Speaker 1: Good old man, Ellen, good old man.
Speaker 2: Hey, Pops, a little criticism of the news department. Again
Speaker 2: they mispronounced Friday should be Fridayay, no, no, no, no,
Speaker 2: you got to hold the note too.
Speaker 3: I did hear where Seaman Johnny just said Epstein hung himself.
Speaker 2: True, that's uh true. Technically those oh yeah down hung. Yeah.
Speaker 1: It's common for cameras just go out for fifteen to thirty.
Speaker 4: Minutes and two guards fall asleep at the same time.
Speaker 2: Today is supposed to be the economic blackout boycott to
Speaker 2: protest corporate greed.
Speaker 1: Yeah, today's shop extra hard day.
Speaker 2: I wonder how many people are going to actually break
Speaker 2: their own boycott, Like if another one sees another activist, Hey,
Speaker 2: I saw you at the car wash line spending money.
Speaker 4: Wait, we're out of toilet paper.
Speaker 5: Well, Al Sharpton said you should have stocked up.
Speaker 1: Hey, where'd you get that beautiful nose ring? And Henderson's
Speaker 1: on sale right now? Okay, maybe just just once, I'll.
Speaker 2: I'm just gonna just this, just this one thing, and
Speaker 2: then I'm gonna go home. I'm not gonna buy anything else, just.
Speaker 1: This big, gigantic thing that makes my ear lobes huge.
Speaker 1: I am other than that.
Speaker 2: I am getting my hair done today, but that doesn't
Speaker 2: count because it was booked before.
Speaker 1: Yeah it is it blue and purple.
Speaker 5: Okay, I didn't I didn't think the smartest richest man
Speaker 5: on the planet, Elon Musk, could be brought down.
Speaker 4: But leave it to Al Sharpter.
Speaker 2: Yeah. So I don't understand why any of these like
Speaker 2: who comes up with this idea and go, yeah, that'll
Speaker 2: get them. And there was no one in the room
Speaker 2: that said, we gotta come up with something better. This
Speaker 2: is not this is not gonna do anything.
Speaker 1: Here's what the things. Here's what you don't understand.
Speaker 3: When companies sell things and they make a profit on it,
Speaker 3: it's horrible.
Speaker 1: It's horrible.
Speaker 3: It creates global warming, it creates uh, racism, racism, I
Speaker 3: mean it's it's these companies that sell stuff for profit.
Speaker 1: Shame.
Speaker 2: Consumers are being encouraged to not spend money, any money
Speaker 2: anywhere for one full day.
Speaker 3: I'm shopping my ass off today. I wanted to go home,
Speaker 3: and now I'm hitting every store I can.
Speaker 2: They also want to target some companies like Amazon, Nestley, Walmart.
Speaker 2: Don't specifically shop there too. Late about something on Amazon
Speaker 2: this morning.
Speaker 1: Well, I'll never shop at targeting again, I'll put.
Speaker 4: A they're on your list.
Speaker 2: Yeah, I can't shop it at Target.
Speaker 5: So let's just say that people shopped yesterday because they're
Speaker 5: actually going to participate in this or they're gonna stock
Speaker 5: back up on Saturday. When you look at the bottom
Speaker 5: line of these companies thirty days from now.
Speaker 4: What has changed same? Nothing, sales are the same.
Speaker 2: Well again, how many people that hate these people are
Speaker 2: going to spend double?
Speaker 1: No?
Speaker 5: Exactly if you're looking at one of them, the Chick
Speaker 5: fil A boycott and the lines around the building, remember
Speaker 5: the good.
Speaker 3: Job was it Goya? Goya products in that house pronounced?
Speaker 3: I think so they said, oh, boycott Goya, and everybody
Speaker 3: else went on a bycot.
Speaker 2: Yeah. Well, sometimes during the entire insanity when they were
Speaker 2: getting rid of Angemima and the family of of of
Speaker 2: her said, don't know, we love that she's on the bottle,
Speaker 2: Come on not they just were going too far. It's
Speaker 2: just at some point you just getta stop, just gotta stop,
Speaker 2: all right. So again, don't spend any money unless you
Speaker 2: really really really have to know.
Speaker 1: Today's shop extra hard day. And in fact, you know
Speaker 1: what I might do. You know what I you know
Speaker 1: what I'm.
Speaker 3: Miserable at life.
Speaker 4: Life.
Speaker 3: But one of the things that I'm glaringly miserable about
Speaker 3: is Christmas shopping. I wait till the last second.
Speaker 2: It's probably find something for someone else.
Speaker 3: Here's my suggestion to everybody out there, go Christmas shopping today.
Speaker 3: Get it knocked out, all right, do a your Christmas shops.
Speaker 2: That or just mocked the whole thing and move on
Speaker 2: with your life. I can do that too, right, I know.
Speaker 1: Hustle and bustle.
Speaker 2: Baby, he's so emotionally connected to.
Speaker 1: All of it.
Speaker 4: That's a hustle, all right.
Speaker 1: Oh yeah.
Speaker 2: House Republicans advanced in Kentucky a bill that would take
Speaker 2: fluoride out of the tap water. They've been talking about
Speaker 2: this for years. It's been in the water for seventy years.
Speaker 1: You know who put it there? Who the lizard people?
Speaker 2: No, they weren't in charge at that time.
Speaker 1: Are you sure?
Speaker 2: No lizard people were. Oh no, you were right. Let
Speaker 2: me call people.
Speaker 3: Were called Tom Cruise. So she's a scientist and he
Speaker 3: knows all about.
Speaker 2: House Bill sixteen removes the unfunded state mandate on water
Speaker 2: producers that require fluoride to be added to water after
Speaker 2: the water is treated. And cleaned for consumption.
Speaker 4: We're going to become England.
Speaker 2: Yeah, man, teeth is gonna look pretty bad.
Speaker 4: Like it doesn't already.
Speaker 2: It brightens the teeth a little bit. It keeps it
Speaker 2: a little healthier. You're you're assuming that everyone is like
Speaker 2: you that brushes their teeth four times a day. That's
Speaker 2: why there are some people.
Speaker 1: That's why in Kentucky we have a toothbrush.
Speaker 3: All the other places in the nation have teeth brush.
Speaker 2: Uh they are. There are very few studies that link
Speaker 2: higher levels of fluoride to lower IQs. There you go, Dwight.
Speaker 2: I wonder poor bone health.
Speaker 1: You know what.
Speaker 3: I hope whoever came up with this idea to remove
Speaker 3: the fluoride from the water, I hope they honor him
Speaker 3: with a plaque.
Speaker 4: Not bad.
Speaker 1: What they said.
Speaker 3: Uh, all right, I got an idea. It's not your
Speaker 3: normal water idea, So brace yourself.
Speaker 1: Yeah put it back in, damn it. But brace is
Speaker 1: going coming up.
Speaker 2: You're right there and a bridge too far? So are they?
Speaker 2: I think? Okay, the bill has been passed, but it
Speaker 2: gives these cities an opportunity to get rid of it.
Speaker 2: That doesn't mean they're going to get rid of it.
Speaker 4: What is the impetus for this?
Speaker 1: What does impetus mean?
Speaker 2: They're saying, means you can't have relations. They're saying that
Speaker 2: floride is undea, you don't need it.
Speaker 1: Can I redeem myself?
Speaker 2: And that's some of the people are saying, well, Floria
Speaker 2: does this and this, which is not. You can't prove that, but.
Speaker 3: Can I say one thing. Yeah, they're gonna towns that
Speaker 3: buy into this. Yeah, they're going to implement this no fluoride.
Speaker 1: Do you know when when at tooth thirty yeap.
Speaker 2: Knew that was coming in on a train with a
Speaker 2: male like we were on uh you know with the
Speaker 2: bags tooth thirty standing there waiting for the check at
Speaker 2: tooth thirty. Yeah, two thirty, Yeah, we got it.
Speaker 4: Most popular dental appointment time, That is.
Speaker 1: When I make my appointment for doctor Karen Babcock.
Speaker 2: They did this years and years ago because teeth, people's
Speaker 2: teeth were messed up, like gn We gotta give people
Speaker 2: a fighting chance to keep their teeth.
Speaker 4: Or they could just brush their teeth with fluoride toothpaste.
Speaker 2: Yes, but that for people back seventy years ago. Not
Speaker 2: everybody did that. Okay, that if you were right so
Speaker 2: that's why they put it in the water. There was
Speaker 2: some good I think effects after that seventy years, So
Speaker 2: that's some.
Speaker 3: People claim that they put it in the water to
Speaker 3: make us believe that the earth was round.
Speaker 2: Ooh, well it works.
Speaker 1: Indeed it's flat.
Speaker 2: Well it worked. San Jose, California.
Speaker 1: Datemind homeless sharks.
Speaker 2: They have an idea, idea to deal with homelessness on.
Speaker 4: Kitchened migrant towers.
Speaker 3: Homeless, unrufed, ruthless. Hey, yo, you're ruthless, homeless, ruthless, ruthless, ruthless.
Speaker 1: You sound transphobic when you call them homeless.
Speaker 2: People gonna get confused if you say ruthless ruthless, like
Speaker 2: they have a house, but they don't have a roof,
Speaker 2: ruthless record Christians Christian four four zero two zero ran
Speaker 2: that's right. San Jose, California is looking at a new
Speaker 2: way to send homeless people out of town. The city
Speaker 2: has announced a homeward bound program.
Speaker 3: Home listen, but if you were gonna be homeless, California
Speaker 3: would be the place right They let you do anything, plus.
Speaker 1: The weather warm all year around.
Speaker 2: They will give you a free one way bus or
Speaker 2: train ticket to unhoused or homeless people who want to
Speaker 2: move back to their hometowns.
Speaker 4: Hey.
Speaker 2: San Jose has the fourth highest number of homeless yeah
Speaker 2: per capita in the nation.
Speaker 5: Uh.
Speaker 1: Hello, my name is Ted, the homeless guy. I'm from Honolulu.
Speaker 4: Good luck on the bus.
Speaker 2: You could you could really sell this in California with
Speaker 2: this song underneath. We're calling this the homework bound program.
Speaker 1: Who are you talking about? You got?
Speaker 2: We're gonna help people get home?
Speaker 4: You got as long as it's not here?
Speaker 2: Isn't this rounding people up that are homeless and throwing
Speaker 2: them on trains and getting in to their house.
Speaker 4: It's like Derby. It's like Derby time in San Jose.
Speaker 3: But if you're in California, you got a nice overpass
Speaker 3: by Orange Grove, you got free oranges.
Speaker 1: All day's warm.
Speaker 2: Fourth highest number of homeless people per capita in the nation.
Speaker 1: Who's number one?
Speaker 2: I don't know, right, you could do this. You could
Speaker 2: market this where it doesn't sound as bad.
Speaker 4: Yep.
Speaker 2: I wonder how many people sign up for this, or
Speaker 2: how many people don't sign.
Speaker 1: Up for it and they get it anyway, I'm still
Speaker 1: trying to think of a better tooth joke.
Speaker 2: Well, you you crashed and burned on the last two
Speaker 2: You think h Gene Hackman and his wife were found.
Speaker 2: Now we find out that it's been at least two weeks.
Speaker 4: Oh wow, they have been in the house. Good. What
Speaker 4: kind of friends do we have?
Speaker 1: You people?
Speaker 3: Weeks?
Speaker 5: The guy's a big part of the community. Hey, I'm saying,
Speaker 5: Gene for two weeks? He's ninety five? Should we check
Speaker 5: on him?
Speaker 1: How bad is it?
Speaker 3: You make it all the way into ninety five and
Speaker 3: then somebody murders you.
Speaker 1: Well, I guess you're lucky.
Speaker 2: Well, of course it is fell and fell and died,
Speaker 2: or he just died.
Speaker 1: And then his wife fell and died, and then the
Speaker 1: dog fell and.
Speaker 4: Only one of the dogs.
Speaker 2: Here's what I think, all right. I think she tried
Speaker 2: to get the bottle open like pills, like heart pillar
Speaker 2: or something, and then couldn't and then passed out right
Speaker 2: there and died, and the pills spilled all over the floor.
Speaker 2: And then he found her and then turned to go
Speaker 2: because you know, it takes a while for him to
Speaker 2: turn and get to the phone.
Speaker 1: Okay, yes, just picture a d m V work.
Speaker 2: So so he he's trying to get away and then
Speaker 2: he dies because it's hitting him that she's dead, and
Speaker 2: he's heart broken and right, and he dies in the mud.
Speaker 2: And then the dog starves to death because he was
Speaker 2: in a ken he was in the kennel. Oh he
Speaker 2: did die and starved. Oh I didn't even think of that.
Speaker 2: You're right, that's how the dog died.
Speaker 1: We throw that on me, mate.
Speaker 2: You should see his face right now, Dave.
Speaker 4: It's like it's like a bad three stooges a bit.
Speaker 2: You're you're crushing Dwight right now.
Speaker 1: You don't understand it. I was having got half ass
Speaker 1: good day.
Speaker 3: I drive in, there's no traffic, the sun shining, My
Speaker 3: shady rays were perfect working with me. Yeah, and then
Speaker 3: I get here and you throw this dead dog in
Speaker 3: a cage thing on me.
Speaker 2: I know it was in a cage, neither.
Speaker 4: Are you sure he was in a kennel in the closet?
Speaker 2: Are you what I mean?
Speaker 4: What the heck's that?
Speaker 1: What is that about?
Speaker 2: Man died by himself in the dark. That's even worse.
Speaker 4: That's where you put children that misbehave.
Speaker 2: No, you do not, David.
Speaker 1: Where was Hillary Clinton two weeks ago?
Speaker 2: Stop? It's so stupid, so stupid. So the Clinton's killed
Speaker 2: that stop?
Speaker 1: Like the looks that dog. Put him in a kendle,
Speaker 1: throw him in a closet.
Speaker 3: Uh.
Speaker 2: But this further is my point that we as Americans
Speaker 2: don't care about our old folks.
Speaker 4: No money checked on them.
Speaker 2: That's right. Most cultures around the world, old folks live
Speaker 2: with one of the one of the daughters, or those
Speaker 2: the kids, or the siblings. They revere their elders, correct, right,
Speaker 2: But in America we ship them off. Where's the nearest home?
Speaker 2: Drop them off?
Speaker 4: That's too expensive, found an everyone?
Speaker 2: Mom, Right, that's too expensive. Okay, that's way too nice
Speaker 2: for our parents. That's uh, that's right. Be back to
Speaker 2: see in a month.
Speaker 4: Mom, there medicare bet available.
Speaker 1: Let's let's do it. Gene Hackman's net.
Speaker 4: Worth fifty million.
Speaker 2: He worked a lot, so I'm going to say I'm
Speaker 2: with Dave. Let's go forty million.
Speaker 1: Eighty million bucks.
Speaker 2: Yeah, good for that.
Speaker 3: It seems like could get a lady walk around the
Speaker 3: house and go, mister Hackman, what's he opening these pills
Speaker 3: for you?
Speaker 2: It really is. I think it needs to spur some conversations.
Speaker 2: Why is Gene Hackman and his wife only discovered by
Speaker 2: the exterminator? That's not what may I draw your back.
Speaker 2: I hope you all are happy.
Speaker 3: I mean, in box, you got two ladies walking around
Speaker 3: house doing that.
Speaker 2: Right, So let's go back in time. Tell your parents
Speaker 2: that you're gonna this is what you're gonna do for
Speaker 2: a living. You're gonna get on the radio. I'm gonna
Speaker 2: do these noises, dad, and they're gonna pay me, and
Speaker 2: your dad's gonna go that's a lie.
Speaker 4: It's like the scene with the EMU going off to
Speaker 4: you're the emu.
Speaker 1: He starts walking down.
Speaker 3: Comedian Alex Riemundo chimes, it's his perfect day to buy
Speaker 3: number one tequila owned by Patriots.
Speaker 4: There you go.
Speaker 2: All right, let's do jokes of the day. Let's get
Speaker 2: this fried yay.
Speaker 1: No, we don't do that on the show. We call
Speaker 1: it Friday.
Speaker 6: Friday.
Speaker 4: All right, you do the joke as Gene Hackman's mate.
Speaker 2: No stop, please, don't. It's annoying. Miss my microphones off off?
Speaker 2: Hey stop?
Speaker 3: Please? Did you know that Michael Jackson like to play
Speaker 3: blood jugg in Vegas.
Speaker 2: I'm not participating, but he doesn't want a hand in
Speaker 2: decades because he wouldn't hit on anything over twelve. I
Speaker 2: think that was your joke of the day. Yeah, last
Speaker 2: day of February twenty eighth, Eah, last day baby of March.
Speaker 3: When is that the eides of marches at the June
Speaker 3: June fifteenth, the sides of marches in June.
Speaker 1: Well, they moved.
Speaker 2: That would make sense.
Speaker 1: When they moved because it was racist in March.
Speaker 2: So we're gonna go to the nug on Saturday.
Speaker 3: Yeah, join us at the nug I love the nug
Speaker 3: the Golden Nugget. Listen, the only thing that sucks about
Speaker 3: Fat Tuesday is getting up on Wednesday morning.
Speaker 1: Join us this Saturday. The Golden Nugget has taken care
Speaker 1: of that. Baby.
Speaker 3: We're having a Fat Tuesday Saturday night. It's gonna start
Speaker 3: around six o'clock. You're gonna have Joe's Okay by you,
Speaker 3: that's right back in business for one evening only six
Speaker 3: o'clock at the Golden Nugget. We're gonna have Marty Groov
Speaker 3: party favors. They've already got it decorated. We have a
Speaker 3: Heights we have four Heightsman's Kincakes and number one Tequila Hurricanes.
Speaker 1: Baby, that's right.
Speaker 3: Listen, come on out Saturday night the Golden Nugget.
Speaker 1: You're gonna love the nug stick around. Uh, who's on
Speaker 1: the way?
Speaker 2: Oh oh Alan Electric Oh sorry, Alan, mercurio for him
Speaker 2: with mercurial Welton Allen and Allen is up. Saw a
Speaker 2: trailer this morning for a movie I got to see.
Speaker 2: It's called The Last Rifleman.
Speaker 1: M Yeah, it's about Chuck Carter.
Speaker 3: Yes, and he goes up to Big Sandy and Micah.
Speaker 2: I tell you that was my favorite show as a kid.
Speaker 2: Cash is the Rifleman.
Speaker 1: Paul, What the.
Speaker 3: Hell good is it having Micah as a sheriff because
Speaker 3: every episode.
Speaker 2: The Rifleman solved the problem.
Speaker 3: Every episode Micah stops by Cotter's ranch. Yes, and he goes, hey,
Speaker 3: Chuck Cotter, I'm gonna go up to Big Sandy.
Speaker 2: And as a kid, all you had to do was
Speaker 2: like anytime trouble happened, is when the Rifleman was out
Speaker 2: of town, right, he was doing something in near his
Speaker 2: town or helping someone out, and you knew once the
Speaker 2: Rifleman gets back, oh, these guys are going to pay
Speaker 2: pa oh, Paul, Paul.
Speaker 4: And then Big Sandy said.
Speaker 1: What do you guys?
Speaker 4: Stop? Please with.
Speaker 2: Stop. So Pierce Bronson plays The Last Rifleman. He's a
Speaker 2: he's he landed on Normandy Beach and he's ninety two
Speaker 2: and a half. That's the storyline. And he says, old
Speaker 2: folks home and he wants to get to Normandy for
Speaker 2: some sort of celebration, so he has to escape the
Speaker 2: old folks home. So then and they he travels across
Speaker 2: the country to get to whatever the celebration. So he's
Speaker 2: the whole story is the last rifleman trying to get
Speaker 2: to this celebration. You know, I don't know what You're
Speaker 2: a child. Almost cussed right now, I almost You're missing
Speaker 2: me so bad right now? Shut up, you are a child.
Speaker 1: I'm Dreana Hookman, and I want some toast. Run away,
Speaker 1: mister Hackman.
Speaker 3: That's how when she walks, that's what she She sounds
Speaker 3: like when she walks.
Speaker 4: She would have come in handy.
Speaker 2: These are the days they told me. They said, you're
Speaker 2: gonna pair with Dwight again. These are the days you're
Speaker 2: going to deal with Do you want to make some
Speaker 2: stupid noise? Now? Once you do it from the other
Speaker 2: end of your body, you like that too?
Speaker 5: No, I don't try speaking the other end of the body.
Speaker 4: Try statements.
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Speaker 3: Stick around more on the Way News Radio eight forty whas.
Speaker 2: Oh yeah, I like money, Dave you like money?
Speaker 4: Sure do?
Speaker 2: I like money?
Speaker 4: Don't have enough of it?
Speaker 2: I the last couple of days, the rubber is meeting
Speaker 2: the road here when it comes to Social Security and
Speaker 2: some new laws passing that are going to eliminate some taxes.
Speaker 2: It hasn't pushed through or voted through. The houses is
Speaker 2: voted on it. But to me, this is the most
Speaker 2: significant thing to happen to retirement. And I'm probably wrong.
Speaker 2: There might be a more significant thing to happen in
Speaker 2: the last couple of decades. That's why I wanted to
Speaker 2: bring in Alan Mercurio for Mercurial Wealth Advisors. Alan, how
Speaker 2: are you?
Speaker 6: I'm doing great? Man. I love that intro music.
Speaker 2: You like it? Oh yeah, yeah, yeah?
Speaker 4: Come out?
Speaker 3: Uh?
Speaker 1: Alan?
Speaker 2: You know I called you in and I said, what
Speaker 2: this seems very significant to me? Where are you at
Speaker 2: with this? Because I think, look, part of what you
Speaker 2: do is the Retirement three sixty program, which is everything
Speaker 2: you know the reason it's called three sixties because they
Speaker 2: cover everything, and part of that is taxes in retirement.
Speaker 2: And I would think that if they eliminate Social Security
Speaker 2: taxes on Social Security money, that's the most significant event
Speaker 2: to happen to retirement in quite some time.
Speaker 6: Yeah, I don't disagree. I mean, I think that it
Speaker 6: puts a lot more a lot more money, a lot
Speaker 6: more spending power in our retire's hands where we don't
Speaker 6: have to worry about giving it back. I mean, that's
Speaker 6: you know, we've long said that taxes are more than
Speaker 6: likely going to be your highest expense in retirement, and
Speaker 6: it's true because you know, now we're taking money out
Speaker 6: of a four one ks. Maybe you got to pinch
Speaker 6: and maybe get some other income coming in on top
Speaker 6: of your solid security, and that that all becomes taxable.
Speaker 6: So uh, that to me, I think that if they
Speaker 6: can eliminate the taxes on SOID security, that would be huge.
Speaker 6: I would like to see him go a couple more steps.
Speaker 6: I mean, I was just talking to a client the
Speaker 6: other day that he's wanting to do some stuff for
Speaker 6: his grandkids, and all of his money that he saved
Speaker 6: is in IRA accounts. So all of it's going to
Speaker 6: be taxable when he takes it out. So one of
Speaker 6: the things that retires have trouble with or fall into, Uh,
Speaker 6: it's a problem with them is that if they take
Speaker 6: too much out, they have their their insurance like their
Speaker 6: Medicare premium and stuff like that is based on their
Speaker 6: income they receive. So it kind of ties your hands.
Speaker 6: But but this would be great. I mean, if they
Speaker 6: can eliminate taxes on SOID security, I think it's going
Speaker 6: to you know, help help retires at least maybe do
Speaker 6: a little bit more planning that that that's not available
Speaker 6: to him right now.
Speaker 2: That kind of jumps out at me when you say
Speaker 2: the words, in most cases the biggest expense for right
Speaker 2: retirees is taxes. It just feels wrong, Well doesn't feel wrong, it.
Speaker 6: Does, and especially when you think about it, Tony, when
Speaker 6: you know, we always used to hear from our parents
Speaker 6: and well from everybody and financial service industry was you know,
Speaker 6: uh said this for years is that when you get
Speaker 6: when you retire, you're going to you're you're gonna pay
Speaker 6: lower taxes. And what's we're finding is that that's not
Speaker 6: necessarily the case. Because you know, this generation has a
Speaker 6: lifestyle that they want to continue to do and have
Speaker 6: have fun traveling and stuff like that. It takes money
Speaker 6: to do that. And what have we all done. We've
Speaker 6: all saved our money in the world one k's or
Speaker 6: I ras or things that haven't been tied. Yeah, roth
Speaker 6: has is something that we've we've been uh you know,
Speaker 6: screaming that from the mountain hop over the last four
Speaker 6: or five years. Is if you've got money in a
Speaker 6: regular IRA account, try to turn it over to a
Speaker 6: row and you can convert that over to a rock.
Speaker 6: You have to pay the taxes. But again, what's happening
Speaker 6: is everybody's got there, you know, just like it'skan I
Speaker 6: was talking to you. Everything he's got is in IRA account,
Speaker 6: so he's never paid tax on which has been great
Speaker 6: for saving it and for growing it. The problem is
Speaker 6: now when you take it out now you've got to
Speaker 6: pay taxes on it, or when you when you reach
Speaker 6: age seventy three and soon to be seventy five, you
Speaker 6: have to take that required minimum distribution out right. So
Speaker 6: what you know, if you if you were lucky enough
Speaker 6: to save a million dollars in your four O one
Speaker 6: K or more and you you know, just kind of
Speaker 6: living life on your Social Security now and you think, oh,
Speaker 6: I'm good, I don't need to you know, I'm not
Speaker 6: paying any taxes and everything. Guess what at age's seventy
Speaker 6: three or seventy five. When you start taking that money
Speaker 6: out or required minimum distributions, taxes are going to be
Speaker 6: you know, hitching the face because you're going to have
Speaker 6: to pay taxes on all that.
Speaker 2: So soial security taxes does it penalize me? Am I penalized?
Speaker 2: Let's say Jackie and I retire tomorrow, we're sixty two
Speaker 2: and a half, We're going to take the early thing?
Speaker 2: Are we doubly tax Like? How bad is it to
Speaker 2: join file taxes on our Social Security together? Or should
Speaker 2: we do that separate? Or I'm you know, obviously that's
Speaker 2: what you do is maximize to look, pay your fair
Speaker 2: share of what it's legal, But you don't want to
Speaker 2: pay one dollar.
Speaker 6: More right, I mean, and I think everybody feels that way.
Speaker 6: I mean, we we've got a great country that's got
Speaker 6: great benefits, and it takes money to run that, and
Speaker 6: you know they're finding that, you know, we've been wasting
Speaker 6: some of that money, which I'm all in favor of
Speaker 6: crawling some of that, but the yeah, I mean, I
Speaker 6: think you have to you have to look at your
Speaker 6: situation that income is going to be taxed. Another thing,
Speaker 6: if they don't completely take tax away from or Social
Speaker 6: Security out of the taxable column. What I'd like to
Speaker 6: see him to do is at least raise the income
Speaker 6: thresholds because I think under all Reagan's watch, tax or
Speaker 6: so Security first became taxable.
Speaker 4: Yep, eighty four so up, yeah.
Speaker 6: So up to I think it's like well forty four
Speaker 6: thousand dollars now that that you can if filing seeing
Speaker 6: or filing jointly, you're gonna anything over that fifty percent
Speaker 6: of your money can be taxable. And and then and
Speaker 6: I may have that number wrong, but the thresholds haven't changed,
Speaker 6: they haven't kept up with everything. So now I think
Speaker 6: when Clinton was president it went up up as much
Speaker 6: as eighty five percent of your money can be taxable.
Speaker 6: So uh yeah. The thing is that they need to
Speaker 6: at least keep those thresholds moving upward a little bit
Speaker 6: so that you're not handcuffed when you, you know, get
Speaker 6: to retirement. You got all this money in your four
Speaker 6: one K and you have to you know, start taking
Speaker 6: this money out.
Speaker 2: Well to me and you and I have had this
Speaker 2: conversation a lot. Imagine trying to play a game where
Speaker 2: you don't know the rules, right, the ref is going
Speaker 2: to blow the whistle all the time, and you're you're
Speaker 2: continue to get to be penalized. You got to have
Speaker 2: a coach and you've got to find out the rules
Speaker 2: before you retire. It literally is the greatest translation is
Speaker 2: imagine playing a game where you don't know any of
Speaker 2: the rules. You're gonna lose. Yep, you got to know
Speaker 2: the rules. If not, you're going to lose in retirement. Alan,
Speaker 2: how do they get the book? And then what's the
Speaker 2: best way to make an appointment with you?
Speaker 6: Yeah, So what we've done Troy put this took our
Speaker 6: process about a year and a half ago and put
Speaker 6: it in a paperback book, and it's a great way
Speaker 6: to at least find out what's going on in retirement,
Speaker 6: what kind of steps you need to take understanding our
Speaker 6: process and what we do in mercurial wealth advisors. But
Speaker 6: you can text the word book be okay to favo
Speaker 6: to two seven to three eleven eighty eight. We'll immediately
Speaker 6: send you a link to where you can look at
Speaker 6: it on your device or whatever. But then we'll follow
Speaker 6: up with you with a phone call and we'll actually
Speaker 6: send you a paperback book. And a lot of people
Speaker 6: still like to read the books. I'm in one of
Speaker 6: those guys. I like to have the book in my hand.
Speaker 6: But yeah, we'll send that book out and it's a
Speaker 6: it's a great first step for you just to understand
Speaker 6: what you're looking at, Understanding some of those rules. Now
Speaker 6: we don't cover all of them in the book, and
Speaker 6: we cover a lot of them, and understanding that you
Speaker 6: have to really put some planning, put some thought into
Speaker 6: this thing called retirement, because it'll it'll kind of kick
Speaker 6: you in the bout if you don't.
Speaker 2: All right, al mercurio, we love you, buddy, talk to
Speaker 2: you soon, take care of.
Speaker 6: All right, appreciate your time and go cards.
Speaker 2: You got to go. I love it, Go cards, go Krogery.
Speaker 2: Thanks Allan. Yeah, I mean the taxes on your sod
Speaker 2: security could really be a lot and you've got to
Speaker 2: understand the rules and what the taxes are. And if
Speaker 2: you're married, are you you know, do they increase that
Speaker 2: rate which don't give the money away that you don't
Speaker 2: need to for sure. All right, short break, we'll come back.
Speaker 2: Got this guy Matt I forget his name. Well, we'll
Speaker 2: get him on a little bit later in the show.
Speaker 2: To chime in, We've got maybe a story about crushing cars.
Speaker 2: We'll find out more later.
Speaker 5: I'm looking at I'm looking at a video that John
Speaker 5: just sent us, yes, or just sent me actually from
Speaker 5: lots of Pasta up on the counter when you first
Speaker 5: walk in to the right.
Speaker 4: There you've got the cheeses.
Speaker 5: Quentin is featuring his craft beer selection and it's he
Speaker 5: can grab a couple of cold beers from the back.
Speaker 5: They have the warm ones up front. But he is
Speaker 5: really amping up this selection. It is awesome.
Speaker 2: Wait, so he sent you a video and not me.
Speaker 4: He said, well, I'm the beer guy. Oh and the
Speaker 4: bourbon get in that.
Speaker 5: Bourbon yet, But they got the liquor thing going on
Speaker 5: and the beer selection is fantastic. So yes, instead of
Speaker 5: having a cup of coffee out on the coffee chef,
Speaker 5: you could have a nice cold beer Tony lots apostat
Speaker 5: Delli sandwich, lots of pasta Louisville dot Com.
Speaker 4: Look at all those beers.
Speaker 2: Yeah, box lunches. Thank you for rubbing it in. He's
Speaker 2: sending me videos and doesn't send me anything. All right,
Speaker 2: get the box lunch if you're having a business meeting, man,
Speaker 2: it's the best box lunch you can possibly have. Custom
Speaker 2: make each one of the boxes and they'll take care
Speaker 2: of you with dandwhich is made there at lots of
Speaker 2: positive the big gigantic cookie almost the size of Dave said,
Speaker 2: and some lots of pasta made right there at lots
Speaker 2: of posta. Back after this on news radio eight forty WHI, I.
Speaker 5: Mean seriously, there's a rack of beer right in front
Speaker 5: of you. And then to the ripers beer up on
Speaker 5: the counter. Unbelievable selection, Quentin, good job. Man, is Donnie
Speaker 5: Iris's birthday really?
Speaker 1: Eighty two?
Speaker 2: Eighty two?
Speaker 1: Let's let this kick in for a second.
Speaker 2: Here we go. Then a body has a right to.
Speaker 5: Year.
Speaker 4: What's up are you?
Speaker 2: The entire time that I was talking to Alan and
Speaker 2: through the break, Dwight was texting like a teenage girl.
Speaker 3: Well, because I do the show calendar. Yeah, I was
Speaker 3: trying to put the guests. There were some ones that
Speaker 3: got moved.
Speaker 2: Oh that you were doing work for the show.
Speaker 4: Yes, so Tommy Howells. Now when no, I was Disney
Speaker 4: on ice.
Speaker 1: And Monster Jam.
Speaker 3: You know, okay, Hey, I do want to say joining
Speaker 3: me tomorrow night. Venetti said he might even come by.
Speaker 2: I'm popping by before the Policeman's ball.
Speaker 6: Uh.
Speaker 3: We're talking about the Golden Nugget Fat Tuesday Saturday night.
Speaker 3: We got king cakes from Heismans. We have Joe's okays
Speaker 3: by you. It's back for one. Not only we're gonna
Speaker 3: have number one Daquila Hurricanes and a damn good time.
Speaker 2: In a band and a band no cover.
Speaker 1: No cover. And by the way, the food's free.
Speaker 2: What Yeah, you didn't tell me that part.
Speaker 3: Yeah, the Joe's okay, definitely going to be there, free
Speaker 3: kink Cake.
Speaker 2: I'm coming early in heisman Kin Cake.
Speaker 3: You are yes, I need like a twenty four to
Speaker 3: forty eight hour turnaround period.
Speaker 2: Okay, yeah, all right, Matt Sanders is going to join
Speaker 2: us tops out here in a minute. How are you, sir?
Speaker 1: Good guys, thanks for having me on.
Speaker 2: The Chief was on Tony Cruise Show today and it
Speaker 2: was all was he Yeah, he was awesome.
Speaker 4: I'm glad, nothing less, you know.
Speaker 2: I'm just hearing this now. No I listened, of course.
Speaker 1: You know what you know, how I talked to Chief Humphrey.
Speaker 1: Everything he knows.
Speaker 2: Oh you did.
Speaker 1: It's SWAT. I was his SWAT instructor.
Speaker 3: By the way, SWAT stands for special weapons intactical.
Speaker 4: Oh, tactical.
Speaker 2: Okay, cool, Yeah I didn't know that.
Speaker 1: No, it's not those things on your chest.
Speaker 2: All right.
Speaker 1: Hey, Baronos Pizza is Louisville.
Speaker 3: Stoyn Pizza is where Susan and I will be tonight,
Speaker 3: a Mama Baronos, a couple of number.
Speaker 1: One tequilas, and ah, hello weekend. I'm kissing you right
Speaker 1: there on your mouth.
Speaker 3: It doesn't have to be a Friday or a special
Speaker 3: occasion to go to Baronos, Nay, because when you go
Speaker 3: to Baronos, it becomes a special occasion.
Speaker 1: Your quick on that, nae, David, Listen.
Speaker 3: If you don't love pizza, they got expansive menu, sandwiches, salads,
Speaker 3: pasta's wings. You're gonna love your neighborhood Baronos Pizza to
Speaker 3: dine in, carry out or delivery.
Speaker 2: Yeah, it's that.
Speaker 5: Now. If your car doesn't get squished and it's been
Speaker 5: sitting in impound for six months, yeah, you might need
Speaker 5: to fix it.
Speaker 3: Here's what you need to do. You need to go
Speaker 3: to Tony's Break in Alignment. Listen, loved Ones. Finally a
Speaker 3: place that you could trust for maintenance or prevent a
Speaker 3: maintenance on your vehicle and you won't get ripped off.
Speaker 3: Three generations they've been in business to Tony's. And here's
Speaker 3: why it's important. Family owned businesses. They just care more
Speaker 3: about that name. They care more about their product. And
Speaker 3: that's what you get at Tony's Break in Alignment. The
Speaker 3: best in technicians, the best in diagnostic equipment. They're so
Speaker 3: confident in the work. They will give you just a warranty.
Speaker 3: They give you a three year, thirty six thousand mile
Speaker 3: warranty on every single job they do. Put your mind
Speaker 3: at rest. Go with Louisville Best, and that's Tony's Break
Speaker 3: in Alignment.
Speaker 1: Stick Around.
Speaker 3: Matt Sanders joins the show when we return News RADIOA
Speaker 3: forty whas