WEBVTT

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<v Speaker 1>Every single bit of information when you we like to

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<v Speaker 1>listen elect fifty five krs.

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<v Speaker 2>Coming up on seven six and fifty five car ce

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<v Speaker 2>De Talk.

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<v Speaker 3>Station, A very happy Tuesday to you.

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<v Speaker 2>Get the insight with Insight Scoop with Bright Barton News

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<v Speaker 2>and are out latest on the election from Capitol Hill

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<v Speaker 2>reporter Nick Gilbertson and the Daniel Davis Deep Dive at

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<v Speaker 2>E thirty. In the meantime, welcome back's been too long

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<v Speaker 2>for talking on the fifty five Cars Morning Show, the

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<v Speaker 2>founder and creator Brain shout of his empower You America,

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<v Speaker 2>Dan Regnold. Welcome back, Dan Regnold. I start by asking you,

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<v Speaker 2>how are you enjoying retirement, my.

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<v Speaker 4>Friend, I don't know. I don't I don't know if

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<v Speaker 4>I'll ever be retired, Brian, but thanks for asking, and

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<v Speaker 4>it's so so so good to talk to you. And

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<v Speaker 4>what about those folks leaving on that honor flight tomorrow.

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<v Speaker 4>I want to send a shout out to them because

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<v Speaker 4>that is such an incredibly great program. I hope they

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<v Speaker 4>have the times of their lives.

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<v Speaker 2>They will, you know, it's true, having been on a

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<v Speaker 2>couple myself, it's just it's a I don't see life altering,

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<v Speaker 2>but It's one of those things you'll never ever forget.

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<v Speaker 2>How could you forget it? It's a wonderful day, and

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<v Speaker 2>I'm encouraged. Like Cribbage Mike did early in the program,

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<v Speaker 2>get to CVG tomorrow for the welcome home ceremony. Try

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<v Speaker 2>to get there about eight thirty the place we packed,

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<v Speaker 2>and it would be just an absolutely wonderful shot of

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<v Speaker 2>patriotism in the arm. Send chills down your spine and

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<v Speaker 2>may even cause an allergy attack or two. Dan, I've

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<v Speaker 2>seen those, I've experienced them. Anyway, Perfect timing for your

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<v Speaker 2>seminar tonight. Empower Youoamerica dot org. It's a virtual class

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<v Speaker 2>only log in from the convenience of your own home.

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<v Speaker 2>Just click the register button at the bottom of the

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<v Speaker 2>page there and there's two seminars. Dan's gonna kick it

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<v Speaker 2>off by having what he has done regularly now since

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<v Speaker 2>I think twenty fifteen, a discussion about well, the budget.

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<v Speaker 2>You've been covering this for a long time. The results

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<v Speaker 2>of our federal budget in twenty twenty four, Timing couldn't

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<v Speaker 2>be better, Dan, I saw that we just passed a

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<v Speaker 2>sad milestone. We now spend more on debt service for

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<v Speaker 2>our national debt than we do on America's military.

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<v Speaker 4>It's hard, it's hard to believe. Yeah, you know, this

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<v Speaker 4>is a scary topic. It's perfect for Halloween. And I've

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<v Speaker 4>been covering it for I think this is the seventh

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<v Speaker 4>or eighth time I've spoken on it, and I just

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<v Speaker 4>I just do it because it's one of those issues.

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<v Speaker 4>And you watch the election, nobody's talking about it. Nobody,

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<v Speaker 4>you know, it's not one of the four things that

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<v Speaker 4>people are talking about that in actuality it may be,

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<v Speaker 4>it may be the most important. And the Wall Street

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<v Speaker 4>Journalist week had a quote that I thought was good

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<v Speaker 4>to start off with, which is a deficit of this

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<v Speaker 4>magnitude is unprecedented, and it's just hard to believe our

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<v Speaker 4>country could be spending, you know, just spending their way

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<v Speaker 4>to uh oblivity and to spend five trillion dollars to

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<v Speaker 4>bring in five trillion dollars, but to spend seven trillion

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<v Speaker 4>and add two trillion to our deficit, it's just hard

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<v Speaker 4>to imagine.

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<v Speaker 2>Yeah, the debt payments hit eight hundred and eighty two

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<v Speaker 2>billion dollars this most recent and fiscal year was just

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<v Speaker 2>closed out, which represents the court of the Treasury Department

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<v Speaker 2>a thirty five percent jump in interest payments, eight billion

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<v Speaker 2>dollars more than we spent on national defense. And the

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<v Speaker 2>trajectory doesn't stop, it continues to go up.

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<v Speaker 4>Yeah, and for those out there who want to know

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<v Speaker 4>how much how much the federal government has to spend

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<v Speaker 4>to borrow money last year, it was in fiscal year

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<v Speaker 4>twenty four which just ended, they have to pay about

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<v Speaker 4>three point three three percent for their debt and that

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<v Speaker 4>went up about three quarters of a point and it's

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<v Speaker 4>going to go up more next year. And yeah, we've

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<v Speaker 4>just started. It's cost and it's more to service our

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<v Speaker 4>debt and we're paying for defense. And I think I

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<v Speaker 4>think back in back in the seventeen seventy six, I

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<v Speaker 4>think the reason we started this government was to defend UH,

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<v Speaker 4>to defend our people against UH, you know, and and

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<v Speaker 4>that was the main thing. But now now our main

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<v Speaker 4>thing seems to be servicing our debt. It's going to

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<v Speaker 4>go up to about one point three trillion dollars next

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<v Speaker 4>year to service the debt. And it's it's it's on

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<v Speaker 4>a total path where you just kind of wonder where

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<v Speaker 4>things are going to go because what has what happens

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<v Speaker 4>is there's a term called crowding out, where that interest

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<v Speaker 4>just crowds out anything else that you want to you

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<v Speaker 4>know that you want to do, like all these plans

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<v Speaker 4>that Trump and and and Harris have put forward in

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<v Speaker 4>the In the talk tonight, which will be the first

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<v Speaker 4>part of the class, I'll be I'll be talking about

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<v Speaker 4>all those plans that Trump has and how much they

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<v Speaker 4>cost and what what how he hopes to make some

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<v Speaker 4>of that up in revenue. And uh and Kamala Harris too,

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<v Speaker 4>and and I heard you talk about Lachlin. I've got

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<v Speaker 4>a good story right up on top of an empower

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<v Speaker 4>Youoamerica dot org about the Lachlan situation. And when I

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<v Speaker 4>was doing my investigation, I actually came up with, I

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<v Speaker 4>think the first time I've heard how much this migrant

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<v Speaker 4>cost is really costing us. And these are two thousand

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<v Speaker 4>and twenty three numbers the cost of the migrant crisis

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<v Speaker 4>that's been studied pretty in depth. And I'll actually have

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<v Speaker 4>a print out of every line on them of that

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<v Speaker 4>tonight that people can download if they're interested in looking

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<v Speaker 4>at it. Total federal expenditure sixty six billion, State in

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<v Speaker 4>local expenditures one hundred and fifteen million. They get thirty

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<v Speaker 4>billion in taxes, So it's about one hundred and fifty

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<v Speaker 4>billion dollars between federal and state expenditures on the micro cost.

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<v Speaker 2>That is just insanity, and that just keeps going up.

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<v Speaker 2>And you talk, you are going to contrast Kama Harris

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<v Speaker 2>what we know about her policies anyway, and the Trump

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<v Speaker 2>policies because I keep reading, you know, there's been some

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<v Speaker 2>newsworthy at least quasi legitimate outlets reporting that, well, Trump's

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<v Speaker 2>policies are going to put us in debt further. And

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<v Speaker 2>that's one of the criticisms I had about the Trump administration.

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<v Speaker 2>He had an opportunity to maybe pair back spending and

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<v Speaker 2>bring things under control, and yet you know, his the

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<v Speaker 2>deficit went up, or the national debt went up sizably

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<v Speaker 2>under the Trump administration, not nearly as much as the

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<v Speaker 2>Biden administration. But we don't seem to have a party

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<v Speaker 2>out there that's interested in curbing spending to the point

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<v Speaker 2>where we bring about some sense of what reality.

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<v Speaker 4>Yeah, and you know, like when I look at Trump's plan,

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<v Speaker 4>that's the one one problem that just just kind of

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<v Speaker 4>really surprises me about him, and that he said that,

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<v Speaker 4>you know, it just doesn't matter to him really how

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<v Speaker 4>much our debt is and how much he spends. And

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<v Speaker 4>I guess that's one of the reasons I feel like

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<v Speaker 4>I need to keep talking about this. Yes, I look

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<v Speaker 4>at his kind of list of bullet points he wants

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<v Speaker 4>to give away, and the taxes in overtime is a

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<v Speaker 4>big one, that's two hundred billion. But this tax on

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<v Speaker 4>tips thing is really interesting that both of them want

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<v Speaker 4>to do because at face value, it's only thirty billion,

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<v Speaker 4>but in one estimate I saw said it could get

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<v Speaker 4>to be over one hundred billion, just because these workers.

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<v Speaker 4>They're creative, Brian, as we know, and a worker will

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<v Speaker 4>figure out a way to change the classification of salary

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<v Speaker 4>into tips, and before we know it, there will be

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<v Speaker 4>no tax paid on any of that revenue.

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<v Speaker 3>I agree with you.

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<v Speaker 2>And how many IRS workers would we need to go

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<v Speaker 2>through every tipped worker to make sure that's being done

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<v Speaker 2>appropriately and within the bounds of the income tax laws.

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<v Speaker 3>Yeah.

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<v Speaker 4>Now, what I don't have a classification on the amount

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<v Speaker 4>is on Harris's kind of home care program that she's

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<v Speaker 4>talking about. But I loved what Trump said at the

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<v Speaker 4>Al Smith dinner the other night about her home care

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<v Speaker 4>project when he said Hey, Kamala, you know, if you

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<v Speaker 4>get elected, you know, I wish you well with this

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<v Speaker 4>home care thing. My one suggestion is just keep uh

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<v Speaker 4>keep him, keep keep Doug Empoff away from the nannies.

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<v Speaker 3>Jeez, he can be humorous at times.

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<v Speaker 4>Yeah, But for those of you who just kind of

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<v Speaker 4>want a cribsheet of what's going on with your your government,

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<v Speaker 4>join us tonight for the first uh twenty minutes or

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<v Speaker 4>half hour I'll have like a nice handout you can

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<v Speaker 4>take and and at least, if at least I'll have

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<v Speaker 4>a few ideas on things that we could do to

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<v Speaker 4>fix the situation, at least bring the budget into balance,

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<v Speaker 4>ideas that are out there and uh, and things you

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<v Speaker 4>can think about, including we'll talk about something we we

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<v Speaker 4>talked about. I know you had on Rob Tuttle when

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<v Speaker 4>we talked about a constitutional convention and you know, a

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<v Speaker 4>few of the a few of the goods and a

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<v Speaker 4>few of the bads of that.

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<v Speaker 2>I understand Jack Edda and you sat down for his

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<v Speaker 2>podcast and talk about this very topic the other day.

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<v Speaker 4>Yeah, Yeah, it's it was always so great to talk

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<v Speaker 4>to Jack, and I'm glad he's kind of a regular

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<v Speaker 4>on your U on your show.

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<v Speaker 3>Now, So am I now real quick?

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<v Speaker 2>I have to ask one of the things that a

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<v Speaker 2>lot of people I think across political spectrums are agreeing

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<v Speaker 2>with that at least, if you're going to deport some

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<v Speaker 2>of these illegal immigrants who in our country, you're going

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<v Speaker 2>to at least need to deport the criminal element. And

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<v Speaker 2>I don't think anybody can object to that. But even

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<v Speaker 2>dealing with just the criminal element, the expense of going

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<v Speaker 2>through deportation because they're entitled to a hearing, and some

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<v Speaker 2>countries won't take back the folks that we want to deport.

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<v Speaker 2>You can't just send them into a country that didn't

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<v Speaker 2>come from. So there is a massive expense that goes

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<v Speaker 2>along with this. Hiring thousands of new judges to process

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<v Speaker 2>these cases that are in backlog like a decade. That

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<v Speaker 2>alone represents a sizable increase. And of course you know

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<v Speaker 2>they're all going to lawyer up with these NGOs. It's

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<v Speaker 2>going to be a tough battle in each of these

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<v Speaker 2>court proceedings. I suspect that's just one more cost of government,

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<v Speaker 2>but it seems to be a necessary one. We're going

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<v Speaker 2>to have to cut someplace dan in order to pay

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<v Speaker 2>for what is really necessary and.

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<v Speaker 4>When you look at you know, one of the we'll

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<v Speaker 4>talk about as the Social Security and Medicare window tonight,

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<v Speaker 4>and when you look at those costs continuing to go up.

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<v Speaker 4>I think it was seven percent last year. You know,

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<v Speaker 4>where where's the where's that money gonna come from? And uh,

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<v Speaker 4>it's just uh, it's just kind of looking at this

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<v Speaker 4>whole debt situation, it's just kind of a it's a

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<v Speaker 4>Ponzi scheme. And and that's why you know, it's it's uh,

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<v Speaker 4>it's so scary, but I want everybody to be aware

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<v Speaker 4>of it because the results if we don't do something,

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<v Speaker 4>or just more rampant inflation and like we've seen, which

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<v Speaker 4>I know, I know scares everybody. And uh, we've got

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<v Speaker 4>to you know, I've gotta gotta gotta lift our boots

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<v Speaker 4>up and do something. After I talk about the debts

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<v Speaker 4>to night, I've got a really interesting guy coming on

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<v Speaker 4>the show. His name's David Boson. He's an investment Uh

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<v Speaker 4>runs an investment firm in California. He's written this book

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<v Speaker 4>called Full Time. I was interested in the book because

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<v Speaker 4>you know, I am kind of uh on that retirement

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<v Speaker 4>window and and just he just argues, uh, He's got

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<v Speaker 4>an interesting argument where where he are argues that work

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<v Speaker 4>really is the meaning of life. And he talks about

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<v Speaker 4>the fact that we've got so many unhappy people because

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<v Speaker 4>they're just not working very much, and the government, government

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<v Speaker 4>isn't encouraging them to work, Churches, community leaders aren't encouraging

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<v Speaker 4>them to work, and it's just creating a whole stream

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<v Speaker 4>of problems which we know about from depression to anxiety

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<v Speaker 4>to just thirty seven million people using antidepressants. And he

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<v Speaker 4>creates this whole kind of God driven approach that God

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<v Speaker 4>created us to work and that it's the single most

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<v Speaker 4>important thing in our life, and that really is work balance.

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<v Speaker 4>And I think it'll be an interesting, interesting guest to

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<v Speaker 4>talk after I hopefully don't scare everybody off off the program.

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<v Speaker 2>I hope not either. Yeah, work is its own reward.

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<v Speaker 2>I'm a firm believer in that, you know, at least

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<v Speaker 2>entitles you to the right to complain maybe about taxes

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<v Speaker 2>or govern an intrusion, because you're actually paying the freight

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<v Speaker 2>for that, and you have a right then to be

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<v Speaker 2>a little bit more engaged politically, or at least some

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<v Speaker 2>incentive be engaged a little more politically, just by virtue

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<v Speaker 2>of work. One more thing before we part company, Dan

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<v Speaker 2>Ragnold again, it's empower you America dot org register seven

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<v Speaker 2>pms a star time for Dan.

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<v Speaker 3>Tariffs.

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<v Speaker 2>Where do you come down on tariff? Donald Trump said

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<v Speaker 2>the other day in that economic summ and he goes

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<v Speaker 2>he thinks tariff, the word tariff needs its own marketing agency,

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<v Speaker 2>because he believes it's the greatest, you know word in

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<v Speaker 2>the English language. He's going to embrace them wholeheartedly. He's

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<v Speaker 2>going to, you know, put a one hundred two hundred,

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<v Speaker 2>three hundred He went rambling on, yeah, two thousand percent

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<v Speaker 2>tariff on any vehicles coming from Mexico that should have

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<v Speaker 2>been made in America. And his whole ultimate point is, well,

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<v Speaker 2>if I do this, then people will start building plants

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<v Speaker 2>here because they won't be able to compete by making

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<v Speaker 2>them in other countries. Many economists to the flip side

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<v Speaker 2>say no, no, if you impose a tariff, then the

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<v Speaker 2>rest of the world is going to do counter tariffs,

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<v Speaker 2>and that'll reduce the demand for US goods abroad. Where

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<v Speaker 2>you on this, Dan, just you know, I need to

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<v Speaker 2>put you on the spot, but it's.

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<v Speaker 4>Really important to have to put me on the spot.

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<v Speaker 4>So I was in my first kind of gig out

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<v Speaker 4>of out of school. I taught economics at at at

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<v Speaker 4>one of the universities and loved doing it, and and

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<v Speaker 4>and I learned a lot. And what I was, what

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<v Speaker 4>I was always taught Brian was under no circumstance should

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<v Speaker 4>you ever put tariffs on anything, because that will take

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<v Speaker 4>away the you know that you know, we buy stuff

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<v Speaker 4>that other people can make more efficiently. They buy stuff

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<v Speaker 4>that we make more efficiently, And as soon as you

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<v Speaker 4>impose a tariff, it puts an artificial constraint into that

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<v Speaker 4>price mechanism, which you and I both know is so

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<v Speaker 4>important for supplying demand. But Trump is just one of

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<v Speaker 4>these guys who's strong enough with his whole way he

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<v Speaker 4>can threaten people that, you know, maybe he can pull

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<v Speaker 4>it off. But I sure hope that we don't see tariffs,

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<v Speaker 4>you know, at the range she's talking And let's hope

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<v Speaker 4>that's just all kind of a you know, kind of

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<v Speaker 4>his way of of of getting you know, getting elected

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<v Speaker 4>and doing that. But no, I don't want to terrify

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<v Speaker 4>on every single product that's purchased everywhere.

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<v Speaker 2>Well, speaking of artificial constrain and constraints, isn't that what

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<v Speaker 2>makes us lack competitiveness in the world. We have so

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<v Speaker 2>many constraints on the formation of business, regulation of business,

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<v Speaker 2>how business are operated, osha EPA, regulation, mandates litigation. I mean,

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<v Speaker 2>all of that doesn't exist in so many other countries

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<v Speaker 2>in the world. And that's why manufacturers gravitate to places

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<v Speaker 2>where it's like China, where they get basically free labor

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<v Speaker 2>and you know, unfittered access to energy powered by coal plants,

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<v Speaker 2>you know what I mean.

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<v Speaker 4>Yeah, And if he can just reduce some of that

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<v Speaker 4>deep state, all those regulations, wouldn't that just be a

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<v Speaker 4>pleasant change?

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<v Speaker 2>And wouldn't that provide funding for some of these other

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<v Speaker 2>things we're talking about. Dan Reguano, tonight, empower Youoamerica dot org.

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<v Speaker 2>Mark it down and tune in at seven register in advance. Dan,

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<v Speaker 2>thank you for what you do each and every day

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<v Speaker 2>with the empower You summinar. It's just a great, great

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<v Speaker 2>series of learning opportunities for folks and what a wide

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<v Speaker 2>variety of topics. It's been a wonderful thing promoting it

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<v Speaker 2>and talking with you about it over the years.

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<v Speaker 4>Thanks Brian. Great talking to you and your listeners today.

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<v Speaker 2>It's been our collective pleasure my friends seven twenty right

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<v Speaker 4>This is fifty five karc an iHeartRadio Station, Cincinnati.

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<v Speaker 2>Seniors make the right