Speaker 1: Yeah, ripped up news.
Speaker 2: You need advice, you don't have.
Speaker 1: Come running just as fast as we can.
Speaker 3: Shooter is gonna help coming man.
Speaker 4: This is the Troubleshooter Show. No, Tom Martine welcome.
Speaker 5: Hello, Tom Bartino here, Welcome to the show. Three all
Speaker 5: three seven one three talks seven one three eight two
Speaker 5: five five.
Speaker 4: How's everything going.
Speaker 5: Let's talk about your life, liberty and the pursuit of happiness.
Speaker 5: All you have to do is give us a call.
Speaker 5: Today is Car Friday. Now that doesn't mean we talk
Speaker 5: just cars, but it is one of our main topics.
Speaker 5: But we want to start out with a problem that
Speaker 5: came up yesterday which has nothing to do with cars.
Speaker 5: It has to do with roofs. It brings up several
Speaker 5: good topics. First of all, I'm talking to Judy, and Judy,
Speaker 5: I believe it is in her eighties. She owns a home,
Speaker 5: her husband died a few years ago, and she's a
Speaker 5: bit overwhelmed.
Speaker 4: Her insurance company, State Farm, says.
Speaker 5: Hey, you got to trim some trees and do some
Speaker 5: stuff before we're going to reinsure your house. And she's
Speaker 5: going to have trouble finding insurance, and if she does,
Speaker 5: she's going to be forced to replace her roof because
Speaker 5: insurance companies will not insure a home with a very old,
Speaker 5: dilapidated roof. Now, when a roof wears out in Colorado,
Speaker 5: we're under the impression insurance should pay for it. We
Speaker 5: almost never buy a roof, I'll bet you Excel Roofing
Speaker 5: very seldom does what's called a retail job. That's where
Speaker 5: someone calls and says I need a new roof, and
Speaker 5: they say, okay, that'll be twenty five thousand, and the
Speaker 5: consumer pays. The consumers wait and hope that insurance will
Speaker 5: pay based on an event. Judy had her gutters cleaned
Speaker 5: under that Excelroofing dot com special, a gutter cleaning special,
Speaker 5: and when they went to her home, one of the
Speaker 5: people from Excel said, your roof is in terrible condition
Speaker 5: and you need a new roof. It looks like it's
Speaker 5: wind damaged. Now, I want to explain something to people.
Speaker 5: If your roof became wind damaged over time, because wind
Speaker 5: gusts come here, wind custs come there, high winds, low winds,
Speaker 5: in between winds. Over a few years, you get missing
Speaker 5: tiles other problems.
Speaker 4: Your insurance is not going to cover that.
Speaker 5: Insurance are for casualty events that means a storm, that
Speaker 5: means sustained winds or hail or some kind of clamor.
Speaker 5: It does not simply cover a roof because it's old
Speaker 5: and wind damaged. So I asked Henry Bretts from Excel
Speaker 5: Roofing to take a look at the photos that were
Speaker 5: taken when they got when those guys were out there
Speaker 5: the picks.
Speaker 4: Take a look at it and compare it to the weather.
Speaker 5: Find out if you can tie this to a wind event,
Speaker 5: a wind storm, or a hailstorm. By the way, I
Speaker 5: want to mention, she lives in Colorado, in Denver.
Speaker 4: Had someone thought.
Speaker 2: She was in Wyoming, she is not. She is in Denver.
Speaker 4: Henry, from looking.
Speaker 5: At those photos, you can clearly see you can clearly
Speaker 5: see the roof is in bad shape.
Speaker 4: But can you tie it to an event.
Speaker 6: Yeah.
Speaker 7: So the date that we believe that the majority of
Speaker 7: this damage came from was from July twentieth, twenty twenty four.
Speaker 7: We saw some really significant I can't win around this area.
Speaker 7: I'm about sixty to seventy five miles per hour, and
Speaker 7: when we had our project manager out there, the majority
Speaker 7: of the shingles have actually had uplift and will lift up.
Speaker 8: And there are some shingles that.
Speaker 7: Have actually blown off the roof so they're completely missing.
Speaker 5: Okay, so you believe she could have a claim based
Speaker 5: on did you tell your insurance company? Yeah, Judy, yes,
Speaker 5: did your adjuster? Did you tell them a date of
Speaker 5: a storm?
Speaker 9: I never saw the adjuster.
Speaker 5: Okay, Well, I believe we can proceed with an insurance
Speaker 5: claim with State Farm since they are roofing experts. They
Speaker 5: looked at the weather, they tracked the weather, they tracked
Speaker 5: the roofs, and they believe it was an actual windstorm.
Speaker 9: So I remember when I remember it, but I don't
Speaker 9: remember the date.
Speaker 2: Good.
Speaker 5: Henry's going to walk you through filing a claim, and
Speaker 5: if you have a lot of trouble, we may get
Speaker 5: a public adjuster involved.
Speaker 4: Public adjusters are.
Speaker 5: Specifically licensed to fight with insurance companies for you, and
Speaker 5: they take a percentage, and don't worry about that percentage.
Speaker 4: It's they always collect more than you can anyway.
Speaker 5: But first excel rouping of course can help with basic
Speaker 5: insurance claims.
Speaker 2: And he's going to.
Speaker 5: Walk you through what to do. Ok and if you
Speaker 5: if you have any trouble with State farm. We're going
Speaker 5: to jump on them. Okay, okay. So but in our conversations, Judy,
Speaker 5: you mentioned your husband died, that state farm says you
Speaker 5: got to trim trees. You said there are a number
Speaker 5: of issues around the house and you're finding it. What
Speaker 5: I You didn't say this, but I said you were
Speaker 5: finding finding home ownership without your husband a little overwhelming
Speaker 5: because your home is getting up there in years, and
Speaker 5: you have a lot of you only have six hundred
Speaker 5: dollars in the bank.
Speaker 4: And I'm going to tell you something. I very seldom.
Speaker 5: Recommend specific items for people, but I was thinking, what
Speaker 5: can help Judy. She's not going to be eligible for
Speaker 5: a lot of stuff because she owns a home. Then
Speaker 5: I thought, there is no downside to what I'm going
Speaker 5: to recommend.
Speaker 4: Now, you don't have to do it.
Speaker 5: But Judy, over the next few years, you're in your eighties,
Speaker 5: your home is getting up there in age. You're going
Speaker 5: to have things you have to do on your home,
Speaker 5: and you know you can't take out credit card debt
Speaker 5: and all of that. I mean, you're going to be
Speaker 5: faced with things that have to be done. Who knows
Speaker 5: when your water heater is going to go or your HVAC.
Speaker 5: I mean, how old is your home, Judy?
Speaker 9: It was built in nineteen sixty two.
Speaker 5: Nineteen sixty two, Okay, so you know that there probably
Speaker 5: are a lot of deferred maintenance items that you can't
Speaker 5: afford if they.
Speaker 4: Come up in the next few years.
Speaker 5: So I consulted one of our experts at CMG Financial
Speaker 5: about a reverse loan.
Speaker 2: Let me explain. You know, like I said, you are
Speaker 2: tailor made.
Speaker 5: This is what the government and this is what lenders
Speaker 5: had in mind when they invented the reverse loan. Number One,
Speaker 5: you're in your eighties. Number two, your house is paid for.
Speaker 5: Number Three, you don't care about moving. You want to
Speaker 5: stay there the rest of your life. Do I have
Speaker 5: those three issues?
Speaker 2: Correct?
Speaker 5: You're in your eighties, your house is paid for, and
Speaker 5: you want to stay there the rest of your life.
Speaker 6: Okay.
Speaker 5: Now, even if you want to leave your home to someone,
Speaker 5: a reverse loan is still in the cards for you.
Speaker 4: At your age.
Speaker 5: I'm going to bring up John Clace right now with
Speaker 5: partner in lending dot com, SAMG Financial.
Speaker 4: He does reverse loans.
Speaker 5: John, I'd venture to say, if she's in her early eighties,
Speaker 5: she has a house paid for and the house What
Speaker 5: is your house worth, Judy?
Speaker 2: What have the houses like yours been selling for?
Speaker 9: Roughly about four hundred thousand when we thought it, we
Speaker 9: paid fifteen thousand back way back when.
Speaker 5: Oh my god, so four hundred thousand. Let's say, John,
Speaker 5: if she could get an appraisal of four hundred thousand
Speaker 5: in her eighties, I mean she's And credit doesn't well,
Speaker 5: credit only matters a certain extent. They don't really care
Speaker 5: a lot about credit. And you have to have taxes
Speaker 5: and insurance. But and how do you pay your taxes
Speaker 5: and insurance?
Speaker 6: Right now?
Speaker 9: I had enough in savings that I was able to
Speaker 9: pay the first half. The second half is coming due
Speaker 9: in June.
Speaker 4: And do you have that money?
Speaker 9: That's the six hundred dollars that I'm going to use.
Speaker 9: And then I'm going to sell some of my things,
Speaker 9: the personal things, to see if I can ramp it up.
Speaker 5: See, Judy, I don't want you. I don't want you
Speaker 5: selling off your personal stuff. This is not the way
Speaker 5: your husband would want it. This is not the way
Speaker 5: a person lives whose home is paid off and they've
Speaker 5: worked hard all their lives. John, what's best case scenario
Speaker 5: and worst case scenario?
Speaker 4: You're on a reverse loan for Jude.
Speaker 8: Yeah, she'd probably get up to one hundred and eighty thousands.
Speaker 8: You know, I'm either a line of credit or a
Speaker 8: lump sum. Probably a line of credit now, Junior, and
Speaker 8: then you know they just can make pay your bills
Speaker 8: and do whatever she wants with those those.
Speaker 5: Funds, Udy, Let's say one hundred and fifty to one
Speaker 5: hundred and eighty thousand, let's just be conservative. This would
Speaker 5: be a reverse loan, but it would be a line
Speaker 5: of credit.
Speaker 4: Let me explain this to you.
Speaker 5: It would be an emergency fund available when you need it,
Speaker 5: and you would literally be able to write a check
Speaker 5: for any amount of money and it would go again,
Speaker 5: and it would be taken from this line of credit.
Speaker 5: When it's taken from this line of credit, you never
Speaker 5: have to pay it back your home. It'll occrue against
Speaker 5: your home. And as I said, this is why reverse
Speaker 5: loans were invented for people like you. Upon your death,
Speaker 5: had you planned on leaving your home to anyone.
Speaker 9: My daughter and granddaughter.
Speaker 5: Okay, now I'm going to explain this to you. That
Speaker 5: debt that you take out during your life to fix
Speaker 5: the house and keep it up is gonna come out
Speaker 5: of their equity. But here's what I say, Judy. The
Speaker 5: house is paid for, and if you don't have this
Speaker 5: line of credit to do the deferred maintenance and things
Speaker 5: that come up, they're not going to have much when
Speaker 5: they inherit it because they're gonna have to pay for that.
Speaker 4: So no matter what, you're doing them a service.
Speaker 5: Now, if they inherit a house with a little less equity,
Speaker 5: so what. And if they complain about it, I'm not
Speaker 5: saying they would. But I tell people who are elderly
Speaker 5: who have kids that expect to inherit a house, I
Speaker 5: tell them, if you don't want me to have a
Speaker 5: reverse loan, then you put the new roof on, or
Speaker 5: you put new windows in, or you buy the furnace,
Speaker 5: or you paint the house. Judy, I suspect that your
Speaker 5: daughter probably would not be greedy and she would want
Speaker 5: you to get a reverse loan.
Speaker 4: She can't afford to pay you money.
Speaker 9: I haven't heard from her my since twenty eighteen.
Speaker 5: Then why would you leave it to any of that?
Speaker 5: Screw them, Leave it to me, Leave it to me.
Speaker 5: I'm just kidding, by the way, I truly, honest to God,
Speaker 5: am kidding.
Speaker 4: Judy, don't.
Speaker 5: Okay, now find a good cause. Well listen, if you
Speaker 5: want to leave it to your kids, I'm not going
Speaker 5: to tell you what to do, but I am going
Speaker 5: to tell you this. You need to talk to John
Speaker 5: at CMG Financial about a reverse loan. You truly need
Speaker 5: to get a reverse loan. Can you imagine what a
Speaker 5: relief this will be to you? Think about this, Judy.
Speaker 5: Someone says, someone says, you need a new furnace and
Speaker 5: it's going to be six thousand dollars or eight thousand.
Speaker 5: You can write a check for it and you never
Speaker 5: have to pay it back.
Speaker 9: Well, it's funny. They do need it. You're the water
Speaker 9: heater right now.
Speaker 5: You need a new water here. John, I'm sorry you
Speaker 5: were walked on. What did you say, John, I'm saying.
Speaker 8: And also she's guaranteed you can live there for the
Speaker 8: rest of her life. Then of her life. You know that.
Speaker 8: That's some of the guarantees that come with it. Also,
Speaker 8: as long as she makes the property tax.
Speaker 5: Great part about it, Judy, Judy, here's the great part
Speaker 5: about it. If you don't pay, if you don't use
Speaker 5: the line of credit, you're not paying interest on the
Speaker 5: line of credit.
Speaker 10: How do you calculate John, how do you calculate her
Speaker 10: income to qualify?
Speaker 4: So you take whatever the property.
Speaker 10: Taxes are HOA if there's an ho way and what else? What? What?
Speaker 10: What do you look at? What kind of income does
Speaker 10: she need?
Speaker 8: We take square footage and kind of put a maintenance
Speaker 8: number down. Most people, what's even with social Security number?
Speaker 8: Social security income can qualify because we can also use
Speaker 8: some of the equity in the house to help qualify that.
Speaker 6: Right, got the number to that, right?
Speaker 5: Right, So it's important that you do this almost immediately, Judy.
Speaker 5: Think of the weight. Think of the weight that would
Speaker 5: be lifted off your shoulders.
Speaker 4: Think about it.
Speaker 9: To have that money available, it's not even funny.
Speaker 5: Now, Judy, here's another thing I want to say, and
Speaker 5: I say this because it has happened in the past.
Speaker 5: Because you'll have this pot of money that you can
Speaker 5: draw from in emergencies. There might be people who, through
Speaker 5: one way or another, discover that you have a reverse
Speaker 5: loan and they come to you and they try to
Speaker 5: sell you stuff. Be very judicious on how you spend
Speaker 5: this money. And unfortunately, we've had people in your bracket
Speaker 5: who have borrowed money and they've gone up.
Speaker 4: To Blackhawk and tried to hit it rich and they've
Speaker 4: gone broke. So please, I don't mean to preach to you.
Speaker 5: I have no right to, but I will say this, Judy,
Speaker 5: it is tempting when you have a lump sum of
Speaker 5: money to do things you normally wouldn't do, and I'm
Speaker 5: urging you not to do that.
Speaker 9: So I no, I don't do stuff like that, you.
Speaker 5: Know, but certainly no one would blame you if you
Speaker 5: wanted something and bought it to bring your life more happiness,
Speaker 5: you know. I mean, obviously you can spend the money
Speaker 5: anyway you want. I'm just saying, be very very careful.
Speaker 5: And if anyone ever hits you up and wants to
Speaker 5: sell you something or home improvement or something, or they
Speaker 5: knock on your door, you tell them wait, I want
Speaker 5: to check with my friend Tom Martino first. And you do,
Speaker 5: and you call me. You'll always have it. You can
Speaker 5: always call three zero three Martino. You say this is Judy,
Speaker 5: and we will help you. Okay. The next call you're
Speaker 5: going to get. The next call you're going to get
Speaker 5: is from John Clace for to get that reverse loan started.
Speaker 5: Now that's if you want. I'm not trying to talk
Speaker 5: to you too, but I believe you're a candidate. Then
Speaker 5: Henry Brett's from Excel Roofing. He's going to try to
Speaker 5: get you that new roof through insurance. We have more
Speaker 5: coming up on the Troubleshooter Show. I love when we
Speaker 5: can help people.
Speaker 2: I absolutely love it.
Speaker 5: One way to help people telling them about great people
Speaker 5: like Frank durand the real estate Man.
Speaker 4: We're talking about real estate.
Speaker 5: If you ever wanted to know what your house will
Speaker 5: sell for, Frank does it free of.
Speaker 4: Charge, absolutely no obligation.
Speaker 5: Three oh three nine two zero sixteen twenty two. Go
Speaker 5: with a sure thing Denver's best rufer Excel Roofing dot com.
Speaker 5: You don't pay a cent until you're content. Time for
Speaker 5: an insurance check up, free no obligation. Comparison call Compass
Speaker 5: Insurance paying too much your coverage at dozens of insurance
Speaker 5: companies find out now three all three seven seven to one.
Speaker 4: Help.
Speaker 5: You'll think you're his only customer when you choose Frank
Speaker 5: durand the real Estate Man dot com to list your
Speaker 5: home with Remax Alliance three all three nine two zero
Speaker 5: sixty two. Hi Tom Martino, here, It's car Day today.
Speaker 5: And I should introduce the peeps that we have, and
Speaker 5: if you stream the show with video, you'll see their
Speaker 5: ugly mugs. And then we have some pretty mugs. So
Speaker 5: of course we have in the studio. If I look
Speaker 5: at the camera, here, let me see, because it's getting scary.
Speaker 1: Here.
Speaker 5: We got the big head you see on the left
Speaker 5: is Uncle Kevin shared in auto tech.
Speaker 10: Can you see your reflection in his head?
Speaker 4: Yes? I do.
Speaker 5: Then we have Major Mark Major, and then Sus who's
Speaker 5: cut off a little there.
Speaker 4: There you go, Sus. And then we have some sisters.
Speaker 5: There are common ladies today now, as you know, we
Speaker 5: had this tradition before and we're bringing it back.
Speaker 4: We call them common men and women.
Speaker 5: They're from the great on way from our audience, and
Speaker 5: we call them commoners because we're elitists.
Speaker 4: Just kidding.
Speaker 5: So when you come into the studio, you I used
Speaker 5: to say, you get to bask in my glory. I'm
Speaker 5: not there in person right now, but sisters, I am
Speaker 5: there in spirit. The sisters are Stephanie and Laurie. Now
Speaker 5: that's not my Stephanie. That's a Stephanie and Laurie. And
Speaker 5: they have something called sisters Sweet Treats. Now if you
Speaker 5: go to the website, what you'll find is a website
Speaker 5: that sells candy. Wow, speaking of candy, that's here Bo
Speaker 5: brought me multie.
Speaker 4: You know what's unique.
Speaker 11: About their candy freeze dried.
Speaker 12: It is such a different texture. It's so cool cool.
Speaker 4: Do they actually make the candy?
Speaker 1: Yes?
Speaker 6: That hi, Tom?
Speaker 12: Yes, we do make the candy.
Speaker 2: And you make those cakes.
Speaker 12: We make the cookies cakes, yes, cookies and oreos and pretzels.
Speaker 1: Wow.
Speaker 2: Do you sell insulin.
Speaker 12: That we do? Not?
Speaker 5: Okay, Hey, listen, look at that cott cake, Tom, Look
Speaker 5: at that thing?
Speaker 4: Is that cotton candy?
Speaker 5: It's called it's called the it's called the candy store.
Speaker 4: Literally, right it is.
Speaker 10: How long do you think it takes to freeze dry
Speaker 10: of pineapple?
Speaker 6: Now?
Speaker 4: I imagine there.
Speaker 5: Are artificial ways to do it right, to free well,
Speaker 5: there has to be.
Speaker 4: It's not going to naturally.
Speaker 10: Freeze dry fry in their candy machine.
Speaker 4: They freeze dry like skittles and then when they're gone.
Speaker 5: Me, can someone explain to me, really explain to me first,
Speaker 5: what is freeze drying? I mean, I hear about it
Speaker 5: and I always nod my head all freeze dried?
Speaker 4: What exactly does that mean?
Speaker 1: Sure?
Speaker 12: So what we do is we put it in our
Speaker 12: freeze driye machine, and what that does is it pulls
Speaker 12: out all of the moisture first, and then it hooked
Speaker 12: up to a pump and it pumps everything full of air.
Speaker 12: After it pulls every bit of moisture out of the candy,
Speaker 12: then it puffs it full of air. And that's the process.
Speaker 4: Why do they call it freeze dried because.
Speaker 12: It is literally freeze dried like we can do food,
Speaker 12: you know, like army ration meal type of thing that pulled.
Speaker 12: That's the same thing. They pull out all the moisture
Speaker 12: out of the food, so little will last forever, well
Speaker 12: twenty years.
Speaker 5: But freezing, the word freeze gets me. It's not literally
Speaker 5: a freezing like in a freezer.
Speaker 12: Do you know it actually does in the first twenty
Speaker 12: minutes of the process, it cools the chamber down and
Speaker 12: it actually does freeze the candy, and then it pulls
Speaker 12: the moisture out and then it puffs out there. Yeah.
Speaker 5: So once something is freeze dried, it can't be reconstituted.
Speaker 2: You just eat it that way, right.
Speaker 12: Actually it can be reconstituted sosis exactly.
Speaker 4: You just add water.
Speaker 12: So we can freeze dry fish and add water.
Speaker 10: It's cheap Chinese noodles, right, exactly, exactly, yeah, exactly.
Speaker 12: Nobody really reconstitutes candy, but you can just add water.
Speaker 5: Okay, So explain to me why the flavor would be different,
Speaker 5: as sus mentioned, with freeze drying as opposed to just drying.
Speaker 5: You know, I've had dried dried fruits. What's the difference
Speaker 5: in flavoring for candy.
Speaker 12: Well, since it pulls out the moisture, the flavor actually
Speaker 12: gets intensified. So like with our Skittles and with our
Speaker 12: Jolly Ranchers, it's like a burst of flavor in your
Speaker 12: mouth just because it pulls out all the moisture, so
Speaker 12: you're left with nothing but flavor.
Speaker 4: Now, wait a minute.
Speaker 5: You just mentioned Skittles, which is a brand name, and
Speaker 5: Jolly Rancher, So do you actually re do those for
Speaker 5: people to buy or do you make your own version
Speaker 5: of them?
Speaker 12: We actually do buy those name brands and then we
Speaker 12: freeze dry them and repackage them ourselves.
Speaker 11: And it's such a cool texture, Tom, It's like nothing else.
Speaker 11: Like it's just way different than like freeze dried fruit
Speaker 11: or beef turkey or any of them.
Speaker 4: Like one sky. How big is one skittle? Like size
Speaker 4: of a quarter?
Speaker 12: Not that big, but probably the size of a nickel.
Speaker 12: And then it's instead of being chewy, now it's crunchy. Yes,
Speaker 12: and jolly Rancher's. It's like a chunk of hard sugar
Speaker 12: in your mouth.
Speaker 4: So they don't mind you doing that.
Speaker 5: I mean it's a derivative product, so you have a
Speaker 5: right to do it as long as you pay for
Speaker 5: the product.
Speaker 12: I mean, right, exactly. And obviously we don't use any
Speaker 12: of their name or branding on anything. Okay, so your
Speaker 12: candy bars, yeah exactly, or like here, I want to.
Speaker 5: Ask a question about your company, and we're talking about
Speaker 5: Sweet Sisters Sweets Denver dot com. So what I want
Speaker 5: to ask is are all of your products reconstituted from
Speaker 5: other products?
Speaker 12: No, we actually do make a lot of candy in house.
Speaker 12: We have a lot of chocolate products, and we do
Speaker 12: a lot of fresh cotton candy products as well.
Speaker 10: It's another quick question, candy store, man, it's pretty cool.
Speaker 4: Another quick question, are you really sisters?
Speaker 12: We are really sisters here?
Speaker 2: Okay?
Speaker 5: Three oh three seven one three talk seven one three
Speaker 5: eight two five five. We have more coming up on
Speaker 5: The Troubleshooter Show will take Summer who has an issue
Speaker 5: with a rental property. Waterpros dot net gets your best
Speaker 5: water system ever at lowest prices. Never can plumbers touch it.
Speaker 5: Waterpros dot Net three oh three eight six two five,
Speaker 5: five five four. Go with a sure thing Denver's best
Speaker 5: roofer Excel Roofing dot com.
Speaker 4: You don't pay a cent until you're content.
Speaker 5: Time for an insurance check up free no obligation comparison
Speaker 5: call Compass Insurance paying too much your coverage at dozens
Speaker 5: of insurance companies find out now three oh three seven
Speaker 5: to seven to one.
Speaker 2: Help.
Speaker 5: You'll think you're his only customer when you choose Frank
Speaker 5: durand the real estate Man dot com to list your
Speaker 5: home with Remax Alliance three oh three nine two zero
Speaker 5: sixteen twenty two. Hi Tom Martino, Welcome to the show.
Speaker 5: Three o three seven to one three talk seven on
Speaker 5: three eight two five five. Summer has a problem or
Speaker 5: an issue with a rental property. So Summer, what can
Speaker 5: we do to help you? By the way, it's also
Speaker 5: car Day. We have Jeff Vick and we also have
Speaker 5: Kevin Cokin in Ethic from Tumut Transmission and he does
Speaker 5: other repairs to and then we have Kevin from Sheridan
Speaker 5: Auto Tech.
Speaker 4: So what's going on, Summer?
Speaker 13: Hi?
Speaker 14: Tom? So, I have lived at my rental property for
Speaker 14: three years now and we have had the same repeated
Speaker 14: leak issues.
Speaker 6: That kind of like.
Speaker 14: So we have three levels and all bathrooms are in
Speaker 14: line with each other, and we've just had the repeated
Speaker 14: leak and mold issues. And my every time Invitation Homes
Speaker 14: is who I rent from, by the way, every time
Speaker 14: they send someone out, they just pretty much put a
Speaker 14: band aid on it. They don't even get to the
Speaker 14: root of the problem. They just replace a random pipe
Speaker 14: or a drain and a tub and all it would.
Speaker 5: What what who did you say the landlord was? Is celeb?
Speaker 5: Who'd you say the landlord was?
Speaker 14: Invitation Homes?
Speaker 2: Oh?
Speaker 5: Invitation got it? Okay, Yeah, they're pretty big.
Speaker 14: They have tons of properties.
Speaker 2: That's right.
Speaker 4: Now. Here's what I want to ask, Summer.
Speaker 5: When you say they just put a band aid on it,
Speaker 5: can you describe what you mean by that? Yeah?
Speaker 14: What I mean by that is they always tell me
Speaker 14: that they don't find any moisture in the walls and
Speaker 14: they don't know exactly where it's coming from and they
Speaker 14: just replace a pipe, or they'll replace a drain, or
Speaker 14: they'll replace some tiles.
Speaker 5: Okay, but but they do try to respond. Now when
Speaker 5: you talk about when you talk about mold, have you
Speaker 5: ever had the air tested for mold?
Speaker 1: No?
Speaker 14: And that is what I'm going to do on my
Speaker 14: own because they're not cooperating with me on that.
Speaker 4: Yeah, Summer, let me give you some.
Speaker 5: Let me give you some. Let me give you some
Speaker 5: cold hard facts here.
Speaker 4: Okay, Okay.
Speaker 5: While the laws have changed tremendously toward tenants' rights, there
Speaker 5: are still some holes in the law. Let me explain
Speaker 5: what I mean. Habitability issues. Habitability issues have gotten stronger,
Speaker 5: meaning they can't rent something that is uninhabitable based on
Speaker 5: certain criteria, for example, bug infestations, mold, radon water. There's
Speaker 5: all kinds of things, heat security, There's all kinds of
Speaker 5: things that are called habitability issues.
Speaker 4: However, no one enforces them.
Speaker 5: You can't call the Division of Rental Police and say
Speaker 5: my landlord won't address this or is not addressing that.
Speaker 5: There's nowhere to call. There's nothing to do except this.
Speaker 5: I'm going to tell you. There's two things that can happen.
Speaker 5: One one is for landlord to fix things, or two
Speaker 5: you move, and it's called constructive eviction. That means that
Speaker 5: you evict yourself if things are not taken care of
Speaker 5: and they can't hold you to the least if you win.
Speaker 5: And what I mean by that is you have to
Speaker 5: make a case with the landlord and warn them that
Speaker 5: you have a condition that renders the place uninhabitable and
Speaker 5: you want them to fix it within a reasonable amount
Speaker 5: of time.
Speaker 4: That's the first thing you have to do.
Speaker 5: And by the way, I'm not giving you the actual
Speaker 5: legal process. I'm just recalling this from memory. We'll get
Speaker 5: Brad O'Brien on to discuss this directly. Once they do
Speaker 5: not address the issue, there is a way that you
Speaker 5: can withhold rent and do the repairs yourself.
Speaker 4: But it's a very very tricky thing.
Speaker 5: Most people withhold rent and don't address the problem and
Speaker 5: they get evicted. You have to specifically fix the problem,
Speaker 5: and then the landlord's going to challenge you, and nine
Speaker 5: times out of ten will try to evict you. You're
Speaker 5: going to have to go defend your actions. So one
Speaker 5: of the other things. Number One, you tell them it's uninhabitable,
Speaker 5: that you expect them to fix it.
Speaker 2: They fix it.
Speaker 5: Number two, they don't fix it, you use the rent
Speaker 5: to fix it. Or number three they try to evict
Speaker 5: you or you voluntarily leave on your own and they
Speaker 5: can't hold any kind of damages against you.
Speaker 4: So those are the scenarios.
Speaker 5: Having said all of that, I would love Brad O'Brien
Speaker 5: to address constructive eviction because it is a topic that
Speaker 5: comes up.
Speaker 4: That I believe needs to be addressed.
Speaker 5: To hold on and we'll get Brad O'Brien on from
Speaker 5: O'Brien Legal Services.
Speaker 4: He's a real estate attorney.
Speaker 5: Three oh three seven to one three talk seven one
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Speaker 5: an insurance check up free, no obligation. In comparison, call
Speaker 5: Compass insurance paying too much your coverage at dozens of
Speaker 5: insurance companies. Find out Now three oh three seven to
Speaker 5: seven to one help. You'll think you're his own customer
Speaker 5: when you choose Frank durand the real estate man dot
Speaker 5: com to list your home with Remax Alliance three oh
Speaker 5: three nine two zero sixteen twenty two. I'm Tom Martine
Speaker 5: Brad O'Brien. I want to sneak in real quick before
Speaker 5: the end of the break ols law dot com. He's
Speaker 5: a real estate attorney. I've talked to him about them before. Hey, hey, Brad.
Speaker 5: So she says that she has continual leaks and mold
Speaker 5: issues and the landlords just patches them and they keep
Speaker 5: coming back. What is a constructive eviction or how can
Speaker 5: she use the law of habitability to get these things
Speaker 5: fixed with rent money? Can you give us a real
Speaker 5: quick version of how she would convert rent money into repairs?
Speaker 13: Sure?
Speaker 15: Well.
Speaker 16: Constructive eviction is basically getting a tenant out in any
Speaker 16: of the means other than through the courts doing it
Speaker 16: the right way, so locking them out, turning off the utilities,
Speaker 16: or just not preparing habitability conditions.
Speaker 5: I meant when when people evict themselves I was.
Speaker 2: I'm sorry, Brad.
Speaker 5: Like what happens if I find the place uninhabitable? I
Speaker 5: call that a constructive eviction when I want to evict myself.
Speaker 5: Is that is that the wrong term to use?
Speaker 16: Well, that's the claim the attendant's going to make that
Speaker 16: the landlord has constructively evicted them by not doing the
Speaker 16: repairs to keep it habitable.
Speaker 2: Okay, we have a statue.
Speaker 16: Okay, we have a warranty habitability statue that provides the
Speaker 16: steps for making a complaint about a habitability item like
Speaker 16: mold to the landlord, and the statute provides the steps
Speaker 16: the timelines for the landlord to respond to begin remediating.
Speaker 16: They have to do a mold test right off the bat,
Speaker 16: for example.
Speaker 17: Have to respond within twenty four.
Speaker 16: Hours to acknowledge the complaint, and then if the landlord
Speaker 16: hasn't followed the steps, at that point, the tenant can
Speaker 16: act to determinate the lease or to get alternative housing
Speaker 16: paid for by the landlord.
Speaker 5: So this statute, if we were to read it, is
Speaker 5: it pretty straightforward on what we need to do or
Speaker 5: is it something that needs to be interpreted?
Speaker 16: You know what I mean, Brad, It's complicated.
Speaker 13: It's long it.
Speaker 15: There's a lot of ins and outs.
Speaker 16: I mean, it is understandable if you spend a lot
Speaker 16: of time to digest it, but it's not easy to
Speaker 16: Now it's not really use it friendly.
Speaker 5: Okay, but you know what we ought to do one time, Brady,
Speaker 5: That's what I was going to say. Should we should
Speaker 5: do a one sheet one time on how to use
Speaker 5: rent money to make repairs? Now, that's not evicting yourself.
Speaker 5: That is there a provision in that law or am
Speaker 5: I dreaming this where people can, after doing the proper steps,
Speaker 5: actually use their rent money to make the repairs.
Speaker 16: Yes, but that's way down the process. If you if
Speaker 16: leanard has failed to act within the time that the
Speaker 16: landlord has to act, then the tenant can go get
Speaker 16: an estimate from the third party company to fix the
Speaker 16: you know whatever, whatever the problem is. And yeah, you
Speaker 16: can give that estimate to the landlord and if they
Speaker 16: don't fix it, then the tenant can do the work
Speaker 16: and the calls money only do their repair. But that's
Speaker 16: at the end of the process.
Speaker 5: Summer, as you just heard, there is a way to
Speaker 5: do this. We're going to give you the statute number
Speaker 5: after this, and then we're going to just try to
Speaker 5: put together a summary, but you need to read this first.
Speaker 4: We have more coming up.
Speaker 5: Thank you, Brad O'brienolslaw dot com. We're going to have
Speaker 5: more right after this on this very topic. Go with
Speaker 5: a sure thing Denver's Best roofer Excel Roofing dot com.
Speaker 5: You don't pay a cent until you're content. Time for
Speaker 5: an insurance check up free, no obligation. In comparison, call
Speaker 5: Compass Insurance paying too much your coverage at dozens of
Speaker 5: insurance companies find out now three o three seven seven
Speaker 5: to one help. You'll think you're his only customer when
Speaker 5: you choose Frank Durand the real estate Man dot com
Speaker 5: to list your home with Remax Alliance three oh three
Speaker 5: nine two zero sixteen twenty two.
Speaker 4: Ripta news need so you don't.
Speaker 1: Have come running just as fast as we can.
Speaker 3: Shooter's gonna help coming.
Speaker 18: Man Dix is the Troubleshooter Show. No Tom Martine, Hello.
Speaker 5: Tom Martino here, Welcome to the show. Three oh three
Speaker 5: seven one three talks seven one three eight two five
Speaker 5: to five. A very very busy day today in this year,
Speaker 5: we have our car experts Kevin Calkin and Jeff Vick
Speaker 5: Kevin Colkin shared an autotev.
Speaker 4: Jeff Vick Kimera transmission.
Speaker 5: We also have a lovely sus in the studio next
Speaker 5: to Mark. Well, he's not lovely, but she makes up,
Speaker 5: she makes up for his unloveliness.
Speaker 4: And then we have the Sweet Sisters.
Speaker 5: And the sisters have a candy place called and they're
Speaker 5: common people today, are common women today. Stephanie and Laurie
Speaker 5: and their sisters Sweet Treats.
Speaker 4: So it's Sisters Sweets Denver dot com.
Speaker 5: They reconstitute candy as freeze dried. They also make their
Speaker 5: own creations.
Speaker 4: And I really like them.
Speaker 5: I liked that until I heard overheard something they were
Speaker 5: talking about in the studio, and I don't think I
Speaker 5: heard it correctly, so maybe they can correct it. I
Speaker 5: heard one of them say, I've been listening to Tom
Speaker 5: since I was a teenager.
Speaker 4: And she's sixty eight.
Speaker 12: I am.
Speaker 5: So anyway, whatever, sweet sister that was no longer which
Speaker 5: one is? But anyway, how many years a part of you, sisters?
Speaker 5: How many years a part of you?
Speaker 4: Sisters?
Speaker 12: We are five years apart?
Speaker 4: And do you have other siblings?
Speaker 12: An older brother who's listening on YouTube?
Speaker 4: That's the handle.
Speaker 12: Yeah, Sunny Corleon is our brother and.
Speaker 4: The mafia mas okay exactly.
Speaker 5: Somebody texted me and wanted to know, do you guys
Speaker 5: do sweaty balls.
Speaker 4: Free stride?
Speaker 12: We do take custom orders, so have him give us
Speaker 12: a call.
Speaker 4: So sweaty, shweaty.
Speaker 5: Those sweaty balls were Saturday Night Live a long time ago.
Speaker 5: And and I better not be bleeped for this, okay,
Speaker 5: Dragon because that was on National TV. Dragon is such
Speaker 5: a conservative person when it comes to not just politics
Speaker 5: but radio stuff. If I do anything out of the ordinary,
Speaker 5: he kind of nixes me.
Speaker 4: Isn't that right?
Speaker 6: True?
Speaker 4: Come on, yeah, he does that to me. Anyway.
Speaker 5: I want to say that we have Joe Lazaro with us,
Speaker 5: and Joe might think, why is he asking me this question?
Speaker 5: Joela's era is a criminal defense attorney, but I happen
Speaker 5: to know that in another life and once in a
Speaker 5: while he does personal injury.
Speaker 4: Isn't that correct, Joe?
Speaker 19: Yeah, we do small percentage personal injury cases.
Speaker 4: Yeah, and also you do defense.
Speaker 5: So I thought this is a perfect person to ask
Speaker 5: Danny scenario. Now I'm going to give you Danny scenario
Speaker 5: rather than let him go through it. Then he'll have
Speaker 5: some follow up comments. Danny is worth let's say more
Speaker 5: than a million dollars. Danny had minimum insurance for the
Speaker 5: state of Colorado. Now, Joe, we don't have to get
Speaker 5: into how foolish this is. You usually ensure for what
Speaker 5: you're worth. So the insurance come, excuse me, So the
Speaker 5: opposing parties settle for insurance and don't go after you personally.
Speaker 4: You know that, right, Joe.
Speaker 5: So it looks like he has a maximum of fifteen
Speaker 5: grand and they're not going to take fifteen grand.
Speaker 2: I just know they're not.
Speaker 5: And they send him some affidavits they want him to sign,
Speaker 5: and I have a feeling they're setting him up a lawsuit.
Speaker 5: They're gonna deny the coverage, and they're gonna go after
Speaker 5: him personally because nothing says that they must take the insurance.
Speaker 5: No one limits ten to the insurance. Now, I wanted
Speaker 5: to ask you something, Joe, if they did take the insurance,
Speaker 5: do insurance companies make the people who take the settlement
Speaker 5: release they're insured from future liability?
Speaker 20: Yeah, the releases the insurance.
Speaker 19: Gets in order to cut that check. Whatever the policy
Speaker 19: limits are releases. Not only they're insured their errors, et cetera.
Speaker 19: Covers everything.
Speaker 4: So they're very very okay.
Speaker 5: Now they send him an Affidavid, and I'm doing this by memory.
Speaker 5: But the affid David said, please affirm the following, and
Speaker 5: he has to put his initial or he has to
Speaker 5: check go off and then sign it that on such
Speaker 5: and such a date there was an accident. I am
Speaker 5: I have insurance totaling this. I have no other insurance,
Speaker 5: and I have no other coverage that would cover this.
Speaker 5: And basically I am such and such my house is
Speaker 5: worth this, I have this much money in the banks.
Speaker 5: I have this, you know. In other words, they wanted
Speaker 5: him to voluntarily sign this.
Speaker 4: Now.
Speaker 5: I don't know if they thought they were sending it
Speaker 5: to one of my YouTube morons, but no one in
Speaker 5: the right mind, No one in the right mind is
Speaker 5: ever going to sign that. Why did they do that?
Speaker 5: They they wanted to do what do they call that
Speaker 5: their territory. It's even worse than that, Thoughjo, because the
Speaker 5: other go ahead Mark he got this.
Speaker 10: He literally got it from his insurance company. The other
Speaker 10: insurance company, send it to his insurance company. In his
Speaker 10: insurance company send it to him to fill out.
Speaker 4: I mean, to me, that's instant mark. Mark.
Speaker 5: They did not say he should fill it out. They said,
Speaker 5: we got this for you from the other insurance company.
Speaker 5: And I believe they did not say, go ahead and
Speaker 5: fill it out. Well, Danny, did they tell you, Danny,
Speaker 5: did they tell you to go sign it and fill
Speaker 5: it out your own insurance company.
Speaker 15: Yes.
Speaker 21: They said if I didn't sign it, it would look
Speaker 21: like I'm hiding something. So they in a way encouraged
Speaker 21: me to fill out these ridiculous questions that they that
Speaker 21: they asked me.
Speaker 5: And they asked you about your net worth basically that's
Speaker 5: what they're trying to determine, right.
Speaker 22: Yeah, but the first part of it was severals cleverly
Speaker 22: listed incriminating statements, and I was to say if it
Speaker 22: was true or not.
Speaker 4: Yeah, but you were at fault.
Speaker 10: I think we can all say that to clarify for Joe,
Speaker 10: you were at fault.
Speaker 4: Well, hold on, hold.
Speaker 17: On, I don't think I was.
Speaker 5: Hold On, he doesn't think he was, but everyone else
Speaker 5: thinks he was. The police officer thinks he was. But
Speaker 5: this is why I have Joe on Joe. Let's just
Speaker 5: get to worst case scenario if they sue him, If
Speaker 5: they sue him for personal liability, and they could take
Speaker 5: a lot of money because that AFFI David says, I
Speaker 5: had acknowledged that this other woman gold digger has a
Speaker 5: lot of injuries, and she's really severely injured. The extent
Speaker 5: of her injury is truly unknown. The future of her
Speaker 5: medical bills are truly unknown. I mean, Joe, you listen,
Speaker 5: they're going to come after him. Okay, Now, what kind
Speaker 5: of an attorney does he get to defend himself? And
Speaker 5: that's why you're on you're both a criminal defense attorney
Speaker 5: and you've done PI work. Who the hell does he
Speaker 5: call to help him at least minimize the damages?
Speaker 10: And how much does his insurance company have to spend
Speaker 10: on his behalf if he only has twenty five thousand
Speaker 10: in liability? Will they only pay an attorney up to
Speaker 10: twenty five thousand?
Speaker 4: How does that work?
Speaker 5: That's a good mark, that's a good point. What is
Speaker 5: their responsibility to defend him, Joe? If he only has
Speaker 5: fifteen thousand in insurance.
Speaker 19: So he doesn't even have minimums, the insurance company should
Speaker 19: have the obligation to defend him. Now they're going to
Speaker 19: try and offer the twenty five thousand for the fifteen
Speaker 19: thousand in those case to get off the hook and
Speaker 19: leave him exposed.
Speaker 5: I think it's fifteen per individual and twenty five.
Speaker 4: It's fifteen twenty five is what he has.
Speaker 6: Okay, I thought it was doing five.
Speaker 5: It's twenty five, fifty Okay, I'm sorry, twenty five to fifty,
Speaker 5: well even fifty.
Speaker 4: And they're not going to settle for so Joe.
Speaker 5: They have an obligation to defend him to what extent
Speaker 5: at some point they say, wait a minute, we're just
Speaker 5: going to offer them the policy limits.
Speaker 19: Right, and so he has an obligation to hire alternative
Speaker 19: council that would work in conjunction to protect his interests
Speaker 19: above and beyond that. Because the insurance company, they're simply
Speaker 19: concerned about the policy limits of twenty five.
Speaker 10: Actually hired Joe, and that's exactly what they told him.
Speaker 4: I was what kind an attorney, defense attorney?
Speaker 19: Insurance defense attorney.
Speaker 10: I think Marco literally has the guy in his office
Speaker 10: that does that.
Speaker 15: Yeah, is it.
Speaker 4: Called insurance defense.
Speaker 19: Yeah. Obviously a personal injury attorney could do it, but
Speaker 19: a lot of personal injury attorneys are not going.
Speaker 8: To work to the defense side.
Speaker 19: Criminal defense attorneys could do it, but I think they're
Speaker 19: there's attorneys that actually just do insurance defense, and they
Speaker 19: don't always represent insurance companies, but they always represent a defendant.
Speaker 19: And this is really what he's got to He needs
Speaker 19: representation above and beyond.
Speaker 4: So you don't do that kind of work.
Speaker 15: I don't, but I.
Speaker 19: Can get him some names of some people.
Speaker 5: And this is a bad situation. Joe, tell me this
Speaker 5: how much? How much have you seen this pursued? Like,
Speaker 5: at what point do they say is it worth it?
Speaker 5: The guy's not super rich, but he's got more than
Speaker 5: a million dollar in assets at I was told and
Speaker 5: I think John Fuller told me that that attorneys don't
Speaker 5: like to go after people personally. They would rather take
Speaker 5: policy limits. But there's a big chasm between twenty five
Speaker 5: thousand and a million dollars in assets.
Speaker 19: Right, so the first question is what are her damages?
Speaker 19: But you know they may be simply looking at getting
Speaker 19: his policy limits of the twenty five thousand and then
Speaker 19: turning around assuming she has under insured motors coverage and
Speaker 19: going after her policy or the victim's policy for the
Speaker 19: difference that might be it if attorneys prefer to get
Speaker 19: money from insurance companies because the checks don't bounce, the
Speaker 19: checks are paid right away. It's less hassle than trying
Speaker 19: to select on you know, forcing to collect out of
Speaker 19: a bank account or wages or you know, out of
Speaker 19: a home. It's just a heck of a lot more work.
Speaker 19: But obviously, if the injured party is significantly injured, where
Speaker 19: the damages are close to a million dollars, they're going.
Speaker 15: To make that stuck.
Speaker 4: Hey, two things.
Speaker 10: So One, where he's sitting right now, they want him
Speaker 10: to fill out I'll just call him interrogatories.
Speaker 4: Wheever, how how.
Speaker 10: Would someone compel him? How would the court compel him
Speaker 10: to fill those out? If he doesn't want to, I
Speaker 10: assume the lawsuit would have to be filed.
Speaker 4: And then the follow up question from that.
Speaker 5: Well, mark what mark first? Mark firstus a judgment. Then
Speaker 5: there's a rid of a rid of execution? Is that right, Joe?
Speaker 19: Yeah, And you know right now I would not fill
Speaker 19: that out. I would be reluctant to do it. And
Speaker 19: then two, I think you know, if they want to
Speaker 19: see them, they'll see them, and they'll submit interrogatories, and
Speaker 19: I have to defend that way.
Speaker 2: But and then if.
Speaker 10: They if the person that was injured, if they truly
Speaker 10: are going after their own coverage for uninsured. Then I
Speaker 10: think the problem in the future would be that insurance
Speaker 10: company could very well try to subrogate against him personally.
Speaker 19: You could have that as well, and that might be
Speaker 19: where they're going. I think he needs to have a
Speaker 19: better understanding of what the injuries are and what insurance
Speaker 19: is out there for all the parties before he filled
Speaker 19: out some form disclosing all his personal information.
Speaker 6: Yeah.
Speaker 10: Yeah, it's nuts man. You got yourself into a buying there, brother.
Speaker 4: Yeah, And this is a lesson.
Speaker 5: This is a cautionary tale for anyone who is under insured.
Speaker 4: I'm telling you.
Speaker 5: You think you're saving money, you're smiling when you pay
Speaker 5: your premium, and it's going to hurt big, big, big time.
Speaker 5: I mean, I've known, I knew one other person that
Speaker 5: had contacted me about this. She and her husband were
Speaker 5: worth at least six or seven million, and they had
Speaker 5: insurance minimums. Insurance minimums, and you're not You're never going
Speaker 5: to get away with it, Joel Azara, We certainly preciate
Speaker 5: your input. An insurance defense attorney, Joe says you need
Speaker 5: he can provide some names and by the way, if
Speaker 5: you ever need Joe, if you ever need a criminal
Speaker 5: defense Attorney, three initial consultations and then flat rate pricing.
Speaker 5: You can reach him at three oh three four two
Speaker 5: nine sixty two hundred l A.
Speaker 4: Z zar A.
Speaker 5: He's also at lazarillegal dot com and on a referralist
Speaker 5: at referralists dot com. Go with a sure thing Denver's
Speaker 5: Best Roofer Excel Roofing dot com.
Speaker 4: You don't pay a cent until you're content.
Speaker 5: Time for an insurance check up free no obligation comparison
Speaker 5: call Compass Insurance paying too much your coverage at dozens
Speaker 5: of insurance companies find out now three oh three seven
Speaker 5: seven to one.
Speaker 2: Help.
Speaker 5: You'll think you're his only customer when you choose Frank
Speaker 5: durand the real estate Man dot com to list your
Speaker 5: home with Remax Alliance three oh three nine two zero
Speaker 5: six twenty two. Hi, I'm Tom Martino and I am
Speaker 5: your troubleshooter. Welcome to the show. Three zero three seven
Speaker 5: to one three talks seven one three eight two five five.
Speaker 2: Get your pauls in.
Speaker 5: I have I have something here a text for Jeff
Speaker 5: Vick Kimmer transmission. They want to know is there such
Speaker 5: a thing of tune ups on Tranny's Now for those listening.
Speaker 5: I always get these texts when I talk about Tranny's
Speaker 5: because they think that never mind they honest to god,
Speaker 5: I really do. I get saying how dare you blah
Speaker 5: blah blah. Anyway, we're talking about transmissions. They were called
Speaker 5: Trany's far before this nickname. People use this disrespectful nickname,
Speaker 5: and I'm talking about Tranny's on cars.
Speaker 4: So is there such thing as a tune up? Jeff?
Speaker 5: Is there anything people need to do? They heard one
Speaker 5: time that bands are adjuster or something's adjusted.
Speaker 4: Even listen to this one, Okay, I even read this.
Speaker 5: Guy gave me a link and they and I don't
Speaker 5: know where this came from, but supposedly to adjust the transmission,
Speaker 5: you'd put it in reverse and you'd step on the
Speaker 5: gas and then step on the brake, and you do
Speaker 5: it three or four times. Is there even such a
Speaker 5: procedure as that? Or is that just are these people
Speaker 5: talking out there?
Speaker 4: You know what we're.
Speaker 6: Talking out there? You know what? So you know, a
Speaker 6: service is pretty much what people used to call a
Speaker 6: tune up the inside earlier units, there were a lot
Speaker 6: of them where you could adjust bands, the old C sixes,
Speaker 6: the seven twenty seven, the slim gems and stuff like that.
Speaker 6: There were adjustable things that would as a part of
Speaker 6: a service, you did check this see if those adjustments
Speaker 6: were in check, and then you moved them if necessary.
Speaker 6: But doing a conventional transmission service, you can call the
Speaker 6: tune up if you want. But it's basically an oil
Speaker 6: change for your transmission.
Speaker 5: And can you explain, Okay, it's just a fluid change.
Speaker 5: There's nothing that you do. You don't put any pixel
Speaker 5: you does or anything in it. You're done. You just
Speaker 5: change the fluid and the filter.
Speaker 6: You change the fluid and the filter correct. Yeah, it's
Speaker 6: about the most cost effective means you can use trying
Speaker 6: to maximize the longevity of that unit, today's unit.
Speaker 5: So there are no adjustments. There are no tune ups,
Speaker 5: so to speak.
Speaker 6: We're all electric now. I mean the computers to some
Speaker 6: extent makes adjustments if you will. I mean, it's not
Speaker 6: going to tighten up clearances. But you know, we can
Speaker 6: do things like you know, shorten up shift cycles or
Speaker 6: linked to them or whatever. But there's no mechanical adjustments
Speaker 6: that we can actually do anymore in the vehicle.
Speaker 5: Now, I'm pulling out this old text that I got
Speaker 5: that I put into a folder from when you guys
Speaker 5: are here And this came in months ago and I
Speaker 5: just realized I hadn't read it.
Speaker 4: It wants to know is there really a change?
Speaker 5: What like when they have in their car they can
Speaker 5: adjust sport, comfort, performance or whatever, and one is called
Speaker 5: custom and I think that's where the computer learns what
Speaker 5: you're doing and tries to accommodate you. Now, do these
Speaker 5: modes and Kevin you can chime in too, do these
Speaker 5: modes actually make a difference? Did they actually the most?
Speaker 6: Definitely do. I mean, depending on which mode you're in
Speaker 6: they're raising or lowering pressures, they will change the actual
Speaker 6: acceleration curves, you know, when the actual shift points will occur.
Speaker 6: So yeah, they definitely do make a difference.
Speaker 5: Really, And so why do they have them? Why not
Speaker 5: just pick one that works? I really mean that, like,
Speaker 5: what is the purpose of having that? Are there times
Speaker 5: that that you just want comfort? What would comfort be
Speaker 5: just a normal shift pattern, whereas a performance shift pattern
Speaker 5: would be quicker?
Speaker 4: Is that how it works?
Speaker 6: Most likely they'll be a later shift, or it may
Speaker 6: down shift more efficiently or quickly I should say, be
Speaker 6: more responsive. So I mean the best example would be
Speaker 6: you know, if you're you know, driving from the city
Speaker 6: and you go up into the mountains, you want that
Speaker 6: you might want it to actually perform a little bit different,
Speaker 6: be a little bit more responsive to the driver, so
Speaker 6: you're not stepping so deep into the formal.
Speaker 2: Tell me what custom would be? What is custom?
Speaker 6: Honestly, I have not crossed custom. I haven't seen that.
Speaker 5: Yeah, I think I think I did once in a car.
Speaker 4: I think where no, no, no, no, I probably think.
Speaker 2: It was no no, no.
Speaker 5: There was one called custom mark and it was on
Speaker 5: my Allison World transmission. I believe it was on a
Speaker 5: motor home. And what it was doing is it said
Speaker 5: that when I read about it in the owner's manual,
Speaker 5: this is going back stairs on a Pravo bus. But
Speaker 5: it said that it predicts it it it reads your
Speaker 5: driving patterns and predicts shift patterns for you and extent
Speaker 5: and then it adapts.
Speaker 6: Yeah, to some extent. Most vehicles today do that anyway.
Speaker 6: That's why if I was a loan my truck to Kevin.
Speaker 5: So they really do they adapt, They adapt to your
Speaker 5: driving patterns.
Speaker 6: To some extent. I mean not to a great deal.
Speaker 6: But you know, if I was to loan my truck
Speaker 6: to Kevin for a week and then I get it back.
Speaker 6: It's going to feel a little bit and tol. You
Speaker 6: know it really holy crap. I never even knew that.
Speaker 6: So it actually learns your driving.
Speaker 5: So someone who accelerates quickly off the line all the time,
Speaker 5: it may adjust the shifting pattern as opposed to someone
Speaker 5: like Mark who goes really slow off the line. Mark
Speaker 5: is a very conservative driver. People don't know that. And
Speaker 5: now he doesn't drive at all. We can actually see
Speaker 5: him now he doesn't drive. We can actually see him
Speaker 5: to Mark, Mark.
Speaker 4: Forgot how to drive.
Speaker 5: In fact, I'll bet you Mark doesn't drive eighty percent
Speaker 5: of the time.
Speaker 4: Mark, am I right, I will concur yep behind the wheel.
Speaker 5: Speaking of that, let's just talk about this because you know,
Speaker 5: I'm not just jealous, but I'm happy.
Speaker 4: They're getting an X.
Speaker 5: So they love Tesla's, they absolutely love Teslas, and and
Speaker 5: you know their S is wonderful. They're getting an X
Speaker 5: in addition to the S and then going to get
Speaker 5: the new S when the new S comes out.
Speaker 10: But the X is loaded, Mark, right, Yeah, this one's
Speaker 10: gonna be Suzanne's. It's cool, man, It's got those Falcon doors.
Speaker 10: It's fast as hell. It could be the fastest suv
Speaker 10: out there.
Speaker 2: And we think we.
Speaker 10: Got this six seats, which is cool. You'll see it tomorrow.
Speaker 10: Because I'm sick of you asking about self driving. I'm
Speaker 10: finally just gonna throw you in there and tape your
Speaker 10: hands behind the seat and pop in an address.
Speaker 5: And here's the problem. I'm going to want to throw
Speaker 5: away my Beamer. And you know, I got this Beamer
Speaker 5: X seven And you know what, if I really look
Speaker 5: at it objectively, there's not one thing in the world
Speaker 5: wrong with it. It's a beautiful, luxurious car. I just
Speaker 5: get bored. I don't know how to help well, but
Speaker 5: you're not gonna get bored in this. It's so luxurious,
Speaker 5: and I like and when you say luxurious, it's a
Speaker 5: different kind of luxurious. It's your minimalist.
Speaker 4: It's kind of but it I like minimalists.
Speaker 10: No, it's so quiet and so calmfortable on the road,
Speaker 10: even at very high speeds. I mean, you don't feel bumps.
Speaker 10: It's just extremely comfortable. The air suspension.
Speaker 5: The only criticism I would have with Tesla is not
Speaker 5: with the s, especially the New S, but with the
Speaker 5: other models. Don't they kind of like almost morph into
Speaker 5: each other. Don't they all look really similar? Like doesn't
Speaker 5: that look like a big Model three that the X?
Speaker 5: Doesn't it really just look like.
Speaker 10: A big until the falcon doors come up and you
Speaker 10: blow by someone at one hundred and fifty five.
Speaker 5: Yes, now, mark, when you pull up next to a car,
Speaker 5: do those doors know how to open.
Speaker 10: Accordingly the sense you have less space? We just watched
Speaker 10: a video on it. It's ridiculous. You can park like
Speaker 10: so close to the car next to you. Ironically, the
Speaker 10: people in the front seat couldn't open their door and
Speaker 10: get out. But the falcon doors will go straight up
Speaker 10: then out. But the problem is people still couldn't get out.
Speaker 4: So it's so close.
Speaker 10: The doors will open, the foul doors, but people can't
Speaker 10: get out.
Speaker 4: You're you know what I'm saying.
Speaker 10: Yeah, yeah, but it parts itself, So listen to that matters.
Speaker 10: You let everybody out and it'll go park.
Speaker 5: If you or me, would you put a sizeable any
Speaker 5: of you guys can weigh out of this.
Speaker 4: Would you put a sizeable.
Speaker 5: Down payment on it and have a lower monthly payment
Speaker 5: or or just pay cash for it?
Speaker 4: Or would you lease it?
Speaker 5: In my stage of life where I drive only ten
Speaker 5: thousand miles a year?
Speaker 2: Do you don't you?
Speaker 5: What would you do? Would you do a lease or
Speaker 5: would you do it out now purchase? I like the
Speaker 5: idea of a lease because it predicts what you'll get
Speaker 5: for the car and you won't have any negative What
Speaker 5: do you guys think?
Speaker 2: I think, what are your thoughts?
Speaker 6: Smart?
Speaker 23: Because it's still you know, it's still changing. You know
Speaker 23: two years from now this technology may be completely overwritten
Speaker 23: or really so the value of the car could drive
Speaker 23: oh in three.
Speaker 5: Years, I think, yeah, yeah, Mark, I think with the uh,
Speaker 5: the lease is such a good idea because it literally
Speaker 5: guarantees your value. It really does, so you can't get
Speaker 5: upside down anyway.
Speaker 4: We have more coming up. They don't have a lease
Speaker 4: that has thirty thousand miles a year.
Speaker 5: No, no, no, and it wouldn't pay in that kind
Speaker 5: of case either. All right, three O three seven to
Speaker 5: one three talk seven one three eight two five five
Speaker 5: go with a sure thing Denver's Best Roofer Excel roofing
Speaker 5: dot com. You don't pay a cent until you're content.
Speaker 5: Time for an insurance checkup free, no obligation. In comparison,
Speaker 5: call compass insurance paying too much your coverage at dozens
Speaker 5: of insurance companies. Find out Now three oh three seven
Speaker 5: to seven to one.
Speaker 2: Help.
Speaker 5: You'll think you're his only customer when you choose Frank
Speaker 5: durand the real estate man dot com to list your
Speaker 5: home with Remax Alliance three oh three nine two zero
Speaker 5: sixteen twenty two. Hi, I'm Tom Martino. You're a troubleshooter.
Speaker 5: If you have a car problem? Question, can play? Give
Speaker 5: us a call of any kind, questions, comments, Just don't
Speaker 5: say anything bad about Mark because he's too sensitive. He
Speaker 5: cries like a freaking baby anyway, not like me with a.
Speaker 4: Thick skin anyway.
Speaker 5: So Deputy Dimitri has a follow up here and he
Speaker 5: wants to talk about this. O'Meara buick now now wait
Speaker 5: wait wait, how long ago from the eleventh good record
Speaker 5: cheaping here?
Speaker 4: Let me find this guy? What was his name?
Speaker 1: Is?
Speaker 4: George? George?
Speaker 5: And so he bought a twenty twenty gmc denali that
Speaker 5: he bought March fifteenth from Omara paid sixty nine hundred
Speaker 5: bucks for a powertrain.
Speaker 4: What yeah, wait a minute, the warranty was sixteen dollars.
Speaker 24: I have the contract in front of me, all nineteen
Speaker 24: pages of it.
Speaker 4: Not sixty nine hundred dollars.
Speaker 5: Yep, he has a six point two liter engine and
Speaker 5: recently experienced a serious misfire. They denied coverage because it
Speaker 5: was during the mandatory waiting period. Let me explain what
Speaker 5: a waiting period is. They do it with all kinds
Speaker 5: of insurance contracts because they don't want you having a
Speaker 5: pre existing condition, then doing a warranty and then taking
Speaker 5: out a claim right away. That's why they have these
Speaker 5: waiting periods. But anyway, what the hell is going on
Speaker 5: with that one?
Speaker 24: Well, unfortunately it's not good news for George. So I
Speaker 24: the the within a few days of the purchase, the
Speaker 24: engine failed.
Speaker 2: The car needs a new engine.
Speaker 4: And George took it a new engine.
Speaker 2: Well, a replacement engine echinean. Yeah.
Speaker 24: But why well, because there's you know, terrible failure.
Speaker 4: And the dealer won't do anything about it.
Speaker 2: Well, here's the problem.
Speaker 24: The dealer refuses to respond to any of our any
Speaker 24: of my inquiries on there, which is you know, a big,
Speaker 24: big establishment.
Speaker 4: They're usually pretty good.
Speaker 24: Well, I've usually I spoke with two people over there.
Speaker 24: They both on both occasions they promised that their manager
Speaker 24: will call me back. Nobody ever called me back. And
Speaker 24: then a couple of days ago, I sent an email
Speaker 24: to the GM over there but who.
Speaker 2: Said he needs? Who says he needs a new engine?
Speaker 6: The engine an.
Speaker 24: Independent shop, and the independent shop attempted to file a
Speaker 24: warranty claim with Assurant Vehicle Care.
Speaker 2: This is the sixteen nine hundred dollars warranty.
Speaker 24: And George forwarded me a very brief denial email that
Speaker 24: they got from Assurance, saying it's called assurance Assurant Assurance, Yeah,
Speaker 24: Assurant Vehicle Care okay, And it's the vehicle service Condassurance okay,
Speaker 24: vehicles got it? So U nineteen pages, by the way,
Speaker 24: for just the assurance thing.
Speaker 2: Yeah, yeah, nod.
Speaker 4: And is there a place where you saw it is
Speaker 4: in the waiting period?
Speaker 24: It's not so neither George nor I could find it
Speaker 24: in the nineteen pages of this contract. Oh but the
Speaker 24: denial email that he got from Assurant said that this
Speaker 24: is denied on the basis of the ninety day waiting
Speaker 24: period during which the selling dealer is responsible for the repairs.
Speaker 5: Well, hold on, no, no, no, that that warranty company
Speaker 5: can't contract liability on a third party.
Speaker 2: Well, it could be a side deal. My theory Oh,
Speaker 2: it could be that they have a with a.
Speaker 5: Just because my warranty says your dealer should take care
Speaker 5: of this in the first ninety days doesn't obligate the dealer.
Speaker 24: Well it, in my view, it also doesn't obligate the
Speaker 24: consumer if this ninety day waiting period is not spelled
Speaker 24: out in the contract itself.
Speaker 4: That's right. You're absolutely right.
Speaker 5: If they don't have that ninety day waiting period in
Speaker 5: the warranty contract, are they just making it up? Why
Speaker 5: don't they say one hundred and twenty days? So really, Dimitri,
Speaker 5: you could find nowhere where it talks about a ninety
Speaker 5: day waiting period.
Speaker 24: No, I do acknowledge the possibility that both George and
Speaker 24: I just missed it because our brain was shutting on.
Speaker 5: Do you have that You can do a word search,
Speaker 5: even on waiting, on the word waiting, you know what
Speaker 5: I'm saying, and see if it comes up or or
Speaker 5: whatever probationary or.
Speaker 4: Waiting or period or anything like that.
Speaker 24: Yeah, no results found for waiting, but no fooling. I
Speaker 24: intend to reread the entire contract during today's show. So
Speaker 24: George is kind of stuck.
Speaker 15: You know.
Speaker 24: He did make another big mistake, which is last week,
Speaker 24: the O'Meara actually told him that they're going to come
Speaker 24: pick up the truck from whatever shop it's in right
Speaker 24: now to see.
Speaker 2: If there's anything they can do. How many pages nineteen
Speaker 2: page contract?
Speaker 24: Okay, and so uh, George unfortunately made a pretty big mistake.
Speaker 24: He canceled that pickup because George says he doesn't trust Omara.
Speaker 4: What do you mean canceled it?
Speaker 24: Well, he told them not to come pick it up
Speaker 24: after all. So I spoke with you all, okay, I said, hey,
Speaker 24: look what.
Speaker 4: Did they say they would do when they picked it up.
Speaker 24: They said they're going to look at it to see
Speaker 24: if there's anything they can do.
Speaker 2: Well, they should let them. That's what I told him yesterday.
Speaker 24: I said, George, you got to call them back, apologize
Speaker 24: for being difficult to work with, and ask them politely
Speaker 24: and humbly to come pick up the truck and do
Speaker 24: their own diagnostic and see if they're going to repair
Speaker 24: it for you.
Speaker 2: But you know the reason I brought this up today, Tom,
Speaker 2: is how.
Speaker 4: Many miles around that, by the way, I'm sorry, not
Speaker 4: a whole lot.
Speaker 24: That truck to the assurance contract has approximately seventy thousand miles.
Speaker 5: Guys, Kevin, does that sound high? And I'll let you continue.
Speaker 5: But Kevin.
Speaker 4: A din wait wait wait what was it?
Speaker 6: Yeah?
Speaker 2: Pick up?
Speaker 6: Yeah?
Speaker 4: Or twenty twenty donal.
Speaker 24: No, No, it's a twenty twenty GMC Sierra fifteen hundred
Speaker 24: oh Sierra.
Speaker 2: Yerrus. It sounds like a large pickup truck. Right.
Speaker 23: They are having a lot of issues with those motors.
Speaker 23: That's a chronic problem.
Speaker 4: Yeah, lift the number five cylinders?
Speaker 6: Yep.
Speaker 2: Oh, man, completely failing, complete failure of that.
Speaker 4: Anyway, what were you going to say, Jimmy DRUI, we
Speaker 4: have to take a break.
Speaker 2: Go ahead. Yeah, I've never heard of this.
Speaker 24: You apparently you have, obviously, but I've never heard of
Speaker 24: this ninety day blackout period. And I'm wondering, at what
Speaker 24: point does it need to be disclosed to the consumer.
Speaker 5: Well, first of all, it shouldn't have to be discussed
Speaker 5: if it's in the contract, but it should be okay, now, Kevin,
Speaker 5: haven't you heard of waiting periods?
Speaker 23: Yeah, I've seen them, and you know, we try to
Speaker 23: read through the contract so we don't violate that. You know,
Speaker 23: we'll put the repair on hold for a week or
Speaker 23: a month. But yeah, it should be very obvious in
Speaker 23: the contract. That would be surprising.
Speaker 2: If you put it.
Speaker 5: If you put the repair on hold, they can still
Speaker 5: claim it happened during the warranty period, but they.
Speaker 23: Have to they approve that, so it's not exactly legit.
Speaker 23: But here's what. Here's the language.
Speaker 4: I would have parked that pickup truck in my garage.
Speaker 19: For the track.
Speaker 24: It's a very peculiar period, very peculiar awarding. The warranty
Speaker 24: company said dealership elimination period. During your elimination, your store
Speaker 24: is responsible for the repairs.
Speaker 5: Okay, that's the waiting period you found how many how long?
Speaker 24: That's in the denial. That's not in the contract. Oh
Speaker 24: but I'm going to reread the entire nineteen page way.
Speaker 4: Here's the other thing.
Speaker 5: How can this warranty company say who's responsible for God's sakes?
Speaker 4: They can't.
Speaker 5: They can't a newer liability onto the dealers just because
Speaker 5: they want them to.
Speaker 2: Well, I assume it's a side deal they have with
Speaker 2: a dealer.
Speaker 5: Yes, but that dealer doesn't have that side deal with
Speaker 5: the consumer.
Speaker 4: If look at if I sell a car as is,
Speaker 4: there is no third party in the.
Speaker 5: World that can make me obligated to fix anything, But
Speaker 5: as you say, maybe they are.
Speaker 4: Maybe they told the guy, look, I don't know you know,
Speaker 4: and they won't talk to you.
Speaker 2: That's the problem.
Speaker 5: Marijon, Hey did we take our break at forty five?
Speaker 5: Because if not, I'm screwed. No, we got we gotta do.
Speaker 4: It right now.
Speaker 5: Go with a sure thing Denver's Best roofer Excel Roofing
Speaker 5: dot com.
Speaker 4: You don't pay a cent until you're content.
Speaker 5: Three time for an insurance check up free, no obligation
Speaker 5: comparison call Compass Insurance. Pay too much your coverage at
Speaker 5: dozens of insurance companies find out now three oh three
Speaker 5: seven seven to one help. You'll think you're his only
Speaker 5: customer when you choose Frank durand the real estate Man
Speaker 5: dot com to list your home with Remax Alliance three
Speaker 5: oh three nine two zero sixteen twenty two.
Speaker 3: Yeah, ripn't you need so you don't have?
Speaker 1: Come? Run insious as fast as we can.
Speaker 3: Shooter's gonna help, come man.
Speaker 4: This is the Troubleshooter Show. No Tom Martinez.
Speaker 5: Hello, everyone, let's talk. We got full lines. Let's get
Speaker 5: to the phones. Three oh three seven one three talks
Speaker 5: seven one three two five five. Then an interesting follow
Speaker 5: up on that warranty issue again where they're denying it
Speaker 5: and uh we Dmitri went through every word of that contract.
Speaker 2: We'll talk about that right now.
Speaker 1: Bob.
Speaker 5: Yes, a question on taxes I'm going to get through Bob, Sean.
Speaker 4: Gabe and David.
Speaker 5: So, Bob, what is your issue with taxes or your
Speaker 5: question on taxes?
Speaker 17: Hi? Tom, Hey, I paid twenty twenty four taxes and
Speaker 17: they were debited out of two different accounts, two different
Speaker 17: bank accounts. It might have been my mistake, but I don't.
Speaker 17: I can't get it. You mean you double paid, Bob,
Speaker 17: like literally literally they took the taxes due out of
Speaker 17: two different accounts.
Speaker 10: Even if they did, and I'm just interjecting, Tom, because
Speaker 10: this has happened to me before. That money will be
Speaker 10: said in your IRS account and you can.
Speaker 5: Request exactly right, that's exactly, or you can apply it
Speaker 5: to future taxes.
Speaker 4: Correct.
Speaker 10: And by the way, a lot of people don't know this.
Speaker 10: People complain about interest rates. If you have money that's
Speaker 10: sitting in your IRS account that is actually gaining seven
Speaker 10: or eight percent right now, which is insane.
Speaker 5: Can I ask you something, Bob, this is important. Did
Speaker 5: you why did you set up two different bank accounts.
Speaker 17: Well, I have a savings account at a credit union
Speaker 17: and a checking account but in a different bank.
Speaker 5: But how did they get the information? How did they
Speaker 5: get the information on both of those?
Speaker 17: I must have done electronic payment, yeah, but if you do,
Speaker 17: this is for the state.
Speaker 5: If you do an electronic payment, you can only put
Speaker 5: in one bank account.
Speaker 4: How did they get.
Speaker 17: To I don't know. I think I did an electronic
Speaker 17: payment in February when I filed my account, and then I.
Speaker 13: Three days ago I.
Speaker 17: Did it again from a different account, my checking account.
Speaker 5: Okay, he just screwed up, right, I screwed up. But Bob, Bob,
Speaker 5: when you did it? When you did it from two
Speaker 5: different accounts? So did you pay in full twice by
Speaker 5: a mistake or did you make partial payment on the
Speaker 5: first one and partial on the second or full payment both?
Speaker 17: Full payment both times?
Speaker 2: Got it? Bob?
Speaker 4: That's very easy to remedy. That's very easy.
Speaker 5: The government, in all the jokes we make about the irs,
Speaker 5: they really aren't going to keep your money.
Speaker 2: You can get that back easily, and.
Speaker 10: If it sits in there, I want to emphasize this again,
Speaker 10: it is gaining I think seven percent this very second.
Speaker 17: My Colorado Department of Revenue account chose a credit in
Speaker 17: the balance of the amount. So I do see the account.
Speaker 5: How much was your how much were your taxes? Out
Speaker 5: of curiosity, what did you pay?
Speaker 15: Five?
Speaker 4: Yeah, and I five forty eight.
Speaker 10: I forget how they show it, but it might even
Speaker 10: show as a minus.
Speaker 4: Don't ask me why.
Speaker 10: But if you actually have a credit, I think it
Speaker 10: shows as a minus where it's weird.
Speaker 4: I remember looking at mine and it makes zero sense.
Speaker 17: It's in parentheses, So I assume that's a credit.
Speaker 10: Yeah, so it is, and you can request that as
Speaker 10: a refund, no problem.
Speaker 17: I've been trying to do that and I can't get
Speaker 17: anything on the online revenue deviinment revenue. They don't answer
Speaker 17: the phone call other than automated answer questions. And I
Speaker 17: just I can't even make an appointment at the local
Speaker 17: service center here in Lakewood to make an appointment. Nothing available.
Speaker 15: You know.
Speaker 5: Let me ask you, some bob, are you are you
Speaker 5: hurting for this money? Because if not, you can put
Speaker 5: it toward next year's taxes.
Speaker 15: Okay, No, I am.
Speaker 17: Not hurting the money. Uh, it'll be there next year
Speaker 17: when I file my taxes this year.
Speaker 4: That's right, that's fine, Yes it will fine, but but
Speaker 4: you know, it is what I would do though.
Speaker 5: I mean, you know you should be able to get
Speaker 5: your money, but but I don't, to be honest with you,
Speaker 5: I've never had to do it, so I don't know.
Speaker 5: I've always maintained a bit of a credit in my
Speaker 5: IRS account and as Mark said, it pays decent interest,
Speaker 5: and so when I've overpaid before, I've left it in
Speaker 5: there at the advice of my accountant.
Speaker 17: So I don't have trouble, like I said, But the
Speaker 17: Colorado is different. Why they would, Well would they also
Speaker 17: credit me with interest?
Speaker 2: Yes, well, yes, yes they will.
Speaker 4: It's not nearly as high, but yeah, well it doesn't.
Speaker 17: You know, it's not it's not money I need to
Speaker 17: live on.
Speaker 10: No, but it's kind of it's kind of crazy. Take
Speaker 10: us seven percent right now. I mean, you might find
Speaker 10: like a Schwab money market or something paying around four
Speaker 10: and a half, five and a half. You might even
Speaker 10: find some online bank that's paying four. But you could
Speaker 10: put one hundred thousand in your IRS account makes seven
Speaker 10: grand a year, and it's it's remarkable, you.
Speaker 5: Know, Mark's that's really funny. That is a good point.
Speaker 5: I mean really, you know, I don't recommend that people
Speaker 5: use it as a savings instrument, but it certainly helps.
Speaker 5: T bills have not been bad recently, and you know
Speaker 5: so anyway, thank you very much for calling. I don't
Speaker 5: know if we were able to help you or not,
Speaker 5: but at least you know, I think you're not going
Speaker 5: to lose that money.
Speaker 4: Has a comment on EV cars?
Speaker 5: I wanted to know and I listen, you know, all
Speaker 5: joking aside, Marcus Hell been on Tesla. He loves Tesla's
Speaker 5: and mainly for the self driving feature, and but he
Speaker 5: loves the cars. I think Tesla was the first one
Speaker 5: to the party and they probably wrote the book on
Speaker 5: EV's and but but there are other EV's out there
Speaker 5: and people love them. And I just want to know
Speaker 5: what people have and what they look about it.
Speaker 2: Sean.
Speaker 25: What is your comment, Hey, Tom, About six months ago,
Speaker 25: I bought a Ford Lightning, and yeah, I was lucky
Speaker 25: enough to trade it in back to a regular.
Speaker 15: One.
Speaker 5: What did you not like about the you own? How
Speaker 5: long did you own the lightning?
Speaker 8: Six months?
Speaker 4: Sean?
Speaker 10: I know somebody that owned the lightning, and Tom, you
Speaker 10: know this person, I'll tell you who it is. In
Speaker 10: a second, waited almost a year to get his lightning.
Speaker 10: When he finally got it, he hooked up his trailer
Speaker 10: to it. It's a very small trailer where he has
Speaker 10: a sander and he does garage floor coating. In fact,
Speaker 10: he did our patio yesterday. He had to sell that lighting,
Speaker 10: that lightning. It could not tow that trailer more than
Speaker 10: thirty miles and his battery would be dead.
Speaker 4: It was absolutely useless to him. So what did you
Speaker 4: hate about it? Sean?
Speaker 2: What did you hate about it?
Speaker 6: I don't know.
Speaker 4: Is he on there? She's on I'm not sure she
Speaker 4: might be talking to it.
Speaker 5: Okay, all right, So anyway, that's what I wondered about
Speaker 5: the lightning mark you think is mainly the range.
Speaker 10: Well for Tony or TJ. He literally had to sell it.
Speaker 10: He couldn't pull anything with it. And it wasn't a
Speaker 10: big trailer either.
Speaker 15: Man.
Speaker 4: I mean, did you or didn't he do your hangar?
Speaker 2: Yep?
Speaker 4: No, no he did. He doesn't work for me.
Speaker 5: You know, I was going to have him correct some
Speaker 5: stuff at the hangar, yeah, which I still want him
Speaker 5: to do.
Speaker 4: It's just that little trailer.
Speaker 19: Man.
Speaker 10: He couldn't believe. He couldn't believe how how bad it was.
Speaker 10: Now he loved the truck, but simply he couldn't use
Speaker 10: it as a truck.
Speaker 5: Yeah, hey, Gabe, you have a question on traffic tickets.
Speaker 5: Go ahead, Gabe.
Speaker 26: Yeah, Tom, I heard some on the news. Careless driving
Speaker 26: charge now is a from our mission leter to a
Speaker 26: class six Ballon's.
Speaker 4: He anything about that?
Speaker 15: No?
Speaker 4: I didn't. We can ask Joe Lazara about it.
Speaker 5: But careless driving has been elevated, it's been oh way
Speaker 5: way wait wait wait I did I thought Dan Kaplus
Speaker 5: talked a little bit about it. I think he did.
Speaker 5: But it's a certain it's careless driving resulting in injury
Speaker 5: or death, isn't it.
Speaker 27: I don't know until I'm asking.
Speaker 10: To get a you know what, everything abody calls a misdemeanor,
Speaker 10: but they're trying to they're attempting to make it into
Speaker 10: a felony if there's a death involved, right right?
Speaker 2: I did hear Dan talking about it?
Speaker 4: Kachina?
Speaker 5: Ask Dan, if you get a chance, maybe I'll come
Speaker 5: on and talk about it. I mean, because I think
Speaker 5: he was advocating for it. So, Gabe, if you keep listening,
Speaker 5: perhaps we'll be honored with Danny's presence okay three oh
Speaker 5: three seven one three talks seven one three eight two
Speaker 5: five five Compass Insurance talking about cars and all of
Speaker 5: this and liability. Compass Insurance Group. Don't make the mistake
Speaker 5: of being under insured, and don't make the mistake of
Speaker 5: being over insured paying too much. Compass will do a
Speaker 5: free and now of all of your coverages and give
Speaker 5: you honest to God answers, even if the answer is
Speaker 5: stay where you are. That's three oh three nine nine
Speaker 5: six nine thousand. Go with a sure thing Denver's best
Speaker 5: roofer Excel Roofing dot com. You don't pay a cent
Speaker 5: until you're content. Time for an insurance check up free,
Speaker 5: no obligation. In comparison, call Compass Insurance paying too much
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Speaker 5: three oh three seven to seven to one help. You'll
Speaker 5: think you're his only customer when you choose Frank durand
Speaker 5: the real estate Man dot com to list your home
Speaker 5: with Remax Alliance three oh three nine two zero sixteen
Speaker 5: twenty two. Hey Tom Marks, you know here three oh
Speaker 5: three seven to one three talk or three ll three
Speaker 5: Martino really is a better number because it gets to
Speaker 5: us twenty four to seven. Let's go right to the phones.
Speaker 5: We have David, who has a comment on WINS Extended Care.
Speaker 5: What is WINS Extended Care? Help me out here, David.
Speaker 20: They're just a there are a warranty company that who
Speaker 20: knows who they partner with. But I was in a
Speaker 20: situation that I had My credit was was kicked in
Speaker 20: the teeth and so I had to pick up a car.
Speaker 20: In that scenario, you know, where they buy it at
Speaker 20: auction and then flip it and try to make some money.
Speaker 6: Out of it.
Speaker 20: Well, I bought a twenty ten Nissan Rogue and I
Speaker 20: didn't want a CVT, but it was just a situation,
Speaker 20: and I went ahead and signed a paperwork and everything. Well,
Speaker 20: five weeks into it, the tranning went out, so I
Speaker 20: had it towed down to Nissan so that they could
Speaker 20: do a diagnosis and everything.
Speaker 5: And did you have WINS Extended Care on this purchase?
Speaker 20: Yes, it came, it came.
Speaker 4: How much did you How much did you pay for it?
Speaker 20: I think it was sixteen maybe could have been twelve,
Speaker 20: I'm not sure, but the bottom twelve hundred is yeah, yes,
Speaker 20: what was the dollar amount on that coverage?
Speaker 10: I mean I'm jumping a little here, but what what
Speaker 10: how much would it cover up all twelve twelve.
Speaker 20: Miles twelve thousand miles of power train?
Speaker 15: No?
Speaker 4: No, no, I mean dollar amount.
Speaker 20: Didn't Yeah, if it exceeded in the contract it stated
Speaker 20: that if it exceeded the value of the car. They
Speaker 20: you know, they had an out.
Speaker 2: Yeah, I forget they all.
Speaker 4: Say that, They all say that, yes, yes.
Speaker 20: So, uh, the Nissan guy was really cool, you know. Uh,
Speaker 20: he dealt with the whole thing and lo and behold
Speaker 20: they paid for a Uh they don't. They don't sell
Speaker 20: you new you can't get a new CBT. They're all remanufactured.
Speaker 20: And at first I just went ahead and with the
Speaker 20: warranty companies remanufactured. And then they came back to Nissan
Speaker 20: and said no, go ahead and put yours in, which
Speaker 20: would have been an extra eight hundred dollars out of
Speaker 20: my pocket. But they they sucked up the whole cost
Speaker 20: of the transmission and the labor.
Speaker 6: Yeah, I mean, so you that.
Speaker 20: Well, I you know, it's like, I don't know what's
Speaker 20: the matter of like or not, but I figured, you know,
Speaker 20: this is a nice story. I'll call him and let
Speaker 20: it because if you pull if you pull them up,
Speaker 20: if you pull Winds extended care up. They have a
Speaker 20: horrible track record.
Speaker 28: Horrible.
Speaker 20: Oh and so I wasn't expecting this at all, and
Speaker 20: the Nissan guy was not expecting them to pay for
Speaker 20: the labor, so out of pocket. I always had two
Speaker 20: hundred and fifty dollars deducible and then some stuff that
Speaker 20: they didn't cover. It all came to like seven thirty five,
Speaker 20: including my deducible.
Speaker 8: So I'm I'm I'm not.
Speaker 20: I'm not upset at all.
Speaker 6: So there you go.
Speaker 5: Twenty ten vehicles. Man, that's an old vehicle too.
Speaker 2: How is that road?
Speaker 19: Man?
Speaker 15: Uh?
Speaker 8: I like it.
Speaker 20: It's it's easy to get in and out of. I'm
Speaker 20: seventy two and and so easy to get in and
Speaker 20: out of, all plenty of zip all that, Yeah, I know,
Speaker 20: I know, And but it drives fine. Everything else about
Speaker 20: it is nice. Uh, except for the those CBTs are horrible.
Speaker 4: I'll I probably Jeff Thick, Jeff Thick?
Speaker 2: Are they Are they still horrible?
Speaker 4: Are they still horrible?
Speaker 2: Jeff? Yes?
Speaker 6: Simple?
Speaker 4: And why yes?
Speaker 6: Because you're just not putting the Durbad to them, and
Speaker 6: Nissan of all the groups, I mean, I could make
Speaker 6: a career off a Nissan all by itself. Absolutely yeah.
Speaker 5: So tell me are they is? Are CVTs here to stay?
Speaker 5: Are they going into more and more cars?
Speaker 15: Oh?
Speaker 6: Yeah. I mean just about every manufacturer out there has
Speaker 6: some version of a CVT. Some are better than others.
Speaker 6: You know, Nissan, however, you know, why.
Speaker 4: Did it move in that Jeff? Why did it move
Speaker 4: in that direction?
Speaker 6: With the costs and efficiency? You know, like I say,
Speaker 6: Nissan pretty much put all their eggs into that basket.
Speaker 6: So he was in Centrics, it was in the rogues,
Speaker 6: it was in the Moranos. So you know, when they
Speaker 6: started failing, you know, they got kind of a bad
Speaker 6: taste in their mouth for the entire cafe of Needon.
Speaker 5: But there, but their cost per unit must be pretty
Speaker 5: reasonable because they like less moving parts and all of that.
Speaker 2: They must there must.
Speaker 4: Be some allure.
Speaker 6: And one of the things that Nissan's done here recently
Speaker 6: within the last year, because they only used to cover
Speaker 6: those remands for twelve months twelve and I can't tell
Speaker 6: you how many times we had one fall down after
Speaker 6: you know, thirteen fourteen months, and customers back in the door. Gosh,
Speaker 6: recently they started selling you along with the transmission you
Speaker 6: have to buy the little installation kit, which comes with
Speaker 6: a bunch of what they call single time usable parts
Speaker 6: that you don't even necessarily have to put on the vehicle.
Speaker 6: If you don't want to, you just have to purchase it.
Speaker 6: And now they're offering a three or one hundred thousand
Speaker 6: mile warranty. The offshoot is if you try to save
Speaker 6: on not buying that kit, you get no warranty whatsoever.
Speaker 4: David, did you have something to say.
Speaker 20: Yeah, the warranty that Nissan put on that remanufactured and
Speaker 20: again that's their remanufactured, not somebody else'sh three years unlimited mileage.
Speaker 2: Wow.
Speaker 5: Wow, Okay, thank you for calling. Let's go to Elliott. Now, Elliott,
Speaker 5: you have a question on toll roads. Go ahead, Elliott.
Speaker 27: Yeah, I kind of notice I was driving down Ice. Well,
Speaker 27: my vehicle was photographed going down I seventy. I've been
Speaker 27: out of town for a little while, but as possible
Speaker 27: that a family member was driving my car, and the
Speaker 27: way it's described, you know, you inferred a lane lane.
Speaker 15: I know.
Speaker 6: Yeah, you gotta pay.
Speaker 5: Everyone's confused, every everyone's confused about these tickets.
Speaker 4: Everyone is. But if you if you go past the
Speaker 4: toll for.
Speaker 5: The s for the the high occupancy the h OV
Speaker 5: lanes or the speed lanes, whichever they are, and you're
Speaker 5: you're if you don't go through the previous toll booth
Speaker 5: yet you are filmed in that lane, then you get.
Speaker 4: A ticket for it.
Speaker 5: Absolutely, the technology is kind of flawless. It's hard to
Speaker 5: argue because they'll have your car not registered for a
Speaker 5: toll yet going in that lane, and they compare the
Speaker 5: license plates for everyone in that lane, and if that
Speaker 5: lane doesn't, if that car doesn't match the toll, then
Speaker 5: you're screwed. Well, I'm going to tell you right now,
Speaker 5: you're not gonna get out of it.
Speaker 27: So I've been out of town for extended period of time.
Speaker 27: He's not listening seventy five, I'm listening to you.
Speaker 4: Oh now, it's one hundred and fifty, isn't it. Yes, yep, so,
Speaker 4: but it's not their fault you were out of town,
Speaker 4: is well?
Speaker 2: You know what?
Speaker 5: Actually though, wait a minute, wait a minute. I did
Speaker 5: have a case where a guy was I don't know
Speaker 5: if he's out of town, but he wanted to pay it,
Speaker 5: and they did go back to the original amount because
Speaker 5: he had a good excuse.
Speaker 2: I think he was in the hospital.
Speaker 5: So Elliott, if you tell them, you know, if you're
Speaker 5: not trying to get out of the whole ticket, and
Speaker 5: you simply tell them you were out of town and
Speaker 5: you'd be happy to pay the original amount, I'll bet
Speaker 5: you they will do that.
Speaker 2: Isn't there a place for you to call or not?
Speaker 1: Well?
Speaker 27: I tried to call, but they refer you to a
Speaker 27: website to make your Yeah, you know.
Speaker 4: Yeah, I don't think it matters because the time frame's gone.
Speaker 6: Yeah, what do you mean, Mark.
Speaker 4: Oh oh, for disputing it. Yeah, you can't dispute it.
Speaker 10: You're better off just paying it now before the next
Speaker 10: part comes where there's going to be attorneys or collection
Speaker 10: fees on it.
Speaker 4: It's not fair and it sucks, man. We all agree
Speaker 4: with you.
Speaker 5: Yeah, but let's yeah, people, we're getting so many complaints
Speaker 5: about this. But I want to bring something up, Mark,
Speaker 5: that you mentioned. You said it's not fair now now truly,
Speaker 5: if you think about the system, and thank you for
Speaker 5: calling Elliott, but if you think about the system the
Speaker 5: way it was, people were all day long going in
Speaker 5: and out of that lane, dodging that hang that thing
Speaker 5: that hangs over the lane that counts your car so
Speaker 5: they were using the HOV lane, but they were not
Speaker 5: paying for it.
Speaker 4: They would simply weave in and out.
Speaker 2: It was so easy to do.
Speaker 5: You could tell where those toll trackers are, and so
Speaker 5: just before the toll tracker you beave out, you weave
Speaker 5: back in afterwards and mark. What they're doing is comparing
Speaker 5: those weavers to the people who are paying.
Speaker 10: That's why it's that's not the reason it's not fair, though.
Speaker 10: That's not what I'm saying. What I'm saying is they're
Speaker 10: using a traffic ordinance that is not rightly applied. And
Speaker 10: we had an attorney. What do you mean it's no, that's.
Speaker 5: Right because one guy won what was what was the
Speaker 5: ordinance they're applying.
Speaker 4: They're a failure to pay the toll. That's what the ordinance.
Speaker 10: They They charge you the seventy five bucks on and
Speaker 10: it's simply not that because it's not failure to pay
Speaker 10: the toll. A lot of people pay the toll and
Speaker 10: they exit early, so not only did they pay the toll,
Speaker 10: but they get a seventy five dollars ticket, or like
Speaker 10: you said, they weave in and out, but they end
Speaker 10: up paying the toll on their responder. That's what happened
Speaker 10: to the attorney we had on and he tried to
Speaker 10: do it every way on the website. He fought it
Speaker 10: all the way to a judge, and what he won
Speaker 10: on was actually the way the law is written. They're
Speaker 10: saying you're avoiding a toll. He's like, here's my thing
Speaker 10: right here, I paid the toll. You can't say crossing
Speaker 10: a double line is not paying a toll.
Speaker 4: They're using the wrong law. And this guy actually took
Speaker 4: at it.
Speaker 5: But if let's just say he didn't have the toll
Speaker 5: on there, then they would have been accurate that he
Speaker 5: did avoid it.
Speaker 7: Right.
Speaker 10: I would agree with that one percent. And I don't
Speaker 10: like people that go weave in and out. If I'm
Speaker 10: going to pay for it, I don't want your cheap
Speaker 10: ass in there for free when I'm paying. So I
Speaker 10: agree with you in theory. But there's a lot of
Speaker 10: people that end up not only paying the toll. We
Speaker 10: get the seventy five dollars ticket, and no matter what
Speaker 10: they do, they can't, they can't beat it. They show them, hey,
Speaker 10: I paid the toll.
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Speaker 4: Hey Tom Marsino here three three seven to one three talk.
Speaker 1: So.
Speaker 5: I was taking comments on EV vehicles and I've gotten
Speaker 5: quite a few texts.
Speaker 2: But people are.
Speaker 5: Saying, by far, the Tesla has the best technology in
Speaker 5: the best cars.
Speaker 4: A lot of people like the Rivian.
Speaker 5: They love the Rivian Suv and they say as an suv,
Speaker 5: it beats the X in all categories except performance.
Speaker 10: Now performance and brains. It doesn't drive itself. Tom My, god, how.
Speaker 4: Important is it to drive yourself? Mark?
Speaker 2: Why is that so important to you? Oh? My god?
Speaker 10: Well, first of all, I'm looking at buying their taxis
Speaker 10: when they come out, and they'll go out and make
Speaker 10: me money. They'll drive people around and I'll get paid
Speaker 10: for it. The other thing is, I mean, you know what,
Speaker 10: someone's someone drinks too much your house, you throw them
Speaker 10: in your damn Tesla.
Speaker 4: It takes them home.
Speaker 11: Yeah, Tommy, you just need to try experience at first
Speaker 11: to appreciate it.
Speaker 4: Yeah, I really do.
Speaker 5: I really need to, because, as he said before, the
Speaker 5: levels of driving I've experienced, they were not even close
Speaker 5: to following navigation and stop signs and red lights and.
Speaker 4: No, you can't have anything or even turning.
Speaker 6: I don't have.
Speaker 5: I've never experienced auto driving that'll actually turn your car
Speaker 5: onto another street. I mean, they're really just advanced cruise
Speaker 5: control with spacing and lane keeping, and but they don't
Speaker 5: they don't do anything. They don't follow navigation. So is
Speaker 5: Tesla truly the only one?
Speaker 2: For God's sake?
Speaker 10: Why would they be the only one there's nothing else close.
Speaker 10: They have some I think they're called Wavo or something,
Speaker 10: their driverless taxis but they look like spaceships. You'll see
Speaker 10: them in California, Texas. But here's what I don't understand.
Speaker 10: Hold on, you know, and they don't go on the highway.
Speaker 5: Okay, you know there's an expression, it ain't you know
Speaker 5: what magic? And if it isn't you know what magic?
Speaker 5: Why aren't other people picking up on it?
Speaker 1: Why?
Speaker 10: I mean, so far ahead? Tesla is so far ahead,
Speaker 10: it's insane. And I need to say this.
Speaker 5: But Google had self driving didn't they have self driving cars?
Speaker 4: I think they gave up on it.
Speaker 10: But listen, man, we're talking about the same guy that's
Speaker 10: got a rocket ship that goes up and comes down
Speaker 10: and literally lands on the pad.
Speaker 4: You've seen that happen.
Speaker 10: Boeing has been around forever, NASA has been around forever.
Speaker 10: Why anybody is surprised at Tesla isn't the smartest car
Speaker 10: in the world?
Speaker 4: Is insane.
Speaker 10: The guy that did it is probably the smartest man.
Speaker 4: On the planet.
Speaker 10: Hell, he's got more, he's got more satellites in space
Speaker 10: than our government.
Speaker 5: Yeah, I mean, he is truly a futurist, There's no
Speaker 5: two ways about it. Okay, So what offerings are there
Speaker 5: really for evs? There's so many of them, But I'm
Speaker 5: talking about outside of the major manufacturers.
Speaker 2: Who do you have?
Speaker 5: You have Rivian, and you have that other one loosen right?
Speaker 5: What is it called los?
Speaker 24: Is it Lucid?
Speaker 4: And then what else?
Speaker 5: I don't know, I mean exclusively electric and not a
Speaker 5: main brand?
Speaker 4: You have you have Tesla, Rivian and Lucid.
Speaker 5: Are there others that you can think of mark that
Speaker 5: are outside the main brands? And then of the main brands,
Speaker 5: which one does the best job when it comes to
Speaker 5: you know, evs? You know there are so many out
Speaker 5: there now? You know what the what's that Amazon one?
Speaker 5: The van we were just talking about it on break
Speaker 5: Those seem to do mark?
Speaker 24: Those were made by Rivian Amazon. Yeah, And I based
Speaker 24: it on the fact that I know where the Rivian
Speaker 24: service center is. I've driven by a bunch of times
Speaker 24: and I always see a bunch of Amazon vans there
Speaker 24: for service.
Speaker 10: You think they're possibly charging or there. You think they're
Speaker 10: there to get fixed. It's it's just the repair facility,
Speaker 10: got it? So b Onemazon probably charges them on their own.
Speaker 5: And then I heard that eighty five percent of all
Speaker 5: of these repairs that Tesla needs, they're done over the
Speaker 5: air when your.
Speaker 4: Car's at home. Yeah, people always go, oh, your car's
Speaker 4: had a thousand date.
Speaker 10: I don't know why they technically call it a service
Speaker 10: bulletin or a recall, but I guess it is, and
Speaker 10: they just update the software. Here's the other thing though
Speaker 10: with Tesla. By the way, I like Tesla. The super
Speaker 10: charging compared to almost everything out there, is so much
Speaker 10: faster and the range is so much better. Now, someone
Speaker 10: pointed out that the two hundred and fifty thousand dollars
Speaker 10: Loocid that, by the way, can't drive itself whatsoever.
Speaker 4: The thing is as.
Speaker 5: Dumb as my one hundred and fifty thousand dollars for Lucid.
Speaker 10: Yeah, they have their top to their top of the
Speaker 10: line's two hundred and fifty, but it gets a five
Speaker 10: hundred mile range.
Speaker 5: Wait a minute, Lucid cars, there's one for two hundred
Speaker 5: and fifty thousand.
Speaker 4: Darting starting at two hundred and fifty. What would that
Speaker 4: would be?
Speaker 10: Humps That roadster that's going to be coming out if
Speaker 10: you get the SpaceX package.
Speaker 4: I bet it's a half a million.
Speaker 5: But well, Lucid has some good looking cars, but I
Speaker 5: don't even notice them.
Speaker 4: Are they on the road? Do they have many on
Speaker 4: the road.
Speaker 10: No, here's here's some numbers that'll teach you right here.
Speaker 10: So their market cap is seven billion. Tesla's market cap
Speaker 10: is almost eight hundred billion, and not long ago, before
Speaker 10: Eline stepped into the political ring, it was over a trillion.
Speaker 4: According to the Wall Street Journal.
Speaker 5: According to the Wall Street Journal September twenty sixth, twenty
Speaker 5: twenty four, the twenty twenty five Lucid Air Sapphire Tesla
Speaker 5: eats its dust, meaning it outdid the model s Plaid.
Speaker 4: That's what it said. Look it up.
Speaker 5: They say that the Lucid Air Sapphire beats the hell
Speaker 5: out of the Tesla s Plaid. The quickest production car
Speaker 5: on the planet is the Lucid Air Sapphire, according to
Speaker 5: this article.
Speaker 4: Yeah, it's probably true at the time. Yeah.
Speaker 5: Anyway, so they're talking about and what does it start at?
Speaker 4: There's about one hundred and ten grand.
Speaker 10: Well, okay, so it says it does. Let's put this
Speaker 10: in a perspective. It can accelerate from zero to sixty
Speaker 10: and one point eight nine seconds. The plaid. The Modelesque
Speaker 10: plaid is at one point nine to nine, so I
Speaker 10: mean it's a tenth. But none of that's going to
Speaker 10: matter on either of those cars, because the Roadster with
Speaker 10: the SpaceX package is zero to sixty and point nine.
Speaker 10: You can't even say one before you're at sixty. And
Speaker 10: it's got a rocket engine.
Speaker 5: Wow, well the engine is compressed air. I'm told, hey, Robert,
Speaker 5: what is your question? And I'll take this break? He can, well,
Speaker 5: what is your question? On the transmission?
Speaker 8: Yeah, I got a This is for Jeff.
Speaker 13: I got a twenty ten Chevy Cobalt and I need
Speaker 13: to get the tranny rebuilt. What kind of price range
Speaker 13: would I be looking at?
Speaker 6: All?
Speaker 5: Right, we'll answer that in a second. I gotta take
Speaker 5: a break. Jeff, come right back to that. I'm Tom Martino.
Speaker 5: Go with a sure thing Denver's Best roofer Excel roofing
Speaker 5: dot com.
Speaker 4: You don't pay a cent until you're content.
Speaker 5: Wait time for an insurance check up, free no obligation
Speaker 5: comparison call compass insurance paying too much your coverage at
Speaker 5: dozens of insurance companies find out now three all three
Speaker 5: seven to seven to one. Help You'll think you're his
Speaker 5: only customer when you choose Frank durand the real estate
Speaker 5: man dot com to list your home with Remax Alliance
Speaker 5: three oh three nine two zero sixteen twenty two. Hi
Speaker 5: tom Archino, your troubleshooter three all three seven on three
Speaker 5: Talk Thriell three seven on three eight two five five.
Speaker 4: So Robert had a question for.
Speaker 5: Jeff Vic and of course Kevin can weigh in on it.
Speaker 5: Twenty ten Chevy Cobalt, Robert, what's wrong with the transmission?
Speaker 13: What the mechanic said? It's coming up with all these
Speaker 13: different codes in the tranny and he says the inside
Speaker 13: is pretty much shot.
Speaker 6: Is this a general repair?
Speaker 4: What kind of transmission is that jet?
Speaker 2: Up?
Speaker 6: It's a fourteen forty five?
Speaker 1: E uh?
Speaker 6: Is this at a a general mechanic or is this
Speaker 6: that a transmission specialist?
Speaker 8: It's a transmission specialist.
Speaker 6: Okay, that's good to do there yet, h They said
Speaker 6: that's good to hear. So because it often on those
Speaker 6: fourteen forty fives, on those coalbalts, we used to see
Speaker 6: wiring problems where they'd chafed through and they would cause
Speaker 6: all sorts of codes. So hopefully you've had somebody who's
Speaker 6: looked at it, and it's you know, giving you a
Speaker 6: good deal here, but.
Speaker 4: You know what are they CVTs?
Speaker 6: No, it is not. It is a conventional front wheel
Speaker 6: drive transaxle.
Speaker 4: So, and how much will that cost to rebuild.
Speaker 6: The prize price? Depending on how much damage has actually
Speaker 6: been done, he's probably starting off right around the thirty
Speaker 6: one thirty two hundred dollars area, probably cap closer around
Speaker 6: forty four or fifty four, maybe fifty five hundred.
Speaker 4: What holy crap, what's that? What's that car worth?
Speaker 1: Model?
Speaker 13: It's only got one hundred thousand. It just barely turned
Speaker 13: one hundred thousand about two months ago.
Speaker 4: So is it worth putting five grand into it?
Speaker 6: Though? Well, what can you replace it for? For five grand?
Speaker 6: I mean you can turn around and go out and
Speaker 6: spend fifty grand and get into another.
Speaker 13: Car exactly here, right, it's taken care of it. It's
Speaker 13: really clean. I mean it's my wife's car and set
Speaker 13: things taken care of.
Speaker 4: So oh okay, anyway, that was the price range he gave.
Speaker 5: And yeah, and of course you could always talk to
Speaker 5: Jeff about it. We got guest Jeff vic Kimera Transmission,
Speaker 5: Kevin Cloughton, shared an Auto Tech and more coming up
Speaker 5: on the Troubleshooter Show. Stick around three O three seven
Speaker 5: one three eight two five five Go with a sure
Speaker 5: thing Denver's Best roofer Excel Roofing dot com.
Speaker 4: You don't pay a cent until you're content.
Speaker 5: Time for an insurance check up free, no obligation comparison
Speaker 5: call Compass Insurance paying too much your coverage at dozens
Speaker 5: of insurance companies find out now three oh three seven
Speaker 5: to seven to one help. You'll think you're his only
Speaker 5: customer when you choose Frank durand the real estate Man
Speaker 5: dot com to list your home with Remax Alliance three
Speaker 5: oh three nine two zero sixteen twenty two.
Speaker 3: Ripped off.
Speaker 2: You need advice so you don't have to.
Speaker 1: Come running. Just as fast as we can.
Speaker 3: Shooter's gonna help come.
Speaker 18: Man six is the Troubleshooter Show, Now, Tom Martinez, Hello,
Speaker 18: How you doing?
Speaker 15: This?
Speaker 4: Is the Consumer Troubleshooter Show.
Speaker 5: Recovering hundreds of millions of dollars literally in cash, merchandise, exchanges, refunds,
Speaker 5: and services. If you can't afford an attorney, we help
Speaker 5: you in those cases. Now, we help you in all
Speaker 5: kinds of cases. If you have a problem, give us
Speaker 5: a call today's car Day. People call it car Friday.
Speaker 5: I got Jeff Thick, Kimera Transmission, Kevin Calton shared an
Speaker 5: Auto Tech and of course our Deputy Bow, Deputy Deputy D.
Speaker 2: And we also have.
Speaker 5: I think Deputy Doc working from home. And whatever your calls, problems, questions,
Speaker 5: give us a call. You can also I don't mention
Speaker 5: this often enough, but in addition to three Zho three Martino,
Speaker 5: which you can call twenty four to seven, our email
Speaker 5: address for help is help at troubleshooter dot com. This
Speaker 5: hour brought to you by Denver Regen dot com. They
Speaker 5: do stem cell therapy and eradicate pain and painful joints,
Speaker 5: tendons arthritis and I've had it done their great people,
Speaker 5: Denver Regen dot com. All right, so Deputy Bow has
Speaker 5: a question for sweet sisters.
Speaker 4: Deputy Bo did you say you.
Speaker 2: Had a question?
Speaker 4: Okay, what is what is the question?
Speaker 5: And Laurie and by the way, I should mention who
Speaker 5: they are Stephanie and Laurie or who are the sisters
Speaker 5: sisters sweets Denver dot com. They may candy. You have
Speaker 5: a question, Bo.
Speaker 29: Yes, my sister told me you guys make a spectacular
Speaker 29: bar that you use real pistachio cream, and I'd like
Speaker 29: for you guys to describe how it's made.
Speaker 4: So it's a pistachio bar.
Speaker 2: It's used pistachio cream, and I don't.
Speaker 4: Know how what is pistasio cream anyway, So I'd like
Speaker 4: to know. Okay, Yeah, like a.
Speaker 5: Peanut butter made with pistachio, I mean a pistachio butter.
Speaker 12: It's close. So this is actually a viral candy bar
Speaker 12: that we have right now. It's called the Dubai Bar.
Speaker 12: People are going crazy for it. They're looking for it.
Speaker 12: Every time we sell it, it sells out instantly. But
Speaker 12: it is it's this delicious gourmet chocolate that we use.
Speaker 12: And inside is a pistachio cream with a toasted tahini
Speaker 12: and a toasted tahini and silo dough and they're all
Speaker 12: mixed together. So inside is like you get this smooth,
Speaker 12: creamy pista shio flavor, but you have a crunch in
Speaker 12: there too, and it's amazing.
Speaker 5: How long have you been, guys around? How long has
Speaker 5: Sister's Sweet Treats been around?
Speaker 1: Tom?
Speaker 12: We started out of our homes in twenty twenty. Actually,
Speaker 12: we've been in business for five years. But we've only
Speaker 12: been in our storefront for just over a year and
Speaker 12: a half now, and we were recently, actually just a
Speaker 12: couple of weeks ago, it was announced by Westward that
Speaker 12: we were Denver's Best candy store for twenty twenty five.
Speaker 4: That's awesome.
Speaker 12: Your website online, they can you can order online.
Speaker 4: Nice. Okay, by the way, where is the store?
Speaker 12: Yeah, the store is on South Kipling. We're just north
Speaker 12: of Bellevue and south of Quincy. We're in this cute
Speaker 12: little strip mall with the forty ninth restaurant host Plaza area.
Speaker 2: You sit near Southwest Plaza. Southwest Plaza where.
Speaker 12: About five minutes away from Southwest Plaza, right by the Penitentiary.
Speaker 2: Oh wow, And so.
Speaker 5: What is the so for Easter? This is a big deal.
Speaker 5: You can you can have some Do you have ready
Speaker 5: made Easter baskets to go?
Speaker 12: We do have ready made baskets to go. We also
Speaker 12: have a selection of basket stuffers. So if you spend
Speaker 12: forty dollars on those stuffers, we'll give you a free
Speaker 12: basket and ribbons to include with your purchase. And they're
Speaker 12: super gorgeous.
Speaker 11: They brought a few baskets for us here Tom, they're gorgeous.
Speaker 6: Thanks, I want one.
Speaker 5: Yeah, all these guys get those baskets and then we
Speaker 5: get we bumpus.
Speaker 2: We just get whoppers. Oh we got delicious pizza.
Speaker 4: Ton, Yeah, that's true.
Speaker 15: We had.
Speaker 5: Hey, guys, what is the what is the what is
Speaker 5: the best selling what is the best selling candy?
Speaker 4: Right now?
Speaker 12: People love to come in and get our nostalgic candy.
Speaker 12: People go crazy for it. I love it because we
Speaker 12: get to hear stories of people's memories of their candy
Speaker 12: growing up. So right now it's the nostalgic candy. People
Speaker 12: also are going crazy for the cotton candy like nerds.
Speaker 4: So for a good question, Mark.
Speaker 12: That is a great question. We're talking big honk zag
Speaker 12: nuts chuckles. Terry mash twin being candy cigarettes.
Speaker 2: I remember those.
Speaker 4: I used to think I was such a big deal cinnamon.
Speaker 5: God, imagine getting kids, getting kids used to that habit.
Speaker 5: At that age, I used to pretend I was smoking.
Speaker 5: I swear to god, candy cigarettes were so much fun.
Speaker 5: They were so much fun. Hey, let's talk to Let's
Speaker 5: talk to Greg.
Speaker 4: Who has a question?
Speaker 30: Go ahead, Greg, Bhi, Tom, Hey, I was thinking about
Speaker 30: buying a twenty twenty one or twenty twenty two GMC
Speaker 30: Arcadia Ganali and I was wondering what your guys thought
Speaker 30: of that.
Speaker 4: Guys weigh in on it.
Speaker 6: It's a decent mid level vehicle. I mean that gen
Speaker 6: Aale's got a lot of creature comforts to it that
Speaker 6: you're not going to get inside the lower models. But
Speaker 6: you know, the Arcadia has a pretty decent track record.
Speaker 6: If you want to compare other vehicles. Sure, how many
Speaker 6: miles around it you're looking at one specific, I'm.
Speaker 30: Looking at anywhere between thirty six and forty two thousand miles.
Speaker 6: Yeah, you should be fine. That's a good vehicle to
Speaker 6: get in that range.
Speaker 4: So they're a good size suv, aren't they.
Speaker 6: Yeah they're nice too, especially Gnali. A lot of comfort.
Speaker 5: Wow, okay, And how are the engines? They're not leakers
Speaker 5: after they get older.
Speaker 6: They all are when they get older.
Speaker 23: But yeah, in that mileage in age range, he shouldn't
Speaker 23: have any trouble. I would still get attacked. I wouldn't
Speaker 23: buy it, you know, said unseen. I'd get attacked and
Speaker 23: go from there. But he should be a right.
Speaker 6: Depending on the price points you're going out, you might
Speaker 6: want to compare it to new, because you know, financing
Speaker 6: to use vehicles, you're gonna have much higher interest rates
Speaker 6: and maybe comparable to go new.
Speaker 2: Yep, yeah, you know that's true.
Speaker 5: A lot of people don't consider new because they think
Speaker 5: automatically it's going to be more expensive.
Speaker 2: But Jeff brought up.
Speaker 5: Something you do get a higher rate when you finance
Speaker 5: use and also you get shorter terms, so if you
Speaker 5: got a little longer term and a lower rate, you
Speaker 5: could buy new.
Speaker 4: Possibly good point. Let's go to Katie.
Speaker 5: Katie has been working with Dmitri on an apartment problem Dmitri.
Speaker 5: Katie's original problem was she was just twelve days into
Speaker 5: her lease. She was technically moving in at sixty eighth
Speaker 5: and Lowell, and she discovered two dead cockroaches and assumed
Speaker 5: there was an infestation, especially based on conversations with neighbors,
Speaker 5: and also feared bedbugs, so.
Speaker 4: She wanted to get out of it.
Speaker 5: Brad O'Brien said she probably didn't have a leg to
Speaker 5: stand on for habitability because she hasn't even moved in yet.
Speaker 4: What were you able to show or what were you
Speaker 4: able to do?
Speaker 1: D well?
Speaker 24: You know, I called a couple of times and I
Speaker 24: emailed the apartment complex. A couple of times they didn't
Speaker 24: respond to me directly, but Katie told me yesterday during
Speaker 24: one of our follow up calls, is that our inquiries
Speaker 24: caused some commotion over there and they are suddenly taking
Speaker 24: her requests for, you know, to be let out of
Speaker 24: the lease seriously. And Katie told me that they're anticipating
Speaker 24: a solution to this either yesterday or today. And I
Speaker 24: have a feeling Katie called us because some sort of solution.
Speaker 4: Yeah, what happened, Katie?
Speaker 28: So they are avoiding my contract with a stipulation of
Speaker 28: a thirty day notice as of the day that I requested,
Speaker 28: So they're going to backdate it to the day that
Speaker 28: I requested to get out of my lease. So I
Speaker 28: will just be responsible for the thirty days from the
Speaker 28: day that I requested to the end of that term,
Speaker 28: and then they'll terminate my contract without any additional fees
Speaker 28: and I'll be free.
Speaker 5: So what does that turn out to be? What does
Speaker 5: that turn out to be in dollars and cents?
Speaker 28: I don't know the exact amount. I'm thinking about half
Speaker 28: of May's rent, so about probably like seven huns.
Speaker 4: But you're pretty satisfied with that, yes, I.
Speaker 5: Am, especially because the original penalty was going to be
Speaker 5: a lot more.
Speaker 24: I think Katie said over four thousand dollars is what
Speaker 24: they first voted her. That's a great that's a great
Speaker 24: turnout of events.
Speaker 28: Yeah, I'm pretty happy with it. I really appreciate your guys.
Speaker 28: Another stipulation of that is that you guys stop calling them.
Speaker 4: All right, we'll stop calling hey. Thank you very much for.
Speaker 5: Telling us we will stop. Then, it's a much smaller
Speaker 5: penalty than called for in the in the least, you know.
Speaker 5: I'll tell you what I like when.
Speaker 4: Companies respond on their own I really like that.
Speaker 2: And I like that.
Speaker 5: I hate when companies don't respond. And Omara Ford, shame
Speaker 5: on you. This situation with Omara Ford has me bugged.
Speaker 24: It's in defensive Ford Dealership. It's not the Omeara Ford,
Speaker 24: it's Omera Buick.
Speaker 5: Gmc okay, well, it's omar Okay. Now, let's talk about this.
Speaker 5: She had an extended warranty and supposedly it's not covering this.
Speaker 5: It would cover it under normal circumstances, but the warranty
Speaker 5: company is saying it happened during the first ninety days,
Speaker 5: a probationary period of some kind.
Speaker 24: Yeah, and it's called like elimination period is what they
Speaker 24: call it.
Speaker 4: Yeah, which exactly is what it is.
Speaker 5: And I've heard of these in other problems and other
Speaker 5: with other warranties. There are waiting periods. But you could
Speaker 5: find zero.
Speaker 24: Yeah, there's nothing in the contract that I could find,
Speaker 24: and George couldn't find it either, And the warranty company
Speaker 24: pointed the finger at Omera, the dealership. They actually the
Speaker 24: warranty company actually said in their denial that it's the
Speaker 24: dealer who's responsible for repairs during this elimination period. So
Speaker 24: I've been trying and trying and trying to get some
Speaker 24: sort of input from Omeara.
Speaker 2: I'm not saying they did anything wrong.
Speaker 24: I have no evidence of it, but I just wanted
Speaker 24: to get clarification on what this elimination period is, if
Speaker 24: they disclosed it to George, and what George's next step
Speaker 24: should be with Omeara. But man, O'Mara, I'm just getting
Speaker 24: the silent treatment from America.
Speaker 5: Here's what I think he should do now. I don't
Speaker 5: know if he can sue them for the repairs. He
Speaker 5: might be able to, but that is going to go
Speaker 5: beyond small claims court, right, I.
Speaker 4: Mean, is it going to go beyond seventy five hundred?
Speaker 24: Well, what is the new engine, Kevin? What does the
Speaker 24: new engine cost for that twelve truck? Twelve thirteen thousand?
Speaker 1: Oh?
Speaker 2: Is that for a used one?
Speaker 6: No, that's rebuilt, rebuilt?
Speaker 5: Okay, all right, So what does he do in this case?
Speaker 5: We're small claim score, it's not going to help him.
Speaker 5: But he is contractually covered. From what we can see,
Speaker 5: we don't see any exclusions for a waiting period. I mean,
Speaker 5: where would they be written, If not in the warranty
Speaker 5: document itself. Could it be on the document where he
Speaker 5: bought the warranty?
Speaker 24: That's if I were the dealership, that's where I would
Speaker 24: put that disclosure, right saying that this takes effect in
Speaker 24: ninety by the way the contract says, it takes effect
Speaker 24: on the day it is signed. Really so yes, So
Speaker 24: according to the.
Speaker 5: Case, have you called the warranty company, No, let's do that,
Speaker 5: all right, Let's just call him and say, look, you know,
Speaker 5: we want we want to clear this up, so please
Speaker 5: point us to the wording where there we have this period.
Speaker 5: And if they say, well that's our deal with the dealer,
Speaker 5: that's that doesn't matter.
Speaker 24: Yeah, I agree, it doesn't matter, but man, good luck
Speaker 24: fighting a used car warranty company.
Speaker 4: Yeah, but you don't want I'd like to know what
Speaker 4: they're going to say.
Speaker 5: There is no exclusion that we can find in your contract,
Speaker 5: so where is it? And certainly they have to know
Speaker 5: if they have an agreement with the dealer that the
Speaker 5: consumer doesn't have a contract with the dealer in them.
Speaker 5: The contract is between the warranty company and the consumer,
Speaker 5: and there is no waiting period and there is no
Speaker 5: exclusionary period or elimination period. So where the hell are
Speaker 5: they getting this? Are they just hoping this woman is
Speaker 5: gonna go away.
Speaker 2: Not come back. Yeah, it's a man.
Speaker 4: George, are the man who's gonna go away and not
Speaker 4: come back.
Speaker 24: This whole entire conversation could have been avoided if Almera
Speaker 24: had simply responded to my polite, humble inquiry, which is, hey, guys,
Speaker 24: can you please explain this to us? And what is
Speaker 24: George's next step? What do you recommend he does?
Speaker 23: In this case, it's gonna have the trucks brought over there, though,
Speaker 23: because they wanted to look, Yeah, good memory, let's yes, George, goodness.
Speaker 6: Shot, see if they'll step up and take care of it.
Speaker 24: That's what I told George to do, and he sounds
Speaker 24: like he's agreed. He agreed with me yesterday and his
Speaker 24: plan is to reach as if yesterday, to reach out
Speaker 24: to Amara again and ask them, you know, politely, in
Speaker 24: a non high maintenance manner, to come pick up that
Speaker 24: truck and see what they can do for him.
Speaker 2: All right, now, that's what's going on right now.
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Speaker 4: You don't pay a cent until you're content.
Speaker 5: Time for an insurance check up, free, no obligation comparison
Speaker 5: call Compass Insurance. Paint too much your coverage at dozens
Speaker 5: of insurance companies find out now three O three seven
Speaker 5: to seven to one help. You'll think you're his only
Speaker 5: customer when you choose Frank durand the real estate Man
Speaker 5: dot com to list your home with Remax Alliance three
Speaker 5: oh three nine two zero sixteen twenty two. Hi, Tom
Speaker 5: Martino here three oh three seven to one three talk
Speaker 5: seven one three eight two five five. Mike has a
Speaker 5: question on two thousand and eight Chevy hhr. Mike, go ahead, Okay.
Speaker 8: So I have a unique situation.
Speaker 31: My wife's father passed away a few months ago. She
Speaker 31: had an eight hhr. We had it up for sale,
Speaker 31: getting ready to sell it. While driving it, the ABS
Speaker 31: voulve modulator went out, and Chevy has made that part obsolete.
Speaker 31: And an eight is its only year five to seven
Speaker 31: cross reference they crossover and O nine to twelves crossover
Speaker 31: eight does not. I've looked at Junkyards, I've looked all around,
Speaker 31: and I was just wondering if any of your car
Speaker 31: guys have any ideas where I could source one of
Speaker 31: those parts.
Speaker 2: All Right, you.
Speaker 5: Probably got to ask you something first, huh, go ahead, okay,
Speaker 5: go Kevin. I just want to ask a quick question.
Speaker 5: What is the part? What does that part do?
Speaker 6: Kevin?
Speaker 23: That's what actually operates the ABS, so it'll activate the pomps,
Speaker 23: deactivate and so forth. It monitors everything on the brake system.
Speaker 5: And can it be substituted with the newer technology workaround
Speaker 5: like like adapt the new technology.
Speaker 6: No I wish, but no.
Speaker 23: Yeah, and he's gonna have a hard time because even
Speaker 23: the used ones you find, there's no guarantees are any
Speaker 23: good until you put them.
Speaker 4: On car dash parts.
Speaker 23: Car parts is one and you can actually I'm looking
Speaker 23: at three of them on eBay right now.
Speaker 4: You just it's a crapshoot, all right, how much are they?
Speaker 23: One hundred and fifty bucks? So for what are they
Speaker 23: called ABS? The anti lock break module assembly.
Speaker 4: Yeah, and if you go.
Speaker 10: Dot com you can put in your make model, but
Speaker 10: it'll search pretty much every single salvage yard in the country.
Speaker 15: Okay, yeah, I'll try that.
Speaker 17: Yeah, I've tried.
Speaker 31: The dealership locally gave me like a company that remanufactured
Speaker 31: repairs them that they say they can't even get the
Speaker 31: O rings and all that anymore, so that's not even
Speaker 31: an option. So yeah, and I source. I tried Stadium
Speaker 31: all of parts. They put me in the national Nobody
Speaker 31: came back with one.
Speaker 23: So yeah, like I said, I'm looking at there are
Speaker 23: there are some available right now on UH on eBay.
Speaker 4: And it's impossible to like rebuild them or anything.
Speaker 6: Guys, No, it's not, but you have to find them.
Speaker 10: You got to find all the little parts for it,
Speaker 10: and you can't just fabricate this over.
Speaker 5: I wonder how many cars have been rendered useless by
Speaker 5: similar situations.
Speaker 4: Manufacturers simply stop.
Speaker 2: Doing it that way more and more lightly.
Speaker 6: Absolutely, it's going faster and faster.
Speaker 5: What do you do? I mean it really, it really
Speaker 5: renders the car useless.
Speaker 23: Right, Well, there are some workarounds we can do with
Speaker 23: like tip of modules, which are just integrated relays. We
Speaker 23: can rewire and put an external relay. But it's a
Speaker 23: lot of work.
Speaker 4: Yeah, that's what I had asked.
Speaker 5: Yeah, there are, but it's a lot of money. But
Speaker 5: it can be done.
Speaker 23: It can be, but not on this abs. Nobody wants
Speaker 23: to play with modifying a break.
Speaker 10: Because the responsibility and all of a sudden you can Yeah,
Speaker 10: you can't use it.
Speaker 4: I mean I hear it. Well he didn't buy it, though,
Speaker 4: I think it was inherited.
Speaker 10: Yeah, but I mean that could happen with people that
Speaker 10: buy say Lucid cars and other car models.
Speaker 4: God, Mark, get over it.
Speaker 5: Mark is Mark has his panties and a twist right
Speaker 5: now because somebody said that his Lucid car was more
Speaker 5: advanced than Mark's Tesla, and Mark just.
Speaker 4: Can't let it go. Just can't let it go anyway.
Speaker 4: That's it.
Speaker 5: Three oh three seven one three Talk seven one three
Speaker 5: eight two five five more. Coming right up, Go with
Speaker 5: a sure thing Denver's best roofer Excel Roofing dot com.
Speaker 5: You don't pay a cent until you're contenth time for
Speaker 5: an insurance check up free no obligation comparison call Compass
Speaker 5: Insurance paying too much your coverage at dozens of insurance
Speaker 5: companies find out now three oh three seven seven to one.
Speaker 2: Help.
Speaker 5: You'll think you're his only customer when you choose Frank
Speaker 5: durand the real estate Man dot com to list your
Speaker 5: home with Remax Alliance. Three oh three nine two zero
Speaker 5: sixteen twenty two.
Speaker 4: Hi Tom Martino, your troubleshooter.
Speaker 5: Three oh three seven one three talks seven one three
Speaker 5: eight two.
Speaker 4: Five five all right.
Speaker 5: I'm I really joked about Shweaty Balls when we talked
Speaker 5: to Sisters Sweets Denver dot com. The Sisters Sweet Treats.
Speaker 5: They have a candy company. But you know what, the
Speaker 5: more I think about this, everyone knows that skit on
Speaker 5: Saturday Night Live. And I'll bet you if you did
Speaker 5: a version of Shweaty Balls you could not keep them
Speaker 5: in stock. People would buy them just to put them
Speaker 5: out with the label or the packaging, just to say
Speaker 5: they got them. I mean, you guys do novelty stuff
Speaker 5: like that. I can tell from your website you like
Speaker 5: to tap on nostalgia and you liked it, you know,
Speaker 5: or the culture old culture, new culture. Don't you think
Speaker 5: your version of schweaty balls might go somewhere?
Speaker 12: You know what, Tom, We're going to give it a shot,
Speaker 12: and if we're successful, you'll get the first batch. So
Speaker 12: definitely we.
Speaker 5: Yeah, I swear, I swear to here. That would be
Speaker 5: so cool. Tom's schweaty Balls on man.
Speaker 4: Okay, And by the way, their guests today we call.
Speaker 2: Them common women or common men.
Speaker 5: We're going to start doing that more and more often
Speaker 5: when people come in and visit the show.
Speaker 4: They're doing free shipping today as well. They have to
Speaker 4: have the code, which is Martino.
Speaker 2: Is that right?
Speaker 6: That's right?
Speaker 5: So they just they just put that in the shipping
Speaker 5: code or what is there a place to put a
Speaker 5: code in on.
Speaker 12: The checkout page? There's a place to apply a promo code.
Speaker 12: They can just type in Martino right there and they'll
Speaker 12: get free shipping.
Speaker 10: What's the number one thing you guys sell that's dehydrated?
Speaker 12: Skip the skittles, we call them CRUNCHIESE.
Speaker 10: What's the strangest thing you've dehydrated? You said you opened
Speaker 10: right before COVID, So it's like.
Speaker 5: Call them dehydrated? Is that what you call them dehydrated?
Speaker 2: Is that the perturbation.
Speaker 12: I'm not dehydrated. They're freeze DRIEDE. There's actually a difference,
Speaker 12: so yeah, it is free gide. Probably the craziest thing
Speaker 12: well that we did and we actually loved, was my
Speaker 12: sister's green chili. We we frow we dehydrate or no,
Speaker 12: I'm saying it, we freeze dried port green chili.
Speaker 4: How about like a hot dog?
Speaker 2: No?
Speaker 12: But I do know somebody that did an in and
Speaker 12: out cheeseburger because they wanted to send it to somebody
Speaker 12: that didn't have an in and out in their state.
Speaker 12: So they actually freeze gied the shipped.
Speaker 5: It to And when you ship it, how do they
Speaker 5: reconstitute it?
Speaker 12: Well with that, I think that they wrapped it in
Speaker 12: a like a wet paper towel.
Speaker 2: I'm the only.
Speaker 10: One that can't stand when he says that. I feel
Speaker 10: as if you're saying throw up when you say reconstitute it, what.
Speaker 2: That doesn't make it? That's what I think.
Speaker 4: That's why Mark has a Mark Mark thinks.
Speaker 5: Listen, listen to Mark language, and you'll understand he comes
Speaker 5: from a world of his own. In other words, you
Speaker 5: might think he's from another place.
Speaker 2: The most delicious.
Speaker 24: Yeah, come on, the most delicious freeze dried thing I've
Speaker 24: ever tasted was a burger King onion ring.
Speaker 4: Really, oh wow.
Speaker 24: The super super crispy chip. And it's crispy and crunchy
Speaker 24: and it tastes like the most delicious fried onion ring
Speaker 24: I've ever.
Speaker 4: I think they call those fus right, No, what is
Speaker 4: may I?
Speaker 2: What does a freeze dryer look like?
Speaker 12: It looks like a small dryer.
Speaker 6: Its people at home.
Speaker 2: Amazon sells them for at home, right.
Speaker 24: Yeah, they're very expensive, Tom, The ones I looked at
Speaker 24: are about three thousand dollars.
Speaker 2: Oh, come on on Amazon, No, No, you know, I.
Speaker 12: Have to say, we with harvest Right freeze dryers. We
Speaker 12: love them. We paid there, We prayed a pretty penny
Speaker 12: for them. But they want to get them in all
Speaker 12: the homes across America, so they're actually selling them for
Speaker 12: super cheap Costco. So if you can find one, I
Speaker 12: don't know which Costcos, but they're like fifteen hundred at Costco.
Speaker 2: Oh my cad.
Speaker 4: But what would you that would Joe like literally do
Speaker 4: with it?
Speaker 12: You know people love to do they have them market
Speaker 12: hiking and camping. They love to freeze dry their food.
Speaker 6: Preppers, preppers.
Speaker 4: Yeah that's true.
Speaker 1: You know.
Speaker 4: Listen, they have home they have home dryers or not dryers.
Speaker 5: They're called the freeze dryers, starting at like forty five bucks,
Speaker 5: going up to three hundred.
Speaker 2: I mean they have all kinds. Man, those aren't the right.
Speaker 12: Those are one hydrated real.
Speaker 2: They're called harvest right. Yeah, those are dehydrators.
Speaker 4: Hart one is called literally, oh, three thousand dollars.
Speaker 2: Yeah, that's the harvest Right machine.
Speaker 24: That's the ones I looked at a couple of years ago,
Speaker 24: and I can't believe they're like half the price now
Speaker 24: at Costco.
Speaker 5: But some of them are called freeze dryers. Are they
Speaker 5: giving them the wrong name? One is sixty seven dollars.
Speaker 12: You have to be really careful. There's a harvest Right's
Speaker 12: really the only reputable company. One other company came along
Speaker 12: in the last couple of years, but really Harvest Right's
Speaker 12: the only reputable company and their prices are yeah, like
Speaker 12: three to five thousand dollars.
Speaker 10: I'm looking at the harvest right at Costco. I didn't
Speaker 10: log in to see the price, but I will. But
Speaker 10: it looks like a washing machine. It looks like a
Speaker 10: front loading washing.
Speaker 24: Yeah, that's exactly what they look like. Yeah, and by
Speaker 24: the way, they're super loud when they operate.
Speaker 4: Right, they are.
Speaker 12: Yeah really and they.
Speaker 2: Have an external like compressor or something. Yeah, they have
Speaker 2: a huge, very powerful vacuum pump.
Speaker 5: Did you ever put like a Wow, they suck the
Speaker 5: moisture right out like a fish stick fish.
Speaker 12: Fish never fish never a fishtick we put Yeah.
Speaker 4: Well, they said some stuff doesn't change like a nut, right.
Speaker 12: Yeah, a peanut would do nothing.
Speaker 4: It wouldn't do nothing. It would still look like a peanut.
Speaker 12: Yes, exactly.
Speaker 2: It would still taste like one too. So we have
Speaker 2: to caution people.
Speaker 5: They have to be very careful not to just buy
Speaker 5: something on Amazon that's called a freeze dryer. Now, some
Speaker 5: of them are called dehydrators, but they're there are some
Speaker 5: specifically called freeze dryers, but they have no kind of
Speaker 5: compressor or nothing like that, So how can they be
Speaker 5: called freeze dryers. Then the one there are somewhat three
Speaker 5: thousand and others at seventy nine dollars.
Speaker 4: How can that be?
Speaker 12: Yeah, it can't be. And that you know a lot
Speaker 12: of people I've heard want to jump into this because
Speaker 12: it's kind of viral when people are jumping on the train.
Speaker 12: Like you go to a farmer's market, you'll see like
Speaker 12: three or four freeze dry people. But people are jumping
Speaker 12: on it. And then you hear of all these stories
Speaker 12: of people buying machines that they thought they were getting
Speaker 12: and they really weren't getting an actual freeze dryer. You
Speaker 12: definitely have to have the vacuum pump with it or
Speaker 12: it's not going to do the job.
Speaker 10: So this one costco and it's twenty five hundred bucks.
Speaker 4: Is that a good deal?
Speaker 17: That is all?
Speaker 12: That's a really good deal.
Speaker 4: That's crazy.
Speaker 10: And it says industrial freeze dries up to three thousand
Speaker 10: pounds of fresh food per year.
Speaker 12: Mark we're not getting one.
Speaker 5: Yeah, but I was going to ask what would you
Speaker 5: what would you like? There are certain things I imagine
Speaker 5: can't be freeze dried. You just talked about a peanut.
Speaker 4: But for example, if you put a scoop of ice
Speaker 4: cream in there.
Speaker 2: It wouldn't for you. I will. Yeah, people do that.
Speaker 2: What does it do?
Speaker 12: It's called Well, you've heard of astronaut ice cream, right,
Speaker 12: so they you can buy these museums and yeah, freeze
Speaker 12: dried ice cream sandwiches. So you actually can freeze dried
Speaker 12: ice cream.
Speaker 2: Wow.
Speaker 12: Yeah, and then it's just kind of and then you
Speaker 12: don't have to freeze it. You can just have an
Speaker 12: ice cream sandwich.
Speaker 4: But like a steak, would it be beef jerky basically
Speaker 4: when it's done?
Speaker 12: Uh yeah, and you could reconstitute it. You can wrap
Speaker 12: it back up in like a wet brutal and I
Speaker 12: know you can throw it back up.
Speaker 1: Yeah.
Speaker 2: Do astronauts really have freeze dried food?
Speaker 15: Is that what they do?
Speaker 6: They used to?
Speaker 2: They have real food.
Speaker 6: It's reconstant.
Speaker 5: What about these meals ready to eat from the military.
Speaker 24: Oh, those are just preserved. They're neither dehydrated nor freeze dried.
Speaker 24: They're just severely preserved and vacuum sealed.
Speaker 2: Okay.
Speaker 10: Now, our favorite beer, if you add water back into it,
Speaker 10: how do you do that?
Speaker 6: Like?
Speaker 12: Literally it depends on what it is. So like with
Speaker 12: her green chili, then we would just add water to it,
Speaker 12: stir it up, cook it back up, put.
Speaker 4: It in the pot and it tasted like it did
Speaker 4: and it.
Speaker 12: Did and it really did.
Speaker 4: Yeah, we were pretty a mame steak could do that.
Speaker 12: Yeah it couldn't. You can do like people do, like
Speaker 12: you asked about pizza slices, things like that, and if
Speaker 12: or bread, you just wrap it in a wet paper towel.
Speaker 12: I know, it sounds so gross, and then that water
Speaker 12: gets absorbed back into it and then it reconstitutes.
Speaker 4: So you can regurgitate all of it.
Speaker 1: Yeah.
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Speaker 2: I have a text I want.
Speaker 5: It says you don't need ABS to operate a vehicle.
Speaker 5: That guy doesn't have to do anything. You'll still have breaks,
Speaker 5: just not ABS. Is that true the guy that talked
Speaker 5: about break his ABS module not working?
Speaker 4: Is that true that they'll still have regular breaks.
Speaker 23: Depending on what's wrong with the modus. Well, it could
Speaker 23: block breaks as well, so it's not always the case,
Speaker 23: but it's possible.
Speaker 15: Sure.
Speaker 4: Okay, I had another one.
Speaker 2: I'm trying to find. Oh, here it is.
Speaker 5: I picked up twenty seventeen Nissan Ultima for my kid.
Speaker 5: It has one hundred and fifteen thousand miles on it.
Speaker 5: The transmission has never been serviced. I've heard that if
Speaker 5: you have high mileage on a transmission like that with
Speaker 5: no service, just leave it alone. Because you can unearth
Speaker 5: more problems by trying to flush it or trying to
Speaker 5: put in new stuff.
Speaker 4: What do you think that's an.
Speaker 6: Old wife's tail. I mean when you drop the pan
Speaker 6: to change the filter, if you see evidence in there,
Speaker 6: you stop, you back up. You know, you don't perform
Speaker 6: the service as you could aggravate things at that point.
Speaker 6: But other than that, know that you're back in the
Speaker 6: fifties and sixties when the average lifespan was you know,
Speaker 6: probably sixty five seventy thousand miles. That's usually when people
Speaker 6: started thinking about actually doing a service. So yeah, they
Speaker 6: were right there. They changed out the fluid and then
Speaker 6: they blame the actual service on the failure when the
Speaker 6: two actually weren't even tied together.
Speaker 5: So what you're saying is you service any and all transmissions,
Speaker 5: whether they're old or whether they have a hot a
Speaker 5: lot of mileage on them or not.
Speaker 6: Most certainly, Yeah, you know, if you see evidence to
Speaker 6: stop you otherwise, then that's one thing. But you know,
Speaker 6: doing preventive maintenance, and you know it's just that it's preventative.
Speaker 23: Yeah, the service isn't made to fix it. Guys, if
Speaker 23: you have a problem, you're going to still have a
Speaker 23: problem when you're done.
Speaker 5: Okay, what do you think of that concept I have
Speaker 5: of what I call zero timing if you buy an
Speaker 5: older car rather than piecemeal it, just go in and
Speaker 5: go through all the belts, hoses, fluids and just change
Speaker 5: them all out.
Speaker 2: Or is that overkill?
Speaker 6: Well, I mean as far as the fluid's definitely for sure.
Speaker 6: If you don't have history, then it's a good time
Speaker 6: to do it. Things like builts and hoses can be inspected.
Speaker 6: So if it doesn't warrant repeating, then you know, you
Speaker 6: can have a peace of mind as somebody's looked it over.
Speaker 2: Someone else wants to know.
Speaker 4: Here, what is the life span of a car battery?
Speaker 6: That's going to depend on the battery you buy and
Speaker 6: the region you're living in.
Speaker 5: I mean, okay, let's talk about the Denver area. A
Speaker 5: normal battery life what would it be?
Speaker 6: Five years?
Speaker 17: Yeah?
Speaker 6: Probably all that?
Speaker 17: Five?
Speaker 4: Okay, maybe seven?
Speaker 6: Wow?
Speaker 5: So is there anything you can do to extend the
Speaker 5: life of your battery or you just get what you
Speaker 5: get and you don't throw a fit? Yeah?
Speaker 6: Well, keep them clean for one, I mean, they will
Speaker 6: vent to some extent, So going out there and keep
Speaker 6: them clean. What do you mean I mean, you know,
Speaker 6: they'll vent the acids, so they'll build up corrosion around
Speaker 6: the terminals and around the cables. So do an occasional
Speaker 6: maintenance where even if you do something like pour coca
Speaker 6: cola over it, which will neutralize that acid, you know
Speaker 6: you typically will use baking soldum water, clean that stuff up,
Speaker 6: get some good connections, and maintain the life of that battery.
Speaker 2: Thank you very much. Guys.
Speaker 5: Well, that brings us to UH to talk about the
Speaker 5: end of the show. That means you can get your
Speaker 5: calls in and we will get them from Monday at
Speaker 5: three Oho three Martino three oh three, six, two seven eight,
Speaker 5: four sixty six. Don't forget jeffic camera transmission. Kevin Calkin
Speaker 5: shared an auto tech and remember, folks, save all your
Speaker 5: problems for me.