WEBVTT

1
00:00:00.200 --> 00:00:01.800
<v Speaker 1>Let's say good morning to the host of Rich on

2
00:00:01.879 --> 00:00:05.559
<v Speaker 1>Tech on KFI. It's KTLA's tech guy, Rich Timuro. Hey, Rich,

3
00:00:05.759 --> 00:00:08.039
<v Speaker 1>can you click on anything anymore?

4
00:00:10.279 --> 00:00:11.279
<v Speaker 2>No, you really can't.

5
00:00:11.400 --> 00:00:15.080
<v Speaker 1>Okay, I have examples for you, and I wanted to

6
00:00:15.560 --> 00:00:17.079
<v Speaker 1>see what you think about them.

7
00:00:17.239 --> 00:00:22.640
<v Speaker 3>Okay. One, sure, I got an email. It's a Disney

8
00:00:22.879 --> 00:00:24.760
<v Speaker 3>dream Key settlement.

9
00:00:25.879 --> 00:00:28.199
<v Speaker 1>And it's an email and it says, hey, you know what,

10
00:00:28.359 --> 00:00:31.000
<v Speaker 1>there's where you know you're going to get a refund.

11
00:00:31.120 --> 00:00:33.679
<v Speaker 1>There was a suit, which there has been and I

12
00:00:33.840 --> 00:00:36.840
<v Speaker 1>did get like sixty dollars back because I am a pass.

13
00:00:36.640 --> 00:00:40.399
<v Speaker 3>Holder, right, Oh wow, lucky you right, so well.

14
00:00:40.280 --> 00:00:44.359
<v Speaker 1>Sixty bucks and plus anyway, I don't want to get

15
00:00:44.399 --> 00:00:48.159
<v Speaker 1>into what that settlement probably did to pass holders, but

16
00:00:48.159 --> 00:00:49.119
<v Speaker 1>that's a whole other issue.

17
00:00:49.159 --> 00:00:50.000
<v Speaker 3>So here's the thing.

18
00:00:50.960 --> 00:00:54.439
<v Speaker 1>Then it says claim payment and there's a click through,

19
00:00:55.679 --> 00:00:57.079
<v Speaker 1>and I was like, I'm not going to do that.

20
00:00:57.159 --> 00:00:59.000
<v Speaker 1>So I did a little digging and if you go

21
00:00:59.079 --> 00:01:01.560
<v Speaker 1>to dream Key Settle element, there is a dream Key settlement,

22
00:01:01.600 --> 00:01:03.399
<v Speaker 1>but on the web it says if you want to

23
00:01:03.439 --> 00:01:05.400
<v Speaker 1>get your settlement, don't do anything.

24
00:01:06.159 --> 00:01:09.079
<v Speaker 2>So yes, well yeah, well at this point you are

25
00:01:09.239 --> 00:01:11.959
<v Speaker 2>you've gotten the settlement. You've gotten the sixty dollars that's

26
00:01:12.000 --> 00:01:14.640
<v Speaker 2>paying you out, and usually they want you to either

27
00:01:14.680 --> 00:01:16.879
<v Speaker 2>get that payment to like a Venmo or a PayPal,

28
00:01:17.120 --> 00:01:19.640
<v Speaker 2>or you can claim a check. So what I do?

29
00:01:19.799 --> 00:01:23.439
<v Speaker 2>Number One, there's a website I like Topclassactions dot com.

30
00:01:23.760 --> 00:01:26.840
<v Speaker 2>So anytime you see one of these class action lawsuits,

31
00:01:26.879 --> 00:01:29.200
<v Speaker 2>you can type in the search bar and I just

32
00:01:29.239 --> 00:01:32.159
<v Speaker 2>typed in the Disney dream key and yes, there's a

33
00:01:32.239 --> 00:01:35.519
<v Speaker 2>nine point five million dollar class action settlement. The claims

34
00:01:35.560 --> 00:01:39.480
<v Speaker 2>period is closed, and it looks like people are getting

35
00:01:39.640 --> 00:01:42.280
<v Speaker 2>their money, which is sixty seven dollars and forty one

36
00:01:42.319 --> 00:01:46.920
<v Speaker 2>cents estimated. So and I got that month SAT and

37
00:01:47.000 --> 00:01:50.159
<v Speaker 2>the official website is dreamkeysettlement dot com. So you well,

38
00:01:50.359 --> 00:01:52.040
<v Speaker 2>that's the thing. So if you already got the money,

39
00:01:52.079 --> 00:01:53.760
<v Speaker 2>then you're good. But this is it sounds like they're

40
00:01:53.760 --> 00:01:55.159
<v Speaker 2>trying to pay you out at this point.

41
00:01:55.280 --> 00:01:57.239
<v Speaker 1>Well, see, I think that I think this is a

42
00:01:57.239 --> 00:02:00.680
<v Speaker 1>scam because I also it's his claim payment. But if

43
00:02:00.719 --> 00:02:02.599
<v Speaker 1>you go to the website, it says don't you don't

44
00:02:02.640 --> 00:02:06.319
<v Speaker 1>have to do anything, So I'm thinking that this might

45
00:02:06.680 --> 00:02:09.080
<v Speaker 1>So you're saying, yeah, that it might be a bogus

46
00:02:08.719 --> 00:02:09.759
<v Speaker 1>click through.

47
00:02:10.719 --> 00:02:13.439
<v Speaker 2>Okay, Well, It says payments to qualified class members were

48
00:02:13.439 --> 00:02:16.520
<v Speaker 2>sent by checks and digital payments were emailed via epic

49
00:02:16.719 --> 00:02:18.840
<v Speaker 2>pay on June fourteenth.

50
00:02:18.919 --> 00:02:20.719
<v Speaker 3>Yeah, and I just got this email.

51
00:02:21.639 --> 00:02:25.639
<v Speaker 1>Okay, interesting, so like can you but it's like scary

52
00:02:25.680 --> 00:02:28.560
<v Speaker 1>because it and it totally looks legitimate. So whether this

53
00:02:28.599 --> 00:02:32.479
<v Speaker 1>one was or not, I didn't click through because you

54
00:02:32.520 --> 00:02:34.960
<v Speaker 1>just don't know, like I get stuff from my bank

55
00:02:35.360 --> 00:02:37.240
<v Speaker 1>or it looks like it's from my bank, but it's not.

56
00:02:38.639 --> 00:02:40.719
<v Speaker 2>And this is what I talk about on the radio show.

57
00:02:40.800 --> 00:02:43.520
<v Speaker 2>I say that, you know, all these scam artists basically

58
00:02:44.240 --> 00:02:46.759
<v Speaker 2>mimic what we know to be true, and they put

59
00:02:46.800 --> 00:02:50.120
<v Speaker 2>a little nefarious twist on it. Right, So we've gotten

60
00:02:50.120 --> 00:02:51.879
<v Speaker 2>the text from your bank that says, hey, did you

61
00:02:51.879 --> 00:02:53.560
<v Speaker 2>just try to use your card at Target? You know,

62
00:02:53.960 --> 00:02:56.360
<v Speaker 2>press one, reply one or reply two for no, you know,

63
00:02:56.400 --> 00:02:59.199
<v Speaker 2>for fraud, And they'll do that same thing, but yet

64
00:02:59.319 --> 00:03:01.719
<v Speaker 2>somehow they'll twist it to say, oh, go to this

65
00:03:01.759 --> 00:03:05.639
<v Speaker 2>website to lock your card or something, and it's totally bogus.

66
00:03:05.719 --> 00:03:08.199
<v Speaker 2>So my advice in general is to just take a

67
00:03:08.199 --> 00:03:11.879
<v Speaker 2>critical eye. Typically you should be able to tell if

68
00:03:11.919 --> 00:03:14.560
<v Speaker 2>these things are a scammer or not by inspecting the

69
00:03:14.599 --> 00:03:17.319
<v Speaker 2>return email address, the website that it's sending you to,

70
00:03:17.879 --> 00:03:20.120
<v Speaker 2>and if you see that it's cross referencing something that's

71
00:03:20.159 --> 00:03:22.800
<v Speaker 2>actually legitimate, like it actually takes you to that dream

72
00:03:22.879 --> 00:03:26.759
<v Speaker 2>key settlement website, then it's probably good. But yes, I've

73
00:03:26.800 --> 00:03:28.319
<v Speaker 2>gotten a couple of these in the past, and I'm

74
00:03:28.400 --> 00:03:31.599
<v Speaker 2>always very critical. But if you're just putting in like

75
00:03:31.599 --> 00:03:33.759
<v Speaker 2>your Venmo or something or your email address to get

76
00:03:33.800 --> 00:03:36.280
<v Speaker 2>the payment, it's usually safe unless it's asking you to

77
00:03:36.319 --> 00:03:37.319
<v Speaker 2>log in, Okay.

78
00:03:38.199 --> 00:03:40.560
<v Speaker 1>I just it's so frustrating, and it's like they're just

79
00:03:40.639 --> 00:03:43.560
<v Speaker 1>it's getting worse. I got one from the DMV saying

80
00:03:43.599 --> 00:03:45.520
<v Speaker 1>you have a traffic violation. I'm like, no, I don't,

81
00:03:45.840 --> 00:03:48.080
<v Speaker 1>and it says you know, yeah, you know, and it

82
00:03:48.199 --> 00:03:50.400
<v Speaker 1>says click through here and if you don't, we're going

83
00:03:50.479 --> 00:03:53.800
<v Speaker 1>to refer you to a toll collection agency. Your vehicle

84
00:03:53.840 --> 00:03:57.039
<v Speaker 1>registration is going to be suspended. And then you're like, hmmm,

85
00:03:58.199 --> 00:03:58.560
<v Speaker 1>I don't.

86
00:03:58.759 --> 00:04:01.879
<v Speaker 2>Yeah, well you know. So I post a lot of

87
00:04:01.919 --> 00:04:04.840
<v Speaker 2>these on my Instagram and people send them to me

88
00:04:05.039 --> 00:04:08.439
<v Speaker 2>all day long, so I try to post like the newest,

89
00:04:08.479 --> 00:04:11.560
<v Speaker 2>most interesting ones that I see, because if they're doing

90
00:04:11.599 --> 00:04:14.479
<v Speaker 2>something unique, different, or you know, something I haven't seen before.

91
00:04:14.759 --> 00:04:17.120
<v Speaker 2>I'll usually sort of break it down on my Instagram,

92
00:04:17.160 --> 00:04:19.160
<v Speaker 2>So that's a good place. I know you're following me there,

93
00:04:19.199 --> 00:04:20.519
<v Speaker 2>but that's a good place to check as well.

94
00:04:20.560 --> 00:04:21.040
<v Speaker 3>It's tricky.

95
00:04:21.040 --> 00:04:23.600
<v Speaker 1>Well I saw I just saw one of your Instagram

96
00:04:23.680 --> 00:04:27.079
<v Speaker 1>posts about Apple pushing out a promo to iPhones.

97
00:04:27.480 --> 00:04:28.879
<v Speaker 3>Well what's that one about? Yeah?

98
00:04:28.879 --> 00:04:31.439
<v Speaker 2>People were, well, it was funny. I got this yesterday

99
00:04:31.480 --> 00:04:33.240
<v Speaker 2>and I thought that was kind of odd. I'm like, this,

100
00:04:33.240 --> 00:04:34.839
<v Speaker 2>this is not very much like Apple.

101
00:04:34.920 --> 00:04:35.040
<v Speaker 3>Right.

102
00:04:35.040 --> 00:04:37.560
<v Speaker 2>They've got this new movie they're promoting f one a

103
00:04:37.680 --> 00:04:39.720
<v Speaker 2>stars Brad Pitt. It's a big movie. I think it

104
00:04:39.759 --> 00:04:43.160
<v Speaker 2>comes out this weekend. And they sent a notification saying, hey,

105
00:04:43.160 --> 00:04:45.040
<v Speaker 2>you can get ten dollars off two tickets if you

106
00:04:45.079 --> 00:04:47.560
<v Speaker 2>buy them via fandango. And I was like, that's weird.

107
00:04:47.600 --> 00:04:50.720
<v Speaker 2>I've never seen a promotion pushed to my phone like

108
00:04:50.720 --> 00:04:53.399
<v Speaker 2>this from Apple. Okay, and sure enough go online and

109
00:04:53.439 --> 00:04:56.040
<v Speaker 2>a lot of users are not happy because you know,

110
00:04:56.079 --> 00:04:57.560
<v Speaker 2>this is Apple wall. It is what you use to

111
00:04:57.600 --> 00:05:00.079
<v Speaker 2>pay for stuff, and now Apple is using it to

112
00:05:00.079 --> 00:05:03.560
<v Speaker 2>to push promotions to people. So long story short, people

113
00:05:03.639 --> 00:05:05.959
<v Speaker 2>are upset about this. Not that big of a deal,

114
00:05:06.240 --> 00:05:08.560
<v Speaker 2>but it looks like In the new iOS twenty six,

115
00:05:08.600 --> 00:05:12.480
<v Speaker 2>there will be a toggle to turn off future promotional

116
00:05:13.000 --> 00:05:15.839
<v Speaker 2>texts like this from Apple through the Apple Wallet. So

117
00:05:15.920 --> 00:05:17.639
<v Speaker 2>we'll have to wait until September to be able to

118
00:05:17.639 --> 00:05:18.399
<v Speaker 2>turn those off.

119
00:05:18.959 --> 00:05:21.120
<v Speaker 3>I will be one of the first to turn those off.

120
00:05:21.199 --> 00:05:22.360
<v Speaker 3>I hate all that stuff.

121
00:05:23.240 --> 00:05:27.639
<v Speaker 1>Windows ten has a lifeline, so Microsoft's gonna continue doing

122
00:05:27.720 --> 00:05:29.000
<v Speaker 1>security updates for a while.

123
00:05:29.959 --> 00:05:31.920
<v Speaker 2>Yeah. This is actually a pretty good deal because a

124
00:05:31.920 --> 00:05:33.759
<v Speaker 2>lot of people don't want to switch to Windows eleven.

125
00:05:33.800 --> 00:05:35.600
<v Speaker 2>They don't really have a need or their computer doesn't

126
00:05:35.600 --> 00:05:37.439
<v Speaker 2>really work with Windows eleven, so they got to stick

127
00:05:37.439 --> 00:05:40.959
<v Speaker 2>with Windows ten, which is going to go out of service.

128
00:05:41.040 --> 00:05:44.040
<v Speaker 2>Like Microsoft's going to stop giving you software updates and

129
00:05:44.079 --> 00:05:49.120
<v Speaker 2>security updates on October thirteenth, twenty twenty five, So sorry

130
00:05:49.160 --> 00:05:52.319
<v Speaker 2>October fourteenth, twenty twenty five. Now you can get this

131
00:05:52.439 --> 00:05:55.759
<v Speaker 2>extension for one year through October thirteenth in three ways.

132
00:05:55.800 --> 00:05:59.680
<v Speaker 2>They're calling it the Extended Security Updates Program. So number one,

133
00:06:00.439 --> 00:06:02.759
<v Speaker 2>pay thirty dollars. That's been a thing for a while,

134
00:06:02.800 --> 00:06:04.480
<v Speaker 2>So you can pay thirty dollars to get one more

135
00:06:04.560 --> 00:06:07.600
<v Speaker 2>year of security updates. Or here's the two new options.

136
00:06:07.879 --> 00:06:10.560
<v Speaker 2>If you use Windows back up to sink your settings

137
00:06:10.560 --> 00:06:14.399
<v Speaker 2>to the cloud. You can get one year of service updates,

138
00:06:14.480 --> 00:06:15.720
<v Speaker 2>security updates for free.

139
00:06:15.959 --> 00:06:16.199
<v Speaker 3>Okay.

140
00:06:16.600 --> 00:06:19.680
<v Speaker 2>Or this is the interesting one. You can redeem one

141
00:06:19.720 --> 00:06:22.720
<v Speaker 2>thousand Microsoft Rewards points. I didn't even know I had

142
00:06:22.759 --> 00:06:25.680
<v Speaker 2>these amy until I went to bing dot com and

143
00:06:25.759 --> 00:06:27.720
<v Speaker 2>I saw that I have like twenty eight hundred reward

144
00:06:28.000 --> 00:06:31.079
<v Speaker 2>Rewards points. How do you get use those? How do

145
00:06:31.160 --> 00:06:34.319
<v Speaker 2>you get searching Bing? It's like a game of fied experience.

146
00:06:34.759 --> 00:06:38.519
<v Speaker 1>No, not find them? How do you get Microsoft Reward points?

147
00:06:39.519 --> 00:06:42.319
<v Speaker 2>Yeah, it's all by searching Bing. So it's like basically

148
00:06:42.639 --> 00:06:47.079
<v Speaker 2>it's a it's a gamified search experience. So ok and

149
00:06:47.160 --> 00:06:49.000
<v Speaker 2>my kids know very well. If you have kids, they

150
00:06:49.079 --> 00:06:51.040
<v Speaker 2>might know about it because they can earn like free

151
00:06:51.160 --> 00:06:54.279
<v Speaker 2>Xbox stuff. So it's like you can do all kinds

152
00:06:54.279 --> 00:06:56.439
<v Speaker 2>of stuff like every it gives you these little goals

153
00:06:56.480 --> 00:06:58.839
<v Speaker 2>to do, like if you search bing three times a day,

154
00:06:58.879 --> 00:07:01.759
<v Speaker 2>you'll get points, if you re your Outlook emails. I mean,

155
00:07:01.839 --> 00:07:02.879
<v Speaker 2>it's it's kind of silly.

156
00:07:03.160 --> 00:07:07.839
<v Speaker 1>Okay, Amazon Prime Days, I just got the notification that

157
00:07:07.879 --> 00:07:11.120
<v Speaker 1>those are coming up in a couple of weeks.

158
00:07:11.439 --> 00:07:14.639
<v Speaker 2>Yes, July eighth through eleventh. This is their biggest Prime

159
00:07:14.720 --> 00:07:17.959
<v Speaker 2>day yet, four days instead of two. No matter what

160
00:07:18.040 --> 00:07:20.800
<v Speaker 2>they say, I give you the same advice every single year.

161
00:07:20.879 --> 00:07:23.079
<v Speaker 2>Day you're in, you're out, put the stuff that you

162
00:07:23.120 --> 00:07:26.519
<v Speaker 2>want in your cart now and watch for the price drops.

163
00:07:26.560 --> 00:07:28.680
<v Speaker 2>They will mark anything with a major price drop with

164
00:07:28.680 --> 00:07:31.240
<v Speaker 2>a little red banner that'll say Prime Day or Prime

165
00:07:31.279 --> 00:07:33.839
<v Speaker 2>Deal or Big Deal, and that's the best way to

166
00:07:33.839 --> 00:07:36.920
<v Speaker 2>shop because things will go on sale. And actually even

167
00:07:36.920 --> 00:07:39.800
<v Speaker 2>though it starts July eighth and goes through the eleventh,

168
00:07:40.160 --> 00:07:42.720
<v Speaker 2>they still put stuff on sale through the eleventh. Like

169
00:07:42.839 --> 00:07:45.639
<v Speaker 2>right now, things start going on sale. So just put

170
00:07:45.639 --> 00:07:47.439
<v Speaker 2>the stuff in your cart, check it out, and watch

171
00:07:47.480 --> 00:07:48.360
<v Speaker 2>for those price drops.

172
00:07:48.439 --> 00:07:50.680
<v Speaker 1>Okay, and then one last question about Prime Days because

173
00:07:50.720 --> 00:07:54.000
<v Speaker 1>I have trouble finding great deals. Don't they do like

174
00:07:54.240 --> 00:07:57.639
<v Speaker 1>deals of the Hour or something like that or deals.

175
00:07:57.680 --> 00:08:00.240
<v Speaker 2>Yeah, they're doing a new thing this year which is

176
00:08:00.319 --> 00:08:04.319
<v Speaker 2>called Today's Big Deals, and these are daily themed drops

177
00:08:04.720 --> 00:08:08.680
<v Speaker 2>from various brands like Samsung, Levi's, Dyson, and Keels and

178
00:08:08.720 --> 00:08:10.519
<v Speaker 2>so those will be like every day. But if you

179
00:08:10.560 --> 00:08:12.480
<v Speaker 2>want to check out some of the Prime Day deals,

180
00:08:13.319 --> 00:08:17.160
<v Speaker 2>Amazon dot com slash Prime Day and already I'm seeing

181
00:08:17.240 --> 00:08:20.279
<v Speaker 2>deals related to stuff that I've purchased in the past

182
00:08:20.360 --> 00:08:22.720
<v Speaker 2>or things that I've browsed for, so the deals are

183
00:08:22.720 --> 00:08:26.360
<v Speaker 2>already a plenty. It's just you know, yeah, like do

184
00:08:26.399 --> 00:08:28.199
<v Speaker 2>you need it? But yes, there are some good things

185
00:08:28.199 --> 00:08:28.560
<v Speaker 2>on here.

186
00:08:28.839 --> 00:08:31.040
<v Speaker 3>Okay, so go load up your cart and then watch

187
00:08:31.079 --> 00:08:34.279
<v Speaker 3>for the sales. Yep, all right.

188
00:08:34.399 --> 00:08:36.960
<v Speaker 1>Kfi's tech guy Rich Demiro. You can hear them live

189
00:08:37.559 --> 00:08:41.159
<v Speaker 1>every Saturday from eleven to two right here on rich

190
00:08:41.200 --> 00:08:44.039
<v Speaker 1>on Tech on KFI. You can watch them on KTLA

191
00:08:44.519 --> 00:08:47.480
<v Speaker 1>and you can follow them on Instagram at rich on Tech.

192
00:08:47.519 --> 00:08:49.960
<v Speaker 1>And for the stuff we were just talking about and

193
00:08:50.039 --> 00:08:51.919
<v Speaker 1>kind of everything that Rich talks about, and he puts

194
00:08:51.919 --> 00:08:54.120
<v Speaker 1>it on his website and that website is rich on

195
00:08:54.159 --> 00:08:54.799
<v Speaker 1>Tech dot TV.

196
00:08:54.919 --> 00:08:57.279
<v Speaker 2>Thank you Rich, Thank you Amy,