WEBVTT 1 00:00:00.520 --> 00:00:06.040 Yeah, ripped up. 2 00:00:07.519 --> 00:00:09.679 News, need advice? 3 00:00:09.720 --> 00:00:14.480 Who you don't have? Come run in just as fast 4 00:00:14.519 --> 00:00:15.160 as we can. 5 00:00:16.039 --> 00:00:18.760 Shooter's gonna help Come. 6 00:00:19.920 --> 00:00:22.120 Dix is the Troubleshooter Show. 7 00:00:22.719 --> 00:00:28.160 No Tom Martine, Hello, Tom Martino here, Welcome to the show. 8 00:00:28.280 --> 00:00:30.640 This is, as I say every day, the only show 9 00:00:30.679 --> 00:00:31.920 that it's kind of anywhere in the universe. 10 00:00:31.960 --> 00:00:32.920 We invented it. 11 00:00:32.920 --> 00:00:36.039 It's been the longest running radio show in history with well, 12 00:00:36.079 --> 00:00:38.640 not in history, I'm sorry, the longest running radio show 13 00:00:38.640 --> 00:00:41.039 with the same hosts currently on the air. Not in history. 14 00:00:41.079 --> 00:00:44.399 There have been shows running longer. And by the way, welcome. 15 00:00:44.560 --> 00:00:46.600 We love having you. We want you to call with 16 00:00:46.679 --> 00:00:48.960 problems that tick you off and things that make you 17 00:00:49.039 --> 00:00:52.119 tick everyday life. I'm bringing in the studio now for 18 00:00:52.159 --> 00:00:54.159 those streaming you'll see a bunch of ugly faces. 19 00:00:54.200 --> 00:00:54.399 There. 20 00:00:54.719 --> 00:00:57.799 We have our co host Mark and I don't really 21 00:00:57.840 --> 00:01:00.560 like the word code it denotes well, I want to 22 00:01:00.560 --> 00:01:05.120 say sub co host subcome subco and then sub sub 23 00:01:05.480 --> 00:01:09.280 and then and then sub subco would be John Fuller. 24 00:01:09.400 --> 00:01:12.599 Oh no god, I don't want to And then we 25 00:01:12.760 --> 00:01:17.000 have our guest who elevates, who gets elevated to the top, 26 00:01:17.040 --> 00:01:20.159 and that is Brook and she is with red rocks, 27 00:01:20.239 --> 00:01:20.879 roof and solar. 28 00:01:21.159 --> 00:01:23.599 So we have a full house there, you staff, everyone, Doc, 29 00:01:23.879 --> 00:01:28.040 you skipped over Sus. You skipped over Kelly, you skipped over. 30 00:01:27.879 --> 00:01:29.239 Sh I don't see Sus. 31 00:01:29.519 --> 00:01:32.799 I don't see Sus in the studio, but I see 32 00:01:33.280 --> 00:01:36.159 I see Deputy Doc, and hey Sus and hey Kelly. 33 00:01:36.400 --> 00:01:38.680 And then we have on the board is it dragon? 34 00:01:38.799 --> 00:01:41.480 Because I didn't hear I haven't heard Shannon's loud mouth, 35 00:01:41.519 --> 00:01:44.120 So what do you say? We uh, we go to 36 00:01:44.159 --> 00:01:46.000 the phones and see what's on your mind, and go 37 00:01:46.040 --> 00:01:48.760 to the news and see what's on everybody's mind. And 38 00:01:48.799 --> 00:01:52.000 they're there. There's a lot to talk about today, Okay, 39 00:01:52.599 --> 00:01:56.439 now people my gosh, and Mark of course says, I 40 00:01:56.480 --> 00:01:58.840 always read too much one side not the other. 41 00:01:58.879 --> 00:02:01.599 I'm looking all over there are there is an uproar. 42 00:02:02.159 --> 00:02:07.719 There's an uproar over the EPA saying massive deregulations of stuff, 43 00:02:08.080 --> 00:02:11.400 and we are going to unleash the power of America 44 00:02:12.080 --> 00:02:15.960 and we're not going to worry about climate change. Basically, 45 00:02:17.080 --> 00:02:20.800 if it burns, burn it, if it smells, smell it, 46 00:02:21.479 --> 00:02:24.159 and if it emits smoke, smoke it. 47 00:02:24.439 --> 00:02:25.159 I'm just kidding. 48 00:02:26.240 --> 00:02:29.439 They're saying that the regulations for too long have stifled 49 00:02:29.479 --> 00:02:33.479 the environment. Not the environment, but stifled economic growth. Then 50 00:02:33.520 --> 00:02:35.879 there are those on the other side decrying this, saying, 51 00:02:36.000 --> 00:02:39.879 oh my god, oh my god, everything that President Biden 52 00:02:39.879 --> 00:02:43.400 has done to protect our environment is being torn down. 53 00:02:43.719 --> 00:02:46.360 We are surely on our way to destruction. 54 00:02:47.319 --> 00:02:50.840 And I bring up this movie because David Sirota was 55 00:02:50.879 --> 00:02:54.319 once a talk show hosts here. He didn't last long. 56 00:02:54.479 --> 00:02:57.199 He had a liberal bend, and he was He's quite intelligent. 57 00:02:57.240 --> 00:02:59.520 He wrote that that play that I think he was 58 00:02:59.560 --> 00:03:03.800 nominated for an Academy Award. Don't look up about this 59 00:03:03.960 --> 00:03:07.120 meteor heading toward Earth, And the whole idea was it 60 00:03:07.159 --> 00:03:09.360 was all about climate change. In other words, if you 61 00:03:09.400 --> 00:03:11.960 ignore it, it's still coming and there's nothing you can 62 00:03:12.000 --> 00:03:14.319 do about it. I don't know if you've noticed this either, 63 00:03:14.400 --> 00:03:17.919 but especially Al Roker on the Today Show never gives 64 00:03:17.919 --> 00:03:21.520 a forecast ever without some dire message. 65 00:03:21.639 --> 00:03:22.639 If it's really. 66 00:03:22.520 --> 00:03:26.400 Extra warm global warming, if it's extra cold climate change, 67 00:03:27.719 --> 00:03:31.479 it's if there fires climate change, if there's floods climate change, 68 00:03:31.919 --> 00:03:36.400 Everything everything is climate change. I've said this before. You 69 00:03:36.560 --> 00:03:39.919 can really sum up everything. If you want to blame everything, 70 00:03:39.919 --> 00:03:42.039 you can blame everything on three things. 71 00:03:42.240 --> 00:03:46.000 What are they? Climate change? What's the other one? Come on? 72 00:03:46.120 --> 00:03:46.719 The R word? 73 00:03:46.879 --> 00:03:47.240 Trump? 74 00:03:47.439 --> 00:03:50.319 Racism and Trump. Those are the three. 75 00:03:50.479 --> 00:03:53.439 So if you want somebody to blame for anything or 76 00:03:53.479 --> 00:03:57.560 something to blame, it's it's first, climate, it's become. Well, 77 00:03:57.639 --> 00:04:00.639 they're all the same. There's not one second to third 78 00:04:00.719 --> 00:04:02.479 or fourth? All right, or excuse me, first, second, and 79 00:04:02.520 --> 00:04:06.400 third we have Trump, climate change, and racism, so any 80 00:04:06.439 --> 00:04:10.360 one of those can be blamed for anything. Now, on 81 00:04:10.400 --> 00:04:14.360 a serious note, I'm getting some questions about Tom. 82 00:04:15.199 --> 00:04:17.120 Does this mean the. 83 00:04:17.000 --> 00:04:20.959 Shift to EV's will be lightened up or do you 84 00:04:21.040 --> 00:04:24.079 think the move toward EV's is still going to be 85 00:04:24.160 --> 00:04:24.800 a deadline. 86 00:04:25.120 --> 00:04:26.319 What do you guys think about that? 87 00:04:26.879 --> 00:04:30.800 Well, EV push, I take climate out of it. I 88 00:04:30.800 --> 00:04:32.079 don't care about anything. 89 00:04:32.439 --> 00:04:32.600 Uh. 90 00:04:32.680 --> 00:04:34.879 They're quiet, right, They're faster. 91 00:04:34.600 --> 00:04:38.959 Than anything else. The battery powers better, and they drive themselves. 92 00:04:39.040 --> 00:04:43.360 So that's what I love. I love them. Now, Mark, 93 00:04:43.480 --> 00:04:46.759 they don't all drive themselves. Well, that's true, the Tesla testless. 94 00:04:47.439 --> 00:04:50.279 No, really, it's the only one that truly drives itself. 95 00:04:51.600 --> 00:04:54.959 And what do you think, John, are you ready for 96 00:04:55.000 --> 00:04:59.120 an EV No, sir, no, we just can't tell me 97 00:04:59.160 --> 00:05:00.720 why seriously, Well. 98 00:05:01.720 --> 00:05:05.480 They don't work for my needs. And you know what 99 00:05:05.519 --> 00:05:07.199 does that mean? Well, what does that mean? You don't 100 00:05:07.240 --> 00:05:10.120 try that much? Well, we do. We actually drive across 101 00:05:10.160 --> 00:05:12.959 country a couple of times a year, and so they're 102 00:05:13.639 --> 00:05:16.439 and you know, they're just not appropriate for that kind 103 00:05:16.480 --> 00:05:21.920 of an application. I mean, I you know, it just 104 00:05:22.000 --> 00:05:24.800 doesn't work. And in the in the environment okay that 105 00:05:24.879 --> 00:05:29.079 I keep those vehicles, they're not you know, it's not 106 00:05:29.160 --> 00:05:32.160 a very good environment. So it just doesn't work for us. 107 00:05:32.160 --> 00:05:34.519 We do have a hybrid, but it's not a plug 108 00:05:34.519 --> 00:05:38.480 in hybrid. It's it just kind of does its own thing. Yeah. 109 00:05:38.959 --> 00:05:41.720 Yeah, I don't like hybrids. Then you have two systems 110 00:05:41.720 --> 00:05:42.279 to worry about. 111 00:05:42.279 --> 00:05:45.399 But anyway, when are they going to come out with 112 00:05:45.560 --> 00:05:49.439 the big motor homes and over the road trucks electric? 113 00:05:49.920 --> 00:05:51.199 I mean really, I. 114 00:05:51.120 --> 00:05:53.560 Mean market are you seen on the motor home front? 115 00:05:53.839 --> 00:05:55.439 Are there any EV motor homes? 116 00:05:55.519 --> 00:05:58.600 I can't imagine what the weight would come in. That 117 00:05:58.680 --> 00:06:02.639 would be just that'd be unbelievable. You take something like 118 00:06:02.680 --> 00:06:05.160 a prevay well hold one. 119 00:06:05.079 --> 00:06:06.439 You could do away with a series. 120 00:06:06.839 --> 00:06:09.879 Yeah, well, I mean come on, you're still gonna have 121 00:06:10.560 --> 00:06:14.000 fifty thousand pounds plus whatever that battery is. I mean 122 00:06:14.040 --> 00:06:16.439 you could be I mean you could be eighty ninety 123 00:06:16.480 --> 00:06:18.720 one hundred thousand pounds. I don't even know if you 124 00:06:18.720 --> 00:06:20.040 could go over some bridges. 125 00:06:20.360 --> 00:06:23.079 But they do have some electric semis out now. But 126 00:06:23.240 --> 00:06:25.120 I mean, I don't think the range is super high. 127 00:06:25.160 --> 00:06:29.399 And the deal with an RV is you know you 128 00:06:29.399 --> 00:06:33.160 you're looking for that range and you're not. I don't know, 129 00:06:33.519 --> 00:06:36.720 I don't see that technology being embraced, but you can't. 130 00:06:37.480 --> 00:06:38.279 Here's what I'm saying. 131 00:06:38.319 --> 00:06:41.199 For everything else, you're seeing electric come along, like boat 132 00:06:41.279 --> 00:06:44.160 motors and everything else. So it also depends on what. 133 00:06:44.120 --> 00:06:48.000 You know, like say, ranges, range is the main fact. 134 00:06:47.720 --> 00:06:50.560 Now, I mean you're not coming through doc. 135 00:06:51.000 --> 00:06:54.720 Yeah no, he yeah, that's a good thing. By the way, 136 00:06:55.759 --> 00:06:58.600 Hold on a second. I was just kidding. Here's what 137 00:06:58.680 --> 00:07:00.879 I see. These are the road trucks. 138 00:07:00.879 --> 00:07:03.519 If you if you picture these big, these big. 139 00:07:03.319 --> 00:07:06.680 Cabs, and then you have the trailer, you have the tractor, 140 00:07:06.720 --> 00:07:11.240 you have the trailer on the tractor. I would like 141 00:07:11.319 --> 00:07:16.920 to I envision under the hood or behind the sleeper, there. 142 00:07:16.839 --> 00:07:19.839 Is a pod that can be exchanged. 143 00:07:19.920 --> 00:07:24.519 In other words, they're universal battery pods that you disconnect 144 00:07:24.560 --> 00:07:27.319 one connect another, so there's no downtime. Although a lot 145 00:07:27.319 --> 00:07:29.720 of truckers that they want downtime, you know, and they're 146 00:07:29.759 --> 00:07:30.560 eating and stuff. 147 00:07:30.600 --> 00:07:31.240 They can do that. 148 00:07:31.720 --> 00:07:34.160 But wouldn't that be good for cars too, if there 149 00:07:34.240 --> 00:07:38.600 was ever a way to have pods that are interchanged 150 00:07:38.639 --> 00:07:40.759 as opposed to being built in, like like. 151 00:07:40.879 --> 00:07:44.240 If I don't know, see, those superchargers are going to 152 00:07:44.279 --> 00:07:46.920 be quicker than pulling in somewhere and swapping. 153 00:07:46.439 --> 00:07:50.000 A battery, right, really really yeah? 154 00:07:50.040 --> 00:07:54.399 I mean I can get taken two hundred miles in 155 00:07:54.480 --> 00:07:58.800 about seven minutes. I mean that's pretty impressive. No, that 156 00:07:58.920 --> 00:08:03.079 really is impressive. That really really is impressive. And then 157 00:08:03.279 --> 00:08:06.399 I hear there's going to be highways eventually with induction. 158 00:08:07.040 --> 00:08:11.360 So when you're driving your charging or solar, Why why 159 00:08:11.399 --> 00:08:15.399 doesn't Tesla have roof solar? I got it would take, 160 00:08:15.800 --> 00:08:18.240 it would take That's a good question for Brook though, 161 00:08:18.279 --> 00:08:21.439 But I mean, really, how long would it take to 162 00:08:21.879 --> 00:08:24.120 how long is it take to charge a phone with 163 00:08:24.240 --> 00:08:25.319 a little solar. 164 00:08:26.079 --> 00:08:27.279 I'm not talking I'm not. 165 00:08:27.240 --> 00:08:30.800 Talking about a supercharger, but if it was constantly Brook, 166 00:08:31.040 --> 00:08:34.360 if a nice roofline was and the hoodline, let's just 167 00:08:34.360 --> 00:08:38.159 say Bill, it had some kind of some kind of 168 00:08:38.159 --> 00:08:43.399 photo will take covering the whole thing. If it's always outside, 169 00:08:44.159 --> 00:08:46.720 wouldn't it it would always be charging, right. 170 00:08:47.799 --> 00:08:50.360 Yeah, I mean I think that there's some really cool 171 00:08:50.360 --> 00:08:54.039 ways that you can pop solar into this conversation. There 172 00:08:54.200 --> 00:08:57.679 is actually somebody that patented a way to put solar 173 00:08:57.720 --> 00:08:59.480 panels on the roads. 174 00:08:59.519 --> 00:09:02.440 Instead of you asphalt roads, we would use solar panel. 175 00:09:02.200 --> 00:09:05.320 Roads and they would connect into it, and then that 176 00:09:05.360 --> 00:09:07.360 would help charge the cars as they went through and 177 00:09:07.399 --> 00:09:11.600 then also different charging stations a lot more frequently. So 178 00:09:11.720 --> 00:09:14.519 there's some really interesting ideas out there right now for 179 00:09:14.600 --> 00:09:18.480 how to put solar into charging cross country travels. 180 00:09:18.799 --> 00:09:20.960 Right now, if you took a solar panel, a big 181 00:09:21.000 --> 00:09:24.279 one or multiple ones, and strapped it to the top 182 00:09:24.320 --> 00:09:26.480 of a car, I bet it would take five days 183 00:09:26.519 --> 00:09:28.399 to even come close to charging a car. 184 00:09:28.919 --> 00:09:31.679 No, no, yeah, but Mark, but if you once you're charged, though, 185 00:09:31.720 --> 00:09:35.279 I'm talking about keeping it, like you know, not necessarily 186 00:09:35.320 --> 00:09:38.159 topped off, but extending range. 187 00:09:38.159 --> 00:09:40.559 For sure, it has to. It would have to. 188 00:09:40.679 --> 00:09:42.639 They're solar panels right now that you can put on 189 00:09:42.679 --> 00:09:45.480 your car that are foldable and they like flex to 190 00:09:45.519 --> 00:09:46.519 the top of your vehicle. 191 00:09:46.519 --> 00:09:47.360 If you would want to. 192 00:09:49.600 --> 00:09:52.240 Now, you know, and we're not talking about ugging things up, 193 00:09:52.279 --> 00:09:55.360 but some you know, someday, and I predict. 194 00:09:54.960 --> 00:09:56.720 This, and obviously it's not a big prediction. 195 00:09:57.000 --> 00:09:59.519 We're going to look around and we're not gonna believe 196 00:10:00.399 --> 00:10:04.320 that we've had all of this free solar energy bombarding 197 00:10:04.360 --> 00:10:07.559 the earth for thousands and thousands of years and never 198 00:10:07.600 --> 00:10:08.559 took advantage of it. 199 00:10:09.039 --> 00:10:10.960 We every single day. 200 00:10:11.559 --> 00:10:14.960 Do you know how much free energy is just falling 201 00:10:15.080 --> 00:10:18.240 upon us from the sun? I mean, think about it, 202 00:10:18.559 --> 00:10:22.240 if just harnessing it, you know, I mean, we have 203 00:10:22.960 --> 00:10:26.679 more than enough sunlight for almost anything we need to do, 204 00:10:27.039 --> 00:10:30.120 and when you throw storage into it, we really have 205 00:10:30.320 --> 00:10:32.279 the technology now to do it. 206 00:10:32.279 --> 00:10:34.120 It's just very expensive, you know. 207 00:10:34.200 --> 00:10:36.919 Anyway, on that note, just real quick, I looked it 208 00:10:37.039 --> 00:10:40.000 up and basically, let's not forget. I mean, Tesla owns 209 00:10:40.039 --> 00:10:44.080 an entire you know, solar division, So if anybody's going 210 00:10:44.159 --> 00:10:45.840 to throw it on their car, you would assume it's 211 00:10:45.840 --> 00:10:48.159 going to be Tesla because they own both companies, or 212 00:10:48.200 --> 00:10:50.679 it's all the same company. But it says they don't 213 00:10:50.720 --> 00:10:53.360 do it because the surface area of the car is 214 00:10:53.440 --> 00:10:57.879 way insufficient to generate any meaningful amount of energy to 215 00:10:58.039 --> 00:11:02.600 power the vehicle and the cost complexity of integrating such 216 00:11:02.639 --> 00:11:05.240 a system are simply not justified. 217 00:11:06.480 --> 00:11:08.600 All right, So Mark, going into this break, give me 218 00:11:08.639 --> 00:11:11.440 an update on your Denver Regen dot com. 219 00:11:11.679 --> 00:11:14.000 Well, an update on it. I mean it's great. I'm 220 00:11:14.039 --> 00:11:17.200 almost over thirty pounds in less than well what we're 221 00:11:17.200 --> 00:11:19.399 coming up on twelve weeks. I think I took my 222 00:11:19.960 --> 00:11:24.080 eleventh shot on Wednesday and I'm a little under two 223 00:11:24.159 --> 00:11:25.960 hundred for the first time in a long time. I 224 00:11:26.000 --> 00:11:29.679 started right around to twenty eight, a little blow two thirty, 225 00:11:30.399 --> 00:11:32.759 So it's incredible. The biggest part of it, Tom, is 226 00:11:32.799 --> 00:11:35.799 I simply, and I mean this, I simply don't think 227 00:11:35.960 --> 00:11:39.159 of food. I don't have that food noise, which is crazy. 228 00:11:39.320 --> 00:11:42.639 And with Denver Regens, you know it's under three hundred 229 00:11:42.799 --> 00:11:46.000 dollars a month. You can go to Denverregen dot com. Here, 230 00:11:46.039 --> 00:11:48.639 I'll turn it into a commercial because I'm so happy 231 00:11:48.679 --> 00:11:51.039 with it. Seriously, if you haven't checked it out. Under 232 00:11:51.039 --> 00:11:53.799 three hundred bucks a month, lose the weight, don't think 233 00:11:53.840 --> 00:11:57.840 of the food denverregion dot com. 234 00:11:57.960 --> 00:12:04.879 More, go with a sure thing Denver's best roofer Excel 235 00:12:05.000 --> 00:12:06.000 Roofing dot com. 236 00:12:06.039 --> 00:12:08.080 You don't pay a cent until you're content. 237 00:12:11.440 --> 00:12:14.639 Time for an insurance check up free no obligation comparison 238 00:12:14.759 --> 00:12:18.320 call Compass Insurance paying too much your coverage at dozens 239 00:12:18.320 --> 00:12:21.039 of insurance companies find out now three oh three seven 240 00:12:21.039 --> 00:12:23.399 to seven to one help. You'll think you're his only 241 00:12:23.519 --> 00:12:26.000 customer when you choose Frank durand the real estate Man 242 00:12:26.039 --> 00:12:29.480 dot com to list your home with Remax Alliance three 243 00:12:29.480 --> 00:12:36.600 oh three nine two zero sixteen twenty two. Hey Tom 244 00:12:36.600 --> 00:12:38.960 Martinez here three oh three seven to one three talks 245 00:12:39.000 --> 00:12:42.639 seven one three A two five five. For those streaming, 246 00:12:43.039 --> 00:12:46.679 I apologize for the right side of the screen screen left. 247 00:12:46.720 --> 00:12:49.720 We got pretty screen right, we have ugly. We just 248 00:12:49.759 --> 00:12:51.440 split it right and Mark's right in the middle, so 249 00:12:51.480 --> 00:12:54.559 you got to figure out what he is anyway we 250 00:12:54.720 --> 00:12:57.559 have we let me give a full shot there of 251 00:12:57.679 --> 00:12:59.720 the studio. There, there you go, There you go, John 252 00:12:59.759 --> 00:13:02.879 full I'm glad you got dressed up for us today. 253 00:13:03.000 --> 00:13:07.039 And then uh Brooks got her classic blue. 254 00:13:07.279 --> 00:13:12.200 Uh that's the Red Rocks RS color. And then Sues 255 00:13:12.399 --> 00:13:14.679 of course always the fashion plate. 256 00:13:14.960 --> 00:13:16.240 So let's deputy doc. 257 00:13:16.279 --> 00:13:19.639 I won't even comments at least uh you're there and 258 00:13:19.679 --> 00:13:21.879 we love That's why I'm out of the Uh. 259 00:13:23.679 --> 00:13:24.159 No, you're not. 260 00:13:24.240 --> 00:13:26.360 You're kind of in it, but I can I can 261 00:13:26.480 --> 00:13:28.679 change that anyway. Three oh three seven one three eight 262 00:13:28.679 --> 00:13:32.360 two five five. On a serious note, though, truly, if 263 00:13:32.360 --> 00:13:34.200 you have a problem, question or plant, give us a call. 264 00:13:34.360 --> 00:13:35.879 I do have some texts I'm going to get to 265 00:13:36.000 --> 00:13:38.600 on problems on three O three seven one three eight 266 00:13:38.600 --> 00:13:40.480 two five five. In fact one happens to be on 267 00:13:40.519 --> 00:13:44.720 personal jury John Fuller. They want to know if dash 268 00:13:44.799 --> 00:13:47.600 cams actually can hold up for court and how can 269 00:13:47.639 --> 00:13:50.759 people know that? You know, how do you make them 270 00:13:50.840 --> 00:13:53.720 valid or can you actually introduce them as evidence? 271 00:13:54.039 --> 00:13:59.360 Absolutely? Yep. They are a you know, a four K 272 00:13:59.759 --> 00:14:03.799 live color video that can be self authenticated by the 273 00:14:03.799 --> 00:14:06.840 people that are in the video as to what's going 274 00:14:06.879 --> 00:14:09.320 on and where and when it took place. And they 275 00:14:09.320 --> 00:14:12.480 are absolutely admissible. The coolest thing about them is when 276 00:14:12.480 --> 00:14:15.120 you have them, you almost never need to admit them 277 00:14:15.159 --> 00:14:18.120 because liability becomes a non issue. 278 00:14:19.559 --> 00:14:25.159 Okay, So the bottom line is, you got you got evidence. 279 00:14:25.200 --> 00:14:26.879 Now that evidence could be damning. 280 00:14:26.600 --> 00:14:28.720 As well, obviously, right, I mean, you know it's not 281 00:14:28.759 --> 00:14:33.519 always not your fault, but have people been putting other 282 00:14:33.639 --> 00:14:37.200 kinds of cams? Somebody asked they were sideswiped one time, 283 00:14:37.240 --> 00:14:39.320 and they said that their cam wouldn't have shown anything. 284 00:14:39.679 --> 00:14:44.200 Are there such things? I don't even know? I mean, like, 285 00:14:44.240 --> 00:14:47.600 I know your Tesla Mark probably Mark. Your tesla probably 286 00:14:47.639 --> 00:14:50.799 has like all kinds of h Yeah, it's got side 287 00:14:50.799 --> 00:14:54.759 cams and like, if you're in an accident, Mark, you 288 00:14:54.759 --> 00:14:56.320 don't need to buy separate cameras. 289 00:14:56.360 --> 00:14:58.480 Your car would have everything recorded. 290 00:14:58.559 --> 00:14:59.440 Is that right back? 291 00:14:59.720 --> 00:15:02.399 It'll go back ten seconds from the incident, So if 292 00:15:02.399 --> 00:15:05.759 somebody hit me, it would go back ten seconds before 293 00:15:05.799 --> 00:15:06.320 they hit me. 294 00:15:06.480 --> 00:15:09.960 And can you download that? Yeah? You can? Okay? Yeah, Also, 295 00:15:10.080 --> 00:15:11.000 so would. 296 00:15:10.799 --> 00:15:12.879 You have to though, would you have to save that 297 00:15:13.080 --> 00:15:15.200 since it's overwritten every ten seconds? 298 00:15:15.279 --> 00:15:17.879 No, it's overwritten every thirty days. The ones that are 299 00:15:17.919 --> 00:15:21.320 saved an event an event is saved for thirty days. 300 00:15:21.360 --> 00:15:25.360 Yeah, And most dash cams tom they detect a crash 301 00:15:25.399 --> 00:15:29.519 and they they already saved that footage. They like they 302 00:15:29.559 --> 00:15:32.720 put a protective code on it or something, and it 303 00:15:32.759 --> 00:15:36.960 won't delete that footage when it happens. To answer your question, though, 304 00:15:36.960 --> 00:15:40.039 there's three types of cameras that you can get in 305 00:15:40.120 --> 00:15:44.039 a dash cam forward looking, rear looking, and inside the 306 00:15:44.080 --> 00:15:47.840 passenger compartment looking, and not many people really want that, 307 00:15:47.960 --> 00:15:50.200 but I can tell you in a side impact crash 308 00:15:50.360 --> 00:15:53.440 or you know, something along those lines, seeing what happened 309 00:15:54.240 --> 00:15:57.440 to the occupants can be very valuable in explaining the 310 00:15:57.440 --> 00:16:00.480 type of injuries they got and what really happened to 311 00:16:00.559 --> 00:16:02.039 them as a result of the accident. 312 00:16:03.360 --> 00:16:06.559 You know, I was driving behind someone the other day 313 00:16:06.559 --> 00:16:08.759 and they were swerving so much I thought they were drunk. 314 00:16:08.879 --> 00:16:10.639 Honest to god, I got afraid. 315 00:16:11.159 --> 00:16:11.360 Now. 316 00:16:11.399 --> 00:16:13.159 I don't know if I should drop back or just 317 00:16:13.200 --> 00:16:15.840 try to get ahead of them and around them. So 318 00:16:16.120 --> 00:16:18.440 I decided to pull up alongside and just go in 319 00:16:18.440 --> 00:16:20.960 front so I could get away from them because they 320 00:16:20.960 --> 00:16:24.080 were lagging. And as I looked over, it was simply 321 00:16:24.120 --> 00:16:27.519 some young woman texting. Yep, and she was driving like 322 00:16:27.600 --> 00:16:31.440 a drunk person. I mean, I'm serious when I say this. 323 00:16:32.039 --> 00:16:34.600 I have stopped doing that nonsense and all that crap, 324 00:16:34.960 --> 00:16:37.480 But I can't believe there are people that text while 325 00:16:37.480 --> 00:16:40.080 they're driving, and they do it no matter what they say, 326 00:16:40.200 --> 00:16:42.320 no matter what you tell them, they do it. And 327 00:16:42.360 --> 00:16:45.519 there's got to be there should be some kind of 328 00:16:45.639 --> 00:16:50.919 technology available to prevent texting. It should literally, absolutely positively, 329 00:16:51.360 --> 00:16:54.759 your phone should lock down, So when you're driving you 330 00:16:54.840 --> 00:16:58.480 can't text. You can call maybe, but don't you agree? 331 00:16:58.600 --> 00:17:00.639 I mean this it seems to me. 332 00:17:00.799 --> 00:17:04.079 Yeah, But why not outlaw putting makeup on them? I mean, 333 00:17:04.119 --> 00:17:05.160 why not outlaw? 334 00:17:05.319 --> 00:17:05.519 Well? 335 00:17:05.599 --> 00:17:05.759 Why? 336 00:17:05.799 --> 00:17:05.920 Well? 337 00:17:06.039 --> 00:17:09.240 Okay, I mean, of course, seriously, why a nanny state 338 00:17:09.359 --> 00:17:11.839 like that? I think that's ridiculous. I have stopped putting 339 00:17:11.880 --> 00:17:14.599 makeup on in the car. I can tell by looking 340 00:17:14.680 --> 00:17:16.319 at you, you know so. 341 00:17:16.799 --> 00:17:20.400 But seriously, Mark, I'm talking about technology with a car. 342 00:17:20.599 --> 00:17:23.799 I'm not talking I'm talking about phones, like for example, 343 00:17:24.000 --> 00:17:25.519 when they myke car. 344 00:17:25.359 --> 00:17:29.359 Knows if I am holding my phone knows and it'll 345 00:17:29.359 --> 00:17:32.279 turn off auto pilot if I'm holding my phone or 346 00:17:32.279 --> 00:17:34.119 not paying attention, So my car does it. 347 00:17:35.480 --> 00:17:37.920 Honestly, it's I would like a phone. I would like 348 00:17:38.000 --> 00:17:41.759 phones where you cannot text. You absolutely cannot text when 349 00:17:41.759 --> 00:17:46.000 in motion. It's that simple. People get killed and and John, 350 00:17:46.480 --> 00:17:49.200 is there a way when you when one of your 351 00:17:49.200 --> 00:17:52.000 clients is hit like this person is bound to hit 352 00:17:52.079 --> 00:17:56.160 someone from from behind, I'm sure because she was slamming 353 00:17:56.200 --> 00:17:58.920 on her brakes every five seconds whenever somebody ahead of 354 00:17:58.960 --> 00:18:01.559 her slowed down because she that lag time. Is there 355 00:18:01.599 --> 00:18:05.559 a way can you as evidence. Can you literally ask, 356 00:18:06.559 --> 00:18:09.519 like like about texting? Can you go into a phone 357 00:18:09.759 --> 00:18:12.039 as part of your evidentiary search? 358 00:18:12.680 --> 00:18:15.119 Yeah, you can, and we get subpoena that you know. 359 00:18:15.200 --> 00:18:18.000 But but here's the thing, like, really, what are you 360 00:18:18.039 --> 00:18:19.680 going to get in those phone records? You're going to 361 00:18:19.720 --> 00:18:22.480 get the precise second that a text was sent. That 362 00:18:22.519 --> 00:18:25.759 doesn't mean that the person didn't spend the previous you know, 363 00:18:25.880 --> 00:18:29.640 two minutes reading a text and then deciding what they 364 00:18:29.640 --> 00:18:32.079 were going to say and then fumbling through typing it 365 00:18:32.119 --> 00:18:33.319 and misspelling something. 366 00:18:33.720 --> 00:18:38.480 Now that they're texting, Yeah, but what if you can 367 00:18:38.559 --> 00:18:42.039 show they're texting while they're I'm just talking about in general, 368 00:18:42.279 --> 00:18:44.720 you can show the habit of texting right up to 369 00:18:44.759 --> 00:18:45.759 the moment of impact. 370 00:18:45.920 --> 00:18:50.200 Yeah, you can show that. I mean it doesn't All 371 00:18:50.319 --> 00:18:53.119 that I'm trying to say is that it doesn't make it. 372 00:18:53.319 --> 00:18:56.359 How does that make it the fact they were texting 373 00:18:57.039 --> 00:19:00.720 the fault of the accident? I don't understand that. 374 00:19:00.119 --> 00:19:03.079 That's the That's the difficult leap to make. No, Tom, 375 00:19:03.400 --> 00:19:07.400 nobody disputes it. It's distracting and it's not a good thing. 376 00:19:07.480 --> 00:19:10.039 Nobody's disputing that. But how do you take the instance 377 00:19:10.319 --> 00:19:14.519 that a text was received at four forty three, and 378 00:19:14.640 --> 00:19:17.480 make that the cause of the accident. You know, you 379 00:19:17.559 --> 00:19:19.640 don't know that the person picked up their phone, looked 380 00:19:19.680 --> 00:19:21.880 at it, read it. Somebody in the passenger compartment. 381 00:19:21.920 --> 00:19:25.759 That I mean, answer is my text when I'm driving. 382 00:19:25.799 --> 00:19:26.359 I'm kidding. 383 00:19:26.759 --> 00:19:31.160 So it's very difficult to take that momentary comment about 384 00:19:31.240 --> 00:19:32.240 it could have been somebody. 385 00:19:32.400 --> 00:19:34.079 It could have been somebody in the car if there 386 00:19:34.200 --> 00:19:34.640 was someone. 387 00:19:35.200 --> 00:19:38.119 But I just think that, you know, I know of 388 00:19:38.119 --> 00:19:41.960 a case very personally. Okay, Now, this woman, two little kids, 389 00:19:42.000 --> 00:19:46.039 her husband's out jogging, he come, he never comes home. 390 00:19:46.079 --> 00:19:46.599 He's dead. 391 00:19:46.920 --> 00:19:51.119 He was hit by and they established that the person 392 00:19:51.279 --> 00:19:55.480 was texting, okay, and vehicular manslaughter. 393 00:19:56.039 --> 00:19:57.200 They were prosecuted. 394 00:19:57.279 --> 00:19:57.559 Good. 395 00:19:57.599 --> 00:20:02.039 But she went on a campaign on a campaign, and 396 00:20:02.079 --> 00:20:04.160 I don't know what happened to that campaign about texting 397 00:20:04.160 --> 00:20:09.079 and driving, And it's just it's so needless. And I 398 00:20:09.079 --> 00:20:13.160 don't care what anyone says. You cannot pay attention. You cannot. 399 00:20:13.440 --> 00:20:15.279 I used to do. I used to try to look 400 00:20:15.319 --> 00:20:17.720 down and text a word or two. I swear I did. 401 00:20:18.039 --> 00:20:21.440 And I can't tell you how many times I regretted 402 00:20:21.480 --> 00:20:24.359 it because I came so close and I decided a 403 00:20:24.400 --> 00:20:27.079 long time ago I would never text while driving. 404 00:20:27.119 --> 00:20:27.359 Never. 405 00:20:27.599 --> 00:20:29.799 Now, if I really have to get messages out and 406 00:20:29.839 --> 00:20:32.240 stuff and I don't want to call, I'll pull over. 407 00:20:32.599 --> 00:20:35.920 But when you see people you don't know if they're 408 00:20:35.960 --> 00:20:39.240 drunk or they're texting. That's how bad it is. And 409 00:20:39.640 --> 00:20:41.440 I want to know from people. I want them to 410 00:20:41.480 --> 00:20:43.559 admit if they do it, and why they do it. 411 00:20:43.599 --> 00:20:46.960 There's nothing that important, and why how about GPS data? 412 00:20:47.039 --> 00:20:50.920 So like so John, So we understand the video and 413 00:20:50.960 --> 00:20:53.319 we understand what we're talking about now the text. But 414 00:20:54.200 --> 00:20:58.480 let's say someone hits you and you think they're drunk 415 00:20:59.200 --> 00:21:01.480 and you want to bring that is part of it, 416 00:21:01.759 --> 00:21:05.599 you know, for court. Can you actually get data from say, 417 00:21:06.000 --> 00:21:09.039 you know, like Hondi's got blue lay Can, Chevy has 418 00:21:09.119 --> 00:21:12.720 whatever Chevy calls it, and they know the manufacturer knows 419 00:21:12.759 --> 00:21:16.160 everywhere that car went. My god, Tesla knows every single 420 00:21:16.200 --> 00:21:19.200 place I've ever been. Can you get that data to 421 00:21:19.319 --> 00:21:22.279 show hey, he was out bar hopping right before this 422 00:21:23.240 --> 00:21:23.480 or no? 423 00:21:24.400 --> 00:21:27.599 Yeah, I mean you can. You can get all those downloads. 424 00:21:27.759 --> 00:21:29.960 I mean, they're not easy and you need experts and 425 00:21:30.000 --> 00:21:32.359 it's very expensive. So it's going to take a particular 426 00:21:32.440 --> 00:21:35.559 case to justify that expense. You wouldn't do it on 427 00:21:35.640 --> 00:21:38.759 just the average little rear end accident or something. But 428 00:21:38.839 --> 00:21:43.880 you can technically do that. You know, there are apps 429 00:21:43.880 --> 00:21:46.880 out there that we've used, Like there are parental control 430 00:21:46.960 --> 00:21:49.599 apps that parents can can put on that give you 431 00:21:50.200 --> 00:21:53.480 great data. We mean those great data. Yeah. Speed how 432 00:21:53.559 --> 00:21:55.799 you know how many times they exceeded the speed quick 433 00:21:55.799 --> 00:21:59.519 where they went quick breaking, quick acceleration, I mean all 434 00:21:59.599 --> 00:22:03.319 that kind of stuff, And that is tremendously valuable when 435 00:22:03.359 --> 00:22:04.519 you can put your hands on that. 436 00:22:06.039 --> 00:22:08.480 Okay, guys, I got to take a break. 437 00:22:08.759 --> 00:22:10.119 I have some texts for Brook. 438 00:22:10.200 --> 00:22:14.640 One is specifically about commercial solar systems. What is considered 439 00:22:14.680 --> 00:22:17.720 a commercial operation. They're interested in what's called a reap 440 00:22:17.799 --> 00:22:21.519 grand And again I want to clarify when can the 441 00:22:21.559 --> 00:22:24.920 government help pay for commercial systems? What is the commercial system? 442 00:22:25.039 --> 00:22:27.279 All of that coming up on the Troubleshooter Show. 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Time for 453 00:23:11.000 --> 00:23:14.759 an insurance checkup free, no obligation. In comparison, call Compass 454 00:23:14.799 --> 00:23:18.079 Insurance paying too much your coverage at dozens of insurance 455 00:23:18.119 --> 00:23:20.839 companies find out now three all three seven seven to one. 456 00:23:20.960 --> 00:23:23.799 Help You'll think you're his only customer when you choose 457 00:23:23.799 --> 00:23:26.319 Frank durand the real estate Man dot com to list 458 00:23:26.359 --> 00:23:29.400 your home with Remax Alliance three all three nine two 459 00:23:29.519 --> 00:23:37.640 zero sixteen twenty two. Hey Tom Martine here, so uh 460 00:23:37.720 --> 00:23:41.880 Brooke is with us From red Rocks RS, Red Rocks 461 00:23:41.960 --> 00:23:44.960 roof and Solar. We talk a lot about these regrants 462 00:23:45.000 --> 00:23:47.920 and getting commercial operations paid for one hundred percent, where 463 00:23:47.920 --> 00:23:50.559 there are actually examples of people when they put the 464 00:23:50.559 --> 00:23:52.440 they put the system in, they get paid for it, 465 00:23:52.920 --> 00:23:55.119 so they didn't pay for that. Then they charge their 466 00:23:55.160 --> 00:23:58.640 tenants a reasonable electric fee and they make money there 467 00:23:58.960 --> 00:24:01.720 and they sell back to the grid and make money there. 468 00:24:02.079 --> 00:24:06.720 And brook A White they are actually making a profit. 469 00:24:06.359 --> 00:24:12.759 On a pro solar system, Yes they are. So my question, 470 00:24:13.160 --> 00:24:16.039 how do you get in on this, on this graft? 471 00:24:16.240 --> 00:24:18.359 Yeah, I mean, after all these I'm just kidding too, 472 00:24:18.519 --> 00:24:21.480 after all the cuts, these are these grants still available 473 00:24:21.519 --> 00:24:22.400 as of now. 474 00:24:22.160 --> 00:24:24.559 And I was just kidding around. I was just kidding around. 475 00:24:24.559 --> 00:24:27.359 It's totally legit. Tell me about the REAP grant and 476 00:24:27.400 --> 00:24:28.000 what it does. 477 00:24:28.359 --> 00:24:32.000 Yeah, so the REAP grant last application is actually this month, 478 00:24:32.039 --> 00:24:33.799 so it's too late to get in on it now. 479 00:24:34.000 --> 00:24:36.440 But the state of Colorado has its own grid. 480 00:24:36.519 --> 00:24:40.359 They're doing aspiring completely. Is REAP expiring completely. 481 00:24:40.720 --> 00:24:42.759 They're not sure if they're going to bring it back 482 00:24:42.839 --> 00:24:45.400 or not. As Mark said, with a lot of stuff 483 00:24:45.400 --> 00:24:47.240 that's going on right now, things are up in the air. 484 00:24:47.759 --> 00:24:50.799 But this application deadline is still safe. 485 00:24:52.440 --> 00:24:54.880 Okay, So when's the deadline. 486 00:24:55.640 --> 00:24:58.559 It's March thirty first, So if I haven't been working 487 00:24:58.559 --> 00:25:01.160 with you already, it's too late to start the process. 488 00:25:02.039 --> 00:25:05.400 But the difference between like commercial versus non commercial or 489 00:25:05.440 --> 00:25:08.079 any of those things, we can go through, or we 490 00:25:08.119 --> 00:25:10.319 can talk about the micro grid grant that the state 491 00:25:10.359 --> 00:25:11.359 of Colorado has. 492 00:25:12.400 --> 00:25:14.720 Well, let's talk about what the GREEP grant did. Do 493 00:25:14.960 --> 00:25:17.160 the REP grant tell me, tell me what it did 494 00:25:17.200 --> 00:25:17.640 for people. 495 00:25:17.920 --> 00:25:23.640 Yeah, So what is considered commercial is if the uh 496 00:25:23.720 --> 00:25:26.079 there was a business in LLC something that had an 497 00:25:26.079 --> 00:25:30.559 ei N that was on the contract for the project, 498 00:25:31.119 --> 00:25:33.400 and that the project itself was either built on a 499 00:25:33.440 --> 00:25:36.240 business or built on a detached structure of a home 500 00:25:36.480 --> 00:25:39.079 or a farm. And so with those, those are the 501 00:25:39.160 --> 00:25:40.680 qualifications in order to do it. 502 00:25:40.960 --> 00:25:42.240 And then the REAP grant would. 503 00:25:42.079 --> 00:25:45.680 So Brooke, Brooke, not not to interrupt, but like my 504 00:25:45.839 --> 00:25:48.119 house here, I use for business and I have this 505 00:25:48.200 --> 00:25:52.559 whole studio and I have an LLC and and could 506 00:25:52.599 --> 00:25:56.119 I literally do it at a residential house that has 507 00:25:56.319 --> 00:25:57.319 commercial activity? 508 00:25:57.640 --> 00:25:59.680 Yeah, you definitely could. The only issue is is that 509 00:25:59.680 --> 00:26:00.240 you would. 510 00:26:00.079 --> 00:26:02.640 Need a detached garage to put the panels on, because 511 00:26:02.640 --> 00:26:03.759 they cannot go on a house. 512 00:26:03.839 --> 00:26:07.079 I see, Yep, that's interesting, Okay, so keep going. 513 00:26:07.240 --> 00:26:09.640 What happens then when you qualify like a farmer, an 514 00:26:09.640 --> 00:26:13.079 egg farmer, or maybe a greenhouse, somebody who has plants 515 00:26:13.200 --> 00:26:17.039 or they're you know, they have a commercial operation, they 516 00:26:17.279 --> 00:26:17.960 what do they do? 517 00:26:18.000 --> 00:26:21.119 They get it? Actually, the system paid for. 518 00:26:21.720 --> 00:26:25.440 Yeah, So between the tax credits and depreciation and the 519 00:26:25.519 --> 00:26:28.599 reimbursement from the REP grant, it's one hundred and eight 520 00:26:28.640 --> 00:26:31.039 percent of the project. So if the project was one 521 00:26:31.079 --> 00:26:33.880 hundred thousand, they get paid eight grant to do the project. 522 00:26:33.960 --> 00:26:37.920 Plus they get either they're electric bill paid for or 523 00:26:37.960 --> 00:26:40.440 they are charging their tenants, so they're making income off 524 00:26:40.440 --> 00:26:42.519 of it. So yep, one of the way, they're either 525 00:26:42.559 --> 00:26:45.359 saving money or they're making money, depending on their specific 526 00:26:45.440 --> 00:26:47.200 scenario and also their tax library. 527 00:26:47.279 --> 00:26:49.400 I wonder of that. I wonder if they'll ever bring 528 00:26:49.440 --> 00:26:49.839 it back. 529 00:26:49.880 --> 00:26:52.599 What do you think I would guess that. 530 00:26:53.119 --> 00:26:54.960 I mean, the repe grant's been around forever, it's been 531 00:26:54.960 --> 00:26:57.359 around for thirty years. It's just got a lot more 532 00:26:57.480 --> 00:27:01.759 funding that happens during the an administration. So my guess is, 533 00:27:01.799 --> 00:27:05.640 whoever the next administrator is may put funds back into it, 534 00:27:05.839 --> 00:27:09.680 or the Trump administration may do so. In twenty twenty six, 535 00:27:09.720 --> 00:27:12.400 twenty twenty seven. You know, it's definitely not a dead 536 00:27:12.440 --> 00:27:15.799 program since it's been along been around so long. I 537 00:27:15.839 --> 00:27:17.759 just think that there's so many changes going on right 538 00:27:17.759 --> 00:27:19.200 now that it's not the major folks. 539 00:27:19.200 --> 00:27:24.799 Okay, there was another program you mentioned now and yeah, 540 00:27:24.839 --> 00:27:26.519 well Colorado one with Colorado. 541 00:27:26.839 --> 00:27:28.920 Yeah, so the state of Colorado has a grant for 542 00:27:29.160 --> 00:27:32.119 microgrids and it's actually a little bit cooler than the 543 00:27:32.160 --> 00:27:34.599 repe grant and the fact that it doesn't have a 544 00:27:34.599 --> 00:27:35.440 million dollar cap. 545 00:27:35.480 --> 00:27:37.119 Its cap is two point five million. 546 00:27:38.160 --> 00:27:42.880 So there's some different requirements that go into it, but essentially, 547 00:27:42.960 --> 00:27:45.359 as long as you're showing that you're putting together a 548 00:27:45.400 --> 00:27:49.319 micro grid in an area of need, you're eligible to 549 00:27:49.319 --> 00:27:50.599 get funded for this project. 550 00:27:50.680 --> 00:27:51.559 And it's really cool. 551 00:27:51.839 --> 00:27:54.359 Okay, explain what a micro grid would be like? Would 552 00:27:54.359 --> 00:27:57.480 a developer do that in a subdivision or would it 553 00:27:57.480 --> 00:27:58.720 can an individual do it? 554 00:27:58.839 --> 00:28:00.000 What is a micro grid? 555 00:28:00.440 --> 00:28:03.640 Yeah, so it's a pretty loose definition from the State 556 00:28:03.680 --> 00:28:07.359 of Colorado. So a microgrid even was one of their 557 00:28:07.400 --> 00:28:10.720 projects that they funded was just powering a library. So 558 00:28:10.759 --> 00:28:13.920 the library had a solar system and had a battery 559 00:28:13.960 --> 00:28:16.160 so that if power went down, the community could go 560 00:28:16.200 --> 00:28:16.720 there as. 561 00:28:16.599 --> 00:28:19.200 Like a safe haven, if you will. 562 00:28:20.119 --> 00:28:22.480 And so it could be as small as just one 563 00:28:22.559 --> 00:28:24.960 building to as big as powering a town. 564 00:28:26.000 --> 00:28:26.240 You know. 565 00:28:26.759 --> 00:28:28.640 Going up to two and a half million as a 566 00:28:28.680 --> 00:28:30.519 match means that you could do a five million. 567 00:28:30.279 --> 00:28:31.240 Dollar project on this. 568 00:28:31.839 --> 00:28:34.920 That's a pretty big project, you know, but you could 569 00:28:34.960 --> 00:28:37.359 go as small as, like I said, just powering a 570 00:28:37.400 --> 00:28:38.079 building too. 571 00:28:39.160 --> 00:28:41.039 And does it pay a part of it or does 572 00:28:41.079 --> 00:28:42.480 it pay for all of it? 573 00:28:42.480 --> 00:28:44.000 It matches what you do. 574 00:28:44.119 --> 00:28:46.279 So if you have a project, okay, if you have 575 00:28:46.319 --> 00:28:51.640 a project that produces four bago hours of power annually, 576 00:28:52.000 --> 00:28:54.000 they will do one hundred percent match, which means it's 577 00:28:54.039 --> 00:28:56.839 fifty percent of the project. If you have something less 578 00:28:56.880 --> 00:28:59.720 than that, then they do a thirty percent match, which 579 00:28:59.759 --> 00:29:01.880 ends being about twenty five percent of the products. 580 00:29:01.920 --> 00:29:06.680 Okay, gotcha. Okay, that makes sense. So that's available only 581 00:29:06.720 --> 00:29:09.559 to commercial operations that have a community benefit. 582 00:29:11.880 --> 00:29:15.960 Yes, you would have to tie into a community benefit, absolutely. 583 00:29:17.039 --> 00:29:21.440 Okay, So schools could do that, well. 584 00:29:21.319 --> 00:29:24.400 Anybody could. I mean schools can do that, a farm 585 00:29:24.440 --> 00:29:25.839 can do that, anybody. 586 00:29:25.880 --> 00:29:27.440 They can just say that these are the things that 587 00:29:27.480 --> 00:29:30.400 we're able to power. Because if you build a community 588 00:29:30.440 --> 00:29:32.599 and a farm and you and three other farmers have 589 00:29:32.680 --> 00:29:35.240 access to this power, then you're building a community that's 590 00:29:35.279 --> 00:29:37.839 going to have access to things if the grid goes 591 00:29:37.880 --> 00:29:40.880 down and keep things operating at a higher level. So 592 00:29:41.279 --> 00:29:43.839 your basis of community is a little bit laxed on 593 00:29:43.880 --> 00:29:44.920 this project. 594 00:29:45.240 --> 00:29:46.880 Well, I don't want to ask this, and I don't 595 00:29:46.920 --> 00:29:49.319 mean this as a joke. I mean this sincerely. A 596 00:29:49.319 --> 00:29:52.599 neighborhood tavern says, Hey, a lot of people gather here 597 00:29:53.640 --> 00:29:56.200 and i'd like to have if power goes down, this 598 00:29:56.359 --> 00:30:00.240 solar backup. Would that be? Could that be considered a 599 00:30:00.279 --> 00:30:03.160 community project? And I mean that a restaurant or tavern. 600 00:30:03.319 --> 00:30:05.359 Yeah, I mean I think as long as the restaurant 601 00:30:05.400 --> 00:30:07.279 or tavern can say, you know, once a month we 602 00:30:07.400 --> 00:30:10.119 hold you know, an educational thing, or once a month 603 00:30:10.160 --> 00:30:14.799 we do something for political purposes or educational they have trivia. Yeah, 604 00:30:15.079 --> 00:30:16.799 I mean you can't just say, hey, we're a bar 605 00:30:16.839 --> 00:30:18.359 and we want to hang out and make sure that 606 00:30:18.400 --> 00:30:20.720 we can watch the Broncos game. Right, There's got to 607 00:30:20.759 --> 00:30:23.400 be you know, some sort of I got the benefit to. 608 00:30:23.359 --> 00:30:25.759 It, No, I get what you're saying. Yeah, And I'm 609 00:30:25.799 --> 00:30:27.920 not always looking for the for the for the game 610 00:30:27.960 --> 00:30:30.359 in it. I'm just wondering, you know, how far they 611 00:30:30.400 --> 00:30:32.519 go because I you know, let's face that a lot 612 00:30:32.559 --> 00:30:34.279 of these programs are taken advantage of. 613 00:30:34.559 --> 00:30:36.599 But Brooke, I got to take a break. 614 00:30:36.599 --> 00:30:39.960 But real quick, do you find people knowing about these 615 00:30:40.000 --> 00:30:42.359 benefits and using them or is this something you have 616 00:30:42.400 --> 00:30:43.519 to educate people about. 617 00:30:43.799 --> 00:30:47.119 Oh, I always have to educate folks on how. 618 00:30:46.960 --> 00:30:48.799 Do you get the word out about it? I mean 619 00:30:48.839 --> 00:30:50.880 really about like, hey, did you know you? 620 00:30:51.039 --> 00:30:51.240 Yeah? 621 00:30:51.440 --> 00:30:53.279 There might be people out there right now that want 622 00:30:53.359 --> 00:30:55.440 us a system but didn't know they could do it 623 00:30:55.480 --> 00:30:58.680 this way. So I mean, what does the state do 624 00:30:58.799 --> 00:31:00.000 to promote this kind of stuff? 625 00:31:00.640 --> 00:31:03.759 Honestly, the state doesn't have a whole lot of ways 626 00:31:03.799 --> 00:31:06.519 to promote these kind of items. You can just look 627 00:31:06.559 --> 00:31:09.160 on Google or look on different websites, or be added 628 00:31:09.200 --> 00:31:11.920 to their email list to see if there's any updates. 629 00:31:12.319 --> 00:31:15.880 But really it's the developers or the solar installers that 630 00:31:15.920 --> 00:31:17.920 are always looking for this because that's how. 631 00:31:17.799 --> 00:31:18.599 We make our money. 632 00:31:18.680 --> 00:31:18.880 Right. 633 00:31:18.880 --> 00:31:20.519 If we can make it a cheaper product for you 634 00:31:20.559 --> 00:31:22.200 to buy, it's easier for us to sell it. 635 00:31:24.039 --> 00:31:24.720 Thank you, Brooke. 636 00:31:24.799 --> 00:31:27.240 Okay, and so that's the Red Rocks Roof and Solar 637 00:31:27.279 --> 00:31:29.759 redrocksrs dot Com. Okay, we're going to take your break. 638 00:31:29.759 --> 00:31:31.359 I want to tell you first about one clear Choice 639 00:31:31.359 --> 00:31:34.599 garage doors. I love these people, I'm serious, man, They're 640 00:31:34.720 --> 00:31:37.039 so wonderful. Twenty four to seven service. So if you're 641 00:31:37.079 --> 00:31:39.880 stuck your door won't close and you got to your house, 642 00:31:39.920 --> 00:31:43.039 they come out. They also can do general inspections. If 643 00:31:43.039 --> 00:31:46.079 you're buying a house, they can tune up and spruce 644 00:31:46.160 --> 00:31:48.480 up your door, any part of your door, broken springs. 645 00:31:48.480 --> 00:31:51.160 They're out there and all of their prices are on 646 00:31:51.240 --> 00:32:01.839 their website. One clear choice doors dot com. Go with 647 00:32:01.920 --> 00:32:05.480 a sure thing Denver's Best roofer Excel Roofing dot com. 648 00:32:05.519 --> 00:32:07.519 You don't pay a cent until you're content. 649 00:32:10.920 --> 00:32:14.079 Time for an insurance check up free no obligation comparison 650 00:32:14.240 --> 00:32:17.799 call Compass Insurance Paying too much your coverage at dozens 651 00:32:17.799 --> 00:32:20.519 of insurance companies find out now three all three, seven, 652 00:32:20.640 --> 00:32:23.440 seven to one help. You'll think you're his only customer 653 00:32:23.480 --> 00:32:25.720 when you choose Frank durand the real estate Man dot 654 00:32:25.759 --> 00:32:29.079 com to list your home with Remax Alliance three oh 655 00:32:29.119 --> 00:32:40.119 three nine two zero sixteen twenty two. We don want 656 00:32:40.119 --> 00:32:44.400 three talks everyone three A two five five. We've been 657 00:32:44.400 --> 00:32:46.160 talking a number of things. Let's go to the phones 658 00:32:46.240 --> 00:32:50.720 right now and we have Robbie. Hey, Robbie, what do 659 00:32:50.759 --> 00:32:51.559 you need to know about? 660 00:32:52.799 --> 00:32:53.079 Hey? 661 00:32:53.680 --> 00:32:56.400 I was calling about collecting on a judgment from a 662 00:32:56.839 --> 00:32:57.880 former employer. 663 00:32:59.640 --> 00:33:02.000 Okay, did you get an actual judgment? 664 00:33:03.319 --> 00:33:06.839 Yes, Yeah, we went filed a claim to the labor Department. 665 00:33:07.559 --> 00:33:08.440 They did all their. 666 00:33:08.480 --> 00:33:12.519 Yes stuff, and then they filed the judgment with the 667 00:33:12.559 --> 00:33:14.480 Denver District Court in January. 668 00:33:15.640 --> 00:33:17.160 And how much is the judgment for? 669 00:33:18.599 --> 00:33:21.200 Twelve eight and forty eight dollars? 670 00:33:21.440 --> 00:33:25.440 Is it in an what is what does it stem from? 671 00:33:25.799 --> 00:33:27.559 What's that? What is it? 672 00:33:27.920 --> 00:33:28.160 Okay? 673 00:33:28.200 --> 00:33:30.920 Two questions? Mark, mark yours first? Go ahead? Yeah. 674 00:33:31.559 --> 00:33:34.160 Is it in the individual's name, the owner's name or 675 00:33:34.200 --> 00:33:35.319 is it in the company name. 676 00:33:36.440 --> 00:33:38.960 It's got both, it's got the company name and the 677 00:33:39.039 --> 00:33:40.640 end of it the owner. 678 00:33:40.839 --> 00:33:42.880 Actually, what what does this step? 679 00:33:45.720 --> 00:33:48.240 What's what does it stem from? 680 00:33:48.400 --> 00:33:48.640 Yeah? 681 00:33:48.720 --> 00:33:52.160 How'd you get a judgment non payment of wages or what? Yes? 682 00:33:52.480 --> 00:33:56.400 Yes, he closed the business and he didn't pay us 683 00:33:56.480 --> 00:33:59.920 the for like a month's worth of payment for page. 684 00:34:00.640 --> 00:34:02.880 Did anyone did anyone else get judgments? 685 00:34:03.920 --> 00:34:05.319 Yes, there's a I know of. 686 00:34:05.319 --> 00:34:08.599 Two other two other employees that are in the same 687 00:34:08.639 --> 00:34:09.599 process that I'm in. 688 00:34:11.159 --> 00:34:13.400 They have judgments and they're going after them. 689 00:34:14.079 --> 00:34:17.679 Yes, yes, we're trying. Okay, we're just sure what to do. 690 00:34:19.000 --> 00:34:21.559 The reason I ask is because if you have a 691 00:34:21.599 --> 00:34:24.880 sizeable judgment like you do, and especially multiple ones, you 692 00:34:24.920 --> 00:34:26.840 guys could go in as a joinder. You could go 693 00:34:26.920 --> 00:34:30.360 into one one collection attorney and he could do it 694 00:34:30.360 --> 00:34:34.519 as a group. That's one, and it's better for that 695 00:34:35.039 --> 00:34:37.599 because then they can get a bigger commission at the end, 696 00:34:38.280 --> 00:34:42.760 collecting three sizeable judgments. That's one way to do it. However, 697 00:34:43.400 --> 00:34:46.679 John Fuller as an attorney. I'm just talking to John here. 698 00:34:46.800 --> 00:34:48.199 He knows a lot about the law. 699 00:34:48.480 --> 00:34:48.760 John. 700 00:34:49.360 --> 00:34:54.119 I mean, if people don't have money, I mean, now 701 00:34:54.159 --> 00:34:56.480 you you can't. I believe this is one of the 702 00:34:56.599 --> 00:35:00.559 kinds of judgments you can't bankrupt out of because it's wages. 703 00:35:00.679 --> 00:35:03.079 John, do you does that ring true to you? 704 00:35:03.159 --> 00:35:05.960 Yeah? I think I think it might be in that category. 705 00:35:06.719 --> 00:35:11.119 Right, because if somebody owes you wages and taxes, and 706 00:35:11.159 --> 00:35:15.840 there's certain other things fraud you can't bankrupt out of. 707 00:35:16.440 --> 00:35:21.320 I mean you say, yeah, I mean there are avenues 708 00:35:21.360 --> 00:35:23.840 that this caller can go down to try to collect 709 00:35:23.840 --> 00:35:25.559 and stuff. But I mean, you can't get blood out 710 00:35:25.599 --> 00:35:27.760 of a turnip, and so maybe you're going to be 711 00:35:27.760 --> 00:35:31.159 looking at trying to you know, follow security interest in 712 00:35:31.280 --> 00:35:33.880 Garnish tax return money and stuff like that. I mean, 713 00:35:33.960 --> 00:35:35.000 it's very difficult. 714 00:35:35.519 --> 00:35:39.400 But here's what I'd like to do, Robbie, hang on, 715 00:35:39.760 --> 00:35:42.119 We're gonna try to get one of our collections attorneys on. 716 00:35:42.159 --> 00:35:45.920 Okay go with a sure thing Denver's Best roofer Excel 717 00:35:46.039 --> 00:35:47.039 Roofing dot com. 718 00:35:47.079 --> 00:35:49.079 You don't pay a cent until you're content. 719 00:35:52.480 --> 00:35:55.000 Time for an insurance check up free, no obligation in 720 00:35:55.079 --> 00:35:58.960 comparison call Compass Insurance paying too much your coverage at 721 00:35:58.960 --> 00:36:01.360 dozens of insurance Go but he's find out now three 722 00:36:01.360 --> 00:36:03.679 all three seven to seven to one help. You'll think 723 00:36:03.679 --> 00:36:06.239 you're his only customer when you choose Frank durand the 724 00:36:06.320 --> 00:36:08.960 real estate Man dot com to list your home with 725 00:36:09.079 --> 00:36:19.320 Remax Alliance three all three nine two zero sixteen twenty two. 726 00:36:18.199 --> 00:36:23.480 Ripped up news. You needed that so you don't have 727 00:36:25.719 --> 00:36:27.840 come run anxious. As fast as. 728 00:36:27.639 --> 00:36:31.360 We can, Shooter's gonna help come. 729 00:36:32.920 --> 00:36:38.840 This is the Troubleshooter Show. No Tom Martine, Hey. 730 00:36:38.639 --> 00:36:41.159 Hey, hey, Tom Martina here, and we are solving problems, 731 00:36:41.199 --> 00:36:44.679 answering questions, taking complaints, and as you know, we love 732 00:36:44.760 --> 00:36:46.719 doing that, and we love trying to make your life 733 00:36:46.719 --> 00:36:49.440 easier and informing you and talking about issues of the 734 00:36:49.519 --> 00:36:51.960 data affect our hearts and pocketbook. 735 00:36:51.840 --> 00:36:53.679 And our everyday life. 736 00:36:54.039 --> 00:36:56.239 And it's kind of like a Seinfeld show is a 737 00:36:56.239 --> 00:36:59.199 show about nothing but really a show about everything it 738 00:36:59.280 --> 00:37:01.760 really is. And we don't like to be pigeonholed. So 739 00:37:02.199 --> 00:37:04.079 I'm going to bring in the studio. Now we got 740 00:37:04.639 --> 00:37:07.440 those streaming. Can see all the pretty faces in the 741 00:37:07.480 --> 00:37:10.800 studio and Mark two. Okay, so welcome to the show. 742 00:37:10.920 --> 00:37:13.039 Three oh three seven one three talk. Now. You see 743 00:37:13.079 --> 00:37:15.239 the other number up there on the screen if you're watching, 744 00:37:15.280 --> 00:37:17.559 it's three oh three Martino. That can be called twenty 745 00:37:17.599 --> 00:37:20.199 four to seven three oh three six two seven, eight 746 00:37:20.320 --> 00:37:22.840 four sixty six. So Robbie called and said I was 747 00:37:22.880 --> 00:37:24.320 working somewhere and didn't get paid. 748 00:37:24.599 --> 00:37:26.639 Now, Robbie, did this place go out of business? 749 00:37:27.679 --> 00:37:31.400 Yes, it did, Okay, so they he went out of 750 00:37:31.440 --> 00:37:34.000 business and had owed you money at the time he 751 00:37:34.039 --> 00:37:35.239 went out of business. 752 00:37:35.719 --> 00:37:38.280 Yes, yeh. He hadn't paid us for like the month 753 00:37:38.320 --> 00:37:40.239 of January and then he closed. 754 00:37:40.280 --> 00:37:43.079 And okay now, and so you in about two you 755 00:37:43.119 --> 00:37:44.679 and two other employees. 756 00:37:45.760 --> 00:37:49.079 Two that I know of, yes, okay, Well, and. 757 00:37:49.000 --> 00:37:51.360 You know and you know that they have judgments as 758 00:37:51.360 --> 00:37:51.840 well as you. 759 00:37:51.880 --> 00:37:53.920 Right, yes they do. 760 00:37:54.639 --> 00:37:57.559 And and so the judgments are about twelve grand each. 761 00:37:59.039 --> 00:38:01.039 Theirs are quite a bit more. I think theirs are 762 00:38:01.039 --> 00:38:04.400 closer to thirty thousand, So. 763 00:38:04.519 --> 00:38:07.679 You could be looking at almost one hundred grand in judgments. 764 00:38:07.320 --> 00:38:12.840 Right, possibly, yeah, yeah, probably somewhere about eighty between eighty 765 00:38:12.840 --> 00:38:13.400 and one hundred. 766 00:38:14.559 --> 00:38:18.239 Okay, Now what kind of business was this, Robbie. 767 00:38:19.440 --> 00:38:23.679 It was a custom furniture design company. 768 00:38:25.159 --> 00:38:26.800 And when did it go out of business? 769 00:38:28.960 --> 00:38:31.880 It went out of business in February twenty twenty four. 770 00:38:34.199 --> 00:38:38.440 Oh okay, now, yeah, so it is the judgment? How 771 00:38:38.559 --> 00:38:42.280 is the judgment issued? On the line? Does it say 772 00:38:42.760 --> 00:38:45.800 the store and so and so proprietor or how is 773 00:38:45.800 --> 00:38:47.039 it written this judgment? 774 00:38:48.320 --> 00:38:50.559 Yes, this is two. It has the name of the 775 00:38:50.599 --> 00:38:52.760 company and then below that it has the name of 776 00:38:52.800 --> 00:38:53.280 the owner. 777 00:38:54.639 --> 00:38:57.159 But does it is it the name of the owner 778 00:38:57.199 --> 00:38:58.920 as the owner or as an individual? 779 00:38:58.960 --> 00:38:59.239 Do you know? 780 00:39:00.840 --> 00:39:02.800 I think an individual? 781 00:39:04.639 --> 00:39:08.800 Well, in any case, I'm Frank Ball. Frank Ball is 782 00:39:08.800 --> 00:39:11.519 a collection attorney extraordinary and he does a lot of 783 00:39:11.920 --> 00:39:14.519 big corporate collections. He knows what he's doing, he's fair, 784 00:39:14.599 --> 00:39:17.639 he's honest. He's also very aggressive and knows what he's doing. 785 00:39:17.920 --> 00:39:21.199 We love talking to him about all things collection and 786 00:39:21.320 --> 00:39:25.039 Frank serves as an expert. Now to be to be Frank, 787 00:39:25.079 --> 00:39:27.280 he doesn't take a lot of to be Frank, that's 788 00:39:27.320 --> 00:39:29.559 no pun Intendo. But he doesn't take a lot of 789 00:39:29.760 --> 00:39:32.960 individual he doesn't take a lot of individual consumer cases. 790 00:39:33.000 --> 00:39:37.159 But he certainly can help us get a direction. So Frank, 791 00:39:37.559 --> 00:39:39.199 first of all, I want to I want to ask 792 00:39:39.239 --> 00:39:44.519 Frank something, Frank that expression, even though some judgments can't 793 00:39:44.559 --> 00:39:47.840 be bankrupted out of you can't take blood from a 794 00:39:47.880 --> 00:39:49.920 turn up, I mean, or blood from a stone. 795 00:39:50.280 --> 00:39:51.880 So if money. 796 00:39:51.599 --> 00:39:54.119 Isn't there, they don't put a guy in jail. What 797 00:39:54.760 --> 00:39:57.360 happens if money just isn't there. 798 00:39:59.000 --> 00:40:02.199 Well, it's not there, can't collect it. It really depends 799 00:40:02.559 --> 00:40:06.719 given her situation. If she has sounds like she has 800 00:40:06.800 --> 00:40:10.599 a judgment against the company. Okay, in terms of the 801 00:40:10.679 --> 00:40:15.119 judgment against the company, if they if it's Joe's custom 802 00:40:15.199 --> 00:40:19.360 furniture design and then a year later they open up 803 00:40:19.440 --> 00:40:24.920 Sally's Custom furniture design and it's the same or similar outfit, 804 00:40:25.559 --> 00:40:30.119 you can sue Sally's and say you really used to 805 00:40:30.159 --> 00:40:33.239 be Joe's and I want money from you. So you 806 00:40:33.400 --> 00:40:35.199 have to go in and you'd have to pierce the 807 00:40:35.199 --> 00:40:37.960 corporate veil. That's that's well, what. 808 00:40:37.880 --> 00:40:41.199 If what if she says, his name is on the judgment. 809 00:40:41.239 --> 00:40:43.599 Frank, She says, his name is on the judgment. 810 00:40:44.679 --> 00:40:47.159 Well, great, minds think alike. That's what I was going 811 00:40:47.239 --> 00:40:50.880 to talk about next. If he is really individually liable, 812 00:40:51.199 --> 00:40:54.159 then you can go after him individually. I mean, as 813 00:40:54.159 --> 00:40:56.519 long as he lives in the state of Colorado. You 814 00:40:56.639 --> 00:40:59.199 can find out where he works, you can garnish his 815 00:40:59.280 --> 00:41:03.199 pay you can and find out his information, you can 816 00:41:03.760 --> 00:41:06.440 levy his bank you can do all sorts of things. 817 00:41:07.559 --> 00:41:07.960 Okay. 818 00:41:08.039 --> 00:41:10.719 So the only way to know if it's if it's 819 00:41:10.719 --> 00:41:13.559 issued to both him personally and the corp. See, it 820 00:41:13.599 --> 00:41:16.360 could just be the name of the corporation, Comma so 821 00:41:16.440 --> 00:41:18.960 and so owner. You see what I'm saying. So I 822 00:41:19.280 --> 00:41:22.559 don't know if it isn't his name individually, you're saying 823 00:41:22.599 --> 00:41:24.639 it is Robbie. Why do you think it is? Did 824 00:41:24.639 --> 00:41:25.599 the judge say that? 825 00:41:27.360 --> 00:41:28.000 Well, just the. 826 00:41:28.679 --> 00:41:31.320 Questions that the labor Department was asking, like was he 827 00:41:31.559 --> 00:41:34.119 financially making all the financial decisions? 828 00:41:34.679 --> 00:41:35.599 Was he paying? 829 00:41:35.760 --> 00:41:40.039 Like he would sign the paychecks, he would tell. 830 00:41:39.960 --> 00:41:42.719 Us when we get a paid, let me jump in, 831 00:41:43.039 --> 00:41:46.480 and I would have both people's names. It would have 832 00:41:46.960 --> 00:41:52.239 Joe's custom furniture design and it would have Joe Smith. Yes, 833 00:41:52.760 --> 00:41:55.679 we both then typically it would be both. I would 834 00:41:55.719 --> 00:41:56.880 guess in that scenario. 835 00:41:58.280 --> 00:42:01.039 Okay, so Frank Frank, what would be what should be 836 00:42:01.119 --> 00:42:03.599 her first stip hold? On real quick though, on just 837 00:42:03.639 --> 00:42:07.719 a total side note, why wouldn't he have argued? Maybe 838 00:42:07.760 --> 00:42:10.360 he never showed up to court or never participated in 839 00:42:10.400 --> 00:42:13.280 any of this labor stuff, But why wouldn't you have 840 00:42:13.400 --> 00:42:17.360 argued the company the corporation went out? Why am I 841 00:42:17.480 --> 00:42:22.960 held personally liable for this? I guess I'm missing that part. 842 00:42:23.039 --> 00:42:26.159 So if you did get the judgment and someone did file, 843 00:42:26.480 --> 00:42:29.400 you know, a Form twenty nine and actually was going 844 00:42:29.480 --> 00:42:32.320 after a bank account or something, he would have that 845 00:42:32.440 --> 00:42:35.599 period of time to actually argue, wouldn't he that that's 846 00:42:35.639 --> 00:42:37.800 the corporation? I don't personally own this. 847 00:42:38.760 --> 00:42:41.400 I think the answer to that question it depends is 848 00:42:41.559 --> 00:42:44.719 it depends on the basis of the money owed. If 849 00:42:44.719 --> 00:42:47.400 it was way just sometimes they will hold both the 850 00:42:47.440 --> 00:42:51.039 individual and the business liable. If it was something else, 851 00:42:51.119 --> 00:42:53.559 maybe they won't. But maybe in this particular case they 852 00:42:53.599 --> 00:42:54.800 held both responsible. 853 00:42:55.760 --> 00:43:00.960 Okay, So what is her first step? 854 00:43:02.320 --> 00:43:05.719 Well, you have to find out where his accets are, 855 00:43:05.840 --> 00:43:08.960 where he is do you know anything about him since 856 00:43:09.000 --> 00:43:09.440 you're waiting. 857 00:43:11.199 --> 00:43:13.920 I know he I know he was living here in Denver. 858 00:43:14.000 --> 00:43:16.000 I don't know if he still is. I heard he 859 00:43:16.119 --> 00:43:20.280 sold his house, so I don't know. I don't really 860 00:43:20.360 --> 00:43:20.679 know where. 861 00:43:20.760 --> 00:43:22.719 Well, one of the quickest way to find out is 862 00:43:22.719 --> 00:43:25.480 tell me his name. It's public record. It's you're not 863 00:43:25.519 --> 00:43:27.679 doing anything, Uh slanderous? 864 00:43:27.760 --> 00:43:28.760 What what is his name? 865 00:43:29.559 --> 00:43:36.400 His name is James Hickson. Hickson, Hickson, h I X 866 00:43:36.719 --> 00:43:40.159 s O n okay James. 867 00:43:40.239 --> 00:43:41.960 And then go ahead. 868 00:43:42.320 --> 00:43:47.119 The company it's called black Towne Design Company. 869 00:43:49.440 --> 00:43:51.119 Oh, we know who the black colt was? 870 00:43:51.400 --> 00:43:51.880 What is it? 871 00:43:51.920 --> 00:43:52.559 Black town? 872 00:43:53.119 --> 00:43:55.159 Yeah, black like a dog. 873 00:43:56.920 --> 00:43:58.440 We know who that black cone is? 874 00:43:59.599 --> 00:44:00.360 Yeah, we do. 875 00:44:00.840 --> 00:44:05.760 Now it's Hickson. So Hickson. Now, now I want to 876 00:44:05.760 --> 00:44:09.760 ask you something. This is what was Hickson just trying 877 00:44:09.760 --> 00:44:11.960 to make it and he couldn't or do you think 878 00:44:12.239 --> 00:44:14.199 there was something more dastardly going on? 879 00:44:15.760 --> 00:44:15.920 No? 880 00:44:16.000 --> 00:44:19.360 I think he probably just things were falling apart and 881 00:44:19.400 --> 00:44:23.360 he couldn't make it. But you know he didn't. He 882 00:44:23.400 --> 00:44:25.320 didn't tell us a lot us keep coming into work, 883 00:44:25.360 --> 00:44:27.159 I think knowing he was going to be closing. 884 00:44:27.239 --> 00:44:30.719 And so, yeah. 885 00:44:30.519 --> 00:44:33.239 I know there's some other things like I'm not sure 886 00:44:33.800 --> 00:44:36.159 he was collecting taxes. I don't know if he paid 887 00:44:36.159 --> 00:44:40.199 our taxes. I'm not really sure what was happening. 888 00:44:40.239 --> 00:44:43.079 What do you mean collecting taxes? What do you mean 889 00:44:43.159 --> 00:44:44.199 collecting taxes? 890 00:44:44.960 --> 00:44:47.800 He took it out of our p checks, but we 891 00:44:48.639 --> 00:44:50.400 I don't know what if he paid it. We never 892 00:44:50.440 --> 00:44:51.320 got a W two. 893 00:44:52.679 --> 00:44:56.119 By the way, Robbie, I will tell you this. I 894 00:44:56.159 --> 00:44:58.599 would tell you this. Mark and I handled cases like this, 895 00:44:59.239 --> 00:45:02.320 and we we were responsible for getting a guy sent 896 00:45:02.360 --> 00:45:03.119 to prison for that. 897 00:45:03.360 --> 00:45:05.800 They don't, they don't not. They do not screw around 898 00:45:05.800 --> 00:45:06.079 with that. 899 00:45:06.440 --> 00:45:10.239 When those when those funds are taken, it's called in trust. 900 00:45:10.719 --> 00:45:11.639 They're taken from. 901 00:45:11.519 --> 00:45:15.320 An employee and and their intrust and should be sent 902 00:45:15.440 --> 00:45:16.840 in their name to the I R S. 903 00:45:16.880 --> 00:45:20.079 And when they are not that I R S. Mark, 904 00:45:20.280 --> 00:45:21.599 do they come down on them or what? 905 00:45:22.559 --> 00:45:25.360 Yeah, they come down on him big time, But they're 906 00:45:25.400 --> 00:45:27.079 not going to come down on her from that. 907 00:45:28.000 --> 00:45:30.639 Here's what's curios on her hold on guys. 908 00:45:31.320 --> 00:45:36.760 This guy filed bankruptcy in five to four of twenty one, 909 00:45:37.039 --> 00:45:41.639 and that's that that black hound. I just don't know 910 00:45:41.719 --> 00:45:45.320 how he's going to be I just don't understand how 911 00:45:45.360 --> 00:45:48.280 he marked judgment Martin Pay, I just don't. 912 00:45:48.400 --> 00:45:50.400 First of all, First of all, they got the judgment 913 00:45:50.440 --> 00:45:53.159 in twenty four post bankruptcy. 914 00:45:53.320 --> 00:45:56.440 Yeah, I get it. So I want to. 915 00:45:56.400 --> 00:45:59.559 Ask Frank Ball, Frank, there are certain kinds of debts 916 00:45:59.599 --> 00:46:04.719 you can't bankrupt on. One is fraud. What about employee wages? 917 00:46:04.920 --> 00:46:07.280 Is that something you can bankrupt out of if? I 918 00:46:07.280 --> 00:46:10.000 don't even think he's eligible for bankruptcy. Again, maybe he is, 919 00:46:10.079 --> 00:46:12.159 but can you bankrupt out of it? 920 00:46:12.960 --> 00:46:15.000 Okay, Well, let me just talk to the first thing 921 00:46:15.039 --> 00:46:19.880 you said, fraud. I actually try a fraud case. It's 922 00:46:20.000 --> 00:46:23.280 very hard to prove fraud in a bankruptcy case because 923 00:46:23.400 --> 00:46:26.119 you have to prove intent, and it's very hard to 924 00:46:26.159 --> 00:46:29.440 prove intent in a bankruptcy case. So and all the 925 00:46:29.480 --> 00:46:32.559 bankruptcy judges they just want to get rid of it, 926 00:46:32.599 --> 00:46:35.280 and so they don't necessarily want to add it to 927 00:46:35.360 --> 00:46:38.920 the burden of the people who are trying to get 928 00:46:38.920 --> 00:46:42.920 out of their depths. So that's the first thing. In 929 00:46:43.039 --> 00:46:48.920 terms of other issues that you can not Well, there's restitution, 930 00:46:49.360 --> 00:46:52.239 and there's child support, there's maintenance. All those things you 931 00:46:52.320 --> 00:46:54.760 can't discharge in a bankruptcy. 932 00:46:56.519 --> 00:46:58.880 What about employees? But what about wages. 933 00:47:03.960 --> 00:47:06.239 I don't know the answer to that, because you'd have 934 00:47:06.440 --> 00:47:09.639 to you'd have to do file the bankruptcy in the 935 00:47:11.800 --> 00:47:16.280 in the business name. And given what you just said, 936 00:47:16.800 --> 00:47:19.320 I would be very surprised since they're holding an in 937 00:47:19.440 --> 00:47:22.880 trust that they can file a bankruptcy out from the 938 00:47:23.400 --> 00:47:28.760 wages themselves or the same way, in the same way 939 00:47:28.760 --> 00:47:30.599 it would be for the taxes. That'd be like saying, 940 00:47:30.639 --> 00:47:33.239 you don't have to pay your payroll taxes, We're going 941 00:47:33.320 --> 00:47:35.480 to just bankrupt them out. I don't think the government 942 00:47:35.519 --> 00:47:36.679 would allow you to do that. 943 00:47:37.400 --> 00:47:38.280 I'm unsure about them. 944 00:47:38.360 --> 00:47:42.480 No, they send they send you to prison. That is 945 00:47:42.559 --> 00:47:44.840 one thing. Do you know what they actually do. They 946 00:47:44.880 --> 00:47:48.119 actually do not ding the employees. They do not they 947 00:47:48.159 --> 00:47:51.079 go after the employer, which is a good thing because 948 00:47:51.360 --> 00:47:54.159 but now, of course the I r S is down 949 00:47:54.199 --> 00:47:57.039 a few men and women. But you might want to 950 00:47:57.320 --> 00:47:59.280 put in a complaint with the I R S as well. 951 00:47:59.920 --> 00:48:03.079 Or you can actually search your payroll account. Did you 952 00:48:03.119 --> 00:48:06.880 know that you you actually, Robbie can gain access to 953 00:48:06.960 --> 00:48:09.920 your work history and your withholdings online. 954 00:48:10.519 --> 00:48:12.400 So you ought to do that and. 955 00:48:12.920 --> 00:48:15.840 See if there were taxes held for you. 956 00:48:15.840 --> 00:48:18.360 You never got a w two how did you file taxes. 957 00:48:19.559 --> 00:48:23.599 I had to calculate it all myself and kind of 958 00:48:23.719 --> 00:48:26.280 estimate what I think he took out, and then I 959 00:48:26.320 --> 00:48:29.000 filled out the form that the IRS as you fill 960 00:48:29.000 --> 00:48:33.119 out when you don't get a W two, Because like, 961 00:48:33.159 --> 00:48:35.400 if my check was one thousand and he paid me, 962 00:48:35.920 --> 00:48:38.440 you know, eight hundred, I knew he kept two hundred. 963 00:48:38.519 --> 00:48:40.920 So I estimated what went to state what went to 964 00:48:40.960 --> 00:48:42.440 federal based on. 965 00:48:42.960 --> 00:48:46.039 You never got a a you never got a wage statement, 966 00:48:46.239 --> 00:48:47.280 you just got a check. 967 00:48:49.440 --> 00:48:51.679 Yeah, he hand wrote us checks a lot of times. 968 00:48:51.760 --> 00:48:57.079 They bounced. We never got paced us. We didn't. We 969 00:48:57.119 --> 00:48:59.480 didn't get W two for half a year. Yeah, it 970 00:48:59.519 --> 00:48:59.960 was a mess. 971 00:49:01.559 --> 00:49:01.880 Frank. 972 00:49:01.960 --> 00:49:05.039 If they came to you with these sizeable judgments, is 973 00:49:05.079 --> 00:49:07.280 this something you take a look at for collection or not. 974 00:49:10.000 --> 00:49:13.599 If a dentist came to me with one hundred cases 975 00:49:13.639 --> 00:49:16.519 that were five thousand dollars each, I'd take it. But 976 00:49:16.840 --> 00:49:20.360 in terms of individual case, I don't have an ability 977 00:49:20.400 --> 00:49:22.880 to do that. But there's lots of others in town 978 00:49:22.960 --> 00:49:25.480 that would take that because of the high dollar amount. 979 00:49:26.519 --> 00:49:30.960 I'm more okay, no, I know that, Frank, Yeah, I know. 980 00:49:32.480 --> 00:49:35.519 Really why guy is so I don't think anybody's going 981 00:49:35.559 --> 00:49:38.000 to touch it unless if you know, you know at 982 00:49:38.079 --> 00:49:43.079 least where the guy's at and possibly some assets. 983 00:49:43.320 --> 00:49:44.760 Right now, they're just working. 984 00:49:44.559 --> 00:49:45.400 To find a ghost. 985 00:49:46.719 --> 00:49:48.480 Just find out where he is, and then you could 986 00:49:48.480 --> 00:49:52.679 start with some interrogatories and some asset finding tools, and 987 00:49:53.159 --> 00:49:55.639 there are tricks you can do to get him to 988 00:49:55.679 --> 00:49:57.800 get his ass in trouble if he doesn't answer him. 989 00:49:58.199 --> 00:50:00.760 So one thing at a time, Robbie, We're gonna mark 990 00:50:00.800 --> 00:50:04.000 this pending, but we can't go hunting for you, So why. 991 00:50:03.800 --> 00:50:04.519 Don't you do this? 992 00:50:05.039 --> 00:50:06.079 Find out where he is? 993 00:50:06.400 --> 00:50:09.880 Any way you can like beat the bushes, ask people 994 00:50:09.920 --> 00:50:12.159 who know people who know people. And let me put 995 00:50:12.199 --> 00:50:12.880 his name out again. 996 00:50:12.920 --> 00:50:14.480 What is it? 997 00:50:14.840 --> 00:50:15.760 James Hickson? 998 00:50:17.440 --> 00:50:20.280 James anybody knows James pick goingle. 999 00:50:20.519 --> 00:50:22.880 You can find all about him in the company she's 1000 00:50:22.920 --> 00:50:24.760 talking about. 1001 00:50:24.800 --> 00:50:26.039 Okay, James Hickson. 1002 00:50:26.519 --> 00:50:29.159 And then also if you could drop us a line 1003 00:50:29.199 --> 00:50:34.400 help at trouble. Here's the help at troubleshooter dot com. 1004 00:50:34.519 --> 00:50:37.960 Is our email to our general help help at troubleshooter 1005 00:50:38.000 --> 00:50:41.440 dot com. And you can also, uh, you can and 1006 00:50:41.440 --> 00:50:44.239 and and so when you find out stuff, call us back. 1007 00:50:44.280 --> 00:50:47.719 I'll mark this case as pending. And then We'll help 1008 00:50:47.760 --> 00:50:50.400 you any way we can, but we can't go hunting 1009 00:50:50.440 --> 00:50:52.960 for this guy. Try to do it yourself, Frank Ball, 1010 00:50:53.039 --> 00:50:55.519 we appreciate you always three oh three six two nine, 1011 00:50:55.599 --> 00:50:59.800 seven thousand, corporate collections and more. And he's an expert, 1012 00:50:59.840 --> 00:51:01.840 so we appreciate him. We got more coming up on 1013 00:51:01.880 --> 00:51:09.880 the Troubleshooter Show. Go with a sure thing Denver's Best 1014 00:51:09.960 --> 00:51:11.920 roofer Excel Roofing dot com. 1015 00:51:11.960 --> 00:51:14.000 You don't pay a cent until you're content. 1016 00:51:17.360 --> 00:51:20.920 Time for an insurance checkup free no obligation comparison call 1017 00:51:21.000 --> 00:51:24.320 Compass Insurance paying too much your coverage at dozens of 1018 00:51:24.360 --> 00:51:27.000 insurance companies find out now three oh three seven to 1019 00:51:27.079 --> 00:51:29.880 seven to one help. You'll think you're his only customer 1020 00:51:29.920 --> 00:51:32.159 when you choose Frank durand the real estate Man dot 1021 00:51:32.199 --> 00:51:35.559 com to list your home with Remax Alliance three oh 1022 00:51:35.559 --> 00:51:37.519 three nine two zero sixteen twenty two. 1023 00:51:37.840 --> 00:51:38.800 Here comes. 1024 00:51:41.079 --> 00:51:43.440 Hi, Tom Martine here at three oh three seven one 1025 00:51:43.480 --> 00:51:50.559 three talk seven one three eight two five five problems, questions, complaints, Well, okay, 1026 00:51:50.800 --> 00:51:54.480 let's move on, and we have a text about solar here. 1027 00:51:55.880 --> 00:51:58.920 What's better? They want to know they're in the country. 1028 00:52:00.119 --> 00:52:02.639 Is it better to have a generator or battery backup? 1029 00:52:03.440 --> 00:52:06.320 You know, is it either or or or? How do 1030 00:52:06.360 --> 00:52:10.840 you handle those? Brooke and Brook is with is with 1031 00:52:10.960 --> 00:52:12.079 red rocks, roof and solar? 1032 00:52:12.119 --> 00:52:15.440 Go ahead, Broke, Yeah, So there's benefits to batteries and 1033 00:52:15.559 --> 00:52:18.280 generators or even doing a combination of the two. It's 1034 00:52:18.320 --> 00:52:20.840 really about what they're looking to have backup, backed up. 1035 00:52:21.519 --> 00:52:23.039 The biggest benefit. 1036 00:52:22.679 --> 00:52:25.159 Of a battery over a generator is just the tax 1037 00:52:25.239 --> 00:52:26.440 credits that you get back. 1038 00:52:26.519 --> 00:52:28.599 So right now, the state of Colorado does a ten 1039 00:52:28.639 --> 00:52:31.559 percent plus the federal government of thirty. So if the 1040 00:52:31.599 --> 00:52:35.159 generator the battery costs the same amount, let's say ten grand, 1041 00:52:35.159 --> 00:52:38.320 to make it easy, the battery actually only costs you 1042 00:52:38.480 --> 00:52:39.760 six instead of the full ten. 1043 00:52:39.920 --> 00:52:41.039 So that's the biggest benefit. 1044 00:52:41.159 --> 00:52:43.239 Okay, So sure you won't get why don't they give 1045 00:52:43.239 --> 00:52:44.559 a credit on a generator. 1046 00:52:45.000 --> 00:52:45.559 They'll do a. 1047 00:52:45.480 --> 00:52:47.679 Credit on a generator if you do it as part 1048 00:52:47.719 --> 00:52:48.960 of a solar project. 1049 00:52:49.119 --> 00:52:50.679 That's your caveat. 1050 00:52:51.559 --> 00:52:53.639 Okay, is it? 1051 00:52:53.719 --> 00:52:55.840 And so you get a normal tax credit to the 1052 00:52:55.880 --> 00:52:56.679 total right. 1053 00:52:58.280 --> 00:52:58.519 Yep? 1054 00:52:58.880 --> 00:53:01.400 Yeah, So if like if you added the generator to 1055 00:53:01.440 --> 00:53:04.079 a solar project, you would still get the thirty percent. 1056 00:53:04.480 --> 00:53:10.480 Right right of the total project exactly. Okay, So if 1057 00:53:10.519 --> 00:53:13.280 you had your own place and it wasn't a matter 1058 00:53:13.320 --> 00:53:15.760 of tax credits or cost, what do you like better? 1059 00:53:16.000 --> 00:53:17.480 Generator or battery? 1060 00:53:18.039 --> 00:53:22.639 Well, I like a battery more because you're not having 1061 00:53:22.679 --> 00:53:24.000 to pay for your fuel source. 1062 00:53:25.360 --> 00:53:27.039 You're always gonna have to pay for your fuel source. 1063 00:53:27.079 --> 00:53:27.840 But the generator. 1064 00:53:29.519 --> 00:53:33.920 Okay, but are either? But couldn't a generator last longer? 1065 00:53:33.960 --> 00:53:39.840 Technically it just kind of depends on again, what you're 1066 00:53:39.880 --> 00:53:43.679 looking for and what you're backing up, because if the 1067 00:53:43.679 --> 00:53:47.719 sun rises every day, then your battery backup can continue 1068 00:53:47.760 --> 00:53:53.599 to run and definitely so in that instance, the battery 1069 00:53:53.599 --> 00:53:55.559 would outpower the generator depending. 1070 00:53:57.679 --> 00:53:58.679 Okay, all right? 1071 00:53:58.960 --> 00:54:01.760 Three h three seven one three top three oh three 1072 00:54:01.840 --> 00:54:04.559 seven one three eight two five five. This one's for 1073 00:54:04.639 --> 00:54:09.159 John Fuller. John, how important is it to take photos 1074 00:54:09.360 --> 00:54:12.760 with your uh or take pics with your phone? Your smartphone? 1075 00:54:14.039 --> 00:54:17.679 If you have any questions? I mean that they did 1076 00:54:17.679 --> 00:54:20.519 not do it, and they could have done it, would 1077 00:54:20.519 --> 00:54:22.039 it doesn't make a big difference. 1078 00:54:22.119 --> 00:54:23.719 How does it help? What do you suggest? 1079 00:54:23.960 --> 00:54:26.079 I suggest they take a list of picture of the car, 1080 00:54:26.199 --> 00:54:28.119 the damage and the license plates. 1081 00:54:28.199 --> 00:54:33.400 Right, so Tom, the you know these are the type 1082 00:54:33.440 --> 00:54:37.639 of questions that are that can only be answered by saying, well, 1083 00:54:37.760 --> 00:54:40.280 how honest is the person that ran into you? Are 1084 00:54:40.280 --> 00:54:42.320 they going to call their insurance company and say it 1085 00:54:42.360 --> 00:54:45.360 was one hundred percent my fault, I screwed up. Whatever 1086 00:54:45.480 --> 00:54:47.320 is wrong with this person. I want you to pay 1087 00:54:47.360 --> 00:54:50.000 for it because I did a bad thing and I'm 1088 00:54:50.079 --> 00:54:54.280 completely negligent in the operation of my vehicle. If you 1089 00:54:54.280 --> 00:54:56.599 get hit by that guy, you don't need to bother 1090 00:54:56.679 --> 00:54:59.760 taking pictures. But if you're not that guy, or if 1091 00:54:59.760 --> 00:55:02.920 you're not not sure that it's that guy, then the 1092 00:55:02.960 --> 00:55:05.760 photographs are going to be the only thing that really 1093 00:55:05.880 --> 00:55:08.920 can substantiate what happened and where the cars were, and 1094 00:55:08.960 --> 00:55:11.440 what the intersection looked like, and what the condition of 1095 00:55:11.480 --> 00:55:14.280 the roadway was, and who the other driver was, because 1096 00:55:14.599 --> 00:55:17.159 all of those things have become an issue in my cases, 1097 00:55:17.559 --> 00:55:20.280 even the identity of the driver. When a person says, 1098 00:55:20.599 --> 00:55:23.199 you know, to their insurance company, I was not driving 1099 00:55:23.239 --> 00:55:25.360 that day, and we know darn well that they were, 1100 00:55:25.880 --> 00:55:28.199 it would really be lovely to say, well, you know what, 1101 00:55:28.360 --> 00:55:30.960 we happen to have a photograph of the driver in boom. 1102 00:55:31.119 --> 00:55:34.360 That issue is completely resolved at that moment and we 1103 00:55:34.519 --> 00:55:37.559 move on. With with bigger you know better things. 1104 00:55:39.039 --> 00:55:42.800 Okay, John Fuller is our one of our guests, say 1105 00:55:42.840 --> 00:55:47.760 our co host sub co host. Of course, I'm just kidding, 1106 00:55:47.800 --> 00:55:50.079 But anyway, you can reach him when he's not here 1107 00:55:50.119 --> 00:55:52.480 at three h three five nine seven five hundred. 1108 00:55:52.760 --> 00:55:54.360 So listen, Frank to run the real estate man. 1109 00:55:54.440 --> 00:55:56.679 Want you to know that before you list your house 1110 00:55:56.760 --> 00:55:58.639 or even think about listing, if you just want to 1111 00:55:58.679 --> 00:56:00.440 know what your house will sell for, He'll provide that 1112 00:56:00.559 --> 00:56:03.440 service free of charge, with no obligation. And Frank really 1113 00:56:03.480 --> 00:56:06.280 means it. He's a great guy, and he takes into 1114 00:56:06.280 --> 00:56:10.159 consideration all of the market conditions, supply and demand, comparables 1115 00:56:10.199 --> 00:56:14.119 to your house and neighborhood, interest rates, whatever you need 1116 00:56:14.320 --> 00:56:17.119 to evaluate what your house will sell, how you'll net it, 1117 00:56:17.360 --> 00:56:20.000 what you'll net what you can even buy three oh 1118 00:56:20.039 --> 00:56:23.400 three nine two zero sixteen twenty two. That's nine two 1119 00:56:23.480 --> 00:56:27.559 zero sixteen twenty two. Or just remember Frank Duran the 1120 00:56:27.679 --> 00:56:35.559 real estateman dot com. Go with a sure thing Denver's 1121 00:56:35.599 --> 00:56:37.920 best roofer Excel Roofing dot com. 1122 00:56:37.960 --> 00:56:39.960 You don't pay a cent until you're content. 1123 00:56:43.320 --> 00:56:46.519 Time for an insurance check up, free no obligation comparison 1124 00:56:46.639 --> 00:56:50.199 call compass insurance paying too much your coverage at dozens 1125 00:56:50.239 --> 00:56:52.960 of insurance companies. Find out now three oh three seven 1126 00:56:52.960 --> 00:56:55.320 to seven to one help. You'll think you're his only 1127 00:56:55.400 --> 00:56:57.840 customer when you choose Frank durand the real estate Man 1128 00:56:57.920 --> 00:57:01.320 dot com to list your home with Max Alliance three 1129 00:57:01.400 --> 00:57:06.960 all three nine two zero sixteen twenty two. Hi Tom 1130 00:57:07.000 --> 00:57:10.639 Martino here three O three seven one three talks seven 1131 00:57:10.719 --> 00:57:13.800 one three A two five five eight eight eight Heating 1132 00:57:13.840 --> 00:57:15.559 dot com high efficiency units. 1133 00:57:15.760 --> 00:57:17.320 The best price is guaranteed. 1134 00:57:17.719 --> 00:57:20.599 So you want to save money every single month, consider 1135 00:57:20.679 --> 00:57:23.360 high efficiency if you have an older system eight eight 1136 00:57:23.360 --> 00:57:25.880 eight Heating dot Com three oh three seven seven zero 1137 00:57:26.320 --> 00:57:31.480 two seven seven six all right, So getting back to 1138 00:57:31.679 --> 00:57:37.079 a solar Brooks, somebody said that they like having both 1139 00:57:37.639 --> 00:57:40.639 batteries and a small generator. 1140 00:57:40.639 --> 00:57:41.519 What do you think about that? 1141 00:57:41.800 --> 00:57:46.440 Yeah, I love a battery generator combination. I actually promote those, 1142 00:57:46.519 --> 00:57:48.400 and yes's usually what I work with folks that are 1143 00:57:48.400 --> 00:57:57.280 really looking for extended grid offline needs. Absolutely, Franklin is 1144 00:57:57.320 --> 00:58:00.519 the best battery for a battery generator combination. 1145 00:58:01.719 --> 00:58:02.400 Why is that? 1146 00:58:02.840 --> 00:58:03.960 Because they are set. 1147 00:58:03.840 --> 00:58:08.239 Up automatically to have a battery connect directly into the generator. 1148 00:58:08.280 --> 00:58:10.599 Instead of having to go through a subpanel to connect it. 1149 00:58:11.079 --> 00:58:13.639 Plus they also have an ability for you to go 1150 00:58:13.719 --> 00:58:17.119 into the battery itself and see which loads are using 1151 00:58:17.159 --> 00:58:20.079 how much power, and to reduce it. So it's a really, 1152 00:58:20.119 --> 00:58:22.840 really great battery. 1153 00:58:23.119 --> 00:58:28.599 Someone is considering relocating, they're selling their house. 1154 00:58:29.239 --> 00:58:30.039 They want to know. 1155 00:58:31.599 --> 00:58:35.039 Is it better to take the system with them it's 1156 00:58:35.079 --> 00:58:37.960 a five year old system or just buy a new one. 1157 00:58:38.199 --> 00:58:40.719 No, definitely buy a new one because the equity that 1158 00:58:40.760 --> 00:58:44.519 you can gain with the system for the sale is 1159 00:58:44.639 --> 00:58:47.000 part one why and then part two why is because 1160 00:58:47.039 --> 00:58:49.159 you still get your tax credits and benefits if you 1161 00:58:49.199 --> 00:58:51.920 add sold to the second one if you just move. 1162 00:58:52.239 --> 00:58:55.559 Wait, so if you buy, if you buy a new system, 1163 00:58:56.199 --> 00:58:58.159 let's say every other year, you can get a tax 1164 00:58:58.239 --> 00:59:00.320 credit every other year for it every time time you 1165 00:59:00.320 --> 00:59:00.760 buy one. 1166 00:59:01.119 --> 00:59:01.880 Or is there a limit. 1167 00:59:02.159 --> 00:59:05.760 You could install one hundred solar systems in the same 1168 00:59:05.880 --> 00:59:07.639 year and get all the tax credits. 1169 00:59:09.320 --> 00:59:11.719 There's no limit to it as long as it's like show. 1170 00:59:11.760 --> 00:59:14.440 So if you move one though, but when they move one, 1171 00:59:14.480 --> 00:59:16.679 they don't get a tax credit. So you're right, you 1172 00:59:16.760 --> 00:59:19.239 sell it with the house and then you get a 1173 00:59:19.280 --> 00:59:23.639 new one and new new tax credit yep, plus you 1174 00:59:23.639 --> 00:59:24.679 have the latest equipment. 1175 00:59:25.039 --> 00:59:28.960 Yeah, and then there's websites or certifications to go through 1176 00:59:29.079 --> 00:59:31.960 to add the equity for the solar system to verify it. 1177 00:59:32.039 --> 00:59:33.199 So make sure that they do. 1178 00:59:33.119 --> 00:59:35.000 That with their real charts to make sure that they're 1179 00:59:35.039 --> 00:59:37.239 getting the equity value for the system that they're selling. 1180 00:59:39.000 --> 00:59:42.800 John Fuller, this is an odd one somebody I even 1181 00:59:42.840 --> 00:59:45.360 hate saying because I love horses. Somebody hit a horse, 1182 00:59:45.960 --> 00:59:48.400 they were injured in their car. They want to know 1183 00:59:48.400 --> 00:59:53.599 if the horse owner has responsible Does the horse owner 1184 00:59:53.639 --> 00:59:56.079 have responsibility to them? Can they sue the horse owner 1185 00:59:56.119 --> 00:59:57.199 because the horse got out? 1186 00:59:58.440 --> 01:00:00.880 Or were you driving around in the horse pasture or 1187 01:00:00.920 --> 01:00:01.960 did the horse get out? 1188 01:00:03.199 --> 01:00:05.199 No, the horse got out. Apparently they said it was 1189 01:00:05.239 --> 01:00:05.719 on the road. 1190 01:00:05.760 --> 01:00:08.800 They if they came around a curve they hit the horse, 1191 01:00:08.559 --> 01:00:11.960 They went into a ditch and rolled, they got hurt. 1192 01:00:12.119 --> 01:00:13.320 You know, is this the. 1193 01:00:13.559 --> 01:00:17.480 Generally speaking Tom? In Colorado it's a fence out state, 1194 01:00:17.679 --> 01:00:21.679 which means you're not going to be able to maintain 1195 01:00:21.719 --> 01:00:27.280 a claim against the horse owner. However, if the horse owner, 1196 01:00:28.079 --> 01:00:31.400 you know, was responsible for the condition that let the 1197 01:00:31.440 --> 01:00:35.960 horse out, you know, there can be some negligence there. 1198 01:00:36.079 --> 01:00:40.639 I've seen successful actions, but they really require some egregious 1199 01:00:40.639 --> 01:00:44.800 conduct on the part of the owner that caused that 1200 01:00:44.880 --> 01:00:47.440 horse to be out in the in the roadway. So 1201 01:00:47.440 --> 01:00:50.679 so whereas Colorado would you know generally say no, there's 1202 01:00:50.679 --> 01:00:53.119 not a claim. If you let your horse out on 1203 01:00:53.159 --> 01:00:55.559 the roadway because the grass looked nice and green and 1204 01:00:55.599 --> 01:00:58.280 it seemed like a neat place to feed your horse 1205 01:00:58.320 --> 01:01:02.920 for free, then you know, under that circumstance you probably 1206 01:01:02.960 --> 01:01:04.000 could be held liable. 1207 01:01:05.400 --> 01:01:07.039 So I remember speaking of that. 1208 01:01:07.079 --> 01:01:10.480 And by the way, John Fuller, personal injury attorney, our 1209 01:01:10.559 --> 01:01:13.400 expert and co host as well, uh three oh three 1210 01:01:13.480 --> 01:01:16.719 five nine seven forty five hundred. When he's not with us, 1211 01:01:17.199 --> 01:01:19.639 and and he can, he can take care of He 1212 01:01:19.800 --> 01:01:23.039 will answer all of your initial calls that you asked 1213 01:01:23.079 --> 01:01:25.119 to talk to him before you hire him, or you 1214 01:01:25.159 --> 01:01:27.000 never have to hire him. That's what I like about him. 1215 01:01:27.239 --> 01:01:30.039 So it's five nine seven forty five hundred. Now speaking 1216 01:01:30.079 --> 01:01:32.679 of this, somebody this happened to me. 1217 01:01:33.360 --> 01:01:34.360 So my pool cover. 1218 01:01:34.719 --> 01:01:37.599 I was out in Franktown area back in the day 1219 01:01:37.639 --> 01:01:42.400 and we had a pool and a cow got into 1220 01:01:42.440 --> 01:01:45.719 the pool cover and destroyed it and we helped the 1221 01:01:45.760 --> 01:01:48.320 cow out. But now we have a destroyed pool cover 1222 01:01:48.920 --> 01:01:53.000 and I want to so I want I was pissed, right, 1223 01:01:53.719 --> 01:01:56.880 and they actually told me. The owner said, well, we're 1224 01:01:56.880 --> 01:01:58.159 really sorry about that. And he said, what do you 1225 01:01:58.239 --> 01:02:00.400 mean you're sorry? You know you owe me a cover. 1226 01:02:00.480 --> 01:02:02.440 He said, no, you should have had a fence up. 1227 01:02:02.440 --> 01:02:04.440 And I said, what do you mean I should have 1228 01:02:04.440 --> 01:02:06.840 a fence up? I mean, you know I had like 1229 01:02:07.199 --> 01:02:10.199 a normal fence like this. This these ugly not ugly, 1230 01:02:10.280 --> 01:02:12.719 but these white ones everybody what do they call them. 1231 01:02:12.599 --> 01:02:15.760 The the PVC. He's just slats. 1232 01:02:15.800 --> 01:02:16.000 You know. 1233 01:02:16.320 --> 01:02:18.840 They won't keep anything out of anywhere, but they're just 1234 01:02:18.920 --> 01:02:21.920 pretty right. So he says, this is the first time 1235 01:02:21.960 --> 01:02:23.760 I heard this. He says, it's a fence out. Say, 1236 01:02:24.039 --> 01:02:26.960 if you want to keep a livestock out, you got 1237 01:02:27.000 --> 01:02:28.679 to fence him out. I don't have to put a 1238 01:02:28.679 --> 01:02:30.599 fence up to keep him in. And that was true, 1239 01:02:30.679 --> 01:02:32.400 right John, that's correct. 1240 01:02:34.159 --> 01:02:36.360 I mean it really is. It's crazy, but it's true. 1241 01:02:36.559 --> 01:02:37.679 So when we. 1242 01:02:37.599 --> 01:02:40.079 Had a pool, Tom, we had to put up a 1243 01:02:40.239 --> 01:02:43.400 six foot iron fence with a gate that. 1244 01:02:43.320 --> 01:02:44.079 Could be locked. 1245 01:02:45.079 --> 01:02:46.440 Yeah, but you don't have to do that in a 1246 01:02:46.480 --> 01:02:48.559 country where I was on a forty acre lot. 1247 01:02:48.599 --> 01:02:51.920 They don't make you do that. I mean, but I understand. 1248 01:02:51.480 --> 01:02:54.480 Maybe they do now, Maybe they do now. 1249 01:02:55.639 --> 01:02:59.760 But speaking of that, John, though, I thought there were 1250 01:03:00.199 --> 01:03:05.519 and laws in Colorado that protected equine and equine owners 1251 01:03:05.519 --> 01:03:07.480 from that. In other words, even if a horse got 1252 01:03:07.519 --> 01:03:10.480 out that you couldn't go after the owner. 1253 01:03:10.559 --> 01:03:10.760 Is that? 1254 01:03:10.960 --> 01:03:12.400 Is that not correct? Or is that you? 1255 01:03:12.559 --> 01:03:14.880 You know, what you're talking about equine liability. And what 1256 01:03:14.880 --> 01:03:19.280 you're talking about is when when you have equine activities, mark, 1257 01:03:19.880 --> 01:03:22.440 you can't hold people responsible for being injured. 1258 01:03:22.719 --> 01:03:24.519 Now that doesn't mean that means. 1259 01:03:24.400 --> 01:03:26.199 It doesn't when you can't mean help me out here 1260 01:03:26.320 --> 01:03:30.800 means trail ride or anything and stuff like that. Dude, ranch, Yeah, 1261 01:03:30.920 --> 01:03:34.760 dude ranch. And it really only covers simple neglige and 1262 01:03:34.840 --> 01:03:37.360 so it doesn't cover gross right there is there is 1263 01:03:37.400 --> 01:03:38.280 it's right there. 1264 01:03:39.639 --> 01:03:44.280 Yeah, And and equine activities too, it's it's not a 1265 01:03:44.360 --> 01:03:47.039 non equine activity. If your horse gets out into a 1266 01:03:47.079 --> 01:03:49.719 picnic and kicks the hell out of somebody, that's not 1267 01:03:49.760 --> 01:03:51.440 considered an equine activity. 1268 01:03:52.039 --> 01:03:53.159 And and you know, but. 1269 01:03:54.199 --> 01:03:56.719 Well if it was a rodeo and the horse got 1270 01:03:56.800 --> 01:03:59.400 up into the stands and really hurt some people, right. 1271 01:04:00.119 --> 01:04:02.719 That's right, that would be they would be a hard 1272 01:04:02.760 --> 01:04:07.760 time collecting on anything equine activity related. That's horse shows, rodeos, 1273 01:04:08.000 --> 01:04:13.079 that's even pony rides, dude ranches, and it includes even when. 1274 01:04:12.920 --> 01:04:14.400 Horses are there for decoration. 1275 01:04:14.719 --> 01:04:17.239 If you had an old Western town and a horse 1276 01:04:17.480 --> 01:04:20.679 went on a rampage, I mean, it really is anything 1277 01:04:20.679 --> 01:04:22.800 to do with equine. And the reason is is that 1278 01:04:22.840 --> 01:04:25.440 at one time this state's economy, a lot of it 1279 01:04:25.519 --> 01:04:29.079 was based on you know, the wild West and and horses, 1280 01:04:29.400 --> 01:04:32.320 and they couldn't afford to have people being sued over 1281 01:04:33.159 --> 01:04:34.599 their horse stuff, you know. 1282 01:04:34.840 --> 01:04:37.159 And that's in the operation of a horse too. 1283 01:04:37.480 --> 01:04:39.960 So if you're using a pack horse, or you're moving 1284 01:04:40.039 --> 01:04:45.360 cattle and your car gets hurt or something, you know, 1285 01:04:45.440 --> 01:04:48.440 that's an equine activity, even though you're not participating in it. 1286 01:04:48.800 --> 01:04:51.559 There's a lot of immunity for or there used to be. 1287 01:04:51.599 --> 01:04:53.159 I don't know how it is now. John would have 1288 01:04:53.199 --> 01:04:54.280 to tell you, John. 1289 01:04:54.159 --> 01:04:59.079 But there is there defined a difference between simple and 1290 01:04:59.199 --> 01:05:01.800 growth segloge or is it subjective? 1291 01:05:02.800 --> 01:05:07.440 No, it's not very subjective at all. You know, simple 1292 01:05:07.480 --> 01:05:11.199 negligence is just good old negligence. Newer should have known 1293 01:05:11.320 --> 01:05:15.000 made a mistake, you know, failure to act in a 1294 01:05:15.039 --> 01:05:17.519 way that a reasonably prudent person would have acted. That's 1295 01:05:17.559 --> 01:05:21.840 simple negligence. Gross negligence generally crosses over the line into 1296 01:05:22.000 --> 01:05:26.199 intentionality and reckless conduct, and conduct that's almost certain to 1297 01:05:27.960 --> 01:05:30.840 you know, to result in a certain outcome. That's that's bad. 1298 01:05:30.960 --> 01:05:35.880 So in the case of you know, equine cases or stuff, 1299 01:05:35.920 --> 01:05:39.400 you know, we we would get into the knowledge of 1300 01:05:39.519 --> 01:05:42.000 the proclivity of a certain horse if you had one 1301 01:05:42.000 --> 01:05:44.960 that always, you know, think about a trail riding operation. 1302 01:05:45.079 --> 01:05:47.280 If you had a horse that every single time you 1303 01:05:47.320 --> 01:05:50.119 took the stupid horse out it was barn sour and 1304 01:05:50.159 --> 01:05:52.440 it would run fifty miles an hour back to the 1305 01:05:52.639 --> 01:05:55.199 back to the barn when they would turn around. You 1306 01:05:55.199 --> 01:05:59.440 wouldn't put a brand new, you know, first time horseback 1307 01:05:59.519 --> 01:06:02.639 rider on that horse. That would that would conote a 1308 01:06:02.639 --> 01:06:06.760 degree of intentionality and stuff that that would probably give 1309 01:06:06.880 --> 01:06:12.719 rise to liability. You know, it's it's culpable knowledge. So now. 1310 01:06:14.239 --> 01:06:18.360 I want to mention that we have a lot more 1311 01:06:18.400 --> 01:06:20.880 to talk about. Our number is three oh three Martino 1312 01:06:21.280 --> 01:06:23.400 twenty four seven, three oh three six two seven eight 1313 01:06:23.440 --> 01:06:25.639 four sixty six, or you can call three oh three 1314 01:06:25.719 --> 01:06:27.519 seven to one three talk when we're in the studio 1315 01:06:27.519 --> 01:06:29.800 three oh three seven one three A two five five. 1316 01:06:29.880 --> 01:06:33.800 Dan McKenzie does the state planning and wills and probate 1317 01:06:33.920 --> 01:06:36.880 and avoiding probate. And he's a really good guy. He's 1318 01:06:36.920 --> 01:06:40.320 live and local. He's very personalized. It's a family run 1319 01:06:40.920 --> 01:06:44.119 law practice and you can get personal attention. He can 1320 01:06:44.159 --> 01:06:46.280 do a simple will, he can do a trust. He 1321 01:06:46.360 --> 01:06:51.039 does creative ways with to use LLCs to pass things 1322 01:06:51.079 --> 01:06:55.440 through death. I mean he's very creative, very personalized. Eight 1323 01:06:55.480 --> 01:07:00.239 three three co plans eight three three co plans. You'll 1324 01:07:00.280 --> 01:07:03.079 like the way he does business. Mackenzie Law Dan McKenzie 1325 01:07:03.159 --> 01:07:11.360 A three to three co plans. Go with a sure 1326 01:07:11.440 --> 01:07:14.880 thing Denver's Best roofer Excel Roofing dot com. You don't 1327 01:07:14.920 --> 01:07:20.480 pay a cent until you're content, wait time for an 1328 01:07:20.480 --> 01:07:24.719 insurance checkup free, no obligation. In comparison, call Compass Insurance 1329 01:07:24.880 --> 01:07:27.920 paying too much your coverage at dozens of insurance companies 1330 01:07:27.960 --> 01:07:30.000 find out now three all three seven to seven to 1331 01:07:30.039 --> 01:07:32.800 one help. You'll think you're his only customer when you 1332 01:07:32.880 --> 01:07:35.360 choose Frank durand the real estate Man dot com to 1333 01:07:35.440 --> 01:07:38.599 list your home with Remax Alliance three oh three nine 1334 01:07:38.639 --> 01:07:45.239 two zero, sixteen twenty two. Hi, Tom Martino, you're a troubleshooter. 1335 01:07:45.679 --> 01:07:48.039 Let's go to James on the phone. James, go ahead, 1336 01:07:48.039 --> 01:07:48.559 what's going on? 1337 01:07:48.639 --> 01:07:49.760 James? 1338 01:07:49.880 --> 01:07:50.039 Yes? 1339 01:07:50.079 --> 01:07:50.519 How you doing? 1340 01:07:50.559 --> 01:07:52.039 Tom? 1341 01:07:52.079 --> 01:07:54.360 What's happening man? Yes? 1342 01:07:54.480 --> 01:07:58.079 I was going to get your opinion on a company 1343 01:07:58.119 --> 01:08:04.079 called Furnished find set out with the Marketplace. I was 1344 01:08:04.119 --> 01:08:07.920 wanting to see if you had anybody call in about 1345 01:08:08.800 --> 01:08:11.880 their reviews, basically their operating. 1346 01:08:11.440 --> 01:08:15.079 Now are you talking about did they find they find 1347 01:08:15.159 --> 01:08:17.319 what furnished apartments and stuff? 1348 01:08:17.399 --> 01:08:20.960 Or what are we talking about? Furnished rentals? 1349 01:08:21.159 --> 01:08:24.920 They really play like traveling nurses and professionals. 1350 01:08:25.119 --> 01:08:29.479 Yes, yes, from Nathan Why yeah. 1351 01:08:29.800 --> 01:08:34.600 It's used a lot for people who travel and are 1352 01:08:34.640 --> 01:08:37.239 only staying in a place a short time, and they 1353 01:08:37.239 --> 01:08:40.119 don't move in and out of an apartment. And it's 1354 01:08:40.119 --> 01:08:43.920 called furnished Finders. Now there's more than one. Now, Furnished 1355 01:08:43.960 --> 01:08:47.239 Finder is a brand name, but there are other companies 1356 01:08:47.279 --> 01:08:51.119 that do it. So are you asking me are they reputable? 1357 01:08:51.159 --> 01:08:52.920 The answer is in general. 1358 01:08:52.640 --> 01:08:57.479 Yes, okay, oh, yes, and okay, And now. 1359 01:08:57.680 --> 01:09:01.640 As always no, no, we've never had a complaint. 1360 01:09:01.680 --> 01:09:03.640 But as always I want to tell you something about 1361 01:09:03.680 --> 01:09:07.439 this with any kind of a rental service, you must 1362 01:09:07.479 --> 01:09:10.399 be sure that they have the authority to rent and 1363 01:09:10.439 --> 01:09:14.079 they're not just inserting themselves in a transaction, and that 1364 01:09:14.119 --> 01:09:17.039 they have authority to collect money, and that that money 1365 01:09:17.119 --> 01:09:19.239 is going to the right place. I mean, this is 1366 01:09:19.479 --> 01:09:23.199 very complicated, but you have to do some due diligence 1367 01:09:23.479 --> 01:09:27.319 because there are a plethora of people who are collecting 1368 01:09:27.359 --> 01:09:30.239 deposits on apartments. They don't even have the authority to rent, 1369 01:09:30.760 --> 01:09:34.920 and they just find a listing and they insert themselves 1370 01:09:34.920 --> 01:09:38.600 in it. So make sure you're dealing directly with the 1371 01:09:38.640 --> 01:09:43.439 people that you want to like let's say country club, 1372 01:09:43.720 --> 01:09:47.479 tower and gardens. They rent out furnished places. When you're 1373 01:09:47.520 --> 01:09:51.399 dealing directly with them, there's no problem now, But furnished 1374 01:09:52.159 --> 01:09:56.800 rentals that you're calling about furnished Finder, that you have 1375 01:09:56.880 --> 01:10:00.520 to make sure that you're really dealing with furnished Finder, 1376 01:10:00.920 --> 01:10:04.319 not someone who says they're with furnished Finder, and that 1377 01:10:04.399 --> 01:10:07.319 they really do have authority to rent. That's and and 1378 01:10:08.239 --> 01:10:10.880 right now it's too difficult to tell you how to 1379 01:10:10.920 --> 01:10:13.560 do due diligence, but it's easy enough to get phone 1380 01:10:13.640 --> 01:10:17.920 numbers and contact and emails and URLs and verify that 1381 01:10:18.000 --> 01:10:20.399 you're dealing with the real people. I mean, that's very 1382 01:10:20.680 --> 01:10:23.680 That's the biggest danger in using a third party for 1383 01:10:23.760 --> 01:10:27.760 rentals is that you're paying someone or you're signing something 1384 01:10:28.199 --> 01:10:29.840 with someone who has no authority. 1385 01:10:30.039 --> 01:10:30.800 Now, Mark will. 1386 01:10:30.640 --> 01:10:33.119 Tell you we've had several cases like that over the 1387 01:10:33.199 --> 01:10:36.079 years where an entire family moved into a furnished home, 1388 01:10:36.359 --> 01:10:40.560 paid ten grand with security deposit first month's rent. Remember Mark, 1389 01:10:40.640 --> 01:10:43.399 that one family and she comes to find out the 1390 01:10:43.439 --> 01:10:47.359 owners didn't even though they rented out their house. Yep, okay, 1391 01:10:47.359 --> 01:10:50.199 I mean it's a sad commentary of the home. 1392 01:10:50.800 --> 01:10:52.399 Yes, I'm the owner of that, okay. 1393 01:10:52.439 --> 01:10:55.399 D yeah, okay, yeah. 1394 01:10:55.399 --> 01:10:58.000 If you're going to be renting it out to traveling 1395 01:10:58.079 --> 01:11:00.840 nurses and all that, that is a good place to start. 1396 01:11:00.880 --> 01:11:04.439 They're good people, they're not bad, no complaints ever. I'm 1397 01:11:04.479 --> 01:11:06.560 Tom Martino. We have another two hours ago on the 1398 01:11:06.560 --> 01:11:10.039 Troubleshooter Show three O three seven one three talk seven 1399 01:11:10.119 --> 01:11:12.800 one three eight two five five Stick around for more 1400 01:11:13.079 --> 01:11:14.479 with us. 1401 01:11:14.600 --> 01:11:14.880 Uh. 1402 01:11:14.920 --> 01:11:18.239 We have Red Rocks, roof and Solar and John Fuller 1403 01:11:18.279 --> 01:11:18.680 as our. 1404 01:11:18.600 --> 01:11:26.560 Guests go with a sure thing Denver's Best Roofer, Excel Roofing, 1405 01:11:26.680 --> 01:11:30.840 Dot com. You don't pay a cent until you're contenth 1406 01:11:30.920 --> 01:11:35.159 Please time for an insurance check up free, no obligation. 1407 01:11:35.279 --> 01:11:39.159 Comparison call Compass Insurance paying too much your coverage at 1408 01:11:39.199 --> 01:11:41.960 dozens of insurance companies find out now three oh three 1409 01:11:42.079 --> 01:11:44.680 seven seven to one help. You'll think you're his only 1410 01:11:44.760 --> 01:11:47.239 customer when you choose Frank durand the real estate Man 1411 01:11:47.279 --> 01:11:50.760 dot com to list your home with Remax Alliance three 1412 01:11:50.760 --> 01:11:52.880 oh three nine two zero sixteen twenty two. 1413 01:11:58.920 --> 01:12:03.399 Ripped bad news? You need advice? 1414 01:12:03.399 --> 01:12:04.319 Who you don't help? 1415 01:12:06.479 --> 01:12:08.840 Come run in just as mass as we can. 1416 01:12:09.760 --> 01:12:11.479 Shooter's gonna help. 1417 01:12:11.720 --> 01:12:15.800 Come man, This is the Troubleshooter Show. 1418 01:12:16.199 --> 01:12:20.119 No Tom Martinez, Welcome, Welcome, my friends to the own 1419 01:12:20.319 --> 01:12:22.199 three show of It's gott We're here to solve problems, 1420 01:12:22.239 --> 01:12:23.680 answer questions. 1421 01:12:23.479 --> 01:12:26.079 Take complaints. Our goal in life, you know it, Say 1422 01:12:26.079 --> 01:12:26.600 it with me. 1423 01:12:27.039 --> 01:12:28.880 Make your life a little bit better. Maybe you've been 1424 01:12:28.920 --> 01:12:32.399 ripped off by a contractor. Maybe you have any questions. 1425 01:12:32.439 --> 01:12:35.840 Maybe you need help collecting a judgment. Maybe you need 1426 01:12:35.920 --> 01:12:40.000 help going after someone that ran into you in their car. 1427 01:12:40.039 --> 01:12:42.079 Well, luckily, John Fuller's with me today. 1428 01:12:42.199 --> 01:12:44.800 John, glad you could join us today and by the way, 1429 01:12:44.840 --> 01:12:48.880 we also have another gas Brooke White Red Rocks RS. 1430 01:12:49.439 --> 01:12:51.680 I say this about you all the time, Brooke. The 1431 01:12:51.760 --> 01:12:55.359 amount of money you can find for people building commercial 1432 01:12:55.399 --> 01:12:58.960 solar systems is remarkable. We've had callers where you have 1433 01:12:59.119 --> 01:13:02.520 literally recoupo one hundred and twenty percent of the cost 1434 01:13:02.960 --> 01:13:06.560 of the solar system. That is absolutely amazing. I mean, 1435 01:13:06.560 --> 01:13:09.600 you're basically talking a free system through grant money and 1436 01:13:09.640 --> 01:13:12.720 through tax credits. But any questions you have on solar, 1437 01:13:12.760 --> 01:13:15.800 any questions you have, period, we have three lines open 1438 01:13:15.880 --> 01:13:18.039 right now. I'll always tell you when a line's open. 1439 01:13:18.279 --> 01:13:20.520 We'd love to hear from you. By the way, a 1440 01:13:20.560 --> 01:13:26.439 little bit of exciting news. Trump is basically saying they 1441 01:13:26.520 --> 01:13:31.920 have a ceasefire deal not in place yet, but everybody's 1442 01:13:31.960 --> 01:13:34.479 somewhat agreeing to the structure of it right now with 1443 01:13:34.720 --> 01:13:39.319 Ukraine and Russia. That would be really cool. And some 1444 01:13:39.600 --> 01:13:41.920 of the details, in fact, a lot of them have 1445 01:13:42.039 --> 01:13:45.720 been discussed. I guess Ukraine giving up X amount of territory. 1446 01:13:45.760 --> 01:13:48.600 But think about that, Boy, wouldn't that be great. They 1447 01:13:49.560 --> 01:13:52.760 paint that war over there is like Vietnam, Like you know, 1448 01:13:52.800 --> 01:13:57.199 as soon as these troops get out, there's no hills nothing. Basically, 1449 01:13:57.279 --> 01:13:59.720 it's just a bloodbath. Hopefully all these young men on 1450 01:13:59.800 --> 01:14:02.520 both side quit dying. That would be awesome if that 1451 01:14:02.640 --> 01:14:07.000 actually goes through. But three oh three seven, one, three, eight, 1452 01:14:07.000 --> 01:14:10.000 two five five. Let's jump over to Kim real quick. 1453 01:14:10.039 --> 01:14:12.319 Hey Kim, what's going on with you? It says you 1454 01:14:12.439 --> 01:14:16.279 got some kind of issue. 1455 01:14:17.119 --> 01:14:18.239 Kimberly, how are you? 1456 01:14:20.439 --> 01:14:21.439 This is a gentleman mom. 1457 01:14:21.520 --> 01:14:28.479 Oh hey Kim, what's going on? How can we help you? Kim? 1458 01:14:30.399 --> 01:14:32.680 I can tell you Mark well, I mean, if he's 1459 01:14:32.720 --> 01:14:34.319 not there, why are we talking to him? 1460 01:14:34.359 --> 01:14:34.800 Is he there? 1461 01:14:34.960 --> 01:14:37.239 I'm not sure I've been. I meant to follow up 1462 01:14:37.279 --> 01:14:38.800 with him, but it's been a crazy week. 1463 01:14:39.079 --> 01:14:39.439 Okay. 1464 01:14:39.479 --> 01:14:42.960 Basically, he was married thirty five forty years. He and 1465 01:14:43.000 --> 01:14:44.319 his wife get divorced. 1466 01:14:44.399 --> 01:14:48.640 He's living in the barn, if you will, the apartment. 1467 01:14:48.159 --> 01:14:50.439 Barn, literally living in the house. 1468 01:14:51.439 --> 01:14:54.800 They come up with an agreement to divorce, she sells 1469 01:14:54.800 --> 01:14:55.279 the house. 1470 01:14:55.399 --> 01:14:57.640 He was supposed to get half. He never did. But 1471 01:14:57.720 --> 01:14:59.479 I think this all happened a long time ago. 1472 01:15:00.119 --> 01:15:03.239 Happened Kim? This is uh? 1473 01:15:03.600 --> 01:15:06.119 I mean the house just sold less than a year ago. 1474 01:15:06.199 --> 01:15:09.319 But it's been in the whole divorce thing has been 1475 01:15:09.359 --> 01:15:09.760 a couple of. 1476 01:15:09.800 --> 01:15:12.960 Years now, so two years ago you get the force. 1477 01:15:13.000 --> 01:15:17.359 So the judgment or the decree said, what explain it? 1478 01:15:18.479 --> 01:15:23.039 He said that we could live in separate quarters, which 1479 01:15:23.039 --> 01:15:24.800 she would live in the house and I live in 1480 01:15:24.840 --> 01:15:29.960 the in in my shop. So we started to do that. 1481 01:15:30.079 --> 01:15:35.640 Of course that didn't work right, long story stort. She 1482 01:15:35.760 --> 01:15:39.199 ended up selling the house underneath my feet. It kept 1483 01:15:39.199 --> 01:15:43.359 getting kicked off the property by police and I just so. 1484 01:15:43.319 --> 01:15:46.159 She sold the house. You weren't there. She sold the house. 1485 01:15:46.199 --> 01:15:47.000 How much of the house? 1486 01:15:47.800 --> 01:15:50.319 Back to the decree real quick though, how much were 1487 01:15:50.359 --> 01:15:53.199 you supposed to get from the sale of the house. 1488 01:15:53.319 --> 01:15:56.000 Let's get the heavange. 1489 01:15:56.039 --> 01:15:58.960 Okay, So when she when she sold it, did she 1490 01:15:59.079 --> 01:16:00.000 give you fifty percent? 1491 01:16:01.800 --> 01:16:02.600 Absolutely not. 1492 01:16:02.920 --> 01:16:05.319 Have you gone back to court and told the judge 1493 01:16:06.720 --> 01:16:07.720 they won't talk to me. 1494 01:16:08.239 --> 01:16:12.159 The judge won't talk to you, you know, they won't. 1495 01:16:12.359 --> 01:16:15.520 They won't have to me any questions, and they keep 1496 01:16:15.600 --> 01:16:16.760 telling me to fill out emotion. 1497 01:16:17.479 --> 01:16:20.399 Well that's what you have to do, of course, John, explain, 1498 01:16:20.840 --> 01:16:23.680 just explain in layman's terms what that means. You can't 1499 01:16:23.760 --> 01:16:25.960 just knock on the court door and go up and 1500 01:16:26.000 --> 01:16:28.399 talk to the judge. Under most cases, yeah. 1501 01:16:28.520 --> 01:16:31.600 I mean, you guys have a case that's that's you know, 1502 01:16:31.760 --> 01:16:35.159 at least been ongoing, and you just can't walk in 1503 01:16:35.199 --> 01:16:37.880 and throw a new issue on the judge. There are 1504 01:16:37.920 --> 01:16:39.920 procedures that have to be followed, and one of them 1505 01:16:40.000 --> 01:16:42.520 is that you're gonna file emotion and put forth what 1506 01:16:42.640 --> 01:16:45.119 you know your issue is, and then if the court 1507 01:16:45.119 --> 01:16:47.159 wants to set a hearing, then they'll drag your wife 1508 01:16:47.199 --> 01:16:50.039 in there to attend and answer to the court, and 1509 01:16:50.079 --> 01:16:52.279 she'll have an opportunity to put her side of the 1510 01:16:52.319 --> 01:16:55.439 story down as well. So I'm guessing you guys did 1511 01:16:55.439 --> 01:16:56.880 not have attorneys involved on this. 1512 01:16:58.119 --> 01:17:01.000 Well, she did because I didn't have any money. 1513 01:17:02.600 --> 01:17:05.800 Yeah, oh, you did everything wrong. I mean, the marital 1514 01:17:05.880 --> 01:17:08.119 assets should have got you in an attorney. But it's 1515 01:17:08.119 --> 01:17:09.920 too late. It's too late for that. 1516 01:17:10.880 --> 01:17:13.399 Where is this? Where is this ex wife for yours? 1517 01:17:14.920 --> 01:17:16.680 I don't know. I think she's in Florida. 1518 01:17:17.439 --> 01:17:19.279 Well, that complicates the hell out of it. 1519 01:17:19.359 --> 01:17:21.000 What state did all this go down in? 1520 01:17:21.079 --> 01:17:21.239 Here? 1521 01:17:21.279 --> 01:17:21.920 In Colorado? 1522 01:17:23.319 --> 01:17:26.640 Yes, and she asconded with all the money. 1523 01:17:28.600 --> 01:17:31.239 I don't know what she did with the money, but 1524 01:17:31.359 --> 01:17:34.399 she's not still here. I looked into it. I looked 1525 01:17:34.479 --> 01:17:36.600 into it. By myself a little bit. And I found 1526 01:17:36.640 --> 01:17:39.760 out that the people that bought the home paid cash 1527 01:17:39.840 --> 01:17:40.359 for it. 1528 01:17:41.720 --> 01:17:44.319 Cash, But that doesn't really matter. It doesn't matter how 1529 01:17:44.319 --> 01:17:46.439 they paid for the cash. I mean how they paid 1530 01:17:46.439 --> 01:17:48.079 for the home. They could have taken out a loan, 1531 01:17:48.439 --> 01:17:51.680 could have paid cash, could have brought a wheelbarrow of quarters. 1532 01:17:51.680 --> 01:17:52.359 It doesn't matter. 1533 01:17:52.880 --> 01:17:55.039 Does it work though? If he did file the motion 1534 01:17:55.359 --> 01:17:58.119 John and I mean we're talking divorce court, I mean 1535 01:17:58.199 --> 01:18:01.359 family law. But what I'm saying in general, you know, 1536 01:18:01.479 --> 01:18:04.319 a decrease basically a judgment, and if it literally says 1537 01:18:04.359 --> 01:18:07.520 he gets half of the house and she sold it 1538 01:18:07.560 --> 01:18:10.880 and she takes off and he gets nothing at this point, 1539 01:18:11.159 --> 01:18:13.840 regardless if it's a judgment for something else or this, 1540 01:18:14.520 --> 01:18:16.319 how if she if he doesn't know where the hell 1541 01:18:16.399 --> 01:18:19.079 she is, I mean, how does he possibly even get 1542 01:18:19.079 --> 01:18:21.199 her to come back here? Or does he have to 1543 01:18:21.239 --> 01:18:22.760 go find her in Florida? 1544 01:18:22.800 --> 01:18:25.279 He might he might have to. It depends on whether 1545 01:18:25.560 --> 01:18:27.680 and this is something I just don't know because I 1546 01:18:27.720 --> 01:18:30.560 don't practice this kind of law, but I suspect that 1547 01:18:30.600 --> 01:18:34.960 the court maintained some jurisdiction over the adjudication of that decree. 1548 01:18:35.399 --> 01:18:39.439 So you know, she has violated the decree in taking 1549 01:18:39.479 --> 01:18:41.640 all the money if it says what he says it says, 1550 01:18:42.359 --> 01:18:45.319 and so basically you're seeking to haul her back into 1551 01:18:45.359 --> 01:18:50.119 court to answer for her violation or contempt of that decree. 1552 01:18:50.239 --> 01:18:52.640 I get that, But not knowing where she's at is 1553 01:18:52.960 --> 01:18:53.920 problem number one. 1554 01:18:53.960 --> 01:18:55.880 That is problem number one. If she still has an 1555 01:18:55.880 --> 01:18:59.199 attorney on the case, that attorney, you know, might be 1556 01:18:59.439 --> 01:19:02.560 able to service and compel her attendance because he is 1557 01:19:03.079 --> 01:19:05.840 the attorney of record. Now he's withdrawn from the case, 1558 01:19:05.840 --> 01:19:08.600 which is why a lot of attorneys withdraw at the 1559 01:19:08.680 --> 01:19:12.039 end of a case so they can't be held to 1560 01:19:12.439 --> 01:19:15.840 him responsible forget the person back in. But I mean, 1561 01:19:15.840 --> 01:19:19.039 there are interesting there are people that can locate people. 1562 01:19:19.119 --> 01:19:23.840 I mean, even Florida, it's still not you know, it's 1563 01:19:24.000 --> 01:19:26.079 it's a real place. You can find people. They have 1564 01:19:26.159 --> 01:19:29.159 bank accounts and jobs and properties and all that stuff 1565 01:19:29.159 --> 01:19:31.760 down there as well. So go ahead, Mark, I know 1566 01:19:31.840 --> 01:19:32.319 that Kim. 1567 01:19:32.520 --> 01:19:33.920 I talked to Kim at the house a. 1568 01:19:33.840 --> 01:19:35.760 Few tres we ever have him talked to Bonnie. 1569 01:19:35.800 --> 01:19:36.840 That's what I was going to tell you. 1570 01:19:36.880 --> 01:19:39.880 So Kim was on with I think Tom a few 1571 01:19:39.880 --> 01:19:43.359 weeks ago. Kim, I think is on an Obama phone, 1572 01:19:43.399 --> 01:19:45.880 if you will, and so by the time Bonnie came 1573 01:19:45.920 --> 01:19:49.640 on with her advice, he had lost connection. I do 1574 01:19:49.760 --> 01:19:53.319 have a response from Bonnie in writing about his case. 1575 01:19:53.359 --> 01:19:55.399 If you want me to read it, well, I don't 1576 01:19:55.399 --> 01:19:57.600 want you to read it verbatim. But let's get to 1577 01:19:57.640 --> 01:19:59.680 the points of it. Let's take the break. We'll come 1578 01:19:59.720 --> 01:20:02.039 back and see with the attorney had to say, You're 1579 01:20:02.039 --> 01:20:04.359 gonna have to hang tight, Kim. We got two lines 1580 01:20:04.399 --> 01:20:07.479 open three oh three seven one three eight two five five. 1581 01:20:07.520 --> 01:20:11.439 My god, you couldn't have done anything worse. You couldn't 1582 01:20:11.479 --> 01:20:15.600 have done anything Wronger, Yeah, I'll say it Wronger, it's horrible. 1583 01:20:21.279 --> 01:20:24.560 Go with a sure thing Denver's best roofer Excel Roofing 1584 01:20:24.640 --> 01:20:25.239 dot com. 1585 01:20:25.279 --> 01:20:27.000 You don't pay a cent until you're. 1586 01:20:26.880 --> 01:20:33.119 Contenth time for an insurance check up free, no obligation. 1587 01:20:33.159 --> 01:20:37.000 In comparison, call Compass Insurance paying too much your coverage 1588 01:20:37.000 --> 01:20:39.880 at dozens of insurance companies find out Now three oh three, 1589 01:20:40.079 --> 01:20:42.199 seven to seven to one help. You'll think you're his 1590 01:20:42.359 --> 01:20:45.000 only customer when you choose Frank durand the real estate 1591 01:20:45.039 --> 01:20:48.279 Man dot com to list your home with Remax Alliance 1592 01:20:48.520 --> 01:20:50.840 three oh three nine two zero sixteen twenty two. 1593 01:20:51.800 --> 01:20:54.119 All right three oh three seven one three eight two 1594 01:20:54.199 --> 01:20:56.960 five five two lines open. You can ripped off. Take 1595 01:20:56.960 --> 01:20:59.000 an advantage of We want to hear from you. Kim 1596 01:20:59.039 --> 01:21:03.680 called in and apparently he had a divorce. His ex 1597 01:21:03.720 --> 01:21:06.800 wife basically scammed them out of the money when she. 1598 01:21:06.840 --> 01:21:09.279 Sold the house she moved to Florida. 1599 01:21:09.319 --> 01:21:12.079 He never got his half of the money and apparently 1600 01:21:12.119 --> 01:21:14.960 according to the divorce decree he was supposed to get half. 1601 01:21:15.119 --> 01:21:17.800 He has no idea where she lives. We got Bonnie 1602 01:21:17.800 --> 01:21:22.520 Shields involved in Bonnie. Suzanne gave us some information and 1603 01:21:22.640 --> 01:21:24.479 emailed go ahead and read it. Let's see with Bonnie. 1604 01:21:25.079 --> 01:21:26.319 So, Kim, this this is Anne. 1605 01:21:26.359 --> 01:21:28.159 You and I talked on the phone a few days ago, 1606 01:21:28.239 --> 01:21:29.600 and I meant to get back to you. This is 1607 01:21:29.600 --> 01:21:32.359 what Bonnie said about your call. She remembered your call. 1608 01:21:32.800 --> 01:21:35.079 If there was an order for her to give him 1609 01:21:35.199 --> 01:21:38.720 money and she didn't, he can file emotion for contempt. 1610 01:21:38.960 --> 01:21:41.119 He asked to be able to find her through and 1611 01:21:41.279 --> 01:21:42.840 in another state is tricky. 1612 01:21:43.359 --> 01:21:43.720 I'm sorry. 1613 01:21:43.880 --> 01:21:46.279 Able to find her though and in another state is tricky. 1614 01:21:46.520 --> 01:21:48.960 If she is still in Colorado, it's a lot easier. 1615 01:21:49.159 --> 01:21:51.680 He could also get a judgment for the amount and 1616 01:21:51.760 --> 01:21:54.840 maybe lean property if she has bought any. It's not 1617 01:21:55.039 --> 01:21:58.600 really easy questions. I think I came in late to 1618 01:21:58.680 --> 01:22:00.399 the talk, and I really would have a lot of 1619 01:22:00.479 --> 01:22:02.760 questions before I'd feel good about my answers. 1620 01:22:03.039 --> 01:22:05.119 Please tell him he can call me if he wants. 1621 01:22:05.359 --> 01:22:06.279 You should call her. 1622 01:22:06.439 --> 01:22:08.000 She'll talk to you off air, Kim. 1623 01:22:08.079 --> 01:22:10.760 But the one question I have is how long ago 1624 01:22:10.920 --> 01:22:11.359 was this. 1625 01:22:14.159 --> 01:22:15.520 That I got divorced? Yeah? 1626 01:22:15.600 --> 01:22:17.960 When was the decree? Like literally. 1627 01:22:19.079 --> 01:22:21.720 I sent and I sent in an emotion, but apparently 1628 01:22:21.800 --> 01:22:24.279 I got denied because I did something wrong. 1629 01:22:24.560 --> 01:22:28.439 When was the final When was the final divorce decree 1630 01:22:28.520 --> 01:22:29.680 issued by the court? Yeah? 1631 01:22:29.720 --> 01:22:33.880 How long ago? Pre COVID, during COVID, after COVID, Let's 1632 01:22:33.880 --> 01:22:34.359 start there. 1633 01:22:35.800 --> 01:22:40.000 It was that motion for this is motion for financial distance. 1634 01:22:40.880 --> 01:22:41.159 Okay? 1635 01:22:41.279 --> 01:22:42.479 Did she sell the house? 1636 01:22:43.920 --> 01:22:45.840 That was July twenty twenty four? 1637 01:22:46.680 --> 01:22:49.199 Okay? So, and and how long had you guys been 1638 01:22:49.199 --> 01:22:52.239 divorced before she sold the house? Six months. 1639 01:22:53.720 --> 01:22:58.439 At least? Yes? Well, yea almost a year. 1640 01:22:58.319 --> 01:23:03.680 But almost a year okay, okay, so late twenty three ish. 1641 01:23:03.760 --> 01:23:07.159 So basically you need to hire an attorney, Kim. I 1642 01:23:07.199 --> 01:23:09.119 mean you can call up and talk to Bonnie. 1643 01:23:09.680 --> 01:23:12.520 Tom, Tom, I don't have the money. 1644 01:23:12.720 --> 01:23:17.560 I understand, Kim, listen, maybe after you talk to Bonnie. Maybe, 1645 01:23:17.600 --> 01:23:20.439 And I trust me, I'm not promising you anything because 1646 01:23:20.920 --> 01:23:24.359 you know, most family law attorneys don't operate this way. 1647 01:23:25.079 --> 01:23:27.880 At the beginning, she might have. In other words, she 1648 01:23:27.920 --> 01:23:30.039 would have never have let this happen if you had 1649 01:23:30.039 --> 01:23:33.880 an attorney. Quite frankly, you let this woman basically kick. 1650 01:23:33.720 --> 01:23:34.359 You in the face. 1651 01:23:34.640 --> 01:23:36.560 So I'll put it like that. You let your ex 1652 01:23:36.600 --> 01:23:38.840 wife kick you in the face. She kicked you out 1653 01:23:38.920 --> 01:23:41.560 of your house. You slept in the barn, then she 1654 01:23:41.720 --> 01:23:44.479 sold the house, and a year later you're calling us. 1655 01:23:44.640 --> 01:23:46.840 And the only reason I'm yelling at you is I'm 1656 01:23:46.880 --> 01:23:49.479 frustrated with you. How come you didn't do anything for 1657 01:23:49.600 --> 01:23:50.840 yourself all this time? 1658 01:23:52.399 --> 01:23:54.680 I couldn't. I had no money to get an attorney. 1659 01:23:54.800 --> 01:23:56.239 I just had a stroke. Tom. 1660 01:23:56.600 --> 01:23:59.880 Okay, well there's something I can appreciate at least, right. 1661 01:24:00.520 --> 01:24:01.600 I want you to call. 1662 01:24:01.520 --> 01:24:05.000 Up and talk to Bonnie, okay, and then follow up 1663 01:24:05.039 --> 01:24:08.880 with us. Follow up with us. The biggest problem is 1664 01:24:08.920 --> 01:24:11.520 gonna be number one. And Bonnie said that in the email. 1665 01:24:12.000 --> 01:24:15.359 She said it's gonna be tough to find her. Now, 1666 01:24:15.399 --> 01:24:17.560 if she went out with that money and bought some 1667 01:24:17.600 --> 01:24:21.319 property somewhere, that's gonna make it a little easier. But 1668 01:24:21.560 --> 01:24:26.079 if she's running a place somewhere, especially using her maiden 1669 01:24:26.159 --> 01:24:28.840 name or something different, now, I mean, this could be 1670 01:24:28.840 --> 01:24:32.279 a nightmare for you with no assets trying to find her. 1671 01:24:32.560 --> 01:24:34.600 Or she might have spent it already it's been a 1672 01:24:34.680 --> 01:24:36.319 year mark, or she could. 1673 01:24:36.159 --> 01:24:38.439 Have spent it, or I mean gave it to her kids. 1674 01:24:38.479 --> 01:24:40.800 I mean, my god, we have no idea what happened here. 1675 01:24:41.319 --> 01:24:42.600 We just have no idea. 1676 01:24:43.079 --> 01:24:46.279 So we're gonna give you Bonnie's number, Okay, Kelly's gonna 1677 01:24:46.279 --> 01:24:47.560 give it to you off air hold tight. 1678 01:24:47.960 --> 01:24:49.800 I hate getting mad. I feel bad. The guy had 1679 01:24:49.800 --> 01:24:51.319 a stroke too, But that woman just. 1680 01:24:51.680 --> 01:24:54.960 God, I mean, she just totally took advantage of them, 1681 01:24:55.000 --> 01:25:01.079 get an attorney, walking into a divorce with one having 1682 01:25:01.119 --> 01:25:03.520 an attorney and the other having nothing. 1683 01:25:04.000 --> 01:25:07.399 Yeah, it's insanity. It's a recipe for disaster. 1684 01:25:07.520 --> 01:25:09.000 I'm surprised that's even legal. 1685 01:25:09.600 --> 01:25:14.039 It's legal. And and I guarantee you that he you know, 1686 01:25:14.079 --> 01:25:16.439 when they went to their final hearing and stuff to 1687 01:25:16.560 --> 01:25:19.960 judge and you know, inquired about whether he understood and 1688 01:25:20.039 --> 01:25:22.399 agreed to everything, and he was like, yep, yep, yep, 1689 01:25:23.000 --> 01:25:26.560 And you know so, I mean now he's saying no, 1690 01:25:26.760 --> 01:25:29.800 but then no, not only that. 1691 01:25:29.640 --> 01:25:32.159 To it there there's no doubt. There is no doubt 1692 01:25:32.640 --> 01:25:35.000 he could have paid for the attorney with the marriage 1693 01:25:35.039 --> 01:25:36.439 lassets such as the house. 1694 01:25:36.760 --> 01:25:37.760 Yeah, of course he could have. 1695 01:25:38.399 --> 01:25:40.920 So the fact he didn't have one. And I said it, 1696 01:25:41.039 --> 01:25:42.560 you know, not really jokingly. 1697 01:25:42.920 --> 01:25:44.800 I bet she was. Remember he was out in the 1698 01:25:44.800 --> 01:25:45.600 barn dominium. 1699 01:25:45.640 --> 01:25:48.000 She's in the house. I bet she's like, Hey, if 1700 01:25:48.000 --> 01:25:50.720 you don't get an attorney, I'll come busy on Saturday 1701 01:25:50.800 --> 01:25:54.039 nights or something. Somehow she got him not to get 1702 01:25:54.039 --> 01:25:57.600 an attorney. She truly took advantage of them. And it's 1703 01:25:57.680 --> 01:25:59.640 in it's crap, Kurt, what's going on with you? 1704 01:26:03.359 --> 01:26:03.640 Hello? 1705 01:26:03.880 --> 01:26:04.199 Aker? 1706 01:26:04.319 --> 01:26:04.960 What's going on? 1707 01:26:06.199 --> 01:26:06.279 So? 1708 01:26:07.039 --> 01:26:09.920 I am a project manager for City of Denver and 1709 01:26:10.520 --> 01:26:13.600 we are building a new recreation center in the Westwood 1710 01:26:14.079 --> 01:26:18.159 Westwood area southeast southwest Denver, and we have a problem 1711 01:26:18.199 --> 01:26:21.680 with Comcast and Loomen and I'm hoping you can help 1712 01:26:21.720 --> 01:26:25.319 out with We had about half a dozen old power 1713 01:26:25.359 --> 01:26:28.119 poles on the site that we're demoing, and Excel came 1714 01:26:28.199 --> 01:26:31.399 right out and removed the poles, no problem. But there's 1715 01:26:31.399 --> 01:26:34.920 one pole that has all the Internet lines from Loomen 1716 01:26:35.000 --> 01:26:38.600 and Comcast, and we cannot get hold of anyone that 1717 01:26:38.640 --> 01:26:41.319 will come out and remove them. That we have tried 1718 01:26:41.359 --> 01:26:45.920 and tried, me and the general contractor, and we're trying 1719 01:26:45.960 --> 01:26:47.720 to do them a favor. We don't want to just 1720 01:26:48.039 --> 01:26:52.279 demo the poll and lose internet for all the neighbors 1721 01:26:52.279 --> 01:26:54.319 in the area. We're trying to be good citizens. 1722 01:26:54.520 --> 01:26:56.039 So it's kind of odd. 1723 01:26:56.079 --> 01:26:58.239 Well, I guess it's not really odd that you have 1724 01:26:58.359 --> 01:27:02.640 basically Century Lank who's now Luhmen, and then Exfinity on 1725 01:27:02.760 --> 01:27:07.279 the same or Comcast on the same Susanne. I would 1726 01:27:07.319 --> 01:27:09.119 like to know whose poll it is, because it's going 1727 01:27:09.199 --> 01:27:12.079 to come down to that, I wonder. And it's definitely 1728 01:27:12.079 --> 01:27:14.600 on an easement right along with everything else. 1729 01:27:15.880 --> 01:27:18.159 It's it's it's it's actually in the city. It's a 1730 01:27:18.239 --> 01:27:20.720 kind of a combination of properties that we're put together 1731 01:27:20.760 --> 01:27:23.279 to get the site that it's a it's an Excel 1732 01:27:23.399 --> 01:27:27.720 pole that Excel removed the high voltage lines on and 1733 01:27:28.680 --> 01:27:31.199 but the remaining lines are the Internet, so they are Do. 1734 01:27:31.199 --> 01:27:35.199 You think those remaining lines are actually feeding homes or 1735 01:27:35.239 --> 01:27:36.119 businesses though. 1736 01:27:36.560 --> 01:27:39.319 Oh yeah, definitely, they're feeding homes in the general area. 1737 01:27:39.399 --> 01:27:41.800 Yes, jeez, that is a crazy one. How long you've 1738 01:27:41.840 --> 01:27:43.640 been trying to do it. We do have an angel 1739 01:27:43.720 --> 01:27:45.680 at Century Lenk right or Lumen. 1740 01:27:46.000 --> 01:27:47.000 Definitely, Luman. 1741 01:27:47.199 --> 01:27:50.039 I'm not sure about Comcasts, but luhman, I have a 1742 01:27:50.119 --> 01:27:51.359 contact for Yeah. 1743 01:27:51.359 --> 01:27:54.319 I didn't even realize funny enough to Comcast had stuff 1744 01:27:54.319 --> 01:27:56.279 in the sky. Keep going, I'm sorry, man. 1745 01:27:56.640 --> 01:27:58.439 Yeah, no, it's hard. It's hard to get hold of 1746 01:27:58.439 --> 01:28:00.439 anybody that I've at least been on the phone for 1747 01:28:00.640 --> 01:28:04.920 five or six hours with their customer service. And we 1748 01:28:05.039 --> 01:28:07.439 do have one name of the field person that we 1749 01:28:07.560 --> 01:28:10.920 got a cell phone number of and email, but they 1750 01:28:11.000 --> 01:28:14.479 just goes to us and same thing, Looman. We had 1751 01:28:14.479 --> 01:28:16.920 someone who seemed very responsive, sound like he was going 1752 01:28:17.000 --> 01:28:19.279 to come out and do the work that anticipated. 1753 01:28:20.520 --> 01:28:23.880 Yeah, so listen, we actually have Suzanne. This would be 1754 01:28:23.920 --> 01:28:27.520 perfect for our Comcast guy too. This is something he 1755 01:28:27.560 --> 01:28:29.880 could truly get involved in because he's a field guy. 1756 01:28:29.920 --> 01:28:31.760 You know, I'm talking about Snow. 1757 01:28:32.039 --> 01:28:37.079 Yeah, so email Snow and also email Loomen our angel 1758 01:28:37.159 --> 01:28:39.199 over there. But hold on a second, man, we got 1759 01:28:39.199 --> 01:28:43.319 to at least get your contact information. The address or 1760 01:28:43.359 --> 01:28:45.760 you know, whatever the plot or whatever it is where 1761 01:28:45.760 --> 01:28:48.279 you're dealing with Kelly, make sure we get all the 1762 01:28:48.319 --> 01:28:52.800 information there. Yeah, that's crazy. You sure don't want to 1763 01:28:52.880 --> 01:28:56.439 just take it down. And all these businesses have no Internet. 1764 01:28:56.479 --> 01:28:59.359 In fact, there could actually be some liability there if 1765 01:28:59.359 --> 01:29:00.880 they did do that. I couldn't there. I mean I 1766 01:29:00.920 --> 01:29:04.119 realized he works for Denver and you have governmental immunity. 1767 01:29:04.159 --> 01:29:06.680 But John, just as a thought, I mean, if you 1768 01:29:06.760 --> 01:29:10.159 were trying to demo an area and there was something 1769 01:29:10.199 --> 01:29:11.840 like this, I mean, how long do you got to 1770 01:29:11.880 --> 01:29:14.800 play ball? I mean it's kind of crazy, right, I 1771 01:29:14.840 --> 01:29:16.760 mean to think of it in those terms. You might 1772 01:29:16.800 --> 01:29:19.920 have to play ball till someone does something. Yeah, it's tricky. 1773 01:29:20.560 --> 01:29:25.119 Yeah, you kind of wonder you know where that line is? 1774 01:29:25.399 --> 01:29:28.600 You know, when is enough due diligence to make somebody 1775 01:29:28.640 --> 01:29:29.000 remove that? 1776 01:29:29.199 --> 01:29:29.399 Yeah? 1777 01:29:29.399 --> 01:29:31.560 One is enough time? Enough time? 1778 01:29:31.720 --> 01:29:31.800 Right? 1779 01:29:31.880 --> 01:29:33.439 I mean where where's the end of the row? 1780 01:29:33.600 --> 01:29:33.920 All right? 1781 01:29:33.920 --> 01:29:36.000 Three oh three seven one three A two five five. 1782 01:29:36.000 --> 01:29:36.840 Got to take a break. 1783 01:29:36.960 --> 01:29:38.880 We want to hear from you A couple lines open 1784 01:29:38.960 --> 01:29:42.079 three zero three Martino. 1785 01:29:46.319 --> 01:29:49.600 Go with a sure thing Denver's best roofer excel roofing 1786 01:29:49.680 --> 01:29:52.319 dot com. You don't pay a cent until you're content. 1787 01:29:55.680 --> 01:29:58.880 Time for an insurance check up free, no obligation. In comparison, 1788 01:29:59.000 --> 01:30:02.159 call Compass and insurance paying too much your coverage at 1789 01:30:02.199 --> 01:30:04.920 dozens of insurance companies. Find out now three oh three, 1790 01:30:05.079 --> 01:30:07.239 seven to seven to one help. You'll think you're his 1791 01:30:07.399 --> 01:30:10.000 only customer when you choose Frank durand the real estate 1792 01:30:10.039 --> 01:30:13.279 man dot com to list your home with Remax Alliance 1793 01:30:13.520 --> 01:30:38.800 three oh three nine two zero sixteen twenty two. 1794 01:30:39.720 --> 01:30:41.800 All right, three oh three seven one three eight two 1795 01:30:41.960 --> 01:30:47.439 five five. You know they finally charged that runner in Virginia, 1796 01:30:47.520 --> 01:30:51.399 the high school runner charged with assault after the baton strike. 1797 01:30:51.479 --> 01:30:54.159 It was one of those relay races and they add 1798 01:30:54.199 --> 01:30:57.359 the baton and this woman just clocks the other one 1799 01:30:57.399 --> 01:30:59.079 in the head. It happened about a week ago, but 1800 01:30:59.239 --> 01:31:03.199 finally they pressed charges. She's like, it's an accident. Anybody 1801 01:31:03.199 --> 01:31:06.439 that watched it, there is no way that was an accident. 1802 01:31:06.479 --> 01:31:09.000 She's up there saying I lost my balance. She knocked 1803 01:31:09.039 --> 01:31:11.840 her on back. Oh man, the whole thing is like 1804 01:31:11.920 --> 01:31:15.159 taking a bat and hitting somebody. Brady winding up for 1805 01:31:15.199 --> 01:31:16.479 a throw. You know, well, you. 1806 01:31:16.560 --> 01:31:18.479 Got to be so mad in the middle of a 1807 01:31:18.520 --> 01:31:22.840 relay race where you actually start swinging at the other people. 1808 01:31:22.840 --> 01:31:25.840 There had to be something going on besides the race, 1809 01:31:25.920 --> 01:31:29.399 maybe like a boyfriend was involved or something. I mean, 1810 01:31:29.439 --> 01:31:33.840 you just don't start whacking people in a race with you. 1811 01:31:33.880 --> 01:31:35.359 I've never seen anything like it. 1812 01:31:35.439 --> 01:31:37.239 Well, it looks like they were from the same school. 1813 01:31:37.279 --> 01:31:38.399 The jerseys were the same. 1814 01:31:38.960 --> 01:31:39.159 God. 1815 01:31:39.279 --> 01:31:42.359 Yeah, okay, you know what, then that even proves my point. 1816 01:31:42.399 --> 01:31:45.319 More something was going on. I bet it boy was 1817 01:31:45.359 --> 01:31:47.720 involved from different schools. 1818 01:31:47.760 --> 01:31:50.840 Mark, I can't relate to this. But she's she claims 1819 01:31:50.880 --> 01:31:51.920 it was just an accident. 1820 01:31:51.960 --> 01:31:54.079 Yeah, she's up against salt charges. 1821 01:31:54.159 --> 01:31:54.880 Yeah she is. 1822 01:31:55.039 --> 01:31:57.960 Yeah, she can say that all she wants. But unfortunately 1823 01:31:58.000 --> 01:32:01.319 it's on video and you can all see that there 1824 01:32:01.359 --> 01:32:04.199 was nothing. Actually she didn't. She didn't lose her balance 1825 01:32:04.279 --> 01:32:08.359 one little bit. I mean it was clearly she reared 1826 01:32:08.439 --> 01:32:10.239 back and whacked the girl. 1827 01:32:10.439 --> 01:32:13.079 You know, God, there had to be so much more 1828 01:32:13.119 --> 01:32:16.520 to it. I bet you there was some kind of 1829 01:32:16.560 --> 01:32:19.199 a boyfriend involved, or a girlfriend or whatever it is. 1830 01:32:19.560 --> 01:32:22.279 I mean she was close, like really close to her. 1831 01:32:22.399 --> 01:32:25.279 They were all bunched up or something, and it just 1832 01:32:25.479 --> 01:32:28.800 brushed her. But I mean she tried to drop her. Yeah, 1833 01:32:28.840 --> 01:32:31.439 she's taking a swing and she did drop her. She 1834 01:32:31.479 --> 01:32:34.600 did veered off and collapsed over there and says she 1835 01:32:34.680 --> 01:32:35.640 had a concussion. 1836 01:32:35.920 --> 01:32:39.399 So beeing somebody that ran track in college, Oh you did. 1837 01:32:39.520 --> 01:32:42.199 I've never ever seen somebody get hit with a baton. 1838 01:32:43.600 --> 01:32:45.359 Sometimes you get spiked. 1839 01:32:46.479 --> 01:32:47.039 Stuff like that. 1840 01:32:47.159 --> 01:32:53.359 Sometimes you hit somebody maybe like you know, like on 1841 01:32:53.439 --> 01:32:53.960 a farm. 1842 01:32:54.039 --> 01:32:54.359 Though. 1843 01:32:55.159 --> 01:32:56.359 Did you grow up in Iowa? 1844 01:32:56.479 --> 01:32:59.840 Well yes, yeah, I was like, this is like New 1845 01:32:59.880 --> 01:33:00.800 York City stuff. 1846 01:33:01.039 --> 01:33:05.479 Okay, you wouldn't understand this stuff that's normally New York racing. 1847 01:33:05.479 --> 01:33:07.399 In Denver that happens every day. 1848 01:33:08.039 --> 01:33:09.880 We did that all the time back in the city. 1849 01:33:10.000 --> 01:33:10.199 Yeah. 1850 01:33:10.359 --> 01:33:12.680 When I ran track and field, I remember. 1851 01:33:12.359 --> 01:33:15.560 Getting mugged a few times coming around in Jersey. 1852 01:33:15.199 --> 01:33:19.880 I remember my daughter played volleyball growing up in high 1853 01:33:19.920 --> 01:33:22.920 school and stuff. And one of their first trips they 1854 01:33:22.920 --> 01:33:26.399 took into a inner city Denver, Oh yeah, you know, 1855 01:33:26.760 --> 01:33:31.880 volleyball program and and it was something they had never 1856 01:33:32.079 --> 01:33:35.319 experienced before in their lives. I mean, these girls were 1857 01:33:35.359 --> 01:33:39.560 calling them names, and brandisically threatening them and stuff, and 1858 01:33:40.000 --> 01:33:43.600 it was crazy, crazy and all these little girls are like, 1859 01:33:43.720 --> 01:33:46.880 what the hell is going on here? You know? It 1860 01:33:46.920 --> 01:33:47.359 was bad. 1861 01:33:47.439 --> 01:33:48.399 How did they end up doing? 1862 01:33:48.439 --> 01:33:51.359 Did they win got smoked. They got smoked. So it worked. 1863 01:33:51.479 --> 01:33:53.560 If my daughter's going to kill me for this one, 1864 01:33:53.600 --> 01:33:54.880 but I'm going to tell it. 1865 01:33:54.920 --> 01:33:58.159 So you know Adeline very well. She's done some work 1866 01:33:58.239 --> 01:34:01.359 for you. And he's up in law school in fact, 1867 01:34:01.359 --> 01:34:03.560 her last year right now, she'll be taking the bar 1868 01:34:03.600 --> 01:34:07.960 this year. But when she was probably seventeen, she was 1869 01:34:08.000 --> 01:34:11.319 in taekwondo. She had a third degree, right, And when 1870 01:34:11.319 --> 01:34:14.560 you're sparring in Douglas County inside your own school and 1871 01:34:14.600 --> 01:34:17.279 other schools around, she was pretty good. So I mean 1872 01:34:17.560 --> 01:34:21.439 she decided that she wanted to start sparring, meaning. 1873 01:34:21.640 --> 01:34:23.319 Like real competition, right. 1874 01:34:23.840 --> 01:34:26.680 So we're like, okay, whatever, So we go out, we 1875 01:34:26.720 --> 01:34:29.439 buy whatever equipment. Don't get me going on that part. 1876 01:34:30.079 --> 01:34:32.880 So we go to the first one. We drive down. 1877 01:34:32.920 --> 01:34:36.920 It's somewhere like in Colfax in Denver. We're in Hoodlum territory, man, 1878 01:34:36.960 --> 01:34:39.720 and I am not kidding, and it is packed. It's 1879 01:34:39.800 --> 01:34:42.760 like the scene in the original Karate Kid. There's like 1880 01:34:42.800 --> 01:34:46.399 a million people there. There's like different rings going on everything. 1881 01:34:47.039 --> 01:34:54.279 Her first sparring was with this person at a pueblo. 1882 01:34:55.039 --> 01:35:00.199 And when I say mean name calling, just like like 1883 01:35:01.239 --> 01:35:05.000 Addie had never witnessed coming from Franktown and Castle Rock area, 1884 01:35:05.239 --> 01:35:10.079 had never witnessed anything like this before ever. Hell Susanna 1885 01:35:10.119 --> 01:35:11.800 and I were terrified for her life. 1886 01:35:11.960 --> 01:35:16.439 Yeah, I mean this girl was mean, I mean really mean. 1887 01:35:17.359 --> 01:35:20.399 They got in there. She beat the living she got 1888 01:35:20.520 --> 01:35:25.560 but handed to her dog, brought her boyfriend along. 1889 01:35:25.840 --> 01:35:29.840 The boyfriend was there to witness the beating, and uh, 1890 01:35:30.079 --> 01:35:34.319 let me tell you, that was the last time she 1891 01:35:34.560 --> 01:35:36.960 sparred outside of Douglas County. 1892 01:35:37.319 --> 01:35:40.840 So I feel for your dog. Exactly the same kind 1893 01:35:40.840 --> 01:35:43.920 of outcome. It was. It was brutal. These kids were shocked. 1894 01:35:44.359 --> 01:35:46.960 They were like, what in the heck have we been 1895 01:35:47.239 --> 01:35:48.159 dropped into here? 1896 01:35:48.199 --> 01:35:50.840 And that was before transgender people were allowed to do it. 1897 01:35:51.479 --> 01:35:54.520 They didn't even it didn't really matter. I mean, these 1898 01:35:54.520 --> 01:35:59.880 girls were they were bigger, they were tougher, tougher, they 1899 01:36:00.119 --> 01:36:03.239 were aggressive, they were mean, they were calling him names. 1900 01:36:03.279 --> 01:36:05.079 It was it was bad. 1901 01:36:05.119 --> 01:36:07.840 Hey man, I'll tell you we had Troy back in 1902 01:36:07.920 --> 01:36:10.600 my middle school, eighth grade. I'll tell you there wasn't 1903 01:36:10.640 --> 01:36:13.920 anybody in the world that would fight Troy. He was 1904 01:36:14.039 --> 01:36:17.920 just the meanest SLB. It just didn't matter. You would 1905 01:36:17.920 --> 01:36:20.800 be insane to fight Troy. Troy wanted to fight this 1906 01:36:20.840 --> 01:36:23.960 one kid after school, and the kid tried to run away, 1907 01:36:24.199 --> 01:36:26.439 and he was so terrified he pulled a knife out 1908 01:36:26.479 --> 01:36:29.520 on Troy, and Troy ended up stabbing the kid. 1909 01:36:29.920 --> 01:36:31.840 And he's not even the one that got in trouble 1910 01:36:31.840 --> 01:36:33.359 because the other kid brought the knife. 1911 01:36:33.439 --> 01:36:36.479 But we all knew those kids where you'd be insane 1912 01:36:36.520 --> 01:36:38.359 to fight them. I mean they'll kill. 1913 01:36:38.159 --> 01:36:41.239 You, literally, they'll kill you, right, all right? 1914 01:36:41.279 --> 01:36:43.800 Hey Bernard, what is your comment on the Kurt issue 1915 01:36:43.840 --> 01:36:47.840 with the telephone polls and what's going on? 1916 01:36:47.880 --> 01:36:48.079 Man? 1917 01:36:49.000 --> 01:36:52.479 Well, there's two fighting. The City of Denver could write 1918 01:36:53.000 --> 01:36:56.359 excelent letter and ask him to know. 1919 01:36:56.640 --> 01:36:59.800 Yeah, of course, yeah this guy, this guy wants to 1920 01:36:59.800 --> 01:37:01.840 get on with the demo and knock it out like 1921 01:37:01.920 --> 01:37:02.800 you know tomorrow. 1922 01:37:02.880 --> 01:37:03.079 Though. 1923 01:37:03.119 --> 01:37:05.439 I get you're right though the city of Denver could 1924 01:37:05.439 --> 01:37:06.079 get involved. 1925 01:37:06.880 --> 01:37:10.199 Yeah, but he's been screwing Ruthers for fun a while, right. 1926 01:37:10.439 --> 01:37:13.399 I don't think so, honestly, But it doesn't matter. I 1927 01:37:13.439 --> 01:37:16.119 agree with you one hundred percent. If anybody could get 1928 01:37:16.159 --> 01:37:18.359 their attention, it's going to be I was going to 1929 01:37:18.439 --> 01:37:20.920 say the mayor, but honestly, I don't think he could 1930 01:37:20.960 --> 01:37:22.039 get anybody's attention. 1931 01:37:22.199 --> 01:37:22.600 Keep going. 1932 01:37:22.680 --> 01:37:22.840 Well. 1933 01:37:22.880 --> 01:37:25.079 The other thing is that each one of those companies 1934 01:37:25.119 --> 01:37:26.800 that have a stell from the poll write them a 1935 01:37:26.880 --> 01:37:29.560 letter and say you've been trying to get you know, yeah, 1936 01:37:29.720 --> 01:37:32.279 talking to your local people. They've been giving the run round, 1937 01:37:32.920 --> 01:37:37.079 and that they've got, you know, ten days in the ring. 1938 01:37:37.000 --> 01:37:40.920 Rich Hey, but why do you why are you even 1939 01:37:40.960 --> 01:37:44.359 going there? Meaning have you had to deal with this before? 1940 01:37:45.520 --> 01:37:47.600 Why I'm going to construction engine there for years? 1941 01:37:47.640 --> 01:37:49.000 Got it? Well? 1942 01:37:49.039 --> 01:37:52.359 See, we know, we literally know two people we call 1943 01:37:52.399 --> 01:37:55.199 them angels, one at each and one of them is 1944 01:37:55.239 --> 01:37:59.520 a guy that literally does exactly this. He either builds out 1945 01:37:59.640 --> 01:38:03.680 or take down for century Link or Loomis or whatever 1946 01:38:03.680 --> 01:38:06.359 they're called now. And so I have a feeling this 1947 01:38:06.399 --> 01:38:09.119 will get handled in the next couple of days just 1948 01:38:09.199 --> 01:38:13.720 through our angels. But I appreciate it under NORGL circumstances. 1949 01:38:14.000 --> 01:38:16.439 You're absolutely right. I mean, basically you got to just 1950 01:38:16.479 --> 01:38:19.239 go contact them and at some point maybe just drive 1951 01:38:19.319 --> 01:38:22.000 down to a local office. 1952 01:38:22.439 --> 01:38:25.279 Right. But if you send in the letter and nothing happened, 1953 01:38:25.319 --> 01:38:26.880 at least you got something going. 1954 01:38:27.039 --> 01:38:28.520 Yeah, you definitely do. 1955 01:38:28.920 --> 01:38:31.720 I agree with that one hundred percent, Ben art Hey, 1956 01:38:31.760 --> 01:38:34.720 I appreciate the call man three oh three seven one 1957 01:38:34.760 --> 01:38:37.680 three eight two five five Artists, I promise you're up 1958 01:38:37.800 --> 01:38:41.960 right after this? Got two lines open, three zero three Martino, 1959 01:38:42.079 --> 01:38:48.720 we want to hear from you. 1960 01:38:48.760 --> 01:38:52.039 Go with a sure thing Denver's best roofer Excel Roofing 1961 01:38:52.119 --> 01:38:52.720 dot com. 1962 01:38:52.760 --> 01:38:54.760 You don't pay a cent until you're content. 1963 01:38:58.119 --> 01:39:01.680 Time for an insurance check up, free obligation comparison call 1964 01:39:01.800 --> 01:39:05.119 Compass Insurance paying too much your coverage at dozens of 1965 01:39:05.119 --> 01:39:07.840 insurance companies find out now three oh three seven to 1966 01:39:07.880 --> 01:39:08.359 seven to one. 1967 01:39:08.439 --> 01:39:08.720 Help. 1968 01:39:08.880 --> 01:39:11.520 You'll think you're his only customer when you choose Frank 1969 01:39:11.600 --> 01:39:14.039 durand the real estate Man dot com to list your 1970 01:39:14.079 --> 01:39:17.239 home with Remax Alliance three oh three nine two zero 1971 01:39:17.319 --> 01:39:19.000 sixteen twenty two. 1972 01:39:20.399 --> 01:39:22.439 All Right, three oh three seven one three a two 1973 01:39:22.520 --> 01:39:25.119 five five two lines open. Hey, Kelly, is that that 1974 01:39:25.239 --> 01:39:29.159 same guy? Don different guy? Update that because mine says 1975 01:39:29.159 --> 01:39:34.199 don on here? But anyhow, Artists, what's going on with you? Artists? 1976 01:39:33.479 --> 01:39:35.159 Okay? 1977 01:39:36.039 --> 01:39:41.079 I need a referral to a car from Colorado to Mississippi. 1978 01:39:41.239 --> 01:39:45.159 Okay, don't want to get ripped off again like my 1979 01:39:45.279 --> 01:39:47.560 son did two years ago? Got it? 1980 01:39:47.560 --> 01:39:48.680 What this virtue dies? 1981 01:39:49.119 --> 01:39:49.880 So here's what I do? 1982 01:39:50.000 --> 01:39:51.279 Can you recommend the company. 1983 01:39:51.399 --> 01:39:53.680 Yeah, it's not a company, it's a person. We know 1984 01:39:54.239 --> 01:39:58.159 Rod with Jfarcars. Here's what Rod's gonna do. He's gonna 1985 01:39:58.159 --> 01:39:59.640 mark it up a little so, I mean he might 1986 01:39:59.720 --> 01:40:02.760 charge fifty hundred bucks whatever it is, but he's going 1987 01:40:02.840 --> 01:40:05.039 to go on to a site that they use all 1988 01:40:05.079 --> 01:40:08.479 the time. JFR Cars ships cars all over the country 1989 01:40:08.760 --> 01:40:11.479 and they're part of a group of people that can 1990 01:40:11.520 --> 01:40:14.840 go on and they know when a certain company they 1991 01:40:14.880 --> 01:40:18.239 trust has a truck in the area, and basically they 1992 01:40:18.279 --> 01:40:21.079 grab that truck, they get the best price and get 1993 01:40:21.079 --> 01:40:23.000 it done. And I mean it's going to be ensured. 1994 01:40:23.079 --> 01:40:25.359 Nothing's going to happen. It's going to be the best 1995 01:40:25.399 --> 01:40:27.279 way to go. But that's ah. I want you to 1996 01:40:27.319 --> 01:40:29.800 call Rid up and then he'll get it for you. 1997 01:40:30.000 --> 01:40:32.640 And he'll also find you the best price because he's 1998 01:40:32.680 --> 01:40:35.000 going to be looking at all the different pricing as well. 1999 01:40:35.920 --> 01:40:36.880 He's like a broker. 2000 01:40:36.920 --> 01:40:40.119 Then, yeah, he's like a broker, but he ships cars 2001 01:40:40.159 --> 01:40:42.359 personally all over the country. 2002 01:40:42.399 --> 01:40:45.039 He knows all the shippers. 2003 01:40:45.119 --> 01:40:48.039 Okay, yeah, he deals directly with the shippers. 2004 01:40:48.279 --> 01:40:49.159 That's what I'm saying. 2005 01:40:49.199 --> 01:40:52.039 He doesn't own his own shipping company, but he deals 2006 01:40:52.079 --> 01:40:54.159 with all the good ones. So he's going to tell 2007 01:40:54.199 --> 01:40:55.159 you which one to use. 2008 01:40:56.199 --> 01:40:59.960 What's JFR cars. 2009 01:40:58.880 --> 01:41:02.359 Three h three asks for Rod three oh three five 2010 01:41:02.520 --> 01:41:05.840 two zero six eight three nine. You can also find 2011 01:41:05.920 --> 01:41:10.399 JFR on our referral list at referral list dot com. 2012 01:41:10.840 --> 01:41:11.680 I was looking for that. 2013 01:41:11.800 --> 01:41:13.319 I couldn't find the referral list. 2014 01:41:13.720 --> 01:41:16.520 Oh, just referral list dot com and under search just 2015 01:41:16.640 --> 01:41:17.399 at JFR. 2016 01:41:18.560 --> 01:41:20.279 Oh okay, got that all right? 2017 01:41:20.399 --> 01:41:21.279 Artist appreciated. 2018 01:41:21.399 --> 01:41:24.319 I don't I don't trust just anybody. 2019 01:41:24.399 --> 01:41:26.880 This is you said your son got ripped off? Just 2020 01:41:26.960 --> 01:41:29.560 out of curiosity? What happened? How do you get ripped off? 2021 01:41:29.600 --> 01:41:32.680 The car never showed up, showed up, damage, charged them more. 2022 01:41:33.119 --> 01:41:37.199 She shipped his merchandise from Colorado to Mississippi end that 2023 01:41:37.239 --> 01:41:38.479 we went two months late. 2024 01:41:39.000 --> 01:41:41.079 Parva got there and the other part dune. 2025 01:41:41.239 --> 01:41:42.239 Yeah it was dammaged. 2026 01:41:42.399 --> 01:41:43.840 Yeah, it was pure Hall. 2027 01:41:43.880 --> 01:41:46.279 So yeah, and a lot of people that was his car. 2028 01:41:46.560 --> 01:41:49.199 A lot of people don't realize too when you're shipping 2029 01:41:50.119 --> 01:41:53.760 most things, especially interstate, I mean you're looking at sixty 2030 01:41:54.039 --> 01:41:56.760 to seventy cents a pound if they break some can 2031 01:41:56.800 --> 01:42:00.079 you imagine that? Think about like a brand new one 2032 01:42:00.079 --> 01:42:04.279 thousand dollars eighty five inch TV John and the thing 2033 01:42:04.359 --> 01:42:07.479 weighs let's say thirty five pounds, and they're going to 2034 01:42:07.520 --> 01:42:10.039 give you twenty bucks for it because it's by the pound. 2035 01:42:10.159 --> 01:42:12.680 Ye. People don't get it. People just don't get it. 2036 01:42:12.720 --> 01:42:16.399 In fact, just as a side note, I don't think 2037 01:42:16.479 --> 01:42:19.399 when we move, I don't think we're moving. I don't 2038 01:42:19.439 --> 01:42:21.800 think I'm going to I'm gonna either sell all the 2039 01:42:21.880 --> 01:42:24.680 furniture or just get rid of it. I mean, I'm 2040 01:42:24.680 --> 01:42:27.039 to the point now where I don't even I don't 2041 01:42:27.039 --> 01:42:30.800 think it makes sense to move furniture across the country. 2042 01:42:30.840 --> 01:42:33.800 I mean, unless you have something that's like really crazy. 2043 01:42:33.880 --> 01:42:36.840 But I just think it would be cheaper to buy 2044 01:42:36.920 --> 01:42:40.039 new stuff or at least hassle factor a lot better. 2045 01:42:40.279 --> 01:42:41.560 Plus the stuff. 2046 01:42:41.239 --> 01:42:44.079 We have now in what we you know, our country estate, 2047 01:42:44.119 --> 01:42:46.479 if you will, out in the woods would look pretty 2048 01:42:46.479 --> 01:42:48.640 strange in a modern condo somewhere. 2049 01:42:49.039 --> 01:42:51.239 The challenge that you have is that if you buy 2050 01:42:51.359 --> 01:42:53.920 new stuff, a lot of times it takes four to 2051 01:42:54.000 --> 01:42:56.880 six weeks to get it, sometimes even ten or twelve 2052 01:42:56.920 --> 01:42:59.560 to get it. Yeah, and so it's really hard to 2053 01:42:59.680 --> 01:43:03.319 kind of stagger, you know, leaving and getting rid of 2054 01:43:03.359 --> 01:43:05.359 all the other stuff and showing up with nothing and 2055 01:43:05.399 --> 01:43:07.800 then figuring out what to do for a couple of months. 2056 01:43:08.119 --> 01:43:11.039 A lot of condos, like if you have like you know, 2057 01:43:11.640 --> 01:43:14.720 if you have a place in Keystone, for example, they're Breckenridge, 2058 01:43:14.880 --> 01:43:17.600 a lot of those kind of ski and condos and stuff, 2059 01:43:18.359 --> 01:43:21.399 they're always sold with the furniture. Yeah, And then is 2060 01:43:21.399 --> 01:43:24.960 that true in general with like I don't know, like 2061 01:43:25.039 --> 01:43:28.279 something over at Landmark. I mean, if you buy something 2062 01:43:28.279 --> 01:43:30.359 in Landmark, I bet a lot of times. I think 2063 01:43:30.479 --> 01:43:33.479 when Tom sold his Unity sold it furnished. I think 2064 01:43:33.520 --> 01:43:36.119 it's really expensive to move out of the top floor. 2065 01:43:36.199 --> 01:43:38.920 I think it's if it's you know, I think it 2066 01:43:38.960 --> 01:43:42.359 really comes down to whether the sellers, you know, it 2067 01:43:42.479 --> 01:43:45.720 was their primary residence or not. If it's a second home, 2068 01:43:45.960 --> 01:43:48.199 you're more likely that they're going to leave it because, yeah, 2069 01:43:48.439 --> 01:43:49.359 what are they going to do with it? 2070 01:43:49.439 --> 01:43:51.840 Yeah, they have no place to put it an one. 2071 01:43:51.880 --> 01:43:54.600 But for somebody that actually lives there it's their stuff, 2072 01:43:54.640 --> 01:43:56.520 you're much less likely that they're going to leave it. 2073 01:43:56.840 --> 01:43:58.960 So we've got one I want to talk about coming 2074 01:43:59.039 --> 01:44:01.439 up and don I'll get you in a second. We 2075 01:44:01.520 --> 01:44:04.680 can free up artists there three oh three seven one 2076 01:44:04.720 --> 01:44:06.479 three A two five five. We'd love to hear from 2077 01:44:06.479 --> 01:44:08.479 you any questions you have loved to go after a 2078 01:44:08.560 --> 01:44:12.000 contractor anything. We love sinking our teeth into that stuff 2079 01:44:12.079 --> 01:44:15.000 or just giving advice. Three zero three seven one three 2080 01:44:15.000 --> 01:44:17.560 A two five five. One more hour coming up. But John, 2081 01:44:18.000 --> 01:44:20.840 I'm going to talk to you about something we discussed 2082 01:44:20.840 --> 01:44:23.319 on air. Actually I wasn't here, but I heard you 2083 01:44:23.439 --> 01:44:26.079 talking about it. The guy that got hit. Oh, I 2084 01:44:26.199 --> 01:44:28.079 send it to you. I do remember this. I know 2085 01:44:28.119 --> 01:44:30.520 why I remember it with you. I sent you over 2086 01:44:30.600 --> 01:44:34.239 that caller we had that were the gate on I 2087 01:44:34.479 --> 01:44:37.520 seventy opened up one of the snow gates or wind 2088 01:44:37.560 --> 01:44:40.199 gates or basically closed the road down and it hit 2089 01:44:40.239 --> 01:44:44.000 their car, did about ten fifteen thousand dollars worth of damage. 2090 01:44:44.439 --> 01:44:47.880 And then what happened was they turned it into State 2091 01:44:47.920 --> 01:44:51.199 of Colorado where Sea died. They got denied and do 2092 01:44:51.239 --> 01:44:53.680 you remember why it got denied? With the denial letter 2093 01:44:53.720 --> 01:44:54.920 said roughly do you remember? 2094 01:44:55.000 --> 01:44:57.720 Yeah? What did it say? We didn't have knowledge of 2095 01:44:57.760 --> 01:44:59.439 it before the incident. 2096 01:44:59.520 --> 01:45:03.359 I have an update for you after this break that's 2097 01:45:03.399 --> 01:45:07.920 gonna blow your mind about that exact same gate. Everybody 2098 01:45:07.920 --> 01:45:10.640 hold on perfect tease. 2099 01:45:40.359 --> 01:45:43.640 Go with a sure thing Denver's Best roofer Excel Roofing 2100 01:45:43.720 --> 01:45:44.319 dot com. 2101 01:45:44.359 --> 01:45:46.359 You don't pay a cent until you're content. 2102 01:45:49.760 --> 01:45:52.920 Time for an insurance check up free, no obligation comparison 2103 01:45:53.079 --> 01:45:56.640 call Compass Insurance paying too much your coverage at dozens 2104 01:45:56.640 --> 01:45:59.359 of insurance companies find out now three oh three seven 2105 01:45:59.479 --> 01:46:02.479 seven one help. You'll think you're his only customer when 2106 01:46:02.520 --> 01:46:05.000 you choose Frank durand the real estate Man dot com 2107 01:46:05.000 --> 01:46:08.119 to list your home with Remax Alliance three oh three 2108 01:46:08.239 --> 01:46:11.159 nine two zero sixteen twenty two. 2109 01:46:15.640 --> 01:46:20.920 Ripped off, mad News? Need advice? Who you don't have? 2110 01:46:21.079 --> 01:46:25.600 Come running just as fast as we can. 2111 01:46:26.479 --> 01:46:31.239 Shooter's gonna help. Come man, This is. 2112 01:46:31.199 --> 01:46:38.800 The Troubleshooter Show Now, Tom Martinez, Welcome, Welcome to the 2113 01:46:38.960 --> 01:46:39.760 Only Show. 2114 01:46:39.560 --> 01:46:41.800 If it's kind. We're here to solve problems, answer questions, 2115 01:46:41.840 --> 01:46:44.640 take complaints, make your life just a little bit better. 2116 01:46:44.680 --> 01:46:47.800 In fact, to the tune of over three hundred million 2117 01:46:48.399 --> 01:46:53.399 in cash, merchandise exchanges, refund services directly due to this show. 2118 01:46:53.439 --> 01:46:56.279 If you've been ripped off, or maybe you want to 2119 01:46:56.319 --> 01:46:58.560 prevent being ripped off, and you have a question, we 2120 01:46:58.680 --> 01:47:01.680 want to hear from you. Three zero three seven one 2121 01:47:01.800 --> 01:47:06.319 three eight two five five. Attorney John Fuller joins me 2122 01:47:06.399 --> 01:47:09.600 to my left, my beautiful wife, Suzanne Brooke White with 2123 01:47:09.760 --> 01:47:14.359 Redrocksars dot Com, Redrocks Roof and Solar in Deputy Doc. 2124 01:47:14.560 --> 01:47:17.000 We've got Dragon and we've got Kelly on the other 2125 01:47:17.479 --> 01:47:18.359 side of the glass. 2126 01:47:18.399 --> 01:47:20.800 If anybody has any questions wants to talk to us, 2127 01:47:20.840 --> 01:47:23.399 we'd love to hear from you. Three zero three seven 2128 01:47:23.479 --> 01:47:25.560 one three eight two five five. Great time to get 2129 01:47:25.600 --> 01:47:28.399 through now, John, I want to talk to you about this. 2130 01:47:28.560 --> 01:47:30.840 I kind of teased it. It's crazy. We had a 2131 01:47:30.880 --> 01:47:34.039 caller reach out to us at help at trebleshooter dot 2132 01:47:34.079 --> 01:47:36.239 com and they sent me a video and I sent 2133 01:47:36.279 --> 01:47:39.560 the video to you. They're driving down I seventy and 2134 01:47:39.680 --> 01:47:42.520 these gates where they close the highway down generally due 2135 01:47:42.560 --> 01:47:47.079 to weather, swung open and hit their car and it's 2136 01:47:47.159 --> 01:47:50.279 the video is literally a dashcm and you can see it. 2137 01:47:50.279 --> 01:47:53.119 It's like the gate was fine, yep, no problem. Next 2138 01:47:53.119 --> 01:47:55.239 thing you know, it opens up and it happens to 2139 01:47:55.319 --> 01:47:57.840 hit their car. I think it was ten grand in damage, yep. 2140 01:47:58.279 --> 01:47:59.079 And they did. 2141 01:47:58.920 --> 01:47:59.960 Everything they were supposed to. 2142 01:48:00.159 --> 01:48:05.000 They called the police, they made an accident report, they 2143 01:48:05.520 --> 01:48:08.720 reached out to Sea Dot. They went through the online 2144 01:48:08.760 --> 01:48:11.640 portal to try to get reimbursed hip for the body shop, 2145 01:48:11.640 --> 01:48:13.680 and they got denied because. 2146 01:48:14.239 --> 01:48:17.600 We didn't have knowledge of the dangerous condition before this accident. 2147 01:48:17.800 --> 01:48:22.079 So listen to this. After that aired on here, Okay, 2148 01:48:23.000 --> 01:48:28.479 listen to this. This other one came out and this 2149 01:48:28.560 --> 01:48:33.479 happened about a week ago. That same exact gate, the 2150 01:48:33.600 --> 01:48:39.199 exact same exact gate in twenty twenty three hit a 2151 01:48:39.239 --> 01:48:44.640 truck and did twenty three thousand dollars worth of damage 2152 01:48:44.720 --> 01:48:46.520 to the truck, the exact same one. 2153 01:48:46.600 --> 01:48:49.399 Are you telling me they had the police report lied 2154 01:48:49.680 --> 01:48:50.680 about the gate. 2155 01:48:50.800 --> 01:48:54.239 I'm saying Sea Dot said they didn't know about it. 2156 01:48:54.840 --> 01:48:57.159 But how wouldn't they have known about it if it 2157 01:48:57.399 --> 01:48:59.239 happened back in twenty twenty three. 2158 01:49:00.079 --> 01:49:01.199 You can't be serious. 2159 01:49:01.399 --> 01:49:04.000 They out in front of me when I was going 2160 01:49:04.039 --> 01:49:07.319 to pass somebody else. Harvey said, there was nowhere else 2161 01:49:07.399 --> 01:49:10.199 I could go. I couldn't hit the brakes, and I 2162 01:49:10.319 --> 01:49:14.279 hit it head on. Cost twenty grand of damage to 2163 01:49:14.439 --> 01:49:15.319 my truck. 2164 01:49:15.159 --> 01:49:17.840 And they paid for it. And no, they didn't pay 2165 01:49:17.880 --> 01:49:19.880 for it. They invoked the same thing I said. 2166 01:49:19.920 --> 01:49:24.119 I contacted my insurance company, who contacted Sea Dot. Sea 2167 01:49:24.119 --> 01:49:28.079 dot said, it's a road hazard in Colorado, and that's 2168 01:49:28.119 --> 01:49:29.960 something you're supposed to look out for. 2169 01:49:32.359 --> 01:49:34.840 So here's the deal. Just let me kind of set 2170 01:49:34.880 --> 01:49:39.039 the legal, you know, framework for why this went down 2171 01:49:39.079 --> 01:49:42.039 the way it went down. Okay times so you know, 2172 01:49:42.159 --> 01:49:45.520 simple negligence is new or should have known. I mean, 2173 01:49:45.560 --> 01:49:48.319 the gate wasn't ladged. Maybe you could foresee that the 2174 01:49:49.159 --> 01:49:51.880 thing could swing open and a windo or something on 2175 01:49:51.920 --> 01:49:56.199 a windy day sometimes blows in eastern Colorado. Crazy but true, 2176 01:49:56.800 --> 01:50:00.239 and and we would just be dealing with foreseeability. But 2177 01:50:01.119 --> 01:50:05.159 when it's a government actor, for seability alone doesn't carry 2178 01:50:05.159 --> 01:50:08.079 the day because we have the governmental immunity standards which 2179 01:50:08.079 --> 01:50:10.000 we have to have, which we have to have, makes 2180 01:50:10.039 --> 01:50:13.439 total sense, But the effect of the governmental Immunity statute 2181 01:50:14.079 --> 01:50:18.439 is to raise up the required level of knowledge above 2182 01:50:18.640 --> 01:50:23.319 just simple foreseeability and newer to gross No, you have 2183 01:50:23.399 --> 01:50:25.800 to have actual knowledge, which is kind of the same 2184 01:50:25.840 --> 01:50:29.359 as gross negligence, but you have to actually show knowledge 2185 01:50:29.399 --> 01:50:30.399 of the dangerous convention. 2186 01:50:30.520 --> 01:50:33.680 So, for example, if someone was working on that gate 2187 01:50:34.199 --> 01:50:38.880 the day before and realize the latch was broken. 2188 01:50:38.720 --> 01:50:40.720 Good, and they were waiting a day to get the 2189 01:50:40.760 --> 01:50:44.720 new latch, and even if somebody emailed them a year 2190 01:50:44.760 --> 01:50:46.760 before and said, hey, that gate looks a little close 2191 01:50:46.800 --> 01:50:50.000 to the road, that would be enough. The challenge is, 2192 01:50:50.119 --> 01:50:52.600 I mean, here's really what it comes down to. How 2193 01:50:52.640 --> 01:50:55.000 the heck do you get somebody to give you the 2194 01:50:55.039 --> 01:50:57.800 information that you need to be able to prove that 2195 01:50:57.920 --> 01:51:00.720 they had knowledge of something. Let's get out of the 2196 01:51:00.760 --> 01:51:01.720 government immunity. 2197 01:51:01.840 --> 01:51:02.079 Yep. 2198 01:51:02.439 --> 01:51:05.319 So let's say it's a I'm trying to think of 2199 01:51:05.359 --> 01:51:08.600 a good example. Let's say a slip and fall on 2200 01:51:08.680 --> 01:51:11.720 government property. No, let's a slip and fall at Walmart, 2201 01:51:11.800 --> 01:51:14.560 or a slipping fall at Sears, or a slipping fall anywhere. 2202 01:51:14.720 --> 01:51:17.279 Okay, So if you don't. 2203 01:51:17.000 --> 01:51:20.600 Know there's a piece of ice outside wherever, let's say 2204 01:51:20.600 --> 01:51:23.039 it's society of your building, it's not in the main walkway, 2205 01:51:23.520 --> 01:51:27.039 and someone slips and falls pushing a grocery cart out 2206 01:51:27.079 --> 01:51:31.039 to their car the first time it happens, how would 2207 01:51:31.079 --> 01:51:32.640 Walmart have ever known it was there? 2208 01:51:32.800 --> 01:51:36.680 It doesn't matter, because the standard for a private landowner 2209 01:51:37.239 --> 01:51:41.079 is a new or should have known standard. Okay, So 2210 01:51:41.239 --> 01:51:44.319 either we can say you did know about it, or 2211 01:51:44.359 --> 01:51:48.119 if you didn't, you should have. You operate a big 2212 01:51:48.159 --> 01:51:51.279 parking lot it gets snow, you're in charge of cleaning it. 2213 01:51:51.359 --> 01:51:55.920 You hire companies. You're unnoticed that we could potentially have ice. Okay, 2214 01:51:55.920 --> 01:51:59.199 so new or should have known. But the government, in 2215 01:51:59.239 --> 01:52:02.399 their infinite ways, put a little provision in there. The 2216 01:52:02.439 --> 01:52:06.399 humility says, when we're dealing with the governmental immunity situation, 2217 01:52:07.439 --> 01:52:09.960 simple new or should have known doesn't carry the day. 2218 01:52:10.279 --> 01:52:13.279 That component of the analysis is ramped up to the 2219 01:52:13.319 --> 01:52:15.840 next level, which requires actual knowledge. 2220 01:52:15.880 --> 01:52:18.439 But most of the slipping falls you hear about in 2221 01:52:18.479 --> 01:52:21.479 a parking lot, there's generally never a payout on there, 2222 01:52:21.600 --> 01:52:25.439 are there? I mean, if it just snows, like how long? 2223 01:52:25.520 --> 01:52:29.399 What's reasonable? So you know a halstorm comes through or 2224 01:52:29.439 --> 01:52:33.359 a snowstorm comes through, Well when does a retail shop? 2225 01:52:33.840 --> 01:52:36.880 When are they expected to know there's ice? Get rid 2226 01:52:36.880 --> 01:52:39.279 of the ice? Well, actually sign me up. 2227 01:52:39.359 --> 01:52:42.880 We do have successful cases under those circumstances, and a 2228 01:52:42.880 --> 01:52:45.920 lot of times it comes down to you know, they'll 2229 01:52:46.840 --> 01:52:49.239 you've got a reason. You've got a contract that says 2230 01:52:49.279 --> 01:52:52.039 you're supposed to come plow and as salt a parking lot. 2231 01:52:52.520 --> 01:52:54.920 Whenever you have an accumulation of two inches, yeah, can 2232 01:52:55.039 --> 01:52:56.720 get we get six? And they didn't show. 2233 01:52:56.840 --> 01:53:01.600 Yeah, like Denver makes all retailers shovel the sidewalks within 2234 01:53:01.920 --> 01:53:02.560 X amount of time. 2235 01:53:02.640 --> 01:53:04.560 Yeah, so we have a standard. We may have a 2236 01:53:04.560 --> 01:53:08.760 contract that sets forth a duty on some particular defendant 2237 01:53:08.800 --> 01:53:11.359 to come out and plow and shovel and salt and 2238 01:53:11.399 --> 01:53:13.920 sand and all that, and they don't do it, or 2239 01:53:14.439 --> 01:53:17.199 you know, or you have I've had cases where you know, 2240 01:53:17.359 --> 01:53:19.920 there's a manager that has to give the final go 2241 01:53:20.000 --> 01:53:22.119 ahead because they don't want the snowplow to show up 2242 01:53:22.119 --> 01:53:24.880 in charge of money. Every time there's a flake of snow, 2243 01:53:24.920 --> 01:53:27.600 they're like, well it was two inches in wherever. So 2244 01:53:28.119 --> 01:53:30.359 some manager has to give the go ahead and they're like, 2245 01:53:30.439 --> 01:53:33.319 well not yet, not yet, not yet, And then they 2246 01:53:33.359 --> 01:53:36.079 don't do it when clearly it goes over that threshold. 2247 01:53:36.560 --> 01:53:38.800 Then they're going to be held responsible because they knew 2248 01:53:38.880 --> 01:53:39.680 or they should have known. 2249 01:53:40.119 --> 01:53:45.840 Have you ever had a case where a car accident. 2250 01:53:46.039 --> 01:53:46.279 Yep. 2251 01:53:46.439 --> 01:53:49.279 But let's say it's a maybe it was a stolen 2252 01:53:49.399 --> 01:53:53.199 car or someone that wasn't supposed to be driving the car, yep. 2253 01:53:53.960 --> 01:53:59.199 And the insurance simply won't pay because they weren't supposed 2254 01:53:59.199 --> 01:54:01.920 to be driving the car. And there's nothing the other 2255 01:54:01.960 --> 01:54:04.039 party can do at that point right, In other words, 2256 01:54:04.079 --> 01:54:07.560 your client if they're not if they're not going to 2257 01:54:07.640 --> 01:54:09.560 cover it, I mean that is a true out or 2258 01:54:10.239 --> 01:54:12.640 or I also heard this and tell me if I'm right, 2259 01:54:12.640 --> 01:54:14.079 then I want to see if you ever had a 2260 01:54:14.119 --> 01:54:17.560 case like this where if I'm in my own car 2261 01:54:17.600 --> 01:54:20.239 and I have insurance, I have liability insurance. Let's they 2262 01:54:20.279 --> 01:54:23.399 have a lot of it. But I decide I'm going 2263 01:54:23.439 --> 01:54:25.319 to like rob a bank or rob a seven to 2264 01:54:25.399 --> 01:54:29.000 eleven in my car and I'm driving away and I'm 2265 01:54:29.000 --> 01:54:31.399 trying to get away quick and I run into somebody. 2266 01:54:31.760 --> 01:54:35.079 Could my insurance not pay because I was in the 2267 01:54:35.159 --> 01:54:38.319 middle of a crime even though it's me driving my car. 2268 01:54:38.880 --> 01:54:41.560 Okay, so you just threw out three different scenarios there. 2269 01:54:41.680 --> 01:54:45.199 Let me enough in turn the simplest one. If your 2270 01:54:45.199 --> 01:54:49.399 car gets stolen and you had no culpability in it 2271 01:54:49.479 --> 01:54:52.039 getting stolen, like you didn't leave it outside warming up 2272 01:54:52.079 --> 01:54:53.880 with the keys in it, or something that we could 2273 01:54:53.880 --> 01:54:57.159 point to you as being you know, negligent in getting stolen, 2274 01:54:57.279 --> 01:55:00.760 or something that your insurance is almost certainly never gonna 2275 01:55:00.760 --> 01:55:04.279 pay for those damages. Okay. Scenario number two would be, 2276 01:55:04.920 --> 01:55:08.279 let me give you a scenario Let's say you and 2277 01:55:09.119 --> 01:55:14.720 your you know girlfriend break up. Okay, but but prior 2278 01:55:14.800 --> 01:55:18.119 to that, she drove your car all the time. Okay, 2279 01:55:18.399 --> 01:55:21.600 so she at one point was a permissive driver. The 2280 01:55:21.680 --> 01:55:24.920 law in Colorado says, if you ever were a permissive driver, 2281 01:55:25.039 --> 01:55:27.119 you always are a permissive. 2282 01:55:26.680 --> 01:55:28.920 So even if you broke up, if she stole your 2283 01:55:29.000 --> 01:55:30.560 car the next week to get. 2284 01:55:30.359 --> 01:55:32.279 Back at you, yes, she's still going to be a 2285 01:55:32.279 --> 01:55:36.279 permissive driver. Your insurance coverage would apply and would provide 2286 01:55:36.359 --> 01:55:39.039 for you know, a victim of an action, even if 2287 01:55:39.119 --> 01:55:41.560 you told her don't ever touch my car again. I 2288 01:55:41.680 --> 01:55:45.279 had a case where a guy showed up, i mean, 2289 01:55:45.560 --> 01:55:48.399 beat the ever living you know what out of his ex, 2290 01:55:48.720 --> 01:55:51.399 kidnapped her, stuffed her in the car, got in her car, 2291 01:55:51.479 --> 01:55:53.960 and drove off, and we still got coverage for the 2292 01:55:54.000 --> 01:55:56.000 accident that happened about two blocks away. 2293 01:55:56.079 --> 01:55:56.920 Oh my god. 2294 01:55:57.000 --> 01:55:59.600 So yes, now your third. 2295 01:55:59.359 --> 01:56:03.840 Scenario remissive driver, always driver, Yep. 2296 01:56:04.279 --> 01:56:06.800 And that's crazy. Yep. In the eyes of the law, 2297 01:56:06.840 --> 01:56:12.359 that's exactly it. And so your third scenario again was well. 2298 01:56:12.239 --> 01:56:15.079 If you're oh yeah, yeah, if you're if you're committed, 2299 01:56:15.119 --> 01:56:15.720 you're a crime. 2300 01:56:15.800 --> 01:56:18.600 You're robbing a bank as you tend to do seven 2301 01:56:18.640 --> 01:56:22.119 eleven stuff or seven elevens whatever, and you drive away 2302 01:56:22.159 --> 01:56:26.600 and you run over somebody. Okay, there are in almost 2303 01:56:26.680 --> 01:56:30.640 every insurance contract provisions that say we will not pay 2304 01:56:30.680 --> 01:56:32.880 for damages incurred during the commission of a. 2305 01:56:32.800 --> 01:56:35.800 Crime, even if it's you driving, even if it's you driving. 2306 01:56:35.920 --> 01:56:38.159 Have you ever ran up against that in all your 2307 01:56:38.279 --> 01:56:42.039 time where the insurance company not not your client, because 2308 01:56:42.039 --> 01:56:45.479 you're usually on the other side, but you're fighting to 2309 01:56:45.479 --> 01:56:47.479 get paid and they're saying, nope, we're not going to 2310 01:56:47.560 --> 01:56:49.079 cover it because of this clause. 2311 01:56:49.199 --> 01:56:51.479 Yeah, they've tried to. I haven't had one that was 2312 01:56:51.520 --> 01:56:56.680 successful in in truly denying it, you know. And and 2313 01:56:56.680 --> 01:56:59.800 and the guy that was driving it certainly wants there 2314 01:56:59.800 --> 01:57:02.920 to be insurance coverage because that person is on the line. 2315 01:57:03.159 --> 01:57:06.000 If the insurance doesn't pay, they're in a real pickle there. 2316 01:57:06.079 --> 01:57:10.560 So they've always been super cooperative with us in sating 2317 01:57:11.000 --> 01:57:13.720 it was a complete accident. I was totally you know, 2318 01:57:14.239 --> 01:57:18.600 and we've been successful. You know that dealy has happened. Yeah, 2319 01:57:18.640 --> 01:57:21.760 for sure. That's the reason why d ULI accidents are covered. 2320 01:57:21.880 --> 01:57:24.279 Okay, wait, because wait, I got to take this break, 2321 01:57:24.279 --> 01:57:26.079 because that's where I was going to go next, Yep, 2322 01:57:26.319 --> 01:57:28.920 if it's in, if it's during the commission of a 2323 01:57:29.000 --> 01:57:32.079 crime and someone's out getting drunk, or let's even go, 2324 01:57:32.399 --> 01:57:35.119 let's even go a step further. They're cruising down I 2325 01:57:35.279 --> 01:57:40.439 twenty five shoving Jack Daniels down their throat by the bottle. 2326 01:57:41.159 --> 01:57:43.840 To me, that's a big time crime. They're in the 2327 01:57:43.880 --> 01:57:46.880 commission of a crime right there. They're drinking and driving, 2328 01:57:47.239 --> 01:57:49.640 So I assume and we'll talk about it after this. 2329 01:57:50.239 --> 01:57:52.800 They wouldn't have any coverage, but they always seem to. 2330 01:57:52.920 --> 01:57:59.319 Yep, go with a sure thing. 2331 01:57:59.399 --> 01:58:02.840 Denver's Rufer Excel Roofing dot com. You don't pay a 2332 01:58:02.920 --> 01:58:08.840 cent until you're content than time for an insurance check 2333 01:58:08.920 --> 01:58:12.920 up free no obligation comparison call Compass Insurance paying too 2334 01:58:13.000 --> 01:58:16.079 much your coverage at dozens of insurance companies find out 2335 01:58:16.079 --> 01:58:18.640 now three oh three seven seven to one help. You'll 2336 01:58:18.640 --> 01:58:21.399 think you're his only customer when you choose Frank durand 2337 01:58:21.399 --> 01:58:23.840 the real estate Man dot com to list your home 2338 01:58:24.079 --> 01:58:27.199 with Remax Alliance three oh three nine two zero sixteen 2339 01:58:27.279 --> 01:58:27.800 twenty two. 2340 01:58:28.920 --> 01:58:31.800 All right, three oh three seven one three eight two 2341 01:58:31.920 --> 01:58:34.239 five five. You've been ripped off taking advantage of just 2342 01:58:34.239 --> 01:58:35.960 need some help. We want to hear from you. We 2343 01:58:36.039 --> 01:58:38.920 got lines open three zero three Martino. I want to 2344 01:58:38.960 --> 01:58:40.840 go back to John Fuller. Then I got a text 2345 01:58:40.880 --> 01:58:46.399 for Brook with redrocksr AS dot com. John. So we 2346 01:58:46.399 --> 01:58:48.800 were talking about during a commission of a crime, and 2347 01:58:48.800 --> 01:58:51.239 we were talking about if I robbed to seven eleven 2348 01:58:51.279 --> 01:58:54.000 in my car, that I have liability insurance and I 2349 01:58:54.079 --> 01:58:57.600 run into somebody or run over somebody, my insurance company 2350 01:58:57.600 --> 01:59:01.119 could deny the claim because I was I was using 2351 01:59:01.159 --> 01:59:03.880 the car during the commission of a crime. 2352 01:59:04.199 --> 01:59:05.560 Pretty much straight up yep. 2353 01:59:05.720 --> 01:59:10.039 But I said, then how come people with DUIs all 2354 01:59:10.119 --> 01:59:14.159 the time, and I mean like bad ones, how come 2355 01:59:14.199 --> 01:59:17.119 their insurance pay So you're driving down the highway and 2356 01:59:17.199 --> 01:59:21.359 someone sucking down Jack Daniels like pez candy or something, 2357 01:59:21.720 --> 01:59:24.399 and then they run into another car and create a 2358 01:59:24.439 --> 01:59:27.640 big injury or death or something like that. Why isn't 2359 01:59:27.640 --> 01:59:32.520 that a crime as well? Why does insurance always pay out? Yeah, 2360 01:59:32.600 --> 01:59:34.119 it's a it's a great question. 2361 01:59:34.279 --> 01:59:39.600 But the reality is the driving is distinct from the drunkenness. Okay, 2362 01:59:39.920 --> 01:59:43.720 so it's not the drunkenness that causes the accident, it's 2363 01:59:43.760 --> 01:59:47.000 the negligent driving that causes the accident. Got it. So 2364 01:59:47.039 --> 01:59:50.600 it's driving off the road, it's whatever. I mean, that's truly. 2365 01:59:50.640 --> 01:59:54.840 The difference is that you can't you can't conflate the 2366 01:59:54.920 --> 02:00:00.720 two acts. They're distinctly and and and legally set it acts. 2367 02:00:00.800 --> 02:00:04.319 You know. The negligence that caused the accident is they 2368 02:00:04.319 --> 02:00:06.920 didn't intend the accident. It was still an accident that 2369 02:00:07.079 --> 02:00:09.920 was not you know, on purpose that they ran into it. 2370 02:00:09.960 --> 02:00:12.039 That would be an intentional act that wouldn't be covered. 2371 02:00:12.319 --> 02:00:16.039 This is an accident and they just happened to be 2372 02:00:16.319 --> 02:00:18.800 in violation of They could have been in violation of 2373 02:00:18.840 --> 02:00:21.079 a seat belt law. Let's just let's use that as 2374 02:00:21.279 --> 02:00:25.880 texting now. Or texting, you wouldn't say that the the 2375 02:00:26.079 --> 02:00:30.520 violation of the seat belt law should invalidate insurance coverage. Yeah, gotcha. 2376 02:00:30.600 --> 02:00:33.319 So it's the same kind of concept. It's kind of 2377 02:00:33.359 --> 02:00:35.399 funny thinking about it that way. If I was an 2378 02:00:35.439 --> 02:00:38.840 insurance company, I would love to be able to say, Okay, 2379 02:00:38.840 --> 02:00:41.000 if you're intoxicated, you don't have coverage. 2380 02:00:41.079 --> 02:00:44.800 Yeah, and some try to do that. Actually, be very hard. 2381 02:00:45.119 --> 02:00:47.560 Can there be so many people that aren't covered. 2382 02:00:47.319 --> 02:00:50.920 In the scenario that Mark originally mentioned what's the difference 2383 02:00:51.279 --> 02:00:53.199 if he robbed a bank and on the way out 2384 02:00:53.279 --> 02:00:55.119 hit somebody. How is that different? 2385 02:00:55.319 --> 02:00:57.680 Do you want it's still not Well, the robbing the 2386 02:00:57.720 --> 02:01:01.119 bank was intentional, it was so it was drinking. 2387 02:01:01.239 --> 02:01:05.000 But yeah, you're doc, You're right, So why I'm just 2388 02:01:05.079 --> 02:01:06.239 cherious why it would be different. 2389 02:01:07.279 --> 02:01:10.079 It just is. I mean, it's it's one of those 2390 02:01:10.079 --> 02:01:13.840 things where and and and listen, the commission of a crime, 2391 02:01:14.279 --> 02:01:21.600 exclusion is is really more predicated on the intentionality of 2392 02:01:21.640 --> 02:01:24.840 the driving. So if you're driving fast, trying to escape 2393 02:01:24.840 --> 02:01:28.640 from the scene, it's that is an intentional act. You're 2394 02:01:28.680 --> 02:01:32.560 you're breaking that. It's your speed and inability to control 2395 02:01:32.600 --> 02:01:34.800 the vehicle that is the cause of the accent. 2396 02:01:35.199 --> 02:01:36.840 Or trying to run from the cops. 2397 02:01:36.920 --> 02:01:39.039 Yeah, or running from the cops. I mean, that is 2398 02:01:39.279 --> 02:01:42.159 the crime that you're doing. That's the intentional deal. The 2399 02:01:42.279 --> 02:01:45.119 drunk guy is not intending to break the law. He's 2400 02:01:45.159 --> 02:01:48.920 trying to drive good. He's just happens to be drunk. 2401 02:01:49.000 --> 02:01:51.000 That makes I think that's really where the it's the 2402 02:01:51.079 --> 02:01:52.000 intentional part. 2403 02:01:52.520 --> 02:01:57.079 Yes, So if I if someone took their car and 2404 02:01:57.119 --> 02:02:01.199 intentionally they're really pissed at their neighbor, whatever, it's a 2405 02:02:01.239 --> 02:02:04.880 neighbor thing that just blew out of control, and they 2406 02:02:04.920 --> 02:02:07.760 grabbed their car and run over their mailbox and run 2407 02:02:07.800 --> 02:02:11.159 over their shed in their truck. There's probably no coverage 2408 02:02:11.199 --> 02:02:14.359 because they did it on purpose, correct, simple as that. 2409 02:02:14.880 --> 02:02:18.199 Absolutely it does homeowners work the exact same way for 2410 02:02:18.239 --> 02:02:19.000 the most part. 2411 02:02:18.920 --> 02:02:22.399 I think. So. Yeah, it's hard to say I accidentally 2412 02:02:22.520 --> 02:02:25.359 ran through the guy's fence and over his tough shed. 2413 02:02:25.479 --> 02:02:29.439 And I mean, who was the what was the politician 2414 02:02:29.520 --> 02:02:31.720 that I thought they were going to talk about Tiger Woods? 2415 02:02:33.119 --> 02:02:38.720 Tiger of course, but the who was it that the 2416 02:02:38.760 --> 02:02:41.399 neighbor went and assaulted him when he was cutting his 2417 02:02:41.399 --> 02:02:45.039 grass or something? It was no, No, it was the guy, 2418 02:02:45.159 --> 02:02:46.000 the Texas guy. 2419 02:02:47.520 --> 02:02:51.439 No, wasn't it. No, it definitely wasn't Ross Brow No, no, no, 2420 02:02:51.560 --> 02:02:53.439 got it. Can't believe. I can't think of his name. 2421 02:02:53.840 --> 02:02:55.239 I can picture him perfectly. 2422 02:02:55.439 --> 02:02:56.600 I thought it was one of the Pauls. 2423 02:02:57.439 --> 02:02:58.960 I don't think it was Ron Paul. 2424 02:02:59.079 --> 02:03:03.199 Yeah, so the neighbor over ran rad All and just 2425 02:03:03.279 --> 02:03:04.680 beat the hell out of him. 2426 02:03:05.319 --> 02:03:07.119 But that's in Kentucky, not Texas. 2427 02:03:07.199 --> 02:03:08.840 And what did he say, though I didn't know, did 2428 02:03:08.920 --> 02:03:10.119 he say it was an accident? 2429 02:03:10.479 --> 02:03:14.920 I accidentally punched him. In essence, yeah, he tried to 2430 02:03:15.239 --> 02:03:18.840 and and I mean that case was that was just dumb, 2431 02:03:19.039 --> 02:03:21.159 you know all the way around. It wasn't really an 2432 02:03:21.199 --> 02:03:24.960 insurance deal. But but it was your example about running 2433 02:03:24.960 --> 02:03:26.840 through the neighbor spence because you get so mad at 2434 02:03:26.920 --> 02:03:27.560 him for whatever. 2435 02:03:27.640 --> 02:03:30.000 You know, I bet there's been husbands or wives they 2436 02:03:30.119 --> 02:03:32.479 got really mad and they take one car and run 2437 02:03:32.520 --> 02:03:35.720 into the other. Now, what happens if someone did run 2438 02:03:35.720 --> 02:03:39.439 into your own car on accident? Once again, let's take out. 2439 02:03:39.600 --> 02:03:42.079 Let's take out. It wasn't intentional, it's an accident. 2440 02:03:42.239 --> 02:03:43.560 It's covered, so they cover it. 2441 02:03:43.880 --> 02:03:46.479 I back out and I don't realize Suzanne parked right 2442 02:03:46.479 --> 02:03:48.199 behind me and I run into all the. 2443 02:03:48.159 --> 02:03:49.479 Time and it's covered. 2444 02:03:49.720 --> 02:03:51.359 Yeah, well that's good to know. 2445 02:03:52.039 --> 02:03:54.079 That's really good care for where you parked. Susan. 2446 02:03:55.279 --> 02:03:58.039 What you say out of all your clientele, and I 2447 02:03:58.079 --> 02:04:00.199 don't mean your clientele, I'm going to take that back. 2448 02:04:00.640 --> 02:04:03.239 I'm talking the other side, the people you go after, 2449 02:04:03.880 --> 02:04:07.439 like the people that hit us. Ironically, the ones that 2450 02:04:07.640 --> 02:04:10.840 hit us. She was a woman and the one that 2451 02:04:10.920 --> 02:04:14.319 rear and daddy was a woman, So just ironic. But 2452 02:04:14.359 --> 02:04:18.079 I'm asking you and you know, feel free if you 2453 02:04:18.119 --> 02:04:19.680 don't want to go there. But then I'll know what 2454 02:04:19.760 --> 02:04:23.319 the answer is. Do people that cause accidents tend to 2455 02:04:23.359 --> 02:04:23.800 be women? 2456 02:04:27.600 --> 02:04:33.039 Nice? Nice? Try? I don't. I truly don't know. It's 2457 02:04:33.079 --> 02:04:35.399 not something that I track in my firm, got it, 2458 02:04:35.640 --> 02:04:40.960 I I would, I truly wouldn't know. I mean, I 2459 02:04:41.159 --> 02:04:43.319 would tell you if I if I had a sense 2460 02:04:43.359 --> 02:04:43.640 of it. 2461 02:04:43.680 --> 02:04:45.039 But I lit teenagers. 2462 02:04:45.079 --> 02:04:48.319 I can't say. I can't say that it's decidedly, you know, 2463 02:04:48.439 --> 02:04:51.960 a female roster of defendants in my firm. I don't. 2464 02:04:52.039 --> 02:04:54.039 I don't know that it is. I think it's probably, 2465 02:04:54.840 --> 02:04:57.920 you know, equal to the demographic makeup in the in 2466 02:04:57.960 --> 02:05:02.520 the community. I mean, really it makes sense. Maybe I would, 2467 02:05:02.600 --> 02:05:05.560 I would have to guess that, you know, maybe younger 2468 02:05:05.640 --> 02:05:08.840 drivers are more prevalent than than older drivers, and you 2469 02:05:08.840 --> 02:05:12.079 know kids more than you know. You could probably look 2470 02:05:12.199 --> 02:05:15.039 deep into it and come up with all these crazy conclusions. 2471 02:05:15.159 --> 02:05:17.319 But but it's not something that I track, And I 2472 02:05:17.359 --> 02:05:21.079 truly don't have the sense to say that it's a rule, 2473 02:05:21.199 --> 02:05:22.159 that's the mark rule. 2474 02:05:22.439 --> 02:05:23.880 I know this for a fact. 2475 02:05:24.760 --> 02:05:29.439 Young boys costs more to ensure than young girls. I 2476 02:05:29.479 --> 02:05:32.760 guarantee of the insurance companies know exactly who's more likely 2477 02:05:32.800 --> 02:05:35.239 to get in an accident, Yeah, and charge accordingly. 2478 02:05:35.359 --> 02:05:38.560 And then how about how about someone I've heard I've 2479 02:05:38.560 --> 02:05:42.039 heard maybe it was you. I've heard someone say that 2480 02:05:42.119 --> 02:05:44.640 if it truly is a health issue. In other words, 2481 02:05:44.920 --> 02:05:49.680 you legitimately have a stroke and you pass out, Thank 2482 02:05:49.760 --> 02:05:53.359 God you live, but you cause a big accident that 2483 02:05:53.520 --> 02:05:57.279 you can actually but be denied because well it's not intentional. 2484 02:05:57.359 --> 02:05:59.880 You didn't intentionally have a stroke. So but it was 2485 02:06:00.079 --> 02:06:01.399 kind of like an act of God. 2486 02:06:01.600 --> 02:06:04.960 Yeah, and I think that still is there to a degree. 2487 02:06:05.079 --> 02:06:07.640 We had this thing called a sudden emergency doctrine in 2488 02:06:07.680 --> 02:06:11.840 Colorado for a long time that that would apply in 2489 02:06:11.880 --> 02:06:14.319 that circumstance directly towards. 2490 02:06:14.119 --> 02:06:16.439 The insurance company. In other words, it wasn't out. 2491 02:06:16.439 --> 02:06:18.960 Right they would say, we're not covering it to sudden emergency. 2492 02:06:19.119 --> 02:06:22.079 They weren't negligent, there's no you know, there's no insurable 2493 02:06:22.079 --> 02:06:25.840 act there, you know. But then the defense bar started 2494 02:06:25.880 --> 02:06:28.119 pushing the envelope and they pushed it a little bit 2495 02:06:28.159 --> 02:06:30.000 too far, and they did it for a lady that 2496 02:06:30.199 --> 02:06:31.760 lost control over cars. 2497 02:06:32.560 --> 02:06:35.800 We'll go with a sure thing Denver's Best roofer Excel 2498 02:06:35.880 --> 02:06:38.520 roofing dot com. You don't pay a cent until you're 2499 02:06:38.560 --> 02:06:45.520 content time for an insurance checkup free, no obligation. In comparison, 2500 02:06:45.680 --> 02:06:49.239 call Compass Insurance paying too much your coverage at dozens 2501 02:06:49.239 --> 02:06:51.960 of insurance companies find out now three O three seven 2502 02:06:51.960 --> 02:06:54.319 to seven to one help. You'll think you're his only 2503 02:06:54.399 --> 02:06:56.880 customer when you choose Frank durand the real estate Man 2504 02:06:56.920 --> 02:07:00.399 dot com to list your home with Remax Alliance three 2505 02:07:00.399 --> 02:07:03.079 all three nine two zero sixteen twenty two. 2506 02:07:09.560 --> 02:07:12.800 All right, three oh three seven one three eight two 2507 02:07:12.880 --> 02:07:18.319 five five three zero three Martino, We've been picking John 2508 02:07:19.039 --> 02:07:23.560 Fuller's brain left and right today. It's been kind of crazy. 2509 02:07:23.600 --> 02:07:25.880 I love thinking about just law in general. John, you 2510 02:07:25.920 --> 02:07:28.920 did some criminal defense. By the way, we have lines 2511 02:07:28.920 --> 02:07:31.680 open three oh three seven one three eight two five five, 2512 02:07:31.880 --> 02:07:34.960 and I've got some questions for Brookie Redrocks. But you 2513 02:07:35.000 --> 02:07:37.239 did criminal law for a little bit, right, I did. 2514 02:07:37.760 --> 02:07:39.840 What side of the arena? Were you on the DA 2515 02:07:39.960 --> 02:07:41.199 side or both sides. 2516 02:07:40.880 --> 02:07:44.199 Are on the defense side? On the defense side, were 2517 02:07:44.239 --> 02:07:47.880 you ever a public defender? Negative ghost rider? 2518 02:07:47.920 --> 02:07:49.079 That's got to be a hard one. 2519 02:07:49.840 --> 02:07:53.880 Well, you know it's the same job, but the complicating 2520 02:07:53.920 --> 02:07:55.840 you know what makes it difficult is they. 2521 02:07:55.800 --> 02:07:57.600 Just get you're not getting paid. 2522 02:07:57.399 --> 02:08:02.079 Well, being ombwhelmed with a million cases. You know, there's 2523 02:08:02.359 --> 02:08:04.279 you know, if those guys are like, look, I can 2524 02:08:04.279 --> 02:08:06.439 get a great deal, or do you want to go 2525 02:08:06.479 --> 02:08:08.439 to trial, and they're like, I want to go to trial, 2526 02:08:08.600 --> 02:08:10.439 you know, and so they end up trying. 2527 02:08:10.680 --> 02:08:12.239 Because they're not paying for an attorney. 2528 02:08:12.319 --> 02:08:15.399 Yeah, exactly, and and they figure just roll the dice. 2529 02:08:15.439 --> 02:08:17.359 I mean, what's the worst that can happen? I lose. 2530 02:08:17.399 --> 02:08:19.640 That's the same thing as a as a plea. So 2531 02:08:19.720 --> 02:08:23.439 if those guys get i mean just the worst cases, 2532 02:08:23.560 --> 02:08:26.279 some of the worst clients, and they get you know, 2533 02:08:26.479 --> 02:08:28.720 overwhelmed with cases, I mean, it's a bad deal. I 2534 02:08:28.720 --> 02:08:30.600 feel sorry for him. A lot of times. They are 2535 02:08:30.840 --> 02:08:34.560 phenomenal attorneys, you know, they get they get the worst 2536 02:08:34.560 --> 02:08:37.039 facts and they play cases. It's kind of like putting 2537 02:08:37.079 --> 02:08:40.239 in your does though right in the d well. It's 2538 02:08:40.239 --> 02:08:41.720 not in the DA's office at all. 2539 02:08:41.760 --> 02:08:42.640 But I didn't know that. 2540 02:08:43.000 --> 02:08:46.159 The DA and the PD are not connected in any way. 2541 02:08:46.279 --> 02:08:48.560 They're but they're both paid for by the city right 2542 02:08:48.800 --> 02:08:51.960 well by the state. Normally, you know, it's a the 2543 02:08:52.039 --> 02:08:55.600 DA's or state agencies and the public defenders as well, 2544 02:08:55.640 --> 02:08:58.840 but they're completely separate. There's no there's no connection. 2545 02:08:58.880 --> 02:08:59.319 What's up. 2546 02:08:59.439 --> 02:09:03.960 So Adeline worked in the public Defender's office over I 2547 02:09:04.000 --> 02:09:08.760 think last summer in Wyoming, YEP. And most of them 2548 02:09:08.760 --> 02:09:12.239 coming through that she dealt with drove her crazy because 2549 02:09:12.239 --> 02:09:16.319 they're almost all the same. It was child neglect, child molestation, 2550 02:09:16.399 --> 02:09:19.079 and we're talking generally by someone in the family, right, 2551 02:09:19.960 --> 02:09:21.359 And she said she just could. 2552 02:09:21.279 --> 02:09:21.760 Never do it. 2553 02:09:21.960 --> 02:09:24.760 She said, it's so hard to get up there. And 2554 02:09:24.880 --> 02:09:28.439 you know, she was there interning, so it's not like 2555 02:09:28.560 --> 02:09:32.000 I mean, she's working under somebody's my point, and she goes, 2556 02:09:32.039 --> 02:09:33.720 I just don't even know how they do it. I mean, 2557 02:09:33.760 --> 02:09:36.800 it's just outright disgusting some of these people. And you 2558 02:09:36.880 --> 02:09:39.119 got to get up there and defend them. Yeah, it's 2559 02:09:39.119 --> 02:09:40.119 gotta be tough as hell. 2560 02:09:40.520 --> 02:09:44.079 There are bad facts and bad people and bad cases 2561 02:09:44.119 --> 02:09:47.239 out there every time, you know, and those people are 2562 02:09:47.359 --> 02:09:51.800 entitled to a defense. In large god largely, the defense 2563 02:09:51.880 --> 02:09:55.279 that they get provided doesn't require that we endorse what 2564 02:09:55.319 --> 02:09:58.000 they did or didn't do. I mean, we're we're not. 2565 02:09:59.399 --> 02:10:02.560 I mean, we're we're providing a legal defense that's different 2566 02:10:02.640 --> 02:10:07.760 than you know, than saying I'm advocating that their behavior was. 2567 02:10:08.000 --> 02:10:13.199 If you hire a criminal defense attorney, and let's say 2568 02:10:13.199 --> 02:10:15.439 I walk in and I come in and say, hey, 2569 02:10:15.520 --> 02:10:19.399 I need an attorney. I got arrested for domestic violence 2570 02:10:19.479 --> 02:10:23.640 last night. And I looked and I go, yep, and 2571 02:10:24.199 --> 02:10:26.119 she really pissed me off, and I punched her in 2572 02:10:26.119 --> 02:10:28.079 the face and I threw her down the stairs, and 2573 02:10:28.119 --> 02:10:31.319 I literally come out to the attorney of what I did. 2574 02:10:32.079 --> 02:10:34.359 They can still defend me, right, They don't have to. 2575 02:10:35.520 --> 02:10:37.199 They don't have to tell anybody. 2576 02:10:37.520 --> 02:10:42.279 Criminal defense is mostly about ensuring that the process that's 2577 02:10:42.319 --> 02:10:47.560 in place was applied correctly and worked. So it's about 2578 02:10:47.680 --> 02:10:50.840 the quality of the evidence, the quality of the probable cause, 2579 02:10:50.920 --> 02:10:54.399 the propriety of the actions that were taken by the police, 2580 02:10:54.439 --> 02:10:58.199 and building the case. You know, all of those factors. 2581 02:10:57.720 --> 02:11:02.520 That if you know your client well is guilty of. 2582 02:11:02.479 --> 02:11:05.720 Such, put him on that that doesn't really matter. That's 2583 02:11:06.000 --> 02:11:08.319 that's not the issue unless you're going to trial and 2584 02:11:08.319 --> 02:11:10.119 you're going to put the guy on the stand and 2585 02:11:10.119 --> 02:11:12.960 and and ask him the question, so did you do it? 2586 02:11:13.199 --> 02:11:17.079 He answers, No, that's suborning perjury. You couldn't. You couldn't 2587 02:11:17.159 --> 02:11:21.760 do that, okay, But but generally speaking, nothing. But I'm 2588 02:11:21.800 --> 02:11:25.079 just saying the general process of criminal defense is not 2589 02:11:26.720 --> 02:11:30.199 focused on that issue. It's it's not It's. 2590 02:11:30.079 --> 02:11:32.640 Focused on if everything was done properly. 2591 02:11:32.720 --> 02:11:34.760 Yeah, you did what you did. I'll do what I do, 2592 02:11:34.840 --> 02:11:36.720 And what I do is focused on the case and 2593 02:11:36.760 --> 02:11:39.119 the evidence and the rules and the law and the 2594 02:11:39.159 --> 02:11:41.800 court and the process and all of those things that 2595 02:11:41.880 --> 02:11:43.640 go into a competent legal defense. 2596 02:11:43.760 --> 02:11:46.399 And ever since I've known you, you've been personal injury. 2597 02:11:46.880 --> 02:11:50.279 So why did you move? And it's been a long time. 2598 02:11:50.319 --> 02:11:52.720 I mean, you must have been in the criminal realm 2599 02:11:52.800 --> 02:11:56.000 years ago. That sounds weird, the criminal realm, criminal defense realm. 2600 02:11:56.520 --> 02:11:58.479 So what what what made you move? 2601 02:11:58.760 --> 02:12:02.560 We know, it just got to where my practice required 2602 02:12:03.960 --> 02:12:06.000 one hundred percent of my efforts on one side or 2603 02:12:06.039 --> 02:12:10.920 the other. And and you know, I my commitment to 2604 02:12:10.960 --> 02:12:13.920 my clients that are my injury clients and stuff. I mean, 2605 02:12:14.279 --> 02:12:18.039 you know, I'm I'm on those cases for sometimes two 2606 02:12:18.039 --> 02:12:20.680 and three years easily, and so you know, that's a 2607 02:12:20.760 --> 02:12:24.439 much bigger commitment than three or four court appearances on 2608 02:12:24.479 --> 02:12:26.279 a criminal case and stuff. So it just got to 2609 02:12:26.279 --> 02:12:29.039 a point where professionally I needed to kind of pick 2610 02:12:29.119 --> 02:12:32.359 between the two, got it, and I totally picked the 2611 02:12:32.399 --> 02:12:34.760 people that I've got my long term commitments with and 2612 02:12:34.800 --> 02:12:35.439 that I've you. 2613 02:12:35.359 --> 02:12:37.359 Know, and you're always on the good side of it. Honestly, 2614 02:12:37.399 --> 02:12:40.000 you're helping people, seriously, you're helping people get back on 2615 02:12:40.039 --> 02:12:43.039 their feet, get back to their life, and getting their damages. 2616 02:12:43.119 --> 02:12:45.640 Hey John, what is your question for red Rocks? 2617 02:12:47.359 --> 02:12:51.600 Hey Mark, So I have four panels on my ropes 2618 02:12:51.880 --> 02:12:57.880 that got installed about seven years ago, and about six 2619 02:12:57.920 --> 02:12:59.720 months ago they just stopped. 2620 02:13:01.680 --> 02:13:03.479 All right, hold on, John, let me take this and 2621 02:13:03.479 --> 02:13:05.640 I'm gonna have Brook answer that second we come back, 2622 02:13:05.680 --> 02:13:07.239 so we can give her a few minutes. Hold tight. 2623 02:13:07.560 --> 02:13:10.800 Go with a sure thing Denvers Best Roofer, Excel Roofing 2624 02:13:10.920 --> 02:13:11.479 dot com. 2625 02:13:11.520 --> 02:13:14.800 You don't pay a cent until you're content than. 2626 02:13:16.920 --> 02:13:20.119 Time for an insurance check up free no obligation comparison 2627 02:13:20.239 --> 02:13:23.800 call Compass Insurance. Pay too much your coverage at dozens 2628 02:13:23.840 --> 02:13:26.560 of insurance companies find out Now three oh three seven 2629 02:13:26.560 --> 02:13:28.920 to seven to one help. You'll think you're his only 2630 02:13:29.000 --> 02:13:31.479 customer when you choose Frank durand the real estate Man 2631 02:13:31.520 --> 02:13:34.920 dot com to list your home with Remax Alliance three 2632 02:13:35.000 --> 02:13:37.039 oh three nine two zero sixteen twenty two. 2633 02:13:41.560 --> 02:13:43.479 All right, three oh three seven one three eight two 2634 02:13:43.560 --> 02:13:45.760 five five, don't forget three oh three Martino works on 2635 02:13:45.800 --> 02:13:48.680 and off the air. Help at troubleshooter dot com. John 2636 02:13:48.720 --> 02:13:51.119 called in, Hey, John, So you've got an old solar 2637 02:13:51.159 --> 02:13:54.800 system on your house for the panels are not working. 2638 02:13:54.880 --> 02:13:57.079 Now that's where we left finish your question. 2639 02:13:59.079 --> 02:14:02.760 Okay, So I was just curious of from what I 2640 02:14:02.800 --> 02:14:06.720 could tell, there's no inverter that's installed like on the 2641 02:14:06.760 --> 02:14:10.319 wall outside my house. I'm assuming there's just an inverter 2642 02:14:10.479 --> 02:14:15.279 underneath each channel or one for all four underneath there 2643 02:14:15.960 --> 02:14:19.039 is there a fuse in there that could go bad 2644 02:14:19.199 --> 02:14:23.319 or what primarily would cause these things to the not produce. 2645 02:14:23.399 --> 02:14:23.960 How old is it? 2646 02:14:24.079 --> 02:14:25.479 Real quick? Then brick jump in. 2647 02:14:27.199 --> 02:14:28.119 They're around seven. 2648 02:14:29.199 --> 02:14:34.359 Is this an off grid or an on grade system? 2649 02:14:34.880 --> 02:14:39.039 So it's producing to a smart meter, That's all I 2650 02:14:39.039 --> 02:14:39.640 could tell you. 2651 02:14:39.760 --> 02:14:40.039 I guess. 2652 02:14:41.359 --> 02:14:43.319 Yeah, So then there's got to be an inverter of 2653 02:14:43.399 --> 02:14:46.199 some sort if it's like sending the power and you're 2654 02:14:46.239 --> 02:14:50.720 still connected to the grid, so your inverter probably went bad, 2655 02:14:51.319 --> 02:14:54.039 is what my guess is. If you only have four panels, 2656 02:14:54.039 --> 02:14:57.359 then it's definitely an in Phase system because there's no 2657 02:14:57.439 --> 02:14:58.960 other system that would support that. 2658 02:15:00.319 --> 02:15:01.199 So you just need to. 2659 02:15:01.119 --> 02:15:04.840 Find that en Phase box and then have somebody come 2660 02:15:04.840 --> 02:15:08.199 out and do you a warranty claim because n Phase 2661 02:15:08.239 --> 02:15:10.840 warranties their systems for twenty five years, so you're well 2662 02:15:10.880 --> 02:15:12.239 within that twenty five year mark. 2663 02:15:12.520 --> 02:15:14.960 So but they don't pay for the service part, right, 2664 02:15:15.119 --> 02:15:15.680 just the part. 2665 02:15:16.319 --> 02:15:17.920 Yeah, they'll pay for the parts. You have to find 2666 02:15:17.920 --> 02:15:18.680 somebody that's going to. 2667 02:15:18.680 --> 02:15:20.720 Come out and I mean do you guys do that? 2668 02:15:21.000 --> 02:15:21.800 Yeah, we absolutely do. 2669 02:15:21.960 --> 02:15:23.560 So you would go out there and if it's what 2670 02:15:23.560 --> 02:15:27.319 you're thinking, you would get it warranted and then basically 2671 02:15:27.359 --> 02:15:29.079 the part would be free and he'd just pay you 2672 02:15:29.159 --> 02:15:31.960 guys labor just an idea, broke. How much is that labor? 2673 02:15:32.079 --> 02:15:32.680 Just an idea? 2674 02:15:32.920 --> 02:15:34.520 It's like two or three hours worth of work for 2675 02:15:34.600 --> 02:15:36.600 it and that's it. That's it. Yeah, it's pretty quick. 2676 02:15:36.720 --> 02:15:41.560 Oh that sounds really straightforward, John, it does. So do 2677 02:15:41.640 --> 02:15:44.960 they give you any and you know it's that particular 2678 02:15:45.039 --> 02:15:48.079 one with the twenty five year warranty because that's the 2679 02:15:48.159 --> 02:15:50.840 only company that made an inverter for four panels. 2680 02:15:51.000 --> 02:15:54.079 Yeah, so anything that's eight panels or less has got 2681 02:15:54.079 --> 02:15:56.319 to be en phase because everything else is DC and 2682 02:15:56.359 --> 02:15:57.199 it cannot operate. 2683 02:15:58.119 --> 02:16:01.600 Wow, that's a real small system though, John, how much 2684 02:16:01.640 --> 02:16:04.600 when everything was working, if you even own the house 2685 02:16:04.640 --> 02:16:07.000 at the time, I mean, how much would that offset 2686 02:16:07.039 --> 02:16:08.680 your energy? 2687 02:16:09.079 --> 02:16:10.479 Oh not buy a whole bunch. 2688 02:16:10.840 --> 02:16:10.960 Uh. 2689 02:16:11.840 --> 02:16:13.520 I couldn't even tell you to kill a watch, but 2690 02:16:14.039 --> 02:16:19.399 it was pretty insignificant. We got it more for the Well, 2691 02:16:19.439 --> 02:16:22.760 we got an upgrade on our use panel and we 2692 02:16:22.840 --> 02:16:24.600 got insulation put in our attics. 2693 02:16:24.840 --> 02:16:25.600 Oh, I got you. 2694 02:16:25.600 --> 02:16:28.439 You got you took advantage of like an Excel rebate 2695 02:16:28.520 --> 02:16:29.920 or something along those terms. 2696 02:16:31.199 --> 02:16:34.200 Yeah, yeah, okay, Well that's good. 2697 02:16:35.360 --> 02:16:36.639 Yeah, Well, I mean call them up. 2698 02:16:36.719 --> 02:16:39.520 Just go to redrocksars dot com and all the people 2699 02:16:39.559 --> 02:16:41.920 that come out and work on it and swap that 2700 02:16:42.040 --> 02:16:45.040 out and help you. They all work directly for a brook. 2701 02:16:45.440 --> 02:16:48.040 I mean that's it. It's pretty simple like that, John Fuller. 2702 02:16:48.200 --> 02:16:52.840 And by the way, redrocksars dot com once again commercial systems. 2703 02:16:53.280 --> 02:16:56.559 They do all kinds of repairs, residential, commercial, you name it. 2704 02:16:56.600 --> 02:17:00.559 Everybody's in house Redrocksars dot com. John Fuller, good seeing 2705 02:17:00.600 --> 02:17:03.520 you as always, and everybody else, have a great day. 2706 02:17:03.559 --> 02:17:07.920 Tomorrow is car day right here on the Troubleshooter Show,