WEBVTT 1 00:00:00.560 --> 00:00:10.800 Yea ripped up new need advice, so you don't have to. 2 00:00:12.800 --> 00:00:17.039 Come running just as fast as we can. Show Shooter's 3 00:00:17.120 --> 00:00:19.199 gonna help coming. 4 00:00:19.039 --> 00:00:22.719 Man six is the Troubleshooter Show. 5 00:00:22.760 --> 00:00:24.160 No Tom Martino. 6 00:00:25.960 --> 00:00:29.160 Hey, I'm Tom Martino. Welcome to the show. Three oh 7 00:00:29.239 --> 00:00:31.960 three seven one three Talk seven one three eight two 8 00:00:32.000 --> 00:00:32.520 five five. 9 00:00:33.759 --> 00:00:34.640 Welcome. Hey. 10 00:00:34.679 --> 00:00:36.960 You know, I don't know if you're just tuning in 11 00:00:37.039 --> 00:00:38.719 or if you were listening. This morning, we had some 12 00:00:38.759 --> 00:00:42.479 technical difficulties. I think they've been worked out. We fed 13 00:00:42.520 --> 00:00:45.320 the Gerbils on the wheel and we're back up and 14 00:00:45.399 --> 00:00:47.679 running on the air. Three oh three, seven one three 15 00:00:47.719 --> 00:00:50.399 Talk is our number seven one three eight two five five. 16 00:00:50.679 --> 00:00:54.240 Now that's the talk number at the station KJOW. We 17 00:00:54.280 --> 00:00:56.799 also have, of course, other people that listen at other 18 00:00:56.840 --> 00:00:59.479 times all over and here's one universal number. You can 19 00:00:59.479 --> 00:01:01.880 call twenty four seven and get through to the show. 20 00:01:01.960 --> 00:01:04.359 We're on the air, or leave a message if we're not, 21 00:01:05.719 --> 00:01:08.439 and then we promise, I mean there's no doubt we 22 00:01:08.519 --> 00:01:12.640 will get absolutely positively back to for those streamings on 23 00:01:12.680 --> 00:01:15.879 the screen. Three oh three Martino three oh three six 24 00:01:16.040 --> 00:01:22.519 two seven eight four six six. So welcome, my partner 25 00:01:22.560 --> 00:01:24.040 in crime. Are you up. 26 00:01:24.359 --> 00:01:27.719 Your camera's not up, but you're I'm here, no camera today, sir. 27 00:01:29.480 --> 00:01:34.719 Oh okay, you're okay, Okay, I imagine, yeah, I'm doing something. 28 00:01:34.920 --> 00:01:35.079 Well. 29 00:01:35.120 --> 00:01:37.040 I don't want people to think the wrong thing, but 30 00:01:37.239 --> 00:01:42.200 you know you're doing something. Does it rhyme with Tubin? Anyway? 31 00:01:42.719 --> 00:01:46.640 So isn't that terrible to have your name associated with that? 32 00:01:47.159 --> 00:01:49.879 Can you imagine his poor kids like in high school? 33 00:01:49.959 --> 00:01:52.480 My god? No, man, hold on. 34 00:01:52.680 --> 00:01:56.159 I was thinking the other day for some reason, or 35 00:01:56.239 --> 00:02:01.439 was it today, of name associations when I said, now, 36 00:02:01.519 --> 00:02:04.920 be honest, I want everyone listening to be honest. When 37 00:02:04.959 --> 00:02:08.919 I said, we fed the Gerbil on the spinning wheel 38 00:02:09.479 --> 00:02:10.719 and we're back up and running. 39 00:02:11.159 --> 00:02:15.800 When I said Gerbil, what celebrity? That guy with the Gerbils? 40 00:02:16.240 --> 00:02:17.919 Where'd you gear? Gear? 41 00:02:18.000 --> 00:02:21.400 That's it, Richard Gear. Isn't that terrible that that may 42 00:02:21.439 --> 00:02:23.439 not even be true? I mean, who the hell knows? 43 00:02:24.080 --> 00:02:28.400 But you're forever associated forever? Okay? So then we said 44 00:02:29.479 --> 00:02:32.159 you know doing it? You know, what I'm saying is 45 00:02:32.199 --> 00:02:36.039 pleasuring yourself. Who do we think of Tubin? So what 46 00:02:36.159 --> 00:02:39.879 I want to know is are there any other names 47 00:02:40.039 --> 00:02:43.560 that strongly associated with things? If you had to say 48 00:02:43.599 --> 00:02:47.360 a name and as an association, what would it be? 49 00:02:48.400 --> 00:02:49.680 What would it be? Think about it? 50 00:02:50.199 --> 00:02:55.240 Any other like really strong associations like that? I think 51 00:02:55.360 --> 00:02:58.439 I would like to be a so like love is 52 00:02:58.919 --> 00:03:00.759 Elon Muskus with anything? 53 00:03:00.879 --> 00:03:01.360 Not really? 54 00:03:02.360 --> 00:03:09.240 Well okay, I mean he's a strong character about adult. Yeah, 55 00:03:10.039 --> 00:03:12.080 but what is the associated I mean evil? 56 00:03:12.240 --> 00:03:15.319 But but there's no one word, right, I mean, well, 57 00:03:15.360 --> 00:03:18.039 I can tell you. I can tell you one what 58 00:03:18.240 --> 00:03:24.439 Janet Jackson? Well, Janet Jackson, get that one at the 59 00:03:24.479 --> 00:03:29.680 super Bowl? Oh? The Booby? Yeah, there is no no 60 00:03:29.719 --> 00:03:31.840 you know what? But I don't know. 61 00:03:31.960 --> 00:03:35.439 That's forever. But that's one of them. How about Bobby 62 00:03:36.120 --> 00:03:39.199 want people? I got a great what how about Bobby Bobbitt? 63 00:03:39.639 --> 00:03:43.759 What Doc? I said? Of course Bobby, I beat you 64 00:03:43.800 --> 00:03:46.000 the mark. That's right, Doc was first. 65 00:03:46.599 --> 00:03:49.960 If you want to get the Bobbitt, that name Bobbitt 66 00:03:50.000 --> 00:03:56.680 will forever be associated with a severed bob member member 67 00:03:56.960 --> 00:04:01.840 if you're allowed to say the people, Tom, of course 68 00:04:01.879 --> 00:04:04.599 you are. But you know what, I've never used the 69 00:04:04.639 --> 00:04:09.199 word member in my life. Do you have anyone ever 70 00:04:09.319 --> 00:04:11.439 use that word in that context? 71 00:04:12.000 --> 00:04:20.759 You're president anyway? Dinger? So what would what's that? Dinger? 72 00:04:21.319 --> 00:04:26.079 Anybody have any strong associations. Oh, I got to have 73 00:04:26.160 --> 00:04:31.920 any strong associations. Brandon, go ahead, Brandon, you know what 74 00:04:32.879 --> 00:04:40.920 you're right? Pressure, that's an F you, Brandon is an 75 00:04:41.000 --> 00:04:41.199 F you? 76 00:04:44.399 --> 00:04:47.000 Dexter? Did you? I want to I want to bring 77 00:04:47.040 --> 00:04:47.319 something on. 78 00:04:47.439 --> 00:04:49.319 First of all, I want people to call with problems, questions, 79 00:04:49.319 --> 00:04:51.560 and complaints of any kind. Three h three seven one 80 00:04:51.639 --> 00:04:53.839 three talks seven one three two five five year calls 81 00:04:53.879 --> 00:04:54.839 always take precedent. 82 00:04:55.120 --> 00:04:56.600 We've recovered already this year. 83 00:04:56.720 --> 00:04:59.959 Listen, uh, it's only February nineteenth, mark, and I remember 84 00:05:00.040 --> 00:05:02.160 we took a few calls. I'm thinking we're up around 85 00:05:02.240 --> 00:05:05.879 three or four hundred thousand already. And cash merchandising changed 86 00:05:05.879 --> 00:05:08.560 this refunds and services maybe not quite that much, maybe 87 00:05:08.560 --> 00:05:11.839 around two hundred. I haven't actually looked at the barometer, 88 00:05:11.920 --> 00:05:12.600 but I'm going to. 89 00:05:13.160 --> 00:05:13.480 Now. 90 00:05:13.839 --> 00:05:16.519 Next thing I want to talk about, Well, we talk 91 00:05:16.560 --> 00:05:20.879 about a lot of things, and the topics are real 92 00:05:21.439 --> 00:05:24.360 and they can help you. But I want to know 93 00:05:24.879 --> 00:05:30.160 if anyone understands this. Here's what's funny. Like the state 94 00:05:30.160 --> 00:05:34.079 of Colorado was just one of the states that got 95 00:05:34.079 --> 00:05:39.680 a settlement from Peiser. Now what was the settlement for 96 00:05:39.680 --> 00:05:44.279 for illegal mind grae mind, excuse me, excuse me, illegal 97 00:05:44.439 --> 00:05:46.600 migrain drug kickbacks. 98 00:05:47.879 --> 00:05:48.879 Now what does that mean? 99 00:05:50.319 --> 00:05:57.120 That means that Peiser was sued by attorneys general and 100 00:05:57.160 --> 00:06:02.120 the federal government, so thirty eight states and the federal 101 00:06:02.160 --> 00:06:09.399 government for paying illegal kickbacks. And it's it's Pfiser. Now 102 00:06:09.439 --> 00:06:13.040 what were they doing. They were paying pharmacists and experts 103 00:06:13.920 --> 00:06:22.160 to prescribe this biohaven nertech, a prescription drug used to 104 00:06:22.240 --> 00:06:23.600 treat migrain headaches. 105 00:06:24.759 --> 00:06:26.199 Okay, why am I bringing this up? 106 00:06:27.240 --> 00:06:33.040 You know, Pheiser was the patron saint of curing and 107 00:06:33.199 --> 00:06:37.120 vaccines and the mRNA and the best of the best 108 00:06:37.160 --> 00:06:39.519 of the best, and they could do no wrong. 109 00:06:40.639 --> 00:06:42.920 I mean Pfeiser, I swear the name. 110 00:06:42.759 --> 00:06:51.199 Pfizer was was godlike among Democrats and liberals, godlike. Yet 111 00:06:51.439 --> 00:06:55.360 if they were you know, there's a saying, if you're 112 00:06:55.759 --> 00:06:58.480 honorable in little things, you're honorable and much or just 113 00:06:58.519 --> 00:07:02.680 the opposite. If you're dishonorable in little things, you're definitely 114 00:07:02.720 --> 00:07:07.560 dishonorable in big things. Both of those sayings come from 115 00:07:07.639 --> 00:07:09.399 the Bible. But I just want to say this. What 116 00:07:09.439 --> 00:07:12.959 it means is this, Obviously, you don't change your character. 117 00:07:13.879 --> 00:07:17.959 So if they're just honest about this and paying kickbacks. 118 00:07:18.680 --> 00:07:21.319 Do we believe maybe, maybe just. 119 00:07:21.360 --> 00:07:25.800 Maybe there were some underhanded stuff going on with the 120 00:07:25.879 --> 00:07:28.360 vaccine or is that impossible? 121 00:07:28.680 --> 00:07:29.439 Do they only? 122 00:07:30.439 --> 00:07:30.639 Yeah? 123 00:07:30.800 --> 00:07:34.319 See, That's the thing it pisses me off, Well, pisses. 124 00:07:33.920 --> 00:07:37.519 Me off is how we don't see the demons when 125 00:07:37.519 --> 00:07:44.399 we need to. We don't see them. We always think, oh, no, 126 00:07:44.560 --> 00:07:49.439 that can't be happening. Do you know that the mr 127 00:07:49.639 --> 00:07:57.000 NA vaccine, you think it stopped covid? COVID was being 128 00:07:57.040 --> 00:08:02.199 stopped on its own. Now, it did help in a 129 00:08:02.240 --> 00:08:07.319 few cases. It did lessen symptoms, we think for those 130 00:08:07.319 --> 00:08:07.839 who took it. 131 00:08:07.920 --> 00:08:09.240 Now, why do I say we think? 132 00:08:10.000 --> 00:08:13.879 Mark, Why do I say in this study they said, 133 00:08:15.000 --> 00:08:18.959 they don't say we think. They said, I don't have 134 00:08:19.000 --> 00:08:20.560 it in front of me, but they said they kind 135 00:08:20.600 --> 00:08:24.439 of get a feeling that the COVID vaccine did lesson symptoms. 136 00:08:24.839 --> 00:08:28.199 Why can't they say that definitively? Do you know why? 137 00:08:28.240 --> 00:08:30.639 Well, they never did any testing on the damn. 138 00:08:30.399 --> 00:08:35.159 Drug Well survey it was really they got around all 139 00:08:35.159 --> 00:08:36.799 the clin No, no, no, you're right about that. 140 00:08:36.960 --> 00:08:40.000 I'm not talking about that. I'm not talking about that part. 141 00:08:40.039 --> 00:08:43.399 I'm talking about this part. The reason they can't say 142 00:08:44.039 --> 00:08:48.080 that it definitely caused a lessening of symptoms is because 143 00:08:48.120 --> 00:08:51.759 when they did a sampling of people, and many of 144 00:08:51.799 --> 00:08:55.679 the people who got the drug, the COVID vaccine had 145 00:08:55.759 --> 00:08:56.720 lesser symptoms. 146 00:08:57.200 --> 00:08:59.559 When they did a blind study, a. 147 00:08:59.480 --> 00:09:01.519 Double blinde I don't know they call it a double mind, 148 00:09:01.519 --> 00:09:03.080 but they had a sample of people who didn't have 149 00:09:03.120 --> 00:09:07.120 the vaccine, and a large percentage of them had lesser 150 00:09:07.159 --> 00:09:12.240 symptoms because no two people reacted to COVID. 151 00:09:12.080 --> 00:09:12.759 The same way. 152 00:09:13.320 --> 00:09:16.200 So when you take a random sampling of people who 153 00:09:16.240 --> 00:09:16.759 never had. 154 00:09:16.639 --> 00:09:19.080 A vaccine and you have a good. 155 00:09:18.879 --> 00:09:22.679 Percentage of them with heavy duty symptoms and a good 156 00:09:22.720 --> 00:09:27.200 percentage of them with hardly any symptoms, what does that 157 00:09:27.240 --> 00:09:32.679 tell you The vaccine has nothing to do with that sampling. Yeah, 158 00:09:32.960 --> 00:09:36.360 so can we say for sure that those who had 159 00:09:36.360 --> 00:09:40.039 the vaccine had lesser symptoms? How can we Because if 160 00:09:40.080 --> 00:09:43.279 you had lesser symptoms, you may have had lesser symptoms 161 00:09:43.360 --> 00:09:46.320 if you didn't have the vaccine. And I want to 162 00:09:46.360 --> 00:09:49.600 know if there are any morons right now, please raise 163 00:09:49.639 --> 00:09:53.519 your hand. If there are any morons right this minute, 164 00:09:53.960 --> 00:09:59.279 please tell me. Don't be ashamed that actually positively, actually 165 00:09:59.399 --> 00:10:05.480 positive lee are taking the mRNA vaccine every year. I 166 00:10:05.639 --> 00:10:07.879 want to talk to someone who does it, and I 167 00:10:07.919 --> 00:10:10.919 want to know why, Okay, I just want to know 168 00:10:10.960 --> 00:10:14.559 why do you trust it? You never had a problem 169 00:10:14.919 --> 00:10:18.039 from the very first time. I only did it once, 170 00:10:18.639 --> 00:10:20.320 and I did I got scared into it. 171 00:10:20.360 --> 00:10:23.159 Mark, did you even do it once or not? I 172 00:10:23.240 --> 00:10:25.639 had the fake one. I'll leave it at that. I 173 00:10:25.679 --> 00:10:28.960 did not have what is it, an mRNA, m DRA whatever. 174 00:10:29.159 --> 00:10:35.639 Yeah, you had the lesser one, MODERNA or whatever. 175 00:10:35.840 --> 00:10:35.919 No. 176 00:10:36.120 --> 00:10:40.759 I had the Johnson and Johnson way way back when, 177 00:10:41.000 --> 00:10:43.480 and that was it. I had one shot, never got 178 00:10:43.480 --> 00:10:48.080 a booster. I was done, brother, anyway. 179 00:10:47.759 --> 00:10:50.360 Three h three, seven to one three talks, seven one three. 180 00:10:50.360 --> 00:10:53.440 I had one in the very beginning, never went back, 181 00:10:53.519 --> 00:10:56.360 never will. They scared the hell out of me. We 182 00:10:56.440 --> 00:10:58.679 got a lot happening right now. I want you to 183 00:10:58.720 --> 00:11:00.639 call if you have a problem, question, complaint. We have 184 00:11:00.679 --> 00:11:02.879 some follow ups coming up as well, and we have 185 00:11:02.919 --> 00:11:05.080 our deputies as you heard Deputy Doc and we have 186 00:11:05.159 --> 00:11:08.559 other deputies on their way and some deputies working remotely, 187 00:11:09.360 --> 00:11:12.240 and we are taking your calls at three oh three, 188 00:11:12.279 --> 00:11:14.120 seven to one three talk or of course three oh 189 00:11:14.159 --> 00:11:17.480 three Martino, three oh three six two seven eight four 190 00:11:17.559 --> 00:11:22.240 sixty six. 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You'll think you're 199 00:11:57.200 --> 00:11:59.679 his only customer when you choose Frank Durand the real 200 00:11:59.759 --> 00:12:02.799 estate Man dot com to list your home with Remax 201 00:12:02.879 --> 00:12:07.840 Alliance three oh three nine two zero sixteen twenty two. 202 00:12:13.639 --> 00:12:19.320 Hi Tom Martine, you're troubleshooter three O three seven one 203 00:12:19.360 --> 00:12:22.759 three talk seven one three eight two five five. I 204 00:12:22.799 --> 00:12:25.480 have a text here and I don't know what it means, 205 00:12:27.000 --> 00:12:27.879 but it says. 206 00:12:27.639 --> 00:12:33.240 Here that why can't you admit that both sides suck? Oh? 207 00:12:33.960 --> 00:12:36.080 I guess it goes back to some of our discussions 208 00:12:36.080 --> 00:12:36.360 we have. 209 00:12:36.879 --> 00:12:38.480 In a way, both sides do suck. 210 00:12:39.440 --> 00:12:42.159 No matter what side you're talking about, there's always some 211 00:12:42.200 --> 00:12:42.919 good and bad. 212 00:12:43.039 --> 00:12:44.960 Well I shouldn't say that, obviously. I'm sorry. 213 00:12:45.080 --> 00:12:48.559 Name one good thing about the the lefty side, please. 214 00:12:50.960 --> 00:12:55.080 Hey, Tom, Okay, one good thing. 215 00:12:55.519 --> 00:12:56.000 I think. 216 00:12:56.399 --> 00:13:00.279 One good thing about the lefty side Joe Biden, the 217 00:13:00.279 --> 00:13:04.440 pro consumer some of the I'm not talking about Joe Biden. 218 00:13:04.440 --> 00:13:06.840 I'm talking about the side in general, not him. I 219 00:13:06.840 --> 00:13:09.399 don't think he did much of anything. Just to be honest, it. 220 00:13:09.399 --> 00:13:09.919 Was fair enough. 221 00:13:09.960 --> 00:13:12.279 I mean, I liked Hey, listen, I like the original 222 00:13:12.279 --> 00:13:15.279 Bill Clinton. Hell, you know, I voted for Obama and 223 00:13:15.519 --> 00:13:16.639 up until so. 224 00:13:16.679 --> 00:13:20.960 What I'm saying is there are obviously, but there are obviously, 225 00:13:21.600 --> 00:13:25.519 I think policies on both sides of the aisle that 226 00:13:25.600 --> 00:13:29.759 have merit. But we tend to be so polarizing right now, 227 00:13:30.360 --> 00:13:33.000 not recognizing anything now lately. I will tell you this 228 00:13:33.440 --> 00:13:36.080 one thing that I think is really stupid, Doc. 229 00:13:36.120 --> 00:13:38.480 I'm sorry for not I will talk to you a. 230 00:13:38.480 --> 00:13:41.480 Second that the one really thing, the thing I don't 231 00:13:41.559 --> 00:13:46.440 understand is when they march out Schumer to criticize Trump's 232 00:13:46.879 --> 00:13:50.960 and and Elon Musk and Doge and all of the 233 00:13:50.960 --> 00:13:54.440 they march him out to talk about how terrible it 234 00:13:54.519 --> 00:13:59.879 is what they're doing. And I can't believe there are 235 00:14:00.120 --> 00:14:05.639 any Americans who believe the waste that we are cutting. 236 00:14:07.279 --> 00:14:07.720 Is wrong. 237 00:14:08.320 --> 00:14:12.000 Well, the government workers, the ones that you know, they 238 00:14:12.039 --> 00:14:14.200 have to actually show up for a job or they're 239 00:14:14.240 --> 00:14:16.519 not going to have a job or pretty upset about it. 240 00:14:16.759 --> 00:14:20.120 So when people out there see anybody marching or doing whatever, 241 00:14:20.480 --> 00:14:23.919 the handful of them, they're all directly affected or they're paid, 242 00:14:25.759 --> 00:14:26.840 just like Oprah was paid. 243 00:14:26.879 --> 00:14:31.120 I want to remind you, like Oprah paid, I want 244 00:14:31.159 --> 00:14:33.759 to remind people they can text me directly and it 245 00:14:33.799 --> 00:14:34.919 comes right to my cell phone. 246 00:14:34.960 --> 00:14:36.000 It really does. By the way. 247 00:14:36.639 --> 00:14:39.519 Seven four seven nine nine nine fifty two eighty. That 248 00:14:39.679 --> 00:14:42.240 is a private line. Now I forward it to myself 249 00:14:42.240 --> 00:14:43.639 so I can turn it off when I need to. 250 00:14:43.679 --> 00:14:46.519 But I haven't had to do that. Seven four seven 251 00:14:47.080 --> 00:14:49.200 nine nine nine fifty two eighty. That was a made 252 00:14:49.240 --> 00:14:52.399 up number when I got a voice Google Voice about 253 00:14:52.399 --> 00:14:55.320 to fifteen twenty years ago. Whenever it was seven four 254 00:14:55.360 --> 00:14:58.879 seven nine nine nine fifty two eighty. And you can 255 00:14:58.919 --> 00:15:01.759 also text me there if you want to inquire about 256 00:15:02.000 --> 00:15:06.720 Wave eight Financial or wealth management Wave eight wealth Management. 257 00:15:06.720 --> 00:15:08.639 I've got some good news to announce about that, by 258 00:15:08.679 --> 00:15:08.960 the way. 259 00:15:10.759 --> 00:15:15.360 About with the partnership with Vestera Turnkey. But right now 260 00:15:15.679 --> 00:15:19.799 I digress. Let's talk about the text I'm getting. Tom 261 00:15:20.559 --> 00:15:23.559 ask Mark, I don't know why. Why is Mark the 262 00:15:23.600 --> 00:15:26.840 car expert? Ask Mark if he would lease a car 263 00:15:28.279 --> 00:15:29.519 at this point in his life? 264 00:15:30.080 --> 00:15:36.679 Mark? Hell no? Okay your reasoning? Why would you say? 265 00:15:36.679 --> 00:15:36.960 Hell no? 266 00:15:37.039 --> 00:15:39.799 Though? Mark? Simple miles for you? 267 00:15:40.679 --> 00:15:44.039 But you know, economically and almost almost forty thousand on 268 00:15:44.159 --> 00:15:46.799 the Tesla in no, you know you're running mine. 269 00:15:46.879 --> 00:15:47.639 Of course you're right. 270 00:15:48.200 --> 00:15:52.399 But let's talk about the concept, the concept of paying 271 00:15:52.440 --> 00:15:56.039 for only what you use. If you could live now, 272 00:15:56.120 --> 00:15:59.039 let me give you some caveats. Here are some conditions Mark, 273 00:15:59.480 --> 00:16:03.159 if you live within the terms and conditions, meaning, if 274 00:16:03.200 --> 00:16:05.840 it's a three year you'll keep it definitely for three years. 275 00:16:06.440 --> 00:16:09.679 The mileage you can definitely stay within the mileage. Would 276 00:16:09.759 --> 00:16:11.799 you do it for preservation of capital? 277 00:16:12.639 --> 00:16:12.840 No? 278 00:16:12.960 --> 00:16:15.240 Because the main reason now, if we get rid of 279 00:16:15.279 --> 00:16:19.440 the mileage thing. You know, if technology changes enough in 280 00:16:19.480 --> 00:16:21.480 two years, I'm gonna want to get rid of that 281 00:16:21.559 --> 00:16:22.480 car and get a new one. 282 00:16:24.279 --> 00:16:27.720 Okay, So you don't want any bounds on what you 283 00:16:27.799 --> 00:16:32.120 can do as far as liquidation or mileage or anything. 284 00:16:32.399 --> 00:16:34.639 Yeah, I'd end up being stuck with two payments or 285 00:16:34.679 --> 00:16:35.559 a car I don't like. 286 00:16:37.360 --> 00:16:40.480 So what you're saying is with a lease, you must 287 00:16:40.519 --> 00:16:43.559 abide by the terms and conditions or it can sting. 288 00:16:43.600 --> 00:16:48.279 You absolutely positively correct, You're right, and in a way, 289 00:16:49.000 --> 00:16:53.000 you are truly agreeing with the lease or the less ore, 290 00:16:54.039 --> 00:16:57.960 and you're the lease. See you're agreeing that they own 291 00:16:58.039 --> 00:17:01.759 the car, and you are going to abide by their conditions. 292 00:17:01.799 --> 00:17:06.599 It's it's it's a vacation car by owner or or 293 00:17:06.640 --> 00:17:09.720 you know, or a car by owner by and the 294 00:17:09.759 --> 00:17:11.200 owner being the less ore. 295 00:17:11.880 --> 00:17:15.000 Three oh three seven one three eight five. Wouldn't you 296 00:17:16.319 --> 00:17:19.640 the same stuff though? Would you? Would you? Actually you've 297 00:17:19.680 --> 00:17:23.359 been talking about leasing one. I don't. I don't think 298 00:17:23.400 --> 00:17:25.240 it's good. There's a reason, Mark, I don't know. 299 00:17:26.000 --> 00:17:28.160 There there's a real Let me explain for me. Let 300 00:17:28.160 --> 00:17:31.759 me explain why. When when I look at capital and 301 00:17:32.079 --> 00:17:33.920 I'm just going to say this, I know people knowing. 302 00:17:34.000 --> 00:17:35.559 Look, look, I've worked hard all my life. 303 00:17:36.039 --> 00:17:39.720 Sometimes I've I've had one hundred grand or more tied 304 00:17:39.799 --> 00:17:42.880 up in a car, literally tied up, cash done. The 305 00:17:42.920 --> 00:17:46.640 car's paid for now, the car is going to depreciate, 306 00:17:46.680 --> 00:17:48.880 and at the end I'm going to have whatever it's worth, 307 00:17:49.519 --> 00:17:53.799 but it depreciates a lot. I usually end up selling 308 00:17:53.839 --> 00:17:56.279 the car, buying a new one, putting another hunk of 309 00:17:56.359 --> 00:18:00.839 chunk of cash in there. So I am at a 310 00:18:00.880 --> 00:18:04.519 point in my life not everyone is, where capital is 311 00:18:04.559 --> 00:18:09.799 more important to me than monthly outlays. I can pie, 312 00:18:09.880 --> 00:18:11.400 I can get a car and say, you know what, 313 00:18:11.480 --> 00:18:14.400 this Tesla or this g Wagon or this Beamer or 314 00:18:14.440 --> 00:18:18.480 this whatever it is, I'm only going to use it at. 315 00:18:18.279 --> 00:18:20.039 This point in my life. Mark, I'm talking. 316 00:18:20.519 --> 00:18:22.880 I only drive ten thousand miles a year, so let 317 00:18:22.880 --> 00:18:26.359 me put twelve on it. Whatever I want it for. 318 00:18:26.680 --> 00:18:29.599 I get tired of cars in three years. I can 319 00:18:29.680 --> 00:18:32.720 keep a car three years easily. So here's the point. 320 00:18:32.960 --> 00:18:34.519 If I'm going to keep a car for three years 321 00:18:34.559 --> 00:18:36.400 and put a certain number of miles on it, and 322 00:18:36.440 --> 00:18:38.960 they guarantee me the price coming out of it so 323 00:18:39.000 --> 00:18:41.240 I don't have it, I don't lose a dime. Then 324 00:18:41.319 --> 00:18:45.079 I've simply made monthly payments on the part I'm using. 325 00:18:45.359 --> 00:18:45.880 That's all. 326 00:18:46.240 --> 00:18:49.000 It's it's I get the car, I make the payments, 327 00:18:49.160 --> 00:18:50.200 I turn the car back. 328 00:18:50.519 --> 00:18:52.079 But I even could buy it if I want, but 329 00:18:52.160 --> 00:18:54.599 I'm not. Let's just say I turn it back. Now. 330 00:18:54.640 --> 00:18:57.039 What I have done, though, is kept that one hundred 331 00:18:57.119 --> 00:19:00.400 or one hundred and fifty grand. I've kept it for 332 00:19:00.519 --> 00:19:04.400 that entire time, and I've made money with it. So 333 00:19:04.759 --> 00:19:08.400 it makes a lot of sense for me because capital and. 334 00:19:10.000 --> 00:19:14.119 I use of capital is what I'm talking about. Now. 335 00:19:14.160 --> 00:19:19.039 I'm not saying that's going to work for everyone. It won't. 336 00:19:19.359 --> 00:19:23.039 There are times that people, first of all, they will 337 00:19:23.039 --> 00:19:25.559 take a thirty or forty grand car and pay it off, 338 00:19:25.880 --> 00:19:28.480 and then they will sell it at the optimum time, 339 00:19:28.559 --> 00:19:29.839 get most of that money back. 340 00:19:30.160 --> 00:19:31.319 And if they. 341 00:19:31.240 --> 00:19:33.960 Lose ten grand, let's say, and they amortize that over 342 00:19:34.039 --> 00:19:36.039 the three years they had it, it cost them three 343 00:19:36.039 --> 00:19:38.440 thousand dollars a year or about whatever. 344 00:19:38.519 --> 00:19:39.519 It just didn't cost. 345 00:19:39.400 --> 00:19:42.359 Them that much money. I mean, you know, it's all 346 00:19:42.400 --> 00:19:44.920 in the math. It's all in the math. And the 347 00:19:44.960 --> 00:19:47.319 way Mark has been doing it because he puts milage 348 00:19:47.319 --> 00:19:49.920 on it, he gets it right before it's going out 349 00:19:49.960 --> 00:19:51.000 of warranty. 350 00:19:51.039 --> 00:19:52.599 I've watched him time and time again. 351 00:19:52.839 --> 00:19:55.880 He'll pay cash, get the car, use the car gently, 352 00:19:56.079 --> 00:19:59.480 keeping great condition. He sells it just before the warranty's up, 353 00:19:59.680 --> 00:20:01.880 and and he can sell it with a full warranty, 354 00:20:02.160 --> 00:20:04.559 even though there's a mileage on it. People buy it, 355 00:20:05.000 --> 00:20:07.720 and he does lose a little, but not much, and 356 00:20:07.759 --> 00:20:10.720 then he takes and then invests. So let's say he 357 00:20:10.839 --> 00:20:15.079 loses over two or three years, he loses a few grand. 358 00:20:15.279 --> 00:20:18.440 If you admortize that monthly, that's a pretty cheap damn 359 00:20:18.480 --> 00:20:19.160 car he had. 360 00:20:19.759 --> 00:20:20.720 I get it. 361 00:20:20.720 --> 00:20:23.519 It's all in the math, wouldn't you agree. I don't 362 00:20:23.559 --> 00:20:24.440 think there's one. 363 00:20:24.279 --> 00:20:26.400 Over the other. Yeah. 364 00:20:26.440 --> 00:20:31.119 So it depends on your life at the time. But 365 00:20:31.279 --> 00:20:34.559 don't ever. And this is something people do, and usually 366 00:20:34.599 --> 00:20:37.000 young people want to talk themselves into something. 367 00:20:37.279 --> 00:20:38.160 And I've seen it. 368 00:20:38.079 --> 00:20:43.519 Happen where they say, but Tom, it's an investment. 369 00:20:44.880 --> 00:20:45.960 I'm going to tell you something. 370 00:20:46.839 --> 00:20:52.440 Maybe one tenth of one percent of any car you buy. 371 00:20:53.839 --> 00:20:54.920 Will be an investment. 372 00:20:55.759 --> 00:20:59.960 It's got an If it is an investment, it's not transportation. 373 00:21:01.359 --> 00:21:03.759 It's something you ooh and aw about and you look at. 374 00:21:04.960 --> 00:21:08.799 But don't look at your transportation as an investment. 375 00:21:09.079 --> 00:21:12.319 Don't do it. Don't do it. And I'm going to 376 00:21:12.400 --> 00:21:13.200 tell you something else. 377 00:21:13.400 --> 00:21:16.000 If you want to build wealth, you don't look at 378 00:21:16.079 --> 00:21:20.559 transportation as an investment. And you don't look at a 379 00:21:20.680 --> 00:21:26.640 house as a suit of status. Now you don't want 380 00:21:26.680 --> 00:21:28.680 a piece of crap house. You want a beautiful home. 381 00:21:29.200 --> 00:21:31.519 But you would be shocked at how many people have 382 00:21:31.640 --> 00:21:34.680 ten times at the house they need or they're empty 383 00:21:34.720 --> 00:21:38.240 nesters and they just don't need it. Now they want it. 384 00:21:38.559 --> 00:21:40.640 They want to have a little status. There's nothing wrong 385 00:21:40.680 --> 00:21:43.640 with that, to have a beautiful home, to have some land, 386 00:21:43.720 --> 00:21:44.759 especially if you love it. 387 00:21:45.279 --> 00:21:47.319 But I'm saying, don't do it just for that so 388 00:21:47.440 --> 00:21:48.799 many of us, And. 389 00:21:48.799 --> 00:21:51.759 God, I wish I could have just realized this earlier 390 00:21:51.759 --> 00:21:56.319 in life. I realized it maybe twenty years ago. I 391 00:21:56.359 --> 00:21:59.960 was around fifty so something, and I started winding down 392 00:22:00.599 --> 00:22:02.240 and I was living a lot. 393 00:22:02.279 --> 00:22:03.759 And this is a real admission. 394 00:22:04.160 --> 00:22:07.400 And I think if we really, truly, truly, truly, truly 395 00:22:08.039 --> 00:22:14.240 look inwardly, we many times, as consumers, live for others. 396 00:22:14.680 --> 00:22:18.279 We truly buy things for two reasons. One, yeah, we 397 00:22:18.319 --> 00:22:23.200 want them, but two what they say about us. Because 398 00:22:23.359 --> 00:22:26.000 if that wasn't the case, there would. 399 00:22:26.119 --> 00:22:28.839 Never, ever, ever, ever be. 400 00:22:28.839 --> 00:22:32.200 A reason to have a Rolex versus an Apple Watch. 401 00:22:33.839 --> 00:22:35.799 I'm Tom Martino three O three seven to one three 402 00:22:35.799 --> 00:22:39.440 talk speaking of deals, waterpros dot net. I gotta call 403 00:22:39.440 --> 00:22:42.000 Paul the waterman. I wonder if he's extending that sale. 404 00:22:42.279 --> 00:22:45.039 I'm gonna call him. But that sale I'm talking about 405 00:22:45.119 --> 00:22:46.720 thirty one ninety five for a whole house. 406 00:22:46.880 --> 00:22:48.400 Tell him, tell him to extend it for you. 407 00:22:48.440 --> 00:22:50.480 If you call today, tell him I asked him to 408 00:22:50.880 --> 00:22:53.920 thirty one ninety five. That's a whole house system for 409 00:22:54.000 --> 00:22:57.640 softening and conditioning, getting rid of the forever chemicals. Plus 410 00:22:57.920 --> 00:23:01.240 he will throw in a reverse osmosis rinking water a 411 00:23:01.319 --> 00:23:04.400 fountain at the kitchen. Sing now, this is an incredible deal, 412 00:23:04.440 --> 00:23:07.440 even for him. Plumbers would start these at fifteen grand. 413 00:23:07.839 --> 00:23:09.799 Water pros on that three oh three eight sixty two 414 00:23:09.880 --> 00:23:16.920 five five five four. Go with a sure thing Denver's 415 00:23:16.960 --> 00:23:19.880 best roofer Excel Roofing dot com. You don't pay a 416 00:23:19.960 --> 00:23:26.440 cent until you're contents. Time for an insurance check up free, 417 00:23:26.519 --> 00:23:30.240 no obligation. In comparison, call Compass Insurance paying too much 418 00:23:30.359 --> 00:23:33.319 your coverage at dozens of insurance companies find out now 419 00:23:33.400 --> 00:23:35.680 three oh three seven to seven to one help. You'll 420 00:23:35.680 --> 00:23:38.440 think you're his only customer when you choose Frank Durand 421 00:23:38.440 --> 00:23:40.880 the real estate Man dot com to list your home 422 00:23:41.119 --> 00:23:44.279 with Remax Alliance three oh three nine two zero sixteen 423 00:23:44.319 --> 00:23:51.359 twenty two. Hey, I'm Tom Martine. What's going on in 424 00:23:51.359 --> 00:23:53.880 your life? Three O three seven one three dogs seven 425 00:23:53.920 --> 00:23:56.039 one three eight two five five eight. 426 00:23:55.839 --> 00:23:57.160 Eight eight Heating dot Com? 427 00:23:57.319 --> 00:23:59.039 You can call them with all this cold and stuff 428 00:23:59.039 --> 00:24:01.519 if you're if you're since getting older. They guarantee the 429 00:24:01.559 --> 00:24:03.640 lowest prices for high efficiency units. 430 00:24:04.200 --> 00:24:06.039 They do, by the way, and you can believe them. 431 00:24:06.160 --> 00:24:08.599 Hey, Thomas Price three or three seven seven zero two 432 00:24:08.680 --> 00:24:11.079 seven seven six, Doc, what's going on. 433 00:24:11.079 --> 00:24:12.000 You talk about people? 434 00:24:12.039 --> 00:24:16.319 I get my boosts every year because I I think. 435 00:24:16.160 --> 00:24:18.799 People who have had as severe. 436 00:24:20.559 --> 00:24:24.319 COVID infections as I had, it makes sense to do 437 00:24:24.359 --> 00:24:27.039 anything that could reduce the symptoms if you are to 438 00:24:27.079 --> 00:24:27.680 get it again. 439 00:24:29.400 --> 00:24:32.440 But do you believe that it reduces symptoms? 440 00:24:32.519 --> 00:24:37.799 I do, Okay, I don't have enough knowledge. I don't 441 00:24:37.839 --> 00:24:40.440 have enough knowledge to know them. I mean, but really, 442 00:24:40.480 --> 00:24:42.960 if you do think about it, then it is not 443 00:24:43.119 --> 00:24:43.880 a vaccination. 444 00:24:44.079 --> 00:24:45.960 It's a pre treatment exactly. 445 00:24:47.960 --> 00:24:52.079 And they also claim where I looked it up, that 446 00:24:52.240 --> 00:24:54.079 it makes you less contagious. 447 00:24:54.400 --> 00:24:55.839 Now how would that work, Doc? 448 00:24:57.920 --> 00:25:01.799 I guess anything that reduces the number of viral particles 449 00:25:01.839 --> 00:25:04.119 could make you less less contagious. 450 00:25:07.119 --> 00:25:10.160 Okay, So if you have less of a load, you 451 00:25:10.200 --> 00:25:17.000 have less to shed. Absolutely, So what is your standing 452 00:25:17.039 --> 00:25:20.079 on that? Then the mRNA as a technology, do you 453 00:25:20.200 --> 00:25:20.480 like it? 454 00:25:21.240 --> 00:25:21.440 Yeah? 455 00:25:21.519 --> 00:25:23.799 I think it needs more research, but I think the 456 00:25:23.839 --> 00:25:26.200 basic idea is pretty good. 457 00:25:27.160 --> 00:25:29.519 But the basic idea, by the way, when people when 458 00:25:29.519 --> 00:25:34.519 people say it alters your your genetic makeup, it really doesn't. 459 00:25:34.799 --> 00:25:36.079 I mean it really doesn't. Okay. 460 00:25:36.160 --> 00:25:38.240 I mean I don't like it, but it doesn't alter 461 00:25:38.359 --> 00:25:43.000 your genetic makeup. It makes as I understand it, correct 462 00:25:43.000 --> 00:25:46.599 me if I'm wrong. It keys your body to look 463 00:25:46.640 --> 00:25:50.559 for precursors of a virus way before they become a virus. 464 00:25:50.759 --> 00:25:53.240 True, that's my understanding as well. 465 00:25:56.680 --> 00:26:02.000 Okay, So these precursors that occur, can they occur? This 466 00:26:02.039 --> 00:26:07.400 is what I've always wondered with other viruses? Does does 467 00:26:07.400 --> 00:26:10.119 it help with other viruses? Because if truly that's what 468 00:26:10.200 --> 00:26:10.960 it does. 469 00:26:11.680 --> 00:26:12.400 Then. 470 00:26:13.599 --> 00:26:18.119 You know what I'm saying. Does am I making sense? Unfortunately? 471 00:26:18.200 --> 00:26:18.480 Yes? 472 00:26:20.240 --> 00:26:28.920 Okay, So it could help detect other viruses and and 473 00:26:29.000 --> 00:26:33.000 I mean when I say detect, your body could be 474 00:26:33.079 --> 00:26:37.759 picking up other viruses, not just COVID and producing antibodies. 475 00:26:37.880 --> 00:26:40.319 I mean, if that technology is truly what it says, 476 00:26:41.640 --> 00:26:42.599 the other thing is this. 477 00:26:44.559 --> 00:26:47.440 I one thing that pissed me off about COVID back 478 00:26:47.480 --> 00:26:48.079 in the day. 479 00:26:47.920 --> 00:26:49.640 And I was blowing the whistle on this, and it 480 00:26:49.680 --> 00:26:54.039 turned out to be true. When they do normal virus scannings, 481 00:26:54.480 --> 00:26:57.680 they would take some particles DOC and they would scan 482 00:26:58.440 --> 00:27:00.880 I don't remember, like I was so deep into it 483 00:27:00.920 --> 00:27:03.400 back then, but they would scan it like four times 484 00:27:03.519 --> 00:27:05.039 or something, and if. 485 00:27:04.880 --> 00:27:06.359 It didn't show up, they just stopped. 486 00:27:06.680 --> 00:27:09.160 But then what they did with COVID, it was they 487 00:27:09.440 --> 00:27:13.160 started doing sixteen and then thirty two and sixty four 488 00:27:13.200 --> 00:27:15.680 and then finally one hundred and twenty eight times they 489 00:27:15.720 --> 00:27:19.039 would scan it and if a little minute particle showed up, 490 00:27:19.039 --> 00:27:20.079 they said, you're infected. 491 00:27:20.279 --> 00:27:21.680 Do you remember what I'm talking about? 492 00:27:21.960 --> 00:27:25.880 Like when they were screening, they manipulated the screening to 493 00:27:25.960 --> 00:27:27.160 show the numbers going up. 494 00:27:27.319 --> 00:27:27.480 Right. 495 00:27:27.759 --> 00:27:32.000 Not only did they manipulate the screening, guys, they also 496 00:27:32.039 --> 00:27:35.920 manipulated the death from COVID. You could dive from getting 497 00:27:36.000 --> 00:27:38.079 hit by a car, and if you had COVID, they 498 00:27:38.119 --> 00:27:39.359 called it a COVID death. 499 00:27:40.119 --> 00:27:44.279 That's absolutely and Mark I had first hand, well not 500 00:27:44.440 --> 00:27:45.039 first hand. 501 00:27:45.359 --> 00:27:46.119 I didn't die from it. 502 00:27:46.640 --> 00:27:49.960 I had a first hand experience with this with a relative. 503 00:27:50.480 --> 00:27:53.799 I swear to God, I remember the day he left 504 00:27:53.839 --> 00:27:59.839 a voicemail. So he drank. He drank like a fish. 505 00:28:00.079 --> 00:28:03.119 He was hooked on pain meds. He has cirrhosis of 506 00:28:03.160 --> 00:28:08.880 the liver, hepatitis, and a host of other things, honest 507 00:28:08.920 --> 00:28:14.799 to God, in the hospital, alcoholic drug addict, cirrhosis, Oh, 508 00:28:15.000 --> 00:28:18.319 some kind of breathing problem way before COVID, Like what 509 00:28:18.319 --> 00:28:25.000 do they call that when YOU'REPD, when you're big and fat, 510 00:28:25.920 --> 00:28:29.279 well whatever, that means failure to cope basically with your lungs. 511 00:28:29.359 --> 00:28:29.519 Right. 512 00:28:30.160 --> 00:28:34.319 Anyway, he had all of that and he falls asleep 513 00:28:34.359 --> 00:28:38.079 in death while in the hospital, and they tested him 514 00:28:38.640 --> 00:28:40.839 and found he had COVID and that was the cause 515 00:28:40.880 --> 00:28:45.279 of death. Now, that is the most ridiculous thing. Why 516 00:28:45.279 --> 00:28:47.319 did we put up with that though? And why to 517 00:28:47.400 --> 00:28:52.079 this day do people still put up with it? Why 518 00:28:52.119 --> 00:28:54.759 do they not get pissed off? Well, I think, why 519 00:28:54.759 --> 00:28:57.319 aren't they looking for Fauci's head on a stick? 520 00:28:57.519 --> 00:28:57.960 Go ahead? 521 00:28:58.079 --> 00:29:02.240 I think at the time it was panic mode. Here 522 00:29:02.319 --> 00:29:06.799 was this disease that was truly a pandemic, and they 523 00:29:06.839 --> 00:29:09.440 didn't know how to deal with it, and so much 524 00:29:09.440 --> 00:29:13.119 of it was public relations and politics, that they had 525 00:29:13.160 --> 00:29:15.680 to look like they were doing something, And I think 526 00:29:15.720 --> 00:29:17.720 that that, to me, was a large part of it, 527 00:29:18.119 --> 00:29:22.160 that they were forced politically to come up with something 528 00:29:22.480 --> 00:29:26.200 to show that the government and the administration was aware 529 00:29:26.240 --> 00:29:28.279 of it and trying to help the citizens. 530 00:29:31.640 --> 00:29:34.319 You don't feel there was anything dastardly about it. You 531 00:29:34.359 --> 00:29:37.240 don't think it was a control thing or anything like that. No, 532 00:29:37.519 --> 00:29:41.240 I mean, I don't know. You know, there are so 533 00:29:41.359 --> 00:29:43.759 many theories. First of all, I don't believe it was 534 00:29:43.799 --> 00:29:47.279 done intentionally, Okay, I think we can dispel that. You know, 535 00:29:47.359 --> 00:29:51.000 they called the plandemic. Do you think it was done intentionally? 536 00:29:51.000 --> 00:29:54.039 Anybody listening? I mean, truly, I don't think it was 537 00:29:54.039 --> 00:29:58.039 done intentionally. I think it was a leak. Why were 538 00:29:58.079 --> 00:30:01.319 they experimenting with it though, That's what I want. That's 539 00:30:01.359 --> 00:30:03.559 the part that no one ever tells us. Why were 540 00:30:03.559 --> 00:30:05.000 they experimenting. 541 00:30:04.400 --> 00:30:04.759 With it. 542 00:30:06.359 --> 00:30:07.559 For it to leak to begin with? 543 00:30:08.160 --> 00:30:12.920 I think it was for warfare, But in any case, 544 00:30:13.640 --> 00:30:19.200 once it leaked, Okay, do you believe truly that they 545 00:30:19.240 --> 00:30:22.440 took advantage of it just to control the population? 546 00:30:23.640 --> 00:30:24.559 Do you think that, mark? 547 00:30:24.839 --> 00:30:27.720 I mean, obviously they were using it for control, but 548 00:30:27.880 --> 00:30:33.319 I don't know if it was a concerted, planned effort, yeah, I. 549 00:30:33.240 --> 00:30:34.599 Think it would. I don't think. 550 00:30:34.720 --> 00:30:37.559 I don't think anybody released it on purpose. I think 551 00:30:37.599 --> 00:30:40.119 it came out of that lab, which by the way, 552 00:30:40.160 --> 00:30:43.319 we funded, and I think once it was here or 553 00:30:43.359 --> 00:30:46.400 they definitely used it as an excuse. My god, they 554 00:30:46.400 --> 00:30:48.799 said either get this shot or you got to quit 555 00:30:48.839 --> 00:30:51.319 your job. You can't fly, you can't go to a concert, 556 00:30:51.519 --> 00:30:53.920 you get kicked out of the army or kicked out 557 00:30:53.960 --> 00:30:56.400 of government in general. I don't know what else you 558 00:30:56.440 --> 00:30:58.240 would call that, but pure control. 559 00:30:59.799 --> 00:31:04.720 Well it was control, but I'm saying that wasn't the reason. 560 00:31:05.279 --> 00:31:06.000 I don't think. 561 00:31:06.240 --> 00:31:09.759 Then they started pushing the woke agenda. Maybe woke's not 562 00:31:09.880 --> 00:31:13.960 the proper word, but the you know, the the transgender 563 00:31:14.000 --> 00:31:15.200 and all this other stuff. 564 00:31:15.279 --> 00:31:17.119 You had to say to me, what did that have 565 00:31:17.200 --> 00:31:19.400 to do? What did that have to do with COVID? 566 00:31:19.400 --> 00:31:22.720 Do you think I don't see a connection there? I 567 00:31:22.759 --> 00:31:25.839 don't know, man, I help me make that connection. 568 00:31:26.000 --> 00:31:28.119 Well, I mean, the whole connection is you were talking 569 00:31:28.119 --> 00:31:31.720 about a power play. They seem to start pushing everything 570 00:31:31.759 --> 00:31:32.640 at the same time. 571 00:31:34.319 --> 00:31:38.599 Okay, I okay, hold on, hold on, I think I 572 00:31:38.640 --> 00:31:40.799 know what you're saying, because when they started doing the 573 00:31:40.799 --> 00:31:44.279 rent controls and all these executive orders for weird things, they. 574 00:31:44.200 --> 00:31:44.759 Did every art. 575 00:31:45.160 --> 00:31:47.079 If you were a landlord, you could have a bum 576 00:31:47.160 --> 00:31:50.440 living in your house for over a year not paying anything, 577 00:31:50.440 --> 00:31:52.119 and there wasn't a damn thing you could do. 578 00:31:55.000 --> 00:32:00.839 You're right, you're right, And it really, it really brought 579 00:32:00.839 --> 00:32:04.359 out the absurdity of government trying to help when they 580 00:32:04.359 --> 00:32:07.240 were hurting people. You know, we did get through that 581 00:32:07.319 --> 00:32:11.480 period were their mass evictions? I mean, whatever did happen? 582 00:32:11.680 --> 00:32:13.880 Do you know, Mark, I didn't even realize this. I 583 00:32:13.920 --> 00:32:16.119 got to take a break, I got I do Did 584 00:32:16.160 --> 00:32:20.200 you realize there were people getting COVID aid up until 585 00:32:20.759 --> 00:32:24.079 the end of twenty twenty four. Yeah, if it's longer, 586 00:32:24.119 --> 00:32:26.599 they were still they're still getting cash. 587 00:32:26.799 --> 00:32:27.640 Got more coming up? 588 00:32:31.920 --> 00:32:35.160 Go with a sure thing Denver's Best roofer Excel Roofing 589 00:32:35.279 --> 00:32:37.920 dot com. You don't pay a cent until you're content. 590 00:32:41.279 --> 00:32:44.480 Time for an insurance check up free, no obligation. In comparison, 591 00:32:44.599 --> 00:32:48.160 call Compass insurance paying too much your coverage at dozens 592 00:32:48.200 --> 00:32:50.920 of insurance companies find out now three all three seven 593 00:32:50.960 --> 00:32:53.279 to seven to one help. You'll think you're his only 594 00:32:53.359 --> 00:32:55.839 customer when you choose Frank durand the real estate man 595 00:32:55.880 --> 00:32:59.319 dot Com to list your home with Remax Alliance three 596 00:32:59.480 --> 00:33:03.440 three nine zero sixteen twenty two col shooter Tom Martino 597 00:33:03.519 --> 00:33:05.880 here three all three seven one three talks seven one 598 00:33:05.920 --> 00:33:08.759 three eight two five five. We don't have too much 599 00:33:08.799 --> 00:33:14.240 time in this hour, but it was very very I 600 00:33:14.279 --> 00:33:16.839 love it. I mean it was really important the things 601 00:33:16.880 --> 00:33:18.359 we're talking about. And I know a lot of people 602 00:33:18.359 --> 00:33:20.480 say I don't get political. A lot of these things 603 00:33:20.559 --> 00:33:26.480 are direct to the bottom line and direct to our pocketbook, 604 00:33:26.519 --> 00:33:31.759 and it means a lot. Now, Tom Co morbidity during COVID, 605 00:33:31.799 --> 00:33:32.599 this is a text. 606 00:33:33.640 --> 00:33:35.440 They changed the terminology to. 607 00:33:35.519 --> 00:33:39.400 COVID related so as opposed, so if you had COVID 608 00:33:39.440 --> 00:33:43.799 with anything else, they called it COVID related. Thank god 609 00:33:43.839 --> 00:33:49.079 for doctor Fauci saving us from time from the time 610 00:33:49.160 --> 00:33:52.640 Trump told everyone COVID would go away like a cold 611 00:33:53.640 --> 00:33:54.920 if we swallowed bleach. 612 00:33:55.319 --> 00:34:00.680 Does any okay? Monty Monty's Mark Monty. 613 00:34:00.480 --> 00:34:04.599 Texts almost every day something about he just loves Biden, 614 00:34:04.720 --> 00:34:09.519 he loves the Democrats, he hates Trump. Trump never actually 615 00:34:09.639 --> 00:34:11.199 said to swallow bleach. 616 00:34:11.239 --> 00:34:13.079 Ever, he was making a joke. 617 00:34:13.519 --> 00:34:16.079 He was saying, look, you know, if bleach kills it, 618 00:34:16.119 --> 00:34:18.280 why don't we just drink bleach or something? I forget 619 00:34:18.280 --> 00:34:22.639 what it was, but he never actually advocated bleach. More 620 00:34:22.679 --> 00:34:27.239 coming up, go with a sure thing Denver's best rufer 621 00:34:27.360 --> 00:34:28.880 Excel Roofing dot com. 622 00:34:28.920 --> 00:34:34.360 You don't pay a cent until you're contenth. 623 00:34:34.280 --> 00:34:37.480 Time for an insurance checkup free, no obligation in comparison, 624 00:34:37.599 --> 00:34:41.159 call Compass Insurance. Pay too much your coverage at dozens 625 00:34:41.199 --> 00:34:43.920 of insurance companies find out now three O three seven 626 00:34:44.039 --> 00:34:46.840 seven to one help. You'll think you're his only customer 627 00:34:46.880 --> 00:34:49.119 when you choose Frank durand the real estate Man dot 628 00:34:49.159 --> 00:34:52.440 com to list your home with Remax Alliance three oh 629 00:34:52.519 --> 00:35:00.519 three nine two zero sixteen twenty two ripped. 630 00:35:02.400 --> 00:35:08.719 You need advice so you don't have come running. Just 631 00:35:08.800 --> 00:35:10.039 as fast as we can. 632 00:35:11.320 --> 00:35:12.639 Shooter's gonna help. 633 00:35:12.920 --> 00:35:15.679 Come man, This is. 634 00:35:15.639 --> 00:35:16.960 The Troubleshooter Show. 635 00:35:17.599 --> 00:35:21.519 No Tom Martine, Hello. 636 00:35:21.280 --> 00:35:24.320 Out Tom Martino here, Welcome to the show. We're here 637 00:35:24.360 --> 00:35:26.840 to help you solve problems, answer the question, take complaints, 638 00:35:26.840 --> 00:35:28.639 the things that tick you off, the things that make 639 00:35:28.719 --> 00:35:29.159 you tick. 640 00:35:29.480 --> 00:35:31.079 That's what we do each and every day. 641 00:35:31.320 --> 00:35:35.480 Listen, here's what I know if you have a problem, 642 00:35:36.079 --> 00:35:41.199 it's always best to discuss it in the beginning, always. 643 00:35:40.920 --> 00:35:41.440 No matter what. 644 00:35:42.639 --> 00:35:45.039 Even if you don't have a real problem, we can 645 00:35:45.079 --> 00:35:45.639 discern that. 646 00:35:47.079 --> 00:35:48.400 Or if you have. 647 00:35:49.679 --> 00:35:52.800 A problem that we can help with, or we can 648 00:35:52.840 --> 00:35:53.840 tell you what to do. 649 00:35:54.639 --> 00:35:56.079 What is the problem? Everything? 650 00:35:56.639 --> 00:35:59.440 Buying, selling, when to buy, why to buy, where to buy, 651 00:35:59.440 --> 00:36:02.079 how to buy? What happens if you're ripped off, lie 652 00:36:02.079 --> 00:36:05.840 to cheated, exaggerated? What do you do about it? What 653 00:36:05.960 --> 00:36:10.280 rights you have? What about car accidents? What about work 654 00:36:10.320 --> 00:36:13.239 related stuff? Anything? Anything? 655 00:36:13.280 --> 00:36:14.920 We've handled everything. 656 00:36:16.400 --> 00:36:19.119 So if you're having problems where you need financial advice, 657 00:36:19.159 --> 00:36:23.840 consumer advice on anything, give us a call. As I said, 658 00:36:24.159 --> 00:36:28.320 forty five years going strong right Denver. I think I 659 00:36:28.440 --> 00:36:30.880 have fifty years in the business if you count outside 660 00:36:30.920 --> 00:36:33.039 of Denver as well. I came here. I think i'd 661 00:36:33.079 --> 00:36:34.840 been in the business six years when I got here 662 00:36:36.559 --> 00:36:40.280 three three seven to one, three eight, two five five, 663 00:36:41.519 --> 00:36:46.519 we were talking about people being declared dead from COVID. 664 00:36:47.880 --> 00:36:49.239 When they had other things. 665 00:36:49.440 --> 00:36:53.599 And then we you know, whenever we criticize anything woke 666 00:36:53.840 --> 00:36:56.920 or anything liberal or anything progressive, I got this guy 667 00:36:57.000 --> 00:36:58.440 Monte you who loves. 668 00:36:59.400 --> 00:37:02.400 Loves sending us and he's saying sending me stuff. 669 00:37:02.519 --> 00:37:05.880 Tom, you know, blah blah blah, basically saying they weren't 670 00:37:05.920 --> 00:37:08.639 calling it COVID. They said it was COVID related. It 671 00:37:08.719 --> 00:37:14.280 was a codil morbidity thing. And thank god for doctor Fauci. 672 00:37:16.440 --> 00:37:19.559 He saved us from Trump who told people to drink bleach. 673 00:37:21.519 --> 00:37:24.599 You know what, it's not what he said. I am 674 00:37:25.400 --> 00:37:27.599 what's well, it's just not what he said. 675 00:37:27.639 --> 00:37:29.800 He wasn't talking about bleach. He didn't say drink bleach. 676 00:37:29.800 --> 00:37:30.519 It wasn't a joke. 677 00:37:32.000 --> 00:37:32.840 What did he say. 678 00:37:33.239 --> 00:37:35.480 He had just met with a company that was trying 679 00:37:35.480 --> 00:37:40.840 to produce an ingestible UV capsule to fight infections, and 680 00:37:40.920 --> 00:37:45.360 that's what he was talking about. 681 00:37:45.920 --> 00:37:49.440 But he never said to drink bleach or anything near. 682 00:37:49.920 --> 00:37:57.559 I tell them to do that, but he didn't. So 683 00:37:57.719 --> 00:37:58.400 here's the deal. 684 00:37:59.639 --> 00:38:03.920 There are a lot of stupid things said by everyone 685 00:38:04.159 --> 00:38:11.119 by everyone when it came to you know, the virus. 686 00:38:12.159 --> 00:38:18.320 But do you know how many deaths China officially had 687 00:38:18.840 --> 00:38:19.519 from COVID? 688 00:38:19.760 --> 00:38:26.440 According to them. 689 00:38:23.440 --> 00:38:32.000 Five thousand, the lowest mortality rate in the world. 690 00:38:32.679 --> 00:38:34.760 Mark are you? Are you? Does that surprise you? 691 00:38:35.360 --> 00:38:35.599 No? 692 00:38:35.679 --> 00:38:37.679 I think China had four deaths from it. 693 00:38:38.360 --> 00:38:46.519 Yes, from China's own records two and seventy two deaths. Now, 694 00:38:46.840 --> 00:38:51.199 in the beginning, like right through most of the pandemic, 695 00:38:51.199 --> 00:38:53.880 they were saying they only had four thousand cases. They 696 00:38:53.920 --> 00:38:59.599 amended that, now, think about how many people we have 697 00:38:59.599 --> 00:39:00.199 in a maria. 698 00:39:01.599 --> 00:39:03.559 And how many cases? How many? 699 00:39:03.760 --> 00:39:07.239 What is our population compared to the cases? But you 700 00:39:07.280 --> 00:39:09.679 know we have a fraction of the people. 701 00:39:09.679 --> 00:39:13.960 They haven't million or so dumb, thank you doc. 702 00:39:14.400 --> 00:39:16.880 And out of three hundred thirty million, how many cases 703 00:39:16.920 --> 00:39:19.400 did we have? Not deaths but just cases in general? 704 00:39:19.440 --> 00:39:20.400 Do you remember. 705 00:39:23.199 --> 00:39:31.159 Of COVID? Does anyone remember? I don't. 706 00:39:32.800 --> 00:39:35.239 Okay, I'm looking it up right now with my boyfriend, 707 00:39:35.440 --> 00:39:38.800 and I wish I could get a girlfriend. I got 708 00:39:38.800 --> 00:39:42.000 a boyfriend here because you can't get a female voice anymore. 709 00:39:45.360 --> 00:39:48.519 But on one of these when I asked about China's 710 00:39:48.519 --> 00:39:54.000 official number, they said, it appears as if you are 711 00:39:54.039 --> 00:39:59.159 attempting to shed China in a negative light. We do 712 00:39:59.280 --> 00:40:06.039 not get in in philosophical discussions regarding countries, nationalities, or 713 00:40:06.079 --> 00:40:13.000 ethnic ethnicity. So China had five hundred thousand and a 714 00:40:13.039 --> 00:40:16.920 half a million confirmed cases, they said, with five thousand deaths, 715 00:40:17.800 --> 00:40:22.960 And I'm not sure what America had, but apparently Tome was. 716 00:40:24.280 --> 00:40:25.840 Yes, I looked it up. 717 00:40:26.000 --> 00:40:30.480 The United States had one million, two hundred and nineteen 718 00:40:30.559 --> 00:40:37.360 thousand deaths and one hundred and eleven million coronavirus cases. 719 00:40:39.039 --> 00:40:40.840 How do we have so much more than China? 720 00:40:41.599 --> 00:40:46.000 Well, maybe the Chinese dated to take the vaccine. 721 00:40:46.280 --> 00:40:49.960 No, the answer is they lie. 722 00:40:50.679 --> 00:40:51.960 Well that's probably true. 723 00:40:52.079 --> 00:40:57.400 Now there is another term that people call excess deaths. 724 00:40:57.760 --> 00:41:02.599 We had more deaths than expected, So. 725 00:41:04.320 --> 00:41:07.519 A total death that is a real good indicator of 726 00:41:07.599 --> 00:41:10.400 the health of a nation, I mean, or excess death truly. 727 00:41:11.800 --> 00:41:16.119 And then here's somebody else said, I would like to 728 00:41:16.199 --> 00:41:20.719 know what we should do if Trump gets no taxes 729 00:41:20.760 --> 00:41:25.159 on overtime, no taxes on tips, I think that, you know, 730 00:41:25.400 --> 00:41:28.159 he's looking to lower taxes all the way around. Did 731 00:41:28.199 --> 00:41:31.519 you hear about the proposal to do a flat tax 732 00:41:31.559 --> 00:41:36.800 and not have an income based tax but flat percentage? 733 00:41:37.320 --> 00:41:42.280 You know, does anyone really know seriously why we went 734 00:41:42.400 --> 00:41:46.000 to a graduated tax. They call it a it's actually 735 00:41:46.039 --> 00:41:47.280 called a progressive tax. 736 00:41:47.480 --> 00:41:48.559 Do you know why they call it? 737 00:41:48.599 --> 00:41:52.679 Then, so the more you make, the higher your percentage. So, 738 00:41:52.880 --> 00:41:55.559 in other words, let's put it this way, if you 739 00:41:55.679 --> 00:41:58.840 made one hundred grand and had a ten percent tax rate, 740 00:41:59.320 --> 00:42:01.559 you would pay ten percent of one hundred grand. If 741 00:42:01.559 --> 00:42:03.719 you made a million, you'd pay ten percent of a million. 742 00:42:04.119 --> 00:42:07.320 If you if you made ten grand, you'd make ten percent. 743 00:42:07.360 --> 00:42:10.199 You know, that's what a flat rate means. Now, with 744 00:42:10.280 --> 00:42:13.119 a flat rate, the proposal says have always been this. 745 00:42:14.039 --> 00:42:17.599 It starts out with an exclusion of a certain income 746 00:42:17.800 --> 00:42:20.679 up to a point, then after that a flat rate. 747 00:42:22.159 --> 00:42:26.920 Now here's what the flat rate means, literally, a flat 748 00:42:27.000 --> 00:42:29.320 percentage of what you make. 749 00:42:30.199 --> 00:42:32.159 Many people say this is fair. 750 00:42:32.920 --> 00:42:35.320 If you make one hundred grand, fifty grand, one hundred 751 00:42:35.320 --> 00:42:38.079 and fifty grand, five hundred grand, a million, you pay 752 00:42:38.119 --> 00:42:42.519 proportional a percentage, no deduction, is nothing. 753 00:42:42.639 --> 00:42:43.440 Flat rate? 754 00:42:44.360 --> 00:42:47.639 Now why do people oppose it? 755 00:42:47.920 --> 00:42:49.960 Here's why. 756 00:42:50.199 --> 00:42:53.440 At one time when they were discussing flat rates and 757 00:42:53.480 --> 00:42:56.960 it eventually turned out to be they call it a 758 00:42:57.039 --> 00:43:00.519 progressive rate, meaning this, the more you make, the higher 759 00:43:00.559 --> 00:43:02.280 the percentage. 760 00:43:03.280 --> 00:43:10.360 The theory is this. The theory is if you make. 761 00:43:11.639 --> 00:43:14.639 And I hesitate, say ten twenty and fifty because it 762 00:43:14.719 --> 00:43:17.800 really taxes are going to start at around fifty grand. 763 00:43:18.000 --> 00:43:21.119 So if you make fifty grand, ten percent of fifty 764 00:43:21.760 --> 00:43:25.679 which is five thousand would be way more of a 765 00:43:25.679 --> 00:43:30.039 burden for somebody making fifty to pay than if somebody 766 00:43:30.159 --> 00:43:33.360 was making a million and had to pay ten percent. 767 00:43:34.719 --> 00:43:40.360 That's the theory behind what's called the progressive or graduated tax. 768 00:43:41.880 --> 00:43:43.559 How do you feel about that, mark? How do you 769 00:43:43.559 --> 00:43:45.519 feel about that you're in teen? 770 00:43:46.159 --> 00:43:49.599 I'd like I love the idea of a flat tax. 771 00:43:49.639 --> 00:43:51.920 I mean, that's really what I like more than anything. 772 00:43:52.119 --> 00:43:54.280 But do you think it's regressive? 773 00:43:54.519 --> 00:43:57.800 Meaning it hurts people in lower income brackets? 774 00:43:58.360 --> 00:44:00.320 Well, they don't buy as much as P and. 775 00:44:00.400 --> 00:44:08.360 Upper So no, okay, So if somebody paid ten percent 776 00:44:08.400 --> 00:44:11.960 of fifty thousand, they're paying five thousand for their tax, 777 00:44:12.000 --> 00:44:14.840 they end up with forty five thousand dollars adjusted or 778 00:44:14.920 --> 00:44:17.719 not adjusted, but a net. And somebody who makes a 779 00:44:17.760 --> 00:44:20.920 million pays ten percent, they pay one hundred thousand, they 780 00:44:21.000 --> 00:44:23.039 end up with nine hundred thousand exactly. 781 00:44:23.199 --> 00:44:25.480 Or you know, they buy a million dollar house, they 782 00:44:25.519 --> 00:44:28.400 buy a new car, they buy whatever. All of a sudden, 783 00:44:28.400 --> 00:44:30.920 they're they're paying one hundred and fifty two hundred three 784 00:44:31.000 --> 00:44:32.880 hundred thousand in taxes that year. 785 00:44:35.599 --> 00:44:39.679 Right, right, So do you agree with doing away with deductions? 786 00:44:39.719 --> 00:44:41.360 If they do a flat rate, would you be willing 787 00:44:41.400 --> 00:44:41.719 to do that. 788 00:44:42.320 --> 00:44:44.800 Well, I think you'd have to get rid of of course, 789 00:44:44.840 --> 00:44:45.840 why would you have both? 790 00:44:46.280 --> 00:44:50.719 Yeah, of course, Lisa. Welcome to the show. I'm Tom Martino. 791 00:44:50.800 --> 00:44:53.400 Three oh three seven one three seven one three eight 792 00:44:53.440 --> 00:44:54.159 two five five. 793 00:44:54.360 --> 00:44:55.239 What's going on, Lisa? 794 00:44:56.519 --> 00:45:01.000 Well, we went back to uh, we're here Colorado Springs, 795 00:45:01.000 --> 00:45:04.239 and my daughter wanted to move back from Syracuse, so 796 00:45:04.320 --> 00:45:07.760 we flew up on Thursday the ninth. A friend of 797 00:45:07.800 --> 00:45:10.599 mine that went with us picked out a moving company 798 00:45:10.679 --> 00:45:13.920 in New Jersey. Come to find out, I think they're 799 00:45:14.000 --> 00:45:17.639 a they're not a moving company, but they kind of 800 00:45:17.679 --> 00:45:20.880 do a contracting for that. I'm not sure, but it's. 801 00:45:20.760 --> 00:45:23.760 Called a that's called a broker. That's hold on that, Lisa, 802 00:45:23.880 --> 00:45:29.119 that's called a broker. They're common, not necessarily, you don't 803 00:45:29.119 --> 00:45:30.400 know the problem. 804 00:45:30.079 --> 00:45:30.719 With a broker. 805 00:45:31.519 --> 00:45:34.719 They take a fee, obviously a big fee, and then 806 00:45:34.719 --> 00:45:36.679 they hand you off and they don't care who they 807 00:45:36.679 --> 00:45:40.119 do business with. So it's kind of very risky. Keep going. 808 00:45:40.159 --> 00:45:40.760 What happened? 809 00:45:41.760 --> 00:45:45.440 Okay, So they came up on the fifteenth. We had 810 00:45:45.480 --> 00:45:48.559 everything packed and ready to go. These two guys came in. 811 00:45:48.719 --> 00:45:51.679 They speak Farsi. They wouldn't speak English. So we really 812 00:45:51.840 --> 00:45:55.840 couldn't communicate with them, but we ended up getting everything rapid. 813 00:45:55.840 --> 00:45:57.960 How did you find How did you find the New 814 00:45:58.039 --> 00:45:58.960 Jersey broker? 815 00:46:00.920 --> 00:46:03.519 A friend of mine here in town was looking for 816 00:46:03.639 --> 00:46:06.519 someone that was close by because we were kind of 817 00:46:06.519 --> 00:46:10.480 in a hurry and we needed to grab these guys quickly, 818 00:46:11.000 --> 00:46:12.079 and so he found. 819 00:46:11.880 --> 00:46:15.199 Them in the Okay, so this broker, this broker, Here's 820 00:46:15.239 --> 00:46:17.239 how it normally works. And then I'm going to let 821 00:46:17.280 --> 00:46:19.519 you tell your story, but I'm going to tell you 822 00:46:19.639 --> 00:46:21.199 how it normally works. 823 00:46:21.679 --> 00:46:23.599 A broker gets. 824 00:46:23.400 --> 00:46:27.239 Your information and makes all kinds of promises and even 825 00:46:27.280 --> 00:46:32.480 quotes prices. Then they get a deposit. The broker takes 826 00:46:32.519 --> 00:46:37.039 that deposit and is gone forever. They sell the contract 827 00:46:37.440 --> 00:46:40.440 to a bunch of scumbags who want to choose it. 828 00:46:41.000 --> 00:46:46.760 And then let's say, scumbag A buys your contract from 829 00:46:46.840 --> 00:46:51.320 Sleeese broker. The sleeze broker's gone. They made their money, 830 00:46:51.320 --> 00:46:55.519 the broker made their money. Now the sleezebag who bought it, 831 00:46:55.760 --> 00:46:59.960 that mover buys it thinking we're going to make money 832 00:47:00.239 --> 00:47:03.639 by pressuring them to make another deposit when we come 833 00:47:03.679 --> 00:47:04.360 to pick up. 834 00:47:04.719 --> 00:47:07.079 And we're going to make it really hard for them. 835 00:47:07.519 --> 00:47:11.159 Then Slay's bad a mover often sells it again to 836 00:47:11.320 --> 00:47:14.480 Slee's bag B mover, and that mover is the one 837 00:47:14.519 --> 00:47:17.480 that delivers and hits you up once again. So I 838 00:47:17.559 --> 00:47:19.920 just want to tell people in general how the moving 839 00:47:19.960 --> 00:47:20.679 scam works. 840 00:47:21.119 --> 00:47:22.760 What how did it happen with you? 841 00:47:24.360 --> 00:47:24.760 Okay? 842 00:47:24.840 --> 00:47:28.920 So we contacted them over the phone, and they asked 843 00:47:29.000 --> 00:47:33.960 for the payment. The estimate they gave us was going 844 00:47:34.000 --> 00:47:35.320 to be delivered in three. 845 00:47:35.639 --> 00:47:39.880 So third with well, okay, hold on, how much was 846 00:47:39.880 --> 00:47:40.920 the initial deposit? 847 00:47:42.199 --> 00:47:45.559 The initial deposit was like five hundred and seventy something 848 00:47:45.599 --> 00:47:47.719 dollars and. 849 00:47:47.639 --> 00:47:50.079 Oh, that's very small, and that went to the broker. 850 00:47:51.440 --> 00:47:53.480 I don't know. All I know is that I didn't 851 00:47:53.480 --> 00:47:55.519 know they were a broker till after I've been looking 852 00:47:55.639 --> 00:47:56.880 up all this information. 853 00:47:57.119 --> 00:47:59.800 Okay, Basically, after you paid the five hundred and seventy 854 00:48:00.639 --> 00:48:01.559 then what happened? 855 00:48:01.599 --> 00:48:02.880 What's the very next step? 856 00:48:03.599 --> 00:48:05.840 Okay, the very next step was when they showed up 857 00:48:05.880 --> 00:48:08.400 a couple days later to pick up the goods and 858 00:48:08.400 --> 00:48:09.320 put them on the truck. 859 00:48:09.440 --> 00:48:11.360 I had to pay another Yes, they. 860 00:48:11.239 --> 00:48:13.079 Had asked me that the first payment. 861 00:48:12.800 --> 00:48:14.800 They would Okay, how much did you have to pay 862 00:48:15.039 --> 00:48:16.639 when they came to pick up the stuff. 863 00:48:16.679 --> 00:48:17.639 How much did you have to. 864 00:48:17.599 --> 00:48:19.199 Pay same price? 865 00:48:19.239 --> 00:48:22.960 Three seventy two, three seventy two something like that. 866 00:48:22.960 --> 00:48:25.639 That's still pretty cheap. So you paid five seventy to 867 00:48:25.679 --> 00:48:28.519 the broker, then you paid another three hundred and something 868 00:48:28.559 --> 00:48:29.360 when they showed up. 869 00:48:30.440 --> 00:48:33.760 When they showed up, and then they said that the 870 00:48:33.800 --> 00:48:36.559 third would be due on delivery here in Colorado. 871 00:48:36.960 --> 00:48:39.960 The thing was, but these numbers made no sense to 872 00:48:40.000 --> 00:48:43.320 me whatsoever. They make no sense to me. Five hundred 873 00:48:43.320 --> 00:48:47.280 and seventy dollars, three hundred and seventy five dollars, and 874 00:48:47.320 --> 00:48:49.400 then you're going to pay another three hundred and something. 875 00:48:49.559 --> 00:48:52.159 So your whole move was only going to cost a 876 00:48:52.199 --> 00:48:53.679 little over one thousand dollars. 877 00:48:54.760 --> 00:48:55.159 Correct. 878 00:48:55.199 --> 00:48:57.280 That was one of the reasons why my friend chose it, 879 00:48:57.320 --> 00:48:58.719 because of the cheapness of it. 880 00:48:59.000 --> 00:49:02.280 The three well, what is she moving one room? What 881 00:49:02.400 --> 00:49:03.039 is she moving? 882 00:49:04.320 --> 00:49:08.679 Just moving up about thirty cartons full of clothing, a bed, 883 00:49:09.519 --> 00:49:10.960 some office furniture, and. 884 00:49:10.920 --> 00:49:11.679 That's about it. 885 00:49:11.840 --> 00:49:14.559 Okay, there's something strange going on. 886 00:49:14.880 --> 00:49:18.719 Okay, the balance would be due when they deliver, so 887 00:49:18.800 --> 00:49:19.280 keep going. 888 00:49:19.320 --> 00:49:23.559 What happened then, Okay, so they told us when I 889 00:49:23.679 --> 00:49:25.559 talked to her on the phone to make the initial 890 00:49:26.000 --> 00:49:30.639 reservation for the movers. She told me that they would 891 00:49:30.639 --> 00:49:35.400 be delivered between five to fourteen days. The bill of lading, 892 00:49:35.400 --> 00:49:38.519 which I cannot pull up now because it's disappeared, but 893 00:49:38.639 --> 00:49:43.320 it actually said that they actually have thirty days business days, 894 00:49:43.360 --> 00:49:47.159 thirty business days in which to deliver these items. 895 00:49:47.840 --> 00:49:52.719 But you thought it was going to be within two weeks, correct? Correct? 896 00:49:53.000 --> 00:49:56.519 But okay, business? So what happened then? What happened then? 897 00:49:57.559 --> 00:50:00.000 Oh, by the way, when was this first initial content 898 00:50:00.079 --> 00:50:03.119 track made? When did they show up to pick it up? 899 00:50:04.159 --> 00:50:06.480 January fifteenth? 900 00:50:06.599 --> 00:50:08.519 Okay, okay, I'm still listening. 901 00:50:08.559 --> 00:50:15.440 Go ahead, and then I'm sorry, yeah, January on January fifteenth, 902 00:50:15.800 --> 00:50:17.440 so in order for me to get. 903 00:50:17.280 --> 00:50:19.880 Okay, so then, so then it was supposed to come 904 00:50:19.920 --> 00:50:22.320 in two weeks have been would have been at the 905 00:50:22.400 --> 00:50:23.119 end of January. 906 00:50:23.159 --> 00:50:23.800 What happened? 907 00:50:25.000 --> 00:50:27.519 So the Bill of lating says that it's not a 908 00:50:27.559 --> 00:50:31.719 guaranteed delivery date that they have. They have the windows. 909 00:50:31.920 --> 00:50:34.960 They have a window in order for for whatever reason, 910 00:50:35.119 --> 00:50:38.360 weather or whatever. But thirty business days to them is 911 00:50:38.440 --> 00:50:42.519 thirty days without the weekends, which would be the twenty 912 00:50:42.599 --> 00:50:45.920 sixth of February. The other problem we've had is we've 913 00:50:45.960 --> 00:50:50.599 called about once a week each week to talk to somebody. Oh, well, 914 00:50:50.400 --> 00:50:52.599 we'll get back to you. We'll call you right back. 915 00:50:52.800 --> 00:50:56.119 Nobody ever calls back and then on there Wait. 916 00:50:56.039 --> 00:50:58.519 A minute, so you still don't You still don't have 917 00:50:58.559 --> 00:50:59.840 your stuff? Is that correct? 918 00:51:00.679 --> 00:51:01.639 Correct? 919 00:51:02.760 --> 00:51:05.239 Okay, I want to say a few things about it. 920 00:51:05.760 --> 00:51:07.559 I'm going to say a few things about this right 921 00:51:07.599 --> 00:51:12.519 now after I take this break. Thank you, Shannon. Sorry, 922 00:51:12.800 --> 00:51:15.880 I'm really going over time. I apologize to my affiliates. 923 00:51:15.920 --> 00:51:17.920 Three oh three seven one three talks seven one three 924 00:51:18.000 --> 00:51:18.880 eight two five five. 925 00:51:18.920 --> 00:51:19.920 CMG Financial. 926 00:51:19.960 --> 00:51:22.800 By the way, they're doing regular loans, they're also doing 927 00:51:22.840 --> 00:51:25.000 reverse loans. They're also doing the all in one loan, 928 00:51:25.039 --> 00:51:27.440 and I recommend the all in one loan, which is 929 00:51:27.480 --> 00:51:30.880 the one that you want if you are doing it's 930 00:51:30.960 --> 00:51:33.000 really important. If you are doing a line of credit 931 00:51:33.039 --> 00:51:34.920 for thirty years, you can borrow it up, pay it 932 00:51:35.000 --> 00:51:39.079 down at will, and that CMG Financial three oh three 933 00:51:39.199 --> 00:51:42.400 eight eight two six six seven nine. Partner and Lending 934 00:51:42.480 --> 00:51:49.480 dot com go with a sure thing Denver's best roofer 935 00:51:49.639 --> 00:51:52.519 Excel Roofing dot com. You don't pay a cent until 936 00:51:52.559 --> 00:51:59.039 your content time for an insurance check up free, no obligation. 937 00:51:59.079 --> 00:52:03.039 In comparison Compass insurance paying too much your coverage at 938 00:52:03.079 --> 00:52:05.760 dozens of insurance companies find out now three all three 939 00:52:05.960 --> 00:52:06.760 seven seven to one. 940 00:52:06.880 --> 00:52:07.119 Help. 941 00:52:07.280 --> 00:52:09.920 You'll think you're his only customer when you choose Frank 942 00:52:10.000 --> 00:52:12.440 durand the real estate man dot com to list your 943 00:52:12.480 --> 00:52:15.599 home with Remax Alliance three all three nine two zero 944 00:52:15.760 --> 00:52:24.719 sixteen twenty two. Sure, Hey Tom Martino, you're troubleshooter three 945 00:52:24.719 --> 00:52:28.360 oh three seven one three talk three oh three seven 946 00:52:28.400 --> 00:52:32.519 on three eight two five five. Lisa has an issue 947 00:52:32.559 --> 00:52:35.719 with movers. It doesn't sound totally terrible. 948 00:52:35.880 --> 00:52:36.559 And here's why. 949 00:52:37.559 --> 00:52:40.840 So far, if the whole move's going to cost like 950 00:52:41.320 --> 00:52:44.840 a little over one thousand bucks, I mean, we're not 951 00:52:44.920 --> 00:52:48.239 talking about big money here. Usually ripoffs do way worse 952 00:52:48.280 --> 00:52:50.840 than this, or wait, you know, way worse for you. 953 00:52:52.320 --> 00:52:54.679 It doesn't sound like a typical ripoff. Now, I'm not 954 00:52:54.719 --> 00:52:57.280 saying they're great guys, And I don't know how long 955 00:52:57.320 --> 00:53:00.119 it's going to take to it yourself. By the way, 956 00:53:00.400 --> 00:53:05.360 thirty days is nothing, Okay, forty five days maybe you know, 957 00:53:05.760 --> 00:53:08.800 it depends on the move. But here's the deal. You're 958 00:53:08.800 --> 00:53:12.079 coming from New Jersey, to hear. Here's what I want 959 00:53:12.119 --> 00:53:14.039 to know. How much is going to be due when 960 00:53:14.079 --> 00:53:15.280 it's when it's delivered. 961 00:53:16.760 --> 00:53:19.199 Another five hundred and seventy two dollars. 962 00:53:20.159 --> 00:53:26.079 Okay, I don't know if that's a very reasonable move 963 00:53:26.639 --> 00:53:27.599 if they do it. 964 00:53:29.159 --> 00:53:29.360 Right. 965 00:53:30.239 --> 00:53:33.599 So I want to know this. What is the problem 966 00:53:33.639 --> 00:53:36.320 right now? Okay? 967 00:53:36.400 --> 00:53:39.320 I guess maybe just the problem is that you know 968 00:53:39.360 --> 00:53:42.320 we were promised to date that didn't happen, and I 969 00:53:42.360 --> 00:53:44.800 know it's the middle of winter and the weather's been bad. 970 00:53:45.280 --> 00:53:47.199 The other thing that was a little bit sketch at 971 00:53:47.199 --> 00:53:50.880 the beginning was when I made my first payment, I 972 00:53:51.000 --> 00:53:53.320 used my credit card, and then they told me that 973 00:53:53.360 --> 00:53:55.599 the second two payments would have to be done with 974 00:53:55.760 --> 00:53:58.800 Venmo or Zell and I said, no, I won't do that. 975 00:53:58.800 --> 00:54:01.599 The deals will be off because I've got a high 976 00:54:01.639 --> 00:54:03.719 credit rating and I just want to use my card. 977 00:54:04.079 --> 00:54:05.079 So he put me no, no. 978 00:54:04.840 --> 00:54:05.199 No, no. 979 00:54:05.679 --> 00:54:08.679 That's bad news that they wanted that. That's bad news. 980 00:54:08.679 --> 00:54:11.320 What are you thinking, d Why are you so scam 981 00:54:11.360 --> 00:54:13.760 because she won't be able to reverse any of those 982 00:54:13.760 --> 00:54:15.679 payment methods that she just discussed. 983 00:54:16.000 --> 00:54:17.079 And why do they want it? 984 00:54:18.960 --> 00:54:21.280 I don't know, but I told them the deal would 985 00:54:21.280 --> 00:54:23.280 be off unless I could use my credit card for 986 00:54:23.360 --> 00:54:26.239 all three payments, and they agreed that would be acceptable. 987 00:54:28.000 --> 00:54:31.599 Okay, so really all we need to know it right now, 988 00:54:31.719 --> 00:54:35.719 there are no big alarms going on or as people say, 989 00:54:35.880 --> 00:54:36.559 off in my. 990 00:54:36.559 --> 00:54:37.880 Head, they won't tell me. 991 00:54:38.679 --> 00:54:40.639 Yeah, but Tom, the whole thing is, every time I 992 00:54:40.719 --> 00:54:42.159 call them, I'll call you back. 993 00:54:42.199 --> 00:54:42.880 I'll call you back. 994 00:54:42.920 --> 00:54:45.440 We don't know where this stuff is. I'll call dispatch. 995 00:54:45.480 --> 00:54:48.559 And when you say call them, when you say call them, 996 00:54:48.599 --> 00:54:51.880 are you calling the original contact you had in the beginning? 997 00:54:52.960 --> 00:54:53.360 Correct? 998 00:54:54.280 --> 00:54:56.280 Yeah, there's two different numbers that I have. 999 00:54:56.840 --> 00:54:59.719 One is for dispatch, but they're right from the beginning. 1000 00:55:00.039 --> 00:55:03.159 Ever changed numbers. You never change numbers. 1001 00:55:03.519 --> 00:55:05.320 No, No, see that in. 1002 00:55:05.239 --> 00:55:09.760 Itself, Lisa, it doesn't sound I'm not telling you they're great. 1003 00:55:09.840 --> 00:55:13.000 It doesn't sound like a scam or typical scam. I'm 1004 00:55:13.039 --> 00:55:16.360 going to have Deputy D place a call right now, 1005 00:55:16.440 --> 00:55:19.559 just right now, since he's right here, right now, let's 1006 00:55:19.559 --> 00:55:19.800 do it. 1007 00:55:19.840 --> 00:55:22.079 And Tom, here's what I can predict, because I've heard 1008 00:55:22.119 --> 00:55:24.320 of a bunch of these things. Here's what's going to 1009 00:55:24.360 --> 00:55:27.000 happen next. The truck is eventually going to show up 1010 00:55:27.000 --> 00:55:30.079 with Lisa's stuff and the guy is going to say, oh, 1011 00:55:30.320 --> 00:55:33.039 they didn't tell me about the stairs or the sidewalk, 1012 00:55:33.159 --> 00:55:33.960 I need to eat more. 1013 00:55:34.079 --> 00:55:36.199 It was it weighed way more than we thought. 1014 00:55:36.360 --> 00:55:39.840 I know that cash now, or you're not getting your 1015 00:55:39.880 --> 00:55:40.519 stuff back. 1016 00:55:41.559 --> 00:55:43.400 Yeah, Well, what. 1017 00:55:43.320 --> 00:55:45.639 We ended up doing is we got a storage unit. 1018 00:55:45.800 --> 00:55:48.000 I told them no, that we want it delivered to 1019 00:55:48.039 --> 00:55:50.840 the storage unit. The other problem is is that the 1020 00:55:50.880 --> 00:55:53.760 girl that originally signed me up the day that I 1021 00:55:53.800 --> 00:55:56.960 gave my first deposits kept saying, well, we'll give you 1022 00:55:57.000 --> 00:56:00.280 the first thirty days storage, first thirty days storage. I'm 1023 00:56:00.320 --> 00:56:03.079 worried that they're going to hold my stuff hostage after 1024 00:56:03.119 --> 00:56:05.039 this thirty days and. 1025 00:56:05.440 --> 00:56:07.440 Wait a minute, wait a minute, wait a minute, what 1026 00:56:07.480 --> 00:56:09.000 do you mean thirty day storage? 1027 00:56:09.079 --> 00:56:11.760 Thirty days? Did you have a storage in the beginning? 1028 00:56:12.840 --> 00:56:15.159 No, no, no, no no. This is just something that 1029 00:56:15.239 --> 00:56:17.800 she said which kind of put us on high alert 1030 00:56:18.320 --> 00:56:20.880 that if you're supposed to be moving the stuff out here, 1031 00:56:20.960 --> 00:56:23.280 we drove back out here in a car in three days. 1032 00:56:23.400 --> 00:56:25.320 In other words, if they were supposed to move the stuff, 1033 00:56:25.360 --> 00:56:26.960 what are they talking about. We're going to give you 1034 00:56:27.000 --> 00:56:30.400 the first thirty days of storage of storage. 1035 00:56:30.159 --> 00:56:32.559 Right, So I'm guessing that the stuff is still in 1036 00:56:32.639 --> 00:56:35.719 storage back there because at one time I called, wait a. 1037 00:56:35.599 --> 00:56:39.119 Minute, somebody, you asked them, wait a minute, Wait a minute. Lisa, 1038 00:56:39.400 --> 00:56:41.119 when she said, hey, we're going to give you the 1039 00:56:41.119 --> 00:56:44.239 first thirty days of storage free, did you say, why 1040 00:56:44.280 --> 00:56:46.360 the heck are you even doing storage? 1041 00:56:47.559 --> 00:56:49.559 I told her that. I told her that several times 1042 00:56:49.599 --> 00:56:51.840 they do not want storage. My stuff should be out 1043 00:56:51.840 --> 00:56:53.320 here within the timeframe. 1044 00:56:53.519 --> 00:56:54.280 Okay, got it. 1045 00:56:54.599 --> 00:56:56.800 Hang on, Lisa, I'm gonna have Deputy I'm gonna have 1046 00:56:56.840 --> 00:56:58.840 Deputy D talk to you. Three oh three seven to 1047 00:56:58.840 --> 00:57:02.800 one three talk one three eight two five five. Renew 1048 00:57:02.840 --> 00:57:07.119 Home Innovations The most beautiful shower conversions barn On. Okay, 1049 00:57:07.320 --> 00:57:09.239 now there are other good ones, but these. 1050 00:57:09.039 --> 00:57:09.960 Are the most beautiful. 1051 00:57:10.000 --> 00:57:14.280 Sheet porcelain, no maintenance, no grout lines. They have glass 1052 00:57:14.320 --> 00:57:18.159 panels as well, and perimeter drains. They have but they 1053 00:57:18.159 --> 00:57:21.800 can do curve rounded, half round. They're beautiful. They do 1054 00:57:21.880 --> 00:57:24.480 them in two or three days. Listen, you have seventy 1055 00:57:24.519 --> 00:57:26.719 two months to pay with no answers. 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Hi Tom Martino, 1067 00:58:12.599 --> 00:58:15.599 your troubleshooter three all three seven one three talk seven 1068 00:58:15.639 --> 00:58:21.239 one three eight two five five Knash Home Solutions. I'm 1069 00:58:21.239 --> 00:58:23.719 telling you they have Colorado windows made here in Colorado. 1070 00:58:23.719 --> 00:58:24.400 Four Colorado. 1071 00:58:24.400 --> 00:58:27.960 The exclusive dealer Alpin Windows. Check him out three oh 1072 00:58:28.000 --> 00:58:31.320 three four two one seventy one hundred. Now wait, do 1073 00:58:31.400 --> 00:58:33.559 I have that number right? I always get the mixed 1074 00:58:33.639 --> 00:58:37.199 up with uh no, that's I guess. Don't make any 1075 00:58:37.320 --> 00:58:39.880 jokes about me. Yeah it is four two one seventy 1076 00:58:39.880 --> 00:58:40.320 one hundred. 1077 00:58:40.360 --> 00:58:41.639 Ha ha, You're doing fine on. 1078 00:58:41.599 --> 00:58:44.639 Your zero res Denver zero res Denver has four to 1079 00:58:44.679 --> 00:58:47.440 seven one fifty one fifty So that's why I get 1080 00:58:47.440 --> 00:58:49.599 those two confused. Anyway, let me let me get to 1081 00:58:49.800 --> 00:58:53.840 uh this moving thing. Uh, we're gonna have Deputy D 1082 00:58:53.960 --> 00:58:59.039 call and find out where her stuff is. But I 1083 00:58:59.079 --> 00:59:05.960 want to tell people in general the bottom line, when 1084 00:59:06.000 --> 00:59:09.440 you hire a mover, you only hire a mover to 1085 00:59:09.840 --> 00:59:11.039 Never talk to a broker. 1086 00:59:11.119 --> 00:59:13.159 How about that. Never If they. 1087 00:59:13.039 --> 00:59:17.760 Don't own trucks and offices around the country or in 1088 00:59:17.760 --> 00:59:23.039 a region, do not hire them period. You usually want 1089 00:59:23.079 --> 00:59:27.679 them affiliated with a national moving company. The national moving 1090 00:59:27.679 --> 00:59:33.519 companies are actually good, but they don't all have good agents, 1091 00:59:35.719 --> 00:59:42.760 so even if they are associated with a national company 1092 00:59:42.840 --> 00:59:45.440 doesn't make them good. I want to bring up one 1093 00:59:45.480 --> 00:59:49.760 that I think is near perfect, Johnson Moving in Storage. 1094 00:59:50.159 --> 00:59:51.800 They've been around for years and years and years and 1095 00:59:51.880 --> 00:59:56.760 years and years. They're a United Van Line agent. That 1096 00:59:56.800 --> 01:00:00.960 doesn't mean all United Van Line agents are going to 1097 01:00:01.000 --> 01:00:01.760 be good. 1098 01:00:03.000 --> 01:00:04.199 It's just that simple. 1099 01:00:04.920 --> 01:00:08.639 Some companies have more than one company they are agents for. 1100 01:00:10.159 --> 01:00:11.480 But if you are. 1101 01:00:13.679 --> 01:00:18.320 A moving agent for a national company, you own your 1102 01:00:18.320 --> 01:00:21.360 own trucks, release them. That's going to be the way 1103 01:00:21.400 --> 01:00:25.159 to do it. But don't ever talk to a broker ever. 1104 01:00:25.599 --> 01:00:26.239 Never Ever. 1105 01:00:26.679 --> 01:00:28.840 You got to ask enough questions because they lie to you. 1106 01:00:29.920 --> 01:00:32.559 I'm going to say something else, and I know people 1107 01:00:32.599 --> 01:00:33.599 are going to get pissed at me. 1108 01:00:34.199 --> 01:00:35.559 Now, I'm not saying. 1109 01:00:35.239 --> 01:00:39.239 This because I believe and people are going to accuse 1110 01:00:39.280 --> 01:00:44.679 me of profiling. I'm not saying this to try to profile. 1111 01:00:45.119 --> 01:00:49.400 I'm saying this based on my database. If I was 1112 01:00:49.480 --> 01:00:55.159 to look at all of the moving problems, all of them. 1113 01:00:54.239 --> 01:01:01.079 Where do the vast majority come out of mark Florida? 1114 01:01:01.280 --> 01:01:02.480 Quite bo How did you know? 1115 01:01:03.079 --> 01:01:05.559 Because I've been studying that. You've been around me long enough, 1116 01:01:05.639 --> 01:01:09.039 studying these evil moving companies, And I'm working on top 1117 01:01:09.079 --> 01:01:12.000 tier moving out a lake where Florida. I ripped this 1118 01:01:12.159 --> 01:01:15.000 lady off for six thousand dollars and I can't get 1119 01:01:15.039 --> 01:01:15.719 anywhere with you. 1120 01:01:15.840 --> 01:01:18.400 Yeah, usually it's South Florida, but it. 1121 01:01:18.360 --> 01:01:19.480 Can be anywhere in Florida. 1122 01:01:20.039 --> 01:01:22.880 The I would say ninety eight percent of all moving 1123 01:01:22.960 --> 01:01:28.559 ripoffs start in Florida. Some of them are in New Jersey, 1124 01:01:29.280 --> 01:01:31.880 some of them are in Nevada, and some of them 1125 01:01:31.920 --> 01:01:35.280 are in California. But now I'm not saying all the 1126 01:01:35.320 --> 01:01:40.480 other ones are safe. I'm saying the majority Florida and 1127 01:01:40.519 --> 01:01:45.719 then Jersey, California, Nevada. I don't know after Florida how 1128 01:01:45.719 --> 01:01:52.599 they rank. Florida is absolutely number one. Now, again, people 1129 01:01:52.639 --> 01:01:56.159 hate when I say this, but I would say ninety 1130 01:01:56.159 --> 01:01:59.079 eight percent of all the moving ripoffs have been Israeli 1131 01:01:59.159 --> 01:02:05.559 people who own moving companies in Florida. There, it's a fact. 1132 01:02:05.960 --> 01:02:08.920 I'm not saying avoid is Israeli people. I'm not saying that. 1133 01:02:09.199 --> 01:02:10.599 I am saying ninety. 1134 01:02:10.320 --> 01:02:11.280 Eight percent. 1135 01:02:12.519 --> 01:02:17.079 Of all of them have been Israeli companies in Florida. 1136 01:02:17.800 --> 01:02:19.239 They're Israeli owned companies. 1137 01:02:19.760 --> 01:02:24.559 Now, I this was brought out to me, by the way, 1138 01:02:25.519 --> 01:02:29.519 by one of our deputies who is Jewish, and said, 1139 01:02:29.960 --> 01:02:33.679 I'm wonder what's going on there. It's not like I'm 1140 01:02:33.719 --> 01:02:37.360 not telling you it's because they're Israeli. I'm telling you 1141 01:02:37.480 --> 01:02:39.800 it's they must have their friends and say, hey, you 1142 01:02:39.840 --> 01:02:41.599 want to get into this business with me, and then 1143 01:02:41.639 --> 01:02:42.440 it spreads. 1144 01:02:42.719 --> 01:02:44.159 But I swear to God. 1145 01:02:44.840 --> 01:02:49.119 That now that doesn't mean everyone else is safe. But 1146 01:02:49.400 --> 01:02:52.360 I would if I was starting out and wanted to 1147 01:02:52.400 --> 01:02:56.000 avoid moving ripoffs, I would never hire a company out 1148 01:02:56.000 --> 01:03:01.800 of Florida. Okay, that's my number one. Never number two. 1149 01:03:02.679 --> 01:03:06.480 I would never hire a broker. Ever, when you hire 1150 01:03:06.519 --> 01:03:11.880 a broker, you do not know who you're doing business with. 1151 01:03:13.199 --> 01:03:18.199 You don't you do not know, No brokers, no Florida companies. 1152 01:03:18.719 --> 01:03:22.639 Number three. You want only a nationally affiliated with a 1153 01:03:22.800 --> 01:03:28.480 major national company. You want a major affiliated agent who 1154 01:03:28.559 --> 01:03:35.199 owns or leases their own trucks. Okay three three seven 1155 01:03:35.239 --> 01:03:37.960 one three talks seven one three eight two five five. 1156 01:03:38.199 --> 01:03:40.599 We got more coming up on the Troubleshooter Show. If 1157 01:03:40.639 --> 01:03:42.360 you're looking to find out what your house is gonna 1158 01:03:42.760 --> 01:03:45.800 Frank durand the real Estate Man dot com can tell 1159 01:03:45.840 --> 01:03:50.719 you based on your neighborhood, the comps, the interest rates, 1160 01:03:51.079 --> 01:03:57.280 the whole atmosphere, and he takes your house into consideration 1161 01:03:57.719 --> 01:04:00.599 and will let you know, based on this vast experience, 1162 01:04:01.000 --> 01:04:02.840 what it will self for, what you'll net, what you 1163 01:04:02.880 --> 01:04:04.800 can buy. Frank arand the real Estate Man dot com 1164 01:04:04.800 --> 01:04:07.920 complimentary three oh three nine two zero sixteen twenty two 1165 01:04:07.960 --> 01:04:16.840 complementary evaluation. Go with a sure thing Denver's Best Roofer 1166 01:04:16.960 --> 01:04:18.480 Excel Roofing dot com. 1167 01:04:18.519 --> 01:04:20.519 You don't pay a cent until you're content. 1168 01:04:23.880 --> 01:04:27.079 Time for an insurance check up, free, no obligation comparison 1169 01:04:27.199 --> 01:04:30.760 call Compass Insurance paying too much your coverage at dozens 1170 01:04:30.800 --> 01:04:33.519 of insurance companies find out now three oh three seven 1171 01:04:33.519 --> 01:04:34.119 to seven to one. 1172 01:04:34.199 --> 01:04:36.440 Help you'll think you're his only customer. 1173 01:04:36.480 --> 01:04:38.719 When you choose Frank durand the real estate man dot 1174 01:04:38.760 --> 01:04:42.039 com to list your home with Remax Alliance three oh 1175 01:04:42.119 --> 01:04:50.599 three nine two zero sixteen twenty two. Hey, I'm Tom Martino, 1176 01:04:50.760 --> 01:04:53.760 your troubleshooter three oh three seven one three Talks seven 1177 01:04:53.800 --> 01:04:54.599 oh three two. 1178 01:04:54.360 --> 01:04:54.760 Five to five. 1179 01:04:54.840 --> 01:04:58.199 Jay has a comment on movers. Go ahead, Jay, what's 1180 01:04:58.239 --> 01:04:58.679 going on? 1181 01:05:00.519 --> 01:05:04.880 Good morning Tom. Here's a cool idea. I think, why 1182 01:05:04.920 --> 01:05:07.079 not put a GPS tracker in your stuff? 1183 01:05:10.400 --> 01:05:14.039 Oh oh, and what would that do? I mean, how 1184 01:05:14.079 --> 01:05:14.639 would that help? 1185 01:05:14.719 --> 01:05:16.719 Well, they always say we don't know where it is. 1186 01:05:16.880 --> 01:05:20.199 You could say it's on I twenty five at Fort Collins, 1187 01:05:20.320 --> 01:05:21.000 Exit four. 1188 01:05:21.599 --> 01:05:22.960 I guess you could. 1189 01:05:23.000 --> 01:05:24.960 I mean, I guess you could, right. 1190 01:05:25.599 --> 01:05:27.559 I mean the reason by the most of the time 1191 01:05:27.599 --> 01:05:29.719 they say we don't know where it is is because 1192 01:05:29.760 --> 01:05:32.840 once they hook you up, they usually move. They don't 1193 01:05:32.840 --> 01:05:35.840 have anything to do with you move. This particular case 1194 01:05:35.880 --> 01:05:38.360 sounds a little different to me. She's talking to the 1195 01:05:38.360 --> 01:05:41.119 same contact she talked to from the beginning, and they 1196 01:05:41.119 --> 01:05:41.960 don't even want. 1197 01:05:41.800 --> 01:05:43.760 A lot of money, So I don't get it. 1198 01:05:44.039 --> 01:05:48.599 But in general, James, I've heard on this show some 1199 01:05:48.639 --> 01:05:51.199 many times, my stuff's missing nobody knows where it is. 1200 01:05:52.599 --> 01:05:54.679 Yeah, yeah, you're right. 1201 01:05:56.000 --> 01:05:59.280 You know, trackers are being used for all kinds of stuff. Now, 1202 01:05:59.400 --> 01:06:02.960 I mean really, I I mean it really is. I 1203 01:06:03.000 --> 01:06:07.280 mean there there there are places that people are using 1204 01:06:07.280 --> 01:06:09.760 it on luggage, by the way, all over the place. 1205 01:06:10.440 --> 01:06:14.719 People use it on their tools. Now, how small can 1206 01:06:15.039 --> 01:06:18.280 how small can you get them? In reality? Don't they 1207 01:06:18.280 --> 01:06:23.360 have to be they have to be powered? I think 1208 01:06:23.400 --> 01:06:25.159 they have to be powered, right, d Tom. 1209 01:06:25.199 --> 01:06:27.480 A few months ago I bought one, and it's one 1210 01:06:27.559 --> 01:06:29.559 of the big brands that you can buy. 1211 01:06:29.639 --> 01:06:30.440 But is power. 1212 01:06:30.880 --> 01:06:33.920 It's got a built in non replaceable battery. It's about 1213 01:06:33.920 --> 01:06:36.119 the size of a quarter, maybe even a little smaller, 1214 01:06:36.559 --> 01:06:38.679 and it's supposed to run for a couple of years. 1215 01:06:38.880 --> 01:06:41.199 That's because it only gets activated when scanned. 1216 01:06:41.280 --> 01:06:42.280 Right, No, no, no, no. 1217 01:06:42.440 --> 01:06:45.719 It's not a GPS scanner, however, what the hells are? 1218 01:06:46.000 --> 01:06:50.800 So it's constantly on, but it accesses cell your phones 1219 01:06:50.920 --> 01:06:53.800 that are in the vicinity of its rain, that are 1220 01:06:53.840 --> 01:06:57.800 within range, and those cellar of phones report the position 1221 01:06:57.960 --> 01:07:01.639 of this little tracker to to the company that sold 1222 01:07:01.679 --> 01:07:03.960 me the tracker, and I can go and pull up 1223 01:07:04.000 --> 01:07:06.119 a map and see where my tracker is. 1224 01:07:06.159 --> 01:07:06.599 Located. 1225 01:07:07.280 --> 01:07:10.039 Now it only works because people like me installed that 1226 01:07:10.159 --> 01:07:13.639 software in their phone and I gave it permission to 1227 01:07:13.840 --> 01:07:15.679 also transmit information, well. 1228 01:07:15.519 --> 01:07:18.280 You know, other trackers, so you know, it's like crowdsource. 1229 01:07:18.360 --> 01:07:20.800 Just so you know, when you have a. 1230 01:07:20.800 --> 01:07:26.679 Modem for cable, yeah, or for service, yeah, you give 1231 01:07:26.800 --> 01:07:31.000 in those terms and conditions. You give permission that people 1232 01:07:31.039 --> 01:07:33.480 can tap in not to your network at home, but 1233 01:07:33.559 --> 01:07:36.679 to that modem to relay a signal to the next modem. 1234 01:07:37.119 --> 01:07:40.039 So when you have Exfinity modems all over the city, 1235 01:07:40.760 --> 01:07:43.800 they create a network for Exfinity. 1236 01:07:44.039 --> 01:07:46.400 In fact, that's how their cell phones used to work. 1237 01:07:46.400 --> 01:07:48.400 I don't know if they still do, but they would 1238 01:07:48.480 --> 01:07:53.239 work off of people's modems or the motives are used 1239 01:07:53.519 --> 01:07:55.280 to relate and relate signals. 1240 01:07:55.480 --> 01:07:58.320 Yeah, that's how these cheap little trackers work. And I 1241 01:07:58.400 --> 01:07:59.960 think it was only like twenty or thirty five. 1242 01:08:00.920 --> 01:08:04.119 Hey j heyah see. 1243 01:08:04.760 --> 01:08:07.880 I hesitate to turning this up because I like you, 1244 01:08:08.559 --> 01:08:11.199 but and I shouldn't do this at the end of 1245 01:08:11.199 --> 01:08:13.119 an hour because I don't want to get the whole 1246 01:08:13.119 --> 01:08:17.279 show off track. But you got to stop with these chemtrails, bro. 1247 01:08:17.600 --> 01:08:21.880 If you truly believe that there's some giant conspiracy to 1248 01:08:21.960 --> 01:08:22.960 see the clouds? 1249 01:08:24.359 --> 01:08:24.520 Huh? 1250 01:08:27.039 --> 01:08:30.720 Thank you do believe that, don't you? You do believe it? 1251 01:08:32.640 --> 01:08:32.800 Oh? 1252 01:08:32.840 --> 01:08:35.800 You don't it much? No? 1253 01:08:36.079 --> 01:08:38.199 Well you aren't you the one that send me the pictures? 1254 01:08:38.239 --> 01:08:38.960 Are you? 1255 01:08:39.079 --> 01:08:39.960 Jr? From the Road? 1256 01:08:41.159 --> 01:08:41.399 No? 1257 01:08:41.399 --> 01:08:42.720 No, no, no, I'm sorry, Jay. 1258 01:08:42.960 --> 01:08:47.720 I got the wrong Jay. Sorry, I'm sorry, Bro, I'm sorry. 1259 01:08:48.039 --> 01:08:50.119 We got more coming up. Well we're not out of 1260 01:08:50.119 --> 01:08:52.520 time yet, but I'm sorry I mistook you. You're Jay 1261 01:08:52.560 --> 01:08:54.199 the car guy, right, the car expert. 1262 01:08:54.479 --> 01:08:55.760 Yeah, that's right. 1263 01:08:56.279 --> 01:08:59.960 Okay, thank you? Uh? And then Jr. From the Road? 1264 01:09:00.319 --> 01:09:00.920 Who who? 1265 01:09:01.000 --> 01:09:03.479 Okay, I'm just gonna say it. He's a great guy. 1266 01:09:03.520 --> 01:09:05.199 He's a smart guy. But when it comes to that, 1267 01:09:05.319 --> 01:09:08.600 he's a nut guy. He's a nut guy. Another nut 1268 01:09:08.600 --> 01:09:16.600 guy is Monty. Monty says, I'm an idiot. Monty doesn't 1269 01:09:16.640 --> 01:09:20.720 agree with me. Monty thinks that Trump can do no right, 1270 01:09:20.800 --> 01:09:22.680 no matter what he does, and that Biden was the 1271 01:09:22.720 --> 01:09:25.600 best president we ever had, and America is on the 1272 01:09:25.640 --> 01:09:30.319 right track, and that everything that Trump stands for is wrong. 1273 01:09:31.079 --> 01:09:36.079 That's that's him in a nutshell. Yep, he's in a nutshell. 1274 01:09:36.920 --> 01:09:39.319 And boy he can and he boy does he not? 1275 01:09:39.560 --> 01:09:42.279 Like Mark? I bet. 1276 01:09:42.359 --> 01:09:45.920 I mean he compares Mark to like the lowest of 1277 01:09:45.960 --> 01:09:48.359 the lows when it comes to the intelligence scale and 1278 01:09:48.399 --> 01:09:52.600 the and the political scale. But we've had that happen before. 1279 01:09:53.840 --> 01:09:55.359 Three h three, he's seven to one to three. He 1280 01:09:55.359 --> 01:09:57.840 talks our number seven, one, three through five five. Give 1281 01:09:57.880 --> 01:10:00.159 us a hint of your follow up coming up, d as, 1282 01:10:00.159 --> 01:10:01.479 I hear you have a great follow up. 1283 01:10:01.479 --> 01:10:01.840 What is it? 1284 01:10:01.920 --> 01:10:06.760 Yeah, this concerns the Waste Connections trash removal problem over 1285 01:10:06.960 --> 01:10:07.720 at Marying. 1286 01:10:07.760 --> 01:10:10.000 Okay, let's bring out the original problem. 1287 01:10:10.439 --> 01:10:12.199 Well you may recalled that, yes, and then we'll give 1288 01:10:12.199 --> 01:10:14.720 the solution after the outcot. Mary Ann called us and 1289 01:10:14.760 --> 01:10:19.039 she lives over there at Hampton Hampton Court condos, and 1290 01:10:19.119 --> 01:10:20.840 she said that at the beginning of the month they 1291 01:10:20.880 --> 01:10:25.560 contracted with Waste Connections to begin service. Hoiste Connections delivered 1292 01:10:25.560 --> 01:10:29.039 a large number of dumpsters, but unfortunately Waste Connections hasn't 1293 01:10:29.079 --> 01:10:32.279 been picking them up and it created not only full dumpsters, 1294 01:10:32.319 --> 01:10:35.520 but shy piles of trash in the dumpster areas. 1295 01:10:36.159 --> 01:10:38.680 And she called us in hopes of her Yeah, they 1296 01:10:38.720 --> 01:10:41.239 were supposed to. They had switched trash company. 1297 01:10:41.319 --> 01:10:43.560 Yeah, they switched trash and they put the bins up 1298 01:10:43.600 --> 01:10:44.880 but they never came and collected it. 1299 01:10:45.000 --> 01:10:46.880 Yeah, exactly, all right, we'll talk about that coming up. 1300 01:10:46.920 --> 01:10:50.680 I'm Troubleshooter Tom Martino Moore on The Troubleshooter Show. Go 1301 01:10:50.840 --> 01:10:54.560 with a sure thing Denver's Best roofer Excel Roofing dot com. 1302 01:10:54.600 --> 01:10:57.000 You don't pay a cent until your content. 1303 01:10:58.840 --> 01:10:59.880 On top of it. 1304 01:11:00.000 --> 01:11:03.199 Time for an insurance check up free no obligation comparison 1305 01:11:03.319 --> 01:11:06.880 call Compass Insurance paying too much your coverage at dozens 1306 01:11:06.880 --> 01:11:09.600 of insurance companies find out now three oh three seven 1307 01:11:09.720 --> 01:11:12.720 seven one help. You'll think you're his only customer when 1308 01:11:12.760 --> 01:11:15.239 you choose Frank durand the real estate Man dot com 1309 01:11:15.239 --> 01:11:18.399 to list your home with Remax Alliance three oh three 1310 01:11:18.439 --> 01:11:20.800 nine two zero sixteen twenty two. 1311 01:11:20.960 --> 01:11:31.119 Yeah, rip new need advice so you don't. 1312 01:11:30.880 --> 01:11:31.359 Have come. 1313 01:11:33.159 --> 01:11:36.680 Come run in just as fast as you can. Show 1314 01:11:36.880 --> 01:11:40.920 Shooter's gonna help come Man. 1315 01:11:40.319 --> 01:11:46.640 Six is The Troubleshooter Show. No Tom Martino, Hi. 1316 01:11:46.640 --> 01:11:50.840 Tom Martino, Your troubleshooter three oh three seven one three 1317 01:11:50.920 --> 01:11:53.880 talk three oh three seven one three eight two five five. 1318 01:11:54.439 --> 01:11:56.800 Welcome to the show, the only show us kind anywhere. 1319 01:11:56.840 --> 01:11:58.680 I say it every day and I mean it where 1320 01:11:58.680 --> 01:12:01.000 we solve problems. Answer question should taking place make your 1321 01:12:01.000 --> 01:12:02.279 life a little easier. 1322 01:12:02.279 --> 01:12:04.159 And today is no exception. 1323 01:12:04.720 --> 01:12:07.520 If we can help you, we will. Deputy d has 1324 01:12:07.640 --> 01:12:13.039 proven that. So this woman's in a condo and dozens of. 1325 01:12:12.920 --> 01:12:13.920 Condos around her. 1326 01:12:14.199 --> 01:12:19.439 They switch. Here's a short story. They switch trash service. 1327 01:12:20.479 --> 01:12:24.239 The new trash service delivers containers, but nothing's been picked 1328 01:12:24.319 --> 01:12:29.039 up for weeks. So without further ado, let's figure out 1329 01:12:29.039 --> 01:12:29.720 what's going on. 1330 01:12:30.239 --> 01:12:33.199 D Well Tom, So, I had a really great conversation 1331 01:12:33.840 --> 01:12:36.239 with a gentleman here locally. He's the manager of the 1332 01:12:36.279 --> 01:12:39.079 Denver facility, and I was referred to him by their 1333 01:12:39.119 --> 01:12:40.560 headquarters out in Texas. 1334 01:12:41.119 --> 01:12:42.039 And his name is. 1335 01:12:42.000 --> 01:12:46.800 Pat and he's a super great guy. He's fantastic, good, knowledgeable, 1336 01:12:46.840 --> 01:12:49.920 he's a stand up dude, and he stands for no 1337 01:12:50.079 --> 01:12:54.800 bolge and the juice over there at waste management. So 1338 01:12:55.359 --> 01:12:58.800 after I spoke with him, here's what he did. So, 1339 01:12:58.920 --> 01:13:00.640 first of all, he set the truck out to pick 1340 01:13:00.720 --> 01:13:04.359 up the dumpsters they got dumped. But that didn't immediately 1341 01:13:04.800 --> 01:13:07.680 and instantly resolve the issue of all these other trash 1342 01:13:07.720 --> 01:13:10.319 bags piled up all over the place, right because the 1343 01:13:10.960 --> 01:13:14.760 consumers ran out of dumpster space. So I spoke with 1344 01:13:14.880 --> 01:13:18.359 Pat a couple of times again today this morning he 1345 01:13:18.479 --> 01:13:21.960 sent the crew over there to shovel all the leftover 1346 01:13:22.039 --> 01:13:24.840 garbage from the ground into the dumpsters, and then he 1347 01:13:24.920 --> 01:13:27.880 sent another truck, another garbage truckle out there to dump 1348 01:13:27.920 --> 01:13:28.520 the dumpsters. 1349 01:13:28.520 --> 01:13:29.560 Again. I love that. 1350 01:13:29.720 --> 01:13:33.600 So, you know, Waste Connections, man, they really stepped up there. 1351 01:13:33.960 --> 01:13:35.760 I've known of them for a long time. They're actually 1352 01:13:35.800 --> 01:13:39.560 a great company. And you know, like anybody, they had 1353 01:13:39.640 --> 01:13:43.000 some kind of a glitch in their system. Their system 1354 01:13:43.079 --> 01:13:46.479 didn't know that the dumpsters needed to start getting picked up. 1355 01:13:46.960 --> 01:13:50.079 But it's not the mistakes you make, It's ninety percent 1356 01:13:50.119 --> 01:13:52.560 of it. It's how you handle them. And he handled 1357 01:13:52.560 --> 01:13:54.760 it great, man. I mean, Pat is just a wonderful 1358 01:13:54.800 --> 01:13:58.600 resource for us and for Waste Connections, and man, he 1359 01:13:58.640 --> 01:14:01.600 deserves a bonus of private working spot and a promotion. 1360 01:14:01.680 --> 01:14:04.760 As far as I went down, how did the consumer report? 1361 01:14:04.840 --> 01:14:05.520 She was happy? 1362 01:14:05.840 --> 01:14:08.039 Well, she had to go to work this morning. So 1363 01:14:08.279 --> 01:14:10.000 I just talked to her a message and said. 1364 01:14:09.800 --> 01:14:11.840 Hey, so are they there now doing all of this? 1365 01:14:12.279 --> 01:14:13.359 They may have already done that. 1366 01:14:13.920 --> 01:14:17.119 I mean, here we are, it's noon, right, and this 1367 01:14:17.359 --> 01:14:20.439 was this morning. I mean, garbage companies start work very early. 1368 01:14:20.520 --> 01:14:23.199 So if I remember right, he's dispatched the crew out 1369 01:14:23.199 --> 01:14:26.319 there probably around nine o'clock or so. And there are 1370 01:14:26.399 --> 01:14:29.479 either four or eight dumpster enclosures around this pretty large 1371 01:14:29.479 --> 01:14:32.000 condo complex. They're going to clean up all of them. 1372 01:14:32.279 --> 01:14:34.600 They're not charging for the cleanup, of course, because it's 1373 01:14:34.600 --> 01:14:37.239 their fault. They're not charging for the extra lift because 1374 01:14:37.239 --> 01:14:40.880 that's also their fault. And pat at Waste Connections did 1375 01:14:41.000 --> 01:14:43.880 verify that. Hey, the computer has been programmed correctly. Now 1376 01:14:44.039 --> 01:14:46.399 they're going to get their pickups as requested. 1377 01:14:46.640 --> 01:14:50.680 Now I want, I mean, hold on, guess what I 1378 01:14:50.720 --> 01:14:53.359 get to use? No, guess what I get to play with? 1379 01:14:54.560 --> 01:14:57.560 Come on, are you there, Shannon? You want to hear it? Ready? 1380 01:14:59.359 --> 01:15:00.680 I finally go it working? 1381 01:15:01.319 --> 01:15:01.479 Mark? 1382 01:15:01.520 --> 01:15:03.399 Do you remember it's Dragon? 1383 01:15:04.840 --> 01:15:07.319 Oh it's I thought now somebody told us we were 1384 01:15:07.319 --> 01:15:09.520 going to have Shannon all the time, which did not 1385 01:15:09.640 --> 01:15:11.039 make me particularly happy. 1386 01:15:11.079 --> 01:15:16.239 But what happened? I thought, he goes since been recent? 1387 01:15:18.159 --> 01:15:19.680 Oh so now it changed again. 1388 01:15:21.520 --> 01:15:24.199 Now it's Dragon all the time. 1389 01:15:24.600 --> 01:15:29.000 No, it isn't. We would never be blessed like that. 1390 01:15:32.560 --> 01:15:35.039 Hey, Dragon, I thought you were going over to Fox 1391 01:15:35.600 --> 01:15:36.760 at these times? 1392 01:15:37.640 --> 01:15:38.359 Who told you that? 1393 01:15:38.560 --> 01:15:38.720 Now? 1394 01:15:38.720 --> 01:15:39.119 You're here. 1395 01:15:40.239 --> 01:15:43.119 Somebody said, we're gonna have Shannon from now on from 1396 01:15:43.159 --> 01:15:43.720 ten to two. 1397 01:15:44.319 --> 01:15:46.119 So what's the deal. Are we always going to have 1398 01:15:46.159 --> 01:15:52.760 you noon to two? It should be all his normal 1399 01:15:52.800 --> 01:15:54.760 I don't. I don't know what's going on. Who the 1400 01:15:54.800 --> 01:15:55.119 other thing? 1401 01:15:55.199 --> 01:15:57.119 Well, then they were lying to me, they were, they were, 1402 01:15:57.159 --> 01:15:58.479 they were trumping me. 1403 01:15:59.079 --> 01:16:02.359 Kelly was just ill last week. 1404 01:16:03.560 --> 01:16:10.239 So Shannon whistling it? Okay, any chance, uh Kachina's going 1405 01:16:10.279 --> 01:16:10.720 to Fox. 1406 01:16:10.800 --> 01:16:14.039 I'm just kidding three h three much. 1407 01:16:15.760 --> 01:16:20.199 So listen, I'm getting a newsletter here from my athletic club, 1408 01:16:20.960 --> 01:16:23.279 and I'm trying to figure out what it means and 1409 01:16:23.319 --> 01:16:24.279 why I'm getting it. 1410 01:16:24.399 --> 01:16:27.439 Actually, they said they wrote to everyone m. 1411 01:16:29.319 --> 01:16:32.760 But here's what I want to know, basically, why they 1412 01:16:32.760 --> 01:16:36.479 didn't address the main issue. Not the main issue. I'm 1413 01:16:36.520 --> 01:16:38.680 so anyway, this is Lifetime. I'm just going to say 1414 01:16:38.800 --> 01:16:41.239 like it is. I love Lifetime. They're great. It's a 1415 01:16:41.239 --> 01:16:45.479 great run facility, and they have locations all over. No, 1416 01:16:45.640 --> 01:16:48.520 I don't get it free from mentioning it, but it 1417 01:16:48.520 --> 01:16:54.119 says we're committed to providing exceptional environments programs, blah blah blah. 1418 01:16:54.399 --> 01:16:56.520 With this in mind, we wanted to. 1419 01:16:58.520 --> 01:17:04.439 Transparency to share the items and reinforce these things. Apparently 1420 01:17:04.520 --> 01:17:06.760 they must be having trouble because they want to reinforce 1421 01:17:06.840 --> 01:17:07.920 these things. 1422 01:17:08.800 --> 01:17:09.880 Here's what you can't do. 1423 01:17:10.760 --> 01:17:16.760 Disrespectful remarks toward other members of the staff, or disparaging 1424 01:17:17.199 --> 01:17:20.880 personal exussee me, or disregarding personal space boundaries. 1425 01:17:21.359 --> 01:17:22.039 What does that mean? 1426 01:17:22.479 --> 01:17:27.960 Unauthorized use of club technology? What does that mean? I'm 1427 01:17:28.000 --> 01:17:32.760 not reserved for staff taking photos or videos with other 1428 01:17:32.960 --> 01:17:37.560 members in the background. They should not be seen, not 1429 01:17:37.600 --> 01:17:43.239 presenting a valid membership recard upon registered, entering poor sportsmanship 1430 01:17:43.960 --> 01:17:50.159 like arguing, or displays of inappropriate behavior language during pick 1431 01:17:50.159 --> 01:17:54.079 a ball, occupying fitness equipment. 1432 01:17:54.239 --> 01:17:56.520 Oh, oh my god, they did address it. 1433 01:17:56.720 --> 01:17:58.920 Oh I didn't. 1434 01:17:59.079 --> 01:18:03.239 I didn't see until now occupying fitness equipment while not 1435 01:18:03.720 --> 01:18:09.640 actively exercising, including extended phone use between sets. 1436 01:18:10.439 --> 01:18:13.239 Thank you Jesus. I was waiting for that. 1437 01:18:13.800 --> 01:18:19.199 I Oh, I can't tell you how that pisses me off. 1438 01:18:19.520 --> 01:18:23.520 These guys are on the fitness Oh, they're chuckling, and 1439 01:18:23.560 --> 01:18:24.960 they have their EarPods in. 1440 01:18:24.960 --> 01:18:26.920 They're listening to somebody EI, they're watching. 1441 01:18:26.720 --> 01:18:32.039 A video or TikTok, or they're texting someone. And I'm 1442 01:18:32.079 --> 01:18:34.479 sitting there waiting six minutes. I finally went up to 1443 01:18:34.520 --> 01:18:37.479 the dude and said, listen, while you're on your cell phone, 1444 01:18:37.479 --> 01:18:39.199 what do you say you sit on the bench and 1445 01:18:39.239 --> 01:18:42.840 I can work out here. Excuse me, I have one 1446 01:18:42.840 --> 01:18:43.439 more set. 1447 01:18:43.239 --> 01:18:44.319 And I said, then get to it. 1448 01:18:44.920 --> 01:18:47.319 I mean, I'm serious, I'm just tired of it. It's 1449 01:18:47.520 --> 01:18:51.640 total in consideration, I did not see that one. 1450 01:18:51.720 --> 01:18:55.199 They should have put that first and read and read copy. Okay. 1451 01:18:55.359 --> 01:18:58.760 Not cleaning or replacing equipment following its use, like re 1452 01:18:58.920 --> 01:19:01.199 racking weights and all that dropping. 1453 01:19:00.880 --> 01:19:03.079 Or slamming weights. Another one is. 1454 01:19:03.319 --> 01:19:07.840 A big workout bags on the floor of the gym, 1455 01:19:07.880 --> 01:19:10.479 you bring them to the locker room, right, Junior members 1456 01:19:10.560 --> 01:19:15.600 under twelve, not supervised. Lap pool lanes being occupied, but 1457 01:19:15.680 --> 01:19:19.279 people aren't swimming. What are they doing anyway, Entering a 1458 01:19:19.319 --> 01:19:26.079 class without advanced registration, wearing outside shoes in sauna, steam 1459 01:19:26.760 --> 01:19:32.319 and massage places. Not wearing shoes or a shirt. 1460 01:19:33.000 --> 01:19:34.760 Outside of the locker room. 1461 01:19:35.000 --> 01:19:38.159 So they don't so you when you're outside that locker room, 1462 01:19:38.159 --> 01:19:39.800 you got to be covered up. They don't want you 1463 01:19:39.880 --> 01:19:40.920 walking around shirtless. 1464 01:19:41.319 --> 01:19:42.039 These guys. 1465 01:19:43.720 --> 01:19:46.800 Basketball tom but they don't do it. 1466 01:19:46.800 --> 01:19:47.600 They're not allowed. 1467 01:19:47.960 --> 01:19:49.880 You're not allowed to just take your shirt off at 1468 01:19:49.880 --> 01:19:53.840 the gym unless you're out at the pool, and God 1469 01:19:53.920 --> 01:19:55.199 forbid you would ever do it. 1470 01:19:57.760 --> 01:20:01.239 Using chalk on the FI witness floor. Now. 1471 01:20:01.239 --> 01:20:03.720 The only time they use chalk is when these old farts, 1472 01:20:05.119 --> 01:20:06.359 you know, pass out from. 1473 01:20:06.239 --> 01:20:08.000 Working out and they know they're not going to get up. 1474 01:20:08.319 --> 01:20:08.880 They use the. 1475 01:20:08.960 --> 01:20:12.479 Chalk as a body outline, like the body. 1476 01:20:12.159 --> 01:20:15.880 Outline right, No smoking or vaping. Well, I never saw that. 1477 01:20:16.239 --> 01:20:22.720 Unauthorized parking in reserve spaces. Now inside the locker room, 1478 01:20:23.319 --> 01:20:30.039 not wearing appropriate attire, walking around exposed scratching balls. 1479 01:20:30.840 --> 01:20:33.520 No, it doesn't say that, but that's what they mean. 1480 01:20:34.319 --> 01:20:37.520 Bending over within four inches of someone's face. 1481 01:20:39.479 --> 01:20:42.880 I've had that happen. It's like, come on, man, what 1482 01:20:42.960 --> 01:20:45.680 are you kidding me? But four and a half inches 1483 01:20:45.800 --> 01:20:51.840 is any better? Tampering with sensors? What on? Oh? Wait 1484 01:20:52.159 --> 01:20:52.800 on what? 1485 01:20:53.199 --> 01:20:57.840 Placing towels on sensors, Pouring liquid over hot coals, drawing 1486 01:20:57.880 --> 01:20:59.880 personal clothes in the saun or steam room. 1487 01:21:00.479 --> 01:21:01.479 Oh my god, can you. 1488 01:21:01.479 --> 01:21:04.800 Imagine using that to dry cl washing underwaying in the sauna, 1489 01:21:04.880 --> 01:21:11.119 steam or hot tubs, using the family locker room when 1490 01:21:11.880 --> 01:21:13.760 when not with junior members? 1491 01:21:13.880 --> 01:21:15.520 Oh I know, someone guilty of that. 1492 01:21:16.000 --> 01:21:18.039 They want to have that private shower and all the 1493 01:21:18.079 --> 01:21:18.960 private everything. 1494 01:21:19.359 --> 01:21:22.439 Bringing glass onto the pool deck. That could be uh, 1495 01:21:22.560 --> 01:21:23.560 that could be dangerous. 1496 01:21:23.960 --> 01:21:27.279 Not placing towels in the collection bins when you're done 1497 01:21:27.319 --> 01:21:34.359 with them. Engaging in loud disruptive behavior. This would be mark. Hey, hey, 1498 01:21:34.399 --> 01:21:39.960 I resemble that, yes see? And uh, misuse of massage 1499 01:21:40.039 --> 01:21:41.920 chairs what does that mean? 1500 01:21:41.960 --> 01:21:46.279 What? Wait a minute, Oh okay, let's hear your theory 1501 01:21:46.319 --> 01:21:48.039 on this one. I don't know. I have a dirty mind. 1502 01:21:48.079 --> 01:21:54.960 Misuse of massage chairs. That's not me doing those sound effects. 1503 01:21:55.039 --> 01:22:00.520 That's dirty dragon anyway. Not allowing children under twelve in 1504 01:22:00.560 --> 01:22:01.800 the whirlpools. 1505 01:22:03.520 --> 01:22:06.760 Okay, I love this. I love it. 1506 01:22:07.920 --> 01:22:13.319 Thank you for addressing these issues. I absolutely love it. 1507 01:22:13.680 --> 01:22:16.520 I'm just going to reach a four inch boundary needs 1508 01:22:16.520 --> 01:22:17.520 to be expanded. 1509 01:22:17.880 --> 01:22:19.000 What four inch boundary? 1510 01:22:19.159 --> 01:22:21.960 Well, this is no bending over within four inches of sign. 1511 01:22:22.000 --> 01:22:25.199 Made that up? Oh oh my god, I made that hole. 1512 01:22:25.319 --> 01:22:27.359 You made it up and you only went with four inches? 1513 01:22:27.560 --> 01:22:30.600 Yeah, I made it forty inches a minimum. I made 1514 01:22:30.640 --> 01:22:32.760 it up. Anyway, what's ever on your mind? We want 1515 01:22:32.760 --> 01:22:33.239 to help you. 1516 01:22:33.319 --> 01:22:37.039 And we got a text here regarding movers. Tom I 1517 01:22:37.079 --> 01:22:40.239 got I got into that. They said the move was 1518 01:22:40.279 --> 01:22:42.880 going to be three thousand dollars. I put one thousand 1519 01:22:42.880 --> 01:22:44.920 dollars down. When the guy came to pick it up, 1520 01:22:44.960 --> 01:22:48.000 he said they misquoted and they knew I needed to 1521 01:22:48.000 --> 01:22:50.279 get out of there that day, so they said they 1522 01:22:50.319 --> 01:22:54.359 need another thousand dollars right then. Okay, so now that's 1523 01:22:54.600 --> 01:22:56.960 two thousand he paid. The whole move is supposed to 1524 01:22:57.000 --> 01:22:58.680 be three thousand, but they said the move was going 1525 01:22:58.760 --> 01:23:00.840 to be more. But he thought he paid the extra 1526 01:23:01.199 --> 01:23:03.399 or she I don't know if it's here. She by 1527 01:23:03.439 --> 01:23:07.079 paying that extra thousand. Then when they got to the location, 1528 01:23:08.479 --> 01:23:12.239 the one delivering it says it's going to be eight 1529 01:23:13.279 --> 01:23:17.800 thousand dollars. It weighed more than expected, so she paid two. 1530 01:23:18.359 --> 01:23:21.720 So far she has to pay eight to get her stuff. 1531 01:23:22.000 --> 01:23:22.960 That's ten grand. 1532 01:23:23.479 --> 01:23:26.880 We got more coming up on The Troubleshooter Show. Three 1533 01:23:26.880 --> 01:23:34.520 O three seven one three A two five five Go 1534 01:23:34.680 --> 01:23:38.399 with a sure Thing Denver's Best Roofer Excel Roofing dot com. 1535 01:23:38.439 --> 01:23:44.159 You don't pay a cent until you're content. Time for 1536 01:23:44.199 --> 01:23:47.399 an insurance check up free no obligation. In comparison, call 1537 01:23:47.479 --> 01:23:50.800 Compass insurance paying too much your coverage at dozens of 1538 01:23:50.840 --> 01:23:53.560 insurance companies find out now three oh three seven to 1539 01:23:53.560 --> 01:23:56.359 seven to one help. You'll think you're his only customer 1540 01:23:56.399 --> 01:23:58.640 when you choose Frank durand the real estate man dot 1541 01:23:58.680 --> 01:24:02.000 com to list your home with Remax Alliance three all 1542 01:24:02.039 --> 01:24:10.479 three nine two zero sixteen twenty two. Hey Tom Martinez 1543 01:24:10.520 --> 01:24:12.680 here at three three seven one three talks seven one 1544 01:24:12.720 --> 01:24:17.119 three eight two five five. I have a text here 1545 01:24:17.399 --> 01:24:24.560 about trash containers in general. When they put a trash 1546 01:24:24.600 --> 01:24:30.079 container at a condo and it has a cover on it, 1547 01:24:30.960 --> 01:24:33.279 does that cover? I don't know why people are asking this. 1548 01:24:33.680 --> 01:24:36.760 Does it have to stay closed? Because ours ends up 1549 01:24:36.880 --> 01:24:40.119 overflowing all the time. I mean, I don't think there's 1550 01:24:40.159 --> 01:24:42.399 a real rule, is there, Dimitri? I mean on that, 1551 01:24:42.479 --> 01:24:45.079 I mean, by logic, you would think the covers there 1552 01:24:45.079 --> 01:24:46.039 to be covered, right, I. 1553 01:24:46.000 --> 01:24:49.239 Mean yeah, if he's talking about the hinged lid on 1554 01:24:49.279 --> 01:24:52.319 a dump you should keep it covered, SOT for two reasons. 1555 01:24:52.319 --> 01:24:54.439 One is we'll keep the wind from blowing your garbage 1556 01:24:54.439 --> 01:24:56.800 you all over the property. And it also helps keep 1557 01:24:56.840 --> 01:24:59.319 animals from getting into your garbage and dragging it out 1558 01:24:59.319 --> 01:24:59.880 of the dumpster. 1559 01:25:00.560 --> 01:25:03.199 All right, But I mean, I mean, if you're going 1560 01:25:03.279 --> 01:25:04.760 to complain about this person. 1561 01:25:05.760 --> 01:25:07.439 I don't know if it's he or shie. But if 1562 01:25:07.439 --> 01:25:08.880 you're gonna complain about this. 1563 01:25:09.199 --> 01:25:11.720 And if the dumpster is overflowing, that just means you 1564 01:25:11.760 --> 01:25:15.119 didn't order enough service frequency. 1565 01:25:16.000 --> 01:25:18.760 Is there a frequency you can order that's just when 1566 01:25:18.800 --> 01:25:19.800 it needs it? 1567 01:25:19.840 --> 01:25:20.720 Is there such a thing? 1568 01:25:20.800 --> 01:25:24.199 Yeah, it's not practical though. It's extremely expensive. So a 1569 01:25:24.239 --> 01:25:27.560 typical dumpster pre scheduled might run you thirty forty fifty 1570 01:25:27.600 --> 01:25:30.960 dollars per dump but on call service will run you. 1571 01:25:30.960 --> 01:25:33.680 Well over one hundred dollars. Hey, Mark, I never asked this. 1572 01:25:33.760 --> 01:25:35.560 What do you do for trash service out there? 1573 01:25:36.760 --> 01:25:39.920 We've gone through three different ones. The current one we 1574 01:25:40.039 --> 01:25:42.640 have is really good. 1575 01:25:43.680 --> 01:25:45.920 But do you have a dumpster? Oh? 1576 01:25:45.960 --> 01:25:49.199 No, no, no, we have two fifty gallon or whatever 1577 01:25:49.239 --> 01:25:52.239 you call them. One of the companies that they actually do, 1578 01:25:52.279 --> 01:25:54.520 they actually do curb service out there. 1579 01:25:54.720 --> 01:25:55.840 Yeah, so we got curb. 1580 01:25:55.880 --> 01:26:01.159 But interestingly enough, I sued our trash company from my 1581 01:26:01.239 --> 01:26:05.119 guy two or three years ago, and part of the 1582 01:26:05.239 --> 01:26:09.000 lawsuit I wanted to keep their trash cans, so I 1583 01:26:09.000 --> 01:26:11.319 don't even pay for the trash cans. I use the 1584 01:26:11.359 --> 01:26:13.680 old companies because they gave them to me. 1585 01:26:13.840 --> 01:26:22.119 To settle the lawsuit. Oh my god, I know, it's crazy. 1586 01:26:23.560 --> 01:26:25.119 I used to have in Franktown. 1587 01:26:25.159 --> 01:26:27.520 I used to have a dumpster and they would come 1588 01:26:27.520 --> 01:26:29.479 and just do the dumpster and we would put everything 1589 01:26:29.479 --> 01:26:30.960 in the dumpster down near the barn. 1590 01:26:31.359 --> 01:26:33.199 Oh, that sounds like that would be a pain in 1591 01:26:33.239 --> 01:26:36.359 the ass. Honestly, Well, it's. 1592 01:26:36.239 --> 01:26:38.760 Kind of, but we had so much trash compared to 1593 01:26:38.800 --> 01:26:41.920 a normal household at the time. But that's what we 1594 01:26:41.960 --> 01:26:44.039 would do, so I would I would throw it in 1595 01:26:44.039 --> 01:26:45.840 the pick up, run down and jump it into the 1596 01:26:45.880 --> 01:26:48.760 dumpster and then the dumpster would be dumped. I don't know, 1597 01:26:48.800 --> 01:26:51.079 I think it was so big. It was once a month, 1598 01:26:51.159 --> 01:26:52.720 maybe once every three weeks whatever. 1599 01:26:52.840 --> 01:26:55.720 Yeah, that's really common in rural areas, kind of like 1600 01:26:55.760 --> 01:26:58.600 that Sedalia, Franktown, Elizabeth area. You'll see a lot of 1601 01:26:58.640 --> 01:27:01.319 people have dumpsters their residential properties. 1602 01:27:01.439 --> 01:27:03.399 Yeah, and you hide and we hit it behind the 1603 01:27:03.399 --> 01:27:05.680 barn and it was it was you know, it's really 1604 01:27:05.760 --> 01:27:07.920 a cool, like, you know, cool way to do it. 1605 01:27:08.039 --> 01:27:11.439 And it wasn't that expensive actually at all. Now what 1606 01:27:11.439 --> 01:27:14.079 Mark said is true. It's a little more of a 1607 01:27:14.079 --> 01:27:16.920 pain in the ass because you're moved, you know, you're 1608 01:27:17.000 --> 01:27:19.760 putting stuff in the in the pickup and then running 1609 01:27:19.760 --> 01:27:21.920 it down to the barn which is like a thousand 1610 01:27:21.920 --> 01:27:25.439 foot runway or something three oh three seven one three 1611 01:27:25.239 --> 01:27:29.000 eight two five five. And we have someone who said 1612 01:27:29.000 --> 01:27:30.159 they don't want to go on the air, but they 1613 01:27:30.159 --> 01:27:31.239 do want to know about this. 1614 01:27:31.800 --> 01:27:32.439 They want to know. 1615 01:27:32.399 --> 01:27:35.560 It's as normal when you do a new furnace, do 1616 01:27:35.680 --> 01:27:38.880 they have to punch in that My I had an 1617 01:27:38.960 --> 01:27:41.319 old furnace and putting in a new one, and they 1618 01:27:41.359 --> 01:27:43.439 said they had to punch a hole in the side 1619 01:27:43.479 --> 01:27:46.880 put a fluid for fresh air intake. Now I have 1620 01:27:46.920 --> 01:27:50.880 an open flu to my furnace room and it's cold. 1621 01:27:51.840 --> 01:27:53.359 Yeah, they do have to do that. 1622 01:27:53.680 --> 01:27:56.239 If you go to a certain efficiency and you're upgrading, 1623 01:27:56.920 --> 01:28:01.000 you have to have fresh air. So in a furnace, 1624 01:28:01.239 --> 01:28:05.439 it's fresh air return I excuse me, not return fresh air, 1625 01:28:05.800 --> 01:28:10.439 combustion air. So it's what your furnace uses to breathe 1626 01:28:11.399 --> 01:28:14.960 rather than taking from the inside of the house. Now, 1627 01:28:15.000 --> 01:28:17.880 the thing is they want you to have fresh air 1628 01:28:18.000 --> 01:28:22.119 coming in, and that fresh air usually comes in, goes 1629 01:28:22.199 --> 01:28:23.520 down and sits at. 1630 01:28:23.359 --> 01:28:26.199 The side of the bottom of your furnace. 1631 01:28:26.760 --> 01:28:32.119 Okay, Now, then you also need and I think everyone 1632 01:28:32.199 --> 01:28:35.680 knows this. Adequate return air. One of the biggest faults 1633 01:28:36.000 --> 01:28:41.000 in home HVAC systems, the one that cuts down efficiency 1634 01:28:41.640 --> 01:28:44.560 the most, is. 1635 01:28:44.600 --> 01:28:48.119 Not enough return air. 1636 01:28:48.720 --> 01:28:52.439 You have a lot of ducks feeding out, But think 1637 01:28:52.439 --> 01:28:55.159 about this, if you have a lot of duct work 1638 01:28:55.199 --> 01:28:58.039 and a lot of registers feeding out into the home. 1639 01:28:59.239 --> 01:29:02.920 If you don't don't have a balanced. 1640 01:29:02.560 --> 01:29:08.359 Return air system, your system is being choked down the 1641 01:29:08.399 --> 01:29:10.399 same as if it had a lot of return air 1642 01:29:11.399 --> 01:29:14.439 but not a lot of vents or registers, you know, 1643 01:29:14.560 --> 01:29:19.079 or ductwork. So think about your furnace as a breathing machine. 1644 01:29:19.800 --> 01:29:21.560 It takes outside air. 1645 01:29:21.920 --> 01:29:24.319 And it turns it into you know, and that's what's 1646 01:29:24.319 --> 01:29:28.159 you used to make the fire, the flame and to combust. 1647 01:29:28.720 --> 01:29:32.039 Then that's fed out the flu. So that's a closed system. 1648 01:29:32.239 --> 01:29:35.600 You take outside air and it goes out the flu. Okay, 1649 01:29:35.760 --> 01:29:37.560 that has nothing to do with the heated air in 1650 01:29:37.600 --> 01:29:41.319 your house. Now, the heated air in your house goes 1651 01:29:41.560 --> 01:29:46.039 out through the ductwork into your home and back through 1652 01:29:46.079 --> 01:29:49.359 the return like a big circle, right, But if that 1653 01:29:49.520 --> 01:29:51.560 circle is is. 1654 01:29:51.640 --> 01:29:54.319 Choked at any point, it cuts. 1655 01:29:54.000 --> 01:29:56.640 Down the efficiency of your furnace can be up to 1656 01:29:56.680 --> 01:30:01.279 fifty percent. There was a company years ago that promise 1657 01:30:01.359 --> 01:30:07.199 to increase the efficiency of most furnaces, and they charge 1658 01:30:07.239 --> 01:30:11.000 a flat rate, and they said they'll do an estimate first. 1659 01:30:11.039 --> 01:30:13.560 To excuse me, they'll do an examination to see if 1660 01:30:13.560 --> 01:30:17.800 you need their service. They were simply doing, and they 1661 01:30:17.800 --> 01:30:21.840 were amazingly popular. They were simply going out to homes 1662 01:30:23.119 --> 01:30:26.880 to see if they had enough return air and that alone. 1663 01:30:26.880 --> 01:30:29.479 Helped sometimes. 1664 01:30:30.680 --> 01:30:36.680 Fifty more efficiency or or more effectiveness, not necessarily efficiency, 1665 01:30:36.720 --> 01:30:40.800 but effectiveness in getting all of that return air where 1666 01:30:40.800 --> 01:30:46.239 it should be. So that is a pretty cool thing, 1667 01:30:46.720 --> 01:30:51.239 is checking that you have complete circulation. Sometimes you don't 1668 01:30:51.239 --> 01:30:54.159 even need a new furnace and you're wondering, why are 1669 01:30:54.159 --> 01:30:55.640 the register not pushing out enough? 1670 01:30:55.800 --> 01:30:56.760 Well, if you have an. 1671 01:30:56.680 --> 01:30:58.840 Air tight house or close to airtight and you don't 1672 01:30:58.840 --> 01:31:03.239 have enough return air, you're gonna get choked down with 1673 01:31:03.560 --> 01:31:06.680 air movement being thwarted. 1674 01:31:08.760 --> 01:31:09.600 I'm Tom Martino. 1675 01:31:09.680 --> 01:31:12.399 We got more coming on three oh three seven, one, three, eight, 1676 01:31:12.439 --> 01:31:20.439 two five five. Go with a sure thing Denver's Best 1677 01:31:20.520 --> 01:31:22.479 roofer Excel Roofing dot com. 1678 01:31:22.520 --> 01:31:24.560 You don't pay a cent until you're content. 1679 01:31:27.920 --> 01:31:30.479 Time for an insurance check up free, no obligation in 1680 01:31:30.520 --> 01:31:34.399 comparison call Compass Insurance, paying too much your coverage at 1681 01:31:34.439 --> 01:31:35.840 dozens of insurance companies. 1682 01:31:35.920 --> 01:31:38.119 Find out now three oh three seven seven to one. 1683 01:31:38.239 --> 01:31:41.039 Help you'll think you're his only customer when you choose 1684 01:31:41.079 --> 01:31:43.600 Frank durand the real estate man dot com to list 1685 01:31:43.640 --> 01:31:46.720 your home with Remax Alliance three oh three nine two 1686 01:31:46.800 --> 01:31:59.640 zero sixteen twenty two. Hey Tom Martino here, Cherry, what's 1687 01:31:59.680 --> 01:32:01.119 going on with your son's employer? 1688 01:32:01.920 --> 01:32:02.520 Hi, Jerry. 1689 01:32:03.159 --> 01:32:11.159 Well, he's harassing, he's bowling, he's he's not following his 1690 01:32:11.319 --> 01:32:13.279 contract at all, his Breech contract. 1691 01:32:13.880 --> 01:32:15.600 And he tells me, let's talk about it. 1692 01:32:15.880 --> 01:32:17.720 How long has your son been How long has your 1693 01:32:17.720 --> 01:32:18.720 son been working there? 1694 01:32:21.199 --> 01:32:24.920 How long has he been working for a couple of 1695 01:32:25.000 --> 01:32:27.119 years at least longer than that. 1696 01:32:27.239 --> 01:32:29.800 And what does he do? What kind of job is it? 1697 01:32:29.880 --> 01:32:32.960 He is an armed security guard? 1698 01:32:35.640 --> 01:32:40.439 Okay, And you said that his employer is doing things wrong. 1699 01:32:41.239 --> 01:32:42.039 List him for me. 1700 01:32:43.399 --> 01:32:47.560 Well, one thing, he's his contract is for Colorado Springs, 1701 01:32:47.600 --> 01:32:51.479 and he keeps and he's licensed for Colorado Springs. H 1702 01:32:51.600 --> 01:32:55.119 he keeps sending him to Denver to work in Denver site. 1703 01:32:55.359 --> 01:33:01.520 He is not licensed in Denver. He's his contract says 1704 01:33:01.560 --> 01:33:04.319 he's going to be strictly in Colorado Springs. 1705 01:33:04.680 --> 01:33:07.800 When you say his contract, Jerry, Jerry, do you mean 1706 01:33:08.239 --> 01:33:13.279 your son's contract with his employer or the employer's contract 1707 01:33:13.359 --> 01:33:14.039 with the client. 1708 01:33:15.720 --> 01:33:21.399 No, it's it's Stephen's contract with the owner of the business. 1709 01:33:22.479 --> 01:33:26.000 Okay. And so why doesn't Stephen quit? 1710 01:33:28.039 --> 01:33:30.840 Well, he has tried. 1711 01:33:30.680 --> 01:33:33.800 And I'm not saying I'm not saying that's the only solution. 1712 01:33:33.920 --> 01:33:36.600 I'm just asking why doesn't he look for a better 1713 01:33:36.720 --> 01:33:39.279 job somewhere he has? 1714 01:33:39.439 --> 01:33:42.319 And when he does, then this boss comes along and 1715 01:33:42.479 --> 01:33:47.239 black ballsam and tells these people craziness, and then so 1716 01:33:47.319 --> 01:33:48.840 he loses the opportunity. 1717 01:33:49.319 --> 01:33:50.760 And he's really. 1718 01:33:50.520 --> 01:33:53.760 Like, what what does the does your well that that's 1719 01:33:53.800 --> 01:33:57.600 against the rules, Jerry, is your son? Does your son 1720 01:33:57.640 --> 01:33:59.680 have evidence that he's been blackballed? 1721 01:34:01.119 --> 01:34:05.119 Yes, he said, if he needed to, he could end 1722 01:34:05.199 --> 01:34:07.920 up in court with him with the information that he's 1723 01:34:07.960 --> 01:34:14.840 been keeping. Well, when somebody offers him a job, then 1724 01:34:15.079 --> 01:34:17.720 he goes ahead, and then they'll come back and say, oh, well, 1725 01:34:17.720 --> 01:34:22.920 we've talked to your previous employer and he's telling us 1726 01:34:22.920 --> 01:34:25.119 this is and this, so we can't hire you. 1727 01:34:25.680 --> 01:34:29.079 So it's oh, wow, is that's wrong? 1728 01:34:30.560 --> 01:34:31.359 Absolutely? 1729 01:34:31.439 --> 01:34:35.560 It is that is good. Yeah, so your son's been 1730 01:34:35.600 --> 01:34:36.920 there two years. 1731 01:34:36.720 --> 01:34:40.680 Right, at least at least I can't remember exactly what did. 1732 01:34:40.520 --> 01:34:42.479 He do before? What did he do before that? 1733 01:34:42.640 --> 01:34:48.119 Jerry, he was working well armed security guard for a 1734 01:34:48.159 --> 01:34:52.239 different company that is no longer okay, in business. 1735 01:34:52.479 --> 01:34:55.640 So I'm curious when has your son ever thought about 1736 01:34:55.680 --> 01:34:58.319 going into the police. Has your son ever thought about 1737 01:34:58.359 --> 01:35:02.800 going into the police academy? 1738 01:35:03.239 --> 01:35:08.079 He has, but they need a college and he hasn't 1739 01:35:08.079 --> 01:35:10.479 been to college. He hasn't. He's just got a high school. 1740 01:35:10.840 --> 01:35:15.560 Okay, I didn't realize college education. Where's a prerequisite for 1741 01:35:16.119 --> 01:35:17.119 the police academy? 1742 01:35:17.560 --> 01:35:23.239 That's your son should definitely go to Aurora and Denver's 1743 01:35:23.359 --> 01:35:27.119 desperate for police recruits and you only need high school education. 1744 01:35:27.760 --> 01:35:34.600 That's a great career. Aurora, Denver, Denver and Aurora. I 1745 01:35:34.680 --> 01:35:37.319 just that their stuff the other day. They're desperate for 1746 01:35:37.840 --> 01:35:40.600 people to fill their academy and you only need high 1747 01:35:40.600 --> 01:35:43.880 school or a deed. I get out of that. 1748 01:35:44.079 --> 01:35:46.640 And not only that, how old is your How old 1749 01:35:46.720 --> 01:35:47.279 is your son? 1750 01:35:48.880 --> 01:35:50.720 They will be forty in December? 1751 01:35:52.119 --> 01:35:53.119 All right? What were you gonna say? 1752 01:35:53.479 --> 01:35:53.560 So? 1753 01:35:53.680 --> 01:35:56.840 Not only do most police departments do not require degree, 1754 01:35:57.039 --> 01:35:59.880 there are community colleges, like what's the big one over 1755 01:35:59.880 --> 01:36:04.560 there in Santa Fe. You can actually major, you can 1756 01:36:04.600 --> 01:36:08.119 actually major in police academy over there. They even have 1757 01:36:08.279 --> 01:36:10.520 mock up police cars. They drive all over the parking 1758 01:36:10.520 --> 01:36:13.640 lot and do that kind of stuff. And uh, that's 1759 01:36:13.680 --> 01:36:16.319 that's a really good option. If he can't get hired directly, 1760 01:36:16.760 --> 01:36:19.039 he can fund his own police academy at a Rapo 1761 01:36:19.079 --> 01:36:20.079 community college. 1762 01:36:21.560 --> 01:36:25.640 Okay, he's got at this place where he understand. 1763 01:36:25.880 --> 01:36:28.880 But but the the issue at hand is this, Jerry, 1764 01:36:29.119 --> 01:36:31.720 I think what you're asking us is is there anything 1765 01:36:31.760 --> 01:36:32.640 you can do about it? 1766 01:36:32.960 --> 01:36:35.079 Well, if he has an employment contract. 1767 01:36:35.920 --> 01:36:40.079 If he has an employment contract, I mean, did he 1768 01:36:40.159 --> 01:36:42.800 ever bring up to the boss you're violating the contract? 1769 01:36:44.119 --> 01:36:48.239 Oh yes, oh yes, And he says, well, it says 1770 01:36:48.279 --> 01:36:50.720 what I wanted to say, So in other words, I 1771 01:36:50.760 --> 01:36:54.600 can change it by the way I wanted to say. 1772 01:36:54.000 --> 01:36:57.720 Well, he kind of can, but he can't. Let's just 1773 01:36:57.800 --> 01:37:03.760 be logical, Jerry. Let's say your son sued this guy 1774 01:37:04.359 --> 01:37:08.359 for breach of contract. Because when you have a contract, 1775 01:37:08.399 --> 01:37:13.079 there is something called breach of contract when they're not 1776 01:37:13.239 --> 01:37:13.840 honoring it. 1777 01:37:14.640 --> 01:37:17.119 What would your son in order to have any. 1778 01:37:17.039 --> 01:37:21.640 Effective lawsuit for a breach, you have to have losses. 1779 01:37:22.119 --> 01:37:25.920 So I'm just playing a game here, like a logic 1780 01:37:26.000 --> 01:37:30.039 game here or a scenario game. What would your son's 1781 01:37:30.600 --> 01:37:34.239 losses be as a result of this breach? 1782 01:37:34.720 --> 01:37:36.079 What did your son lose? 1783 01:37:40.800 --> 01:37:43.560 I'm not sure exactly how to answer that he would 1784 01:37:43.960 --> 01:37:47.199 be able to get a decent job somewhere else for one. 1785 01:37:47.479 --> 01:37:49.720 Well, hold on, hoh wait, wait wait, Jerry, hold on, 1786 01:37:49.840 --> 01:37:52.199 hold on, you bring up a good point. So what 1787 01:37:52.239 --> 01:37:57.319 you're saying is this, if he wasn't employed here, he'd 1788 01:37:57.359 --> 01:37:59.680 be able to get better job somewhere else. So are 1789 01:37:59.720 --> 01:38:03.239 you saying he would have to sue him in order 1790 01:38:03.279 --> 01:38:05.000 to find a better job somewhere else? 1791 01:38:06.439 --> 01:38:10.880 Probably? So why is that? Tell me? I never heard 1792 01:38:10.880 --> 01:38:11.720 of a job like that. 1793 01:38:12.079 --> 01:38:15.560 So you're saying to me, Jerry, that your son Steven 1794 01:38:16.039 --> 01:38:19.640 cannot go out and find a better job without suing 1795 01:38:19.720 --> 01:38:20.840 his current employer. 1796 01:38:22.359 --> 01:38:25.680 Well, he could, but then he would be blackballed. 1797 01:38:27.159 --> 01:38:30.359 Oh that's the part you're saying. 1798 01:38:30.399 --> 01:38:32.119 In other words, in order to. 1799 01:38:32.279 --> 01:38:35.840 Stop that, he would have to leave the guy and 1800 01:38:35.960 --> 01:38:38.439 threaten to sue him or sue him to keep him 1801 01:38:38.479 --> 01:38:42.840 from doing false reports. Why does why is this employer 1802 01:38:42.920 --> 01:38:43.720 such a jerk? 1803 01:38:46.279 --> 01:38:46.640 Well? 1804 01:38:46.880 --> 01:38:49.840 That's a good question. When he first went. 1805 01:38:49.760 --> 01:38:52.439 To work, does the employer have other Does the employer 1806 01:38:52.520 --> 01:38:53.720 have other people. 1807 01:38:53.439 --> 01:38:54.199 On the payroll? 1808 01:38:55.680 --> 01:38:58.000 Oh, yes, there are several officers. 1809 01:39:00.319 --> 01:39:02.880 And are they in agreement with your son? 1810 01:39:04.640 --> 01:39:08.000 Some are, some aren't. And they're all scared to death 1811 01:39:08.039 --> 01:39:10.319 of this guy. 1812 01:39:10.560 --> 01:39:11.560 Why are they scared? 1813 01:39:13.479 --> 01:39:18.600 Well, he thinks he's got powers to do all sorts 1814 01:39:18.600 --> 01:39:22.079 of things, keep them from finding another job, blackballing them 1815 01:39:22.079 --> 01:39:29.640 with other companies. Yeah, he changes schedules midshift. He'll call 1816 01:39:29.720 --> 01:39:33.920 him while he's on work. I've changed your schedule. You're 1817 01:39:33.960 --> 01:39:35.880 going to work until this or you need to go 1818 01:39:35.960 --> 01:39:41.319 over to this other site, and he and threatens him. 1819 01:39:41.359 --> 01:39:44.319 If you don't, you're fired. And he has him working 1820 01:39:44.359 --> 01:39:51.479 anywhere from twelve to eighteen hours a day time. 1821 01:39:51.560 --> 01:39:56.239 I got a way to short circuit this whole problem, Jerry. 1822 01:39:56.600 --> 01:39:58.319 I think there are two things I'd like to tell you. 1823 01:39:58.359 --> 01:40:01.840 One is, as you already know, your son needs to 1824 01:40:01.840 --> 01:40:04.680 get out of there. But your son has a much 1825 01:40:04.680 --> 01:40:07.319 bigger problem that I didn't hear you or anyone else 1826 01:40:07.399 --> 01:40:11.159 raised during this conversation. If he's working as armed security 1827 01:40:11.159 --> 01:40:14.279 in Denver without a license in Denver, he's going to 1828 01:40:14.319 --> 01:40:18.119 get busted with very serious criminal charges. It might even 1829 01:40:18.199 --> 01:40:22.399 be a felony, So he needs to stop doing that. However, 1830 01:40:23.159 --> 01:40:27.600 if he has a record. So the final thing I'll 1831 01:40:27.640 --> 01:40:30.079 say is, I think he has a bargaining chip here 1832 01:40:30.479 --> 01:40:33.880 with this crummy boss, which is to threaten to go 1833 01:40:33.960 --> 01:40:37.560 to the Denver City government and turn in his crummy 1834 01:40:37.560 --> 01:40:41.880 boss for sending unlicensed armed security guards into the city 1835 01:40:41.920 --> 01:40:42.439 of Denver. 1836 01:40:43.119 --> 01:40:44.439 And your son can offer. 1837 01:40:44.239 --> 01:40:48.359 His boss this option if you blackball me again. Here's 1838 01:40:48.399 --> 01:40:50.640 the phone number I'm gonna call, and here's the affidavit 1839 01:40:50.640 --> 01:40:53.079 I'm gonna file with the City of Denver. So I 1840 01:40:53.199 --> 01:40:55.840 better not get another back, you know, black mark on 1841 01:40:55.880 --> 01:40:58.319 my record from you. And then he needs to quit 1842 01:40:58.359 --> 01:40:59.479 and walk out. 1843 01:41:00.479 --> 01:41:02.239 Okay, okay, but God. 1844 01:41:02.079 --> 01:41:05.439 Forbid he gets busted in Denver without a license, there 1845 01:41:05.479 --> 01:41:06.960 goes his long career. 1846 01:41:07.000 --> 01:41:12.319 He'll do concerned, And so I would. 1847 01:41:12.079 --> 01:41:14.800 Use this bargains as a bargaining chip with his boss. 1848 01:41:16.000 --> 01:41:18.800 Yeah, he sends him up there every Sunday. He's up 1849 01:41:18.800 --> 01:41:20.039 there every Sunday. 1850 01:41:20.960 --> 01:41:24.199 If that was me, I would quit today and send 1851 01:41:24.199 --> 01:41:26.239 this email to the boss. Definitely, I wouldn't have that 1852 01:41:26.279 --> 01:41:29.760 conversation in person with a dangerous man but I would 1853 01:41:29.760 --> 01:41:32.520 do it on a recorded phone call or via email 1854 01:41:32.920 --> 01:41:35.239 and promise to turn him in if there's one more 1855 01:41:35.279 --> 01:41:37.159 black mark on his reference record. 1856 01:41:39.079 --> 01:41:42.119 Okay, that's a good that's some good advice. But but 1857 01:41:42.359 --> 01:41:45.840 suing is never gonna work. It's going to be too expensive. Now, 1858 01:41:45.880 --> 01:41:48.720 he might have an attorney write a letter saying, you know, 1859 01:41:48.840 --> 01:41:51.880 as my client tries to find a job, if you 1860 01:41:52.000 --> 01:41:54.159 blackball him, we're going to sue you for whatever. 1861 01:41:54.239 --> 01:41:56.319 But and that might do it. I don't know how. 1862 01:41:56.399 --> 01:41:58.600 I don't know how big of a jerk this guy 1863 01:41:58.800 --> 01:42:04.560 is or whatever. And I'm surprised that the employers, the employees. 1864 01:42:04.039 --> 01:42:04.680 All take it. 1865 01:42:05.520 --> 01:42:08.159 If I was him, I would definitely get another job, 1866 01:42:08.199 --> 01:42:09.000 though I would. 1867 01:42:09.199 --> 01:42:11.399 You're never going to make this guy do the right thing. 1868 01:42:12.560 --> 01:42:13.920 How much does he make a year? 1869 01:42:17.960 --> 01:42:20.880 Well, it's about thirty six dollars a month? 1870 01:42:23.439 --> 01:42:30.600 You mean net or gross? Is that after taxes and everything? 1871 01:42:31.119 --> 01:42:31.800 After tax? 1872 01:42:32.119 --> 01:42:35.920 Yes, after taxing, so. 1873 01:42:35.920 --> 01:42:42.640 He makes about sixty rand probably, yeah, sixty sixty five. 1874 01:42:43.279 --> 01:42:47.920 Okay, what do police officers start at? Do we know, Tom? 1875 01:42:48.000 --> 01:42:48.359 Do we know? 1876 01:42:48.439 --> 01:42:53.640 You have no idea? Yeah, Jerry, I don't have any idea, Jerry. 1877 01:42:53.680 --> 01:42:56.840 If this is bo if your son just goes over. 1878 01:42:56.720 --> 01:42:59.920 And signs up for the Denver Police Academy just to 1879 01:43:00.079 --> 01:43:03.159 go to the academy. Denver's paying thirty three dollars an 1880 01:43:03.159 --> 01:43:06.159 hour to go to the academy. Back in the day, 1881 01:43:06.319 --> 01:43:09.680 you had to donate your own time, which is around now. 1882 01:43:09.760 --> 01:43:11.760 Not only that, but here's the police. 1883 01:43:12.079 --> 01:43:14.720 The police academy is not going to ask the former 1884 01:43:14.760 --> 01:43:16.840 employer think what they think of him. 1885 01:43:17.039 --> 01:43:19.520 I don't think so because they're desperate for officers. 1886 01:43:19.560 --> 01:43:22.359 And I think no, no, no, not because they're desperate. 1887 01:43:22.680 --> 01:43:25.760 Not because they're desperate. They'll do their own background check. 1888 01:43:26.279 --> 01:43:29.760 They don't care about what somebody says about him. 1889 01:43:30.560 --> 01:43:31.359 That's what I would do. 1890 01:43:32.880 --> 01:43:36.159 He doesn't smoke, he doesn't drink, he's got his little daughter. 1891 01:43:36.720 --> 01:43:42.039 Well, what fun is he? He doesn't sound like any fun, Jerry. 1892 01:43:42.079 --> 01:43:44.800 That's another reason not to show up in Denver with 1893 01:43:44.920 --> 01:43:46.600 a gun without a license. 1894 01:43:46.720 --> 01:43:52.239 Yeah, hey, listen, Jerry, just really try try the police academy. 1895 01:43:52.319 --> 01:43:53.239 Let us know how it works out. 1896 01:43:53.279 --> 01:43:55.279 Three oh three seven one three eight two five five. Brant, 1897 01:43:55.439 --> 01:43:58.319 you're up next right after this about capital gains taxes. 1898 01:44:04.039 --> 01:44:07.279 Go with a sure thing Denver's best roofer Excel Roofing 1899 01:44:07.399 --> 01:44:08.000 dot com. 1900 01:44:08.039 --> 01:44:10.039 You don't pay a cent until you're content. 1901 01:44:13.439 --> 01:44:16.600 Time for an insurance check up free no obligation comparison 1902 01:44:16.720 --> 01:44:20.319 call Compass Insurance paying too much your coverage at dozens 1903 01:44:20.319 --> 01:44:23.039 of insurance companies find out now three oh three seven 1904 01:44:23.159 --> 01:44:25.960 seven to one help. You'll think you're his only customer 1905 01:44:26.000 --> 01:44:28.239 when you choose Frank durand the real estate Man dot 1906 01:44:28.279 --> 01:44:31.600 com to list your home with Remax Alliance three oh 1907 01:44:31.640 --> 01:44:39.680 three nine two zero sixteen twenty two. Hey Tom Martino, 1908 01:44:39.800 --> 01:44:43.600 your troubleshooter three O three seven one three talk seven 1909 01:44:43.680 --> 01:44:46.279 one three eight two five five. Brent has a question 1910 01:44:46.319 --> 01:44:48.199 on Capital Games. Go ahead, Brent, what's going on? 1911 01:44:49.560 --> 01:44:53.600 Yeah, hi, com, I just sold a house and oh 1912 01:44:53.720 --> 01:44:54.279 can you hear me? 1913 01:44:55.720 --> 01:44:56.359 Yes? I can? 1914 01:44:57.319 --> 01:45:00.319 Okay, I just sold a house and uh, just I'm 1915 01:45:00.359 --> 01:45:02.359 not going to be putting the money from the house 1916 01:45:02.800 --> 01:45:05.760 into another property for a couple of years. And I'm 1917 01:45:05.880 --> 01:45:07.800 just kind of curious on you. 1918 01:45:07.760 --> 01:45:09.319 Know that, how much did you hold on? 1919 01:45:09.600 --> 01:45:12.880 If you if you take your basis that's the price 1920 01:45:12.920 --> 01:45:16.760 of the house you paid and any permanent improvements, what 1921 01:45:16.800 --> 01:45:18.359 does it add up to your basis? 1922 01:45:20.680 --> 01:45:22.760 So does it? Because I had an all in one 1923 01:45:22.800 --> 01:45:25.439 loan on the house also which I bought some property 1924 01:45:25.479 --> 01:45:27.319 on this It doesn't matter what the loan is. 1925 01:45:27.399 --> 01:45:29.720 I need to know if you take the raw purchase 1926 01:45:29.760 --> 01:45:32.720 price and all of the permanent improvements. 1927 01:45:33.279 --> 01:45:35.039 Roughly, what is your basis? 1928 01:45:36.079 --> 01:45:39.159 When you say basis, I mean how much am I gonna? 1929 01:45:39.359 --> 01:45:41.760 Okay, let's say let's say you bought the house for 1930 01:45:41.840 --> 01:45:44.399 five hundred thousand, and let's say you put one hundred 1931 01:45:44.439 --> 01:45:49.199 thousand into improvements like carpeting and windows and other stuff. 1932 01:45:49.359 --> 01:45:52.680 That would be a six hundred thousand dollars basis. 1933 01:45:53.000 --> 01:45:55.000 What would your basis be in this house. 1934 01:45:54.800 --> 01:45:59.680 Approximately about three hundred and ten thousand, And what. 1935 01:45:59.600 --> 01:46:00.000 Did you say? 1936 01:46:00.079 --> 01:46:13.159 Sell it for seven sixty five? Are you married filing jointly? 1937 01:46:14.239 --> 01:46:14.399 Yes? 1938 01:46:16.319 --> 01:46:19.560 And do you both have that as your primary residence? 1939 01:46:20.439 --> 01:46:20.640 Yes? 1940 01:46:22.640 --> 01:46:26.199 Then you have no tax to pay. Ever, you don't 1941 01:46:26.199 --> 01:46:28.159 have to do anything with the money. I can fill 1942 01:46:28.159 --> 01:46:31.680 in the details right after this. Go with a sure 1943 01:46:31.760 --> 01:46:34.880 thing Denver's Best roofer Excel roofing dot com. 1944 01:46:34.920 --> 01:46:36.960 You don't pay a cent until you're content. 1945 01:46:40.319 --> 01:46:43.880 Time for an insurance checkup free no obligation comparison call 1946 01:46:43.960 --> 01:46:47.279 compass insurance paying too much your coverage at dozens of 1947 01:46:47.319 --> 01:46:50.239 insurance companies find out now three O three seven seven 1948 01:46:50.279 --> 01:46:53.039 to one help. You'll think you're his only customer when 1949 01:46:53.079 --> 01:46:55.560 you choose Frank durand the real estate man dot com 1950 01:46:55.600 --> 01:46:58.720 to list your home with Remax Alliance three oh three 1951 01:46:58.800 --> 01:47:07.119 nine two zero sixteen T twenty two. 1952 01:47:05.960 --> 01:47:11.479 Ripped up new It needed that so you don't have to. 1953 01:47:13.920 --> 01:47:14.119 Run. 1954 01:47:14.479 --> 01:47:15.880 Just as fast as you can. 1955 01:47:17.199 --> 01:47:18.479 Shooter's gonna help. 1956 01:47:18.760 --> 01:47:22.840 Come Man Dix is the Troubleshooter show. 1957 01:47:23.439 --> 01:47:27.760 No Tom Martino. Hey, I'm Tom Martino. 1958 01:47:27.800 --> 01:47:30.279 You're troubleshooter at three all three seven one three Talker 1959 01:47:30.319 --> 01:47:33.239 is the number. We are talking about problems, question complaints, making. 1960 01:47:33.000 --> 01:47:35.359 Your life a little easier, and we will do it. 1961 01:47:35.800 --> 01:47:38.159 You call, we help and we try to help a lot. Now. 1962 01:47:38.319 --> 01:47:41.079 Brent said, hey, man, I bought my house, put some 1963 01:47:41.359 --> 01:47:43.680 improvements into it. I got a basis of about three 1964 01:47:43.760 --> 01:47:47.640 hundred and ten grand I sold it for around seven ten. 1965 01:47:48.239 --> 01:47:50.319 I'm gonna have four hundred thousand dollars and I'm not 1966 01:47:50.319 --> 01:47:51.800 gonna reinvest it in another house. 1967 01:47:51.880 --> 01:47:52.359 Right now? 1968 01:47:52.840 --> 01:47:55.439 What do I do about the taxes, to which I 1969 01:47:55.560 --> 01:47:58.479 told him, if you're married, filing jointly, it's your home, 1970 01:47:59.439 --> 01:48:02.279 both of your home or one declares that one. What 1971 01:48:02.319 --> 01:48:06.520 I'm saying is a married couple can use their primary 1972 01:48:06.560 --> 01:48:08.079 residence for a one time. 1973 01:48:08.319 --> 01:48:09.640 No, it's not even a one time. 1974 01:48:09.920 --> 01:48:12.640 It's an exclusion of five hundred thousand dollars in capital 1975 01:48:12.640 --> 01:48:17.640 gains on primary residences once every two years. So you 1976 01:48:17.680 --> 01:48:19.079 got to live in it in two of the past 1977 01:48:19.079 --> 01:48:22.279 five years. That's all that's required. If you lived in 1978 01:48:22.319 --> 01:48:24.680 that house for two of the past five years, you 1979 01:48:24.720 --> 01:48:26.399 get to sell it and make as much money as 1980 01:48:26.399 --> 01:48:30.000 you want up well, but you get a five hundred. 1981 01:48:29.760 --> 01:48:30.880 Thousand dollars exclusion. 1982 01:48:31.359 --> 01:48:34.560 So if you had six hundred thousand in gain, you 1983 01:48:34.600 --> 01:48:38.760 would only pay on one hundred thousand taxes. 1984 01:48:39.359 --> 01:48:39.720 Got that? 1985 01:48:43.359 --> 01:48:43.560 Yes? 1986 01:48:43.680 --> 01:48:45.680 Are you there print yep? 1987 01:48:45.760 --> 01:48:49.159 I'm here, good till all right. So when you have 1988 01:48:49.239 --> 01:48:51.159 to when you do your taxes, do you have to, like, 1989 01:48:52.880 --> 01:48:55.319 I guess, justify everything that you put into it. I 1990 01:48:55.399 --> 01:48:57.640 lived in it for sixteen years and did a ton 1991 01:48:57.720 --> 01:48:59.840 of work to it. You have to like have receiveds 1992 01:49:00.279 --> 01:49:03.840 like that just for tax purposes. I don't think you 1993 01:49:03.960 --> 01:49:05.319 have to show the improvements. 1994 01:49:08.600 --> 01:49:10.119 I don't need you. I don't know anything. 1995 01:49:10.600 --> 01:49:12.560 I don't I'm not sure actually I'm not. 1996 01:49:12.720 --> 01:49:20.479 Actually yeah, hello, hello, yeah, okay, I'm here, I'm here. 1997 01:49:20.479 --> 01:49:23.880 I'm sorry I pressed the button. My mistake. I'm not sure. 1998 01:49:24.279 --> 01:49:27.600 The answer is if you do an informational return on that? 1999 01:49:28.279 --> 01:49:30.039 Let me check, Mark. Do you know do you have 2000 01:49:30.119 --> 01:49:31.800 to file anything when you sell a house? 2001 01:49:32.720 --> 01:49:35.439 I don't think so. I mean, my accountant would handle that, 2002 01:49:35.520 --> 01:49:39.399 but I don't think so. Man, I don't think so either. 2003 01:49:39.479 --> 01:49:42.520 But maybe they did, because when I sold my condo 2004 01:49:43.079 --> 01:49:47.399 and I did make more than five hundred, I did 2005 01:49:47.439 --> 01:49:49.239 have to pay a tax, and he did have to 2006 01:49:49.279 --> 01:49:51.520 do a return. But in order to figure out if 2007 01:49:51.520 --> 01:49:54.079 I had a tax, he had to do the return. 2008 01:49:54.239 --> 01:49:57.199 So actually we'll find out for you. 2009 01:49:58.279 --> 01:50:00.680 Okay, so it does all. Okay, the quick question, I 2010 01:50:00.760 --> 01:50:01.399 appreciate it. 2011 01:50:02.800 --> 01:50:04.359 But do you have a do you have any? 2012 01:50:04.560 --> 01:50:07.479 I think once again, that's all gonna be your accountant. 2013 01:50:07.479 --> 01:50:11.000 I don't think like the closing company sends anything to 2014 01:50:11.039 --> 01:50:12.520 the irs for example. 2015 01:50:13.039 --> 01:50:15.000 No, no, no, I don't think so either, Mark. 2016 01:50:15.079 --> 01:50:17.000 But I'm saying, is it required that you do an 2017 01:50:17.039 --> 01:50:20.560 informational return on the sale? 2018 01:50:20.880 --> 01:50:23.239 I you know what? Why don't we just ask Eric? 2019 01:50:23.399 --> 01:50:27.119 He'll know. Yeah, let's do that. 2020 01:50:28.479 --> 01:50:32.479 So let's just call Atlas CPS and find out it 2021 01:50:32.520 --> 01:50:36.199 says here, though my boyfriend said that on a primary 2022 01:50:36.279 --> 01:50:42.159 residence you may you not have to do it depending 2023 01:50:42.159 --> 01:50:42.760 on your gain. 2024 01:50:42.920 --> 01:50:44.159 Okay, here's what it says. 2025 01:50:44.880 --> 01:50:50.159 If you anticipate a gain, you have to file the form. 2026 01:50:50.680 --> 01:50:52.119 That's that makes sense. 2027 01:50:51.920 --> 01:50:57.039 Yes, so you really your accountant would know. You would 2028 01:50:57.039 --> 01:50:59.359 know roughly, Hey, am I going to go over this 2029 01:50:59.479 --> 01:51:03.279 or not? It is don't being audited, and. 2030 01:51:03.199 --> 01:51:07.239 This isn't necessarily for this caller, but people listening remember 2031 01:51:07.800 --> 01:51:11.079 anything you put in to like like a new furnace, 2032 01:51:11.159 --> 01:51:14.640 a new roof. Anything you put in should add to 2033 01:51:14.680 --> 01:51:17.800 your basis. So even if you're pretty close, if you 2034 01:51:17.880 --> 01:51:20.000 think of all the money you put in, you're probably 2035 01:51:20.039 --> 01:51:20.479 not there. 2036 01:51:22.439 --> 01:51:23.199 And a lot of. 2037 01:51:23.119 --> 01:51:27.880 People fudge that because they don't ask for proof. 2038 01:51:28.800 --> 01:51:31.479 If you're audited, you'd have to show proof. 2039 01:51:31.920 --> 01:51:34.319 But if you say, I put three hundred thousand of 2040 01:51:34.359 --> 01:51:35.520 improvements into a home. 2041 01:51:35.640 --> 01:51:38.000 Now, by the way, I'm not winky winky. 2042 01:51:38.000 --> 01:51:40.760 Suggesting you do this, but if you ever did that, 2043 01:51:40.800 --> 01:51:44.159 they don't ask for receipts unless you're audited, then you 2044 01:51:44.199 --> 01:51:45.199 would able to show it. 2045 01:51:45.600 --> 01:51:48.199 The big one now, I mean a roof of course 2046 01:51:48.319 --> 01:51:51.039 is a big one. But think about a new furnace. 2047 01:51:51.119 --> 01:51:53.800 You put a new furnace in ac in my god, 2048 01:51:53.880 --> 01:51:55.640 that's like twenty grand nowadays. 2049 01:51:55.760 --> 01:51:59.239 Just make sure to add that to the basis. Now, 2050 01:51:59.319 --> 01:52:01.079 I got a try be a question for you. 2051 01:52:02.640 --> 01:52:06.359 Let's say the roof costs you one hundred thousand dollars, 2052 01:52:07.560 --> 01:52:14.520 but it didn't cost you one hundred thousand because insurance paid. 2053 01:52:14.640 --> 01:52:16.239 Would it get added to your basis? 2054 01:52:17.359 --> 01:52:21.520 Some of it would like the deductible basically what any 2055 01:52:21.600 --> 01:52:23.960 cost that you had outside of insurance. 2056 01:52:25.800 --> 01:52:29.520 Yeah, but if you paid for the insurance, I don't Hey, 2057 01:52:29.600 --> 01:52:34.159 I agree, Listen, man, Technically I think I'm right, meaning 2058 01:52:34.520 --> 01:52:37.039 if insurance pays for it, I don't think you're supposed 2059 01:52:37.039 --> 01:52:37.560 to add it. 2060 01:52:37.960 --> 01:52:43.840 But honestly, I bet a lot of people fudge it. Hmm, 2061 01:52:46.520 --> 01:52:49.039 Well what do you think? Okay, I'm as do you think? 2062 01:52:49.279 --> 01:52:49.760 I don't know. 2063 01:52:50.720 --> 01:52:52.920 I think it would not be because I think they 2064 01:52:52.920 --> 01:52:56.159 always say substance overform, meaning whatever happened. 2065 01:52:56.479 --> 01:53:00.039 Here's what it says under the IRS dot. 2066 01:53:00.159 --> 01:53:03.000 Of if insurance paid for the roof, it does not 2067 01:53:03.039 --> 01:53:05.800 get it does not I'm paraphrasing, it does not increase 2068 01:53:05.840 --> 01:53:11.199 your basis. Capital improvements are money are things you paid for? 2069 01:53:11.680 --> 01:53:17.279 Acquisitions selling cost, you have to add back in depreciation. No, 2070 01:53:17.359 --> 01:53:19.800 you don't add back in I'm sorry you have. If 2071 01:53:19.800 --> 01:53:22.279 you depreciated any part of your house for home office, 2072 01:53:22.880 --> 01:53:25.640 that counts against you because it comes off if you 2073 01:53:25.720 --> 01:53:27.119 paid out of pocket. 2074 01:53:26.800 --> 01:53:28.880 For the roof. So Mark, what you said is right. 2075 01:53:28.960 --> 01:53:33.920 You're deductible anything you paid would be, but not anything 2076 01:53:34.000 --> 01:53:36.439 that's reimbursed to you. 2077 01:53:36.520 --> 01:53:39.840 Yeah, that makes sense, but once again that's kind of 2078 01:53:39.880 --> 01:53:42.840 a you know, I bet a lot of people fudge that. 2079 01:53:43.159 --> 01:53:45.800 But if you get an upgrade, go to like a 2080 01:53:45.920 --> 01:53:48.439 roof that costs more expensive, you could definitely write out 2081 01:53:48.439 --> 01:53:49.840 the difference or write off. 2082 01:53:51.520 --> 01:53:56.920 Now speaking of ABS, no one was speaking of ABS, 2083 01:53:57.479 --> 01:53:59.760 but I wanted to bring something up. 2084 01:54:00.199 --> 01:54:01.520 This happened to come through an. 2085 01:54:01.399 --> 01:54:05.399 Email about a machine and they want to know if 2086 01:54:05.399 --> 01:54:09.840 it's real. And then Deputy d happened to say, by 2087 01:54:09.880 --> 01:54:12.399 the way, I know someone who has this machine in 2088 01:54:12.399 --> 01:54:16.199 our clinic and it for sure works. And I've always 2089 01:54:16.279 --> 01:54:19.880 been skeptical. Again, some that work in some that don't. 2090 01:54:19.960 --> 01:54:24.520 All that work, all that don't. Have you heard now, 2091 01:54:24.560 --> 01:54:26.680 I'm not going to give the name of the machine, 2092 01:54:27.239 --> 01:54:31.039 but this particular machine is hundreds of thousands, but there 2093 01:54:31.079 --> 01:54:35.119 are variations down to around the two grand, and then 2094 01:54:35.159 --> 01:54:38.479 of course there are just cheap knockoff belts that This 2095 01:54:38.680 --> 01:54:43.600 is not a belt. Now, I'm talking about a machine 2096 01:54:43.760 --> 01:54:49.479 that twitches your muscles in your abs and in your 2097 01:54:49.680 --> 01:54:54.079 abductor not your abductors, your abs and your obliques, sometimes 2098 01:54:54.119 --> 01:55:02.239 your buttocks, and it claims it stimulates the muscle exactly 2099 01:55:02.319 --> 01:55:06.880 like if you were doing core exercises, exactly like it, 2100 01:55:07.319 --> 01:55:10.039 so you can literally get the equivalent of a thousand 2101 01:55:10.079 --> 01:55:12.359 push ups by one session. 2102 01:55:13.920 --> 01:55:18.720 Do you believe it? What do you think? 2103 01:55:18.880 --> 01:55:22.840 I think that's been debunked down times, Tom. 2104 01:55:22.960 --> 01:55:26.159 Now I know the belts have, Doc, these stupid little 2105 01:55:26.279 --> 01:55:33.880 vibrating belts, okay, and then the the other things that 2106 01:55:33.920 --> 01:55:37.239 you've seen like that, you know, the vibrating belts, and 2107 01:55:37.439 --> 01:55:40.399 but that's all I'm gonna call them, bribe vibrating belts 2108 01:55:40.439 --> 01:55:43.079 or pads. This is not what I'm talking about, Doc. 2109 01:55:43.520 --> 01:55:48.520 I'm talking about a machine the electrical stimulation, you know what, Tom? 2110 01:55:48.760 --> 01:55:51.840 Yeah, And it's not just like not like a tends. 2111 01:55:51.960 --> 01:55:53.520 I mean, it's way more intense. 2112 01:55:54.800 --> 01:55:59.359 Again okay, okay, I'll look it up and they find 2113 01:55:59.399 --> 01:56:00.800 some soarch on it. 2114 01:56:01.079 --> 01:56:01.319 Yeah. 2115 01:56:01.399 --> 01:56:05.960 Try now, I don't know if they've done clinical trials actually. 2116 01:56:06.000 --> 01:56:09.840 But they claim that they literally. 2117 01:56:11.039 --> 01:56:16.800 Will burn fat, stimulate muscle, and can give you a 2118 01:56:16.840 --> 01:56:20.920 six pack for God's sakes. Now, I mean to me, 2119 01:56:21.800 --> 01:56:26.560 if that truly works, that's pretty damn cool if it 2120 01:56:26.640 --> 01:56:32.279 actually works. Three oh three seven one three talk seven 2121 01:56:32.359 --> 01:56:36.359 one three eight two five five What do you think 2122 01:56:36.640 --> 01:56:39.279 I want to know? Coming up on the Troubleshooter show 2123 01:56:39.359 --> 01:56:47.800 Right after this, go with a sure thing Denver's Best 2124 01:56:47.880 --> 01:56:50.720 roofer Excel Roofing dot com. You don't pay a cent 2125 01:56:50.960 --> 01:56:57.000 until you're content. Time for an insurance check up free, 2126 01:56:57.079 --> 01:57:00.840 no obligation. In comparison, call Compass Insurance paying too much 2127 01:57:00.920 --> 01:57:03.880 your coverage at dozens of insurance companies find out now 2128 01:57:03.960 --> 01:57:06.239 three all three seven to seven to one help. You'll 2129 01:57:06.239 --> 01:57:09.000 think you're his only customer when you choose Frank durand 2130 01:57:09.000 --> 01:57:11.479 the real estate Man dot com to list your home 2131 01:57:11.680 --> 01:57:14.840 with Remax Alliance three oh three nine two zero sixteen 2132 01:57:14.880 --> 01:57:25.239 twenty two. Hi Tom Martinez here three all three seven 2133 01:57:25.279 --> 01:57:27.319 one three talks seven one three eight two five five. 2134 01:57:29.560 --> 01:57:33.279 So I was doing some research on this M sculpt 2135 01:57:33.319 --> 01:57:38.800 machine and others as in general M sculpt body sculpting. 2136 01:57:40.319 --> 01:57:42.760 Anyway. Some of them are called the ms. 2137 01:57:42.399 --> 01:57:45.640 And they're saying that there are some clinical studies that 2138 01:57:45.680 --> 01:57:51.000 show modest improvements reduction of fat by two millimeters or 2139 01:57:51.079 --> 01:57:54.079 three millimeters, an increase of muscle of two millimeters thickness, 2140 01:57:54.119 --> 01:57:59.840 and they're actual clinical trials, but they said that when 2141 01:58:00.000 --> 01:58:05.920 combined with cryo therapy, they've had better results. The thing is, 2142 01:58:06.840 --> 01:58:10.359 can anything really take the place of exercise? If you 2143 01:58:10.520 --> 01:58:17.680 think about the technology. When you do an ab crunch, 2144 01:58:18.600 --> 01:58:21.760 sit up, or any kind of AB, any kind of 2145 01:58:21.960 --> 01:58:25.640 an ab muscle workout, you're engaging the muscle. 2146 01:58:26.960 --> 01:58:29.079 So when you engage the muscle, it tightens up. 2147 01:58:29.760 --> 01:58:32.680 Then you loosen the muscle, tighten up, loosen, tighten up, 2148 01:58:32.680 --> 01:58:36.720 loosen right, sit ups, crunches, whatever. So if you do 2149 01:58:36.800 --> 01:58:43.520 that electrically, why wouldn't that Why wouldn't that have the 2150 01:58:43.560 --> 01:58:47.840 same exact effect if you artificially tighten up that muscle, 2151 01:58:48.439 --> 01:58:52.039 hold it, and then release it. Doesn't it seem logical 2152 01:58:52.079 --> 01:58:54.960 to you that it would still exercise that muscle or not. 2153 01:58:56.199 --> 01:58:57.760 I know, it sounds too good to be true, and 2154 01:58:57.800 --> 01:58:59.560 a lot of people are. You know, that's what America 2155 01:58:59.640 --> 01:59:03.079 is about looking for shortcuts. 2156 01:59:03.359 --> 01:59:04.880 But it seems to. 2157 01:59:04.800 --> 01:59:12.239 Me that that type of thing can actually. 2158 01:59:13.279 --> 01:59:13.560 Work. 2159 01:59:15.920 --> 01:59:20.199 Again, it's hard to find anything solid and when. And 2160 01:59:20.560 --> 01:59:23.359 here's something about the FDA that you really need to know. 2161 01:59:24.880 --> 01:59:25.880 So many say. 2162 01:59:25.960 --> 01:59:33.279 FDA cleared or FDA approved, but you have to look closer. 2163 01:59:35.000 --> 01:59:37.199 There's an FDA approval. 2164 01:59:38.199 --> 01:59:45.119 For a particular purpose, and then there's an FDA approval meaning. 2165 01:59:46.439 --> 01:59:50.079 It won't probably kill you. Two different ones. 2166 01:59:50.760 --> 01:59:58.439 One is called GRASS for short, generally recognized as safe. 2167 01:59:58.920 --> 02:00:02.680 That's a GRASS approofal. So it's not saying it's going 2168 02:00:02.760 --> 02:00:08.680 to work. It's saying it's generally recognized as safe, but 2169 02:00:08.840 --> 02:00:12.840 beware of the other approval because it can also be misleading. 2170 02:00:14.319 --> 02:00:22.159 Fit for a particular purpose. Well, what if you wanted 2171 02:00:22.399 --> 02:00:29.079 approval for this saying it engages. 2172 02:00:29.319 --> 02:00:34.279 Abdominal muscles, That would be one hundred percent true. 2173 02:00:35.520 --> 02:00:38.880 So you could actually have an FDA approval and this 2174 02:00:39.000 --> 02:00:45.880 machine would be found effective for engaging abdominal muscles. It 2175 02:00:45.920 --> 02:00:51.479 would not necessarily build those muscles, strengthen those muscles, or 2176 02:00:51.520 --> 02:00:53.720 do any other part of that, but it would be 2177 02:00:53.800 --> 02:00:55.760 effective in. 2178 02:00:55.800 --> 02:00:56.800 Engaging the muscle. 2179 02:00:56.920 --> 02:01:00.279 So, for some reason you needed to engage that muscle, 2180 02:01:00.840 --> 02:01:06.000 this machine will engage that muscle. But what's the end 2181 02:01:06.079 --> 02:01:10.039 result of engaging that muscle. Is it a firmer muscle, 2182 02:01:10.680 --> 02:01:15.039 a bigger muscle, a sculpted muscle. That's where you get 2183 02:01:15.039 --> 02:01:20.279 into the real FDA approvals where it is found to be. 2184 02:01:20.279 --> 02:01:23.680 What effective. 2185 02:01:24.479 --> 02:01:30.880 Effective for blank blank blank, Like blood pressure medicine effective 2186 02:01:30.920 --> 02:01:34.600 for the reduction of blood pressure. That's pretty clear, right. 2187 02:01:35.279 --> 02:01:41.319 Generally approved is safe would be aspirin. Effective would be 2188 02:01:42.359 --> 02:01:48.880 telemisartan or whatever. It would be a blood pressure medicine. 2189 02:01:50.319 --> 02:01:55.119 And what about though the difference a big difference. So 2190 02:01:55.199 --> 02:02:01.600 when you're shopping, be really really careful, but do they work? 2191 02:02:01.920 --> 02:02:05.479 I would love to hear. I, by the way, like 2192 02:02:05.600 --> 02:02:12.439 anecdotal evidence. Anecdotal meaning it comes from the user, because 2193 02:02:12.560 --> 02:02:16.439 even though clinical trials might say one thing or another, 2194 02:02:16.760 --> 02:02:21.239 or the FDA might be skeptical about something, if people 2195 02:02:21.680 --> 02:02:24.880 that you believe and can trust actually say it works 2196 02:02:25.319 --> 02:02:26.800 to me, that's important. 2197 02:02:27.760 --> 02:02:29.159 If enough people say that. 2198 02:02:29.600 --> 02:02:34.119 What you have to be careful of with anecdotal evidence. 2199 02:02:34.800 --> 02:02:36.720 There are a few things you need to be clear of. 2200 02:02:36.760 --> 02:02:42.279 And Mark and I ran into this anecdotal evidence. You 2201 02:02:42.479 --> 02:02:48.159 have to be skeptical if the subject given giving the 2202 02:02:48.279 --> 02:02:50.760 evidence or the anecdotal experience. 2203 02:02:51.920 --> 02:02:55.760 Wants to please the provider. 2204 02:02:56.640 --> 02:03:00.760 That can happen for some reason or another. They want 2205 02:03:00.840 --> 02:03:08.039 to please the provider. That's dangerous and that happens, and 2206 02:03:08.119 --> 02:03:10.680 how do you do that? Providers can have an undue 2207 02:03:10.720 --> 02:03:13.880 influence on them. Mark and I one time saw a 2208 02:03:13.920 --> 02:03:18.279 guy he claimed on the radio he could cure pain 2209 02:03:19.520 --> 02:03:22.520 in less than what three minutes? 2210 02:03:22.600 --> 02:03:26.840 Mark, Yeah, it was so ridiculous. Yeah, we brought him 2211 02:03:26.840 --> 02:03:27.199 into the. 2212 02:03:27.279 --> 02:03:31.159 Studio, right, that's right, we did because he was he 2213 02:03:31.319 --> 02:03:35.279 was absolutely adamant, and he said he had all of 2214 02:03:35.319 --> 02:03:36.680 the anecdotal proof. 2215 02:03:37.359 --> 02:03:39.520 Who would say, yeah, yeah, yeah. 2216 02:03:39.600 --> 02:03:41.920 So we brought someone in that did not know him, 2217 02:03:43.359 --> 02:03:48.920 an older woman in her eighties with a shoulder problem, 2218 02:03:49.479 --> 02:03:52.000 and as she took that, he took that woman in 2219 02:03:52.079 --> 02:03:57.960 another room and I observed, but I noticed what he 2220 02:03:58.000 --> 02:03:59.920 was doing. Now, I don't even think he was doing 2221 02:04:00.079 --> 02:04:02.920 this consciously. I don't think this guy was a scammer. 2222 02:04:02.960 --> 02:04:05.159 He wasn't making any money off of this. He just 2223 02:04:05.199 --> 02:04:10.119 claimed to have this breakthrough technology where he would do 2224 02:04:10.239 --> 02:04:13.840 some kind of movements and everything and then say, okay, 2225 02:04:14.359 --> 02:04:16.199 now you're out of pain or whatever. 2226 02:04:16.279 --> 02:04:17.399 I forget exactly. 2227 02:04:17.479 --> 02:04:20.439 There were certain things he would do, and it took 2228 02:04:20.439 --> 02:04:24.319 about three minutes or less, and then he'd ask the person. 2229 02:04:24.159 --> 02:04:28.279 Are you Are you any longer in that pain? Now? 2230 02:04:28.319 --> 02:04:35.279 This woman was about to say no, and I said 2231 02:04:35.319 --> 02:04:38.760 to her, and I watched the process, and what he 2232 02:04:38.880 --> 02:04:44.640 was doing is ingratiating or he was in a way 2233 02:04:44.920 --> 02:04:48.439 love bombing this woman. I don't mean romantically. He was 2234 02:04:48.760 --> 02:04:54.119 planting seeds of I really want to help you. This 2235 02:04:54.159 --> 02:04:58.680 is really going to help you. Please let me know 2236 02:04:58.760 --> 02:05:01.479 I'm effective, because this is my mission in life to 2237 02:05:01.520 --> 02:05:02.159 help people. 2238 02:05:03.039 --> 02:05:04.159 So this woman was. 2239 02:05:04.199 --> 02:05:13.319 Actually wanting him to be happy with his procedures, even 2240 02:05:13.359 --> 02:05:18.119 though because she figured, you know what, in the long run, what. 2241 02:05:18.039 --> 02:05:18.840 Is it going to hurt me? 2242 02:05:18.880 --> 02:05:21.600 If I tell him I'm feeling good, it'll make him 2243 02:05:21.640 --> 02:05:26.319 feel good. So she was actually looking to please the provider. 2244 02:05:27.239 --> 02:05:32.199 This is very dangerous in anecdotal medicine, very dangerous. 2245 02:05:33.199 --> 02:05:34.520 Or anecdotal evidence. 2246 02:05:34.560 --> 02:05:39.199 So I then quizzed her and I said, let me 2247 02:05:39.239 --> 02:05:42.800 see her shoulder, and I proceeded to yank the help. No, 2248 02:05:42.840 --> 02:05:45.399 I did I know, So I said, let me see, 2249 02:05:45.439 --> 02:05:47.760 now where was the pain? Now you're telling me there's 2250 02:05:47.800 --> 02:05:51.319 no more pain. When he left the room, he goes, well, yes, 2251 02:05:51.439 --> 02:05:54.119 it still hurts. I said, well, doesn't hurt as much? 2252 02:05:54.119 --> 02:05:58.479 He goes, I'm not sure, Dear. The truth is it 2253 02:05:58.520 --> 02:06:04.039 was still hurting her, and he did nothing, and we 2254 02:06:04.079 --> 02:06:07.920 went over it with other people who walked in, and 2255 02:06:07.960 --> 02:06:09.920 he could not produce results. 2256 02:06:10.640 --> 02:06:12.960 One time when I told him. 2257 02:06:13.119 --> 02:06:17.800 To engage in conversation about your life and your mission, 2258 02:06:20.319 --> 02:06:26.359 just stick to the procedure, did you find were you fascinating. 2259 02:06:25.840 --> 02:06:29.159 Mark at that whole procedure? Yeah? 2260 02:06:29.279 --> 02:06:32.840 I think the only part I differ from you is 2261 02:06:32.920 --> 02:06:35.960 I think the guy knew he was a I don't 2262 02:06:36.000 --> 02:06:39.119 want to say a scammer, but he knew. We can't 2263 02:06:39.199 --> 02:06:43.960 just go out and heal people. That's insane anyway. 2264 02:06:44.239 --> 02:06:46.840 That happens with faith healing too, by the way, people 2265 02:06:46.880 --> 02:06:51.000 want to really impress their fellow their fellow believers, or. 2266 02:06:50.960 --> 02:06:55.159 The one given giving the healing. Oh way are you say, 2267 02:06:55.159 --> 02:06:57.359 and you don't believe in any form of faith healing? 2268 02:06:57.439 --> 02:07:04.479 Ever, I'm saying it's way more rare than I think. 2269 02:07:04.520 --> 02:07:08.439 When it does work, it's the person doing it for themselves. 2270 02:07:08.600 --> 02:07:11.079 Now they might use the power of God inside them 2271 02:07:11.119 --> 02:07:14.000 and all that. I'm not going to ever dispute someone's belief, 2272 02:07:14.279 --> 02:07:16.319 but I don't think it's the practitioner at all. 2273 02:07:17.319 --> 02:07:19.039 Huh, interesting, I don't. 2274 02:07:19.760 --> 02:07:22.279 I don't think it's the Practitioneruse I. 2275 02:07:22.199 --> 02:07:24.840 Think there's some power in a lot of prayer. I 2276 02:07:24.840 --> 02:07:27.680 don't e've got that's biblical call. I mean, I, okay, go. 2277 02:07:27.680 --> 02:07:29.840 Ahead, what if you if you got if you got 2278 02:07:29.840 --> 02:07:34.239 a million people all thinking the same thoughts, good wishes, 2279 02:07:34.359 --> 02:07:39.560 prayers for a certain individual, or even uh anything, I mean, 2280 02:07:39.600 --> 02:07:42.600 I would think there's got to be some pality say prayer. 2281 02:07:42.720 --> 02:07:45.119 I didn't say prayer. I didn't say prayer doesn't work. 2282 02:07:45.399 --> 02:07:50.000 I was talking about healing faith healing, and I didn't 2283 02:07:50.039 --> 02:07:52.600 say that didn't work either. I said it's the person 2284 02:07:52.640 --> 02:07:56.520 doing it. But I don't know about what you're asking about. 2285 02:07:56.560 --> 02:08:00.600 Prayer is a whole different topic. That's that's harnessing of energy. Yeah, 2286 02:08:00.600 --> 02:08:03.079 I do believe that works. I believe it works for sure. 2287 02:08:03.439 --> 02:08:06.760 But here's what I here's what I don't believe. I mean, 2288 02:08:06.760 --> 02:08:08.880 it's weird and this is only what I believe. Whatever 2289 02:08:08.960 --> 02:08:11.439 other people believe, more power to you. I will never 2290 02:08:11.520 --> 02:08:14.039 criticize what you believe. I mean, if you try to 2291 02:08:14.119 --> 02:08:16.479 sell it or something, I might have something. 2292 02:08:16.119 --> 02:08:18.199 To say about it. At the effectiveness. 2293 02:08:18.439 --> 02:08:22.079 But bottom line is when you do the prayer thing, 2294 02:08:22.199 --> 02:08:24.600 Let's say you pray for someone to be saved, or 2295 02:08:24.640 --> 02:08:28.439 you pray for someone to change their ways, or someone 2296 02:08:28.520 --> 02:08:29.600 to come to. 2297 02:08:29.560 --> 02:08:30.920 The realization of this or that. 2298 02:08:31.239 --> 02:08:34.039 See if that person doesn't want to change, or if 2299 02:08:34.039 --> 02:08:37.920 that person doesn't want to by praying for them without 2300 02:08:37.960 --> 02:08:42.880 them knowing it, in my opinion, that prayer is going 2301 02:08:42.960 --> 02:08:45.199 to fall on empty ears. I mean, if that person 2302 02:08:45.279 --> 02:08:47.720 across the room doesn't know I'm praying for them. 2303 02:08:48.279 --> 02:08:50.560 To do something, how is that? 2304 02:08:50.760 --> 02:08:55.199 How are they ever going to harness any energy to change. 2305 02:08:55.079 --> 02:08:56.640 Especially if they're drug addicts or. 2306 02:08:56.560 --> 02:09:00.760 They're stealing and lying and cheating or violent. Can praying 2307 02:09:00.840 --> 02:09:03.439 for them, you know? I mean, you might pray for 2308 02:09:03.520 --> 02:09:06.439 mercy and say, you know, I don't know, but I 2309 02:09:06.479 --> 02:09:09.680 don't see how that third party kind of prayer works. 2310 02:09:09.680 --> 02:09:13.279 Now that person prays, help me change, help me get 2311 02:09:13.279 --> 02:09:14.399 off drugs, help me be. 2312 02:09:14.399 --> 02:09:16.239 Less violent, that's a whole different story. 2313 02:09:16.800 --> 02:09:19.399 That's just my own personal belief, by the way, and 2314 02:09:19.279 --> 02:09:21.640 I and again, I don't want to disrespect anyone's belief. 2315 02:09:21.640 --> 02:09:27.600 On that bill, what's happening Bill Well? 2316 02:09:28.239 --> 02:09:28.840 Tom Good? 2317 02:09:29.039 --> 02:09:35.039 Question on some money, Yes, what's going on on your 2318 02:09:35.560 --> 02:09:39.159 uninsured or underinsured motors coverage? 2319 02:09:40.399 --> 02:09:40.560 Yes? 2320 02:09:40.680 --> 02:09:43.399 Now, is that required on every vehicle? 2321 02:09:44.880 --> 02:09:47.439 It's not required at all on any It's not required 2322 02:09:47.479 --> 02:09:48.399 on any vehicle. 2323 02:09:48.600 --> 02:09:49.920 Hang on, I want to talk. 2324 02:09:49.800 --> 02:09:51.600 About that because this is a very important question you 2325 02:09:51.640 --> 02:09:53.159 bring up three three seven one. 2326 02:09:53.119 --> 02:09:54.199 Three eight two five five. 2327 02:09:59.439 --> 02:10:02.720 Go with a sure thing Denver's Best roofer Excel Roofing 2328 02:10:02.840 --> 02:10:03.399 dot com. 2329 02:10:03.439 --> 02:10:05.479 You don't pay a cent until you're content. 2330 02:10:08.840 --> 02:10:12.399 Time for an insurance checkup free, no obligation comparison call 2331 02:10:12.520 --> 02:10:15.840 Compass insurance paying too much your coverage at dozens of 2332 02:10:15.840 --> 02:10:18.800 insurance companies find out now three oh three seven seven 2333 02:10:18.880 --> 02:10:21.680 one help. You'll think you're his only customer when you 2334 02:10:21.760 --> 02:10:24.199 choose Frank durand the real estate Man dot com to 2335 02:10:24.279 --> 02:10:27.439 list your home with Remax Alliance three oh three nine 2336 02:10:27.520 --> 02:10:35.880 two zero sixteen twenty two. Yeah, night, Tom Martine, your troubleshooter. 2337 02:10:36.760 --> 02:10:39.439 So Bill want to know about car insurance, and he said, 2338 02:10:40.119 --> 02:10:42.119 is uninsured underinsured required? 2339 02:10:42.159 --> 02:10:45.199 By the way, It's the one policy. Add on, it's 2340 02:10:45.199 --> 02:10:50.720 called uninsured underinsured motorists u m UI. What does it mean? 2341 02:10:52.039 --> 02:10:58.880 Unassured and uninsured motorists? Meaning it means that if you 2342 02:10:59.119 --> 02:11:03.319 are hit by someone who is under insured or uninsured, 2343 02:11:04.119 --> 02:11:07.640 your pain and suffering claims only. 2344 02:11:09.319 --> 02:11:12.880 Will be paid for if you're successful. 2345 02:11:12.960 --> 02:11:16.159 You still have to ask for them and prove them, 2346 02:11:16.399 --> 02:11:17.600 and a good attorney. 2347 02:11:17.279 --> 02:11:17.640 Can do that. 2348 02:11:18.640 --> 02:11:25.960 It says if you placed insurance on the deadbeat and 2349 02:11:26.000 --> 02:11:29.039 you're going after the dead beat for damages, it's exactly 2350 02:11:29.119 --> 02:11:31.399 like that, but instead of the dead beat paying for 2351 02:11:31.439 --> 02:11:37.479 it or the dead beat's non existent insurance, your insurance 2352 02:11:37.720 --> 02:11:41.000 is stepping in and helping the dead beat pay you. 2353 02:11:41.279 --> 02:11:42.159 Does that make sense? 2354 02:11:44.159 --> 02:11:48.359 Yeah, it makes sense. The real question is I have 2355 02:11:48.560 --> 02:11:54.680 multiple vehicles and uh, yes, my agent had said I 2356 02:11:54.720 --> 02:11:58.359 only need to carry that on one of my vehicles, 2357 02:11:59.039 --> 02:11:59.640 and it's true. 2358 02:12:00.000 --> 02:12:01.760 Actually, I don't know that. I don't know the answer 2359 02:12:01.800 --> 02:12:02.000 to that. 2360 02:12:02.079 --> 02:12:06.039 Actually, let's ask let's ask Brian Burns real quick, see 2361 02:12:06.039 --> 02:12:08.239 if you get Brian on. Hold on, Bill, Let's let's 2362 02:12:08.239 --> 02:12:09.680 see if we can get Brian Burns on just for 2363 02:12:09.720 --> 02:12:10.399 that quick question. 2364 02:12:10.520 --> 02:12:12.439 I mean that might be so I don't really know. 2365 02:12:12.760 --> 02:12:13.399 I don't really know. 2366 02:12:13.479 --> 02:12:16.319 So hold on, Dustin, you have a question on trash 2367 02:12:16.359 --> 02:12:17.640 services in four Collins. 2368 02:12:17.640 --> 02:12:21.600 Go ahead, Dustin, Yeah, yeah, so I don't know if 2369 02:12:21.640 --> 02:12:23.079 you guys are aware, but a lot of cities are 2370 02:12:23.119 --> 02:12:26.079 moving towards a single provider for trash removal. 2371 02:12:26.760 --> 02:12:28.399 For Collins, that's right to do that. 2372 02:12:28.560 --> 02:12:31.880 I think back last year in October, I just saw 2373 02:12:32.079 --> 02:12:35.439 pretty much choice opted out and was aware that I'm 2374 02:12:35.439 --> 02:12:38.640 supposed to be paying an eleven dollars fee, and I 2375 02:12:38.680 --> 02:12:41.079 thought it was just opt out with my trash service 2376 02:12:41.159 --> 02:12:43.760 and they were paying it. But I'm not being billed anything. 2377 02:12:43.880 --> 02:12:46.960 So I'm just wondering, are they gonna call me someday 2378 02:12:47.039 --> 02:12:51.199 and say you owe you know, months or year worth 2379 02:12:51.279 --> 02:12:54.159 of back payment for this opt out fee? And then 2380 02:12:54.199 --> 02:12:56.840 am I am I required to pay that because they've 2381 02:12:56.880 --> 02:12:58.119 never given me a bill? 2382 02:12:58.399 --> 02:13:02.079 You are Listen, if the city council voted it, it's 2383 02:13:02.159 --> 02:13:04.920 like any other tax or any other thing, you would 2384 02:13:04.960 --> 02:13:07.560 owe it. But it's a fee, by the way, not 2385 02:13:07.640 --> 02:13:10.840 a tax. So if I were you, what I would do? 2386 02:13:11.159 --> 02:13:14.000 If I were you, I would simply instead of the 2387 02:13:14.079 --> 02:13:16.199 simpleton who walked in the room and wondered will the 2388 02:13:16.239 --> 02:13:19.319 acts ever fall and hurt me? I would go and 2389 02:13:19.399 --> 02:13:24.760 ask and I would say, hey, well, I'm not getting 2390 02:13:24.840 --> 02:13:27.479 charged this is it a mistake or did you waive it? 2391 02:13:28.159 --> 02:13:30.800 I would not wait to see. I know you're thinking, well, 2392 02:13:30.840 --> 02:13:32.319 wait a minute, I might get away with. 2393 02:13:32.319 --> 02:13:33.680 It, but then again you may not. 2394 02:13:34.479 --> 02:13:37.399 What would you do a deputy d Have you heard 2395 02:13:37.399 --> 02:13:38.560 about these opt out fees? 2396 02:13:38.680 --> 02:13:38.960 Oh? 2397 02:13:39.079 --> 02:13:41.359 Yeah, it's a wonderful business model where you get to 2398 02:13:41.439 --> 02:13:43.720 charge people who don't use your services. I wish I 2399 02:13:43.760 --> 02:13:47.479 could do that in my business. But to answer Dustin's 2400 02:13:47.560 --> 02:13:50.479 question and your question, which is what I would do, 2401 02:13:50.560 --> 02:13:53.800 I would keep my mouth shut. You would, yeah, because 2402 02:13:53.880 --> 02:13:55.800 look what's going to happen. Let's say they figure this 2403 02:13:55.880 --> 02:13:57.640 out three years from now and they try to back 2404 02:13:57.760 --> 02:13:59.079 charge you, just pay them then. 2405 02:13:59.399 --> 02:14:01.720 Yeah, I mean, tell me you can save up that 2406 02:14:01.800 --> 02:14:02.399 kind of money. 2407 02:14:03.600 --> 02:14:06.760 But if you show's are we talking about one hundred 2408 02:14:06.800 --> 02:14:09.760 dollars a year, So if it's two years, it's two 2409 02:14:09.880 --> 02:14:12.359 hundred bucks. It's not like he's going to get a 2410 02:14:12.479 --> 02:14:14.439 ten thousand dollars bill out of No. 2411 02:14:14.680 --> 02:14:16.640 Yeah, yeah, it's going to be pretty affordable. Now, it 2412 02:14:16.640 --> 02:14:19.239 could be that they just haven't figured it out yet, 2413 02:14:19.640 --> 02:14:21.560 or they might never figure it out. No case, you 2414 02:14:21.560 --> 02:14:23.760 will get away with it. The worst case scenario is 2415 02:14:24.279 --> 02:14:27.239 they'll just back charge you for however long, and since 2416 02:14:27.279 --> 02:14:30.039 you would have paid that anyway, you'll be, you'll be 2417 02:14:30.079 --> 02:14:32.479 at break even. But if you show up over there 2418 02:14:32.720 --> 02:14:35.760 and say, hey, yeah, how come you guys aren't charging me, 2419 02:14:35.920 --> 02:14:37.039 they're gonna charge you. 2420 02:14:38.279 --> 02:14:40.079 And I guess that makes my question. 2421 02:14:40.159 --> 02:14:43.199 If I if I do kind of just play, you know, 2422 02:14:43.279 --> 02:14:45.760 keep my mouth shut. As you said, do I have 2423 02:14:45.760 --> 02:14:48.399 an argument to say, well, you never provided me a bill, 2424 02:14:48.560 --> 02:14:49.880 how can you now charge me? 2425 02:14:50.159 --> 02:14:51.119 No? 2426 02:14:50.600 --> 02:14:54.000 No, no, that's been That's been argued time and time 2427 02:14:54.039 --> 02:14:57.760 again when it comes to municipal fees or even any bill. 2428 02:14:57.800 --> 02:14:59.800 Actually given the electric bill, now if. 2429 02:14:59.680 --> 02:15:02.159 It goes me on six years, they wouldn't have They 2430 02:15:02.199 --> 02:15:06.960 can only collect what is more recent of the six years. 2431 02:15:07.640 --> 02:15:10.920 Okay, all right, I get the three seven? 2432 02:15:11.600 --> 02:15:13.840 All right, man, thank you for calling, by the way, 2433 02:15:13.920 --> 02:15:18.279 Dustin Bill. Oh wait, I think I answered Bill Bill. 2434 02:15:18.600 --> 02:15:20.439 Do you have any additional questions? 2435 02:15:21.439 --> 02:15:23.760 We got Brian on from Compass. 2436 02:15:25.119 --> 02:15:27.439 Oh good, Oh that's right, Brian, Brian Burns. 2437 02:15:27.479 --> 02:15:30.039 I got a quick question for you, bro. So, if 2438 02:15:30.079 --> 02:15:34.319 I have a few cars in my household like I do, 2439 02:15:34.319 --> 02:15:36.680 do you only have to carry um you what do 2440 02:15:36.720 --> 02:15:37.199 they call it. 2441 02:15:37.239 --> 02:15:40.279 Um u I whatever? On one car? Or do you 2442 02:15:40.319 --> 02:15:42.880 carry it on what? Brian? 2443 02:15:43.239 --> 02:15:46.079 Every every carrier we write with it's a it's a 2444 02:15:46.119 --> 02:15:49.039 set limit that goes over the whole policy, so you're 2445 02:15:49.039 --> 02:15:52.079 not putting it on a specific car. It goes on 2446 02:15:52.119 --> 02:15:54.279 the policy, which extends to all the vehicles. 2447 02:15:55.640 --> 02:15:57.760 But if you have more cars, you pay more. 2448 02:15:58.840 --> 02:16:02.560 It does, but it's not it's not a h It 2449 02:16:02.600 --> 02:16:05.119 doesn't equal out to be where let's say, if you 2450 02:16:05.199 --> 02:16:07.079 have two cars, that's double the price, but it does 2451 02:16:07.159 --> 02:16:09.119 go up a bit for each car that's added. 2452 02:16:12.319 --> 02:16:16.560 Okay, does that make I guess you'll. 2453 02:16:16.359 --> 02:16:19.720 See you'll see a line item for uninsured motorists. It's 2454 02:16:19.760 --> 02:16:22.319 just at the top of the policy, and it extends 2455 02:16:22.319 --> 02:16:24.079 over all the all the vehicles. 2456 02:16:26.119 --> 02:16:31.039 What if they're on different policies but in the same household. 2457 02:16:32.680 --> 02:16:36.360 If so, you have two different policies in your household. 2458 02:16:37.280 --> 02:16:42.319 Well, I believe the policy numbers are not quite the same. 2459 02:16:43.680 --> 02:16:45.079 But it's on a multi cars. 2460 02:16:45.200 --> 02:16:47.040 I don't know you have you have more than four? 2461 02:16:47.600 --> 02:16:49.440 Well, hold on, do you have the same do you 2462 02:16:49.440 --> 02:16:52.079 have the same insurance company? 2463 02:16:53.520 --> 02:16:54.079 Absolutely? 2464 02:16:54.159 --> 02:16:58.799 Yes, yeah, that first policy should extend. It should extend 2465 02:16:58.840 --> 02:17:01.799 over everything. I don't think you see that policy should 2466 02:17:01.799 --> 02:17:05.040 extend over everything. Some companies. The reason I asked that 2467 02:17:05.079 --> 02:17:08.879 is some companies only because their systems are inequated. They 2468 02:17:08.959 --> 02:17:12.200 only can have four cars to a policy, so you'll 2469 02:17:12.239 --> 02:17:15.879 see have more than one policy number, but it's just 2470 02:17:15.920 --> 02:17:18.000 because they have to spread it over more than one 2471 02:17:18.040 --> 02:17:19.799 policy because there's more than four cars. 2472 02:17:20.559 --> 02:17:24.760 But here's a good question though. Let's say he did shop. 2473 02:17:24.600 --> 02:17:29.399 And he had one car with one insurance company and 2474 02:17:29.559 --> 02:17:32.520 it was cheaper this way, and his wife had another 2475 02:17:32.600 --> 02:17:36.120 car with another insurance company, or he did and they 2476 02:17:36.159 --> 02:17:39.959 both owned both cars, but they're distinctly separate policies. 2477 02:17:40.639 --> 02:17:41.040 Then what. 2478 02:17:42.559 --> 02:17:46.319 Well, so whichever car was let's say she first of all, 2479 02:17:46.319 --> 02:17:48.559 they would both need to be listed on both policies 2480 02:17:48.680 --> 02:17:51.760 for this to come into play, But then it would 2481 02:17:51.760 --> 02:17:54.639 be whatever the primary policy would be the one that 2482 02:17:54.760 --> 02:17:58.559 extends first, So there would be basically two limits. I'll 2483 02:17:58.559 --> 02:18:01.239 guarantee you I don't know about the anti stacking laws 2484 02:18:01.239 --> 02:18:03.719 in Colorado. I know that there were some that would 2485 02:18:03.719 --> 02:18:05.440 be in a question for an attorney if you could 2486 02:18:05.479 --> 02:18:08.440 stack them if you had two separate policies, if both 2487 02:18:08.479 --> 02:18:12.000 had uninsured motorists. That used to be the case for sure, 2488 02:18:12.040 --> 02:18:14.399 which is why they changed it from being on each 2489 02:18:14.479 --> 02:18:17.639 vehicle and changed it to a over the top of 2490 02:18:17.680 --> 02:18:20.920 a policy because that way there were you weren't able 2491 02:18:21.000 --> 02:18:23.799 to stack them if if you had it on multiple cars, 2492 02:18:23.840 --> 02:18:26.399 people were saying, well, I have four cars and each 2493 02:18:26.440 --> 02:18:28.799 of them have one hundred thousand dollars of uninsured motors. 2494 02:18:28.840 --> 02:18:31.840 I want four hundred thousand. That's the reason they went 2495 02:18:31.879 --> 02:18:34.040 away from that and have it as a policy total. 2496 02:18:34.079 --> 02:18:37.159 But if you have two separate policies, I'm not sure 2497 02:18:37.200 --> 02:18:39.079 how an attorney would look at that at that point, 2498 02:18:39.079 --> 02:18:40.479 that they could try to stack it or not. 2499 02:18:43.719 --> 02:18:47.159 Yeah, they suggested I just carried it on the one vehicle. 2500 02:18:47.319 --> 02:18:51.760 That would just save premiums. But they've also sent me 2501 02:18:51.799 --> 02:18:55.959 some PaperWorks. I got a sign seeing them rejecting it. 2502 02:18:57.840 --> 02:19:01.200 Yeah, coverage, I would read the form because that's what's 2503 02:19:01.239 --> 02:19:03.639 gonna ultimately hold up unless you can get something in 2504 02:19:03.680 --> 02:19:06.200 writing in them telling you that you're covered for uninsured 2505 02:19:06.239 --> 02:19:09.920 motorst on all vehicles. You know, you would just want 2506 02:19:09.959 --> 02:19:12.879 something in writing from the agent. At that point, the 2507 02:19:13.440 --> 02:19:16.399 liability falls to the agent, not even the insurance company. 2508 02:19:16.559 --> 02:19:19.200 But all right, I got to take a break three 2509 02:19:19.239 --> 02:19:21.239 oh three seven on three talk. Hey, by the way, 2510 02:19:21.280 --> 02:19:24.040 here's what I say. Just call Compass Insurance Group, have 2511 02:19:24.200 --> 02:19:26.639 them do it. You'll probably get a better deal anyway, 2512 02:19:26.639 --> 02:19:28.680 at least compare it bill three oh three nine nine 2513 02:19:28.799 --> 02:19:32.799 six nine thousand, nine nine six nine thousand. 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