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<v Speaker 1>You're listening to KFI AM six forty wake Up Call

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<v Speaker 1>with me Amy King on demand on the iHeartRadio app.

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<v Speaker 2>KFI and KOST HD two Los Angeles, Orange County.

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<v Speaker 3>It's time for your morning wake up call.

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<v Speaker 4>Here's Amy King.

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<v Speaker 3>Well, hello there, it's five o'clock. Straight up.

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<v Speaker 1>This is your wake up call for Tuesday, June twenty fourth.

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<v Speaker 1>I'm Amy King. We're live everywhere on the iHeartRadio app. Oh,

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<v Speaker 1>that reminds me. It's my Michael's birthday, my nephew, Happy birthday,

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<v Speaker 1>Michael King. I forgot to get your present in the mail.

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<v Speaker 1>That's okay, he'll be all right. This was something cool.

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<v Speaker 1>I had to take my car in yesterday to the

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<v Speaker 1>shop and the guy said, oh, would you like a

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<v Speaker 1>water and I'm like, yeah, we gave me a and

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<v Speaker 1>I brought it in because this is something that we

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<v Speaker 1>had all over the place when we went to France,

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<v Speaker 1>and that's the water bottles.

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<v Speaker 3>The caps are attached. If you'll look into your radio,

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<v Speaker 3>very smart.

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<v Speaker 1>Yeah, instead of the cap coming off and then you

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<v Speaker 1>losing it and all that, the cap is attached.

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<v Speaker 3>It looks like it has less plastic too.

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<v Speaker 4>Yeah.

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<v Speaker 1>It's a nifty little thing. It's the first time I've

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<v Speaker 1>seen it in the US, so I'm hoping we'll see

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<v Speaker 1>more of that. It's your little tip for the day.

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<v Speaker 3>Here's what's ahead on wake Up called.

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<v Speaker 1>LA Police Chief Jim McDonnell has defended how the LAPD

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<v Speaker 1>handled the recent immigration enforcement protests, which sparks some allegations

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<v Speaker 1>of excessive force and indiscriminate use of rubber bullets and

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<v Speaker 1>tear gas.

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<v Speaker 3>The chief says suggestions the.

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<v Speaker 1>Response was undisciplined or lacked oversight that's simply not accurate.

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<v Speaker 1>Just hours into a ceasefire between Israel and Iran, Israel

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<v Speaker 1>accused Iran of launching missiles toward them and vow to retaliate.

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<v Speaker 3>Iran denied it, but then.

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<v Speaker 1>Explosions were heard and siren sounded across northern Israel. The

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<v Speaker 1>Israeli military says two Iranian missiles were intercepted before.

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<v Speaker 3>Boarding Air Force one for the Netherlands.

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<v Speaker 1>President Trump said both Israel and Iran have violated the

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<v Speaker 1>fragile cya fire ABC.

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<v Speaker 3>Selina Wang is already in the Hague.

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<v Speaker 1>She'll be joining us to talk about what President Trump

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<v Speaker 1>is going to be pressing for at the NATO summit,

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<v Speaker 1>and of course the new hot topic and Israel Iran

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<v Speaker 1>sees fire and speaking of that, we're gonna be checking

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<v Speaker 1>out with ABC stre Donna Miller in Jerusalem at five

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<v Speaker 1>point twenty. I was going to say that she and

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<v Speaker 1>O there's maybe breathing a big sigh of relief now,

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<v Speaker 1>but then apparently missiles were fired, so maybe not yet again.

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<v Speaker 3>That's coming up at five twenty.

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<v Speaker 1>If you're a fan of Buy Now, Pay later, be careful,

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<v Speaker 1>it's going to show up on your credit score. And

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<v Speaker 1>also new cell phone plans are coming, but are they

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<v Speaker 1>any good? The host of How To Money WHI, Joel Larsgard,

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<v Speaker 1>will weigh in on that and more coming up at

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<v Speaker 1>five point fifty. Let's get started with uh some of

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<v Speaker 1>the stories coming out of the KFI twenty four hour newsroom.

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<v Speaker 1>The LAPD is mourning the loss of Sergeant Shu Dang,

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<v Speaker 1>the veteran officer who was hidden killed by a car

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<v Speaker 1>after he stopped to help following another crash on the

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<v Speaker 1>four or five early yesterday morning that Will was telling

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<v Speaker 1>you about all morning long. Sergeant Ding was taken to

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<v Speaker 1>UCLA Medical Center, where he died. Another man died at

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<v Speaker 1>the scene, and a third person was injured in the crash.

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<v Speaker 1>The four of five was closed for yesterday's commute and beyond.

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<v Speaker 1>A local state senator says federal law enforcement agents should

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<v Speaker 1>have to identify themselves better.

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<v Speaker 5>Senator Sacher Benet Perez has proposed new legislation she calls

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<v Speaker 5>the No Vigilante Act. She says, as federal immigration enforcement

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<v Speaker 5>efforts continue here and elsewhere, is becoming unclear whether some

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<v Speaker 5>of the agents are actually really law enforcement.

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<v Speaker 1>But the truth is, unless these individuals provide proper identification,

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<v Speaker 1>we don't know.

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<v Speaker 5>She says. The bill would help put people at ease

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<v Speaker 5>and so many agents conceal their faces. It would also

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<v Speaker 5>allow local police to request id from federal agiance. Michael

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<v Speaker 5>monks KFI.

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<v Speaker 1>News Republican lawmakers and Sacramento have tabled a bill to

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<v Speaker 1>end sanctuary laws in California. They say it's been prompted

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<v Speaker 1>by what they call violent attacks on federal immigration agents

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<v Speaker 1>in La. Huntington Beach. Senator Tony Strickland tells KFI getting

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<v Speaker 1>rid of the sanctuary city laws would allow ICE to

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<v Speaker 1>work more closely with local and state authorities.

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<v Speaker 6>To make sure this is more strategic in terms of

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<v Speaker 6>making sure that they're actually falling through and going after

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<v Speaker 6>the criminals who are here illegally.

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<v Speaker 3>He says.

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<v Speaker 1>The message that seems to be getting lost is that

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<v Speaker 1>ICE is rounding up people who are in the US

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<v Speaker 1>illegally and who commit crimes. Time to say good morning

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<v Speaker 1>to ABC's Selena Wang, who is already in the Netherlands,

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<v Speaker 1>and Selena, good morning. The President's going to arrive a

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<v Speaker 1>little bit later today for the NATO summit. I would

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<v Speaker 1>imagine the world is buzzing over the announcement of a

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<v Speaker 1>CEA fire between Iran and Israel. Is that going to

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<v Speaker 1>be the main focus of those of the meetings now?

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<v Speaker 7>Well, had there not been the escalation between Israel and Iran,

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<v Speaker 7>Ukraine and Russia really would have been at the top

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<v Speaker 7>of the agenda. But right now this is certainly Israel

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<v Speaker 7>and Iran is going to be key looming large over

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<v Speaker 7>President Trump's meeting with our NATO allies. But look, this

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<v Speaker 7>seafire is a fragile situation. And in fact, as President

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<v Speaker 7>Trump was leaving the White House this morning, he made

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<v Speaker 7>very clear that he's not happy. He said, he's furious

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<v Speaker 7>that the seafire that he had just celebrated is now

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<v Speaker 7>in question. He said, as he was leaving the White

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<v Speaker 7>House that the two countries don't know what's the bleep

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<v Speaker 7>they're doing. Then he went on truth social He posted

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<v Speaker 7>that Israel is not going to attack Iran, stressing that

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<v Speaker 7>the seafire is in effect, saying that all planes will

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<v Speaker 7>turn around and head home while doing a friendly plane

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<v Speaker 7>way to Iran. Nobody will be hurt. So the President

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<v Speaker 7>wants this ceasefire to hold, but very fragile right now.

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<v Speaker 1>Okay, so cesare or not cespare, but Israel and around

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<v Speaker 1>probably front and center. But you mentioned that Russia and

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<v Speaker 1>Ukraine were supposed to be one of the main focuses.

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<v Speaker 1>I would imagine they're still going to talk about that absolutely.

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<v Speaker 7>And Ukraine's President Vilenski, he is at the NATO summit.

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<v Speaker 7>It's unclear if Trump is going to be meeting with

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<v Speaker 7>him or not. We do know that the President is

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<v Speaker 7>going to have individual bilateral meetings. Unclear if Zelenski will

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<v Speaker 7>get time with the President. But this is a high

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<v Speaker 7>stakes moment for Zelenski. You know, while the world's attention

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<v Speaker 7>has really been occupied by the conflict in the Middle East,

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<v Speaker 7>he is still fighting this war against Russia. He wants

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<v Speaker 7>to ensure that he can have the backing of the

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<v Speaker 7>United States, the backing of Europe. This is a tricky time,

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<v Speaker 7>especially with the domestic political situation in the US, so

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<v Speaker 7>he wants to ensure that he can still have the

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<v Speaker 7>support of President Trump and that he can still get

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<v Speaker 7>funding for defense as he continues to fight the war

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<v Speaker 7>against Putin.

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<v Speaker 1>Okay and Selena, is Zelenski going to that you've heard

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<v Speaker 1>be pushing for NATO membership or is that kind of

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<v Speaker 1>off the table now?

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<v Speaker 7>Well, this is, of course something that's been a priority

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<v Speaker 7>for Zelenski. In February, he even said he was willing

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<v Speaker 7>to step down as president if it meant that Ukraine

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<v Speaker 7>could join NATO. But it is difficult. It's very, very

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<v Speaker 7>difficult because when it comes to the ceasefire proposals that

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<v Speaker 7>have been presented, that has not been a part of it.

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<v Speaker 7>NATO membership has not been a part of it, So

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<v Speaker 7>it's unclear how realistic it is. However, it is a

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<v Speaker 7>priority of Zelenski's.

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<v Speaker 1>Okay, And the other thing that I think they're going

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<v Speaker 1>to be talking about was getting NATO members to kick

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<v Speaker 1>in more money.

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<v Speaker 7>Absolutely. I mean, you'll remember that in President Trump's first

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<v Speaker 7>term he was often very critical of NATO. He often

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<v Speaker 7>slammed our ally for not spending enough on defense. So

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<v Speaker 7>we are expecting Natal countries to promise to increase their

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<v Speaker 7>defense spending from two percent to five percent. If that

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<v Speaker 7>is the case, President Trump will count that as a

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<v Speaker 7>major win. It's something he's been pushing for for a

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<v Speaker 7>long time.

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<v Speaker 3>Okay.

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<v Speaker 1>And just to clarify too, by doing that, they have

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<v Speaker 1>some time to do it. It's not like they have

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<v Speaker 1>to increase that spending tomorrow. I think they have like

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<v Speaker 1>ten years to get to that five percent.

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<v Speaker 7>Absolutely, And I mean this would take a lot of time.

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<v Speaker 7>We're talking about a huge change in these countries. It

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<v Speaker 7>would take many, many years in order to hit that target.

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<v Speaker 3>Okay.

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<v Speaker 1>And then, Selena, how long do they You mentioned that

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<v Speaker 1>there are individual meetings. Is there are there also big

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<v Speaker 1>group meetings or is it just a bunch of leaders

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<v Speaker 1>in the same place and they hold individual meetings while

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<v Speaker 1>they're there.

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<v Speaker 7>No, there will definitely be group meetings as well, and

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<v Speaker 7>Trump as well. In his schedule, he has a press

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<v Speaker 7>conference scheduled for tomorrow before he leaves, and that's going

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<v Speaker 7>to be a chance for reporters to ask him questions

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<v Speaker 7>I'm sure the questions will dominated by what's happening in

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<v Speaker 7>Israel and Ron, but of course the world is going

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<v Speaker 7>to want to get a read on his bilateral meetings

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<v Speaker 7>and what our allies have been pushing for.

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<v Speaker 1>Okay, ABC's senior White House correspondent Selina Wang, thanks so

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<v Speaker 1>much for the information.

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<v Speaker 3>Appreciate it.

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<v Speaker 1>Thanks all right, let's get back to some of the

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<v Speaker 1>stories coming out of the KFI twenty four hour newsroom.

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<v Speaker 1>The Supreme Court has handed a legal victory to the

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<v Speaker 1>Trump administration. ABC's Andrew Dimbert says it is allowing the

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<v Speaker 1>deportation of some immigrants to any country.

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<v Speaker 2>The ruling overturns a lower court order which blocked the

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<v Speaker 2>deportation of several detainees to South Sudan. Three liberal justices

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<v Speaker 2>sharply dissented, saying the decision is rewarding lawlessness.

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<v Speaker 3>He says.

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<v Speaker 1>A Homeland Security official calls the ruling of victory for

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<v Speaker 1>the safety and security of the American people. Oppressive heat

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<v Speaker 1>and humidity is hammering nearly half of the US, and

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<v Speaker 1>today is going to be another hot one for millions.

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<v Speaker 1>Temperatures are expected to reach one hundred degrees in New

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<v Speaker 1>York City, but jazz saxophonist Johann Osca says the show

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<v Speaker 1>must go on.

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<v Speaker 6>I'm a bit concerned about it. It's quite hot, but yeah,

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<v Speaker 6>we have to drink a lot of water and still

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<v Speaker 6>continue playing.

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<v Speaker 1>Places like Philadelphia and Boston could also get temperatures above

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<v Speaker 1>one hundred degrees and with the humidity, it'll feel like

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<v Speaker 1>it's even hotter. Novo Nordisk has scrapped a partnership with

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<v Speaker 1>Hymns and hers Health, alleging the US company is using

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<v Speaker 1>deceptive marketing to sell copycat versions of its obesity blockbuster Wigov.

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<v Speaker 1>Bloomberg News cis split part marks another setback for the

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<v Speaker 1>Danish drug maker, which had counted on the partnership with

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<v Speaker 1>the telehealth platform to broaden its access in the US,

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<v Speaker 1>where it's losing ground to Eli. Lilly, the CEO of Hymns,

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<v Speaker 1>says the comments are misleading. Health insurers are promising to

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<v Speaker 1>make customers happier.

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<v Speaker 8>The nation's major health insurers say they will scale back

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<v Speaker 8>and improve things that lead to care delays and complications.

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<v Speaker 8>United Healthcare, CVS Health's ETNA, and dozens of other insurers

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<v Speaker 8>that they plan to reduce the scope of healthcare claims

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<v Speaker 8>subject to prior authorization, standardize the process, and expand the

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<v Speaker 8>number of real time responses. Prior authorization means that insurers

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<v Speaker 8>require approval before they will cover medical care, a prescription

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<v Speaker 8>or a service depor. Mark Koffi News.

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<v Speaker 1>Amazon founder Jeff Bezos and his fiance have reportedly changed

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<v Speaker 1>some plans for their wedding extravaganza in Venice. ABC's Allison

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<v Speaker 1>Kosik says that's because of protests and security concerns.

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<v Speaker 9>Many Venetians hanging no space for Bezo signs already furious

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<v Speaker 9>at over tourism in the city.

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<v Speaker 3>The environmental group Greenpeace protesting the uber rich.

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<v Speaker 1>The mayor of Venice as he supports the three day

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<v Speaker 1>wedding as it will bring in millions for city and

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<v Speaker 1>local businesses. Fomo and phobo are making room for a

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<v Speaker 1>new stress full acronym.

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<v Speaker 10>If you pretend to watch a movie just because others

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<v Speaker 10>are talking about it, laugh at jokes you don't find funny,

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<v Speaker 10>or won't leave work till your boss does, you just

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<v Speaker 10>may be suffering from fau PO. Psychologist Michael Gervais created

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<v Speaker 10>the term for fear of people's opinions and says more

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<v Speaker 10>people are comparing themselves to others, which devalues themselves FOPO

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<v Speaker 10>like fear of missing out FOMO and fear of better

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<v Speaker 10>options PHOBO can be made worse by social media, which

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<v Speaker 10>uses likes, follows, and comments to get validation. Jervis says

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<v Speaker 10>having a clear sense of purpose can help rewire the

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<v Speaker 10>brain to be more authentic, making you less likely to

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<v Speaker 10>care about the opinion of others. Michael Krozer KFI News

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<v Speaker 10>phaupo just.

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<v Speaker 1>What we need fear of people's opinions popo, Yeah, I

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<v Speaker 1>think I've had that. Hey, do you know that there

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<v Speaker 1>fifteen percent of iPhone users are using their phone with this.

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<v Speaker 3>I'm gonna tell you a minute. That's a true port

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<v Speaker 3>it ease stick around.

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<v Speaker 1>For that fifteen percent of iPhone users are using their

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<v Speaker 1>phones with this. Think about what that might be. I'll

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<v Speaker 1>tell you about that coming up in the next few minutes.

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<v Speaker 1>President Trump has warned Israel to bring its pilots home

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<v Speaker 1>now as he tries to sustain a ceasefire. Just hours

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<v Speaker 1>into the ceasefire between Israel and Iran that was announced

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<v Speaker 1>yesterday afternoon, Israel says Iran has fired off a couple

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<v Speaker 1>of missiles. Trump says both Israel and Iran have violated

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<v Speaker 1>the ceasefire, but he still says he's hoping it holds.

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<v Speaker 1>Pasadena has officially condemned federal immigration raids. The Pasadena City

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<v Speaker 1>Council approved an official statement denouncing the recent ice raids

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<v Speaker 1>around the city, including one near a bus stop and

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<v Speaker 1>another in a residential area. The city's statement calls the

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<v Speaker 1>raids unconstitutional.

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<v Speaker 3>If you want to watch the.

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<v Speaker 1>Team train, you can. The la Rams have announced dates

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<v Speaker 1>for their training camp at Loyola Marymount University. Eight practices

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<v Speaker 1>will be open to the public from July twenty fourth

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<v Speaker 1>to August third. You will, I'll need a ticket to

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<v Speaker 1>get in. They'll be available starting at three pm tomorrow

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<v Speaker 1>at DRAMs dot com slash Training Camp. Fun to see

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<v Speaker 1>the team practice and not have to pay for it.

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<v Speaker 1>Huh At six oh five, it's handle on the news.

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<v Speaker 1>If you want healthy lungs, California apparently is the place

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<v Speaker 1>to be.

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<v Speaker 3>Who knew?

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<v Speaker 6>All right?

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<v Speaker 1>I think we have ABC's Jordana Miller. We don't have it.

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<v Speaker 1>She's trying to call in, but we're we're not. We're

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<v Speaker 1>not connecting at the moment. Okay, well, well you see

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<v Speaker 1>if we can connect with her. I wanted to mention

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<v Speaker 1>to you that yesterday we were talking about how it

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<v Speaker 1>was my five year anniversary of the operation to get

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<v Speaker 1>rid of the tumor the cancer, and I encourage you

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<v Speaker 1>to get your colonoscopies right and something that nobody really

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<v Speaker 1>wants to do, but we all need to do. And

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<v Speaker 1>I got several really nice emails and dms on my

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<v Speaker 1>Instagram Amy Kay King, and I wanted to share one

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<v Speaker 1>a couple of them.

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<v Speaker 3>She's good.

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<v Speaker 1>Okay, Well I'm going to share them in a minute though. Okay,

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<v Speaker 1>So anyway, don't forget go get your colonoscopy, and I'm

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<v Speaker 1>going to tell you more about some of the nice

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<v Speaker 1>responses I got yesterday and that people are actually going

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<v Speaker 1>out and scheduling them, which I love.

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<v Speaker 3>That's what I'm here for, all right.

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<v Speaker 1>So now let's say good morning to ABC's Jordana Miller

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<v Speaker 1>in Jerusalem.

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<v Speaker 3>So glad we got to connect.

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<v Speaker 1>So, Jordana, I thought that I was going to be saying, boy,

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<v Speaker 1>I bet you're breathing a sigh of relief this morning,

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<v Speaker 1>but that might be a little premature.

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<v Speaker 11>Well, I still feel relieved, and I think talking to

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<v Speaker 11>a lot of you know, people in my neighborhood and

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<v Speaker 11>at the coffee shop. I think a lot of people

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<v Speaker 11>do think that we are, you know, around the corner

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<v Speaker 11>from this ceasefire working. It's often the case in the

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<v Speaker 11>beginning of a seafire that it's a little rocky and

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<v Speaker 11>both sides kind of test the limits. And I think

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<v Speaker 11>that's what we saw this morning here the Iranians fired,

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<v Speaker 11>you know, as the Israelis increased their fire. Also over Tehran,

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<v Speaker 11>the Israelis fired, you know, intensely across the capital in Iran,

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<v Speaker 11>and the Iranians fired twenty ballistic missiles in the morning

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<v Speaker 11>from about five to seven point thirty, keeping most of

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<v Speaker 11>the country in their bomb shelters for you know, more

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<v Speaker 11>than two hours, which is the longest, the longest consecutive

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<v Speaker 11>waves that Iran has fired over and unfortunately, one of

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<v Speaker 11>those missiles hit a residential building in southern Israel in

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<v Speaker 11>the city of Barsheva, killing four people that were actually

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<v Speaker 11>in their safe rooms, but unfortunately just too close to

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<v Speaker 11>the actual impact of the direct of that missile.

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<v Speaker 4>You're doing, I have a quick question to the others. Yeah, so.

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<v Speaker 3>You said that there were missiles fired.

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<v Speaker 1>One went into that neighborhood and unfortunately killed a few people,

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<v Speaker 1>and that Israel had also been doing some pretty heavy

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<v Speaker 1>attacks on Tehran. Was that before the ceasefire technically went

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<v Speaker 1>into effector was that after?

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<v Speaker 11>So I think both sides played a little bit with

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<v Speaker 11>the timing. The Iranians were firing past seven am, which

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<v Speaker 11>was the stated start time, and I think the Israelis

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<v Speaker 11>were as well.

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<v Speaker 4>But then there was quiet.

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<v Speaker 11>And then much later, three hours later, after ten am local,

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<v Speaker 11>the Iranians fired two more ballistic missiles on northern Israel.

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<v Speaker 11>Those were intercepted, nobody was hurt, but Israel vowed a

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<v Speaker 11>very tough response and the planes were on their way

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<v Speaker 11>to carry out strikes again over Tehran until the President

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<v Speaker 11>got on the phone, tweeted, and then got on the

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<v Speaker 11>phone with the Israeli Prime Minister and asked him to

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<v Speaker 11>scale back and call off those attacks.

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<v Speaker 4>Uh, there were a couple.

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<v Speaker 11>Strikes north of Tehran, the outskirts of Tehran, but other

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<v Speaker 11>than that, it doesn't look like the Israelis did much more,

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<v Speaker 11>which means the President did succeed in scaling back that

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<v Speaker 11>Israeli reprisal strike and getting you know, both sides back

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<v Speaker 11>now to where to square one?

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<v Speaker 4>Right now?

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<v Speaker 11>The seafire is in force, you know, and and no

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<v Speaker 11>more so we're gonna have to wait and see. But

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<v Speaker 11>I think we're we're now. There's a new fresh start

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<v Speaker 11>now and and you know, we're gonna hope it holds.

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<v Speaker 3>Okay, that's that's always good.

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<v Speaker 1>So even as as recent is yesterday, Iran was saying now,

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<v Speaker 1>we're not backing down.

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<v Speaker 3>We're not backing down.

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<v Speaker 1>And then out of the blue, at three o'clock our

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<v Speaker 1>time yesterday afternoon, the president says, we got a cease fire.

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<v Speaker 1>Do you or have you heard anything about what may

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<v Speaker 1>have been kind of the straw that broke the camel's

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<v Speaker 1>back or the what it was that got the two

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<v Speaker 1>sides to say, okay, we're done.

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<v Speaker 11>So the Iranians have consistently put out messages that don't

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<v Speaker 11>really reflect what's happening on the ground and reality.

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<v Speaker 4>So they always put out.

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<v Speaker 11>Statements that you know, they're winning this war, they're causing

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<v Speaker 11>major damage to Israeli military assets, you know, everyone is

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<v Speaker 11>in place and strong. Meanwhile, they've been in a constant

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<v Speaker 11>state of flux and shock and awe since Israel really

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<v Speaker 11>started it's surprise attack on Iran.

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<v Speaker 4>Twelve days ago. And there was just no way.

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<v Speaker 11>That the Iranians could sustain a real military conflict with

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<v Speaker 11>the United States. I mean, that's what it came down to.

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<v Speaker 11>They even their reprisal strike that they were saying, we're

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<v Speaker 11>going to do this to the United States and American

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<v Speaker 11>assets and every American is a target.

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<v Speaker 4>In the end, what did the Iranians do.

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<v Speaker 11>They quietly choreographed and gave the United States a head

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<v Speaker 11>up on a strike for which the United States was

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<v Speaker 11>prepared for, and no bases were hit, no servicemen were injured.

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<v Speaker 11>It was really a face saving kind of reprisal strike.

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<v Speaker 11>And then you know, when the President said, come on,

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<v Speaker 11>you know, you better just come to the table, the

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<v Speaker 11>Iranians decided.

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<v Speaker 4>That was a better move for them.

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<v Speaker 11>I think all along amy there's been a question would

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<v Speaker 11>the regime, you know, preoccupy itself or put as the

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<v Speaker 11>top priority its own survival or its nuclear weapons program.

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<v Speaker 11>And I think now we can definitively say, at this moment,

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<v Speaker 11>the Supreme leader is choosing his own power and staying

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<v Speaker 11>in power, and they're going to make concessions on their

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<v Speaker 11>nuclear weapons program.

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<v Speaker 3>Okay, well it looks fragile, but whatever.

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<v Speaker 11>Whatever is left of it we should say.

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<v Speaker 1>Yeah, okay, so it appears that right now, CeaseFire's back on.

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<v Speaker 1>We'll see it's fragile, and we will continue to check

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<v Speaker 1>in with you because you have first knowledge of what's

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<v Speaker 1>going on there. We appreciated Jerdana Miller in Jerusalem. We'll

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<v Speaker 1>talk to you soon, all right, all right. A seventh

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<v Speaker 1>person has died and another one is still missing after

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<v Speaker 1>a boat capsized on Lake Tahoe. ABC's Alex Stone says

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<v Speaker 1>it happened Saturday at D. L.

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<v Speaker 3>Bliss State Park.

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<v Speaker 5>Conter Bugby was air and says he saw huge waves

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<v Speaker 5>in fierce wind.

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<v Speaker 6>It was snowing sideways and then next thing you know,

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<v Speaker 6>you just have three to four foot waves coming in

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<v Speaker 6>and it just turned into like a hurricane.

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<v Speaker 5>In total, ten people were on the overturned boat.

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<v Speaker 1>Two people who survived are in the hospital. A woman

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<v Speaker 1>has been sentenced to life in prison without the possibility

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<v Speaker 1>of parole for the murder of her hairstylists husband in

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<v Speaker 1>La Monica.

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<v Speaker 12>Simmintili was sentenced on Monday. She was previously convicted of

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<v Speaker 12>first degree murder and conspiracy to commit murder with the

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<v Speaker 12>twenty seventeen stabbing death of her husband. Fabio Simintilly, the

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<v Speaker 12>prominent hairdresser, was stabbed to death at his home in

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<v Speaker 12>Woodland Hills, which he shared with his wife and two daughters.

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<v Speaker 12>The defense was pushing forward twenty five years to life

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<v Speaker 12>in prison. Mark Mayfield Kofi News.

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<v Speaker 1>An animal trainer, and his girlfriend in Irvine, A, pleaded

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<v Speaker 1>not guilty to charges that they killed eleven dogs. The

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<v Speaker 1>pair were charged with animal cruelty, abuse, and attempts to

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<v Speaker 1>destroy evidence. Polisa recovered the cremated remains of one dog,

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<v Speaker 1>the remains of two, and the bodies of nine more dogs.

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<v Speaker 1>One couple said they dropped their dog off for breeding

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<v Speaker 1>and touch up training and then were told that their

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<v Speaker 1>dog had died. AI models will resort to blackmail if

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<v Speaker 1>they get threatened.

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<v Speaker 13>Artificial intelligence startup Anthropics Fafty tests have shown a disturbing trend.

427
00:23:02.119 --> 00:23:05.240
<v Speaker 13>Most AI models, including Meta, Google, Open Ai and its own,

428
00:23:05.279 --> 00:23:08.039
<v Speaker 13>apparently resort to blackmail if they feel threatened. The San

429
00:23:08.079 --> 00:23:11.200
<v Speaker 13>Francisco based company set up a safety scenario giving AI

430
00:23:11.240 --> 00:23:14.720
<v Speaker 13>models access to fictional company emails. When an email discussed

431
00:23:14.720 --> 00:23:17.720
<v Speaker 13>replacing the current AI model, it threatened the engineer with

432
00:23:17.799 --> 00:23:22.519
<v Speaker 13>publicly releasing fictitious, compromising email andthropics, as this suggests most

433
00:23:22.599 --> 00:23:25.799
<v Speaker 13>leading AI models will engage in harmful behaviors when given

434
00:23:25.799 --> 00:23:28.759
<v Speaker 13>sufficient autonomy. Mark Ronner KFI.

435
00:23:28.359 --> 00:23:31.160
<v Speaker 1>Newsh Great blackmailed by AI.

436
00:23:31.319 --> 00:23:32.960
<v Speaker 3>This is going to be fun, isn't it. Look what

437
00:23:33.039 --> 00:23:36.279
<v Speaker 3>we're getting ourselves into. Hi Robot all over again.

438
00:23:36.480 --> 00:23:36.799
<v Speaker 1>I Cat.

439
00:23:37.880 --> 00:23:38.720
<v Speaker 3>After a night.

440
00:23:38.559 --> 00:23:41.079
<v Speaker 1>Off for a travel day, the Dodgers are back in

441
00:23:41.240 --> 00:23:44.279
<v Speaker 1>action tonight. The Dodgers take on the Rockies in Colorado.

442
00:23:44.640 --> 00:23:47.000
<v Speaker 1>First pitch goes out at five point forty. You can

443
00:23:47.000 --> 00:23:49.480
<v Speaker 1>listen to all the Dodger games on AM five seventy

444
00:23:49.599 --> 00:23:53.000
<v Speaker 1>LA Sports live from the Galpin Motors Broadcast booth, and

445
00:23:53.240 --> 00:23:56.799
<v Speaker 1>you can stream Dodgers games in HD on the iHeartRadio app.

446
00:23:56.880 --> 00:23:57.279
<v Speaker 3>Keyword.

447
00:23:57.319 --> 00:24:01.559
<v Speaker 1>AM five seventy LA Sports lags above. City buildings in

448
00:24:01.599 --> 00:24:04.920
<v Speaker 1>the state Capitol been lowered to half staff to honor

449
00:24:05.039 --> 00:24:10.319
<v Speaker 1>LAPD Sergeant Shudng. LAPD Chief Jim McDonald says Sergeant Deng

450
00:24:10.400 --> 00:24:13.400
<v Speaker 1>died trying to protect others. He was killed after being

451
00:24:13.480 --> 00:24:15.720
<v Speaker 1>hit by a car early yesterday on the four h

452
00:24:15.799 --> 00:24:18.799
<v Speaker 1>five while trying to give aid to another driver injured

453
00:24:18.799 --> 00:24:21.799
<v Speaker 1>in a crash in southbound lanes. Dang has survived by

454
00:24:21.839 --> 00:24:26.359
<v Speaker 1>his wife and his parents. President Trump says both Israel

455
00:24:26.400 --> 00:24:30.519
<v Speaker 1>and Iran violated ceasefire terms by attacking each other shortly

456
00:24:30.559 --> 00:24:34.200
<v Speaker 1>after hostilities or hostilities rather were supposed to stop. The

457
00:24:34.240 --> 00:24:37.240
<v Speaker 1>President announced on social media yesterday that the two sides

458
00:24:37.279 --> 00:24:41.559
<v Speaker 1>had agreed to a complete and total cease fire. We

459
00:24:41.559 --> 00:24:45.279
<v Speaker 1>were just talking to Gjordannah Miller, who said that Israel

460
00:24:45.759 --> 00:24:49.960
<v Speaker 1>was getting ready to retaliate again and had launched jets.

461
00:24:50.559 --> 00:24:53.640
<v Speaker 1>Well Prime Minister Netnyah, who says he held off on

462
00:24:53.799 --> 00:24:57.920
<v Speaker 1>tougher strikes against Iran after speaking to President Trump today.

463
00:24:58.480 --> 00:25:01.640
<v Speaker 1>Former Vice President Harris's husband is going to be teaching

464
00:25:01.640 --> 00:25:05.559
<v Speaker 1>at USC. Doug Mhoff will be a Distinguished Visiting Professor

465
00:25:05.640 --> 00:25:09.200
<v Speaker 1>at the USC Gould School of Law starting June first.

466
00:25:09.720 --> 00:25:12.200
<v Speaker 1>He says he's looking forward to sharing his experiences as

467
00:25:12.240 --> 00:25:15.599
<v Speaker 1>second gentleman with the next generation, and, as he put it,

468
00:25:16.039 --> 00:25:18.240
<v Speaker 1>hearing from them in the vibrant.

469
00:25:17.920 --> 00:25:21.039
<v Speaker 3>Academic community at USC. At six oh five, Tandle on

470
00:25:21.079 --> 00:25:21.440
<v Speaker 3>the news.

471
00:25:21.440 --> 00:25:25.440
<v Speaker 1>If countries won't take a legal immigrants back, the Supreme

472
00:25:25.480 --> 00:25:27.839
<v Speaker 1>Court says the US can send them to another country.

473
00:25:28.799 --> 00:25:30.279
<v Speaker 1>Let's get back to some of the stories coming out

474
00:25:30.319 --> 00:25:31.160
<v Speaker 1>of the KFI twenty four.

475
00:25:31.160 --> 00:25:34.640
<v Speaker 3>Our newsroom. After days of intense attacks from both sides,

476
00:25:34.680 --> 00:25:38.200
<v Speaker 3>the US has reported a reprieve from hostilities. ABC's Jim

477
00:25:38.279 --> 00:25:41.839
<v Speaker 3>Ryan says the US bombing of Iran's nuclear development facilities

478
00:25:42.039 --> 00:25:43.480
<v Speaker 3>made that possible.

479
00:25:43.119 --> 00:25:46.440
<v Speaker 14>But the pause in military action might be brief. Israeli

480
00:25:46.559 --> 00:25:49.799
<v Speaker 14>say Iran fired two missiles at Israel this morning, and

481
00:25:49.880 --> 00:25:54.480
<v Speaker 14>today the Israelis are set to respond quote with force again.

482
00:25:55.200 --> 00:25:59.200
<v Speaker 1>Babe Natanyahu said that he turned his planes around after

483
00:25:59.200 --> 00:26:02.480
<v Speaker 1>having a conversation with President Trump, who said turn your

484
00:26:02.480 --> 00:26:08.200
<v Speaker 1>planes around. California Republican representative says hitting Around's nuclear weapons

485
00:26:08.200 --> 00:26:10.599
<v Speaker 1>facilities was a key to national security.

486
00:26:10.680 --> 00:26:13.240
<v Speaker 3>Iran cannot get a nuclear weapon.

487
00:26:13.440 --> 00:26:17.440
<v Speaker 2>The targeted, yet overwhelming strikes executed this past weekend were

488
00:26:17.480 --> 00:26:21.559
<v Speaker 2>precisely tailored to achieve that limited, yet vital mission.

489
00:26:21.960 --> 00:26:25.279
<v Speaker 1>Speaking from the House floor yesterday, Representative Kylie said the

490
00:26:25.319 --> 00:26:28.640
<v Speaker 1>Iranian regime is the foremost sponsor of terror. He says

491
00:26:28.640 --> 00:26:31.440
<v Speaker 1>it's been disturbing to see the partisan responses from some

492
00:26:31.519 --> 00:26:36.640
<v Speaker 1>members of Congress. Two thirds of the state is abnormally dry.

493
00:26:36.759 --> 00:26:40.599
<v Speaker 1>That's from the most recent US Drought Monitor update. Nearly

494
00:26:40.640 --> 00:26:43.240
<v Speaker 1>forty percent of the state is under moderate drought. Twenty

495
00:26:43.240 --> 00:26:46.359
<v Speaker 1>three percent of the state is in severe drought. Forecasts

496
00:26:46.359 --> 00:26:50.279
<v Speaker 1>suggest hot dry weather may worsen conditions this summer. And

497
00:26:50.319 --> 00:26:53.039
<v Speaker 1>speaking of hot, millions of Americans are sweating it out

498
00:26:53.119 --> 00:26:56.400
<v Speaker 1>under a heat dome. Extreme heat warnings are in place

499
00:26:56.480 --> 00:26:59.240
<v Speaker 1>from Virginia and Washington, d c Up to Rhode Island

500
00:26:59.319 --> 00:27:02.759
<v Speaker 1>in Boston. Cities in the Midwest are also sweltering temperatures

501
00:27:02.799 --> 00:27:05.519
<v Speaker 1>or ninety degrees or higher with heat indexes up to

502
00:27:05.839 --> 00:27:09.160
<v Speaker 1>one hundred ten degrees. Okay, So I was telling you

503
00:27:09.599 --> 00:27:12.279
<v Speaker 1>earlier when we were waiting to talk to Jordana that

504
00:27:12.839 --> 00:27:16.039
<v Speaker 1>yesterday we were talking about getting your colonoscopy and how

505
00:27:16.079 --> 00:27:17.000
<v Speaker 1>it's very important.

506
00:27:17.039 --> 00:27:18.000
<v Speaker 3>It can save your life.

507
00:27:18.000 --> 00:27:21.359
<v Speaker 1>It certainly did mine, and I certainly wouldn't have had

508
00:27:21.400 --> 00:27:24.920
<v Speaker 1>to go through an operation and chemotherapy and all that

509
00:27:24.920 --> 00:27:28.000
<v Speaker 1>stuff if I had done my screening when I was

510
00:27:28.000 --> 00:27:31.039
<v Speaker 1>supposed to. And so I got some really nice responses,

511
00:27:32.599 --> 00:27:35.839
<v Speaker 1>and one is from Shelley who lives in DC, and

512
00:27:35.920 --> 00:27:38.119
<v Speaker 1>she said thanks for the reminder about the importance of

513
00:27:38.160 --> 00:27:41.200
<v Speaker 1>getting the colonoscopy. She says, I turned forty six in March,

514
00:27:41.200 --> 00:27:44.279
<v Speaker 1>and I've been putting it off despite having Crohn's disease

515
00:27:44.359 --> 00:27:46.759
<v Speaker 1>run in her family. She said, I emailed my doctor

516
00:27:46.839 --> 00:27:49.759
<v Speaker 1>today to get it scheduled. Way to go, Shelley, And

517
00:27:49.799 --> 00:27:53.720
<v Speaker 1>then got another note from Was it from Danny?

518
00:27:56.160 --> 00:27:56.319
<v Speaker 3>Oh?

519
00:27:56.599 --> 00:27:56.960
<v Speaker 13>Danny?

520
00:27:57.079 --> 00:28:00.359
<v Speaker 1>Yeah, he said he lost his mom to cancer and

521
00:28:00.519 --> 00:28:03.680
<v Speaker 1>she never had a colonoscopy, and he wonders, you know,

522
00:28:03.759 --> 00:28:07.079
<v Speaker 1>if that had been different, that maybe she might still

523
00:28:07.119 --> 00:28:09.559
<v Speaker 1>be around. So I said, don't ever stop speaking up

524
00:28:09.559 --> 00:28:13.720
<v Speaker 1>on this. And then the other one from RUSS said,

525
00:28:14.559 --> 00:28:17.400
<v Speaker 1>because of what we were talking about yesterday, I have

526
00:28:17.519 --> 00:28:20.680
<v Speaker 1>made an appointment to have the scope, and so way

527
00:28:20.720 --> 00:28:23.400
<v Speaker 1>to go, Russ. Seriously, nobody wants to get it done.

528
00:28:23.599 --> 00:28:25.880
<v Speaker 1>It's not the most fun thing, but it can literally

529
00:28:25.960 --> 00:28:29.400
<v Speaker 1>save your life. It's an inconvenience and it's not that bad.

530
00:28:30.440 --> 00:28:33.240
<v Speaker 1>So thanks for the nice notes, appreciate it, and go

531
00:28:33.279 --> 00:28:34.279
<v Speaker 1>get your colonoscopy.

532
00:28:34.519 --> 00:28:35.119
<v Speaker 3>Okay, time to.

533
00:28:35.079 --> 00:28:39.319
<v Speaker 1>Get in your business with Bloomberg's Courtney Donaho. Good morning, Courtney.

534
00:28:39.119 --> 00:28:39.960
<v Speaker 9>Good morning.

535
00:28:39.960 --> 00:28:43.160
<v Speaker 3>We're surviving here with the heat. Whoa it?

536
00:28:43.279 --> 00:28:43.359
<v Speaker 12>So?

537
00:28:43.480 --> 00:28:45.119
<v Speaker 3>Are you going to be up over one hundred today

538
00:28:45.119 --> 00:28:45.759
<v Speaker 3>in New York City?

539
00:28:45.839 --> 00:28:45.960
<v Speaker 1>Right?

540
00:28:46.039 --> 00:28:50.160
<v Speaker 9>Yes, yeah, I'm between the humidity and everything. Oh man,

541
00:28:50.319 --> 00:28:53.559
<v Speaker 9>it's I was walking to the train yesterday and I

542
00:28:53.680 --> 00:28:56.240
<v Speaker 9>was like, this is this is brutal, and it's supposed

543
00:28:56.279 --> 00:28:58.240
<v Speaker 9>to be worse today. When I left my house, I

544
00:28:58.319 --> 00:29:00.319
<v Speaker 9>leave my house in the middle of the night and

545
00:29:00.359 --> 00:29:01.400
<v Speaker 9>it was ready.

546
00:29:01.680 --> 00:29:04.160
<v Speaker 3>It felt like you were walking into a sauna. It

547
00:29:04.359 --> 00:29:06.720
<v Speaker 3>was like this, this is gonna be a rough day,

548
00:29:06.839 --> 00:29:08.039
<v Speaker 3>had a rough couple of days.

549
00:29:08.039 --> 00:29:10.759
<v Speaker 9>Tomorrow, we're going to hopefully tomorrow it's going to rain

550
00:29:10.799 --> 00:29:12.200
<v Speaker 9>and it's going to clear some of this out.

551
00:29:12.359 --> 00:29:16.759
<v Speaker 1>Okay, so you mentioned a rough day ahead, and it

552
00:29:16.799 --> 00:29:18.640
<v Speaker 1>doesn't look like it's going to be a rough day

553
00:29:18.640 --> 00:29:20.960
<v Speaker 1>on Wall Street absolutely not.

554
00:29:21.200 --> 00:29:24.160
<v Speaker 9>What a change of what we were thinking, because usually

555
00:29:24.160 --> 00:29:27.319
<v Speaker 9>when we have a geopolitical situation like what we're going through,

556
00:29:27.359 --> 00:29:29.880
<v Speaker 9>the markets end up reacting in a lot of ways,

557
00:29:29.880 --> 00:29:32.680
<v Speaker 9>in a negative way because Wall Street does not like uncertainty.

558
00:29:32.920 --> 00:29:36.160
<v Speaker 9>But this morning and yesterday we saw a rally for stocks.

559
00:29:36.359 --> 00:29:39.960
<v Speaker 9>The price of oil has tumbled. Traders are pretty optimistic

560
00:29:40.000 --> 00:29:43.599
<v Speaker 9>about the conflict de escalating and there hasn't been any signs.

561
00:29:43.279 --> 00:29:45.160
<v Speaker 3>Of disruption to the flow of crude.

562
00:29:45.359 --> 00:29:48.519
<v Speaker 9>That is huge. Oil yesterday dropped eight and a half percent.

563
00:29:48.559 --> 00:29:51.160
<v Speaker 9>That was a big tumble. It's down about ten percent

564
00:29:51.240 --> 00:29:53.720
<v Speaker 9>over the past two days, and right now it's trading

565
00:29:53.759 --> 00:29:56.519
<v Speaker 9>at sixty five dollars a barrel. This morning, we're building

566
00:29:56.559 --> 00:30:00.200
<v Speaker 9>on yesterday's gains. The dow right now is to two

567
00:30:00.279 --> 00:30:03.759
<v Speaker 9>up two hundred eighty two points. Another thing that we

568
00:30:03.799 --> 00:30:06.240
<v Speaker 9>are watching those Federal Reserve Jay Powell. He's due to

569
00:30:06.279 --> 00:30:09.079
<v Speaker 9>testify before Congress starting this morning, so a lot of

570
00:30:09.119 --> 00:30:11.839
<v Speaker 9>the people are wondering what he's going to say because

571
00:30:11.839 --> 00:30:14.039
<v Speaker 9>he's been facing a lot of pressure from President Trump,

572
00:30:14.079 --> 00:30:16.839
<v Speaker 9>who says that interest rate should be at least two

573
00:30:16.839 --> 00:30:18.799
<v Speaker 9>to three points lower than it is right now.

574
00:30:19.039 --> 00:30:23.680
<v Speaker 1>Okay, you mentioned interest rates, and of course that has

575
00:30:23.799 --> 00:30:27.519
<v Speaker 1>to do with houses, and a lot of people used

576
00:30:27.559 --> 00:30:28.279
<v Speaker 1>to flip homes.

577
00:30:28.279 --> 00:30:32.519
<v Speaker 3>That was a big thing. Apparently that's kind of a flop. Yeah.

578
00:30:32.559 --> 00:30:35.480
<v Speaker 9>The home buying slowdown that we've been seeing all across

579
00:30:35.480 --> 00:30:39.039
<v Speaker 9>the country appears to really be affecting flippers. So according

580
00:30:39.079 --> 00:30:42.039
<v Speaker 9>to real estate analytics from Adam, the first three months

581
00:30:42.079 --> 00:30:44.240
<v Speaker 9>of the year marked the lowest number of flips in

582
00:30:44.279 --> 00:30:48.359
<v Speaker 9>a quarter since twenty eighteen. Returns have also been falling,

583
00:30:48.400 --> 00:30:51.319
<v Speaker 9>So a typical flip home saw about twenty five percent

584
00:30:51.359 --> 00:30:53.799
<v Speaker 9>return on investment in the first quarter, but that's a

585
00:30:53.839 --> 00:30:56.400
<v Speaker 9>decline from the recent high of close to forty nine

586
00:30:56.480 --> 00:30:58.960
<v Speaker 9>percent in the fall of twenty twenty and twenty twenty.

587
00:30:59.079 --> 00:31:03.480
<v Speaker 9>Everybody was making money and there was just a lot

588
00:31:03.519 --> 00:31:05.799
<v Speaker 9>of run. Especially if you were a seller. You were

589
00:31:05.799 --> 00:31:09.000
<v Speaker 9>able to really gain a lot because so many people

590
00:31:09.039 --> 00:31:11.680
<v Speaker 9>were moving, i know, out of cities into suburbs, and

591
00:31:12.079 --> 00:31:14.799
<v Speaker 9>the whole entire thing changed the game. The pandemic changed

592
00:31:14.839 --> 00:31:17.759
<v Speaker 9>the game. But it's it's been rough go because mortgage

593
00:31:17.799 --> 00:31:19.960
<v Speaker 9>rates have been so high. I mean, if you look

594
00:31:19.960 --> 00:31:22.240
<v Speaker 9>at the average for a thirty year fixed loan right now,

595
00:31:22.279 --> 00:31:24.920
<v Speaker 9>according to Freddie Mac, it's six point eight one percent,

596
00:31:25.160 --> 00:31:26.200
<v Speaker 9>close to seven percent.

597
00:31:26.440 --> 00:31:29.039
<v Speaker 1>That's pretty high, all right, so might want to hold

598
00:31:29.079 --> 00:31:31.759
<v Speaker 1>off on I was the flip flipping house seemed like

599
00:31:31.799 --> 00:31:34.440
<v Speaker 1>such a kind of a cool idea, but again that

600
00:31:34.519 --> 00:31:37.279
<v Speaker 1>was when prices were really low, and now just maybe

601
00:31:37.319 --> 00:31:38.599
<v Speaker 1>not such a great idea.

602
00:31:38.759 --> 00:31:41.960
<v Speaker 3>I still love watching them on HDT. Yeah, don't get

603
00:31:41.960 --> 00:31:45.200
<v Speaker 3>me wrong. I'll still watch them absolutely exactly.

604
00:31:45.440 --> 00:31:48.039
<v Speaker 1>All right, Getting in your business with Bloomberg's Courtney Donaho

605
00:31:48.160 --> 00:31:50.119
<v Speaker 1>as we do every day at five point forty.

606
00:31:50.160 --> 00:31:53.160
<v Speaker 3>Thanks Cartney, Courtney. We'll talk to you tomorrow. Definitely see

607
00:31:53.160 --> 00:31:53.920
<v Speaker 3>you later, all right.

608
00:31:54.440 --> 00:31:57.799
<v Speaker 1>Israel's accused Iran of a launching missiles that sent civilians

609
00:31:57.839 --> 00:32:02.440
<v Speaker 1>scrambling into bomb shelters. Denies firing missiles after the ceasefire

610
00:32:02.480 --> 00:32:05.960
<v Speaker 1>took effect. President Trump's both sides have violated it, and

611
00:32:06.160 --> 00:32:08.240
<v Speaker 1>added before he took off for the NATO summit that

612
00:32:08.279 --> 00:32:11.200
<v Speaker 1>he is not happy with Israel. The number of measles

613
00:32:11.279 --> 00:32:14.200
<v Speaker 1>cases so far this year in California has now surpassed

614
00:32:14.319 --> 00:32:16.599
<v Speaker 1>the number of cases for all of twenty twenty four.

615
00:32:17.000 --> 00:32:20.720
<v Speaker 1>There are sixteen confirmed cases. Measles was eradicated in the

616
00:32:20.839 --> 00:32:23.200
<v Speaker 1>US in the year two thousand, but infections are going

617
00:32:23.279 --> 00:32:27.000
<v Speaker 1>up because of declining vaccination rates. In California, Measles cases

618
00:32:27.000 --> 00:32:31.039
<v Speaker 1>have been confirmed in La Riverside, Sacramento, Placer, and Santa

619
00:32:31.079 --> 00:32:35.559
<v Speaker 1>Clara Counties, down but not out. Governor Newsim's has more

620
00:32:35.599 --> 00:32:38.400
<v Speaker 1>than half of forty eight new film projects that have

621
00:32:38.440 --> 00:32:42.039
<v Speaker 1>been awarded tax credits will shoot in the LA area,

622
00:32:42.119 --> 00:32:45.279
<v Speaker 1>which has seen a sharp drop off in film production.

623
00:32:45.680 --> 00:32:48.319
<v Speaker 1>Newsims says the projects will generate six hundred and sixty

624
00:32:48.319 --> 00:32:51.680
<v Speaker 1>four million dollars in production spending statewide and will create

625
00:32:51.680 --> 00:32:54.319
<v Speaker 1>thousands of jobs. Most of the projects are indie films

626
00:32:54.799 --> 00:32:56.359
<v Speaker 1>just minutes away from a handle on the news this

627
00:32:56.440 --> 00:33:00.319
<v Speaker 1>morning that shopping cart could cost you twenty five hundred dollars.

628
00:33:00.400 --> 00:33:03.799
<v Speaker 1>Wal Mart and Target cracking down on cart thieves. Let's

629
00:33:03.799 --> 00:33:06.400
<v Speaker 1>say good morning now to the host of money on KFI.

630
00:33:06.440 --> 00:33:07.960
<v Speaker 1>It's Joel lurs Guard Morning.

631
00:33:08.039 --> 00:33:08.559
<v Speaker 3>Joel.

632
00:33:08.960 --> 00:33:09.559
<v Speaker 15>Morning, Amy.

633
00:33:09.599 --> 00:33:12.400
<v Speaker 3>I hear your sweating and at your son's swimming practice.

634
00:33:12.680 --> 00:33:16.279
<v Speaker 15>Yeah, I am. Can we talk to Yeah.

635
00:33:16.319 --> 00:33:18.079
<v Speaker 3>We just talked to Courtney Donaho with Bloomberg.

636
00:33:18.160 --> 00:33:21.680
<v Speaker 1>She's also in New York and said that she's just

637
00:33:21.680 --> 00:33:24.039
<v Speaker 1>sweating to death, really hot.

638
00:33:24.039 --> 00:33:26.319
<v Speaker 15>This heat wave is something crazy, isn't it.

639
00:33:26.440 --> 00:33:28.279
<v Speaker 1>Okay, Well, the pool is the place to be, so

640
00:33:28.400 --> 00:33:31.319
<v Speaker 1>glad you're there, but that doesn't prohibit us from talking

641
00:33:31.400 --> 00:33:35.599
<v Speaker 1>about money. And I think this is very interesting for

642
00:33:35.720 --> 00:33:38.480
<v Speaker 1>the people who are fans of the buy now, pay

643
00:33:38.640 --> 00:33:39.759
<v Speaker 1>later trend.

644
00:33:40.680 --> 00:33:43.079
<v Speaker 3>It could affect your credit score now.

645
00:33:45.000 --> 00:33:47.519
<v Speaker 15>Yeah, and you and I have talked about this a

646
00:33:47.519 --> 00:33:49.960
<v Speaker 15>few times. By now pay later in general, and I'm

647
00:33:49.960 --> 00:33:53.200
<v Speaker 15>not a fan of the proliferation. There are a number

648
00:33:53.279 --> 00:33:56.519
<v Speaker 15>of companies now that allow you to pay for whatever

649
00:33:56.559 --> 00:34:00.680
<v Speaker 15>you want under the sun, essentially in installment, from groceries

650
00:34:00.680 --> 00:34:03.799
<v Speaker 15>to airplane tickets to grub hub, and it just it

651
00:34:03.920 --> 00:34:07.359
<v Speaker 15>unsettles me every time I hear about BNPL, you know,

652
00:34:07.440 --> 00:34:12.000
<v Speaker 15>wandering into a new way to pay for something random

653
00:34:12.280 --> 00:34:14.920
<v Speaker 15>and yees so now, but the part of the problem

654
00:34:14.960 --> 00:34:17.920
<v Speaker 15>has been for lenders is as buy now, pay later

655
00:34:17.960 --> 00:34:21.480
<v Speaker 15>has become this bigger segment of the market, well, lenders

656
00:34:21.480 --> 00:34:24.760
<v Speaker 15>are saying, we don't know who we're lending to. And

657
00:34:24.920 --> 00:34:27.480
<v Speaker 15>maybe they've got twenty six outstanding by now pay later

658
00:34:27.559 --> 00:34:29.719
<v Speaker 15>loans that they've paid late on and that would show

659
00:34:29.840 --> 00:34:32.440
<v Speaker 15>that they don't handle credit terribly well, but that doesn't

660
00:34:32.440 --> 00:34:34.960
<v Speaker 15>get reported to the bureaus. So it's really hard for

661
00:34:35.000 --> 00:34:37.199
<v Speaker 15>them to know who is a good person to lend

662
00:34:37.239 --> 00:34:39.840
<v Speaker 15>credit to, and who are to yeah to lend to

663
00:34:39.880 --> 00:34:42.199
<v Speaker 15>make a loan to, and who's not and so yeah,

664
00:34:42.320 --> 00:34:45.440
<v Speaker 15>finally we're starting to see the addition of buy now,

665
00:34:45.480 --> 00:34:48.760
<v Speaker 15>pay later into the credit scoring models, and Fico is

666
00:34:48.800 --> 00:34:51.239
<v Speaker 15>really a leader here at Fico's like basically the biggest

667
00:34:51.280 --> 00:34:53.719
<v Speaker 15>player in the credit scoring game, and they're going to

668
00:34:53.719 --> 00:34:56.360
<v Speaker 15>start working with a firm. We've seen a firm start

669
00:34:56.400 --> 00:34:59.960
<v Speaker 15>reporting anyway to some of the credit bureaus. To standardize

670
00:35:00.920 --> 00:35:03.719
<v Speaker 15>how this impacts credit scores has been the tough part.

671
00:35:03.880 --> 00:35:06.199
<v Speaker 15>But it seems like Fiko has the first robust model

672
00:35:06.199 --> 00:35:07.039
<v Speaker 15>that they're going to implement.

673
00:35:07.480 --> 00:35:11.679
<v Speaker 1>Okay, So I have a question about credit scores in general. Sure,

674
00:35:11.840 --> 00:35:15.559
<v Speaker 1>eight hundred used to be like the top. That's that's

675
00:35:15.599 --> 00:35:17.960
<v Speaker 1>as good as it could get. Well, mine's way over

676
00:35:18.039 --> 00:35:21.519
<v Speaker 1>eight hundred. When did that change that nine hundred is

677
00:35:22.199 --> 00:35:22.840
<v Speaker 1>the top score?

678
00:35:22.880 --> 00:35:23.079
<v Speaker 10>Now?

679
00:35:24.119 --> 00:35:26.199
<v Speaker 15>Okay, First, that sounds like a humble brag amy, which

680
00:35:26.199 --> 00:35:28.360
<v Speaker 15>is fine. You can do that let people know how

681
00:35:28.440 --> 00:35:31.199
<v Speaker 15>great you are. So that's that's a really good question.

682
00:35:31.599 --> 00:35:34.960
<v Speaker 1>I've worked really hard to have good credit, but it's

683
00:35:35.039 --> 00:35:37.599
<v Speaker 1>just it was never that high. And now I'm like,

684
00:35:37.719 --> 00:35:39.360
<v Speaker 1>how did it get that high? I didn't I haven't

685
00:35:39.360 --> 00:35:40.199
<v Speaker 1>done anything different.

686
00:35:41.239 --> 00:35:43.480
<v Speaker 15>You deserve the credit. I want you to have that credit.

687
00:35:43.840 --> 00:35:49.920
<v Speaker 15>But it just made me what happens with credit scores.

688
00:35:50.000 --> 00:35:52.719
<v Speaker 15>The thing is there's there. There are so many of

689
00:35:52.719 --> 00:35:56.199
<v Speaker 15>them it's not even funny. So some of them go

690
00:35:56.320 --> 00:35:58.480
<v Speaker 15>up to eight fifty, some of them go up to

691
00:35:58.599 --> 00:36:01.039
<v Speaker 15>nine hundred. I believe it's trains that user scores up

692
00:36:01.079 --> 00:36:05.400
<v Speaker 15>to nine hundred. And so every each bureau has different

693
00:36:05.400 --> 00:36:09.400
<v Speaker 15>scoring models, and even underneath each bureau, like for instance, FCO,

694
00:36:09.519 --> 00:36:12.960
<v Speaker 15>is mentioning which which credit scores they're well, they're creating

695
00:36:13.000 --> 00:36:15.320
<v Speaker 15>new credit scores and incorporate buy now, pay later. But

696
00:36:15.400 --> 00:36:17.639
<v Speaker 15>some lenders might say, hey, actually we're still rolling with

697
00:36:17.679 --> 00:36:21.519
<v Speaker 15>the FYCO eight scores, and these are FICO ten T

698
00:36:21.880 --> 00:36:25.159
<v Speaker 15>or whatever like they're they're renaming and adding different scores

699
00:36:25.199 --> 00:36:28.079
<v Speaker 15>that these lenders can purchase in order to delve in

700
00:36:28.159 --> 00:36:30.519
<v Speaker 15>and see, uh, you know, the credit worthiness of a

701
00:36:31.239 --> 00:36:34.239
<v Speaker 15>potential borrower. And so these credit scores run the gamut.

702
00:36:34.280 --> 00:36:37.159
<v Speaker 15>I would hold loosely kind of that number and just

703
00:36:37.280 --> 00:36:41.880
<v Speaker 15>kind of a generally good credit score that that is

704
00:36:41.920 --> 00:36:43.719
<v Speaker 15>going to be top tier to get the best rates

705
00:36:43.719 --> 00:36:45.519
<v Speaker 15>on a mortgage or a car loan or something like

706
00:36:45.559 --> 00:36:48.159
<v Speaker 15>that is going to be seven forty plus or seven

707
00:36:48.320 --> 00:36:50.880
<v Speaker 15>sixty plus. If you're in that range, you don't need

708
00:36:50.920 --> 00:36:52.639
<v Speaker 15>to sweat it whether you know it'll be like, I

709
00:36:52.639 --> 00:36:54.760
<v Speaker 15>gotta get it up to eight fifty, I gotta get perfect.

710
00:36:55.199 --> 00:36:58.920
<v Speaker 15>To me that that pursuit of the perfect credit score

711
00:36:59.159 --> 00:37:02.639
<v Speaker 15>is a waste of your time. Good enough is good enough,

712
00:37:02.639 --> 00:37:04.280
<v Speaker 15>and it's going to get you where you want to go.

713
00:37:04.519 --> 00:37:06.360
<v Speaker 15>But I get why it's confusing, because there are just

714
00:37:06.639 --> 00:37:09.000
<v Speaker 15>dozens of credit scores out there on you, many of

715
00:37:09.039 --> 00:37:10.760
<v Speaker 15>which were not pretty to okay.

716
00:37:10.800 --> 00:37:12.960
<v Speaker 1>And I will tell you that I can speak from

717
00:37:12.960 --> 00:37:15.760
<v Speaker 1>firsthand that you are correct, because I went in just

718
00:37:16.000 --> 00:37:17.519
<v Speaker 1>I can't even remember what it was, but I went

719
00:37:17.559 --> 00:37:19.800
<v Speaker 1>in and I and I said, but I've got this

720
00:37:19.920 --> 00:37:23.400
<v Speaker 1>really great credit score, and they go, huh, like it

721
00:37:23.440 --> 00:37:26.119
<v Speaker 1>didn't matter, like you said, once you get up to

722
00:37:26.239 --> 00:37:29.440
<v Speaker 1>like seven forty seven sixty, that's like top tier and

723
00:37:29.920 --> 00:37:32.000
<v Speaker 1>it doesn't make a difference really After.

724
00:37:31.719 --> 00:37:34.239
<v Speaker 15>That, Yeah, you're still going to get the best rates

725
00:37:34.480 --> 00:37:37.360
<v Speaker 15>on loans that you might that you might be wanting

726
00:37:37.360 --> 00:37:39.840
<v Speaker 15>to take out. One one place I like for people

727
00:37:39.880 --> 00:37:42.679
<v Speaker 15>to go is is credit karma dot com. And if

728
00:37:42.679 --> 00:37:44.880
<v Speaker 15>you go to credit Karma and you create an account

729
00:37:45.199 --> 00:37:47.320
<v Speaker 15>be aware of they'll try to, like, you know, get

730
00:37:47.360 --> 00:37:49.239
<v Speaker 15>your sign up for credit cards. We'll try to entice

731
00:37:49.239 --> 00:37:51.320
<v Speaker 15>you to sign up for credit products because they're going

732
00:37:51.400 --> 00:37:53.760
<v Speaker 15>to know a lot about you. But the cool thing

733
00:37:53.880 --> 00:37:56.119
<v Speaker 15>is there's like credit score cards that you can you

734
00:37:56.159 --> 00:37:59.400
<v Speaker 15>can tap into and you can see, Okay, what is

735
00:37:59.440 --> 00:38:01.920
<v Speaker 15>harming my credit score? If I have a poor credit score,

736
00:38:02.039 --> 00:38:03.559
<v Speaker 15>You'll be able to like see two of your credit

737
00:38:03.639 --> 00:38:07.639
<v Speaker 15>scores recurring credit. Your credit card company is typically going

738
00:38:07.679 --> 00:38:11.519
<v Speaker 15>to have great credit information for you that's widely available.

739
00:38:11.519 --> 00:38:14.039
<v Speaker 15>That wasn't the case twenty years ago, but it is now,

740
00:38:14.360 --> 00:38:16.880
<v Speaker 15>so there's so many ways to kind of check in

741
00:38:16.920 --> 00:38:19.400
<v Speaker 15>on your status. Hey, what's my credit looking like? How

742
00:38:19.440 --> 00:38:21.239
<v Speaker 15>can I beef that up? How can I improve my

743
00:38:21.280 --> 00:38:23.679
<v Speaker 15>credit so that I am getting the best terms when

744
00:38:23.679 --> 00:38:24.440
<v Speaker 15>I do need to borrow?

745
00:38:24.719 --> 00:38:25.119
<v Speaker 3>All right?

746
00:38:25.719 --> 00:38:30.039
<v Speaker 1>And for lots more great financial advice, credit scores, whether

747
00:38:30.079 --> 00:38:32.719
<v Speaker 1>you need college and new cell phone plans.

748
00:38:32.800 --> 00:38:33.559
<v Speaker 3>You can listen to.

749
00:38:33.960 --> 00:38:38.079
<v Speaker 1>How to Money with Joel Larsguard right here on KFI.

750
00:38:38.119 --> 00:38:40.000
<v Speaker 1>It's every Sunday from noon to two. You can also

751
00:38:40.079 --> 00:38:43.480
<v Speaker 1>follow Joel how to Money at at at at how

752
00:38:43.519 --> 00:38:44.119
<v Speaker 1>to Money Joel.

753
00:38:44.159 --> 00:38:47.159
<v Speaker 15>Thank you Joel, Thanks Amie, appreciate you.

754
00:38:47.400 --> 00:38:48.039
<v Speaker 3>Stay cool.

755
00:38:49.760 --> 00:38:50.199
<v Speaker 15>We'll do.

756
00:38:51.760 --> 00:38:54.199
<v Speaker 1>Bat chance one hundred degrees And did you hear then

757
00:38:54.280 --> 00:38:58.599
<v Speaker 1>the heat indexes because of the humidity.

758
00:38:58.679 --> 00:39:00.440
<v Speaker 3>It's up to like one hundred and ten.

759
00:39:02.679 --> 00:39:07.280
<v Speaker 1>This is KFI and KOST HD two Los Angeles, Orange County,

760
00:39:08.039 --> 00:39:10.039
<v Speaker 1>live from the KFI twenty four hour Newsroom.

761
00:39:10.280 --> 00:39:11.039
<v Speaker 3>I'm Amy King.

762
00:39:11.199 --> 00:39:12.920
<v Speaker 1>This has been your wake up call and if you

763
00:39:13.000 --> 00:39:15.639
<v Speaker 1>missed any wake up call, you can listen anytime on

764
00:39:15.719 --> 00:39:19.079
<v Speaker 1>the iHeartRadio app. You've been listening to wake Up Call

765
00:39:19.159 --> 00:39:21.880
<v Speaker 1>with me, Amy King, you can always hear wake Up

766
00:39:21.880 --> 00:39:24.719
<v Speaker 1>call five to six am Monday through Friday on KFI

767
00:39:24.960 --> 00:39:29.440
<v Speaker 1>Am six forty and anytime on demand on the iHeartRadio app.
