Dan was figure out what would happen to the kids?
Speaker 2: Who's going to take care of the kids. That's probably
Speaker 2: when people, even if they don't have a lot of
Speaker 2: assets or live in an apartment, I mean really, that's
Speaker 2: when people got to start thinking about a will, right,
Speaker 2: either when they come into some kind of money or something.
Speaker 2: I mean, even if it's just a car you own outright,
Speaker 2: who do you want to have it? But really, when
Speaker 2: you have kids, when you say that's like the first
Speaker 2: thing for most people.
Speaker 16: I say, whenever you have somebody relying on you, and
Speaker 16: you kind of I mean, you know, I mean most
Speaker 16: people don't really care if their creditors get taken care of.
Speaker 16: But yeah, once you start owing people money, you got
Speaker 16: someone relying on you, frankly, but at least family if
Speaker 16: you've got a thousand dependent on your income, if you
Speaker 16: got kids, Like that's kind of the part we got
Speaker 16: to say, yeah, here's is going to benefit from this stuff.
Speaker 2: And then just the asset protection for people out there.
Speaker 2: When we talked about that, a little one thing I
Speaker 2: didn't touch base on. You know, I'm kind of dealing
Speaker 2: with Years ago, I started thinking, my parents live in Florida,
Speaker 2: if you move assets before, Medicaid might come in and
Speaker 2: take everything if they long if they end up in
Speaker 2: long term care, which my parents haven't. They live in
Speaker 2: their own house and they're in good shape. But a
Speaker 2: lot of people do end up in long term care.
Speaker 2: And if they have a half a million dollars, let
Speaker 2: me tell you, once they kick on Medicaid, half a
Speaker 2: million dollars can go so fast it would just blow
Speaker 2: your mind. So anything that you wanted to leave to
Speaker 2: your kids or anything your kids you know we're hoping
Speaker 2: to get from you. And that could even be the house,
Speaker 2: the equity in the house. Medicaid can take that stuff away.
Speaker 2: But there's different things and look back periods, and that
Speaker 2: all ties back into that asset protection that Dan can
Speaker 2: help you with if you do. If you're listening right
Speaker 2: now and go, oh, man, if I end up there,
Speaker 2: you know I still want my kids to get this
Speaker 2: house or part of my legacy. He can help you there,
Speaker 2: But there's time frames and that's the kind of stuff
Speaker 2: you got to call Dan on. He's great. Dan. I
Speaker 2: appreciate you coming on, and you can call Dan it
Speaker 2: eight three three co as in Colorado plans eight three
Speaker 2: to three co plans and he'll actually talk to you,
Speaker 2: like I said, and put together pricing meaning you don't
Speaker 2: charge hourly, Right Dan, I mean you pretty much say
Speaker 2: it's going to be this amount and here's what we're
Speaker 2: going to do.
Speaker 8: Yeah, we try and to be for as much as
Speaker 8: we can.
Speaker 2: Yeah. I realize that probate or some things are different
Speaker 2: when you end up in a court and you're fighting
Speaker 2: over something. But in general, if you're looking to structure
Speaker 2: a will or that asset protection, I'm telling you, man,
Speaker 2: Dan's a man. This guy lives and breathes it and
Speaker 2: he's great at it. Call him up, talk to him
Speaker 2: for free, get a price. Maybe you got a will
Speaker 2: or a trust you haven't updated and you got remarried
Speaker 2: and something along the lines of what we've talked about
Speaker 2: in the last half hour. UH is making you think
Speaker 2: eight three three co plans or coplans dot co.
Speaker 11: Thanks Dan, go with a sure thing Denver's best roofer
Speaker 11: Excel roofing dot com.
Speaker 7: You don't pay a cent until you're content.
Speaker 11: Time for an insurance checkup, free no obligation comparison call
Speaker 11: Compass insurance paying too much your coverage at dozens of
Speaker 11: insurance companies.
Speaker 7: Find out now three oh three seven seven to one.
Speaker 11: Help you'll think you're his only customer when you choose
Speaker 11: Frank durand the real estate man dot Com to list
Speaker 11: your home with Remax Alliance three oh three nine two
Speaker 11: zero sixteen twenty two.
Speaker 2: All right, folks, three three seven one three A two
Speaker 2: five five, If I'm gonna tease something coming up. Uh,
Speaker 2: Suzanne did some sleuthing around, and you found tell everybody
Speaker 2: what you found.
Speaker 5: So I found this stepmother's will and also found who
Speaker 5: owned the house, and I found everything.
Speaker 2: Mark, we're gonna we're gonna get that update. Who owned
Speaker 2: that guy's house? What was his name? Already? Forget what
Speaker 2: was the caller's name, Gary? Gary. We're gonna get Gary
Speaker 2: back up, and we're gonna tell him what we found out.
Speaker 2: But we now know what his stepmother owned, we know
Speaker 2: what her will said, and we're not talking in old will.
Speaker 2: We're talking Yeah, Wat's what I mean, the actual will
Speaker 2: that they filed with to court. So we got a
Speaker 2: ton of information. We're gonna get him back on and Uh,
Speaker 2: I think I don't even know the answer yet. I
Speaker 2: told Suzanne not to tell me, but I'm dying to know.
Speaker 2: Is this caller Gary Uh? Is he in the will anywhere?
Speaker 2: Is he gonna get anything? It's crazy, but we're gonna
Speaker 2: find out, so hold tight on that. Then we're gonna
Speaker 2: talk some solar but real quick. Ste the painter, he
Speaker 2: has got a deal for listeners. And I need to
Speaker 2: say this. Steve has worked at our house numerous times.
Speaker 2: He has painted our garage and I mean on the
Speaker 2: inside of it. He has done a ton of touch
Speaker 2: up paint and he's painted our ceilings. If you're looking
Speaker 2: for that painter, Steve and his wife come out. Hey, Steve,
Speaker 2: does your daughter still work with you?
Speaker 8: Yeah? Sure does?
Speaker 2: I love it. This guy does a great job and
Speaker 2: his pricing is unbelievable. We're gonna hear what this special is.
Speaker 2: But he does interior exterior. Now, you guys won't do
Speaker 2: like three story homes anymore? Right, No, we do?
Speaker 8: Now?
Speaker 2: Oh you do some.
Speaker 20: Yes, I picked up some guys and you know, Markham, dude,
Speaker 20: I'll be I'll be sixty nine here, I know, man.
Speaker 20: You know, so getting getting up on the ladders is
Speaker 20: kind of and guess what I'm doing today.
Speaker 8: I'm up on the damn ladder.
Speaker 2: Nice.
Speaker 8: But anyway, well this guy.
Speaker 2: Does when I when I say a great job, I
Speaker 2: mean he can fix your dry wall. Let's say, yeah,
Speaker 2: you got a hole in the wall and you need
Speaker 2: it basically retextured and painted. They can do it.
Speaker 9: All.
Speaker 2: These guys can do anything. And what is the special
Speaker 2: going to be? Oh and by the way, Steve has
Speaker 2: been on our referral list. Steve, I want to say
Speaker 2: twenty years Uh darn close market. I don't remember one really,
Speaker 2: I honestly, I honestly can't think of one single complaint.
Speaker 2: And the way you matched up some of our pain
Speaker 2: in the dining room and other areas, weird colors. I
Speaker 2: don't know how you did it, but you you did
Speaker 2: a lot of touch up when we first moved into
Speaker 2: that house, and then you painted a lot of rooms.
Speaker 2: It just I can't brag enough about you, Steve. Just
Speaker 2: really good job. And I'll give your number out in
Speaker 2: a second. But what is the deal you got cooking
Speaker 2: for people right now?
Speaker 20: Well, we got a double whammy. We're going to give
Speaker 20: ten percent off any interior and extra painting full paint.
Speaker 20: But if you're a veteran. We're going to give fifteen
Speaker 20: percent off.
Speaker 2: Fifteen percent off, give me an idea of like what
Speaker 2: a room. Let's I like when people have a real idea.
Speaker 2: So your average sized bedroom, like a kid's bedroom? What
Speaker 2: what is something like that?
Speaker 8: Run?
Speaker 13: Man?
Speaker 20: Oh, roughly, if we're just doing the walls, you're looking
Speaker 20: maybe about four to twenty five some we're close, nice
Speaker 20: all right about yeah four five?
Speaker 2: And then you do exterior interior anything, yeah, insides, outside, fences, decks, yeah,
Speaker 2: we do it all. We even dose do staining for decks.
Speaker 2: Maybe someone wants to get a deck restained.
Speaker 20: Oh yeah, we do that also, awesome in between in
Speaker 20: between all that stuff and now we've kind of delied
Speaker 20: in doing handyman service. So if you needed some base replacement,
Speaker 20: and you know, we've done that.
Speaker 2: So like baseboard, how about like a ceiling fan?
Speaker 20: Hon uh seiling fans? Kind of kind of iffy because
Speaker 20: now we get an electrical Okay.
Speaker 16: We dellied in it.
Speaker 8: We did it at our house. But yeah, yeah, right,
Speaker 8: isn't too difficult.
Speaker 2: All right, Well that's it, man, So ten percent off
Speaker 2: veterans fifteen Steve the painter. There there's star quality pain
Speaker 2: on our referral list at referral list dot com. But
Speaker 2: you can call it for that deal. Three oh three
Speaker 2: nine four eight eight seven six'. Five they're. Honest they're
Speaker 2: going to do a great job for. You Uh steve
Speaker 2: The painter star. Quality everybody hold. Tight we got a
Speaker 2: lot coming. UP i cannot. Wait we've Got gary. Up
Speaker 2: we're going to do that update than any solar questions
Speaker 2: you have three oh Three. Martino or if you've been ripped,
Speaker 2: off need some, help need some? Advice three zero Three, martino.
Speaker 11: Go with a sure Thing denver's best Roofer Excel roofing dot.
Speaker 11: Com you don't pay a cent until you're content than
Speaker 11: time for an insurance check up, free no. Obligation in,
Speaker 11: comparison Call Compass insurance paying too much your coverage at
Speaker 11: dozens of insurance companies find out now three oh three
Speaker 11: seven to seven to one. Help you'll think you're his
Speaker 11: only customer when you Choose Frank durand the real Estate
Speaker 11: man dot com to list your home With Remax alliance
Speaker 11: three oh three nine two zero sixteen twenty.
Speaker 2: Two all, right three oh three seven one THREE a
Speaker 2: two five. Five we're gonna do this. Now we're going
Speaker 2: to have a conversation next hour ABOUT ai. Two it
Speaker 2: is absolutely, incredible but there's some stuff that you might be.
Speaker 2: Shocked who's going to lose your? Jobs? First AND i
Speaker 2: mean this could be coming up in a year or,
Speaker 2: so and a lot of, it of, course is based
Speaker 2: on my, opinion but then also a ton of research
Speaker 2: schools and colleges have done on you, know you might
Speaker 2: be in college right now getting certain degrees and they
Speaker 2: could be absolutely. Worthless And i'm not. Kidding so we're
Speaker 2: going to talk about that next. Hour we're also going
Speaker 2: to talk about solar but right Now i'm going to
Speaker 2: Bring gary. Up, Hey, Gary susan found OUT i got
Speaker 2: to recap real. Quick gary called in and basically he
Speaker 2: thought he was going to be getting his father's house
Speaker 2: when he passed, away and some money and part of the.
Speaker 2: Estate and he very, well, maybe BUT i don't even
Speaker 2: know the answer. Yet but father, died got. Remarried the
Speaker 2: woman that basically he remarried still lived in the, house
Speaker 2: but she just passed. Away she passed. Away why carry
Speaker 2: the beginning of the, year, basically, Uh february this, Year
Speaker 2: so she passed. Away and now everybody's got their lips,
Speaker 2: tight not sharing any, information who owned the, house who
Speaker 2: gets the, money what does the will look? Like, well
Speaker 2: we've got some good, answers. Man we actually found the.
Speaker 2: Will we're going to email you a copy of, it
Speaker 2: but we're going to tell you what we, Found, suzanne real.
Speaker 2: Quick Did dan McKenzie did he return that?
Speaker 6: Call he has not answered my, question JAF, R so
Speaker 6: send him a copy of. That and he did, that
Speaker 6: and it's in your inbox as.
Speaker 5: Well.
Speaker 2: Excellent So i'm gonna Let suzanne just kind of talk
Speaker 2: from here out and let you know what she. Found
Speaker 2: but there is some, questions some legal eese we might
Speaker 2: not know the answers. To But dan will once we
Speaker 2: get him back involved with might be tomorrow or when
Speaker 2: the show's, over but go. Ahead, Okay so so.
Speaker 5: Curious first, Off, GARY i found out who owns that particular,
Speaker 5: house or who owned that particular.
Speaker 6: House it was your, stepmom not your.
Speaker 5: Dad she was the only owner of that property address
Speaker 5: that you sent In Stark, County.
Speaker 2: Ohio did you own it prior did your dad own
Speaker 2: it prior to meeting? Her?
Speaker 8: No, no they bought that.
Speaker 5: Together, okay technically she was the. OWNER i don't know
Speaker 5: how that works with marital. Property did you see the
Speaker 5: deed before?
Speaker 14: That?
Speaker 6: Uh, no that kind of.
Speaker 5: INFORMATION i was trying to see who might may have
Speaker 5: owned it before it AND i could not see that
Speaker 5: information on their.
Speaker 2: Webs no. Doubt as of this, second she's the Only
Speaker 2: she was the only owner of that. House so you're
Speaker 2: you you were ast out of that brow open that.
Speaker 5: EMAIL i sent. You so this is what's, curious not
Speaker 5: the will, one but the other. ONE i don't know
Speaker 5: what that document, is but they were at the.
Speaker 2: WILL i haven't got.
Speaker 5: It, okay her will and this other document was filed
Speaker 5: on the same. Day so let me tell you what
Speaker 5: the will, Said, GARY i am, widowed not, remarried and
Speaker 5: have three. Children And i'm just gonna say their first, Name, Kevin,
Speaker 5: stacy and DON i give them all of my.
Speaker 6: Property it is to be divided among them in the.
Speaker 5: Will AS i read, It, gary your name was not
Speaker 5: mentioned in her will at. All and this was filed
Speaker 5: In may of twenty twenty. Five that being, said WHAT
Speaker 5: i was Hoping mark And dan mackenzie could look. At
Speaker 5: on the same day that her will was, filed there
Speaker 5: is this. Document it says surviving spouse, children next Of
Speaker 5: ken legates AND i don't know how to say the word. Devass's,
Speaker 5: now your name was mentioned along with listed not, mentioned
Speaker 5: listed along With Kevin don And. Stacy but at the
Speaker 5: bottom of this same, document it, says the following are
Speaker 5: the vested beneficiaries named in the descendants, will and that Was,
Speaker 5: Kevin don And, stacy not. You i'm just not sure
Speaker 5: what this document.
Speaker 2: Is when it talks about him and the Other.
Speaker 5: The following are descendants known surviving spouse children and lineal
Speaker 5: descendants of deceased. Children if none he the following are descendants.
Speaker 5: Next so you were the next Of ken if all
Speaker 5: the three kids, died but you were not mentioned in the,
Speaker 5: will And i'm very.
Speaker 2: Sorry to tell you that you were simply in.
Speaker 6: Success and the other thing IS i SAW i read
Speaker 6: your dad's. Will he was. Clear, oh AND i was
Speaker 6: also going to ask you, Will, Well gary sent Me dad's.
Speaker 2: Will, well let's tell the. Listeners so prior to him,
Speaker 2: passing he did will and what did? Say it?
Speaker 6: Said, now that's WHAT i was going to say real quick.
Speaker 6: Though BEFORE i.
Speaker 5: Read dad's, Will, gary you said she you did not
Speaker 5: think she was of sound mind when she, died or
Speaker 5: however you put that for how long do you think
Speaker 5: she did not have a sound, mind just if you
Speaker 5: had to, Guess, well.
Speaker 8: Even before my father, passed, okay sleeping like twenty hours a.
Speaker 8: Day and then when she went in the, hospice she
Speaker 8: was taken care of By, don WHO i thought maybe
Speaker 8: took over power of accurrence because.
Speaker 5: Your will was signed by Her april of twenty twenty,
Speaker 5: four so after your dad, died but a year before she.
Speaker 5: Died now what's interesting is your dad was clearly a
Speaker 5: lot more generous in his, will naming everything to his
Speaker 5: wife and if my wife does not survive, ME i
Speaker 5: fifty percent To, kevin like you, said and then the
Speaker 5: rest divided up between, You, stacy And.
Speaker 2: Don so he was actually he wasn't going to ace
Speaker 2: out her kids.
Speaker 5: Out.
Speaker 2: Him she. Did oh my, GOD i don't speak wrong
Speaker 2: of the, dead but that kind of.
Speaker 7: Sucks.
Speaker 2: Scary, YEAH i, mean your dad was, like let's split
Speaker 2: it between the four. Kids, yeah and she's, like, man my,
Speaker 2: kids only do you get along with these?
Speaker 7: Kids?
Speaker 8: No she forever didn't like me because my dad AND
Speaker 8: i had a very strong confidential, relationship AND i think
Speaker 8: she was always jealous of, that and she passed that
Speaker 8: acrimony along to her. Children SO i was never really
Speaker 8: a part of that family that. Much but my father
Speaker 8: loved me to, death as you can see by. That,
Speaker 8: Yeah and that's WHY i was curious if there was
Speaker 8: any leeway on, that BECAUSE i know what his sentiments.
Speaker 8: Were BUT i knew that she had a more acrimonious
Speaker 8: relationship when it came to.
Speaker 5: Me So, gary What i'm going to do, is it's
Speaker 5: just in CASE i have it all, wrong Because i'm
Speaker 5: not in a an, attorney that's for. Sure i'm going
Speaker 5: to send you these two, documents so you have them
Speaker 5: in your email and you can have an attorney look over.
Speaker 2: Them you can read them yourself. Whatnot, yeah and then
Speaker 2: we send. Them we sent them To mackenzie and he'll
Speaker 2: give us some. Feedback we'll send you that as. Well But, gary, sorry,
Speaker 2: man BUT i am glad we got to the bottom of.
Speaker 2: It you didn't have to hire another. Attorney we got.
Speaker 2: It suzanne got to figure it out for.
Speaker 8: You, Well, well thank you so. MUCH i gotta appreciate.
Speaker 8: That and my intuition was that you would probably lock
Speaker 8: me out of, that just given the tenor of the
Speaker 8: family relationships at the.
Speaker 13: Time, yeah that.
Speaker 2: Sucks. Man, Hey, GARY i appreciate, it and, uh you,
Speaker 2: know bless, you AND i hope everything's cool with the
Speaker 2: rest of your. Life And i'm glad you called the.
Speaker 2: Show three oh three seven one three eight two five.
Speaker 2: Five we got lines, open love to hear from. You hold, tight.
Speaker 11: Go with a sure Thing Denver's Best excel roofing dot.
Speaker 11: Com you don't pay a cent until you're. Content time
Speaker 11: for an insurance check up free no obligation comparison Call
Speaker 11: Compass insurance paying too much your coverage at dozens of
Speaker 11: insurance companies find out now three oh, three seven to
Speaker 11: seven to one. Help you'll think you're his only customer
Speaker 11: when you Choose frank durand the real Estate man dot
Speaker 11: com to list your home With Remax. Alliance three oh
Speaker 11: three nine two zero sixteen twenty.
Speaker 2: Two all, right we got a lot. Cooking next, hour
Speaker 2: we're going to be talking some solar of, course we're
Speaker 2: always calls come. First three oh Three martina ripped off taking.
Speaker 2: ADVANTAGES i want to hear from. You but we're also
Speaker 2: going to be talking about some of the. JOBS ai
Speaker 2: is going to be taken away probably in the next
Speaker 2: year and a lot of college kids out. THERE i
Speaker 2: want you to kind to pay attention to, this BUT
Speaker 2: ai is getting to the POINT i can't even believe.
Speaker 2: It but we are going to dive into that. Now
Speaker 2: i'm going to start this call With, mickey and if
Speaker 2: we got to bring you, Over, mickey we'll do. That you,
Speaker 2: know my mom's name Is. Michelle she goes By, joan but,
Speaker 2: everybody all of her, siblings call Her. Mickey AND i
Speaker 2: don't think Besides Mickey, Mouse i've ever heard that name. Before.
Speaker 2: Mickey go, Ahead.
Speaker 10: HI i don't know if you own a particular subject or,
Speaker 10: not but about a year, ago you had someone on
Speaker 10: From Compass insurance And tom or the guy From compass
Speaker 10: talked about a list that he had of insurance companies
Speaker 10: that he would in touch with a ten foot poll
Speaker 10: good ones and the bad. Ones And i'm wondering IF
Speaker 10: i could find out about what that list. Is, AGAIN
Speaker 10: i was driving and couldn't copy it.
Speaker 2: Down, WELL i mean the, LIST i can get. It
Speaker 2: you know, what that's not a bad. Deal What i'll do,
Speaker 2: is after the, Break i'll Get brian back. On i'm
Speaker 2: going to tell you my opinion based on a million
Speaker 2: calls That i've taken at this point the worst out
Speaker 2: there in my, Opinions Fred Leyer Ferrauto. INSURANCE i don't
Speaker 2: think they do, home but they just fight their own,
Speaker 2: clients they fight other people that were. Harmed those guys
Speaker 2: just put up a. Fight and one of the Things John,
Speaker 2: fuller one of our personal injury attorneys WHO i, love
Speaker 2: taught me is that when they actually print out the
Speaker 2: application for their car insurance, product people deny. Medpay medpay
Speaker 2: cost almost. Nothing so let's say you're paying two thousand
Speaker 2: dollars a year for auto, insurance medpay might cost you
Speaker 2: another thirty bucks and it's no questions asked. Money it's
Speaker 2: the easiest coverage to use and there's just no questions.
Speaker 2: Asked if you get into an accident and someone's hurt
Speaker 2: in your, car you can use medpay and it's dirt.
Speaker 2: Cheap but when they print out the, applications according To,
Speaker 2: fuller they literally check the box you deny. It that's
Speaker 2: how sneaky they. Are and in the state Of, colorado
Speaker 2: you have to give medpay unless if the client declines.
Speaker 2: It so they make the choice for you because they
Speaker 2: know it's a loser for. Them, Now tom AND i
Speaker 2: disagree on. One all state and here's the only REASON
Speaker 2: i say. That in some, communities And i'm dealing with
Speaker 2: one right, now In, nebraska all state is half the
Speaker 2: price of anybody. ELSE i don't know. WHY i have
Speaker 2: no idea same coverage half the price of stuff we're looking.
Speaker 2: At that's. Rule so maybe In nebraska when it comes
Speaker 2: to rural, property they have just made themselves the. Cheapest
Speaker 2: And i've got some other good examples. Too But, kelly
Speaker 2: let's Get Brian burns on AND i want to talk
Speaker 2: to him about. This and we've got a lot more
Speaker 2: coming up right here on The Troubleshooter. Show please don't
Speaker 2: forget three oh Three martino one hour coming. Up love
Speaker 2: to hear from. You three oh Three martino works on
Speaker 2: off the, Air Help troubleshooter Dot, Com Hank. Tight we're
Speaker 2: also going to be talking To brooke and how you
Speaker 2: can get a free commercial solar.
Speaker 11: System go with a sure Thing Denver's Best Roofer Excel
Speaker 11: roofing dot.
Speaker 7: Com you don't pay a cent until you're.
Speaker 11: Content time for an insurance check, up free no obligation
Speaker 11: comparison Call Compass insurance paying too much your coverage at
Speaker 11: dozens of insurance.
Speaker 7: Companies find Out now three oh three seven seven one.
Speaker 11: Help you'll think you're his only customer when you Choose
Speaker 11: frank durand the real Estate man dot com to list
Speaker 11: your home With Remax alliance three oh three nine two
Speaker 11: zero sixteen twenty two.
Speaker 1: Rid you need advice so you don't have to run
Speaker 1: anxious as can no shoot us gonna.
Speaker 2: Come this is The Troubleshooter. Show No Tom, Martinez welcome
Speaker 2: my friends to the only show of its. Kind we
Speaker 2: go after the bad. Guys we've been doing this for
Speaker 2: over forty five. Years you've been ripped off or taking
Speaker 2: advantage Of i'll tell you. What we have got a
Speaker 2: record that's, unbelievable over three hundred million dollars arguably coming
Speaker 2: up on four hundred million dollars in, cash merchandise, exchanges.
Speaker 2: Refunds and then that doesn't include all the advice people
Speaker 2: learned so they don't get ripped. Off if you have
Speaker 2: any questions you want to tell everybody about a bad,
Speaker 2: guy this is the place for. You you can check
Speaker 2: us out every single day of course ten am to
Speaker 2: two Pm mountain, time where you can check us out
Speaker 2: on The iHeart app at any time or wherever you
Speaker 2: get your, podcasts and then of course our YouTube channel
Speaker 2: you can actually watch us and listen to. US i
Speaker 2: can hear sturing the. Breaks you go to, YouTube type
Speaker 2: in Trouble Shooter. Network all, right three three, seven one
Speaker 2: three eight two five. Five So Brooke white is with
Speaker 2: me With Red Rock. Solar we're going to be talking
Speaker 2: to her about commercial systems and this grant money where
Speaker 2: she has literally gotten people one hundred, percent in, fact
Speaker 2: even better than. That sometimes she's gotten people one hundred
Speaker 2: and twenty percent of the cost of the commercial solar.
Speaker 2: System we're going to dive into that and some other
Speaker 2: stuff into. Solar we're going to talk a LITTLE. Ai
Speaker 2: but right Now mickey called up And Brian. Burns he's
Speaker 2: our expert With Compass. Insurance, Brian first of, all thanks
Speaker 2: for coming on as. Always how are you, doing Bro
Speaker 2: i'm doing.
Speaker 8: Good how about?
Speaker 18: You?
Speaker 2: Good you buy That tesla yet you keep telling me
Speaker 2: you're going to get.
Speaker 19: ONE i, KNOW i keep going around with, it BUT
Speaker 19: i haven't done. YET i just need to take years
Speaker 19: a week and then we'll.
Speaker 8: Decide you, KNOW i.
Speaker 2: Actually wouldn't mind that we're going out of town. Now
Speaker 2: i'm not. KIDDING i wouldn't. Mind we'll be out of
Speaker 2: town three, days AND i would not mind that at.
Speaker 13: All.
Speaker 2: Man so if you really want to do, THAT i
Speaker 2: think that's a great. Idea as long as you gas
Speaker 2: it up when you're. Done how's that?
Speaker 9: There you? Go?
Speaker 2: Exactly so, Listen mickey was listening a long time. AGO
Speaker 2: i don't know when it, was AND i Guess tom
Speaker 2: AND i or you And tom were having the conversation
Speaker 2: about insurance companies that are just, horrible and, HONESTLY i
Speaker 2: disagree With tom on some all STATE i happen to
Speaker 2: find out In, nebraska in a rural community right, now
Speaker 2: they're really the only. Game they're half price of anybody,
Speaker 2: else and a lot of people because Of wind And
Speaker 2: hall pulled out of new. Business they don't even do
Speaker 2: business in this part Of. Nebraska but that's kind of
Speaker 2: the same With. COLORADO i mean a lot has changed.
Speaker 2: Here and WHAT i have come to, understand especially through
Speaker 2: your education of, me when it comes to insurance insurance
Speaker 2: companies at different time times do what's right for the insurance.
Speaker 2: Company progressive at a certain time might be targeting people
Speaker 2: with young drivers in the house and have the best,
Speaker 2: rates then all of a, sudden a couple of years,
Speaker 2: later they might have the worst rates for new. DRIVERS
Speaker 2: a company might be In california this, year but because
Speaker 2: the wildfires aren't doing new, business but then all of a,
Speaker 2: sudden a few years from, now they might be aggressively
Speaker 2: in that. Market, AGAIN i mean they constantly. Change, Right,
Speaker 2: no you're exactly.
Speaker 19: Right that's probably a better way to phrase. It it's
Speaker 19: the thing is is what what why anybody would want
Speaker 19: to go to someone that can only do that one?
Speaker 19: Carrier because of the reason you're, saying it's. It it
Speaker 19: fluctuates so. Dramatically it's like one year you have a
Speaker 19: company that's really aggressively trying to write, business and then
Speaker 19: all of a, sudden the rates go way up because
Speaker 19: they're really wanting to get out of a certain. Area
Speaker 19: but that agent is not their. Fault they just they
Speaker 19: have no other, option so they have to convince you
Speaker 19: why you should stay.
Speaker 2: Put so, yeah so here's WHAT i, do, real here's
Speaker 2: WHAT i do each. Year in fact right now is very.
Speaker 2: Unique every single POLICY i. Have i've got A rv,
Speaker 2: policy a motorcycle, policy a trailer, policy a typical auto,
Speaker 2: policy an, umbrella a business, policy and a homeowner's. Policy
Speaker 2: at this very, second every single ONE i have is through.
Speaker 2: You there has been a time WHERE i HAD i
Speaker 2: think it was mutual liberty or liberty mutual or. Something
Speaker 2: at one point you couldn't beat something AND i had
Speaker 2: a different. One SO i did, shop AND i do,
Speaker 2: Shop there's no doubt about. That but you shopped the
Speaker 2: majority of them for. Me now saying THAT i shopped
Speaker 2: you for my son In, nebraska and you were the
Speaker 2: first one to tell, ME i do not like these. Rates,
Speaker 2: MARK i don't know what's going on in that town
Speaker 2: or that area of the country because you don't really
Speaker 2: specialize In. Nebrassa you can quote some, stuff but not.
Speaker 2: Everything and in the bottom line Was State farm had
Speaker 2: better coverage than what you could. Offer who was the
Speaker 2: one you sent?
Speaker 9: Me you mean All?
Speaker 8: STATE i, think?
Speaker 13: Right or All?
Speaker 2: STATE i don't, remember if honest To, GOD i don't
Speaker 2: remember if It's State farm or All. STATE i just don't.
Speaker 19: REMEMBER i, yeah in the certain areas Obviously. Colorado we
Speaker 19: have a lot of companies in In. Nebraska we HAD
Speaker 19: i told, you like three, carriers WELL i could quote
Speaker 19: compared to. Twenty, yeah the rate came back With Stafe
Speaker 19: CO i think Or, travelers one of the, two and
Speaker 19: it was really. High SO i told, you, look get
Speaker 19: an agent that's in the area there exactly they might
Speaker 19: feel to offer you something.
Speaker 2: Different, well and funny, ENOUGH i got a broker like
Speaker 2: you in the area and they couldn't even beat yours
Speaker 2: from out of. State so that's When i'm just. Crazy
Speaker 2: that's WHAT i called All state And State, farm and
Speaker 2: one of, Them i'm so, SORRY i. FORGET i really
Speaker 2: do think It's State farm just kicked a crap out
Speaker 2: of all of. THEM i, mean they must do a
Speaker 2: ton of that rural kind of community, business.
Speaker 19: Right, right, yeah very well. Good, Yeah and when you
Speaker 19: run into a situation where just the rate to seem,
Speaker 19: exorbitant you know it's. FAIR i, MEAN i have SOMEONE
Speaker 19: i was working with just recently that it was a
Speaker 19: home that got non renewed in the middle of, nowhere
Speaker 19: And i'm looking, everywhere AND i ended up Calling State
Speaker 19: farm to see IF i could get a quote from,
Speaker 19: him just to help this person. OUT i, did but
Speaker 19: it ended up THAT i found a better option going.
Speaker 19: Eccess But i'm with, YOU i am just trying to
Speaker 19: find whatever is the best.
Speaker 2: Sellers, NOW i will say, this AND i Told mickey,
Speaker 2: this one of the ones we get more complaints on
Speaker 2: than any other company THAT i can think of when
Speaker 2: it comes to car insurance is Fred. LAYER i have
Speaker 2: heard from people that have Fred loya and people that
Speaker 2: had been hit by someone that Has Fred, loya AND
Speaker 2: i have never heard so many nightmare stories and they're.
Speaker 2: Constant they seem to like just totally just neglect. Everybody so, therefore, like,
Speaker 2: hey if we don't see it or hear about it
Speaker 2: or call you, back there must not have been a.
Speaker 2: PROBLEM i mean to, me that's how they. Operate but
Speaker 2: that's my. Opinion but what companies do you think? Suck
Speaker 2: i'll just put it that, WAY.
Speaker 19: I will, Say AND i don't know IF i would
Speaker 19: be quite as as crass as saying, suck BECAUSE i
Speaker 19: don't know if that would be the. Descriptive but to your,
Speaker 19: point the ones that we seem to have a lot
Speaker 19: of issues, WITH i do think Fred loya is way up.
Speaker 19: There and really it's if you think of Fred, loya
Speaker 19: they really do specialize in more of the high risk type.
Speaker 2: Of oh these are people that have had not all of,
Speaker 2: them don't get me, wrong but these are people that
Speaker 2: have to HAVE sr twenty two. S they might have multiple,
Speaker 2: duys they might have one of those blow meters that
Speaker 2: are in your, car whatever they're. CALLED i, mean they
Speaker 2: are they're high risk, people, Right so.
Speaker 19: You're naturally going to have some more. Issues it's going
Speaker 19: to be lower coverages because they're not people just trying
Speaker 19: to afford it at that. Point so you're going to
Speaker 19: see that it's a very scale down. Policy and in all,
Speaker 19: honesty most of the problems not, all but most of
Speaker 19: the PROBLEMS i get involved with from the show there
Speaker 19: is because it's not a good. Policy in other, words
Speaker 19: that's not Good countries urchased, endorsements they haven't and you
Speaker 19: know they've done what they could to keep the price.
Speaker 19: Down but then when you have a, loss you have
Speaker 19: to understand that there's going to be more exclusions on
Speaker 19: those type of. Policies so to, me if people want,
Speaker 19: That I'm i'm totally open to. THAT i just want
Speaker 19: to make sure they understand what they.
Speaker 2: Have so the general is another. One but going back
Speaker 2: to your, point and Then, Mickey i'll let you ask,
Speaker 2: questions BUT i hope you're learning from this conversation to
Speaker 2: make you like everybody. Listening but the other thing what baffles, Me,
Speaker 2: brian and we've talked about it when you're here on the,
Speaker 2: show is when it comes to uninsured and no insured
Speaker 2: insurance for yourself. PEOPLE i know people that at one
Speaker 2: point had liability in share and of say two hundred
Speaker 2: and fifty thousand, dollars that's a lot of liability insurance
Speaker 2: for a lot of, people and that would cover most people's.
Speaker 2: Assets that's just the way it. Is not everybody's but
Speaker 2: a lot of, people's so you might not need any
Speaker 2: more insurance in. That but in the same, breath they
Speaker 2: don't have any uninsured or, underinsured so they're insuring everybody
Speaker 2: else out on the road in case they do something.
Speaker 2: Wrong they're helping everybody else. Out but if somebody and
Speaker 2: in the state Of, COLORADO i think it's like over
Speaker 2: forty percent have the lowest coverage or no, coverage if
Speaker 2: those people hit, you you didn't spend a few extra
Speaker 2: bucks to actually insure, yourself so you get the same
Speaker 2: thing as if you hit.
Speaker 19: Somebody Absolutely And i'll tell you two of the carriers
Speaker 19: THAT i see this most common with is one Estate
Speaker 19: farms AND i don't understand. It IT'S i don't know
Speaker 19: if it's just an. Attempt it's sneaky right, down it's,
Speaker 19: sneaky but it's crazy to do. It you want to
Speaker 19: at least match or uninsured motors to your bottle of the.
Speaker 19: Injury but the other ONE i see all the time Is,
Speaker 19: geico and that's because people do it themselves and they
Speaker 19: see that it lowers the, rate but they don't really
Speaker 19: understand what it's. Doing but, you're, ultimately like you, said
Speaker 19: covering yourself for less than you're covering other.
Speaker 8: People it's.
Speaker 2: Ridiculous we have had so many calls where people their
Speaker 2: lives are, changed at least for the short, term like
Speaker 2: a year or. Two they can't, work they can't do,
Speaker 2: anything and the only thing they get is twenty five thousand.
Speaker 2: Dollars there's, zero, Right, So, Mickey, mickey hearing all of,
Speaker 2: this what questions do you have For? Brian this guy
Speaker 2: lives and breathes insurance.
Speaker 10: Companies, okay my current insurance company Is. Travelers. Oh the
Speaker 10: Thing i'm concerned about most is the quality of the,
Speaker 10: insurance not necessarily the. Price IF i get the chiefs
Speaker 10: price AND i have a claim AND i have to
Speaker 10: jump to ten or twelve different hoops worth. It so
Speaker 10: you know what, companies if you have a, list are
Speaker 10: quality companies THAT i can rely on and then compare
Speaker 10: prices with those.
Speaker 2: Well, Brian, BRIAN i, Promise i'll let you talk a.
Speaker 2: Lot But, mickey just a couple of things for people. Listening,
Speaker 2: one it's not necessarily the cost of. Insurance you have
Speaker 2: to compare the insurance, itself AND i think you're kind
Speaker 2: of going, There but you might be under insured on your.
Speaker 2: House for, example like ninety five or ninety eight percent
Speaker 2: of the people In boulder were when we had Those boulder,
Speaker 2: fires ninety eight percent were under. Insured they couldn't even
Speaker 2: rebuild their house with the insurance money because it wouldn't
Speaker 2: even cover, it and they were still paying a mortgage
Speaker 2: on a burned down. House so having the proper coverage
Speaker 2: is number. One and Then brian can search TWENTY i
Speaker 2: don't know how, Many, brian and make sure not only
Speaker 2: do you have the proper, Coverage, mickey and you really
Speaker 2: need to talk to somebody if it's Not, brian and
Speaker 2: you don't know what that proper coverage. Is that's the
Speaker 2: most important. Part then after that you start looking at.
Speaker 2: Price But, brian go, Ahead.
Speaker 19: Yeah, NO i agree with. YOU i think the biggest,
Speaker 19: deal LIKE i just, mentioned is to make sure you
Speaker 19: have the right coverages on your, policy that you're working
Speaker 19: with someone that they can actually explain it to. You
Speaker 19: with that, said there are carriers that are easier to
Speaker 19: work with when there's a claim a huge there's NO i,
Speaker 19: mean you could talk to An excel roofing and they
Speaker 19: would tell you. THAT i would say to, Me travelers is.
Speaker 19: Fantastic by the. Way they always get good reviews as
Speaker 19: far as FROM Jd powers and all that kind of.
Speaker 19: Stuff But i'll tell you my Favorite carr CARRIER i
Speaker 19: never have issues with when there's a claim as a
Speaker 19: company Called. Acuity they are not always the, cheapest but,
Speaker 19: man when they, pay they're one of the only CARRIERS
Speaker 19: i know that if there's a roof, claim they just
Speaker 19: pay the entire.
Speaker 2: Amount they don't have no corners.
Speaker 19: Cut, yeah they just pay.
Speaker 8: It and then they just tell you go do.
Speaker 19: It if you end up having a bigger bill than,
Speaker 19: that send it to. Them they'll pay. It they just
Speaker 19: they pay so quickly and without. Problem another carrier is,
Speaker 19: Pure but again that's kind of a high value. Carrier
Speaker 19: they do the same kind of, thing but you have to,
Speaker 19: have you, know a bigger dwelling. Amount BUT i would
Speaker 19: tell You travelers truly is in that top echelon of
Speaker 19: carriers as far as just companies to deal with when
Speaker 19: there's a.
Speaker 8: Claim, okay that's WHAT I i was curious.
Speaker 10: About so you have answered the, question.
Speaker 2: And you, Should, mickey, Honestly And i'm going to put
Speaker 2: you on holding Lock brian, in But, mickey you really.
Speaker 2: Should if you haven't shopped in a, while just there's
Speaker 2: nothing to, lose you call Up compass and they'll tell
Speaker 2: you if you have the proper coverage and in your,
Speaker 2: case that's probably The Newmroe luno right. There and then
Speaker 2: depending on if you Have travelers for car. Insurance if
Speaker 2: you didn't, Bundle, brian it seems like bundling with all these.
Speaker 2: COMPANIES i, mean that's how you actually save money if
Speaker 2: you if you don't, BUNDLE i mean these guys you're
Speaker 2: twenty thirty percent high or all of.
Speaker 8: Them, yeah you.
Speaker 19: Almost always are rewarded to bundle the package. Together there's
Speaker 19: there's cer certain times where it doesn't make, sense but,
Speaker 19: yes you're, right it almost always.
Speaker 2: Does and then the other THING i want to give
Speaker 2: out for listeners is listen to this renders. Insurance my,
Speaker 2: GOD i forced our kids to have renders. INSURANCE i,
Speaker 2: said you're going to buy it and show me the.
Speaker 2: POLICY i don't care what the landlord. Says renners insurance is,
Speaker 2: massive not only for the liability but for your own.
Speaker 2: Contents and my, God, BRIAN i Think adeline's renders policy
Speaker 2: was seventy dollars a. Year you got her seventy dollars a,
Speaker 2: year and it covers up to you, know way more
Speaker 2: than what her crap's, worth you, Know, yeah and it.
Speaker 19: Gives you the, liability which is what you really.
Speaker 2: Want, well, yeah you accidentally set your neighbor's wall on
Speaker 2: fire or something that, boom you're not paying for. It
Speaker 2: the liability insurance is, there right? Yep hold, On, brian
Speaker 2: do me a. Favor hold, ON i got someone asking
Speaker 2: another question on. Insurance BUT i am so far back
Speaker 2: on this break dragging literally AND i mean, literally just
Speaker 2: threw a grenade at.
Speaker 11: Me go with a sure Thing denver's best Roofer excel
Speaker 11: roofing dot. Com you don't pay a cent until you're
Speaker 11: content than time for an insurance checkup, free no obligation
Speaker 11: comparison Call Compass. Insurance paint too much your coverage at
Speaker 11: dozens of insurance companies find Out now THREE o, three
Speaker 11: seven to seven to one. Help you'll think you're his
Speaker 11: only customer when you Choose frank durand the real estate
Speaker 11: man Dot com to list your home With Remax alliance
Speaker 11: three oh three nine two zero sixteen twenty Two.
Speaker 7: Genesis Total Exterior.
Speaker 2: MAN i Love Mark. Schamansky he's the. Owner and by the,
Speaker 2: way that's A. Genesis like as in the, beginning this
Speaker 2: guy has done so much work at our. House it's.
Speaker 2: Remarkable in, fact they just finished. Up, suzanne what do
Speaker 2: you think of the paint job?
Speaker 6: INSIDE i just love, It, Mark it's beautiful and the
Speaker 6: paint is.
Speaker 2: Wonderful and how about the experts say send? Out you
Speaker 2: spent like an hour with?
Speaker 6: Her, yeah two, hours and it was so.
Speaker 2: Nice this all this color and this room took.
Speaker 5: Everything in our house into consideration in helping me with the.
Speaker 2: Colors and then the final. Job it took them about a.
Speaker 2: Week we literally had the entire house the interior, painted
Speaker 2: and they did the exterior of our house three or
Speaker 2: four years. Ago looks, gorgeous and you were actually just
Speaker 2: to touch on. That IF i, recall you wanted to,
Speaker 2: paint AND i bet a lot of people do this
Speaker 2: after a halstorm the exact same color our house.
Speaker 5: Was well, yeah so not to get too long, winded
Speaker 5: but when we lived In Castle rock and built that,
Speaker 5: HOUSE i really wanted a yellow house and you did.
Speaker 5: Not so when we moved Into franktown that was already,
Speaker 5: built it was, yellowish AND i wanted just the same
Speaker 5: color BECAUSE i loved it so much.
Speaker 2: Till the Color lady came. Out that's. Right that sounds screwed,
Speaker 2: up does? It until the Color lady? Come, okay well
Speaker 2: people know WHAT i. Meant but, anyhow it's. Great they come, out.
Speaker 5: The sultant came, out AND i just. AP i love
Speaker 5: it more THAN i would have ever loved the.
Speaker 2: Yellow and here's the other, Thing mark in the gang
Speaker 2: do anything. EXTERIORS i mean they do. Dietings they're pricing on.
Speaker 2: Stucco it'll amaze you how cheap they. Are but right,
Speaker 2: now dex, gazebos anything like. That check Out, genesis tootal
Speaker 2: exteriors dot. Com you're gonna Love. Mark you're gonna love them.
Speaker 2: Effect the painters that did our, house listen to. This
Speaker 2: they've been With mark in the gang for twenty. Years
Speaker 2: Genesis Total. Exteriors NOW i. Digress i'm gonna go to
Speaker 2: this one. Call then we're gonna talk solar because people
Speaker 2: have to know how to get a free or possibly
Speaker 2: a free commercial. System but real, Quick, mike what is
Speaker 2: your question on car? Insurance, Hey, MARK i was shopping
Speaker 2: insurance AND i had also tell me that for uninsured motorist.
Speaker 13: Coverage you have to buy it per.
Speaker 16: Car In, colorado it doesn't.
Speaker 13: Stack but Then State farm told me that you can
Speaker 13: just have it on one car and apply to all
Speaker 13: vehicles on your. Account so one of them's. Lying i'm
Speaker 13: trying to figure out which, one.
Speaker 2: Right, Yeah Hey, BRIAN i Mean i'm trying to. THINK
Speaker 2: i haven't looked at my deck page in a, while
Speaker 2: BUT i THINK i thought my deck. PAGE i Have safeco, right.
Speaker 11: You, do?
Speaker 2: Yep and isn't it on each? Vehicle, no it's a policy.
Speaker 19: Total and to answer your question on, that it used
Speaker 19: to be on a per car. Basis but what ended
Speaker 19: up happening is insurance heff and he's got sued because
Speaker 19: that they were not allowing it to be, stacked in other,
Speaker 19: words trying to get double the limit because you have
Speaker 19: it on more than one. Car so what they, DID
Speaker 19: i don't know any carriers that don't do it as
Speaker 19: a a one amount over the entire. Policy now that's
Speaker 19: just how every CARRIER i work with. Does it's just
Speaker 19: a policy. Total it does change prices as you add,
Speaker 19: vehicles but it doesn't go on to any one particular.
Speaker 2: Vehicle and then how about like With safeco real, Quick,
Speaker 2: brian's because we have five, vehicles doesn't that fifth vehicle
Speaker 2: have its own Or?
Speaker 19: No, no you can actually exclude, it you unasured motors
Speaker 19: on the way that they do it on the fifth
Speaker 19: because it's still a policy to, total and then you
Speaker 19: just reference the other. Policy so, really really.
Speaker 2: The reason the insurance companies do it this way is
Speaker 2: to save their own, asses so they're not paying out, double, triple. Quadruple,
Speaker 2: mike you got any other? Questions, no that's, perfect thank, You,
Speaker 2: hey thanks. Man you, know insurance is, Crazy, brian no
Speaker 2: matter how we look at, it it just constantly changes
Speaker 2: all the. Time it. Does and people out there And
Speaker 2: i'm going to say, this here's something we never hit
Speaker 2: on With, brian even workman's comp if you own a construction,
Speaker 2: company any kind of, liability, insurance. GARAGE i used to
Speaker 2: Have goodyear stores and we had garage, keepers whatever that's
Speaker 2: called in your. Industry these guys shop at. All they'll
Speaker 2: save you a lot of. Money all you got to
Speaker 2: do is go to Quote compass dot, com Quote compass
Speaker 2: dot com or their phone. Numbers so. Easy, Hey, BRIAN
Speaker 2: i appreciate you coming. On and, seriously if you want
Speaker 2: to use that car for a few days we're, OUT
Speaker 2: i think what the, fourth, fifth, Sixth, yeah you can use, It,
Speaker 2: Brian i'm not Kiddingse.
Speaker 19: MARK i don't.
Speaker 2: Know, WELL i think you know it's A you might
Speaker 2: like our house. Sitter our house sitters eighty four years. Old,
Speaker 2: now actually she's a great. Woman we Love county, Anyhow,
Speaker 2: BRIAN i do appreciate you coming on Quote compass dot.
Speaker 2: Com if you haven't checked in a, while you have
Speaker 2: to three oh three nine nine six nine. Thousand, Now,
Speaker 2: BROOKE i want to talk about grants when it comes
Speaker 2: to commercial. Systems we've talked about tax, credits but when
Speaker 2: it comes to, solar if the big beautiful bill does
Speaker 2: go through the residential tax credits will be. Gone, correct,
Speaker 2: yep that it's, Correct but there's still going to be
Speaker 2: commercial tax. Credits.
Speaker 3: Yep commercial tax credits are good until twenty thirty.
Speaker 2: Two guys to do a ton of commercial we do.
Speaker 3: Yep and then if you have a nonprofit, business you
Speaker 3: can get your tax credits as rebates up Until january
Speaker 3: first of twenty twenty.
Speaker 2: Seven, now you were telling me about a, Guy. Suzann
Speaker 2: somebody on YouTube said something about.
Speaker 13: Her what was it?
Speaker 5: SET i will have to find the, comment but just
Speaker 5: Said brooke was awesome to work, with couldn't wait to
Speaker 5: get to system lit up and you.
Speaker 2: Knew who it. Was who was?
Speaker 3: It oh, Yeah Charlie, Crouch he's.
Speaker 2: Awesome So charlie in his, example because we were talking about,
Speaker 2: it asking you who he. Was so he had a
Speaker 2: garage that's not, attached a detached, garage and you actually
Speaker 2: set that up so he could benefit from tax. Credits
Speaker 2: AND i don't know if he did grants or, not
Speaker 2: but as a commercial because it wasn't attached to his, house, right.
Speaker 3: Yep as long as it's not attached to the house,
Speaker 3: itself you guys can qualify for a variety of. Things
Speaker 3: So we've actually HAD reap grants work that same way
Speaker 3: when they were still around last. Year so you can't
Speaker 3: install solar panels for commercial purposes on a residential, house
Speaker 3: even if.
Speaker 2: You have like an office in the house or. Something
Speaker 2: you just can't do.
Speaker 3: It you just can't do. It but if you do
Speaker 3: it on a detached, building then it's under different rules
Speaker 3: and regulations and.
Speaker 2: Then you can get to tax. Credits. Yep that's. Interesting
Speaker 2: but he still sells power back to the. Grid everything out.
Speaker 3: Is the, same it's netmeter the same way as a
Speaker 3: residential kind of a.
Speaker 2: LOOPHOLE i, mean, really you guys found a. Loophole, yeah all,
Speaker 2: right hold, on there's another big loophole when it comes
Speaker 2: to some Projects i'm going to talk about after, this
Speaker 2: and some of that grant money still out, there right,
Speaker 2: Yep and people can still get if everything works out
Speaker 2: and you can talk to them about it and the
Speaker 2: projects right in the right. Area, literally they can get
Speaker 2: up to one hundred and twenty percent of the system paid.
Speaker 2: For can you, imagine not only do you get a
Speaker 2: free commercial solar system that's generating. Power maybe you own
Speaker 2: a fourplex and these are your tenants and now you're
Speaker 2: the elect now you're the electric. Company but you get
Speaker 2: the system not only for no, money not only for no,
Speaker 2: money but more than, that it's.
Speaker 11: Crazy go with a sure Thing Denver's best Roofer Excel
Speaker 11: roofing dot.
Speaker 7: Com you don't pay a cent until you're.
Speaker 11: Content time for an insurance check up, free no obligation
Speaker 11: comparison Call Compass insurance paying too much your coverage at
Speaker 11: dozens of insurance companies find out now three oh three
Speaker 11: seven to seven to one. Help you'll think you're his
Speaker 11: only customer when you Choose frank durand the real Estate
Speaker 11: man dot com to list your home With Remax alliance
Speaker 11: three oh three nine two zero sixteen twenty.
Speaker 2: Two all, right three oh three seven one three eight
Speaker 2: two five. Five, HEY i was talking To brook on
Speaker 2: solar AND i want you to hang on. There who's
Speaker 2: on the, Line, John please hang. On he's got an
Speaker 2: issue with a. Contractor we're gonna help you, out, period,
Speaker 2: right no matter what we gotta, do we're gonna help you.
Speaker 2: Out But, BROOK i want you to explain with the
Speaker 2: grants and how they, work how someone can get a
Speaker 2: commercial solar system for. Free and Then i'm going to
Speaker 2: put you on the. SPOT i want a real world
Speaker 2: example of a caller that's taken advantage of, it that's
Speaker 2: got the entire system paid for with tax credits and.
Speaker 2: Grants so go, ahead, Yes.
Speaker 3: So in order to the federal grants are gone right. Now,
Speaker 3: Okay so the state grant is still, there which is
Speaker 3: a micro gride grant or it's based on how well
Speaker 3: you have like community input into what that solar system
Speaker 3: is going to. Benefit that's what you have to do to.
Speaker 2: Qualify so give an idea of what that would be
Speaker 2: one of the ones you've.
Speaker 8: Done.
Speaker 3: Yeah, so LIKE i, said one of the folks that
Speaker 3: we're talking to is A vfw and so that's A
Speaker 3: Veterans Foreign wars area for them to hang out. In
Speaker 3: so that's obviously got some community benefit to.
Speaker 2: It so, OKAY i see the community benefit is exactly
Speaker 2: that a community. Benefit if it was a big apartment,
Speaker 2: complex could the community be the tenants or?
Speaker 3: No, yeah exactly one hundred percent. Yep so if the
Speaker 3: landlord Said i'm going to.
Speaker 2: Give benefits, somebody somebody other than just, you exactly okay.
Speaker 3: Yep and so with that, grant it's a matching, grant
Speaker 3: which is really. Cool so what that means, is as
Speaker 3: deposits are, required the state actually pays money into those
Speaker 3: deposits at the same, time like what instead of having
Speaker 3: to do a re, imbursement which was what THE reap grant, Was.
Speaker 2: Oh where you would spend your own money then you'd
Speaker 2: get the money back. Exactly so on this, one so
Speaker 2: it's a fifty to fifty. Deal in other, words IF
Speaker 2: i put in a, thousand they're putting in one, thousand
Speaker 2: twenty twenty thousand.
Speaker 3: Exactly that's.
Speaker 2: Cool, yeah Very really that helps your cash flow.
Speaker 4: Too, oh it's a.
Speaker 3: Huge benefit the way that they're doing it and the
Speaker 3: way that they're administering.
Speaker 10: It.
Speaker 8: Yep.
Speaker 2: Absolutely take THE vfw for an, example how much do
Speaker 2: you think that system would be done?
Speaker 3: Gross uh for that specific, system it's right around one hundred,
Speaker 3: thousand which is kind of nice for the example you're asking.
Speaker 2: About, yeah so one hundred. Thousand what do you think
Speaker 2: they're going to end up out of pocket when it's
Speaker 2: all said and done with tax credits and the state. Grant.
Speaker 3: Yeah, Absolutely so THE vfw gets some additional benefits because
Speaker 3: it is helping that specific. Demographic so they have seventy
Speaker 3: thousand dollars of that project is covered by tax benefits out.
Speaker 2: Of one hundred thousand and seventy are covered.
Speaker 3: Yep and then that project's, small so they're not getting
Speaker 3: half covered by the, grant only twenty five percent covered
Speaker 3: by the. Grant so of one hundred thousand dollars, project
Speaker 3: they're going to pay five grand of.
Speaker 2: It and if someone did have a large apartment complex
Speaker 2: like we're looking at over here or something out, there
Speaker 2: and let's say one hundred, units and they wanted to
Speaker 2: build a system that would generate power for their one hundred,
Speaker 2: tenants that's a big system. Yep so that kind of
Speaker 2: system Just i'm totally making numbers. Up but let's say
Speaker 2: it's a million how much could they possibly get covered
Speaker 2: tax credits grants on a million dollar system like that
Speaker 2: in the right. Area, yeah so.
Speaker 3: If they're benefiting low, income then they can actually make
Speaker 3: twenty five percent of the. Project so again if the project.
Speaker 2: Wait a, Minute so if they're Taking section eight or
Speaker 2: Whatever section eight is, now or wherever they, live what it,
Speaker 2: is any kind of any kind of, Assistance if they're
Speaker 2: taking people like, that they could get not only the
Speaker 2: entire system them paid, for but put twenty five percent
Speaker 2: of the value in their. Pocket.
Speaker 3: Yep, absolutely that seems so crazy to.
Speaker 20: Me.
Speaker 2: Yep if it's not a would the same go for
Speaker 2: a little four plex if the landlord's taken.
Speaker 3: Assistance, no because the four plex doesn't qualify for as
Speaker 3: much of the. Grant so the system has to be
Speaker 3: a certain size to get fifty, percent got. It if
Speaker 3: it's too, small then it's just twenty five, percent which
Speaker 3: is still. GREAT i mean twenty five percent of a.
Speaker 3: Project that's somebody else's.
Speaker 2: Money if you think of a, fourplex because now going,
Speaker 2: forward you're selling energy to your tenants instead of them
Speaker 2: Paying excel or whomever it. Is so you might only
Speaker 2: get seventy percent of it paid, for which is funny
Speaker 2: to say that only seventy. Percent but you can charge
Speaker 2: electricity going forward on that four, Plex, yeah. Exactly and
Speaker 2: then when you sell the, building the equity built in
Speaker 2: it because you've got a solar system and you're an
Speaker 2: electric company to whoever buys it for the. Tenants.
Speaker 3: Yeah so the lowest amount if they qualify for the
Speaker 3: grant that they'll pay again on a hundred thousand dollars
Speaker 3: project would be sixteen grand of one hundred.
Speaker 4: Thousand that's.
Speaker 2: Incredible that's, it and then they're the power, company and
Speaker 2: that's your worst case.
Speaker 3: Scenario it only goes up from.
Speaker 2: There what's the one up in the cripple creek you're dealing.
Speaker 2: With they had a bunch of land cripple creeks unique
Speaker 2: because it's up in the mountains and they don't have
Speaker 2: enough power off the. Grid so those, PEOPLE i realize
Speaker 2: they're leasing it. Out and there's other, stuff but let's
Speaker 2: just talk about solar. System will most of that system
Speaker 2: be paid for one hundred? Percent if they receive.
Speaker 3: The, grant which that great application has already gone, through
Speaker 3: then they're going to make two point two million dollars
Speaker 3: off of doing the.
Speaker 2: Project that's. Incredible and then awesome that's the landowners.
Speaker 3: That's just making it from building, it not talking about
Speaker 3: their income from the.
Speaker 2: Production it's absolutely. Incredible, listen she's going to answer all the.
Speaker 2: Questions brooke has been on this show so many. Times
Speaker 2: we have so many listeners when it comes to commercial
Speaker 2: systems and residential people out. There, listen if that company
Speaker 2: you dealt with ten years ago is gone and your
Speaker 2: solar system isn't, working they can fix. It in, fact
Speaker 2: if the panels or a part of it is still under,
Speaker 2: warranty they'll get the manufacturer to warranty the part and
Speaker 2: you'll just pay some of the. Labor, then on top of,
Speaker 2: that if you want to add a battery backup to
Speaker 2: an existing system or an off grid system that might
Speaker 2: have a generator tied to, it they do it all
Speaker 2: and you do it all in. House. Yep, absolutely so
Speaker 2: the people everybody works for. You.
Speaker 3: Yeah the only people that don't work in house is
Speaker 3: if it's a, generator the plumber to connect.
Speaker 8: It, yeah of.
Speaker 3: Course everything else, yep done in.
Speaker 2: House, yeah the electrical, part you know what's you know what's,
Speaker 2: oh the. Plumber so you're talking just the gas. Yep
Speaker 2: you guys even have your own. Electricians. Unbelievable that's. It
Speaker 2: it's Red rocks are as as in roofinsolar dot. Com
Speaker 2: you got to check them out redrocksars dot. Com any
Speaker 2: questions you, have any, repairs residential, systems tax, credit commercial,
Speaker 2: systems you get the. Idea it's worth the phone. Call
Speaker 2: if you have the problem, Property if you have the
Speaker 2: property to build a solar array out, There i'm telling
Speaker 2: you you might not only get it for, free but
Speaker 2: you might get paid to own.
Speaker 10: It