WEBVTT 1 00:00:00.040 --> 00:00:04.240 We were having a conversation earlier. Today, John our producer, 2 00:00:04.280 --> 00:00:05.320 today's in his twenties. 3 00:00:05.360 --> 00:00:06.280 I am fifty five. 4 00:00:07.799 --> 00:00:09.759 Elections mean a little bit more at the age of 5 00:00:09.839 --> 00:00:14.679 fifty five than when I was twenty six, because everything neat. 6 00:00:14.800 --> 00:00:18.000 You know, you're getting closer to retirement. You're looking at 7 00:00:18.120 --> 00:00:21.800 numbers a little bit more than you used to, and 8 00:00:22.079 --> 00:00:24.440 a good plan is not crossing your fingers and hoping. 9 00:00:26.960 --> 00:00:30.160 Let's bring in Alan mccuriro from Mercurio Wealth Advisors. 10 00:00:30.160 --> 00:00:31.719 Oh we have Troy. I don't know which one we have. 11 00:00:33.000 --> 00:00:34.000 Oh you got me, Allen? 12 00:00:34.240 --> 00:00:36.679 Oh what's up? But I'm doing great. 13 00:00:37.840 --> 00:00:39.679 Are you back from California? 14 00:00:39.719 --> 00:00:45.359 My physically, yes, mentally. Let me tell you if you 15 00:00:45.359 --> 00:00:47.159 want to live in California. By the way, this is 16 00:00:47.200 --> 00:00:50.159 forty five minutes north of San Diego, so right on 17 00:00:50.200 --> 00:00:51.840 the beach. So I will tell you if you want 18 00:00:51.880 --> 00:00:54.960 to live there, go see Alan Mercurio at Mercurial Wealth 19 00:00:54.960 --> 00:00:58.119 Advisors because you're going to need the money there. 20 00:00:58.159 --> 00:00:59.600 You go. 21 00:01:00.880 --> 00:01:02.079 Nothing there was cheap. 22 00:01:02.679 --> 00:01:04.879 The house we were staying in had no central heir 23 00:01:05.159 --> 00:01:07.680 and it was it was on campus on the beach, 24 00:01:07.760 --> 00:01:09.879 but it was It was probably one hundred thousand dollars 25 00:01:09.879 --> 00:01:12.959 house in Louisville, and it was they had listed they 26 00:01:13.040 --> 00:01:14.840 originally listed at three point five million. 27 00:01:16.239 --> 00:01:18.560 Oh my gosh, yeah. 28 00:01:18.599 --> 00:01:21.920 Yeah, it's crazy. And the house are crossed it. Oh 29 00:01:21.959 --> 00:01:24.079 my god, yeah, you got it. Takes money in Allen. 30 00:01:24.159 --> 00:01:26.680 That's that's what we're doing now, before we get into 31 00:01:26.719 --> 00:01:29.359 medicare and all that kind of stuff. But what I said, 32 00:01:30.000 --> 00:01:34.920 you know, people come to see you around this age 33 00:01:35.000 --> 00:01:37.599 is an accident. You should go earlier. Like John, our 34 00:01:37.599 --> 00:01:40.159 producer's in his mid twenties. He should go earlier and 35 00:01:40.159 --> 00:01:42.680 talk to folks like you. But we start to get 36 00:01:42.680 --> 00:01:47.159 a little nervous about elections and who is is being 37 00:01:47.200 --> 00:01:50.439 elected and what our numbers look like. I'm fifty five, 38 00:01:50.560 --> 00:01:52.719 so you know, I start to go, okay, I need 39 00:01:52.760 --> 00:01:53.200 a coach. 40 00:01:54.920 --> 00:01:57.519 Yeah yeah, I mean I think a lot of people 41 00:01:57.560 --> 00:02:01.120 start looking at it. You know, when you get in there, 42 00:02:00.879 --> 00:02:03.640 you break that fifty mark or maybe fifty five, you 43 00:02:03.680 --> 00:02:07.799 start looking at your numbers, you start thinking about possibly 44 00:02:07.840 --> 00:02:09.919 someday retiring, and then all of a sudden it sneaks 45 00:02:10.000 --> 00:02:11.639 up on you and you're thinking, oh my gosh, I'm 46 00:02:11.680 --> 00:02:15.560 sixty three, I'm sixty four, what I do you know? 47 00:02:15.639 --> 00:02:18.080 So The main thing is is you got to have 48 00:02:18.120 --> 00:02:20.639 a plan. You got to have a strategy. And you 49 00:02:20.680 --> 00:02:23.280 know we're talking about today maybe some end of year 50 00:02:23.360 --> 00:02:26.159 stuff that everybody that does have a plan needs to 51 00:02:26.159 --> 00:02:27.680 look at. But even if you don't have a plan, 52 00:02:27.719 --> 00:02:29.439 you need to probably start looking at some of this stuff. 53 00:02:30.280 --> 00:02:34.319 And even if it's just because you'd look at people's 54 00:02:34.360 --> 00:02:39.400 retirement plans. And sometimes not all the time, but sometimes 55 00:02:39.400 --> 00:02:41.319 you look at stuff and you go, you know, they're 56 00:02:41.360 --> 00:02:44.800 taking this retirement plan that you're doing is taking half 57 00:02:44.800 --> 00:02:47.159 a point or a point more than they should be, right, 58 00:02:47.280 --> 00:02:49.680 Like you're like, for the last fifteen years, you've been 59 00:02:49.719 --> 00:02:52.560 paying too much for this thing. And I got to 60 00:02:52.599 --> 00:02:54.479 tell you, I don't know you know the numbers. I don't, 61 00:02:54.960 --> 00:02:57.439 but if you pay a point too much for fifteen 62 00:02:57.520 --> 00:03:01.000 years of your retirement, that adds up when you're actually retired. 63 00:03:02.240 --> 00:03:03.919 Yeah, it makes a big difference. I mean, a lot 64 00:03:03.960 --> 00:03:07.039 of the four oh one k's out there, when you 65 00:03:07.080 --> 00:03:09.360 look at them, that looks like you're not paying any 66 00:03:09.400 --> 00:03:13.840 kind of fees. But especially over the last probably five 67 00:03:13.919 --> 00:03:16.360 to ten years, they've moved a lot of the four 68 00:03:16.479 --> 00:03:19.520 one K plans and moved to these target date funds 69 00:03:20.319 --> 00:03:23.960 and the target date funds are ideally The theory behind 70 00:03:23.960 --> 00:03:26.680 them is that they kind of manage your portfolio as 71 00:03:26.680 --> 00:03:28.240 you get closer, so it gets a little bit more 72 00:03:28.240 --> 00:03:31.280 conservative as you get closer to your retirement date. The 73 00:03:31.319 --> 00:03:33.479 problem with the target date funds number one, in two 74 00:03:33.479 --> 00:03:36.680 thousand and eight they failed miserably. But number two is 75 00:03:36.759 --> 00:03:39.879 they typically charge a little bit more than fee, So 76 00:03:39.960 --> 00:03:42.719 you can be paying upwards of two to two and 77 00:03:42.759 --> 00:03:44.840 a half to three percent in your four one K 78 00:03:44.919 --> 00:03:48.400 and not even know it, just to have that four 79 00:03:48.400 --> 00:03:50.680 O one K plan. So it is something that you 80 00:03:50.719 --> 00:03:53.199 need to look at, and it does make a difference 81 00:03:53.199 --> 00:03:55.039 on your d number what you're going to end up 82 00:03:55.039 --> 00:03:55.919 with when you retire. 83 00:03:57.360 --> 00:04:01.240 So I know why we talked earlier about medicare? What 84 00:04:01.360 --> 00:04:03.800 is do you do you all do that at all 85 00:04:03.840 --> 00:04:07.240 at your business, like give advice on what we should 86 00:04:07.280 --> 00:04:09.080 do because I know that you all are big on 87 00:04:09.240 --> 00:04:11.319 what taxes are your pain because that's the big deal 88 00:04:11.360 --> 00:04:14.319 in the retirement and then healthcare costs could also be 89 00:04:14.759 --> 00:04:17.120 an issue. Do you all even deal with that Medicare? 90 00:04:18.279 --> 00:04:18.639 We do? 91 00:04:18.680 --> 00:04:21.560 And actually I've got Elizabeth Jillett who is our Medicare 92 00:04:21.600 --> 00:04:24.439 specialist in house in our office. We've we've she's on 93 00:04:24.480 --> 00:04:26.079 the line with us now, so I should. 94 00:04:26.480 --> 00:04:28.360 Hey, Elizabeth, how are you. 95 00:04:30.639 --> 00:04:31.000 Well? 96 00:04:31.759 --> 00:04:34.959 Okay, she agreed to join me today, so I didn't 97 00:04:34.959 --> 00:04:37.319 make myself sound like a fool. But yeah, we are 98 00:04:37.360 --> 00:04:40.600 now doing that with our clients and anybody that has 99 00:04:40.680 --> 00:04:41.439 questions on medicare. 100 00:04:41.519 --> 00:04:44.120 All right, what's the one or two again, Lizabeth, give 101 00:04:44.160 --> 00:04:46.800 me one or two things. Because we're time limited here, 102 00:04:46.800 --> 00:04:49.879 give me one or two things. The top two things 103 00:04:49.920 --> 00:04:52.360 people are worried about with medicare when they retire. 104 00:04:54.759 --> 00:04:57.079 Well, of course, it depends on when you retire, if 105 00:04:57.079 --> 00:05:00.000 you're retiring before age sixty five or after. So that's 106 00:05:00.199 --> 00:05:02.839 very big difference because if you're going out and getting 107 00:05:03.519 --> 00:05:06.959 Cobra health insurance or getting it from the marketplace, the 108 00:05:07.040 --> 00:05:10.199 cost tend to be much higher, and they're dependent on 109 00:05:10.319 --> 00:05:14.000 your predicted income of course for that upcoming year. But 110 00:05:14.800 --> 00:05:17.079 people tend to be excited when they turn sixty five 111 00:05:17.120 --> 00:05:18.839 because that means they get to go on Medicare and 112 00:05:18.879 --> 00:05:22.439 save some money. But as far as other concerns with 113 00:05:22.480 --> 00:05:24.959 that is just making sure that you have comprehensive coverage 114 00:05:25.000 --> 00:05:28.160 that's not too expensive, and making sure that it's cost 115 00:05:28.240 --> 00:05:29.120 effective as well. 116 00:05:29.720 --> 00:05:32.279 Yeah, because that is the that's the issue, right, You 117 00:05:32.319 --> 00:05:35.199 get Medicare, and I don't think people what percentage of 118 00:05:35.240 --> 00:05:38.079 Americans understand Medicare before they retire. 119 00:05:40.319 --> 00:05:43.240 Oh, that's a tough number to figure out, but I 120 00:05:43.360 --> 00:05:44.639 can't imagine it's very. 121 00:05:44.560 --> 00:05:48.319 High, right, I mean, just a couple of percentage voids. 122 00:05:48.360 --> 00:05:50.120 Alan, Do you have a take on that at all? 123 00:05:51.279 --> 00:05:53.319 Yeah, I mean I think that I like that that 124 00:05:53.399 --> 00:05:58.600 the bigger problem is just understanding the different plans. And 125 00:05:58.680 --> 00:06:01.560 I know that I don't fully understand it, but I 126 00:06:01.600 --> 00:06:04.199 know like the Medicare advantage plans are supposed to be 127 00:06:04.240 --> 00:06:06.720 more like your traditional health insurance that you've had all 128 00:06:06.759 --> 00:06:09.399 these years. They have some benefits that you kind of enjoyed, 129 00:06:09.399 --> 00:06:11.759 but they also have some kickbacks too that if you 130 00:06:11.800 --> 00:06:15.079 take a Medicare advantage plan when you start out, I 131 00:06:15.079 --> 00:06:16.720 think it's a little bit harder to go back to 132 00:06:16.720 --> 00:06:20.720 the original Medicare and the supplements. So so you just 133 00:06:20.800 --> 00:06:23.199 have to really make sure that you're talking to somebody 134 00:06:23.240 --> 00:06:26.040 that knows the options and somebody that can kind of 135 00:06:26.079 --> 00:06:30.600 guide you through that maze of you know, questions that 136 00:06:30.680 --> 00:06:32.720 you may not even know to ask and it's you know, 137 00:06:32.759 --> 00:06:35.120 it's not unlike your retirement planning. I mean we talk 138 00:06:35.160 --> 00:06:37.480 about that all the time on Retirement three sixty to 139 00:06:37.560 --> 00:06:41.839 the radio show that we you know, it is amazed. 140 00:06:41.920 --> 00:06:45.000 It's something that you have to really kind of focus on. 141 00:06:45.639 --> 00:06:46.600 What do I need to do. 142 00:06:46.759 --> 00:06:49.759 And one of the benefits I think we offered our 143 00:06:49.800 --> 00:06:52.279 clients and anybody that listens to our show is the 144 00:06:53.040 --> 00:06:55.360 that they can, you know, come to us and we'll 145 00:06:55.399 --> 00:06:57.879 even tell them these these are questions that you probably 146 00:06:57.920 --> 00:07:01.120 need to ask or get an answer to, and that's 147 00:07:01.199 --> 00:07:04.560 one of the benefits of listening. And I was going 148 00:07:04.600 --> 00:07:06.439 to mention today you can go to our website. We've 149 00:07:06.439 --> 00:07:09.319 got a retirement toolkit out there that if you go 150 00:07:09.360 --> 00:07:14.079 to Lobells Retirement Coach dot com. As you log onto 151 00:07:14.120 --> 00:07:17.199 the page, pop up will pop up and say if 152 00:07:17.199 --> 00:07:19.639 you want a retirement toolkit, you just I think you 153 00:07:19.680 --> 00:07:21.439 put your email addressed in there and it'll send it 154 00:07:21.519 --> 00:07:24.240 right to you. But it's a great start to give 155 00:07:24.240 --> 00:07:26.560 you a checklist and kind of see what you're doing 156 00:07:26.639 --> 00:07:29.399 for retirement. And Medicare is part of that. Making sure 157 00:07:29.399 --> 00:07:31.680 that you have proper healthcare coverage, making sure you have 158 00:07:31.759 --> 00:07:33.600 long term care coverage and all the things that go 159 00:07:33.639 --> 00:07:34.199 along with that. 160 00:07:35.600 --> 00:07:39.160 So, Elizabeth, I think people don't understand also that you 161 00:07:39.319 --> 00:07:43.199 pay for health insurance when you have Medicare. Most of us, 162 00:07:43.279 --> 00:07:45.000 I got to tell you the truth. Until about ten 163 00:07:45.040 --> 00:07:48.120 years ago, when I started working with Alan, I thought 164 00:07:48.199 --> 00:07:51.399 that I've been paying into Medicare for my entire life 165 00:07:51.439 --> 00:07:54.519 every paycheck since I was seventeen years old. I thought 166 00:07:54.519 --> 00:07:57.800 when I turned sixty five that my medical care was 167 00:07:57.800 --> 00:08:00.439 taken care of. That's not true. This is why you 168 00:08:00.480 --> 00:08:04.839 were there with Alan, correct, right. 169 00:08:04.759 --> 00:08:07.759 Right, And now you had been paying into part of Medicare. 170 00:08:07.839 --> 00:08:10.600 You had been paying for your Part A Medicare, which 171 00:08:10.639 --> 00:08:15.480 is the hospitalization coverage. And so typically when people reach 172 00:08:15.560 --> 00:08:19.759 retirement age, when they reach Medicare age, they don't have 173 00:08:19.879 --> 00:08:22.680 a premium cost for Part A, but there is a 174 00:08:22.680 --> 00:08:25.879 premium for Part B like you're talking about. And that 175 00:08:26.040 --> 00:08:29.600 was just raised about ten dollars for the upcoming year 176 00:08:29.680 --> 00:08:32.159 for twenty twenty five from one hundred and seventy four 177 00:08:32.960 --> 00:08:36.960 dollars in twenty twenty four. So that's absolutely something to 178 00:08:37.360 --> 00:08:40.519 keep in mind that that, and you know it does 179 00:08:40.559 --> 00:08:42.840 come out of your Social Security check if you are 180 00:08:42.879 --> 00:08:46.759 receiving social Security. So sometimes you don't really realize that 181 00:08:46.759 --> 00:08:50.559 that's going there month additional coverage. 182 00:08:51.279 --> 00:08:53.559 Do you see it was a month? Okay, I got you. 183 00:08:53.679 --> 00:08:56.399 Okay, yeah, all right, I mean it was a month. 184 00:08:57.720 --> 00:09:02.039 Come on, man, I just look, you know, all right, 185 00:09:02.120 --> 00:09:02.440 I'm not. 186 00:09:02.399 --> 00:09:04.600 Gonna have to take about it. If you if you've 187 00:09:04.600 --> 00:09:06.639 been paying for health insurance on your own or have 188 00:09:06.639 --> 00:09:10.039 you been fortunate enough to have it through your company, Yeah, 189 00:09:10.120 --> 00:09:12.480 now you got to You've got to figure that into 190 00:09:12.519 --> 00:09:16.120 your monthly budget. And that's yeah, that's a big thing. 191 00:09:16.320 --> 00:09:16.559 Yeah. 192 00:09:16.600 --> 00:09:21.240 And again, let's let's circle back in. If you're spending 193 00:09:21.320 --> 00:09:24.679 ten thousand dollars a month on your expenses and what 194 00:09:24.720 --> 00:09:27.200 you do now do you think you're going to be 195 00:09:27.279 --> 00:09:29.440 doing that in retirement? And now people are like, wait, 196 00:09:29.559 --> 00:09:31.200 I do, and they're going to go home. And when 197 00:09:31.240 --> 00:09:33.159 you do a budget, you realize, oh my god, I'm 198 00:09:33.159 --> 00:09:36.440 spending ten thousand dollars a month on everything, right uh 199 00:09:36.879 --> 00:09:40.399 so yeah, right, so the reality of I better be 200 00:09:40.559 --> 00:09:44.080 generating that much money in retirement. 201 00:09:45.440 --> 00:09:45.919 Yeah. 202 00:09:46.200 --> 00:09:49.080 Yeah, And you do have to have income sources coming in, 203 00:09:49.120 --> 00:09:50.799 and that's one of the things that we preach all 204 00:09:50.799 --> 00:09:54.600 the time, you know, try to get multiple income sources 205 00:09:54.600 --> 00:09:56.720 coming in. You'll have your SOLI security or maybe you 206 00:09:56.759 --> 00:09:58.879 have a pension, maybe you have some kind of an 207 00:09:58.879 --> 00:10:01.559 annuity that's generating some income for you or something like that. 208 00:10:01.600 --> 00:10:04.279 But if you have two or three different income sources 209 00:10:04.320 --> 00:10:08.240 that are guaranteed and reliable and sustainable, then you kind 210 00:10:08.240 --> 00:10:10.399 of make up the rest of it with your investments 211 00:10:10.399 --> 00:10:13.720 that you saved. And building that income plan is critical 212 00:10:13.720 --> 00:10:14.600 in your retirement plan. 213 00:10:14.679 --> 00:10:17.960 Yeap, so, Alan and Elizabeth, thank you for what you do. 214 00:10:18.000 --> 00:10:20.159 If you're worrying about your medicare, I need you to 215 00:10:20.200 --> 00:10:21.759 get a hold of Alan Mercurial. 216 00:10:22.919 --> 00:10:23.200 Alan. 217 00:10:23.240 --> 00:10:25.320 What's the best way to the website or the phone 218 00:10:25.360 --> 00:10:28.399 number for you either, I mean they can. 219 00:10:28.279 --> 00:10:30.440 Go to Louiell's Retirement Coach dot com, like I said, 220 00:10:30.440 --> 00:10:32.720 they can pick up the retirement toolkit there, or they 221 00:10:32.720 --> 00:10:34.840 can just call the office five O two two five 222 00:10:35.039 --> 00:10:39.240 three nine three six six and you know, schedule time 223 00:10:39.279 --> 00:10:41.360 to either talk with me or one of the coaches 224 00:10:41.360 --> 00:10:43.519 here in the office. And you can certainly schedule time 225 00:10:43.519 --> 00:10:46.120 to talk with Elizabeth two about medicare. But I think 226 00:10:46.159 --> 00:10:49.279 it is something that especially going into the in December, 227 00:10:49.399 --> 00:10:51.039 last part of the year, you got some things that 228 00:10:51.159 --> 00:10:53.360 need to be taken care of and looked at. It's 229 00:10:53.399 --> 00:10:55.320 a great time to start your planning off. So you're 230 00:10:55.559 --> 00:10:57.639 off to a good start in twenty twenty five. 231 00:10:57.759 --> 00:11:01.200 Yep, all right, Alan Mercurield, that's my recommendation. 232 00:11:01.399 --> 00:11:01.799 Nobody. 233 00:11:01.840 --> 00:11:04.600 I've worked with him over fifteen years and I've never 234 00:11:04.679 --> 00:11:07.600 had an email, never had a call from what one person? 235 00:11:08.360 --> 00:11:10.360 And I always say that call me, send an email 236 00:11:10.360 --> 00:11:11.879 if you have a problem with Al and never, not 237 00:11:12.039 --> 00:11:14.919 once in fifteen years. So you do a fantastic job 238 00:11:15.399 --> 00:11:18.080 and you take care of your clients, and that's why 239 00:11:18.679 --> 00:11:21.360 you've been around for so many years. Troy, of course, 240 00:11:21.480 --> 00:11:23.759 is your partner there with you. Elizabeth. Thank you for 241 00:11:23.799 --> 00:11:25.440 your time and your info on the medicare. 242 00:11:27.200 --> 00:11:28.879 Absolutely it's great to meet you all. 243 00:11:28.879 --> 00:11:30.559 I met good to meet you too. All right, Alan, 244 00:11:30.600 --> 00:11:31.720 I'll talk to you soon, buddy. 245 00:11:33.279 --> 00:11:34.120 Thank you, Thank you. 246 00:11:34.559 --> 00:11:38.120 Albakurio Mercurial Wealth Advisors. Could you get some good advice there? 247 00:11:38.200 --> 00:11:42.039 Uh, Dwight, I just listen. Yeah, I'm going to diversify 248 00:11:42.559 --> 00:11:51.679 and other things. Well, if you're disappointed that there's no 249 00:11:51.840 --> 00:11:54.600 exploding wale day, I've got good news for you. 250 00:11:54.879 --> 00:11:55.960 Exploding whale day. 251 00:11:56.080 --> 00:11:57.840 Yeah, exploding weld Day. A lot of people. 252 00:11:57.840 --> 00:11:58.360 What happened? 253 00:11:58.399 --> 00:12:02.639 Yeah, people, people wanted to good Exploding Well Day. For 254 00:12:02.720 --> 00:12:06.919 those who don't know, the exploding whale story happened forty 255 00:12:06.919 --> 00:12:08.879 four years ago in Oregon. I meant to do this 256 00:12:08.960 --> 00:12:13.200 story earlier in the month, and I forgot to forty 257 00:12:13.200 --> 00:12:16.399 four years ago in Florence, Oregon. It is considered to 258 00:12:16.440 --> 00:12:20.360 be many the very first, the very first viral news story. 259 00:12:20.399 --> 00:12:24.360 It was so impactful that Oregon is now making a 260 00:12:24.559 --> 00:12:28.120 Exploding Well Day an official holiday within the state. The 261 00:12:28.200 --> 00:12:32.120 official date is going to be November twelfth. All festivities 262 00:12:32.120 --> 00:12:35.080 are going to include a stage featuring people dressed up 263 00:12:35.120 --> 00:12:39.279 as wales, as well as as well as local merchant 264 00:12:39.360 --> 00:12:43.639 stopping up on stocking up on weal themed merchandise and 265 00:12:43.759 --> 00:12:47.600 all stamps from forty four years ago, a dead sperm 266 00:12:47.639 --> 00:12:51.240 whale washed up on the beach and an attempt to 267 00:12:51.279 --> 00:12:55.000 clear the sperm whale from the truck I think no, oh, no, 268 00:12:55.080 --> 00:13:00.879 whole contrary bonjour. In an attempt to clear the sperm 269 00:13:00.879 --> 00:13:03.159 whale from the beach, they exploded it. 270 00:13:03.519 --> 00:13:06.519 No okay, all right, And I've got another story that 271 00:13:06.600 --> 00:13:07.399 combines with that. 272 00:13:08.440 --> 00:13:13.039 When they exploded the beach from the whale. From the beach, 273 00:13:13.879 --> 00:13:16.360 bits of the whale carcass went flying far enough to 274 00:13:16.440 --> 00:13:21.000 land on spectators. It also damaged parked cars, but it 275 00:13:21.039 --> 00:13:25.000 did create a priceless television moment that some considered the 276 00:13:25.120 --> 00:13:27.039 very first viral news story. 277 00:13:28.759 --> 00:13:29.960 Now they also. 278 00:13:30.000 --> 00:13:32.000 Well band name exploding Whales. 279 00:13:32.120 --> 00:13:34.519 Yeah, exploding Whales. Yeah, that's a great band name. That's 280 00:13:34.519 --> 00:13:35.000 a great band. 281 00:13:35.039 --> 00:13:40.159 Oh. During a sermon at church, pastor Brad McMahon gave 282 00:13:40.200 --> 00:13:44.000 me the newest one foot mail nine foot man. 283 00:13:43.840 --> 00:13:46.799 Monster, nine foot man Monster. 284 00:13:46.960 --> 00:13:47.200 Yeah. 285 00:13:47.759 --> 00:13:48.519 I love that band. 286 00:13:48.720 --> 00:13:49.399 They're great band. 287 00:13:49.440 --> 00:13:50.879 They are band. They've been around for a while too. 288 00:13:51.600 --> 00:13:54.120 So No, they put one of those sperm whales on 289 00:13:54.200 --> 00:13:57.080 the back of like a flatbed. Yeah okay, and they 290 00:13:57.080 --> 00:13:59.039 were taking it away from the beach. I don't know 291 00:13:59.080 --> 00:14:02.000 where they were taking it, but the sun had cooked 292 00:14:02.000 --> 00:14:06.799 it insides. We're building gases, big gas was bidding built 293 00:14:06.879 --> 00:14:09.240 up in it. And when they were going through town, 294 00:14:09.320 --> 00:14:12.559 it exploded. Oh my god, it exploded. And people were 295 00:14:12.639 --> 00:14:15.879 just like, what happened with this damn whale? And of 296 00:14:15.919 --> 00:14:18.960 course doctors and scientists and biologists and all them saying, no, 297 00:14:19.080 --> 00:14:21.480 here's what happened. You can't drag it through the streets 298 00:14:21.519 --> 00:14:25.679 and then heat up like that. It exploded, exploding whales. 299 00:14:26.799 --> 00:14:30.120 All right, carriage forward, folks. I think we're going to 300 00:14:30.159 --> 00:14:30.559 talk to. 301 00:14:30.720 --> 00:14:33.919 Talk to Marty today at eleven thirty five. Oh, we 302 00:14:33.960 --> 00:14:35.759 need to get a rilling in the years with John. 303 00:14:36.120 --> 00:14:37.240 Oh are we doing that now? John? 304 00:14:37.559 --> 00:14:43.639 Can we come back on top of it. He's got it, 305 00:14:43.919 --> 00:14:46.879 He's got it. Carriage Ford, Lewis Clark Parkway. We'll talk 306 00:14:46.879 --> 00:14:48.320 more about that a little bit later in the show. 307 00:14:48.320 --> 00:14:50.240 All right, back after this on news radio eight forty 308 00:14:50.440 --> 00:14:54.279 w h S. All right, here we go reeling in 309 00:14:54.279 --> 00:14:57.759 the years. How did you do yesterday? I was traveling 310 00:14:57.840 --> 00:14:58.759 back from Kelly. 311 00:14:59.200 --> 00:15:00.000 I can't remember. 312 00:15:01.399 --> 00:15:03.399 I can't remember. I can't remember. 313 00:15:03.399 --> 00:15:06.519 I don't know. 314 00:15:07.639 --> 00:15:09.919 All right, well, it doesn't matter now, Johnny, you got 315 00:15:09.919 --> 00:15:11.440 this handle, dude, I think. So. 316 00:15:11.679 --> 00:15:14.200 Okay, because this is really difficult thing that Dave does 317 00:15:14.240 --> 00:15:15.320 every single day. 318 00:15:15.159 --> 00:15:16.759 We're gonna we're gonna give it a shot, though. 319 00:15:16.799 --> 00:15:18.440 Okay, So let's let's get this rolling. 320 00:15:18.840 --> 00:15:22.480 If you don't know, this is what we do every day. 321 00:15:22.480 --> 00:15:25.879 At ten twenty five, we try to guess the year 322 00:15:26.080 --> 00:15:29.000 that these songs charted, and these songs most of them 323 00:15:29.200 --> 00:15:33.000 charted this week in whatever year you've you've chosen. 324 00:15:33.080 --> 00:15:38.879 So let's get rolling the yea, let's do it about you. 325 00:15:41.120 --> 00:15:44.679 Nineteen ninety four, No, that's ninety three, right in ninety 326 00:15:44.679 --> 00:15:49.080 three or ninety four. Yeah, they played the Thundernome. I 327 00:15:49.159 --> 00:15:50.320 might have brought him on stage. 328 00:15:50.519 --> 00:15:54.000 Oh did you now I'm too young to get the reference. 329 00:15:55.879 --> 00:16:07.519 Yeah, right, Black Guard, No, No, that's nineteen Black three, No, 330 00:16:08.840 --> 00:16:09.559 Black Days. 331 00:16:09.759 --> 00:16:12.480 It's the second album, right, I don't know is that 332 00:16:12.559 --> 00:16:13.879 the second sound Guard album? 333 00:16:14.200 --> 00:16:15.000 Super Unknown? 334 00:16:15.240 --> 00:16:18.080 Oh, super Unknown was the second album, right they have 335 00:16:18.159 --> 00:16:18.679 all let's. 336 00:16:18.559 --> 00:16:21.279 Say Seattle crap was like early nine, Like. 337 00:16:21.279 --> 00:16:25.559 I had eight songs on this CD that charted eight wow, 338 00:16:25.600 --> 00:16:27.080 and they were all really good. 339 00:16:27.240 --> 00:16:28.039 Are you going to say here? 340 00:16:28.039 --> 00:16:28.879 Did that CD come out? 341 00:16:29.120 --> 00:16:32.240 It's ninety five, No, it's ninety four and ninety five, 342 00:16:32.320 --> 00:16:34.879 Yeah dude, super Unknown, Yeah, Superknown. 343 00:16:36.799 --> 00:16:38.759 Oh it might be ninety five. 344 00:16:38.879 --> 00:16:41.919 Yeah, it's ninety five, ninety four and ninety five. This 345 00:16:41.960 --> 00:16:43.000 is Q two era. 346 00:16:43.600 --> 00:16:46.080 Yeah, okay, okay, well wait a minute, here we go 347 00:16:46.200 --> 00:16:49.279 qqwo era. All right, let me walk this through. Okay. 348 00:16:49.919 --> 00:16:53.159 This was Counting Crows on that first record, and they 349 00:16:53.200 --> 00:16:56.000 opened up for the Stones on the Voodoo Lounge tour 350 00:16:56.080 --> 00:16:58.519 and that was ninety four, ninety five, So I want 351 00:16:58.519 --> 00:17:05.920 to say nine four yeah on this and mister Jones 352 00:17:05.960 --> 00:17:07.160 was the first single. 353 00:17:06.960 --> 00:17:12.000 Right, yeah, I won't to go ninety four Haven't Looked 354 00:17:12.039 --> 00:17:17.319 to Lights Shine Down collective soul debut song on debut 355 00:17:17.400 --> 00:17:18.839 album Okay collect. 356 00:17:18.519 --> 00:17:21.839 This last year high is the same year, John, Real 357 00:17:22.400 --> 00:17:23.279 are they supposed to be? 358 00:17:23.519 --> 00:17:23.839 Yeah? 359 00:17:23.920 --> 00:17:24.279 Yeah? 360 00:17:24.480 --> 00:17:25.920 These are the same year, same year. 361 00:17:26.039 --> 00:17:27.119 These are the same year. 362 00:17:27.200 --> 00:17:30.319 Yeah. Yeah, don't question you're saying that John is. 363 00:17:30.359 --> 00:17:32.440 Cheating you ever let your Light Shine Down? 364 00:17:32.640 --> 00:17:32.880 Bill? 365 00:17:33.200 --> 00:17:35.279 And then the last one here, this was the number 366 00:17:35.319 --> 00:17:37.920 one song this week in the year. 367 00:17:37.960 --> 00:17:44.359 That whatever, don't mention it. Yeah it's ninety five or 368 00:17:44.400 --> 00:17:44.799 ninety four? 369 00:17:44.880 --> 00:17:46.400 Like to make sweet Love to this? 370 00:17:48.279 --> 00:17:49.240 I think it's ninety five. 371 00:17:49.279 --> 00:17:51.440 It makes sweet sweet love to this. 372 00:17:53.079 --> 00:17:56.480 I think it's ninety five, I really do. It is 373 00:17:56.720 --> 00:17:58.319 nineteen ninety four. 374 00:17:59.400 --> 00:18:03.200 Good try what I said, Damn man, I said ninety four. 375 00:18:03.440 --> 00:18:06.240 We didn't say final answer, John, you chucked the gun? 376 00:18:06.319 --> 00:18:10.880 Oh man? Hey John, John, Hey, this is on you. 377 00:18:11.279 --> 00:18:12.759 He blew the whistle too early? 378 00:18:12.880 --> 00:18:13.400 Hey he did? 379 00:18:13.960 --> 00:18:17.920 We still got free throws to shoot, right. I think 380 00:18:17.960 --> 00:18:21.480 that's a push. I think we got it was an experiment. 381 00:18:21.559 --> 00:18:22.880 Today we got jobbed. 382 00:18:23.160 --> 00:18:25.319 I might have went, but the only reason I said 383 00:18:25.359 --> 00:18:29.920 ninety four is because County jumping up for Rudy Lounge. 384 00:18:30.559 --> 00:18:33.119 John's knew. He doesn't know that. We what do we do? 385 00:18:33.200 --> 00:18:34.640 We do this and then I go. You want to 386 00:18:34.680 --> 00:18:35.200 go where I go? 387 00:18:35.359 --> 00:18:35.759 You want to go? 388 00:18:36.000 --> 00:18:36.200 I go? 389 00:18:36.440 --> 00:18:37.400 You want to take it or not? 390 00:18:38.079 --> 00:18:40.039 Hey? John, thanks for listening to the show man. 391 00:18:40.079 --> 00:18:42.000 Thanks buddy. It's almost like I get up at four 392 00:18:42.000 --> 00:18:43.079 in the morning and go back home. 393 00:18:43.160 --> 00:18:46.519 We listened to your show every single day, every day, dude, 394 00:18:46.599 --> 00:18:47.079 single day. 395 00:18:48.240 --> 00:18:48.400 Man. 396 00:18:48.880 --> 00:18:49.599 This was fun. 397 00:18:50.039 --> 00:18:52.240 I was glad to stump you, even though I didn't 398 00:18:52.240 --> 00:18:56.480 give he's a chety son of them. I did back 399 00:18:56.519 --> 00:18:59.200 after this News Radio eight forty w h A is 400 00:19:00.759 --> 00:19:04.319 how you playing this for? Are you gush? You've been 401 00:19:04.359 --> 00:19:05.359