1 00:00:01,679 --> 00:00:15,279 Speaker 1: S S. 2 00:00:24,079 --> 00:00:54,799 Speaker 2: S S. 3 00:02:19,840 --> 00:02:24,960 Speaker 3: Our listeners get this playbook for tax smart wealth advisement. 4 00:02:27,280 --> 00:02:29,840 Speaker 1: Yeah, it's been tremendous. It's a great way to get 5 00:02:29,840 --> 00:02:32,360 a look under the hood. See a few of the 6 00:02:32,400 --> 00:02:36,120 strategies that we as a private wealth management firm implement 7 00:02:36,199 --> 00:02:39,680 for accredited investors, for high networth investors. And it's something 8 00:02:39,719 --> 00:02:43,240 that we've made available to listeners to get access to 9 00:02:43,280 --> 00:02:46,199 a bandwalth tax smart playbook. See if there's some strategies 10 00:02:46,240 --> 00:02:49,800 that apply for individuals here, especially as we wind down 11 00:02:49,879 --> 00:02:54,960 this twenty twenty five calendar year. It's been great, wonderful resource. 12 00:02:55,159 --> 00:02:57,240 Speaker 3: Well, I want to get into some college football stats 13 00:02:57,280 --> 00:03:00,479 before we get into the playbook, and I am gonna 14 00:03:00,479 --> 00:03:02,800 ask you, do you have a playbook to get BYU 15 00:03:02,840 --> 00:03:05,759 into the top ten of the college football rankings. That's 16 00:03:05,759 --> 00:03:08,120 what we really need right now, along with saving money 17 00:03:08,159 --> 00:03:11,840 on Texas Currently college football playoff rankings. They dropped yesterday 18 00:03:11,879 --> 00:03:14,960 Ohio State at number one, Indiana at number two, Texas 19 00:03:15,000 --> 00:03:18,199 A and M number three, Georgia four, Texas Tech five, 20 00:03:18,520 --> 00:03:23,080 Oregon six, Ole Miss seven Oklahoma. These are the two 21 00:03:23,120 --> 00:03:26,080 loss teams ahead of BYU. Oklahoma nine and two at 22 00:03:26,120 --> 00:03:29,240 eight Notre Dame at nine, nine and two, and then 23 00:03:29,520 --> 00:03:32,800 University of Alabama ninety two at ten, BYU at eleven 24 00:03:33,240 --> 00:03:34,560 Miami a two loss. 25 00:03:34,599 --> 00:03:35,599 Speaker 4: Miami team ended up. 26 00:03:35,520 --> 00:03:39,520 Speaker 3: Jumping the University of Utah because Utah almost almost lost 27 00:03:39,520 --> 00:03:42,639 to Kansas State, so they get jumped Utah sitting at 28 00:03:42,719 --> 00:03:46,240 ninety two at number thirteen, Vanderbilt at fourteen, Michigan at fifteen, 29 00:03:46,599 --> 00:03:50,319 and Texas at sixteen. USC drops after losing to Oregon 30 00:03:50,360 --> 00:03:54,680 but not very far, Virginia at eighteen, Tennessee at nineteen, 31 00:03:54,879 --> 00:03:58,080 Arizona State at twenty, SMU at twenty one, Pitt at 32 00:03:58,120 --> 00:04:01,960 twenty two, twenty three at is Georgia Tech, the Tulane Wave, 33 00:04:02,000 --> 00:04:04,159 and Jake Retzlof at twenty four, and then U of 34 00:04:04,159 --> 00:04:07,520 A a twenty five Big twelve's got five teams in 35 00:04:08,319 --> 00:04:12,439 the college Football playoff rankings, and BYU's at eleven. My 36 00:04:12,639 --> 00:04:17,079 question for our other guests, that's on the line BYU 37 00:04:17,199 --> 00:04:21,759 quarterback McKay Hillstad Okay, I want to talk to McKay here. McKay, 38 00:04:21,800 --> 00:04:23,439 welcome to the show. Thanks for joining us for a 39 00:04:23,519 --> 00:04:24,720 let's talk about stat segment. 40 00:04:26,040 --> 00:04:28,160 Speaker 2: Yeah, yeah, of course, excited to be on. Appreciate you 41 00:04:28,240 --> 00:04:29,040 appreciate you guys. 42 00:04:29,160 --> 00:04:32,079 Speaker 3: Yes, indeed love talking ball with McKay Hillstead. He's been 43 00:04:32,120 --> 00:04:34,720 on the show a number of times. So McKay BYU's 44 00:04:34,759 --> 00:04:36,959 at eleven right, And I know you guys try to 45 00:04:36,959 --> 00:04:40,399 block out the noise of the rankings and just focused 46 00:04:40,399 --> 00:04:41,480 on the task at hand. 47 00:04:41,600 --> 00:04:42,600 Speaker 4: How do you guys do that? 48 00:04:42,639 --> 00:04:45,639 Speaker 3: How would you describe the culture within that locker room? 49 00:04:45,680 --> 00:04:47,600 Speaker 4: It's all this stuff is going on around you. 50 00:04:50,360 --> 00:04:52,959 Speaker 1: Yeah, I mean, I think in the position that we're. 51 00:04:52,759 --> 00:04:55,879 Speaker 5: In right now, where we're in control of our own 52 00:04:55,879 --> 00:04:58,959 destiny and you know, if we want to be where 53 00:04:58,959 --> 00:05:01,759 we're at the playoff rankings and you know, in the 54 00:05:01,759 --> 00:05:04,680 Big Fault Championship, what it comes down to is really 55 00:05:04,720 --> 00:05:07,480 just winning this week's game. So I think it's pretty 56 00:05:07,519 --> 00:05:13,000 easy to dial in everybody's focus and focus on beating 57 00:05:13,079 --> 00:05:16,519 UCF and really just going one week at a time, 58 00:05:16,560 --> 00:05:19,240 because you know, in reality, if we if we were 59 00:05:19,240 --> 00:05:22,680 about anything, worry about anything else, and you know, we 60 00:05:22,759 --> 00:05:25,120 might not be where we want to be. So just 61 00:05:25,160 --> 00:05:27,000 focusing one week at a time is I think is 62 00:05:27,079 --> 00:05:30,560 really big for our program. That's something that Kiloney preaches 63 00:05:30,680 --> 00:05:34,560 is just you know, dialing in focusing on the task 64 00:05:34,600 --> 00:05:36,079 at hand, which is UCS. 65 00:05:36,040 --> 00:05:38,920 Speaker 3: Love and learning, staying humble, staying hungry, folks, focusing on 66 00:05:38,959 --> 00:05:42,120 the task at hand, next game, next man up type 67 00:05:42,120 --> 00:05:45,600 of mentality. How can you guys take care of business 68 00:05:45,720 --> 00:05:46,879 versus UCF at home? 69 00:05:46,920 --> 00:05:49,040 Speaker 4: What does the scouting reports say about UCF? 70 00:05:51,519 --> 00:05:58,600 Speaker 5: Yeah, so defensively lot themand the man. They're not super Uh, 71 00:05:58,759 --> 00:06:01,000 they don't run a bunch of different average is necessarily, 72 00:06:01,040 --> 00:06:05,079 but the ones that they do run, they do a 73 00:06:05,079 --> 00:06:08,000 good job at their They're a good defense. I think that, 74 00:06:08,800 --> 00:06:12,279 you know, pretty similar to how our defense works, you know, 75 00:06:12,759 --> 00:06:15,199 running a lot of man and man coverage. I think 76 00:06:16,079 --> 00:06:18,600 we have a good feel of how to attack that. 77 00:06:19,319 --> 00:06:22,399 So I think we'll be really good. We'll be really 78 00:06:22,399 --> 00:06:24,480 good this week. And I think our game plan is 79 00:06:25,279 --> 00:06:27,560 is set to win one on one matchups and then 80 00:06:27,839 --> 00:06:29,040 times when they do goes. 81 00:06:28,879 --> 00:06:29,199 Speaker 2: On to. 82 00:06:31,240 --> 00:06:36,000 Speaker 5: Attack those areas where defenders are not so yeah. 83 00:06:35,639 --> 00:06:36,680 Speaker 4: Well that breakdown. 84 00:06:36,800 --> 00:06:38,879 Speaker 3: I know we talk a lot of tax smart wealth 85 00:06:38,959 --> 00:06:42,600 advisement and tax planning here with our banter wealth. Let's 86 00:06:42,639 --> 00:06:45,800 talk about stats segment. But if B y U was 87 00:06:45,879 --> 00:06:49,879 to get another shot at Texas Tech in a in Arlington, 88 00:06:50,040 --> 00:06:52,439 in a neutral setting, what do you think the game 89 00:06:52,480 --> 00:06:55,120 plan would be, what would change what happened versus Texas 90 00:06:55,120 --> 00:06:56,120 Tech the first go around? 91 00:06:56,120 --> 00:06:56,160 Speaker 2: It? 92 00:06:56,199 --> 00:06:58,680 Speaker 3: What do you expect to be changed the second go 93 00:06:58,720 --> 00:07:00,319 around if you guys got that opportunit ready. 94 00:07:02,839 --> 00:07:05,759 Speaker 5: Yeah, I think a big thing is, you know, you 95 00:07:05,800 --> 00:07:08,519 talk about a neutral side. I think you know, obviously 96 00:07:09,279 --> 00:07:12,959 Bayu travels, I don't. I mean, I don't know if 97 00:07:12,959 --> 00:07:14,040 anybody travels as. 98 00:07:13,959 --> 00:07:14,680 Speaker 4: Well as Buyu. 99 00:07:14,800 --> 00:07:18,079 Speaker 5: You know, So if I bet that a good portion 100 00:07:18,120 --> 00:07:20,519 of that stadium will be will be filled with Royal Blue, 101 00:07:20,920 --> 00:07:23,600 and obviously that helps. And I think what it comes 102 00:07:23,600 --> 00:07:26,920 down to is just you know, we always have a 103 00:07:26,920 --> 00:07:29,000 good game plan each and every week, so just going 104 00:07:29,040 --> 00:07:32,160 out there and executing. I think last time we're in 105 00:07:32,199 --> 00:07:36,120 Lubbock just you know, a couple of things here and 106 00:07:36,120 --> 00:07:37,839 there that you know, it was just a little bit 107 00:07:37,839 --> 00:07:41,839 difficult to sustain drives. But I think that the games 108 00:07:41,839 --> 00:07:45,079 that we've played past that point have have really helped 109 00:07:45,120 --> 00:07:48,439 us and got our team to focus in on really 110 00:07:48,480 --> 00:07:51,319 just executing and doing what it's called on each and 111 00:07:51,360 --> 00:07:54,800 every play. And I think that that's gonna that's gonna 112 00:07:54,800 --> 00:07:57,079 help us, you know, if we get that opportunity. 113 00:07:57,240 --> 00:08:01,199 Speaker 3: So yeah, yeah, there's a couple of things that like 114 00:08:01,240 --> 00:08:03,439 what I noticed when you know, the first go around 115 00:08:03,439 --> 00:08:07,000 at Tech in Lubbick, it seemed like they were maybe uh, 116 00:08:07,720 --> 00:08:11,079 you know, injecting a little bit of audio into the stadium. 117 00:08:11,120 --> 00:08:12,839 I'm sure it's loud down there with the fans, but 118 00:08:12,879 --> 00:08:15,279 they they were, they were very disruptive. 119 00:08:15,639 --> 00:08:16,800 Speaker 4: They're at the stadium. 120 00:08:17,279 --> 00:08:18,879 Speaker 3: It seems like b YU went a lot of max 121 00:08:18,920 --> 00:08:22,480 pro you know, definitely respecting that defensive front of Texas. 122 00:08:22,519 --> 00:08:24,399 Tex they have a great defensive front. 123 00:08:24,680 --> 00:08:24,800 Speaker 4: Uh. 124 00:08:24,839 --> 00:08:27,839 Speaker 3: They spent a lot of money uh on that defensive front. 125 00:08:28,120 --> 00:08:31,560 But uh, and Gili has also said, hey, we may 126 00:08:31,560 --> 00:08:34,039 have to just kind of trust our offensive line a 127 00:08:34,080 --> 00:08:37,480 little bit and let let uh bear air it out 128 00:08:37,519 --> 00:08:39,440 a little bit. Would you say that that's an accurate 129 00:08:39,480 --> 00:08:41,919 depiction of what happened in Lubbock and what could happen 130 00:08:41,960 --> 00:08:44,399 in the the second go around if that does occur. 131 00:08:46,559 --> 00:08:48,159 Speaker 1: Yeah, no, I'd say so. 132 00:08:48,279 --> 00:08:51,679 Speaker 5: I mean, obviously, with the with the d line that 133 00:08:51,720 --> 00:08:54,159 they have, you wanna do you want to prep and 134 00:08:54,200 --> 00:08:56,480 you want to have a game plan that's gonna it's gonna. 135 00:08:56,240 --> 00:08:56,960 Speaker 4: Help with protection. 136 00:08:57,120 --> 00:08:59,559 Speaker 5: But I think that you know, a shout out to 137 00:08:59,559 --> 00:09:02,960 our lot I mean, I feel like it just sat 138 00:09:02,960 --> 00:09:06,000 almost every week when we go over some of the 139 00:09:06,000 --> 00:09:07,799 stats from the week is that there were no sacks 140 00:09:07,879 --> 00:09:08,879 or no sacks given up. 141 00:09:08,879 --> 00:09:09,840 Speaker 2: And I think we. 142 00:09:09,840 --> 00:09:11,279 Speaker 5: Have a really good ol Ligne with a bunch of 143 00:09:11,279 --> 00:09:16,399 skilled players. So I think putting putting trusting those guys 144 00:09:16,440 --> 00:09:20,440 to lock down their defensive lineman wouldn't wouldn't be you know, 145 00:09:20,559 --> 00:09:22,200 crazy by any means. I think we got a really 146 00:09:22,200 --> 00:09:25,440 good line. So getting more people out I think would 147 00:09:25,519 --> 00:09:27,600 help as well. You know, we go max Pro, you're 148 00:09:27,600 --> 00:09:29,200 not going to get as many guys out and you're 149 00:09:29,200 --> 00:09:32,600 gonna struggle with holding down a flat defender things like that. 150 00:09:32,679 --> 00:09:35,240 So I think that in our next game, if we 151 00:09:35,279 --> 00:09:36,559 do a little bit more of that, I think that 152 00:09:36,679 --> 00:09:38,519 I think that'd be good, just trusting our OH line 153 00:09:38,559 --> 00:09:40,240 and trusting our receivers to get open. 154 00:09:40,399 --> 00:09:43,960 Speaker 3: So l Jack wasn't fully healthy either in that h 155 00:09:44,159 --> 00:09:46,080 in that Tech game he only got ten tots. He 156 00:09:46,159 --> 00:09:49,200 just got thirty two in this last game. How pivotal 157 00:09:49,399 --> 00:09:53,480 could ljb if he's fully healthy in Arlington. 158 00:09:55,879 --> 00:09:59,080 Speaker 5: Yeah, I mean, you know, I think we saw in 159 00:09:59,080 --> 00:10:02,960 that Cincinnati game. You know that LJ is able to 160 00:10:03,480 --> 00:10:07,399 completely take over a game, So establishing the run and 161 00:10:08,879 --> 00:10:12,039 against against tech is obviously going to be important. That 162 00:10:12,120 --> 00:10:15,440 opens up our play action game and really just opens 163 00:10:15,519 --> 00:10:19,480 up our whole offense. So having LJ at full speed 164 00:10:19,519 --> 00:10:22,519 and at full go, we'll be super beneficial for our 165 00:10:22,519 --> 00:10:26,240 team just because he's such an integral piece to our offense. 166 00:10:26,840 --> 00:10:28,840 Speaker 3: Yeah, I'm excited to see what LJ could do in 167 00:10:28,879 --> 00:10:31,399 the in the second go around being one hundred percent healthy. Look, 168 00:10:31,440 --> 00:10:35,600 we talk a lot about game planning and playbooks on 169 00:10:35,639 --> 00:10:38,440 the football field, but Blaine, I want to welcome you 170 00:10:38,519 --> 00:10:42,039 back in. You guys got a tax smart wealth planning playbook. 171 00:10:42,240 --> 00:10:45,360 Most people McKay's age, they don't really know what that means. 172 00:10:45,759 --> 00:10:48,240 Can you explain a little bit about what tax smart 173 00:10:48,240 --> 00:10:50,720 wealth planning actually is and what are some of the 174 00:10:50,759 --> 00:10:53,639 tax smart wealth strategies you guys use to help clients. 175 00:10:55,840 --> 00:10:56,039 Speaker 2: Yeah. 176 00:10:56,080 --> 00:10:58,440 Speaker 1: Well, especially as we were getting McKay and I were 177 00:10:58,480 --> 00:11:01,399 talking off the air, we were talking about life off the 178 00:11:01,480 --> 00:11:06,600 field and how business and strategies like this are probably 179 00:11:06,679 --> 00:11:09,720 the next best thing when it comes to maintaining that 180 00:11:09,759 --> 00:11:14,120 same level of adrenaline but also applying strategy. So there's 181 00:11:14,120 --> 00:11:16,639 certainly strategies that we know and see have to be 182 00:11:16,720 --> 00:11:19,679 executed on the field and to me, whether it's your 183 00:11:19,679 --> 00:11:23,519 wealth management, whether it's your business approach, but these are 184 00:11:23,559 --> 00:11:26,519 ways that we can apply strategies and then. 185 00:11:26,399 --> 00:11:27,840 Speaker 2: See specific outcomes. 186 00:11:28,039 --> 00:11:29,799 Speaker 1: And so especially as we come down to the end 187 00:11:29,799 --> 00:11:32,840 of the calendar year, for a lot of people, we 188 00:11:32,960 --> 00:11:34,879 know it's not what you make, it's what you keep, 189 00:11:35,080 --> 00:11:38,919 and so incorporating a tax and an investment strategy is 190 00:11:38,919 --> 00:11:43,080 what makes the most sense. We put together ten core 191 00:11:43,240 --> 00:11:47,240 tax mark strategies for high income and accredited investors, and 192 00:11:47,360 --> 00:11:49,240 of course everyone's going to need to look at it 193 00:11:49,279 --> 00:11:53,720 from their own individual standpoint, but there are some specific 194 00:11:53,759 --> 00:11:58,120 strategies around whether it's tax advantaged vehicles, whether it's tax 195 00:11:58,159 --> 00:12:03,200 advantaged investments. It may include some options even related to 196 00:12:03,240 --> 00:12:07,480 a help savings account. But there's a variety of strategies 197 00:12:07,519 --> 00:12:10,799 depending on your objective and your current situation, that I 198 00:12:10,799 --> 00:12:15,360 think are worth considering for investors especially, we all have 199 00:12:15,440 --> 00:12:17,360 blind spots, and so this is a way to take 200 00:12:17,360 --> 00:12:19,840 a look at what is band or Wealth doing for 201 00:12:20,480 --> 00:12:23,399 high income and accredited investors. And you can get a 202 00:12:23,399 --> 00:12:26,320 copy of it by visiting our band orwealth dot com 203 00:12:26,360 --> 00:12:30,399 website and take a look under the hood, see the playbook. 204 00:12:30,720 --> 00:12:33,320 I'm sure McKay if he had an opportunity to know 205 00:12:33,360 --> 00:12:36,080 what the defense was doing each time, or having access 206 00:12:36,120 --> 00:12:38,639 to their playbook, it might really help on the offensive side. 207 00:12:38,679 --> 00:12:40,639 And that's what this is, access to a. 208 00:12:40,559 --> 00:12:42,240 Speaker 4: Playbook you mentioned, McKay. 209 00:12:42,240 --> 00:12:44,000 Speaker 3: And look over the last five years I've told this 210 00:12:44,039 --> 00:12:48,799 story before, I've seen you support an aid and just 211 00:12:49,000 --> 00:12:51,080 engage with the student athletes. Would be why you would 212 00:12:51,080 --> 00:12:55,080 help them anyway that they can through through investment planning 213 00:12:55,360 --> 00:12:59,639 and just trying to figure out what their long term 214 00:12:59,639 --> 00:13:05,279 appro for their newfound assets will be, their new NIL money, etc. 215 00:13:05,720 --> 00:13:07,799 So what is it that you do for these student 216 00:13:07,840 --> 00:13:10,960 athletes specifically, and then we'll welcome it McKay back in 217 00:13:11,080 --> 00:13:14,639 and discuss how maybe your strategies are helping him as 218 00:13:14,679 --> 00:13:18,919 he navigates this new college football landscape in the NIL world. 219 00:13:21,279 --> 00:13:24,159 Speaker 1: Well, and I know we can all relate, but especially 220 00:13:24,200 --> 00:13:27,159 as you start making decisions in the business world, as 221 00:13:27,159 --> 00:13:31,519 you start to work for money, it's important to understand 222 00:13:31,519 --> 00:13:33,960 how to have your money work for you. And so 223 00:13:34,080 --> 00:13:36,840 a big part of that is of course just spending 224 00:13:36,919 --> 00:13:41,399 less than you earn, planning for ahead, thinking about the 225 00:13:41,440 --> 00:13:44,480 long term approach. And so one thing that we encourage 226 00:13:44,919 --> 00:13:48,039 younger people to do and really all clients, is to 227 00:13:48,080 --> 00:13:51,240 set aside ten to twenty percent of your income that 228 00:13:51,279 --> 00:13:57,039 you can use towards retirement, put it into tax advantaged accounts, 229 00:13:57,240 --> 00:14:01,679 and structure your investments short term, mid term, long term. 230 00:14:02,159 --> 00:14:05,840 That allows you to be more aggressive with some investments, 231 00:14:05,879 --> 00:14:09,320 go after higher rates of return, but also establish a foundation. 232 00:14:09,799 --> 00:14:11,759 Once you have a foundation, then you have something to 233 00:14:11,879 --> 00:14:14,960 jump from and you can jump higher. And so whether 234 00:14:15,039 --> 00:14:20,399 that's just setting up a rock ira investing a lot 235 00:14:20,399 --> 00:14:23,240 of times that might be more market based investments, before 236 00:14:23,240 --> 00:14:25,600 you start investing in real estate or before you start 237 00:14:25,639 --> 00:14:30,240 investing in other private businesses, but just having some additional 238 00:14:30,320 --> 00:14:33,639 perspective have a long term approach is what can make 239 00:14:33,639 --> 00:14:36,000 the difference for all of us. And that's something I 240 00:14:36,039 --> 00:14:39,840 started investing when I was twenty years old, and it's 241 00:14:39,919 --> 00:14:45,000 not even what that money did quantitatively necessarily, it's what 242 00:14:45,000 --> 00:14:47,559 it did for me from a mindset standpoint to start 243 00:14:47,600 --> 00:14:49,279 thinking ahead. And so that's one of the things that 244 00:14:49,320 --> 00:14:52,919 we emphasize, and especially with younger investors, try to help 245 00:14:52,960 --> 00:14:56,200 them understand and see, is the power of just starting 246 00:14:56,240 --> 00:14:58,879 investing now and thinking long term. 247 00:14:59,080 --> 00:15:01,440 Speaker 3: McKay, why did you reach out to Blade to kind 248 00:15:01,440 --> 00:15:04,799 of agent support you, educate you on these processes and 249 00:15:04,840 --> 00:15:07,519 getting the playbook for your future finances. 250 00:15:09,440 --> 00:15:13,080 Speaker 5: Yeah, you know, I think with the way that the 251 00:15:13,159 --> 00:15:19,360 college football is heading, obviously there's there's some financial compensation 252 00:15:19,519 --> 00:15:21,879 for for the things that you're doing out on the field. 253 00:15:21,919 --> 00:15:23,559 So to figure out what to do with that money 254 00:15:23,600 --> 00:15:27,720 is is really important. And you know, I think it's 255 00:15:28,080 --> 00:15:30,440 we have a pretty unique opportunity because you're able to, 256 00:15:31,440 --> 00:15:33,840 you know, with all the resources that are associated with you, 257 00:15:33,960 --> 00:15:37,159 I you and and uh, you know, mentors like Bland 258 00:15:37,200 --> 00:15:38,879 that can put you in the right places. I think 259 00:15:38,919 --> 00:15:42,120 that you can really set yourself up for success later 260 00:15:42,159 --> 00:15:45,279 in life with some of those you know, long term 261 00:15:45,279 --> 00:15:48,879 investments or you know, putting money in towards a potential 262 00:15:48,879 --> 00:15:51,879 retirement later and all these things that you know you 263 00:15:51,879 --> 00:15:56,759 can you can you can just really just put put 264 00:15:56,799 --> 00:15:59,799 money in the right direction and have it start working 265 00:15:59,799 --> 00:16:02,799 for you. So I think that those are things that 266 00:16:02,840 --> 00:16:06,159 are really important. And I'm glad that there's you know, 267 00:16:06,960 --> 00:16:08,960 people like Blaying that'll that'll put you in the right 268 00:16:08,960 --> 00:16:12,000 direction and you know, help help student athletes out who are, 269 00:16:12,120 --> 00:16:14,440 you know, dealing with kind of a crazy time in 270 00:16:14,480 --> 00:16:15,159 college football. 271 00:16:15,240 --> 00:16:17,159 Speaker 4: So it is a crazy time. 272 00:16:17,200 --> 00:16:19,639 Speaker 3: It could be overwhelming, right like, because you're you're trying 273 00:16:19,679 --> 00:16:23,480 to focus on your craft. You're trying to get bigger, faster, stronger, 274 00:16:23,799 --> 00:16:25,480 be the best football player you could be. You have 275 00:16:25,600 --> 00:16:28,960 this new found uh, these new found resources, and you're like, Okay, 276 00:16:28,960 --> 00:16:30,679 now sitting in my bank account, what the heck am 277 00:16:30,720 --> 00:16:31,679 I supposed to do with this? 278 00:16:32,399 --> 00:16:32,720 Speaker 4: Uh? 279 00:16:32,759 --> 00:16:34,559 Speaker 3: And it can be a little bit overwhelming. Has it 280 00:16:34,600 --> 00:16:37,600 been overwhelming? And and and and how have you tried 281 00:16:37,600 --> 00:16:38,360 to navigate it? 282 00:16:40,559 --> 00:16:45,000 Speaker 5: Yeah? I think initially for sure, just because it was 283 00:16:45,159 --> 00:16:47,879 it's far separate from you know, I was up at 284 00:16:47,960 --> 00:16:51,879 Utah Stay before and we didn't really have opportunities like that, 285 00:16:52,000 --> 00:16:54,440 and then come down to b Iu and it's it is. 286 00:16:54,519 --> 00:16:56,600 It is a little bit different in that sense. So 287 00:16:56,720 --> 00:16:59,639 I think that like I said, just talking to the 288 00:16:59,679 --> 00:17:03,320 right tea and getting connected to people that just know 289 00:17:03,399 --> 00:17:07,720 more than you about about money and being being smart 290 00:17:07,759 --> 00:17:12,039 with money, I think that's that's super important because like 291 00:17:12,119 --> 00:17:15,559 I said, it puts you in the right direction and 292 00:17:15,680 --> 00:17:18,799 it helps you helps calm the chaos in a sense, 293 00:17:18,920 --> 00:17:20,920 just because it can be so crazy, you know, just 294 00:17:20,960 --> 00:17:24,240 as a college student who, like you said, is really 295 00:17:24,279 --> 00:17:26,960 just focused on you know, how can I get how 296 00:17:26,960 --> 00:17:29,200 can I throw the ball farther? How can I you know, 297 00:17:29,920 --> 00:17:31,759 you might get this list better, or you know, how 298 00:17:31,759 --> 00:17:33,400 can I be more explosive? You know, those are the 299 00:17:33,400 --> 00:17:36,039 things that we're worried about on a day to day basis. 300 00:17:36,079 --> 00:17:38,440 So having someone that can help you out behind the 301 00:17:38,440 --> 00:17:40,680 scenes with with some of the new things that come 302 00:17:40,680 --> 00:17:42,240 with college football is I. 303 00:17:42,119 --> 00:17:43,000 Speaker 2: Think super important. 304 00:17:43,119 --> 00:17:46,799 Speaker 5: Is something that all college athletes should should should have, 305 00:17:46,960 --> 00:17:48,640 just someone who can support you in that way. 306 00:17:49,160 --> 00:17:52,279 Speaker 3: Love that breakdown McKay looking forward to the UCF game 307 00:17:52,359 --> 00:17:55,000 and getting a dub at Lavelle Edwards Stadium for all 308 00:17:55,000 --> 00:17:58,079 the listeners. If you're looking to get that playbook at 309 00:17:58,079 --> 00:18:01,119 band Orwealth to save money taxes at the end of 310 00:18:01,160 --> 00:18:02,960 the year, it advise you to head on over to 311 00:18:02,960 --> 00:18:05,839 Batterwealth Batterwealth Dot Complain last thing before we let you go. 312 00:18:06,480 --> 00:18:11,759 What does the playbook contain in order to help these 313 00:18:11,799 --> 00:18:14,319 individual listeners save money on their taxes at the end. 314 00:18:14,279 --> 00:18:14,640 Speaker 4: Of the year. 315 00:18:16,640 --> 00:18:19,920 Speaker 1: Well, we give some pay studies. We talk about for example, 316 00:18:19,960 --> 00:18:24,799 real estate bonus deppreciation. If you have some passive games. 317 00:18:24,920 --> 00:18:28,279 Maybe you're a real estate owner and you've got some 318 00:18:28,319 --> 00:18:30,960 rental income and you want to offset that income through 319 00:18:31,880 --> 00:18:35,920 bonus appreciation. We have some pay studies around what oil 320 00:18:35,960 --> 00:18:39,000 and gas investments will do to a tax and investment plan. 321 00:18:39,559 --> 00:18:42,839 We give some everyday deductions that people can make, whether 322 00:18:42,880 --> 00:18:45,960 you're a business owner or even just a standard filer. 323 00:18:47,000 --> 00:18:49,920 We talk about the impact of roth conversions maybe at 324 00:18:49,920 --> 00:18:52,160 the end of the year, and so we actually go 325 00:18:52,279 --> 00:18:55,480 through ten different paye studies that will likely apply to 326 00:18:55,559 --> 00:18:58,319 many listeners and give a couple of strategies so that 327 00:18:58,759 --> 00:19:01,240 they can make an assessment whether it applies to them. 328 00:19:01,279 --> 00:19:03,799 And then of course you can reach out to our 329 00:19:03,839 --> 00:19:08,279 CFP team here at Vanderwealth Management to talk specifics. That 330 00:19:08,359 --> 00:19:11,359 way you can make an informed decision. But the Vanderwealth 331 00:19:11,480 --> 00:19:16,920 Playbook contains ten different strategies and is applicable for business owners, 332 00:19:18,000 --> 00:19:21,960 real estates owners, high income or high networth clients. 333 00:19:22,359 --> 00:19:25,119 Speaker 3: Well, we appreciate you guys both hopping on. Shout out 334 00:19:25,119 --> 00:19:28,799 to McKay BYU quarterback and Blaine for being our tax 335 00:19:28,880 --> 00:19:30,440 moret wealth advisor here at ESPN. 336 00:19:30,480 --> 00:19:32,519 Speaker 4: The fans, gentlemen, we'll see you this weekend. 337 00:19:32,559 --> 00:19:35,359 Speaker 3: Thanks for hopping off for another let's talk about stats segment. 338 00:19:36,839 --> 00:19:39,319 Speaker 2: Yeah, thank you, great, Thank you guys. 339 00:19:39,440 --> 00:19:40,759 Speaker 4: All right, we'll see you guys soon. 340 00:19:41,079 --> 00:19:45,160 Speaker 3: That was Blaine Anderson and McKay Hillstad great segment brought 341 00:19:45,160 --> 00:19:47,839 to you by Banterwealth, Batterwealth dot com. Get that tax 342 00:19:47,880 --> 00:19:53,079 more tax smart wealth Advisement playbook at Batterwealth Batterwealth dot com. Today, 343 00:19:53,119 --> 00:19:54,680 let's go to break, don't go anywhere more to get 344 00:19:54,720 --> 00:19:56,839 to This is Cougar Sports on one of three nine 345 00:19:56,880 --> 00:19:57,559 ninety point three. 346 00:19:57,720 --> 00:20:00,519 Speaker 6: The Cougar's opponents and rivals right now need to know 347 00:20:00,640 --> 00:20:03,799 the faux segment on Cougar Sports with Ben Kretelber. 348 00:20:03,880 --> 00:20:05,839 Speaker 3: Welcome back Cougar Sports one of three nine ninety eight 349 00:20:05,839 --> 00:20:08,759 point three ESPN. The phantom ventural broadcasting from our Vanderwilth 350 00:20:08,799 --> 00:20:10,720 Studios Banterwealth dot com. Get on a free Q and 351 00:20:10,759 --> 00:20:12,759 A no obligation to advance Q and A with our 352 00:20:12,799 --> 00:20:15,440 tax More Wealth Advisor Certify financial Planners. Nobody does it 353 00:20:15,480 --> 00:20:17,240 better than Bantererwilt. At the end of the year to 354 00:20:17,240 --> 00:20:18,920 save you money on your taxes, it is time for 355 00:20:18,960 --> 00:20:20,920 a little know the faux segment by you is going 356 00:20:20,960 --> 00:20:24,440 to be welcoming in the UCF Knights to Provo, Utah, 357 00:20:24,480 --> 00:20:26,599 and it's a big one for the Coups. A win 358 00:20:26,799 --> 00:20:30,279 will push them into the limelight of the Big twelve 359 00:20:30,359 --> 00:20:33,400 championship game in Arlington against the Texas most likely Texas 360 00:20:33,400 --> 00:20:34,279 Tech Red Raiders. 361 00:20:34,519 --> 00:20:36,519 Speaker 4: And UCF's been playing pretty good football. 362 00:20:36,519 --> 00:20:39,160 Speaker 3: They've had their ups and downs this season, but they 363 00:20:39,160 --> 00:20:41,519 are talented and I think they are well coached and 364 00:20:41,559 --> 00:20:42,759 they're finding their identity. 365 00:20:42,799 --> 00:20:45,079 Speaker 4: I think late in the season we're gonna get to know. 366 00:20:45,119 --> 00:20:46,480 Speaker 3: The phone in the segment's going to be brought to 367 00:20:46,519 --> 00:20:49,559 you by Bresa Cleaning Services. Bresa makes it a breeze 368 00:20:49,599 --> 00:20:52,440 to keep your house clean. 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Let's get out to the hotline. 380 00:21:21,119 --> 00:21:23,519 Welcome to the voice of the UCF Nights. We got 381 00:21:23,519 --> 00:21:25,079 Mark Daniels on the line. Mark, how you living. 382 00:21:26,640 --> 00:21:28,200 Speaker 2: I'm doing great? Thank you guys. 383 00:21:28,400 --> 00:21:31,119 Speaker 3: Hey, I appreciate you joining us today and letting us 384 00:21:31,160 --> 00:21:33,640 get to know the foe through your eyes, your voice. 385 00:21:33,680 --> 00:21:36,640 Happy Holidays and happy Thanksgiving as well. 386 00:21:36,680 --> 00:21:38,359 Speaker 4: We got to be grateful this time of the year. 387 00:21:38,359 --> 00:21:41,279 Speaker 3: We got football and basketball is coming around the corner 388 00:21:41,359 --> 00:21:43,799 as well. 389 00:21:43,799 --> 00:21:45,119 Speaker 2: It's a busy time, it is. 390 00:21:45,319 --> 00:21:47,240 Speaker 6: Uh, you know, it's always fun the holidays, you know, 391 00:21:47,279 --> 00:21:49,079 you see it put themselves in a position to have 392 00:21:49,160 --> 00:21:52,359 something to play for this week. A big challenge obviously, 393 00:21:52,480 --> 00:21:55,160 have come out to BYU and challenge the Cougars, trying 394 00:21:55,160 --> 00:21:56,839 to get a win to become boeligible. 395 00:21:56,920 --> 00:21:59,319 Speaker 2: So big cask ahead, but an opportunity. 396 00:22:00,000 --> 00:22:03,440 Speaker 3: How would you describe the culture right now within the 397 00:22:03,559 --> 00:22:06,200 UCF Knights locker room? What is Coach Frost trying to 398 00:22:06,200 --> 00:22:10,279 build there and trying to make these players believe. 399 00:22:10,039 --> 00:22:10,559 Speaker 4: In right now? 400 00:22:12,839 --> 00:22:14,599 Speaker 2: Well, I think you says in a better position than 401 00:22:14,599 --> 00:22:15,480 they were a year ago. 402 00:22:15,960 --> 00:22:18,079 Speaker 6: You know, we got it into our final game against Utah, 403 00:22:18,160 --> 00:22:21,559 the team was four and seven, didn't have any opportunity 404 00:22:21,559 --> 00:22:22,079 to play. 405 00:22:21,839 --> 00:22:22,680 Speaker 2: For a bowl game. 406 00:22:23,079 --> 00:22:25,359 Speaker 6: A lot of questions whether Gus Melzam was going to 407 00:22:25,400 --> 00:22:27,440 be back, and I just think it was a bad vibe, 408 00:22:27,440 --> 00:22:29,680 and you see have played that way in its final game. 409 00:22:29,759 --> 00:22:32,359 Speaker 2: I think it's a much different vibe now. 410 00:22:32,400 --> 00:22:36,119 Speaker 6: Scott Frost is back at UCF, and that's going I think, 411 00:22:36,359 --> 00:22:39,480 you know, great for the program. I think Scott understands 412 00:22:39,480 --> 00:22:42,000 the transition that he's trying to go through and to 413 00:22:42,039 --> 00:22:45,640 build a roster that can compete consistently at a level 414 00:22:45,640 --> 00:22:48,160 that UCF once And I think this group of players 415 00:22:49,599 --> 00:22:51,680 has fought through a lot of injuries this season, a 416 00:22:51,720 --> 00:22:55,240 lot of challenges, but I think their mindset remains positive. 417 00:22:55,279 --> 00:22:57,440 I think they're excited for the opportunity go out and play, 418 00:22:57,559 --> 00:22:59,480 like I said, a game that needs something for them. 419 00:23:00,039 --> 00:23:02,200 Speaker 2: So I think the teams you know, obviously would. 420 00:23:02,079 --> 00:23:03,440 Speaker 6: Like to have a couple of wins, and we gave 421 00:23:03,480 --> 00:23:06,319 away earlier this season, had a lot of injuries, but 422 00:23:06,359 --> 00:23:08,720 I think their mindset is positive and look forward to 423 00:23:08,759 --> 00:23:10,079 a great opportunity this week. 424 00:23:10,759 --> 00:23:13,799 Speaker 3: What's the identity of this UCF football team. You mentioned 425 00:23:13,799 --> 00:23:16,880 a couple of wins that maybe got away from you. 426 00:23:16,920 --> 00:23:19,079 I'm looking at you know the way that you guys 427 00:23:19,079 --> 00:23:23,559 started three to zero, then some heartbreakers, right, A fourteen 428 00:23:23,720 --> 00:23:26,599 point lost to Kansas State at Kansas State tough place 429 00:23:26,640 --> 00:23:30,000 to play, no doubt, Kansas a one score game, Cincinnati 430 00:23:30,799 --> 00:23:32,839 a nine point game there, it was a close one. 431 00:23:32,920 --> 00:23:37,319 You dominate West Virginia and Rich Rodriguez and then go 432 00:23:37,480 --> 00:23:40,319 down on a three game losing street. But you almost 433 00:23:40,359 --> 00:23:43,519 beat the Houston Cougars in Florida, and then you got 434 00:23:43,519 --> 00:23:46,079 a nice victory over Oklahoma State, who's trying to rebuild 435 00:23:46,119 --> 00:23:49,559 their program as well, coming off you know, a firing 436 00:23:49,599 --> 00:23:50,359 of their head coach. 437 00:23:50,440 --> 00:23:52,119 Speaker 4: But what's the identity here? 438 00:23:54,400 --> 00:23:56,759 Speaker 6: Well, I think again, you see, it probably feels like 439 00:23:56,839 --> 00:23:58,960 the Kansas and Houston games, or two games that gave 440 00:23:59,000 --> 00:24:01,640 away Kansas down seven at first and goal to two. 441 00:24:01,680 --> 00:24:06,400 We didn't score Houston. We have a four string quarterback 442 00:24:06,440 --> 00:24:09,759 that can't fall t him. You know, we're driving for 443 00:24:09,799 --> 00:24:12,000 at least a game time touchdown, I mean game time 444 00:24:12,079 --> 00:24:14,720 field goal. We throw in the end zone and if 445 00:24:14,720 --> 00:24:17,079 he throws it when he's supposed to throw it to touchdown, 446 00:24:17,160 --> 00:24:20,200 UCF wins the game. But he waited a second by 447 00:24:20,240 --> 00:24:23,440 the time he did that, a safety cover comes over 448 00:24:23,440 --> 00:24:26,200 to help and passion accepted. So those are two games 449 00:24:26,279 --> 00:24:28,960 UCF gave away. I think the identity of UCF is 450 00:24:28,960 --> 00:24:31,359 still being built for Scott Frauds. When Scott came here 451 00:24:31,359 --> 00:24:34,599 in twenty sixteen, he inherited a winless football team whose 452 00:24:34,640 --> 00:24:37,400 talent was better than winless. They went six and seven 453 00:24:37,440 --> 00:24:40,400 before the undefeated season, and I think they're still trying 454 00:24:40,400 --> 00:24:43,960 to build a base. You know, Scott understands it's a 455 00:24:43,960 --> 00:24:46,160 different roster build in the Big twelve. 456 00:24:45,960 --> 00:24:46,799 Speaker 2: And it is in the American. 457 00:24:46,920 --> 00:24:48,960 Speaker 6: We were in the American we just out athlete and 458 00:24:48,960 --> 00:24:52,240 out you know, had better speed than people and took 459 00:24:52,240 --> 00:24:54,920 the field and you know, was leading fourteen to nothing already. 460 00:24:55,279 --> 00:24:57,240 You got to build a roster different the Big Twelve. 461 00:24:57,759 --> 00:24:59,839 You got to build lineman. That's a challenge for uc 462 00:25:00,279 --> 00:25:02,359 I mean, in Florida, there's no shortage of running backs, 463 00:25:02,359 --> 00:25:05,759 wide receivers and quarterbacks, and thank Scott, those confident there. 464 00:25:05,799 --> 00:25:08,039 So it's still the building process. I understand what it 465 00:25:08,079 --> 00:25:11,440 is in this different pay for play world. So you know, 466 00:25:12,000 --> 00:25:14,279 the five wins maybe is an ideally what you want, 467 00:25:14,319 --> 00:25:15,680 but I think fans knew it was going to be 468 00:25:15,680 --> 00:25:18,160 an adjustment and like I said, to have an opportunity 469 00:25:18,160 --> 00:25:20,400 to play for something in game number twelve. 470 00:25:20,799 --> 00:25:22,799 Speaker 2: I think it's kept the team focused. But where the. 471 00:25:22,759 --> 00:25:25,319 Speaker 6: Team program is today, to worry it will be in 472 00:25:25,319 --> 00:25:27,359 twelve months and in twenty four months, I think it'll 473 00:25:27,359 --> 00:25:28,240 be vastly different. 474 00:25:28,400 --> 00:25:30,720 Speaker 3: Why was Gus Maulzon not the guy to lead this 475 00:25:30,799 --> 00:25:32,839 program yet? Scott Frost is. 476 00:25:34,720 --> 00:25:36,680 Speaker 6: You know, Gus is a good man, He's a good coach. 477 00:25:36,720 --> 00:25:39,200 It just didn't work out. Sometimes things don't work. I 478 00:25:39,200 --> 00:25:41,920 think Gust came here and I think he thought that 479 00:25:42,000 --> 00:25:44,079 maybe his system was kind of. 480 00:25:44,000 --> 00:25:44,799 Speaker 2: A plug and play. 481 00:25:44,839 --> 00:25:46,920 Speaker 6: And I think for any program, I think it matters 482 00:25:46,920 --> 00:25:48,720 that BYU you've got to make sure you've got the 483 00:25:48,799 --> 00:25:53,960 right person that understands your program, the identity of the fans, 484 00:25:54,039 --> 00:25:57,759 the expectation, and I think Gus had a hard time 485 00:25:57,799 --> 00:26:00,599 with that. I think, you know, Gus came from Auburn 486 00:26:00,599 --> 00:26:02,160 where things are different than the SEC. 487 00:26:02,319 --> 00:26:04,039 Speaker 2: Resources are somewhat unlimited. 488 00:26:04,480 --> 00:26:06,799 Speaker 6: I think at UCF there are some advantages that you've 489 00:26:06,799 --> 00:26:09,680 got to lean into that maybe yeah, it. 490 00:26:10,240 --> 00:26:11,519 Speaker 2: Didn't lean into as much. 491 00:26:11,880 --> 00:26:14,200 Speaker 6: And then I think, like a lot of coaches went 492 00:26:14,240 --> 00:26:16,839 through the last couple of years. You can live with 493 00:26:16,880 --> 00:26:20,519 a portal, you can die with the portal. And UCF 494 00:26:20,559 --> 00:26:22,279 missed on a number of key guys to the portal. 495 00:26:22,319 --> 00:26:25,200 They missed a quarterback for combination of just guys that 496 00:26:25,240 --> 00:26:30,440 didn't pan out injuries, they missed on linemen, and you know, 497 00:26:30,480 --> 00:26:33,000 I think for Gus it just became a situation. 498 00:26:33,160 --> 00:26:34,960 Speaker 2: And look, it's the reality. Guys, if you've got to 499 00:26:35,000 --> 00:26:35,720 go back to ask the. 500 00:26:35,640 --> 00:26:38,279 Speaker 6: Same people for more money to buy players in the 501 00:26:38,319 --> 00:26:40,200 last two years they gave you money and you didn't 502 00:26:40,200 --> 00:26:41,880 get results, it's hard to get that money. 503 00:26:42,279 --> 00:26:44,400 Speaker 2: So I think Gus felt that maybe it was time 504 00:26:44,440 --> 00:26:44,799 to move on. 505 00:26:44,920 --> 00:26:47,880 Speaker 6: For him, I think Scott understands UCU a little bit more, 506 00:26:47,920 --> 00:26:49,839 even though it's been eight years since he was here. 507 00:26:50,240 --> 00:26:52,839 He understands that, you know, the advantages you see have 508 00:26:52,960 --> 00:26:57,799 has is his location. It's recruiting a base, the youth 509 00:26:57,839 --> 00:27:00,920 of the university, a younger alumni base. We need to 510 00:27:00,960 --> 00:27:03,440 do things differently to raise money. We can do things 511 00:27:03,519 --> 00:27:06,799 differently because our history and traditions are different. I think 512 00:27:06,839 --> 00:27:08,799 Scott is a better understanding of that. I think he's 513 00:27:08,839 --> 00:27:13,000 better where maybe he is in his career. And because 514 00:27:13,160 --> 00:27:15,039 I think he's got a better chance to succeed. I 515 00:27:15,079 --> 00:27:17,240 don't know if it's guaranteed to work at the level 516 00:27:17,240 --> 00:27:20,119 that it did before, but I think knowing UCF and 517 00:27:20,640 --> 00:27:22,799 how you got to play a little bit of moneyball 518 00:27:22,799 --> 00:27:26,319 at UCF, you've got to rely on high school relations 519 00:27:26,359 --> 00:27:28,400 and you've got to still salvage a recruiting class at 520 00:27:28,400 --> 00:27:28,920 a high school. 521 00:27:28,920 --> 00:27:30,119 Speaker 2: You can't live and die with the portal. 522 00:27:30,160 --> 00:27:32,519 Speaker 6: I think Gus was leaning too much on that, where 523 00:27:32,519 --> 00:27:34,440 I think Scott realizes you got to have a blend 524 00:27:34,440 --> 00:27:34,799 of both. 525 00:27:35,480 --> 00:27:41,160 Speaker 3: Yeah, it's it's an intriguing prospect to bring Scott Frost 526 00:27:41,240 --> 00:27:46,559 back right with with his pedigree, his resume, what happened 527 00:27:46,559 --> 00:27:50,319 at Nebraska, what happened prior to Nebraska, it seems like 528 00:27:50,799 --> 00:27:55,119 he's the better culture fit at UCF. Gus Malsan is 529 00:27:55,160 --> 00:27:58,200 a fantastic offense of mine that he always has been, 530 00:27:58,880 --> 00:28:01,480 and you know, he's had his ups and down, no doubt, 531 00:28:01,640 --> 00:28:04,680 as a as a as a football coach, as a coordinator. 532 00:28:05,559 --> 00:28:07,640 But it seems like Scott is the right guy for 533 00:28:07,720 --> 00:28:10,400 the job moving forward, and you can see it trending 534 00:28:10,440 --> 00:28:11,160 in the right direction. 535 00:28:11,240 --> 00:28:11,720 Speaker 4: They're on the. 536 00:28:11,680 --> 00:28:15,359 Speaker 3: Precipice of being Bowl eligible and they're coming into Prova 537 00:28:15,519 --> 00:28:18,400 motivated right now to knock off the Koks. Cooks have 538 00:28:18,480 --> 00:28:20,400 a have a target on their back. You see, f 539 00:28:20,440 --> 00:28:21,559 can play spoiler here. 540 00:28:23,799 --> 00:28:24,119 Speaker 2: Yeah. 541 00:28:24,160 --> 00:28:27,599 Speaker 6: Look, I think UCF has great respect for by you 542 00:28:27,680 --> 00:28:29,759 know what they built the last couple of years, and 543 00:28:30,519 --> 00:28:33,759 it's a big challenge. You know, this roster is decinated 544 00:28:33,799 --> 00:28:36,319 my injuries. This is not a healthy roster. So we're 545 00:28:36,319 --> 00:28:39,640 coming one hand behind our back to this game. We 546 00:28:39,759 --> 00:28:41,839 got two quarterbacks left the roster and the guy that's 547 00:28:41,839 --> 00:28:44,079 gonna start on Saturday has been injured for the last 548 00:28:44,240 --> 00:28:47,400 month and is limpin uh. 549 00:28:47,759 --> 00:28:50,359 Speaker 2: You know, we're missing a number of key players. 550 00:28:50,359 --> 00:28:52,920 Speaker 6: We got some guys back last week that probably shouldn't 551 00:28:52,920 --> 00:28:54,640 be playing but just want to play, which is a 552 00:28:54,680 --> 00:28:56,759 sign of how they respect coach Frost. 553 00:28:56,400 --> 00:28:57,319 Speaker 2: And what he's built. 554 00:28:58,079 --> 00:28:59,359 Speaker 6: So there's a lot of things in the UCF is 555 00:28:59,359 --> 00:29:02,279 gonna need to have their way on Saturday because they 556 00:29:02,319 --> 00:29:04,640 know the BYU. It's a massive game for them and 557 00:29:04,680 --> 00:29:06,960 they know the talent that they're up against. But that's okay, 558 00:29:07,039 --> 00:29:09,200 you know, that's why we play this football game, and 559 00:29:09,240 --> 00:29:10,119 we'll see what happens. 560 00:29:11,039 --> 00:29:14,440 Speaker 3: Mark, who are the players BYU fans? Need to know 561 00:29:14,519 --> 00:29:17,039 about as the Knights heat into provo. 562 00:29:20,079 --> 00:29:24,640 Speaker 2: Well, I think on offense, Tavan Jackson, the UC quarterback. 563 00:29:25,319 --> 00:29:28,920 Speaker 6: When healthy and when he makes the right decisions, Tavan 564 00:29:28,960 --> 00:29:32,680 can be really good, but he's battled injuries all year long, 565 00:29:32,720 --> 00:29:35,519 and those injuries have limited his play. He's not as 566 00:29:35,519 --> 00:29:37,559 big of a run threat as he would be if 567 00:29:37,559 --> 00:29:41,400 he wasn't banged up. But when Tavern's on and he 568 00:29:41,400 --> 00:29:45,279 gets protection, he can be effected throwing the football. UC 569 00:29:45,400 --> 00:29:47,000 has got a very good tight end in Dylan Wade 570 00:29:47,039 --> 00:29:49,240 Or a big game last week including eighty three yard 571 00:29:49,279 --> 00:29:53,640 touchdown catch and run. He's probably their best receiver as 572 00:29:53,640 --> 00:29:55,920 far as his hands and getting open the play. A 573 00:29:55,960 --> 00:29:58,039 lot of young guys at wide receiver, combination of a 574 00:29:58,039 --> 00:30:00,759 true freshman it's going to be really good that starts, 575 00:30:01,400 --> 00:30:02,720 and some other guys that don't have a lot of 576 00:30:02,759 --> 00:30:06,160 key for experience. Miles Montgomery, running back, had been out 577 00:30:06,200 --> 00:30:08,400 of an injury. Miles his back. He's not one hundred percent, 578 00:30:08,480 --> 00:30:10,519 but he's back. He'll give it his best a shot. 579 00:30:11,319 --> 00:30:13,799 You know, offensively, you know I've said this in other 580 00:30:13,839 --> 00:30:16,880 interviews before. You know, if I had guess Scott's playbook 581 00:30:16,960 --> 00:30:20,359 might be thirty percent of ideally what he wants, and 582 00:30:20,680 --> 00:30:23,720 that's because of injuries our starting centers that we've lost 583 00:30:23,759 --> 00:30:24,359 him for the year. 584 00:30:24,559 --> 00:30:27,599 Speaker 2: We're missing a guard of that out for the year. 585 00:30:27,839 --> 00:30:30,599 Speaker 6: So because of that and the inexperienced we've got to 586 00:30:30,640 --> 00:30:33,640 shrink the playbook. This isn't you know, this isn't McKenzie 587 00:30:33,640 --> 00:30:36,720 milton running that offense in UCF had in twenty seventeen 588 00:30:36,759 --> 00:30:37,920 among the best of the country. 589 00:30:38,160 --> 00:30:40,319 Speaker 2: This is a skill down offense because of just the 590 00:30:40,319 --> 00:30:42,960 person that we've got right now. So that's the challenge 591 00:30:42,960 --> 00:30:43,440 on offense. 592 00:30:43,440 --> 00:30:45,880 Speaker 6: Defensively, uc has got two really good ends in Malachi 593 00:30:45,960 --> 00:30:49,920 Lawrence and nigeliue Kelly. Problem is they're banged up and 594 00:30:50,279 --> 00:30:54,799 probably shouldn't be playing either, but both around shot and 595 00:30:56,319 --> 00:31:00,319 playing in the game. There Raydon Marshall a nickelb because 596 00:31:00,319 --> 00:31:02,039 a guy that had picked to preserve the win last 597 00:31:02,079 --> 00:31:04,640 week against Oklahoma State, and their two corners I think 598 00:31:04,640 --> 00:31:06,920 are really good in Jane Belding and Antoine Jackson. You see, 599 00:31:06,920 --> 00:31:09,640 if defense has played good this season, the offense at 600 00:31:09,680 --> 00:31:11,799 times has not been as productive. That's left the defense 601 00:31:11,839 --> 00:31:13,680 on the field a little bit too long. With those 602 00:31:13,720 --> 00:31:15,519 numbers that were really good early this season. A little 603 00:31:15,519 --> 00:31:18,000 bit skewed right now, but it's pretty good defense. It'll 604 00:31:18,039 --> 00:31:20,279 be challenged this week, but the defense has played I 605 00:31:20,279 --> 00:31:21,720 think better than people thought this year. 606 00:31:22,920 --> 00:31:24,359 Speaker 4: You mentioned a few of the injuries. 607 00:31:24,799 --> 00:31:27,680 Speaker 3: What's maybe the grade you'd give on the health of 608 00:31:27,680 --> 00:31:29,640 the UCF Knights as they head down to Provo. 609 00:31:34,839 --> 00:31:39,759 Speaker 6: Probably this team is a sixty percent of one hundred 610 00:31:39,759 --> 00:31:43,279 percent in health. I mean he just lost guys for 611 00:31:43,319 --> 00:31:45,119 the year. I mean lost some guys back in camp. 612 00:31:45,440 --> 00:31:47,680 You know, you see I have lost probably their fastest 613 00:31:47,720 --> 00:31:50,480 wide receiver in camp. They lost the freshman running back 614 00:31:50,519 --> 00:31:53,519 they was definitely gonna play this season. Uh in camp, 615 00:31:53,720 --> 00:31:55,559 and you've lost your starting sentate It's been a four 616 00:31:55,640 --> 00:31:56,599 year starter elsewhere. 617 00:31:56,680 --> 00:31:57,680 Speaker 2: You know, you lost a key. 618 00:31:57,559 --> 00:32:01,759 Speaker 6: Guard way who I mentioned the tight end is really good. 619 00:32:02,119 --> 00:32:04,200 You know, Dylan was hurting the third game of the 620 00:32:04,279 --> 00:32:06,880 year he's playing. Then lost a key defensive tackle as 621 00:32:06,880 --> 00:32:09,119 an NFL prospect. They lost the defensive end, it was 622 00:32:09,119 --> 00:32:12,160 part of their rotation for the season. They got a 623 00:32:12,160 --> 00:32:15,839 reserve linebacker out for the year, got another safety that 624 00:32:16,079 --> 00:32:16,960 got hurt first. 625 00:32:16,720 --> 00:32:17,440 Speaker 2: Game of the season. 626 00:32:17,559 --> 00:32:20,799 Speaker 6: So you know, we're trying to build something and you 627 00:32:20,880 --> 00:32:23,319 lose guys like that. You know, you know, the old 628 00:32:23,359 --> 00:32:27,200 next man up mentality sounds good, but you know sometimes 629 00:32:27,200 --> 00:32:28,119 it's just not the same. 630 00:32:28,240 --> 00:32:30,039 Speaker 2: Having said that, players have thought hard. 631 00:32:30,039 --> 00:32:32,599 Speaker 6: The one thing you know, again I'll say, is that 632 00:32:33,039 --> 00:32:35,160 you said we'll play hard. I don't know what the 633 00:32:35,160 --> 00:32:37,599 final score is going to be, and it may you know, 634 00:32:37,599 --> 00:32:39,920 we went to Texas Tech and and and they were 635 00:32:39,960 --> 00:32:41,960 just on a roll. We went to Baylor, gave up 636 00:32:42,000 --> 00:32:44,759 a couple of quick scores. Defense only gave up nine 637 00:32:44,759 --> 00:32:46,920 points the last three and a half quarters. But the 638 00:32:46,960 --> 00:32:49,400 offense struggled because we had a quarterback that couldn't walk 639 00:32:49,960 --> 00:32:51,720 because he was, you know, trying to limp on a 640 00:32:51,920 --> 00:32:54,039 hamstring injury. That hamstring's a little bit better, but he's 641 00:32:54,039 --> 00:32:57,160 going to try to play Saturday, simply because we got 642 00:32:57,200 --> 00:32:59,000 two quarterbacks out for the year. We got a guy 643 00:32:59,039 --> 00:33:00,920 that started the first game of the season. He fractured 644 00:33:00,960 --> 00:33:02,759 his ribs a couple of weeks ago. He's out for 645 00:33:02,759 --> 00:33:05,079 the year. We got a kid that was a transfer 646 00:33:05,119 --> 00:33:07,000 from Miami that was in the system last year. 647 00:33:07,599 --> 00:33:09,559 Speaker 2: He hurt his shoulder in Game four. He's out for 648 00:33:09,559 --> 00:33:09,880 the year. 649 00:33:09,920 --> 00:33:14,480 Speaker 6: So you know, it adds up, and you know, that's 650 00:33:14,920 --> 00:33:17,119 that's not anybody else's fault. But just imagine if I 651 00:33:17,160 --> 00:33:19,400 looked at the BYU roster, I took the same number 652 00:33:19,440 --> 00:33:22,519 of guys off that roster, are they you know? 653 00:33:23,160 --> 00:33:25,279 Speaker 2: Ten and one? Maybe not? But that's not the case. 654 00:33:25,279 --> 00:33:27,000 And that's just the way it is. You got to 655 00:33:27,000 --> 00:33:27,920 go play the football game. 656 00:33:28,680 --> 00:33:31,480 Speaker 3: Mark you're in the Big twelve. Now, you've been in 657 00:33:31,480 --> 00:33:33,720 here for a few years. Do you feel like the 658 00:33:33,759 --> 00:33:36,480 Big twelve is getting the respect they deserve right now 659 00:33:36,519 --> 00:33:39,200 from the committee? I think there's five teams in the 660 00:33:39,200 --> 00:33:42,480 top twenty five. But yeah, okay, there you go. Tell 661 00:33:42,519 --> 00:33:44,000 me why no the. 662 00:33:44,000 --> 00:33:47,839 Speaker 6: Pro Well, look, part of it is the conference fault, 663 00:33:47,880 --> 00:33:49,880 and part of it is just the way the media 664 00:33:49,960 --> 00:33:53,079 landscape is built. Yep, there's very little that the Big 665 00:33:53,119 --> 00:33:57,559 twelve can do other than win big non conference games 666 00:33:57,680 --> 00:34:00,319 and have teams that are constantly ranked inside the top 667 00:34:00,400 --> 00:34:03,559 fifteen throughout the year. We've got two of them right now. 668 00:34:03,920 --> 00:34:05,839 You know, Utah has been in that mix as well. 669 00:34:06,440 --> 00:34:09,280 The other challenge that our conference has is and some 670 00:34:09,320 --> 00:34:12,440 members of the college football media either don't read it 671 00:34:12,519 --> 00:34:15,280 or just ignorant to the room. You know, you can 672 00:34:15,280 --> 00:34:17,840 sit and tell me the great ratings of the SEC has. Yeah, 673 00:34:17,880 --> 00:34:20,559 they get the best time slots. And right now the 674 00:34:20,599 --> 00:34:22,880 struggle that the Big Twelve has is is we don't 675 00:34:22,920 --> 00:34:26,960 have as much national matchups in the lead that are 676 00:34:27,000 --> 00:34:30,280 getting the ideal matchups of a primetime game on ABC 677 00:34:30,480 --> 00:34:32,440 or ESPN or Fox. 678 00:34:32,440 --> 00:34:33,719 Speaker 2: Not that big newon kickoff. 679 00:34:33,719 --> 00:34:36,400 Speaker 6: It's not good to have a game, not that three 680 00:34:36,519 --> 00:34:38,360 thirty on Fox is a bad time to have a game, 681 00:34:38,360 --> 00:34:40,440 But if you're going up against a you know, top 682 00:34:40,480 --> 00:34:42,519 ten matchup in the SEC, you're gonna have a hard 683 00:34:42,559 --> 00:34:45,760 time with the ratings battle there. And the national media says, 684 00:34:45,760 --> 00:34:47,960 look how great the ratings are on the SEC. Okay, 685 00:34:48,480 --> 00:34:51,039 if I'm on, if I'm on the three best slots 686 00:34:51,039 --> 00:34:53,239 every single Saturday, of course I'm going to get the 687 00:34:53,280 --> 00:34:55,599 eyeballs and some of them. And I think the Big 688 00:34:55,599 --> 00:34:58,360 twelve is blessed to have a great media deal, but we're 689 00:34:58,360 --> 00:35:01,119 struggling to get the ideal timeslot. I mean no disrespect, 690 00:35:01,159 --> 00:35:03,719 but playing nowt on FS one is a tough audience 691 00:35:03,760 --> 00:35:07,119 to get, you know, playing one o'clock Eastern on ESPN 692 00:35:07,159 --> 00:35:10,679 two Saturday is a tough audience to get. Nobody's fault, 693 00:35:10,760 --> 00:35:13,639 it's just the landscape of how the media slots are 694 00:35:13,679 --> 00:35:15,960 filled right now. So the best thing the Big twelve 695 00:35:15,960 --> 00:35:18,519 can do is when opportunities come to play those big 696 00:35:18,559 --> 00:35:21,480 non conference games against the Big ten and SEC school, we. 697 00:35:21,599 --> 00:35:24,079 Speaker 2: Got to win. And then in the conference. 698 00:35:24,119 --> 00:35:28,880 Speaker 6: To some degree, the league is cannibalizing itself because I 699 00:35:28,920 --> 00:35:30,800 do think the top part of the league is beating 700 00:35:30,840 --> 00:35:33,320 each other up. Look, you follow this league. We have 701 00:35:33,320 --> 00:35:35,000 a lot of good teams that have lost two conference 702 00:35:35,000 --> 00:35:37,199 games at three conference games that are good, that are 703 00:35:37,239 --> 00:35:39,159 just good football teams. And when you go and play 704 00:35:39,679 --> 00:35:43,000 someone's going to get beat. And look to ask people, well, 705 00:35:43,360 --> 00:35:45,679 that's a good CINCINNTI football team they beat last week 706 00:35:45,719 --> 00:35:48,280 on the road, tough stadium in Nippert Stadium, And you 707 00:35:48,280 --> 00:35:50,159 can say, well, since he's got this money long, that's 708 00:35:50,159 --> 00:35:50,679 a good team. 709 00:35:50,719 --> 00:35:52,400 Speaker 2: I know that football team is really good. 710 00:35:52,800 --> 00:35:55,079 Speaker 6: And sometimes we don't get the credit when we've got, 711 00:35:55,239 --> 00:35:57,760 for example, a two loss teams or three loss teams 712 00:35:57,760 --> 00:36:00,719 that other leagues get because of perception. Is just you know, 713 00:36:00,760 --> 00:36:03,840 a bigger football game, like you said, and I'll argue 714 00:36:03,880 --> 00:36:06,519 with people something it's oh, it's so hard to go 715 00:36:06,559 --> 00:36:08,280 on the road in the SEC goes start free. You 716 00:36:08,280 --> 00:36:11,440 go to Lexington, go to Manhattan, you know, go to Profo, 717 00:36:11,760 --> 00:36:15,199 go to Luppock, you know, go to Waco and they're 718 00:36:15,199 --> 00:36:15,920 playing real well. 719 00:36:15,920 --> 00:36:17,559 Speaker 2: Go to our place where're playing real well. 720 00:36:17,800 --> 00:36:20,360 Speaker 6: You know, just because something's got eighty thousand and fifty 721 00:36:20,360 --> 00:36:23,159 and sixty thousand, pretty loud at night for football game 722 00:36:23,199 --> 00:36:25,079 and tough for a visiting team. But we just don't 723 00:36:25,119 --> 00:36:27,599 have that level of national respect right now. 724 00:36:27,679 --> 00:36:28,480 Speaker 2: I love the league. 725 00:36:29,000 --> 00:36:31,000 Speaker 6: Some may called a sixteen misfit toys that have no 726 00:36:31,159 --> 00:36:33,239 the place to go, but I think the league is 727 00:36:33,280 --> 00:36:33,840 really solid. 728 00:36:33,880 --> 00:36:35,920 Speaker 2: It's the best basketball league in the country. Nobody could 729 00:36:36,000 --> 00:36:36,360 argue that. 730 00:36:36,760 --> 00:36:38,639 Speaker 6: And the football wise, we're just going to fight for 731 00:36:38,719 --> 00:36:40,960 more national headlines. But you know, I think the Big 732 00:36:41,000 --> 00:36:42,960 twelve is is a very solid league. 733 00:36:43,199 --> 00:36:45,960 Speaker 3: It's it's a very interesting study. As I've looked, I've 734 00:36:46,000 --> 00:36:48,320 kind of pulled data points. You have obviously the preseason, 735 00:36:48,559 --> 00:36:54,159 preseason bias and even historical biases that that have been 736 00:36:54,159 --> 00:36:58,039 built in a a in an era bygone that had 737 00:36:58,079 --> 00:37:01,400 bag men that allowed certain conference as certain teams to 738 00:37:02,159 --> 00:37:07,280 probably circumvent the rules through liquid funds, right and that 739 00:37:07,519 --> 00:37:09,960 I've talked with all my former players that play in 740 00:37:10,000 --> 00:37:13,599 the NFL that was happening in the SEC, Big Tan, 741 00:37:13,679 --> 00:37:17,239 et cetera. It just was certain teams were not able 742 00:37:17,280 --> 00:37:19,440 to play by those same rules. So you have you 743 00:37:19,480 --> 00:37:21,719 have equity that has been built up through the conferences, 744 00:37:21,760 --> 00:37:26,559 through who knows by how what means you have TV money, tech, population, 745 00:37:26,639 --> 00:37:30,199 density of conference hierarchy. Late season momentum now that they're 746 00:37:30,239 --> 00:37:33,239 talking about the head heads don't matter anymore because that 747 00:37:33,360 --> 00:37:35,800 was too early in the season. So even your your 748 00:37:36,079 --> 00:37:38,960 P four versus P four data points that we want 749 00:37:39,039 --> 00:37:42,280 more of in order to determine who's going to make 750 00:37:42,320 --> 00:37:44,559 it into the playoffs are now being thrown out the 751 00:37:44,599 --> 00:37:49,400 window because well, late season momentum. So it's really hard, 752 00:37:49,920 --> 00:37:53,320 I think, to put trust in a human committee that 753 00:37:53,320 --> 00:37:57,360 that is full of folly and subjective human eye test 754 00:37:57,519 --> 00:38:00,719 momentum type of deals combined with all these their data points. 755 00:38:02,239 --> 00:38:04,599 Speaker 6: Yeah, and there's no perfect model, I mean, and the 756 00:38:04,639 --> 00:38:07,880 systems flawed, the systems lawed because to some degree, we 757 00:38:08,000 --> 00:38:10,920 have conference championship games that don't benefit participant. 758 00:38:11,000 --> 00:38:12,000 Speaker 2: Georgia doesn't want. 759 00:38:11,880 --> 00:38:14,079 Speaker 6: To make the SEC championship game because they want to 760 00:38:14,079 --> 00:38:16,760 secure a top four seed, and to some degree, you know, 761 00:38:18,079 --> 00:38:20,360 it may not benefit our two teams BETWA BYU in 762 00:38:20,400 --> 00:38:23,960 Texas Tech. Because you know you're gonna tell me that 763 00:38:23,960 --> 00:38:26,000 if a b YU in Texas Tech at eleven and 764 00:38:26,079 --> 00:38:28,239 one playing a conference championship game, two teams that a 765 00:38:28,320 --> 00:38:33,239 great season, the losers should miss the playoff because what 766 00:38:33,360 --> 00:38:37,760 because we played the thirteenth data point that the two 767 00:38:37,800 --> 00:38:40,599 teams that could go eleven and one that someone's going. 768 00:38:40,599 --> 00:38:43,760 Speaker 2: To lose and because of that loss missed the playoff. 769 00:38:44,000 --> 00:38:47,760 Speaker 6: It you know, you have a hard time justifying the 770 00:38:47,840 --> 00:38:50,840 validity of that, and living in sec country, you've got 771 00:38:50,880 --> 00:38:53,159 team that don't want to play in that game because 772 00:38:53,199 --> 00:38:57,199 it would hurt a seating or possibly miss the playoffs. 773 00:38:56,840 --> 00:38:58,519 It's a it's a flawed system. I don't know the 774 00:38:58,559 --> 00:39:02,840 perfect well, I think I do. But you know, particularly 775 00:39:02,880 --> 00:39:06,119 at college hockey, they got the sports all degree. Here's 776 00:39:06,119 --> 00:39:08,519 a model every single day, it's a live ranking. This 777 00:39:08,599 --> 00:39:10,400 is how we do it. No ansis or butch, it's 778 00:39:10,440 --> 00:39:12,320 how they fill out the bracket. No one complains and 779 00:39:12,320 --> 00:39:15,239 it's a fantastic model. But in college football, I think 780 00:39:15,280 --> 00:39:18,480 we like the drama, would like the uncertainty of a committee, 781 00:39:18,960 --> 00:39:21,079 and I'm not quite sure that's changing. 782 00:39:21,119 --> 00:39:26,119 Speaker 2: Anytime soon. But it would be you know the problem 783 00:39:26,159 --> 00:39:27,559 is there won't be enough people screaming. 784 00:39:27,599 --> 00:39:30,000 Speaker 6: There'll be more people screaming about Miami being left out 785 00:39:30,039 --> 00:39:33,440 having beaten Notre Dame if that happens, than the Big 786 00:39:33,480 --> 00:39:36,000 Twelve not getting a second team, and which would be again, 787 00:39:36,000 --> 00:39:39,800 if b YU and Texas Tech win, it would be 788 00:39:40,000 --> 00:39:43,239 comical for someone to say, well, only one I just 789 00:39:43,639 --> 00:39:45,000 I don't understand, and you would tell me that. 790 00:39:45,320 --> 00:39:48,159 Speaker 3: So let's say, b why you get to the Big 791 00:39:48,159 --> 00:39:50,679 Total Championship? Get me the Blues to Texas Tech. Maybe 792 00:39:50,719 --> 00:39:54,400 it's closer, maybe it's a one score game. Do you 793 00:39:54,400 --> 00:39:56,400 think be what you gets into the College Football Playoff 794 00:39:56,440 --> 00:39:57,000 or they ousted? 795 00:39:58,480 --> 00:39:59,559 Speaker 2: Oh my Big twelve Blood. 796 00:39:59,679 --> 00:40:01,840 Speaker 6: I mean, I think they would deserve to be in there, 797 00:40:01,880 --> 00:40:04,159 but I don't think the committee will put them in. 798 00:40:04,840 --> 00:40:06,719 I mean, just take a look ahere their rank right now, 799 00:40:07,360 --> 00:40:12,800 and borring a massive round of upsets on Saturday, b 800 00:40:13,039 --> 00:40:15,440 YU is not going to move up very far in 801 00:40:15,760 --> 00:40:18,400 the College Football Player Committee's views, and they'll be in 802 00:40:18,400 --> 00:40:21,119 that prime position that should they lose. It makes it 803 00:40:21,159 --> 00:40:24,199 easy in the committee to say, you know, they were good. 804 00:40:24,880 --> 00:40:27,000 You know, we don't need to make this change, and 805 00:40:28,440 --> 00:40:32,599 I wish that wasn't the case, but I don't see 806 00:40:32,599 --> 00:40:36,000 how that scenario changes boring a number of upsets. You know, 807 00:40:36,039 --> 00:40:37,880 they would need to you know, pit to beat Miami. 808 00:40:37,920 --> 00:40:43,159 They would need some other things to happen, because what 809 00:40:43,199 --> 00:40:46,559 would happen is if Texas beats Texas A and m 810 00:40:46,679 --> 00:40:48,880 There'll be people that will justify a nine to three 811 00:40:48,920 --> 00:40:51,159 Texas team getting it, and they'll tell you that, hey, 812 00:40:51,199 --> 00:40:53,480 they have four top ten wins, so you know they 813 00:40:53,480 --> 00:40:54,199 deserve to get in. 814 00:40:54,599 --> 00:40:56,960 Speaker 2: Yeah, and you're gonna end up with that game. And 815 00:40:57,000 --> 00:40:58,840 the only thing that we can do is a league. 816 00:40:59,519 --> 00:41:01,320 Speaker 6: It is We've got to try to schedule some of 817 00:41:01,360 --> 00:41:03,679 these games, and we got to win some of these games. 818 00:41:03,880 --> 00:41:04,719 Speaker 2: And when you win some of. 819 00:41:04,760 --> 00:41:06,400 Speaker 6: Those games, you can schedule some of those games, you 820 00:41:06,440 --> 00:41:09,199 get some of those TV time slots, and you get 821 00:41:09,199 --> 00:41:10,719 a bit of ranking in the beginning of the season 822 00:41:10,719 --> 00:41:14,079 where you're not crawling from outside the top twenty five 823 00:41:14,159 --> 00:41:19,119 to you know, scratch your way into a flawed system. 824 00:41:19,360 --> 00:41:22,079 But you know, I mean the committee, I mean, the 825 00:41:22,119 --> 00:41:25,920 committee told you they justified dropping Utah because of an 826 00:41:25,960 --> 00:41:30,039 incredible game the uel. You know, they were a close 827 00:41:30,079 --> 00:41:32,480 game with kansasitate and kansasit. It's got this record. It's like, 828 00:41:32,519 --> 00:41:35,840 all right, so you know, we don't reward the team. 829 00:41:35,880 --> 00:41:38,760 And I know, Py you've made it like that at Utah. 830 00:41:38,840 --> 00:41:42,079 But teams win close games, teams win crazy games. College 831 00:41:42,079 --> 00:41:45,239 football is crazy and will penalize them because you know 832 00:41:45,239 --> 00:41:46,039 they didn't win by no. 833 00:41:46,840 --> 00:41:49,920 Speaker 3: Well yeah, and it's determined by conference too, right. You 834 00:41:49,960 --> 00:41:51,920 can lose a close game in the SEC or the 835 00:41:51,920 --> 00:41:53,760 Big Ten, but not in the Big. 836 00:41:53,599 --> 00:42:00,880 Speaker 6: Twelve, not the style. 837 00:41:58,079 --> 00:41:59,800 Speaker 4: Points matty by the conference. 838 00:42:00,320 --> 00:42:03,079 Speaker 3: How do you see this game in provo maybe playing 839 00:42:03,119 --> 00:42:04,599 out BAU heavy favorite. 840 00:42:04,639 --> 00:42:06,400 Speaker 4: Do you think UCF keeps it close? 841 00:42:08,599 --> 00:42:11,280 Speaker 6: Well, my thought is in the forecast right now doesn't 842 00:42:11,320 --> 00:42:13,280 show that. I was kind of hoping for a blizzard 843 00:42:13,719 --> 00:42:18,440 because I think a wild weather game, anything could happen. Look, 844 00:42:18,480 --> 00:42:22,519 I think for UCF to have a chance, And that's 845 00:42:22,519 --> 00:42:24,039 how I think your goal. I mean, you want to 846 00:42:24,039 --> 00:42:25,599 be in the game of the fourth quarter. It's one 847 00:42:25,639 --> 00:42:28,920 possession game, look up and and have some opportunities. They've 848 00:42:28,920 --> 00:42:31,400 got to protect the football, cannot turn the ball over, 849 00:42:31,719 --> 00:42:33,199 and they've got to cut down on penalties. 850 00:42:33,239 --> 00:42:34,440 Speaker 2: One of the things that I. 851 00:42:34,400 --> 00:42:37,400 Speaker 6: Know is really frustrated Scott Frost is the penalties that 852 00:42:37,440 --> 00:42:38,159 you can control. 853 00:42:38,679 --> 00:42:40,360 Speaker 2: You know, we're playing with the backup center. 854 00:42:40,360 --> 00:42:42,480 Speaker 6: We had fourth and one against Oklahoma State last week 855 00:42:42,519 --> 00:42:44,519 and we won the game. But you know, fourth and one, 856 00:42:44,559 --> 00:42:46,599 he moves the ball before the snap. Now you're fourth 857 00:42:46,639 --> 00:42:49,320 and sixth. Now you punt. We had two holding calls 858 00:42:49,400 --> 00:42:52,599 last week on a backup guard and both holds came 859 00:42:52,719 --> 00:42:56,239 twelve yards behind the running back who didn't need to hold. 860 00:42:56,280 --> 00:42:59,239 He was passed a line. So those are things that 861 00:42:59,280 --> 00:43:01,239 you just came out of four in the football game. 862 00:43:01,280 --> 00:43:03,679 They can't put themselves in first and twenty or second 863 00:43:03,679 --> 00:43:06,760 and fifteen. They're gonna need, you know, a few breaks 864 00:43:06,760 --> 00:43:08,519 with turnovers. You mean, you know, people you to make 865 00:43:08,559 --> 00:43:12,519 some mistakes and you know, can't give up the big play. 866 00:43:12,599 --> 00:43:15,280 Speaker 2: And you said defense hasn't really give up the big play. 867 00:43:15,960 --> 00:43:17,840 Speaker 6: This would be a challenge because you know the run 868 00:43:17,880 --> 00:43:20,760 ability of b YU, But you know, we're gonna need 869 00:43:20,800 --> 00:43:23,079 some things to go our way. Tavian Jackson, the quarterback 870 00:43:23,199 --> 00:43:24,920 is gonna have to play above the level that maybe 871 00:43:24,960 --> 00:43:27,639 he's played at this season, and you just hope you 872 00:43:27,719 --> 00:43:29,480 get a chance in the second half. That's great respect 873 00:43:29,519 --> 00:43:32,440 for BYU for what they've done this season and and 874 00:43:32,440 --> 00:43:35,199 and for what they've built in UCF. I think they've 875 00:43:35,239 --> 00:43:37,119 got a big challenge ahead of them, But you know, 876 00:43:37,119 --> 00:43:39,400 we'll go out there see what happens. And like I said, 877 00:43:39,559 --> 00:43:42,800 I think b YU is gonna get a better motivated 878 00:43:42,880 --> 00:43:45,280 U s A football team because they got something to 879 00:43:45,320 --> 00:43:47,760 play for than the team that last year had nothing 880 00:43:47,800 --> 00:43:50,239 to play for. Doesn't mean that UCF is gonna win, 881 00:43:50,360 --> 00:43:53,119 but I think they'll get a team more focused than 882 00:43:53,159 --> 00:43:55,559 a squad last year one. You know that that wasn't 883 00:43:55,559 --> 00:43:56,239 really engaged. 884 00:43:56,480 --> 00:43:59,199 Speaker 3: Mark Daniels, Ladies and Gentlemen, the voice of the UCF Knights, 885 00:43:59,280 --> 00:44:01,159 Mark best way to fort you what you do, how 886 00:44:01,199 --> 00:44:03,000 you do it for all of our listeners. 887 00:44:04,199 --> 00:44:04,920 Speaker 2: Just u c F. 888 00:44:05,440 --> 00:44:07,760 Speaker 6: Mark Dangels on the extra twitters where you find it 889 00:44:07,760 --> 00:44:10,159 there and we're excited to come out to Provo for 890 00:44:10,199 --> 00:44:10,400 the game. 891 00:44:10,480 --> 00:44:12,119 Speaker 3: Yeah, any fun plans, you guys get to be going 892 00:44:12,119 --> 00:44:14,039 out to dinner at all, you get to do any 893 00:44:14,039 --> 00:44:15,639 sight seeing, you're gonna go hike the y. 894 00:44:16,960 --> 00:44:19,239 Speaker 6: Well, we usually don't land till late afternoon with an 895 00:44:19,239 --> 00:44:22,039 early game. There's not much time when I get back 896 00:44:22,079 --> 00:44:24,480 for basketball either. A couple of years ago for basketball 897 00:44:24,519 --> 00:44:27,360 and then we flew in from Texas Tech from a 898 00:44:27,639 --> 00:44:29,480 Saturday Tuesday games, so we've got to spend a little 899 00:44:29,480 --> 00:44:31,920 bit of time and it was great. As a runner, 900 00:44:31,960 --> 00:44:35,480 I love running in provo and and and the air 901 00:44:35,519 --> 00:44:38,599 and everything. And so hopefully we come back for basketball. 902 00:44:38,599 --> 00:44:40,079 It's not too cool, but it'll be a quick turn 903 00:44:40,079 --> 00:44:41,000 around for football here. 904 00:44:41,159 --> 00:44:43,679 Speaker 3: Well, Mark, we salute you, we appreciate it. Thanks for 905 00:44:43,760 --> 00:44:46,400 spending so much time with us, and we'll look forward 906 00:44:46,400 --> 00:44:46,880 to sing. 907 00:44:46,760 --> 00:44:47,679 Speaker 4: And provo this weekend. 908 00:44:48,559 --> 00:44:50,599 Speaker 2: Okay, thank you guys, Happy Thanksgiving. 909 00:44:50,599 --> 00:44:53,159 Speaker 3: Mark Daniels and the director of Broadcasting for the UCF 910 00:44:53,199 --> 00:44:55,920 Knights and the voice of the UCF Knights. 911 00:44:55,920 --> 00:44:56,239 Speaker 4: Great No. 912 00:44:56,360 --> 00:44:59,199 Speaker 3: The faux segment brought to you by Bresa Cleaning Services. 913 00:44:59,480 --> 00:45:02,800 Brisa makes it a breeze to keep your house clean 914 00:45:03,159 --> 00:45:05,920 at recent cleaning services. 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