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<v Speaker 1>We are now going to look over at Kevin Turner,

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<v Speaker 1>who's going to pull the curtain back and share a

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<v Speaker 1>little bit about his life.

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<v Speaker 2>I had a thought the other day, and this is

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<v Speaker 2>just kind of kicking in my head, but I don't

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<v Speaker 2>know if it's anything going to act on because I'd

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<v Speaker 2>like to get the numbers, and I just wanted to

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<v Speaker 2>I thought you guys might actually like this. Here's my

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<v Speaker 2>situation with my vehicles. Okay, it's out to drive, So

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<v Speaker 2>here's the story. Though my wife works from home, has

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<v Speaker 2>a car that she has paid off, so no car payments,

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<v Speaker 2>but she works from home. I work here and I

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<v Speaker 2>have leased a car. I always I've leased car for

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<v Speaker 2>a long time. I've never owned a car. Actually always

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<v Speaker 2>lease hand car. And I was thinking the other day,

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<v Speaker 2>for the first time, I can't believe we would go

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<v Speaker 2>for a while night.

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<v Speaker 3>It's first time.

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<v Speaker 2>I thought, how often do we both need our cars

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<v Speaker 2>at the same time?

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<v Speaker 3>Very rarely?

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<v Speaker 2>And if I was just to not have a car payment,

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<v Speaker 2>I could drive her car to work here because she

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<v Speaker 2>works from home, and if she had to go somewhere

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<v Speaker 2>or had a meeting, or if I had something, I

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<v Speaker 2>could just uber and would the amount of times that

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<v Speaker 2>I would need that extra car and Uber would that

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<v Speaker 2>cost less than my monthly car payment?

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<v Speaker 4>Let me ask you, does this all make sense? It

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<v Speaker 4>makes all kinds of sense. I want to ask you,

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<v Speaker 4>how long until your lease is up?

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<v Speaker 3>Oh?

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<v Speaker 2>I got another two and a half years? Oh yeah,

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<v Speaker 2>I just got any one, but I can trade it in.

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<v Speaker 2>They're always looking for get your car back? Really yeah,

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<v Speaker 2>and they'll just well, no, I got a little You know, hey, man,

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<v Speaker 2>you don't have to pay a half years. You okay,

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<v Speaker 2>But here's the thing.

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<v Speaker 1>Also, you're basing that on what's happening in your life

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<v Speaker 1>right now. Sure, but what happens if in a year

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<v Speaker 1>you both need your cars every day?

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<v Speaker 2>Yeah, no, no doubt about it. But that's where it's

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<v Speaker 2>kind of easy though, because since her car is taken

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<v Speaker 2>care of.

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<v Speaker 1>But that's that's that's the cheak code in life, if

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<v Speaker 1>you can get to where And again, Kanye is skinny,

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<v Speaker 1>he's your guy.

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<v Speaker 3>He's a leader in so many different ways. Amazing. But

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<v Speaker 3>he said the things we own end up boning us.

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<v Speaker 1>He's right, and so the things that if you can

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<v Speaker 1>figure out how to not live in the biggest house,

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<v Speaker 1>how to not have the biggest car payment.

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<v Speaker 3>Drive cars that are paid off.

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<v Speaker 1>You don't have to work for the man as much

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<v Speaker 1>because you're not under as much pressure to pay off

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<v Speaker 1>all the crap you own. So there is something to that,

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<v Speaker 1>you know, if you have too paid off cars and

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<v Speaker 1>just drive an old, crappy car, if you're down with that, like,

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<v Speaker 1>because eventually, over time, it's just gonna get older and

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<v Speaker 1>older and older.

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<v Speaker 3>Right, yeah, that's what I struggle with.

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<v Speaker 2>Then the bad thing happens in your car and then

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<v Speaker 2>you end up paying for how much to repair it,

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<v Speaker 2>and I don't want to go through that. But that's

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<v Speaker 2>that's a lesser I mean, this is very simple though,

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<v Speaker 2>just doing the numbers here. If I didn't have the

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<v Speaker 2>car payment, let's say it's five hundred a month, it's

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<v Speaker 2>a less than actually oh oh yeah.

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<v Speaker 4>It is, ye car payment under five hundred And you're

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<v Speaker 4>having this discussion.

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<v Speaker 2>I told you I'm killing it out here. But you

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<v Speaker 2>take that away, and let's say I had to uber

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<v Speaker 2>three times. There's three times we had to be in

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<v Speaker 2>a different spot. Well, man, that's one hundred dollars max. Like,

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<v Speaker 2>I'm saving quite a bit of money. Now, maybe there's

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<v Speaker 2>a month or two that you end up going over

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<v Speaker 2>that because you did have to be in separate places.

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<v Speaker 2>But the benefit of her working from home, I feel

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<v Speaker 2>like I'm not taking advantage of that if quite frankly,

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<v Speaker 2>her car's there all day.

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<v Speaker 4>Have you, guys spent or in this scenario, have you

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<v Speaker 4>spent any time thinking about what your weekends are like

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<v Speaker 4>a little and sometimes she works on weekends. So cause

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<v Speaker 4>I'm just saying, you guys are going to be fused

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<v Speaker 4>at the hit. No, I know, trust me there in

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<v Speaker 4>my car or more uber I like having my car. Yeah,

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<v Speaker 4>but I'm just thinking the sheer math a number of

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<v Speaker 4>times I would uber, it can't be that much. I

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<v Speaker 4>think it's unique in that you don't live that far

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<v Speaker 4>from work and your wife works from home.

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<v Speaker 3>Yeah.

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<v Speaker 4>Sure, in a lot of more urban areas. You know,

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<v Speaker 4>you're in the burbs and a lot of more urban areas,

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<v Speaker 4>it's not uncommon at all for a family to have

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<v Speaker 4>one car.

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<v Speaker 2>It's not, trust me, is not most people. The mom

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<v Speaker 2>and the dad go to work, right or the you know,

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<v Speaker 2>the husband and the wife go to work, Yeah, separately.

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<v Speaker 2>So this is why it's a very different situation for sure.

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<v Speaker 2>What do you think, Christina, it.

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<v Speaker 3>Sounds smart to me, and even better.

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<v Speaker 2>I mean, it's summer right now, so don't do this

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<v Speaker 2>right now.

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<v Speaker 3>Are you within like biking distance from the station. Oh

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<v Speaker 3>my god, I'd love that.

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<v Speaker 1>If if I buy you a BMX bike, will you

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<v Speaker 1>ride it to with a helmet? Again?

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<v Speaker 3>Not obviously, not until like October, and you have to

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<v Speaker 3>pop wheelies on every curve. I just like that the

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<v Speaker 3>question was asked to me.

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<v Speaker 2>Yeah, there's not something I would do. I could see

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<v Speaker 2>Kavanaugh riding his bike to work or something, but that's

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<v Speaker 2>not something I would do.

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<v Speaker 4>If you are going to do something like that, what

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<v Speaker 4>you have to do is you have to take your

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<v Speaker 4>car payment and stick it in a savings account and

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<v Speaker 4>don't touch it now.

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<v Speaker 3>Dude, I was gonna go burn it.

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<v Speaker 2>Well.

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<v Speaker 4>The point being is that if you do get in

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<v Speaker 4>a situation where suddenly y'all need two cars, you have

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<v Speaker 4>a down payment for a car.

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<v Speaker 3>Yeah, for sure.

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<v Speaker 4>That's like one of the mistakes people mistake. Mistakes people make.

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<v Speaker 4>They get their car paid off, and then it's like

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<v Speaker 4>they just do something else with that income, something else,

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<v Speaker 4>discretionary or whatever.

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<v Speaker 3>You've got to.

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<v Speaker 4>Put it somewhere to where it's like you've already been

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<v Speaker 4>making that payment. Leave it there, and it puts you

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<v Speaker 4>in a position where if you do have some seismic

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<v Speaker 4>thing happen, you can account for it.

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<v Speaker 2>And that was your financial minute.

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<v Speaker 3>I'm Lou Dobbs. Fantastic work life Math with Kevin Turner,