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Speaker 1: Let's talk about stats. Been Credital and his team of

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former players and insiders give you the latest stats, data

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and analytics that are trending in the world of Cougar

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Sports stats.

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Speaker 2: Welcome back Cruger Sports, one of the three nine ninety eight

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point three ESPN the fan. I've been critical broadcasting from

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our band or while studios Banterwealth dot com. Please get

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on a free Q and A. No obligation to a

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vest Q and A with our tax more wealth advisors

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certify financial planners. Nobody does it better than Baterwealth. Let's

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band together build our wealth. Without a vision, we perish.

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Without a financial vision, You're not going to be able

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to retire.

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Speaker 1: Hit them up.

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Speaker 2: Get on a free Q and A. It is time

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to talk about stats and to talk about some of

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these stats of the day as it released to football

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and basketball. We have Certified Financial Planner NFLPA Certified Financial Planner.

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We got Blaine Anderson of Batterwealth Online. Blaine, how the

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heck are you?

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Speaker 3: I'm doing great. Happy Friday to you guys. Great to

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be here.

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Speaker 2: Always a pleasure talking metrics and numbers with you. Let's

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start off with a football in basketball metric here ranking

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if you will. Last season twenty twenty four, I always

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look at BYU football and BOE basketball. Those are the

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premier sports of Brigham BYU football wasn't even predicted last

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year to make a Bowl game, let alone to win

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eleven games right and end up thirteenth overall in the country.

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With that monumental win in the Alible Bowl, eight million

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viewers watched as the Cougars demantled the the primetime Shador

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and Travis Hunters show, it was great BYU basketball. They,

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on the other hand, at the beginning of the twenty

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twenty four twenty twenty five season, they were kind of

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on the outskirts. There was like there was expectation for them,

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but they weren't in the top twenty five. They were

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in that twenty six, twenty seven to twenty eight range,

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and they ended up at the end of the season

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with a sweet sixteen run. They ended up thirteenth overall

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as well. Kind of an interesting number thirteen. And by

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the way, way I think BYU basketball and football were

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both predicted in the preseason oh wait, it was just football.

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Football was predicted to be the thirteenth best team in

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the Big twelve. Kind of interesting. This number thirteen popping up.

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I don't know what that means. I don't know what

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the significance is. Maybe you can elaborate on it in

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the financial world what thirteen actually means. But anyway, I'm

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looking at this this season here, BYU football was right

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on the outside of the top twenty five preseason. Right

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now they're eleventh in the country. Pretty crazy. Where will

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they end up? Do you think? In your opinion? And

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then BYU basketball preseason is eighth in the country. If

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BYU continues at this rate, BYU's gonna end up. BOAU

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football is gonna end up in the top ten as

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well as BYU basketball ending up in the top ten

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by the end of two thousand, twenty six the twenty

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twenty six season, twenty five twenty twenty six season. What

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do you make of those rankings, those att What stands

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out to you?

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Speaker 3: One thing that stands out to me has to do

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with just being a Cougar fan. I know that I'm

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not the only one out there. One thing I love

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about BYU is us being the underdogs, and I feel

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like we do achieve more with less. And that's what

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those rankings and those statistics tell me. A lot of

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times we do get doubted. We don't get the national recognition,

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and it seems like we're underappreciated across the country. But

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these kind of stats and finish in top fifteen this year,

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probably top ten for both premier sports. We got to

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start getting a little more recognition. But I'll tell you

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what it makes me proud. As a BYU Cougar fan.

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I love being the underdog, and I love us overachieving

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and what I feel doing more with less. I think

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it's cool and it gives me a little more Cougar pride.

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Speaker 2: Love that Yeah, BYU has done. I think in the

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modern era, has done more with less than any other

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school per dollar spent. They've won or in all of

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their sports than any other university. And I think now

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that they're on an equal playing field from a resource

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allocation standpoint, sky's the limit. Nothing's really going to slow

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down this BYU hype train. Now, Blaine, we're getting towards

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the end of the year and we're looking at our taxes.

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We're looking at a lot of things at the end

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of the year as far as our finances are concerned.

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Let's talk some financial stats. Many self employed professionals just

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wrapped up their tax filings on October fifteenth. Issues of

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the time of the year when a lot of folks

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start thinking about how to finish the year strong financially.

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What kind of planning strategies should listeners be thinking about

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right now, Well.

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Speaker 3: Let me mention two things. Ben, You're right, this is

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a busy time of year. A lot of us just

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actually file our tax returns as of October fifteenth, so

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it's on our minds. We're coming up on the year end,

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we have an idea of what our income has looked

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like throughout the year, and so this is prime time

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to be integrating your tax and investment management. I know,

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just with recent appointments with clients, we've been talking about

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making sure that your retirement accounts are fully funded. We've

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been looking at a lot of tax mort wealth strategies,

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whether it's an oil and gas or real estate with

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bonus appreciation, things that can help you keep more of

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what you've made throughout the year. And then also we

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even talk about gifting strategies. Many of our clients and

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people out there are charitably inclined, and this is that

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time to think about it as well, and how you

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can maximize those charitable gifting intentions that you have not

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only get the most bang for your buck, but do

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the most good. And so those are all into the

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year strategies. But a second thing I was going to

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mention that we do often for clients that we thought

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we'd do for esp and listeners here as we wrap

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up the year, we do a tax observations analysis. It's

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from a CFP perspective and it's a way for clients

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to get some outside perspectives, some additionals into the year strategies.

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We identify some efficiencies, we will bring to the tables

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some options, and it's something that our clients find great

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value in. We thought that it might be something that

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we would do on behalf of ESPN listeners before the end.

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Speaker 2: Of the year.

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Speaker 3: By reaching out to us through our website banderwealth dot com,

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we'll facilitate this. It's normally a thousand dollars cost, but

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it's something we'd like to do on behalf of listeners

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and something we thought we'd mentioned here before the end

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of the year for ESPN listeners to receive a tax

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observations analysis from your friends here at vanderwealth dot com.

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Speaker 2: Easiest way to do that then is go to banterwealth

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dot com and then navigate the website to which location.

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Speaker 3: Yeah, send us a note and then what we'll do

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is send you a link to upload your tax returns securely.

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That's most important, but I think that you'll be impressed

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at the observations and the analysis that comes back from

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a certified financial planning standpoint can help identify for listeners

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some specific strategies or things that they can do before

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the end of the year. And it's something that we

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do on behalf of clients on a regular basis, and

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we'd like to do it for listeners of the show.

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Speaker 1: Love that.

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Speaker 2: I'd love that you take care of our listeners. Another

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thing here, you've talked about custom income notes every month.

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What's the October edition looking like and why is it

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a smart play right now?

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Speaker 3: Yeah, this is one of our favorite strategies, something that

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we do on a monthly basis on behalf of clients,

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especially those that are looking for income and want to

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have a little downside protection. It's not a direct investment

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in the market, but we track a couple of large

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industry leaders. For example, this month, we're tracking Nvidia, United

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Healthcare and lily, and what it does is give us

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some downside protection, either a thirty percent or fifty percent protection,

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and as long as these underlying securities stay within those

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barriers and those buffers, we get a monthly interest payment

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and this one is annualized at twenty percent for a

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fifteen month period of time, which means there's a total

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opportunity of twenty five percent. The reason we like it

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and do it on behalf of investors is we don't

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know what the market's going to do tomorrow. Of course

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it's at a high point, but this gives us some

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downside buffers and some opportunities to win in the form

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of receiving monthly cash TUPOMP payments as long as those

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underlying securities, these large cap companies and industry leaders to

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stay within this thirty percent and even a fifty percent buffer.

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So one of our favorite types of investments. It's important

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for investors to understand the risks associated with it, and

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they can reach out to our office as well to

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get more additional information about a band or custom income note.

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So something fun that we've got set up and it'll

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trade next week on the thirty first, right before the

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end of the month.

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Speaker 1: Love that.

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Speaker 2: Head on over to batterwealthbatterwealth dot com and discover what

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beatter wealth can do for you, especially at the end

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of the year when it matters most. Blaine, always appreciate

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our time together. Give me a score prediction really quick

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BYU versus Iowa State. BYU is a two and a

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half point dog. Okay heading into Ames Iowa. The over

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under a set at forty nine and a half ESP

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and Analytics gives BYU a fifty four percent chance of victory.

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Do you think it's another one score game and BYU

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comes out triumphant? Give me your thoughts. Yeah, I do.

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Speaker 3: I've only heard about Ames and Iowa State in that environment,

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but it sounds like it's going to be brutal and

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one of our toughest ones of the year.

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Speaker 1: So yeah, I do.

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Speaker 3: I think it's another one one score game and outcome.

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But our cardiac koog's have been coming in late in

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the games. I love what's happening, and especially if Barret

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can keep running like he is, I'll call it seventeen fourteen.

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I think we'd be on the ender, but I'm expecting

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it'll probably be a little cold. I don't know exactly

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what the weather conditions are like. But I like another

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close game seventeen to fourteen, of course, going with our

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cardiac coots.

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Speaker 2: Let's go Blaine Anderson, Ladies and gentlemen, NFLPA Certified Financial

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Planner contact him today. Blaine, thanks so much for hopping on.

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Speaker 3: Always a pleasure. Thanks guys.

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Speaker 2: There you go. That's let's talk about stats. Brought to

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you by betterwealthbatterwealth dot Com. Get on a free Q

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and A no obligation to invest Q and A with

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our tax more wealth Advisors today. You won't regret it.

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Let's go to break, don't go anywhere more to get

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to This is Cougar Sports one of three nine ninety

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eight point three ESPN The Fan