WEBVTT 1 00:00:00.760 --> 00:00:04.360 You're listening to Later with mo Kelly on demand from 2 00:00:04.440 --> 00:00:05.759 KFI AM six. 3 00:00:05.719 --> 00:00:09.759 Forty Technologic Tech Thursday on Later with Mo Kelly, KFI 4 00:00:10.000 --> 00:00:13.119 Live Everywhere on the iHeartRadio at Marcia Collier joins us 5 00:00:13.160 --> 00:00:16.039 in studio. Marsha, good evening, is great to see you. 6 00:00:16.039 --> 00:00:20.000 You're looking very lavender. This evening so lavender. 7 00:00:20.800 --> 00:00:23.719 You know, we've only been working together, right, like four 8 00:00:23.800 --> 00:00:26.679 or five years, right right, and for the past two 9 00:00:26.760 --> 00:00:30.600 years you see me once a week. I love color. 10 00:00:30.920 --> 00:00:34.079 I love to wear color. It's just my thing. 11 00:00:34.600 --> 00:00:36.679 No, it looks good on you, and I make mention 12 00:00:36.759 --> 00:00:38.840 of that because when I came in I saw you 13 00:00:38.880 --> 00:00:39.600 and your husband. 14 00:00:39.880 --> 00:00:42.280 You both look very summary today. 15 00:00:42.719 --> 00:00:44.200 Well you look pretty summary too. 16 00:00:44.359 --> 00:00:44.560 Yeah. 17 00:00:44.840 --> 00:00:48.119 We're Pollo shirt. Yeah, al size though. 18 00:00:48.359 --> 00:00:53.079 Look, I'm trying to eat better, live better, you know, 19 00:00:53.200 --> 00:00:56.759 so yeah, losing a little weight, trying to I was 20 00:00:56.799 --> 00:00:59.200 telling people on air a few weeks ago, getting ready 21 00:00:59.200 --> 00:01:03.039 in a very slow, low manner for semi annual physical 22 00:01:03.119 --> 00:01:05.120 So we're just trying to get everything better. I don't 23 00:01:05.159 --> 00:01:06.959 like hearing bad news from the doctor, sure. 24 00:01:06.799 --> 00:01:08.959 Though, No, no, you know, I know you're going to 25 00:01:09.040 --> 00:01:11.760 be talking about it in the next segment and I 26 00:01:11.799 --> 00:01:14.760 won't be able to listen Conpy in the market, But 27 00:01:15.079 --> 00:01:18.400 tell me Mel Gibson, movie go on the line. 28 00:01:18.560 --> 00:01:21.480 Yeah, look, we're gonna have this spirited discussion later on. 29 00:01:21.560 --> 00:01:23.319 As you said, you won't be able to hear it. 30 00:01:23.359 --> 00:01:27.079 But it is a movie that I discovered on Netflix 31 00:01:27.120 --> 00:01:30.760 a few days ago, and I'm thinking, like a Netflix movie, 32 00:01:30.840 --> 00:01:34.920 Mel Gibson. He's a radio host, a shock jock, and 33 00:01:34.959 --> 00:01:37.920 I heard nothing about it. You always know about movies 34 00:01:37.920 --> 00:01:40.079 which have to do with your industry. Yeah, and I 35 00:01:40.159 --> 00:01:42.680 knew nothing about it. It came out in twenty twenty two, 36 00:01:43.000 --> 00:01:44.439 and the other night I said, let me just see 37 00:01:44.480 --> 00:01:47.000 what this is about, and I saw it and I 38 00:01:47.120 --> 00:01:51.680 was blown away. Now, there are some real licenses that 39 00:01:51.719 --> 00:01:56.760 they've taken with someone's perception of what a radio host does. 40 00:01:56.840 --> 00:01:59.120 And if you work in a business, you're going to 41 00:01:59.159 --> 00:02:00.799 point it at the screen and say, oh, yay, you 42 00:02:00.840 --> 00:02:01.799 can't do that. 43 00:02:01.799 --> 00:02:02.719 That can't be real. 44 00:02:03.159 --> 00:02:07.159 But as far as a movie goes, it was entertaining, 45 00:02:07.239 --> 00:02:08.280 and I was surprised. 46 00:02:08.400 --> 00:02:10.120 All entertainment, that's all it was. 47 00:02:11.319 --> 00:02:13.520 Tawala's gonna take one side of it. I don't know 48 00:02:13.560 --> 00:02:15.039 if you can hear us right now, he's doing some 49 00:02:15.080 --> 00:02:18.080 stuff and Mark Ronner is going to take the other side. 50 00:02:18.520 --> 00:02:21.039 But I encourage people to just check it out, and 51 00:02:21.080 --> 00:02:24.199 if anything, for me, it highlights the beauty of streaming 52 00:02:24.199 --> 00:02:28.360 in this technological revolution of how we consume entertainment. 53 00:02:27.960 --> 00:02:30.719 We get to rediscover things we missed. 54 00:02:30.560 --> 00:02:32.639 Or see things that we never would have considered. 55 00:02:32.680 --> 00:02:35.599 What look, most movies, I'm not going to spend eighteen 56 00:02:35.680 --> 00:02:38.039 to twenty dollars to go see Get in the Car, 57 00:02:38.159 --> 00:02:39.199 Waste Gas, what have you. 58 00:02:39.439 --> 00:02:41.199 But there are a lot of movies on the line. 59 00:02:41.360 --> 00:02:43.319 It's another one's like, wait a minute, it's included as 60 00:02:43.360 --> 00:02:45.360 part of my subscription. For me, that's a win. I've 61 00:02:45.360 --> 00:02:47.159 already paid the money. I might as well get some 62 00:02:47.240 --> 00:02:50.120 value out of it. So that's that's the movie we're 63 00:02:50.120 --> 00:02:50.800 going to be talking about. 64 00:02:50.800 --> 00:02:53.080 That absolutely. But I'll bet you a buck that Ronner 65 00:02:53.159 --> 00:02:54.400 is the one who didn't like it. 66 00:02:55.319 --> 00:02:58.240 Well, that's that's not exactly that's not exactly a bet. 67 00:02:58.319 --> 00:02:59.520 He doesn't like much of. 68 00:02:59.439 --> 00:03:01.280 Anything, like much of it he is. 69 00:03:01.719 --> 00:03:05.919 He is a centophile and he has very very high standards. 70 00:03:05.960 --> 00:03:08.199 I don't know if you've watched this movie for enjoyment 71 00:03:08.560 --> 00:03:11.360 or he watches them. So he can offer a treatise 72 00:03:11.400 --> 00:03:14.240 and critique on the decline of cinematy. 73 00:03:14.360 --> 00:03:16.240 Oh yeah, I'm waiting for one of you to invoke 74 00:03:16.319 --> 00:03:17.560 Mikey from Life Cereal. 75 00:03:17.919 --> 00:03:18.919 No, no, no, we wouldn't. 76 00:03:19.319 --> 00:03:21.439 No, no, we're too high brow for those. 77 00:03:22.240 --> 00:03:24.599 Yes, and you're really dating yourself. 78 00:03:24.800 --> 00:03:28.599 I get the reference, But everybody knows that that's fifty 79 00:03:28.680 --> 00:03:31.439 years ago, literally fifty years ago. 80 00:03:31.599 --> 00:03:32.800 That's right, that's right. 81 00:03:32.840 --> 00:03:34.000 I think it's like seventy four. 82 00:03:34.120 --> 00:03:37.800 Yeah, could yeah, easy, seventy four. No, maybe even sixty eight. 83 00:03:38.439 --> 00:03:38.719 Yeah. 84 00:03:39.000 --> 00:03:42.680 All I know is it's much older than Stefan. That's 85 00:03:42.719 --> 00:03:45.120 all I know for sure. You two senior citizens, please 86 00:03:45.159 --> 00:03:48.039 carry on, all right. 87 00:03:47.960 --> 00:03:50.199 Marcia Collier, all right, I got some for you. 88 00:03:50.280 --> 00:03:50.319 Mo. 89 00:03:50.520 --> 00:03:54.240 You are just gonna love for those lonely days. You 90 00:03:54.280 --> 00:03:58.680 and I have talked about the pleasures of being quiet. Yes, well, 91 00:03:58.719 --> 00:04:01.080 but there are some people who have too much of that, 92 00:04:02.000 --> 00:04:05.520 and they don't have any close friends and there's nobody 93 00:04:05.560 --> 00:04:10.039 that texts them ever. So there is a new product out. 94 00:04:10.240 --> 00:04:13.719 It's a pendant that you can wear around your neck. 95 00:04:13.759 --> 00:04:16.759 It's kind of it's kind of I guess a man 96 00:04:16.839 --> 00:04:18.759 could wear it. 97 00:04:18.120 --> 00:04:21.160 With if that pendent as opposed to necklace, right. 98 00:04:21.000 --> 00:04:25.879 And it's a pendant on the necklace that has Ai 99 00:04:26.040 --> 00:04:31.319 in it, and it listens and you can ask it questions. 100 00:04:31.360 --> 00:04:34.360 It's called friend. 101 00:04:34.680 --> 00:04:39.800 Are we talking about the actual embodiment of the imaginary friend? 102 00:04:40.199 --> 00:04:43.600 Exactly exactly? And you can talk to it, you can 103 00:04:43.639 --> 00:04:48.800 ask it questions. I don't know that it has a 104 00:04:48.839 --> 00:04:51.360 camera because I haven't seen when I've just read about 105 00:04:51.360 --> 00:04:54.199 it in multiple places. But you can be watching a 106 00:04:54.240 --> 00:04:56.759 movie or it would hear the movie because it has 107 00:04:56.759 --> 00:05:00.319 a microphone and he hears everything that you do, and 108 00:05:00.360 --> 00:05:02.639 it communicates with you by texting you. 109 00:05:03.439 --> 00:05:04.879 This is really unsettling. 110 00:05:06.879 --> 00:05:09.040 We know our foes listening to us, but now it's 111 00:05:09.079 --> 00:05:10.000 become interactive. 112 00:05:10.040 --> 00:05:11.439 This is a little black mirror here. 113 00:05:11.720 --> 00:05:14.000 Yeah, yeah, we'll go in. Go ahead, take us further 114 00:05:14.040 --> 00:05:14.800 down a rabbit hole. 115 00:05:15.040 --> 00:05:17.920 Yeah, now, this is it. It's not a joke. It 116 00:05:18.079 --> 00:05:20.600 was developed by a young man, twenty one year old 117 00:05:20.639 --> 00:05:24.319 Abby Schiffman, and he was named Weby Person of the 118 00:05:24.439 --> 00:05:28.199 Year and the whole thing. He's a smart young man. 119 00:05:28.959 --> 00:05:32.279 He thinks, you know, they've been yacking about AI, AI 120 00:05:32.360 --> 00:05:34.959 and AI, so what's it really going to do for people? 121 00:05:35.000 --> 00:05:37.120 And he decided to make a product where it would 122 00:05:37.120 --> 00:05:40.120 actually do something for people. Now remember the failure of 123 00:05:40.120 --> 00:05:44.000 that rabbit pin Yes, yeah, and that just died and 124 00:05:44.079 --> 00:05:47.680 the whole thing. But this just sounds kind of interesting. 125 00:05:47.720 --> 00:05:51.639 Has a battery life of about fifteen hours, doesn't You 126 00:05:51.639 --> 00:05:58.759 don't need a subscription, and it's a LLM powered conversation 127 00:05:58.959 --> 00:06:01.480 with you on a regular basis. You don't have to 128 00:06:01.959 --> 00:06:04.160 worry about not having anybody to talk to. 129 00:06:04.759 --> 00:06:08.079 And since it's AI, it probably is learning. 130 00:06:08.279 --> 00:06:11.720 It learns whether it's the LM large learning machine. 131 00:06:11.560 --> 00:06:14.560 With the questions you ask, and the response is that 132 00:06:14.639 --> 00:06:17.240 it will give and the other external stimuli which you're 133 00:06:17.279 --> 00:06:20.079 feeding into it because it's listening all the time, not 134 00:06:20.160 --> 00:06:22.040 just your voice, but your environment. 135 00:06:22.439 --> 00:06:24.759 The inventor says he feels like he has a closer 136 00:06:24.800 --> 00:06:28.439 relationship with his beep pendent around my neck than I 137 00:06:28.600 --> 00:06:32.160 do with literal friends in front of me, which. 138 00:06:32.560 --> 00:06:37.800 That's ooh again, that's unsettling because he's probably telling the truth. 139 00:06:37.800 --> 00:06:41.199 But I think there's also a statement about how we socialize. 140 00:06:41.240 --> 00:06:45.120 But and it's always with you. It's hearing everything you hear. 141 00:06:45.800 --> 00:06:49.920 It knows what you're doing, and it independently talks to 142 00:06:50.000 --> 00:06:55.319 you without prompt without prompt through your phone. 143 00:06:56.279 --> 00:06:59.639 Yeah, that's that's going to be unsettling, especially if there 144 00:06:59.639 --> 00:07:01.680 are other substances involved. 145 00:07:01.720 --> 00:07:05.759 I mean think about like remember the Tamagochi. Yeah yeah, yeah, 146 00:07:05.839 --> 00:07:08.079 you had a Tamago Chi And that to me was 147 00:07:08.079 --> 00:07:11.000 a little upsetting because I had this little plastic thing 148 00:07:11.040 --> 00:07:13.759 and it was going to die unless I did certain things, 149 00:07:13.839 --> 00:07:16.680 and somehow the human mind, I don't want this thing 150 00:07:16.720 --> 00:07:20.279 to die, so it becomes like an obsession. What is 151 00:07:20.319 --> 00:07:23.600 this going to be? Think about this as AI grows 152 00:07:23.759 --> 00:07:27.319 and there are these AI companions. Personally, I think it's 153 00:07:27.519 --> 00:07:28.480 really unhealthy. 154 00:07:29.040 --> 00:07:32.800 But I'll take you back again to the nineteen seventies. 155 00:07:32.920 --> 00:07:37.240 My sister had this doll called Baby Alive where you'd 156 00:07:37.279 --> 00:07:39.759 have to change it every twelve hours and it would 157 00:07:39.759 --> 00:07:43.079 actually defecate or some approximation of it, and you have 158 00:07:43.160 --> 00:07:46.439 to change its diapers. I wonder when the point is. 159 00:07:46.759 --> 00:07:51.680 I wonder when AI meets these physical dolls, what that 160 00:07:51.720 --> 00:07:53.680 would look like and sound like. 161 00:07:54.319 --> 00:07:57.360 I think the men in Asia have figured that out. 162 00:07:57.519 --> 00:07:59.560 Oh, you knew exactly where I was going. 163 00:08:00.079 --> 00:08:05.519 Okay, those companion dolls, but. 164 00:08:05.639 --> 00:08:08.839 You know, and they're talking about the there aren't enough 165 00:08:08.879 --> 00:08:12.319 people in the world there's not enough growth in the 166 00:08:12.360 --> 00:08:15.759 world that we have to go forth and multiply, and 167 00:08:15.759 --> 00:08:19.279 people aren't doing that. And I don't think that AI 168 00:08:19.399 --> 00:08:20.959 sex dolls are going to help anything. 169 00:08:21.120 --> 00:08:23.639 Well beyond the sex dolls, I think we are moving 170 00:08:23.639 --> 00:08:28.879 down that path where we will have full actual companions 171 00:08:29.560 --> 00:08:31.399 AI rather. 172 00:08:31.199 --> 00:08:33.440 Than talking to you through the phone. I think they're 173 00:08:33.480 --> 00:08:36.519 going to be able to talk to you, just like 174 00:08:36.679 --> 00:08:41.399 every sci fi movie. Remember there was that series where 175 00:08:41.600 --> 00:08:46.200 they had the AI robots like Westworld. You're saying, well, 176 00:08:46.559 --> 00:08:49.799 Westworld was evil. This one was a nanny to children 177 00:08:50.639 --> 00:08:52.799 and she cared for the children of the family. 178 00:08:53.000 --> 00:08:54.759 They had a little bit an eye robot. 179 00:08:55.480 --> 00:08:59.120 Yeah, I don't remember which it was, but anyway, they 180 00:08:59.120 --> 00:09:01.960 were nice. They were nice, and they became members of 181 00:09:01.960 --> 00:09:05.399 the family. And the husband had an affair with one 182 00:09:05.720 --> 00:09:10.960 and it EO who knows, I don't know where it 183 00:09:11.039 --> 00:09:12.679 goes or guy, I don't know. 184 00:09:12.840 --> 00:09:15.120 Are you talking about the Bradbury story I sing the 185 00:09:15.120 --> 00:09:15.840 body Electric? 186 00:09:16.360 --> 00:09:19.600 No, I'm not, but that was a good one. 187 00:09:19.879 --> 00:09:25.120 I'm trying to think there are so many sci fi equivalents. 188 00:09:25.120 --> 00:09:28.720 Part of this is kind of like the movie Surrogates, 189 00:09:28.840 --> 00:09:34.039 where we start withdrawing from actual society and kind of 190 00:09:34.840 --> 00:09:37.919 pulling into this inter interest society. 191 00:09:37.919 --> 00:09:40.120 I'm picturing the name of the show in my head, 192 00:09:40.559 --> 00:09:45.120 which you can't google because it doesn't work. And it 193 00:09:45.200 --> 00:09:47.759 was human I think it was human And there was 194 00:09:47.840 --> 00:09:52.919 a v Was that the one with the AI robots? 195 00:09:53.440 --> 00:09:55.679 No? I mean they adapted that Bradbury story to Twilight 196 00:09:55.759 --> 00:09:58.039 Zone at least once, but I'm not sure which one 197 00:09:58.080 --> 00:09:59.799 you're talking about. If it's no, it was a series 198 00:10:00.679 --> 00:10:02.159 whole series about that one story. 199 00:10:02.200 --> 00:10:04.360 Okay, let's let's take a break and see if we 200 00:10:04.399 --> 00:10:06.320 can find it during the break so we can put 201 00:10:06.360 --> 00:10:07.080 a pen in that. 202 00:10:07.159 --> 00:10:07.240 Oh. 203 00:10:07.320 --> 00:10:08.519 Yeah, this is going to drive us nuts. 204 00:10:08.600 --> 00:10:10.759 Yeah, exactly. It's Later with Mo Kelly. That's what we're 205 00:10:10.759 --> 00:10:12.320 here for to drive you nuts. 206 00:10:12.279 --> 00:10:14.480 Drive your nuts and entertain you tech. 207 00:10:14.919 --> 00:10:18.480 You're listening to Later with Mo Kelly on demand from 208 00:10:18.600 --> 00:10:20.480 KFI AM six forty. 209 00:10:20.360 --> 00:10:23.240 This Tech Thursday. And you know, Marsha Collier always joins 210 00:10:23.320 --> 00:10:25.200 us in studio Marshall, where do you want to pick 211 00:10:25.240 --> 00:10:25.960 up this segment? 212 00:10:26.720 --> 00:10:26.799 Mo? 213 00:10:27.279 --> 00:10:29.000 How many people are there in the. 214 00:10:28.919 --> 00:10:33.000 World last night? It was wasn't like seven billion or 215 00:10:33.000 --> 00:10:33.440 something like. 216 00:10:33.399 --> 00:10:37.720 That, say billion, something like that. Well, guess what three 217 00:10:37.840 --> 00:10:40.039 billion of them were just breached. 218 00:10:41.600 --> 00:10:42.720 That sounds invasive. 219 00:10:42.960 --> 00:10:48.279 Billion that's with a B. Personal data including full names, 220 00:10:48.360 --> 00:10:54.559 former and complete addresses, life history going back thirty years. 221 00:10:54.879 --> 00:10:56.679 You know, this goes back to what I always said, like, 222 00:10:56.720 --> 00:10:58.919 you know, your information is out there, whether you like 223 00:10:58.960 --> 00:10:59.240 it or. 224 00:10:59.240 --> 00:11:03.120 Not, it is. And what the reason that was around 225 00:11:04.159 --> 00:11:05.840 is By the way, it was put up for sale 226 00:11:05.879 --> 00:11:08.200 on the dark web for only three point five million, 227 00:11:08.240 --> 00:11:10.879 which that is a steal. I think that's a deal. 228 00:11:11.559 --> 00:11:16.519 But uh, the company was National Public Data, which you've 229 00:11:16.519 --> 00:11:17.159 never heard of. 230 00:11:18.159 --> 00:11:21.399 That's the country that excuse me, the company that got breached. Yes, 231 00:11:21.559 --> 00:11:25.679 so here you got one job. That's what job protected data. 232 00:11:25.840 --> 00:11:29.559 Their job is investigating. Have you ever applied for a 233 00:11:29.639 --> 00:11:33.639 job and had to be investigated? Yes, that's who did it. 234 00:11:33.720 --> 00:11:35.000 They do all the background checks. 235 00:11:35.120 --> 00:11:37.919 Yes, yes, it's the company. I mean I've only been 236 00:11:37.960 --> 00:11:43.399 investigated by the FBI or Homeland Security, but I've never 237 00:11:43.480 --> 00:11:46.159 had that. But you know how much information you had 238 00:11:46.159 --> 00:11:46.720 to give them? 239 00:11:47.159 --> 00:11:52.279 Well, I have Global entry, yes, and I also been 240 00:11:52.360 --> 00:11:55.399 investigated by Sheriff's department. Working for the City of Carson 241 00:11:56.039 --> 00:11:58.639 as a referee, we have to get fingerprinted and background 242 00:11:58.720 --> 00:12:01.840 checked because we're working with kids. So yeah, I'm in 243 00:12:02.000 --> 00:12:03.720 plenty of databases. 244 00:12:03.720 --> 00:12:09.679 It was one of those databases right to two point 245 00:12:09.799 --> 00:12:14.639 nine billion people. So I mean what they did with 246 00:12:14.960 --> 00:12:18.639 the bad guys, you don't care who they are. They 247 00:12:18.759 --> 00:12:21.960 just scraped the website. I don't know how they did this. 248 00:12:22.200 --> 00:12:26.240 I mean, one would think the security for this data 249 00:12:26.279 --> 00:12:31.240 corporation would be insane, but no, no, So what are 250 00:12:31.240 --> 00:12:33.679 we going to do about it? One more time? If 251 00:12:33.759 --> 00:12:37.840 you somebody found out about it because they subscribed to 252 00:12:37.840 --> 00:12:40.960 a service that let them know. I went to that 253 00:12:41.039 --> 00:12:43.600 service that I also subscribed to, and I don't think 254 00:12:43.639 --> 00:12:45.960 I was on it because, like I said, I've only 255 00:12:45.960 --> 00:12:50.440 been done by governmental people, but everybody, almost everybody has 256 00:12:50.480 --> 00:12:51.960 had a job where you have to do it. So 257 00:12:52.039 --> 00:12:54.639 this is what you have to do. Don't throw your 258 00:12:54.679 --> 00:12:57.440 hands up in the air. First of all, they're going 259 00:12:57.519 --> 00:13:02.720 to give you free credit monitoring. I think we all 260 00:13:02.960 --> 00:13:05.240 must have one of those set up somewhere. 261 00:13:05.519 --> 00:13:10.399 Well, I have credit monitoring and it's locked where you 262 00:13:10.440 --> 00:13:14.399 can't even pull my information without my permission. 263 00:13:14.120 --> 00:13:17.080 Right, And that's what we're going to talk about, real briefly, 264 00:13:17.240 --> 00:13:21.480 is how you do that. And I'm with LifeLock, who 265 00:13:21.559 --> 00:13:24.639 is one that you know, they supposedly have an insurance 266 00:13:24.679 --> 00:13:29.039 policy if somebody does this, so those you have to 267 00:13:29.080 --> 00:13:31.679 pay for. What I'm going to tell you about is 268 00:13:31.759 --> 00:13:37.360 totally free, and that's freezing your credit reports. Now you 269 00:13:37.559 --> 00:13:41.000 might have noticed ever since this breach. And as a 270 00:13:41.000 --> 00:13:44.120 matter of fact, my husband got one of these texts today, 271 00:13:44.200 --> 00:13:48.279 some random texts from a random person. Just want to 272 00:13:48.279 --> 00:13:51.000 go out for pizza today. I got one the other day. 273 00:13:52.159 --> 00:13:54.679 You applied for that job, we'd like to call you 274 00:13:54.759 --> 00:14:00.639 back for an interview. Well, just pession phi say right, 275 00:14:01.080 --> 00:14:03.960 And what you do is you just move them to spam. 276 00:14:04.080 --> 00:14:08.679 If you have that, don't respond, don't respond, never respond. 277 00:14:08.799 --> 00:14:10.720 If you don't know who it is, don't even say 278 00:14:10.720 --> 00:14:14.440 who is this? Just leave it be. If it's someone 279 00:14:14.480 --> 00:14:18.480 that knows you, they'll let you know. So that's free 280 00:14:18.519 --> 00:14:24.200 info too. So anyway, you can go through this online 281 00:14:24.879 --> 00:14:29.600 process of freezing your credit. What freezing your credit does 282 00:14:30.440 --> 00:14:36.399 is nobody can open your credit report. They cannot touch it. 283 00:14:37.080 --> 00:14:40.200 Now there are three major credit agencies. We got Experience, 284 00:14:40.240 --> 00:14:45.679 we got TransUnion, and we got Equifax. Now, you, as 285 00:14:45.679 --> 00:14:49.120 I said, you can go online. But guess what, when 286 00:14:49.159 --> 00:14:53.840 you go online, it's a much more overbearing Experience than 287 00:14:53.879 --> 00:14:55.879 if you just call them. I know, we don't like 288 00:14:55.919 --> 00:14:56.559 to call people. 289 00:14:56.559 --> 00:14:58.440 I get it online and there's some hoops to jump 290 00:14:58.440 --> 00:15:00.000 through right to verify what you're saying. 291 00:15:00.320 --> 00:15:02.960 Yes, right, if you just call them, and I'm going 292 00:15:03.000 --> 00:15:05.879 to give you the numbers, so you have to play 293 00:15:05.919 --> 00:15:09.039 the podcast again if you miss them right now to 294 00:15:09.120 --> 00:15:14.440 get TransUnion that's eight hundred nine one six eight eight 295 00:15:14.559 --> 00:15:20.879 zero zero, Equifax eight eight eight two nine eight zero 296 00:15:21.039 --> 00:15:26.000 zero four five, and Experience, which is eight eight eight 297 00:15:26.600 --> 00:15:30.879 three nine seven three seven four to two. You call 298 00:15:30.960 --> 00:15:34.360 those three credit bureaus because there are three. I don't 299 00:15:34.600 --> 00:15:36.840 if you do it with one, what does that mean 300 00:15:36.879 --> 00:15:37.559 about the others? 301 00:15:37.720 --> 00:15:39.360 No, you have to do all three. 302 00:15:39.480 --> 00:15:40.279 You have to do all three. 303 00:15:40.360 --> 00:15:43.639 I had to do all three because some businesses don't 304 00:15:43.879 --> 00:15:48.120 use this one or that one. Some use Experience, some 305 00:15:48.320 --> 00:15:51.960 use Equifax, some use TransUnion, and I had to learn 306 00:15:52.000 --> 00:15:52.600 that the hard one. 307 00:15:52.600 --> 00:15:55.000 And did they try and sell your stuff for what 308 00:15:55.159 --> 00:15:58.840 was called a lock a lock? Yes, lock, which is 309 00:15:59.399 --> 00:16:01.639 don't do it. It's a marketing thing. It's just a 310 00:16:01.679 --> 00:16:06.000 way to sell you something. Go to a company that's established. 311 00:16:06.600 --> 00:16:08.759 Like I said, I have nothing to do with a 312 00:16:08.799 --> 00:16:10.879 LifeLock or anything like that. I pay for it like 313 00:16:10.919 --> 00:16:15.600 everybody else, but it seems to work. And remember that 314 00:16:15.759 --> 00:16:19.159 Google has that free. When they find your name on 315 00:16:19.240 --> 00:16:24.000 the web, they will let you know and they will remove. 316 00:16:23.600 --> 00:16:26.639 It for you and the source where it's found. 317 00:16:26.399 --> 00:16:33.399 Right, because sometimes my email is found, especially different apps 318 00:16:33.399 --> 00:16:37.039 that do my podcast, so it'll be there, and yeah, 319 00:16:37.080 --> 00:16:40.639 we can leave it there, I guess. And identity to 320 00:16:40.720 --> 00:16:43.320 theft protection can cost you as little seven dollars a 321 00:16:43.360 --> 00:16:47.919 month to have that. On top of freezing your credit, 322 00:16:49.200 --> 00:16:51.720 you're home free. You just you have to do this 323 00:16:51.960 --> 00:16:55.399 and you can unfreeze your credit when you do it 324 00:16:55.440 --> 00:16:57.639 on the phone with them. By law, they have to 325 00:16:57.679 --> 00:17:02.000 freeze your credit I believe within twenty four hours, correct, So, 326 00:17:03.039 --> 00:17:05.119 and you can unfreeze it just as easily. 327 00:17:05.359 --> 00:17:09.400 Yeah, and you'll get alerted if someone tries to pull it. 328 00:17:09.480 --> 00:17:11.640 Let's say they want to run your credit to see 329 00:17:11.680 --> 00:17:14.279 if you can afford this or that the other you know, 330 00:17:14.440 --> 00:17:15.559 be at a car or house. 331 00:17:15.640 --> 00:17:16.839 Nope, they won't be able to do it. 332 00:17:17.039 --> 00:17:19.599 Yeah, this is folks. There are a lot of ways 333 00:17:19.640 --> 00:17:23.200 to stay safe in this world. Probably not to tell 334 00:17:23.240 --> 00:17:26.279 your secrets to a little AI pendant that you're going 335 00:17:26.279 --> 00:17:28.680 to win your friends. 336 00:17:28.759 --> 00:17:32.319 Yeah, that's one of many, one of many. Marcia Caryer. 337 00:17:32.319 --> 00:17:34.680 I wish I had more time, but you always come 338 00:17:34.759 --> 00:17:40.240 with sage, advice, great wisdom, great warnings, oftentimes to. 339 00:17:40.279 --> 00:17:40.960 Keep us safe. 340 00:17:41.000 --> 00:17:43.039 Well the g I brought you some good stuff about 341 00:17:43.039 --> 00:17:45.279 the Oh yes you did, oh yes, well, thank you 342 00:17:45.319 --> 00:17:47.720 so much. I so enjoyed coming here, and thank you 343 00:17:47.799 --> 00:17:50.720 everybody who hits me up on Twitter. And I know 344 00:17:50.799 --> 00:17:53.079 sometimes I don't check, but I'm working on a book 345 00:17:53.200 --> 00:17:56.759 really hard, so I will answer everybody. Thank you so much. 346 00:17:56.839 --> 00:17:57.039 You do. 347 00:17:57.119 --> 00:17:59.799 You're very good about responding to people who reach out 348 00:17:59.839 --> 00:18:00.680 on social media. 349 00:18:00.799 --> 00:18:01.160 Thank you. 350 00:18:02.039 --> 00:18:02.799 I see you next week. 351 00:18:02.799 --> 00:18:03.799 We miss you on Twitter. 352 00:18:03.920 --> 00:18:05.799 I miss you as well, but you know, but I'll 353 00:18:05.799 --> 00:18:07.799 be here next week, all right, Then I'll see you. 354 00:18:07.799 --> 00:18:11.759 Then you're listening to Later with Moe Kelly on demand 355 00:18:11.960 --> 00:18:13.839 from KFI AM six forty. 356 00:18:14.440 --> 00:18:16.920 I think it's about time to give away some free stuff, 357 00:18:17.319 --> 00:18:21.480 some tickets. The California Science Center proudly presents the special 358 00:18:21.599 --> 00:18:26.640 exhibition Leonardo da Vinci and mentor artist Dreamer. Step into 359 00:18:26.640 --> 00:18:29.279 a world of wonder and innovation as you explore thirty 360 00:18:29.519 --> 00:18:34.559 ingenious inventions, including the flying Bicycle, Great Oregon, Mechanical bat 361 00:18:34.599 --> 00:18:39.480 and Great Kite, each built by contemporary Italian artisans according 362 00:18:39.480 --> 00:18:42.960 to da Vinci's drawings. Mechanical wonders that were once only 363 00:18:43.000 --> 00:18:46.480 sketches on paper now stand before you, including over a 364 00:18:46.599 --> 00:18:50.720 dozen full scale models. You can marvel at the extraordinary 365 00:18:50.720 --> 00:18:54.319 detail of da Vinci's designs, each a testament to his 366 00:18:54.480 --> 00:19:00.880 visionary spirit and endless curiosity. This special exhibition, Da Vinci 367 00:19:00.960 --> 00:19:05.839 Inventor Artist Dreamer is at the California Science Center in 368 00:19:06.079 --> 00:19:10.920 Exposition Park. We have a family four pack to give away, 369 00:19:11.799 --> 00:19:13.680 and I think it's about time to open the phones. 370 00:19:13.759 --> 00:19:14.559 Yeah, let's do that. 371 00:19:14.680 --> 00:19:19.759 Let's open the phones, and if you are caller number ten, 372 00:19:20.480 --> 00:19:23.519 the family four pack is yours. You'll have to use 373 00:19:23.559 --> 00:19:28.640 the tickets before August eighteenth. That's the only caveat Give 374 00:19:28.720 --> 00:19:31.000 us a call it eight hundred five to zero one 375 00:19:31.079 --> 00:19:35.200 KFI eight hundred five to zero one five three four 376 00:19:35.880 --> 00:19:38.799 and you will win Caller ten, that is, you will 377 00:19:38.839 --> 00:19:41.839 win a family four pack to the California Science Center, 378 00:19:42.160 --> 00:19:46.440 which is proudly presenting the special exhibition Leon Nardo da 379 00:19:46.519 --> 00:19:50.880 Vinci Inventor, Artist Dreamer. And you have if you haven't 380 00:19:50.880 --> 00:19:56.440 been to the California Science Center. I highly recommend, regardless 381 00:19:56.480 --> 00:20:01.039 of age. I used to tutor there an a school program, 382 00:20:01.279 --> 00:20:03.839 so I got to go every single day. I was 383 00:20:03.839 --> 00:20:07.200 tutoring fifth graders. This was a long time ago when 384 00:20:07.200 --> 00:20:11.160 it was relatively new, and it has grown tremendously since then. 385 00:20:11.440 --> 00:20:16.319 It is a great place, especially for young people and 386 00:20:16.680 --> 00:20:20.759 older people to just learn. It's look, it's very cool, 387 00:20:21.519 --> 00:20:24.160 and you would be remiss if you did not take 388 00:20:24.200 --> 00:20:27.519 it upon yourself to try to get these tickets. Caller 389 00:20:27.640 --> 00:20:31.200 ten eight hundred five to zero one KFI eight hundred 390 00:20:31.480 --> 00:20:35.359 five to zero one five three four family four pack 391 00:20:35.440 --> 00:20:40.000 for the California Science Center the special exhibition of Leonardo 392 00:20:40.039 --> 00:20:42.400 da Vinci, inventor artist Dreamer. 393 00:20:42.839 --> 00:20:45.119 Wait a minute, we can't skip over the fact that 394 00:20:45.240 --> 00:20:47.759 you said used a tutor. What did you tutor? 395 00:20:47.799 --> 00:20:48.559 What did you what did you. 396 00:20:48.799 --> 00:20:52.759 Specialize that it was interesting? I taught three different mini classes. 397 00:20:52.880 --> 00:20:59.039 I taught chess, Spanish and also martial arts. Wow, yep, 398 00:20:59.079 --> 00:21:03.640 it was Monday, Wednesday, Friday, and I would yeah. It 399 00:21:03.720 --> 00:21:08.160 was just an after school advanced learning program. It was 400 00:21:08.160 --> 00:21:12.160 called the Elite Program LAAP, and it was started by 401 00:21:12.240 --> 00:21:14.920