Speaker 1: Well, will you look at that elin Omar's husband's net
worth thirty million bucks, she had forty two bucks in
her bank account not that long ago. And funny thing
about his investment firm. And I'll run this by Zach Abraham,
chief investment Officer Bulwark Capital Management, because it seems they've
got a fantastic business model with one hundred percent martians
talk about this for the help of Bulwark, chapitl a
No Your riskpodcast dot com and God Almighty.
Speaker 2: The Todd Herman Show is one hundred percent disapproved by
big pharma technocrats in Tyrone Sebrian ware from the hind
mountains of Free America. Here's the Emerald City Exime Todd Herman.
Speaker 1: Today is the day the Lord has made in These
are the times through which God has decided where she'll lifts.
Zach Cabraham, my friend, the brother, chief investment Officer, Board
Capital Management Joints. This, good morning, brother, Good to see you.
Speaker 3: Coming from the desert, oh, coming from Phoenix this time. Yeah. Yeah,
we're doing down here, playing blessed enough. My colleagues put
on our partners down here in Phoenix, put on the
waste management open. So waste Management's biggest golf tournament in
the world. And then they do a pro am tournament
on Wednesday, and they were kind of enough to invite
me to play in it. This will be my third
time playing. And it really is as it's a team accomplishment.
It really is, you know what I mean, because it's
not just about me, it's what our company does. And
so whenever we do this, we run out a big
house and all of the all the employees come down
with their spouses and we just have a great time
and everybody gets to enjoy it. And then this year
I got to bring my children for the first time.
So yeah, so it's gonna be it's gonna be a
fun week. Fun week for sure.
Speaker 1: That's good. So do you guys have the gun tursts
on top to protect against the cartel attacks or is
that just your people go out and they do drones
and such.
Speaker 3: So that was this was part of a meeting that
I told you need to be strictly confidential. I do
not like them knowing where my doune turrets replaced. Yeah,
we got we got the h we got the under
the undercover body, but the security detail if you.
Speaker 1: Will, okay, good? I want to make sure that there's
something like that. And so I don't know if you
saw this. And there's a lot to get to from
your separate country and such as seventy percent of Washingtonians
are going to get a special designation. But uh, hey,
let's start with this. Did you watch because I didn't
the Grammys? Did you see this?
Speaker 3: No, Todd, I I that's like you know that. That's
like saying, do you want to go watch some car wrecks? Yeah?
You know what I mean? Like, I just yeah, I
make it a point of purpose to not.
Speaker 1: Okay, So then you miss Billie Eilish saying no one
is illegal on stolen land. And then the consequence of this,
a guy from Australia who is a a first person,
a native has said, okay, cool, I'm starting to give
send go and taking two autations. I intend to come
over and camp out in Billie Eilish's home, moving into
Billie Eilish's Malibu mansion, and so he's been raising money.
His name is Drew Pavlo and since I'll get you legal.
When they asked me to leave, I will. But I'm
setting up the tent and oh gosh, how cool would
this be to watch this happen.
Speaker 3: Can I Can I say one thing though, So I
heard that. I heard that, and I agree with everything
you just said.
Speaker 1: Yeah.
Speaker 3: At the same time, I look at somebody like Billy
Eilish and I'm like, you know what, what is she
twenty two to twenty three? Yeah, I'm like, at twenty
two to twenty three, you're supposed to be stupid, and
you're supposed to think, and you're supposed to you're you're
supposed to feel and not think. Right. I have no
problem with the Billy Eilish is in the world. The
problems I've got are the people that are over forty
that think the same nonsense. Right, that's my issue. Grow up.
Speaker 1: Well, I would like to see her, They'll meet the
reality of this. I would like her to be confronted
with her hypocrisy and come home and see this guy
in the driveway and say we got to get him
out of here, and then see the social media thing
in this Well, what do you mean? This is still
in land. Hawaii was taken from the Hawaiians, and so
to me, it would be an opportunity for her to
grow up because you think about her wealth and what
she could do if she actually was confronted with this reality.
Speaker 3: And to a point that this is I will go
back to this analogy. Another thing Billie Eilish does that
the over forty celebrities don't do is she puts her
money where her mouth is. She gave away a ton
of money. And of course what she's saying is ridiculous,
and I don't want to be seen as supporting it.
And I think what this guy is doing is hilarious.
I think it's making a great point. I love the
whole thing. I was just tucking in that side note
of like, I feel like, you know, people we kind
of forget sometimes when you're eighteen to twenty f you're
an idiot. Everybody is when they're that age, and you're
supposed to think stupid things. The problem is we've got
a culture now where you see suspended adolescence into people's fifties, right,
and they're still think the same idiot is the old addage.
You know, if you're not a liberal at twenty one,
you don't have a heart. If you're not a conservative
by thirty one, you don't have a brain, right right.
Speaker 1: Right, right right. And she gave away that money. I
just like to see this stuff and be confronted sooner
rather than later. Let me get to some quick questions.
This is from Rumble. If you're a paid sub sect subscriber,
you get to access to the live stream. Brandon wants
to know something. It's about, uh it silver. Jason wants
to know this. Actually, Jason is will silver bounce back
to its records highs? Brandon is looking at his old coins,
old silver coins. He's thinking of selling those, et cetera.
Is that gonna happen?
Speaker 3: Look, I think that silver is in If we're looking
for a trade, will it go back and touch one hundred? Probably?
It's really tough to say, though, because you've got to
What I want people to focus is on is look
you should have. If you have a stash of metals,
whether we're talking bould or silver, that should not be
looked at as an investment. It should be looked at
as an insurance policy. Okay, So I don't want you
worried about it. I just just just let it be.
If we're trying to make money off of the medals,
do it via the mining company stocks. Okay, you're gonna
get a levered play. You can get the advantage of
a strong balance sheet and dividends. You can get all
of the benefit from owning gold, plus additional benefits as well.
And so will it get back to one hundred? Probably?
I certainly in time it will. But do we want
to play it that way? No, Like, if you've bought
a bunch of silver and you purchased it south of thirty,
which probably virtually everybody did if they own physical, then
go take this opportunity to take some profits, right my grandfather.
Nobody goes broke taking profits, right yep, So you can.
You can sell some, but have that core holding that
you're not going to get rid of no matter what,
and see it as an insurance policy.
Speaker 1: Got it well, so Jason's thinking. They was looking at
the who knows, Brandon, I'm looking at the melt value
of my pre nineteen sixty eight coins. My mom gave
me a big bag of pre nineteen sixty eight Puer
silver coins, and I think she would She's not yet dead,
but if she was, I think she'd roll over in
the grave of her I did and melt that stuff down.
Speaker 3: It's funny there, one of the I was looking at
a breakdown of one of the coins it was a
pre sixty eight coin, and I can't remember if it
was a nickel or if it was a quarter, regardless
the silver. I think it was a nickel, and I
believe the silver value in the nickel pre nineteen sixty
eight was running about seventeen cents and the nickel's worth
five right, wow, so pretty big arbitrage there. Problem is
you can't find enough of more right right?
Speaker 1: And again your mom would be upset if you did that.
So let me. We're going to try this. Because we
didn't get a chance to test huge experiment. We're going
to try this. Illin Omar video has something to do
with her investments acuum. For context, act ilin Omar entered
Congress with forty two bucks in the bank accounts.
Speaker 4: But it's amazing how people can go into Congress and
then become these entrepreneurial investing geniuses. Where they come in
She had under one thousand dollars of net worth and
her husband didn't have much and suddenly now they're multi millionaires.
Is their money laundering operation here? And in terms of
in terms of the firms themselves, they have a sketchy
background with that winery in California that she and her
husband own Where did that come from? Where's the wine there?
And nobody can seem to find it. So there's a
lot of smelly stuff here. Why in the American Dream
her May Virgin of the American Dream is the al
Capone version of the American Dream Tony soprano version of
the American Dream, And that is steal it steal from
the taxpayers. And so there's a lot of stuff here.
And so when somebody so her her her husband's investment firm,
uh thirty million bucks. Now this is the thing I've
found interesting because I wonder what would happen to you
thirty million dollars but no clients.
Speaker 3: Well, first out of the gate, when we say husband,
are we talking brother?
Speaker 1: No, that would that got They got a divorce, so yeah, yeah, yeah,
so yeah, and divorced her brother. Somehow that didn't work out,
the brother and sister being married. And then this guy
comes along and there's no clients. Act, there's there's no clients.
Thirty million dollars has been put into the fund, but
there's no clients.
Speaker 3: I so I will just this is a this is
a real life story. Okay, my trader had a really
hot run and five ex his father's trading account. Over
the course of the eight months, I had one hundred
percent trade receipts and data to back it up. Regulators
drug my firm through the mud over that for almost
two years, two years nothing on, nothing untoward, documented trades,
climate nothing untoward. They accused us of insider trading, which
you can't do with the things that we were buying
and selling. They accused us of uh doing this at
the expense of client accounts. We proved that that wasn't
the case. Then you turn around and somebody magically ends
up with thirty million dollars out of forty five, and
nobody says a word to say that I would get
into I would be I would I'd be in jail.
I'd be in jail. It's it is. It is just
highway robbery. And there is no answer. There is no
investment that you can do that with. There's there's none.
She's dirty as the day is long. And a winery.
Speaker 1: With no wine, no, no, with no wine.
Speaker 3: But even if there was, you're not tough. It is
to financeal what I'm saying, you can't legally purchase something
like a winery because you probably need at least thirty
to forty percent down. You're not, you know what I mean, Like,
that's that's that's a commercial type asset. You don't just
buy that. I mean, it would be easier to believe
that she had a four million dollar house than a winery.
I mean, you can't get that, youll liquid. So where
did she get it? Somebody gave it to her. Why
did they get it to her? You know why? Right?
Not because she's from Somolia, right, It's because she's crooked
and she's and to be fair to her, she's just
playing the game that she saw when she came into Congress.
Speaker 1: So she's you know, it's the Mitch McConnell game. It's
it's all of them playing the game, and the Republicans
are ninety percent of them are d craigs on the
on the chats here from Rumble, Hey, hi, Zach, how
are you going to make me enough money to retire
with that vet? If you're out playing around? Lol, just joking,
have fun.
Speaker 3: Well, hey, golf, well we've got there we go. Yeah, yeah,
we tried to sell this story for all this Well,
when I'm on the golf course, I'm thinking about it, right,
This is how really important men that make big decisions
about money. This is how we ruminate on that.
Speaker 1: Right of course.
Speaker 3: No, no, here's the answer to his question. I've got
outstanding employees watching this stuff around the plus.
Speaker 1: Plus they're there with you, so if there's something goes wrong,
you can slap them upside the head. Whether they're there.
Speaker 3: There you go.
Speaker 1: Okay, one other story from a locale outside of you Earth,
and we need to get to the Seattle thing. But
we had a question as well from a young man.
And this is for our faithful finance segment. Is speaking
in a godly sense. I want you to plant this
to you and you need to think about it. What
are three godly habits young men can have with their money.
Three things they could do today with their money. And
we'll talk about that in a second. So this is
from New York. Now listen to this because this is
New York is leading on this. They're going this is
going to happen in the West Coast, separate countries. New
York Democrats have a plan. I don't know if you've
heard about this. This is for fossil fuel companies. Listen
to this act.
Speaker 5: President Trump reversed some Biden administration bans on drilling for oil,
but now climate activists have found a new way to
force us to pay more.
Speaker 1: New York State is finding major fossil fuel companies a
total of seventy five billion dollars.
Speaker 5: Some Democrat controlled states are passing laws that go back
in time to force oil companies to pay for what
they did legally in the past.
Speaker 3: These companies were polluting.
Speaker 5: These people are from Vermont, and they should have to pay.
In New York State, politicians will force fossil fuel companies
to pay seventy five billion dollars for carbon emissions dating
back to the year two thousand.
Speaker 1: So the year two thousand and seventy five billion bucks,
retroactively going back and charging them fines for laws that
did not exist. Why is there any hope for that state?
Speaker 3: But go ahead, Why don't we do it to cattle farmers.
I've been no, I've been told is the number one
thing of you know, carbon dioxide in the deal. So
let's go back. Let's go stick at the cattle farmers. Man.
I mean, if you go watch, if you've if you've
got five bakers and five head of cattle in Oklahoma,
I want you paying right. I mean, I mean, that's
so stupid, n idiotic. It's something only the left in
this country could think up. Say, God, it's not gonna
stand right like it's I mean, that is so obviously
illegal and so obviously unconstitutional. And you know, you're seeing
this all all the time. I'm convinced you're you're watching
these governors get more and more. I don't want to proactive,
I guess, or or interactive or or you know, prote
you know, part of the protests and stuff like that.
It was like and im and it's all kabooki theater.
It has to be. It's like here in for in
in Washington, will not in Washington. I'm in Arizona right now,
but at home Ferguson just they passed that law against
having you know, masks on as law enforcement agents. And
they did that for Ice and you're like, well, ever
heard of the supremacy clause, Bob, Like that that's not
gonna fly. It's all just kabooki theater and grand standing.
And I sit there and I look at people and go,
do you acknowledge it's kabuki theater and grandstanding? Okay? Do
you think that our do you think that the situation
this country is in culturally and financially deserves grand standing
in kabuki theater? Do you think it deserves seriousness? Right?
And these I'm not telling you or anything, your listeners,
but you don't know. I mean, these people are just
a joke.
Speaker 1: And when the oil, the oil companies and energy companies
move out, uh and don't do business there anymore, I
think we're really reaching this time where people should just
get to the logical conclusion sooner than the later. The
oil companies say, okay, got it, We're done with New
York and we're done providing energy. Yeah, we're We're not
shipping in gas anymore. Natural gas, we're out. We're done
natural all all petrol fuels, all natural gas fuels. We're done.
And get together as an industry, you know, under a
trade association. Say let them try it for two weeks.
Speaker 3: Yeah, yeah, no, I know. I look, I would love
to do that. You've got the same issues in California,
you know, you look at some of these pipeline issues,
some of the things they're putting these companies through. It's
just a complete joke, and it is such a lie.
It is such a lie. And here's one of the
grifts that I that I think is happening. I have
no proof of this, but nothing else makes any nothing
else makes any sense. I think there is a big portion.
Whether it's the majority, I don't know, but I think
that there is a big portion of funding and back
alley payments that come from international actors convincing our politicians
to effectively and economically shoot ourselves in the foot. Yeah, right,
meaning it's their game, right. So you see them passing
these things in the name of climate change, and I
guarantee you this is part of the climate change hustle.
It doesn't make any sense without it. But where you
look at what they're advocating for and you're like, that
is so gung and so clearly not not going to
help any type of climate change, whatever the case may be.
It's the only rational explanation for that if you were
getting lobbied to take that position by somebody that is
not a US citizen, that have the financial incentive for
us to continue to shoot ourselves in the foot economically.
And here's the beautiful Well, if you're those people, here's
the beautiful thing about that. They can open you up
an account under a pseudonym or whatever your name in
another country. Do have the money in bitcoin, give you
the number of the wallet. You get in there, cash
in the bitcoin for cash and nobody's the wiser. Or
or they invent a new crypto coin out of nowhere,
they give you eighty percent of the float. They provide
Excel liquidy for you. You get out and you just
got bribed by for ten million bucks and you look
at people and go, I made my own crypto coin.
What are you gonna do about it? Right? That's happening.
That's happening right now.
Speaker 1: No, And I'm sure that is because it is so thick.
Then the cruption is so obvious. And praise God for it.
And honestly I mean this, praise God that the coruption
has become obvious, that the stink is high because people
are still thinking DC is going to be the savior.
Now it's going to be Donald on Trumpell. But then
we're going to get Jady Vance and then things are
going to be okay. Then we're going to have After
Jade Vance, it's going to be who else. You know,
this is going to be Ted Cruz, Whoever's going to
come along and be the Savior. Those are the one
Savior and this Jesus. And I am so pleased that
finally the corruption is on a one hundred level.
Speaker 3: Stink. There's a relief to it, isn't there?
Speaker 1: There is? Yeah, because now we remember God's word. Some
trust in charits and horses, others in every word that
proceeds from the mouth of God. These aren't charots and horses.
But there are modern equivalent of this, right, and when
people have been the real wars, they recognize fake wars
for what they are. Our friend Tim Krukshank, founder and
CEO Bone Frog Coffee, has been to war three times
on our behalf as a Navy seal, a medic attached
the seal team. By the way, some guy wrote me
a note. Check this note out. A guy wrote me
a note and said, if Tim was just a doctor
with the seals, should you really call him a seal?
I think I will let you take that up with seals.
I think it is Corman or a medic. I and
and he carried a gun and shot people and blow
up doors and and and pass buds and and and
graduated a seal and became a guy who trained seals.
Speaker 3: So what I.
Speaker 1: Would invite you to do is go down to Coronado
and go to one of the seal bars and then
go in there and say I don't want to see
any stinking doctrine here medic pretended to be a seal
because you're not, And go go go say it there.
In fact, if you do that, sir, I will guarantee you,
and I'll do this on behalf of Tim. If you
go do that at a Coronado seal bar, whether there's
a bunch of seals, I will guarantee you a lifetime
of free coffee because it's a zero risk, because your
lifetime will be about six hours. So then if you don't,
if you doubt me, go check out Bonefrog Coffee dot com,
slash Todd promo code Todd read about Tim's bio, why
the company is called bone Frog because it fall honors
fall the Navy Seal. And I'll pull this note up
and I'll send this segment back to the guy and
it's an official there, sir, but put it on video
video or it didn't happen. Walk into a seal bar
and say all you stink in medics protecting to be
pretending to be seals y'all week, you're not real seals.
Try that Bonefrog coffee, dot com, slash Todd and promo
code Todd nach. I got a question from a young
guy in his mid twenties who says he's a godly dude,
and he had a question about young men in the
mid twenties three things they can do with their money
but from a godly perspective and building wealth. He's got
a young family, a couple of kids, and lives in
one of the more conservative states, but he has a
sad job, works in media. So you know you're like, yeah,
I know, yeah, right, working in media. So what are
three things that young people can do? And again from
a godly perspective? Young men leading a household, habits they
should create from a godly perspective.
Speaker 3: Okay, So I think it's an awesome question, and this
is of course my opinion. But out of the gate,
tithe Okay, So if we're not tithing, and we're not
tithing ten percent and remember to constitute hithing and that
this is one that you gotta think about. And this
is not to be legalistic, right, but I know that
you can appreciate this. Todd, Like in working out or
in sports. There are things that seem legalistic until you
do them and then you realize, Okay, I see why
that rule is there. Right, it's not just the rule.
And I look at tithing very much that same way. Right,
tithing is not intended to be a measurement every single
time of ten percent. The ten percent is seen as
a hurdle, right, like the ten percent is like looking
as a bare minimum. But the whole point is to
bring our first fruits.
Speaker 2: Right.
Speaker 3: We don't bring God what's left over. We bring God
what comes first, because all of what we have comes
from him. Anyway, So if you are not hiding and in,
remember to constitute a tithe and not talk about it,
right whatever? What if? Meaning I have gone to uh
uh charity events auction right where Bulwark has spent us
you know, a substantial amount of money, and you know
one of the employees looks at me and goes, well,
that that's a tithe. Then I go nuts, not tithe,
It's not a tithe, that's a that's a gift. Because
I did it publicly people.
Speaker 1: My wife, honey, can you take the sign down in
the front yard. We have a running tally of what
we've given just but may just turn the tally off.
Speaker 3: Yeah. So so so get get tithing, and teach your
children to tithe, and and teach your children for first
and foremost that the tithing and the giving is the
thing that we're the most excited about. And the great
thing is is you can teach them that they get
into it. My kids think like that, Praise God at
this age. Right, I'm not done raising kids, so I've
got so there.
Speaker 1: Might come that age where they don't think as much
that way.
Speaker 3: Yeah right, because heads up for you.
Speaker 1: My brother, that there are those teen years. Uh, and
you know how you are wise Papa now and and
Daddy bar knows all things, and Mama Bear, she knows
all things. There's gonna you've gotta be surprised how stupid
you become.
Speaker 3: Oh the worm's starting to turn.
Speaker 1: Oh really, you are you starting to turn stupid?
Speaker 3: Yeah? She's fifteen. Okay, So yeah, we had a we
had a we had a political societal conversation the other night,
and I got one of these like just you know,
like drinking a wood.
Speaker 1: Heads bobbing and barely listening.
Speaker 3: Oh yeah, oh yeah. So so back so back to
my top three. So the other thing I would do.
Speaker 1: What was Let me ask one question about the pausing,
about the tiding you get to the other two. Are you
saying because I can put myself in the head of
a brother at church, he's in his early twenties, just
got fired, not fired, and got laid off because it's
a seasonal thing. He was doing construction he has there's
at the money coming in. He's getting like ten hours
a week. Right now, you're telling him to tithe on
the ten hours a week.
Speaker 3: What I am telling him from my experience, you cannot
afford not to. That's my experience, meaning my look. I
think that we have a luxury as Christian that we
don't take advantage of in us right, which is this
if we are giving from a place of earnest sincerity, right,
you cannot outget God, candle it, cander it. So do
we trust that? Or is our gifts a mathematical calculation? Yeah? Right,
Like you and I have had this conversation before here
Corey Aspery that song reckless Love? Are we loving recklessly Back?
We all talk about how we're recklessly loved? Right? Are
we loving recklessly back? And when I consed to reckless
love tithing ten and a half percent now, right, So
my whole thing is, look, I think we look at
tithing incorrectly, meaning what should I do? And I'm like, well,
I don't know what is your goal? And they're like,
well what do you mean? And I go, I want
to live the life that God has planned for me.
I trust his plan more than I do my own
ambitions and desires. One of the ways to ensure that
his plan will reign supreme over yours is to dedicate
your financial actsets to him.
Speaker 2: Right.
Speaker 3: So then, like my wife and I talk about it's
really strange, what is the outcome that I want. I'm
not really sure, but I want the outcome he has planned. Yeah, right,
So being in the plan and tithing is one of
the ways to ensure that you're in the plan.
Speaker 1: I'm having So I'm feeling a little convicted here, and
it has to do with automatic withdrawals. So our giving
to our church hits you know, bank credit card, and hey,
look we earned points and obviously we pay it off
at the end of the month. I'm wondering if we
are gods when we don't actually take in the money
or write a check, actually hand it over because it
sort of operates in the background. I mean, we're not
sitting down and praying, and nor am I sitting there
and saying Lord, thank you for the opportunity to do this,
thank you that I have something to give back to you,
that you've given me this to Steward. In fact, you know, Zach,
it's been a long time since I've gone to my
knees and said, you know, Father God, thank you so
much that you've given me things to manage. I haven't
always done it well, but thank you that we get
to give you back this percentage to the church. And
because we've seen, you know, at our church, Zach, we
had a week not long ago we had one hundred
and eighty one baptisms.
Speaker 3: That's awesome.
Speaker 1: Can you imagine? And the fruits and what we saw
over the Christmas season, and then planting churches around the country,
and we had three hundred kids come to our youth group.
The other night we had Mega Monday, which is a game.
Three hundred young people and about twenty five percent of
them were new. They've never walked into a church. That's awesome,
and here they are. So I wonder if we also
when we tithe I mean, I agree with you, we
shouldn't advertise it. The Bible tells us that, like, don't
let the left hand know what the right hand is
doing when you tithe. But I wonder if we should
get away from the automatic withdrawal, that we shouldn't take
the cash in, that we shouldn't go to the bank
or the ATM or whatever it is to get the
money and hand over the cash money and you get
a receipts so we can write it up from our taxes.
Maybe we shouldn't even do that. What are your thoughts?
Speaker 3: You know, I really think fit tiding is all about
the condition of the heart, okay, And I think it's
all about you know, the Bible talks about a cheerful giver, right,
So I don't think that there is anything wrong. I
can see some efficacy to what you're talking about, especially
when you if you're starting to tithe to get that
to get that muscle work. I will tell you how
we do it. I don't know that this is the
best way, but we set our baseline tithe up on
automatic withdraw because our baseline tide some is going to
our church. We found a couple of missionaries different like
our baseline tithe is spread out right, and so our
baseline tide comes out on automatic deposit. And then we
do additional giving on top of that. And that's where
we'll come together, my wife and I and decide where
that additional giving goes. And sometimes that additional giving is gifts, right,
which is again, if it's done publicly, that's a gift,
it's not a tithe. And should we give, yes, if
we're in a position. I've been blessed to a point
where I've been given far more than I need. And
the Bible is very specific about what you're supposed to
do with it. Do you build up another storehouse? No? Yeah,
you give the you give the access away.
Speaker 1: I like that, right. I was reading there's a book
in the Bible called Diocesis about sending it to friends
in Idaho. It's a it's a little what are the
lesser known? I think it might be apocryphal.
Speaker 3: In fact, yeah, I think it was hidden in the
book a Law or something, wasn't it?
Speaker 1: Yeah, right next right next the Book of edochor in
between the pages of it. I know people because I
could hear in my mind people saying, yeah, but you're
Zach Abraham, and you've got Bulwark and you've you know,
built this wealth up. But guys, listen, Zach's not here
telling you he didn't make mistakes. He's here telling you
I did, and I've learned. And one of the things
I've learned is about tithing. What are the other two items?
Young men and godly financial habits?
Speaker 3: This isn't This can be financial, but this is another one.
I think that you need to dedicate, if possible, as
a young man, you need to dedicate some amount of
time and resources to your the community that you live in.
And a I think that that's part of our job, right.
God didn't put any of us here to live in
our own little bubble yep. And more importantly, I think
it is so important for our children to see us,
how helping out for no other reason than to help
out in our community, to take care of people, to
take care of places.
Speaker 2: Right.
Speaker 3: And like I said, we're asking about what to do
with money. When we start talking about time and money,
I don't think that time is a replacement for money.
I'm not saying that, but in my own mind, my
time is more valuable than my money, right, And in.
Speaker 1: Your case, is what you do. That's a fact.
Speaker 3: Yes, yes, my time is more valuable than my money.
And so in that situation, that's again, I don't think
donating time gets you off the hook, right Well, I
donated two thousand hours, so I don't need to tithe.
I'm not saying that. I'm just saying that is that's
part of a tithes to me, spending time for no
upside to yourself. Yeah, selflessly helping you know, maybe that's
we've done this with our kids. Maybe that's going over
with a church group and working in somebody's yard for
you know that's wheelchair bound or something like that. Maybe
it's working in someone's yard for three hours, dedicating time
but giving something to the local community. Right and then,
and then, ironically, I think another thing that you can
do godly with your money is help out, help out
family members, especially older family members, if they're around you
and they're struggling. That's another biblical thing, right God. God
is very, very interested in how we treat the widows
in the orphans agreed and agreed, and and those in
our own family that are suffering, you know, maladies of
some kind. Right, there's and I'm not saying enable I'm
not I'm not saying that, but you know, it's one
of the things I find detestable. And you always, I
feel like you see this with celebrities and rich people
a lot is they're living this high fly life, and
then you see a picture of like how their mom
or their sister, their brothers like living in poverty. And
I'm not saying that they should suffer, you know, that
they should push in the blow where it's like socialism,
that if they make the money that they owe it
to their family. I'm not saying that, but I'm saying
there is something despicable about somebody that is outwardly successful
and rich and have all these assets, and people around
him who he's he or she is supposed to love
and take care of are like struggling just to make it,
you know what I mean.
Speaker 1: I've seen cases where people have gotten divorces and and
in this case I'm thinking about, it was full on
the husband's decision and his wife lives hand to mouth
his ex wife. His new wife, on the other hand,
lives in a six bedroom mansion, takes trips here there
every other month or sometimes every month, and his kids
are watching that this is this is how you treat mom.
And and here's the thing, you know that phrase Morris
Morris caught than taught you're mentioning giving time. And on
the rumble, Rarebergh came in and said, volunteering is give. Absolutely.
She said that before you brought that up and the
people cold incurring it that sometimes there was no money
to give, and sometimes it's just time you have to give.
But I'll tell you on that cot are taught thing.
This happened at youth group this past summer. Sometimes during
the summer, youth groups are kind of loosey goosey because
anybody can come so they get into your small group.
They don't know your rules, they don't know your culture,
and a lot of times it's parents, Hey, you need
a place to go, I'm gonna drop you off at
the church, right and the church will do the work.
So there was a young man who came into a
group and he fancied himself a tough guy, and he
actually got up in my girl at one point and said, yeah,
what are you going to do, old man? And because
he was miss misbehaving in the group, and I told
him that was gonna last. And he goes yo what
are you get to do, old man? I said, oh,
probably nothing, probably nothing, because yeah, because you couldn't. And
one of the boys laughed and goes, dude, do you
see Todd's arms? Do you look at his legs? You
think he couldn't do anything? He goes, just stop, just stop.
This isn't school. And here's what he said that I loved.
It wasn't the arm comment, it wasn't the muscle comment.
He said, can I tell you something, man, he's not
a teacher. He doesn't get paid for this, like he's
here because he loves us, right, So he's here as
a volunteer. He's not getting anything out of this, right,
So go act that way at school. Go go get
up in the face of your principle or your teachers
who are paid. But don't bring that here and don't
do that. And so the kid kind of backed off,
and I was walking away later, and I was going
to go approach him and say, hey, you know, I'm
really glad you came. I'm sorry we had a little
dust up there, you know, would love you to come back.
But I walked over and this is the biggest and
strongest of our kids, and he had taken him aside,
and he was going back onto Honestly, Gosha, you think
Todd couldn't do something to you. He could throw you,
He could pick you up and toss you. Why didn't
he Well, because he'd get in trouble. He goes, No, No,
because of Jesus. Many are about Jesus, right, And good
for that kid, Good for you. Hear that it sounds
like a hero Todd story, which my wife wise cautions
me against. No, it's a hero God story and it
came from that. But you can see the value that
these young men place. That guy came and worked out
with me over the Christmas holiday at my gym. His
mom dropped them off with this great worker together Zach. Afterwards,
he said to me, because Todd, I want you to know,
this means the world to me. I know this took
time away from you and your family. I really love
you and this is so meaningful to me. He's fifteen.
Speaker 3: That's awesome. That's awesome, hey, Zach, kid's listening right now.
You are doing the right things. Meaning that is so
a little side note here that I try to explain
this to kids all the time, which is, if you
want to progress in life, find people that you can emulate,
people that are examples. Todd's a great one, Hey, and
then go ask them how did you do what you do?
Can you teach me? Can I follow you? Yeah? And
that's how you learn and progress, and so few kids
do it. You're like, hey, I love every part of
that story. But more importantly, be the kid that asks,
can I come sit in your office and watch you
trade for a day? Can I come work out with you?
What you'll find is people, especially Christians ideally, Sure there's
pat examples out there, but they're going to be so
much more open to helping you and showing you than
you can possibly imagine. That kid going places.
Speaker 1: That kid's going places, right, God has that incredible work
with him. And we'll talk more about that. And I
appreciate you giving the young men this advice. And we're
going to transition over to something else from your separate country.
And there's many things out of your separate country. This
one is I don't know that you've heard about this.
I'll tell about in a second. It has to do
with equity.
Speaker 3: Equity.
Speaker 1: Yesterday I told you guys a story, a true fact.
The guy who brought me to Jesus, my dearest dearest
friends brother since eighth grade, has this insane series of
health problem that are adding up into massive immune problems.
And what I'm talking about is there. Sometimes I call
my friend and again I've known him since eighth grade.
We're both about the same age, just closer to sixty
than fifty nine, and I can't I don't recognize his voice.
He picks up the phone. My brother, is it you?
And I'm asked. I asked him to go to Renewed.
He's such a mind. He ran global bisdev for Microsoft
our time, any deal that happens in Asia or Europe
had to hit his desk before it went to the
CEO period. I mean, you want to talk about a
position of power. He had that. So he's got this
great mind. He wrote up this medical history. We sent
it to renew and Steve Anderson jumped in and said, hey, immediately,
you know, Matthew, I'm going to send this to doctor Chavez.
Doctor Chaves is going to look at it. Here's what
we found. This is insane. They have used the stem
cells at Renewed to reset people's entire immune systems. So
you go down, you're limited to five as you can eat.
You've got these rashes, these headaches, and some of this stuff.
You're always sick. They have reset immune systems. People go
down for two weeks, all of a sudden, they can
eat all the foods again. The aches are gone, the
pains are gone, the rashes are gone. How Because they're
studying our organs, they're studying the internal biological age of
our organs. They are always expanding what they can do
with these stem cells. You can't do that with a
garbage bunch of allographic frozen burrito stem cells in America.
They can only do that where they study the stem cells.
They reject eighty to ninety percent of them. Every morning
before you get an infusion, they test them. This can
only happen at a clinical life this. Go check them
out at renew e and you eat dot healthcare because man,
that immune stuff can feel hopeless. It's not in many cases.
Renew and you eat dot Healthcare. Please do just tell
them you're part of the Todd hermitshow family. Out of
your separate country, Zach. There is a bill, and I
know that you're down in Arizona. C may not have
heard of this bill that would make seventy percent of
Washington State residents. That would make them magically socially disadvantaged.
So because they can't use race to give people small
business administration loans, they've turned it into social disadvantage. Let
me give you a list of some of the people
who would be desterrimined to be socially disadvantaged so they
get extra money. See if you've see anything missing here.
Zach Asian Pacific Islander. Person who's origin from Japan, Taiwan, Korea, Burma, Mayamar, Vietnam, Laos, Cambodia, Kumpacha, Thailand, Malaysia, Indonesia,
the Philippines, Brunel Guam, the Republic of Palau, the Federated
States of Microdesia, the Republic of Marshall Islands, Commonwealth of
Northern Mariana Islands, Samoa, Maco, Fiji, Tonga, Kurbati, Tavallah, blah
blah blah blah blah. Persons who are Black African American
persons with origin of the black racial groups in Africa.
Persons who are Hispanically Tino persons of Mexican, Puerto Rican, Cuban,
Central or South American, Spanish or Portuguese cultures or origin,
regards of race, people who are Native American or Alaska
Native persons who are members of descendants of a federal
or state recognis Indian tribe, or Alaska Native persons who
are Native Hawaiian persons whose ancestors were Natives prior to
seventeen seven eight of the area which now comprises the
state of Hawaii. Women any addition to group whose members
are designated as socio economically disadvantaged by the United States
Small Business Association, such as at times the SAB designation
has become effective LGB so called T and Q individuals.
Did you notice anyone missing there?
Speaker 3: You white people?
Speaker 1: White men? Yeah, women, white men.
Speaker 3: Yep, it's good thing. My wife's not black.
Speaker 1: I guess, well is she? Because you don't get more
white adjacent than beaded bed with zach Abraham. That might
have rubbed off on her.
Speaker 3: Dude. No, I look, I hear that down there, golfing.
Speaker 5: Yeah.
Speaker 3: No, she's got a golf for sheet.
Speaker 1: Oh thank god, So that would be right. They're giving
back the black card.
Speaker 3: Got no, No, yeah she does. Yeah, she's not. She's
not into that, but uh, that's not her deal. She
was a musician. He wasn't too interested in the sports.
But what I think of Todd, I just hear that
and I go fraud, fraud, fraud, fraud. And here's what
you know, and here's why. Because when you when you
start allocating assets outside of any other reason other than
your ability to effectively allocate assets, which is what a
loan technically is, you're gonna have froun. You're gonna have fraud,
like just plain and simple, like there's right, because there's
no other reason when we're goling out money for arbitrary
reasons and racial reasons distinct. Hear it and say, FROBM
And here's the thing. I think that's the intention. Yeah,
it's it's let's try to pass legislation that effectively gives
us a kitty that we can gole out to groups
so that they are financially dependent on us and the
exchange like that. There was that one guy talking, the
small young guy that was talking in Minnesota, and I
thought he was dead on the spot. You know. He
just said, look, if if you people allow these them
to shut down, these daycares will no longer politically support you.
And I sat there and I went, guys, you just
heard what's happening.
Speaker 1: He speaking to the Attorney General, Keith Ellison.
Speaker 3: Yeah, I mean they just told you this is quick
pro quo.
Speaker 2: Right.
Speaker 3: So, every time you see a bill like this pass,
especially the ones that are aimed at rape. And here's why,
when we when we when we set apart a kiddie
like that or a pot of money like that. Right,
Like I said, the criteria is racial, Well what is that?
That's incredibly ambiguous. It's whatever you want it to be, right, right,
and so so like the Charlie Munger says, I don't
need to see outcomes, Just show me the incentives. What
are the incentives for the people that have that money?
The incentives are to Garner's support for votes. Yep.
Speaker 1: I will never forget this. When I lived in DC,
my wife and family weren't there. I went to a
friend's house for for Christmas, to his dad's house for
a Christmas time event. And we drive out to the
countryside and Zach, we go from the three acre properties
to the six acre. Now you're on the twelve acre
horse properties. Now we're a little further out of Herginia.
We're into the like twenty acre eighteen to twenty acre
horse properties.
Speaker 3: To the Zach Abraham type property, right.
Speaker 1: Right, Well, I mean you're sort of up the hill
from that. You probably own, you know, seven or eight
of those, just to give yourself a buffer. And so
we drive on to this property and there's this gate
and the next gate, and then we drive in. And
my friend's a super good guy, really wonderful guy. His
dad was very friendly. So we're walking to property. I said, hey,
I got to ask you. What's your dad do? He goes, okay, well,
this is going to bother you. My dad identifies minority
owned businesses and helps them get federal grants. So his
dad was an experts. He was a professor of business
and PAULI side. He would read the federal grants, he
would identify them and put them in piles. So, okay,
here's some dry cleaning contracts, here's some cleaning contracts. Here's
his security contract. And he would then scour the countryside
for a minority owns rt cleaning business. Well, gosh, I
couldn't handle all this work. Oh you don't have to, No, No,
you just take the work in and then you job
the work out. As long as it's a dry cleaning
business owned by a minority, and all I need is
twenty percent. Well, I don't want you to have twenty
percent of my you know, I own this lot. No, no, no,
we're setting up an LLC. All I want is twenty
percent of the LLC. I don't want your property. I
don't want to take your land from you. Yeah, that
was the process, and he did this and then he
hired people to go do it for him.
Speaker 3: Yeah, so what each.
Speaker 1: Knocking the door? Look, no, no, no, solicity, no, no, you
don't understand. I'm here to give you money.
Speaker 3: Yeah, you just have to take it.
Speaker 1: All you have to do is sign a paper. And
the wealth he built based upon this and never and
he says, why to dude, as you could ever imagine
going out and doing these things. And so, yes, I
agree that it's fraud. This is a question from the
substack chat, which we're just starting a few people have
noticed this yet, but we're gonna start to do this
live because we've got the Rumble chat as well. Zach.
If a client has two or more managed accounts, say,
for instance, Bulwark and Fidelity, how easy is it to
align the non Bulwark accounts to further take advantage of
the risk management strategies, you employ a bulwark.
Speaker 3: Truthfully, it's really tough just because the strategies that we
put in place are all done via active management, so
it's done via now. The one thing that we do
is we have clients that have outside accounts for whatever reason,
and look like you and I have talked about, we
have a lot of clients have outside accounts that have
diversity of their own assets, right yeah, and you and
I have talked about this before. The vast majority of
our clients have investments through us that we don't manage,
so outside investments through us, and we do all that
top or to you know, we got to shield them
from all kinds of risk, including us. But what what
what some of our clients will do. Even if you
have outside assets, we will still discuss them with you.
We will still look at them and tell you how
we want them positioned. We have guys that have outside
accounts maybe in a four toh one K or whatever
that will watch what we're doing in the account that
we're managing for them and replicating their own account. But no,
it's if we're not managing the assets, it's impossible for
us to de play the same strategies. You know, for instance,
a week ago, you know, I've been really we've been
really big on gold. But a week ago we were
concerned for a variety of reasons that gold had run
too much, and so we hedged out about sixty five
percent of our gold exposure. Gold got risked, right, So
our gold positions dropped a little bit, but you know,
we were up I don't know, thirty thirty five in
like three days on our goal short and so that
hedged it out. And then what we're able to do
is take those profits and buy some more gold stocks
that just got a lot cheaper.
Speaker 2: Right.
Speaker 3: But so if you're tracking along with us, you can
replicate it, but we don't have an ability to do
it outside of it.
Speaker 1: I talked to someone once who had gone with you
because of a recommendation of the show, and I tell you,
I meet people. It's so crazy walking through Idaho that
I it's it's more times than not these days. When
I go to dinner, I get someone who pulls me
beside say hey, I know you, and you know my
wife and I were there, and hey, we put our
money with Zach. And some guys said to me, this
is a couple of months ago. You know, I logged
onto my my bullwork account, and you know, I know
they're having a great year, but I'm down. I go
log on tomorrow. What go log Go log on tomorrow,
and go log on four or five times a day. Why, dude,
they're active. Yeah, you're seeing a spotlight in time. And
you sent me a note later. He goes like, I'm
totally back up right, Okay, take a screen, grab a
vat and understand that active management means that some days
you're gonna look good. Wait, I lost know you didn't
lose money. No, they made a move, and it is
this do this thing. They do this crazy thing of
of selling low and buying a wait stop reverse. They
do this other thing they invented of you buy the
stock when it's low, then you sell it when it's high.
It's the nuttiest craziest phenomena in the West.
Speaker 3: Crazy stuff, man, crazy stuff.
Speaker 1: All right, Hey, enjoy your time down there, and I'm
glad you get to take the folks, and what a
blessing you get to take the kids. And always a
blessed to have vice counsel from you. Thank you, my brother.
Speaker 3: All right, man, God bless thank you.
Speaker 1: Yeah, it is great to have you here. This is
the Todd Herman Show. Please go, be well, be strong,
be kind, and please make every effort to walk in
the light of Christ or as God told me, either
the night. Trust him by showing trusts, working on that.
Trust him by showing trusts. Gott be with you.