Speaker 1: Yea ripped up new need advice, so you don't have to.
Speaker 2: Come running just as fast as we can. Show Shooter's
Speaker 2: gonna help coming.
Speaker 3: Man six is the Troubleshooter Show.
Speaker 4: No Tom Martino.
Speaker 5: Hey, I'm Tom Martino. Welcome to the show. Three oh
Speaker 5: three seven one three Talk seven one three eight two
Speaker 5: five five.
Speaker 4: Welcome. Hey.
Speaker 5: You know, I don't know if you're just tuning in
Speaker 5: or if you were listening. This morning, we had some
Speaker 5: technical difficulties. I think they've been worked out. We fed
Speaker 5: the Gerbils on the wheel and we're back up and
Speaker 5: running on the air. Three oh three, seven one three
Speaker 5: Talk is our number seven one three eight two five five.
Speaker 5: Now that's the talk number at the station KJOW. We
Speaker 5: also have, of course, other people that listen at other
Speaker 5: times all over and here's one universal number. You can
Speaker 5: call twenty four seven and get through to the show.
Speaker 5: We're on the air, or leave a message if we're not,
Speaker 5: and then we promise, I mean there's no doubt we
Speaker 5: will get absolutely positively back to for those streamings on
Speaker 5: the screen. Three oh three Martino three oh three six
Speaker 5: two seven eight four six six. So welcome, my partner
Speaker 5: in crime. Are you up.
Speaker 6: Your camera's not up, but you're I'm here, no camera today, sir.
Speaker 5: Oh okay, you're okay, Okay, I imagine, yeah, I'm doing something.
Speaker 7: Well.
Speaker 4: I don't want people to think the wrong thing, but
Speaker 4: you know you're doing something. Does it rhyme with Tubin? Anyway?
Speaker 4: So isn't that terrible to have your name associated with that?
Speaker 4: Can you imagine his poor kids like in high school?
Speaker 4: My god? No, man, hold on.
Speaker 5: I was thinking the other day for some reason, or
Speaker 5: was it today, of name associations when I said, now,
Speaker 5: be honest, I want everyone listening to be honest. When
Speaker 5: I said, we fed the Gerbil on the spinning wheel
Speaker 5: and we're back up and running.
Speaker 4: When I said Gerbil, what celebrity? That guy with the Gerbils?
Speaker 4: Where'd you gear? Gear?
Speaker 5: That's it, Richard Gear. Isn't that terrible that that may
Speaker 5: not even be true? I mean, who the hell knows?
Speaker 5: But you're forever associated forever? Okay? So then we said
Speaker 5: you know doing it? You know, what I'm saying is
Speaker 5: pleasuring yourself. Who do we think of Tubin? So what
Speaker 5: I want to know is are there any other names
Speaker 5: that strongly associated with things? If you had to say
Speaker 5: a name and as an association, what would it be?
Speaker 4: What would it be? Think about it?
Speaker 5: Any other like really strong associations like that? I think
Speaker 5: I would like to be a so like love is
Speaker 5: Elon Muskus with anything?
Speaker 4: Not really?
Speaker 6: Well okay, I mean he's a strong character about adult. Yeah,
Speaker 6: but what is the associated I mean evil?
Speaker 4: But but there's no one word, right, I mean, well,
Speaker 4: I can tell you. I can tell you one what
Speaker 4: Janet Jackson? Well, Janet Jackson, get that one at the
Speaker 4: super Bowl? Oh? The Booby? Yeah, there is no no
Speaker 4: you know what? But I don't know.
Speaker 5: That's forever. But that's one of them. How about Bobby
Speaker 5: want people? I got a great what how about Bobby Bobbitt?
Speaker 4: What Doc? I said? Of course Bobby, I beat you
Speaker 4: the mark. That's right, Doc was first.
Speaker 5: If you want to get the Bobbitt, that name Bobbitt
Speaker 5: will forever be associated with a severed bob member member
Speaker 5: if you're allowed to say the people, Tom, of course
Speaker 5: you are. But you know what, I've never used the
Speaker 5: word member in my life. Do you have anyone ever
Speaker 5: use that word in that context?
Speaker 4: You're president anyway? Dinger? So what would what's that? Dinger?
Speaker 5: Anybody have any strong associations. Oh, I got to have
Speaker 5: any strong associations. Brandon, go ahead, Brandon, you know what
Speaker 5: you're right? Pressure, that's an F you, Brandon is an
Speaker 5: F you?
Speaker 4: Dexter? Did you? I want to I want to bring
Speaker 4: something on.
Speaker 5: First of all, I want people to call with problems, questions,
Speaker 5: and complaints of any kind. Three h three seven one
Speaker 5: three talks seven one three two five five year calls
Speaker 5: always take precedent.
Speaker 4: We've recovered already this year.
Speaker 5: Listen, uh, it's only February nineteenth, mark, and I remember
Speaker 5: we took a few calls. I'm thinking we're up around
Speaker 5: three or four hundred thousand already. And cash merchandising changed
Speaker 5: this refunds and services maybe not quite that much, maybe
Speaker 5: around two hundred. I haven't actually looked at the barometer,
Speaker 5: but I'm going to.
Speaker 4: Now.
Speaker 5: Next thing I want to talk about, Well, we talk
Speaker 5: about a lot of things, and the topics are real
Speaker 5: and they can help you. But I want to know
Speaker 5: if anyone understands this. Here's what's funny. Like the state
Speaker 5: of Colorado was just one of the states that got
Speaker 5: a settlement from Peiser. Now what was the settlement for
Speaker 5: for illegal mind grae mind, excuse me, excuse me, illegal
Speaker 5: migrain drug kickbacks.
Speaker 4: Now what does that mean?
Speaker 5: That means that Peiser was sued by attorneys general and
Speaker 5: the federal government, so thirty eight states and the federal
Speaker 5: government for paying illegal kickbacks. And it's it's Pfiser. Now
Speaker 5: what were they doing. They were paying pharmacists and experts
Speaker 5: to prescribe this biohaven nertech, a prescription drug used to
Speaker 5: treat migrain headaches.
Speaker 4: Okay, why am I bringing this up?
Speaker 5: You know, Pheiser was the patron saint of curing and
Speaker 5: vaccines and the mRNA and the best of the best
Speaker 5: of the best, and they could do no wrong.
Speaker 4: I mean Pfeiser, I swear the name.
Speaker 5: Pfizer was was godlike among Democrats and liberals, godlike. Yet
Speaker 5: if they were you know, there's a saying, if you're
Speaker 5: honorable in little things, you're honorable and much or just
Speaker 5: the opposite. If you're dishonorable in little things, you're definitely
Speaker 5: dishonorable in big things. Both of those sayings come from
Speaker 5: the Bible. But I just want to say this. What
Speaker 5: it means is this, Obviously, you don't change your character.
Speaker 5: So if they're just honest about this and paying kickbacks.
Speaker 4: Do we believe maybe, maybe just.
Speaker 5: Maybe there were some underhanded stuff going on with the
Speaker 5: vaccine or is that impossible?
Speaker 4: Do they only?
Speaker 7: Yeah?
Speaker 4: See, That's the thing it pisses me off, Well, pisses.
Speaker 5: Me off is how we don't see the demons when
Speaker 5: we need to. We don't see them. We always think, oh, no,
Speaker 5: that can't be happening. Do you know that the mr
Speaker 5: NA vaccine, you think it stopped covid? COVID was being
Speaker 5: stopped on its own. Now, it did help in a
Speaker 5: few cases. It did lessen symptoms, we think for those
Speaker 5: who took it.
Speaker 4: Now, why do I say we think?
Speaker 5: Mark, Why do I say in this study they said,
Speaker 5: they don't say we think. They said, I don't have
Speaker 5: it in front of me, but they said they kind
Speaker 5: of get a feeling that the COVID vaccine did lesson symptoms.
Speaker 5: Why can't they say that definitively? Do you know why?
Speaker 4: Well, they never did any testing on the damn.
Speaker 6: Drug Well survey it was really they got around all
Speaker 6: the clin No, no, no, you're right about that.
Speaker 5: I'm not talking about that. I'm not talking about that part.
Speaker 5: I'm talking about this part. The reason they can't say
Speaker 5: that it definitely caused a lessening of symptoms is because
Speaker 5: when they did a sampling of people, and many of
Speaker 5: the people who got the drug, the COVID vaccine had
Speaker 5: lesser symptoms.
Speaker 4: When they did a blind study, a.
Speaker 5: Double blinde I don't know they call it a double mind,
Speaker 5: but they had a sample of people who didn't have
Speaker 5: the vaccine, and a large percentage of them had lesser
Speaker 5: symptoms because no two people reacted to COVID.
Speaker 4: The same way.
Speaker 5: So when you take a random sampling of people who
Speaker 5: never had.
Speaker 4: A vaccine and you have a good.
Speaker 5: Percentage of them with heavy duty symptoms and a good
Speaker 5: percentage of them with hardly any symptoms, what does that
Speaker 5: tell you The vaccine has nothing to do with that sampling. Yeah,
Speaker 5: so can we say for sure that those who had
Speaker 5: the vaccine had lesser symptoms? How can we Because if
Speaker 5: you had lesser symptoms, you may have had lesser symptoms
Speaker 5: if you didn't have the vaccine. And I want to
Speaker 5: know if there are any morons right now, please raise
Speaker 5: your hand. If there are any morons right this minute,
Speaker 5: please tell me. Don't be ashamed that actually positively, actually
Speaker 5: positive lee are taking the mRNA vaccine every year. I
Speaker 5: want to talk to someone who does it, and I
Speaker 5: want to know why, Okay, I just want to know
Speaker 5: why do you trust it? You never had a problem
Speaker 5: from the very first time. I only did it once,
Speaker 5: and I did I got scared into it.
Speaker 6: Mark, did you even do it once or not? I
Speaker 6: had the fake one. I'll leave it at that. I
Speaker 6: did not have what is it, an mRNA, m DRA whatever.
Speaker 5: Yeah, you had the lesser one, MODERNA or whatever.
Speaker 8: No.
Speaker 6: I had the Johnson and Johnson way way back when,
Speaker 6: and that was it. I had one shot, never got
Speaker 6: a booster. I was done, brother, anyway.
Speaker 5: Three h three, seven to one three talks, seven one three.
Speaker 5: I had one in the very beginning, never went back,
Speaker 5: never will. They scared the hell out of me. We
Speaker 5: got a lot happening right now. I want you to
Speaker 5: call if you have a problem, question, complaint. We have
Speaker 5: some follow ups coming up as well, and we have
Speaker 5: our deputies as you heard Deputy Doc and we have
Speaker 5: other deputies on their way and some deputies working remotely,
Speaker 5: and we are taking your calls at three oh three,
Speaker 5: seven to one three talk or of course three oh
Speaker 5: three Martino, three oh three six two seven eight four
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Speaker 5: Alliance three oh three nine two zero sixteen twenty two.
Speaker 5: Hi Tom Martine, you're troubleshooter three O three seven one
Speaker 5: three talk seven one three eight two five five. I
Speaker 5: have a text here and I don't know what it means,
Speaker 5: but it says.
Speaker 4: Here that why can't you admit that both sides suck? Oh?
Speaker 5: I guess it goes back to some of our discussions
Speaker 5: we have.
Speaker 4: In a way, both sides do suck.
Speaker 5: No matter what side you're talking about, there's always some
Speaker 5: good and bad.
Speaker 4: Well I shouldn't say that, obviously. I'm sorry.
Speaker 6: Name one good thing about the the lefty side, please.
Speaker 5: Hey, Tom, Okay, one good thing.
Speaker 4: I think.
Speaker 5: One good thing about the lefty side Joe Biden, the
Speaker 5: pro consumer some of the I'm not talking about Joe Biden.
Speaker 5: I'm talking about the side in general, not him. I
Speaker 5: don't think he did much of anything. Just to be honest, it.
Speaker 4: Was fair enough.
Speaker 6: I mean, I liked Hey, listen, I like the original
Speaker 6: Bill Clinton. Hell, you know, I voted for Obama and
Speaker 6: up until so.
Speaker 5: What I'm saying is there are obviously, but there are obviously,
Speaker 5: I think policies on both sides of the aisle that
Speaker 5: have merit. But we tend to be so polarizing right now,
Speaker 5: not recognizing anything now lately. I will tell you this
Speaker 5: one thing that I think is really stupid, Doc.
Speaker 4: I'm sorry for not I will talk to you a.
Speaker 5: Second that the one really thing, the thing I don't
Speaker 5: understand is when they march out Schumer to criticize Trump's
Speaker 5: and and Elon Musk and Doge and all of the
Speaker 5: they march him out to talk about how terrible it
Speaker 5: is what they're doing. And I can't believe there are
Speaker 5: any Americans who believe the waste that we are cutting.
Speaker 4: Is wrong.
Speaker 6: Well, the government workers, the ones that you know, they
Speaker 6: have to actually show up for a job or they're
Speaker 6: not going to have a job or pretty upset about it.
Speaker 6: So when people out there see anybody marching or doing whatever,
Speaker 6: the handful of them, they're all directly affected or they're paid,
Speaker 6: just like Oprah was paid.
Speaker 5: I want to remind you, like Oprah paid, I want
Speaker 5: to remind people they can text me directly and it
Speaker 5: comes right to my cell phone.
Speaker 4: It really does. By the way.
Speaker 5: Seven four seven nine nine nine fifty two eighty. That
Speaker 5: is a private line. Now I forward it to myself
Speaker 5: so I can turn it off when I need to.
Speaker 5: But I haven't had to do that. Seven four seven
Speaker 5: nine nine nine fifty two eighty. That was a made
Speaker 5: up number when I got a voice Google Voice about
Speaker 5: to fifteen twenty years ago. Whenever it was seven four
Speaker 5: seven nine nine nine fifty two eighty. And you can
Speaker 5: also text me there if you want to inquire about
Speaker 5: Wave eight Financial or wealth management Wave eight wealth Management.
Speaker 4: I've got some good news to announce about that, by
Speaker 4: the way.
Speaker 5: About with the partnership with Vestera Turnkey. But right now
Speaker 5: I digress. Let's talk about the text I'm getting. Tom
Speaker 5: ask Mark, I don't know why. Why is Mark the
Speaker 5: car expert? Ask Mark if he would lease a car
Speaker 5: at this point in his life?
Speaker 4: Mark? Hell no? Okay your reasoning? Why would you say?
Speaker 7: Hell no?
Speaker 4: Though? Mark? Simple miles for you?
Speaker 6: But you know, economically and almost almost forty thousand on
Speaker 6: the Tesla in no, you know you're running mine.
Speaker 4: Of course you're right.
Speaker 5: But let's talk about the concept, the concept of paying
Speaker 5: for only what you use. If you could live now,
Speaker 5: let me give you some caveats. Here are some conditions Mark,
Speaker 5: if you live within the terms and conditions, meaning, if
Speaker 5: it's a three year you'll keep it definitely for three years.
Speaker 5: The mileage you can definitely stay within the mileage. Would
Speaker 5: you do it for preservation of capital?
Speaker 4: No?
Speaker 6: Because the main reason now, if we get rid of
Speaker 6: the mileage thing. You know, if technology changes enough in
Speaker 6: two years, I'm gonna want to get rid of that
Speaker 6: car and get a new one.
Speaker 5: Okay, So you don't want any bounds on what you
Speaker 5: can do as far as liquidation or mileage or anything.
Speaker 6: Yeah, I'd end up being stuck with two payments or
Speaker 6: a car I don't like.
Speaker 5: So what you're saying is with a lease, you must
Speaker 5: abide by the terms and conditions or it can sting.
Speaker 5: You absolutely positively correct, You're right, and in a way,
Speaker 5: you are truly agreeing with the lease or the less ore,
Speaker 5: and you're the lease. See you're agreeing that they own
Speaker 5: the car, and you are going to abide by their conditions.
Speaker 5: It's it's it's a vacation car by owner or or
Speaker 5: you know, or a car by owner by and the
Speaker 5: owner being the less ore.
Speaker 4: Three oh three seven one three eight five. Wouldn't you
Speaker 4: the same stuff though? Would you? Would you? Actually you've
Speaker 4: been talking about leasing one. I don't. I don't think
Speaker 4: it's good. There's a reason, Mark, I don't know.
Speaker 5: There there's a real Let me explain for me. Let
Speaker 5: me explain why. When when I look at capital and
Speaker 5: I'm just going to say this, I know people knowing.
Speaker 4: Look, look, I've worked hard all my life.
Speaker 5: Sometimes I've I've had one hundred grand or more tied
Speaker 5: up in a car, literally tied up, cash done. The
Speaker 5: car's paid for now, the car is going to depreciate,
Speaker 5: and at the end I'm going to have whatever it's worth,
Speaker 5: but it depreciates a lot. I usually end up selling
Speaker 5: the car, buying a new one, putting another hunk of
Speaker 5: chunk of cash in there. So I am at a
Speaker 5: point in my life not everyone is, where capital is
Speaker 5: more important to me than monthly outlays. I can pie,
Speaker 5: I can get a car and say, you know what,
Speaker 5: this Tesla or this g Wagon or this Beamer or
Speaker 5: this whatever it is, I'm only going to use it at.
Speaker 4: This point in my life. Mark, I'm talking.
Speaker 5: I only drive ten thousand miles a year, so let
Speaker 5: me put twelve on it. Whatever I want it for.
Speaker 5: I get tired of cars in three years. I can
Speaker 5: keep a car three years easily. So here's the point.
Speaker 5: If I'm going to keep a car for three years
Speaker 5: and put a certain number of miles on it, and
Speaker 5: they guarantee me the price coming out of it so
Speaker 5: I don't have it, I don't lose a dime. Then
Speaker 5: I've simply made monthly payments on the part I'm using.
Speaker 4: That's all.
Speaker 5: It's it's I get the car, I make the payments,
Speaker 5: I turn the car back.
Speaker 4: But I even could buy it if I want, but
Speaker 4: I'm not. Let's just say I turn it back. Now.
Speaker 5: What I have done, though, is kept that one hundred
Speaker 5: or one hundred and fifty grand. I've kept it for
Speaker 5: that entire time, and I've made money with it. So
Speaker 5: it makes a lot of sense for me because capital and.
Speaker 4: I use of capital is what I'm talking about. Now.
Speaker 4: I'm not saying that's going to work for everyone. It won't.
Speaker 5: There are times that people, first of all, they will
Speaker 5: take a thirty or forty grand car and pay it off,
Speaker 5: and then they will sell it at the optimum time,
Speaker 5: get most of that money back.
Speaker 4: And if they.
Speaker 5: Lose ten grand, let's say, and they amortize that over
Speaker 5: the three years they had it, it cost them three
Speaker 5: thousand dollars a year or about whatever.
Speaker 4: It just didn't cost.
Speaker 5: Them that much money. I mean, you know, it's all
Speaker 5: in the math. It's all in the math. And the
Speaker 5: way Mark has been doing it because he puts milage
Speaker 5: on it, he gets it right before it's going out
Speaker 5: of warranty.
Speaker 4: I've watched him time and time again.
Speaker 5: He'll pay cash, get the car, use the car gently,
Speaker 5: keeping great condition. He sells it just before the warranty's up,
Speaker 5: and and he can sell it with a full warranty,
Speaker 5: even though there's a mileage on it. People buy it,
Speaker 5: and he does lose a little, but not much, and
Speaker 5: then he takes and then invests. So let's say he
Speaker 5: loses over two or three years, he loses a few grand.
Speaker 5: If you admortize that monthly, that's a pretty cheap damn
Speaker 5: car he had.
Speaker 4: I get it.
Speaker 5: It's all in the math, wouldn't you agree. I don't
Speaker 5: think there's one.
Speaker 4: Over the other. Yeah.
Speaker 5: So it depends on your life at the time. But
Speaker 5: don't ever. And this is something people do, and usually
Speaker 5: young people want to talk themselves into something.
Speaker 4: And I've seen it.
Speaker 5: Happen where they say, but Tom, it's an investment.
Speaker 4: I'm going to tell you something.
Speaker 5: Maybe one tenth of one percent of any car you buy.
Speaker 4: Will be an investment.
Speaker 5: It's got an If it is an investment, it's not transportation.
Speaker 4: It's something you ooh and aw about and you look at.
Speaker 5: But don't look at your transportation as an investment.
Speaker 4: Don't do it. Don't do it. And I'm going to
Speaker 4: tell you something else.
Speaker 5: If you want to build wealth, you don't look at
Speaker 5: transportation as an investment. And you don't look at a
Speaker 5: house as a suit of status. Now you don't want
Speaker 5: a piece of crap house. You want a beautiful home.
Speaker 5: But you would be shocked at how many people have
Speaker 5: ten times at the house they need or they're empty
Speaker 5: nesters and they just don't need it. Now they want it.
Speaker 5: They want to have a little status. There's nothing wrong
Speaker 5: with that, to have a beautiful home, to have some land,
Speaker 5: especially if you love it.
Speaker 4: But I'm saying, don't do it just for that so
Speaker 4: many of us, And.
Speaker 5: God, I wish I could have just realized this earlier
Speaker 5: in life. I realized it maybe twenty years ago. I
Speaker 5: was around fifty so something, and I started winding down
Speaker 5: and I was living a lot.
Speaker 4: And this is a real admission.
Speaker 5: And I think if we really, truly, truly, truly, truly
Speaker 5: look inwardly, we many times, as consumers, live for others.
Speaker 5: We truly buy things for two reasons. One, yeah, we
Speaker 5: want them, but two what they say about us. Because
Speaker 5: if that wasn't the case, there would.
Speaker 4: Never, ever, ever, ever be.
Speaker 5: A reason to have a Rolex versus an Apple Watch.
Speaker 5: I'm Tom Martino three O three seven to one three
Speaker 5: talk speaking of deals, waterpros dot net. I gotta call
Speaker 5: Paul the waterman. I wonder if he's extending that sale.
Speaker 5: I'm gonna call him. But that sale I'm talking about
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Speaker 4: Tell him, tell him to extend it for you.
Speaker 5: If you call today, tell him I asked him to
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Speaker 5: softening and conditioning, getting rid of the forever chemicals. Plus
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Speaker 5: twenty two. Hey, I'm Tom Martine. What's going on in
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Speaker 5: Hey, Thomas Price three or three seven seven zero two
Speaker 5: seven seven six, Doc, what's going on.
Speaker 4: You talk about people?
Speaker 9: I get my boosts every year because I I think.
Speaker 4: People who have had as severe.
Speaker 9: COVID infections as I had, it makes sense to do
Speaker 9: anything that could reduce the symptoms if you are to
Speaker 9: get it again.
Speaker 4: But do you believe that it reduces symptoms?
Speaker 5: I do, Okay, I don't have enough knowledge. I don't
Speaker 5: have enough knowledge to know them. I mean, but really,
Speaker 5: if you do think about it, then it is not
Speaker 5: a vaccination.
Speaker 4: It's a pre treatment exactly.
Speaker 5: And they also claim where I looked it up, that
Speaker 5: it makes you less contagious.
Speaker 4: Now how would that work, Doc?
Speaker 9: I guess anything that reduces the number of viral particles
Speaker 9: could make you less less contagious.
Speaker 5: Okay, So if you have less of a load, you
Speaker 5: have less to shed. Absolutely, So what is your standing
Speaker 5: on that? Then the mRNA as a technology, do you
Speaker 5: like it?
Speaker 4: Yeah?
Speaker 9: I think it needs more research, but I think the
Speaker 9: basic idea is pretty good.
Speaker 5: But the basic idea, by the way, when people when
Speaker 5: people say it alters your your genetic makeup, it really doesn't.
Speaker 4: I mean it really doesn't. Okay.
Speaker 5: I mean I don't like it, but it doesn't alter
Speaker 5: your genetic makeup. It makes as I understand it, correct
Speaker 5: me if I'm wrong. It keys your body to look
Speaker 5: for precursors of a virus way before they become a virus.
Speaker 4: True, that's my understanding as well.
Speaker 5: Okay, So these precursors that occur, can they occur? This
Speaker 5: is what I've always wondered with other viruses? Does does
Speaker 5: it help with other viruses? Because if truly that's what
Speaker 5: it does.
Speaker 1: Then.
Speaker 4: You know what I'm saying. Does am I making sense? Unfortunately?
Speaker 7: Yes?
Speaker 5: Okay, So it could help detect other viruses and and
Speaker 5: I mean when I say detect, your body could be
Speaker 5: picking up other viruses, not just COVID and producing antibodies.
Speaker 5: I mean, if that technology is truly what it says,
Speaker 5: the other thing is this.
Speaker 4: I one thing that pissed me off about COVID back
Speaker 4: in the day.
Speaker 5: And I was blowing the whistle on this, and it
Speaker 5: turned out to be true. When they do normal virus scannings,
Speaker 5: they would take some particles DOC and they would scan
Speaker 5: I don't remember, like I was so deep into it
Speaker 5: back then, but they would scan it like four times
Speaker 5: or something, and if.
Speaker 4: It didn't show up, they just stopped.
Speaker 5: But then what they did with COVID, it was they
Speaker 5: started doing sixteen and then thirty two and sixty four
Speaker 5: and then finally one hundred and twenty eight times they
Speaker 5: would scan it and if a little minute particle showed up,
Speaker 5: they said, you're infected.
Speaker 4: Do you remember what I'm talking about?
Speaker 5: Like when they were screening, they manipulated the screening to
Speaker 5: show the numbers going up.
Speaker 4: Right.
Speaker 6: Not only did they manipulate the screening, guys, they also
Speaker 6: manipulated the death from COVID. You could dive from getting
Speaker 6: hit by a car, and if you had COVID, they
Speaker 6: called it a COVID death.
Speaker 5: That's absolutely and Mark I had first hand, well not
Speaker 5: first hand.
Speaker 4: I didn't die from it.
Speaker 5: I had a first hand experience with this with a relative.
Speaker 5: I swear to God, I remember the day he left
Speaker 5: a voicemail. So he drank. He drank like a fish.
Speaker 5: He was hooked on pain meds. He has cirrhosis of
Speaker 5: the liver, hepatitis, and a host of other things, honest
Speaker 5: to God, in the hospital, alcoholic drug addict, cirrhosis, Oh,
Speaker 5: some kind of breathing problem way before COVID, Like what
Speaker 5: do they call that when YOU'REPD, when you're big and fat,
Speaker 5: well whatever, that means failure to cope basically with your lungs.
Speaker 4: Right.
Speaker 5: Anyway, he had all of that and he falls asleep
Speaker 5: in death while in the hospital, and they tested him
Speaker 5: and found he had COVID and that was the cause
Speaker 5: of death. Now, that is the most ridiculous thing. Why
Speaker 5: did we put up with that though? And why to
Speaker 5: this day do people still put up with it? Why
Speaker 5: do they not get pissed off? Well, I think, why
Speaker 5: aren't they looking for Fauci's head on a stick?
Speaker 4: Go ahead?
Speaker 9: I think at the time it was panic mode. Here
Speaker 9: was this disease that was truly a pandemic, and they
Speaker 9: didn't know how to deal with it, and so much
Speaker 9: of it was public relations and politics, that they had
Speaker 9: to look like they were doing something, And I think
Speaker 9: that that, to me, was a large part of it,
Speaker 9: that they were forced politically to come up with something
Speaker 9: to show that the government and the administration was aware
Speaker 9: of it and trying to help the citizens.
Speaker 5: You don't feel there was anything dastardly about it. You
Speaker 5: don't think it was a control thing or anything like that. No,
Speaker 5: I mean, I don't know. You know, there are so
Speaker 5: many theories. First of all, I don't believe it was
Speaker 5: done intentionally, Okay, I think we can dispel that. You know,
Speaker 5: they called the plandemic. Do you think it was done intentionally?
Speaker 5: Anybody listening? I mean, truly, I don't think it was
Speaker 5: done intentionally. I think it was a leak. Why were
Speaker 5: they experimenting with it though, That's what I want. That's
Speaker 5: the part that no one ever tells us. Why were
Speaker 5: they experimenting.
Speaker 1: With it.
Speaker 4: For it to leak to begin with?
Speaker 5: I think it was for warfare, But in any case,
Speaker 5: once it leaked, Okay, do you believe truly that they
Speaker 5: took advantage of it just to control the population?
Speaker 4: Do you think that, mark?
Speaker 5: I mean, obviously they were using it for control, but
Speaker 5: I don't know if it was a concerted, planned effort, yeah, I.
Speaker 4: Think it would. I don't think.
Speaker 6: I don't think anybody released it on purpose. I think
Speaker 6: it came out of that lab, which by the way,
Speaker 6: we funded, and I think once it was here or
Speaker 6: they definitely used it as an excuse. My god, they
Speaker 6: said either get this shot or you got to quit
Speaker 6: your job. You can't fly, you can't go to a concert,
Speaker 6: you get kicked out of the army or kicked out
Speaker 6: of government in general. I don't know what else you
Speaker 6: would call that, but pure control.
Speaker 5: Well it was control, but I'm saying that wasn't the reason.
Speaker 4: I don't think.
Speaker 6: Then they started pushing the woke agenda. Maybe woke's not
Speaker 6: the proper word, but the you know, the the transgender
Speaker 6: and all this other stuff.
Speaker 5: You had to say to me, what did that have
Speaker 5: to do? What did that have to do with COVID?
Speaker 5: Do you think I don't see a connection there? I
Speaker 5: don't know, man, I help me make that connection.
Speaker 6: Well, I mean, the whole connection is you were talking
Speaker 6: about a power play. They seem to start pushing everything
Speaker 6: at the same time.
Speaker 5: Okay, I okay, hold on, hold on, I think I
Speaker 5: know what you're saying, because when they started doing the
Speaker 5: rent controls and all these executive orders for weird things, they.
Speaker 4: Did every art.
Speaker 6: If you were a landlord, you could have a bum
Speaker 6: living in your house for over a year not paying anything,
Speaker 6: and there wasn't a damn thing you could do.
Speaker 5: You're right, you're right, And it really, it really brought
Speaker 5: out the absurdity of government trying to help when they
Speaker 5: were hurting people. You know, we did get through that
Speaker 5: period were their mass evictions? I mean, whatever did happen?
Speaker 5: Do you know, Mark, I didn't even realize this. I
Speaker 5: got to take a break, I got I do Did
Speaker 5: you realize there were people getting COVID aid up until
Speaker 5: the end of twenty twenty four. Yeah, if it's longer,
Speaker 5: they were still they're still getting cash.
Speaker 4: Got more coming up?
Speaker 5: Go with a sure thing Denver's Best roofer Excel Roofing
Speaker 5: dot com. You don't pay a cent until you're content.
Speaker 5: Time for an insurance check up free, no obligation. In comparison,
Speaker 5: call Compass insurance paying too much your coverage at dozens
Speaker 5: of insurance companies find out now three all three seven
Speaker 5: to seven to one help. You'll think you're his only
Speaker 5: customer when you choose Frank durand the real estate man
Speaker 5: dot Com to list your home with Remax Alliance three
Speaker 5: three nine zero sixteen twenty two col shooter Tom Martino
Speaker 5: here three all three seven one three talks seven one
Speaker 5: three eight two five five. We don't have too much
Speaker 5: time in this hour, but it was very very I
Speaker 5: love it. I mean it was really important the things
Speaker 5: we're talking about. And I know a lot of people
Speaker 5: say I don't get political. A lot of these things
Speaker 5: are direct to the bottom line and direct to our pocketbook,
Speaker 5: and it means a lot. Now, Tom Co morbidity during COVID,
Speaker 5: this is a text.
Speaker 4: They changed the terminology to.
Speaker 5: COVID related so as opposed, so if you had COVID
Speaker 5: with anything else, they called it COVID related. Thank god
Speaker 5: for doctor Fauci saving us from time from the time
Speaker 5: Trump told everyone COVID would go away like a cold
Speaker 5: if we swallowed bleach.
Speaker 4: Does any okay? Monty Monty's Mark Monty.
Speaker 5: Texts almost every day something about he just loves Biden,
Speaker 5: he loves the Democrats, he hates Trump. Trump never actually
Speaker 5: said to swallow bleach.
Speaker 4: Ever, he was making a joke.
Speaker 5: He was saying, look, you know, if bleach kills it,
Speaker 5: why don't we just drink bleach or something? I forget
Speaker 5: what it was, but he never actually advocated bleach. More
Speaker 5: coming up, go with a sure thing Denver's best rufer
Speaker 5: Excel Roofing dot com.
Speaker 4: You don't pay a cent until you're contenth.
Speaker 5: Time for an insurance checkup free, no obligation in comparison,
Speaker 5: call Compass Insurance. Pay too much your coverage at dozens
Speaker 5: of insurance companies find out now three O three seven
Speaker 5: seven to one help. You'll think you're his only customer
Speaker 5: when you choose Frank durand the real estate Man dot
Speaker 5: com to list your home with Remax Alliance three oh
Speaker 5: three nine two zero sixteen twenty two ripped.
Speaker 1: You need advice so you don't have come running. Just
Speaker 1: as fast as we can.
Speaker 2: Shooter's gonna help.
Speaker 1: Come man, This is.
Speaker 4: The Troubleshooter Show.
Speaker 3: No Tom Martine, Hello.
Speaker 5: Out Tom Martino here, Welcome to the show. We're here
Speaker 5: to help you solve problems, answer the question, take complaints,
Speaker 5: the things that tick you off, the things that make
Speaker 5: you tick.
Speaker 4: That's what we do each and every day.
Speaker 5: Listen, here's what I know if you have a problem,
Speaker 5: it's always best to discuss it in the beginning, always.
Speaker 4: No matter what.
Speaker 5: Even if you don't have a real problem, we can
Speaker 5: discern that.
Speaker 4: Or if you have.
Speaker 5: A problem that we can help with, or we can
Speaker 5: tell you what to do.
Speaker 4: What is the problem? Everything?
Speaker 5: Buying, selling, when to buy, why to buy, where to buy,
Speaker 5: how to buy? What happens if you're ripped off, lie
Speaker 5: to cheated, exaggerated? What do you do about it? What
Speaker 5: rights you have? What about car accidents? What about work
Speaker 5: related stuff? Anything? Anything?
Speaker 4: We've handled everything.
Speaker 5: So if you're having problems where you need financial advice,
Speaker 5: consumer advice on anything, give us a call. As I said,
Speaker 5: forty five years going strong right Denver. I think I
Speaker 5: have fifty years in the business if you count outside
Speaker 5: of Denver as well. I came here. I think i'd
Speaker 5: been in the business six years when I got here
Speaker 5: three three seven to one, three eight, two five five,
Speaker 5: we were talking about people being declared dead from COVID.
Speaker 4: When they had other things.
Speaker 5: And then we you know, whenever we criticize anything woke
Speaker 5: or anything liberal or anything progressive, I got this guy
Speaker 5: Monte you who loves.
Speaker 4: Loves sending us and he's saying sending me stuff.
Speaker 5: Tom, you know, blah blah blah, basically saying they weren't
Speaker 5: calling it COVID. They said it was COVID related. It
Speaker 5: was a codil morbidity thing. And thank god for doctor Fauci.
Speaker 5: He saved us from Trump who told people to drink bleach.
Speaker 4: You know what, it's not what he said. I am
Speaker 4: what's well, it's just not what he said.
Speaker 10: He wasn't talking about bleach. He didn't say drink bleach.
Speaker 10: It wasn't a joke.
Speaker 4: What did he say.
Speaker 10: He had just met with a company that was trying
Speaker 10: to produce an ingestible UV capsule to fight infections, and
Speaker 10: that's what he was talking about.
Speaker 5: But he never said to drink bleach or anything near.
Speaker 4: I tell them to do that, but he didn't. So
Speaker 4: here's the deal.
Speaker 5: There are a lot of stupid things said by everyone
Speaker 5: by everyone when it came to you know, the virus.
Speaker 5: But do you know how many deaths China officially had
Speaker 5: from COVID?
Speaker 4: According to them.
Speaker 5: Five thousand, the lowest mortality rate in the world.
Speaker 4: Mark are you? Are you? Does that surprise you?
Speaker 3: No?
Speaker 4: I think China had four deaths from it.
Speaker 5: Yes, from China's own records two and seventy two deaths. Now,
Speaker 5: in the beginning, like right through most of the pandemic,
Speaker 5: they were saying they only had four thousand cases. They
Speaker 5: amended that, now, think about how many people we have
Speaker 5: in a maria.
Speaker 4: And how many cases? How many?
Speaker 5: What is our population compared to the cases? But you
Speaker 5: know we have a fraction of the people.
Speaker 4: They haven't million or so dumb, thank you doc.
Speaker 5: And out of three hundred thirty million, how many cases
Speaker 5: did we have? Not deaths but just cases in general?
Speaker 5: Do you remember.
Speaker 4: Of COVID? Does anyone remember? I don't.
Speaker 5: Okay, I'm looking it up right now with my boyfriend,
Speaker 5: and I wish I could get a girlfriend. I got
Speaker 5: a boyfriend here because you can't get a female voice anymore.
Speaker 5: But on one of these when I asked about China's
Speaker 5: official number, they said, it appears as if you are
Speaker 5: attempting to shed China in a negative light. We do
Speaker 5: not get in in philosophical discussions regarding countries, nationalities, or
Speaker 5: ethnic ethnicity. So China had five hundred thousand and a
Speaker 5: half a million confirmed cases, they said, with five thousand deaths,
Speaker 5: And I'm not sure what America had, but apparently Tome was.
Speaker 4: Yes, I looked it up.
Speaker 11: The United States had one million, two hundred and nineteen
Speaker 11: thousand deaths and one hundred and eleven million coronavirus cases.
Speaker 4: How do we have so much more than China?
Speaker 11: Well, maybe the Chinese dated to take the vaccine.
Speaker 5: No, the answer is they lie.
Speaker 4: Well that's probably true.
Speaker 5: Now there is another term that people call excess deaths.
Speaker 4: We had more deaths than expected, So.
Speaker 5: A total death that is a real good indicator of
Speaker 5: the health of a nation, I mean, or excess death truly.
Speaker 5: And then here's somebody else said, I would like to
Speaker 5: know what we should do if Trump gets no taxes
Speaker 5: on overtime, no taxes on tips, I think that, you know,
Speaker 5: he's looking to lower taxes all the way around. Did
Speaker 5: you hear about the proposal to do a flat tax
Speaker 5: and not have an income based tax but flat percentage?
Speaker 5: You know, does anyone really know seriously why we went
Speaker 5: to a graduated tax. They call it a it's actually
Speaker 5: called a progressive tax.
Speaker 4: Do you know why they call it?
Speaker 5: Then, so the more you make, the higher your percentage. So,
Speaker 5: in other words, let's put it this way, if you
Speaker 5: made one hundred grand and had a ten percent tax rate,
Speaker 5: you would pay ten percent of one hundred grand. If
Speaker 5: you made a million, you'd pay ten percent of a million.
Speaker 5: If you if you made ten grand, you'd make ten percent.
Speaker 5: You know, that's what a flat rate means. Now, with
Speaker 5: a flat rate, the proposal says have always been this.
Speaker 5: It starts out with an exclusion of a certain income
Speaker 5: up to a point, then after that a flat rate.
Speaker 5: Now here's what the flat rate means, literally, a flat
Speaker 5: percentage of what you make.
Speaker 4: Many people say this is fair.
Speaker 5: If you make one hundred grand, fifty grand, one hundred
Speaker 5: and fifty grand, five hundred grand, a million, you pay
Speaker 5: proportional a percentage, no deduction, is nothing.
Speaker 4: Flat rate?
Speaker 5: Now why do people oppose it?
Speaker 4: Here's why.
Speaker 5: At one time when they were discussing flat rates and
Speaker 5: it eventually turned out to be they call it a
Speaker 5: progressive rate, meaning this, the more you make, the higher
Speaker 5: the percentage.
Speaker 4: The theory is this. The theory is if you make.
Speaker 5: And I hesitate, say ten twenty and fifty because it
Speaker 5: really taxes are going to start at around fifty grand.
Speaker 5: So if you make fifty grand, ten percent of fifty
Speaker 5: which is five thousand would be way more of a
Speaker 5: burden for somebody making fifty to pay than if somebody
Speaker 5: was making a million and had to pay ten percent.
Speaker 5: That's the theory behind what's called the progressive or graduated tax.
Speaker 5: How do you feel about that, mark? How do you
Speaker 5: feel about that you're in teen?
Speaker 6: I'd like I love the idea of a flat tax.
Speaker 6: I mean, that's really what I like more than anything.
Speaker 6: But do you think it's regressive?
Speaker 5: Meaning it hurts people in lower income brackets?
Speaker 4: Well, they don't buy as much as P and.
Speaker 5: Upper So no, okay, So if somebody paid ten percent
Speaker 5: of fifty thousand, they're paying five thousand for their tax,
Speaker 5: they end up with forty five thousand dollars adjusted or
Speaker 5: not adjusted, but a net. And somebody who makes a
Speaker 5: million pays ten percent, they pay one hundred thousand, they
Speaker 5: end up with nine hundred thousand exactly.
Speaker 6: Or you know, they buy a million dollar house, they
Speaker 6: buy a new car, they buy whatever. All of a sudden,
Speaker 6: they're they're paying one hundred and fifty two hundred three
Speaker 6: hundred thousand in taxes that year.
Speaker 5: Right, right, So do you agree with doing away with deductions?
Speaker 5: If they do a flat rate, would you be willing
Speaker 5: to do that.
Speaker 6: Well, I think you'd have to get rid of of course,
Speaker 6: why would you have both?
Speaker 5: Yeah, of course, Lisa. Welcome to the show. I'm Tom Martino.
Speaker 5: Three oh three seven one three seven one three eight
Speaker 5: two five five.
Speaker 4: What's going on, Lisa?
Speaker 12: Well, we went back to uh, we're here Colorado Springs,
Speaker 12: and my daughter wanted to move back from Syracuse, so
Speaker 12: we flew up on Thursday the ninth. A friend of
Speaker 12: mine that went with us picked out a moving company
Speaker 12: in New Jersey. Come to find out, I think they're
Speaker 12: a they're not a moving company, but they kind of
Speaker 12: do a contracting for that. I'm not sure, but it's.
Speaker 5: Called a that's called a broker. That's hold on that, Lisa,
Speaker 5: that's called a broker. They're common, not necessarily, you don't
Speaker 5: know the problem.
Speaker 4: With a broker.
Speaker 5: They take a fee, obviously a big fee, and then
Speaker 5: they hand you off and they don't care who they
Speaker 5: do business with. So it's kind of very risky. Keep going.
Speaker 5: What happened?
Speaker 12: Okay, So they came up on the fifteenth. We had
Speaker 12: everything packed and ready to go. These two guys came in.
Speaker 12: They speak Farsi. They wouldn't speak English. So we really
Speaker 12: couldn't communicate with them, but we ended up getting everything rapid.
Speaker 5: How did you find How did you find the New
Speaker 5: Jersey broker?
Speaker 12: A friend of mine here in town was looking for
Speaker 12: someone that was close by because we were kind of
Speaker 12: in a hurry and we needed to grab these guys quickly,
Speaker 12: and so he found.
Speaker 5: Them in the Okay, so this broker, this broker, Here's
Speaker 5: how it normally works. And then I'm going to let
Speaker 5: you tell your story, but I'm going to tell you
Speaker 5: how it normally works.
Speaker 4: A broker gets.
Speaker 5: Your information and makes all kinds of promises and even
Speaker 5: quotes prices. Then they get a deposit. The broker takes
Speaker 5: that deposit and is gone forever. They sell the contract
Speaker 5: to a bunch of scumbags who want to choose it.
Speaker 5: And then let's say, scumbag A buys your contract from
Speaker 5: Sleeese broker. The sleeze broker's gone. They made their money,
Speaker 5: the broker made their money. Now the sleezebag who bought it,
Speaker 5: that mover buys it thinking we're going to make money
Speaker 5: by pressuring them to make another deposit when we come
Speaker 5: to pick up.
Speaker 4: And we're going to make it really hard for them.
Speaker 5: Then Slay's bad a mover often sells it again to
Speaker 5: Slee's bag B mover, and that mover is the one
Speaker 5: that delivers and hits you up once again. So I
Speaker 5: just want to tell people in general how the moving
Speaker 5: scam works.
Speaker 4: What how did it happen with you?
Speaker 8: Okay?
Speaker 12: So we contacted them over the phone, and they asked
Speaker 12: for the payment. The estimate they gave us was going
Speaker 12: to be delivered in three.
Speaker 5: So third with well, okay, hold on, how much was
Speaker 5: the initial deposit?
Speaker 12: The initial deposit was like five hundred and seventy something
Speaker 12: dollars and.
Speaker 4: Oh, that's very small, and that went to the broker.
Speaker 12: I don't know. All I know is that I didn't
Speaker 12: know they were a broker till after I've been looking
Speaker 12: up all this information.
Speaker 5: Okay, Basically, after you paid the five hundred and seventy
Speaker 5: then what happened?
Speaker 4: What's the very next step?
Speaker 12: Okay, the very next step was when they showed up
Speaker 12: a couple days later to pick up the goods and
Speaker 12: put them on the truck.
Speaker 7: I had to pay another Yes, they.
Speaker 12: Had asked me that the first payment.
Speaker 5: They would Okay, how much did you have to pay
Speaker 5: when they came to pick up the stuff.
Speaker 4: How much did you have to.
Speaker 7: Pay same price?
Speaker 12: Three seventy two, three seventy two something like that.
Speaker 5: That's still pretty cheap. So you paid five seventy to
Speaker 5: the broker, then you paid another three hundred and something
Speaker 5: when they showed up.
Speaker 12: When they showed up, and then they said that the
Speaker 12: third would be due on delivery here in Colorado.
Speaker 5: The thing was, but these numbers made no sense to
Speaker 5: me whatsoever. They make no sense to me. Five hundred
Speaker 5: and seventy dollars, three hundred and seventy five dollars, and
Speaker 5: then you're going to pay another three hundred and something.
Speaker 5: So your whole move was only going to cost a
Speaker 5: little over one thousand dollars.
Speaker 8: Correct.
Speaker 12: That was one of the reasons why my friend chose it,
Speaker 12: because of the cheapness of it.
Speaker 4: The three well, what is she moving one room? What
Speaker 4: is she moving?
Speaker 12: Just moving up about thirty cartons full of clothing, a bed,
Speaker 12: some office furniture, and.
Speaker 7: That's about it.
Speaker 4: Okay, there's something strange going on.
Speaker 5: Okay, the balance would be due when they deliver, so
Speaker 5: keep going.
Speaker 12: What happened then, Okay, so they told us when I
Speaker 12: talked to her on the phone to make the initial
Speaker 12: reservation for the movers. She told me that they would
Speaker 12: be delivered between five to fourteen days. The bill of lading,
Speaker 12: which I cannot pull up now because it's disappeared, but
Speaker 12: it actually said that they actually have thirty days business days,
Speaker 12: thirty business days in which to deliver these items.
Speaker 4: But you thought it was going to be within two weeks, correct? Correct?
Speaker 4: But okay, business? So what happened then? What happened then?
Speaker 5: Oh, by the way, when was this first initial content
Speaker 5: track made? When did they show up to pick it up?
Speaker 12: January fifteenth?
Speaker 4: Okay, okay, I'm still listening.
Speaker 12: Go ahead, and then I'm sorry, yeah, January on January fifteenth,
Speaker 12: so in order for me to get.
Speaker 5: Okay, so then, so then it was supposed to come
Speaker 5: in two weeks have been would have been at the
Speaker 5: end of January.
Speaker 4: What happened?
Speaker 12: So the Bill of lating says that it's not a
Speaker 12: guaranteed delivery date that they have. They have the windows.
Speaker 12: They have a window in order for for whatever reason,
Speaker 12: weather or whatever. But thirty business days to them is
Speaker 12: thirty days without the weekends, which would be the twenty
Speaker 12: sixth of February. The other problem we've had is we've
Speaker 12: called about once a week each week to talk to somebody. Oh, well,
Speaker 12: we'll get back to you. We'll call you right back.
Speaker 12: Nobody ever calls back and then on there Wait.
Speaker 5: A minute, so you still don't You still don't have
Speaker 5: your stuff? Is that correct?
Speaker 8: Correct?
Speaker 5: Okay, I want to say a few things about it.
Speaker 5: I'm going to say a few things about this right
Speaker 5: now after I take this break. Thank you, Shannon. Sorry,
Speaker 5: I'm really going over time. I apologize to my affiliates.
Speaker 5: Three oh three seven one three talks seven one three
Speaker 5: eight two five five.
Speaker 4: CMG Financial.
Speaker 5: By the way, they're doing regular loans, they're also doing
Speaker 5: reverse loans. They're also doing the all in one loan,
Speaker 5: and I recommend the all in one loan, which is
Speaker 5: the one that you want if you are doing it's
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Speaker 5: for thirty years, you can borrow it up, pay it
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Speaker 5: dot com go with a sure thing Denver's best roofer
Speaker 5: Excel Roofing dot com. You don't pay a cent until
Speaker 5: your content time for an insurance check up free, no obligation.
Speaker 5: In comparison Compass insurance paying too much your coverage at
Speaker 5: dozens of insurance companies find out now three all three
Speaker 5: seven seven to one.
Speaker 4: Help.
Speaker 5: You'll think you're his only customer when you choose Frank
Speaker 5: durand the real estate man dot com to list your
Speaker 5: home with Remax Alliance three all three nine two zero
Speaker 5: sixteen twenty two. Sure, Hey Tom Martino, you're troubleshooter three
Speaker 5: oh three seven one three talk three oh three seven
Speaker 5: on three eight two five five. Lisa has an issue
Speaker 5: with movers. It doesn't sound totally terrible.
Speaker 4: And here's why.
Speaker 5: So far, if the whole move's going to cost like
Speaker 5: a little over one thousand bucks, I mean, we're not
Speaker 5: talking about big money here. Usually ripoffs do way worse
Speaker 5: than this, or wait, you know, way worse for you.
Speaker 5: It doesn't sound like a typical ripoff. Now, I'm not
Speaker 5: saying they're great guys, And I don't know how long
Speaker 5: it's going to take to it yourself. By the way,
Speaker 5: thirty days is nothing, Okay, forty five days maybe you know,
Speaker 5: it depends on the move. But here's the deal. You're
Speaker 5: coming from New Jersey, to hear. Here's what I want
Speaker 5: to know. How much is going to be due when
Speaker 5: it's when it's delivered.
Speaker 12: Another five hundred and seventy two dollars.
Speaker 5: Okay, I don't know if that's a very reasonable move
Speaker 5: if they do it.
Speaker 8: Right.
Speaker 4: So I want to know this. What is the problem
Speaker 4: right now? Okay?
Speaker 12: I guess maybe just the problem is that you know
Speaker 12: we were promised to date that didn't happen, and I
Speaker 12: know it's the middle of winter and the weather's been bad.
Speaker 12: The other thing that was a little bit sketch at
Speaker 12: the beginning was when I made my first payment, I
Speaker 12: used my credit card, and then they told me that
Speaker 12: the second two payments would have to be done with
Speaker 12: Venmo or Zell and I said, no, I won't do that.
Speaker 12: The deals will be off because I've got a high
Speaker 12: credit rating and I just want to use my card.
Speaker 12: So he put me no, no.
Speaker 13: No, no.
Speaker 4: That's bad news that they wanted that. That's bad news.
Speaker 14: What are you thinking, d Why are you so scam
Speaker 14: because she won't be able to reverse any of those
Speaker 14: payment methods that she just discussed.
Speaker 4: And why do they want it?
Speaker 12: I don't know, but I told them the deal would
Speaker 12: be off unless I could use my credit card for
Speaker 12: all three payments, and they agreed that would be acceptable.
Speaker 5: Okay, so really all we need to know it right now,
Speaker 5: there are no big alarms going on or as people say,
Speaker 5: off in my.
Speaker 7: Head, they won't tell me.
Speaker 12: Yeah, but Tom, the whole thing is, every time I
Speaker 12: call them, I'll call you back.
Speaker 8: I'll call you back.
Speaker 12: We don't know where this stuff is. I'll call dispatch.
Speaker 5: And when you say call them, when you say call them,
Speaker 5: are you calling the original contact you had in the beginning?
Speaker 8: Correct?
Speaker 12: Yeah, there's two different numbers that I have.
Speaker 4: One is for dispatch, but they're right from the beginning.
Speaker 4: Ever changed numbers. You never change numbers.
Speaker 12: No, No, see that in.
Speaker 5: Itself, Lisa, it doesn't sound I'm not telling you they're great.
Speaker 5: It doesn't sound like a scam or typical scam. I'm
Speaker 5: going to have Deputy D place a call right now,
Speaker 5: just right now, since he's right here, right now, let's
Speaker 5: do it.
Speaker 14: And Tom, here's what I can predict, because I've heard
Speaker 14: of a bunch of these things. Here's what's going to
Speaker 14: happen next. The truck is eventually going to show up
Speaker 14: with Lisa's stuff and the guy is going to say, oh,
Speaker 14: they didn't tell me about the stairs or the sidewalk,
Speaker 14: I need to eat more.
Speaker 4: It was it weighed way more than we thought.
Speaker 14: I know that cash now, or you're not getting your
Speaker 14: stuff back.
Speaker 4: Yeah, Well, what.
Speaker 12: We ended up doing is we got a storage unit.
Speaker 12: I told them no, that we want it delivered to
Speaker 12: the storage unit. The other problem is is that the
Speaker 12: girl that originally signed me up the day that I
Speaker 12: gave my first deposits kept saying, well, we'll give you
Speaker 12: the first thirty days storage, first thirty days storage. I'm
Speaker 12: worried that they're going to hold my stuff hostage after
Speaker 12: this thirty days and.
Speaker 5: Wait a minute, wait a minute, wait a minute, what
Speaker 5: do you mean thirty day storage?
Speaker 4: Thirty days? Did you have a storage in the beginning?
Speaker 12: No, no, no, no no. This is just something that
Speaker 12: she said which kind of put us on high alert
Speaker 12: that if you're supposed to be moving the stuff out here,
Speaker 12: we drove back out here in a car in three days.
Speaker 5: In other words, if they were supposed to move the stuff,
Speaker 5: what are they talking about. We're going to give you
Speaker 5: the first thirty days of storage of storage.
Speaker 12: Right, So I'm guessing that the stuff is still in
Speaker 12: storage back there because at one time I called, wait a.
Speaker 5: Minute, somebody, you asked them, wait a minute, Wait a minute. Lisa,
Speaker 5: when she said, hey, we're going to give you the
Speaker 5: first thirty days of storage free, did you say, why
Speaker 5: the heck are you even doing storage?
Speaker 12: I told her that. I told her that several times
Speaker 12: they do not want storage. My stuff should be out
Speaker 12: here within the timeframe.
Speaker 4: Okay, got it.
Speaker 5: Hang on, Lisa, I'm gonna have Deputy I'm gonna have
Speaker 5: Deputy D talk to you. Three oh three seven to
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Speaker 5: Time for an insurance check up free no obligation comparison
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Speaker 5: of insurance companies find out now three oh three seven
Speaker 5: to seven to one help. You'll think you're his only
Speaker 5: customer when you choose Frank Durand the real estate Man
Speaker 5: dot com to list your home with Remax Alliance three
Speaker 5: all three nine two zero sixteen twenty two. Hi Tom Martino,
Speaker 5: your troubleshooter three all three seven one three talk seven
Speaker 5: one three eight two five five Knash Home Solutions. I'm
Speaker 5: telling you they have Colorado windows made here in Colorado.
Speaker 4: Four Colorado.
Speaker 5: The exclusive dealer Alpin Windows. Check him out three oh
Speaker 5: three four two one seventy one hundred. Now wait, do
Speaker 5: I have that number right? I always get the mixed
Speaker 5: up with uh no, that's I guess. Don't make any
Speaker 5: jokes about me. Yeah it is four two one seventy
Speaker 5: one hundred.
Speaker 4: Ha ha, You're doing fine on.
Speaker 5: Your zero res Denver zero res Denver has four to
Speaker 5: seven one fifty one fifty So that's why I get
Speaker 5: those two confused. Anyway, let me let me get to
Speaker 5: uh this moving thing. Uh, we're gonna have Deputy D
Speaker 5: call and find out where her stuff is. But I
Speaker 5: want to tell people in general the bottom line, when
Speaker 5: you hire a mover, you only hire a mover to
Speaker 5: Never talk to a broker.
Speaker 4: How about that. Never If they.
Speaker 5: Don't own trucks and offices around the country or in
Speaker 5: a region, do not hire them period. You usually want
Speaker 5: them affiliated with a national moving company. The national moving
Speaker 5: companies are actually good, but they don't all have good agents,
Speaker 5: so even if they are associated with a national company
Speaker 5: doesn't make them good. I want to bring up one
Speaker 5: that I think is near perfect, Johnson Moving in Storage.
Speaker 5: They've been around for years and years and years and
Speaker 5: years and years. They're a United Van Line agent. That
Speaker 5: doesn't mean all United Van Line agents are going to
Speaker 5: be good.
Speaker 4: It's just that simple.
Speaker 5: Some companies have more than one company they are agents for.
Speaker 4: But if you are.
Speaker 5: A moving agent for a national company, you own your
Speaker 5: own trucks, release them. That's going to be the way
Speaker 5: to do it. But don't ever talk to a broker ever.
Speaker 5: Never Ever.
Speaker 4: You got to ask enough questions because they lie to you.
Speaker 5: I'm going to say something else, and I know people
Speaker 5: are going to get pissed at me.
Speaker 4: Now, I'm not saying.
Speaker 5: This because I believe and people are going to accuse
Speaker 5: me of profiling. I'm not saying this to try to profile.
Speaker 5: I'm saying this based on my database. If I was
Speaker 5: to look at all of the moving problems, all of them.
Speaker 4: Where do the vast majority come out of mark Florida?
Speaker 4: Quite bo How did you know?
Speaker 11: Because I've been studying that. You've been around me long enough,
Speaker 11: studying these evil moving companies, And I'm working on top
Speaker 11: tier moving out a lake where Florida. I ripped this
Speaker 11: lady off for six thousand dollars and I can't get
Speaker 11: anywhere with you.
Speaker 5: Yeah, usually it's South Florida, but it.
Speaker 4: Can be anywhere in Florida.
Speaker 5: The I would say ninety eight percent of all moving
Speaker 5: ripoffs start in Florida. Some of them are in New Jersey,
Speaker 5: some of them are in Nevada, and some of them
Speaker 5: are in California. But now I'm not saying all the
Speaker 5: other ones are safe. I'm saying the majority Florida and
Speaker 5: then Jersey, California, Nevada. I don't know after Florida how
Speaker 5: they rank. Florida is absolutely number one. Now, again, people
Speaker 5: hate when I say this, but I would say ninety
Speaker 5: eight percent of all the moving ripoffs have been Israeli
Speaker 5: people who own moving companies in Florida. There, it's a fact.
Speaker 5: I'm not saying avoid is Israeli people. I'm not saying that.
Speaker 5: I am saying ninety.
Speaker 4: Eight percent.
Speaker 5: Of all of them have been Israeli companies in Florida.
Speaker 4: They're Israeli owned companies.
Speaker 5: Now, I this was brought out to me, by the way,
Speaker 5: by one of our deputies who is Jewish, and said,
Speaker 5: I'm wonder what's going on there. It's not like I'm
Speaker 5: not telling you it's because they're Israeli. I'm telling you
Speaker 5: it's they must have their friends and say, hey, you
Speaker 5: want to get into this business with me, and then
Speaker 5: it spreads.
Speaker 4: But I swear to God.
Speaker 5: That now that doesn't mean everyone else is safe. But
Speaker 5: I would if I was starting out and wanted to
Speaker 5: avoid moving ripoffs, I would never hire a company out
Speaker 5: of Florida. Okay, that's my number one. Never number two.
Speaker 5: I would never hire a broker. Ever, when you hire
Speaker 5: a broker, you do not know who you're doing business with.
Speaker 5: You don't you do not know, No brokers, no Florida companies.
Speaker 5: Number three. You want only a nationally affiliated with a
Speaker 5: major national company. You want a major affiliated agent who
Speaker 5: owns or leases their own trucks. Okay three three seven
Speaker 5: one three talks seven one three eight two five five.
Speaker 5: We got more coming up on the Troubleshooter Show. If
Speaker 5: you're looking to find out what your house is gonna
Speaker 5: Frank durand the real Estate Man dot com can tell
Speaker 5: you based on your neighborhood, the comps, the interest rates,
Speaker 5: the whole atmosphere, and he takes your house into consideration
Speaker 5: and will let you know, based on this vast experience,
Speaker 5: what it will self for, what you'll net, what you
Speaker 5: can buy. Frank arand the real Estate Man dot com
Speaker 5: complimentary three oh three nine two zero sixteen twenty two
Speaker 5: complementary evaluation. Go with a sure thing Denver's Best Roofer
Speaker 5: Excel Roofing dot com.
Speaker 4: You don't pay a cent until you're content.
Speaker 5: Time for an insurance check up, free, no obligation comparison
Speaker 5: call Compass Insurance paying too much your coverage at dozens
Speaker 5: of insurance companies find out now three oh three seven
Speaker 5: to seven to one.
Speaker 4: Help you'll think you're his only customer.
Speaker 5: When you choose Frank durand the real estate man dot
Speaker 5: com to list your home with Remax Alliance three oh
Speaker 5: three nine two zero sixteen twenty two. Hey, I'm Tom Martino,
Speaker 5: your troubleshooter three oh three seven one three Talks seven
Speaker 5: oh three two.
Speaker 4: Five to five.
Speaker 5: Jay has a comment on movers. Go ahead, Jay, what's
Speaker 5: going on?
Speaker 13: Good morning Tom. Here's a cool idea. I think, why
Speaker 13: not put a GPS tracker in your stuff?
Speaker 5: Oh oh, and what would that do? I mean, how
Speaker 5: would that help?
Speaker 13: Well, they always say we don't know where it is.
Speaker 13: You could say it's on I twenty five at Fort Collins,
Speaker 13: Exit four.
Speaker 1: I guess you could.
Speaker 4: I mean, I guess you could, right.
Speaker 5: I mean the reason by the most of the time
Speaker 5: they say we don't know where it is is because
Speaker 5: once they hook you up, they usually move. They don't
Speaker 5: have anything to do with you move. This particular case
Speaker 5: sounds a little different to me. She's talking to the
Speaker 5: same contact she talked to from the beginning, and they
Speaker 5: don't even want.
Speaker 4: A lot of money, So I don't get it.
Speaker 13: But in general, James, I've heard on this show some
Speaker 13: many times, my stuff's missing nobody knows where it is.
Speaker 4: Yeah, yeah, you're right.
Speaker 5: You know, trackers are being used for all kinds of stuff. Now,
Speaker 5: I mean really, I I mean it really is. I
Speaker 5: mean there there there are places that people are using
Speaker 5: it on luggage, by the way, all over the place.
Speaker 5: People use it on their tools. Now, how small can
Speaker 5: how small can you get them? In reality? Don't they
Speaker 5: have to be they have to be powered? I think
Speaker 5: they have to be powered, right, d Tom.
Speaker 14: A few months ago I bought one, and it's one
Speaker 14: of the big brands that you can buy.
Speaker 4: But is power.
Speaker 14: It's got a built in non replaceable battery. It's about
Speaker 14: the size of a quarter, maybe even a little smaller,
Speaker 14: and it's supposed to run for a couple of years.
Speaker 5: That's because it only gets activated when scanned.
Speaker 4: Right, No, no, no, no.
Speaker 14: It's not a GPS scanner, however, what the hells are?
Speaker 14: So it's constantly on, but it accesses cell your phones
Speaker 14: that are in the vicinity of its rain, that are
Speaker 14: within range, and those cellar of phones report the position
Speaker 14: of this little tracker to to the company that sold
Speaker 14: me the tracker, and I can go and pull up
Speaker 14: a map and see where my tracker is.
Speaker 4: Located.
Speaker 14: Now it only works because people like me installed that
Speaker 14: software in their phone and I gave it permission to
Speaker 14: also transmit information, well.
Speaker 4: You know, other trackers, so you know, it's like crowdsource.
Speaker 4: Just so you know, when you have a.
Speaker 5: Modem for cable, yeah, or for service, yeah, you give
Speaker 5: in those terms and conditions. You give permission that people
Speaker 5: can tap in not to your network at home, but
Speaker 5: to that modem to relay a signal to the next modem.
Speaker 5: So when you have Exfinity modems all over the city,
Speaker 5: they create a network for Exfinity.
Speaker 4: In fact, that's how their cell phones used to work.
Speaker 5: I don't know if they still do, but they would
Speaker 5: work off of people's modems or the motives are used
Speaker 5: to relate and relate signals.
Speaker 14: Yeah, that's how these cheap little trackers work. And I
Speaker 14: think it was only like twenty or thirty five.
Speaker 4: Hey j heyah see.
Speaker 5: I hesitate to turning this up because I like you,
Speaker 5: but and I shouldn't do this at the end of
Speaker 5: an hour because I don't want to get the whole
Speaker 5: show off track. But you got to stop with these chemtrails, bro.
Speaker 5: If you truly believe that there's some giant conspiracy to
Speaker 5: see the clouds?
Speaker 7: Huh?
Speaker 4: Thank you do believe that, don't you? You do believe it?
Speaker 5: Oh?
Speaker 13: You don't it much? No?
Speaker 4: Well you aren't you the one that send me the pictures?
Speaker 5: Are you?
Speaker 4: Jr? From the Road?
Speaker 2: No?
Speaker 4: No, no, no, I'm sorry, Jay.
Speaker 5: I got the wrong Jay. Sorry, I'm sorry, Bro, I'm sorry.
Speaker 5: We got more coming up. Well we're not out of
Speaker 5: time yet, but I'm sorry I mistook you. You're Jay
Speaker 5: the car guy, right, the car expert.
Speaker 13: Yeah, that's right.
Speaker 4: Okay, thank you? Uh? And then Jr. From the Road?
Speaker 4: Who who?
Speaker 5: Okay, I'm just gonna say it. He's a great guy.
Speaker 5: He's a smart guy. But when it comes to that,
Speaker 5: he's a nut guy. He's a nut guy. Another nut
Speaker 5: guy is Monty. Monty says, I'm an idiot. Monty doesn't
Speaker 5: agree with me. Monty thinks that Trump can do no right,
Speaker 5: no matter what he does, and that Biden was the
Speaker 5: best president we ever had, and America is on the
Speaker 5: right track, and that everything that Trump stands for is wrong.
Speaker 5: That's that's him in a nutshell. Yep, he's in a nutshell.
Speaker 4: And boy he can and he boy does he not?
Speaker 4: Like Mark? I bet.
Speaker 5: I mean he compares Mark to like the lowest of
Speaker 5: the lows when it comes to the intelligence scale and
Speaker 5: the and the political scale. But we've had that happen before.
Speaker 5: Three h three, he's seven to one to three. He
Speaker 5: talks our number seven, one, three through five five. Give
Speaker 5: us a hint of your follow up coming up, d as,
Speaker 5: I hear you have a great follow up.
Speaker 4: What is it?
Speaker 14: Yeah, this concerns the Waste Connections trash removal problem over
Speaker 14: at Marying.
Speaker 4: Okay, let's bring out the original problem.
Speaker 14: Well you may recalled that, yes, and then we'll give
Speaker 14: the solution after the outcot. Mary Ann called us and
Speaker 14: she lives over there at Hampton Hampton Court condos, and
Speaker 14: she said that at the beginning of the month they
Speaker 14: contracted with Waste Connections to begin service. Hoiste Connections delivered
Speaker 14: a large number of dumpsters, but unfortunately Waste Connections hasn't
Speaker 14: been picking them up and it created not only full dumpsters,
Speaker 14: but shy piles of trash in the dumpster areas.
Speaker 4: And she called us in hopes of her Yeah, they
Speaker 4: were supposed to. They had switched trash company.
Speaker 5: Yeah, they switched trash and they put the bins up
Speaker 5: but they never came and collected it.
Speaker 4: Yeah, exactly, all right, we'll talk about that coming up.
Speaker 5: I'm Troubleshooter Tom Martino Moore on The Troubleshooter Show. Go
Speaker 5: with a sure thing Denver's Best roofer Excel Roofing dot com.
Speaker 4: You don't pay a cent until your content.
Speaker 1: On top of it.
Speaker 5: Time for an insurance check up free no obligation comparison
Speaker 5: call Compass Insurance paying too much your coverage at dozens
Speaker 5: of insurance companies find out now three oh three seven
Speaker 5: seven one help. You'll think you're his only customer when
Speaker 5: you choose Frank durand the real estate Man dot com
Speaker 5: to list your home with Remax Alliance three oh three
Speaker 5: nine two zero sixteen twenty two.
Speaker 1: Yeah, rip new need advice so you don't.
Speaker 7: Have come.
Speaker 2: Come run in just as fast as you can. Show
Speaker 2: Shooter's gonna help come Man.
Speaker 3: Six is The Troubleshooter Show. No Tom Martino, Hi.
Speaker 5: Tom Martino, Your troubleshooter three oh three seven one three
Speaker 5: talk three oh three seven one three eight two five five.
Speaker 5: Welcome to the show, the only show us kind anywhere.
Speaker 5: I say it every day and I mean it where
Speaker 5: we solve problems. Answer question should taking place make your
Speaker 5: life a little easier.
Speaker 4: And today is no exception.
Speaker 5: If we can help you, we will. Deputy d has
Speaker 5: proven that. So this woman's in a condo and dozens of.
Speaker 4: Condos around her.
Speaker 5: They switch. Here's a short story. They switch trash service.
Speaker 5: The new trash service delivers containers, but nothing's been picked
Speaker 5: up for weeks. So without further ado, let's figure out
Speaker 5: what's going on.
Speaker 14: D Well Tom, So, I had a really great conversation
Speaker 14: with a gentleman here locally. He's the manager of the
Speaker 14: Denver facility, and I was referred to him by their
Speaker 14: headquarters out in Texas.
Speaker 4: And his name is.
Speaker 14: Pat and he's a super great guy. He's fantastic, good, knowledgeable,
Speaker 14: he's a stand up dude, and he stands for no
Speaker 14: bolge and the juice over there at waste management. So
Speaker 14: after I spoke with him, here's what he did. So,
Speaker 14: first of all, he set the truck out to pick
Speaker 14: up the dumpsters they got dumped. But that didn't immediately
Speaker 14: and instantly resolve the issue of all these other trash
Speaker 14: bags piled up all over the place, right because the
Speaker 14: consumers ran out of dumpster space. So I spoke with
Speaker 14: Pat a couple of times again today this morning he
Speaker 14: sent the crew over there to shovel all the leftover
Speaker 14: garbage from the ground into the dumpsters, and then he
Speaker 14: sent another truck, another garbage truckle out there to dump
Speaker 14: the dumpsters.
Speaker 4: Again. I love that.
Speaker 14: So, you know, Waste Connections, man, they really stepped up there.
Speaker 14: I've known of them for a long time. They're actually
Speaker 14: a great company. And you know, like anybody, they had
Speaker 14: some kind of a glitch in their system. Their system
Speaker 14: didn't know that the dumpsters needed to start getting picked up.
Speaker 14: But it's not the mistakes you make, It's ninety percent
Speaker 14: of it. It's how you handle them. And he handled
Speaker 14: it great, man. I mean, Pat is just a wonderful
Speaker 14: resource for us and for Waste Connections, and man, he
Speaker 14: deserves a bonus of private working spot and a promotion.
Speaker 4: As far as I went down, how did the consumer report?
Speaker 4: She was happy?
Speaker 14: Well, she had to go to work this morning. So
Speaker 14: I just talked to her a message and said.
Speaker 4: Hey, so are they there now doing all of this?
Speaker 4: They may have already done that.
Speaker 14: I mean, here we are, it's noon, right, and this
Speaker 14: was this morning. I mean, garbage companies start work very early.
Speaker 14: So if I remember right, he's dispatched the crew out
Speaker 14: there probably around nine o'clock or so. And there are
Speaker 14: either four or eight dumpster enclosures around this pretty large
Speaker 14: condo complex. They're going to clean up all of them.
Speaker 14: They're not charging for the cleanup, of course, because it's
Speaker 14: their fault. They're not charging for the extra lift because
Speaker 14: that's also their fault. And pat at Waste Connections did
Speaker 14: verify that. Hey, the computer has been programmed correctly. Now
Speaker 14: they're going to get their pickups as requested.
Speaker 4: Now I want, I mean, hold on, guess what I
Speaker 4: get to use? No, guess what I get to play with?
Speaker 4: Come on, are you there, Shannon? You want to hear it? Ready?
Speaker 4: I finally go it working?
Speaker 7: Mark?
Speaker 4: Do you remember it's Dragon?
Speaker 5: Oh it's I thought now somebody told us we were
Speaker 5: going to have Shannon all the time, which did not
Speaker 5: make me particularly happy.
Speaker 4: But what happened? I thought, he goes since been recent?
Speaker 4: Oh so now it changed again.
Speaker 6: Now it's Dragon all the time.
Speaker 4: No, it isn't. We would never be blessed like that.
Speaker 5: Hey, Dragon, I thought you were going over to Fox
Speaker 5: at these times?
Speaker 4: Who told you that?
Speaker 7: Now?
Speaker 4: You're here.
Speaker 5: Somebody said, we're gonna have Shannon from now on from
Speaker 5: ten to two.
Speaker 4: So what's the deal. Are we always going to have
Speaker 4: you noon to two? It should be all his normal
Speaker 4: I don't. I don't know what's going on. Who the
Speaker 4: other thing?
Speaker 5: Well, then they were lying to me, they were, they were,
Speaker 5: they were trumping me.
Speaker 4: Kelly was just ill last week.
Speaker 5: So Shannon whistling it? Okay, any chance, uh Kachina's going
Speaker 5: to Fox.
Speaker 4: I'm just kidding three h three much.
Speaker 5: So listen, I'm getting a newsletter here from my athletic club,
Speaker 5: and I'm trying to figure out what it means and
Speaker 5: why I'm getting it.
Speaker 4: Actually, they said they wrote to everyone m.
Speaker 5: But here's what I want to know, basically, why they
Speaker 5: didn't address the main issue. Not the main issue. I'm
Speaker 5: so anyway, this is Lifetime. I'm just going to say
Speaker 5: like it is. I love Lifetime. They're great. It's a
Speaker 5: great run facility, and they have locations all over. No,
Speaker 5: I don't get it free from mentioning it, but it
Speaker 5: says we're committed to providing exceptional environments programs, blah blah blah.
Speaker 4: With this in mind, we wanted to.
Speaker 5: Transparency to share the items and reinforce these things. Apparently
Speaker 5: they must be having trouble because they want to reinforce
Speaker 5: these things.
Speaker 4: Here's what you can't do.
Speaker 5: Disrespectful remarks toward other members of the staff, or disparaging
Speaker 5: personal exussee me, or disregarding personal space boundaries.
Speaker 4: What does that mean?
Speaker 5: Unauthorized use of club technology? What does that mean? I'm
Speaker 5: not reserved for staff taking photos or videos with other
Speaker 5: members in the background. They should not be seen, not
Speaker 5: presenting a valid membership recard upon registered, entering poor sportsmanship
Speaker 5: like arguing, or displays of inappropriate behavior language during pick
Speaker 5: a ball, occupying fitness equipment.
Speaker 4: Oh, oh my god, they did address it.
Speaker 1: Oh I didn't.
Speaker 5: I didn't see until now occupying fitness equipment while not
Speaker 5: actively exercising, including extended phone use between sets.
Speaker 4: Thank you Jesus. I was waiting for that.
Speaker 5: I Oh, I can't tell you how that pisses me off.
Speaker 5: These guys are on the fitness Oh, they're chuckling, and
Speaker 5: they have their EarPods in.
Speaker 4: They're listening to somebody EI, they're watching.
Speaker 5: A video or TikTok, or they're texting someone. And I'm
Speaker 5: sitting there waiting six minutes. I finally went up to
Speaker 5: the dude and said, listen, while you're on your cell phone,
Speaker 5: what do you say you sit on the bench and
Speaker 5: I can work out here. Excuse me, I have one
Speaker 5: more set.
Speaker 4: And I said, then get to it.
Speaker 5: I mean, I'm serious, I'm just tired of it. It's
Speaker 5: total in consideration, I did not see that one.
Speaker 4: They should have put that first and read and read copy. Okay.
Speaker 5: Not cleaning or replacing equipment following its use, like re
Speaker 5: racking weights and all that dropping.
Speaker 4: Or slamming weights. Another one is.
Speaker 5: A big workout bags on the floor of the gym,
Speaker 5: you bring them to the locker room, right, Junior members
Speaker 5: under twelve, not supervised. Lap pool lanes being occupied, but
Speaker 5: people aren't swimming. What are they doing anyway, Entering a
Speaker 5: class without advanced registration, wearing outside shoes in sauna, steam
Speaker 5: and massage places. Not wearing shoes or a shirt.
Speaker 4: Outside of the locker room.
Speaker 5: So they don't so you when you're outside that locker room,
Speaker 5: you got to be covered up. They don't want you
Speaker 5: walking around shirtless.
Speaker 4: These guys.
Speaker 5: Basketball tom but they don't do it.
Speaker 4: They're not allowed.
Speaker 5: You're not allowed to just take your shirt off at
Speaker 5: the gym unless you're out at the pool, and God
Speaker 5: forbid you would ever do it.
Speaker 4: Using chalk on the FI witness floor. Now.
Speaker 5: The only time they use chalk is when these old farts,
Speaker 5: you know, pass out from.
Speaker 4: Working out and they know they're not going to get up.
Speaker 4: They use the.
Speaker 14: Chalk as a body outline, like the body.
Speaker 5: Outline right, No smoking or vaping. Well, I never saw that.
Speaker 5: Unauthorized parking in reserve spaces. Now inside the locker room,
Speaker 5: not wearing appropriate attire, walking around exposed scratching balls.
Speaker 4: No, it doesn't say that, but that's what they mean.
Speaker 5: Bending over within four inches of someone's face.
Speaker 4: I've had that happen. It's like, come on, man, what
Speaker 4: are you kidding me? But four and a half inches
Speaker 4: is any better? Tampering with sensors? What on? Oh? Wait
Speaker 4: on what?
Speaker 5: Placing towels on sensors, Pouring liquid over hot coals, drawing
Speaker 5: personal clothes in the saun or steam room.
Speaker 4: Oh my god, can you.
Speaker 5: Imagine using that to dry cl washing underwaying in the sauna,
Speaker 5: steam or hot tubs, using the family locker room when
Speaker 5: when not with junior members?
Speaker 4: Oh I know, someone guilty of that.
Speaker 5: They want to have that private shower and all the
Speaker 5: private everything.
Speaker 4: Bringing glass onto the pool deck. That could be uh,
Speaker 4: that could be dangerous.
Speaker 5: Not placing towels in the collection bins when you're done
Speaker 5: with them. Engaging in loud disruptive behavior. This would be mark. Hey, hey,
Speaker 5: I resemble that, yes see? And uh, misuse of massage
Speaker 5: chairs what does that mean?
Speaker 4: What? Wait a minute, Oh okay, let's hear your theory
Speaker 4: on this one. I don't know. I have a dirty mind.
Speaker 5: Misuse of massage chairs. That's not me doing those sound effects.
Speaker 5: That's dirty dragon anyway. Not allowing children under twelve in
Speaker 5: the whirlpools.
Speaker 4: Okay, I love this. I love it.
Speaker 5: Thank you for addressing these issues. I absolutely love it.
Speaker 14: I'm just going to reach a four inch boundary needs
Speaker 14: to be expanded.
Speaker 4: What four inch boundary?
Speaker 14: Well, this is no bending over within four inches of sign.
Speaker 4: Made that up? Oh oh my god, I made that hole.
Speaker 14: You made it up and you only went with four inches?
Speaker 4: Yeah, I made it forty inches a minimum. I made
Speaker 4: it up. Anyway, what's ever on your mind? We want
Speaker 4: to help you.
Speaker 5: And we got a text here regarding movers. Tom I
Speaker 5: got I got into that. They said the move was
Speaker 5: going to be three thousand dollars. I put one thousand
Speaker 5: dollars down. When the guy came to pick it up,
Speaker 5: he said they misquoted and they knew I needed to
Speaker 5: get out of there that day, so they said they
Speaker 5: need another thousand dollars right then. Okay, so now that's
Speaker 5: two thousand he paid. The whole move is supposed to
Speaker 5: be three thousand, but they said the move was going
Speaker 5: to be more. But he thought he paid the extra
Speaker 5: or she I don't know if it's here. She by
Speaker 5: paying that extra thousand. Then when they got to the location,
Speaker 5: the one delivering it says it's going to be eight
Speaker 5: thousand dollars. It weighed more than expected, so she paid two.
Speaker 5: So far she has to pay eight to get her stuff.
Speaker 4: That's ten grand.
Speaker 5: We got more coming up on The Troubleshooter Show. Three
Speaker 5: O three seven one three A two five five Go
Speaker 5: with a sure Thing Denver's Best Roofer Excel Roofing dot com.
Speaker 5: You don't pay a cent until you're content. Time for
Speaker 5: an insurance check up free no obligation. In comparison, call
Speaker 5: Compass insurance paying too much your coverage at dozens of
Speaker 5: insurance companies find out now three oh three seven to
Speaker 5: seven to one help. You'll think you're his only customer
Speaker 5: when you choose Frank durand the real estate man dot
Speaker 5: com to list your home with Remax Alliance three all
Speaker 5: three nine two zero sixteen twenty two. Hey Tom Martinez
Speaker 5: here at three three seven one three talks seven one
Speaker 5: three eight two five five. I have a text here
Speaker 5: about trash containers in general. When they put a trash
Speaker 5: container at a condo and it has a cover on it,
Speaker 5: does that cover? I don't know why people are asking this.
Speaker 5: Does it have to stay closed? Because ours ends up
Speaker 5: overflowing all the time. I mean, I don't think there's
Speaker 5: a real rule, is there, Dimitri? I mean on that,
Speaker 5: I mean, by logic, you would think the covers there
Speaker 5: to be covered, right, I.
Speaker 14: Mean yeah, if he's talking about the hinged lid on
Speaker 14: a dump you should keep it covered, SOT for two reasons.
Speaker 14: One is we'll keep the wind from blowing your garbage
Speaker 14: you all over the property. And it also helps keep
Speaker 14: animals from getting into your garbage and dragging it out
Speaker 14: of the dumpster.
Speaker 5: All right, But I mean, I mean, if you're going
Speaker 5: to complain about this person.
Speaker 4: I don't know if it's he or shie. But if
Speaker 4: you're gonna complain about this.
Speaker 14: And if the dumpster is overflowing, that just means you
Speaker 14: didn't order enough service frequency.
Speaker 5: Is there a frequency you can order that's just when
Speaker 5: it needs it?
Speaker 4: Is there such a thing?
Speaker 14: Yeah, it's not practical though. It's extremely expensive. So a
Speaker 14: typical dumpster pre scheduled might run you thirty forty fifty
Speaker 14: dollars per dump but on call service will run you.
Speaker 4: Well over one hundred dollars. Hey, Mark, I never asked this.
Speaker 4: What do you do for trash service out there?
Speaker 6: We've gone through three different ones. The current one we
Speaker 6: have is really good.
Speaker 4: But do you have a dumpster? Oh?
Speaker 6: No, no, no, we have two fifty gallon or whatever
Speaker 6: you call them. One of the companies that they actually do,
Speaker 6: they actually do curb service out there.
Speaker 4: Yeah, so we got curb.
Speaker 6: But interestingly enough, I sued our trash company from my
Speaker 6: guy two or three years ago, and part of the
Speaker 6: lawsuit I wanted to keep their trash cans, so I
Speaker 6: don't even pay for the trash cans. I use the
Speaker 6: old companies because they gave them to me.
Speaker 15: To settle the lawsuit. Oh my god, I know, it's crazy.
Speaker 15: I used to have in Franktown.
Speaker 5: I used to have a dumpster and they would come
Speaker 5: and just do the dumpster and we would put everything
Speaker 5: in the dumpster down near the barn.
Speaker 4: Oh, that sounds like that would be a pain in
Speaker 4: the ass. Honestly, Well, it's.
Speaker 5: Kind of, but we had so much trash compared to
Speaker 5: a normal household at the time. But that's what we
Speaker 5: would do, so I would I would throw it in
Speaker 5: the pick up, run down and jump it into the
Speaker 5: dumpster and then the dumpster would be dumped. I don't know,
Speaker 5: I think it was so big. It was once a month,
Speaker 5: maybe once every three weeks whatever.
Speaker 14: Yeah, that's really common in rural areas, kind of like
Speaker 14: that Sedalia, Franktown, Elizabeth area. You'll see a lot of
Speaker 14: people have dumpsters their residential properties.
Speaker 5: Yeah, and you hide and we hit it behind the
Speaker 5: barn and it was it was you know, it's really
Speaker 5: a cool, like, you know, cool way to do it.
Speaker 5: And it wasn't that expensive actually at all. Now what
Speaker 5: Mark said is true. It's a little more of a
Speaker 5: pain in the ass because you're moved, you know, you're
Speaker 5: putting stuff in the in the pickup and then running
Speaker 5: it down to the barn which is like a thousand
Speaker 5: foot runway or something three oh three seven one three
Speaker 5: eight two five five. And we have someone who said
Speaker 5: they don't want to go on the air, but they
Speaker 5: do want to know about this.
Speaker 4: They want to know.
Speaker 5: It's as normal when you do a new furnace, do
Speaker 5: they have to punch in that My I had an
Speaker 5: old furnace and putting in a new one, and they
Speaker 5: said they had to punch a hole in the side
Speaker 5: put a fluid for fresh air intake. Now I have
Speaker 5: an open flu to my furnace room and it's cold.
Speaker 4: Yeah, they do have to do that.
Speaker 5: If you go to a certain efficiency and you're upgrading,
Speaker 5: you have to have fresh air. So in a furnace,
Speaker 5: it's fresh air return I excuse me, not return fresh air,
Speaker 5: combustion air. So it's what your furnace uses to breathe
Speaker 5: rather than taking from the inside of the house. Now,
Speaker 5: the thing is they want you to have fresh air
Speaker 5: coming in, and that fresh air usually comes in, goes
Speaker 5: down and sits at.
Speaker 4: The side of the bottom of your furnace.
Speaker 5: Okay, Now, then you also need and I think everyone
Speaker 5: knows this. Adequate return air. One of the biggest faults
Speaker 5: in home HVAC systems, the one that cuts down efficiency
Speaker 5: the most, is.
Speaker 4: Not enough return air.
Speaker 5: You have a lot of ducks feeding out, But think
Speaker 5: about this, if you have a lot of duct work
Speaker 5: and a lot of registers feeding out into the home.
Speaker 4: If you don't don't have a balanced.
Speaker 5: Return air system, your system is being choked down the
Speaker 5: same as if it had a lot of return air
Speaker 5: but not a lot of vents or registers, you know,
Speaker 5: or ductwork. So think about your furnace as a breathing machine.
Speaker 4: It takes outside air.
Speaker 5: And it turns it into you know, and that's what's
Speaker 5: you used to make the fire, the flame and to combust.
Speaker 5: Then that's fed out the flu. So that's a closed system.
Speaker 5: You take outside air and it goes out the flu. Okay,
Speaker 5: that has nothing to do with the heated air in
Speaker 5: your house. Now, the heated air in your house goes
Speaker 5: out through the ductwork into your home and back through
Speaker 5: the return like a big circle, right, But if that
Speaker 5: circle is is.
Speaker 4: Choked at any point, it cuts.
Speaker 5: Down the efficiency of your furnace can be up to
Speaker 5: fifty percent. There was a company years ago that promise
Speaker 5: to increase the efficiency of most furnaces, and they charge
Speaker 5: a flat rate, and they said they'll do an estimate first.
Speaker 5: To excuse me, they'll do an examination to see if
Speaker 5: you need their service. They were simply doing, and they
Speaker 5: were amazingly popular. They were simply going out to homes
Speaker 5: to see if they had enough return air and that alone.
Speaker 4: Helped sometimes.
Speaker 5: Fifty more efficiency or or more effectiveness, not necessarily efficiency,
Speaker 5: but effectiveness in getting all of that return air where
Speaker 5: it should be. So that is a pretty cool thing,
Speaker 5: is checking that you have complete circulation. Sometimes you don't
Speaker 5: even need a new furnace and you're wondering, why are
Speaker 5: the register not pushing out enough?
Speaker 4: Well, if you have an.
Speaker 5: Air tight house or close to airtight and you don't
Speaker 5: have enough return air, you're gonna get choked down with
Speaker 5: air movement being thwarted.
Speaker 4: I'm Tom Martino.
Speaker 5: We got more coming on three oh three seven, one, three, eight,
Speaker 5: two five five. Go with a sure thing Denver's Best
Speaker 5: roofer Excel Roofing dot com.
Speaker 4: You don't pay a cent until you're content.
Speaker 5: Time for an insurance check up free, no obligation in
Speaker 5: comparison call Compass Insurance, paying too much your coverage at
Speaker 5: dozens of insurance companies.
Speaker 4: Find out now three oh three seven seven to one.
Speaker 5: Help you'll think you're his only customer when you choose
Speaker 5: Frank durand the real estate man dot com to list
Speaker 5: your home with Remax Alliance three oh three nine two
Speaker 5: zero sixteen twenty two. Hey Tom Martino here, Cherry, what's
Speaker 5: going on with your son's employer?
Speaker 4: Hi, Jerry.
Speaker 8: Well, he's harassing, he's bowling, he's he's not following his
Speaker 8: contract at all, his Breech contract.
Speaker 4: And he tells me, let's talk about it.
Speaker 5: How long has your son been How long has your
Speaker 5: son been working there?
Speaker 8: How long has he been working for a couple of
Speaker 8: years at least longer than that.
Speaker 4: And what does he do? What kind of job is it?
Speaker 8: He is an armed security guard?
Speaker 5: Okay, And you said that his employer is doing things wrong.
Speaker 4: List him for me.
Speaker 8: Well, one thing, he's his contract is for Colorado Springs,
Speaker 8: and he keeps and he's licensed for Colorado Springs. H
Speaker 8: he keeps sending him to Denver to work in Denver site.
Speaker 8: He is not licensed in Denver. He's his contract says
Speaker 8: he's going to be strictly in Colorado Springs.
Speaker 5: When you say his contract, Jerry, Jerry, do you mean
Speaker 5: your son's contract with his employer or the employer's contract
Speaker 5: with the client.
Speaker 8: No, it's it's Stephen's contract with the owner of the business.
Speaker 4: Okay. And so why doesn't Stephen quit?
Speaker 8: Well, he has tried.
Speaker 5: And I'm not saying I'm not saying that's the only solution.
Speaker 5: I'm just asking why doesn't he look for a better
Speaker 5: job somewhere he has?
Speaker 8: And when he does, then this boss comes along and
Speaker 8: black ballsam and tells these people craziness, and then so
Speaker 8: he loses the opportunity.
Speaker 4: And he's really.
Speaker 5: Like, what what does the does your well that that's
Speaker 5: against the rules, Jerry, is your son? Does your son
Speaker 5: have evidence that he's been blackballed?
Speaker 8: Yes, he said, if he needed to, he could end
Speaker 8: up in court with him with the information that he's
Speaker 8: been keeping. Well, when somebody offers him a job, then
Speaker 8: he goes ahead, and then they'll come back and say, oh, well,
Speaker 8: we've talked to your previous employer and he's telling us
Speaker 8: this is and this, so we can't hire you.
Speaker 4: So it's oh, wow, is that's wrong?
Speaker 8: Absolutely?
Speaker 4: It is that is good. Yeah, so your son's been
Speaker 4: there two years.
Speaker 8: Right, at least at least I can't remember exactly what did.
Speaker 4: He do before? What did he do before that?
Speaker 8: Jerry, he was working well armed security guard for a
Speaker 8: different company that is no longer okay, in business.
Speaker 5: So I'm curious when has your son ever thought about
Speaker 5: going into the police. Has your son ever thought about
Speaker 5: going into the police academy?
Speaker 8: He has, but they need a college and he hasn't
Speaker 8: been to college. He hasn't. He's just got a high school.
Speaker 5: Okay, I didn't realize college education. Where's a prerequisite for
Speaker 5: the police academy?
Speaker 11: That's your son should definitely go to Aurora and Denver's
Speaker 11: desperate for police recruits and you only need high school education.
Speaker 11: That's a great career. Aurora, Denver, Denver and Aurora. I
Speaker 11: just that their stuff the other day. They're desperate for
Speaker 11: people to fill their academy and you only need high
Speaker 11: school or a deed. I get out of that.
Speaker 4: And not only that, how old is your How old
Speaker 4: is your son?
Speaker 8: They will be forty in December?
Speaker 4: All right? What were you gonna say?
Speaker 5: So?
Speaker 14: Not only do most police departments do not require degree,
Speaker 14: there are community colleges, like what's the big one over
Speaker 14: there in Santa Fe. You can actually major, you can
Speaker 14: actually major in police academy over there. They even have
Speaker 14: mock up police cars. They drive all over the parking
Speaker 14: lot and do that kind of stuff. And uh, that's
Speaker 14: that's a really good option. If he can't get hired directly,
Speaker 14: he can fund his own police academy at a Rapo
Speaker 14: community college.
Speaker 8: Okay, he's got at this place where he understand.
Speaker 5: But but the the issue at hand is this, Jerry,
Speaker 5: I think what you're asking us is is there anything
Speaker 5: you can do about it?
Speaker 4: Well, if he has an employment contract.
Speaker 5: If he has an employment contract, I mean, did he
Speaker 5: ever bring up to the boss you're violating the contract?
Speaker 8: Oh yes, oh yes, And he says, well, it says
Speaker 8: what I wanted to say, So in other words, I
Speaker 8: can change it by the way I wanted to say.
Speaker 5: Well, he kind of can, but he can't. Let's just
Speaker 5: be logical, Jerry. Let's say your son sued this guy
Speaker 5: for breach of contract. Because when you have a contract,
Speaker 5: there is something called breach of contract when they're not
Speaker 5: honoring it.
Speaker 4: What would your son in order to have any.
Speaker 5: Effective lawsuit for a breach, you have to have losses.
Speaker 5: So I'm just playing a game here, like a logic
Speaker 5: game here or a scenario game. What would your son's
Speaker 5: losses be as a result of this breach?
Speaker 4: What did your son lose?
Speaker 8: I'm not sure exactly how to answer that he would
Speaker 8: be able to get a decent job somewhere else for one.
Speaker 5: Well, hold on, hoh wait, wait wait, Jerry, hold on,
Speaker 5: hold on, you bring up a good point. So what
Speaker 5: you're saying is this, if he wasn't employed here, he'd
Speaker 5: be able to get better job somewhere else. So are
Speaker 5: you saying he would have to sue him in order
Speaker 5: to find a better job somewhere else?
Speaker 4: Probably? So why is that? Tell me? I never heard
Speaker 4: of a job like that.
Speaker 5: So you're saying to me, Jerry, that your son Steven
Speaker 5: cannot go out and find a better job without suing
Speaker 5: his current employer.
Speaker 8: Well, he could, but then he would be blackballed.
Speaker 5: Oh that's the part you're saying.
Speaker 4: In other words, in order to.
Speaker 5: Stop that, he would have to leave the guy and
Speaker 5: threaten to sue him or sue him to keep him
Speaker 5: from doing false reports. Why does why is this employer
Speaker 5: such a jerk?
Speaker 4: Well?
Speaker 8: That's a good question. When he first went.
Speaker 5: To work, does the employer have other Does the employer
Speaker 5: have other people.
Speaker 4: On the payroll?
Speaker 8: Oh, yes, there are several officers.
Speaker 4: And are they in agreement with your son?
Speaker 8: Some are, some aren't. And they're all scared to death
Speaker 8: of this guy.
Speaker 4: Why are they scared?
Speaker 8: Well, he thinks he's got powers to do all sorts
Speaker 8: of things, keep them from finding another job, blackballing them
Speaker 8: with other companies. Yeah, he changes schedules midshift. He'll call
Speaker 8: him while he's on work. I've changed your schedule. You're
Speaker 8: going to work until this or you need to go
Speaker 8: over to this other site, and he and threatens him.
Speaker 8: If you don't, you're fired. And he has him working
Speaker 8: anywhere from twelve to eighteen hours a day time.
Speaker 14: I got a way to short circuit this whole problem, Jerry.
Speaker 14: I think there are two things I'd like to tell you.
Speaker 14: One is, as you already know, your son needs to
Speaker 14: get out of there. But your son has a much
Speaker 14: bigger problem that I didn't hear you or anyone else
Speaker 14: raised during this conversation. If he's working as armed security
Speaker 14: in Denver without a license in Denver, he's going to
Speaker 14: get busted with very serious criminal charges. It might even
Speaker 14: be a felony, So he needs to stop doing that. However,
Speaker 14: if he has a record. So the final thing I'll
Speaker 14: say is, I think he has a bargaining chip here
Speaker 14: with this crummy boss, which is to threaten to go
Speaker 14: to the Denver City government and turn in his crummy
Speaker 14: boss for sending unlicensed armed security guards into the city
Speaker 14: of Denver.
Speaker 4: And your son can offer.
Speaker 14: His boss this option if you blackball me again. Here's
Speaker 14: the phone number I'm gonna call, and here's the affidavit
Speaker 14: I'm gonna file with the City of Denver. So I
Speaker 14: better not get another back, you know, black mark on
Speaker 14: my record from you. And then he needs to quit
Speaker 14: and walk out.
Speaker 7: Okay, okay, but God.
Speaker 14: Forbid he gets busted in Denver without a license, there
Speaker 14: goes his long career.
Speaker 7: He'll do concerned, And so I would.
Speaker 14: Use this bargains as a bargaining chip with his boss.
Speaker 8: Yeah, he sends him up there every Sunday. He's up
Speaker 8: there every Sunday.
Speaker 14: If that was me, I would quit today and send
Speaker 14: this email to the boss. Definitely, I wouldn't have that
Speaker 14: conversation in person with a dangerous man but I would
Speaker 14: do it on a recorded phone call or via email
Speaker 14: and promise to turn him in if there's one more
Speaker 14: black mark on his reference record.
Speaker 5: Okay, that's a good that's some good advice. But but
Speaker 5: suing is never gonna work. It's going to be too expensive. Now,
Speaker 5: he might have an attorney write a letter saying, you know,
Speaker 5: as my client tries to find a job, if you
Speaker 5: blackball him, we're going to sue you for whatever.
Speaker 4: But and that might do it. I don't know how.
Speaker 5: I don't know how big of a jerk this guy
Speaker 5: is or whatever. And I'm surprised that the employers, the employees.
Speaker 4: All take it.
Speaker 5: If I was him, I would definitely get another job,
Speaker 5: though I would.
Speaker 4: You're never going to make this guy do the right thing.
Speaker 4: How much does he make a year?
Speaker 8: Well, it's about thirty six dollars a month?
Speaker 5: You mean net or gross? Is that after taxes and everything?
Speaker 13: After tax?
Speaker 7: Yes, after taxing, so.
Speaker 5: He makes about sixty rand probably, yeah, sixty sixty five.
Speaker 4: Okay, what do police officers start at? Do we know, Tom?
Speaker 4: Do we know?
Speaker 8: You have no idea? Yeah, Jerry, I don't have any idea, Jerry.
Speaker 4: If this is bo if your son just goes over.
Speaker 11: And signs up for the Denver Police Academy just to
Speaker 11: go to the academy. Denver's paying thirty three dollars an
Speaker 11: hour to go to the academy. Back in the day,
Speaker 11: you had to donate your own time, which is around now.
Speaker 4: Not only that, but here's the police.
Speaker 5: The police academy is not going to ask the former
Speaker 5: employer think what they think of him.
Speaker 4: I don't think so because they're desperate for officers.
Speaker 5: And I think no, no, no, not because they're desperate.
Speaker 4: Not because they're desperate. They'll do their own background check.
Speaker 5: They don't care about what somebody says about him.
Speaker 4: That's what I would do.
Speaker 8: He doesn't smoke, he doesn't drink, he's got his little daughter.
Speaker 5: Well, what fun is he? He doesn't sound like any fun, Jerry.
Speaker 14: That's another reason not to show up in Denver with
Speaker 14: a gun without a license.
Speaker 5: Yeah, hey, listen, Jerry, just really try try the police academy.
Speaker 4: Let us know how it works out.
Speaker 5: Three oh three seven one three eight two five five. Brant,
Speaker 5: you're up next right after this about capital gains taxes.
Speaker 5: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 5: dot com.
Speaker 4: You don't pay a cent until you're content.
Speaker 5: Time for an insurance check up free no obligation comparison
Speaker 5: call Compass Insurance paying too much your coverage at dozens
Speaker 5: of insurance companies find out now three oh three seven
Speaker 5: seven to one help. You'll think you're his only customer
Speaker 5: when you choose Frank durand the real estate Man dot
Speaker 5: com to list your home with Remax Alliance three oh
Speaker 5: three nine two zero sixteen twenty two. Hey Tom Martino,
Speaker 5: your troubleshooter three O three seven one three talk seven
Speaker 5: one three eight two five five. Brent has a question
Speaker 5: on Capital Games. Go ahead, Brent, what's going on?
Speaker 7: Yeah, hi, com, I just sold a house and oh
Speaker 7: can you hear me?
Speaker 4: Yes? I can?
Speaker 7: Okay, I just sold a house and uh, just I'm
Speaker 7: not going to be putting the money from the house
Speaker 7: into another property for a couple of years. And I'm
Speaker 7: just kind of curious on you.
Speaker 4: Know that, how much did you hold on?
Speaker 5: If you if you take your basis that's the price
Speaker 5: of the house you paid and any permanent improvements, what
Speaker 5: does it add up to your basis?
Speaker 7: So does it? Because I had an all in one
Speaker 7: loan on the house also which I bought some property
Speaker 7: on this It doesn't matter what the loan is.
Speaker 5: I need to know if you take the raw purchase
Speaker 5: price and all of the permanent improvements.
Speaker 4: Roughly, what is your basis?
Speaker 7: When you say basis, I mean how much am I gonna?
Speaker 5: Okay, let's say let's say you bought the house for
Speaker 5: five hundred thousand, and let's say you put one hundred
Speaker 5: thousand into improvements like carpeting and windows and other stuff.
Speaker 5: That would be a six hundred thousand dollars basis.
Speaker 4: What would your basis be in this house.
Speaker 7: Approximately about three hundred and ten thousand, And what.
Speaker 4: Did you say?
Speaker 5: Sell it for seven sixty five? Are you married filing jointly?
Speaker 3: Yes?
Speaker 5: And do you both have that as your primary residence?
Speaker 7: Yes?
Speaker 5: Then you have no tax to pay. Ever, you don't
Speaker 5: have to do anything with the money. I can fill
Speaker 5: in the details right after this. Go with a sure
Speaker 5: thing Denver's Best roofer Excel roofing dot com.
Speaker 4: You don't pay a cent until you're content.
Speaker 5: Time for an insurance checkup free no obligation comparison call
Speaker 5: compass insurance paying too much your coverage at dozens of
Speaker 5: insurance companies find out now three O three seven seven
Speaker 5: to one help. You'll think you're his only customer when
Speaker 5: you choose Frank durand the real estate man dot com
Speaker 5: to list your home with Remax Alliance three oh three
Speaker 5: nine two zero sixteen T twenty two.
Speaker 1: Ripped up new It needed that so you don't have to.
Speaker 7: Run.
Speaker 1: Just as fast as you can.
Speaker 2: Shooter's gonna help.
Speaker 3: Come Man Dix is the Troubleshooter show.
Speaker 4: No Tom Martino. Hey, I'm Tom Martino.
Speaker 5: You're troubleshooter at three all three seven one three Talker
Speaker 5: is the number. We are talking about problems, question complaints, making.
Speaker 4: Your life a little easier, and we will do it.
Speaker 4: You call, we help and we try to help a lot. Now.
Speaker 5: Brent said, hey, man, I bought my house, put some
Speaker 5: improvements into it. I got a basis of about three
Speaker 5: hundred and ten grand I sold it for around seven ten.
Speaker 5: I'm gonna have four hundred thousand dollars and I'm not
Speaker 5: gonna reinvest it in another house.
Speaker 4: Right now?
Speaker 5: What do I do about the taxes, to which I
Speaker 5: told him, if you're married, filing jointly, it's your home,
Speaker 5: both of your home or one declares that one. What
Speaker 5: I'm saying is a married couple can use their primary
Speaker 5: residence for a one time.
Speaker 4: No, it's not even a one time.
Speaker 5: It's an exclusion of five hundred thousand dollars in capital
Speaker 5: gains on primary residences once every two years. So you
Speaker 5: got to live in it in two of the past
Speaker 5: five years. That's all that's required. If you lived in
Speaker 5: that house for two of the past five years, you
Speaker 5: get to sell it and make as much money as
Speaker 5: you want up well, but you get a five hundred.
Speaker 4: Thousand dollars exclusion.
Speaker 5: So if you had six hundred thousand in gain, you
Speaker 5: would only pay on one hundred thousand taxes.
Speaker 4: Got that?
Speaker 9: Yes?
Speaker 4: Are you there print yep?
Speaker 7: I'm here, good till all right. So when you have
Speaker 7: to when you do your taxes, do you have to, like,
Speaker 7: I guess, justify everything that you put into it. I
Speaker 7: lived in it for sixteen years and did a ton
Speaker 7: of work to it. You have to like have receiveds
Speaker 7: like that just for tax purposes. I don't think you
Speaker 7: have to show the improvements.
Speaker 1: I don't need you. I don't know anything.
Speaker 4: I don't I'm not sure actually I'm not.
Speaker 5: Actually yeah, hello, hello, yeah, okay, I'm here, I'm here.
Speaker 4: I'm sorry I pressed the button. My mistake. I'm not sure.
Speaker 4: The answer is if you do an informational return on that?
Speaker 5: Let me check, Mark. Do you know do you have
Speaker 5: to file anything when you sell a house?
Speaker 4: I don't think so. I mean, my accountant would handle that,
Speaker 4: but I don't think so. Man, I don't think so either.
Speaker 5: But maybe they did, because when I sold my condo
Speaker 5: and I did make more than five hundred, I did
Speaker 5: have to pay a tax, and he did have to
Speaker 5: do a return. But in order to figure out if
Speaker 5: I had a tax, he had to do the return.
Speaker 5: So actually we'll find out for you.
Speaker 7: Okay, so it does all. Okay, the quick question, I
Speaker 7: appreciate it.
Speaker 4: But do you have a do you have any?
Speaker 6: I think once again, that's all gonna be your accountant.
Speaker 6: I don't think like the closing company sends anything to
Speaker 6: the irs for example.
Speaker 4: No, no, no, I don't think so either, Mark.
Speaker 5: But I'm saying, is it required that you do an
Speaker 5: informational return on the sale?
Speaker 4: I you know what? Why don't we just ask Eric?
Speaker 4: He'll know. Yeah, let's do that.
Speaker 5: So let's just call Atlas CPS and find out it
Speaker 5: says here, though my boyfriend said that on a primary
Speaker 5: residence you may you not have to do it depending
Speaker 5: on your gain.
Speaker 4: Okay, here's what it says.
Speaker 5: If you anticipate a gain, you have to file the form.
Speaker 4: That's that makes sense.
Speaker 5: Yes, so you really your accountant would know. You would
Speaker 5: know roughly, Hey, am I going to go over this
Speaker 5: or not? It is don't being audited, and.
Speaker 6: This isn't necessarily for this caller, but people listening remember
Speaker 6: anything you put in to like like a new furnace,
Speaker 6: a new roof. Anything you put in should add to
Speaker 6: your basis. So even if you're pretty close, if you
Speaker 6: think of all the money you put in, you're probably
Speaker 6: not there.
Speaker 4: And a lot of.
Speaker 5: People fudge that because they don't ask for proof.
Speaker 4: If you're audited, you'd have to show proof.
Speaker 5: But if you say, I put three hundred thousand of
Speaker 5: improvements into a home.
Speaker 4: Now, by the way, I'm not winky winky.
Speaker 5: Suggesting you do this, but if you ever did that,
Speaker 5: they don't ask for receipts unless you're audited, then you
Speaker 5: would able to show it.
Speaker 6: The big one now, I mean a roof of course
Speaker 6: is a big one. But think about a new furnace.
Speaker 6: You put a new furnace in ac in my god,
Speaker 6: that's like twenty grand nowadays.
Speaker 4: Just make sure to add that to the basis. Now,
Speaker 4: I got a try be a question for you.
Speaker 5: Let's say the roof costs you one hundred thousand dollars,
Speaker 5: but it didn't cost you one hundred thousand because insurance paid.
Speaker 5: Would it get added to your basis?
Speaker 6: Some of it would like the deductible basically what any
Speaker 6: cost that you had outside of insurance.
Speaker 5: Yeah, but if you paid for the insurance, I don't Hey,
Speaker 5: I agree, Listen, man, Technically I think I'm right, meaning
Speaker 5: if insurance pays for it, I don't think you're supposed
Speaker 5: to add it.
Speaker 6: But honestly, I bet a lot of people fudge it. Hmm,
Speaker 6: Well what do you think? Okay, I'm as do you think?
Speaker 4: I don't know.
Speaker 5: I think it would not be because I think they
Speaker 5: always say substance overform, meaning whatever happened.
Speaker 4: Here's what it says under the IRS dot.
Speaker 5: Of if insurance paid for the roof, it does not
Speaker 5: get it does not I'm paraphrasing, it does not increase
Speaker 5: your basis. Capital improvements are money are things you paid for?
Speaker 5: Acquisitions selling cost, you have to add back in depreciation. No,
Speaker 5: you don't add back in I'm sorry you have. If
Speaker 5: you depreciated any part of your house for home office,
Speaker 5: that counts against you because it comes off if you
Speaker 5: paid out of pocket.
Speaker 4: For the roof. So Mark, what you said is right.
Speaker 5: You're deductible anything you paid would be, but not anything
Speaker 5: that's reimbursed to you.
Speaker 6: Yeah, that makes sense, but once again that's kind of
Speaker 6: a you know, I bet a lot of people fudge that.
Speaker 6: But if you get an upgrade, go to like a
Speaker 6: roof that costs more expensive, you could definitely write out
Speaker 6: the difference or write off.
Speaker 5: Now speaking of ABS, no one was speaking of ABS,
Speaker 5: but I wanted to bring something up.
Speaker 4: This happened to come through an.
Speaker 5: Email about a machine and they want to know if
Speaker 5: it's real. And then Deputy d happened to say, by
Speaker 5: the way, I know someone who has this machine in
Speaker 5: our clinic and it for sure works. And I've always
Speaker 5: been skeptical. Again, some that work in some that don't.
Speaker 5: All that work, all that don't. Have you heard now,
Speaker 5: I'm not going to give the name of the machine,
Speaker 5: but this particular machine is hundreds of thousands, but there
Speaker 5: are variations down to around the two grand, and then
Speaker 5: of course there are just cheap knockoff belts that This
Speaker 5: is not a belt. Now, I'm talking about a machine
Speaker 5: that twitches your muscles in your abs and in your
Speaker 5: abductor not your abductors, your abs and your obliques, sometimes
Speaker 5: your buttocks, and it claims it stimulates the muscle exactly
Speaker 5: like if you were doing core exercises, exactly like it,
Speaker 5: so you can literally get the equivalent of a thousand
Speaker 5: push ups by one session.
Speaker 4: Do you believe it? What do you think?
Speaker 9: I think that's been debunked down times, Tom.
Speaker 5: Now I know the belts have, Doc, these stupid little
Speaker 5: vibrating belts, okay, and then the the other things that
Speaker 5: you've seen like that, you know, the vibrating belts, and
Speaker 5: but that's all I'm gonna call them, bribe vibrating belts
Speaker 5: or pads. This is not what I'm talking about, Doc.
Speaker 9: I'm talking about a machine the electrical stimulation, you know what, Tom?
Speaker 5: Yeah, And it's not just like not like a tends.
Speaker 5: I mean, it's way more intense.
Speaker 9: Again okay, okay, I'll look it up and they find
Speaker 9: some soarch on it.
Speaker 4: Yeah.
Speaker 5: Try now, I don't know if they've done clinical trials actually.
Speaker 4: But they claim that they literally.
Speaker 5: Will burn fat, stimulate muscle, and can give you a
Speaker 5: six pack for God's sakes. Now, I mean to me,
Speaker 5: if that truly works, that's pretty damn cool if it
Speaker 5: actually works. Three oh three seven one three talk seven
Speaker 5: one three eight two five five What do you think
Speaker 5: I want to know? Coming up on the Troubleshooter show
Speaker 5: Right after this, go with a sure thing Denver's Best
Speaker 5: roofer Excel Roofing dot com. You don't pay a cent
Speaker 5: until you're content. Time for an insurance check up free,
Speaker 5: no obligation. In comparison, call Compass Insurance paying too much
Speaker 5: your coverage at dozens of insurance companies find out now
Speaker 5: three all three seven to seven to one help. You'll
Speaker 5: think you're his only customer when you choose Frank durand
Speaker 5: the real estate Man dot com to list your home
Speaker 5: with Remax Alliance three oh three nine two zero sixteen
Speaker 5: twenty two. Hi Tom Martinez here three all three seven
Speaker 5: one three talks seven one three eight two five five.
Speaker 5: So I was doing some research on this M sculpt
Speaker 5: machine and others as in general M sculpt body sculpting.
Speaker 4: Anyway. Some of them are called the ms.
Speaker 5: And they're saying that there are some clinical studies that
Speaker 5: show modest improvements reduction of fat by two millimeters or
Speaker 5: three millimeters, an increase of muscle of two millimeters thickness,
Speaker 5: and they're actual clinical trials, but they said that when
Speaker 5: combined with cryo therapy, they've had better results. The thing is,
Speaker 5: can anything really take the place of exercise? If you
Speaker 5: think about the technology. When you do an ab crunch,
Speaker 5: sit up, or any kind of AB, any kind of
Speaker 5: an ab muscle workout, you're engaging the muscle.
Speaker 4: So when you engage the muscle, it tightens up.
Speaker 5: Then you loosen the muscle, tighten up, loosen, tighten up,
Speaker 5: loosen right, sit ups, crunches, whatever. So if you do
Speaker 5: that electrically, why wouldn't that Why wouldn't that have the
Speaker 5: same exact effect if you artificially tighten up that muscle,
Speaker 5: hold it, and then release it. Doesn't it seem logical
Speaker 5: to you that it would still exercise that muscle or not.
Speaker 5: I know, it sounds too good to be true, and
Speaker 5: a lot of people are. You know, that's what America
Speaker 5: is about looking for shortcuts.
Speaker 4: But it seems to.
Speaker 5: Me that that type of thing can actually.
Speaker 4: Work.
Speaker 5: Again, it's hard to find anything solid and when. And
Speaker 5: here's something about the FDA that you really need to know.
Speaker 4: So many say.
Speaker 5: FDA cleared or FDA approved, but you have to look closer.
Speaker 4: There's an FDA approval.
Speaker 5: For a particular purpose, and then there's an FDA approval meaning.
Speaker 4: It won't probably kill you. Two different ones.
Speaker 5: One is called GRASS for short, generally recognized as safe.
Speaker 5: That's a GRASS approofal. So it's not saying it's going
Speaker 5: to work. It's saying it's generally recognized as safe, but
Speaker 5: beware of the other approval because it can also be misleading.
Speaker 5: Fit for a particular purpose. Well, what if you wanted
Speaker 5: approval for this saying it engages.
Speaker 4: Abdominal muscles, That would be one hundred percent true.
Speaker 5: So you could actually have an FDA approval and this
Speaker 5: machine would be found effective for engaging abdominal muscles. It
Speaker 5: would not necessarily build those muscles, strengthen those muscles, or
Speaker 5: do any other part of that, but it would be
Speaker 5: effective in.
Speaker 4: Engaging the muscle.
Speaker 5: So, for some reason you needed to engage that muscle,
Speaker 5: this machine will engage that muscle. But what's the end
Speaker 5: result of engaging that muscle. Is it a firmer muscle,
Speaker 5: a bigger muscle, a sculpted muscle. That's where you get
Speaker 5: into the real FDA approvals where it is found to be.
Speaker 4: What effective.
Speaker 5: Effective for blank blank blank, Like blood pressure medicine effective
Speaker 5: for the reduction of blood pressure. That's pretty clear, right.
Speaker 5: Generally approved is safe would be aspirin. Effective would be
Speaker 5: telemisartan or whatever. It would be a blood pressure medicine.
Speaker 5: And what about though the difference a big difference. So
Speaker 5: when you're shopping, be really really careful, but do they work?
Speaker 5: I would love to hear. I, by the way, like
Speaker 5: anecdotal evidence. Anecdotal meaning it comes from the user, because
Speaker 5: even though clinical trials might say one thing or another,
Speaker 5: or the FDA might be skeptical about something, if people
Speaker 5: that you believe and can trust actually say it works
Speaker 5: to me, that's important.
Speaker 4: If enough people say that.
Speaker 5: What you have to be careful of with anecdotal evidence.
Speaker 4: There are a few things you need to be clear of.
Speaker 5: And Mark and I ran into this anecdotal evidence. You
Speaker 5: have to be skeptical if the subject given giving the
Speaker 5: evidence or the anecdotal experience.
Speaker 4: Wants to please the provider.
Speaker 5: That can happen for some reason or another. They want
Speaker 5: to please the provider. That's dangerous and that happens, and
Speaker 5: how do you do that? Providers can have an undue
Speaker 5: influence on them. Mark and I one time saw a
Speaker 5: guy he claimed on the radio he could cure pain
Speaker 5: in less than what three minutes?
Speaker 6: Mark, Yeah, it was so ridiculous. Yeah, we brought him
Speaker 6: into the.
Speaker 5: Studio, right, that's right, we did because he was he
Speaker 5: was absolutely adamant, and he said he had all of
Speaker 5: the anecdotal proof.
Speaker 4: Who would say, yeah, yeah, yeah.
Speaker 5: So we brought someone in that did not know him,
Speaker 5: an older woman in her eighties with a shoulder problem,
Speaker 5: and as she took that, he took that woman in
Speaker 5: another room and I observed, but I noticed what he
Speaker 5: was doing. Now, I don't even think he was doing
Speaker 5: this consciously. I don't think this guy was a scammer.
Speaker 5: He wasn't making any money off of this. He just
Speaker 5: claimed to have this breakthrough technology where he would do
Speaker 5: some kind of movements and everything and then say, okay,
Speaker 5: now you're out of pain or whatever.
Speaker 4: I forget exactly.
Speaker 5: There were certain things he would do, and it took
Speaker 5: about three minutes or less, and then he'd ask the person.
Speaker 4: Are you Are you any longer in that pain? Now?
Speaker 5: This woman was about to say no, and I said
Speaker 5: to her, and I watched the process, and what he
Speaker 5: was doing is ingratiating or he was in a way
Speaker 5: love bombing this woman. I don't mean romantically. He was
Speaker 5: planting seeds of I really want to help you. This
Speaker 5: is really going to help you. Please let me know
Speaker 5: I'm effective, because this is my mission in life to
Speaker 5: help people.
Speaker 4: So this woman was.
Speaker 5: Actually wanting him to be happy with his procedures, even
Speaker 5: though because she figured, you know what, in the long run, what.
Speaker 4: Is it going to hurt me?
Speaker 5: If I tell him I'm feeling good, it'll make him
Speaker 5: feel good. So she was actually looking to please the provider.
Speaker 5: This is very dangerous in anecdotal medicine, very dangerous.
Speaker 4: Or anecdotal evidence.
Speaker 5: So I then quizzed her and I said, let me
Speaker 5: see her shoulder, and I proceeded to yank the help. No,
Speaker 5: I did I know, So I said, let me see,
Speaker 5: now where was the pain? Now you're telling me there's
Speaker 5: no more pain. When he left the room, he goes, well, yes,
Speaker 5: it still hurts. I said, well, doesn't hurt as much?
Speaker 5: He goes, I'm not sure, Dear. The truth is it
Speaker 5: was still hurting her, and he did nothing, and we
Speaker 5: went over it with other people who walked in, and
Speaker 5: he could not produce results.
Speaker 4: One time when I told him.
Speaker 5: To engage in conversation about your life and your mission,
Speaker 5: just stick to the procedure, did you find were you fascinating.
Speaker 4: Mark at that whole procedure? Yeah?
Speaker 6: I think the only part I differ from you is
Speaker 6: I think the guy knew he was a I don't
Speaker 6: want to say a scammer, but he knew. We can't
Speaker 6: just go out and heal people. That's insane anyway.
Speaker 5: That happens with faith healing too, by the way, people
Speaker 5: want to really impress their fellow their fellow believers, or.
Speaker 4: The one given giving the healing. Oh way are you say,
Speaker 4: and you don't believe in any form of faith healing?
Speaker 5: Ever, I'm saying it's way more rare than I think.
Speaker 5: When it does work, it's the person doing it for themselves.
Speaker 5: Now they might use the power of God inside them
Speaker 5: and all that. I'm not going to ever dispute someone's belief,
Speaker 5: but I don't think it's the practitioner at all.
Speaker 4: Huh, interesting, I don't.
Speaker 5: I don't think it's the Practitioneruse I.
Speaker 4: Think there's some power in a lot of prayer. I
Speaker 4: don't e've got that's biblical call. I mean, I, okay, go.
Speaker 6: Ahead, what if you if you got if you got
Speaker 6: a million people all thinking the same thoughts, good wishes,
Speaker 6: prayers for a certain individual, or even uh anything, I mean,
Speaker 6: I would think there's got to be some pality say prayer.
Speaker 5: I didn't say prayer. I didn't say prayer doesn't work.
Speaker 5: I was talking about healing faith healing, and I didn't
Speaker 5: say that didn't work either. I said it's the person
Speaker 5: doing it. But I don't know about what you're asking about.
Speaker 5: Prayer is a whole different topic. That's that's harnessing of energy. Yeah,
Speaker 5: I do believe that works. I believe it works for sure.
Speaker 5: But here's what I here's what I don't believe. I mean,
Speaker 5: it's weird and this is only what I believe. Whatever
Speaker 5: other people believe, more power to you. I will never
Speaker 5: criticize what you believe. I mean, if you try to
Speaker 5: sell it or something, I might have something.
Speaker 4: To say about it. At the effectiveness.
Speaker 5: But bottom line is when you do the prayer thing,
Speaker 5: Let's say you pray for someone to be saved, or
Speaker 5: you pray for someone to change their ways, or someone
Speaker 5: to come to.
Speaker 4: The realization of this or that.
Speaker 5: See if that person doesn't want to change, or if
Speaker 5: that person doesn't want to by praying for them without
Speaker 5: them knowing it, in my opinion, that prayer is going
Speaker 5: to fall on empty ears. I mean, if that person
Speaker 5: across the room doesn't know I'm praying for them.
Speaker 4: To do something, how is that?
Speaker 5: How are they ever going to harness any energy to change.
Speaker 4: Especially if they're drug addicts or.
Speaker 5: They're stealing and lying and cheating or violent. Can praying
Speaker 5: for them, you know? I mean, you might pray for
Speaker 5: mercy and say, you know, I don't know, but I
Speaker 5: don't see how that third party kind of prayer works.
Speaker 5: Now that person prays, help me change, help me get
Speaker 5: off drugs, help me be.
Speaker 4: Less violent, that's a whole different story.
Speaker 5: That's just my own personal belief, by the way, and
Speaker 5: I and again, I don't want to disrespect anyone's belief.
Speaker 5: On that bill, what's happening Bill Well?
Speaker 16: Tom Good?
Speaker 17: Question on some money, Yes, what's going on on your
Speaker 17: uninsured or underinsured motors coverage?
Speaker 5: Yes?
Speaker 7: Now, is that required on every vehicle?
Speaker 5: It's not required at all on any It's not required
Speaker 5: on any vehicle.
Speaker 4: Hang on, I want to talk.
Speaker 5: About that because this is a very important question you
Speaker 5: bring up three three seven one.
Speaker 4: Three eight two five five.
Speaker 5: Go with a sure thing Denver's Best roofer Excel Roofing
Speaker 5: dot com.
Speaker 4: You don't pay a cent until you're content.
Speaker 5: Time for an insurance checkup free, no obligation comparison call
Speaker 5: Compass insurance paying too much your coverage at dozens of
Speaker 5: insurance companies find out now three oh three seven seven
Speaker 5: one help. You'll think you're his only customer when you
Speaker 5: choose Frank durand the real estate Man dot com to
Speaker 5: list your home with Remax Alliance three oh three nine
Speaker 5: two zero sixteen twenty two. Yeah, night, Tom Martine, your troubleshooter.
Speaker 5: So Bill want to know about car insurance, and he said,
Speaker 5: is uninsured underinsured required?
Speaker 4: By the way, It's the one policy. Add on, it's
Speaker 4: called uninsured underinsured motorists u m UI. What does it mean?
Speaker 5: Unassured and uninsured motorists? Meaning it means that if you
Speaker 5: are hit by someone who is under insured or uninsured,
Speaker 5: your pain and suffering claims only.
Speaker 4: Will be paid for if you're successful.
Speaker 5: You still have to ask for them and prove them,
Speaker 5: and a good attorney.
Speaker 4: Can do that.
Speaker 5: It says if you placed insurance on the deadbeat and
Speaker 5: you're going after the dead beat for damages, it's exactly
Speaker 5: like that, but instead of the dead beat paying for
Speaker 5: it or the dead beat's non existent insurance, your insurance
Speaker 5: is stepping in and helping the dead beat pay you.
Speaker 4: Does that make sense?
Speaker 16: Yeah, it makes sense. The real question is I have
Speaker 16: multiple vehicles and uh, yes, my agent had said I
Speaker 16: only need to carry that on one of my vehicles,
Speaker 16: and it's true.
Speaker 4: Actually, I don't know that. I don't know the answer
Speaker 4: to that.
Speaker 5: Actually, let's ask let's ask Brian Burns real quick, see
Speaker 5: if you get Brian on. Hold on, Bill, Let's let's
Speaker 5: see if we can get Brian Burns on just for
Speaker 5: that quick question.
Speaker 4: I mean that might be so I don't really know.
Speaker 4: I don't really know.
Speaker 5: So hold on, Dustin, you have a question on trash
Speaker 5: services in four Collins.
Speaker 18: Go ahead, Dustin, Yeah, yeah, so I don't know if
Speaker 18: you guys are aware, but a lot of cities are
Speaker 18: moving towards a single provider for trash removal.
Speaker 4: For Collins, that's right to do that.
Speaker 18: I think back last year in October, I just saw
Speaker 18: pretty much choice opted out and was aware that I'm
Speaker 18: supposed to be paying an eleven dollars fee, and I
Speaker 18: thought it was just opt out with my trash service
Speaker 18: and they were paying it. But I'm not being billed anything.
Speaker 18: So I'm just wondering, are they gonna call me someday
Speaker 18: and say you owe you know, months or year worth
Speaker 18: of back payment for this opt out fee? And then
Speaker 18: am I am I required to pay that because they've
Speaker 18: never given me a bill?
Speaker 5: You are Listen, if the city council voted it, it's
Speaker 5: like any other tax or any other thing, you would
Speaker 5: owe it. But it's a fee, by the way, not
Speaker 5: a tax. So if I were you, what I would do?
Speaker 5: If I were you, I would simply instead of the
Speaker 5: simpleton who walked in the room and wondered will the
Speaker 5: acts ever fall and hurt me? I would go and
Speaker 5: ask and I would say, hey, well, I'm not getting
Speaker 5: charged this is it a mistake or did you waive it?
Speaker 5: I would not wait to see. I know you're thinking, well,
Speaker 5: wait a minute, I might get away with.
Speaker 4: It, but then again you may not.
Speaker 5: What would you do a deputy d Have you heard
Speaker 5: about these opt out fees?
Speaker 4: Oh?
Speaker 14: Yeah, it's a wonderful business model where you get to
Speaker 14: charge people who don't use your services. I wish I
Speaker 14: could do that in my business. But to answer Dustin's
Speaker 14: question and your question, which is what I would do,
Speaker 14: I would keep my mouth shut. You would, yeah, because
Speaker 14: look what's going to happen. Let's say they figure this
Speaker 14: out three years from now and they try to back
Speaker 14: charge you, just pay them then.
Speaker 4: Yeah, I mean, tell me you can save up that
Speaker 4: kind of money.
Speaker 9: But if you show's are we talking about one hundred
Speaker 9: dollars a year, So if it's two years, it's two
Speaker 9: hundred bucks. It's not like he's going to get a
Speaker 9: ten thousand dollars bill out of No.
Speaker 14: Yeah, yeah, it's going to be pretty affordable. Now, it
Speaker 14: could be that they just haven't figured it out yet,
Speaker 14: or they might never figure it out. No case, you
Speaker 14: will get away with it. The worst case scenario is
Speaker 14: they'll just back charge you for however long, and since
Speaker 14: you would have paid that anyway, you'll be, you'll be
Speaker 14: at break even. But if you show up over there
Speaker 14: and say, hey, yeah, how come you guys aren't charging me,
Speaker 14: they're gonna charge you.
Speaker 7: And I guess that makes my question.
Speaker 18: If I if I do kind of just play, you know,
Speaker 18: keep my mouth shut. As you said, do I have
Speaker 18: an argument to say, well, you never provided me a bill,
Speaker 18: how can you now charge me?
Speaker 4: No?
Speaker 5: No, no, that's been That's been argued time and time
Speaker 5: again when it comes to municipal fees or even any bill.
Speaker 4: Actually given the electric bill, now if.
Speaker 5: It goes me on six years, they wouldn't have They
Speaker 5: can only collect what is more recent of the six years.
Speaker 13: Okay, all right, I get the three seven?
Speaker 5: All right, man, thank you for calling, by the way,
Speaker 5: Dustin Bill. Oh wait, I think I answered Bill Bill.
Speaker 5: Do you have any additional questions?
Speaker 18: We got Brian on from Compass.
Speaker 4: Oh good, Oh that's right, Brian, Brian Burns.
Speaker 5: I got a quick question for you, bro. So, if
Speaker 5: I have a few cars in my household like I do,
Speaker 5: do you only have to carry um you what do
Speaker 5: they call it.
Speaker 4: Um u I whatever? On one car? Or do you
Speaker 4: carry it on what? Brian?
Speaker 19: Every every carrier we write with it's a it's a
Speaker 19: set limit that goes over the whole policy, so you're
Speaker 19: not putting it on a specific car. It goes on
Speaker 19: the policy, which extends to all the vehicles.
Speaker 4: But if you have more cars, you pay more.
Speaker 19: It does, but it's not it's not a h It
Speaker 19: doesn't equal out to be where let's say, if you
Speaker 19: have two cars, that's double the price, but it does
Speaker 19: go up a bit for each car that's added.
Speaker 4: Okay, does that make I guess you'll.
Speaker 19: See you'll see a line item for uninsured motorists. It's
Speaker 19: just at the top of the policy, and it extends
Speaker 19: over all the all the vehicles.
Speaker 16: What if they're on different policies but in the same household.
Speaker 19: If so, you have two different policies in your household.
Speaker 16: Well, I believe the policy numbers are not quite the same.
Speaker 16: But it's on a multi cars.
Speaker 19: I don't know you have you have more than four?
Speaker 5: Well, hold on, do you have the same do you
Speaker 5: have the same insurance company?
Speaker 16: Absolutely?
Speaker 19: Yes, yeah, that first policy should extend. It should extend
Speaker 19: over everything. I don't think you see that policy should
Speaker 19: extend over everything. Some companies. The reason I asked that
Speaker 19: is some companies only because their systems are inequated. They
Speaker 19: only can have four cars to a policy, so you'll
Speaker 19: see have more than one policy number, but it's just
Speaker 19: because they have to spread it over more than one
Speaker 19: policy because there's more than four cars.
Speaker 4: But here's a good question though. Let's say he did shop.
Speaker 5: And he had one car with one insurance company and
Speaker 5: it was cheaper this way, and his wife had another
Speaker 5: car with another insurance company, or he did and they
Speaker 5: both owned both cars, but they're distinctly separate policies.
Speaker 4: Then what.
Speaker 19: Well, so whichever car was let's say she first of all,
Speaker 19: they would both need to be listed on both policies
Speaker 19: for this to come into play, But then it would
Speaker 19: be whatever the primary policy would be the one that
Speaker 19: extends first, So there would be basically two limits. I'll
Speaker 19: guarantee you I don't know about the anti stacking laws
Speaker 19: in Colorado. I know that there were some that would
Speaker 19: be in a question for an attorney if you could
Speaker 19: stack them if you had two separate policies, if both
Speaker 19: had uninsured motorists. That used to be the case for sure,
Speaker 19: which is why they changed it from being on each
Speaker 19: vehicle and changed it to a over the top of
Speaker 19: a policy because that way there were you weren't able
Speaker 19: to stack them if if you had it on multiple cars,
Speaker 19: people were saying, well, I have four cars and each
Speaker 19: of them have one hundred thousand dollars of uninsured motors.
Speaker 19: I want four hundred thousand. That's the reason they went
Speaker 19: away from that and have it as a policy total.
Speaker 19: But if you have two separate policies, I'm not sure
Speaker 19: how an attorney would look at that at that point,
Speaker 19: that they could try to stack it or not.
Speaker 16: Yeah, they suggested I just carried it on the one vehicle.
Speaker 16: That would just save premiums. But they've also sent me
Speaker 16: some PaperWorks. I got a sign seeing them rejecting it.
Speaker 19: Yeah, coverage, I would read the form because that's what's
Speaker 19: gonna ultimately hold up unless you can get something in
Speaker 19: writing in them telling you that you're covered for uninsured
Speaker 19: motorst on all vehicles. You know, you would just want
Speaker 19: something in writing from the agent. At that point, the
Speaker 19: liability falls to the agent, not even the insurance company.
Speaker 5: But all right, I got to take a break three
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