Speaker 1: Yeah, ripped up.
Speaker 2: News, need advice?
Speaker 1: Who you don't have? Come run in just as fast
Speaker 1: as we can.
Speaker 3: Shooter's gonna help Come.
Speaker 2: Dix is the Troubleshooter Show.
Speaker 4: No Tom Martine, Hello, Tom Martino here, Welcome to the show.
Speaker 4: This is, as I say every day, the only show
Speaker 4: that it's kind of anywhere in the universe.
Speaker 5: We invented it.
Speaker 4: It's been the longest running radio show in history with well,
Speaker 4: not in history, I'm sorry, the longest running radio show
Speaker 4: with the same hosts currently on the air. Not in history.
Speaker 4: There have been shows running longer. And by the way, welcome.
Speaker 4: We love having you. We want you to call with
Speaker 4: problems that tick you off and things that make you
Speaker 4: tick everyday life. I'm bringing in the studio now for
Speaker 4: those streaming you'll see a bunch of ugly faces.
Speaker 6: There.
Speaker 4: We have our co host Mark and I don't really
Speaker 4: like the word code it denotes well, I want to
Speaker 4: say sub co host subcome subco and then sub sub
Speaker 4: and then and then sub subco would be John Fuller.
Speaker 4: Oh no god, I don't want to And then we
Speaker 4: have our guest who elevates, who gets elevated to the top,
Speaker 4: and that is Brook and she is with red rocks,
Speaker 4: roof and solar.
Speaker 7: So we have a full house there, you staff, everyone, Doc,
Speaker 7: you skipped over Sus. You skipped over Kelly, you skipped over.
Speaker 5: Sh I don't see Sus.
Speaker 4: I don't see Sus in the studio, but I see
Speaker 4: I see Deputy Doc, and hey Sus and hey Kelly.
Speaker 5: And then we have on the board is it dragon?
Speaker 4: Because I didn't hear I haven't heard Shannon's loud mouth,
Speaker 4: So what do you say? We uh, we go to
Speaker 4: the phones and see what's on your mind, and go
Speaker 4: to the news and see what's on everybody's mind. And
Speaker 4: they're there. There's a lot to talk about today, Okay,
Speaker 4: now people my gosh, and Mark of course says, I
Speaker 4: always read too much one side not the other.
Speaker 5: I'm looking all over there are there is an uproar.
Speaker 4: There's an uproar over the EPA saying massive deregulations of stuff,
Speaker 4: and we are going to unleash the power of America
Speaker 4: and we're not going to worry about climate change. Basically,
Speaker 4: if it burns, burn it, if it smells, smell it,
Speaker 4: and if it emits smoke, smoke it.
Speaker 5: I'm just kidding.
Speaker 4: They're saying that the regulations for too long have stifled
Speaker 4: the environment. Not the environment, but stifled economic growth. Then
Speaker 4: there are those on the other side decrying this, saying,
Speaker 4: oh my god, oh my god, everything that President Biden
Speaker 4: has done to protect our environment is being torn down.
Speaker 5: We are surely on our way to destruction.
Speaker 4: And I bring up this movie because David Sirota was
Speaker 4: once a talk show hosts here. He didn't last long.
Speaker 4: He had a liberal bend, and he was He's quite intelligent.
Speaker 4: He wrote that that play that I think he was
Speaker 4: nominated for an Academy Award. Don't look up about this
Speaker 4: meteor heading toward Earth, And the whole idea was it
Speaker 4: was all about climate change. In other words, if you
Speaker 4: ignore it, it's still coming and there's nothing you can
Speaker 4: do about it. I don't know if you've noticed this either,
Speaker 4: but especially Al Roker on the Today Show never gives
Speaker 4: a forecast ever without some dire message.
Speaker 5: If it's really.
Speaker 4: Extra warm global warming, if it's extra cold climate change,
Speaker 4: it's if there fires climate change, if there's floods climate change,
Speaker 4: Everything everything is climate change. I've said this before. You
Speaker 4: can really sum up everything. If you want to blame everything,
Speaker 4: you can blame everything on three things.
Speaker 5: What are they? Climate change? What's the other one? Come on?
Speaker 5: The R word?
Speaker 2: Trump?
Speaker 5: Racism and Trump. Those are the three.
Speaker 4: So if you want somebody to blame for anything or
Speaker 4: something to blame, it's it's first, climate, it's become. Well,
Speaker 4: they're all the same. There's not one second to third
Speaker 4: or fourth? All right, or excuse me, first, second, and
Speaker 4: third we have Trump, climate change, and racism, so any
Speaker 4: one of those can be blamed for anything. Now, on
Speaker 4: a serious note, I'm getting some questions about Tom.
Speaker 5: Does this mean the.
Speaker 4: Shift to EV's will be lightened up or do you
Speaker 4: think the move toward EV's is still going to be
Speaker 4: a deadline.
Speaker 5: What do you guys think about that?
Speaker 7: Well, EV push, I take climate out of it. I
Speaker 7: don't care about anything.
Speaker 1: Uh.
Speaker 2: They're quiet, right, They're faster.
Speaker 7: Than anything else. The battery powers better, and they drive themselves.
Speaker 7: So that's what I love. I love them. Now, Mark,
Speaker 7: they don't all drive themselves. Well, that's true, the Tesla testless.
Speaker 4: No, really, it's the only one that truly drives itself.
Speaker 4: And what do you think, John, are you ready for
Speaker 4: an EV No, sir, no, we just can't tell me
Speaker 4: why seriously, Well.
Speaker 2: They don't work for my needs. And you know what
Speaker 2: does that mean? Well, what does that mean? You don't
Speaker 2: try that much? Well, we do. We actually drive across
Speaker 2: country a couple of times a year, and so they're
Speaker 2: and you know, they're just not appropriate for that kind
Speaker 2: of an application. I mean, I you know, it just
Speaker 2: doesn't work. And in the in the environment okay that
Speaker 2: I keep those vehicles, they're not you know, it's not
Speaker 2: a very good environment. So it just doesn't work for us.
Speaker 2: We do have a hybrid, but it's not a plug
Speaker 2: in hybrid. It's it just kind of does its own thing. Yeah.
Speaker 5: Yeah, I don't like hybrids. Then you have two systems
Speaker 5: to worry about.
Speaker 4: But anyway, when are they going to come out with
Speaker 4: the big motor homes and over the road trucks electric?
Speaker 5: I mean really, I.
Speaker 4: Mean market are you seen on the motor home front?
Speaker 4: Are there any EV motor homes?
Speaker 7: I can't imagine what the weight would come in. That
Speaker 7: would be just that'd be unbelievable. You take something like
Speaker 7: a prevay well hold one.
Speaker 5: You could do away with a series.
Speaker 7: Yeah, well, I mean come on, you're still gonna have
Speaker 7: fifty thousand pounds plus whatever that battery is. I mean
Speaker 7: you could be I mean you could be eighty ninety
Speaker 7: one hundred thousand pounds. I don't even know if you
Speaker 7: could go over some bridges.
Speaker 2: But they do have some electric semis out now. But
Speaker 2: I mean, I don't think the range is super high.
Speaker 2: And the deal with an RV is you know you
Speaker 2: you're looking for that range and you're not. I don't know,
Speaker 2: I don't see that technology being embraced, but you can't.
Speaker 5: Here's what I'm saying.
Speaker 2: For everything else, you're seeing electric come along, like boat
Speaker 2: motors and everything else. So it also depends on what.
Speaker 8: You know, like say, ranges, range is the main fact.
Speaker 7: Now, I mean you're not coming through doc.
Speaker 4: Yeah no, he yeah, that's a good thing. By the way,
Speaker 4: Hold on a second. I was just kidding. Here's what
Speaker 4: I see. These are the road trucks.
Speaker 5: If you if you picture these big, these big.
Speaker 4: Cabs, and then you have the trailer, you have the tractor,
Speaker 4: you have the trailer on the tractor. I would like
Speaker 4: to I envision under the hood or behind the sleeper, there.
Speaker 5: Is a pod that can be exchanged.
Speaker 4: In other words, they're universal battery pods that you disconnect
Speaker 4: one connect another, so there's no downtime. Although a lot
Speaker 4: of truckers that they want downtime, you know, and they're
Speaker 4: eating and stuff.
Speaker 5: They can do that.
Speaker 4: But wouldn't that be good for cars too, if there
Speaker 4: was ever a way to have pods that are interchanged
Speaker 4: as opposed to being built in, like like.
Speaker 7: If I don't know, see, those superchargers are going to
Speaker 7: be quicker than pulling in somewhere and swapping.
Speaker 2: A battery, right, really really yeah?
Speaker 7: I mean I can get taken two hundred miles in
Speaker 7: about seven minutes. I mean that's pretty impressive. No, that
Speaker 7: really is impressive. That really really is impressive. And then
Speaker 7: I hear there's going to be highways eventually with induction.
Speaker 7: So when you're driving your charging or solar, Why why
Speaker 7: doesn't Tesla have roof solar? I got it would take,
Speaker 7: it would take That's a good question for Brook though,
Speaker 7: But I mean, really, how long would it take to
Speaker 7: how long is it take to charge a phone with
Speaker 7: a little solar.
Speaker 5: I'm not talking I'm not.
Speaker 4: Talking about a supercharger, but if it was constantly Brook,
Speaker 4: if a nice roofline was and the hoodline, let's just
Speaker 4: say Bill, it had some kind of some kind of
Speaker 4: photo will take covering the whole thing. If it's always outside,
Speaker 4: wouldn't it it would always be charging, right.
Speaker 9: Yeah, I mean I think that there's some really cool
Speaker 9: ways that you can pop solar into this conversation. There
Speaker 9: is actually somebody that patented a way to put solar
Speaker 9: panels on the roads.
Speaker 10: Instead of you asphalt roads, we would use solar panel.
Speaker 9: Roads and they would connect into it, and then that
Speaker 9: would help charge the cars as they went through and
Speaker 9: then also different charging stations a lot more frequently. So
Speaker 9: there's some really interesting ideas out there right now for
Speaker 9: how to put solar into charging cross country travels.
Speaker 7: Right now, if you took a solar panel, a big
Speaker 7: one or multiple ones, and strapped it to the top
Speaker 7: of a car, I bet it would take five days
Speaker 7: to even come close to charging a car.
Speaker 4: No, no, yeah, but Mark, but if you once you're charged, though,
Speaker 4: I'm talking about keeping it, like you know, not necessarily
Speaker 4: topped off, but extending range.
Speaker 5: For sure, it has to. It would have to.
Speaker 9: They're solar panels right now that you can put on
Speaker 9: your car that are foldable and they like flex to
Speaker 9: the top of your vehicle.
Speaker 10: If you would want to.
Speaker 4: Now, you know, and we're not talking about ugging things up,
Speaker 4: but some you know, someday, and I predict.
Speaker 5: This, and obviously it's not a big prediction.
Speaker 4: We're going to look around and we're not gonna believe
Speaker 4: that we've had all of this free solar energy bombarding
Speaker 4: the earth for thousands and thousands of years and never
Speaker 4: took advantage of it.
Speaker 5: We every single day.
Speaker 4: Do you know how much free energy is just falling
Speaker 4: upon us from the sun? I mean, think about it,
Speaker 4: if just harnessing it, you know, I mean, we have
Speaker 4: more than enough sunlight for almost anything we need to do,
Speaker 4: and when you throw storage into it, we really have
Speaker 4: the technology now to do it.
Speaker 5: It's just very expensive, you know.
Speaker 7: Anyway, on that note, just real quick, I looked it
Speaker 7: up and basically, let's not forget. I mean, Tesla owns
Speaker 7: an entire you know, solar division, So if anybody's going
Speaker 7: to throw it on their car, you would assume it's
Speaker 7: going to be Tesla because they own both companies, or
Speaker 7: it's all the same company. But it says they don't
Speaker 7: do it because the surface area of the car is
Speaker 7: way insufficient to generate any meaningful amount of energy to
Speaker 7: power the vehicle and the cost complexity of integrating such
Speaker 7: a system are simply not justified.
Speaker 4: All right, So Mark, going into this break, give me
Speaker 4: an update on your Denver Regen dot com.
Speaker 7: Well, an update on it. I mean it's great. I'm
Speaker 7: almost over thirty pounds in less than well what we're
Speaker 7: coming up on twelve weeks. I think I took my
Speaker 7: eleventh shot on Wednesday and I'm a little under two
Speaker 7: hundred for the first time in a long time. I
Speaker 7: started right around to twenty eight, a little blow two thirty,
Speaker 7: So it's incredible. The biggest part of it, Tom, is
Speaker 7: I simply, and I mean this, I simply don't think
Speaker 7: of food. I don't have that food noise, which is crazy.
Speaker 7: And with Denver Regens, you know it's under three hundred
Speaker 7: dollars a month. You can go to Denverregen dot com. Here,
Speaker 7: I'll turn it into a commercial because I'm so happy
Speaker 7: with it. Seriously, if you haven't checked it out. Under
Speaker 7: three hundred bucks a month, lose the weight, don't think
Speaker 7: of the food denverregion dot com.
Speaker 4: More, go with a sure thing Denver's best roofer Excel
Speaker 4: Roofing dot com.
Speaker 11: You don't pay a cent until you're content.
Speaker 4: Time for an insurance check up free no obligation comparison
Speaker 4: call Compass Insurance paying too much your coverage at dozens
Speaker 4: of insurance companies find out now three oh three seven
Speaker 4: to seven to one help. You'll think you're his only
Speaker 4: customer when you choose Frank durand the real estate Man
Speaker 4: dot com to list your home with Remax Alliance three
Speaker 4: oh three nine two zero sixteen twenty two. Hey Tom
Speaker 4: Martinez here three oh three seven to one three talks
Speaker 4: seven one three A two five five. For those streaming,
Speaker 4: I apologize for the right side of the screen screen left.
Speaker 4: We got pretty screen right, we have ugly. We just
Speaker 4: split it right and Mark's right in the middle, so
Speaker 4: you got to figure out what he is anyway we
Speaker 4: have we let me give a full shot there of
Speaker 4: the studio. There, there you go, There you go, John
Speaker 4: full I'm glad you got dressed up for us today.
Speaker 5: And then uh Brooks got her classic blue.
Speaker 4: Uh that's the Red Rocks RS color. And then Sues
Speaker 4: of course always the fashion plate.
Speaker 5: So let's deputy doc.
Speaker 4: I won't even comments at least uh you're there and
Speaker 4: we love That's why I'm out of the Uh.
Speaker 5: No, you're not.
Speaker 4: You're kind of in it, but I can I can
Speaker 4: change that anyway. Three oh three seven one three eight
Speaker 4: two five five. On a serious note, though, truly, if
Speaker 4: you have a problem, question or plant, give us a call.
Speaker 4: I do have some texts I'm going to get to
Speaker 4: on problems on three O three seven one three eight
Speaker 4: two five five. In fact one happens to be on
Speaker 4: personal jury John Fuller. They want to know if dash
Speaker 4: cams actually can hold up for court and how can
Speaker 4: people know that? You know, how do you make them
Speaker 4: valid or can you actually introduce them as evidence?
Speaker 2: Absolutely? Yep. They are a you know, a four K
Speaker 2: live color video that can be self authenticated by the
Speaker 2: people that are in the video as to what's going
Speaker 2: on and where and when it took place. And they
Speaker 2: are absolutely admissible. The coolest thing about them is when
Speaker 2: you have them, you almost never need to admit them
Speaker 2: because liability becomes a non issue.
Speaker 4: Okay, So the bottom line is, you got you got evidence.
Speaker 5: Now that evidence could be damning.
Speaker 4: As well, obviously, right, I mean, you know it's not
Speaker 4: always not your fault, but have people been putting other
Speaker 4: kinds of cams? Somebody asked they were sideswiped one time,
Speaker 4: and they said that their cam wouldn't have shown anything.
Speaker 4: Are there such things? I don't even know? I mean, like,
Speaker 4: I know your Tesla Mark probably Mark. Your tesla probably
Speaker 4: has like all kinds of h Yeah, it's got side
Speaker 4: cams and like, if you're in an accident, Mark, you
Speaker 4: don't need to buy separate cameras.
Speaker 5: Your car would have everything recorded.
Speaker 2: Is that right back?
Speaker 7: It'll go back ten seconds from the incident, So if
Speaker 7: somebody hit me, it would go back ten seconds before
Speaker 7: they hit me.
Speaker 2: And can you download that? Yeah? You can? Okay? Yeah, Also,
Speaker 2: so would.
Speaker 4: You have to though, would you have to save that
Speaker 4: since it's overwritten every ten seconds?
Speaker 7: No, it's overwritten every thirty days. The ones that are
Speaker 7: saved an event an event is saved for thirty days.
Speaker 2: Yeah, And most dash cams tom they detect a crash
Speaker 2: and they they already saved that footage. They like they
Speaker 2: put a protective code on it or something, and it
Speaker 2: won't delete that footage when it happens. To answer your question, though,
Speaker 2: there's three types of cameras that you can get in
Speaker 2: a dash cam forward looking, rear looking, and inside the
Speaker 2: passenger compartment looking, and not many people really want that,
Speaker 2: but I can tell you in a side impact crash
Speaker 2: or you know, something along those lines, seeing what happened
Speaker 2: to the occupants can be very valuable in explaining the
Speaker 2: type of injuries they got and what really happened to
Speaker 2: them as a result of the accident.
Speaker 4: You know, I was driving behind someone the other day
Speaker 4: and they were swerving so much I thought they were drunk.
Speaker 5: Honest to god, I got afraid.
Speaker 1: Now.
Speaker 4: I don't know if I should drop back or just
Speaker 4: try to get ahead of them and around them. So
Speaker 4: I decided to pull up alongside and just go in
Speaker 4: front so I could get away from them because they
Speaker 4: were lagging. And as I looked over, it was simply
Speaker 4: some young woman texting. Yep, and she was driving like
Speaker 4: a drunk person. I mean, I'm serious when I say this.
Speaker 4: I have stopped doing that nonsense and all that crap,
Speaker 4: But I can't believe there are people that text while
Speaker 4: they're driving, and they do it no matter what they say,
Speaker 4: no matter what you tell them, they do it. And
Speaker 4: there's got to be there should be some kind of
Speaker 4: technology available to prevent texting. It should literally, absolutely positively,
Speaker 4: your phone should lock down, So when you're driving you
Speaker 4: can't text. You can call maybe, but don't you agree?
Speaker 5: I mean this it seems to me.
Speaker 7: Yeah, But why not outlaw putting makeup on them? I mean,
Speaker 7: why not outlaw?
Speaker 5: Well?
Speaker 4: Why?
Speaker 1: Well?
Speaker 7: Okay, I mean, of course, seriously, why a nanny state
Speaker 7: like that? I think that's ridiculous. I have stopped putting
Speaker 7: makeup on in the car. I can tell by looking
Speaker 7: at you, you know so.
Speaker 4: But seriously, Mark, I'm talking about technology with a car.
Speaker 4: I'm not talking I'm talking about phones, like for example,
Speaker 4: when they myke car.
Speaker 7: Knows if I am holding my phone knows and it'll
Speaker 7: turn off auto pilot if I'm holding my phone or
Speaker 7: not paying attention, So my car does it.
Speaker 4: Honestly, it's I would like a phone. I would like
Speaker 4: phones where you cannot text. You absolutely cannot text when
Speaker 4: in motion. It's that simple. People get killed and and John,
Speaker 4: is there a way when you when one of your
Speaker 4: clients is hit like this person is bound to hit
Speaker 4: someone from from behind, I'm sure because she was slamming
Speaker 4: on her brakes every five seconds whenever somebody ahead of
Speaker 4: her slowed down because she that lag time. Is there
Speaker 4: a way can you as evidence. Can you literally ask,
Speaker 4: like like about texting? Can you go into a phone
Speaker 4: as part of your evidentiary search?
Speaker 2: Yeah, you can, and we get subpoena that you know.
Speaker 2: But but here's the thing, like, really, what are you
Speaker 2: going to get in those phone records? You're going to
Speaker 2: get the precise second that a text was sent. That
Speaker 2: doesn't mean that the person didn't spend the previous you know,
Speaker 2: two minutes reading a text and then deciding what they
Speaker 2: were going to say and then fumbling through typing it
Speaker 2: and misspelling something.
Speaker 12: Now that they're texting, Yeah, but what if you can
Speaker 12: show they're texting while they're I'm just talking about in general,
Speaker 12: you can show the habit of texting right up to
Speaker 12: the moment of impact.
Speaker 2: Yeah, you can show that. I mean it doesn't All
Speaker 2: that I'm trying to say is that it doesn't make it.
Speaker 7: How does that make it the fact they were texting
Speaker 7: the fault of the accident? I don't understand that.
Speaker 2: That's the That's the difficult leap to make. No, Tom,
Speaker 2: nobody disputes it. It's distracting and it's not a good thing.
Speaker 2: Nobody's disputing that. But how do you take the instance
Speaker 2: that a text was received at four forty three, and
Speaker 2: make that the cause of the accident. You know, you
Speaker 2: don't know that the person picked up their phone, looked
Speaker 2: at it, read it. Somebody in the passenger compartment.
Speaker 7: That I mean, answer is my text when I'm driving.
Speaker 7: I'm kidding.
Speaker 4: So it's very difficult to take that momentary comment about
Speaker 4: it could have been somebody.
Speaker 5: It could have been somebody in the car if there
Speaker 5: was someone.
Speaker 4: But I just think that, you know, I know of
Speaker 4: a case very personally. Okay, Now, this woman, two little kids,
Speaker 4: her husband's out jogging, he come, he never comes home.
Speaker 5: He's dead.
Speaker 4: He was hit by and they established that the person
Speaker 4: was texting, okay, and vehicular manslaughter.
Speaker 5: They were prosecuted.
Speaker 2: Good.
Speaker 4: But she went on a campaign on a campaign, and
Speaker 4: I don't know what happened to that campaign about texting
Speaker 4: and driving, And it's just it's so needless. And I
Speaker 4: don't care what anyone says. You cannot pay attention. You cannot.
Speaker 4: I used to do. I used to try to look
Speaker 4: down and text a word or two. I swear I did.
Speaker 4: And I can't tell you how many times I regretted
Speaker 4: it because I came so close and I decided a
Speaker 4: long time ago I would never text while driving.
Speaker 5: Never.
Speaker 4: Now, if I really have to get messages out and
Speaker 4: stuff and I don't want to call, I'll pull over.
Speaker 4: But when you see people you don't know if they're
Speaker 4: drunk or they're texting. That's how bad it is. And
Speaker 4: I want to know from people. I want them to
Speaker 4: admit if they do it, and why they do it.
Speaker 4: There's nothing that important, and why how about GPS data?
Speaker 7: So like so John, So we understand the video and
Speaker 7: we understand what we're talking about now the text. But
Speaker 7: let's say someone hits you and you think they're drunk
Speaker 7: and you want to bring that is part of it,
Speaker 7: you know, for court. Can you actually get data from say,
Speaker 7: you know, like Hondi's got blue lay Can, Chevy has
Speaker 7: whatever Chevy calls it, and they know the manufacturer knows
Speaker 7: everywhere that car went. My god, Tesla knows every single
Speaker 7: place I've ever been. Can you get that data to
Speaker 7: show hey, he was out bar hopping right before this
Speaker 7: or no?
Speaker 2: Yeah, I mean you can. You can get all those downloads.
Speaker 2: I mean, they're not easy and you need experts and
Speaker 2: it's very expensive. So it's going to take a particular
Speaker 2: case to justify that expense. You wouldn't do it on
Speaker 2: just the average little rear end accident or something. But
Speaker 2: you can technically do that. You know, there are apps
Speaker 2: out there that we've used, Like there are parental control
Speaker 2: apps that parents can can put on that give you
Speaker 2: great data. We mean those great data. Yeah. Speed how
Speaker 2: you know how many times they exceeded the speed quick
Speaker 2: where they went quick breaking, quick acceleration, I mean all
Speaker 2: that kind of stuff, And that is tremendously valuable when
Speaker 2: you can put your hands on that.
Speaker 4: Okay, guys, I got to take a break.
Speaker 5: I have some texts for Brook.
Speaker 4: One is specifically about commercial solar systems. What is considered
Speaker 4: a commercial operation. They're interested in what's called a reap
Speaker 4: grand And again I want to clarify when can the
Speaker 4: government help pay for commercial systems? What is the commercial system?
Speaker 4: All of that coming up on the Troubleshooter Show. And
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Speaker 4: with a sure thing Denver's Best Roofer Excel Roofing dot com.
Speaker 4: You don't pay a cent until you're content. Time for
Speaker 4: an insurance checkup free, no obligation. In comparison, call Compass
Speaker 4: Insurance paying too much your coverage at dozens of insurance
Speaker 4: companies find out now three all three seven seven to one.
Speaker 4: Help You'll think you're his only customer when you choose
Speaker 4: Frank durand the real estate Man dot com to list
Speaker 4: your home with Remax Alliance three all three nine two
Speaker 4: zero sixteen twenty two. Hey Tom Martine here, so uh
Speaker 4: Brooke is with us From red Rocks RS, Red Rocks
Speaker 4: roof and Solar. We talk a lot about these regrants
Speaker 4: and getting commercial operations paid for one hundred percent, where
Speaker 4: there are actually examples of people when they put the
Speaker 4: they put the system in, they get paid for it,
Speaker 4: so they didn't pay for that. Then they charge their
Speaker 4: tenants a reasonable electric fee and they make money there
Speaker 4: and they sell back to the grid and make money there.
Speaker 4: And brook A White they are actually making a profit.
Speaker 5: On a pro solar system, Yes they are. So my question,
Speaker 5: how do you get in on this, on this graft?
Speaker 7: Yeah, I mean, after all these I'm just kidding too,
Speaker 7: after all the cuts, these are these grants still available
Speaker 7: as of now.
Speaker 4: And I was just kidding around. I was just kidding around.
Speaker 4: It's totally legit. Tell me about the REAP grant and
Speaker 4: what it does.
Speaker 9: Yeah, so the REAP grant last application is actually this month,
Speaker 9: so it's too late to get in on it now.
Speaker 10: But the state of Colorado has its own grid.
Speaker 4: They're doing aspiring completely. Is REAP expiring completely.
Speaker 9: They're not sure if they're going to bring it back
Speaker 9: or not. As Mark said, with a lot of stuff
Speaker 9: that's going on right now, things are up in the air.
Speaker 10: But this application deadline is still safe.
Speaker 5: Okay, So when's the deadline.
Speaker 9: It's March thirty first, So if I haven't been working
Speaker 9: with you already, it's too late to start the process.
Speaker 9: But the difference between like commercial versus non commercial or
Speaker 9: any of those things, we can go through, or we
Speaker 9: can talk about the micro grid grant that the state
Speaker 9: of Colorado has.
Speaker 4: Well, let's talk about what the GREEP grant did. Do
Speaker 4: the REP grant tell me, tell me what it did
Speaker 4: for people.
Speaker 9: Yeah, So what is considered commercial is if the uh
Speaker 9: there was a business in LLC something that had an
Speaker 9: ei N that was on the contract for the project,
Speaker 9: and that the project itself was either built on a
Speaker 9: business or built on a detached structure of a home
Speaker 9: or a farm. And so with those, those are the
Speaker 9: qualifications in order to do it.
Speaker 10: And then the REAP grant would.
Speaker 4: So Brooke, Brooke, not not to interrupt, but like my
Speaker 4: house here, I use for business and I have this
Speaker 4: whole studio and I have an LLC and and could
Speaker 4: I literally do it at a residential house that has
Speaker 4: commercial activity?
Speaker 10: Yeah, you definitely could. The only issue is is that
Speaker 10: you would.
Speaker 9: Need a detached garage to put the panels on, because
Speaker 9: they cannot go on a house.
Speaker 2: I see, Yep, that's interesting, Okay, so keep going.
Speaker 4: What happens then when you qualify like a farmer, an
Speaker 4: egg farmer, or maybe a greenhouse, somebody who has plants
Speaker 4: or they're you know, they have a commercial operation, they
Speaker 4: what do they do?
Speaker 5: They get it? Actually, the system paid for.
Speaker 9: Yeah, So between the tax credits and depreciation and the
Speaker 9: reimbursement from the REP grant, it's one hundred and eight
Speaker 9: percent of the project. So if the project was one
Speaker 9: hundred thousand, they get paid eight grant to do the project.
Speaker 9: Plus they get either they're electric bill paid for or
Speaker 9: they are charging their tenants, so they're making income off
Speaker 9: of it. So yep, one of the way, they're either
Speaker 9: saving money or they're making money, depending on their specific
Speaker 9: scenario and also their tax library.
Speaker 5: I wonder of that. I wonder if they'll ever bring
Speaker 5: it back.
Speaker 10: What do you think I would guess that.
Speaker 9: I mean, the repe grant's been around forever, it's been
Speaker 9: around for thirty years. It's just got a lot more
Speaker 9: funding that happens during the an administration. So my guess is,
Speaker 9: whoever the next administrator is may put funds back into it,
Speaker 9: or the Trump administration may do so. In twenty twenty six,
Speaker 9: twenty twenty seven. You know, it's definitely not a dead
Speaker 9: program since it's been along been around so long. I
Speaker 9: just think that there's so many changes going on right
Speaker 9: now that it's not the major folks.
Speaker 4: Okay, there was another program you mentioned now and yeah,
Speaker 4: well Colorado one with Colorado.
Speaker 9: Yeah, so the state of Colorado has a grant for
Speaker 9: microgrids and it's actually a little bit cooler than the
Speaker 9: repe grant and the fact that it doesn't have a
Speaker 9: million dollar cap.
Speaker 10: Its cap is two point five million.
Speaker 9: So there's some different requirements that go into it, but essentially,
Speaker 9: as long as you're showing that you're putting together a
Speaker 9: micro grid in an area of need, you're eligible to
Speaker 9: get funded for this project.
Speaker 10: And it's really cool.
Speaker 4: Okay, explain what a micro grid would be like? Would
Speaker 4: a developer do that in a subdivision or would it
Speaker 4: can an individual do it?
Speaker 5: What is a micro grid?
Speaker 9: Yeah, so it's a pretty loose definition from the State
Speaker 9: of Colorado. So a microgrid even was one of their
Speaker 9: projects that they funded was just powering a library. So
Speaker 9: the library had a solar system and had a battery
Speaker 9: so that if power went down, the community could go
Speaker 9: there as.
Speaker 10: Like a safe haven, if you will.
Speaker 9: And so it could be as small as just one
Speaker 9: building to as big as powering a town.
Speaker 10: You know.
Speaker 9: Going up to two and a half million as a
Speaker 9: match means that you could do a five million.
Speaker 10: Dollar project on this.
Speaker 9: That's a pretty big project, you know, but you could
Speaker 9: go as small as, like I said, just powering a
Speaker 9: building too.
Speaker 4: And does it pay a part of it or does
Speaker 4: it pay for all of it?
Speaker 10: It matches what you do.
Speaker 9: So if you have a project, okay, if you have
Speaker 9: a project that produces four bago hours of power annually,
Speaker 9: they will do one hundred percent match, which means it's
Speaker 9: fifty percent of the project. If you have something less
Speaker 9: than that, then they do a thirty percent match, which
Speaker 9: ends being about twenty five percent of the products.
Speaker 4: Okay, gotcha. Okay, that makes sense. So that's available only
Speaker 4: to commercial operations that have a community benefit.
Speaker 9: Yes, you would have to tie into a community benefit, absolutely.
Speaker 5: Okay, So schools could do that, well.
Speaker 10: Anybody could. I mean schools can do that, a farm
Speaker 10: can do that, anybody.
Speaker 9: They can just say that these are the things that
Speaker 9: we're able to power. Because if you build a community
Speaker 9: and a farm and you and three other farmers have
Speaker 9: access to this power, then you're building a community that's
Speaker 9: going to have access to things if the grid goes
Speaker 9: down and keep things operating at a higher level. So
Speaker 9: your basis of community is a little bit laxed on
Speaker 9: this project.
Speaker 4: Well, I don't want to ask this, and I don't
Speaker 4: mean this as a joke. I mean this sincerely. A
Speaker 4: neighborhood tavern says, Hey, a lot of people gather here
Speaker 4: and i'd like to have if power goes down, this
Speaker 4: solar backup. Would that be? Could that be considered a
Speaker 4: community project? And I mean that a restaurant or tavern.
Speaker 9: Yeah, I mean I think as long as the restaurant
Speaker 9: or tavern can say, you know, once a month we
Speaker 9: hold you know, an educational thing, or once a month
Speaker 9: we do something for political purposes or educational they have trivia. Yeah,
Speaker 9: I mean you can't just say, hey, we're a bar
Speaker 9: and we want to hang out and make sure that
Speaker 9: we can watch the Broncos game. Right, There's got to
Speaker 9: be you know, some sort of I got the benefit to.
Speaker 4: It, No, I get what you're saying. Yeah, And I'm
Speaker 4: not always looking for the for the for the game
Speaker 4: in it. I'm just wondering, you know, how far they
Speaker 4: go because I you know, let's face that a lot
Speaker 4: of these programs are taken advantage of.
Speaker 5: But Brooke, I got to take a break.
Speaker 4: But real quick, do you find people knowing about these
Speaker 4: benefits and using them or is this something you have
Speaker 4: to educate people about.
Speaker 10: Oh, I always have to educate folks on how.
Speaker 4: Do you get the word out about it? I mean
Speaker 4: really about like, hey, did you know you?
Speaker 5: Yeah?
Speaker 4: There might be people out there right now that want
Speaker 4: us a system but didn't know they could do it
Speaker 4: this way. So I mean, what does the state do
Speaker 4: to promote this kind of stuff?
Speaker 9: Honestly, the state doesn't have a whole lot of ways
Speaker 9: to promote these kind of items. You can just look
Speaker 9: on Google or look on different websites, or be added
Speaker 9: to their email list to see if there's any updates.
Speaker 9: But really it's the developers or the solar installers that
Speaker 9: are always looking for this because that's how.
Speaker 10: We make our money.
Speaker 13: Right.
Speaker 10: If we can make it a cheaper product for you
Speaker 10: to buy, it's easier for us to sell it.
Speaker 5: Thank you, Brooke.
Speaker 4: Okay, and so that's the Red Rocks Roof and Solar
Speaker 4: redrocksrs dot Com. Okay, we're going to take your break.
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Speaker 11: You don't pay a cent until you're content.
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Speaker 4: when you choose Frank durand the real estate Man dot
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Speaker 4: three nine two zero sixteen twenty two. We don want
Speaker 4: three talks everyone three A two five five. We've been
Speaker 4: talking a number of things. Let's go to the phones
Speaker 4: right now and we have Robbie. Hey, Robbie, what do
Speaker 4: you need to know about?
Speaker 13: Hey?
Speaker 14: I was calling about collecting on a judgment from a
Speaker 14: former employer.
Speaker 5: Okay, did you get an actual judgment?
Speaker 14: Yes, Yeah, we went filed a claim to the labor Department.
Speaker 15: They did all their.
Speaker 14: Yes stuff, and then they filed the judgment with the
Speaker 14: Denver District Court in January.
Speaker 5: And how much is the judgment for?
Speaker 14: Twelve eight and forty eight dollars?
Speaker 5: Is it in an what is what does it stem from?
Speaker 13: What's that? What is it?
Speaker 2: Okay?
Speaker 5: Two questions? Mark, mark yours first? Go ahead? Yeah.
Speaker 7: Is it in the individual's name, the owner's name or
Speaker 7: is it in the company name.
Speaker 14: It's got both, it's got the company name and the
Speaker 14: end of it the owner.
Speaker 5: Actually, what what does this step?
Speaker 14: What's what does it stem from?
Speaker 5: Yeah?
Speaker 4: How'd you get a judgment non payment of wages or what? Yes?
Speaker 14: Yes, he closed the business and he didn't pay us
Speaker 14: the for like a month's worth of payment for page.
Speaker 4: Did anyone did anyone else get judgments?
Speaker 2: Yes, there's a I know of.
Speaker 14: Two other two other employees that are in the same
Speaker 14: process that I'm in.
Speaker 4: They have judgments and they're going after them.
Speaker 14: Yes, yes, we're trying. Okay, we're just sure what to do.
Speaker 4: The reason I ask is because if you have a
Speaker 4: sizeable judgment like you do, and especially multiple ones, you
Speaker 4: guys could go in as a joinder. You could go
Speaker 4: into one one collection attorney and he could do it
Speaker 4: as a group. That's one, and it's better for that
Speaker 4: because then they can get a bigger commission at the end,
Speaker 4: collecting three sizeable judgments. That's one way to do it. However,
Speaker 4: John Fuller as an attorney. I'm just talking to John here.
Speaker 4: He knows a lot about the law.
Speaker 5: John.
Speaker 4: I mean, if people don't have money, I mean, now
Speaker 4: you you can't. I believe this is one of the
Speaker 4: kinds of judgments you can't bankrupt out of because it's wages.
Speaker 5: John, do you does that ring true to you?
Speaker 2: Yeah? I think I think it might be in that category.
Speaker 4: Right, because if somebody owes you wages and taxes, and
Speaker 4: there's certain other things fraud you can't bankrupt out of.
Speaker 2: I mean you say, yeah, I mean there are avenues
Speaker 2: that this caller can go down to try to collect
Speaker 2: and stuff. But I mean, you can't get blood out
Speaker 2: of a turnip, and so maybe you're going to be
Speaker 2: looking at trying to you know, follow security interest in
Speaker 2: Garnish tax return money and stuff like that. I mean,
Speaker 2: it's very difficult.
Speaker 4: But here's what I'd like to do, Robbie, hang on,
Speaker 4: We're gonna try to get one of our collections attorneys on.
Speaker 4: Okay go with a sure thing Denver's Best roofer Excel
Speaker 4: Roofing dot com.
Speaker 11: You don't pay a cent until you're content.
Speaker 4: Time for an insurance check up free, no obligation in
Speaker 4: comparison call Compass Insurance paying too much your coverage at
Speaker 4: dozens of insurance Go but he's find out now three
Speaker 4: all three seven to seven to one help. You'll think
Speaker 4: you're his only customer when you choose Frank durand the
Speaker 4: real estate Man dot com to list your home with
Speaker 4: Remax Alliance three all three nine two zero sixteen twenty two.
Speaker 1: Ripped up news. You needed that so you don't have
Speaker 1: come run anxious. As fast as.
Speaker 3: We can, Shooter's gonna help come.
Speaker 16: This is the Troubleshooter Show. No Tom Martine, Hey.
Speaker 4: Hey, hey, Tom Martina here, and we are solving problems,
Speaker 4: answering questions, taking complaints, and as you know, we love
Speaker 4: doing that, and we love trying to make your life
Speaker 4: easier and informing you and talking about issues of the
Speaker 4: data affect our hearts and pocketbook.
Speaker 5: And our everyday life.
Speaker 4: And it's kind of like a Seinfeld show is a
Speaker 4: show about nothing but really a show about everything it
Speaker 4: really is. And we don't like to be pigeonholed. So
Speaker 4: I'm going to bring in the studio. Now we got
Speaker 4: those streaming. Can see all the pretty faces in the
Speaker 4: studio and Mark two. Okay, so welcome to the show.
Speaker 4: Three oh three seven one three talk. Now. You see
Speaker 4: the other number up there on the screen if you're watching,
Speaker 4: it's three oh three Martino. That can be called twenty
Speaker 4: four to seven three oh three six two seven, eight
Speaker 4: four sixty six. So Robbie called and said I was
Speaker 4: working somewhere and didn't get paid.
Speaker 5: Now, Robbie, did this place go out of business?
Speaker 4: Yes, it did, Okay, so they he went out of
Speaker 4: business and had owed you money at the time he
Speaker 4: went out of business.
Speaker 14: Yes, yeh. He hadn't paid us for like the month
Speaker 14: of January and then he closed.
Speaker 4: And okay now, and so you in about two you
Speaker 4: and two other employees.
Speaker 14: Two that I know of, yes, okay, Well, and.
Speaker 5: You know and you know that they have judgments as
Speaker 5: well as you.
Speaker 14: Right, yes they do.
Speaker 4: And and so the judgments are about twelve grand each.
Speaker 14: Theirs are quite a bit more. I think theirs are
Speaker 14: closer to thirty thousand, So.
Speaker 4: You could be looking at almost one hundred grand in judgments.
Speaker 14: Right, possibly, yeah, yeah, probably somewhere about eighty between eighty
Speaker 14: and one hundred.
Speaker 5: Okay, Now what kind of business was this, Robbie.
Speaker 14: It was a custom furniture design company.
Speaker 5: And when did it go out of business?
Speaker 14: It went out of business in February twenty twenty four.
Speaker 4: Oh okay, now, yeah, so it is the judgment? How
Speaker 4: is the judgment issued? On the line? Does it say
Speaker 4: the store and so and so proprietor or how is
Speaker 4: it written this judgment?
Speaker 14: Yes, this is two. It has the name of the
Speaker 14: company and then below that it has the name of
Speaker 14: the owner.
Speaker 4: But does it is it the name of the owner
Speaker 4: as the owner or as an individual?
Speaker 1: Do you know?
Speaker 14: I think an individual?
Speaker 4: Well, in any case, I'm Frank Ball. Frank Ball is
Speaker 4: a collection attorney extraordinary and he does a lot of
Speaker 4: big corporate collections. He knows what he's doing, he's fair,
Speaker 4: he's honest. He's also very aggressive and knows what he's doing.
Speaker 4: We love talking to him about all things collection and
Speaker 4: Frank serves as an expert. Now to be to be Frank,
Speaker 4: he doesn't take a lot of to be Frank, that's
Speaker 4: no pun Intendo. But he doesn't take a lot of
Speaker 4: individual he doesn't take a lot of individual consumer cases.
Speaker 4: But he certainly can help us get a direction. So Frank,
Speaker 4: first of all, I want to I want to ask
Speaker 4: Frank something, Frank that expression, even though some judgments can't
Speaker 4: be bankrupted out of you can't take blood from a
Speaker 4: turn up, I mean, or blood from a stone.
Speaker 2: So if money.
Speaker 4: Isn't there, they don't put a guy in jail. What
Speaker 4: happens if money just isn't there.
Speaker 13: Well, it's not there, can't collect it. It really depends
Speaker 13: given her situation. If she has sounds like she has
Speaker 13: a judgment against the company. Okay, in terms of the
Speaker 13: judgment against the company, if they if it's Joe's custom
Speaker 13: furniture design and then a year later they open up
Speaker 13: Sally's Custom furniture design and it's the same or similar outfit,
Speaker 13: you can sue Sally's and say you really used to
Speaker 13: be Joe's and I want money from you. So you
Speaker 13: have to go in and you'd have to pierce the
Speaker 13: corporate veil. That's that's well, what.
Speaker 4: If what if she says, his name is on the judgment.
Speaker 5: Frank, She says, his name is on the judgment.
Speaker 13: Well, great, minds think alike. That's what I was going
Speaker 13: to talk about next. If he is really individually liable,
Speaker 13: then you can go after him individually. I mean, as
Speaker 13: long as he lives in the state of Colorado. You
Speaker 13: can find out where he works, you can garnish his
Speaker 13: pay you can and find out his information, you can
Speaker 13: levy his bank you can do all sorts of things.
Speaker 5: Okay.
Speaker 4: So the only way to know if it's if it's
Speaker 4: issued to both him personally and the corp. See, it
Speaker 4: could just be the name of the corporation, Comma so
Speaker 4: and so owner. You see what I'm saying. So I
Speaker 4: don't know if it isn't his name individually, you're saying
Speaker 4: it is Robbie. Why do you think it is? Did
Speaker 4: the judge say that?
Speaker 13: Well, just the.
Speaker 14: Questions that the labor Department was asking, like was he
Speaker 14: financially making all the financial decisions?
Speaker 10: Was he paying?
Speaker 14: Like he would sign the paychecks, he would tell.
Speaker 13: Us when we get a paid, let me jump in,
Speaker 13: and I would have both people's names. It would have
Speaker 13: Joe's custom furniture design and it would have Joe Smith. Yes,
Speaker 13: we both then typically it would be both. I would
Speaker 13: guess in that scenario.
Speaker 7: Okay, so Frank Frank, what would be what should be
Speaker 7: her first stip hold? On real quick though, on just
Speaker 7: a total side note, why wouldn't he have argued? Maybe
Speaker 7: he never showed up to court or never participated in
Speaker 7: any of this labor stuff, But why wouldn't you have
Speaker 7: argued the company the corporation went out? Why am I
Speaker 7: held personally liable for this? I guess I'm missing that part.
Speaker 7: So if you did get the judgment and someone did file,
Speaker 7: you know, a Form twenty nine and actually was going
Speaker 7: after a bank account or something, he would have that
Speaker 7: period of time to actually argue, wouldn't he that that's
Speaker 7: the corporation? I don't personally own this.
Speaker 13: I think the answer to that question it depends is
Speaker 13: it depends on the basis of the money owed. If
Speaker 13: it was way just sometimes they will hold both the
Speaker 13: individual and the business liable. If it was something else,
Speaker 13: maybe they won't. But maybe in this particular case they
Speaker 13: held both responsible.
Speaker 5: Okay, So what is her first step?
Speaker 13: Well, you have to find out where his accets are,
Speaker 13: where he is do you know anything about him since
Speaker 13: you're waiting.
Speaker 14: I know he I know he was living here in Denver.
Speaker 14: I don't know if he still is. I heard he
Speaker 14: sold his house, so I don't know. I don't really
Speaker 14: know where.
Speaker 4: Well, one of the quickest way to find out is
Speaker 4: tell me his name. It's public record. It's you're not
Speaker 4: doing anything, Uh slanderous?
Speaker 5: What what is his name?
Speaker 14: His name is James Hickson. Hickson, Hickson, h I X
Speaker 14: s O n okay James.
Speaker 5: And then go ahead.
Speaker 14: The company it's called black Towne Design Company.
Speaker 13: Oh, we know who the black colt was?
Speaker 2: What is it?
Speaker 7: Black town?
Speaker 2: Yeah, black like a dog.
Speaker 13: We know who that black cone is?
Speaker 5: Yeah, we do.
Speaker 4: Now it's Hickson. So Hickson. Now, now I want to
Speaker 4: ask you something. This is what was Hickson just trying
Speaker 4: to make it and he couldn't or do you think
Speaker 4: there was something more dastardly going on?
Speaker 1: No?
Speaker 14: I think he probably just things were falling apart and
Speaker 14: he couldn't make it. But you know he didn't. He
Speaker 14: didn't tell us a lot us keep coming into work,
Speaker 14: I think knowing he was going to be closing.
Speaker 2: And so, yeah.
Speaker 14: I know there's some other things like I'm not sure
Speaker 14: he was collecting taxes. I don't know if he paid
Speaker 14: our taxes. I'm not really sure what was happening.
Speaker 5: What do you mean collecting taxes? What do you mean
Speaker 5: collecting taxes?
Speaker 14: He took it out of our p checks, but we
Speaker 14: I don't know what if he paid it. We never
Speaker 14: got a W two.
Speaker 4: By the way, Robbie, I will tell you this. I
Speaker 4: would tell you this. Mark and I handled cases like this,
Speaker 4: and we we were responsible for getting a guy sent
Speaker 4: to prison for that.
Speaker 5: They don't, they don't not. They do not screw around
Speaker 5: with that.
Speaker 4: When those when those funds are taken, it's called in trust.
Speaker 5: They're taken from.
Speaker 4: An employee and and their intrust and should be sent
Speaker 4: in their name to the I R S.
Speaker 5: And when they are not that I R S. Mark,
Speaker 5: do they come down on them or what?
Speaker 7: Yeah, they come down on him big time, But they're
Speaker 7: not going to come down on her from that.
Speaker 2: Here's what's curios on her hold on guys.
Speaker 7: This guy filed bankruptcy in five to four of twenty one,
Speaker 7: and that's that that black hound. I just don't know
Speaker 7: how he's going to be I just don't understand how
Speaker 7: he marked judgment Martin Pay, I just don't.
Speaker 4: First of all, First of all, they got the judgment
Speaker 4: in twenty four post bankruptcy.
Speaker 2: Yeah, I get it. So I want to.
Speaker 4: Ask Frank Ball, Frank, there are certain kinds of debts
Speaker 4: you can't bankrupt on. One is fraud. What about employee wages?
Speaker 4: Is that something you can bankrupt out of if? I
Speaker 4: don't even think he's eligible for bankruptcy. Again, maybe he is,
Speaker 4: but can you bankrupt out of it?
Speaker 13: Okay, Well, let me just talk to the first thing
Speaker 13: you said, fraud. I actually try a fraud case. It's
Speaker 13: very hard to prove fraud in a bankruptcy case because
Speaker 13: you have to prove intent, and it's very hard to
Speaker 13: prove intent in a bankruptcy case. So and all the
Speaker 13: bankruptcy judges they just want to get rid of it,
Speaker 13: and so they don't necessarily want to add it to
Speaker 13: the burden of the people who are trying to get
Speaker 13: out of their depths. So that's the first thing. In
Speaker 13: terms of other issues that you can not Well, there's restitution,
Speaker 13: and there's child support, there's maintenance. All those things you
Speaker 13: can't discharge in a bankruptcy.
Speaker 5: What about employees? But what about wages.
Speaker 13: I don't know the answer to that, because you'd have
Speaker 13: to you'd have to do file the bankruptcy in the
Speaker 13: in the business name. And given what you just said,
Speaker 13: I would be very surprised since they're holding an in
Speaker 13: trust that they can file a bankruptcy out from the
Speaker 13: wages themselves or the same way, in the same way
Speaker 13: it would be for the taxes. That'd be like saying,
Speaker 13: you don't have to pay your payroll taxes, We're going
Speaker 13: to just bankrupt them out. I don't think the government
Speaker 13: would allow you to do that.
Speaker 10: I'm unsure about them.
Speaker 4: No, they send they send you to prison. That is
Speaker 4: one thing. Do you know what they actually do. They
Speaker 4: actually do not ding the employees. They do not they
Speaker 4: go after the employer, which is a good thing because
Speaker 4: but now, of course the I r S is down
Speaker 4: a few men and women. But you might want to
Speaker 4: put in a complaint with the I R S as well.
Speaker 4: Or you can actually search your payroll account. Did you
Speaker 4: know that you you actually, Robbie can gain access to
Speaker 4: your work history and your withholdings online.
Speaker 5: So you ought to do that and.
Speaker 4: See if there were taxes held for you.
Speaker 5: You never got a w two how did you file taxes.
Speaker 14: I had to calculate it all myself and kind of
Speaker 14: estimate what I think he took out, and then I
Speaker 14: filled out the form that the IRS as you fill
Speaker 14: out when you don't get a W two, Because like,
Speaker 14: if my check was one thousand and he paid me,
Speaker 14: you know, eight hundred, I knew he kept two hundred.
Speaker 14: So I estimated what went to state what went to
Speaker 14: federal based on.
Speaker 4: You never got a a you never got a wage statement,
Speaker 4: you just got a check.
Speaker 14: Yeah, he hand wrote us checks a lot of times.
Speaker 14: They bounced. We never got paced us. We didn't. We
Speaker 14: didn't get W two for half a year. Yeah, it
Speaker 14: was a mess.
Speaker 5: Frank.
Speaker 4: If they came to you with these sizeable judgments, is
Speaker 4: this something you take a look at for collection or not.
Speaker 13: If a dentist came to me with one hundred cases
Speaker 13: that were five thousand dollars each, I'd take it. But
Speaker 13: in terms of individual case, I don't have an ability
Speaker 13: to do that. But there's lots of others in town
Speaker 13: that would take that because of the high dollar amount.
Speaker 4: I'm more okay, no, I know that, Frank, Yeah, I know.
Speaker 7: Really why guy is so I don't think anybody's going
Speaker 7: to touch it unless if you know, you know at
Speaker 7: least where the guy's at and possibly some assets.
Speaker 2: Right now, they're just working.
Speaker 7: To find a ghost.
Speaker 4: Just find out where he is, and then you could
Speaker 4: start with some interrogatories and some asset finding tools, and
Speaker 4: there are tricks you can do to get him to
Speaker 4: get his ass in trouble if he doesn't answer him.
Speaker 4: So one thing at a time, Robbie, We're gonna mark
Speaker 4: this pending, but we can't go hunting for you, So why.
Speaker 2: Don't you do this?
Speaker 5: Find out where he is?
Speaker 4: Any way you can like beat the bushes, ask people
Speaker 4: who know people who know people. And let me put
Speaker 4: his name out again.
Speaker 2: What is it?
Speaker 14: James Hickson?
Speaker 7: James anybody knows James pick goingle.
Speaker 2: You can find all about him in the company she's
Speaker 2: talking about.
Speaker 5: Okay, James Hickson.
Speaker 4: And then also if you could drop us a line
Speaker 4: help at trouble. Here's the help at troubleshooter dot com.
Speaker 4: Is our email to our general help help at troubleshooter
Speaker 4: dot com. And you can also, uh, you can and
Speaker 4: and and so when you find out stuff, call us back.
Speaker 4: I'll mark this case as pending. And then We'll help
Speaker 4: you any way we can, but we can't go hunting
Speaker 4: for this guy. Try to do it yourself, Frank Ball,
Speaker 4: we appreciate you always three oh three six two nine,
Speaker 4: seven thousand, corporate collections and more. And he's an expert,
Speaker 4: so we appreciate him. We got more coming up on
Speaker 4: the Troubleshooter Show. Go with a sure thing Denver's Best
Speaker 4: roofer Excel Roofing dot com.
Speaker 11: You don't pay a cent until you're content.
Speaker 4: Time for an insurance checkup free no obligation comparison call
Speaker 4: Compass Insurance paying too much your coverage at dozens of
Speaker 4: insurance companies find out now three oh three seven to
Speaker 4: seven to one help. You'll think you're his only customer
Speaker 4: when you choose Frank durand the real estate Man dot
Speaker 4: com to list your home with Remax Alliance three oh
Speaker 4: three nine two zero sixteen twenty two.
Speaker 10: Here comes.
Speaker 4: Hi, Tom Martine here at three oh three seven one
Speaker 4: three talk seven one three eight two five five problems, questions, complaints, Well, okay,
Speaker 4: let's move on, and we have a text about solar here.
Speaker 4: What's better? They want to know they're in the country.
Speaker 4: Is it better to have a generator or battery backup?
Speaker 4: You know, is it either or or or? How do
Speaker 4: you handle those? Brooke and Brook is with is with
Speaker 4: red rocks, roof and solar?
Speaker 9: Go ahead, Broke, Yeah, So there's benefits to batteries and
Speaker 9: generators or even doing a combination of the two. It's
Speaker 9: really about what they're looking to have backup, backed up.
Speaker 9: The biggest benefit.
Speaker 10: Of a battery over a generator is just the tax
Speaker 10: credits that you get back.
Speaker 9: So right now, the state of Colorado does a ten
Speaker 9: percent plus the federal government of thirty. So if the
Speaker 9: generator the battery costs the same amount, let's say ten grand,
Speaker 9: to make it easy, the battery actually only costs you
Speaker 9: six instead of the full ten.
Speaker 10: So that's the biggest benefit.
Speaker 4: Okay, So sure you won't get why don't they give
Speaker 4: a credit on a generator.
Speaker 10: They'll do a.
Speaker 9: Credit on a generator if you do it as part
Speaker 9: of a solar project.
Speaker 10: That's your caveat.
Speaker 5: Okay, is it?
Speaker 4: And so you get a normal tax credit to the
Speaker 4: total right.
Speaker 1: Yep?
Speaker 9: Yeah, So if like if you added the generator to
Speaker 9: a solar project, you would still get the thirty percent.
Speaker 4: Right right of the total project exactly. Okay, So if
Speaker 4: you had your own place and it wasn't a matter
Speaker 4: of tax credits or cost, what do you like better?
Speaker 5: Generator or battery?
Speaker 9: Well, I like a battery more because you're not having
Speaker 9: to pay for your fuel source.
Speaker 10: You're always gonna have to pay for your fuel source.
Speaker 10: But the generator.
Speaker 4: Okay, but are either? But couldn't a generator last longer?
Speaker 9: Technically it just kind of depends on again, what you're
Speaker 9: looking for and what you're backing up, because if the
Speaker 9: sun rises every day, then your battery backup can continue
Speaker 9: to run and definitely so in that instance, the battery
Speaker 9: would outpower the generator depending.
Speaker 5: Okay, all right?
Speaker 4: Three h three seven one three top three oh three
Speaker 4: seven one three eight two five five. This one's for
Speaker 4: John Fuller. John, how important is it to take photos
Speaker 4: with your uh or take pics with your phone? Your smartphone?
Speaker 4: If you have any questions? I mean that they did
Speaker 4: not do it, and they could have done it, would
Speaker 4: it doesn't make a big difference.
Speaker 5: How does it help? What do you suggest?
Speaker 4: I suggest they take a list of picture of the car,
Speaker 4: the damage and the license plates.
Speaker 2: Right, so Tom, the you know these are the type
Speaker 2: of questions that are that can only be answered by saying, well,
Speaker 2: how honest is the person that ran into you? Are
Speaker 2: they going to call their insurance company and say it
Speaker 2: was one hundred percent my fault, I screwed up. Whatever
Speaker 2: is wrong with this person. I want you to pay
Speaker 2: for it because I did a bad thing and I'm
Speaker 2: completely negligent in the operation of my vehicle. If you
Speaker 2: get hit by that guy, you don't need to bother
Speaker 2: taking pictures. But if you're not that guy, or if
Speaker 2: you're not not sure that it's that guy, then the
Speaker 2: photographs are going to be the only thing that really
Speaker 2: can substantiate what happened and where the cars were, and
Speaker 2: what the intersection looked like, and what the condition of
Speaker 2: the roadway was, and who the other driver was, because
Speaker 2: all of those things have become an issue in my cases,
Speaker 2: even the identity of the driver. When a person says,
Speaker 2: you know, to their insurance company, I was not driving
Speaker 2: that day, and we know darn well that they were,
Speaker 2: it would really be lovely to say, well, you know what,
Speaker 2: we happen to have a photograph of the driver in boom.
Speaker 2: That issue is completely resolved at that moment and we
Speaker 2: move on. With with bigger you know better things.
Speaker 4: Okay, John Fuller is our one of our guests, say
Speaker 4: our co host sub co host. Of course, I'm just kidding,
Speaker 4: But anyway, you can reach him when he's not here
Speaker 4: at three h three five nine seven five hundred.
Speaker 5: So listen, Frank to run the real estate man.
Speaker 4: Want you to know that before you list your house
Speaker 4: or even think about listing, if you just want to
Speaker 4: know what your house will sell for, He'll provide that
Speaker 4: service free of charge, with no obligation. And Frank really
Speaker 4: means it. He's a great guy, and he takes into
Speaker 4: consideration all of the market conditions, supply and demand, comparables
Speaker 4: to your house and neighborhood, interest rates, whatever you need
Speaker 4: to evaluate what your house will sell, how you'll net it,
Speaker 4: what you'll net what you can even buy three oh
Speaker 4: three nine two zero sixteen twenty two. That's nine two
Speaker 4: zero sixteen twenty two. Or just remember Frank Duran the
Speaker 4: real estateman dot com. Go with a sure thing Denver's
Speaker 4: best roofer Excel Roofing dot com.
Speaker 11: You don't pay a cent until you're content.
Speaker 4: Time for an insurance check up, free no obligation comparison
Speaker 4: call compass insurance paying too much your coverage at dozens
Speaker 4: of insurance companies. Find out now three oh three seven
Speaker 4: to seven to one help. You'll think you're his only
Speaker 4: customer when you choose Frank durand the real estate Man
Speaker 4: dot com to list your home with Max Alliance three
Speaker 4: all three nine two zero sixteen twenty two. Hi Tom
Speaker 4: Martino here three O three seven one three talks seven
Speaker 4: one three A two five five eight eight eight Heating
Speaker 4: dot com high efficiency units.
Speaker 5: The best price is guaranteed.
Speaker 4: So you want to save money every single month, consider
Speaker 4: high efficiency if you have an older system eight eight
Speaker 4: eight Heating dot Com three oh three seven seven zero
Speaker 4: two seven seven six all right, So getting back to
Speaker 4: a solar Brooks, somebody said that they like having both
Speaker 4: batteries and a small generator.
Speaker 5: What do you think about that?
Speaker 9: Yeah, I love a battery generator combination. I actually promote those,
Speaker 9: and yes's usually what I work with folks that are
Speaker 9: really looking for extended grid offline needs. Absolutely, Franklin is
Speaker 9: the best battery for a battery generator combination.
Speaker 5: Why is that?
Speaker 10: Because they are set.
Speaker 9: Up automatically to have a battery connect directly into the generator.
Speaker 10: Instead of having to go through a subpanel to connect it.
Speaker 9: Plus they also have an ability for you to go
Speaker 9: into the battery itself and see which loads are using
Speaker 9: how much power, and to reduce it. So it's a really,
Speaker 9: really great battery.
Speaker 4: Someone is considering relocating, they're selling their house.
Speaker 5: They want to know.
Speaker 4: Is it better to take the system with them it's
Speaker 4: a five year old system or just buy a new one.
Speaker 9: No, definitely buy a new one because the equity that
Speaker 9: you can gain with the system for the sale is
Speaker 9: part one why and then part two why is because
Speaker 9: you still get your tax credits and benefits if you
Speaker 9: add sold to the second one if you just move.
Speaker 4: Wait, so if you buy, if you buy a new system,
Speaker 4: let's say every other year, you can get a tax
Speaker 4: credit every other year for it every time time you
Speaker 4: buy one.
Speaker 5: Or is there a limit.
Speaker 9: You could install one hundred solar systems in the same
Speaker 9: year and get all the tax credits.
Speaker 10: There's no limit to it as long as it's like show.
Speaker 4: So if you move one though, but when they move one,
Speaker 4: they don't get a tax credit. So you're right, you
Speaker 4: sell it with the house and then you get a
Speaker 4: new one and new new tax credit yep, plus you
Speaker 4: have the latest equipment.
Speaker 9: Yeah, and then there's websites or certifications to go through
Speaker 9: to add the equity for the solar system to verify it.
Speaker 10: So make sure that they do.
Speaker 9: That with their real charts to make sure that they're
Speaker 9: getting the equity value for the system that they're selling.
Speaker 4: John Fuller, this is an odd one somebody I even
Speaker 4: hate saying because I love horses. Somebody hit a horse,
Speaker 4: they were injured in their car. They want to know
Speaker 4: if the horse owner has responsible Does the horse owner
Speaker 4: have responsibility to them? Can they sue the horse owner
Speaker 4: because the horse got out?
Speaker 2: Or were you driving around in the horse pasture or
Speaker 2: did the horse get out?
Speaker 5: No, the horse got out. Apparently they said it was
Speaker 5: on the road.
Speaker 4: They if they came around a curve they hit the horse,
Speaker 4: They went into a ditch and rolled, they got hurt.
Speaker 5: You know, is this the.
Speaker 2: Generally speaking Tom? In Colorado it's a fence out state,
Speaker 2: which means you're not going to be able to maintain
Speaker 2: a claim against the horse owner. However, if the horse owner,
Speaker 2: you know, was responsible for the condition that let the
Speaker 2: horse out, you know, there can be some negligence there.
Speaker 2: I've seen successful actions, but they really require some egregious
Speaker 2: conduct on the part of the owner that caused that
Speaker 2: horse to be out in the in the roadway. So
Speaker 2: so whereas Colorado would you know generally say no, there's
Speaker 2: not a claim. If you let your horse out on
Speaker 2: the roadway because the grass looked nice and green and
Speaker 2: it seemed like a neat place to feed your horse
Speaker 2: for free, then you know, under that circumstance you probably
Speaker 2: could be held liable.
Speaker 5: So I remember speaking of that.
Speaker 4: And by the way, John Fuller, personal injury attorney, our
Speaker 4: expert and co host as well, uh three oh three
Speaker 4: five nine seven forty five hundred. When he's not with us,
Speaker 4: and and he can, he can take care of He
Speaker 4: will answer all of your initial calls that you asked
Speaker 4: to talk to him before you hire him, or you
Speaker 4: never have to hire him. That's what I like about him.
Speaker 4: So it's five nine seven forty five hundred. Now speaking
Speaker 4: of this, somebody this happened to me.
Speaker 5: So my pool cover.
Speaker 4: I was out in Franktown area back in the day
Speaker 4: and we had a pool and a cow got into
Speaker 4: the pool cover and destroyed it and we helped the
Speaker 4: cow out. But now we have a destroyed pool cover
Speaker 4: and I want to so I want I was pissed, right,
Speaker 4: and they actually told me. The owner said, well, we're
Speaker 4: really sorry about that. And he said, what do you
Speaker 4: mean you're sorry? You know you owe me a cover.
Speaker 4: He said, no, you should have had a fence up.
Speaker 4: And I said, what do you mean I should have
Speaker 4: a fence up? I mean, you know I had like
Speaker 4: a normal fence like this. This these ugly not ugly,
Speaker 4: but these white ones everybody what do they call them.
Speaker 5: The the PVC. He's just slats.
Speaker 1: You know.
Speaker 4: They won't keep anything out of anywhere, but they're just
Speaker 4: pretty right. So he says, this is the first time
Speaker 4: I heard this. He says, it's a fence out. Say,
Speaker 4: if you want to keep a livestock out, you got
Speaker 4: to fence him out. I don't have to put a
Speaker 4: fence up to keep him in. And that was true,
Speaker 4: right John, that's correct.
Speaker 2: I mean it really is. It's crazy, but it's true.
Speaker 2: So when we.
Speaker 8: Had a pool, Tom, we had to put up a
Speaker 8: six foot iron fence with a gate that.
Speaker 7: Could be locked.
Speaker 4: Yeah, but you don't have to do that in a
Speaker 4: country where I was on a forty acre lot.
Speaker 5: They don't make you do that. I mean, but I understand.
Speaker 4: Maybe they do now, Maybe they do now.
Speaker 7: But speaking of that, John, though, I thought there were
Speaker 7: and laws in Colorado that protected equine and equine owners
Speaker 7: from that. In other words, even if a horse got
Speaker 7: out that you couldn't go after the owner.
Speaker 1: Is that?
Speaker 2: Is that not correct? Or is that you?
Speaker 4: You know, what you're talking about equine liability. And what
Speaker 4: you're talking about is when when you have equine activities, mark,
Speaker 4: you can't hold people responsible for being injured.
Speaker 5: Now that doesn't mean that means.
Speaker 2: It doesn't when you can't mean help me out here
Speaker 2: means trail ride or anything and stuff like that. Dude, ranch, Yeah,
Speaker 2: dude ranch. And it really only covers simple neglige and
Speaker 2: so it doesn't cover gross right there is there is
Speaker 2: it's right there.
Speaker 4: Yeah, And and equine activities too, it's it's not a
Speaker 4: non equine activity. If your horse gets out into a
Speaker 4: picnic and kicks the hell out of somebody, that's not
Speaker 4: considered an equine activity.
Speaker 5: And and you know, but.
Speaker 7: Well if it was a rodeo and the horse got
Speaker 7: up into the stands and really hurt some people, right.
Speaker 4: That's right, that would be they would be a hard
Speaker 4: time collecting on anything equine activity related. That's horse shows, rodeos,
Speaker 4: that's even pony rides, dude ranches, and it includes even when.
Speaker 5: Horses are there for decoration.
Speaker 4: If you had an old Western town and a horse
Speaker 4: went on a rampage, I mean, it really is anything
Speaker 4: to do with equine. And the reason is is that
Speaker 4: at one time this state's economy, a lot of it
Speaker 4: was based on you know, the wild West and and horses,
Speaker 4: and they couldn't afford to have people being sued over
Speaker 4: their horse stuff, you know.
Speaker 5: And that's in the operation of a horse too.
Speaker 4: So if you're using a pack horse, or you're moving
Speaker 4: cattle and your car gets hurt or something, you know,
Speaker 4: that's an equine activity, even though you're not participating in it.
Speaker 4: There's a lot of immunity for or there used to be.
Speaker 4: I don't know how it is now. John would have
Speaker 4: to tell you, John.
Speaker 8: But there is there defined a difference between simple and
Speaker 8: growth segloge or is it subjective?
Speaker 2: No, it's not very subjective at all. You know, simple
Speaker 2: negligence is just good old negligence. Newer should have known
Speaker 2: made a mistake, you know, failure to act in a
Speaker 2: way that a reasonably prudent person would have acted. That's
Speaker 2: simple negligence. Gross negligence generally crosses over the line into
Speaker 2: intentionality and reckless conduct, and conduct that's almost certain to
Speaker 2: you know, to result in a certain outcome. That's that's bad.
Speaker 2: So in the case of you know, equine cases or stuff,
Speaker 2: you know, we we would get into the knowledge of
Speaker 2: the proclivity of a certain horse if you had one
Speaker 2: that always, you know, think about a trail riding operation.
Speaker 2: If you had a horse that every single time you
Speaker 2: took the stupid horse out it was barn sour and
Speaker 2: it would run fifty miles an hour back to the
Speaker 2: back to the barn when they would turn around. You
Speaker 2: wouldn't put a brand new, you know, first time horseback
Speaker 2: rider on that horse. That would that would conote a
Speaker 2: degree of intentionality and stuff that that would probably give
Speaker 2: rise to liability. You know, it's it's culpable knowledge. So now.
Speaker 4: I want to mention that we have a lot more
Speaker 4: to talk about. Our number is three oh three Martino
Speaker 4: twenty four seven, three oh three six two seven eight
Speaker 4: four sixty six, or you can call three oh three
Speaker 4: seven to one three talk when we're in the studio
Speaker 4: three oh three seven one three A two five five.
Speaker 4: Dan McKenzie does the state planning and wills and probate
Speaker 4: and avoiding probate. And he's a really good guy. He's
Speaker 4: live and local. He's very personalized. It's a family run
Speaker 4: law practice and you can get personal attention. He can
Speaker 4: do a simple will, he can do a trust. He
Speaker 4: does creative ways with to use LLCs to pass things
Speaker 4: through death. I mean he's very creative, very personalized. Eight
Speaker 4: three three co plans eight three three co plans. You'll
Speaker 4: like the way he does business. Mackenzie Law Dan McKenzie
Speaker 4: A three to three co plans. Go with a sure
Speaker 4: thing Denver's Best roofer Excel Roofing dot com. You don't
Speaker 4: pay a cent until you're content, wait time for an
Speaker 4: insurance checkup free, no obligation. In comparison, call Compass Insurance
Speaker 4: paying too much your coverage at dozens of insurance companies
Speaker 4: find out now three all three seven to seven to
Speaker 4: one help. You'll think you're his only customer when you
Speaker 4: choose Frank durand the real estate Man dot com to
Speaker 4: list your home with Remax Alliance three oh three nine
Speaker 4: two zero, sixteen twenty two. Hi, Tom Martino, you're a troubleshooter.
Speaker 4: Let's go to James on the phone. James, go ahead,
Speaker 4: what's going on?
Speaker 10: James?
Speaker 1: Yes?
Speaker 4: How you doing?
Speaker 17: Tom?
Speaker 5: What's happening man? Yes?
Speaker 17: I was going to get your opinion on a company
Speaker 17: called Furnished find set out with the Marketplace. I was
Speaker 17: wanting to see if you had anybody call in about
Speaker 17: their reviews, basically their operating.
Speaker 4: Now are you talking about did they find they find
Speaker 4: what furnished apartments and stuff?
Speaker 5: Or what are we talking about? Furnished rentals?
Speaker 17: They really play like traveling nurses and professionals.
Speaker 7: Yes, yes, from Nathan Why yeah.
Speaker 4: It's used a lot for people who travel and are
Speaker 4: only staying in a place a short time, and they
Speaker 4: don't move in and out of an apartment. And it's
Speaker 4: called furnished Finders. Now there's more than one. Now, Furnished
Speaker 4: Finder is a brand name, but there are other companies
Speaker 4: that do it. So are you asking me are they reputable?
Speaker 4: The answer is in general.
Speaker 18: Yes, okay, oh, yes, and okay, And now.
Speaker 5: As always no, no, we've never had a complaint.
Speaker 4: But as always I want to tell you something about
Speaker 4: this with any kind of a rental service, you must
Speaker 4: be sure that they have the authority to rent and
Speaker 4: they're not just inserting themselves in a transaction, and that
Speaker 4: they have authority to collect money, and that that money
Speaker 4: is going to the right place. I mean, this is
Speaker 4: very complicated, but you have to do some due diligence
Speaker 4: because there are a plethora of people who are collecting
Speaker 4: deposits on apartments. They don't even have the authority to rent,
Speaker 4: and they just find a listing and they insert themselves
Speaker 4: in it. So make sure you're dealing directly with the
Speaker 4: people that you want to like let's say country club,
Speaker 4: tower and gardens. They rent out furnished places. When you're
Speaker 4: dealing directly with them, there's no problem now, But furnished
Speaker 4: rentals that you're calling about furnished Finder, that you have
Speaker 4: to make sure that you're really dealing with furnished Finder,
Speaker 4: not someone who says they're with furnished Finder, and that
Speaker 4: they really do have authority to rent. That's and and
Speaker 4: right now it's too difficult to tell you how to
Speaker 4: do due diligence, but it's easy enough to get phone
Speaker 4: numbers and contact and emails and URLs and verify that
Speaker 4: you're dealing with the real people. I mean, that's very
Speaker 4: That's the biggest danger in using a third party for
Speaker 4: rentals is that you're paying someone or you're signing something
Speaker 4: with someone who has no authority.
Speaker 5: Now, Mark will.
Speaker 4: Tell you we've had several cases like that over the
Speaker 4: years where an entire family moved into a furnished home,
Speaker 4: paid ten grand with security deposit first month's rent. Remember Mark,
Speaker 4: that one family and she comes to find out the
Speaker 4: owners didn't even though they rented out their house. Yep, okay,
Speaker 4: I mean it's a sad commentary of the home.
Speaker 17: Yes, I'm the owner of that, okay.
Speaker 2: D yeah, okay, yeah.
Speaker 4: If you're going to be renting it out to traveling
Speaker 4: nurses and all that, that is a good place to start.
Speaker 4: They're good people, they're not bad, no complaints ever. I'm
Speaker 4: Tom Martino. We have another two hours ago on the
Speaker 4: Troubleshooter Show three O three seven one three talk seven
Speaker 4: one three eight two five five Stick around for more
Speaker 4: with us.
Speaker 2: Uh.
Speaker 5: We have Red Rocks, roof and Solar and John Fuller
Speaker 5: as our.
Speaker 4: Guests go with a sure thing Denver's Best Roofer, Excel Roofing,
Speaker 4: Dot com. You don't pay a cent until you're contenth
Speaker 4: Please time for an insurance check up free, no obligation.
Speaker 4: Comparison call Compass Insurance paying too much your coverage at
Speaker 4: dozens of insurance companies find out now three oh three
Speaker 4: seven seven to one help. You'll think you're his only
Speaker 4: customer when you choose Frank durand the real estate Man
Speaker 4: dot com to list your home with Remax Alliance three
Speaker 4: oh three nine two zero sixteen twenty two.
Speaker 3: Ripped bad news? You need advice?
Speaker 2: Who you don't help?
Speaker 1: Come run in just as mass as we can.
Speaker 3: Shooter's gonna help.
Speaker 2: Come man, This is the Troubleshooter Show.
Speaker 16: No Tom Martinez, Welcome, Welcome, my friends to the own
Speaker 16: three show of It's gott We're here to solve problems,
Speaker 16: answer questions.
Speaker 2: Take complaints. Our goal in life, you know it, Say
Speaker 2: it with me.
Speaker 7: Make your life a little bit better. Maybe you've been
Speaker 7: ripped off by a contractor. Maybe you have any questions.
Speaker 7: Maybe you need help collecting a judgment. Maybe you need
Speaker 7: help going after someone that ran into you in their car.
Speaker 2: Well, luckily, John Fuller's with me today.
Speaker 7: John, glad you could join us today and by the way,
Speaker 7: we also have another gas Brooke White Red Rocks RS.
Speaker 7: I say this about you all the time, Brooke. The
Speaker 7: amount of money you can find for people building commercial
Speaker 7: solar systems is remarkable. We've had callers where you have
Speaker 7: literally recoupo one hundred and twenty percent of the cost
Speaker 7: of the solar system. That is absolutely amazing. I mean,
Speaker 7: you're basically talking a free system through grant money and
Speaker 7: through tax credits. But any questions you have on solar,
Speaker 7: any questions you have, period, we have three lines open
Speaker 7: right now. I'll always tell you when a line's open.
Speaker 7: We'd love to hear from you. By the way, a
Speaker 7: little bit of exciting news. Trump is basically saying they
Speaker 7: have a ceasefire deal not in place yet, but everybody's
Speaker 7: somewhat agreeing to the structure of it right now with
Speaker 7: Ukraine and Russia. That would be really cool. And some
Speaker 7: of the details, in fact, a lot of them have
Speaker 7: been discussed. I guess Ukraine giving up X amount of territory.
Speaker 7: But think about that, Boy, wouldn't that be great. They
Speaker 7: paint that war over there is like Vietnam, Like you know,
Speaker 7: as soon as these troops get out, there's no hills nothing. Basically,
Speaker 7: it's just a bloodbath. Hopefully all these young men on
Speaker 7: both side quit dying. That would be awesome if that
Speaker 7: actually goes through. But three oh three seven, one, three, eight,
Speaker 7: two five five. Let's jump over to Kim real quick.
Speaker 7: Hey Kim, what's going on with you? It says you
Speaker 7: got some kind of issue.
Speaker 2: Kimberly, how are you?
Speaker 10: This is a gentleman mom.
Speaker 2: Oh hey Kim, what's going on? How can we help you? Kim?
Speaker 7: I can tell you Mark well, I mean, if he's
Speaker 7: not there, why are we talking to him?
Speaker 2: Is he there?
Speaker 10: I'm not sure I've been. I meant to follow up
Speaker 10: with him, but it's been a crazy week.
Speaker 2: Okay.
Speaker 10: Basically, he was married thirty five forty years. He and
Speaker 10: his wife get divorced.
Speaker 15: He's living in the barn, if you will, the apartment.
Speaker 10: Barn, literally living in the house.
Speaker 15: They come up with an agreement to divorce, she sells
Speaker 15: the house.
Speaker 10: He was supposed to get half. He never did. But
Speaker 10: I think this all happened a long time ago.
Speaker 2: Happened Kim? This is uh?
Speaker 18: I mean the house just sold less than a year ago.
Speaker 18: But it's been in the whole divorce thing has been
Speaker 18: a couple of.
Speaker 7: Years now, so two years ago you get the force.
Speaker 7: So the judgment or the decree said, what explain it?
Speaker 18: He said that we could live in separate quarters, which
Speaker 18: she would live in the house and I live in
Speaker 18: the in in my shop. So we started to do that.
Speaker 18: Of course that didn't work right, long story stort. She
Speaker 18: ended up selling the house underneath my feet. It kept
Speaker 18: getting kicked off the property by police and I just so.
Speaker 2: She sold the house. You weren't there. She sold the house.
Speaker 2: How much of the house?
Speaker 7: Back to the decree real quick though, how much were
Speaker 7: you supposed to get from the sale of the house.
Speaker 18: Let's get the heavange.
Speaker 7: Okay, So when she when she sold it, did she
Speaker 7: give you fifty percent?
Speaker 18: Absolutely not.
Speaker 7: Have you gone back to court and told the judge
Speaker 7: they won't talk to me.
Speaker 18: The judge won't talk to you, you know, they won't.
Speaker 18: They won't have to me any questions, and they keep
Speaker 18: telling me to fill out emotion.
Speaker 7: Well that's what you have to do, of course, John, explain,
Speaker 7: just explain in layman's terms what that means. You can't
Speaker 7: just knock on the court door and go up and
Speaker 7: talk to the judge. Under most cases, yeah.
Speaker 2: I mean, you guys have a case that's that's you know,
Speaker 2: at least been ongoing, and you just can't walk in
Speaker 2: and throw a new issue on the judge. There are
Speaker 2: procedures that have to be followed, and one of them
Speaker 2: is that you're gonna file emotion and put forth what
Speaker 2: you know your issue is, and then if the court
Speaker 2: wants to set a hearing, then they'll drag your wife
Speaker 2: in there to attend and answer to the court, and
Speaker 2: she'll have an opportunity to put her side of the
Speaker 2: story down as well. So I'm guessing you guys did
Speaker 2: not have attorneys involved on this.
Speaker 18: Well, she did because I didn't have any money.
Speaker 7: Yeah, oh, you did everything wrong. I mean, the marital
Speaker 7: assets should have got you in an attorney. But it's
Speaker 7: too late. It's too late for that.
Speaker 2: Where is this? Where is this ex wife for yours?
Speaker 18: I don't know. I think she's in Florida.
Speaker 7: Well, that complicates the hell out of it.
Speaker 2: What state did all this go down in?
Speaker 1: Here?
Speaker 2: In Colorado?
Speaker 7: Yes, and she asconded with all the money.
Speaker 18: I don't know what she did with the money, but
Speaker 18: she's not still here. I looked into it. I looked
Speaker 18: into it. By myself a little bit. And I found
Speaker 18: out that the people that bought the home paid cash
Speaker 18: for it.
Speaker 2: Cash, But that doesn't really matter. It doesn't matter how
Speaker 2: they paid for the cash. I mean how they paid
Speaker 2: for the home. They could have taken out a loan,
Speaker 2: could have paid cash, could have brought a wheelbarrow of quarters.
Speaker 2: It doesn't matter.
Speaker 7: Does it work though? If he did file the motion
Speaker 7: John and I mean we're talking divorce court, I mean
Speaker 7: family law. But what I'm saying in general, you know,
Speaker 7: a decrease basically a judgment, and if it literally says
Speaker 7: he gets half of the house and she sold it
Speaker 7: and she takes off and he gets nothing at this point,
Speaker 7: regardless if it's a judgment for something else or this,
Speaker 7: how if she if he doesn't know where the hell
Speaker 7: she is, I mean, how does he possibly even get
Speaker 7: her to come back here? Or does he have to
Speaker 7: go find her in Florida?
Speaker 2: He might he might have to. It depends on whether
Speaker 2: and this is something I just don't know because I
Speaker 2: don't practice this kind of law, but I suspect that
Speaker 2: the court maintained some jurisdiction over the adjudication of that decree.
Speaker 2: So you know, she has violated the decree in taking
Speaker 2: all the money if it says what he says it says,
Speaker 2: and so basically you're seeking to haul her back into
Speaker 2: court to answer for her violation or contempt of that decree.
Speaker 7: I get that, But not knowing where she's at is
Speaker 7: problem number one.
Speaker 2: That is problem number one. If she still has an
Speaker 2: attorney on the case, that attorney, you know, might be
Speaker 2: able to service and compel her attendance because he is
Speaker 2: the attorney of record. Now he's withdrawn from the case,
Speaker 2: which is why a lot of attorneys withdraw at the
Speaker 2: end of a case so they can't be held to
Speaker 2: him responsible forget the person back in. But I mean,
Speaker 2: there are interesting there are people that can locate people.
Speaker 2: I mean, even Florida, it's still not you know, it's
Speaker 2: it's a real place. You can find people. They have
Speaker 2: bank accounts and jobs and properties and all that stuff
Speaker 2: down there as well. So go ahead, Mark, I know
Speaker 2: that Kim.
Speaker 10: I talked to Kim at the house a.
Speaker 7: Few tres we ever have him talked to Bonnie.
Speaker 10: That's what I was going to tell you.
Speaker 15: So Kim was on with I think Tom a few
Speaker 15: weeks ago. Kim, I think is on an Obama phone,
Speaker 15: if you will, and so by the time Bonnie came
Speaker 15: on with her advice, he had lost connection. I do
Speaker 15: have a response from Bonnie in writing about his case.
Speaker 7: If you want me to read it, well, I don't
Speaker 7: want you to read it verbatim. But let's get to
Speaker 7: the points of it. Let's take the break. We'll come
Speaker 7: back and see with the attorney had to say, You're
Speaker 7: gonna have to hang tight, Kim. We got two lines
Speaker 7: open three oh three seven one three eight two five five.
Speaker 7: My god, you couldn't have done anything worse. You couldn't
Speaker 7: have done anything Wronger, Yeah, I'll say it Wronger, it's horrible.
Speaker 4: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 4: dot com.
Speaker 11: You don't pay a cent until you're.
Speaker 4: Contenth time for an insurance check up free, no obligation.
Speaker 4: In comparison, call Compass Insurance paying too much your coverage
Speaker 4: at dozens of insurance companies find out Now three oh three,
Speaker 4: seven to seven to one help. You'll think you're his
Speaker 4: only customer when you choose Frank durand the real estate
Speaker 4: Man dot com to list your home with Remax Alliance
Speaker 4: three oh three nine two zero sixteen twenty two.
Speaker 7: All right three oh three seven one three eight two
Speaker 7: five five two lines open. You can ripped off. Take
Speaker 7: an advantage of We want to hear from you. Kim
Speaker 7: called in and apparently he had a divorce. His ex
Speaker 7: wife basically scammed them out of the money when she.
Speaker 2: Sold the house she moved to Florida.
Speaker 7: He never got his half of the money and apparently
Speaker 7: according to the divorce decree he was supposed to get half.
Speaker 7: He has no idea where she lives. We got Bonnie
Speaker 7: Shields involved in Bonnie. Suzanne gave us some information and
Speaker 7: emailed go ahead and read it. Let's see with Bonnie.
Speaker 10: So, Kim, this this is Anne.
Speaker 15: You and I talked on the phone a few days ago,
Speaker 15: and I meant to get back to you. This is
Speaker 15: what Bonnie said about your call. She remembered your call.
Speaker 15: If there was an order for her to give him
Speaker 15: money and she didn't, he can file emotion for contempt.
Speaker 15: He asked to be able to find her through and
Speaker 15: in another state is tricky.
Speaker 10: I'm sorry.
Speaker 15: Able to find her though and in another state is tricky.
Speaker 15: If she is still in Colorado, it's a lot easier.
Speaker 15: He could also get a judgment for the amount and
Speaker 15: maybe lean property if she has bought any. It's not
Speaker 15: really easy questions. I think I came in late to
Speaker 15: the talk, and I really would have a lot of
Speaker 15: questions before I'd feel good about my answers.
Speaker 10: Please tell him he can call me if he wants.
Speaker 2: You should call her.
Speaker 7: She'll talk to you off air, Kim.
Speaker 2: But the one question I have is how long ago
Speaker 2: was this.
Speaker 18: That I got divorced? Yeah?
Speaker 2: When was the decree? Like literally.
Speaker 18: I sent and I sent in an emotion, but apparently
Speaker 18: I got denied because I did something wrong.
Speaker 2: When was the final When was the final divorce decree
Speaker 2: issued by the court? Yeah?
Speaker 7: How long ago? Pre COVID, during COVID, after COVID, Let's
Speaker 7: start there.
Speaker 18: It was that motion for this is motion for financial distance.
Speaker 2: Okay?
Speaker 10: Did she sell the house?
Speaker 18: That was July twenty twenty four?
Speaker 2: Okay? So, and and how long had you guys been
Speaker 2: divorced before she sold the house? Six months.
Speaker 18: At least? Yes? Well, yea almost a year.
Speaker 2: But almost a year okay, okay, so late twenty three ish.
Speaker 7: So basically you need to hire an attorney, Kim. I
Speaker 7: mean you can call up and talk to Bonnie.
Speaker 18: Tom, Tom, I don't have the money.
Speaker 7: I understand, Kim, listen, maybe after you talk to Bonnie. Maybe,
Speaker 7: And I trust me, I'm not promising you anything because
Speaker 7: you know, most family law attorneys don't operate this way.
Speaker 7: At the beginning, she might have. In other words, she
Speaker 7: would have never have let this happen if you had
Speaker 7: an attorney. Quite frankly, you let this woman basically kick.
Speaker 2: You in the face.
Speaker 7: So I'll put it like that. You let your ex
Speaker 7: wife kick you in the face. She kicked you out
Speaker 7: of your house. You slept in the barn, then she
Speaker 7: sold the house, and a year later you're calling us.
Speaker 7: And the only reason I'm yelling at you is I'm
Speaker 7: frustrated with you. How come you didn't do anything for
Speaker 7: yourself all this time?
Speaker 18: I couldn't. I had no money to get an attorney.
Speaker 18: I just had a stroke. Tom.
Speaker 7: Okay, well there's something I can appreciate at least, right.
Speaker 2: I want you to call.
Speaker 7: Up and talk to Bonnie, okay, and then follow up
Speaker 7: with us. Follow up with us. The biggest problem is
Speaker 7: gonna be number one. And Bonnie said that in the email.
Speaker 7: She said it's gonna be tough to find her. Now,
Speaker 7: if she went out with that money and bought some
Speaker 7: property somewhere, that's gonna make it a little easier. But
Speaker 7: if she's running a place somewhere, especially using her maiden
Speaker 7: name or something different, now, I mean, this could be
Speaker 7: a nightmare for you with no assets trying to find her.
Speaker 10: Or she might have spent it already it's been a
Speaker 10: year mark, or she could.
Speaker 7: Have spent it, or I mean gave it to her kids.
Speaker 7: I mean, my god, we have no idea what happened here.
Speaker 2: We just have no idea.
Speaker 7: So we're gonna give you Bonnie's number, Okay, Kelly's gonna
Speaker 7: give it to you off air hold tight.
Speaker 2: I hate getting mad. I feel bad. The guy had
Speaker 2: a stroke too, But that woman just.
Speaker 7: God, I mean, she just totally took advantage of them,
Speaker 7: get an attorney, walking into a divorce with one having
Speaker 7: an attorney and the other having nothing.
Speaker 2: Yeah, it's insanity. It's a recipe for disaster.
Speaker 10: I'm surprised that's even legal.
Speaker 2: It's legal. And and I guarantee you that he you know,
Speaker 2: when they went to their final hearing and stuff to
Speaker 2: judge and you know, inquired about whether he understood and
Speaker 2: agreed to everything, and he was like, yep, yep, yep,
Speaker 2: And you know so, I mean now he's saying no,
Speaker 2: but then no, not only that.
Speaker 7: To it there there's no doubt. There is no doubt
Speaker 7: he could have paid for the attorney with the marriage
Speaker 7: lassets such as the house.
Speaker 2: Yeah, of course he could have.
Speaker 7: So the fact he didn't have one. And I said it,
Speaker 7: you know, not really jokingly.
Speaker 2: I bet she was. Remember he was out in the
Speaker 2: barn dominium.
Speaker 7: She's in the house. I bet she's like, Hey, if
Speaker 7: you don't get an attorney, I'll come busy on Saturday
Speaker 7: nights or something. Somehow she got him not to get
Speaker 7: an attorney. She truly took advantage of them. And it's
Speaker 7: in it's crap, Kurt, what's going on with you?
Speaker 18: Hello?
Speaker 2: Aker?
Speaker 7: What's going on?
Speaker 1: So?
Speaker 6: I am a project manager for City of Denver and
Speaker 6: we are building a new recreation center in the Westwood
Speaker 6: Westwood area southeast southwest Denver, and we have a problem
Speaker 6: with Comcast and Loomen and I'm hoping you can help
Speaker 6: out with We had about half a dozen old power
Speaker 6: poles on the site that we're demoing, and Excel came
Speaker 6: right out and removed the poles, no problem. But there's
Speaker 6: one pole that has all the Internet lines from Loomen
Speaker 6: and Comcast, and we cannot get hold of anyone that
Speaker 6: will come out and remove them. That we have tried
Speaker 6: and tried, me and the general contractor, and we're trying
Speaker 6: to do them a favor. We don't want to just
Speaker 6: demo the poll and lose internet for all the neighbors
Speaker 6: in the area. We're trying to be good citizens.
Speaker 2: So it's kind of odd.
Speaker 7: Well, I guess it's not really odd that you have
Speaker 7: basically Century Lank who's now Luhmen, and then Exfinity on
Speaker 7: the same or Comcast on the same Susanne. I would
Speaker 7: like to know whose poll it is, because it's going
Speaker 7: to come down to that, I wonder. And it's definitely
Speaker 7: on an easement right along with everything else.
Speaker 6: It's it's it's it's actually in the city. It's a
Speaker 6: kind of a combination of properties that we're put together
Speaker 6: to get the site that it's a it's an Excel
Speaker 6: pole that Excel removed the high voltage lines on and
Speaker 6: but the remaining lines are the Internet, so they are Do.
Speaker 7: You think those remaining lines are actually feeding homes or
Speaker 7: businesses though.
Speaker 6: Oh yeah, definitely, they're feeding homes in the general area.
Speaker 7: Yes, jeez, that is a crazy one. How long you've
Speaker 7: been trying to do it. We do have an angel
Speaker 7: at Century Lenk right or Lumen.
Speaker 11: Definitely, Luman.
Speaker 15: I'm not sure about Comcasts, but luhman, I have a
Speaker 15: contact for Yeah.
Speaker 7: I didn't even realize funny enough to Comcast had stuff
Speaker 7: in the sky. Keep going, I'm sorry, man.
Speaker 6: Yeah, no, it's hard. It's hard to get hold of
Speaker 6: anybody that I've at least been on the phone for
Speaker 6: five or six hours with their customer service. And we
Speaker 6: do have one name of the field person that we
Speaker 6: got a cell phone number of and email, but they
Speaker 6: just goes to us and same thing, Looman. We had
Speaker 6: someone who seemed very responsive, sound like he was going
Speaker 6: to come out and do the work that anticipated.
Speaker 7: Yeah, so listen, we actually have Suzanne. This would be
Speaker 7: perfect for our Comcast guy too. This is something he
Speaker 7: could truly get involved in because he's a field guy.
Speaker 2: You know, I'm talking about Snow.
Speaker 7: Yeah, so email Snow and also email Loomen our angel
Speaker 7: over there. But hold on a second, man, we got
Speaker 7: to at least get your contact information. The address or
Speaker 7: you know, whatever the plot or whatever it is where
Speaker 7: you're dealing with Kelly, make sure we get all the
Speaker 7: information there. Yeah, that's crazy. You sure don't want to
Speaker 7: just take it down. And all these businesses have no Internet.
Speaker 7: In fact, there could actually be some liability there if
Speaker 7: they did do that. I couldn't there. I mean I
Speaker 7: realized he works for Denver and you have governmental immunity.
Speaker 7: But John, just as a thought, I mean, if you
Speaker 7: were trying to demo an area and there was something
Speaker 7: like this, I mean, how long do you got to
Speaker 7: play ball? I mean it's kind of crazy, right, I
Speaker 7: mean to think of it in those terms. You might
Speaker 7: have to play ball till someone does something. Yeah, it's tricky.
Speaker 2: Yeah, you kind of wonder you know where that line is?
Speaker 2: You know, when is enough due diligence to make somebody
Speaker 2: remove that?
Speaker 5: Yeah?
Speaker 7: One is enough time? Enough time?
Speaker 4: Right?
Speaker 7: I mean where where's the end of the row?
Speaker 19: All right?
Speaker 2: Three oh three seven one three A two five five.
Speaker 2: Got to take a break.
Speaker 7: We want to hear from you A couple lines open
Speaker 7: three zero three Martino.
Speaker 4: Go with a sure thing Denver's best roofer excel roofing
Speaker 4: dot com. You don't pay a cent until you're content.
Speaker 4: Time for an insurance check up free, no obligation. In comparison,
Speaker 4: call Compass and insurance paying too much your coverage at
Speaker 4: dozens of insurance companies. Find out now three oh three,
Speaker 4: seven to seven to one help. You'll think you're his
Speaker 4: only customer when you choose Frank durand the real estate
Speaker 4: man dot com to list your home with Remax Alliance
Speaker 4: three oh three nine two zero sixteen twenty two.
Speaker 7: All right, three oh three seven one three eight two
Speaker 7: five five. You know they finally charged that runner in Virginia,
Speaker 7: the high school runner charged with assault after the baton strike.
Speaker 7: It was one of those relay races and they add
Speaker 7: the baton and this woman just clocks the other one
Speaker 7: in the head. It happened about a week ago, but
Speaker 7: finally they pressed charges. She's like, it's an accident. Anybody
Speaker 7: that watched it, there is no way that was an accident.
Speaker 2: She's up there saying I lost my balance. She knocked
Speaker 2: her on back. Oh man, the whole thing is like
Speaker 2: taking a bat and hitting somebody. Brady winding up for
Speaker 2: a throw. You know, well, you.
Speaker 7: Got to be so mad in the middle of a
Speaker 7: relay race where you actually start swinging at the other people.
Speaker 7: There had to be something going on besides the race,
Speaker 7: maybe like a boyfriend was involved or something. I mean,
Speaker 7: you just don't start whacking people in a race with you.
Speaker 7: I've never seen anything like it.
Speaker 10: Well, it looks like they were from the same school.
Speaker 10: The jerseys were the same.
Speaker 1: God.
Speaker 7: Yeah, okay, you know what, then that even proves my point.
Speaker 7: More something was going on. I bet it boy was
Speaker 7: involved from different schools.
Speaker 10: Mark, I can't relate to this. But she's she claims
Speaker 10: it was just an accident.
Speaker 2: Yeah, she's up against salt charges.
Speaker 18: Yeah she is.
Speaker 2: Yeah, she can say that all she wants. But unfortunately
Speaker 2: it's on video and you can all see that there
Speaker 2: was nothing. Actually she didn't. She didn't lose her balance
Speaker 2: one little bit. I mean it was clearly she reared
Speaker 2: back and whacked the girl.
Speaker 7: You know, God, there had to be so much more
Speaker 7: to it. I bet you there was some kind of
Speaker 7: a boyfriend involved, or a girlfriend or whatever it is.
Speaker 2: I mean she was close, like really close to her.
Speaker 2: They were all bunched up or something, and it just
Speaker 2: brushed her. But I mean she tried to drop her. Yeah,
Speaker 2: she's taking a swing and she did drop her. She
Speaker 2: did veered off and collapsed over there and says she
Speaker 2: had a concussion.
Speaker 9: So beeing somebody that ran track in college, Oh you did.
Speaker 9: I've never ever seen somebody get hit with a baton.
Speaker 9: Sometimes you get spiked.
Speaker 10: Stuff like that.
Speaker 2: Sometimes you hit somebody maybe like you know, like on
Speaker 2: a farm.
Speaker 1: Though.
Speaker 2: Did you grow up in Iowa?
Speaker 7: Well yes, yeah, I was like, this is like New
Speaker 7: York City stuff.
Speaker 15: Okay, you wouldn't understand this stuff that's normally New York racing.
Speaker 2: In Denver that happens every day.
Speaker 7: We did that all the time back in the city.
Speaker 18: Yeah.
Speaker 2: When I ran track and field, I remember.
Speaker 7: Getting mugged a few times coming around in Jersey.
Speaker 2: I remember my daughter played volleyball growing up in high
Speaker 2: school and stuff. And one of their first trips they
Speaker 2: took into a inner city Denver, Oh yeah, you know,
Speaker 2: volleyball program and and it was something they had never
Speaker 2: experienced before in their lives. I mean, these girls were
Speaker 2: calling them names, and brandisically threatening them and stuff, and
Speaker 2: it was crazy, crazy and all these little girls are like,
Speaker 2: what the hell is going on here? You know? It
Speaker 2: was bad.
Speaker 7: How did they end up doing?
Speaker 2: Did they win got smoked. They got smoked. So it worked.
Speaker 2: If my daughter's going to kill me for this one,
Speaker 2: but I'm going to tell it.
Speaker 7: So you know Adeline very well. She's done some work
Speaker 7: for you. And he's up in law school in fact,
Speaker 7: her last year right now, she'll be taking the bar
Speaker 7: this year. But when she was probably seventeen, she was
Speaker 7: in taekwondo. She had a third degree, right, And when
Speaker 7: you're sparring in Douglas County inside your own school and
Speaker 7: other schools around, she was pretty good. So I mean
Speaker 7: she decided that she wanted to start sparring, meaning.
Speaker 2: Like real competition, right.
Speaker 7: So we're like, okay, whatever, So we go out, we
Speaker 7: buy whatever equipment. Don't get me going on that part.
Speaker 7: So we go to the first one. We drive down.
Speaker 7: It's somewhere like in Colfax in Denver. We're in Hoodlum territory, man,
Speaker 7: and I am not kidding, and it is packed. It's
Speaker 7: like the scene in the original Karate Kid. There's like
Speaker 7: a million people there. There's like different rings going on everything.
Speaker 7: Her first sparring was with this person at a pueblo.
Speaker 7: And when I say mean name calling, just like like
Speaker 7: Addie had never witnessed coming from Franktown and Castle Rock area,
Speaker 7: had never witnessed anything like this before ever. Hell Susanna
Speaker 7: and I were terrified for her life.
Speaker 2: Yeah, I mean this girl was mean, I mean really mean.
Speaker 2: They got in there. She beat the living she got
Speaker 2: but handed to her dog, brought her boyfriend along.
Speaker 7: The boyfriend was there to witness the beating, and uh,
Speaker 7: let me tell you, that was the last time she
Speaker 7: sparred outside of Douglas County.
Speaker 2: So I feel for your dog. Exactly the same kind
Speaker 2: of outcome. It was. It was brutal. These kids were shocked.
Speaker 2: They were like, what in the heck have we been
Speaker 2: dropped into here?
Speaker 8: And that was before transgender people were allowed to do it.
Speaker 2: They didn't even it didn't really matter. I mean, these
Speaker 2: girls were they were bigger, they were tougher, tougher, they
Speaker 2: were aggressive, they were mean, they were calling him names.
Speaker 2: It was it was bad.
Speaker 7: Hey man, I'll tell you we had Troy back in
Speaker 7: my middle school, eighth grade. I'll tell you there wasn't
Speaker 7: anybody in the world that would fight Troy. He was
Speaker 7: just the meanest SLB. It just didn't matter. You would
Speaker 7: be insane to fight Troy. Troy wanted to fight this
Speaker 7: one kid after school, and the kid tried to run away,
Speaker 7: and he was so terrified he pulled a knife out
Speaker 7: on Troy, and Troy ended up stabbing the kid.
Speaker 2: And he's not even the one that got in trouble
Speaker 2: because the other kid brought the knife.
Speaker 7: But we all knew those kids where you'd be insane
Speaker 7: to fight them. I mean they'll kill.
Speaker 2: You, literally, they'll kill you, right, all right?
Speaker 7: Hey Bernard, what is your comment on the Kurt issue
Speaker 7: with the telephone polls and what's going on?
Speaker 2: Man?
Speaker 19: Well, there's two fighting. The City of Denver could write
Speaker 19: excelent letter and ask him to know.
Speaker 7: Yeah, of course, yeah this guy, this guy wants to
Speaker 7: get on with the demo and knock it out like
Speaker 7: you know tomorrow.
Speaker 1: Though.
Speaker 7: I get you're right though the city of Denver could
Speaker 7: get involved.
Speaker 19: Yeah, but he's been screwing Ruthers for fun a while, right.
Speaker 7: I don't think so, honestly, But it doesn't matter. I
Speaker 7: agree with you one hundred percent. If anybody could get
Speaker 7: their attention, it's going to be I was going to
Speaker 7: say the mayor, but honestly, I don't think he could
Speaker 7: get anybody's attention.
Speaker 2: Keep going.
Speaker 1: Well.
Speaker 19: The other thing is that each one of those companies
Speaker 19: that have a stell from the poll write them a
Speaker 19: letter and say you've been trying to get you know, yeah,
Speaker 19: talking to your local people. They've been giving the run round,
Speaker 19: and that they've got, you know, ten days in the ring.
Speaker 7: Rich Hey, but why do you why are you even
Speaker 7: going there? Meaning have you had to deal with this before?
Speaker 19: Why I'm going to construction engine there for years?
Speaker 1: Got it? Well?
Speaker 7: See, we know, we literally know two people we call
Speaker 7: them angels, one at each and one of them is
Speaker 7: a guy that literally does exactly this. He either builds out
Speaker 7: or take down for century Link or Loomis or whatever
Speaker 7: they're called now. And so I have a feeling this
Speaker 7: will get handled in the next couple of days just
Speaker 7: through our angels. But I appreciate it under NORGL circumstances.
Speaker 7: You're absolutely right. I mean, basically you got to just
Speaker 7: go contact them and at some point maybe just drive
Speaker 7: down to a local office.
Speaker 19: Right. But if you send in the letter and nothing happened,
Speaker 19: at least you got something going.
Speaker 2: Yeah, you definitely do.
Speaker 7: I agree with that one hundred percent, Ben art Hey,
Speaker 7: I appreciate the call man three oh three seven one
Speaker 7: three eight two five five Artists, I promise you're up
Speaker 7: right after this? Got two lines open, three zero three Martino,
Speaker 7: we want to hear from you.
Speaker 4: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 4: dot com.
Speaker 11: You don't pay a cent until you're content.
Speaker 4: Time for an insurance check up, free obligation comparison call
Speaker 4: Compass Insurance paying too much your coverage at dozens of
Speaker 4: insurance companies find out now three oh three seven to
Speaker 4: seven to one.
Speaker 7: Help.
Speaker 4: You'll think you're his only customer when you choose Frank
Speaker 4: durand the real estate Man dot com to list your
Speaker 4: home with Remax Alliance three oh three nine two zero
Speaker 4: sixteen twenty two.
Speaker 7: All Right, three oh three seven one three a two
Speaker 7: five five two lines open. Hey, Kelly, is that that
Speaker 7: same guy? Don different guy? Update that because mine says
Speaker 7: don on here? But anyhow, Artists, what's going on with you? Artists?
Speaker 20: Okay?
Speaker 6: I need a referral to a car from Colorado to Mississippi.
Speaker 2: Okay, don't want to get ripped off again like my
Speaker 2: son did two years ago? Got it?
Speaker 18: What this virtue dies?
Speaker 2: So here's what I do?
Speaker 19: Can you recommend the company.
Speaker 7: Yeah, it's not a company, it's a person. We know
Speaker 7: Rod with Jfarcars. Here's what Rod's gonna do. He's gonna
Speaker 7: mark it up a little so, I mean he might
Speaker 7: charge fifty hundred bucks whatever it is, but he's going
Speaker 7: to go on to a site that they use all
Speaker 7: the time. JFR Cars ships cars all over the country
Speaker 7: and they're part of a group of people that can
Speaker 7: go on and they know when a certain company they
Speaker 7: trust has a truck in the area, and basically they
Speaker 7: grab that truck, they get the best price and get
Speaker 7: it done. And I mean it's going to be ensured.
Speaker 7: Nothing's going to happen. It's going to be the best
Speaker 7: way to go. But that's ah. I want you to
Speaker 7: call Rid up and then he'll get it for you.
Speaker 7: And he'll also find you the best price because he's
Speaker 7: going to be looking at all the different pricing as well.
Speaker 18: He's like a broker.
Speaker 7: Then, yeah, he's like a broker, but he ships cars
Speaker 7: personally all over the country.
Speaker 2: He knows all the shippers.
Speaker 7: Okay, yeah, he deals directly with the shippers.
Speaker 2: That's what I'm saying.
Speaker 7: He doesn't own his own shipping company, but he deals
Speaker 7: with all the good ones. So he's going to tell
Speaker 7: you which one to use.
Speaker 20: What's JFR cars.
Speaker 7: Three h three asks for Rod three oh three five
Speaker 7: two zero six eight three nine. You can also find
Speaker 7: JFR on our referral list at referral list dot com.
Speaker 17: I was looking for that.
Speaker 18: I couldn't find the referral list.
Speaker 7: Oh, just referral list dot com and under search just
Speaker 7: at JFR.
Speaker 5: Oh okay, got that all right?
Speaker 7: Artist appreciated.
Speaker 5: I don't I don't trust just anybody.
Speaker 7: This is you said your son got ripped off? Just
Speaker 7: out of curiosity? What happened? How do you get ripped off?
Speaker 7: The car never showed up, showed up, damage, charged them more.
Speaker 18: She shipped his merchandise from Colorado to Mississippi end that
Speaker 18: we went two months late.
Speaker 5: Parva got there and the other part dune.
Speaker 18: Yeah it was dammaged.
Speaker 19: Yeah, it was pure Hall.
Speaker 7: So yeah, and a lot of people that was his car.
Speaker 7: A lot of people don't realize too when you're shipping
Speaker 7: most things, especially interstate, I mean you're looking at sixty
Speaker 7: to seventy cents a pound if they break some can
Speaker 7: you imagine that? Think about like a brand new one
Speaker 7: thousand dollars eighty five inch TV John and the thing
Speaker 7: weighs let's say thirty five pounds, and they're going to
Speaker 7: give you twenty bucks for it because it's by the pound.
Speaker 2: Ye. People don't get it. People just don't get it.
Speaker 7: In fact, just as a side note, I don't think
Speaker 7: when we move, I don't think we're moving. I don't
Speaker 7: think I'm going to I'm gonna either sell all the
Speaker 7: furniture or just get rid of it. I mean, I'm
Speaker 7: to the point now where I don't even I don't
Speaker 7: think it makes sense to move furniture across the country.
Speaker 7: I mean, unless you have something that's like really crazy.
Speaker 7: But I just think it would be cheaper to buy
Speaker 7: new stuff or at least hassle factor a lot better.
Speaker 2: Plus the stuff.
Speaker 7: We have now in what we you know, our country estate,
Speaker 7: if you will, out in the woods would look pretty
Speaker 7: strange in a modern condo somewhere.
Speaker 2: The challenge that you have is that if you buy
Speaker 2: new stuff, a lot of times it takes four to
Speaker 2: six weeks to get it, sometimes even ten or twelve
Speaker 2: to get it. Yeah, and so it's really hard to
Speaker 2: kind of stagger, you know, leaving and getting rid of
Speaker 2: all the other stuff and showing up with nothing and
Speaker 2: then figuring out what to do for a couple of months.
Speaker 7: A lot of condos, like if you have like you know,
Speaker 7: if you have a place in Keystone, for example, they're Breckenridge,
Speaker 7: a lot of those kind of ski and condos and stuff,
Speaker 7: they're always sold with the furniture. Yeah, And then is
Speaker 7: that true in general with like I don't know, like
Speaker 7: something over at Landmark. I mean, if you buy something
Speaker 7: in Landmark, I bet a lot of times. I think
Speaker 7: when Tom sold his Unity sold it furnished. I think
Speaker 7: it's really expensive to move out of the top floor.
Speaker 2: I think it's if it's you know, I think it
Speaker 2: really comes down to whether the sellers, you know, it
Speaker 2: was their primary residence or not. If it's a second home,
Speaker 2: you're more likely that they're going to leave it because, yeah,
Speaker 2: what are they going to do with it?
Speaker 7: Yeah, they have no place to put it an one.
Speaker 2: But for somebody that actually lives there it's their stuff,
Speaker 2: you're much less likely that they're going to leave it.
Speaker 7: So we've got one I want to talk about coming
Speaker 7: up and don I'll get you in a second. We
Speaker 7: can free up artists there three oh three seven one
Speaker 7: three A two five five. We'd love to hear from
Speaker 7: you any questions you have loved to go after a
Speaker 7: contractor anything. We love sinking our teeth into that stuff
Speaker 7: or just giving advice. Three zero three seven one three
Speaker 7: A two five five. One more hour coming up. But John,
Speaker 7: I'm going to talk to you about something we discussed
Speaker 7: on air. Actually I wasn't here, but I heard you
Speaker 7: talking about it. The guy that got hit. Oh, I
Speaker 7: send it to you. I do remember this. I know
Speaker 7: why I remember it with you. I sent you over
Speaker 7: that caller we had that were the gate on I
Speaker 7: seventy opened up one of the snow gates or wind
Speaker 7: gates or basically closed the road down and it hit
Speaker 7: their car, did about ten fifteen thousand dollars worth of damage.
Speaker 7: And then what happened was they turned it into State
Speaker 7: of Colorado where Sea died. They got denied and do
Speaker 7: you remember why it got denied? With the denial letter
Speaker 7: said roughly do you remember?
Speaker 2: Yeah? What did it say? We didn't have knowledge of
Speaker 2: it before the incident.
Speaker 7: I have an update for you after this break that's
Speaker 7: gonna blow your mind about that exact same gate. Everybody
Speaker 7: hold on perfect tease.
Speaker 4: Go with a sure thing Denver's Best roofer Excel Roofing
Speaker 4: dot com.
Speaker 11: You don't pay a cent until you're content.
Speaker 4: Time for an insurance check up free, no obligation comparison
Speaker 4: call Compass Insurance paying too much your coverage at dozens
Speaker 4: of insurance companies find out now three oh three seven
Speaker 4: seven one help. You'll think you're his only customer when
Speaker 4: you choose Frank durand the real estate Man dot com
Speaker 4: to list your home with Remax Alliance three oh three
Speaker 4: nine two zero sixteen twenty two.
Speaker 3: Ripped off, mad News? Need advice? Who you don't have?
Speaker 1: Come running just as fast as we can.
Speaker 3: Shooter's gonna help. Come man, This is.
Speaker 16: The Troubleshooter Show Now, Tom Martinez, Welcome, Welcome to the
Speaker 16: Only Show.
Speaker 7: If it's kind. We're here to solve problems, answer questions,
Speaker 7: take complaints, make your life just a little bit better.
Speaker 7: In fact, to the tune of over three hundred million
Speaker 7: in cash, merchandise exchanges, refund services directly due to this show.
Speaker 7: If you've been ripped off, or maybe you want to
Speaker 7: prevent being ripped off, and you have a question, we
Speaker 7: want to hear from you. Three zero three seven one
Speaker 7: three eight two five five. Attorney John Fuller joins me
Speaker 7: to my left, my beautiful wife, Suzanne Brooke White with
Speaker 7: Redrocksars dot Com, Redrocks Roof and Solar in Deputy Doc.
Speaker 2: We've got Dragon and we've got Kelly on the other
Speaker 2: side of the glass.
Speaker 7: If anybody has any questions wants to talk to us,
Speaker 7: we'd love to hear from you. Three zero three seven
Speaker 7: one three eight two five five. Great time to get
Speaker 7: through now, John, I want to talk to you about this.
Speaker 7: I kind of teased it. It's crazy. We had a
Speaker 7: caller reach out to us at help at trebleshooter dot
Speaker 7: com and they sent me a video and I sent
Speaker 7: the video to you. They're driving down I seventy and
Speaker 7: these gates where they close the highway down generally due
Speaker 7: to weather, swung open and hit their car and it's
Speaker 7: the video is literally a dashcm and you can see it.
Speaker 7: It's like the gate was fine, yep, no problem. Next
Speaker 7: thing you know, it opens up and it happens to
Speaker 7: hit their car. I think it was ten grand in damage, yep.
Speaker 7: And they did.
Speaker 2: Everything they were supposed to.
Speaker 7: They called the police, they made an accident report, they
Speaker 7: reached out to Sea Dot. They went through the online
Speaker 7: portal to try to get reimbursed hip for the body shop,
Speaker 7: and they got denied because.
Speaker 2: We didn't have knowledge of the dangerous condition before this accident.
Speaker 7: So listen to this. After that aired on here, Okay,
Speaker 7: listen to this. This other one came out and this
Speaker 7: happened about a week ago. That same exact gate, the
Speaker 7: exact same exact gate in twenty twenty three hit a
Speaker 7: truck and did twenty three thousand dollars worth of damage
Speaker 7: to the truck, the exact same one.
Speaker 2: Are you telling me they had the police report lied
Speaker 2: about the gate.
Speaker 7: I'm saying Sea Dot said they didn't know about it.
Speaker 7: But how wouldn't they have known about it if it
Speaker 7: happened back in twenty twenty three.
Speaker 2: You can't be serious.
Speaker 7: They out in front of me when I was going
Speaker 7: to pass somebody else. Harvey said, there was nowhere else
Speaker 7: I could go. I couldn't hit the brakes, and I
Speaker 7: hit it head on. Cost twenty grand of damage to
Speaker 7: my truck.
Speaker 2: And they paid for it. And no, they didn't pay
Speaker 2: for it. They invoked the same thing I said.
Speaker 7: I contacted my insurance company, who contacted Sea Dot. Sea
Speaker 7: dot said, it's a road hazard in Colorado, and that's
Speaker 7: something you're supposed to look out for.
Speaker 2: So here's the deal. Just let me kind of set
Speaker 2: the legal, you know, framework for why this went down
Speaker 2: the way it went down. Okay times so you know,
Speaker 2: simple negligence is new or should have known. I mean,
Speaker 2: the gate wasn't ladged. Maybe you could foresee that the
Speaker 2: thing could swing open and a windo or something on
Speaker 2: a windy day sometimes blows in eastern Colorado. Crazy but true,
Speaker 2: and and we would just be dealing with foreseeability. But
Speaker 2: when it's a government actor, for seability alone doesn't carry
Speaker 2: the day because we have the governmental immunity standards which
Speaker 2: we have to have, which we have to have, makes
Speaker 2: total sense, But the effect of the governmental Immunity statute
Speaker 2: is to raise up the required level of knowledge above
Speaker 2: just simple foreseeability and newer to gross No, you have
Speaker 2: to have actual knowledge, which is kind of the same
Speaker 2: as gross negligence, but you have to actually show knowledge
Speaker 2: of the dangerous convention.
Speaker 7: So, for example, if someone was working on that gate
Speaker 7: the day before and realize the latch was broken.
Speaker 2: Good, and they were waiting a day to get the
Speaker 2: new latch, and even if somebody emailed them a year
Speaker 2: before and said, hey, that gate looks a little close
Speaker 2: to the road, that would be enough. The challenge is,
Speaker 2: I mean, here's really what it comes down to. How
Speaker 2: the heck do you get somebody to give you the
Speaker 2: information that you need to be able to prove that
Speaker 2: they had knowledge of something. Let's get out of the
Speaker 2: government immunity.
Speaker 1: Yep.
Speaker 7: So let's say it's a I'm trying to think of
Speaker 7: a good example. Let's say a slip and fall on
Speaker 7: government property. No, let's a slip and fall at Walmart,
Speaker 7: or a slipping fall at Sears, or a slipping fall anywhere.
Speaker 2: Okay, So if you don't.
Speaker 7: Know there's a piece of ice outside wherever, let's say
Speaker 7: it's society of your building, it's not in the main walkway,
Speaker 7: and someone slips and falls pushing a grocery cart out
Speaker 7: to their car the first time it happens, how would
Speaker 7: Walmart have ever known it was there?
Speaker 2: It doesn't matter, because the standard for a private landowner
Speaker 2: is a new or should have known standard. Okay, So
Speaker 2: either we can say you did know about it, or
Speaker 2: if you didn't, you should have. You operate a big
Speaker 2: parking lot it gets snow, you're in charge of cleaning it.
Speaker 2: You hire companies. You're unnoticed that we could potentially have ice. Okay,
Speaker 2: so new or should have known. But the government, in
Speaker 2: their infinite ways, put a little provision in there. The
Speaker 2: humility says, when we're dealing with the governmental immunity situation,
Speaker 2: simple new or should have known doesn't carry the day.
Speaker 2: That component of the analysis is ramped up to the
Speaker 2: next level, which requires actual knowledge.
Speaker 7: But most of the slipping falls you hear about in
Speaker 7: a parking lot, there's generally never a payout on there,
Speaker 7: are there? I mean, if it just snows, like how long?
Speaker 7: What's reasonable? So you know a halstorm comes through or
Speaker 7: a snowstorm comes through, Well when does a retail shop?
Speaker 7: When are they expected to know there's ice? Get rid
Speaker 7: of the ice? Well, actually sign me up.
Speaker 2: We do have successful cases under those circumstances, and a
Speaker 2: lot of times it comes down to you know, they'll
Speaker 2: you've got a reason. You've got a contract that says
Speaker 2: you're supposed to come plow and as salt a parking lot.
Speaker 2: Whenever you have an accumulation of two inches, yeah, can
Speaker 2: get we get six? And they didn't show.
Speaker 7: Yeah, like Denver makes all retailers shovel the sidewalks within
Speaker 7: X amount of time.
Speaker 2: Yeah, so we have a standard. We may have a
Speaker 2: contract that sets forth a duty on some particular defendant
Speaker 2: to come out and plow and shovel and salt and
Speaker 2: sand and all that, and they don't do it, or
Speaker 2: you know, or you have I've had cases where you know,
Speaker 2: there's a manager that has to give the final go
Speaker 2: ahead because they don't want the snowplow to show up
Speaker 2: in charge of money. Every time there's a flake of snow,
Speaker 2: they're like, well it was two inches in wherever. So
Speaker 2: some manager has to give the go ahead and they're like,
Speaker 2: well not yet, not yet, not yet, And then they
Speaker 2: don't do it when clearly it goes over that threshold.
Speaker 2: Then they're going to be held responsible because they knew
Speaker 2: or they should have known.
Speaker 7: Have you ever had a case where a car accident.
Speaker 2: Yep.
Speaker 7: But let's say it's a maybe it was a stolen
Speaker 7: car or someone that wasn't supposed to be driving the car, yep.
Speaker 7: And the insurance simply won't pay because they weren't supposed
Speaker 7: to be driving the car. And there's nothing the other
Speaker 7: party can do at that point right, In other words,
Speaker 7: your client if they're not if they're not going to
Speaker 7: cover it, I mean that is a true out or
Speaker 7: or I also heard this and tell me if I'm right,
Speaker 7: then I want to see if you ever had a
Speaker 7: case like this where if I'm in my own car
Speaker 7: and I have insurance, I have liability insurance. Let's they
Speaker 7: have a lot of it. But I decide I'm going
Speaker 7: to like rob a bank or rob a seven to
Speaker 7: eleven in my car and I'm driving away and I'm
Speaker 7: trying to get away quick and I run into somebody.
Speaker 7: Could my insurance not pay because I was in the
Speaker 7: middle of a crime even though it's me driving my car.
Speaker 2: Okay, so you just threw out three different scenarios there.
Speaker 2: Let me enough in turn the simplest one. If your
Speaker 2: car gets stolen and you had no culpability in it
Speaker 2: getting stolen, like you didn't leave it outside warming up
Speaker 2: with the keys in it, or something that we could
Speaker 2: point to you as being you know, negligent in getting stolen,
Speaker 2: or something that your insurance is almost certainly never gonna
Speaker 2: pay for those damages. Okay. Scenario number two would be,
Speaker 2: let me give you a scenario Let's say you and
Speaker 2: your you know girlfriend break up. Okay, but but prior
Speaker 2: to that, she drove your car all the time. Okay,
Speaker 2: so she at one point was a permissive driver. The
Speaker 2: law in Colorado says, if you ever were a permissive driver,
Speaker 2: you always are a permissive.
Speaker 7: So even if you broke up, if she stole your
Speaker 7: car the next week to get.
Speaker 2: Back at you, yes, she's still going to be a
Speaker 2: permissive driver. Your insurance coverage would apply and would provide
Speaker 2: for you know, a victim of an action, even if
Speaker 2: you told her don't ever touch my car again. I
Speaker 2: had a case where a guy showed up, i mean,
Speaker 2: beat the ever living you know what out of his ex,
Speaker 2: kidnapped her, stuffed her in the car, got in her car,
Speaker 2: and drove off, and we still got coverage for the
Speaker 2: accident that happened about two blocks away.
Speaker 7: Oh my god.
Speaker 2: So yes, now your third.
Speaker 7: Scenario remissive driver, always driver, Yep.
Speaker 2: And that's crazy. Yep. In the eyes of the law,
Speaker 2: that's exactly it. And so your third scenario again was well.
Speaker 7: If you're oh yeah, yeah, if you're if you're committed,
Speaker 7: you're a crime.
Speaker 2: You're robbing a bank as you tend to do seven
Speaker 2: eleven stuff or seven elevens whatever, and you drive away
Speaker 2: and you run over somebody. Okay, there are in almost
Speaker 2: every insurance contract provisions that say we will not pay
Speaker 2: for damages incurred during the commission of a.
Speaker 7: Crime, even if it's you driving, even if it's you driving.
Speaker 7: Have you ever ran up against that in all your
Speaker 7: time where the insurance company not not your client, because
Speaker 7: you're usually on the other side, but you're fighting to
Speaker 7: get paid and they're saying, nope, we're not going to
Speaker 7: cover it because of this clause.
Speaker 2: Yeah, they've tried to. I haven't had one that was
Speaker 2: successful in in truly denying it, you know. And and
Speaker 2: and the guy that was driving it certainly wants there
Speaker 2: to be insurance coverage because that person is on the line.
Speaker 2: If the insurance doesn't pay, they're in a real pickle there.
Speaker 2: So they've always been super cooperative with us in sating
Speaker 2: it was a complete accident. I was totally you know,
Speaker 2: and we've been successful. You know that dealy has happened. Yeah,
Speaker 2: for sure. That's the reason why d ULI accidents are covered.
Speaker 7: Okay, wait, because wait, I got to take this break,
Speaker 7: because that's where I was going to go next, Yep,
Speaker 7: if it's in, if it's during the commission of a
Speaker 7: crime and someone's out getting drunk, or let's even go,
Speaker 7: let's even go a step further. They're cruising down I
Speaker 7: twenty five shoving Jack Daniels down their throat by the bottle.
Speaker 7: To me, that's a big time crime. They're in the
Speaker 7: commission of a crime right there. They're drinking and driving,
Speaker 7: So I assume and we'll talk about it after this.
Speaker 7: They wouldn't have any coverage, but they always seem to.
Speaker 11: Yep, go with a sure thing.
Speaker 4: Denver's Rufer Excel Roofing dot com. You don't pay a
Speaker 4: cent until you're content than time for an insurance check
Speaker 4: up free no obligation comparison call Compass Insurance paying too
Speaker 4: much your coverage at dozens of insurance companies find out
Speaker 4: now three oh three seven seven to one help. You'll
Speaker 4: think you're his only customer when you choose Frank durand
Speaker 4: the real estate Man dot com to list your home
Speaker 4: with Remax Alliance three oh three nine two zero sixteen
Speaker 4: twenty two.
Speaker 7: All right, three oh three seven one three eight two
Speaker 7: five five. You've been ripped off taking advantage of just
Speaker 7: need some help. We want to hear from you. We
Speaker 7: got lines open three zero three Martino. I want to
Speaker 7: go back to John Fuller. Then I got a text
Speaker 7: for Brook with redrocksr AS dot com. John. So we
Speaker 7: were talking about during a commission of a crime, and
Speaker 7: we were talking about if I robbed to seven eleven
Speaker 7: in my car, that I have liability insurance and I
Speaker 7: run into somebody or run over somebody, my insurance company
Speaker 7: could deny the claim because I was I was using
Speaker 7: the car during the commission of a crime.
Speaker 2: Pretty much straight up yep.
Speaker 7: But I said, then how come people with DUIs all
Speaker 7: the time, and I mean like bad ones, how come
Speaker 7: their insurance pay So you're driving down the highway and
Speaker 7: someone sucking down Jack Daniels like pez candy or something,
Speaker 7: and then they run into another car and create a
Speaker 7: big injury or death or something like that. Why isn't
Speaker 7: that a crime as well? Why does insurance always pay out? Yeah,
Speaker 7: it's a it's a great question.
Speaker 2: But the reality is the driving is distinct from the drunkenness. Okay,
Speaker 2: so it's not the drunkenness that causes the accident, it's
Speaker 2: the negligent driving that causes the accident. Got it. So
Speaker 2: it's driving off the road, it's whatever. I mean, that's truly.
Speaker 2: The difference is that you can't you can't conflate the
Speaker 2: two acts. They're distinctly and and and legally set it acts.
Speaker 2: You know. The negligence that caused the accident is they
Speaker 2: didn't intend the accident. It was still an accident that
Speaker 2: was not you know, on purpose that they ran into it.
Speaker 2: That would be an intentional act that wouldn't be covered.
Speaker 2: This is an accident and they just happened to be
Speaker 2: in violation of They could have been in violation of
Speaker 2: a seat belt law. Let's just let's use that as
Speaker 2: texting now. Or texting, you wouldn't say that the the
Speaker 2: violation of the seat belt law should invalidate insurance coverage. Yeah, gotcha.
Speaker 7: So it's the same kind of concept. It's kind of
Speaker 7: funny thinking about it that way. If I was an
Speaker 7: insurance company, I would love to be able to say, Okay,
Speaker 7: if you're intoxicated, you don't have coverage.
Speaker 2: Yeah, and some try to do that. Actually, be very hard.
Speaker 7: Can there be so many people that aren't covered.
Speaker 8: In the scenario that Mark originally mentioned what's the difference
Speaker 8: if he robbed a bank and on the way out
Speaker 8: hit somebody. How is that different?
Speaker 7: Do you want it's still not Well, the robbing the
Speaker 7: bank was intentional, it was so it was drinking.
Speaker 8: But yeah, you're doc, You're right, So why I'm just
Speaker 8: cherious why it would be different.
Speaker 2: It just is. I mean, it's it's one of those
Speaker 2: things where and and and listen, the commission of a crime,
Speaker 2: exclusion is is really more predicated on the intentionality of
Speaker 2: the driving. So if you're driving fast, trying to escape
Speaker 2: from the scene, it's that is an intentional act. You're
Speaker 2: you're breaking that. It's your speed and inability to control
Speaker 2: the vehicle that is the cause of the accent.
Speaker 7: Or trying to run from the cops.
Speaker 2: Yeah, or running from the cops. I mean, that is
Speaker 2: the crime that you're doing. That's the intentional deal. The
Speaker 2: drunk guy is not intending to break the law. He's
Speaker 2: trying to drive good. He's just happens to be drunk.
Speaker 2: That makes I think that's really where the it's the
Speaker 2: intentional part.
Speaker 7: Yes, So if I if someone took their car and
Speaker 7: intentionally they're really pissed at their neighbor, whatever, it's a
Speaker 7: neighbor thing that just blew out of control, and they
Speaker 7: grabbed their car and run over their mailbox and run
Speaker 7: over their shed in their truck. There's probably no coverage
Speaker 7: because they did it on purpose, correct, simple as that.
Speaker 7: Absolutely it does homeowners work the exact same way for
Speaker 7: the most part.
Speaker 2: I think. So. Yeah, it's hard to say I accidentally
Speaker 2: ran through the guy's fence and over his tough shed.
Speaker 2: And I mean, who was the what was the politician
Speaker 2: that I thought they were going to talk about Tiger Woods?
Speaker 2: Tiger of course, but the who was it that the
Speaker 2: neighbor went and assaulted him when he was cutting his
Speaker 2: grass or something? It was no, No, it was the guy,
Speaker 2: the Texas guy.
Speaker 7: No, wasn't it. No, it definitely wasn't Ross Brow No, no, no,
Speaker 7: got it. Can't believe. I can't think of his name.
Speaker 7: I can picture him perfectly.
Speaker 10: I thought it was one of the Pauls.
Speaker 2: I don't think it was Ron Paul.
Speaker 7: Yeah, so the neighbor over ran rad All and just
Speaker 7: beat the hell out of him.
Speaker 8: But that's in Kentucky, not Texas.
Speaker 7: And what did he say, though I didn't know, did
Speaker 7: he say it was an accident?
Speaker 2: I accidentally punched him. In essence, yeah, he tried to
Speaker 2: and and I mean that case was that was just dumb,
Speaker 2: you know all the way around. It wasn't really an
Speaker 2: insurance deal. But but it was your example about running
Speaker 2: through the neighbor spence because you get so mad at
Speaker 2: him for whatever.
Speaker 7: You know, I bet there's been husbands or wives they
Speaker 7: got really mad and they take one car and run
Speaker 7: into the other. Now, what happens if someone did run
Speaker 7: into your own car on accident? Once again, let's take out.
Speaker 7: Let's take out. It wasn't intentional, it's an accident.
Speaker 2: It's covered, so they cover it.
Speaker 7: I back out and I don't realize Suzanne parked right
Speaker 7: behind me and I run into all the.
Speaker 2: Time and it's covered.
Speaker 7: Yeah, well that's good to know.
Speaker 2: That's really good care for where you parked. Susan.
Speaker 7: What you say out of all your clientele, and I
Speaker 7: don't mean your clientele, I'm going to take that back.
Speaker 7: I'm talking the other side, the people you go after,
Speaker 7: like the people that hit us. Ironically, the ones that
Speaker 7: hit us. She was a woman and the one that
Speaker 7: rear and daddy was a woman, So just ironic. But
Speaker 7: I'm asking you and you know, feel free if you
Speaker 7: don't want to go there. But then I'll know what
Speaker 7: the answer is. Do people that cause accidents tend to
Speaker 7: be women?
Speaker 2: Nice? Nice? Try? I don't. I truly don't know. It's
Speaker 2: not something that I track in my firm, got it,
Speaker 2: I I would, I truly wouldn't know. I mean, I
Speaker 2: would tell you if I if I had a sense
Speaker 2: of it.
Speaker 7: But I lit teenagers.
Speaker 2: I can't say. I can't say that it's decidedly, you know,
Speaker 2: a female roster of defendants in my firm. I don't.
Speaker 2: I don't know that it is. I think it's probably,
Speaker 2: you know, equal to the demographic makeup in the in
Speaker 2: the community. I mean, really it makes sense. Maybe I would,
Speaker 2: I would have to guess that, you know, maybe younger
Speaker 2: drivers are more prevalent than than older drivers, and you
Speaker 2: know kids more than you know. You could probably look
Speaker 2: deep into it and come up with all these crazy conclusions.
Speaker 2: But but it's not something that I track, And I
Speaker 2: truly don't have the sense to say that it's a rule,
Speaker 2: that's the mark rule.
Speaker 7: I know this for a fact.
Speaker 2: Young boys costs more to ensure than young girls. I
Speaker 2: guarantee of the insurance companies know exactly who's more likely
Speaker 2: to get in an accident, Yeah, and charge accordingly.
Speaker 7: And then how about how about someone I've heard I've
Speaker 7: heard maybe it was you. I've heard someone say that
Speaker 7: if it truly is a health issue. In other words,
Speaker 7: you legitimately have a stroke and you pass out, Thank
Speaker 7: God you live, but you cause a big accident that
Speaker 7: you can actually but be denied because well it's not intentional.
Speaker 7: You didn't intentionally have a stroke. So but it was
Speaker 7: kind of like an act of God.
Speaker 2: Yeah, and I think that still is there to a degree.
Speaker 2: We had this thing called a sudden emergency doctrine in
Speaker 2: Colorado for a long time that that would apply in
Speaker 2: that circumstance directly towards.
Speaker 7: The insurance company. In other words, it wasn't out.
Speaker 2: Right they would say, we're not covering it to sudden emergency.
Speaker 2: They weren't negligent, there's no you know, there's no insurable
Speaker 2: act there, you know. But then the defense bar started
Speaker 2: pushing the envelope and they pushed it a little bit
Speaker 2: too far, and they did it for a lady that
Speaker 2: lost control over cars.
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Speaker 7: All right, three oh three seven one three eight two
Speaker 7: five five three zero three Martino, We've been picking John
Speaker 7: Fuller's brain left and right today. It's been kind of crazy.
Speaker 7: I love thinking about just law in general. John, you
Speaker 7: did some criminal defense. By the way, we have lines
Speaker 7: open three oh three seven one three eight two five five,
Speaker 7: and I've got some questions for Brookie Redrocks. But you
Speaker 7: did criminal law for a little bit, right, I did.
Speaker 7: What side of the arena? Were you on the DA
Speaker 7: side or both sides.
Speaker 2: Are on the defense side? On the defense side, were
Speaker 2: you ever a public defender? Negative ghost rider?
Speaker 7: That's got to be a hard one.
Speaker 2: Well, you know it's the same job, but the complicating
Speaker 2: you know what makes it difficult is they.
Speaker 7: Just get you're not getting paid.
Speaker 2: Well, being ombwhelmed with a million cases. You know, there's
Speaker 2: you know, if those guys are like, look, I can
Speaker 2: get a great deal, or do you want to go
Speaker 2: to trial, and they're like, I want to go to trial,
Speaker 2: you know, and so they end up trying.
Speaker 7: Because they're not paying for an attorney.
Speaker 2: Yeah, exactly, and and they figure just roll the dice.
Speaker 2: I mean, what's the worst that can happen? I lose.
Speaker 2: That's the same thing as a as a plea. So
Speaker 2: if those guys get i mean just the worst cases,
Speaker 2: some of the worst clients, and they get you know,
Speaker 2: overwhelmed with cases, I mean, it's a bad deal. I
Speaker 2: feel sorry for him. A lot of times. They are
Speaker 2: phenomenal attorneys, you know, they get they get the worst
Speaker 2: facts and they play cases. It's kind of like putting
Speaker 2: in your does though right in the d well. It's
Speaker 2: not in the DA's office at all.
Speaker 7: But I didn't know that.
Speaker 2: The DA and the PD are not connected in any way.
Speaker 2: They're but they're both paid for by the city right
Speaker 2: well by the state. Normally, you know, it's a the
Speaker 2: DA's or state agencies and the public defenders as well,
Speaker 2: but they're completely separate. There's no there's no connection.
Speaker 1: What's up.
Speaker 7: So Adeline worked in the public Defender's office over I
Speaker 7: think last summer in Wyoming, YEP. And most of them
Speaker 7: coming through that she dealt with drove her crazy because
Speaker 7: they're almost all the same. It was child neglect, child molestation,
Speaker 7: and we're talking generally by someone in the family, right,
Speaker 7: And she said she just could.
Speaker 2: Never do it.
Speaker 7: She said, it's so hard to get up there. And
Speaker 7: you know, she was there interning, so it's not like
Speaker 7: I mean, she's working under somebody's my point, and she goes,
Speaker 7: I just don't even know how they do it. I mean,
Speaker 7: it's just outright disgusting some of these people. And you
Speaker 7: got to get up there and defend them. Yeah, it's
Speaker 7: gotta be tough as hell.
Speaker 2: There are bad facts and bad people and bad cases
Speaker 2: out there every time, you know, and those people are
Speaker 2: entitled to a defense. In large god largely, the defense
Speaker 2: that they get provided doesn't require that we endorse what
Speaker 2: they did or didn't do. I mean, we're we're not.
Speaker 2: I mean, we're we're providing a legal defense that's different
Speaker 2: than you know, than saying I'm advocating that their behavior was.
Speaker 7: If you hire a criminal defense attorney, and let's say
Speaker 7: I walk in and I come in and say, hey,
Speaker 7: I need an attorney. I got arrested for domestic violence
Speaker 7: last night. And I looked and I go, yep, and
Speaker 7: she really pissed me off, and I punched her in
Speaker 7: the face and I threw her down the stairs, and
Speaker 7: I literally come out to the attorney of what I did.
Speaker 7: They can still defend me, right, They don't have to.
Speaker 7: They don't have to tell anybody.
Speaker 2: Criminal defense is mostly about ensuring that the process that's
Speaker 2: in place was applied correctly and worked. So it's about
Speaker 2: the quality of the evidence, the quality of the probable cause,
Speaker 2: the propriety of the actions that were taken by the police,
Speaker 2: and building the case. You know, all of those factors.
Speaker 7: That if you know your client well is guilty of.
Speaker 2: Such, put him on that that doesn't really matter. That's
Speaker 2: that's not the issue unless you're going to trial and
Speaker 2: you're going to put the guy on the stand and
Speaker 2: and and ask him the question, so did you do it?
Speaker 2: He answers, No, that's suborning perjury. You couldn't. You couldn't
Speaker 2: do that, okay, But but generally speaking, nothing. But I'm
Speaker 2: just saying the general process of criminal defense is not
Speaker 2: focused on that issue. It's it's not It's.
Speaker 7: Focused on if everything was done properly.
Speaker 2: Yeah, you did what you did. I'll do what I do,
Speaker 2: And what I do is focused on the case and
Speaker 2: the evidence and the rules and the law and the
Speaker 2: court and the process and all of those things that
Speaker 2: go into a competent legal defense.
Speaker 7: And ever since I've known you, you've been personal injury.
Speaker 7: So why did you move? And it's been a long time.
Speaker 7: I mean, you must have been in the criminal realm
Speaker 7: years ago. That sounds weird, the criminal realm, criminal defense realm.
Speaker 7: So what what what made you move?
Speaker 2: We know, it just got to where my practice required
Speaker 2: one hundred percent of my efforts on one side or
Speaker 2: the other. And and you know, I my commitment to
Speaker 2: my clients that are my injury clients and stuff. I mean,
Speaker 2: you know, I'm I'm on those cases for sometimes two
Speaker 2: and three years easily, and so you know, that's a
Speaker 2: much bigger commitment than three or four court appearances on
Speaker 2: a criminal case and stuff. So it just got to
Speaker 2: a point where professionally I needed to kind of pick
Speaker 2: between the two, got it, and I totally picked the
Speaker 2: people that I've got my long term commitments with and
Speaker 2: that I've you.
Speaker 7: Know, and you're always on the good side of it. Honestly,
Speaker 7: you're helping people, seriously, you're helping people get back on
Speaker 7: their feet, get back to their life, and getting their damages.
Speaker 7: Hey John, what is your question for red Rocks?
Speaker 20: Hey Mark, So I have four panels on my ropes
Speaker 20: that got installed about seven years ago, and about six
Speaker 20: months ago they just stopped.
Speaker 7: All right, hold on, John, let me take this and
Speaker 7: I'm gonna have Brook answer that second we come back,
Speaker 7: so we can give her a few minutes. Hold tight.
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Speaker 11: You don't pay a cent until you're content than.
Speaker 4: Time for an insurance check up free no obligation comparison
Speaker 4: call Compass Insurance. Pay too much your coverage at dozens
Speaker 4: of insurance companies find out Now three oh three seven
Speaker 4: to seven to one help. You'll think you're his only
Speaker 4: customer when you choose Frank durand the real estate Man
Speaker 4: dot com to list your home with Remax Alliance three
Speaker 4: oh three nine two zero sixteen twenty two.
Speaker 7: All right, three oh three seven one three eight two
Speaker 7: five five, don't forget three oh three Martino works on
Speaker 7: and off the air. Help at troubleshooter dot com. John
Speaker 7: called in, Hey, John, So you've got an old solar
Speaker 7: system on your house for the panels are not working.
Speaker 7: Now that's where we left finish your question.
Speaker 20: Okay, So I was just curious of from what I
Speaker 20: could tell, there's no inverter that's installed like on the
Speaker 20: wall outside my house. I'm assuming there's just an inverter
Speaker 20: underneath each channel or one for all four underneath there
Speaker 20: is there a fuse in there that could go bad
Speaker 20: or what primarily would cause these things to the not produce.
Speaker 2: How old is it?
Speaker 7: Real quick? Then brick jump in.
Speaker 20: They're around seven.
Speaker 10: Is this an off grid or an on grade system?
Speaker 20: So it's producing to a smart meter, That's all I
Speaker 20: could tell you.
Speaker 18: I guess.
Speaker 9: Yeah, So then there's got to be an inverter of
Speaker 9: some sort if it's like sending the power and you're
Speaker 9: still connected to the grid, so your inverter probably went bad,
Speaker 9: is what my guess is. If you only have four panels,
Speaker 9: then it's definitely an in Phase system because there's no
Speaker 9: other system that would support that.
Speaker 10: So you just need to.
Speaker 9: Find that en Phase box and then have somebody come
Speaker 9: out and do you a warranty claim because n Phase
Speaker 9: warranties their systems for twenty five years, so you're well
Speaker 9: within that twenty five year mark.
Speaker 2: So but they don't pay for the service part, right,
Speaker 2: just the part.
Speaker 10: Yeah, they'll pay for the parts. You have to find
Speaker 10: somebody that's going to.
Speaker 2: Come out and I mean do you guys do that?
Speaker 10: Yeah, we absolutely do.
Speaker 7: So you would go out there and if it's what
Speaker 7: you're thinking, you would get it warranted and then basically
Speaker 7: the part would be free and he'd just pay you
Speaker 7: guys labor just an idea, broke. How much is that labor?
Speaker 7: Just an idea?
Speaker 10: It's like two or three hours worth of work for
Speaker 10: it and that's it. That's it. Yeah, it's pretty quick.
Speaker 7: Oh that sounds really straightforward, John, it does. So do
Speaker 7: they give you any and you know it's that particular
Speaker 7: one with the twenty five year warranty because that's the
Speaker 7: only company that made an inverter for four panels.
Speaker 9: Yeah, so anything that's eight panels or less has got
Speaker 9: to be en phase because everything else is DC and
Speaker 9: it cannot operate.
Speaker 7: Wow, that's a real small system though, John, how much
Speaker 7: when everything was working, if you even own the house
Speaker 7: at the time, I mean, how much would that offset
Speaker 7: your energy?
Speaker 20: Oh not buy a whole bunch.
Speaker 18: Uh.
Speaker 20: I couldn't even tell you to kill a watch, but
Speaker 20: it was pretty insignificant. We got it more for the Well,
Speaker 20: we got an upgrade on our use panel and we
Speaker 20: got insulation put in our attics.
Speaker 2: Oh, I got you.
Speaker 7: You got you took advantage of like an Excel rebate
Speaker 7: or something along those terms.
Speaker 20: Yeah, yeah, okay, Well that's good.
Speaker 2: Yeah, Well, I mean call them up.
Speaker 7: Just go to redrocksars dot com and all the people
Speaker 7: that come out and work on it and swap that
Speaker 7: out and help you. They all work directly for a brook.
Speaker 7: I mean that's it. It's pretty simple like that, John Fuller.
Speaker 7: And by the way, redrocksars dot com once again commercial systems.
Speaker 7: They do all kinds of repairs, residential, commercial, you name it.
Speaker 7: Everybody's in house Redrocksars dot com. John Fuller, good seeing
Speaker 7: you as always, and everybody else, have a great day.
Speaker 7: Tomorrow is car day right here on the Troubleshooter Show,