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Speaker 1: Look, she alleges that there's so much corporate greed, but

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in food that's ridiculous. For more than forty years, food

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prices rose around two and a half percent a year.

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Double digit food inflation began with the pandemic in the

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disruption of the supply chain. But you know, the massive

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negative effect economic effect was really exacerbated by Biden.

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Speaker 2: You're listening to Carrie Lutz's Financial Survival Network, where you

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get valuable information. You just can't find anywhere else to

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thrive in today's trying times. You need the Financial Survival

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Network now more than ever. Go to Financial Survivalnetwork dot

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com and get your free newsletter and gift. Financial Survival

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Network now more than ever.

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Speaker 3: And welcome you are listening to and watching the Financial

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Survival Network. I'm your host, Carrie Letz. Hey, we're just

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about at the end of August. We got a phenomenal

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guest for you today. His name is Robert H. Bork,

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junior economist, journalist. He's known for the antitrust education Project,

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and obviously not enough people out there have been educated

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about antitrust because we still got a bunch of insane

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policies going on. But Robert it's great to have you

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on the show. We're talking about the proposed economic plan,

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if that's not too broad by the candidate for president,

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Kamala Harris not here to really talk about the efficacy

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of her campaign, or what she has or doesn't have,

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what she lacks as a candidate, or how she got there.

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We're just talking policy here, which is what I like

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to do best. After all, it is a family publication,

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a family show, so we don't really like to talk

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about the obscenity of politics as it's practiced in modern

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day America today. So price gouging, all right, Like I've

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always thought my supermarket was a price gouger.

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Speaker 1: All right.

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Speaker 3: But if they're gouging, they're really bad at it because

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they should be making like fifteen to twenty percent profit

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margins instead of a one and a half two percent.

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Speaker 1: Where are they going wrong here? Where they're going wrong

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is they're in a competitive marketplace for groceries or vegetables,

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for all the things that you take home and serve

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your family for dinner. And so they can't gouge or

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as the Vice president would say, gauge, which she blew

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her lying. She blew her lying. In the thing. But

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it's a big word. Come on it. I wonder if

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somebody wrote it the wrong way because they couldn't spell

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on her staff. But you say, we were going to

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do this, so let's all right, So back to price gouge, engaging,

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the price gouging. Look, she alleges that there's so much

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corporate greed, but in food, that's ridiculous. For more than

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forty years, food prices rose around two and a half

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percent a year. Double digit food inflation began with the

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pandemic and the disruption of the supply chain. But you know,

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the massive negative effect, economic effect was really exacerbated by

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Biden's or we're doing politics, we're doing policy, you know,

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of his inflation reduction acts, pumping three trillion dollars into

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the pockets of consumers, leading to too much money and

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chasing too few goods, and that, you know, I think,

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I think this is correct. I've read this before. I

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read it again. Every hundred days, we add a trillion

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dollars to the national debt, correct, you know, And it's

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it's outrageous. And that's where these prices, those factors, that's

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where the prices that she of course come from, and

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the answer, of course, is to get the government out

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of the economy as much as possible, to let the

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marketplace actually begin to find its own level. But they

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don't understand, and they don't believe in the marketplace. They

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think it's all fixed by corporate corporation's private power. And

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there you know, they don't understand that you can't outlaw

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supply and demand, and only a fool or a liar

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believes that you can. And I'll let you let your

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audience decide which they are or both.

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Speaker 3: Okay, But now, as a business person, and remembering the

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last rounded inflation that we had Bob back in the

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set these and eighties, Normally, under normal economic conditions, consumers

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are resistant price increases. But when you're in an inflationary cycle,

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I believe that consumers become they expect prices to go up.

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And you know, your average business wants to keep their

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margin constant or they want to increase it. So I'll

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give you some examples here and give me your thoughts

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on it, because I'm curious. Back in twenty twenty, McDonald's

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profit margin was twenty five percent, then in twenty one

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twenty two it went to thirty and then now twenty

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three twenty four, it's at between twenty eight to twenty

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nine percent. And the same thing has happened for each

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Chipolte went from twelve to fifteen. Burger King they were

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less greedy, they went from twenty to twenty one percent.

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Uway went from eight to ten eleven, Taco Bill less greedy,

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they went from fifteen to sixteen to seventeen percent. So

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there are companies that do take advantage of it, But

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isn't it really short term? They can't get away with

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us in the long run because competition.

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Speaker 1: Is going to rear its head again. I those margins, Now, yeah,

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I had this question the other day from somebody saying, well,

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you know, they're monopolies, and you know, and what's your monopoly?

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You can raise prices. These companies are monopolas. But unless

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it's the bad food marketplace. But yeah, exactly. But you know,

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then once you're in control, you could raise prices. And

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I said, and how long is that going to last

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before somebody comes in and says I can beat that price.

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You know, I can offer my hamburger for much less.

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And that's what's going to happen. But the government, particularly

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this government doesn't believe in letting the marketplace work. That's

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they do. They think everything is every everything that happens

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is an expression of greed and private power, and they

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don't see a world in which a marketplace could be

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the solution. And like my father said in the Anti

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Trust Paradise, you know, the consumer is really the key

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to all of this. You know, the consumer Welfare standard

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which he put forward, in which the Supreme Court adopted,

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which has been the anti trust operating system for the

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last forty five years, is it's a principle that allows

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you know, it puts the consumer at the center. And

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if we would just actually put consumers at the center

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of some of these other things that we're talking about

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here and let the market place, let them decide, let

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the market work. Gouging may happen briefly, but it's not

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sustainable right right.

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Speaker 3: And to give to follow up on the McDonald's thing

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is they've seen their first sales decline since twenty twenty.

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They're rethinking their price increases and their margin expansion, and

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they're coming out with a new burger.

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Speaker 1: And then McRib I mean, you know they're panicking over there. Yeah,

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and they're going to extend their five dollars meal deal.

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So you see, yeah, you can do it in the

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short run, it makes sense, but then competitive market is

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going to rear its ugly head for lack of a

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better term, And you know, they always fail to appreciate

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that there are substitutes, like, hey, I can make a

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cheaper burger now at home than going to McDonald's. And

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you know, if I use paper plates, I could just

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throw out the dishes and not even worry about it,

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right right, yeah, look again, I they're you know, unpleasant

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things happen in the economy, things that we don't like.

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WED like to be different. But I find generally speaking

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that the bad things are a result of government intervention

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and the good things that happen are a result of

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the private sector and competition and innovation. But unfortunately the

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government doesn't think that way. Even Republicans don't think that way. Yeah,

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for the most part, and certainly these days there's so

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many Republicans in the Senate and the House now who

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fashion themselves as conservatives and thinks she's doing a great

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job at the FTC that I wonder what happened to

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the traditional traditional conservative economics. Maybe that'll come back I'm

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not sure we have to wait till after Trump before

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that happens.

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Speaker 3: But yeah, well, it is fascinating that these people have

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absolutely no conception. Now I remember, I'm old enough. When

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Reagan came in, the first thing he did was decontrol

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energy prices. Oil prices they were fixed at the barrel

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head throughout the United States, and initially this caused a

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price increase, and they said, oh my god, we're going

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to have two dollars gasoline, which we'd be loving to

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have now.

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Speaker 1: And what happened.

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Speaker 3: He unleashed competitive forces in the market, and the price

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of gas dropped below a dollar. And you know, no

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one could believe it.

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Speaker 1: Now.

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Speaker 3: He never got any credit for this, other than maybe

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in certain economic circles, but that was a direct result

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of decontrolling prices.

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Speaker 1: And you know what happened.

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Speaker 3: We never had another energy crisis where people were waiting

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online to buy gasoline to fill up their cars because

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there was a so called shortage. And you know, as

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an economist, Austrian with an Austrian bent, you know, the

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best allocator of any goods, any good or service, is

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the price, right right.

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Speaker 1: It's the fairest too, isn't it. It doesn't discriminate against

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class or race or anything, which is one of the

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reasons why I get so wound up when I see

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this focus on changing. Coming back to my reason for

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being protecting the consumer welfare stated, then they start wanting

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to introduce other issues other than efficiency and price and

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innovation and things like that, start talking about a worker

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and equity and all that stuff. All that does is

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skew everything to higher prices. Yeah, I had a professor

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at law school and he said fair is a sissy word.

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Who was that? Oh god, it was way back when.

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I think it was my towards professor in law school.

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But yeah, like, hey, prices go up, prices go down.

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But if you look back, if we hadn't increased productivity

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so dramatically over the years, the dollar would buy zero

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at this point, wouldn't it correct? Absolutely correct?

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Speaker 3: So how do you educate the people who were responsible

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for making these often disastrous decisions. Is there a way

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to educate them or do we just need to remove

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as much power from the ruling class as possible.

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Speaker 1: They don't know how you do that either. Well, Supreme

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Court seems to have made a move in that direction. Actually,

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in some ways restoring power to Congress and taking it

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away from the independent agencies that will help educating them

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if they want to be educated, would help, which is

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what we try to do, and we try to do

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it in a way that they understand that it's in

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their self interest and the self interest of their constituents

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to stick with this consumer welfare standard, which is a

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neutral principle. It's not republican, it's not big D democrat,

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it's low it's small D democratic. And it's the consumers

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who make the decisions and not the government. And now

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I'm not saying that there aren't reasons why one would

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investigate and perhaps bring a case, but you know, against

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a monopolist or against you know, about a deal that

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could lead to monopoly. But generally speaking, I think business

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knows best about what it needs to do to create

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more efficiency and innovate than the government does. And the

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government is always like you know, a decade behind, trying

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to trying to you know, with industrial policy, trying to

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use antitrust law, trying to use the power of government

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to create, you know, to create a situation that they

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think would be preferable within the one We have none

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of those things ever, work. I can't imagine. You know,

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the worst monopoly that there ever was, perhaps was AT

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and T, and that was a government created monopoly in

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in the telephone system. When they got rid of that,

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I got, you know, now we're talking over cell phones

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to each other with video. So, hey, what about the CAAB,

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the Civil Aeronautics Bureau, I think it was called our board, And.

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Speaker 3: They had all the prices fixed in the sixties seventies

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in air travel and then somebody got what was his name, KHN,

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got the brilliant idea of just getting rid of it. Yeah,

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and then you know, like, look, we've got concentration in

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the airline industry. There's definitely barriers to entry, a lot

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of them government imposed, but on an inflation adjusted basis,

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it's never been cheaper to travel. More people are traveling

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than ever. And that's just one example. We got rid

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of the Interstate Commerce Commission another one, and we got

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to return to this. So you brought up indirectly, and

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I'll bring it up the Chevron case. That was just

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a recent overthrown which overturned by the Supreme Court, which

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said basically that hey, courts don't know, government doesn't know.

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The agencies are the experts, So anything they do, unless

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it's flat out illegal, we have to defer to it.

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And now, and I haven't talked with anybody about this,

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so it's really opportune that you're here. What are the

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long term effects? I mean, Congress, like you said, has

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to take back responsibility. You can't basically climate change. They

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haven't passed any laws about climate change, but the EPA

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was attempting to use existing rules and statutes as a

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justification to regulate carbon and gases, shut down power plants

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all this. How profound is the impact here, Bob.

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Speaker 1: I don't think we've fully realized how profound the impact

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is going to be. If this begins over the next

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couple of Congresses, UH, to result in in members of

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Congress actually doing their jobs and making and making the

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decisions that we have asked them and put them in

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power to make, and not delegating it to unelected so

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called independent agencies, then I think it could be serious.

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We may actually see a situation that that where where

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members of Congress actually UH will have to have hearings

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and decide things in public, you know, and UH mayor

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and right and and there their re election will depend

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on whether or not. You know, they can't hide behind

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an independent agency and about climate change or any of

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any number of other things. Uh, yeah, it'll belonged to them,

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and that'll probably rainy in some of the craziness. Yeah.

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Speaker 3: And you know, the media, other than lamenting it, the

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the overruling of the Chevron.

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Speaker 1: Standard, there's been no coverage of it. Yeah. You hear

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some people like, you know, upset about it whatever, but

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you know, there really there's been no blowback yet. But

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when the courts have to start striking down all these

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rules and regulations, I mean conceivably, like twenty five percent

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a third of the regulations that have been passed, aren't

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going to muster that test, are they? No? Now? And

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you know, I'm getting back to Vice President Harris and

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her price gouging policy. She wants to put the the

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responsibility for investigating and adjudicating these things in the Federal

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Trade Commission, Lena Khan and Marxist and it's just not

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going to work because the FTC doesn't have actual congressional authority,

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statutory authority to do this. So so so much of

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this is actual bs. You know, let's throw everything against

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the wall now for the election and then say, oops,

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I guess we really couldn't do that. But you know,

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if she gets a majority, if she wins and she

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gets the majority of the Senate of the House, who knows,

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maybe they will do that. Then the Supreme Courts will

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in two or three terms have to knock it down. Yeah,

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that's problem.

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Speaker 3: Yeah, I mean, look, the gun laws are basically all

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struck down in one Supreme Court decision three years ago,

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maybe is it four years ago? And now we're still

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fighting over this. The cases all over the place. Some

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have adhered to Justice Thomas's decision, others have tried to

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do workarounds all of this. And you know, obviously we're

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coming to the point where maybe they'll do what they

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did with voting rights and segregation. They'll start appointing special

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masters for all these states and say, you know, you

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got to go with the special Master and do what

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he says, or we're just going to strike everything.

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Speaker 1: Now I worry greatly about this country when if it's

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all going to fall on the Supreme Court and how

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long can how long can the Supreme Court hang on?

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They're trying to they try to pack the court, they're

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trying to put in term limits. And I can't I

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can't believe I grew up at a time when politics

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was a little less combative and nasty and ideological. But

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I guess that was a time when the Democrats controlled

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everything and so therefore they didn't.

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Speaker 3: Have to be and the media was monopoly itself. By

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their own words, they should have broken that one up

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a long time ago.

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Speaker 1: Yes, you know, I was a journalist for a dozen

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years before I decided it was just too corrupt and

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I left. Good move, good move. Hey, so anti trust policy.

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Speaker 3: So the Justice Apartment says that Jet Blue can't merge

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with Spirit, spirits hanging on, they're losing money. But then

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they say that Alaska Air can merge with Hawaiian Air,

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which is similarly situated to Spirit. I mean, there's no

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consistency here.

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Speaker 1: No, there isn't. And I really wonder what rule you know,

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that's the problem. If you don't have a standard. Again,

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I come back to the Consumer Welfare Center, and it's

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just all political choices, it's all subjective choices. Then the

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airline industry, every industry doesn't know what it really is

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allowed to do. You do we have to call up

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Lena Khan and say, we're thinking of buying a box

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of paper clips. Is that okay with you?

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Speaker 3: We're buying a box of paper clips so we can

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count them and just save money, right, kind of this

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It is madness.

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Speaker 1: It's utter madness.

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Speaker 3: And as you so eloquently stated prior, the government doesn't

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know what it's doing most of the time, which is

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why you can't keep giving them more things to do,

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because then you wind up like California.

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Speaker 1: Right right, right? All right?

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Speaker 3: So education, you know, that's one thing, like the One

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Party says, oh, education is so important, and then when

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you try to educate them about issues.

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Speaker 1: That really are important, they don't want to hear about it. Yeah,

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I'm not sure what else to say to that. It's true, like, hey,

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education work great.

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Speaker 3: People are smoking a fraction of the amount of tobacco

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they used to smoke, right, and you know, hopefully cancer

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rates will go down at least partly as a result

335
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of that and the heart attacks and all that.

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Speaker 1: So it worked there. It can work with the other

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00:23:21,279 --> 00:23:24,920
stuff too, if we just let it right. Well, and

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I've got to say, if we believe in the freedom,

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then people should have the freedom to you know, kill themselves.

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I don't mean that literally, but in terms of but

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I do think that we ought to educate people about

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the benefits of certain lifestyle things. But then we got

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to let them they're gonna do. Yeah, the balls in

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your court. We did all we could now held you.

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The rest is up to you because we can't do

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anything else. Uh huh. But we are the government, so

347
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we can, you know, come in and slap ugly warning

348
00:24:00,400 --> 00:24:03,200
out on products, and we can try to remove products.

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We can try to raise the prices so that you

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won't use them, and uh yeah SCYN taxes, Yeah, yeah,

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00:24:10,519 --> 00:24:15,079
syn taxes. Look, look, the country was built upon the

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tobacco industry, all right, either going to keep it legal

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or you're going to get rid of it.

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Speaker 3: But they don't really want to get rid of it,

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and they don't really want people to stop smoking because

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there's huge amounts of tax revenue that come in from

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all these syntaxes. Right right, that's what Let's look ahead

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to electric cars. I mean, the roads and so many

359
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other things are built.

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Speaker 1: On gas taxes. If really, if they really really get

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rid of gasoline or reduce it, you know substantially, whether

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00:24:49,880 --> 00:24:53,720
think we're going to have charging taxes and you know

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the damn things are the dam fakes are too expensive already,

364
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and there are no charging stations. Well when you use

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a public charger.

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Speaker 3: Basically, I have an EV and not because I think

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I'm going to save the world other reasons and I

368
00:25:07,359 --> 00:25:09,799
do like it a lot, but has nothing to do

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with why they're being marketed to the public. But you

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00:25:14,880 --> 00:25:18,640
know it goes evs when you go to public charging station.

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It can cost as much or more than gasoline from

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those stations and take five hours, right like forty minutes.

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But you know, when you actually think about it, if

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you have a home charger, like that's why I tell people,

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if you don't have a charger at home, don't even

376
00:25:35,160 --> 00:25:38,240
bother with it is just going to be time and money.

377
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Unless you're a very infrequent driver, go for it. But

378
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you know, to be giving me seventy five hundred dollars

379
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because I bought an EV is the height of insanity,

380
00:25:50,200 --> 00:25:50,759
isn't it?

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Speaker 1: I think?

382
00:25:51,400 --> 00:25:51,480
Speaker 2: So?

383
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Speaker 1: Yeah? And there's no limit to that, right, there is

384
00:25:55,799 --> 00:25:59,319
no limit if they sell one EV or they sell

385
00:25:59,440 --> 00:26:02,640
ten million, and everybody gets tax credit as well as

386
00:26:02,680 --> 00:26:06,880
it meets the criteria, right, right, and actually, and actually

387
00:26:06,920 --> 00:26:09,279
who is paying for that all of the rest of

388
00:26:09,319 --> 00:26:12,480
the people who don't have them and couldn't afford to

389
00:26:12,480 --> 00:26:12,920
buy them.

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00:26:12,799 --> 00:26:17,400
Speaker 3: Anyway, right right, I mean economically it's not really a

391
00:26:17,400 --> 00:26:20,799
bad deal, especially with the tax credit. But if you

392
00:26:20,839 --> 00:26:24,680
couldn't sell it without the subsidy, then you shouldn't sell it, right,

393
00:26:25,000 --> 00:26:29,680
isn't it basic? And when you subsidize stuff, you create shortages,

394
00:26:30,319 --> 00:26:34,920
and when you tax it then you create surpluses.

395
00:26:35,119 --> 00:26:38,599
Speaker 1: Right right, So as a Austrian economist, what do you

396
00:26:38,640 --> 00:26:42,200
think You're perfectly happy to enjoy the subsidy.

397
00:26:42,279 --> 00:26:46,240
Speaker 3: And hey, look, it's kind of like it's easy to

398
00:26:46,440 --> 00:26:50,839
justify because as a tax paying individual, they're using my

399
00:26:50,920 --> 00:26:54,319
money for so many useless things. I can I can

400
00:26:54,519 --> 00:26:58,880
rationalize it. Okay, it might not be true, But am

401
00:26:58,920 --> 00:27:04,160
I supposed to like to stick to my morality when

402
00:27:04,200 --> 00:27:05,279
it's to my advantage?

403
00:27:05,359 --> 00:27:05,680
Speaker 1: Not to?

404
00:27:06,119 --> 00:27:08,680
Speaker 3: I mean, it's a hard thing to do it. Most

405
00:27:08,680 --> 00:27:10,799
people won't do it. Now, I was going to buy

406
00:27:10,839 --> 00:27:13,359
it anyway, I just took it. I guess I could

407
00:27:13,519 --> 00:27:17,240
decide not to file the paperwork and forego my tax preadit,

408
00:27:17,599 --> 00:27:18,920
But what good is that going to do?

409
00:27:19,400 --> 00:27:23,279
Speaker 1: Okay? Right? Yes, I love a good rationalization when I

410
00:27:23,319 --> 00:27:26,319
hear what Hey, I admit it, I admit it.

411
00:27:26,759 --> 00:27:33,160
Speaker 3: But everybody, everybody pursues. The whole theory of economics is

412
00:27:33,920 --> 00:27:37,759
in a free market, everybody pursues their own economic interest,

413
00:27:38,920 --> 00:27:43,720
you know, without violating the rights of others first and foremost.

414
00:27:44,079 --> 00:27:47,599
But you pursue your own economic interest, your own interest,

415
00:27:47,720 --> 00:27:49,799
or your family, your community.

416
00:27:49,279 --> 00:27:53,440
Speaker 1: And all that. Right. So that's what Milton Friedman says. Yeah,

417
00:27:53,680 --> 00:27:56,119
and it works. Right. I'm not greedy, it's the other

418
00:27:56,160 --> 00:27:58,960
guy is greedy. Right. Yeah, so I'm greedy, but I'm

419
00:27:58,960 --> 00:28:05,720
greedy for a good call me case. I guess.

420
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Speaker 3: I guess when you carry my rationalization through to everybody

421
00:28:10,319 --> 00:28:13,160
else and all the other money they're getting, and the

422
00:28:13,240 --> 00:28:17,079
corporate welfare and all the money that's been giving out,

423
00:28:18,000 --> 00:28:20,319
that's the whole preps and the problem. Right, get rid

424
00:28:20,319 --> 00:28:24,240
of their subsidies, not mine. But I'm willing to say

425
00:28:24,680 --> 00:28:27,720
I'll forego my subsidy if you get rid of everybody

426
00:28:27,759 --> 00:28:28,480
else's too.

427
00:28:29,000 --> 00:28:32,960
Speaker 1: Right, none of us are willing to actually live by

428
00:28:33,000 --> 00:28:36,319
the principles we espouse. So when I turned seventy next

429
00:28:36,400 --> 00:28:41,000
year and I apply for my Social Security benefits, I'm

430
00:28:41,039 --> 00:28:41,720
going to take them.

431
00:28:42,079 --> 00:28:44,920
Speaker 3: Yeah, well, you paid it, and there you have the

432
00:28:44,920 --> 00:28:48,279
best rationalization of all you paid into it, and you're

433
00:28:48,319 --> 00:28:50,359
going to be lucky to break even on the deal.

434
00:28:50,440 --> 00:28:52,480
Speaker 1: Right, you've been in.

435
00:28:52,200 --> 00:28:57,359
Speaker 3: A private account mimicking the market by only a third,

436
00:28:57,920 --> 00:29:01,759
you would be be getting five times more social security

437
00:29:02,119 --> 00:29:05,440
than you're getting now, right, it's a deal for us,

438
00:29:05,640 --> 00:29:08,400
is a great deal for our parents because they got

439
00:29:08,440 --> 00:29:12,559
many times more than what they put in. But you know, okay,

440
00:29:12,839 --> 00:29:14,359
so so where do we start here?

441
00:29:14,519 --> 00:29:17,400
Speaker 1: All right? If we all like go to the poker

442
00:29:17,440 --> 00:29:22,480
table and we're all putting our subsidies into the pot here, right,

443
00:29:22,799 --> 00:29:24,720
and we see, yes, hey, we're going to start from

444
00:29:24,799 --> 00:29:28,039
the beginning. But so hard to do that because oh,

445
00:29:28,079 --> 00:29:31,200
you can't let Boeing go bankrupt, right, Boeing's vital to

446
00:29:31,279 --> 00:29:34,519
the national interest. We can't allow that. And the airlines too,

447
00:29:34,759 --> 00:29:37,839
because everybody wants to fly. Right, Well, they're only one

448
00:29:37,920 --> 00:29:40,599
hundred thousand planes parked that in Arizona or something, right,

449
00:29:40,680 --> 00:29:44,680
so yeah, well you know, and they're not getting any younger,

450
00:29:44,920 --> 00:29:48,319
like the repit right, right, Hey, how do we connect

451
00:29:48,319 --> 00:29:52,240
with you on the web? How do we get your work? Well,

452
00:29:52,319 --> 00:29:56,680
the Antrust Education Project dot org is our principal social

453
00:29:56,720 --> 00:30:00,799
media platform and all of my blogs and hop show

454
00:30:00,880 --> 00:30:05,039
up there. You can also check us out on Twitter

455
00:30:05,480 --> 00:30:09,480
ex elks, the site formerly known as Twitter. That's right

456
00:30:10,440 --> 00:30:16,240
at antitrust Edu because it's you know, the handles are

457
00:30:16,559 --> 00:30:19,480
too short, so okay, excellent.

458
00:30:19,599 --> 00:30:21,559
Speaker 3: Well the links in the show notes of this interview

459
00:30:21,640 --> 00:30:25,319
on Financial Survival Network. And while you're there, please sign

460
00:30:25,400 --> 00:30:27,680
up for your free newsletter. Mister Bork, it's been an

461
00:30:27,720 --> 00:30:31,240
absolute pleasure and honor to talk about these issues with you.

462
00:30:31,599 --> 00:30:33,319
Wish you the best and we'll have you back on

463
00:30:33,359 --> 00:30:33,960
at some point.

464
00:30:34,119 --> 00:30:34,960
Speaker 1: I'd love to do that.

465
00:30:35,000 --> 00:30:38,359
Speaker 2: Thank you very much, Thanks for listening to carry Letz's

466
00:30:38,359 --> 00:30:43,440
Financial Survival Network, your solution to today's trying times. For

467
00:30:43,519 --> 00:30:48,279
the latest, go to Financial Survivalnetwork dot com. Financial Survival

468
00:30:48,319 --> 00:30:50,799
Network now more than ever

