Speaker 1: Whipped up news need advice, you don't have.
Speaker 2: Come running, just says can Shooter's gonna help come man,
Speaker 2: he is.
Speaker 3: The Troubleshooter Show.
Speaker 1: No Tom Martino, Hey Tom Martino here, Welcome, I'm at
Speaker 1: the mother Ship. I'm spraying the microphone down because Mark
Speaker 1: Major has been here most of the time and I
Speaker 1: need to get his cruddy duddies off of that microphone screen. Welcome,
Speaker 1: Welcome here at the Mothership. That's right. I abandoned the
Speaker 1: home studio today because I wanted to come in and
Speaker 1: see all the guys for Car Day, and it was
Speaker 1: a big let down. But in any case, I'm here.
Speaker 1: I'm having fun in the studio with me today is
Speaker 1: Jeff Vick Kimmer Transmission. We got Kevin Caulkin shared a
Speaker 1: auto tech Deputy doc, the longest running deputy and then
Speaker 1: Deputy D the best looking deputy as voted by these
Speaker 1: guys in here. So anyway, we are going to go
Speaker 1: to the phones. So you got to call us on
Speaker 1: cars car things today, and I have some interesting things
Speaker 1: to talk about cars. I touched upon it a little
Speaker 1: when it comes to cars and depreciation and all of that.
Speaker 1: Do you know who knows the most about depreciation of
Speaker 1: cars that people who put their money where their mouth is.
Speaker 1: What do I mean by that? Well, if you are
Speaker 1: going to lease a car, you go to someone and
Speaker 1: this is how a lease works. The less ore the
Speaker 1: less ore. The leasing company buys that car, they own
Speaker 1: that car, then you lease it as the less e.
Speaker 1: So you have the less e and the less ore
Speaker 1: the less ore. Think of it like employer. The less
Speaker 1: or is the boss. They own the car and they.
Speaker 3: Lease it to the lease.
Speaker 1: The leasi agrees, there's an agreement, and that says you're
Speaker 1: going to drive so many miles a year, and you're
Speaker 1: going to take care of the car, and you're going
Speaker 1: to make payments on use of the car. If the
Speaker 1: car is worth one hundred dollars when you lease it,
Speaker 1: and at the end of the lease they say you
Speaker 1: can turn it back in and it's worth fifty dollars,
Speaker 1: you can turn it back in and walk away. Or
Speaker 1: and I'm using the one hundred and fifty you know, has
Speaker 1: fictitious numbers just for analysis or for a lester illustrative purposes.
Speaker 1: So now so you turn the car in and walk away,
Speaker 1: or let's say that car is worth seventy five dollars
Speaker 1: because you kept such good care of it and the
Speaker 1: market went up. But the residual value is fifty dollars.
Speaker 1: You can choose to buy that car and keep it.
Speaker 1: You can even resell it. You can do whatever you want.
Speaker 1: It's your choice. At the end of the lease, are
Speaker 1: you going to keep it or are you going to
Speaker 1: walk away from it? Leasing is brilliant. It is the
Speaker 1: best way to acquire and use cars. If here are
Speaker 1: the ifs. You won't go over mileage, you won't terminate early,
Speaker 1: and you either want to turn it back at the
Speaker 1: end if you have to, and that you're not going
Speaker 1: to get too attached to it. So some people who
Speaker 1: really love certain cars that are very expensive will lease
Speaker 1: the car for the first three to five years with
Speaker 1: lower payments, then buy it from themselves at the end
Speaker 1: of the lease, and they're buying it. It's like buying
Speaker 1: us car from someone you know, and you know because
Speaker 1: it's you, and then that's an eight year total proposition
Speaker 1: in some cases. But some people love cars enough Deputy
Speaker 1: D is one of them to keep cars that long. Now.
Speaker 1: Other people pay cash for cars. I have always paid
Speaker 1: cash for cars, well, not always when I was when
Speaker 1: I started getting some substance and some income I started
Speaker 1: making paying and I realized that was a very poor
Speaker 1: choice economically and financially it was it was a very
Speaker 1: poor choice because I would pay cash and that capital
Speaker 1: was doing me no good and it was depreciating immediately. Now,
Speaker 1: So why am I bringing this up about leasing? Because
Speaker 1: when you are a lease or and you buy a
Speaker 1: car and Deputy D wants to lease it from me,
Speaker 1: I have to tell Deputy D. Hey, Deputy D, I'm
Speaker 1: going to buy that from you in three years. If
Speaker 1: you put forty five thousand or yeah, forty five thousand
Speaker 1: miles on it, I'm gonna buy it from you for
Speaker 1: X amount of dollars. So I have to have a
Speaker 1: pretty damn good indication of what that car will be worth.
Speaker 1: So this company went out and surveyed all the lessores
Speaker 1: and said, if you were leasing cars out to people,
Speaker 1: what would be the risk on certain cars? Which cars
Speaker 1: would depreciate the slowest? Because when you lease, you want
Speaker 1: a car that depreciates the slowest. Why, because that's what
Speaker 1: you're financing. It's like going and buying an apple and
Speaker 1: you tell the fruit vendor, I'm only going to eat
Speaker 1: half of that apple. So the fruit vendor says, okay,
Speaker 1: I'm selling my apples for a buck fifty. You're only
Speaker 1: going to eat half of it. I'm going to let
Speaker 1: you finance seventy five cents. You bring the other half
Speaker 1: back when you're done, and if it's in good condition,
Speaker 1: I'm going to give you. I'm going to take it
Speaker 1: back and it's worth seventy five cents. So at the
Speaker 1: end of that apple, you ate half of it, you're
Speaker 1: taking it back to the fruit guy, and all of
Speaker 1: a sudden you hear there's a shortage of apples due
Speaker 1: to a freeze, and those apples are selling for seventy
Speaker 1: five and eighty cents. So you say, to mister fruit man,
Speaker 1: I'm going to keep this apple. Here's your fifty cents.
Speaker 1: So in any case, why is it important to know
Speaker 1: what lessors think about cars? Because they're the ones who gamble.
Speaker 1: They're the ones who put their money up for these
Speaker 1: cars and guarantee to buy them. At the end, I
Speaker 1: went through some of these, but I was shocked at
Speaker 1: the top twenty five. I'm going to tell you the
Speaker 1: top of the top twenty five is the portionine e
Speaker 1: lessn it now I would think that that car would depreciate.
Speaker 3: That's surprise A.
Speaker 1: Lot these big these is that considered an exotic car
Speaker 1: A portie I think you think so da is?
Speaker 4: I think exotic car territory would be like the Ferraries, Lamborghinis, borders, voices,
Speaker 4: stuff like that. This is a very high hand car,
Speaker 4: but certainly not exotic.
Speaker 3: What do they I.
Speaker 1: Don't know what they go for, but here is at
Speaker 1: the end. Listen to this the depreciation over five years.
Speaker 1: It only goes down in value twenty four thousand dollars
Speaker 1: in five years. So what you do is you take
Speaker 1: twenty four divide it by five, so you get five
Speaker 1: whatever about four point eight? What what about?
Speaker 5: Oh oh oh?
Speaker 1: I say? So what I'm saying is is that it
Speaker 1: goes down only it casts you about what five grand
Speaker 1: a year? That's how that's that's the cost of ownership
Speaker 1: for that, plus maintenance and all that. So the port
Speaker 1: And then second is the Porsche cunt is that the
Speaker 1: Cayman Cayman it's cym An, that's not Cayman. The Porsche
Speaker 1: seven eighteen Cayman. It goes down fifteen grand fifteen eight
Speaker 1: Now that's from MMSRP not from what a dealer sells.
Speaker 1: A lease is a bad deal if you acquire the
Speaker 1: car for more than a normal purchase price. And many
Speaker 1: dealers do that to you because the payments are artificially lower.
Speaker 1: They sell it to you higher because what they love
Speaker 1: they love monthly payment buyers. Monthly payment buyers are the
Speaker 1: worst buyers in the world. They make the worst deals
Speaker 1: in the world because they're looking at a monthly payment
Speaker 1: and if you look at just a monthly payment, you
Speaker 1: could be really tricked into paying way too much for
Speaker 1: a least car. Okay, number three on the list Toyota Tacoma.
Speaker 1: Now I am not surprised by what they lovingly call
Speaker 1: the taco And I know D again. I keep going
Speaker 1: back to d D. If D could be be have
Speaker 1: his ashes scattered at a Toyota factory upon his demise,
Speaker 1: he would uh, let's go to the phones here to Trea.
Speaker 1: I think it's Trea. Trea? Am I pronouncing your name correctly? Trea?
Speaker 6: It's Tria, But a lot of people just say.
Speaker 1: T Tria, Tria. Can you give me I want a
Speaker 1: little story about the name. Is it a family name?
Speaker 7: Well, no, it's actually not. You know, I grew up
Speaker 7: in Kelly, and my mom and dad were driving down
Speaker 7: Palm Street and they said, Tria.
Speaker 1: Are they hippies or were they hippies? No? Not at all, Okay, Tria, listen.
Speaker 1: And then you got a little a little one, a
Speaker 1: sibling called Busha, and then you have Tria and Busha
Speaker 1: and Flower and anyway, So listen, Tria. You have an
Speaker 1: issue with a dealer or with a car with a dealer.
Speaker 1: Tell us the story.
Speaker 7: Well, actually both, if I'm being honest. So I bought
Speaker 7: my car back in March of twenty twenty three. Mark,
Speaker 7: let's just say, yes, let's just say my parents four parents.
Speaker 1: As you did you just say? Did you just say
Speaker 1: four transmissions?
Speaker 8: Yes? I just said four.
Speaker 1: How is that possible? I mean how many miles on each?
Speaker 1: When you did it?
Speaker 7: So I got the car originally when it had did you?
Speaker 1: But you didn't buy it new?
Speaker 8: Right?
Speaker 1: No?
Speaker 7: I didn't buy it new. It was it was used.
Speaker 7: It came from Florida, and you know it only had
Speaker 7: I want to say, about thirty eight thousand miles on
Speaker 7: it when I bought it. I o writtinally about the
Speaker 7: car because my my original car got stolen.
Speaker 9: So I had a.
Speaker 1: Hondo Cord is a really good car. But guys, Jeff,
Speaker 1: have you ever heard of transmission problems with the accord?
Speaker 3: Wait?
Speaker 4: Wait, I have something very important to ask her, because
Speaker 4: I think I have an insight to what's going on. Terry,
Speaker 4: did you buy this from place called Auto Savvy?
Speaker 8: Yeah?
Speaker 1: Why do you have an insight? Hold that hold that
Speaker 1: he has an insight. We're coming up with that Auto
Speaker 1: Savvy and an eighteen Hondo Chord with my crew doing
Speaker 1: things right. Three ozho three seven one three talk seven
Speaker 1: one three eight two five five. Big chair to fill
Speaker 1: here where Mark was sitting. Literally, big chair. Not just
Speaker 1: kidding anyway. Uh, Marcus Suzanna off somewhere.
Speaker 10: Not so big anymore. He lost thirty pounds, Yeah.
Speaker 1: He did, didn't he's looking good man and that uh
Speaker 1: and that's compliments of Denver Region dot Com. But bing,
Speaker 1: how's that for a plug?
Speaker 11: No?
Speaker 1: Seriously, he is Uh, he's on the weight loss the
Speaker 1: weight loss drug that you get for pennies on the
Speaker 1: dollar with Denver Region. Denver Regen is also starting to
Speaker 1: uh treat neuropathy with stem cell therapy Denver Region dot Com. Okay,
Speaker 1: so listen, I want to go back to Tria. But first, Dennis,
Speaker 1: real quick, Dennis, I was going to talk about this today.
Speaker 1: And I see your comment. Go ahead, because everyone, I've
Speaker 1: gotten twelve inquiries about this text, and so many people
Speaker 1: are getting it. You think if they wanted to do
Speaker 1: a scam, they would slow it down a little, because
Speaker 1: when when you and eight other friends have the same
Speaker 1: exact text, you know something's up. Dennis, tell us about.
Speaker 3: By the way, tell you.
Speaker 12: Yeah, everybody, go.
Speaker 1: Ahead, what's your comment?
Speaker 8: Get the text?
Speaker 13: And I just got my license renewed, and I was thinking,
Speaker 13: what happened here? I don't have no violations or tickets
Speaker 13: that are passed to Yeah. Well, luckily I did not
Speaker 13: click on the link. I just went to Colorado Licensing
Speaker 13: and checked on the website. Yeah, and luckily they have
Speaker 13: it posted there that they're all text messages coming out.
Speaker 13: Was it looks just like the Colorado of Newpartment.
Speaker 1: I mean, nowadays they can make anything look like anything.
Speaker 1: You just can't trust crap like that. The only time
Speaker 1: you trust them is I mean, the only time to act,
Speaker 1: or the only way to act is this. If you
Speaker 1: get in something from DMV, you go and log on
Speaker 1: and don't use any of their links. Just log onto
Speaker 1: your account or somewhere. Then you're not cheated. If they
Speaker 1: say Excel Energy, you have a bill, you have to
Speaker 1: pay it. Your electricity are going to go off. Click here,
Speaker 1: don't click there, just go on. And I have a sheet,
Speaker 1: and I think a lot of people probably do a
Speaker 1: sheet of all my logins with user names and passwords,
Speaker 1: and all of my log ins for my home services.
Speaker 1: Then I have one for certain businesses and all that.
Speaker 1: So I always go to my bank and log in
Speaker 1: directly with the with the known and trusted links. But Dennis,
Speaker 1: did you have anything to add to the discussion they
Speaker 1: had yesterday.
Speaker 13: I did not hear yesterday's ocaessions. Yeah, but I just
Speaker 13: wanted to warn people about it because you.
Speaker 1: Can't you know what. Thank you, By the way, you
Speaker 1: can't warn people enough. I swear to God, these these
Speaker 1: scams must be lucrative. What about the one you have
Speaker 1: a package waiting and they're holding it up or in fact,
Speaker 1: do me a favor, tell me any scams that you've
Speaker 1: encountered recently. Let's just put them on a list. I
Speaker 1: think I want to hear about them. Maybe you might
Speaker 1: be first in line. But Deputy Doc speaking of scams.
Speaker 1: You said you worked with aa ARP, That is the
Speaker 1: American Associates Retired Person They.
Speaker 14: Have a special branch called the aa ARP Fraud Watch Network.
Speaker 14: How long you've been doing that a couple of years,
Speaker 14: probably least six or seven.
Speaker 1: And you get a lot of trends going through there.
Speaker 1: It's a national hotline exactly. And you say, romance scams
Speaker 1: are really big.
Speaker 10: Scams are a big one.
Speaker 1: And is who are the victims?
Speaker 14: Mainly they're usually men and old women in their fifties
Speaker 14: and sixties. Okay, we've been married for a while, the
Speaker 14: marriages kind of become boring.
Speaker 1: Or they could be a widow or a widower, right.
Speaker 14: And they get involved with these young people that are
Speaker 14: either overseas working on an oil rig.
Speaker 10: Or in the military, and.
Speaker 1: They yeah, because and somehow they get around to.
Speaker 10: Money, right, They always ask for money.
Speaker 1: So it's it's amazing. It's amazing. Some people lose their
Speaker 1: entire life savings. Okay, Trea, back to you. So we
Speaker 1: left off. You bought a used twenty eighteen Honda Cord.
Speaker 1: When you bought it, how many miles were on it? Oh,
Speaker 1: I'm sorry? Where am I here? Where am I here?
Speaker 3: Hold?
Speaker 1: On Tria.
Speaker 3: It's my fault.
Speaker 1: I got to press these buttons and Shannon won't give
Speaker 1: me a break and help me out here. There you go, Okay,
Speaker 1: thanks Shannon. Oh so, Tria, how many miles when you
Speaker 1: bought it?
Speaker 3: So?
Speaker 7: I want to say around thirty thousty thousand miles?
Speaker 1: Okay, so I'm going to say thirty five thousand miles.
Speaker 1: And and did you get it checked out when you
Speaker 1: bought it back? Then?
Speaker 10: Yes?
Speaker 7: And frequently it was when I first bought the car.
Speaker 1: Back in March March of March of when twenty three. Okay,
Speaker 1: so when you first got it checked out? What what
Speaker 1: showed up? Anything?
Speaker 7: Nothing really showed up. They said everything was fine with
Speaker 7: the car. I drove it off the lone. Everything was
Speaker 7: fine for about a month and then and May my
Speaker 7: car was.
Speaker 14: In the shop.
Speaker 7: My transmission went out, so not even too much transmission.
Speaker 1: Did you replace it or rebuild it at that time?
Speaker 7: So Autustave you sent me to the like their third party,
Speaker 7: like mechanics.
Speaker 1: Well that's good because they didn't have to do technically,
Speaker 1: they don't have to do anything. But h let's just
Speaker 1: talk all on the topic. A Deputy d said, let's
Speaker 1: talk about Auto Savvy. Okay, d Tom.
Speaker 4: You may recall last October you and I actually got
Speaker 4: a call about a vehicle that turned out to have
Speaker 4: been purchased from Auto Savvy. So you and I did
Speaker 4: a little bit of research online, and here's what it
Speaker 4: says on their website. They're they're the largest automotive retailer
Speaker 4: specializing in branded title vehicles.
Speaker 1: You know what that means, Tria. Yes, that means the
Speaker 1: car was totaled for some reason and brought back to
Speaker 1: specs and re and and resurrected. But it was a
Speaker 1: total rest and you knew that, right, Okay, So keep
Speaker 1: going with your story. You had your transmission replaced.
Speaker 7: Yeah, well, the first two months that I have bought
Speaker 7: the car, and so when I dropped it off back
Speaker 7: in May, it was in the shop for about a
Speaker 7: month and a half. And of course I'm still paying
Speaker 7: my payments. Then I'll let you know right now, I
Speaker 7: pay four hundred and twenty dollars on my payments a
Speaker 7: month for them, So the whole May I didn't have
Speaker 7: my car.
Speaker 15: So fast forward a couple of months later.
Speaker 1: Hold on, no, I want to you said something that
Speaker 1: led me to believe you're paying by a month one
Speaker 1: month you didn't have it. You understand that's totally separate.
Speaker 1: You have to still make your payments, right yeah, yeah, okay,
Speaker 1: so keep going.
Speaker 15: And then fastward.
Speaker 7: A couple of months later after that transmission, the went
Speaker 7: out again.
Speaker 1: And then I'll go to now how many miles went
Speaker 1: we're on that transmission that went out again? I mean,
Speaker 1: first of all, was it a rebuilt transmission?
Speaker 7: So it's from l kqsan.
Speaker 1: Used, a rebuilt used?
Speaker 3: Okay, they do have a program, but I don't believe
Speaker 3: they're built o Q.
Speaker 1: Okay, you replaced it with an l KQ transmission. How
Speaker 1: much did it cost you?
Speaker 7: So I did a two D ductible?
Speaker 1: Wait deductible? Do you have some kind of service plan
Speaker 1: that covered this?
Speaker 14: Yeah?
Speaker 7: I mean I have all the plan of warranties on
Speaker 7: this twenty two times?
Speaker 1: Hold on, no, no, So how much did you pay
Speaker 1: in total for that transmissions? You know that at least
Speaker 1: your at least your warranty is working. Okay. Then then
Speaker 1: when you had to do it a few months after that,
Speaker 1: did they pay again? No?
Speaker 7: Because it was such a short amount of time where
Speaker 7: the transision went out again, So I was still in
Speaker 7: that warranty.
Speaker 1: That's what it means. So you got it covered again.
Speaker 7: Yes, and then a recent time. My car's actually in
Speaker 7: the shop as we speak right now.
Speaker 1: Okay, So when in twenty three you had it done
Speaker 1: once or did you have it done twice? In twenty three?
Speaker 7: It was six months after that.
Speaker 1: So okay, So so sometime let's just say, okay, so
Speaker 1: a few months after that you had it again and
Speaker 1: then it just went out again. There's a problem here, guys.
Speaker 1: Why do transmissions keep going out? It can't It can't
Speaker 1: be luck of the draw three times or two times
Speaker 1: it happened.
Speaker 16: But luckilihood first of all is who are using us transmissions?
Speaker 16: So who knows how many miles are on that, you know,
Speaker 16: when it's going in the vehicle, Not to mention the
Speaker 16: fact that it is a salvage vehicle. There's a darn
Speaker 16: good possible if there's something else wrong on the car
Speaker 16: that's causing failure.
Speaker 1: What would cause failure of a transmission.
Speaker 16: It could be anything from you know, just simple wiring alignment.
Speaker 1: Could it be here?
Speaker 11: Well, it depends on the failure too. I mean, if
Speaker 11: the clutters are going out, the vour body's going out.
Speaker 1: What problems did you have with this the first time?
Speaker 1: What did they say was wrong with the transmission? Did
Speaker 1: they tell you?
Speaker 7: They didn't tell me much. They just said, oh well,
Speaker 7: let's just get into the shop and let's get a
Speaker 7: work done. And so I didn't ask many questions.
Speaker 1: You know, let's speed up. So far two hundred is
Speaker 1: all you've spent so far?
Speaker 7: Yeah, okay, but also there's another another, a whole nother
Speaker 7: ballgame with my car. So year and a half ago,
Speaker 7: my car started cracking like the Bondo itself by the
Speaker 7: gas tank and all my roof.
Speaker 8: Okay, so you bought.
Speaker 3: A branded car.
Speaker 1: I don't know what you expected, Tria. I hope you
Speaker 1: got a super deal on this.
Speaker 7: I bought the coverage for twenty five.
Speaker 1: You didn't get a deal.
Speaker 6: Yeah, and so I listen.
Speaker 1: If you have Bondo cracking and stuff, that that's a
Speaker 1: sign of major neglect when it came to those repairs.
Speaker 1: You should have really, you should have really taken this
Speaker 1: to a body shop, a frame shop. When when you
Speaker 1: buy a branded car, Oh my god, is there a
Speaker 1: lot to look for? I mean, have you ever had
Speaker 1: it completely gone over?
Speaker 4: Yes?
Speaker 7: I had all the car sacs on it.
Speaker 1: They no, I'm not talking about Carfax. Did you ever
Speaker 1: have anyone put it on a lift and go over
Speaker 1: all the bodywork and all the bondo and all the
Speaker 1: just everything. Have you ever had someone truly do that
Speaker 1: in depth?
Speaker 7: Up until recently when I send it to a body shop,
Speaker 7: they told me that whoever had built this car previously
Speaker 7: just did a terrible, terrible job.
Speaker 1: And they just basically, right now, right now, you have
Speaker 1: a car that's a piece of crap right now?
Speaker 9: Yeah?
Speaker 1: Yeah, So what are you calling about? Because you're stuck
Speaker 1: with it, Tria. I mean, there's no I don't see
Speaker 1: any fraud here. You're stuck with it. They did a
Speaker 1: bad job restoring the car. What were you hoping we
Speaker 1: would say to you?
Speaker 7: Oh well no I And like I said, I wanted
Speaker 7: there's a whole nother bogame with the bondo cracking.
Speaker 1: Iron understand, but what do you want? What do you want?
Speaker 7: I really just want help with with the with the
Speaker 7: general manager.
Speaker 15: He's an ass.
Speaker 1: Don't want old on. Let me get this straight. You
Speaker 1: bought a branded car as is, and what do you
Speaker 1: want them to do about it?
Speaker 7: Perfect my body paint on their car because they only
Speaker 7: offered me eight hundred dollars when the shot.
Speaker 3: But they don't.
Speaker 1: Okay, now, Tria, don't mistake this for a lack of
Speaker 1: wanting to help you. I want to help you, but
Speaker 1: I also have to give you a dose of reality.
Speaker 1: They're not responsible for that body work cracking. You bought
Speaker 1: the car. They're very clear that they're branded cars. They're
Speaker 1: very clear that it's as is, and that warranty you
Speaker 1: have won't cover body components. But I have some ideas
Speaker 1: if you hold on here, I have a few ideas
Speaker 1: of where you proceed from here, and maybe we do
Speaker 1: give the GM a call and maybe they would take
Speaker 1: it in on trade for something and we can make
Speaker 1: sure you don't get screwed to him. But what's your
Speaker 1: scal for?
Speaker 3: Bro Oh, I'm not scolling.
Speaker 4: I was just surprised to hear you express any optimism
Speaker 4: in this manner.
Speaker 1: No, no, no, no, you're right. It's not optimism. It's hope.
Speaker 1: There's no optimism whatsoever. I'm just trying to figure out
Speaker 1: if maybe this guy says, look, let's just trade it
Speaker 1: for another one, or if maybe the body we get
Speaker 1: it somewhere where she can get an honest assessment of
Speaker 1: everything wrong. With it and then at least we have
Speaker 1: somewhere to go. I don't know. I can't even think
Speaker 1: his small claim scort or anything that she would win.
Speaker 4: Tell does anyone no Tell she bought a Brenda car
Speaker 4: two years ago. You're running out to be a piece
Speaker 4: of junk, and I think putting Auto Savvy on the spot,
Speaker 4: it's kind of unfair to them in this manner.
Speaker 1: Yeah, we'll call it just to see what they say.
Speaker 1: But Bruce has a question, I'll go to him and
Speaker 1: I'll sprinkle calls in between here.
Speaker 3: So Bruce, what's going on with you? Bruce?
Speaker 1: How can I help you?
Speaker 8: Well?
Speaker 17: I have the same back problem that I believe that
Speaker 17: you had, and I know you had the tops surgery.
Speaker 17: I saw the YouTube bod.
Speaker 1: Oh okay, huh YouTube video, Yeah.
Speaker 17: And I was wondering how long ago that was and
Speaker 17: how that turned out?
Speaker 1: Was I think three years and now it's perfect. Never
Speaker 1: had another stitch of pain ever, and have put myself
Speaker 1: through a ringer as far as working out and all that.
Speaker 1: Let me explain something about the back surgery real quick,
Speaker 1: so I don't get too medical. All back surgeries come
Speaker 1: from pain most of the time, and the pain comes
Speaker 1: from nerve impingement. That's it. Period. Nerve impingement happens when
Speaker 1: bones rubbed together or the disc gets bulged or something.
Speaker 1: But it all narrows down to killing the nerves. In
Speaker 1: the past, what they've done is they've abladed nerves with
Speaker 1: heat ablasion, so they kill the nerve, but that usually
Speaker 1: comes back or new nerves take over, and some people
Speaker 1: have done all kinds of radio frequencies and all kinds
Speaker 1: of different ways to deal with the nerves, because really
Speaker 1: the struck sure of the back is very seldom bad
Speaker 1: enough where it must be dealt with for health. Most
Speaker 1: of the time, our bodies adapt to skeletal problems and
Speaker 1: it's the pain that usually drives the surgery. Now, the
Speaker 1: way to deal with the nerves is either to do
Speaker 1: an ablasion or to do what's called a fusion, and
Speaker 1: that's where they separate everything and put a cage around
Speaker 1: it so it doesn't move the problem. With those, they
Speaker 1: fail most of the time in a few years because
Speaker 1: of the adjacent disease. The adjacent disks have too much
Speaker 1: pressure on them. Fusion has one of the biggest failure
Speaker 1: rates of any medical procedure. But people are so damn desperate,
Speaker 1: they'll do anything. So the other way to deal with
Speaker 1: it is a movable fusion. And I say that because
Speaker 1: it really is fusing your bones together, but in a
Speaker 1: movable way. And that's what the TOPS is. And let
Speaker 1: me explain something. The problem with TOPS right now, with
Speaker 1: the not with the procedure itself, but with the whole
Speaker 1: area is it's only approved in America right now for
Speaker 1: one level. Meaning if you had three different facet joints
Speaker 1: going bad, they can't put it. They can't daisy chain
Speaker 1: it like a caterpillar. Now they can and it works,
Speaker 1: but it's not FDA approved in America. You can only
Speaker 1: do one level of pain. Now here's what's that's right,
Speaker 1: So do you have more than one level?
Speaker 12: I do?
Speaker 17: I actually do. I started out as one, but it's
Speaker 17: gone over the years. It's gone to the point where.
Speaker 3: It's like three of them now okay.
Speaker 17: But the other two are not near as bad.
Speaker 1: Here's what they do sometimes to get around the FDA thing.
Speaker 1: Because it's only approved for one level. Remember it's one
Speaker 1: level at a time, not one level. You can do three,
Speaker 1: three of them in three different areas. You can't daisy
Speaker 1: chain them. So what some doctors. What my doctor has
Speaker 1: done is he has done a fusion where he puts
Speaker 1: the tops on the top and bottom of the fusion
Speaker 1: so you don't get the adjacent disease. In other words,
Speaker 1: the fusion takes care of the nerves and keeps them
Speaker 1: from flaring up. And then on the top of the
Speaker 1: fusion and the bottom of the fusion where it meets
Speaker 1: the rest of your spine, it's movable, so you don't
Speaker 1: have that adjacent disk disease like you do with regular fusions.
Speaker 1: All I'm saying is all I'm saying is there's all
Speaker 1: kinds of ways to deal with it. I would go
Speaker 1: to the Top's website and contact doctor Joshua Beckman. Now
Speaker 1: the next biggest problem insurance companies are still calling it experimental.
Speaker 1: Now that's code for that's code for we don't want
Speaker 1: to pay for it. I hate when it's your as
Speaker 1: companies do this, they call it experimental. Or with women,
Speaker 1: when they used to have bilateral mess uh is it
Speaker 1: a mess ectomy where when the when the breast come off,
Speaker 1: they would want to rebuild the breast and they would
Speaker 1: call that cosmetic, and you know, and and so insurance
Speaker 1: companies have all kinds of ways to deny coverage. Who's
Speaker 1: your carrier?
Speaker 17: Uh?
Speaker 1: Do you have your So you're not on Medicare?
Speaker 17: I am on Medicure.
Speaker 1: Are you on Medicare advantage?
Speaker 8: Yeah?
Speaker 1: Okay, that's too bad. Medicare advantage is a terrible coverage
Speaker 1: and it may not cover it. Mine my Medicare and
Speaker 1: supplement covered on it. Yeah. And because my deductible for
Speaker 1: the year was matt which isn't much. You know, I
Speaker 1: forget what it is. But here's what I want you
Speaker 1: to do. Go to their website, Premium Spine, and look
Speaker 1: up doctor Joshua. Now I'm not saying he's the only
Speaker 1: one that can do these, but he's the one that
Speaker 1: really is probably the closest to the company. He knows,
Speaker 1: he talks to the CEO, and he was one of
Speaker 1: the first ones out of the gate with the FDA
Speaker 1: approval with me. So that's what I would do. It's
Speaker 1: Beckman B E C K M A N. He used
Speaker 1: to be up at Saint A's but right now he's
Speaker 1: at Porter. But just look him up and talk to
Speaker 1: his office. Let's go back to Tria. Tria. We we
Speaker 1: here's what we're gonna do. We want to get your
Speaker 1: car checked out. First, What part of town are you in.
Speaker 7: I'm in Springs.
Speaker 1: Oh you're in the Springs. Okay, I want to call.
Speaker 1: I want you to check Call Jesse at Honest Accurate Auto.
Speaker 1: That's the name of the shop, and tell Jesse you
Speaker 1: were on the show and that you need a quick assessment. Now,
Speaker 1: I don't know, there might be a charge with most
Speaker 1: of the time. If it's a quick assessment, he can
Speaker 1: get that done. You simply want to know what could
Speaker 1: be causing this problem. Not causing the problem, but why
Speaker 1: are you having so many problems? What you really want
Speaker 1: is a used car checkout. That's what you want, so
Speaker 1: you may as well pay for it and get a
Speaker 1: used car checkout because we need to make here's what
Speaker 1: I'm looking for specifically, I want to as Deputy d
Speaker 1: brought out, this is a two year old transaction on
Speaker 1: a site that publicly says we have branded titles. So
Speaker 1: it's not like they're hiding anything from it. The quality
Speaker 1: and here's something that's really important. The quality of work
Speaker 1: does not come into account when it comes to fraud
Speaker 1: and when it comes to misrepresentation. In other words, if
Speaker 1: you had an if they say rebuilt engine. It can
Speaker 1: be a rebuilt engine, but it could be a rebuilt
Speaker 1: engine that's done like a three year old, but it's
Speaker 1: still a rebuilt engine. And so you can't get them
Speaker 1: for fraud if it's a poor job. The only time
Speaker 1: you get them for a poor job is if you
Speaker 1: contracted for that job and that job was done poorly.
Speaker 1: But when you buy a car and repairs have been made,
Speaker 1: if they're just terrible repairs, that's on you. So you
Speaker 1: you really should have gotten that car checked out. I
Speaker 1: fear you're going to be stuck with this car, and
Speaker 1: I don't think the dealer is going to do anything.
Speaker 1: Have you ever asked them to trade you out of it?
Speaker 6: So here's the thing.
Speaker 7: So Orlando, he's the general manager of the Springs location,
Speaker 7: and I will just say one thing. He is so so,
Speaker 7: so so rude. You know, I went in there and
Speaker 7: he tried to giving me into a car that I
Speaker 7: didn't even want. He showed me a twenty twenty three
Speaker 7: niece on Max and he goes, oh, yeah, you know,
Speaker 7: you play this for me about six hundred and fifty
Speaker 7: dollars And I told him, I said, hey, look, you
Speaker 7: know I can't afford that. I said, I'm saying foreign seventeen.
Speaker 6: I think my insurance go up and everything.
Speaker 7: And he told me he had the nerve to tell me.
Speaker 7: He said, well instead of having because I have my
Speaker 7: daughter with me, I have a five year old daughter,
Speaker 7: and he had the nerve to tell me. He goes, well,
Speaker 7: instead of you know, getting her, you know, fifteen twenty
Speaker 7: gifts out of the tree, maybe she's only get five.
Speaker 7: I mean, how dare you well?
Speaker 1: Tell me, Tria, what's you get my daughter?
Speaker 3: Tria?
Speaker 1: I understand, Tria. There, look, go to honest, Accurate Auto,
Speaker 1: get the car checked. We got to figure out what
Speaker 1: it's worth. I think you're stuck with it. I think
Speaker 1: you're buried in it. And this may end up in
Speaker 1: a bankruptcy. And don't don't be surprised people when I
Speaker 1: say that, sometimes that happens. We're a bankruptcy. Is your
Speaker 1: only way out? Ripped? Dump kid?
Speaker 3: Shoot's gonna help.
Speaker 9: Come man, This.
Speaker 18: Is the Troubleshooter Show. No Tom Martino, Hey Tom Martino here.
Speaker 3: Welcome to the show.
Speaker 1: It's card day today. I got Kevin Colton, shardan auto tech,
Speaker 1: Jeff camera transmission, and two of my deputies Deputy Doc,
Speaker 1: Deputy D and we are trying to kick ass for
Speaker 1: you if we can. There's nothing more frustrating than getting
Speaker 1: problems that happen over and over and over again where
Speaker 1: you can't help. But you know what, it does bring
Speaker 1: up really good topics. And I love this show not
Speaker 1: only because we directly solve problems and get involved in
Speaker 1: people's lives.
Speaker 3: I love that.
Speaker 1: I really, honest to God, love when one of the
Speaker 1: deputies come and say, we got this money bag for someone,
Speaker 1: and they'll tell you we are truly joyous when we
Speaker 1: help people. But then there's something else we do. We educate,
Speaker 1: and you know, we have fun here. Look, but there
Speaker 1: are people we can't help and they're so buried we
Speaker 1: just can't help them. And in those cases, though, I
Speaker 1: I believe the education learned really goes a long way.
Speaker 1: And one of the things that comes up over and
Speaker 1: over again, over and over again is the used car thing.
Speaker 1: But the used car thing it has way more lessons
Speaker 1: than just getting a car checked out, way more that
Speaker 1: is a good lesson. Getting a car checked out shared
Speaker 1: an autotech for example, they'll do a car chack. I
Speaker 1: think it's one hundred and twenty bucks isn't y Yeah,
Speaker 1: and if you get two full hours of complete diagnostics.
Speaker 1: Now here's the thing. Getting a car checked out is
Speaker 1: only one of the things. One of the biggest problems
Speaker 1: with cars in general. Cars are the source. If I
Speaker 1: go back in my data, bank, cars are the source.
Speaker 1: Car transactions are the sauce, a source many times of
Speaker 1: financial ruination or a reset where people have to do
Speaker 1: a bankruptcy. Let me explain how that happens. And I'm
Speaker 1: going to give you a really good example. And let's
Speaker 1: call him Zach. This just this has taken it. So,
Speaker 1: Zach buys a car. He's a teenager, he buys a car.
Speaker 1: He's eighteen, he's I'm gonna buy a car, and he
Speaker 1: loves the car. It's a Corvette. It's used, he doesn't
Speaker 1: get it checked, he doesn't do anything right. He pays
Speaker 1: too much for it. The day drives off the lot,
Speaker 1: he's buried in that car. Let's just say he paid
Speaker 1: too much for it, and he's five thousand dollars underwater. Now,
Speaker 1: if he keeps that car for the entire length of
Speaker 1: the loan and nurses it and lives, you know it
Speaker 1: was running okay. But if he kept the car, he
Speaker 1: could pay it off and then keep it a while
Speaker 1: and beat the system, or at least not be a
Speaker 1: victim of the system. But instead, as most young people
Speaker 1: do and sometimes older people, he gets the hots for
Speaker 1: another car, and he says, oh, I don't want to
Speaker 1: keep this the five years I have at financed. So
Speaker 1: on year two and a half or three, he might
Speaker 1: go out shopping for a car. Okay, some used car
Speaker 1: salesperson talks him into a car, says, oh, and we
Speaker 1: can handle that car traded in and we'll just roll
Speaker 1: everything into the new deal. So the second car he
Speaker 1: goes out to get, he really loves the car, and
Speaker 1: he pays too much for that one.
Speaker 3: And in addition to that, he's.
Speaker 1: Rolling five thousand dollars of negative equity into the new loan.
Speaker 1: So immediately he's five thousand dollars negative on that previous
Speaker 1: car being built into the loan, plus another three thousand
Speaker 1: when he drives off the lot with the new car
Speaker 1: or with the second used car. So now he's eight
Speaker 1: thousand dollars of negative equity in a car, and he's
Speaker 1: making payments. Again, over three to five years, he's making payments.
Speaker 1: He is totally crewed eight thousand dollars. It's a negative
Speaker 1: equity snowball. I call it a snowball because they keep
Speaker 1: doing it. But let's say, in Zach's case, now the
Speaker 1: car needs a transmission. Uh uh, he can't afford it.
Speaker 1: But he bought a car that he could afford at
Speaker 1: one hundred and twenty thousand miles and he had to
Speaker 1: roll the negative equity and it's the only thing he
Speaker 1: could have structured at his age with his income. But
Speaker 1: now he needs a transmission. So what he does is
Speaker 1: he refinances this deal and they put the cost of
Speaker 1: that loan and the transmission in it. But because of
Speaker 1: the overpayment of that car and the transmission and the mileage,
Speaker 1: it doesn't up the value of that car. So now
Speaker 1: he's got let's say eighteen hundred bucks, let's just call
Speaker 1: it two grand on top of that. So now he's
Speaker 1: eight thousand plus another two Now he's ten thousand dollars
Speaker 1: underwater in that car, and he's making his payments. And
Speaker 1: not only that, he just his payments went up a bit.
Speaker 1: Think about this year four comes along. He kept it
Speaker 1: as long as he possibly. He can't possibly keep it
Speaker 1: another year, he found a car he really wants this time.
Speaker 1: He's thinking, I'm going to go newer, and this his credit.
Speaker 1: He's making more money now and he barely qualifies. But
Speaker 1: he pays too much for that car. Even if he didn't,
Speaker 1: it wouldn't matter. The negative equity will catch up to him.
Speaker 1: So now he's got a car. He is twenty one
Speaker 1: years old at this point, now twenty or twenty two,
Speaker 1: and he has fifteen thousand dollars of negative equity in
Speaker 1: a car. That's just normal, fifteen thousand with no prayer
Speaker 1: of ever paying for anything. His next major auto repair
Speaker 1: means bankruptcy. He's got to turn the car in walk
Speaker 1: away and start over. This happens all the time to people.
Speaker 1: The negative equity snowball. It is a terrible thing, and
Speaker 1: it happens all the time. So negative equity in a
Speaker 1: car is one of the first problems people encounter. Also,
Speaker 1: credit cards. Now, credit cards are even a bit more
Speaker 1: insidious because with a credit card. I knew a girl,
Speaker 1: let's call her Pam. Pam when she was in college,
Speaker 1: had high grades, she had her parents' money, and she
Speaker 1: bought and paid off things on a credit card where
Speaker 1: she was a signer. But it was with their money.
Speaker 1: Upon graduating college, she's inundated with credit card offers. She
Speaker 1: had twelve credit cards, I swear to God, twelve credit cards,
Speaker 1: and they all had limits of about one thousand dollars.
Speaker 1: Some had a limit of fifteen hundred. She gets out
Speaker 1: of college now and struggling to find work. She gets
Speaker 1: a menial job, and to her, those credit cards mean
Speaker 1: income to her. It's not income, but it means income
Speaker 1: to her. So think about this now. When she goes
Speaker 1: out to buy a product purse, or she goes out
Speaker 1: to buy a Fendie purse or something, or a designer
Speaker 1: a Jen's or something. When she goes out to buy those,
Speaker 1: she's not thinking, oh, this is going to cost me
Speaker 1: twenty five hundred dollars. She doesn't even think about it.
Speaker 1: She says, oh, this is going to be twelve dollars
Speaker 1: and fifty cents a month. That's what she's thinking. Then
Speaker 1: she goes out and buy something else, or she puts
Speaker 1: a bill from her apartment on there. She's looking at
Speaker 1: twelve credit cards as twelve sources of income, and she
Speaker 1: puts bills on these twelve cards, and she calculates minimum payments.
Speaker 1: So to her, on these twelve cards. She might have
Speaker 1: four to five hundred dollars to pay a month, and
Speaker 1: she's thinking, but look at all the beautiful things I have.
Speaker 1: Those cards are never getting paid down. She's just treading water,
Speaker 1: and eventually it comes. It just kills her Financially. People
Speaker 1: misuse of credit is a big, big deal, and I
Speaker 1: know there are a lot of people that talk about that.
Speaker 1: I believe credit is a tool and when used properly,
Speaker 1: just like a pain medicine, it can do you wonders.
Speaker 1: But if used improperly, it digs a hole you can
Speaker 1: never get out of. And again, bankruptcy is one of
Speaker 1: the solutions that people find themselves in where they have
Speaker 1: to do a bankruptcy and start over. But in some
Speaker 1: cases a bankruptcy doesn't even help because they're going to
Speaker 1: lose their car or possibly a condo they bought or
Speaker 1: something like that. Economics and finance it they are not
Speaker 1: taught in schools to the level of everyday life. Kids
Speaker 1: come out of school not knowing anything about finance and
Speaker 1: it kills them. And even young married people in their
Speaker 1: late twenties or early thirties run into these problems. The
Speaker 1: misuse of credit and buying cars the wrong way and
Speaker 1: not keeping cars the length of time they finance them.
Speaker 1: You are never ahead ever when you short circuit a
Speaker 1: loan or a lease ever, and that goes for places
Speaker 1: where you live. That's another problem. Kids get into and
Speaker 1: I say kids, and I mean young people. They sign
Speaker 1: a lease and they don't have any clue if they're
Speaker 1: going to be together. Sometimes these kids get together and
Speaker 1: co sign leases and then they have arguments, fights, and
Speaker 1: they don't want to live together anymore, and they end
Speaker 1: up with a giant judgment against them. It's the whole
Speaker 1: thing is just a nightmare. And parents go ahead.
Speaker 14: If the schools aren't gonna do it, it's up to
Speaker 14: the parents. I mean, if you have right, Yeah, if
Speaker 14: you have a child, you need to teach that child
Speaker 14: about credit and about going into.
Speaker 1: Debt, right and consequences thereof right.
Speaker 10: But I'm saying it's not only the schools, it's the parents.
Speaker 1: Have a b Well, I think it's it is mostly
Speaker 1: the parents. I mean, you have to teach your children
Speaker 1: how to tie their shoes. You also have to teach
Speaker 1: them how to use credit. It's just very basic. It's
Speaker 1: something that's needed. So now getting back to this. Now,
Speaker 1: when we're talking about cars, I started out the show
Speaker 1: talking about cars and cars that hold value in the
Speaker 1: cars that appreciate. So rather than telling you about all
Speaker 1: these wonderful cars, but I'm gonna go down the list
Speaker 1: real quick to twenty five. I'm not gonna I'm not
Speaker 1: gonna spend any time, just gonna tell you what they are.
Speaker 1: And then those are the cars that hold their value.
Speaker 1: And many of those cars are out of reach for
Speaker 1: young people anyway. But and here's another thing you're gonna
Speaker 1: find puzzling. But these cars that hold their value are
Speaker 1: the worst used cars you can buy. Jiro, what I
Speaker 1: just said, Remember that the worst used cars you can buy? Good? Question?
Speaker 1: Why is that? Because they hold their value. So when
Speaker 1: you get let's just take a Chevy Blazer and a
Speaker 1: Toyota suv of some kind in that category. Okay, Now
Speaker 1: you have the Chevy Blazer and the Toyota, you buy them.
Speaker 1: The best new car value would be the Toyota because
Speaker 1: it's going to preserve your value, whereas the Chevy's going
Speaker 1: to depreciate quicker. But now move three years down the
Speaker 1: road or fifty thousand or sixty thousand miles down the road.
Speaker 1: You'll be crazy to buy the Toyota because it hardly
Speaker 1: moved the needle and it's worth a lot of money,
Speaker 1: Whereas you can get a nearly new Blazer with a
Speaker 1: few miles on it for way cheaper than the Toyota.
Speaker 1: At that point, the Chevy Blazers have a better buy
Speaker 1: because it took the giant hit of depreciation and you're
Speaker 1: still getting let's face it, it's a hunk of metal
Speaker 1: with a motor, and you're still getting the same transportation
Speaker 1: you can get with a Toyota. So these cars I'm
Speaker 1: reading about with the highest values or the lowest appreciation
Speaker 1: are the worst juice cars to go out and get,
Speaker 1: unless somehow you know somebody and you get a great deal. Okay,
Speaker 1: And by the way, our lines are open A three
Speaker 1: oh three, seven one three talk seven one three, A
Speaker 1: two five to five. You can also call three oh
Speaker 1: three Martino. So here's the list. Portion nine to eleven,
Speaker 1: Portion seven eighteen Cayman, Toyota, Tacoma, Chevy, Corvette, Honda, Civic, Chevy, Camaro, Toyota, Tundra, Ford, Mustang, Porsche, Boxter, Toyota, Corolla,
Speaker 1: Subaru BRZ, Toyota Rav four Toyota four Runner, Toyota Corolla,
Speaker 1: Subaru Crosscheck, Suparu impressive, and again these are ones that
Speaker 1: depreciate the least. The top twenty five. Another Chevy Corvette. Well,
Speaker 1: let's see, were there are two Corvettes on your Oh no,
Speaker 1: there's a Cameo. Yeah, there were. One is the coup
Speaker 1: and the other Chevy Corvette is the is not a coup.
Speaker 1: I don't know. A Jeep Wrangler, a Honda hr Now,
Speaker 1: I'm surprised that Jeep Wrangler is up there in the
Speaker 1: top twenty five, but again it holds its value. A
Speaker 1: Honda HRV, Ford Ranger, Honda, a Cord, Toyota, Prius. Toyota
Speaker 1: is killing this list. Honda CRV again, another one, a
Speaker 1: Subaru WRX, and a Toyota Camry. Toyota has the most
Speaker 1: cars on the top twenty five. But here's the real thing.
Speaker 1: These are the ones that are great used car values,
Speaker 1: but they're terrible to buy new because and my god,
Speaker 1: my car is right up on the that. These are
Speaker 1: cars with the highest depreciation, the highest depreciation over five years.
Speaker 1: The Jaguar number one, the Jaguar EV depreciates seventy two percent.
Speaker 1: Oh wow, seventy two percent. What a great used car
Speaker 1: value that. Oh. Now, mine BMW seven Series is one
Speaker 1: of the worst depreciating cars. It depreciates sixty seven percent.
Speaker 3: That's in three years, in five five years.
Speaker 1: I'm honest to God, and I know it because I
Speaker 1: bought that during COVID and I don't know why.
Speaker 3: I don't know why I bought it.
Speaker 1: I wanted a new car, and I love Beamers and
Speaker 1: and I don't know why, but the and first of all,
Speaker 1: it's too big for me. I can go back and
Speaker 1: lament on everything, but I made. I made a bunch
Speaker 1: of bad choices. I got this feeling like I better
Speaker 1: do it now during COVID because everything was going up
Speaker 1: so fast it was I got tied up in a stupid,
Speaker 1: uh sense of urgency. And I got this Beamer seven
Speaker 1: and it literally And I know because I tried to
Speaker 1: trade it, and I've asked people, and I've I've gone
Speaker 1: on cars dot Com for people selling them, and I
Speaker 1: can tell you personal experience right now. I had mine
Speaker 1: now for three years and it's I can't get quite
Speaker 1: half of what I paid for it, not quite half.
Speaker 1: I get a little less than half if I want
Speaker 1: to sell it right now.
Speaker 3: But Tom, did any of that come as a surprise
Speaker 3: to you, or did you it.
Speaker 19: Came to Okay, i've met with you, Tom, I did
Speaker 19: not ask me about BMW's.
Speaker 3: Oh do you have some that they'd appreciate?
Speaker 1: Like Tracy? First of all, I didn't know that.
Speaker 19: First of all, I'm over the BMW. Okay, we should
Speaker 19: never have.
Speaker 1: For a while.
Speaker 19: Beautiful Kevin will attest to this. He's worked on the
Speaker 19: damn car. The parts are unbelievably difficult to get.
Speaker 1: BMW's are terrible for expensive maintenance.
Speaker 19: And yeah, well we actually bought the the one I guess.
Speaker 20: Good thing we got was the additive the ad that.
Speaker 1: You mean, the extended warranty.
Speaker 20: No, not the extended no, never.
Speaker 19: We got the package that included free oil changes and
Speaker 19: free U.
Speaker 20: And all of that stuff.
Speaker 19: So that's what's model. He has a five thirty five.
Speaker 19: I I hate it. It is complicated.
Speaker 1: Oh God, are the worst new cars you can ever buy?
Speaker 1: The worst?
Speaker 20: It's a year. No, it's not a new car, it's
Speaker 20: a year.
Speaker 1: No, I know, but I'm saying the worst car you
Speaker 1: can buy.
Speaker 20: Yeah, I think it's a two thousand and seven.
Speaker 1: And the Series seven of all of them is the
Speaker 1: worst of the worst, and I got that. We have
Speaker 1: a five, the BMW seven series.
Speaker 20: It's just damn.
Speaker 1: I'm not going to tell you if it's not a
Speaker 1: beautiful car to sit in and drive and feel. It's
Speaker 1: a wonderful, wonderful feeling car.
Speaker 20: It's great.
Speaker 1: But you guys tell me it's front wheel drive. Well,
Speaker 1: mine's all wheel drive. But I don't know what you're
Speaker 1: talking about. Front wheel drive.
Speaker 19: Maybe in this Dan, it's front wheel drive.
Speaker 1: Kevin, you're telling me though, you know, I got I
Speaker 1: think now I just turned thirty thousand miles. You're telling
Speaker 1: me that it's going to develop oil lease at around
Speaker 1: forty or fifty or what.
Speaker 11: Sixty fifty sixty is a magic number. But yeah, once
Speaker 11: it starts, I mean it's it's.
Speaker 1: But these vehicles are put together so well, what is
Speaker 1: it about them? I mean they really are built well.
Speaker 1: I mean that finish and trim in that car, I
Speaker 1: mean it's like it's like a.
Speaker 11: Rolls Royce and the engine itself, the performance, everything is there.
Speaker 3: It's just a little things if you don't mind spots
Speaker 3: in your driveway.
Speaker 1: I just never dreamed you would appreciate that much.
Speaker 3: The will crush you on those.
Speaker 1: So here are the bad ones. Okay for depreciation. The
Speaker 1: Jaguars won BMW Series seven, the Tesla Model S sixty
Speaker 1: five percent hit Infinity. Now I'm surprised that the Infinity
Speaker 1: QX eighty is so bad. The Maserati Gibili is it?
Speaker 1: They're called the ghibli? Is that how they pronounce the
Speaker 1: ore a ghibli?
Speaker 12: Who?
Speaker 1: Then there's another BMW five series, the Nissan Leaf God
Speaker 1: leafs I hear you can get for a penny, uh,
Speaker 1: Maserati Levante, the Tesla Model X. Look at these, man?
Speaker 1: Why is why do teslas depreciate so damn much? I
Speaker 1: really don't. I have no idea life. Well, their battery,
Speaker 1: I mean, their batteries are supposed to be good for
Speaker 1: what twenty years? Cadillac Escalade, the land Rover, Oh god,
Speaker 1: you want to talk.
Speaker 3: That's the Audi A eight.
Speaker 1: Then again the BMW five series, just just take it's
Speaker 1: another five series. You got one as the sedan and
Speaker 1: one is the hybrid. So they're both on the list.
Speaker 1: The Audi Q seven, Infinity QX sixty Escalade, a land Rover,
Speaker 1: Mercedes S class, another Audi another the Tesla. Y okay,
Speaker 1: so almost all the Teslas, the Lincoln Navigator, the Portia
Speaker 1: take In or tyke In or good one. It's t
Speaker 1: A y C A n N t A y C
Speaker 1: an anyway, Nissan Armada and Ford Expedition. Those cars would
Speaker 1: be great to buy used because they depreciate a lot.
Speaker 1: We got more coming up. Tom Martine here three oh
Speaker 1: three seven one three talk. Get your calls in if
Speaker 1: you have problems quest your place concerning cars. I do
Speaker 1: have a text here somebody says, uh, where I'm looking
Speaker 1: for a GMC Yukon Chevy Ta. Wait, GMC Yukon Chevy Tahoe.
Speaker 1: But they're not a Tahoe. Of they're GMC no either
Speaker 1: or I think it's so the same, the Yukon or
Speaker 1: the Tahoe or a Ford Expedition twenty twenty or newer.
Speaker 1: Can you ask your guys if there's anything to avoid
Speaker 1: which you know, like like, what about these vehicles. Let's
Speaker 1: is it safe to say the Yukon and the tah
Speaker 1: are exactly the same, right, Yes, same vehicles?
Speaker 11: Okay, so the expedition was just on your list on
Speaker 11: the bad list, yeah, for the association.
Speaker 3: So maybe UW no.
Speaker 1: A user one would be perfect. That expedition would.
Speaker 3: Come down in value.
Speaker 1: But what about them as vehicles themselves.
Speaker 11: I think they're both very very similar. I mean it's
Speaker 11: hard to knock one over the other. They both have
Speaker 11: a few shortcomings, you know, depending on the transmissions, and
Speaker 11: I mean they all have problems.
Speaker 1: You know what. I want to know why do cars
Speaker 1: appreciate faster than others? Because, Kevin, you have to admit
Speaker 1: if you took one of them side by side, you
Speaker 1: know that, you know, we do have this perception that
Speaker 1: the Japanese make superior products, and I think that is
Speaker 1: born out by the way with service and with it
Speaker 1: is born out. But but you have to admit there's
Speaker 1: not that much difference in the vehicles.
Speaker 11: Is the speak though too. I mean, if people are
Speaker 11: willing to pay what that's going to pay.
Speaker 1: I mean that's so the things that so when we
Speaker 1: talk about depreciation, we're talking about so many psychological factors
Speaker 1: as well.
Speaker 3: I mean, I think jeeps.
Speaker 1: For example, there's a perception that these are cool vehicles.
Speaker 1: They're really good vehicles, and I think they hold their
Speaker 1: value because people want them. And the more people want
Speaker 1: a new car, the more they want the used market
Speaker 1: is up. And when the used market is up, please,
Speaker 1: and I'll take mine one. Anyway, I have a caller
Speaker 1: and I don't know the name, so just give me
Speaker 1: the name, Gabe, Steve, I don't know who are how
Speaker 1: about how about this? Who are you? Let's just play
Speaker 1: that game that that's what that's I'm gonna play who
Speaker 1: are you? And I'll take your call? Are you on?
Speaker 12: I'm Steve.
Speaker 1: Hey, Steve, I'm sorry to greet you like that, but
Speaker 1: I didn't have it up there. So Steve, you wanna
Speaker 1: you wanna? You want to promote the beer guarding? I
Speaker 1: guess Steve's not there. I'm gonna I have a rule
Speaker 1: here when we talk, we have to have a conversation.
Speaker 1: So uh, I'm sure Steve has a lot to say.
Speaker 1: We'll get to him in a minute. Three oh three
Speaker 1: seven one three talker is our number three oh three
Speaker 1: seven one three eight two five five. Here's yet another
Speaker 1: so wait, okay, So going back to the Tahoe, the
Speaker 1: Yukon and the Ford, basically, in the used car market,
Speaker 1: you have to go on condition and price. I mean,
Speaker 1: that's it. In a nutshell, there's not that much difference
Speaker 1: between those vehicles.
Speaker 11: I don't think so, and definitely get them all checked.
Speaker 11: I mean, we keep saying that, but we keep running
Speaker 11: into people that don't check them.
Speaker 1: And when we is there. A such thing is having
Speaker 1: a vehicle and then pointing to a weak spot. In
Speaker 1: other words, this vehicle is known for this for that
Speaker 1: vehicle is known for that. Okay, can you give me
Speaker 1: some popular ones that come to mind? That? Oh I
Speaker 1: could have told you that would happen? Like are there
Speaker 1: things that come to mind when we're talking about that.
Speaker 16: Ford series with the ten speed transmissions?
Speaker 3: Yeah?
Speaker 1: Okay, you said this before. What is wrong with the
Speaker 1: four ten speed transmission?
Speaker 16: They're falling like flies. The converters are bad, the vow
Speaker 16: bodies are bad. They have what we call a trash
Speaker 16: can in there that comes apart. They've got a CDF drum.
Speaker 3: Then why don't they improve it?
Speaker 16: They're slowly starting to get improvements, and if most of
Speaker 16: that's come out of the aftermarket. So we're as opposed
Speaker 16: to the design on the CDF drum. Now we've got
Speaker 16: different options on more durable product to put back in there.
Speaker 1: But the bottom line you're telling me is this that
Speaker 1: if you buy one of these vehicles, you're gonna have
Speaker 1: a problem.
Speaker 3: I've been telling I had a kid here. Just a
Speaker 3: year ago.
Speaker 16: He called me up, said he was looking at this
Speaker 16: twenty twenty f one P fifty and has got an
Speaker 16: sen speed transmission. I said it hasn't had a transmission
Speaker 16: put in it yet. He said no, and I said,
Speaker 16: don't buy it, and he did anyway, he was in
Speaker 16: my shop three months ago.
Speaker 1: Listen, fix It twenty four to seven is doing free
Speaker 1: second opinions. If someone tells you you need an AC
Speaker 1: for sure, call them a water heater or anything. Fixmihome
Speaker 1: dot com book now free second opinions. And then also
Speaker 1: Compass Insurance since it's car Day, they're doing free insurance analyzes.
Speaker 1: They do it all the time. It's the free insurance checkup.
Speaker 1: Make sure you're you're adequately insured and that you have
Speaker 1: uninsured motorists, and that you have medpay and all the
Speaker 1: necessary ones. That's a free checkup. At three oh three
Speaker 1: nine nine six, nine thousand.
Speaker 4: We're back with the Tom Martino Troubleshooter Show. Tom stepped
Speaker 4: out of the studio for just a couple of minutes.
Speaker 3: He'll be able. He'll be back shortly.
Speaker 4: This is Deputy d Dmitri filling in for him for
Speaker 4: just a couple of minutes, and it looks like we
Speaker 4: have Brenda on the line who's calling with some questions
Speaker 4: on selling a couple of cars that she has.
Speaker 3: Brenda, Yeah, welcome to the show.
Speaker 21: Hi there, thank you.
Speaker 6: Well, I have a car that I want to sell,
Speaker 6: maybe two, and I'm just wondering what is a good
Speaker 6: way to sell cars these days? I mean I've sold
Speaker 6: them through the newspaper which can't do it now, and Craigslist,
Speaker 6: and I'm just wondering, what's a good way to sell
Speaker 6: a private car.
Speaker 14: Well, you can, you can go on Facebook, but wherever
Speaker 14: you sell it, there are a couple of provisos that
Speaker 14: you need to keep in mind.
Speaker 10: Number one, don't take a check.
Speaker 14: Number two, the safest way to sell a car is
Speaker 14: to go to the bank where that person has an account.
Speaker 14: You go there, Yeah, you have them withdraw the money
Speaker 14: and then you got a cashiers check for that amount
Speaker 14: of money to bring to your own bank so that
Speaker 14: you know that there's no problem with the check being
Speaker 14: false or they're not being sufficient funds.
Speaker 16: Or the safest way to do it. Actually, because JFR
Speaker 16: Cars doesn't want an assignment and it's a very small fee.
Speaker 16: If he charges he does all the work. All you
Speaker 16: do is yeah, that's.
Speaker 6: Another way to do Okay, jaff our.
Speaker 3: Car, Yeah, ask for rod Yeah, ask for Rodney.
Speaker 1: Hey, Brenda.
Speaker 4: One of the reasons to talk to Rodney first this
Speaker 4: he'll kind of give you an idea of what the
Speaker 4: value of those cars is. Like, he'll give you a
Speaker 4: realistic value. If you just look at Craigslist their Facebook ads.
Speaker 3: What you're going to.
Speaker 4: See there are asking prices and what it's just based.
Speaker 3: On what kind of car is. It looks like.
Speaker 6: Well, I've got a sign a two thousand and eight
Speaker 6: Scion and then I've got a two thousand and six.
Speaker 1: On the Element.
Speaker 6: So they're both older cars and I just can't ensure
Speaker 6: two cars anymore. So I'm trying to decide whether I
Speaker 6: want to sell one and put the money into the
Speaker 6: other or just sell them both and get something newer Breda.
Speaker 4: What are your actual specific concerns about this? Are you
Speaker 4: are you wondering about what the true true value of
Speaker 4: the cars is that you can get so they don't
Speaker 4: languish on the market for a year, or are you're
Speaker 4: worried about safety at the transaction level?
Speaker 3: What specifically kind of advice.
Speaker 6: Were you hoping to get just mostly safety at the
Speaker 6: transaction level? And I, you know, I'd like to keep
Speaker 6: the Scie on because it's really a great little car
Speaker 6: and that runs. But I the Element is bigger. So
Speaker 6: I have a cat rescue.
Speaker 1: Oh, I need to.
Speaker 6: Have the Element for hauling around cats and traps.
Speaker 3: What's the name of your what's the name of your
Speaker 3: cat rescue? If you don't mind.
Speaker 6: Front Porch Feline.
Speaker 3: Oh that's great.
Speaker 4: I have two cats that came from a rescue organization. Yeah,
Speaker 4: you people do God's work, so thank you on behalf
Speaker 4: of all the cats out there.
Speaker 6: Well, so that's why I need I need something big
Speaker 6: like the Element, because I took the seats out of
Speaker 6: the back and it's and it's huge. But I took
Speaker 6: it into my mechanic to see how much it would
Speaker 6: cost to get all the stuff fixed and get it
Speaker 6: because I only use it for the cats, and it'd
Speaker 6: probably be about twenty eight hundred dollars. He said, you know,
Speaker 6: I gave me an estimate. So I thought, let's sell
Speaker 6: the Scion. The Sion has one hundred and seventy thousand
Speaker 6: miles on it. The Element has one hundred and forty,
Speaker 6: and so now I'm just debating whether I want it.
Speaker 11: Would you mechanic take the Scion and trade for the repairs.
Speaker 10: On the Honda? Yeah, give him the Sion and call
Speaker 10: it an even trade.
Speaker 6: Why let him sell it worth more than the work
Speaker 6: on the Honda that needs to be done, not.
Speaker 3: By a lot. And yeah, the value is probably about
Speaker 3: thirty five hundred.
Speaker 6: Well no, yeah, it was thirty five hundred, but that
Speaker 6: was including like two thousand first struts, which she said,
Speaker 6: I don't really need that. It would be more comfortable
Speaker 6: with new struts.
Speaker 4: But what do you guys think of both of these
Speaker 4: cars in terms of their you know, projected residual lifespan.
Speaker 4: I mean they both seem like small cars, probably not
Speaker 4: extremely durable reputation, and they both have high miles. If
Speaker 4: you had to roll the dice, which one do you
Speaker 4: think would last a little bit longer than the other.
Speaker 6: That's a really good question.
Speaker 3: Yeah, I mean the Hunt has a few less miles.
Speaker 3: Is the reason I'd go Hunt done.
Speaker 6: Yeah, Yeah, the Scion I just had some work done
Speaker 6: on it. I love the Scion, but you know, it
Speaker 6: was one hundred and seventy thousand and I live in
Speaker 6: a rural area, so I need a car that can
Speaker 6: go in the snow, which is not.
Speaker 10: The scion.
Speaker 6: You know, the element have that, but it's you know,
Speaker 6: I like the element that it's like a truck.
Speaker 12: Brenda.
Speaker 3: How many how many cats do you do you rescue
Speaker 3: in a typical year.
Speaker 6: Well, we're a feral cat rescue. Oh I trap about
Speaker 6: ninety cats a year, and last year we had forty
Speaker 6: five feral kittens that we socialize.
Speaker 3: Oh wow, that sounds like a lot of work.
Speaker 6: Yeah, it's a lot of work.
Speaker 4: How how is your organization funded? I mean it sounds
Speaker 4: like it takes a lot of money and vet bills
Speaker 4: and cat food and kitty litter.
Speaker 6: It does well, not so much kitty litter, but you know,
Speaker 6: because there are feral cats. But and then we have
Speaker 6: a lot of cats here on the property. There's about
Speaker 6: twenty cats that live outside and ten eleven that live inside.
Speaker 4: Brenda, Brenda, how if anybody listen would like to make
Speaker 4: a contribution to help support your animal rescue organization?
Speaker 3: What's a good way to go about it? Do you
Speaker 3: have a website? A phone number?
Speaker 12: How to?
Speaker 4: How do how do people get a hold of you?
Speaker 4: If you haven't if they have an extra couple of bucks.
Speaker 4: And our donations to the organization tax deductible or is
Speaker 4: it just strictly a gift.
Speaker 6: Yeah, yeah, it's tax deductible. It's front Porch feelines dot Org.
Speaker 1: Mm hmm.
Speaker 6: Great and it's a good website. I did it myself.
Speaker 3: Oh that's great. Well, look we've got to take a
Speaker 3: little break here for a little bit.
Speaker 4: But Brenda, thanks for calling, and uh, good luck and
Speaker 4: whatever car you decide to keep.
Speaker 6: Yeah, I think well, mainly I wanted to just know
Speaker 6: who to sell, you know, who could sell the cars.
Speaker 6: This helps a lot.
Speaker 8: Jfr.
Speaker 4: Yeah, Jeff's advice was spot on. If you call JFR,
Speaker 4: he'll tell you. He'll tell you wish car to sell
Speaker 4: and how much you can realistically get for it. And
Speaker 4: it's the safest way of doing it, so you don't
Speaker 4: have to interface with a potential buyer. It is Car
Speaker 4: Day and we have a couple of really great guests
Speaker 4: with us today Jeff Vick from Kimmera Transmissions and we
Speaker 4: have Kevin Colkin from Sheridan Auto Tech. Between the two
Speaker 4: of them, they probably have about one hundred years of
Speaker 4: auto repair and maintenance experience, so if you have any
Speaker 4: car questions, give us a shout anytime. Got a line
Speaker 4: open at three oh three Martino. That's three oh three.
Speaker 3: Six, two seven eight, four sixty six.
Speaker 4: And by the way, that number is answered not by
Speaker 4: a person, by voicemail after hours and on weekends. So
Speaker 4: if you have any questions, give us a call. All
Speaker 4: those messages get returned. We actually do call you back
Speaker 4: and we try to help you out even if you
Speaker 4: don't get through.
Speaker 3: While we're still on.
Speaker 4: The air, looks like Danielle is online three here she's
Speaker 4: got an issue with an apartment. So Danielle, welcome to
Speaker 4: the Tom Martino Troubleshooter Show. Hi, Hi there, yea, what's
Speaker 4: going on with you and your apartment?
Speaker 9: Okay?
Speaker 15: So, I guess will just start from the beginning. We
Speaker 15: moved in November into this apartment and day one there
Speaker 15: is immediately a problem with roaches. We haven't even unpacked
Speaker 15: yet and there was roaches in the in the cabinets
Speaker 15: and the drawers. We sprade ourselves, but it turns out
Speaker 15: we were actually paying a pest control seat.
Speaker 3: Oh, Danielle, no one has ever daniel hanging out. Second
Speaker 3: we got I hear the music coming on. We're going
Speaker 3: to take a break and you will be up right
Speaker 3: after the break.
Speaker 22: Okay, you need advice so you don't have.
Speaker 1: Cam.
Speaker 3: Shoot's gonna help.
Speaker 1: Come. This is the Troubleshooter Show. No Tom Martinez. Hey,
Speaker 1: I'm Tom Martino. Welcome to the show. By the way,
Speaker 1: the voice you heard of that that intro, the one
Speaker 1: who does the music is a Steve Moss from Rock
Speaker 1: and Roll Brewery. I'm gonna give him a quick plug
Speaker 1: here because he does this every weekend. It's wonderful. Danielle,
Speaker 1: hang on your next scene. Let's talk to Steve real
Speaker 1: quick here. Hey Steve, so tell me about your How
Speaker 1: has the beer garden been going?
Speaker 8: Well, it's been really kicking off great, Tom. I you know,
Speaker 8: it was hard to get the license here because it's
Speaker 8: sort of a residential branch area and we want you
Speaker 8: to rolandre helicopter.
Speaker 1: Yeah, when I'm when I'm back from my recovery and stuff,
Speaker 1: I'm gonna do that. I'm definitely gonna do that. So
Speaker 1: what happens on a typical weekend. People want to know
Speaker 1: if they have a big group, like do they have
Speaker 1: to make reservations or how does it work?
Speaker 8: Well? So far, you know, we started the reservation thing
Speaker 8: and it just you know, people just walk in now,
Speaker 8: I mean it's pretty steady. Reservations is kind of smart
Speaker 8: because we can only have twenty five capacity on any
Speaker 8: given Saturday, but we get one special event a year
Speaker 8: up to seventy five. And that's one of the ones
Speaker 8: I wanted to talk about is August second, we're going
Speaker 8: to have a it's a brew fest twenty twenty five,
Speaker 8: forty years of brewing beers. I got event t shirts
Speaker 8: has two different designs. Look online at rock and roll
Speaker 8: dot Beer and that's going to sell out. We're just
Speaker 8: asking forty five dollars. And you know that's a high
Speaker 8: quality event t shirt. Famous Days seven item meal VIP
Speaker 8: a race NASCAR ticket for the people at first ones
Speaker 8: that you know, I'd say up the first twenty five,
Speaker 8: I'll give them a free ticket for that. We have
Speaker 8: live a little bit of live entertainment, not.
Speaker 1: Not real big bear this weekend right now, What do
Speaker 1: they have to do to take part of that beer garden?
Speaker 8: Well, just they can walk in from two pm to
Speaker 8: nine pm tomorrow, or you can go online and make
Speaker 8: a reservation not to you, and better, it doesn't cost
Speaker 8: you anything. Just let's you know, make sure you can.
Speaker 8: We have room for you.
Speaker 1: And are you there all the time?
Speaker 8: Different beers?
Speaker 1: Are you there all the time?
Speaker 8: I will be there most of the time. If I'm
Speaker 8: not there, they'll is somebody. And actually, if your caller
Speaker 8: is if you have a qualified person that wants to
Speaker 8: help serve beer at our brewery, you know, go on
Speaker 8: the website and contact me and rock and roll dot beer.
Speaker 8: But you know it's it's we just brewed, brewed a bourbon.
Speaker 8: It's a bourbon aged barrel.
Speaker 3: Really stuff.
Speaker 1: You just have some wild flavors. What what is the
Speaker 1: weirdest flavor you ever had?
Speaker 8: You know, we have the mango, but I wouldn't call
Speaker 8: it weird, but I would say, to me, the weirdest
Speaker 8: one would be our posts. And you can see all
Speaker 8: these online. But Sower Posts is a German dougle wise
Speaker 8: and blueberry sour, and it is it's actually black. If
Speaker 8: you pour the beer out, I mean, if you put
Speaker 8: it up to the light, you know, you see a
Speaker 8: little hint of blue, but it's really black. But it's
Speaker 8: the lightest tasting beer we have and the lightest alcohol content.
Speaker 8: It's just I use midnight Wheat, So Midnight Wheat is at.
Speaker 1: Guy's an artist. He's a freaking artist. You know, Steve,
Speaker 1: you talk about beer.
Speaker 8: I make no money. I make no money on this.
Speaker 8: I love doing it.
Speaker 1: Oh man.
Speaker 3: And I'm Steve.
Speaker 1: I swear to God, I'm gonna come up there as
Speaker 1: soon as my health improves a little more. I'm up there,
Speaker 1: and thank you very much. And if people can find
Speaker 1: out more rock and roll, rock and roll dot beer
Speaker 1: for all the festivities and everything going on, rock and
Speaker 1: roll dot beer. And he's the wonderful talent. And he
Speaker 1: has a talent. He has an ad agency and he
Speaker 1: does our intro music. Danielle, she has an issue with
Speaker 1: an apartment. Danielle, what is going on?
Speaker 15: Okay, So I guess I'll start back from the beginning.
Speaker 15: So we moved into November. The day we moved in,
Speaker 15: there was roaches and our cabinets and our drawers. We
Speaker 15: raged them ourselves. Mind you, we've also been paying a
Speaker 15: pest control fee at our apartment, but we were not
Speaker 15: made aware of any problems with roaches.
Speaker 1: How bad, hey, Danielle. That's one of the habitability issues
Speaker 1: is infestation of pests and rodents and cockroaches, would be
Speaker 1: in that category. How bad is it?
Speaker 15: It is so bad? I mean last night alone, I
Speaker 15: prayed and killed seven and I took pictures because it's
Speaker 15: becoming as.
Speaker 1: Now here's what I want to ask you now, without
Speaker 1: any exaggeration, Danielle, if I was to visit you and
Speaker 1: I walk in, what's going to be my first clue
Speaker 1: that you have a roach problem?
Speaker 15: Honestly?
Speaker 1: Like? Are they running around? I mean, will I see them?
Speaker 1: Are they running all over the place or what?
Speaker 15: In our kitchen and along the walls next to our
Speaker 15: closet is the worst thoughts. So if you're sitting at
Speaker 15: my desk, which is against the wall, you will see
Speaker 15: quite a few just run across the wall.
Speaker 1: Now, this has been since November, so that's a lot
Speaker 1: of time. Has the landlord attempted to do anything during.
Speaker 15: This time, No, not at all, and we have asked
Speaker 15: countless times, but they keep telling us that they're going
Speaker 15: to come to the next day and then no one
Speaker 15: shows up.
Speaker 1: So they've literally done nothing.
Speaker 4: Well, in the meantime, it sounds like Danielle is paying
Speaker 4: a monthly cuckroach eradication feesa right.
Speaker 1: Is that part of the rent or is it separate.
Speaker 15: Yes, that is well, it's part of the rent, but
Speaker 15: it's also separate.
Speaker 1: Well, what I mean is this, do you have a rental,
Speaker 1: You have a rent that's definitely due, and on top
Speaker 1: of that rent, you pay a cockroach fee or a
Speaker 1: pest fee. Yes? Correct? How much is that?
Speaker 15: I believe it's about fifteen dollars a month.
Speaker 1: Is it delineated on your invoice? Does this show fifteen
Speaker 1: dollars a month?
Speaker 15: Yes? Let me check hold on one moment.
Speaker 1: Yeah, because and then on top of go ahead, no,
Speaker 1: I'm listening.
Speaker 15: And then on top of that that, there is also
Speaker 15: we also have a problem we've during the winter, we
Speaker 15: went without heat for two months. They wouldn't come and
Speaker 15: fix it until mid January, so December and January we
Speaker 15: were completely without heat.
Speaker 1: And then well that that there's nothing we can do
Speaker 1: about that now. So have you ever thought about moving, Danielle?
Speaker 15: Yes, and that's what I want to do. I want
Speaker 15: to break our lease. But I can.
Speaker 1: Okay, you can do that. You can do that. I
Speaker 1: have a I wrote an article on how to do that,
Speaker 1: and you're welcome to to uh, I can send it
Speaker 1: to you. But here's the thing. You give them warning
Speaker 1: and you ask them to fix it. If they don't,
Speaker 1: you can break your lease. It is legal to do that.
Speaker 1: If done the proper way, you're gonna have to. And
Speaker 1: then when is your lease up? Normally when would it
Speaker 1: be up.
Speaker 15: In November?
Speaker 1: Okay, so from November to November? Okay, So you don't
Speaker 1: want to stay. Do you have another place to go to? Yes?
Speaker 15: I have family that I can go to.
Speaker 1: Well, okay, there is a way to do it, and
Speaker 1: I want to send this to you. You just have to.
Speaker 1: If you do it the proper way, most landlords ignore
Speaker 1: them completely, so you will absolutely probably prevail and be
Speaker 1: able to leave. It is a checklist. I have a
Speaker 1: QR code you can scan. If you go to our
Speaker 1: YouTube channel, there's a I have an article up there
Speaker 1: with a QR code that you can scan right off
Speaker 1: the screen, and it takes you to a step by
Speaker 1: step process to do it. I'm trying to find the
Speaker 1: dang thing right now, but it is on our YouTube
Speaker 1: and I want you to do this because it works.
Speaker 1: It absolutely works, and I've had people tell me it
Speaker 1: works and I'm I'm they've actually downloaded what I told
Speaker 1: them to download. It's a QR code. Again, if I
Speaker 1: could find it, I would just I would just I
Speaker 1: can't do it while I'm on live, but I can
Speaker 1: just basically send it to you. So leave your email
Speaker 1: address too in case you can't find it, and then
Speaker 1: I'll send you the proper way to do what's called
Speaker 1: the constructive eviction, a constructive eviction, and so okay, there
Speaker 1: it is. Tenants, here's what you do. If you go
Speaker 1: online to the referralist YouTube channel it's actually called Troubleshooter
Speaker 1: Network on YouTube, and then look for a video called
Speaker 1: Tenants Know Your Rights. Tenants Know Your Rights. That's the
Speaker 1: name of the article or of the video I posted,
Speaker 1: and it goes step by step on what you're supposed
Speaker 1: to do to either get the repairs done or to
Speaker 1: affect a constructive eviction, and it works. People have used
Speaker 1: it because here's the problem. Many times people were doing
Speaker 1: it the wrong way. They were withholding rent without the
Speaker 1: proper notice, or they were moving out without the proper notice,
Speaker 1: and therefore they were not given they did not win,
Speaker 1: they lost their security deposit, and many landlords would take
Speaker 1: the tenants to court for the rest of the lease.
Speaker 1: But there is a way to break it. Jeff, what
Speaker 1: were you gonna say?
Speaker 16: And when she goes to find that on YouTube, but
Speaker 16: she doesn't even have to go to your channel. She
Speaker 16: goes to the search bar. Just once you start plusching
Speaker 16: in tenants, it's the first thing that comes up excellly.
Speaker 1: So go to the search bar and YouTube and put
Speaker 1: tenants and then you can put know your rights. It'll
Speaker 1: come up.
Speaker 4: Hey, Danielle, have you talked to the landlord about getting
Speaker 4: out of your lease and moving?
Speaker 3: And if so, would Yeah?
Speaker 1: Yeah, that's a good point. That's a good point. D Danielle.
Speaker 1: Did you just ask if you could break your lease
Speaker 1: maybe they'll let you out.
Speaker 12: I have not asked.
Speaker 15: I was actually trying to get legal advice prior.
Speaker 1: Do you want us? Do you want us to call?
Speaker 1: I can have Deputy Dot call over there to the
Speaker 1: landlord and say you just want to get out of it.
Speaker 1: You had enough of the cockroaches, and he can tell
Speaker 1: them that you can do it legally, but it would
Speaker 1: be better if they just let you out of the lease.
Speaker 8: You know.
Speaker 4: Tell me one way to do it without escalating, is, Danielle,
Speaker 4: if you go to the maintenance or the leasing office
Speaker 4: and say that the Tom Martino Troo Tom Martino himself
Speaker 4: would like to know what their response is, specifically, what
Speaker 4: is their policy in regard to in regards to letting
Speaker 4: you out of the lease because of the cockroaches and
Speaker 4: all of this other stuff, and that we asked you
Speaker 4: to call back on Monday during the show and let
Speaker 4: us know what they said.
Speaker 15: Okay, yeah, I can do that, and can you call us.
Speaker 4: Back on Monday, and then if that doesn't work, we'll
Speaker 4: step it up a notcha, We'll contact.
Speaker 3: That's a good idea.
Speaker 1: So you tell them that you called my show and
Speaker 1: that they told you that you can get out of
Speaker 1: your lease if you go through the process, but you
Speaker 1: would rather do it with their cooperation.
Speaker 4: And plus, we didn't mention the the apartment complex's name,
Speaker 4: and we're not going to mention it today. But if
Speaker 4: this comes up as a point of contention on Monday,
Speaker 4: then we might.
Speaker 1: Tell them we just want to do it in a
Speaker 1: friendly way. See what they say. That's a good idea,
Speaker 1: and then call us back. I'll mark dispending. I'll mark dispending.
Speaker 3: And do that.
Speaker 1: Three h three seven one three talk seven one three
Speaker 1: eight two five five You know one Clear Choice Garage
Speaker 1: will be out at your house twenty four to seven.
Speaker 1: Why would you ever need somebody in the middle of
Speaker 1: the night with a garage door. Well, let's say you're
Speaker 1: coming home from a night out and you can't get
Speaker 1: the garage door closed or you can't get it open,
Speaker 1: and you know you got to go to work in
Speaker 1: the morning. They have twenty four to seven service. They
Speaker 1: also have regular services, of course, for all garage door needs,
Speaker 1: from the openers to the actual door itself. So why
Speaker 1: don't you go to the website. You'll learn more about
Speaker 1: what they do and all of their prices are right there.
Speaker 1: One clear choice. Doores dot com seven one, three, eight,
Speaker 1: two five five. So Jan has an issue with Venmo?
Speaker 1: What kind of an issue, Jan, do you have with Venmo?
Speaker 21: I have three issues with them, and I'm trying to
Speaker 21: get a hold of them.
Speaker 1: Well tell me what, uh you know, those those places
Speaker 1: scare me. Zelle, Venmo and all of them. I use Venue,
Speaker 1: but I've often wondered who is mister Venmo? You know, Like,
Speaker 1: who do you call when you have a problem to
Speaker 1: straighten out? It's almost like impossible. I don't think there
Speaker 1: is a number for Venmo where you can call customer service?
Speaker 1: Is there there is.
Speaker 21: But they just give you answers to possible questions. Okay,
Speaker 21: press one or two, and then they there's no car.
Speaker 1: Right, there's no back and forth. Tell me your problem
Speaker 1: with Venmo, let me hear about it.
Speaker 21: Okay. So the first problem is, my friend Kathy showed
Speaker 21: me on my Venmo account that she paid me two
Speaker 21: hundred and thirty two fifty, But my bank says that
Speaker 21: the transfer from Venmo was three eighty two fifty three
Speaker 21: hundred eighty two fifty. So there's a how.
Speaker 1: Much of a difference is that I didn't do the math?
Speaker 1: How much of a difference.
Speaker 21: A fifty fifty dollars difference?
Speaker 1: So Venmo did not credit you fifty bucks?
Speaker 4: I did. I think the over I think what Kathy
Speaker 4: is saying is that excuse me, jan is saying that.
Speaker 3: Venmo overpaid her by fifty bucks.
Speaker 4: Chad, did your friend get charged that extra fifty bucks
Speaker 4: or did you have a friend pay you the original
Speaker 4: amount that saw they deducted from her account, but you
Speaker 4: got fifty more bucks than she had intended?
Speaker 3: Is that what you're saying?
Speaker 21: Yes, I haven't talked to her, but that's that's that's
Speaker 21: kind of a minor problem. Because I have more money.
Speaker 3: Yeah, that's not much of a problem at all.
Speaker 1: Basically, she got paid more money and she's complaining about it.
Speaker 4: Well, I think that's just the warm up for the
Speaker 4: two actual complaints.
Speaker 1: Okay, so what's the other complaint.
Speaker 21: The other complaint is that on April eighth, my friend
Speaker 21: Kat paid me two hundred and thirty five dollars, but
Speaker 21: that never showed up on my bank account.
Speaker 3: I need more friends like jam.
Speaker 1: Wait a minute, Wait a minute, she paid you two
Speaker 1: hundred and thirty five bucks and you never got it right?
Speaker 1: What are you doing in a case like that? See,
Speaker 1: that's the problem with these electronic things. I mean, does
Speaker 1: your friend show that it was drawn out of her account?
Speaker 21: I don't know. I don't know that I have a
Speaker 21: text message into her. I'm just going through my bank
Speaker 21: account now and finding you.
Speaker 1: Know, it could be your friend didn't make the payment.
Speaker 1: I mean, Venmo is not in the business of ripping
Speaker 1: people off. They might have a snarl here and there,
Speaker 1: but I don't think. I think your friend didn't pay you.
Speaker 1: That's what I think.
Speaker 21: Well, here's the third issue.
Speaker 8: Tom Okay.
Speaker 21: On April April fifteenth, I paid Toby eighty five dollars
Speaker 21: and that never came out of my bank account.
Speaker 3: Did Toby get the eighty five dollars?
Speaker 21: I've got a text into her too.
Speaker 1: Oh okay, so you paid eighty five dollars to Toby,
Speaker 1: but it never showed up in Toby's account.
Speaker 3: Though she doesn't know.
Speaker 4: Jan doesn't no, she she doesn't know if Tobe ever
Speaker 4: got the money yet.
Speaker 1: But it wasn't deducted from your account or it was.
Speaker 21: It was not deducted from my bank account.
Speaker 1: Oh my god?
Speaker 21: And yeah, the thing is, I can't you know. It
Speaker 21: says go to the app, press the meeting, and then
Speaker 21: help and chat, but it doesn't allow me to do that.
Speaker 21: And then when you tell me number.
Speaker 1: See, I love them. I love them until there's a problem.
Speaker 1: Then I don't know what to do. Do you use them?
Speaker 12: No?
Speaker 1: N no use I've used Venmo. I've never had a problem.
Speaker 1: But what if you do have a problem. How do
Speaker 1: you get cash from Venmo into your account? How do
Speaker 1: you do that? Just have you ever had to do that?
Speaker 14: Well? When I pay it, there's a you know, when
Speaker 14: you go into Venmo, one of the things you click
Speaker 14: on is either pay or request, and then.
Speaker 1: It comes up I understand. But what if I have
Speaker 1: like I've had a number of people pay me on
Speaker 1: Veno and it's in Venmo, right, it's not in my
Speaker 1: bank right?
Speaker 14: And then there's this click which there's another little button
Speaker 14: where you put into your bank account.
Speaker 1: Okay, got it? So, jeff Ick, do you use Venmo?
Speaker 3: I have not? No?
Speaker 1: So okay.
Speaker 3: So your three.
Speaker 1: Problems and and see that's the problem. There's no one
Speaker 1: to talk to.
Speaker 3: Well, it's not much of a problem either.
Speaker 4: So on the first one, she got overpaid by fifty bucks,
Speaker 4: so I would probably just stay quiet about that, right.
Speaker 4: She has a second problem where uh, Jane, what was
Speaker 4: the second problem?
Speaker 3: Again?
Speaker 1: She never got paid to two thirty five? Her friend
Speaker 1: said she paid her.
Speaker 4: Well, nor she Jan hasn't been able to verify with
Speaker 4: her friend, right if her friend even set the payment right?
Speaker 3: Uh?
Speaker 12: And then the third that she did.
Speaker 1: Wait wait wait wait wait, Venmo says that your friend
Speaker 1: sent you to thirty five. Yes, but it's not in
Speaker 1: your account, right, Yes it is.
Speaker 21: Why would Venmo say my bank account?
Speaker 1: No, it's not in your bank account. It doesn't go
Speaker 1: to your bank account, it goes to your Venmo account.
Speaker 1: See a lot of people are confused about that. Money
Speaker 1: never goes directly to your bank account. Ever, it goes
Speaker 1: to and from your Venmo account. You have to physically
Speaker 1: move it from Venmo to your bank account. In fact,
Speaker 1: that's how Venmo makes a lot of its money. People
Speaker 1: who leave it at Venmo, they paid no interest on
Speaker 1: it and it just sits there. But I guarantee you,
Speaker 1: if you log into Venmo, you're going to show a
Speaker 1: positive cash balance?
Speaker 3: Have you done that?
Speaker 8: Jen?
Speaker 1: He goes. Venmo wouldn't bother telling you you have two
Speaker 1: hundred and thirty five dollars if you.
Speaker 3: Didn't have it.
Speaker 21: I'm not logging in again I will.
Speaker 1: I think look at that. You see your problem is
Speaker 1: you're expecting to see these transactions in your bank account
Speaker 1: and they do not go to your bank account. I
Speaker 1: think all of her problems can be summed up that way.
Speaker 1: She's expecting direct from the other person's Venmo to her
Speaker 1: bank account, or from her Venmo to her bank account.
Speaker 1: It doesn't work that way. You have to physically move
Speaker 1: it in and out of your Venmo you It will
Speaker 1: not automatically do it.
Speaker 3: I think Zell goes directly to Zell.
Speaker 1: Goes directly your bank Venmo does not go directly to
Speaker 1: your bank. David, Hi, welcome to the show. What's going on? David?
Speaker 12: Hi, Hi Tom, thanks for taking my call.
Speaker 1: What's happening?
Speaker 12: Well, I'll just go to my current issue that I
Speaker 12: have right now.
Speaker 1: Current? Why do you have more than one?
Speaker 12: It's kind of a long story.
Speaker 1: Okay, I don't mind long stories. If you just start
Speaker 1: somewhere and we'll pick it up, go ahead.
Speaker 12: Sure, I had an accent. It was rear ended. We
Speaker 12: did a virtual estimatesurance company sent me two different checks.
Speaker 1: And now who's insurance company? The other person's insurance company?
Speaker 12: No, this was through my insurance.
Speaker 1: Okay, so you were rear ended. So the person that
Speaker 1: rear ended you they owe you, don't they?
Speaker 3: Yes?
Speaker 1: But you chose to go through your own insurance.
Speaker 12: I did. They told me not to talk to the
Speaker 12: young other insurance company.
Speaker 1: Why is that?
Speaker 12: I don't think they wanted me to admit to anything.
Speaker 1: Well, okay, okay, don'tkay.
Speaker 12: I don't know.
Speaker 1: So, David, whose fault was the accident?
Speaker 12: It was the person who hit me.
Speaker 1: Your insurance would normally say go through them. But okay,
Speaker 1: so you have collision coverage then, right, yes, okay, it's
Speaker 1: an older vehicle, but you have collision coverage.
Speaker 12: Yes, apparently I did.
Speaker 1: All right, hold on a second, I'll come right back
Speaker 1: to you. Just hang on and we'll take this up. David,
Speaker 1: real quick. Here, you had a rear end collision. You
Speaker 1: went through your own collision coverage. What's the problem right now?
Speaker 12: Well, the damages that I had estimated exceed the costs
Speaker 12: of value.
Speaker 1: Okay, So in other words, your car has to be totaled. Hey, yes,
Speaker 1: so what is your question?
Speaker 12: Well, I'm getting ready to recontact the insurance company. I
Speaker 12: did try to contact the adjusters.
Speaker 1: Now, did they make you an offer on your total vehicle?
Speaker 12: Well, within a week of the accident, they had sent
Speaker 12: me two checks.
Speaker 1: How much?
Speaker 12: No, just a little over one thousand dollars.
Speaker 1: So both checks added to one thousand dollars.
Speaker 12: Yeah, is what it was.
Speaker 1: Okay. So what I want to know is were they
Speaker 1: telling you that was the value of your vehicle?
Speaker 12: No, they were saying that's the cost to repair.
Speaker 1: Oh, I see, and you and the body shop is
Speaker 1: saying it's going to take way more than that.
Speaker 12: Yes, exceeds the value of the vehicle.
Speaker 1: That okay, Well then, well then what you need to
Speaker 1: do is your collision coverage has to pay you literally
Speaker 1: for the value of your car, but the value of
Speaker 1: your car may you may disagree on what that value is,
Speaker 1: but they have to at least pay for the value
Speaker 1: of that car.
Speaker 12: Okay, the checks that they sent have expired.
Speaker 1: Oh you never cashed them.
Speaker 12: I never cashed him. So is the claim still open?
Speaker 1: Well? I don't know how when did this first? When
Speaker 1: did the accident happen?
Speaker 12: It was it was like last year.
Speaker 1: Oh my god, Oh no, you may have screwed yourself
Speaker 1: here bro late last year, like December of twenty twenty five,
Speaker 1: of twenty four. Yes, okay, listen, you've not talked. Where's
Speaker 1: your car been all this time?
Speaker 12: I'm still driving it. It still runs and drives great.
Speaker 1: The uh okay, let me let me just give you
Speaker 1: something to do. You're way too far gone for us
Speaker 1: to help you. At this point. You need to literally
Speaker 1: contact your insurance company and say I never got my
Speaker 1: car repaired because the shop says it can't be repaired
Speaker 1: for less than it's worth. Okay, just tell him that.
Speaker 1: Tell him I need to get a settlement for a
Speaker 1: total wreck. You got to do that, or you have
Speaker 1: to go after the guy that hit you, I don't
Speaker 1: know why the hell you didn't, and sue him for
Speaker 1: the value of that car. That's what I would do.
Speaker 1: I would do both. I would go after the guy
Speaker 1: that hit me in small claims court. That's it.
Speaker 3: Sue him or whatever.
Speaker 1: It will take to replace that vehicle, and then go
Speaker 1: after your own company and say you need to be settled.
Speaker 1: There's nothing more we can do to help you. You
Speaker 1: waited way too long, but it's not too late to
Speaker 1: sue that guy in small claims court. It's not too late,
Speaker 1: So go ahead and do that. Start that no matter what,
Speaker 1: and then get your collision coverage to try to settle
Speaker 1: with you and take whichever one is first. Okay, Remember
Speaker 1: you can call three or three Martino and get right
Speaker 1: through our three or three seven one, three eight two.
Speaker 10: How much is this going to cost to repair the car?
Speaker 1: I did they tell you how much it's going to
Speaker 1: cost to repair the car? David?
Speaker 12: Yes, I had two estimates. There are eight thousand and
Speaker 12: nine thousand.
Speaker 1: Yeah, that, and what is your car worth?
Speaker 12: It's right in the neighborhood of forty five to five thousand.
Speaker 1: All right, sue that guy in small claims court. For
Speaker 1: that amount of money, I think you'll win. I hope
Speaker 1: you have something that says it was his fault. And
Speaker 1: then go through your collision as well. I don't know
Speaker 1: why your collision coverage would tell you not to deal
Speaker 1: with that other company. That to me is foolhardy.
Speaker 3: Well how much did the insurance already send them? He
Speaker 3: didn't cast it.
Speaker 1: But how much where it's a thousand bucks?
Speaker 3: Oh, I didn't hear that.
Speaker 1: Now hardly anything, So just go ahead and take care
Speaker 1: of that. Three h three seven one three eight two
Speaker 1: five five. Now I have Stephanie Rigs with me, my honey,
Speaker 1: and she is my better half, and she wants to
Speaker 1: talk about something that is very near and dear to
Speaker 1: our hearts. You know, we try to get involved in
Speaker 1: things that are positive, not we not just like giving
Speaker 1: away things or not just giving money, but helping people
Speaker 1: get a step up. And this is called She recently
Speaker 1: was familiarized with this organization called Joshua's Station and they.
Speaker 20: Need some help by it every day.
Speaker 1: Where is it?
Speaker 23: Thanks for having me on the show. Well, let me
Speaker 23: just give you a little backstory about it. So, after
Speaker 23: working with so many families experiencing homelessness, back in what
Speaker 23: nineteen ninety they saw these poor little kids in these
Speaker 23: motels along East Colfax and they were witnessing drug exchanges
Speaker 23: in sex trade. They said, you know, Mile High Ministry
Speaker 23: said no, we're going to offer a safe transitional housing
Speaker 23: because it was so heartbreaking.
Speaker 20: These are little penits.
Speaker 23: So what they did was they bought this motel and
Speaker 23: a lot of you.
Speaker 20: This was in two thousand and one. It was called
Speaker 20: the Motel seven.
Speaker 23: It was called the Spa motor in right on I
Speaker 23: seventy across from Empower Stadium. Anyway, they bought this place
Speaker 23: and they built this incredible facility. And last night I
Speaker 23: was just part of a service team serving a meal,
Speaker 23: and I said to the director, what do you need
Speaker 23: because these families are really trying. How many families we
Speaker 23: served about seventy people.
Speaker 20: Seventy families, right, So.
Speaker 1: Do they get to live there for how long? They
Speaker 1: said that.
Speaker 20: They tried to do ninety days.
Speaker 23: People can't who are just fresh out of trauma and homelessness,
Speaker 23: they can't turn it around in ninety days. So they
Speaker 23: figured out this has been going on for a while,
Speaker 23: so they have a system that works. Two years is
Speaker 23: usually the time, and I said, what these women.
Speaker 1: I forget women with kids come in and stay two years.
Speaker 8: And men.
Speaker 23: I mean, there's speaker last they're wonderful. Then they have
Speaker 23: little babies and little kids. Okay, so they transition them
Speaker 23: into having a permanent home and they have a very
Speaker 23: good track record. What I noticed was a giant well
Speaker 23: of water from the rain, and they lose half their
Speaker 23: parking spot every time it rains. So somebody on your
Speaker 23: refer list or somebody listening who can help them out.
Speaker 23: Joshua was stationed. You can google it and find out
Speaker 23: where it is. If you can help them with that drainage,
Speaker 23: that would be wonderful. Also, if there's gardeners listening, they
Speaker 23: need gardening experts to help them with their community garden.
Speaker 23: It's beautiful, it's all there. The playground needs them updating.
Speaker 23: They would love to have a place that's better. They
Speaker 23: have a little sad grill out there. Also, the biggest
Speaker 23: thing they need if somebody's listening, is a van. Because
Speaker 23: I told Tom this, I'm texting them all night, you
Speaker 23: know about this. I was sitting at the table and
Speaker 23: these little boys said, you know, we're not excited about summer.
Speaker 23: We're sad. About it because when we go to school,
Speaker 23: we get a guaranteed lunch every day, and we get
Speaker 23: to be around kids that aren't living in homelessness, and
Speaker 23: we get to have hope.
Speaker 1: They like going to school, get a vent.
Speaker 23: They love it because it's an escape. So but I
Speaker 23: do think they've created a beautiful place there. The problem
Speaker 23: is after two years, a lot of these kids have
Speaker 23: a hard time because they had such infrastructure and so
Speaker 23: many social workers in, psychologists and psychiatrists. But the van
Speaker 23: would allow them to go for hikes or go places.
Speaker 20: So they really need a van. That's what she said.
Speaker 23: And I said, well, you know what, I'm going to
Speaker 23: see what I can do to help you. That's what
Speaker 23: I was thinking. And if somebody wants to help them
Speaker 23: with that drainage problem, I was even thinking your landscape.
Speaker 1: Guy, Yeah, but is that blacktop is the I sent
Speaker 1: you a picture of it last year. It's asphalt.
Speaker 20: It's asphalt.
Speaker 1: I wonder if the whole thing has to be re
Speaker 1: see that's the problem when asphalt pools water. Sometimes it's
Speaker 1: and here's the thing, privately donated, so that's own government
Speaker 1: funding place place. They bought this motel, they converted it
Speaker 1: into apartments right.
Speaker 20: Yes, and they're beautiful.
Speaker 23: The volunteers have made a beautiful, comfortable place for these kids.
Speaker 1: About seventy about seventy families get to stay there as
Speaker 1: a transitional place.
Speaker 10: That's right.
Speaker 1: And how do they qualify to stay there?
Speaker 20: Well, I think they have to go through quite a
Speaker 20: bit of hoops in order.
Speaker 1: To people contact whether they want to help, where they
Speaker 1: need help. Yep, if you need number.
Speaker 20: Housing with your family, sure, I'll look it up.
Speaker 10: Look up, Sephanie, howpout gofund me there? Raise some cash?
Speaker 10: You know, I don't help.
Speaker 20: I think that could help.
Speaker 23: Let me see Joshua station there it is, okay, let's
Speaker 23: give out the number. Let's give out the number because
Speaker 23: oh and and uh okay then two zero okay seven
Speaker 23: two zero three seven seven yeah, one one zero three
Speaker 23: And the address is two three three zero West Mulberry Place.
Speaker 20: That's in Denver again, Joshua.
Speaker 1: Is right off in by seventy West Mulberry.
Speaker 23: West Mulberry. It comes right up when you do it.
Speaker 23: And you know what, when you if you go to
Speaker 23: my Instagram underscore Stephanie Riggs, I have a whole little
Speaker 23: video so you can say what the kids look like
Speaker 23: and all the rest of it. But what I will
Speaker 23: tell you is if you want to call that number
Speaker 23: and let me just give it to you again, because
Speaker 23: if you're like me, you don't always have a pen available.
Speaker 23: Seven two zero three seven seven one one zero three.
Speaker 20: Ask for Amy. She's the director.
Speaker 23: And she said, you know, I was living a beautiful
Speaker 23: life up in Evergreen and God told me to come
Speaker 23: here and help these kids. And I told her, at
Speaker 23: the end of the day, this is all that's going
Speaker 23: to matter.
Speaker 1: Okay, So this is right now. If people need help,
Speaker 1: they can call that number two. So these families. Oh,
Speaker 1: I got to take a break, Okay, hold on, we'll
Speaker 1: come right back. And also Angela, I'll take you as well. Hi,
Speaker 1: Tom Martino here at three three seven one three talk.
Speaker 14: Got you say one thing, Tom, Go ahead, sir, that
Speaker 14: your wife is the embodiment of the phrase kicking over
Speaker 14: your cover bridge.
Speaker 10: You have a kick coverage. Well, thank you so far
Speaker 10: it is amazing.
Speaker 1: Well, thank you, thank you. Yeah, I know I'm not
Speaker 1: going to get her glasses. Let's put it that way.
Speaker 1: Three h three seven one three talk. Angela. You want
Speaker 1: to purchase a motor home?
Speaker 9: Yes, that's correct.
Speaker 1: What's tell me about it.
Speaker 9: I'm looking to buy something something on a com vacation
Speaker 9: and go out and about and no kids. I have
Speaker 9: a regular home that I can sell in order to
Speaker 9: do this.
Speaker 1: Well, so I uniate a full time in a motor home.
Speaker 12: Maybe.
Speaker 9: Well, I'm looking to probably show my house. Oh so
Speaker 9: I figure if I can shout my house and go
Speaker 9: out and do something.
Speaker 1: All right, that's a whole different ballgame. I want you
Speaker 1: to hold on. I'm going to come back to you first,
Speaker 1: right after the break, because that's the full time are being.
Speaker 1: I know a lot about it. I want you to
Speaker 1: hold on so you don't get burnt.
Speaker 3: Ripped news need advice, Well.
Speaker 1: You don't have.
Speaker 2: Come run anxious successes to can Shooter's gonna help?
Speaker 21: Come? Man?
Speaker 18: This is the Troubleshooter Show. Now, Tom Martino, Hey.
Speaker 1: Tom Martino here, Welcome to the show. This hour brought
Speaker 1: to you by Frank Duran, the real Estateman dot com.
Speaker 1: If you're looking to see what your house will sell for,
Speaker 1: Frank will do a free analysis of the market conditions,
Speaker 1: the comps, the neighborhood supply and demand, interest rates, everything
Speaker 1: going into it and give you an accurate an accurate
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Speaker 1: Give him a call for a free analysis with no
Speaker 1: obligation ever. Frank durand the real estate Man dot Com
Speaker 1: three h three nine two zero sixteen twenty two. Now
Speaker 1: we're going to talk to Angela. By the way, our
Speaker 1: lines are open if you want to get right through.
Speaker 1: We got our car people with us to say. Kevin
Speaker 1: Calkins shared an auto tech Jeff Fick Kimera transmission. We
Speaker 1: have Deputy d Deputy Doc all in the house wanting
Speaker 1: to solve problems for you. And Angela says that she
Speaker 1: has a question on a motor home. She wants to
Speaker 1: purchase a motor home to full time RV. Now, Angela,
Speaker 1: there are many many factors going into r v's and
Speaker 1: full timing.
Speaker 9: Well, real quick. I actually I have a friend, so
Speaker 9: it's a personal good friend whatnot. He's got a particular
Speaker 9: motor home that he's selling and from when I am
Speaker 9: found that it's a pretty good deal. But I really
Speaker 9: don't know. So I'll call in it and ask which okay,
Speaker 9: because I need to be a purchase.
Speaker 1: I'll tell you what to ask. I want to know.
Speaker 1: But there's a lot of things to consider with full
Speaker 1: time rving First and foremost, here's what I need to know.
Speaker 1: Some people full time are but they have a base station,
Speaker 1: they have a home. You're planning on not having a
Speaker 1: base station, right, You're not going to have a home
Speaker 1: to come back to. You're going to do everything out
Speaker 1: of the RV.
Speaker 3: Is that right?
Speaker 8: Well?
Speaker 9: I was kind of thinking about being a groupie for
Speaker 9: a bit, but what family that I can bay station with?
Speaker 3: Groupie for? Who?
Speaker 1: Pant Wow? Who?
Speaker 3: Pantera?
Speaker 9: Panter?
Speaker 3: It's a huge heavy metal band, right?
Speaker 1: Yeah? How old are you right now? Angela fifty two? Wow?
Speaker 1: This is pretty cool? So listen, So you have income
Speaker 1: enough to sport your income and all that too, Like
Speaker 1: if something goes wrong with the RV, will you be
Speaker 1: able to stay in a motel for a few days
Speaker 1: while they fix it to go?
Speaker 9: That's the things that I was wondering. And I had
Speaker 9: heard that you had like a template on other issues. Yes,
Speaker 9: that I was that I heard. So yeah, maybe if
Speaker 9: you had a template, like maybe for me to kind
Speaker 9: of go buy yes, maybe ask your especial was what
Speaker 9: the idea is on this particular this particular model.
Speaker 1: Now first, let me let me let me get the model,
Speaker 1: tell me what it is and we'll look it up.
Speaker 1: What is it?
Speaker 9: It's a two thousand and six Alpha C. Yeah, like
Speaker 9: look at you later.
Speaker 1: See ya Alpha CIA.
Speaker 9: Yeah?
Speaker 1: And who makes it?
Speaker 9: It's we may take off this one gentleman that design
Speaker 9: that was the first designer had.
Speaker 3: A fifth wheel?
Speaker 1: Is it a motor home or is it a fifth wheel?
Speaker 3: That's it's like a bus.
Speaker 9: Yeah, it's like a bush. Yeah, it's like a it's
Speaker 9: a motorized home that goes on the road.
Speaker 3: No, No, how many feet is it?
Speaker 1: Is it forty feet?
Speaker 9: It's it's pretty long.
Speaker 3: No, they're nice motor homes.
Speaker 1: But I need to know. Do you have sly outs
Speaker 1: in it?
Speaker 24: Yes?
Speaker 1: How many slides are?
Speaker 12: Right?
Speaker 9: It's it's got a pull. It's got to pull, refrigerator
Speaker 9: in it.
Speaker 1: What what? What are the slide outs? You got to
Speaker 1: give me dimensions on this thing. We got to narrow
Speaker 1: it down to get the history on it.
Speaker 9: Well, I've got because I got. I went, I saw it.
Speaker 9: I looked at it, but I being not knowing what
Speaker 9: to look at what's right down? I guess I didn't.
Speaker 1: Okay, But but you must know how many feet it is?
Speaker 9: It's it's uh, I want to I don't know. We
Speaker 9: say that the tractor trailer was a forty eight foot,
Speaker 9: so I'm saying just around that.
Speaker 1: So it sounds like a forty five, But it sounds
Speaker 1: like a forty five foot to me.
Speaker 9: Yeah, it's really good.
Speaker 8: It's stad Okay.
Speaker 1: Now, now that's a nice different that's a nice motor.
Speaker 1: You don't need a license to drive. You don't need
Speaker 1: a special license to drive it, right, Okay. Now, if
Speaker 1: it's a forty five foot Alphacia A two thousand and six,
Speaker 1: that's not a bad vehicle, not a bad vehicle at all.
Speaker 1: What I want to know is what condition is it in.
Speaker 9: It's in very nice conditions, and it's only it has
Speaker 9: ninety thousand miles on it.
Speaker 1: Okay, that's good. What kind of power plan is that?
Speaker 1: The Cummings in that? Yes, how many is it?
Speaker 9: Five hundred horse Well, it's called the Gold it's called
Speaker 9: the Gold Package.
Speaker 1: The Gold Package.
Speaker 3: You're not giving us a lot to go on.
Speaker 1: Okay, But in general, that's not a bad vehicle. But
Speaker 1: I'm curious about the power plant specifically, and the transmission
Speaker 1: and if you have the independent front suspension, what do
Speaker 1: you plan on doing with it. Do you plan on
Speaker 1: driving mostly or staying mostly? Like some people when they
Speaker 1: do full time rving, they set it up in maybe
Speaker 1: two places a year, like one for winter, one for summer.
Speaker 1: Others travel all the time time. So what do you
Speaker 1: plan on doing? Do you plan on setting it up
Speaker 1: in one place or another or do you plan on
Speaker 1: traveling all over the place.
Speaker 9: Well, it was just pretty fresh for me, this idea
Speaker 9: that I've come to that he's got to prevail, and
Speaker 9: I was very interested. So I really I haven't thought
Speaker 9: of that, And that's a good thing.
Speaker 1: It's good to know because the more you're going to
Speaker 1: move around, the more you're going to have to really
Speaker 1: depend on the drive train. And I need to know
Speaker 1: a little bit more about that. But in any case,
Speaker 1: how much does he want for it?
Speaker 9: Eighteen thousand?
Speaker 1: What that's cheap?
Speaker 4: Wait a minute, Tom, I'm looking at RV trailer that's
Speaker 4: pretty cheap eight two thousand and six, see us, and
Speaker 4: they range from fifteen thousand to forty nine.
Speaker 3: I know that's pretty cheap.
Speaker 1: She's got a good deal.
Speaker 4: Well that the cheapness might be a huge red flag.
Speaker 1: I know, why is he doing this as a favor
Speaker 1: to you? I mean, why is he asking only eight
Speaker 1: grand for it?
Speaker 3: Fifteen I'm sure?
Speaker 1: Wait, fifteen grand he has?
Speaker 8: Yeah it is.
Speaker 9: It's the one he was using. So he's upgraded and
Speaker 9: he has a home and either across the road where
Speaker 9: he really needs to have three mover homes on.
Speaker 1: Fifteen grand and fifteen grand is a.
Speaker 4: Steel we're assuming the engine and transmission or yes, of course, right?
Speaker 3: Do you know how much it would cost to repair
Speaker 3: that engine and or transmission? Oh, it's a lot of
Speaker 3: the tens of thousands.
Speaker 1: Isn't that analys in transmission?
Speaker 3: Yeah, it should be a Alison an.
Speaker 1: Alice in world transmission and a Cummins five hundred. I
Speaker 1: think that's How would they.
Speaker 9: Go about getting that tested?
Speaker 8: Oh, I'm glad.
Speaker 9: You have to drive it somewhere? Or can I get
Speaker 9: it done on the property?
Speaker 1: No, I would take it somewhere. You want them to
Speaker 1: put that up on a rack. You want them to
Speaker 1: look at that thing, or a pit. You want them
Speaker 1: to look at that up and down. This is a
Speaker 1: giant investment. And think about this. Okay, Now you're going
Speaker 1: to be money ahead if you sell your house and
Speaker 1: you put money in this. But with the extra money
Speaker 1: you have don't piss it away. You need to put
Speaker 1: that money away somewhere for emergencies. I'm serious.
Speaker 9: That's that's another radio show, right.
Speaker 1: But as far as the Alpha CEA right now, that's
Speaker 1: a great price. Everywhere I'm looking, that's a great price.
Speaker 1: Is he a friend of me?
Speaker 21: With that?
Speaker 9: I would know what I would need to pull it,
Speaker 9: what kind of power I would need to Now.
Speaker 1: What are you going to do about a car?
Speaker 9: I actually have a motorcycle.
Speaker 3: Yeah, but what are you going to do.
Speaker 9: With that Harley? Are incorporate bringing the Harley with this?
Speaker 1: No?
Speaker 9: You can.
Speaker 1: You can put a hitch on the back that will
Speaker 1: take the Harley, but you're not going to have any
Speaker 1: kind of car to drive around. I'm don't At this point,
Speaker 1: you sound like a fund.
Speaker 9: I'm a vehicle Now. I have a vehicle that I drive,
Speaker 9: but it's a truck.
Speaker 1: Now, if you do get a vehicle, see what I
Speaker 1: would recommend. I mean you want the Harley, so you're
Speaker 1: always going to have to be on good weather. I mean,
Speaker 1: if you pull up in a winter place you want
Speaker 1: to stay for a couple of weeks in a winter,
Speaker 1: You're not going to be able to use the Harley
Speaker 1: to get around, Well.
Speaker 9: I'll probably believe it in a Elevan's house with the
Speaker 9: ententer time, and you know you're.
Speaker 3: Going to go with the weather.
Speaker 1: You're gonna in fair weather. You're going to stay in
Speaker 1: fair weather.
Speaker 9: Correct.
Speaker 1: Okay, if you stay in fair weather and you have
Speaker 1: a Harley, you can get a rack on the back
Speaker 1: of that that'll carry that harley without towing it. Because
Speaker 1: I don't recommend you toe anything unless you really know
Speaker 1: what you're doing. Right, Guys, do you have any what
Speaker 1: we recommendations you have? Who checks these out? Does Centry
Speaker 1: RV I think would check it out for you. You've
Speaker 1: got to go to an RV place for the service department.
Speaker 1: Centry r V has a really good service department. I
Speaker 1: would check them out. Next Camping okay, well, okay, Camping
Speaker 1: World is okay for assessories and stuff. I'm not sure
Speaker 1: they're the best place for service. I would go to
Speaker 1: where are you? Where do you live? I would go
Speaker 1: to Centry r V at I twenty five at Johnson's
Speaker 1: Corner Century. They're good people. Trans West or No, the
Speaker 1: truck place that was on the referral list because.
Speaker 3: Mark there was it? Wait wait, they mainly do over
Speaker 3: the road truck. But they also just.
Speaker 1: George Stevenson would be one. Maybe that's not it. We
Speaker 1: have trans West is another, we have Sentry is another.
Speaker 3: Was that was it like Midland or something like that.
Speaker 1: I don't recall it really. Remember you have two things
Speaker 1: to check out. That's why I go to an RV place.
Speaker 1: You have the house part and then you have the
Speaker 1: chassis and drive train part two separate people like, for example,
Speaker 1: Stuart and Stevenson doesn't work on the house, they work
Speaker 1: on the drive train. Trans West works on the drive train,
Speaker 1: whereas Century RV would work on both. I keep going
Speaker 1: back to Century RV. There's also another one. RV America
Speaker 1: is another one. But you want someone with a full
Speaker 1: time RV service department to check that out head to toe,
Speaker 1: and you're going to pay for it. But it's worth it, okay.
Speaker 9: So excuse me. So what would they the nicest way
Speaker 9: to go about? Because this is a good friend of
Speaker 9: mine and I don't think.
Speaker 1: Well, you just tell him you want to here's the
Speaker 1: nicest way.
Speaker 9: I don't want to mess up a relationships.
Speaker 1: You say, hello, friends, I want to stay friends with you.
Speaker 1: I'd like to go have this checked out, and then
Speaker 1: it's on your dime.
Speaker 9: Because transporting the vehicle being on the coloride of state roads.
Speaker 1: Wait a minute, does it have a.
Speaker 9: License to drive it to this place?
Speaker 1: Does he have a license?
Speaker 14: I don't know.
Speaker 9: I don't know that bar, but I'm just used to
Speaker 9: not driving on anybody's plate type thing.
Speaker 1: Well, listen, the guy's got to be able to get
Speaker 1: it to a place to have it checked out. Do
Speaker 1: they have mobile RV places that can check it? Yes,
Speaker 1: there are some mobile RV services, but I'm not sure
Speaker 1: within it, I'm not sure they would be equipped to
Speaker 1: check it as much as you need it checked. I
Speaker 1: would never make a purchase this big. Now, it's not
Speaker 1: that big. When I say this big, it's fifteen grand,
Speaker 1: I mean truly big for me. But but truly it's
Speaker 1: a big responsibility because you're going to live in it.
Speaker 1: There's a lot. It's a lot of responsibility. What's the
Speaker 1: interior like? Everything work? Yes?
Speaker 9: Yes, yeah, I open cabinets and let them go out
Speaker 9: and everything. Yeah, they didn't creak.
Speaker 1: But all of the stud heat, the plumbing, all of
Speaker 1: that works.
Speaker 8: Yeah.
Speaker 9: There's even a skylight in the shower.
Speaker 1: Yeah, I know. Yeah, that's what they do so listen.
Speaker 1: It's it's from what I can see, they have good reviews,
Speaker 1: they're good units. I don't think it's a bad idea.
Speaker 1: I would not purchase it without taking it somewhere to
Speaker 1: be checked. And that's going to caution about.
Speaker 9: Out on these every year and nothing like that.
Speaker 1: You want listen, you need them to check the slides.
Speaker 1: My god, if anything like that goes wrong, you need
Speaker 1: to You just need to get it checked. And if
Speaker 1: your friend doesn't see the wisdom in that, I wouldn't
Speaker 1: do business with him. I mean, you have to get
Speaker 1: it checked out. That's a really good price, but you
Speaker 1: still have to get it checked out. And he should
Speaker 1: be able to get it somewhere. Nobody's going to bother
Speaker 1: him if he's going somewhere to get it checked out.
Speaker 1: In fact, if you had a that's that's all I'm saying,
Speaker 1: get it checked out. Anything else, guys, I mean I
Speaker 1: think that. I think it's a great price. I mean,
Speaker 1: if that thing is in great condition, she's got to
Speaker 1: buy and that's that's going to serve you well. But
Speaker 1: be careful, make sure you can get that rack for
Speaker 1: the Harley. You don't want to be anywhere with just
Speaker 1: a motor home. I've done that years ago, and it's
Speaker 1: a terrible way to go. You want to be able
Speaker 1: to really, uh want to be able to be mobile
Speaker 1: once you park that thing. Three oh three seven one
Speaker 1: three eight two five five.
Speaker 3: Welcome to the show.
Speaker 1: Three oh three seven one three eight two five five. Cliff,
Speaker 1: Welcome to the show. Cliff.
Speaker 3: What can we do for you?
Speaker 1: Man?
Speaker 9: Uh?
Speaker 17: Yes, I have a I went to Firestone. I had
Speaker 17: bought some tires and uh they were less some two
Speaker 17: thousand miles on them, and I had a road hazard
Speaker 17: guarantee and I did have to have one replaced, and
Speaker 17: they replaced it for free, but then all the little
Speaker 17: charges they Nicola and Dimi to death ended up paying
Speaker 17: forty eight plus twenty dollars tax, and they claimed tax.
Speaker 1: Would have been no, wait a minute, wait a minute,
Speaker 1: what do you mean, Nay, Nicol and Diami, what are
Speaker 1: we talking about?
Speaker 3: Hundred?
Speaker 17: They replaced the tire for free, but they charge twelve
Speaker 17: ninety nine to balance the new one, got it ninety
Speaker 17: seven for the valve, and then they charged me thirty
Speaker 17: four to twenty for a new road hazard on the
Speaker 17: new tire, and of course five dollars to recycle, and
Speaker 17: then on the forty eight dollars they charged twenty dollars tax.
Speaker 1: Which, so what did it all come what did it
Speaker 1: come out to be for the free tire?
Speaker 17: Sixty eight bucks?
Speaker 3: Sixty sixty eight what would the tire have cost you?
Speaker 3: Have you just walked in to buy a tire without.
Speaker 17: A warranty, probably two hundred or something.
Speaker 1: Well, you saved money.
Speaker 17: Yeah, But my question is is that normal to charge
Speaker 17: I remember years ago?
Speaker 1: Yeah, no, it's normal.
Speaker 17: Didn't pay anything?
Speaker 1: Yeah, well years ago, you know, cigarette were twenty five
Speaker 1: cents a pack.
Speaker 3: Gasoline was a dime of gallon.
Speaker 17: Well, the thing that I kind of bothered me the
Speaker 17: most is they charged me twenty dollars tax on what
Speaker 17: the tire would have cost me.
Speaker 1: Well, that's weird.
Speaker 17: Yeah, that's what I thought.
Speaker 1: That's weird. That is weird on that now, I can't
Speaker 1: speak to that.
Speaker 10: I will bet you that's a Colorado law.
Speaker 14: And if they had no choice in the matter, they're
Speaker 14: not going to charge you at tax just because they
Speaker 14: feel like charge you attack.
Speaker 3: Yeah.
Speaker 1: In other words, I don't think they're cheating you or
Speaker 1: it has to be.
Speaker 17: A statutory thing, okay, but it is normal.
Speaker 21: Charges No, those charges are normal.
Speaker 3: I remember doing that too.
Speaker 1: Like when they quote tires to you, there's all kinds
Speaker 1: of quote, there's all kinds of prices that go on
Speaker 1: top of it, all kinds. Just buying a normal tire,
Speaker 1: you'd pay that. So what they're saying to you is
Speaker 1: we're replacing the tire, but you're going to pay pay
Speaker 1: for the balancing, and you're going to pay for the mounting,
Speaker 1: and you're going to pay for anything extra. And then
Speaker 1: but what I didn't realize is, and this is a
Speaker 1: little tricky, you have to pay for the road hazard
Speaker 1: on the new tire.
Speaker 4: Yeah, thirty Yeah, I'm not surprised he bought road hazard
Speaker 4: for a tire, not for a certain period of time.
Speaker 1: Yeah, you're right, you're right. That's a good way.
Speaker 14: Yeah.
Speaker 17: So I didn't know if that's a normal charge everywhere
Speaker 17: or if that was just that particular No.
Speaker 1: It's not that particular operation. Everyone does it. Everyone does it.
Speaker 1: Balancing and mounting is always extra, always, unless, of course
Speaker 1: they do some kind of special and advertise that it's not.
Speaker 1: But I would say to you that you're still saved
Speaker 1: a lot of money because add to that the price
Speaker 1: of the tire yeah, that's true.
Speaker 17: I know I did. Yeah, and so I didn't it.
Speaker 17: I guess the main thing was right, Yeah, you.
Speaker 1: Just want to know if they were if they were
Speaker 1: putting you together or not, And I don't know. And
Speaker 1: the answer is no. Three oh three seven one three
Speaker 1: talk seven one three two five five. This is another
Speaker 1: one along that line as a text. How much or
Speaker 1: how long can I expect new tires to last? That's
Speaker 1: a good question. And is there a difference in the
Speaker 1: brand of tire and how long they last?
Speaker 3: Absolutely?
Speaker 1: Really?
Speaker 11: Oh yeah, No, there's definitely a where pattern will where
Speaker 11: everything depends on the tread, depends on a lot of things.
Speaker 16: Sure, yeah, it can have been on the compound. I mean,
Speaker 16: are made for you know, more stealth. You want to
Speaker 16: quieter ride inside a Cadillac as opposed to you know,
Speaker 16: your Chevy truck and where you're going to get a
Speaker 16: more aggressive pattern because you know you're taking them off road.
Speaker 3: Or whatever the case may be.
Speaker 1: So it suffice it to say, the softer the tire,
Speaker 1: the more it wears. Yes, And as far as the
Speaker 1: hardness or softness of a tire, that has to do
Speaker 1: everything with weather, Right, the hotter the weather.
Speaker 3: The harder the compound that you're starting with.
Speaker 1: But why do you start with a certain compound for
Speaker 1: gris for grip rations? And that has to do mainly
Speaker 1: with weather, right.
Speaker 3: Okay, I see you're going.
Speaker 1: Yeah, so the colder you get, the softer compound you need.
Speaker 10: Correct.
Speaker 16: Yeah, so that's where you get like your blizz ax
Speaker 16: that you know people put on for a snow tire
Speaker 16: during the winter. They're great, they grab darn dear as
Speaker 16: good as change. But you don't want to run around
Speaker 16: in the summer because you were going to wear them
Speaker 16: down fast.
Speaker 1: So you want to tire that will perform well in
Speaker 1: whatever weather you're in, and the compound determines how long
Speaker 1: it lasts. Does the tread design have anything to do
Speaker 1: with it? Or do tread designs just happen to be
Speaker 1: what they are? The whole idea of a tread design,
Speaker 1: as I understood it is to move liquids from center
Speaker 1: to the perimeters, right, Yes, is to get rid of liquid.
Speaker 3: It's a lot to do with it.
Speaker 11: Yeah, But tires also have what the color of U
Speaker 11: t it's UTQG rating. It's enough rating that actually will
Speaker 11: give you the wear of the tire. Really, Yes, each
Speaker 11: tire has a rating and you buy them sag UTQG
Speaker 11: so s almost Yeah, like a four hundred rated tire
Speaker 11: is going to we're faster than an eight hundred rated tire.
Speaker 1: And you pay accordingly.
Speaker 11: Obviously, Yes, that's the quality of the tire will improve
Speaker 11: with that rating.
Speaker 1: JR. You have a comment, go ahead.
Speaker 5: Yeah, yeah, the comment on discount tire. I bought their
Speaker 5: tire policy warranty is this last one was twenty five dollars.
Speaker 5: That's all they charged when my tire blew out and
Speaker 5: if they couldn't fix it, so it was twenty five
Speaker 5: no taxes, no balance whatever.
Speaker 3: That was discount.
Speaker 1: Huh. That's pretty cool.
Speaker 24: So so changed too.
Speaker 1: Okay, do you buy road hazard when you buy tires?
Speaker 12: Right right?
Speaker 3: All the time?
Speaker 12: Road hazard?
Speaker 1: Yeah? I do too. My wife was a big believer
Speaker 1: in that. We got more coming up. Er three seven
Speaker 1: one three talks seven one three two five to five.
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Speaker 1: All right, so we've been talking about tires a bit.
Speaker 1: Jay has a comment on tires. We talked about how
Speaker 1: long they last, and in a general conclusion, the softer
Speaker 1: the compound, the more they wear. The harder the compound,
Speaker 1: the better they wear. But you have to balance that
Speaker 1: compound for grip, because if it's too hard, you're gonna
Speaker 1: get a rough ride and no grip. If it's too soft,
Speaker 1: you're gonna get a lot of grip, but they're gonna
Speaker 1: wear easily. What do you think is the best all
Speaker 1: around tire? If you had to pick one tire to
Speaker 1: live with all year, best cut tire probably Misslin Michelin
Speaker 1: to mission to make all weather.
Speaker 11: Yep, everything's all weather anymore. There's very few that aren't.
Speaker 1: Really, so most tires are good all year around us.
Speaker 3: No all season?
Speaker 1: Okay, Jay, what do you have to say about tires?
Speaker 10: All right?
Speaker 8: Tom uh?
Speaker 25: The guy that got his road hazard warranty before they
Speaker 25: charged some taxes and everything else. If you got a
Speaker 25: discount tire, the only thing you would pay whatsoever is
Speaker 25: if you bought another warranty on the replacement tire. No
Speaker 25: out of pocket, none at all.
Speaker 1: So you're telling me a discount When you go in
Speaker 1: for a road hazard replacement, you are not being dinged,
Speaker 1: for balancing, for mounting, for anything, literally nothing, not the
Speaker 1: fresh air. Yep, that new air doesn't cause you anything. No,
Speaker 1: that's good. I didn't realize that. That's where I get
Speaker 1: That's where I get all my tires is Discount.
Speaker 10: I can second that because though, what's that.
Speaker 25: They're willing to sell you a warranty for the new tire.
Speaker 1: But yeah, why wouldn't you get a warranty on the
Speaker 1: new tire. I mean if it serves you well the
Speaker 1: first time.
Speaker 25: Yeah, that's the only out of you know.
Speaker 1: That's the only kind of I when I talk about
Speaker 1: extended warranties and service plans and all that, tires are
Speaker 1: the only place where I spend for that road hazard.
Speaker 1: Because really, I mean, if you think about it, there's
Speaker 1: a lot of road hazards out there. So what does
Speaker 1: a road hazard not cover? What would it not cover? Nothing?
Speaker 14: I've I've had two road hazards at Discount Tire and
Speaker 14: no questions asked.
Speaker 10: They replace the tire and the call is right.
Speaker 14: The only thing, the only thing I got jogged for
Speaker 14: was the the re up of the warranty.
Speaker 1: Yeah, what is considered a road hazard?
Speaker 3: Really?
Speaker 1: Potholes all of that, right.
Speaker 3: Yeah, just basically any reason the time. And it depends
Speaker 3: on where you go.
Speaker 1: To pick up a nail.
Speaker 3: Is that a road hazard?
Speaker 8: Yep?
Speaker 3: Yep. But discount doesn't ask, They just do it.
Speaker 10: Yeah, they're just they're great.
Speaker 1: Yeah, yeah, that's why people always buy. I mean, I
Speaker 1: think they probably sell more road hazards than anybody. Okay,
Speaker 1: let me go to the let me go to the
Speaker 1: text here, and someone says here that if they can't,
Speaker 1: if they can't afford a Sequoya, and then we're looking
Speaker 1: at this Chevy Tahoe expedition. What other vehicles are in
Speaker 1: that category? What are there? What are good buys in
Speaker 1: that category? Good used buys?
Speaker 16: Well, you've got some of those Ndai SUVs could fit
Speaker 16: into that category.
Speaker 1: Wouldn't Hundai hold its value too much to be a
Speaker 1: good bye?
Speaker 11: Well you can almost buy a new one, that's true,
Speaker 11: that's you know.
Speaker 1: And sometimes people who buy these used cars, what they
Speaker 1: don't realize is and this I go over this all
Speaker 1: the time. I went over with a mother one time.
Speaker 1: She had forty nine hundred bucks or like five thousand.
Speaker 1: She wanted to buy a car and be done with it. Now,
Speaker 1: this is a true story. And I said, what do
Speaker 1: you going to get for five grand? You're going to
Speaker 1: get an older car with a lot of miles. This
Speaker 1: was about maybe six years ago, five or six years ago.
Speaker 1: So listen to this. I said to her, take that
Speaker 1: five grand and put it down on a Hyundai. The
Speaker 1: Hyundai has a ten year warranty, it's brand new, and
Speaker 1: at the time they were selling for around eighteen to
Speaker 1: twenty thousand dollars. Listen to this. She puts five thousand
Speaker 1: down and she finances about I think it was thirteen
Speaker 1: thousand something like that. With taxes and insurance and everything.
Speaker 1: Her payments were going to be a little over one
Speaker 1: hundred bucks a month, a little over one hundred for
Speaker 1: a brand new, ten year warranty Hyundai. Okay, she said, no,
Speaker 1: I'd rather have a car where I have no payments.
Speaker 1: And I said, okay, so you're going to buy a car.
Speaker 1: She bought a car for forty nine something, right under
Speaker 1: five grand. A year or two late, she's looking at
Speaker 1: a transmission, then she's looking at major engine work. Her
Speaker 1: monthly payment to own that car, To own that forty
Speaker 1: nine hundred and ninety five dollars car, that five thousand
Speaker 1: dollars car over three years cost her more than a
Speaker 1: new car. Because people have this mental thing about financing
Speaker 1: a car, but what they don't realize is sometimes it's
Speaker 1: better to finance a car. So maybe this guy here
Speaker 1: and I know who you are. I think, yeah, yeah,
Speaker 1: it's you. You do what we just well, no, no,
Speaker 1: it is and it's one of my YouTubers. Okay, he's
Speaker 1: looking at one of these used SUVs. Sometimes if you
Speaker 1: have money to pay cash for an suv, it's better
Speaker 1: to take that cash and put it down on a
Speaker 1: brand new car that's providing. You can live with a
Speaker 1: new car and you're not going to try to trade
Speaker 1: it in early. It's always best if you're going to
Speaker 1: do a three year loan, keep it for the life
Speaker 1: of the loan. You never ever get ahead when you
Speaker 1: when you get something and you prematurely get out of it,
Speaker 1: whether it's a lease or it's a finance deal. But
Speaker 1: too many people have this mental aversion to having a
Speaker 1: financed vehicle and sometimes your money ahead, especially now with
Speaker 1: Kia and Hyundai and some of these warranties. These warranties
Speaker 1: are spectacular, incredible, and you get one of these warranties,
Speaker 1: and then you get a low interest rate. And I
Speaker 1: say low, The interest rates aren't great right now, but
Speaker 1: you can get sometimes some introductory interest rates. You can
Speaker 1: have a new car, and your pro rated cost of
Speaker 1: owning that over three to five years is almost always
Speaker 1: cheaper than a used car, almost always, almost always, because
Speaker 1: the amount that you have, the age and the mileage
Speaker 1: of a car you have to get to get into
Speaker 1: that five or six thousand dollars range. In fact, I
Speaker 1: don't think there's anything worth a damn right now in
Speaker 1: the five or six thousand dollars range to you.
Speaker 3: No, No, it's basically just barely running.
Speaker 1: And if you're going to finance the car anyway, you
Speaker 1: get into ten and fifteen thousand miles, you're gonna put
Speaker 1: money down. You may as well put that money down
Speaker 1: on a better car.
Speaker 10: Hey, Tom, I have two questions.
Speaker 14: One, you can always negotiate which has done twice to
Speaker 14: fifteen thousand miles a year, which they will, they will
Speaker 14: do you ask them. And secondly, does it ever pay
Speaker 14: to get a helock at a lower interest rate? Yes,
Speaker 14: pay off the car and then just get if.
Speaker 1: You have the discipline that in fact, that is an
Speaker 1: excellent strategy. The problem dock when people use helocks and
Speaker 1: when people use lines of credit on their home. The
Speaker 1: problem is they start now because they don't have a
Speaker 1: car payment due and they have a helock payment due.
Speaker 1: They sometimes make the minimum payment, they pay less than
Speaker 1: they would on a car payment, and then they start
Speaker 1: using credit for other things and they don't have the
Speaker 1: discipline to pay it off. So that becomes that car
Speaker 1: loan that should be paid off in two or three
Speaker 1: or four years that now all of a sudden they
Speaker 1: didn't pay it off. They're sitting at five or six
Speaker 1: years and the car goes bad. Now they have a
Speaker 1: loan they have to get for the car, and they're
Speaker 1: still paying off on the first car because there's no
Speaker 1: bank hounding them to pay it off. And that's the
Speaker 1: only thing. If you have the discipline to take a heelock,
Speaker 1: it's always going to be better than a car loan
Speaker 1: one hundred percent of the time. If you have the
Speaker 1: discipline to pay that part of the heelock off in
Speaker 1: three to five years. That's the challenge. The challenge isn't
Speaker 1: whether it's good or not, but it's whether you tie
Speaker 1: it up. We've had people go out and get helocks
Speaker 1: on appliances and a car, and all of a sudden
Speaker 1: it turned out to be a ten or fifteen year loan,
Speaker 1: and by the time they needed new stuff, they had
Speaker 1: to go out and get a new They had to
Speaker 1: get new stuff. And they still hold on the o
Speaker 1: stuff because there's no one pressuring them to get it
Speaker 1: paid off. So if you have discipline, in fact, people
Speaker 1: should always use the equity in their home if you
Speaker 1: have the discipline to pay it off. Martine here at
Speaker 1: three h three seven one three talk seven one three
Speaker 1: eight two five five. Mike's got to comment on tires.
Speaker 1: Go ahead, Mike, what's your comment, sir.
Speaker 24: Hi Tom, I've been listening to your discussion about tire certificates. Yes,
Speaker 24: and there's a point even your experts have missed.
Speaker 1: What's that?
Speaker 8: In that?
Speaker 3: It's if you need one.
Speaker 24: Tire, that's great, but if you have an all wheel
Speaker 24: drive or four wheel drive car, you need four tires,
Speaker 24: not one.
Speaker 3: Well, particularly with the all wheel drive.
Speaker 1: You know, he's right about that. He's right about that.
Speaker 1: What happens in that case you need.
Speaker 16: To buy the other three tires h crap? Yeah, because
Speaker 16: they're not going to be covered by your hazard.
Speaker 24: I think a discount, they will, I'll give you four.
Speaker 1: You know what, hold on out, you know, I know,
Speaker 1: hold on My wife one time she had where she
Speaker 1: needed two of them because of the type of car,
Speaker 1: and they did throw in the second car the tire
Speaker 1: one time. I remember that happened, and I'm not sure
Speaker 1: if it was a special thing or if they do
Speaker 1: that regularly.
Speaker 10: They don't.
Speaker 14: When I've had my road damage, it was on my Subaru,
Speaker 14: which was oh will drive, and they told me that
Speaker 14: I should get a second tire, but they didn't throw
Speaker 14: it in. And also depends on how much where and
Speaker 14: Taylor is.
Speaker 1: That's true too. If there's not that many.
Speaker 3: Miles, it's okay.
Speaker 1: And then I've often heard about this shaving down of tires.
Speaker 1: Do they really do that or not?
Speaker 3: Somewhere on the planet they do.
Speaker 1: I don't know, because I've heard like, well you get
Speaker 1: the other ones, you get the new one shaved down
Speaker 1: to match the ones you have. Yet I've never once
Speaker 1: heard of someone who actually does it. Yeah, it sounds
Speaker 1: so wasteful.
Speaker 4: You know, you buy a brand new tire and then
Speaker 4: you yeah, somebody you've loud on a machine on with.
Speaker 1: Obviously if your tires have thirty and forty thousand, that's different.
Speaker 1: But if it's like twelve or fifteen and you can
Speaker 1: get by with shaving one, that would be worth it. Anyway,
Speaker 1: we're running out of time, so here's where I remind
Speaker 1: you to get help. It's really easy. First of all,
Speaker 1: let me tell you about our guests. Jeff Vick. You
Speaker 1: can reach them at Transmissions Denver dot com. That's Transmissions
Speaker 1: Denver dot com for Comber Transmission, and Kevin Calkins shared
Speaker 1: an auto tech dot com and me three oh three Martino.
Speaker 18: Follow Tom Martino at Real Tom Martino and stay connected
Speaker 18: with all of us at six thirty k kyhow dot
Speaker 18: com and on the iHeartRadio app. This is Denver's tompstation,
Speaker 18: six thirty khw