WEBVTT 1 00:00:05.200 --> 00:00:10.599 Whipped up news need advice, you don't have. 2 00:00:12.839 --> 00:00:19.280 Come running, just says can Shooter's gonna help come man, 3 00:00:20.559 --> 00:00:20.879 he is. 4 00:00:20.839 --> 00:00:22.160 The Troubleshooter Show. 5 00:00:22.800 --> 00:00:28.239 No Tom Martino, Hey Tom Martino here, Welcome, I'm at 6 00:00:28.280 --> 00:00:32.119 the mother Ship. I'm spraying the microphone down because Mark 7 00:00:32.240 --> 00:00:34.679 Major has been here most of the time and I 8 00:00:34.719 --> 00:00:39.079 need to get his cruddy duddies off of that microphone screen. Welcome, 9 00:00:39.200 --> 00:00:42.600 Welcome here at the Mothership. That's right. I abandoned the 10 00:00:42.640 --> 00:00:45.399 home studio today because I wanted to come in and 11 00:00:45.399 --> 00:00:48.159 see all the guys for Car Day, and it was 12 00:00:48.200 --> 00:00:50.840 a big let down. But in any case, I'm here. 13 00:00:51.200 --> 00:00:54.719 I'm having fun in the studio with me today is 14 00:00:54.840 --> 00:00:59.240 Jeff Vick Kimmer Transmission. We got Kevin Caulkin shared a 15 00:00:59.320 --> 00:01:04.439 auto tech Deputy doc, the longest running deputy and then 16 00:01:04.519 --> 00:01:11.480 Deputy D the best looking deputy as voted by these 17 00:01:11.519 --> 00:01:14.680 guys in here. So anyway, we are going to go 18 00:01:14.760 --> 00:01:16.640 to the phones. So you got to call us on 19 00:01:17.000 --> 00:01:20.920 cars car things today, and I have some interesting things 20 00:01:20.920 --> 00:01:23.599 to talk about cars. I touched upon it a little 21 00:01:24.400 --> 00:01:27.079 when it comes to cars and depreciation and all of that. 22 00:01:27.760 --> 00:01:30.480 Do you know who knows the most about depreciation of 23 00:01:30.560 --> 00:01:33.840 cars that people who put their money where their mouth is. 24 00:01:34.680 --> 00:01:37.760 What do I mean by that? Well, if you are 25 00:01:37.799 --> 00:01:41.879 going to lease a car, you go to someone and 26 00:01:41.920 --> 00:01:46.159 this is how a lease works. The less ore the 27 00:01:46.280 --> 00:01:51.239 less ore. The leasing company buys that car, they own 28 00:01:51.359 --> 00:01:55.120 that car, then you lease it as the less e. 29 00:01:56.040 --> 00:01:58.120 So you have the less e and the less ore 30 00:01:58.840 --> 00:02:02.159 the less ore. Think of it like employer. The less 31 00:02:02.319 --> 00:02:05.120 or is the boss. They own the car and they. 32 00:02:05.040 --> 00:02:06.319 Lease it to the lease. 33 00:02:07.840 --> 00:02:12.280 The leasi agrees, there's an agreement, and that says you're 34 00:02:12.319 --> 00:02:16.560 going to drive so many miles a year, and you're 35 00:02:16.599 --> 00:02:20.039 going to take care of the car, and you're going 36 00:02:20.080 --> 00:02:25.960 to make payments on use of the car. If the 37 00:02:26.120 --> 00:02:31.120 car is worth one hundred dollars when you lease it, 38 00:02:32.199 --> 00:02:34.840 and at the end of the lease they say you 39 00:02:34.879 --> 00:02:38.520 can turn it back in and it's worth fifty dollars, 40 00:02:39.360 --> 00:02:43.120 you can turn it back in and walk away. Or 41 00:02:43.199 --> 00:02:44.919 and I'm using the one hundred and fifty you know, has 42 00:02:45.000 --> 00:02:51.960 fictitious numbers just for analysis or for a lester illustrative purposes. 43 00:02:52.080 --> 00:02:55.120 So now so you turn the car in and walk away, 44 00:02:55.280 --> 00:02:58.199 or let's say that car is worth seventy five dollars 45 00:02:58.400 --> 00:03:00.159 because you kept such good care of it and the 46 00:03:00.199 --> 00:03:05.439 market went up. But the residual value is fifty dollars. 47 00:03:05.800 --> 00:03:08.520 You can choose to buy that car and keep it. 48 00:03:09.280 --> 00:03:11.599 You can even resell it. You can do whatever you want. 49 00:03:11.879 --> 00:03:14.560 It's your choice. At the end of the lease, are 50 00:03:14.599 --> 00:03:17.439 you going to keep it or are you going to 51 00:03:17.520 --> 00:03:22.479 walk away from it? Leasing is brilliant. It is the 52 00:03:22.520 --> 00:03:26.039 best way to acquire and use cars. If here are 53 00:03:26.080 --> 00:03:31.840 the ifs. You won't go over mileage, you won't terminate early, 54 00:03:33.039 --> 00:03:36.159 and you either want to turn it back at the 55 00:03:36.319 --> 00:03:39.159 end if you have to, and that you're not going 56 00:03:39.159 --> 00:03:43.000 to get too attached to it. So some people who 57 00:03:43.120 --> 00:03:47.120 really love certain cars that are very expensive will lease 58 00:03:47.159 --> 00:03:51.759 the car for the first three to five years with 59 00:03:51.879 --> 00:03:57.080 lower payments, then buy it from themselves at the end 60 00:03:57.120 --> 00:03:59.960 of the lease, and they're buying it. It's like buying 61 00:04:00.400 --> 00:04:04.000 us car from someone you know, and you know because 62 00:04:04.000 --> 00:04:07.960 it's you, and then that's an eight year total proposition 63 00:04:08.039 --> 00:04:11.680 in some cases. But some people love cars enough Deputy 64 00:04:11.759 --> 00:04:15.280 D is one of them to keep cars that long. Now. 65 00:04:16.079 --> 00:04:19.639 Other people pay cash for cars. I have always paid 66 00:04:19.639 --> 00:04:22.639 cash for cars, well, not always when I was when 67 00:04:22.680 --> 00:04:27.040 I started getting some substance and some income I started 68 00:04:27.120 --> 00:04:31.120 making paying and I realized that was a very poor 69 00:04:31.199 --> 00:04:35.480 choice economically and financially it was it was a very 70 00:04:35.519 --> 00:04:39.480 poor choice because I would pay cash and that capital 71 00:04:39.639 --> 00:04:44.879 was doing me no good and it was depreciating immediately. Now, 72 00:04:45.800 --> 00:04:48.519 So why am I bringing this up about leasing? Because 73 00:04:48.879 --> 00:04:51.920 when you are a lease or and you buy a 74 00:04:51.959 --> 00:04:54.199 car and Deputy D wants to lease it from me, 75 00:04:54.839 --> 00:04:58.319 I have to tell Deputy D. Hey, Deputy D, I'm 76 00:04:58.360 --> 00:05:01.639 going to buy that from you in three years. If 77 00:05:01.680 --> 00:05:06.079 you put forty five thousand or yeah, forty five thousand 78 00:05:06.079 --> 00:05:08.079 miles on it, I'm gonna buy it from you for 79 00:05:08.279 --> 00:05:10.680 X amount of dollars. So I have to have a 80 00:05:10.720 --> 00:05:14.600 pretty damn good indication of what that car will be worth. 81 00:05:15.360 --> 00:05:20.519 So this company went out and surveyed all the lessores 82 00:05:21.360 --> 00:05:25.120 and said, if you were leasing cars out to people, 83 00:05:26.399 --> 00:05:30.959 what would be the risk on certain cars? Which cars 84 00:05:31.000 --> 00:05:37.160 would depreciate the slowest? Because when you lease, you want 85 00:05:37.199 --> 00:05:42.480 a car that depreciates the slowest. Why, because that's what 86 00:05:42.519 --> 00:05:47.000 you're financing. It's like going and buying an apple and 87 00:05:47.040 --> 00:05:49.839 you tell the fruit vendor, I'm only going to eat 88 00:05:49.879 --> 00:05:54.000 half of that apple. So the fruit vendor says, okay, 89 00:05:54.360 --> 00:05:57.720 I'm selling my apples for a buck fifty. You're only 90 00:05:57.720 --> 00:05:59.959 going to eat half of it. I'm going to let 91 00:06:00.079 --> 00:06:03.639 you finance seventy five cents. You bring the other half 92 00:06:03.680 --> 00:06:06.519 back when you're done, and if it's in good condition, 93 00:06:07.360 --> 00:06:10.120 I'm going to give you. I'm going to take it 94 00:06:10.199 --> 00:06:13.920 back and it's worth seventy five cents. So at the 95 00:06:14.000 --> 00:06:16.399 end of that apple, you ate half of it, you're 96 00:06:16.439 --> 00:06:19.199 taking it back to the fruit guy, and all of 97 00:06:19.240 --> 00:06:21.519 a sudden you hear there's a shortage of apples due 98 00:06:21.519 --> 00:06:25.680 to a freeze, and those apples are selling for seventy 99 00:06:25.680 --> 00:06:29.160 five and eighty cents. So you say, to mister fruit man, 100 00:06:29.360 --> 00:06:32.319 I'm going to keep this apple. Here's your fifty cents. 101 00:06:32.759 --> 00:06:36.920 So in any case, why is it important to know 102 00:06:37.000 --> 00:06:41.519 what lessors think about cars? Because they're the ones who gamble. 103 00:06:41.720 --> 00:06:44.639 They're the ones who put their money up for these 104 00:06:44.720 --> 00:06:50.240 cars and guarantee to buy them. At the end, I 105 00:06:50.319 --> 00:06:54.000 went through some of these, but I was shocked at 106 00:06:54.040 --> 00:06:57.040 the top twenty five. I'm going to tell you the 107 00:06:57.040 --> 00:06:59.759 top of the top twenty five is the portionine e 108 00:06:59.800 --> 00:07:05.439 lessn it now I would think that that car would depreciate. 109 00:07:05.839 --> 00:07:06.720 That's surprise A. 110 00:07:06.680 --> 00:07:10.439 Lot these big these is that considered an exotic car 111 00:07:10.600 --> 00:07:13.399 A portie I think you think so da is? 112 00:07:14.120 --> 00:07:19.879 I think exotic car territory would be like the Ferraries, Lamborghinis, borders, voices, 113 00:07:19.920 --> 00:07:22.360 stuff like that. This is a very high hand car, 114 00:07:22.519 --> 00:07:23.680 but certainly not exotic. 115 00:07:23.720 --> 00:07:24.360 What do they I. 116 00:07:24.279 --> 00:07:28.120 Don't know what they go for, but here is at 117 00:07:28.160 --> 00:07:32.319 the end. Listen to this the depreciation over five years. 118 00:07:33.639 --> 00:07:36.560 It only goes down in value twenty four thousand dollars 119 00:07:37.800 --> 00:07:40.639 in five years. So what you do is you take 120 00:07:40.680 --> 00:07:43.680 twenty four divide it by five, so you get five 121 00:07:44.600 --> 00:07:50.319 whatever about four point eight? What what about? 122 00:07:50.519 --> 00:07:51.199 Oh oh oh? 123 00:07:51.279 --> 00:07:53.759 I say? So what I'm saying is is that it 124 00:07:53.879 --> 00:07:58.759 goes down only it casts you about what five grand 125 00:07:58.800 --> 00:08:02.000 a year? That's how that's that's the cost of ownership 126 00:08:02.040 --> 00:08:06.240 for that, plus maintenance and all that. So the port 127 00:08:06.360 --> 00:08:09.639 And then second is the Porsche cunt is that the 128 00:08:09.720 --> 00:08:16.920 Cayman Cayman it's cym An, that's not Cayman. The Porsche 129 00:08:17.000 --> 00:08:20.560 seven eighteen Cayman. It goes down fifteen grand fifteen eight 130 00:08:21.000 --> 00:08:24.519 Now that's from MMSRP not from what a dealer sells. 131 00:08:24.759 --> 00:08:27.639 A lease is a bad deal if you acquire the 132 00:08:27.680 --> 00:08:30.879 car for more than a normal purchase price. And many 133 00:08:30.920 --> 00:08:34.559 dealers do that to you because the payments are artificially lower. 134 00:08:35.480 --> 00:08:39.720 They sell it to you higher because what they love 135 00:08:39.840 --> 00:08:43.879 they love monthly payment buyers. Monthly payment buyers are the 136 00:08:43.919 --> 00:08:47.039 worst buyers in the world. They make the worst deals 137 00:08:47.039 --> 00:08:49.399 in the world because they're looking at a monthly payment 138 00:08:50.320 --> 00:08:52.840 and if you look at just a monthly payment, you 139 00:08:52.879 --> 00:08:55.879 could be really tricked into paying way too much for 140 00:08:55.960 --> 00:09:01.279 a least car. Okay, number three on the list Toyota Tacoma. 141 00:09:03.879 --> 00:09:07.559 Now I am not surprised by what they lovingly call 142 00:09:07.639 --> 00:09:11.480 the taco And I know D again. I keep going 143 00:09:11.519 --> 00:09:15.279 back to d D. If D could be be have 144 00:09:15.399 --> 00:09:20.120 his ashes scattered at a Toyota factory upon his demise, 145 00:09:20.639 --> 00:09:24.639 he would uh, let's go to the phones here to Trea. 146 00:09:25.080 --> 00:09:32.720 I think it's Trea. Trea? Am I pronouncing your name correctly? Trea? 147 00:09:33.639 --> 00:09:35.559 It's Tria, But a lot of people just say. 148 00:09:35.399 --> 00:09:37.679 T Tria, Tria. Can you give me I want a 149 00:09:37.720 --> 00:09:39.960 little story about the name. Is it a family name? 150 00:09:41.279 --> 00:09:43.799 Well, no, it's actually not. You know, I grew up 151 00:09:43.799 --> 00:09:46.120 in Kelly, and my mom and dad were driving down 152 00:09:46.120 --> 00:09:49.000 Palm Street and they said, Tria. 153 00:09:49.399 --> 00:09:55.200 Are they hippies or were they hippies? No? Not at all, Okay, Tria, listen. 154 00:09:55.559 --> 00:09:58.120 And then you got a little a little one, a 155 00:09:58.159 --> 00:10:01.679 sibling called Busha, and then you have Tria and Busha 156 00:10:02.039 --> 00:10:06.480 and Flower and anyway, So listen, Tria. You have an 157 00:10:06.559 --> 00:10:10.759 issue with a dealer or with a car with a dealer. 158 00:10:11.039 --> 00:10:12.039 Tell us the story. 159 00:10:12.440 --> 00:10:16.639 Well, actually both, if I'm being honest. So I bought 160 00:10:16.639 --> 00:10:20.639 my car back in March of twenty twenty three. Mark, 161 00:10:20.759 --> 00:10:26.759 let's just say, yes, let's just say my parents four parents. 162 00:10:26.440 --> 00:10:29.440 As you did you just say? Did you just say 163 00:10:29.559 --> 00:10:31.159 four transmissions? 164 00:10:31.679 --> 00:10:32.759 Yes? I just said four. 165 00:10:33.000 --> 00:10:36.200 How is that possible? I mean how many miles on each? 166 00:10:36.279 --> 00:10:36.960 When you did it? 167 00:10:38.480 --> 00:10:40.840 So I got the car originally when it had did you? 168 00:10:40.840 --> 00:10:42.000 But you didn't buy it new? 169 00:10:42.080 --> 00:10:42.240 Right? 170 00:10:43.360 --> 00:10:43.399 No? 171 00:10:43.480 --> 00:10:45.440 I didn't buy it new. It was it was used. 172 00:10:45.480 --> 00:10:50.840 It came from Florida, and you know it only had 173 00:10:50.879 --> 00:10:54.480 I want to say, about thirty eight thousand miles on 174 00:10:54.559 --> 00:10:56.679 it when I bought it. I o writtinally about the 175 00:10:56.720 --> 00:10:58.519 car because my my original car got stolen. 176 00:10:58.799 --> 00:10:59.480 So I had a. 177 00:10:59.519 --> 00:11:03.200 Hondo Cord is a really good car. But guys, Jeff, 178 00:11:03.240 --> 00:11:06.720 have you ever heard of transmission problems with the accord? 179 00:11:07.159 --> 00:11:07.360 Wait? 180 00:11:07.399 --> 00:11:10.000 Wait, I have something very important to ask her, because 181 00:11:10.000 --> 00:11:12.519 I think I have an insight to what's going on. Terry, 182 00:11:12.519 --> 00:11:14.440 did you buy this from place called Auto Savvy? 183 00:11:15.480 --> 00:11:15.720 Yeah? 184 00:11:15.799 --> 00:11:18.039 Why do you have an insight? Hold that hold that 185 00:11:18.360 --> 00:11:20.879 he has an insight. We're coming up with that Auto 186 00:11:21.000 --> 00:11:26.399 Savvy and an eighteen Hondo Chord with my crew doing 187 00:11:26.480 --> 00:11:29.399 things right. Three ozho three seven one three talk seven 188 00:11:29.440 --> 00:11:32.720 one three eight two five five. Big chair to fill 189 00:11:32.759 --> 00:11:35.840 here where Mark was sitting. Literally, big chair. Not just 190 00:11:35.919 --> 00:11:40.120 kidding anyway. Uh, Marcus Suzanna off somewhere. 191 00:11:39.919 --> 00:11:42.639 Not so big anymore. He lost thirty pounds, Yeah. 192 00:11:42.399 --> 00:11:45.399 He did, didn't he's looking good man and that uh 193 00:11:45.840 --> 00:11:49.360 and that's compliments of Denver Region dot Com. But bing, 194 00:11:49.440 --> 00:11:50.399 how's that for a plug? 195 00:11:50.679 --> 00:11:50.759 No? 196 00:11:50.960 --> 00:11:54.039 Seriously, he is Uh, he's on the weight loss the 197 00:11:54.080 --> 00:11:56.240 weight loss drug that you get for pennies on the 198 00:11:56.279 --> 00:11:59.320 dollar with Denver Region. Denver Regen is also starting to 199 00:11:59.519 --> 00:12:06.799 uh treat neuropathy with stem cell therapy Denver Region dot Com. Okay, 200 00:12:06.840 --> 00:12:10.240 so listen, I want to go back to Tria. But first, Dennis, 201 00:12:10.279 --> 00:12:13.840 real quick, Dennis, I was going to talk about this today. 202 00:12:14.000 --> 00:12:18.559 And I see your comment. Go ahead, because everyone, I've 203 00:12:18.600 --> 00:12:23.679 gotten twelve inquiries about this text, and so many people 204 00:12:23.720 --> 00:12:25.919 are getting it. You think if they wanted to do 205 00:12:25.960 --> 00:12:28.919 a scam, they would slow it down a little, because 206 00:12:29.039 --> 00:12:31.600 when when you and eight other friends have the same 207 00:12:31.639 --> 00:12:35.279 exact text, you know something's up. Dennis, tell us about. 208 00:12:36.200 --> 00:12:36.840 By the way, tell you. 209 00:12:37.120 --> 00:12:38.480 Yeah, everybody, go. 210 00:12:38.480 --> 00:12:39.480 Ahead, what's your comment? 211 00:12:39.559 --> 00:12:40.240 Get the text? 212 00:12:40.320 --> 00:12:43.080 And I just got my license renewed, and I was thinking, 213 00:12:43.720 --> 00:12:47.919 what happened here? I don't have no violations or tickets 214 00:12:47.919 --> 00:12:51.600 that are passed to Yeah. Well, luckily I did not 215 00:12:51.799 --> 00:12:58.919 click on the link. I just went to Colorado Licensing 216 00:12:59.600 --> 00:13:05.639 and checked on the website. Yeah, and luckily they have 217 00:13:05.679 --> 00:13:10.120 it posted there that they're all text messages coming out. 218 00:13:10.279 --> 00:13:13.039 Was it looks just like the Colorado of Newpartment. 219 00:13:13.840 --> 00:13:18.000 I mean, nowadays they can make anything look like anything. 220 00:13:18.279 --> 00:13:21.080 You just can't trust crap like that. The only time 221 00:13:21.159 --> 00:13:27.519 you trust them is I mean, the only time to act, 222 00:13:27.600 --> 00:13:29.919 or the only way to act is this. If you 223 00:13:30.000 --> 00:13:33.440 get in something from DMV, you go and log on 224 00:13:33.600 --> 00:13:36.080 and don't use any of their links. Just log onto 225 00:13:36.080 --> 00:13:40.720 your account or somewhere. Then you're not cheated. If they 226 00:13:40.759 --> 00:13:43.639 say Excel Energy, you have a bill, you have to 227 00:13:43.639 --> 00:13:46.080 pay it. Your electricity are going to go off. Click here, 228 00:13:46.120 --> 00:13:49.000 don't click there, just go on. And I have a sheet, 229 00:13:49.120 --> 00:13:51.519 and I think a lot of people probably do a 230 00:13:51.559 --> 00:13:54.679 sheet of all my logins with user names and passwords, 231 00:13:54.679 --> 00:13:57.519 and all of my log ins for my home services. 232 00:13:57.720 --> 00:13:59.960 Then I have one for certain businesses and all that. 233 00:14:00.240 --> 00:14:02.879 So I always go to my bank and log in 234 00:14:02.919 --> 00:14:06.360 directly with the with the known and trusted links. But Dennis, 235 00:14:06.360 --> 00:14:08.759 did you have anything to add to the discussion they 236 00:14:08.759 --> 00:14:09.519 had yesterday. 237 00:14:10.960 --> 00:14:14.759 I did not hear yesterday's ocaessions. Yeah, but I just 238 00:14:14.799 --> 00:14:17.240 wanted to warn people about it because you. 239 00:14:18.360 --> 00:14:20.320 Can't you know what. Thank you, By the way, you 240 00:14:20.360 --> 00:14:24.279 can't warn people enough. I swear to God, these these 241 00:14:24.279 --> 00:14:26.879 scams must be lucrative. What about the one you have 242 00:14:26.919 --> 00:14:31.000 a package waiting and they're holding it up or in fact, 243 00:14:31.200 --> 00:14:35.759 do me a favor, tell me any scams that you've 244 00:14:35.840 --> 00:14:38.360 encountered recently. Let's just put them on a list. I 245 00:14:38.360 --> 00:14:42.000 think I want to hear about them. Maybe you might 246 00:14:42.039 --> 00:14:47.440 be first in line. But Deputy Doc speaking of scams. 247 00:14:48.000 --> 00:14:51.360 You said you worked with aa ARP, That is the 248 00:14:51.519 --> 00:14:53.559 American Associates Retired Person They. 249 00:14:53.440 --> 00:14:57.600 Have a special branch called the aa ARP Fraud Watch Network. 250 00:14:57.600 --> 00:14:59.840 How long you've been doing that a couple of years, 251 00:15:00.000 --> 00:15:00.960 probably least six or seven. 252 00:15:01.039 --> 00:15:02.919 And you get a lot of trends going through there. 253 00:15:02.919 --> 00:15:06.840 It's a national hotline exactly. And you say, romance scams 254 00:15:06.879 --> 00:15:07.639 are really big. 255 00:15:07.679 --> 00:15:08.840 Scams are a big one. 256 00:15:09.279 --> 00:15:10.639 And is who are the victims? 257 00:15:10.679 --> 00:15:14.759 Mainly they're usually men and old women in their fifties 258 00:15:14.759 --> 00:15:17.320 and sixties. Okay, we've been married for a while, the 259 00:15:17.360 --> 00:15:20.000 marriages kind of become boring. 260 00:15:19.919 --> 00:15:22.200 Or they could be a widow or a widower, right. 261 00:15:22.519 --> 00:15:26.600 And they get involved with these young people that are 262 00:15:26.639 --> 00:15:30.120 either overseas working on an oil rig. 263 00:15:30.159 --> 00:15:32.159 Or in the military, and. 264 00:15:32.279 --> 00:15:35.559 They yeah, because and somehow they get around to. 265 00:15:35.559 --> 00:15:37.799 Money, right, They always ask for money. 266 00:15:39.000 --> 00:15:44.480 So it's it's amazing. It's amazing. Some people lose their 267 00:15:44.600 --> 00:15:50.039 entire life savings. Okay, Trea, back to you. So we 268 00:15:50.639 --> 00:15:53.679 left off. You bought a used twenty eighteen Honda Cord. 269 00:15:53.840 --> 00:15:59.120 When you bought it, how many miles were on it? Oh, 270 00:15:59.240 --> 00:16:01.759 I'm sorry? Where am I here? Where am I here? 271 00:16:01.759 --> 00:16:01.960 Hold? 272 00:16:02.039 --> 00:16:02.759 On Tria. 273 00:16:02.799 --> 00:16:03.480 It's my fault. 274 00:16:03.519 --> 00:16:06.200 I got to press these buttons and Shannon won't give 275 00:16:06.240 --> 00:16:10.039 me a break and help me out here. There you go, Okay, 276 00:16:10.039 --> 00:16:12.879 thanks Shannon. Oh so, Tria, how many miles when you 277 00:16:12.879 --> 00:16:13.279 bought it? 278 00:16:14.720 --> 00:16:14.799 So? 279 00:16:14.840 --> 00:16:17.519 I want to say around thirty thousty thousand miles? 280 00:16:17.679 --> 00:16:19.799 Okay, so I'm going to say thirty five thousand miles. 281 00:16:19.960 --> 00:16:22.159 And and did you get it checked out when you 282 00:16:22.159 --> 00:16:22.960 bought it back? Then? 283 00:16:24.600 --> 00:16:24.799 Yes? 284 00:16:25.000 --> 00:16:27.720 And frequently it was when I first bought the car. 285 00:16:27.639 --> 00:16:33.960 Back in March March of March of when twenty three. Okay, 286 00:16:34.159 --> 00:16:36.200 so when you first got it checked out? What what 287 00:16:36.279 --> 00:16:37.159 showed up? Anything? 288 00:16:38.159 --> 00:16:40.399 Nothing really showed up. They said everything was fine with 289 00:16:40.440 --> 00:16:42.720 the car. I drove it off the lone. Everything was 290 00:16:42.759 --> 00:16:46.360 fine for about a month and then and May my 291 00:16:46.440 --> 00:16:46.799 car was. 292 00:16:46.720 --> 00:16:47.159 In the shop. 293 00:16:47.440 --> 00:16:50.879 My transmission went out, so not even too much transmission. 294 00:16:50.960 --> 00:16:53.240 Did you replace it or rebuild it at that time? 295 00:16:54.159 --> 00:16:59.960 So Autustave you sent me to the like their third party, 296 00:17:00.399 --> 00:17:02.039 like mechanics. 297 00:17:02.399 --> 00:17:04.839 Well that's good because they didn't have to do technically, 298 00:17:04.920 --> 00:17:07.759 they don't have to do anything. But h let's just 299 00:17:07.880 --> 00:17:11.400 talk all on the topic. A Deputy d said, let's 300 00:17:11.440 --> 00:17:15.119 talk about Auto Savvy. Okay, d Tom. 301 00:17:15.160 --> 00:17:17.559 You may recall last October you and I actually got 302 00:17:17.559 --> 00:17:19.799 a call about a vehicle that turned out to have 303 00:17:19.839 --> 00:17:22.160 been purchased from Auto Savvy. So you and I did 304 00:17:22.160 --> 00:17:24.039 a little bit of research online, and here's what it 305 00:17:24.039 --> 00:17:28.279 says on their website. They're they're the largest automotive retailer 306 00:17:28.359 --> 00:17:30.880 specializing in branded title vehicles. 307 00:17:31.119 --> 00:17:35.480 You know what that means, Tria. Yes, that means the 308 00:17:35.519 --> 00:17:38.839 car was totaled for some reason and brought back to 309 00:17:39.000 --> 00:17:43.759 specs and re and and resurrected. But it was a 310 00:17:43.839 --> 00:17:47.799 total rest and you knew that, right, Okay, So keep 311 00:17:47.799 --> 00:17:51.160 going with your story. You had your transmission replaced. 312 00:17:52.240 --> 00:17:54.160 Yeah, well, the first two months that I have bought 313 00:17:54.160 --> 00:17:58.920 the car, and so when I dropped it off back 314 00:17:58.960 --> 00:18:02.160 in May, it was in the shop for about a 315 00:18:02.200 --> 00:18:04.720 month and a half. And of course I'm still paying 316 00:18:04.720 --> 00:18:06.359 my payments. Then I'll let you know right now, I 317 00:18:06.440 --> 00:18:08.480 pay four hundred and twenty dollars on my payments a 318 00:18:08.519 --> 00:18:13.079 month for them, So the whole May I didn't have 319 00:18:13.160 --> 00:18:13.640 my car. 320 00:18:14.160 --> 00:18:16.279 So fast forward a couple of months later. 321 00:18:16.559 --> 00:18:19.440 Hold on, no, I want to you said something that 322 00:18:19.519 --> 00:18:22.359 led me to believe you're paying by a month one 323 00:18:22.400 --> 00:18:25.119 month you didn't have it. You understand that's totally separate. 324 00:18:25.880 --> 00:18:29.640 You have to still make your payments, right yeah, yeah, okay, 325 00:18:29.759 --> 00:18:30.640 so keep going. 326 00:18:31.920 --> 00:18:33.039 And then fastward. 327 00:18:33.039 --> 00:18:35.039 A couple of months later after that transmission, the went 328 00:18:35.079 --> 00:18:35.720 out again. 329 00:18:36.119 --> 00:18:38.640 And then I'll go to now how many miles went 330 00:18:39.119 --> 00:18:41.680 we're on that transmission that went out again? I mean, 331 00:18:42.640 --> 00:18:44.720 first of all, was it a rebuilt transmission? 332 00:18:46.559 --> 00:18:51.200 So it's from l kqsan. 333 00:18:51.599 --> 00:18:52.839 Used, a rebuilt used? 334 00:18:53.079 --> 00:18:55.279 Okay, they do have a program, but I don't believe 335 00:18:55.279 --> 00:18:56.119 they're built o Q. 336 00:18:56.759 --> 00:19:00.160 Okay, you replaced it with an l KQ transmission. How 337 00:19:00.200 --> 00:19:01.160 much did it cost you? 338 00:19:02.640 --> 00:19:05.440 So I did a two D ductible? 339 00:19:05.880 --> 00:19:08.400 Wait deductible? Do you have some kind of service plan 340 00:19:08.480 --> 00:19:09.079 that covered this? 341 00:19:09.559 --> 00:19:09.920 Yeah? 342 00:19:09.960 --> 00:19:12.960 I mean I have all the plan of warranties on 343 00:19:12.960 --> 00:19:13.720 this twenty two times? 344 00:19:13.799 --> 00:19:16.359 Hold on, no, no, So how much did you pay 345 00:19:16.480 --> 00:19:23.319 in total for that transmissions? You know that at least 346 00:19:23.359 --> 00:19:26.720 your at least your warranty is working. Okay. Then then 347 00:19:26.759 --> 00:19:28.680 when you had to do it a few months after that, 348 00:19:30.640 --> 00:19:33.119 did they pay again? No? 349 00:19:33.400 --> 00:19:35.359 Because it was such a short amount of time where 350 00:19:35.400 --> 00:19:37.880 the transision went out again, So I was still in 351 00:19:37.880 --> 00:19:39.160 that warranty. 352 00:19:38.960 --> 00:19:41.759 That's what it means. So you got it covered again. 353 00:19:42.480 --> 00:19:46.160 Yes, and then a recent time. My car's actually in 354 00:19:46.240 --> 00:19:48.319 the shop as we speak right now. 355 00:19:48.400 --> 00:19:52.160 Okay, So when in twenty three you had it done 356 00:19:52.240 --> 00:19:55.160 once or did you have it done twice? In twenty three? 357 00:19:57.279 --> 00:19:58.839 It was six months after that. 358 00:19:58.960 --> 00:20:02.319 So okay, So so sometime let's just say, okay, so 359 00:20:02.400 --> 00:20:05.400 a few months after that you had it again and 360 00:20:05.440 --> 00:20:08.440 then it just went out again. There's a problem here, guys. 361 00:20:08.720 --> 00:20:11.799 Why do transmissions keep going out? It can't It can't 362 00:20:11.799 --> 00:20:15.200 be luck of the draw three times or two times 363 00:20:15.279 --> 00:20:15.720 it happened. 364 00:20:15.759 --> 00:20:18.599 But luckilihood first of all is who are using us transmissions? 365 00:20:18.799 --> 00:20:21.319 So who knows how many miles are on that, you know, 366 00:20:21.319 --> 00:20:23.400 when it's going in the vehicle, Not to mention the 367 00:20:23.440 --> 00:20:25.319 fact that it is a salvage vehicle. There's a darn 368 00:20:25.359 --> 00:20:27.240 good possible if there's something else wrong on the car 369 00:20:27.319 --> 00:20:28.240 that's causing failure. 370 00:20:28.599 --> 00:20:31.000 What would cause failure of a transmission. 371 00:20:31.200 --> 00:20:34.960 It could be anything from you know, just simple wiring alignment. 372 00:20:35.160 --> 00:20:35.839 Could it be here? 373 00:20:36.119 --> 00:20:38.759 Well, it depends on the failure too. I mean, if 374 00:20:38.799 --> 00:20:41.440 the clutters are going out, the vour body's going out. 375 00:20:41.480 --> 00:20:46.599 What problems did you have with this the first time? 376 00:20:46.640 --> 00:20:49.000 What did they say was wrong with the transmission? Did 377 00:20:49.000 --> 00:20:49.599 they tell you? 378 00:20:50.599 --> 00:20:52.880 They didn't tell me much. They just said, oh well, 379 00:20:52.960 --> 00:20:54.680 let's just get into the shop and let's get a 380 00:20:54.799 --> 00:20:57.759 work done. And so I didn't ask many questions. 381 00:20:57.799 --> 00:21:02.400 You know, let's speed up. So far two hundred is 382 00:21:02.400 --> 00:21:03.759 all you've spent so far? 383 00:21:05.079 --> 00:21:10.160 Yeah, okay, but also there's another another, a whole nother 384 00:21:10.240 --> 00:21:13.000 ballgame with my car. So year and a half ago, 385 00:21:13.200 --> 00:21:18.160 my car started cracking like the Bondo itself by the 386 00:21:18.200 --> 00:21:19.559 gas tank and all my roof. 387 00:21:19.640 --> 00:21:21.119 Okay, so you bought. 388 00:21:20.960 --> 00:21:21.799 A branded car. 389 00:21:22.440 --> 00:21:25.000 I don't know what you expected, Tria. I hope you 390 00:21:25.079 --> 00:21:26.440 got a super deal on this. 391 00:21:28.119 --> 00:21:29.720 I bought the coverage for twenty five. 392 00:21:31.200 --> 00:21:32.160 You didn't get a deal. 393 00:21:33.200 --> 00:21:36.599 Yeah, and so I listen. 394 00:21:37.200 --> 00:21:40.160 If you have Bondo cracking and stuff, that that's a 395 00:21:40.279 --> 00:21:43.279 sign of major neglect when it came to those repairs. 396 00:21:43.640 --> 00:21:46.160 You should have really, you should have really taken this 397 00:21:46.240 --> 00:21:49.000 to a body shop, a frame shop. When when you 398 00:21:49.039 --> 00:21:52.039 buy a branded car, Oh my god, is there a 399 00:21:52.079 --> 00:21:55.160 lot to look for? I mean, have you ever had 400 00:21:55.160 --> 00:21:56.480 it completely gone over? 401 00:21:58.240 --> 00:21:58.440 Yes? 402 00:21:58.519 --> 00:21:59.759 I had all the car sacs on it. 403 00:22:00.079 --> 00:22:03.000 They no, I'm not talking about Carfax. Did you ever 404 00:22:03.039 --> 00:22:04.880 have anyone put it on a lift and go over 405 00:22:04.960 --> 00:22:07.720 all the bodywork and all the bondo and all the 406 00:22:08.720 --> 00:22:11.920 just everything. Have you ever had someone truly do that 407 00:22:12.240 --> 00:22:12.720 in depth? 408 00:22:13.279 --> 00:22:15.920 Up until recently when I send it to a body shop, 409 00:22:17.319 --> 00:22:20.920 they told me that whoever had built this car previously 410 00:22:22.079 --> 00:22:23.559 just did a terrible, terrible job. 411 00:22:24.279 --> 00:22:27.880 And they just basically, right now, right now, you have 412 00:22:28.000 --> 00:22:30.359 a car that's a piece of crap right now? 413 00:22:31.359 --> 00:22:31.799 Yeah? 414 00:22:31.880 --> 00:22:34.759 Yeah, So what are you calling about? Because you're stuck 415 00:22:34.799 --> 00:22:38.240 with it, Tria. I mean, there's no I don't see 416 00:22:38.240 --> 00:22:40.599 any fraud here. You're stuck with it. They did a 417 00:22:40.640 --> 00:22:44.200 bad job restoring the car. What were you hoping we 418 00:22:44.240 --> 00:22:45.039 would say to you? 419 00:22:46.839 --> 00:22:49.839 Oh well no I And like I said, I wanted 420 00:22:49.880 --> 00:22:52.119 there's a whole nother bogame with the bondo cracking. 421 00:22:51.960 --> 00:22:55.079 Iron understand, but what do you want? What do you want? 422 00:22:57.680 --> 00:22:59.759 I really just want help with with the with the 423 00:23:00.039 --> 00:23:01.000 general manager. 424 00:23:01.000 --> 00:23:01.559 He's an ass. 425 00:23:02.960 --> 00:23:05.839 Don't want old on. Let me get this straight. You 426 00:23:05.960 --> 00:23:09.920 bought a branded car as is, and what do you 427 00:23:10.000 --> 00:23:11.240 want them to do about it? 428 00:23:13.119 --> 00:23:15.400 Perfect my body paint on their car because they only 429 00:23:15.440 --> 00:23:17.480 offered me eight hundred dollars when the shot. 430 00:23:18.319 --> 00:23:19.119 But they don't. 431 00:23:19.720 --> 00:23:23.039 Okay, now, Tria, don't mistake this for a lack of 432 00:23:23.079 --> 00:23:25.720 wanting to help you. I want to help you, but 433 00:23:25.839 --> 00:23:28.200 I also have to give you a dose of reality. 434 00:23:28.839 --> 00:23:36.720 They're not responsible for that body work cracking. You bought 435 00:23:36.759 --> 00:23:40.880 the car. They're very clear that they're branded cars. They're 436 00:23:41.000 --> 00:23:44.000 very clear that it's as is, and that warranty you 437 00:23:44.039 --> 00:23:47.880 have won't cover body components. But I have some ideas 438 00:23:47.880 --> 00:23:50.720 if you hold on here, I have a few ideas 439 00:23:50.720 --> 00:23:53.440 of where you proceed from here, and maybe we do 440 00:23:53.599 --> 00:23:56.319 give the GM a call and maybe they would take 441 00:23:56.359 --> 00:23:58.759 it in on trade for something and we can make 442 00:23:58.799 --> 00:24:01.559 sure you don't get screwed to him. But what's your 443 00:24:01.559 --> 00:24:02.079 scal for? 444 00:24:02.160 --> 00:24:03.559 Bro Oh, I'm not scolling. 445 00:24:03.640 --> 00:24:06.839 I was just surprised to hear you express any optimism 446 00:24:06.839 --> 00:24:07.400 in this manner. 447 00:24:07.440 --> 00:24:11.480 No, no, no, no, you're right. It's not optimism. It's hope. 448 00:24:12.160 --> 00:24:15.519 There's no optimism whatsoever. I'm just trying to figure out 449 00:24:15.680 --> 00:24:18.440 if maybe this guy says, look, let's just trade it 450 00:24:18.480 --> 00:24:22.839 for another one, or if maybe the body we get 451 00:24:22.839 --> 00:24:25.480 it somewhere where she can get an honest assessment of 452 00:24:25.519 --> 00:24:27.640 everything wrong. With it and then at least we have 453 00:24:27.680 --> 00:24:31.160 somewhere to go. I don't know. I can't even think 454 00:24:31.200 --> 00:24:33.759 his small claim scort or anything that she would win. 455 00:24:33.839 --> 00:24:36.480 Tell does anyone no Tell she bought a Brenda car 456 00:24:36.519 --> 00:24:39.000 two years ago. You're running out to be a piece 457 00:24:39.039 --> 00:24:41.599 of junk, and I think putting Auto Savvy on the spot, 458 00:24:41.920 --> 00:24:43.920 it's kind of unfair to them in this manner. 459 00:24:45.400 --> 00:24:47.599 Yeah, we'll call it just to see what they say. 460 00:24:47.839 --> 00:24:50.440 But Bruce has a question, I'll go to him and 461 00:24:50.799 --> 00:24:52.640 I'll sprinkle calls in between here. 462 00:24:52.720 --> 00:24:55.160 So Bruce, what's going on with you? Bruce? 463 00:24:55.200 --> 00:24:56.079 How can I help you? 464 00:24:57.759 --> 00:24:58.000 Well? 465 00:24:58.079 --> 00:25:00.279 I have the same back problem that I believe that 466 00:25:00.319 --> 00:25:03.640 you had, and I know you had the tops surgery. 467 00:25:03.720 --> 00:25:05.559 I saw the YouTube bod. 468 00:25:05.480 --> 00:25:08.519 Oh okay, huh YouTube video, Yeah. 469 00:25:08.480 --> 00:25:10.559 And I was wondering how long ago that was and 470 00:25:10.599 --> 00:25:11.559 how that turned out? 471 00:25:12.279 --> 00:25:14.640 Was I think three years and now it's perfect. Never 472 00:25:14.680 --> 00:25:17.799 had another stitch of pain ever, and have put myself 473 00:25:17.839 --> 00:25:20.000 through a ringer as far as working out and all that. 474 00:25:20.240 --> 00:25:22.480 Let me explain something about the back surgery real quick, 475 00:25:22.480 --> 00:25:25.839 so I don't get too medical. All back surgeries come 476 00:25:25.880 --> 00:25:29.599 from pain most of the time, and the pain comes 477 00:25:29.640 --> 00:25:34.000 from nerve impingement. That's it. Period. Nerve impingement happens when 478 00:25:34.079 --> 00:25:37.720 bones rubbed together or the disc gets bulged or something. 479 00:25:37.759 --> 00:25:41.119 But it all narrows down to killing the nerves. In 480 00:25:41.160 --> 00:25:44.359 the past, what they've done is they've abladed nerves with 481 00:25:44.519 --> 00:25:48.160 heat ablasion, so they kill the nerve, but that usually 482 00:25:48.200 --> 00:25:51.279 comes back or new nerves take over, and some people 483 00:25:51.400 --> 00:25:55.920 have done all kinds of radio frequencies and all kinds 484 00:25:55.920 --> 00:25:59.160 of different ways to deal with the nerves, because really 485 00:25:59.440 --> 00:26:02.240 the struck sure of the back is very seldom bad 486 00:26:02.359 --> 00:26:06.559 enough where it must be dealt with for health. Most 487 00:26:06.599 --> 00:26:11.319 of the time, our bodies adapt to skeletal problems and 488 00:26:11.440 --> 00:26:15.720 it's the pain that usually drives the surgery. Now, the 489 00:26:16.319 --> 00:26:18.400 way to deal with the nerves is either to do 490 00:26:18.559 --> 00:26:22.720 an ablasion or to do what's called a fusion, and 491 00:26:22.720 --> 00:26:25.680 that's where they separate everything and put a cage around 492 00:26:25.720 --> 00:26:28.880 it so it doesn't move the problem. With those, they 493 00:26:28.920 --> 00:26:32.160 fail most of the time in a few years because 494 00:26:32.200 --> 00:26:37.400 of the adjacent disease. The adjacent disks have too much 495 00:26:37.440 --> 00:26:41.359 pressure on them. Fusion has one of the biggest failure 496 00:26:41.400 --> 00:26:44.839 rates of any medical procedure. But people are so damn desperate, 497 00:26:44.880 --> 00:26:48.599 they'll do anything. So the other way to deal with 498 00:26:48.640 --> 00:26:52.839 it is a movable fusion. And I say that because 499 00:26:52.880 --> 00:26:56.119 it really is fusing your bones together, but in a 500 00:26:56.200 --> 00:26:59.839 movable way. And that's what the TOPS is. And let 501 00:26:59.839 --> 00:27:04.240 me explain something. The problem with TOPS right now, with 502 00:27:04.400 --> 00:27:06.880 the not with the procedure itself, but with the whole 503 00:27:06.920 --> 00:27:11.759 area is it's only approved in America right now for 504 00:27:11.920 --> 00:27:17.200 one level. Meaning if you had three different facet joints 505 00:27:17.240 --> 00:27:21.240 going bad, they can't put it. They can't daisy chain 506 00:27:21.319 --> 00:27:25.559 it like a caterpillar. Now they can and it works, 507 00:27:25.839 --> 00:27:29.119 but it's not FDA approved in America. You can only 508 00:27:29.160 --> 00:27:33.160 do one level of pain. Now here's what's that's right, 509 00:27:33.240 --> 00:27:34.839 So do you have more than one level? 510 00:27:37.160 --> 00:27:37.559 I do? 511 00:27:37.920 --> 00:27:41.359 I actually do. I started out as one, but it's 512 00:27:41.400 --> 00:27:43.720 gone over the years. It's gone to the point where. 513 00:27:43.599 --> 00:27:45.400 It's like three of them now okay. 514 00:27:45.359 --> 00:27:48.000 But the other two are not near as bad. 515 00:27:48.160 --> 00:27:51.759 Here's what they do sometimes to get around the FDA thing. 516 00:27:52.160 --> 00:27:55.960 Because it's only approved for one level. Remember it's one 517 00:27:56.039 --> 00:27:59.680 level at a time, not one level. You can do three, 518 00:28:00.079 --> 00:28:03.799 three of them in three different areas. You can't daisy 519 00:28:03.920 --> 00:28:07.799 chain them. So what some doctors. What my doctor has 520 00:28:07.880 --> 00:28:13.039 done is he has done a fusion where he puts 521 00:28:13.079 --> 00:28:16.119 the tops on the top and bottom of the fusion 522 00:28:16.519 --> 00:28:19.400 so you don't get the adjacent disease. In other words, 523 00:28:19.480 --> 00:28:23.440 the fusion takes care of the nerves and keeps them 524 00:28:23.640 --> 00:28:26.279 from flaring up. And then on the top of the 525 00:28:26.319 --> 00:28:29.559 fusion and the bottom of the fusion where it meets 526 00:28:29.559 --> 00:28:32.839 the rest of your spine, it's movable, so you don't 527 00:28:32.880 --> 00:28:37.880 have that adjacent disk disease like you do with regular fusions. 528 00:28:38.119 --> 00:28:41.200 All I'm saying is all I'm saying is there's all 529 00:28:41.319 --> 00:28:43.519 kinds of ways to deal with it. I would go 530 00:28:43.599 --> 00:28:47.519 to the Top's website and contact doctor Joshua Beckman. Now 531 00:28:47.960 --> 00:28:53.039 the next biggest problem insurance companies are still calling it experimental. 532 00:28:53.440 --> 00:28:56.480 Now that's code for that's code for we don't want 533 00:28:56.480 --> 00:29:00.160 to pay for it. I hate when it's your as 534 00:29:00.200 --> 00:29:04.519 companies do this, they call it experimental. Or with women, 535 00:29:04.559 --> 00:29:08.720 when they used to have bilateral mess uh is it 536 00:29:08.759 --> 00:29:11.680 a mess ectomy where when the when the breast come off, 537 00:29:11.880 --> 00:29:14.200 they would want to rebuild the breast and they would 538 00:29:14.240 --> 00:29:18.839 call that cosmetic, and you know, and and so insurance 539 00:29:18.839 --> 00:29:21.640 companies have all kinds of ways to deny coverage. Who's 540 00:29:21.680 --> 00:29:22.279 your carrier? 541 00:29:24.279 --> 00:29:25.680 Uh? 542 00:29:25.759 --> 00:29:28.839 Do you have your So you're not on Medicare? 543 00:29:30.079 --> 00:29:31.119 I am on Medicure. 544 00:29:31.960 --> 00:29:33.599 Are you on Medicare advantage? 545 00:29:34.880 --> 00:29:35.319 Yeah? 546 00:29:35.400 --> 00:29:39.640 Okay, that's too bad. Medicare advantage is a terrible coverage 547 00:29:39.680 --> 00:29:43.519 and it may not cover it. Mine my Medicare and 548 00:29:43.559 --> 00:29:51.039 supplement covered on it. Yeah. And because my deductible for 549 00:29:51.119 --> 00:29:53.359 the year was matt which isn't much. You know, I 550 00:29:53.400 --> 00:29:55.440 forget what it is. But here's what I want you 551 00:29:55.480 --> 00:29:58.759 to do. Go to their website, Premium Spine, and look 552 00:29:58.839 --> 00:30:01.839 up doctor Joshua. Now I'm not saying he's the only 553 00:30:01.880 --> 00:30:04.000 one that can do these, but he's the one that 554 00:30:04.119 --> 00:30:08.119 really is probably the closest to the company. He knows, 555 00:30:08.279 --> 00:30:10.559 he talks to the CEO, and he was one of 556 00:30:10.559 --> 00:30:12.400 the first ones out of the gate with the FDA 557 00:30:12.440 --> 00:30:15.000 approval with me. So that's what I would do. It's 558 00:30:15.079 --> 00:30:18.000 Beckman B E C K M A N. He used 559 00:30:18.000 --> 00:30:20.440 to be up at Saint A's but right now he's 560 00:30:20.480 --> 00:30:23.359 at Porter. But just look him up and talk to 561 00:30:23.400 --> 00:30:32.319 his office. Let's go back to Tria. Tria. We we 562 00:30:32.720 --> 00:30:35.519 here's what we're gonna do. We want to get your 563 00:30:35.559 --> 00:30:38.200 car checked out. First, What part of town are you in. 564 00:30:39.400 --> 00:30:40.240 I'm in Springs. 565 00:30:40.799 --> 00:30:43.519 Oh you're in the Springs. Okay, I want to call. 566 00:30:44.279 --> 00:30:50.519 I want you to check Call Jesse at Honest Accurate Auto. 567 00:30:51.160 --> 00:30:53.799 That's the name of the shop, and tell Jesse you 568 00:30:53.839 --> 00:30:57.960 were on the show and that you need a quick assessment. Now, 569 00:30:58.000 --> 00:30:59.799 I don't know, there might be a charge with most 570 00:30:59.799 --> 00:31:01.799 of the time. If it's a quick assessment, he can 571 00:31:01.839 --> 00:31:05.319 get that done. You simply want to know what could 572 00:31:05.359 --> 00:31:09.039 be causing this problem. Not causing the problem, but why 573 00:31:09.079 --> 00:31:11.319 are you having so many problems? What you really want 574 00:31:11.400 --> 00:31:13.680 is a used car checkout. That's what you want, so 575 00:31:13.960 --> 00:31:15.839 you may as well pay for it and get a 576 00:31:15.960 --> 00:31:18.960 used car checkout because we need to make here's what 577 00:31:19.000 --> 00:31:22.799 I'm looking for specifically, I want to as Deputy d 578 00:31:22.960 --> 00:31:26.279 brought out, this is a two year old transaction on 579 00:31:26.359 --> 00:31:30.640 a site that publicly says we have branded titles. So 580 00:31:30.759 --> 00:31:34.039 it's not like they're hiding anything from it. The quality 581 00:31:34.480 --> 00:31:38.400 and here's something that's really important. The quality of work 582 00:31:38.880 --> 00:31:41.960 does not come into account when it comes to fraud 583 00:31:42.319 --> 00:31:46.359 and when it comes to misrepresentation. In other words, if 584 00:31:46.400 --> 00:31:50.920 you had an if they say rebuilt engine. It can 585 00:31:51.000 --> 00:31:54.000 be a rebuilt engine, but it could be a rebuilt 586 00:31:54.039 --> 00:31:57.400 engine that's done like a three year old, but it's 587 00:31:57.440 --> 00:32:02.680 still a rebuilt engine. And so you can't get them 588 00:32:02.720 --> 00:32:07.000 for fraud if it's a poor job. The only time 589 00:32:07.039 --> 00:32:09.400 you get them for a poor job is if you 590 00:32:09.640 --> 00:32:13.480 contracted for that job and that job was done poorly. 591 00:32:14.000 --> 00:32:17.720 But when you buy a car and repairs have been made, 592 00:32:18.440 --> 00:32:24.519 if they're just terrible repairs, that's on you. So you 593 00:32:24.519 --> 00:32:27.799 you really should have gotten that car checked out. I 594 00:32:27.839 --> 00:32:30.039 fear you're going to be stuck with this car, and 595 00:32:30.079 --> 00:32:32.079 I don't think the dealer is going to do anything. 596 00:32:33.079 --> 00:32:35.480 Have you ever asked them to trade you out of it? 597 00:32:36.359 --> 00:32:37.480 So here's the thing. 598 00:32:37.599 --> 00:32:40.599 So Orlando, he's the general manager of the Springs location, 599 00:32:41.200 --> 00:32:44.119 and I will just say one thing. He is so so, 600 00:32:44.119 --> 00:32:47.319 so so rude. You know, I went in there and 601 00:32:47.400 --> 00:32:49.920 he tried to giving me into a car that I 602 00:32:49.960 --> 00:32:52.519 didn't even want. He showed me a twenty twenty three 603 00:32:52.599 --> 00:32:54.240 niece on Max and he goes, oh, yeah, you know, 604 00:32:54.240 --> 00:32:56.519 you play this for me about six hundred and fifty 605 00:32:56.519 --> 00:32:58.079 dollars And I told him, I said, hey, look, you 606 00:32:58.119 --> 00:33:00.599 know I can't afford that. I said, I'm saying foreign seventeen. 607 00:33:00.640 --> 00:33:02.279 I think my insurance go up and everything. 608 00:33:02.599 --> 00:33:04.640 And he told me he had the nerve to tell me. 609 00:33:04.839 --> 00:33:07.680 He said, well instead of having because I have my 610 00:33:07.720 --> 00:33:09.240 daughter with me, I have a five year old daughter, 611 00:33:09.640 --> 00:33:11.400 and he had the nerve to tell me. He goes, well, 612 00:33:11.519 --> 00:33:15.400 instead of you know, getting her, you know, fifteen twenty 613 00:33:15.440 --> 00:33:17.359 gifts out of the tree, maybe she's only get five. 614 00:33:18.079 --> 00:33:19.720 I mean, how dare you well? 615 00:33:19.720 --> 00:33:21.640 Tell me, Tria, what's you get my daughter? 616 00:33:21.640 --> 00:33:21.880 Tria? 617 00:33:22.519 --> 00:33:26.799 I understand, Tria. There, look, go to honest, Accurate Auto, 618 00:33:27.160 --> 00:33:29.400 get the car checked. We got to figure out what 619 00:33:29.480 --> 00:33:31.960 it's worth. I think you're stuck with it. I think 620 00:33:31.960 --> 00:33:34.359 you're buried in it. And this may end up in 621 00:33:34.400 --> 00:33:37.400 a bankruptcy. And don't don't be surprised people when I 622 00:33:37.440 --> 00:33:40.880 say that, sometimes that happens. We're a bankruptcy. Is your 623 00:33:40.880 --> 00:33:59.240 only way out? Ripped? Dump kid? 624 00:34:00.519 --> 00:34:01.799 Shoot's gonna help. 625 00:34:02.079 --> 00:34:04.160 Come man, This. 626 00:34:04.720 --> 00:34:10.320 Is the Troubleshooter Show. No Tom Martino, Hey Tom Martino here. 627 00:34:10.199 --> 00:34:10.960 Welcome to the show. 628 00:34:11.000 --> 00:34:13.719 It's card day today. I got Kevin Colton, shardan auto tech, 629 00:34:14.039 --> 00:34:17.719 Jeff camera transmission, and two of my deputies Deputy Doc, 630 00:34:17.800 --> 00:34:20.880 Deputy D and we are trying to kick ass for 631 00:34:20.960 --> 00:34:23.800 you if we can. There's nothing more frustrating than getting 632 00:34:23.840 --> 00:34:26.119 problems that happen over and over and over again where 633 00:34:26.119 --> 00:34:28.239 you can't help. But you know what, it does bring 634 00:34:28.320 --> 00:34:31.320 up really good topics. And I love this show not 635 00:34:31.440 --> 00:34:35.159 only because we directly solve problems and get involved in 636 00:34:35.199 --> 00:34:35.960 people's lives. 637 00:34:35.960 --> 00:34:36.480 I love that. 638 00:34:36.639 --> 00:34:40.039 I really, honest to God, love when one of the 639 00:34:40.039 --> 00:34:42.679 deputies come and say, we got this money bag for someone, 640 00:34:42.760 --> 00:34:46.880 and they'll tell you we are truly joyous when we 641 00:34:46.960 --> 00:34:50.800 help people. But then there's something else we do. We educate, 642 00:34:51.199 --> 00:34:53.920 and you know, we have fun here. Look, but there 643 00:34:53.920 --> 00:34:56.920 are people we can't help and they're so buried we 644 00:34:57.039 --> 00:34:59.880 just can't help them. And in those cases, though, I 645 00:35:00.000 --> 00:35:04.400 I believe the education learned really goes a long way. 646 00:35:04.840 --> 00:35:07.039 And one of the things that comes up over and 647 00:35:07.079 --> 00:35:10.559 over again, over and over again is the used car thing. 648 00:35:10.599 --> 00:35:14.719 But the used car thing it has way more lessons 649 00:35:14.800 --> 00:35:18.599 than just getting a car checked out, way more that 650 00:35:18.800 --> 00:35:22.599 is a good lesson. Getting a car checked out shared 651 00:35:22.639 --> 00:35:24.880 an autotech for example, they'll do a car chack. I 652 00:35:24.920 --> 00:35:27.760 think it's one hundred and twenty bucks isn't y Yeah, 653 00:35:27.840 --> 00:35:31.159 and if you get two full hours of complete diagnostics. 654 00:35:31.360 --> 00:35:34.320 Now here's the thing. Getting a car checked out is 655 00:35:34.360 --> 00:35:37.239 only one of the things. One of the biggest problems 656 00:35:37.679 --> 00:35:42.039 with cars in general. Cars are the source. If I 657 00:35:42.079 --> 00:35:45.280 go back in my data, bank, cars are the source. 658 00:35:45.679 --> 00:35:50.800 Car transactions are the sauce, a source many times of 659 00:35:50.920 --> 00:35:55.079 financial ruination or a reset where people have to do 660 00:35:55.079 --> 00:35:58.679 a bankruptcy. Let me explain how that happens. And I'm 661 00:35:58.719 --> 00:36:01.760 going to give you a really good example. And let's 662 00:36:01.760 --> 00:36:05.719 call him Zach. This just this has taken it. So, 663 00:36:05.880 --> 00:36:10.519 Zach buys a car. He's a teenager, he buys a car. 664 00:36:11.440 --> 00:36:15.199 He's eighteen, he's I'm gonna buy a car, and he 665 00:36:15.239 --> 00:36:18.960 loves the car. It's a Corvette. It's used, he doesn't 666 00:36:19.000 --> 00:36:21.119 get it checked, he doesn't do anything right. He pays 667 00:36:21.159 --> 00:36:23.840 too much for it. The day drives off the lot, 668 00:36:24.199 --> 00:36:27.599 he's buried in that car. Let's just say he paid 669 00:36:28.119 --> 00:36:32.400 too much for it, and he's five thousand dollars underwater. Now, 670 00:36:32.599 --> 00:36:35.000 if he keeps that car for the entire length of 671 00:36:35.039 --> 00:36:37.960 the loan and nurses it and lives, you know it 672 00:36:38.039 --> 00:36:42.159 was running okay. But if he kept the car, he 673 00:36:42.199 --> 00:36:46.280 could pay it off and then keep it a while 674 00:36:46.880 --> 00:36:49.360 and beat the system, or at least not be a 675 00:36:49.440 --> 00:36:53.800 victim of the system. But instead, as most young people 676 00:36:53.880 --> 00:36:57.519 do and sometimes older people, he gets the hots for 677 00:36:57.559 --> 00:37:00.000 another car, and he says, oh, I don't want to 678 00:37:00.239 --> 00:37:03.039 keep this the five years I have at financed. So 679 00:37:03.800 --> 00:37:06.679 on year two and a half or three, he might 680 00:37:07.039 --> 00:37:10.880 go out shopping for a car. Okay, some used car 681 00:37:10.920 --> 00:37:13.599 salesperson talks him into a car, says, oh, and we 682 00:37:13.639 --> 00:37:16.480 can handle that car traded in and we'll just roll 683 00:37:16.519 --> 00:37:20.639 everything into the new deal. So the second car he 684 00:37:20.679 --> 00:37:24.159 goes out to get, he really loves the car, and 685 00:37:24.199 --> 00:37:25.639 he pays too much for that one. 686 00:37:26.199 --> 00:37:28.159 And in addition to that, he's. 687 00:37:28.000 --> 00:37:31.719 Rolling five thousand dollars of negative equity into the new loan. 688 00:37:32.199 --> 00:37:37.400 So immediately he's five thousand dollars negative on that previous 689 00:37:37.480 --> 00:37:41.920 car being built into the loan, plus another three thousand 690 00:37:41.960 --> 00:37:44.039 when he drives off the lot with the new car 691 00:37:44.320 --> 00:37:47.519 or with the second used car. So now he's eight 692 00:37:47.960 --> 00:37:52.239 thousand dollars of negative equity in a car, and he's 693 00:37:52.280 --> 00:37:57.280 making payments. Again, over three to five years, he's making payments. 694 00:37:57.920 --> 00:38:03.320 He is totally crewed eight thousand dollars. It's a negative 695 00:38:03.320 --> 00:38:06.320 equity snowball. I call it a snowball because they keep 696 00:38:06.360 --> 00:38:09.239 doing it. But let's say, in Zach's case, now the 697 00:38:09.280 --> 00:38:14.119 car needs a transmission. Uh uh, he can't afford it. 698 00:38:14.400 --> 00:38:16.880 But he bought a car that he could afford at 699 00:38:16.880 --> 00:38:19.360 one hundred and twenty thousand miles and he had to 700 00:38:19.440 --> 00:38:21.519 roll the negative equity and it's the only thing he 701 00:38:21.519 --> 00:38:24.840 could have structured at his age with his income. But 702 00:38:25.000 --> 00:38:30.880 now he needs a transmission. So what he does is 703 00:38:30.920 --> 00:38:34.679 he refinances this deal and they put the cost of 704 00:38:34.719 --> 00:38:38.280 that loan and the transmission in it. But because of 705 00:38:38.519 --> 00:38:42.480 the overpayment of that car and the transmission and the mileage, 706 00:38:42.599 --> 00:38:45.519 it doesn't up the value of that car. So now 707 00:38:45.559 --> 00:38:48.400 he's got let's say eighteen hundred bucks, let's just call 708 00:38:48.440 --> 00:38:51.559 it two grand on top of that. So now he's 709 00:38:51.719 --> 00:38:55.039 eight thousand plus another two Now he's ten thousand dollars 710 00:38:55.440 --> 00:39:00.119 underwater in that car, and he's making his payments. And 711 00:39:00.159 --> 00:39:03.159 not only that, he just his payments went up a bit. 712 00:39:04.480 --> 00:39:10.360 Think about this year four comes along. He kept it 713 00:39:10.400 --> 00:39:12.800 as long as he possibly. He can't possibly keep it 714 00:39:12.840 --> 00:39:16.800 another year, he found a car he really wants this time. 715 00:39:16.840 --> 00:39:22.039 He's thinking, I'm going to go newer, and this his credit. 716 00:39:22.239 --> 00:39:26.440 He's making more money now and he barely qualifies. But 717 00:39:26.519 --> 00:39:29.280 he pays too much for that car. Even if he didn't, 718 00:39:29.320 --> 00:39:31.760 it wouldn't matter. The negative equity will catch up to him. 719 00:39:31.880 --> 00:39:35.360 So now he's got a car. He is twenty one 720 00:39:35.519 --> 00:39:38.159 years old at this point, now twenty or twenty two, 721 00:39:39.079 --> 00:39:44.519 and he has fifteen thousand dollars of negative equity in 722 00:39:44.559 --> 00:39:49.719 a car. That's just normal, fifteen thousand with no prayer 723 00:39:50.119 --> 00:39:53.960 of ever paying for anything. His next major auto repair 724 00:39:54.039 --> 00:39:57.719 means bankruptcy. He's got to turn the car in walk 725 00:39:57.760 --> 00:40:02.280 away and start over. This happens all the time to people. 726 00:40:02.599 --> 00:40:06.639 The negative equity snowball. It is a terrible thing, and 727 00:40:06.719 --> 00:40:10.519 it happens all the time. So negative equity in a 728 00:40:10.599 --> 00:40:14.559 car is one of the first problems people encounter. Also, 729 00:40:15.039 --> 00:40:19.119 credit cards. Now, credit cards are even a bit more 730 00:40:19.159 --> 00:40:22.679 insidious because with a credit card. I knew a girl, 731 00:40:22.880 --> 00:40:27.480 let's call her Pam. Pam when she was in college, 732 00:40:27.719 --> 00:40:32.159 had high grades, she had her parents' money, and she 733 00:40:32.360 --> 00:40:36.519 bought and paid off things on a credit card where 734 00:40:36.519 --> 00:40:40.360 she was a signer. But it was with their money. 735 00:40:41.239 --> 00:40:47.039 Upon graduating college, she's inundated with credit card offers. She 736 00:40:47.199 --> 00:40:51.039 had twelve credit cards, I swear to God, twelve credit cards, 737 00:40:51.599 --> 00:40:55.119 and they all had limits of about one thousand dollars. 738 00:40:55.400 --> 00:40:58.920 Some had a limit of fifteen hundred. She gets out 739 00:40:59.000 --> 00:41:03.519 of college now and struggling to find work. She gets 740 00:41:03.519 --> 00:41:08.360 a menial job, and to her, those credit cards mean 741 00:41:09.159 --> 00:41:14.239 income to her. It's not income, but it means income 742 00:41:14.840 --> 00:41:18.880 to her. So think about this now. When she goes 743 00:41:18.920 --> 00:41:23.360 out to buy a product purse, or she goes out 744 00:41:23.400 --> 00:41:26.800 to buy a Fendie purse or something, or a designer 745 00:41:27.159 --> 00:41:30.239 a Jen's or something. When she goes out to buy those, 746 00:41:31.000 --> 00:41:33.480 she's not thinking, oh, this is going to cost me 747 00:41:33.559 --> 00:41:36.920 twenty five hundred dollars. She doesn't even think about it. 748 00:41:37.320 --> 00:41:39.800 She says, oh, this is going to be twelve dollars 749 00:41:40.519 --> 00:41:46.039 and fifty cents a month. That's what she's thinking. Then 750 00:41:46.079 --> 00:41:49.079 she goes out and buy something else, or she puts 751 00:41:49.119 --> 00:41:52.199 a bill from her apartment on there. She's looking at 752 00:41:52.199 --> 00:41:57.440 twelve credit cards as twelve sources of income, and she 753 00:41:57.599 --> 00:42:03.239 puts bills on these twelve cards, and she calculates minimum payments. 754 00:42:03.880 --> 00:42:07.079 So to her, on these twelve cards. She might have 755 00:42:07.719 --> 00:42:11.360 four to five hundred dollars to pay a month, and 756 00:42:11.440 --> 00:42:14.519 she's thinking, but look at all the beautiful things I have. 757 00:42:15.880 --> 00:42:20.800 Those cards are never getting paid down. She's just treading water, 758 00:42:21.920 --> 00:42:27.679 and eventually it comes. It just kills her Financially. People 759 00:42:28.840 --> 00:42:32.119 misuse of credit is a big, big deal, and I 760 00:42:32.199 --> 00:42:33.960 know there are a lot of people that talk about that. 761 00:42:34.639 --> 00:42:38.280 I believe credit is a tool and when used properly, 762 00:42:38.760 --> 00:42:42.079 just like a pain medicine, it can do you wonders. 763 00:42:42.880 --> 00:42:46.079 But if used improperly, it digs a hole you can 764 00:42:46.079 --> 00:42:50.920 never get out of. And again, bankruptcy is one of 765 00:42:50.960 --> 00:42:54.440 the solutions that people find themselves in where they have 766 00:42:54.519 --> 00:42:57.280 to do a bankruptcy and start over. But in some 767 00:42:57.400 --> 00:43:01.079 cases a bankruptcy doesn't even help because they're going to 768 00:43:01.119 --> 00:43:04.199 lose their car or possibly a condo they bought or 769 00:43:04.239 --> 00:43:09.840 something like that. Economics and finance it they are not 770 00:43:10.000 --> 00:43:14.079 taught in schools to the level of everyday life. Kids 771 00:43:14.119 --> 00:43:17.880 come out of school not knowing anything about finance and 772 00:43:17.960 --> 00:43:21.239 it kills them. And even young married people in their 773 00:43:21.320 --> 00:43:25.079 late twenties or early thirties run into these problems. The 774 00:43:25.119 --> 00:43:30.519 misuse of credit and buying cars the wrong way and 775 00:43:30.599 --> 00:43:34.960 not keeping cars the length of time they finance them. 776 00:43:35.199 --> 00:43:40.599 You are never ahead ever when you short circuit a 777 00:43:40.719 --> 00:43:44.440 loan or a lease ever, and that goes for places 778 00:43:44.480 --> 00:43:48.119 where you live. That's another problem. Kids get into and 779 00:43:48.159 --> 00:43:51.159 I say kids, and I mean young people. They sign 780 00:43:51.199 --> 00:43:54.039 a lease and they don't have any clue if they're 781 00:43:54.039 --> 00:43:57.199 going to be together. Sometimes these kids get together and 782 00:43:57.280 --> 00:44:00.760 co sign leases and then they have arguments, fights, and 783 00:44:00.840 --> 00:44:03.800 they don't want to live together anymore, and they end 784 00:44:03.920 --> 00:44:08.000 up with a giant judgment against them. It's the whole 785 00:44:08.000 --> 00:44:12.000 thing is just a nightmare. And parents go ahead. 786 00:44:12.119 --> 00:44:14.519 If the schools aren't gonna do it, it's up to 787 00:44:14.559 --> 00:44:17.559 the parents. I mean, if you have right, Yeah, if 788 00:44:17.599 --> 00:44:20.039 you have a child, you need to teach that child 789 00:44:20.360 --> 00:44:22.760 about credit and about going into. 790 00:44:22.559 --> 00:44:25.760 Debt, right and consequences thereof right. 791 00:44:26.199 --> 00:44:28.800 But I'm saying it's not only the schools, it's the parents. 792 00:44:29.000 --> 00:44:31.159 Have a b Well, I think it's it is mostly 793 00:44:31.320 --> 00:44:34.840 the parents. I mean, you have to teach your children 794 00:44:35.199 --> 00:44:37.239 how to tie their shoes. You also have to teach 795 00:44:37.280 --> 00:44:41.000 them how to use credit. It's just very basic. It's 796 00:44:41.039 --> 00:44:44.920 something that's needed. So now getting back to this. Now, 797 00:44:45.119 --> 00:44:48.000 when we're talking about cars, I started out the show 798 00:44:48.039 --> 00:44:50.719 talking about cars and cars that hold value in the 799 00:44:50.760 --> 00:44:53.559 cars that appreciate. So rather than telling you about all 800 00:44:53.599 --> 00:44:55.639 these wonderful cars, but I'm gonna go down the list 801 00:44:55.639 --> 00:44:57.840 real quick to twenty five. I'm not gonna I'm not 802 00:44:57.840 --> 00:44:59.800 gonna spend any time, just gonna tell you what they are. 803 00:45:00.280 --> 00:45:02.400 And then those are the cars that hold their value. 804 00:45:02.679 --> 00:45:04.840 And many of those cars are out of reach for 805 00:45:04.880 --> 00:45:08.360 young people anyway. But and here's another thing you're gonna 806 00:45:08.360 --> 00:45:13.039 find puzzling. But these cars that hold their value are 807 00:45:13.079 --> 00:45:17.079 the worst used cars you can buy. Jiro, what I 808 00:45:17.199 --> 00:45:24.519 just said, Remember that the worst used cars you can buy? Good? Question? 809 00:45:24.599 --> 00:45:30.079 Why is that? Because they hold their value. So when 810 00:45:30.119 --> 00:45:35.199 you get let's just take a Chevy Blazer and a 811 00:45:35.280 --> 00:45:40.440 Toyota suv of some kind in that category. Okay, Now 812 00:45:40.480 --> 00:45:44.559 you have the Chevy Blazer and the Toyota, you buy them. 813 00:45:45.079 --> 00:45:48.239 The best new car value would be the Toyota because 814 00:45:48.239 --> 00:45:51.480 it's going to preserve your value, whereas the Chevy's going 815 00:45:51.480 --> 00:45:54.480 to depreciate quicker. But now move three years down the 816 00:45:54.559 --> 00:45:57.960 road or fifty thousand or sixty thousand miles down the road. 817 00:45:58.639 --> 00:46:01.800 You'll be crazy to buy the Toyota because it hardly 818 00:46:01.880 --> 00:46:05.000 moved the needle and it's worth a lot of money, 819 00:46:05.480 --> 00:46:08.280 Whereas you can get a nearly new Blazer with a 820 00:46:08.280 --> 00:46:11.920 few miles on it for way cheaper than the Toyota. 821 00:46:12.159 --> 00:46:15.360 At that point, the Chevy Blazers have a better buy 822 00:46:15.880 --> 00:46:21.280 because it took the giant hit of depreciation and you're 823 00:46:21.360 --> 00:46:24.199 still getting let's face it, it's a hunk of metal 824 00:46:24.239 --> 00:46:27.079 with a motor, and you're still getting the same transportation 825 00:46:27.199 --> 00:46:31.519 you can get with a Toyota. So these cars I'm 826 00:46:31.559 --> 00:46:36.039 reading about with the highest values or the lowest appreciation 827 00:46:36.599 --> 00:46:39.119 are the worst juice cars to go out and get, 828 00:46:39.880 --> 00:46:43.840 unless somehow you know somebody and you get a great deal. Okay, 829 00:46:44.079 --> 00:46:45.719 And by the way, our lines are open A three 830 00:46:45.800 --> 00:46:49.239 oh three, seven one three talk seven one three, A 831 00:46:49.320 --> 00:46:51.280 two five to five. You can also call three oh 832 00:46:51.360 --> 00:46:54.639 three Martino. So here's the list. Portion nine to eleven, 833 00:46:55.199 --> 00:47:07.639 Portion seven eighteen Cayman, Toyota, Tacoma, Chevy, Corvette, Honda, Civic, Chevy, Camaro, Toyota, Tundra, Ford, Mustang, Porsche, Boxter, Toyota, Corolla, 834 00:47:07.960 --> 00:47:14.119 Subaru BRZ, Toyota Rav four Toyota four Runner, Toyota Corolla, 835 00:47:14.960 --> 00:47:20.119 Subaru Crosscheck, Suparu impressive, and again these are ones that 836 00:47:20.320 --> 00:47:24.360 depreciate the least. The top twenty five. Another Chevy Corvette. Well, 837 00:47:24.400 --> 00:47:26.360 let's see, were there are two Corvettes on your Oh no, 838 00:47:26.360 --> 00:47:28.719 there's a Cameo. Yeah, there were. One is the coup 839 00:47:28.960 --> 00:47:32.000 and the other Chevy Corvette is the is not a coup. 840 00:47:32.039 --> 00:47:34.800 I don't know. A Jeep Wrangler, a Honda hr Now, 841 00:47:34.800 --> 00:47:37.199 I'm surprised that Jeep Wrangler is up there in the 842 00:47:37.199 --> 00:47:41.320 top twenty five, but again it holds its value. A 843 00:47:41.480 --> 00:47:47.159 Honda HRV, Ford Ranger, Honda, a Cord, Toyota, Prius. Toyota 844 00:47:47.199 --> 00:47:51.679 is killing this list. Honda CRV again, another one, a 845 00:47:51.760 --> 00:47:56.119 Subaru WRX, and a Toyota Camry. Toyota has the most 846 00:47:56.119 --> 00:47:59.320 cars on the top twenty five. But here's the real thing. 847 00:48:00.559 --> 00:48:03.719 These are the ones that are great used car values, 848 00:48:03.880 --> 00:48:07.119 but they're terrible to buy new because and my god, 849 00:48:07.239 --> 00:48:10.280 my car is right up on the that. These are 850 00:48:10.360 --> 00:48:17.360 cars with the highest depreciation, the highest depreciation over five years. 851 00:48:17.719 --> 00:48:25.440 The Jaguar number one, the Jaguar EV depreciates seventy two percent. 852 00:48:25.559 --> 00:48:31.679 Oh wow, seventy two percent. What a great used car 853 00:48:31.800 --> 00:48:37.440 value that. Oh. Now, mine BMW seven Series is one 854 00:48:37.480 --> 00:48:44.719 of the worst depreciating cars. It depreciates sixty seven percent. 855 00:48:46.599 --> 00:48:49.760 That's in three years, in five five years. 856 00:48:50.119 --> 00:48:52.480 I'm honest to God, and I know it because I 857 00:48:52.559 --> 00:48:55.079 bought that during COVID and I don't know why. 858 00:48:55.159 --> 00:48:56.360 I don't know why I bought it. 859 00:48:56.400 --> 00:48:59.599 I wanted a new car, and I love Beamers and 860 00:48:59.599 --> 00:49:01.679 and I don't know why, but the and first of all, 861 00:49:01.679 --> 00:49:03.400 it's too big for me. I can go back and 862 00:49:03.480 --> 00:49:05.920 lament on everything, but I made. I made a bunch 863 00:49:05.920 --> 00:49:10.440 of bad choices. I got this feeling like I better 864 00:49:10.480 --> 00:49:12.679 do it now during COVID because everything was going up 865 00:49:12.760 --> 00:49:16.159 so fast it was I got tied up in a stupid, 866 00:49:16.719 --> 00:49:20.199 uh sense of urgency. And I got this Beamer seven 867 00:49:20.719 --> 00:49:23.280 and it literally And I know because I tried to 868 00:49:23.280 --> 00:49:25.760 trade it, and I've asked people, and I've I've gone 869 00:49:25.800 --> 00:49:29.320 on cars dot Com for people selling them, and I 870 00:49:29.320 --> 00:49:31.719 can tell you personal experience right now. I had mine 871 00:49:31.719 --> 00:49:36.599 now for three years and it's I can't get quite 872 00:49:36.920 --> 00:49:40.280 half of what I paid for it, not quite half. 873 00:49:41.239 --> 00:49:43.239 I get a little less than half if I want 874 00:49:43.239 --> 00:49:44.000 to sell it right now. 875 00:49:44.039 --> 00:49:45.760 But Tom, did any of that come as a surprise 876 00:49:45.840 --> 00:49:47.280 to you, or did you it. 877 00:49:47.159 --> 00:49:51.039 Came to Okay, i've met with you, Tom, I did 878 00:49:51.119 --> 00:49:53.199 not ask me about BMW's. 879 00:49:53.440 --> 00:49:55.760 Oh do you have some that they'd appreciate? 880 00:49:55.880 --> 00:49:58.119 Like Tracy? First of all, I didn't know that. 881 00:49:58.280 --> 00:50:04.239 First of all, I'm over the BMW. Okay, we should 882 00:50:04.239 --> 00:50:05.039 never have. 883 00:50:06.880 --> 00:50:07.400 For a while. 884 00:50:08.360 --> 00:50:11.320 Beautiful Kevin will attest to this. He's worked on the 885 00:50:11.400 --> 00:50:15.639 damn car. The parts are unbelievably difficult to get. 886 00:50:15.800 --> 00:50:18.559 BMW's are terrible for expensive maintenance. 887 00:50:18.719 --> 00:50:23.440 And yeah, well we actually bought the the one I guess. 888 00:50:23.599 --> 00:50:28.920 Good thing we got was the additive the ad that. 889 00:50:29.320 --> 00:50:30.480 You mean, the extended warranty. 890 00:50:30.800 --> 00:50:33.079 No, not the extended no, never. 891 00:50:34.000 --> 00:50:37.679 We got the package that included free oil changes and 892 00:50:37.800 --> 00:50:38.559 free U. 893 00:50:40.000 --> 00:50:41.199 And all of that stuff. 894 00:50:41.480 --> 00:50:46.719 So that's what's model. He has a five thirty five. 895 00:50:46.800 --> 00:50:49.320 I I hate it. It is complicated. 896 00:50:50.280 --> 00:50:54.480 Oh God, are the worst new cars you can ever buy? 897 00:50:54.519 --> 00:50:54.880 The worst? 898 00:50:54.920 --> 00:50:57.239 It's a year. No, it's not a new car, it's 899 00:50:57.280 --> 00:50:57.679 a year. 900 00:50:57.800 --> 00:51:00.599 No, I know, but I'm saying the worst car you 901 00:51:00.639 --> 00:51:01.320 can buy. 902 00:51:01.280 --> 00:51:02.920 Yeah, I think it's a two thousand and seven. 903 00:51:03.000 --> 00:51:05.239 And the Series seven of all of them is the 904 00:51:05.280 --> 00:51:07.119 worst of the worst, and I got that. We have 905 00:51:07.199 --> 00:51:09.760 a five, the BMW seven series. 906 00:51:10.159 --> 00:51:10.920 It's just damn. 907 00:51:11.199 --> 00:51:12.599 I'm not going to tell you if it's not a 908 00:51:12.599 --> 00:51:15.280 beautiful car to sit in and drive and feel. It's 909 00:51:15.320 --> 00:51:17.199 a wonderful, wonderful feeling car. 910 00:51:17.280 --> 00:51:17.840 It's great. 911 00:51:17.920 --> 00:51:20.800 But you guys tell me it's front wheel drive. Well, 912 00:51:21.079 --> 00:51:23.000 mine's all wheel drive. But I don't know what you're 913 00:51:23.000 --> 00:51:24.199 talking about. Front wheel drive. 914 00:51:24.400 --> 00:51:27.480 Maybe in this Dan, it's front wheel drive. 915 00:51:28.159 --> 00:51:31.320 Kevin, you're telling me though, you know, I got I 916 00:51:31.360 --> 00:51:34.519 think now I just turned thirty thousand miles. You're telling 917 00:51:34.559 --> 00:51:37.760 me that it's going to develop oil lease at around 918 00:51:37.760 --> 00:51:39.039 forty or fifty or what. 919 00:51:39.239 --> 00:51:42.159 Sixty fifty sixty is a magic number. But yeah, once 920 00:51:42.199 --> 00:51:44.119 it starts, I mean it's it's. 921 00:51:44.280 --> 00:51:47.440 But these vehicles are put together so well, what is 922 00:51:47.480 --> 00:51:50.360 it about them? I mean they really are built well. 923 00:51:50.480 --> 00:51:53.039 I mean that finish and trim in that car, I 924 00:51:53.079 --> 00:51:54.760 mean it's like it's like a. 925 00:51:54.840 --> 00:51:58.119 Rolls Royce and the engine itself, the performance, everything is there. 926 00:51:59.159 --> 00:52:01.360 It's just a little things if you don't mind spots 927 00:52:01.360 --> 00:52:02.119 in your driveway. 928 00:52:02.440 --> 00:52:04.960 I just never dreamed you would appreciate that much. 929 00:52:07.679 --> 00:52:09.199 The will crush you on those. 930 00:52:09.320 --> 00:52:12.159 So here are the bad ones. Okay for depreciation. The 931 00:52:12.239 --> 00:52:17.360 Jaguars won BMW Series seven, the Tesla Model S sixty 932 00:52:17.440 --> 00:52:22.519 five percent hit Infinity. Now I'm surprised that the Infinity 933 00:52:23.360 --> 00:52:28.400 QX eighty is so bad. The Maserati Gibili is it? 934 00:52:28.519 --> 00:52:31.239 They're called the ghibli? Is that how they pronounce the 935 00:52:31.239 --> 00:52:31.719 ore a ghibli? 936 00:52:31.800 --> 00:52:31.920 Who? 937 00:52:32.800 --> 00:52:38.159 Then there's another BMW five series, the Nissan Leaf God 938 00:52:38.239 --> 00:52:40.840 leafs I hear you can get for a penny, uh, 939 00:52:41.239 --> 00:52:46.159 Maserati Levante, the Tesla Model X. Look at these, man? 940 00:52:46.239 --> 00:52:50.039 Why is why do teslas depreciate so damn much? I 941 00:52:50.360 --> 00:52:54.400 really don't. I have no idea life. Well, their battery, 942 00:52:54.519 --> 00:52:56.280 I mean, their batteries are supposed to be good for 943 00:52:56.320 --> 00:53:02.760 what twenty years? Cadillac Escalade, the land Rover, Oh god, 944 00:53:03.400 --> 00:53:04.199 you want to talk. 945 00:53:04.119 --> 00:53:06.639 That's the Audi A eight. 946 00:53:07.320 --> 00:53:11.559 Then again the BMW five series, just just take it's 947 00:53:11.599 --> 00:53:13.760 another five series. You got one as the sedan and 948 00:53:13.760 --> 00:53:16.039 one is the hybrid. So they're both on the list. 949 00:53:16.440 --> 00:53:21.800 The Audi Q seven, Infinity QX sixty Escalade, a land Rover, 950 00:53:22.119 --> 00:53:27.119 Mercedes S class, another Audi another the Tesla. Y okay, 951 00:53:27.159 --> 00:53:31.760 so almost all the Teslas, the Lincoln Navigator, the Portia 952 00:53:31.960 --> 00:53:35.840 take In or tyke In or good one. It's t 953 00:53:35.960 --> 00:53:39.960 A y C A n N t A y C 954 00:53:40.079 --> 00:53:46.159 an anyway, Nissan Armada and Ford Expedition. Those cars would 955 00:53:46.199 --> 00:53:49.880 be great to buy used because they depreciate a lot. 956 00:53:50.360 --> 00:53:56.280 We got more coming up. Tom Martine here three oh 957 00:53:56.280 --> 00:53:58.719 three seven one three talk. Get your calls in if 958 00:53:58.719 --> 00:54:01.000 you have problems quest your place concerning cars. I do 959 00:54:01.039 --> 00:54:04.920 have a text here somebody says, uh, where I'm looking 960 00:54:04.960 --> 00:54:10.199 for a GMC Yukon Chevy Ta. Wait, GMC Yukon Chevy Tahoe. 961 00:54:10.199 --> 00:54:13.719 But they're not a Tahoe. Of they're GMC no either 962 00:54:13.840 --> 00:54:16.440 or I think it's so the same, the Yukon or 963 00:54:16.480 --> 00:54:20.599 the Tahoe or a Ford Expedition twenty twenty or newer. 964 00:54:20.960 --> 00:54:23.840 Can you ask your guys if there's anything to avoid 965 00:54:24.320 --> 00:54:27.079 which you know, like like, what about these vehicles. Let's 966 00:54:27.800 --> 00:54:29.719 is it safe to say the Yukon and the tah 967 00:54:29.760 --> 00:54:32.159 are exactly the same, right, Yes, same vehicles? 968 00:54:32.159 --> 00:54:34.800 Okay, so the expedition was just on your list on 969 00:54:34.840 --> 00:54:36.840 the bad list, yeah, for the association. 970 00:54:37.000 --> 00:54:38.880 So maybe UW no. 971 00:54:38.960 --> 00:54:42.239 A user one would be perfect. That expedition would. 972 00:54:42.079 --> 00:54:43.159 Come down in value. 973 00:54:43.239 --> 00:54:45.480 But what about them as vehicles themselves. 974 00:54:47.719 --> 00:54:50.480 I think they're both very very similar. I mean it's 975 00:54:50.480 --> 00:54:53.400 hard to knock one over the other. They both have 976 00:54:53.679 --> 00:54:57.199 a few shortcomings, you know, depending on the transmissions, and 977 00:54:57.360 --> 00:54:59.159 I mean they all have problems. 978 00:54:59.440 --> 00:55:02.599 You know what. I want to know why do cars 979 00:55:02.639 --> 00:55:06.679 appreciate faster than others? Because, Kevin, you have to admit 980 00:55:06.920 --> 00:55:09.519 if you took one of them side by side, you 981 00:55:09.679 --> 00:55:12.960 know that, you know, we do have this perception that 982 00:55:12.960 --> 00:55:16.039 the Japanese make superior products, and I think that is 983 00:55:16.119 --> 00:55:19.960 born out by the way with service and with it 984 00:55:20.079 --> 00:55:22.920 is born out. But but you have to admit there's 985 00:55:22.960 --> 00:55:25.400 not that much difference in the vehicles. 986 00:55:25.599 --> 00:55:28.000 Is the speak though too. I mean, if people are 987 00:55:28.039 --> 00:55:29.639 willing to pay what that's going to pay. 988 00:55:29.800 --> 00:55:32.800 I mean that's so the things that so when we 989 00:55:32.840 --> 00:55:39.440 talk about depreciation, we're talking about so many psychological factors 990 00:55:39.480 --> 00:55:39.960 as well. 991 00:55:40.559 --> 00:55:42.159 I mean, I think jeeps. 992 00:55:41.800 --> 00:55:45.599 For example, there's a perception that these are cool vehicles. 993 00:55:45.599 --> 00:55:49.119 They're really good vehicles, and I think they hold their 994 00:55:49.199 --> 00:55:53.480 value because people want them. And the more people want 995 00:55:53.519 --> 00:55:56.920 a new car, the more they want the used market 996 00:55:57.000 --> 00:56:01.239 is up. And when the used market is up, please, 997 00:56:02.039 --> 00:56:05.559 and I'll take mine one. Anyway, I have a caller 998 00:56:05.599 --> 00:56:07.960 and I don't know the name, so just give me 999 00:56:08.000 --> 00:56:13.119 the name, Gabe, Steve, I don't know who are how 1000 00:56:13.119 --> 00:56:15.559 about how about this? Who are you? Let's just play 1001 00:56:15.559 --> 00:56:18.199 that game that that's what that's I'm gonna play who 1002 00:56:18.239 --> 00:56:20.000 are you? And I'll take your call? Are you on? 1003 00:56:23.199 --> 00:56:23.840 I'm Steve. 1004 00:56:24.119 --> 00:56:27.800 Hey, Steve, I'm sorry to greet you like that, but 1005 00:56:27.840 --> 00:56:30.199 I didn't have it up there. So Steve, you wanna 1006 00:56:30.320 --> 00:56:37.599 you wanna? You want to promote the beer guarding? I 1007 00:56:37.599 --> 00:56:40.360 guess Steve's not there. I'm gonna I have a rule 1008 00:56:40.360 --> 00:56:43.719 here when we talk, we have to have a conversation. 1009 00:56:44.159 --> 00:56:46.519 So uh, I'm sure Steve has a lot to say. 1010 00:56:46.519 --> 00:56:48.360 We'll get to him in a minute. Three oh three 1011 00:56:48.480 --> 00:56:50.320 seven one three talker is our number three oh three 1012 00:56:50.360 --> 00:56:53.159 seven one three eight two five five. Here's yet another 1013 00:56:53.280 --> 00:56:56.239 so wait, okay, So going back to the Tahoe, the 1014 00:56:56.679 --> 00:57:01.079 Yukon and the Ford, basically, in the used car market, 1015 00:57:01.119 --> 00:57:04.039 you have to go on condition and price. I mean, 1016 00:57:04.039 --> 00:57:06.679 that's it. In a nutshell, there's not that much difference 1017 00:57:07.000 --> 00:57:08.119 between those vehicles. 1018 00:57:08.480 --> 00:57:10.679 I don't think so, and definitely get them all checked. 1019 00:57:10.719 --> 00:57:12.480 I mean, we keep saying that, but we keep running 1020 00:57:12.519 --> 00:57:14.239 into people that don't check them. 1021 00:57:14.559 --> 00:57:18.639 And when we is there. A such thing is having 1022 00:57:18.639 --> 00:57:23.119 a vehicle and then pointing to a weak spot. In 1023 00:57:23.159 --> 00:57:26.360 other words, this vehicle is known for this for that 1024 00:57:26.440 --> 00:57:30.400 vehicle is known for that. Okay, can you give me 1025 00:57:30.440 --> 00:57:33.400 some popular ones that come to mind? That? Oh I 1026 00:57:33.440 --> 00:57:36.159 could have told you that would happen? Like are there 1027 00:57:36.199 --> 00:57:39.440 things that come to mind when we're talking about that. 1028 00:57:39.920 --> 00:57:42.159 Ford series with the ten speed transmissions? 1029 00:57:42.239 --> 00:57:42.400 Yeah? 1030 00:57:42.440 --> 00:57:46.519 Okay, you said this before. What is wrong with the 1031 00:57:46.519 --> 00:57:48.039 four ten speed transmission? 1032 00:57:48.119 --> 00:57:50.679 They're falling like flies. The converters are bad, the vow 1033 00:57:50.760 --> 00:57:52.519 bodies are bad. They have what we call a trash 1034 00:57:52.559 --> 00:57:55.639 can in there that comes apart. They've got a CDF drum. 1035 00:57:55.480 --> 00:57:56.960 Then why don't they improve it? 1036 00:57:57.320 --> 00:57:59.599 They're slowly starting to get improvements, and if most of 1037 00:57:59.599 --> 00:58:02.079 that's come out of the aftermarket. So we're as opposed 1038 00:58:02.119 --> 00:58:05.840 to the design on the CDF drum. Now we've got 1039 00:58:06.079 --> 00:58:08.760 different options on more durable product to put back in there. 1040 00:58:08.760 --> 00:58:10.920 But the bottom line you're telling me is this that 1041 00:58:11.000 --> 00:58:12.719 if you buy one of these vehicles, you're gonna have 1042 00:58:12.760 --> 00:58:13.440 a problem. 1043 00:58:13.159 --> 00:58:15.159 I've been telling I had a kid here. Just a 1044 00:58:15.280 --> 00:58:15.719 year ago. 1045 00:58:15.840 --> 00:58:17.280 He called me up, said he was looking at this 1046 00:58:17.320 --> 00:58:19.760 twenty twenty f one P fifty and has got an 1047 00:58:20.159 --> 00:58:22.400 sen speed transmission. I said it hasn't had a transmission 1048 00:58:22.440 --> 00:58:24.159 put in it yet. He said no, and I said, 1049 00:58:24.199 --> 00:58:26.199 don't buy it, and he did anyway, he was in 1050 00:58:26.239 --> 00:58:27.239 my shop three months ago. 1051 00:58:27.599 --> 00:58:29.920 Listen, fix It twenty four to seven is doing free 1052 00:58:29.960 --> 00:58:33.199 second opinions. If someone tells you you need an AC 1053 00:58:33.760 --> 00:58:37.599 for sure, call them a water heater or anything. Fixmihome 1054 00:58:37.679 --> 00:58:41.039 dot com book now free second opinions. And then also 1055 00:58:41.199 --> 00:58:45.480 Compass Insurance since it's car Day, they're doing free insurance analyzes. 1056 00:58:45.519 --> 00:58:47.880 They do it all the time. It's the free insurance checkup. 1057 00:58:48.360 --> 00:58:52.239 Make sure you're you're adequately insured and that you have 1058 00:58:52.440 --> 00:58:55.960 uninsured motorists, and that you have medpay and all the 1059 00:58:56.039 --> 00:58:59.039 necessary ones. That's a free checkup. At three oh three 1060 00:58:59.440 --> 00:59:02.000 nine nine six, nine thousand. 1061 00:59:06.599 --> 00:59:09.400 We're back with the Tom Martino Troubleshooter Show. Tom stepped 1062 00:59:09.400 --> 00:59:11.320 out of the studio for just a couple of minutes. 1063 00:59:11.320 --> 00:59:13.079 He'll be able. He'll be back shortly. 1064 00:59:13.119 --> 00:59:16.280 This is Deputy d Dmitri filling in for him for 1065 00:59:16.360 --> 00:59:18.280 just a couple of minutes, and it looks like we 1066 00:59:18.360 --> 00:59:21.119 have Brenda on the line who's calling with some questions 1067 00:59:21.119 --> 00:59:23.400 on selling a couple of cars that she has. 1068 00:59:23.960 --> 00:59:26.320 Brenda, Yeah, welcome to the show. 1069 00:59:26.400 --> 00:59:28.519 Hi there, thank you. 1070 00:59:29.599 --> 00:59:32.679 Well, I have a car that I want to sell, 1071 00:59:32.719 --> 00:59:35.960 maybe two, and I'm just wondering what is a good 1072 00:59:36.039 --> 00:59:38.360 way to sell cars these days? I mean I've sold 1073 00:59:38.360 --> 00:59:41.800 them through the newspaper which can't do it now, and Craigslist, 1074 00:59:41.880 --> 00:59:44.360 and I'm just wondering, what's a good way to sell 1075 00:59:44.480 --> 00:59:45.239 a private car. 1076 00:59:45.599 --> 00:59:48.360 Well, you can, you can go on Facebook, but wherever 1077 00:59:48.400 --> 00:59:50.719 you sell it, there are a couple of provisos that 1078 00:59:50.800 --> 00:59:51.920 you need to keep in mind. 1079 00:59:52.440 --> 00:59:54.480 Number one, don't take a check. 1080 00:59:54.920 --> 00:59:58.679 Number two, the safest way to sell a car is 1081 00:59:58.719 --> 01:00:02.039 to go to the bank where that person has an account. 1082 01:00:02.519 --> 01:00:05.239 You go there, Yeah, you have them withdraw the money 1083 01:00:05.599 --> 01:00:08.320 and then you got a cashiers check for that amount 1084 01:00:08.360 --> 01:00:10.599 of money to bring to your own bank so that 1085 01:00:10.719 --> 01:00:13.599 you know that there's no problem with the check being 1086 01:00:13.679 --> 01:00:16.639 false or they're not being sufficient funds. 1087 01:00:16.360 --> 01:00:18.719 Or the safest way to do it. Actually, because JFR 1088 01:00:18.840 --> 01:00:22.960 Cars doesn't want an assignment and it's a very small fee. 1089 01:00:23.039 --> 01:00:24.920 If he charges he does all the work. All you 1090 01:00:25.079 --> 01:00:27.119 do is yeah, that's. 1091 01:00:26.960 --> 01:00:29.199 Another way to do Okay, jaff our. 1092 01:00:29.159 --> 01:00:31.679 Car, Yeah, ask for rod Yeah, ask for Rodney. 1093 01:00:32.679 --> 01:00:33.199 Hey, Brenda. 1094 01:00:33.199 --> 01:00:35.199 One of the reasons to talk to Rodney first this 1095 01:00:35.320 --> 01:00:36.840 he'll kind of give you an idea of what the 1096 01:00:36.920 --> 01:00:39.320 value of those cars is. Like, he'll give you a 1097 01:00:39.400 --> 01:00:43.000 realistic value. If you just look at Craigslist their Facebook ads. 1098 01:00:43.239 --> 01:00:43.920 What you're going to. 1099 01:00:43.960 --> 01:00:48.239 See there are asking prices and what it's just based. 1100 01:00:48.000 --> 01:00:51.360 On what kind of car is. It looks like. 1101 01:00:51.440 --> 01:00:54.679 Well, I've got a sign a two thousand and eight 1102 01:00:54.920 --> 01:00:57.840 Scion and then I've got a two thousand and six. 1103 01:00:57.719 --> 01:00:58.679 On the Element. 1104 01:00:58.800 --> 01:01:03.039 So they're both older cars and I just can't ensure 1105 01:01:03.119 --> 01:01:07.239 two cars anymore. So I'm trying to decide whether I 1106 01:01:07.239 --> 01:01:09.559 want to sell one and put the money into the 1107 01:01:09.599 --> 01:01:14.679 other or just sell them both and get something newer Breda. 1108 01:01:14.719 --> 01:01:17.400 What are your actual specific concerns about this? Are you 1109 01:01:17.519 --> 01:01:20.920 are you wondering about what the true true value of 1110 01:01:20.960 --> 01:01:22.800 the cars is that you can get so they don't 1111 01:01:22.880 --> 01:01:25.159 languish on the market for a year, or are you're 1112 01:01:25.159 --> 01:01:27.840 worried about safety at the transaction level? 1113 01:01:27.880 --> 01:01:29.760 What specifically kind of advice. 1114 01:01:29.800 --> 01:01:33.400 Were you hoping to get just mostly safety at the 1115 01:01:33.480 --> 01:01:37.480 transaction level? And I, you know, I'd like to keep 1116 01:01:37.519 --> 01:01:40.280 the Scie on because it's really a great little car 1117 01:01:40.360 --> 01:01:44.480 and that runs. But I the Element is bigger. So 1118 01:01:44.639 --> 01:01:46.199 I have a cat rescue. 1119 01:01:46.840 --> 01:01:47.880 Oh, I need to. 1120 01:01:47.840 --> 01:01:51.280 Have the Element for hauling around cats and traps. 1121 01:01:51.719 --> 01:01:53.159 What's the name of your what's the name of your 1122 01:01:53.199 --> 01:01:54.719 cat rescue? If you don't mind. 1123 01:01:55.280 --> 01:01:56.440 Front Porch Feline. 1124 01:01:56.639 --> 01:01:57.440 Oh that's great. 1125 01:01:57.519 --> 01:02:01.960 I have two cats that came from a rescue organization. Yeah, 1126 01:02:02.079 --> 01:02:05.400 you people do God's work, so thank you on behalf 1127 01:02:05.400 --> 01:02:06.599 of all the cats out there. 1128 01:02:08.079 --> 01:02:11.320 Well, so that's why I need I need something big 1129 01:02:11.519 --> 01:02:13.639 like the Element, because I took the seats out of 1130 01:02:13.639 --> 01:02:17.599 the back and it's and it's huge. But I took 1131 01:02:17.599 --> 01:02:19.920 it into my mechanic to see how much it would 1132 01:02:20.039 --> 01:02:22.719 cost to get all the stuff fixed and get it 1133 01:02:22.840 --> 01:02:25.480 because I only use it for the cats, and it'd 1134 01:02:25.480 --> 01:02:28.159 probably be about twenty eight hundred dollars. He said, you know, 1135 01:02:28.199 --> 01:02:32.639 I gave me an estimate. So I thought, let's sell 1136 01:02:32.679 --> 01:02:35.360 the Scion. The Sion has one hundred and seventy thousand 1137 01:02:35.400 --> 01:02:38.679 miles on it. The Element has one hundred and forty, 1138 01:02:39.519 --> 01:02:44.119 and so now I'm just debating whether I want it. 1139 01:02:43.280 --> 01:02:47.519 Would you mechanic take the Scion and trade for the repairs. 1140 01:02:47.159 --> 01:02:50.039 On the Honda? Yeah, give him the Sion and call 1141 01:02:50.119 --> 01:02:51.000 it an even trade. 1142 01:02:52.519 --> 01:02:58.440 Why let him sell it worth more than the work 1143 01:02:58.559 --> 01:03:01.000 on the Honda that needs to be done, not. 1144 01:03:00.920 --> 01:03:03.760 By a lot. And yeah, the value is probably about 1145 01:03:03.800 --> 01:03:04.639 thirty five hundred. 1146 01:03:05.880 --> 01:03:08.679 Well no, yeah, it was thirty five hundred, but that 1147 01:03:08.760 --> 01:03:11.960 was including like two thousand first struts, which she said, 1148 01:03:11.960 --> 01:03:14.320 I don't really need that. It would be more comfortable 1149 01:03:14.360 --> 01:03:17.519 with new struts. 1150 01:03:17.679 --> 01:03:19.480 But what do you guys think of both of these 1151 01:03:19.519 --> 01:03:23.559 cars in terms of their you know, projected residual lifespan. 1152 01:03:23.639 --> 01:03:26.800 I mean they both seem like small cars, probably not 1153 01:03:26.880 --> 01:03:30.800 extremely durable reputation, and they both have high miles. If 1154 01:03:30.840 --> 01:03:32.840 you had to roll the dice, which one do you 1155 01:03:32.840 --> 01:03:35.079 think would last a little bit longer than the other. 1156 01:03:36.480 --> 01:03:38.159 That's a really good question. 1157 01:03:39.679 --> 01:03:41.800 Yeah, I mean the Hunt has a few less miles. 1158 01:03:41.960 --> 01:03:43.920 Is the reason I'd go Hunt done. 1159 01:03:44.079 --> 01:03:46.599 Yeah, Yeah, the Scion I just had some work done 1160 01:03:46.599 --> 01:03:49.119 on it. I love the Scion, but you know, it 1161 01:03:49.159 --> 01:03:51.639 was one hundred and seventy thousand and I live in 1162 01:03:51.679 --> 01:03:53.960 a rural area, so I need a car that can 1163 01:03:54.000 --> 01:03:55.440 go in the snow, which is not. 1164 01:03:55.519 --> 01:03:56.480 The scion. 1165 01:03:58.159 --> 01:04:02.840 You know, the element have that, but it's you know, 1166 01:04:03.599 --> 01:04:06.079 I like the element that it's like a truck. 1167 01:04:06.880 --> 01:04:07.199 Brenda. 1168 01:04:07.320 --> 01:04:09.840 How many how many cats do you do you rescue 1169 01:04:09.840 --> 01:04:10.760 in a typical year. 1170 01:04:13.559 --> 01:04:18.079 Well, we're a feral cat rescue. Oh I trap about 1171 01:04:18.519 --> 01:04:22.360 ninety cats a year, and last year we had forty 1172 01:04:22.400 --> 01:04:24.840 five feral kittens that we socialize. 1173 01:04:25.159 --> 01:04:27.519 Oh wow, that sounds like a lot of work. 1174 01:04:28.920 --> 01:04:30.199 Yeah, it's a lot of work. 1175 01:04:31.119 --> 01:04:35.079 How how is your organization funded? I mean it sounds 1176 01:04:35.119 --> 01:04:37.199 like it takes a lot of money and vet bills 1177 01:04:37.320 --> 01:04:39.039 and cat food and kitty litter. 1178 01:04:40.519 --> 01:04:44.039 It does well, not so much kitty litter, but you know, 1179 01:04:44.079 --> 01:04:46.360 because there are feral cats. But and then we have 1180 01:04:46.440 --> 01:04:51.119 a lot of cats here on the property. There's about 1181 01:04:51.440 --> 01:04:56.480 twenty cats that live outside and ten eleven that live inside. 1182 01:04:57.159 --> 01:05:01.159 Brenda, Brenda, how if anybody listen would like to make 1183 01:05:01.159 --> 01:05:04.280 a contribution to help support your animal rescue organization? 1184 01:05:04.760 --> 01:05:06.239 What's a good way to go about it? Do you 1185 01:05:06.239 --> 01:05:07.840 have a website? A phone number? 1186 01:05:07.920 --> 01:05:08.159 How to? 1187 01:05:09.000 --> 01:05:10.480 How do how do people get a hold of you? 1188 01:05:10.519 --> 01:05:12.480 If you haven't if they have an extra couple of bucks. 1189 01:05:12.639 --> 01:05:15.800 And our donations to the organization tax deductible or is 1190 01:05:15.840 --> 01:05:16.840 it just strictly a gift. 1191 01:05:17.280 --> 01:05:22.599 Yeah, yeah, it's tax deductible. It's front Porch feelines dot Org. 1192 01:05:22.880 --> 01:05:23.280 Mm hmm. 1193 01:05:24.039 --> 01:05:26.679 Great and it's a good website. I did it myself. 1194 01:05:27.119 --> 01:05:29.639 Oh that's great. Well, look we've got to take a 1195 01:05:29.639 --> 01:05:30.880 little break here for a little bit. 1196 01:05:30.880 --> 01:05:33.880 But Brenda, thanks for calling, and uh, good luck and 1197 01:05:33.920 --> 01:05:35.760 whatever car you decide to keep. 1198 01:05:37.840 --> 01:05:40.280 Yeah, I think well, mainly I wanted to just know 1199 01:05:40.320 --> 01:05:42.599 who to sell, you know, who could sell the cars. 1200 01:05:42.920 --> 01:05:43.760 This helps a lot. 1201 01:05:44.000 --> 01:05:44.440 Jfr. 1202 01:05:44.679 --> 01:05:48.039 Yeah, Jeff's advice was spot on. If you call JFR, 1203 01:05:48.559 --> 01:05:51.199 he'll tell you. He'll tell you wish car to sell 1204 01:05:51.239 --> 01:05:53.679 and how much you can realistically get for it. And 1205 01:05:53.760 --> 01:05:55.480 it's the safest way of doing it, so you don't 1206 01:05:55.480 --> 01:06:01.280 have to interface with a potential buyer. It is Car 1207 01:06:01.440 --> 01:06:03.960 Day and we have a couple of really great guests 1208 01:06:03.960 --> 01:06:07.039 with us today Jeff Vick from Kimmera Transmissions and we 1209 01:06:07.079 --> 01:06:10.000 have Kevin Colkin from Sheridan Auto Tech. Between the two 1210 01:06:10.039 --> 01:06:12.079 of them, they probably have about one hundred years of 1211 01:06:12.119 --> 01:06:14.679 auto repair and maintenance experience, so if you have any 1212 01:06:14.679 --> 01:06:17.519 car questions, give us a shout anytime. Got a line 1213 01:06:17.559 --> 01:06:21.199 open at three oh three Martino. That's three oh three. 1214 01:06:21.400 --> 01:06:23.760 Six, two seven eight, four sixty six. 1215 01:06:24.480 --> 01:06:27.000 And by the way, that number is answered not by 1216 01:06:27.039 --> 01:06:30.079 a person, by voicemail after hours and on weekends. So 1217 01:06:30.119 --> 01:06:32.079 if you have any questions, give us a call. All 1218 01:06:32.159 --> 01:06:34.840 those messages get returned. We actually do call you back 1219 01:06:34.880 --> 01:06:36.320 and we try to help you out even if you 1220 01:06:36.360 --> 01:06:36.920 don't get through. 1221 01:06:36.960 --> 01:06:37.719 While we're still on. 1222 01:06:37.719 --> 01:06:41.599 The air, looks like Danielle is online three here she's 1223 01:06:41.599 --> 01:06:44.920 got an issue with an apartment. So Danielle, welcome to 1224 01:06:44.920 --> 01:06:50.920 the Tom Martino Troubleshooter Show. Hi, Hi there, yea, what's 1225 01:06:50.960 --> 01:06:52.639 going on with you and your apartment? 1226 01:06:54.599 --> 01:06:54.960 Okay? 1227 01:06:55.239 --> 01:06:57.440 So, I guess will just start from the beginning. We 1228 01:06:57.480 --> 01:07:02.800 moved in November into this apartment and day one there 1229 01:07:02.880 --> 01:07:06.760 is immediately a problem with roaches. We haven't even unpacked 1230 01:07:06.840 --> 01:07:10.639 yet and there was roaches in the in the cabinets 1231 01:07:10.960 --> 01:07:14.639 and the drawers. We sprade ourselves, but it turns out 1232 01:07:14.639 --> 01:07:16.639 we were actually paying a pest control seat. 1233 01:07:16.960 --> 01:07:19.719 Oh, Danielle, no one has ever daniel hanging out. Second 1234 01:07:19.719 --> 01:07:21.280 we got I hear the music coming on. We're going 1235 01:07:21.320 --> 01:07:23.199 to take a break and you will be up right 1236 01:07:23.239 --> 01:07:23.840 after the break. 1237 01:07:23.840 --> 01:07:55.920 Okay, you need advice so you don't have. 1238 01:08:00.280 --> 01:08:01.119 Cam. 1239 01:08:01.760 --> 01:08:03.039 Shoot's gonna help. 1240 01:08:03.360 --> 01:08:09.920 Come. This is the Troubleshooter Show. No Tom Martinez. Hey, 1241 01:08:10.039 --> 01:08:12.639 I'm Tom Martino. Welcome to the show. By the way, 1242 01:08:12.679 --> 01:08:15.360 the voice you heard of that that intro, the one 1243 01:08:15.360 --> 01:08:18.159 who does the music is a Steve Moss from Rock 1244 01:08:18.199 --> 01:08:20.720 and Roll Brewery. I'm gonna give him a quick plug 1245 01:08:20.760 --> 01:08:24.079 here because he does this every weekend. It's wonderful. Danielle, 1246 01:08:24.119 --> 01:08:26.840 hang on your next scene. Let's talk to Steve real 1247 01:08:26.920 --> 01:08:30.760 quick here. Hey Steve, so tell me about your How 1248 01:08:30.840 --> 01:08:32.399 has the beer garden been going? 1249 01:08:34.039 --> 01:08:37.279 Well, it's been really kicking off great, Tom. I you know, 1250 01:08:37.359 --> 01:08:39.279 it was hard to get the license here because it's 1251 01:08:39.279 --> 01:08:42.520 sort of a residential branch area and we want you 1252 01:08:42.600 --> 01:08:44.159 to rolandre helicopter. 1253 01:08:44.359 --> 01:08:49.159 Yeah, when I'm when I'm back from my recovery and stuff, 1254 01:08:49.159 --> 01:08:52.000 I'm gonna do that. I'm definitely gonna do that. So 1255 01:08:52.399 --> 01:08:55.039 what happens on a typical weekend. People want to know 1256 01:08:55.479 --> 01:08:57.319 if they have a big group, like do they have 1257 01:08:57.359 --> 01:08:59.279 to make reservations or how does it work? 1258 01:09:00.640 --> 01:09:03.319 Well? So far, you know, we started the reservation thing 1259 01:09:03.359 --> 01:09:06.199 and it just you know, people just walk in now, 1260 01:09:06.239 --> 01:09:09.479 I mean it's pretty steady. Reservations is kind of smart 1261 01:09:09.520 --> 01:09:12.279 because we can only have twenty five capacity on any 1262 01:09:12.319 --> 01:09:15.359 given Saturday, but we get one special event a year 1263 01:09:15.840 --> 01:09:18.119 up to seventy five. And that's one of the ones 1264 01:09:18.159 --> 01:09:22.159 I wanted to talk about is August second, we're going 1265 01:09:22.239 --> 01:09:25.880 to have a it's a brew fest twenty twenty five, 1266 01:09:26.239 --> 01:09:30.479 forty years of brewing beers. I got event t shirts 1267 01:09:30.520 --> 01:09:34.239 has two different designs. Look online at rock and roll 1268 01:09:34.359 --> 01:09:37.159 dot Beer and that's going to sell out. We're just 1269 01:09:37.239 --> 01:09:40.039 asking forty five dollars. And you know that's a high 1270 01:09:40.159 --> 01:09:45.560 quality event t shirt. Famous Days seven item meal VIP 1271 01:09:46.479 --> 01:09:50.760 a race NASCAR ticket for the people at first ones 1272 01:09:50.800 --> 01:09:53.239 that you know, I'd say up the first twenty five, 1273 01:09:53.720 --> 01:09:56.840 I'll give them a free ticket for that. We have 1274 01:09:57.119 --> 01:09:59.319 live a little bit of live entertainment, not. 1275 01:09:59.079 --> 01:10:03.199 Not real big bear this weekend right now, What do 1276 01:10:03.239 --> 01:10:05.199 they have to do to take part of that beer garden? 1277 01:10:06.880 --> 01:10:09.880 Well, just they can walk in from two pm to 1278 01:10:10.199 --> 01:10:13.720 nine pm tomorrow, or you can go online and make 1279 01:10:13.720 --> 01:10:15.680 a reservation not to you, and better, it doesn't cost 1280 01:10:15.720 --> 01:10:17.800 you anything. Just let's you know, make sure you can. 1281 01:10:18.039 --> 01:10:18.960 We have room for you. 1282 01:10:19.000 --> 01:10:20.119 And are you there all the time? 1283 01:10:20.960 --> 01:10:21.640 Different beers? 1284 01:10:21.720 --> 01:10:22.880 Are you there all the time? 1285 01:10:25.199 --> 01:10:27.239 I will be there most of the time. If I'm 1286 01:10:27.319 --> 01:10:30.119 not there, they'll is somebody. And actually, if your caller 1287 01:10:30.119 --> 01:10:32.479 is if you have a qualified person that wants to 1288 01:10:32.520 --> 01:10:35.560 help serve beer at our brewery, you know, go on 1289 01:10:35.600 --> 01:10:39.760 the website and contact me and rock and roll dot beer. 1290 01:10:40.359 --> 01:10:43.359 But you know it's it's we just brewed, brewed a bourbon. 1291 01:10:43.880 --> 01:10:45.880 It's a bourbon aged barrel. 1292 01:10:46.600 --> 01:10:48.119 Really stuff. 1293 01:10:48.920 --> 01:10:52.359 You just have some wild flavors. What what is the 1294 01:10:52.359 --> 01:10:53.880 weirdest flavor you ever had? 1295 01:10:55.479 --> 01:10:57.520 You know, we have the mango, but I wouldn't call 1296 01:10:57.600 --> 01:10:59.960 it weird, but I would say, to me, the weirdest 1297 01:11:00.039 --> 01:11:03.039 one would be our posts. And you can see all 1298 01:11:03.039 --> 01:11:06.680 these online. But Sower Posts is a German dougle wise 1299 01:11:06.760 --> 01:11:11.119 and blueberry sour, and it is it's actually black. If 1300 01:11:11.159 --> 01:11:13.520 you pour the beer out, I mean, if you put 1301 01:11:13.520 --> 01:11:15.159 it up to the light, you know, you see a 1302 01:11:15.239 --> 01:11:18.439 little hint of blue, but it's really black. But it's 1303 01:11:18.479 --> 01:11:22.239 the lightest tasting beer we have and the lightest alcohol content. 1304 01:11:23.119 --> 01:11:26.439 It's just I use midnight Wheat, So Midnight Wheat is at. 1305 01:11:26.600 --> 01:11:29.560 Guy's an artist. He's a freaking artist. You know, Steve, 1306 01:11:29.600 --> 01:11:30.560 you talk about beer. 1307 01:11:31.319 --> 01:11:33.600 I make no money. I make no money on this. 1308 01:11:33.760 --> 01:11:34.720 I love doing it. 1309 01:11:34.640 --> 01:11:35.039 Oh man. 1310 01:11:35.119 --> 01:11:35.960 And I'm Steve. 1311 01:11:36.039 --> 01:11:38.039 I swear to God, I'm gonna come up there as 1312 01:11:38.039 --> 01:11:40.720 soon as my health improves a little more. I'm up there, 1313 01:11:40.920 --> 01:11:43.439 and thank you very much. And if people can find 1314 01:11:43.439 --> 01:11:46.840 out more rock and roll, rock and roll dot beer 1315 01:11:47.199 --> 01:11:49.800 for all the festivities and everything going on, rock and 1316 01:11:49.920 --> 01:11:53.279 roll dot beer. And he's the wonderful talent. And he 1317 01:11:53.359 --> 01:11:56.159 has a talent. He has an ad agency and he 1318 01:11:56.199 --> 01:12:00.680 does our intro music. Danielle, she has an issue with 1319 01:12:00.800 --> 01:12:04.199 an apartment. Danielle, what is going on? 1320 01:12:06.520 --> 01:12:11.319 Okay, So I guess I'll start back from the beginning. 1321 01:12:11.359 --> 01:12:14.319 So we moved into November. The day we moved in, 1322 01:12:14.720 --> 01:12:17.399 there was roaches and our cabinets and our drawers. We 1323 01:12:18.199 --> 01:12:21.359 raged them ourselves. Mind you, we've also been paying a 1324 01:12:21.399 --> 01:12:24.479 pest control fee at our apartment, but we were not 1325 01:12:24.520 --> 01:12:26.399 made aware of any problems with roaches. 1326 01:12:26.800 --> 01:12:30.640 How bad, hey, Danielle. That's one of the habitability issues 1327 01:12:31.159 --> 01:12:36.920 is infestation of pests and rodents and cockroaches, would be 1328 01:12:36.920 --> 01:12:41.279 in that category. How bad is it? 1329 01:12:41.279 --> 01:12:44.680 It is so bad? I mean last night alone, I 1330 01:12:44.800 --> 01:12:48.439 prayed and killed seven and I took pictures because it's 1331 01:12:48.479 --> 01:12:49.720 becoming as. 1332 01:12:49.439 --> 01:12:51.439 Now here's what I want to ask you now, without 1333 01:12:51.479 --> 01:12:55.239 any exaggeration, Danielle, if I was to visit you and 1334 01:12:55.319 --> 01:12:58.199 I walk in, what's going to be my first clue 1335 01:12:58.560 --> 01:13:03.720 that you have a roach problem? 1336 01:13:04.760 --> 01:13:05.239 Honestly? 1337 01:13:06.479 --> 01:13:09.199 Like? Are they running around? I mean, will I see them? 1338 01:13:09.239 --> 01:13:10.960 Are they running all over the place or what? 1339 01:13:14.239 --> 01:13:17.760 In our kitchen and along the walls next to our 1340 01:13:17.800 --> 01:13:20.359 closet is the worst thoughts. So if you're sitting at 1341 01:13:20.359 --> 01:13:22.880 my desk, which is against the wall, you will see 1342 01:13:23.079 --> 01:13:24.920 quite a few just run across the wall. 1343 01:13:25.239 --> 01:13:29.279 Now, this has been since November, so that's a lot 1344 01:13:29.319 --> 01:13:34.119 of time. Has the landlord attempted to do anything during. 1345 01:13:33.880 --> 01:13:38.319 This time, No, not at all, and we have asked 1346 01:13:38.640 --> 01:13:41.279 countless times, but they keep telling us that they're going 1347 01:13:41.319 --> 01:13:43.000 to come to the next day and then no one 1348 01:13:43.039 --> 01:13:43.920 shows up. 1349 01:13:44.560 --> 01:13:47.039 So they've literally done nothing. 1350 01:13:47.239 --> 01:13:49.640 Well, in the meantime, it sounds like Danielle is paying 1351 01:13:49.640 --> 01:13:52.520 a monthly cuckroach eradication feesa right. 1352 01:13:52.600 --> 01:13:54.439 Is that part of the rent or is it separate. 1353 01:13:54.600 --> 01:13:58.159 Yes, that is well, it's part of the rent, but 1354 01:13:58.199 --> 01:13:59.399 it's also separate. 1355 01:13:59.760 --> 01:14:02.399 Well, what I mean is this, do you have a rental, 1356 01:14:02.760 --> 01:14:06.119 You have a rent that's definitely due, and on top 1357 01:14:06.199 --> 01:14:08.800 of that rent, you pay a cockroach fee or a 1358 01:14:08.840 --> 01:14:13.520 pest fee. Yes? Correct? How much is that? 1359 01:14:15.880 --> 01:14:17.960 I believe it's about fifteen dollars a month. 1360 01:14:18.520 --> 01:14:21.680 Is it delineated on your invoice? Does this show fifteen 1361 01:14:21.760 --> 01:14:22.520 dollars a month? 1362 01:14:25.279 --> 01:14:27.680 Yes? Let me check hold on one moment. 1363 01:14:28.119 --> 01:14:32.000 Yeah, because and then on top of go ahead, no, 1364 01:14:32.239 --> 01:14:32.840 I'm listening. 1365 01:14:34.800 --> 01:14:38.399 And then on top of that that, there is also 1366 01:14:39.880 --> 01:14:43.039 we also have a problem we've during the winter, we 1367 01:14:43.079 --> 01:14:46.159 went without heat for two months. They wouldn't come and 1368 01:14:46.159 --> 01:14:49.399 fix it until mid January, so December and January we 1369 01:14:49.439 --> 01:14:50.680 were completely without heat. 1370 01:14:52.840 --> 01:14:55.359 And then well that that there's nothing we can do 1371 01:14:55.399 --> 01:15:00.680 about that now. So have you ever thought about moving, Danielle? 1372 01:15:01.000 --> 01:15:02.840 Yes, and that's what I want to do. I want 1373 01:15:02.920 --> 01:15:04.760 to break our lease. But I can. 1374 01:15:04.720 --> 01:15:07.960 Okay, you can do that. You can do that. I 1375 01:15:08.000 --> 01:15:10.159 have a I wrote an article on how to do that, 1376 01:15:11.279 --> 01:15:14.359 and you're welcome to to uh, I can send it 1377 01:15:14.399 --> 01:15:17.880 to you. But here's the thing. You give them warning 1378 01:15:18.039 --> 01:15:20.399 and you ask them to fix it. If they don't, 1379 01:15:20.640 --> 01:15:24.199 you can break your lease. It is legal to do that. 1380 01:15:24.399 --> 01:15:28.840 If done the proper way, you're gonna have to. And 1381 01:15:28.880 --> 01:15:31.199 then when is your lease up? Normally when would it 1382 01:15:31.199 --> 01:15:31.760 be up. 1383 01:15:33.880 --> 01:15:34.600 In November? 1384 01:15:35.600 --> 01:15:39.000 Okay, so from November to November? Okay, So you don't 1385 01:15:39.000 --> 01:15:44.439 want to stay. Do you have another place to go to? Yes? 1386 01:15:44.840 --> 01:15:46.279 I have family that I can go to. 1387 01:15:46.960 --> 01:15:50.439 Well, okay, there is a way to do it, and 1388 01:15:50.600 --> 01:15:53.039 I want to send this to you. You just have to. 1389 01:15:53.319 --> 01:15:57.239 If you do it the proper way, most landlords ignore 1390 01:15:57.279 --> 01:16:02.479 them completely, so you will absolutely probably prevail and be 1391 01:16:02.560 --> 01:16:08.479 able to leave. It is a checklist. I have a 1392 01:16:08.560 --> 01:16:10.560 QR code you can scan. If you go to our 1393 01:16:10.640 --> 01:16:14.159 YouTube channel, there's a I have an article up there 1394 01:16:14.560 --> 01:16:16.960 with a QR code that you can scan right off 1395 01:16:16.960 --> 01:16:19.520 the screen, and it takes you to a step by 1396 01:16:19.600 --> 01:16:22.680 step process to do it. I'm trying to find the 1397 01:16:22.760 --> 01:16:25.239 dang thing right now, but it is on our YouTube 1398 01:16:25.840 --> 01:16:30.159 and I want you to do this because it works. 1399 01:16:30.560 --> 01:16:33.960 It absolutely works, and I've had people tell me it 1400 01:16:34.000 --> 01:16:38.960 works and I'm I'm they've actually downloaded what I told 1401 01:16:39.000 --> 01:16:41.840 them to download. It's a QR code. Again, if I 1402 01:16:41.880 --> 01:16:44.079 could find it, I would just I would just I 1403 01:16:44.119 --> 01:16:46.000 can't do it while I'm on live, but I can 1404 01:16:46.119 --> 01:16:50.079 just basically send it to you. So leave your email 1405 01:16:50.119 --> 01:16:52.399 address too in case you can't find it, and then 1406 01:16:52.399 --> 01:16:55.119 I'll send you the proper way to do what's called 1407 01:16:55.119 --> 01:17:01.960 the constructive eviction, a constructive eviction, and so okay, there 1408 01:17:02.000 --> 01:17:04.439 it is. Tenants, here's what you do. If you go 1409 01:17:04.520 --> 01:17:09.960 online to the referralist YouTube channel it's actually called Troubleshooter 1410 01:17:10.079 --> 01:17:14.039 Network on YouTube, and then look for a video called 1411 01:17:14.119 --> 01:17:20.319 Tenants Know Your Rights. Tenants Know Your Rights. That's the 1412 01:17:20.399 --> 01:17:24.359 name of the article or of the video I posted, 1413 01:17:24.600 --> 01:17:26.920 and it goes step by step on what you're supposed 1414 01:17:26.960 --> 01:17:30.560 to do to either get the repairs done or to 1415 01:17:31.159 --> 01:17:35.720 affect a constructive eviction, and it works. People have used 1416 01:17:35.760 --> 01:17:39.640 it because here's the problem. Many times people were doing 1417 01:17:39.680 --> 01:17:43.640 it the wrong way. They were withholding rent without the 1418 01:17:43.680 --> 01:17:47.439 proper notice, or they were moving out without the proper notice, 1419 01:17:47.960 --> 01:17:53.960 and therefore they were not given they did not win, 1420 01:17:54.439 --> 01:17:58.039 they lost their security deposit, and many landlords would take 1421 01:17:58.079 --> 01:18:00.760 the tenants to court for the rest of the lease. 1422 01:18:01.119 --> 01:18:02.680 But there is a way to break it. Jeff, what 1423 01:18:02.680 --> 01:18:03.279 were you gonna say? 1424 01:18:03.279 --> 01:18:04.960 And when she goes to find that on YouTube, but 1425 01:18:05.039 --> 01:18:06.600 she doesn't even have to go to your channel. She 1426 01:18:06.720 --> 01:18:09.079 goes to the search bar. Just once you start plusching 1427 01:18:09.159 --> 01:18:11.079 in tenants, it's the first thing that comes up excellly. 1428 01:18:11.319 --> 01:18:13.920 So go to the search bar and YouTube and put 1429 01:18:14.000 --> 01:18:17.119 tenants and then you can put know your rights. It'll 1430 01:18:17.119 --> 01:18:17.479 come up. 1431 01:18:18.159 --> 01:18:20.600 Hey, Danielle, have you talked to the landlord about getting 1432 01:18:20.600 --> 01:18:21.720 out of your lease and moving? 1433 01:18:21.760 --> 01:18:22.720 And if so, would Yeah? 1434 01:18:22.840 --> 01:18:26.239 Yeah, that's a good point. That's a good point. D Danielle. 1435 01:18:26.239 --> 01:18:28.319 Did you just ask if you could break your lease 1436 01:18:28.359 --> 01:18:29.399 maybe they'll let you out. 1437 01:18:32.159 --> 01:18:33.319 I have not asked. 1438 01:18:33.520 --> 01:18:36.720 I was actually trying to get legal advice prior. 1439 01:18:36.520 --> 01:18:38.279 Do you want us? Do you want us to call? 1440 01:18:38.479 --> 01:18:40.399 I can have Deputy Dot call over there to the 1441 01:18:40.479 --> 01:18:43.000 landlord and say you just want to get out of it. 1442 01:18:43.319 --> 01:18:46.159 You had enough of the cockroaches, and he can tell 1443 01:18:46.239 --> 01:18:49.399 them that you can do it legally, but it would 1444 01:18:49.439 --> 01:18:52.119 be better if they just let you out of the lease. 1445 01:18:52.239 --> 01:18:52.399 You know. 1446 01:18:52.479 --> 01:18:55.560 Tell me one way to do it without escalating, is, Danielle, 1447 01:18:55.600 --> 01:18:58.319 if you go to the maintenance or the leasing office 1448 01:18:58.600 --> 01:19:01.560 and say that the Tom Martino Troo Tom Martino himself 1449 01:19:01.560 --> 01:19:04.920 would like to know what their response is, specifically, what 1450 01:19:05.119 --> 01:19:08.359 is their policy in regard to in regards to letting 1451 01:19:08.399 --> 01:19:10.439 you out of the lease because of the cockroaches and 1452 01:19:10.520 --> 01:19:12.600 all of this other stuff, and that we asked you 1453 01:19:12.640 --> 01:19:14.960 to call back on Monday during the show and let 1454 01:19:15.039 --> 01:19:16.199 us know what they said. 1455 01:19:18.159 --> 01:19:20.600 Okay, yeah, I can do that, and can you call us. 1456 01:19:20.560 --> 01:19:22.520 Back on Monday, and then if that doesn't work, we'll 1457 01:19:22.560 --> 01:19:24.399 step it up a notcha, We'll contact. 1458 01:19:24.119 --> 01:19:25.159 That's a good idea. 1459 01:19:25.239 --> 01:19:28.000 So you tell them that you called my show and 1460 01:19:28.039 --> 01:19:30.640 that they told you that you can get out of 1461 01:19:30.680 --> 01:19:33.039 your lease if you go through the process, but you 1462 01:19:33.079 --> 01:19:35.000 would rather do it with their cooperation. 1463 01:19:35.600 --> 01:19:38.880 And plus, we didn't mention the the apartment complex's name, 1464 01:19:38.960 --> 01:19:41.399 and we're not going to mention it today. But if 1465 01:19:41.399 --> 01:19:43.840 this comes up as a point of contention on Monday, 1466 01:19:43.920 --> 01:19:44.840 then we might. 1467 01:19:44.920 --> 01:19:46.279 Tell them we just want to do it in a 1468 01:19:46.319 --> 01:19:48.840 friendly way. See what they say. That's a good idea, 1469 01:19:49.159 --> 01:19:53.039 and then call us back. I'll mark dispending. I'll mark dispending. 1470 01:19:52.680 --> 01:19:53.119 And do that. 1471 01:19:53.119 --> 01:19:55.960 Three h three seven one three talk seven one three 1472 01:19:56.319 --> 01:19:59.960 eight two five five You know one Clear Choice Garage 1473 01:20:00.399 --> 01:20:02.760 will be out at your house twenty four to seven. 1474 01:20:03.000 --> 01:20:04.800 Why would you ever need somebody in the middle of 1475 01:20:04.840 --> 01:20:06.680 the night with a garage door. Well, let's say you're 1476 01:20:06.720 --> 01:20:08.279 coming home from a night out and you can't get 1477 01:20:08.279 --> 01:20:10.840 the garage door closed or you can't get it open, 1478 01:20:11.079 --> 01:20:12.359 and you know you got to go to work in 1479 01:20:12.399 --> 01:20:14.960 the morning. They have twenty four to seven service. They 1480 01:20:14.960 --> 01:20:18.239 also have regular services, of course, for all garage door needs, 1481 01:20:18.399 --> 01:20:22.600 from the openers to the actual door itself. So why 1482 01:20:22.640 --> 01:20:24.720 don't you go to the website. You'll learn more about 1483 01:20:24.720 --> 01:20:27.159 what they do and all of their prices are right there. 1484 01:20:27.600 --> 01:20:35.000 One clear choice. Doores dot com seven one, three, eight, 1485 01:20:35.000 --> 01:20:38.720 two five five. So Jan has an issue with Venmo? 1486 01:20:40.920 --> 01:20:44.479 What kind of an issue, Jan, do you have with Venmo? 1487 01:20:46.560 --> 01:20:51.439 I have three issues with them, and I'm trying to 1488 01:20:51.479 --> 01:20:52.319 get a hold of them. 1489 01:20:52.840 --> 01:20:57.239 Well tell me what, uh you know, those those places 1490 01:20:57.279 --> 01:21:00.000 scare me. Zelle, Venmo and all of them. I use Venue, 1491 01:21:00.239 --> 01:21:03.880 but I've often wondered who is mister Venmo? You know, Like, 1492 01:21:04.000 --> 01:21:06.720 who do you call when you have a problem to 1493 01:21:06.840 --> 01:21:11.359 straighten out? It's almost like impossible. I don't think there 1494 01:21:11.439 --> 01:21:14.039 is a number for Venmo where you can call customer service? 1495 01:21:14.159 --> 01:21:16.439 Is there there is. 1496 01:21:16.399 --> 01:21:21.399 But they just give you answers to possible questions. Okay, 1497 01:21:21.680 --> 01:21:24.680 press one or two, and then they there's no car. 1498 01:21:24.840 --> 01:21:27.199 Right, there's no back and forth. Tell me your problem 1499 01:21:27.279 --> 01:21:28.720 with Venmo, let me hear about it. 1500 01:21:29.680 --> 01:21:34.560 Okay. So the first problem is, my friend Kathy showed 1501 01:21:34.560 --> 01:21:37.359 me on my Venmo account that she paid me two 1502 01:21:37.439 --> 01:21:42.199 hundred and thirty two fifty, But my bank says that 1503 01:21:42.800 --> 01:21:46.720 the transfer from Venmo was three eighty two fifty three 1504 01:21:46.840 --> 01:21:49.720 hundred eighty two fifty. So there's a how. 1505 01:21:49.680 --> 01:21:51.399 Much of a difference is that I didn't do the math? 1506 01:21:51.399 --> 01:21:52.800 How much of a difference. 1507 01:21:53.119 --> 01:21:54.960 A fifty fifty dollars difference? 1508 01:21:55.000 --> 01:21:58.439 So Venmo did not credit you fifty bucks? 1509 01:21:59.520 --> 01:22:03.079 I did. I think the over I think what Kathy 1510 01:22:03.199 --> 01:22:05.920 is saying is that excuse me, jan is saying that. 1511 01:22:07.239 --> 01:22:09.319 Venmo overpaid her by fifty bucks. 1512 01:22:10.399 --> 01:22:13.199 Chad, did your friend get charged that extra fifty bucks 1513 01:22:13.319 --> 01:22:15.079 or did you have a friend pay you the original 1514 01:22:15.119 --> 01:22:18.039 amount that saw they deducted from her account, but you 1515 01:22:18.119 --> 01:22:20.039 got fifty more bucks than she had intended? 1516 01:22:20.079 --> 01:22:20.800 Is that what you're saying? 1517 01:22:22.479 --> 01:22:27.479 Yes, I haven't talked to her, but that's that's that's 1518 01:22:27.600 --> 01:22:29.439 kind of a minor problem. Because I have more money. 1519 01:22:29.520 --> 01:22:30.920 Yeah, that's not much of a problem at all. 1520 01:22:31.399 --> 01:22:34.279 Basically, she got paid more money and she's complaining about it. 1521 01:22:34.399 --> 01:22:36.880 Well, I think that's just the warm up for the 1522 01:22:36.880 --> 01:22:37.960 two actual complaints. 1523 01:22:38.119 --> 01:22:39.680 Okay, so what's the other complaint. 1524 01:22:40.800 --> 01:22:45.439 The other complaint is that on April eighth, my friend 1525 01:22:45.560 --> 01:22:49.239 Kat paid me two hundred and thirty five dollars, but 1526 01:22:49.279 --> 01:22:51.600 that never showed up on my bank account. 1527 01:22:52.000 --> 01:22:53.399 I need more friends like jam. 1528 01:22:53.560 --> 01:22:56.439 Wait a minute, Wait a minute, she paid you two 1529 01:22:56.560 --> 01:23:00.159 hundred and thirty five bucks and you never got it right? 1530 01:23:01.640 --> 01:23:03.760 What are you doing in a case like that? See, 1531 01:23:03.800 --> 01:23:07.840 that's the problem with these electronic things. I mean, does 1532 01:23:07.880 --> 01:23:10.159 your friend show that it was drawn out of her account? 1533 01:23:12.159 --> 01:23:15.800 I don't know. I don't know that I have a 1534 01:23:15.840 --> 01:23:18.239 text message into her. I'm just going through my bank 1535 01:23:18.239 --> 01:23:19.359 account now and finding you. 1536 01:23:19.520 --> 01:23:21.760 Know, it could be your friend didn't make the payment. 1537 01:23:21.960 --> 01:23:24.199 I mean, Venmo is not in the business of ripping 1538 01:23:24.239 --> 01:23:26.960 people off. They might have a snarl here and there, 1539 01:23:27.000 --> 01:23:32.000 but I don't think. I think your friend didn't pay you. 1540 01:23:32.039 --> 01:23:32.840 That's what I think. 1541 01:23:33.159 --> 01:23:34.840 Well, here's the third issue. 1542 01:23:34.880 --> 01:23:35.760 Tom Okay. 1543 01:23:35.840 --> 01:23:42.079 On April April fifteenth, I paid Toby eighty five dollars 1544 01:23:42.239 --> 01:23:44.560 and that never came out of my bank account. 1545 01:23:45.199 --> 01:23:47.399 Did Toby get the eighty five dollars? 1546 01:23:47.880 --> 01:23:49.560 I've got a text into her too. 1547 01:23:50.239 --> 01:23:55.920 Oh okay, so you paid eighty five dollars to Toby, 1548 01:23:55.960 --> 01:23:59.000 but it never showed up in Toby's account. 1549 01:23:58.600 --> 01:23:59.319 Though she doesn't know. 1550 01:23:59.439 --> 01:24:02.000 Jan doesn't no, she she doesn't know if Tobe ever 1551 01:24:02.000 --> 01:24:02.760 got the money yet. 1552 01:24:03.239 --> 01:24:06.279 But it wasn't deducted from your account or it was. 1553 01:24:07.720 --> 01:24:09.920 It was not deducted from my bank account. 1554 01:24:10.920 --> 01:24:11.760 Oh my god? 1555 01:24:13.680 --> 01:24:15.640 And yeah, the thing is, I can't you know. It 1556 01:24:15.720 --> 01:24:19.560 says go to the app, press the meeting, and then 1557 01:24:19.760 --> 01:24:24.079 help and chat, but it doesn't allow me to do that. 1558 01:24:24.199 --> 01:24:25.760 And then when you tell me number. 1559 01:24:25.640 --> 01:24:28.560 See, I love them. I love them until there's a problem. 1560 01:24:29.000 --> 01:24:31.439 Then I don't know what to do. Do you use them? 1561 01:24:32.520 --> 01:24:32.560 No? 1562 01:24:33.800 --> 01:24:38.239 N no use I've used Venmo. I've never had a problem. 1563 01:24:38.319 --> 01:24:41.079 But what if you do have a problem. How do 1564 01:24:41.119 --> 01:24:44.279 you get cash from Venmo into your account? How do 1565 01:24:44.279 --> 01:24:48.640 you do that? Just have you ever had to do that? 1566 01:24:49.279 --> 01:24:52.600 Well? When I pay it, there's a you know, when 1567 01:24:52.600 --> 01:24:55.640 you go into Venmo, one of the things you click 1568 01:24:55.720 --> 01:24:58.399 on is either pay or request, and then. 1569 01:24:58.319 --> 01:25:00.640 It comes up I understand. But what if I have 1570 01:25:01.079 --> 01:25:03.159 like I've had a number of people pay me on 1571 01:25:03.279 --> 01:25:06.039 Veno and it's in Venmo, right, it's not in my 1572 01:25:06.119 --> 01:25:06.720 bank right? 1573 01:25:07.199 --> 01:25:09.840 And then there's this click which there's another little button 1574 01:25:10.239 --> 01:25:11.920 where you put into your bank account. 1575 01:25:12.000 --> 01:25:15.520 Okay, got it? So, jeff Ick, do you use Venmo? 1576 01:25:16.039 --> 01:25:16.840 I have not? No? 1577 01:25:17.560 --> 01:25:18.640 So okay. 1578 01:25:18.680 --> 01:25:19.800 So your three. 1579 01:25:19.520 --> 01:25:23.439 Problems and and see that's the problem. There's no one 1580 01:25:23.479 --> 01:25:23.960 to talk to. 1581 01:25:24.600 --> 01:25:26.399 Well, it's not much of a problem either. 1582 01:25:26.600 --> 01:25:29.960 So on the first one, she got overpaid by fifty bucks, 1583 01:25:30.640 --> 01:25:32.960 so I would probably just stay quiet about that, right. 1584 01:25:33.199 --> 01:25:37.000 She has a second problem where uh, Jane, what was 1585 01:25:37.039 --> 01:25:37.840 the second problem? 1586 01:25:37.840 --> 01:25:38.079 Again? 1587 01:25:38.239 --> 01:25:40.840 She never got paid to two thirty five? Her friend 1588 01:25:40.880 --> 01:25:41.760 said she paid her. 1589 01:25:41.720 --> 01:25:45.000 Well, nor she Jan hasn't been able to verify with 1590 01:25:45.039 --> 01:25:48.239 her friend, right if her friend even set the payment right? 1591 01:25:49.039 --> 01:25:49.359 Uh? 1592 01:25:49.399 --> 01:25:51.319 And then the third that she did. 1593 01:25:51.720 --> 01:25:55.039 Wait wait wait wait wait, Venmo says that your friend 1594 01:25:55.079 --> 01:25:59.119 sent you to thirty five. Yes, but it's not in 1595 01:25:59.159 --> 01:26:02.039 your account, right, Yes it is. 1596 01:26:03.640 --> 01:26:05.880 Why would Venmo say my bank account? 1597 01:26:06.239 --> 01:26:09.000 No, it's not in your bank account. It doesn't go 1598 01:26:09.239 --> 01:26:12.439 to your bank account, it goes to your Venmo account. 1599 01:26:13.000 --> 01:26:15.960 See a lot of people are confused about that. Money 1600 01:26:16.079 --> 01:26:19.560 never goes directly to your bank account. Ever, it goes 1601 01:26:19.600 --> 01:26:23.199 to and from your Venmo account. You have to physically 1602 01:26:23.359 --> 01:26:26.439 move it from Venmo to your bank account. In fact, 1603 01:26:26.479 --> 01:26:29.199 that's how Venmo makes a lot of its money. People 1604 01:26:29.199 --> 01:26:32.119 who leave it at Venmo, they paid no interest on 1605 01:26:32.159 --> 01:26:35.000 it and it just sits there. But I guarantee you, 1606 01:26:35.079 --> 01:26:37.600 if you log into Venmo, you're going to show a 1607 01:26:37.680 --> 01:26:39.000 positive cash balance? 1608 01:26:39.600 --> 01:26:40.159 Have you done that? 1609 01:26:40.239 --> 01:26:40.399 Jen? 1610 01:26:40.479 --> 01:26:42.800 He goes. Venmo wouldn't bother telling you you have two 1611 01:26:42.840 --> 01:26:44.439 hundred and thirty five dollars if you. 1612 01:26:44.399 --> 01:26:45.000 Didn't have it. 1613 01:26:46.680 --> 01:26:49.640 I'm not logging in again I will. 1614 01:26:49.720 --> 01:26:52.760 I think look at that. You see your problem is 1615 01:26:52.800 --> 01:26:56.680 you're expecting to see these transactions in your bank account 1616 01:26:57.000 --> 01:26:59.319 and they do not go to your bank account. I 1617 01:26:59.359 --> 01:27:01.760 think all of her problems can be summed up that way. 1618 01:27:02.079 --> 01:27:06.520 She's expecting direct from the other person's Venmo to her 1619 01:27:06.560 --> 01:27:09.680 bank account, or from her Venmo to her bank account. 1620 01:27:09.920 --> 01:27:13.159 It doesn't work that way. You have to physically move 1621 01:27:13.199 --> 01:27:15.960 it in and out of your Venmo you It will 1622 01:27:16.000 --> 01:27:17.359 not automatically do it. 1623 01:27:17.560 --> 01:27:20.680 I think Zell goes directly to Zell. 1624 01:27:20.560 --> 01:27:23.359 Goes directly your bank Venmo does not go directly to 1625 01:27:23.399 --> 01:27:27.479 your bank. David, Hi, welcome to the show. What's going on? David? 1626 01:27:28.960 --> 01:27:31.159 Hi, Hi Tom, thanks for taking my call. 1627 01:27:31.159 --> 01:27:31.800 What's happening? 1628 01:27:35.000 --> 01:27:39.159 Well, I'll just go to my current issue that I 1629 01:27:39.199 --> 01:27:40.279 have right now. 1630 01:27:40.439 --> 01:27:41.800 Current? Why do you have more than one? 1631 01:27:43.600 --> 01:27:44.640 It's kind of a long story. 1632 01:27:44.720 --> 01:27:47.319 Okay, I don't mind long stories. If you just start 1633 01:27:47.359 --> 01:27:49.119 somewhere and we'll pick it up, go ahead. 1634 01:27:50.039 --> 01:27:56.479 Sure, I had an accent. It was rear ended. We 1635 01:27:56.560 --> 01:28:02.800 did a virtual estimatesurance company sent me two different checks. 1636 01:28:03.760 --> 01:28:08.439 And now who's insurance company? The other person's insurance company? 1637 01:28:09.560 --> 01:28:11.520 No, this was through my insurance. 1638 01:28:11.640 --> 01:28:14.319 Okay, so you were rear ended. So the person that 1639 01:28:14.399 --> 01:28:19.159 rear ended you they owe you, don't they? 1640 01:28:19.399 --> 01:28:19.720 Yes? 1641 01:28:20.520 --> 01:28:22.720 But you chose to go through your own insurance. 1642 01:28:23.920 --> 01:28:25.600 I did. They told me not to talk to the 1643 01:28:25.680 --> 01:28:27.159 young other insurance company. 1644 01:28:27.239 --> 01:28:27.920 Why is that? 1645 01:28:32.279 --> 01:28:35.119 I don't think they wanted me to admit to anything. 1646 01:28:35.800 --> 01:28:38.439 Well, okay, okay, don'tkay. 1647 01:28:38.520 --> 01:28:38.960 I don't know. 1648 01:28:39.039 --> 01:28:41.159 So, David, whose fault was the accident? 1649 01:28:42.439 --> 01:28:43.680 It was the person who hit me. 1650 01:28:45.039 --> 01:28:49.279 Your insurance would normally say go through them. But okay, 1651 01:28:49.319 --> 01:28:55.479 so you have collision coverage then, right, yes, okay, it's 1652 01:28:55.520 --> 01:28:59.520 an older vehicle, but you have collision coverage. 1653 01:29:00.760 --> 01:29:01.760 Yes, apparently I did. 1654 01:29:01.960 --> 01:29:03.840 All right, hold on a second, I'll come right back 1655 01:29:03.840 --> 01:29:10.800 to you. Just hang on and we'll take this up. David, 1656 01:29:10.840 --> 01:29:14.920 real quick. Here, you had a rear end collision. You 1657 01:29:14.960 --> 01:29:18.760 went through your own collision coverage. What's the problem right now? 1658 01:29:20.720 --> 01:29:24.960 Well, the damages that I had estimated exceed the costs 1659 01:29:25.000 --> 01:29:25.439 of value. 1660 01:29:26.319 --> 01:29:30.640 Okay, So in other words, your car has to be totaled. Hey, yes, 1661 01:29:31.079 --> 01:29:32.119 so what is your question? 1662 01:29:33.960 --> 01:29:39.000 Well, I'm getting ready to recontact the insurance company. I 1663 01:29:39.000 --> 01:29:40.720 did try to contact the adjusters. 1664 01:29:40.840 --> 01:29:44.800 Now, did they make you an offer on your total vehicle? 1665 01:29:45.920 --> 01:29:48.159 Well, within a week of the accident, they had sent 1666 01:29:48.199 --> 01:29:48.880 me two checks. 1667 01:29:49.239 --> 01:29:49.680 How much? 1668 01:29:50.119 --> 01:29:53.880 No, just a little over one thousand dollars. 1669 01:29:54.319 --> 01:29:58.239 So both checks added to one thousand dollars. 1670 01:29:58.760 --> 01:30:01.079 Yeah, is what it was. 1671 01:30:02.079 --> 01:30:04.239 Okay. So what I want to know is were they 1672 01:30:04.279 --> 01:30:06.520 telling you that was the value of your vehicle? 1673 01:30:08.000 --> 01:30:10.239 No, they were saying that's the cost to repair. 1674 01:30:11.079 --> 01:30:13.680 Oh, I see, and you and the body shop is 1675 01:30:13.720 --> 01:30:15.439 saying it's going to take way more than that. 1676 01:30:17.199 --> 01:30:20.039 Yes, exceeds the value of the vehicle. 1677 01:30:20.119 --> 01:30:22.840 That okay, Well then, well then what you need to 1678 01:30:22.880 --> 01:30:28.359 do is your collision coverage has to pay you literally 1679 01:30:28.479 --> 01:30:31.079 for the value of your car, but the value of 1680 01:30:31.119 --> 01:30:34.039 your car may you may disagree on what that value is, 1681 01:30:34.239 --> 01:30:36.359 but they have to at least pay for the value 1682 01:30:36.359 --> 01:30:37.039 of that car. 1683 01:30:39.439 --> 01:30:46.279 Okay, the checks that they sent have expired. 1684 01:30:47.000 --> 01:30:48.199 Oh you never cashed them. 1685 01:30:48.880 --> 01:30:53.520 I never cashed him. So is the claim still open? 1686 01:30:53.960 --> 01:30:56.079 Well? I don't know how when did this first? When 1687 01:30:56.079 --> 01:30:57.199 did the accident happen? 1688 01:30:58.000 --> 01:31:00.640 It was it was like last year. 1689 01:31:01.479 --> 01:31:04.479 Oh my god, Oh no, you may have screwed yourself 1690 01:31:04.479 --> 01:31:08.159 here bro late last year, like December of twenty twenty five, 1691 01:31:08.319 --> 01:31:14.000 of twenty four. Yes, okay, listen, you've not talked. Where's 1692 01:31:14.000 --> 01:31:15.279 your car been all this time? 1693 01:31:16.319 --> 01:31:18.960 I'm still driving it. It still runs and drives great. 1694 01:31:19.079 --> 01:31:24.479 The uh okay, let me let me just give you 1695 01:31:24.520 --> 01:31:26.479 something to do. You're way too far gone for us 1696 01:31:26.479 --> 01:31:29.479 to help you. At this point. You need to literally 1697 01:31:29.600 --> 01:31:33.199 contact your insurance company and say I never got my 1698 01:31:33.279 --> 01:31:37.359 car repaired because the shop says it can't be repaired 1699 01:31:37.720 --> 01:31:40.399 for less than it's worth. Okay, just tell him that. 1700 01:31:40.760 --> 01:31:42.960 Tell him I need to get a settlement for a 1701 01:31:42.960 --> 01:31:46.159 total wreck. You got to do that, or you have 1702 01:31:46.239 --> 01:31:48.199 to go after the guy that hit you, I don't 1703 01:31:48.199 --> 01:31:50.399 know why the hell you didn't, and sue him for 1704 01:31:50.479 --> 01:31:53.600 the value of that car. That's what I would do. 1705 01:31:53.760 --> 01:31:56.239 I would do both. I would go after the guy 1706 01:31:56.239 --> 01:31:58.800 that hit me in small claims court. That's it. 1707 01:31:59.199 --> 01:32:00.920 Sue him or whatever. 1708 01:32:00.640 --> 01:32:03.479 It will take to replace that vehicle, and then go 1709 01:32:03.560 --> 01:32:06.840 after your own company and say you need to be settled. 1710 01:32:07.239 --> 01:32:09.039 There's nothing more we can do to help you. You 1711 01:32:09.119 --> 01:32:13.319 waited way too long, but it's not too late to 1712 01:32:13.359 --> 01:32:16.560 sue that guy in small claims court. It's not too late, 1713 01:32:17.000 --> 01:32:20.039 So go ahead and do that. Start that no matter what, 1714 01:32:20.600 --> 01:32:23.760 and then get your collision coverage to try to settle 1715 01:32:23.800 --> 01:32:28.720 with you and take whichever one is first. Okay, Remember 1716 01:32:28.720 --> 01:32:30.600 you can call three or three Martino and get right 1717 01:32:30.640 --> 01:32:33.359 through our three or three seven one, three eight two. 1718 01:32:34.000 --> 01:32:36.159 How much is this going to cost to repair the car? 1719 01:32:36.920 --> 01:32:39.399 I did they tell you how much it's going to 1720 01:32:39.479 --> 01:32:41.319 cost to repair the car? David? 1721 01:32:42.760 --> 01:32:45.159 Yes, I had two estimates. There are eight thousand and 1722 01:32:45.239 --> 01:32:45.760 nine thousand. 1723 01:32:45.840 --> 01:32:47.800 Yeah, that, and what is your car worth? 1724 01:32:50.840 --> 01:32:54.760 It's right in the neighborhood of forty five to five thousand. 1725 01:32:54.800 --> 01:32:57.279 All right, sue that guy in small claims court. For 1726 01:32:57.319 --> 01:33:01.239 that amount of money, I think you'll win. I hope 1727 01:33:01.239 --> 01:33:03.920 you have something that says it was his fault. And 1728 01:33:03.960 --> 01:33:06.119 then go through your collision as well. I don't know 1729 01:33:06.119 --> 01:33:08.359 why your collision coverage would tell you not to deal 1730 01:33:08.399 --> 01:33:10.720 with that other company. That to me is foolhardy. 1731 01:33:10.720 --> 01:33:12.560 Well how much did the insurance already send them? He 1732 01:33:12.600 --> 01:33:13.239 didn't cast it. 1733 01:33:13.279 --> 01:33:14.880 But how much where it's a thousand bucks? 1734 01:33:14.960 --> 01:33:15.840 Oh, I didn't hear that. 1735 01:33:15.920 --> 01:33:18.600 Now hardly anything, So just go ahead and take care 1736 01:33:18.640 --> 01:33:20.439 of that. Three h three seven one three eight two 1737 01:33:20.479 --> 01:33:22.600 five five. Now I have Stephanie Rigs with me, my honey, 1738 01:33:22.640 --> 01:33:25.039 and she is my better half, and she wants to 1739 01:33:25.079 --> 01:33:27.279 talk about something that is very near and dear to 1740 01:33:27.319 --> 01:33:30.079 our hearts. You know, we try to get involved in 1741 01:33:30.159 --> 01:33:34.359 things that are positive, not we not just like giving 1742 01:33:34.399 --> 01:33:37.199 away things or not just giving money, but helping people 1743 01:33:38.079 --> 01:33:41.439 get a step up. And this is called She recently 1744 01:33:42.039 --> 01:33:47.880 was familiarized with this organization called Joshua's Station and they. 1745 01:33:47.800 --> 01:33:49.399 Need some help by it every day. 1746 01:33:49.600 --> 01:33:50.159 Where is it? 1747 01:33:50.199 --> 01:33:52.000 Thanks for having me on the show. Well, let me 1748 01:33:52.039 --> 01:33:53.720 just give you a little backstory about it. So, after 1749 01:33:53.760 --> 01:33:57.800 working with so many families experiencing homelessness, back in what 1750 01:33:57.960 --> 01:34:01.039 nineteen ninety they saw these poor little kids in these 1751 01:34:01.079 --> 01:34:06.479 motels along East Colfax and they were witnessing drug exchanges 1752 01:34:06.520 --> 01:34:08.720 in sex trade. They said, you know, Mile High Ministry 1753 01:34:08.760 --> 01:34:12.199 said no, we're going to offer a safe transitional housing 1754 01:34:12.560 --> 01:34:14.000 because it was so heartbreaking. 1755 01:34:14.039 --> 01:34:15.079 These are little penits. 1756 01:34:15.119 --> 01:34:18.239 So what they did was they bought this motel and 1757 01:34:18.319 --> 01:34:18.840 a lot of you. 1758 01:34:19.000 --> 01:34:21.399 This was in two thousand and one. It was called 1759 01:34:21.399 --> 01:34:22.439 the Motel seven. 1760 01:34:22.560 --> 01:34:25.760 It was called the Spa motor in right on I 1761 01:34:26.000 --> 01:34:32.119 seventy across from Empower Stadium. Anyway, they bought this place 1762 01:34:32.199 --> 01:34:35.920 and they built this incredible facility. And last night I 1763 01:34:36.039 --> 01:34:38.199 was just part of a service team serving a meal, 1764 01:34:38.840 --> 01:34:41.279 and I said to the director, what do you need 1765 01:34:41.600 --> 01:34:45.640 because these families are really trying. How many families we 1766 01:34:45.680 --> 01:34:47.079 served about seventy people. 1767 01:34:47.119 --> 01:34:48.239 Seventy families, right, So. 1768 01:34:48.640 --> 01:34:50.600 Do they get to live there for how long? They 1769 01:34:50.920 --> 01:34:51.319 said that. 1770 01:34:51.279 --> 01:34:52.640 They tried to do ninety days. 1771 01:34:52.680 --> 01:34:55.640 People can't who are just fresh out of trauma and homelessness, 1772 01:34:55.640 --> 01:34:57.960 they can't turn it around in ninety days. So they 1773 01:34:58.079 --> 01:35:00.000 figured out this has been going on for a while, 1774 01:35:00.319 --> 01:35:03.119 so they have a system that works. Two years is 1775 01:35:03.199 --> 01:35:05.479 usually the time, and I said, what these women. 1776 01:35:06.159 --> 01:35:10.359 I forget women with kids come in and stay two years. 1777 01:35:10.279 --> 01:35:10.560 And men. 1778 01:35:10.640 --> 01:35:12.880 I mean, there's speaker last they're wonderful. Then they have 1779 01:35:12.960 --> 01:35:16.640 little babies and little kids. Okay, so they transition them 1780 01:35:16.720 --> 01:35:18.960 into having a permanent home and they have a very 1781 01:35:19.000 --> 01:35:22.560 good track record. What I noticed was a giant well 1782 01:35:22.680 --> 01:35:24.920 of water from the rain, and they lose half their 1783 01:35:25.000 --> 01:35:28.600 parking spot every time it rains. So somebody on your 1784 01:35:28.600 --> 01:35:31.159 refer list or somebody listening who can help them out. 1785 01:35:31.520 --> 01:35:33.720 Joshua was stationed. You can google it and find out 1786 01:35:33.760 --> 01:35:36.319 where it is. If you can help them with that drainage, 1787 01:35:36.520 --> 01:35:39.920 that would be wonderful. Also, if there's gardeners listening, they 1788 01:35:39.920 --> 01:35:43.000 need gardening experts to help them with their community garden. 1789 01:35:43.079 --> 01:35:46.199 It's beautiful, it's all there. The playground needs them updating. 1790 01:35:46.279 --> 01:35:48.560 They would love to have a place that's better. They 1791 01:35:48.560 --> 01:35:51.680 have a little sad grill out there. Also, the biggest 1792 01:35:51.680 --> 01:35:54.920 thing they need if somebody's listening, is a van. Because 1793 01:35:55.000 --> 01:35:57.039 I told Tom this, I'm texting them all night, you 1794 01:35:57.039 --> 01:36:00.039 know about this. I was sitting at the table and 1795 01:36:00.039 --> 01:36:02.960 these little boys said, you know, we're not excited about summer. 1796 01:36:04.119 --> 01:36:06.720 We're sad. About it because when we go to school, 1797 01:36:06.760 --> 01:36:09.239 we get a guaranteed lunch every day, and we get 1798 01:36:09.279 --> 01:36:12.239 to be around kids that aren't living in homelessness, and 1799 01:36:12.279 --> 01:36:13.279 we get to have hope. 1800 01:36:13.560 --> 01:36:15.159 They like going to school, get a vent. 1801 01:36:15.239 --> 01:36:18.039 They love it because it's an escape. So but I 1802 01:36:18.159 --> 01:36:21.039 do think they've created a beautiful place there. The problem 1803 01:36:21.159 --> 01:36:23.239 is after two years, a lot of these kids have 1804 01:36:23.319 --> 01:36:26.640 a hard time because they had such infrastructure and so 1805 01:36:26.760 --> 01:36:30.399 many social workers in, psychologists and psychiatrists. But the van 1806 01:36:30.520 --> 01:36:33.159 would allow them to go for hikes or go places. 1807 01:36:33.399 --> 01:36:35.359 So they really need a van. That's what she said. 1808 01:36:35.399 --> 01:36:37.000 And I said, well, you know what, I'm going to 1809 01:36:37.039 --> 01:36:38.560 see what I can do to help you. That's what 1810 01:36:38.600 --> 01:36:40.800 I was thinking. And if somebody wants to help them 1811 01:36:40.800 --> 01:36:44.800 with that drainage problem, I was even thinking your landscape. 1812 01:36:44.279 --> 01:36:48.319 Guy, Yeah, but is that blacktop is the I sent 1813 01:36:48.319 --> 01:36:50.039 you a picture of it last year. It's asphalt. 1814 01:36:50.119 --> 01:36:50.800 It's asphalt. 1815 01:36:50.840 --> 01:36:52.319 I wonder if the whole thing has to be re 1816 01:36:52.600 --> 01:36:56.960 see that's the problem when asphalt pools water. Sometimes it's 1817 01:36:56.960 --> 01:37:02.000 and here's the thing, privately donated, so that's own government 1818 01:37:02.039 --> 01:37:05.000 funding place place. They bought this motel, they converted it 1819 01:37:05.039 --> 01:37:06.520 into apartments right. 1820 01:37:06.439 --> 01:37:07.520 Yes, and they're beautiful. 1821 01:37:07.600 --> 01:37:10.960 The volunteers have made a beautiful, comfortable place for these kids. 1822 01:37:11.119 --> 01:37:14.439 About seventy about seventy families get to stay there as 1823 01:37:14.479 --> 01:37:15.640 a transitional place. 1824 01:37:15.720 --> 01:37:16.119 That's right. 1825 01:37:16.520 --> 01:37:18.319 And how do they qualify to stay there? 1826 01:37:18.840 --> 01:37:20.359 Well, I think they have to go through quite a 1827 01:37:20.359 --> 01:37:21.279 bit of hoops in order. 1828 01:37:21.119 --> 01:37:23.920 To people contact whether they want to help, where they 1829 01:37:23.920 --> 01:37:26.319 need help. Yep, if you need number. 1830 01:37:26.079 --> 01:37:27.880 Housing with your family, sure, I'll look it up. 1831 01:37:28.239 --> 01:37:31.760 Look up, Sephanie, howpout gofund me there? Raise some cash? 1832 01:37:31.880 --> 01:37:32.840 You know, I don't help. 1833 01:37:33.000 --> 01:37:34.000 I think that could help. 1834 01:37:34.119 --> 01:37:40.319 Let me see Joshua station there it is, okay, let's 1835 01:37:40.319 --> 01:37:42.359 give out the number. Let's give out the number because 1836 01:37:42.359 --> 01:37:46.319 oh and and uh okay then two zero okay seven 1837 01:37:46.359 --> 01:37:50.720 two zero three seven seven yeah, one one zero three 1838 01:37:51.560 --> 01:37:55.439 And the address is two three three zero West Mulberry Place. 1839 01:37:55.560 --> 01:37:58.119 That's in Denver again, Joshua. 1840 01:37:57.800 --> 01:38:00.439 Is right off in by seventy West Mulberry. 1841 01:38:00.439 --> 01:38:03.199 West Mulberry. It comes right up when you do it. 1842 01:38:03.199 --> 01:38:04.800 And you know what, when you if you go to 1843 01:38:04.840 --> 01:38:07.720 my Instagram underscore Stephanie Riggs, I have a whole little 1844 01:38:07.800 --> 01:38:09.960 video so you can say what the kids look like 1845 01:38:10.000 --> 01:38:11.800 and all the rest of it. But what I will 1846 01:38:11.840 --> 01:38:14.399 tell you is if you want to call that number 1847 01:38:14.479 --> 01:38:15.760 and let me just give it to you again, because 1848 01:38:15.760 --> 01:38:17.800 if you're like me, you don't always have a pen available. 1849 01:38:18.039 --> 01:38:21.319 Seven two zero three seven seven one one zero three. 1850 01:38:21.399 --> 01:38:23.600 Ask for Amy. She's the director. 1851 01:38:23.720 --> 01:38:25.520 And she said, you know, I was living a beautiful 1852 01:38:25.560 --> 01:38:27.680 life up in Evergreen and God told me to come 1853 01:38:27.680 --> 01:38:29.079 here and help these kids. And I told her, at 1854 01:38:29.119 --> 01:38:30.560 the end of the day, this is all that's going 1855 01:38:30.640 --> 01:38:30.960 to matter. 1856 01:38:31.039 --> 01:38:34.840 Okay, So this is right now. If people need help, 1857 01:38:34.880 --> 01:38:39.039 they can call that number two. So these families. Oh, 1858 01:38:39.079 --> 01:38:41.199 I got to take a break, Okay, hold on, we'll 1859 01:38:41.199 --> 01:38:48.479 come right back. And also Angela, I'll take you as well. Hi, 1860 01:38:48.560 --> 01:38:51.119 Tom Martino here at three three seven one three talk. 1861 01:38:51.720 --> 01:38:54.399 Got you say one thing, Tom, Go ahead, sir, that 1862 01:38:54.920 --> 01:38:59.600 your wife is the embodiment of the phrase kicking over 1863 01:38:59.640 --> 01:39:00.880 your cover bridge. 1864 01:39:00.640 --> 01:39:03.279 You have a kick coverage. Well, thank you so far 1865 01:39:03.439 --> 01:39:04.239 it is amazing. 1866 01:39:04.239 --> 01:39:07.359 Well, thank you, thank you. Yeah, I know I'm not 1867 01:39:07.399 --> 01:39:09.279 going to get her glasses. Let's put it that way. 1868 01:39:09.720 --> 01:39:14.520 Three h three seven one three talk. Angela. You want 1869 01:39:14.560 --> 01:39:15.960 to purchase a motor home? 1870 01:39:17.640 --> 01:39:18.560 Yes, that's correct. 1871 01:39:18.840 --> 01:39:20.039 What's tell me about it. 1872 01:39:20.079 --> 01:39:22.439 I'm looking to buy something something on a com vacation 1873 01:39:22.840 --> 01:39:27.720 and go out and about and no kids. I have 1874 01:39:27.760 --> 01:39:32.199 a regular home that I can sell in order to 1875 01:39:32.239 --> 01:39:32.479 do this. 1876 01:39:32.520 --> 01:39:35.800 Well, so I uniate a full time in a motor home. 1877 01:39:37.159 --> 01:39:37.399 Maybe. 1878 01:39:37.600 --> 01:39:43.640 Well, I'm looking to probably show my house. Oh so 1879 01:39:43.680 --> 01:39:46.760 I figure if I can shout my house and go 1880 01:39:46.800 --> 01:39:47.640 out and do something. 1881 01:39:47.680 --> 01:39:51.159 All right, that's a whole different ballgame. I want you 1882 01:39:51.199 --> 01:39:53.279 to hold on. I'm going to come back to you first, 1883 01:39:53.680 --> 01:39:57.079 right after the break, because that's the full time are being. 1884 01:39:57.159 --> 01:39:58.720 I know a lot about it. I want you to 1885 01:39:58.720 --> 01:40:16.960 hold on so you don't get burnt. 1886 01:40:10.479 --> 01:40:15.319 Ripped news need advice, Well. 1887 01:40:15.239 --> 01:40:15.880 You don't have. 1888 01:40:18.000 --> 01:40:23.039 Come run anxious successes to can Shooter's gonna help? 1889 01:40:23.319 --> 01:40:24.960 Come? Man? 1890 01:40:25.239 --> 01:40:30.399 This is the Troubleshooter Show. Now, Tom Martino, Hey. 1891 01:40:30.399 --> 01:40:32.840 Tom Martino here, Welcome to the show. This hour brought 1892 01:40:32.880 --> 01:40:35.960 to you by Frank Duran, the real Estateman dot com. 1893 01:40:36.199 --> 01:40:38.199 If you're looking to see what your house will sell for, 1894 01:40:38.359 --> 01:40:41.439 Frank will do a free analysis of the market conditions, 1895 01:40:41.479 --> 01:40:45.159 the comps, the neighborhood supply and demand, interest rates, everything 1896 01:40:45.239 --> 01:40:48.640 going into it and give you an accurate an accurate 1897 01:40:49.000 --> 01:40:52.279 idea of what it will sell for, especially using his methods. 1898 01:40:52.560 --> 01:40:54.520 Give him a call for a free analysis with no 1899 01:40:54.600 --> 01:40:57.359 obligation ever. Frank durand the real estate Man dot Com 1900 01:40:57.359 --> 01:41:00.119 three h three nine two zero sixteen twenty two. Now 1901 01:41:00.159 --> 01:41:02.079 we're going to talk to Angela. By the way, our 1902 01:41:02.119 --> 01:41:03.720 lines are open if you want to get right through. 1903 01:41:03.720 --> 01:41:05.439 We got our car people with us to say. Kevin 1904 01:41:05.479 --> 01:41:08.720 Calkins shared an auto tech Jeff Fick Kimera transmission. We 1905 01:41:08.760 --> 01:41:11.840 have Deputy d Deputy Doc all in the house wanting 1906 01:41:11.880 --> 01:41:17.239 to solve problems for you. And Angela says that she 1907 01:41:17.359 --> 01:41:19.880 has a question on a motor home. She wants to 1908 01:41:19.920 --> 01:41:24.319 purchase a motor home to full time RV. Now, Angela, 1909 01:41:24.680 --> 01:41:29.920 there are many many factors going into r v's and 1910 01:41:30.079 --> 01:41:30.800 full timing. 1911 01:41:32.199 --> 01:41:34.319 Well, real quick. I actually I have a friend, so 1912 01:41:34.359 --> 01:41:38.199 it's a personal good friend whatnot. He's got a particular 1913 01:41:38.680 --> 01:41:40.760 motor home that he's selling and from when I am 1914 01:41:40.800 --> 01:41:43.840 found that it's a pretty good deal. But I really 1915 01:41:43.840 --> 01:41:47.560 don't know. So I'll call in it and ask which okay, 1916 01:41:47.600 --> 01:41:50.039 because I need to be a purchase. 1917 01:41:50.279 --> 01:41:52.119 I'll tell you what to ask. I want to know. 1918 01:41:52.680 --> 01:41:54.720 But there's a lot of things to consider with full 1919 01:41:54.760 --> 01:41:57.760 time rving First and foremost, here's what I need to know. 1920 01:41:58.520 --> 01:42:01.560 Some people full time are but they have a base station, 1921 01:42:01.680 --> 01:42:04.720 they have a home. You're planning on not having a 1922 01:42:04.760 --> 01:42:07.119 base station, right, You're not going to have a home 1923 01:42:07.600 --> 01:42:10.840 to come back to. You're going to do everything out 1924 01:42:10.920 --> 01:42:11.600 of the RV. 1925 01:42:11.760 --> 01:42:12.319 Is that right? 1926 01:42:13.640 --> 01:42:13.880 Well? 1927 01:42:14.239 --> 01:42:16.800 I was kind of thinking about being a groupie for 1928 01:42:16.880 --> 01:42:20.880 a bit, but what family that I can bay station with? 1929 01:42:20.880 --> 01:42:21.760 Groupie for? Who? 1930 01:42:23.119 --> 01:42:25.560 Pant Wow? Who? 1931 01:42:25.720 --> 01:42:26.279 Pantera? 1932 01:42:27.079 --> 01:42:27.359 Panter? 1933 01:42:27.720 --> 01:42:29.319 It's a huge heavy metal band, right? 1934 01:42:29.439 --> 01:42:34.319 Yeah? How old are you right now? Angela fifty two? Wow? 1935 01:42:34.760 --> 01:42:38.399 This is pretty cool? So listen, So you have income 1936 01:42:38.520 --> 01:42:41.600 enough to sport your income and all that too, Like 1937 01:42:41.640 --> 01:42:43.840 if something goes wrong with the RV, will you be 1938 01:42:43.880 --> 01:42:45.800 able to stay in a motel for a few days 1939 01:42:45.880 --> 01:42:48.439 while they fix it to go? 1940 01:42:48.600 --> 01:42:51.000 That's the things that I was wondering. And I had 1941 01:42:51.000 --> 01:42:54.840 heard that you had like a template on other issues. Yes, 1942 01:42:55.520 --> 01:42:57.520 that I was that I heard. So yeah, maybe if 1943 01:42:57.560 --> 01:42:59.920 you had a template, like maybe for me to kind 1944 01:42:59.920 --> 01:43:03.600 of go buy yes, maybe ask your especial was what 1945 01:43:03.680 --> 01:43:07.000 the idea is on this particular this particular model. 1946 01:43:07.000 --> 01:43:09.319 Now first, let me let me let me get the model, 1947 01:43:09.359 --> 01:43:11.520 tell me what it is and we'll look it up. 1948 01:43:11.560 --> 01:43:13.039 What is it? 1949 01:43:13.039 --> 01:43:17.680 It's a two thousand and six Alpha C. Yeah, like 1950 01:43:17.840 --> 01:43:18.960 look at you later. 1951 01:43:19.039 --> 01:43:20.960 See ya Alpha CIA. 1952 01:43:22.760 --> 01:43:22.960 Yeah? 1953 01:43:23.560 --> 01:43:25.319 And who makes it? 1954 01:43:27.319 --> 01:43:32.199 It's we may take off this one gentleman that design 1955 01:43:32.319 --> 01:43:34.119 that was the first designer had. 1956 01:43:34.000 --> 01:43:35.520 A fifth wheel? 1957 01:43:35.920 --> 01:43:38.159 Is it a motor home or is it a fifth wheel? 1958 01:43:38.239 --> 01:43:39.479 That's it's like a bus. 1959 01:43:40.920 --> 01:43:43.319 Yeah, it's like a bush. Yeah, it's like a it's 1960 01:43:43.359 --> 01:43:46.399 a motorized home that goes on the road. 1961 01:43:46.880 --> 01:43:49.039 No, No, how many feet is it? 1962 01:43:49.079 --> 01:43:50.920 Is it forty feet? 1963 01:43:53.199 --> 01:43:54.640 It's it's pretty long. 1964 01:43:56.199 --> 01:43:57.520 No, they're nice motor homes. 1965 01:43:57.560 --> 01:44:00.399 But I need to know. Do you have sly outs 1966 01:44:00.399 --> 01:44:00.640 in it? 1967 01:44:01.960 --> 01:44:02.159 Yes? 1968 01:44:03.239 --> 01:44:04.159 How many slides are? 1969 01:44:04.199 --> 01:44:04.279 Right? 1970 01:44:04.479 --> 01:44:07.600 It's it's got a pull. It's got to pull, refrigerator 1971 01:44:07.680 --> 01:44:07.920 in it. 1972 01:44:08.479 --> 01:44:10.800 What what? What are the slide outs? You got to 1973 01:44:10.840 --> 01:44:13.359 give me dimensions on this thing. We got to narrow 1974 01:44:13.399 --> 01:44:15.000 it down to get the history on it. 1975 01:44:17.479 --> 01:44:20.319 Well, I've got because I got. I went, I saw it. 1976 01:44:20.359 --> 01:44:22.199 I looked at it, but I being not knowing what 1977 01:44:22.279 --> 01:44:24.920 to look at what's right down? I guess I didn't. 1978 01:44:25.039 --> 01:44:27.359 Okay, But but you must know how many feet it is? 1979 01:44:28.800 --> 01:44:30.800 It's it's uh, I want to I don't know. We 1980 01:44:30.960 --> 01:44:33.279 say that the tractor trailer was a forty eight foot, 1981 01:44:33.439 --> 01:44:35.560 so I'm saying just around that. 1982 01:44:36.199 --> 01:44:38.720 So it sounds like a forty five, But it sounds 1983 01:44:38.720 --> 01:44:40.119 like a forty five foot to me. 1984 01:44:41.560 --> 01:44:42.600 Yeah, it's really good. 1985 01:44:42.920 --> 01:44:44.279 It's stad Okay. 1986 01:44:44.479 --> 01:44:48.880 Now, now that's a nice different that's a nice motor. 1987 01:44:49.000 --> 01:44:50.680 You don't need a license to drive. You don't need 1988 01:44:50.760 --> 01:44:55.039 a special license to drive it, right, Okay. Now, if 1989 01:44:55.039 --> 01:44:58.840 it's a forty five foot Alphacia A two thousand and six, 1990 01:44:59.439 --> 01:45:02.439 that's not a bad vehicle, not a bad vehicle at all. 1991 01:45:05.199 --> 01:45:08.760 What I want to know is what condition is it in. 1992 01:45:10.159 --> 01:45:13.039 It's in very nice conditions, and it's only it has 1993 01:45:13.159 --> 01:45:14.439 ninety thousand miles on it. 1994 01:45:15.039 --> 01:45:18.000 Okay, that's good. What kind of power plan is that? 1995 01:45:18.039 --> 01:45:22.760 The Cummings in that? Yes, how many is it? 1996 01:45:22.800 --> 01:45:25.479 Five hundred horse Well, it's called the Gold it's called 1997 01:45:25.520 --> 01:45:27.199 the Gold Package. 1998 01:45:27.119 --> 01:45:28.439 The Gold Package. 1999 01:45:29.359 --> 01:45:31.039 You're not giving us a lot to go on. 2000 01:45:31.159 --> 01:45:35.840 Okay, But in general, that's not a bad vehicle. But 2001 01:45:36.000 --> 01:45:40.359 I'm curious about the power plant specifically, and the transmission 2002 01:45:40.640 --> 01:45:44.840 and if you have the independent front suspension, what do 2003 01:45:44.880 --> 01:45:46.880 you plan on doing with it. Do you plan on 2004 01:45:47.000 --> 01:45:51.479 driving mostly or staying mostly? Like some people when they 2005 01:45:51.520 --> 01:45:54.760 do full time rving, they set it up in maybe 2006 01:45:54.800 --> 01:45:58.119 two places a year, like one for winter, one for summer. 2007 01:45:58.479 --> 01:46:01.399 Others travel all the time time. So what do you 2008 01:46:01.479 --> 01:46:03.640 plan on doing? Do you plan on setting it up 2009 01:46:03.880 --> 01:46:06.520 in one place or another or do you plan on 2010 01:46:06.640 --> 01:46:08.079 traveling all over the place. 2011 01:46:09.399 --> 01:46:12.000 Well, it was just pretty fresh for me, this idea 2012 01:46:12.039 --> 01:46:14.960 that I've come to that he's got to prevail, and 2013 01:46:15.039 --> 01:46:19.359 I was very interested. So I really I haven't thought 2014 01:46:19.359 --> 01:46:21.000 of that, And that's a good thing. 2015 01:46:22.079 --> 01:46:24.640 It's good to know because the more you're going to 2016 01:46:24.720 --> 01:46:27.319 move around, the more you're going to have to really 2017 01:46:27.359 --> 01:46:30.520 depend on the drive train. And I need to know 2018 01:46:30.560 --> 01:46:33.079 a little bit more about that. But in any case, 2019 01:46:33.119 --> 01:46:34.520 how much does he want for it? 2020 01:46:35.920 --> 01:46:37.000 Eighteen thousand? 2021 01:46:37.640 --> 01:46:39.960 What that's cheap? 2022 01:46:40.079 --> 01:46:42.760 Wait a minute, Tom, I'm looking at RV trailer that's 2023 01:46:42.800 --> 01:46:46.640 pretty cheap eight two thousand and six, see us, and 2024 01:46:46.680 --> 01:46:49.640 they range from fifteen thousand to forty nine. 2025 01:46:49.800 --> 01:46:51.119 I know that's pretty cheap. 2026 01:46:51.479 --> 01:46:52.520 She's got a good deal. 2027 01:46:52.680 --> 01:46:55.960 Well that the cheapness might be a huge red flag. 2028 01:46:56.319 --> 01:46:59.359 I know, why is he doing this as a favor 2029 01:46:59.439 --> 01:47:02.199 to you? I mean, why is he asking only eight 2030 01:47:02.279 --> 01:47:03.039 grand for it? 2031 01:47:03.760 --> 01:47:04.640 Fifteen I'm sure? 2032 01:47:04.680 --> 01:47:07.840 Wait, fifteen grand he has? 2033 01:47:08.640 --> 01:47:09.399 Yeah it is. 2034 01:47:09.560 --> 01:47:13.520 It's the one he was using. So he's upgraded and 2035 01:47:13.560 --> 01:47:17.199 he has a home and either across the road where 2036 01:47:17.239 --> 01:47:19.720 he really needs to have three mover homes on. 2037 01:47:19.840 --> 01:47:22.119 Fifteen grand and fifteen grand is a. 2038 01:47:22.159 --> 01:47:27.079 Steel we're assuming the engine and transmission or yes, of course, right? 2039 01:47:27.119 --> 01:47:28.960 Do you know how much it would cost to repair 2040 01:47:29.039 --> 01:47:32.079 that engine and or transmission? Oh, it's a lot of 2041 01:47:32.119 --> 01:47:33.039 the tens of thousands. 2042 01:47:33.359 --> 01:47:34.960 Isn't that analys in transmission? 2043 01:47:35.960 --> 01:47:37.279 Yeah, it should be a Alison an. 2044 01:47:37.199 --> 01:47:41.920 Alice in world transmission and a Cummins five hundred. I 2045 01:47:41.920 --> 01:47:42.840 think that's How would they. 2046 01:47:42.840 --> 01:47:44.439 Go about getting that tested? 2047 01:47:44.840 --> 01:47:46.439 Oh, I'm glad. 2048 01:47:46.600 --> 01:47:48.279 You have to drive it somewhere? Or can I get 2049 01:47:48.279 --> 01:47:49.279 it done on the property? 2050 01:47:49.720 --> 01:47:52.119 No, I would take it somewhere. You want them to 2051 01:47:52.119 --> 01:47:53.880 put that up on a rack. You want them to 2052 01:47:53.920 --> 01:47:57.039 look at that thing, or a pit. You want them 2053 01:47:57.079 --> 01:47:58.720 to look at that up and down. This is a 2054 01:47:58.760 --> 01:48:02.840 giant investment. And think about this. Okay, Now you're going 2055 01:48:02.920 --> 01:48:06.359 to be money ahead if you sell your house and 2056 01:48:06.479 --> 01:48:09.520 you put money in this. But with the extra money 2057 01:48:09.560 --> 01:48:11.399 you have don't piss it away. You need to put 2058 01:48:11.439 --> 01:48:14.640 that money away somewhere for emergencies. I'm serious. 2059 01:48:15.159 --> 01:48:17.479 That's that's another radio show, right. 2060 01:48:17.840 --> 01:48:20.319 But as far as the Alpha CEA right now, that's 2061 01:48:20.359 --> 01:48:23.319 a great price. Everywhere I'm looking, that's a great price. 2062 01:48:25.079 --> 01:48:25.800 Is he a friend of me? 2063 01:48:26.520 --> 01:48:26.720 With that? 2064 01:48:26.760 --> 01:48:28.159 I would know what I would need to pull it, 2065 01:48:28.239 --> 01:48:30.079 what kind of power I would need to Now. 2066 01:48:29.920 --> 01:48:32.920 What are you going to do about a car? 2067 01:48:33.920 --> 01:48:35.359 I actually have a motorcycle. 2068 01:48:36.560 --> 01:48:37.560 Yeah, but what are you going to do. 2069 01:48:37.520 --> 01:48:41.960 With that Harley? Are incorporate bringing the Harley with this? 2070 01:48:42.239 --> 01:48:42.319 No? 2071 01:48:42.479 --> 01:48:42.720 You can. 2072 01:48:43.199 --> 01:48:45.000 You can put a hitch on the back that will 2073 01:48:45.039 --> 01:48:47.800 take the Harley, but you're not going to have any 2074 01:48:47.920 --> 01:48:53.199 kind of car to drive around. I'm don't At this point, 2075 01:48:54.159 --> 01:48:55.239 you sound like a fund. 2076 01:48:55.359 --> 01:48:57.880 I'm a vehicle Now. I have a vehicle that I drive, 2077 01:48:58.079 --> 01:48:58.840 but it's a truck. 2078 01:48:59.359 --> 01:49:01.720 Now, if you do get a vehicle, see what I 2079 01:49:01.720 --> 01:49:05.279 would recommend. I mean you want the Harley, so you're 2080 01:49:05.319 --> 01:49:07.279 always going to have to be on good weather. I mean, 2081 01:49:07.439 --> 01:49:10.479 if you pull up in a winter place you want 2082 01:49:10.479 --> 01:49:12.800 to stay for a couple of weeks in a winter, 2083 01:49:12.880 --> 01:49:14.439 You're not going to be able to use the Harley 2084 01:49:14.479 --> 01:49:16.600 to get around, Well. 2085 01:49:16.520 --> 01:49:18.560 I'll probably believe it in a Elevan's house with the 2086 01:49:18.640 --> 01:49:21.039 ententer time, and you know you're. 2087 01:49:20.880 --> 01:49:21.840 Going to go with the weather. 2088 01:49:22.039 --> 01:49:25.359 You're gonna in fair weather. You're going to stay in 2089 01:49:25.399 --> 01:49:25.960 fair weather. 2090 01:49:27.279 --> 01:49:27.680 Correct. 2091 01:49:27.960 --> 01:49:30.479 Okay, if you stay in fair weather and you have 2092 01:49:30.520 --> 01:49:32.680 a Harley, you can get a rack on the back 2093 01:49:32.720 --> 01:49:37.039 of that that'll carry that harley without towing it. Because 2094 01:49:37.079 --> 01:49:39.399 I don't recommend you toe anything unless you really know 2095 01:49:39.439 --> 01:49:44.079 what you're doing. Right, Guys, do you have any what 2096 01:49:44.319 --> 01:49:47.600 we recommendations you have? Who checks these out? Does Centry 2097 01:49:47.720 --> 01:49:50.760 RV I think would check it out for you. You've 2098 01:49:50.760 --> 01:49:53.119 got to go to an RV place for the service department. 2099 01:49:53.439 --> 01:49:56.520 Centry r V has a really good service department. I 2100 01:49:56.520 --> 01:50:02.520 would check them out. Next Camping okay, well, okay, Camping 2101 01:50:02.600 --> 01:50:06.800 World is okay for assessories and stuff. I'm not sure 2102 01:50:06.840 --> 01:50:10.039 they're the best place for service. I would go to 2103 01:50:10.239 --> 01:50:14.479 where are you? Where do you live? I would go 2104 01:50:14.520 --> 01:50:17.840 to Centry r V at I twenty five at Johnson's 2105 01:50:17.880 --> 01:50:26.039 Corner Century. They're good people. Trans West or No, the 2106 01:50:26.039 --> 01:50:28.520 truck place that was on the referral list because. 2107 01:50:28.319 --> 01:50:32.439 Mark there was it? Wait wait, they mainly do over 2108 01:50:32.479 --> 01:50:33.680 the road truck. But they also just. 2109 01:50:33.840 --> 01:50:36.880 George Stevenson would be one. Maybe that's not it. We 2110 01:50:36.920 --> 01:50:41.079 have trans West is another, we have Sentry is another. 2111 01:50:41.359 --> 01:50:43.359 Was that was it like Midland or something like that. 2112 01:50:43.520 --> 01:50:52.159 I don't recall it really. Remember you have two things 2113 01:50:52.159 --> 01:50:54.319 to check out. That's why I go to an RV place. 2114 01:50:54.640 --> 01:50:57.039 You have the house part and then you have the 2115 01:50:57.159 --> 01:51:01.279 chassis and drive train part two separate people like, for example, 2116 01:51:01.319 --> 01:51:04.239 Stuart and Stevenson doesn't work on the house, they work 2117 01:51:04.279 --> 01:51:07.279 on the drive train. Trans West works on the drive train, 2118 01:51:07.840 --> 01:51:11.239 whereas Century RV would work on both. I keep going 2119 01:51:11.279 --> 01:51:14.600 back to Century RV. There's also another one. RV America 2120 01:51:14.680 --> 01:51:17.600 is another one. But you want someone with a full 2121 01:51:17.680 --> 01:51:21.640 time RV service department to check that out head to toe, 2122 01:51:21.760 --> 01:51:25.479 and you're going to pay for it. But it's worth it, okay. 2123 01:51:25.359 --> 01:51:27.560 So excuse me. So what would they the nicest way 2124 01:51:27.720 --> 01:51:30.239 to go about? Because this is a good friend of 2125 01:51:30.239 --> 01:51:31.239 mine and I don't think. 2126 01:51:31.319 --> 01:51:33.279 Well, you just tell him you want to here's the 2127 01:51:33.399 --> 01:51:33.960 nicest way. 2128 01:51:34.039 --> 01:51:35.800 I don't want to mess up a relationships. 2129 01:51:36.039 --> 01:51:38.840 You say, hello, friends, I want to stay friends with you. 2130 01:51:39.079 --> 01:51:41.439 I'd like to go have this checked out, and then 2131 01:51:41.479 --> 01:51:42.399 it's on your dime. 2132 01:51:42.399 --> 01:51:47.640 Because transporting the vehicle being on the coloride of state roads. 2133 01:51:47.960 --> 01:51:49.720 Wait a minute, does it have a. 2134 01:51:49.680 --> 01:51:51.520 License to drive it to this place? 2135 01:51:51.640 --> 01:51:52.640 Does he have a license? 2136 01:51:52.640 --> 01:51:53.000 I don't know. 2137 01:51:53.279 --> 01:51:54.960 I don't know that bar, but I'm just used to 2138 01:51:55.000 --> 01:51:57.079 not driving on anybody's plate type thing. 2139 01:51:57.159 --> 01:51:59.960 Well, listen, the guy's got to be able to get 2140 01:52:00.079 --> 01:52:02.119 it to a place to have it checked out. Do 2141 01:52:02.119 --> 01:52:05.119 they have mobile RV places that can check it? Yes, 2142 01:52:05.479 --> 01:52:08.880 there are some mobile RV services, but I'm not sure 2143 01:52:09.239 --> 01:52:13.199 within it, I'm not sure they would be equipped to 2144 01:52:13.359 --> 01:52:15.840 check it as much as you need it checked. I 2145 01:52:15.920 --> 01:52:19.000 would never make a purchase this big. Now, it's not 2146 01:52:19.119 --> 01:52:21.800 that big. When I say this big, it's fifteen grand, 2147 01:52:22.399 --> 01:52:25.880 I mean truly big for me. But but truly it's 2148 01:52:25.920 --> 01:52:30.079 a big responsibility because you're going to live in it. 2149 01:52:30.159 --> 01:52:33.439 There's a lot. It's a lot of responsibility. What's the 2150 01:52:33.479 --> 01:52:37.000 interior like? Everything work? Yes? 2151 01:52:37.399 --> 01:52:41.000 Yes, yeah, I open cabinets and let them go out 2152 01:52:41.079 --> 01:52:43.399 and everything. Yeah, they didn't creak. 2153 01:52:43.600 --> 01:52:46.680 But all of the stud heat, the plumbing, all of 2154 01:52:46.680 --> 01:52:47.319 that works. 2155 01:52:48.520 --> 01:52:48.720 Yeah. 2156 01:52:48.760 --> 01:52:50.520 There's even a skylight in the shower. 2157 01:52:51.439 --> 01:52:54.000 Yeah, I know. Yeah, that's what they do so listen. 2158 01:52:55.039 --> 01:52:58.039 It's it's from what I can see, they have good reviews, 2159 01:52:58.560 --> 01:53:01.560 they're good units. I don't think it's a bad idea. 2160 01:53:02.119 --> 01:53:06.359 I would not purchase it without taking it somewhere to 2161 01:53:06.399 --> 01:53:08.960 be checked. And that's going to caution about. 2162 01:53:11.279 --> 01:53:13.760 Out on these every year and nothing like that. 2163 01:53:13.960 --> 01:53:16.600 You want listen, you need them to check the slides. 2164 01:53:17.079 --> 01:53:20.000 My god, if anything like that goes wrong, you need 2165 01:53:20.039 --> 01:53:22.159 to You just need to get it checked. And if 2166 01:53:22.199 --> 01:53:24.439 your friend doesn't see the wisdom in that, I wouldn't 2167 01:53:24.439 --> 01:53:27.079 do business with him. I mean, you have to get 2168 01:53:27.079 --> 01:53:30.159 it checked out. That's a really good price, but you 2169 01:53:30.279 --> 01:53:32.800 still have to get it checked out. And he should 2170 01:53:32.800 --> 01:53:35.520 be able to get it somewhere. Nobody's going to bother 2171 01:53:35.600 --> 01:53:37.479 him if he's going somewhere to get it checked out. 2172 01:53:38.199 --> 01:53:41.119 In fact, if you had a that's that's all I'm saying, 2173 01:53:41.239 --> 01:53:44.079 get it checked out. Anything else, guys, I mean I 2174 01:53:44.079 --> 01:53:47.079 think that. I think it's a great price. I mean, 2175 01:53:47.119 --> 01:53:50.039 if that thing is in great condition, she's got to 2176 01:53:50.119 --> 01:53:53.159 buy and that's that's going to serve you well. But 2177 01:53:53.720 --> 01:53:56.600 be careful, make sure you can get that rack for 2178 01:53:56.680 --> 01:53:59.239 the Harley. You don't want to be anywhere with just 2179 01:53:59.279 --> 01:54:02.239 a motor home. I've done that years ago, and it's 2180 01:54:02.279 --> 01:54:04.840 a terrible way to go. You want to be able 2181 01:54:05.279 --> 01:54:11.119 to really, uh want to be able to be mobile 2182 01:54:11.279 --> 01:54:14.199 once you park that thing. Three oh three seven one 2183 01:54:14.279 --> 01:54:15.720 three eight two five five. 2184 01:54:18.680 --> 01:54:19.439 Welcome to the show. 2185 01:54:19.439 --> 01:54:22.880 Three oh three seven one three eight two five five. Cliff, 2186 01:54:23.039 --> 01:54:24.399 Welcome to the show. Cliff. 2187 01:54:24.439 --> 01:54:25.279 What can we do for you? 2188 01:54:25.359 --> 01:54:25.560 Man? 2189 01:54:26.520 --> 01:54:27.159 Uh? 2190 01:54:27.279 --> 01:54:32.800 Yes, I have a I went to Firestone. I had 2191 01:54:33.279 --> 01:54:39.159 bought some tires and uh they were less some two 2192 01:54:39.159 --> 01:54:42.399 thousand miles on them, and I had a road hazard 2193 01:54:43.640 --> 01:54:48.279 guarantee and I did have to have one replaced, and 2194 01:54:48.319 --> 01:54:50.840 they replaced it for free, but then all the little 2195 01:54:50.960 --> 01:54:55.520 charges they Nicola and Dimi to death ended up paying 2196 01:54:55.600 --> 01:55:00.680 forty eight plus twenty dollars tax, and they claimed tax. 2197 01:55:00.439 --> 01:55:02.000 Would have been no, wait a minute, wait a minute, 2198 01:55:02.000 --> 01:55:03.680 what do you mean, Nay, Nicol and Diami, what are 2199 01:55:03.680 --> 01:55:04.600 we talking about? 2200 01:55:05.359 --> 01:55:05.680 Hundred? 2201 01:55:05.960 --> 01:55:09.640 They replaced the tire for free, but they charge twelve 2202 01:55:09.720 --> 01:55:14.079 ninety nine to balance the new one, got it ninety 2203 01:55:14.119 --> 01:55:19.079 seven for the valve, and then they charged me thirty 2204 01:55:19.119 --> 01:55:22.359 four to twenty for a new road hazard on the 2205 01:55:22.399 --> 01:55:27.279 new tire, and of course five dollars to recycle, and 2206 01:55:28.439 --> 01:55:32.079 then on the forty eight dollars they charged twenty dollars tax. 2207 01:55:31.840 --> 01:55:34.039 Which, so what did it all come what did it 2208 01:55:34.039 --> 01:55:35.760 come out to be for the free tire? 2209 01:55:36.279 --> 01:55:37.479 Sixty eight bucks? 2210 01:55:37.920 --> 01:55:41.680 Sixty sixty eight what would the tire have cost you? 2211 01:55:41.720 --> 01:55:43.880 Have you just walked in to buy a tire without. 2212 01:55:43.640 --> 01:55:46.439 A warranty, probably two hundred or something. 2213 01:55:46.600 --> 01:55:47.640 Well, you saved money. 2214 01:55:48.119 --> 01:55:52.920 Yeah, But my question is is that normal to charge 2215 01:55:53.600 --> 01:55:54.880 I remember years ago? 2216 01:55:55.119 --> 01:55:56.279 Yeah, no, it's normal. 2217 01:55:56.560 --> 01:55:57.560 Didn't pay anything? 2218 01:55:57.800 --> 01:56:01.479 Yeah, well years ago, you know, cigarette were twenty five 2219 01:56:01.520 --> 01:56:02.119 cents a pack. 2220 01:56:02.199 --> 01:56:03.600 Gasoline was a dime of gallon. 2221 01:56:03.800 --> 01:56:06.159 Well, the thing that I kind of bothered me the 2222 01:56:06.199 --> 01:56:09.720 most is they charged me twenty dollars tax on what 2223 01:56:09.880 --> 01:56:11.319 the tire would have cost me. 2224 01:56:12.319 --> 01:56:13.159 Well, that's weird. 2225 01:56:14.119 --> 01:56:15.199 Yeah, that's what I thought. 2226 01:56:15.640 --> 01:56:18.880 That's weird. That is weird on that now, I can't 2227 01:56:18.920 --> 01:56:19.479 speak to that. 2228 01:56:19.720 --> 01:56:22.279 I will bet you that's a Colorado law. 2229 01:56:22.640 --> 01:56:25.560 And if they had no choice in the matter, they're 2230 01:56:25.560 --> 01:56:27.920 not going to charge you at tax just because they 2231 01:56:27.920 --> 01:56:29.079 feel like charge you attack. 2232 01:56:29.239 --> 01:56:29.439 Yeah. 2233 01:56:29.520 --> 01:56:31.359 In other words, I don't think they're cheating you or 2234 01:56:31.359 --> 01:56:31.920 it has to be. 2235 01:56:31.880 --> 01:56:37.359 A statutory thing, okay, but it is normal. 2236 01:56:37.399 --> 01:56:39.560 Charges No, those charges are normal. 2237 01:56:39.640 --> 01:56:40.920 I remember doing that too. 2238 01:56:41.399 --> 01:56:44.560 Like when they quote tires to you, there's all kinds 2239 01:56:44.600 --> 01:56:46.680 of quote, there's all kinds of prices that go on 2240 01:56:46.720 --> 01:56:49.840 top of it, all kinds. Just buying a normal tire, 2241 01:56:49.920 --> 01:56:52.079 you'd pay that. So what they're saying to you is 2242 01:56:52.359 --> 01:56:55.119 we're replacing the tire, but you're going to pay pay 2243 01:56:55.119 --> 01:56:57.880 for the balancing, and you're going to pay for the mounting, 2244 01:56:58.199 --> 01:57:00.399 and you're going to pay for anything extra. And then 2245 01:57:00.479 --> 01:57:03.119 but what I didn't realize is, and this is a 2246 01:57:03.119 --> 01:57:05.560 little tricky, you have to pay for the road hazard 2247 01:57:05.600 --> 01:57:06.399 on the new tire. 2248 01:57:06.840 --> 01:57:11.079 Yeah, thirty Yeah, I'm not surprised he bought road hazard 2249 01:57:11.159 --> 01:57:13.199 for a tire, not for a certain period of time. 2250 01:57:13.279 --> 01:57:15.159 Yeah, you're right, you're right. That's a good way. 2251 01:57:17.000 --> 01:57:17.279 Yeah. 2252 01:57:17.319 --> 01:57:19.880 So I didn't know if that's a normal charge everywhere 2253 01:57:20.000 --> 01:57:23.239 or if that was just that particular No. 2254 01:57:23.319 --> 01:57:27.239 It's not that particular operation. Everyone does it. Everyone does it. 2255 01:57:28.399 --> 01:57:32.760 Balancing and mounting is always extra, always, unless, of course 2256 01:57:32.800 --> 01:57:35.640 they do some kind of special and advertise that it's not. 2257 01:57:36.279 --> 01:57:39.039 But I would say to you that you're still saved 2258 01:57:39.079 --> 01:57:41.479 a lot of money because add to that the price 2259 01:57:41.520 --> 01:57:43.239 of the tire yeah, that's true. 2260 01:57:43.279 --> 01:57:46.560 I know I did. Yeah, and so I didn't it. 2261 01:57:47.079 --> 01:57:49.640 I guess the main thing was right, Yeah, you. 2262 01:57:49.600 --> 01:57:51.319 Just want to know if they were if they were 2263 01:57:51.319 --> 01:57:53.199 putting you together or not, And I don't know. And 2264 01:57:53.600 --> 01:57:56.600 the answer is no. Three oh three seven one three 2265 01:57:56.640 --> 01:57:59.359 talk seven one three two five five. This is another 2266 01:57:59.399 --> 01:58:03.520 one along that line as a text. How much or 2267 01:58:03.560 --> 01:58:06.319 how long can I expect new tires to last? That's 2268 01:58:06.359 --> 01:58:09.079 a good question. And is there a difference in the 2269 01:58:09.119 --> 01:58:10.600 brand of tire and how long they last? 2270 01:58:10.760 --> 01:58:11.359 Absolutely? 2271 01:58:11.479 --> 01:58:11.800 Really? 2272 01:58:11.880 --> 01:58:15.640 Oh yeah, No, there's definitely a where pattern will where 2273 01:58:15.680 --> 01:58:18.319 everything depends on the tread, depends on a lot of things. 2274 01:58:18.319 --> 01:58:20.159 Sure, yeah, it can have been on the compound. I mean, 2275 01:58:21.159 --> 01:58:23.479 are made for you know, more stealth. You want to 2276 01:58:23.560 --> 01:58:26.039 quieter ride inside a Cadillac as opposed to you know, 2277 01:58:26.079 --> 01:58:27.640 your Chevy truck and where you're going to get a 2278 01:58:27.640 --> 01:58:30.800 more aggressive pattern because you know you're taking them off road. 2279 01:58:30.720 --> 01:58:31.600 Or whatever the case may be. 2280 01:58:31.880 --> 01:58:35.600 So it suffice it to say, the softer the tire, 2281 01:58:35.960 --> 01:58:39.079 the more it wears. Yes, And as far as the 2282 01:58:39.119 --> 01:58:41.920 hardness or softness of a tire, that has to do 2283 01:58:42.159 --> 01:58:45.479 everything with weather, Right, the hotter the weather. 2284 01:58:45.720 --> 01:58:47.800 The harder the compound that you're starting with. 2285 01:58:48.159 --> 01:58:50.279 But why do you start with a certain compound for 2286 01:58:50.439 --> 01:58:53.760 gris for grip rations? And that has to do mainly 2287 01:58:53.840 --> 01:58:54.720 with weather, right. 2288 01:58:54.600 --> 01:58:55.439 Okay, I see you're going. 2289 01:58:55.520 --> 01:58:59.720 Yeah, so the colder you get, the softer compound you need. 2290 01:59:00.159 --> 01:59:00.479 Correct. 2291 01:59:00.560 --> 01:59:02.399 Yeah, so that's where you get like your blizz ax 2292 01:59:02.520 --> 01:59:04.439 that you know people put on for a snow tire 2293 01:59:04.520 --> 01:59:07.720 during the winter. They're great, they grab darn dear as 2294 01:59:07.720 --> 01:59:10.439 good as change. But you don't want to run around 2295 01:59:10.399 --> 01:59:12.319 in the summer because you were going to wear them 2296 01:59:12.319 --> 01:59:13.079 down fast. 2297 01:59:13.359 --> 01:59:17.520 So you want to tire that will perform well in 2298 01:59:17.600 --> 01:59:21.479 whatever weather you're in, and the compound determines how long 2299 01:59:21.520 --> 01:59:24.600 it lasts. Does the tread design have anything to do 2300 01:59:24.680 --> 01:59:27.159 with it? Or do tread designs just happen to be 2301 01:59:27.199 --> 01:59:29.640 what they are? The whole idea of a tread design, 2302 01:59:29.680 --> 01:59:32.600 as I understood it is to move liquids from center 2303 01:59:32.720 --> 01:59:36.279 to the perimeters, right, Yes, is to get rid of liquid. 2304 01:59:36.439 --> 01:59:37.359 It's a lot to do with it. 2305 01:59:37.439 --> 01:59:39.680 Yeah, But tires also have what the color of U 2306 01:59:39.680 --> 01:59:44.560 t it's UTQG rating. It's enough rating that actually will 2307 01:59:44.560 --> 01:59:47.520 give you the wear of the tire. Really, Yes, each 2308 01:59:47.600 --> 01:59:53.279 tire has a rating and you buy them sag UTQG 2309 01:59:54.199 --> 01:59:59.600 so s almost Yeah, like a four hundred rated tire 2310 01:59:59.680 --> 02:00:02.359 is going to we're faster than an eight hundred rated tire. 2311 02:00:02.399 --> 02:00:03.439 And you pay accordingly. 2312 02:00:03.479 --> 02:00:05.880 Obviously, Yes, that's the quality of the tire will improve 2313 02:00:05.960 --> 02:00:06.600 with that rating. 2314 02:00:06.920 --> 02:00:08.760 JR. You have a comment, go ahead. 2315 02:00:10.399 --> 02:00:13.720 Yeah, yeah, the comment on discount tire. I bought their 2316 02:00:13.880 --> 02:00:17.880 tire policy warranty is this last one was twenty five dollars. 2317 02:00:17.920 --> 02:00:20.279 That's all they charged when my tire blew out and 2318 02:00:20.399 --> 02:00:22.399 if they couldn't fix it, so it was twenty five 2319 02:00:22.479 --> 02:00:24.600 no taxes, no balance whatever. 2320 02:00:24.960 --> 02:00:25.760 That was discount. 2321 02:00:26.720 --> 02:00:28.760 Huh. That's pretty cool. 2322 02:00:29.479 --> 02:00:32.039 So so changed too. 2323 02:00:32.920 --> 02:00:35.319 Okay, do you buy road hazard when you buy tires? 2324 02:00:36.239 --> 02:00:36.680 Right right? 2325 02:00:36.720 --> 02:00:37.239 All the time? 2326 02:00:37.560 --> 02:00:38.199 Road hazard? 2327 02:00:38.479 --> 02:00:41.279 Yeah? I do too. My wife was a big believer 2328 02:00:41.359 --> 02:00:48.079 in that. We got more coming up. Er three seven 2329 02:00:48.159 --> 02:00:50.039 one three talks seven one three two five to five. 2330 02:00:50.319 --> 02:00:54.880 Kh TMP Solutions now has painting pros khpaying pros. Go 2331 02:00:54.920 --> 02:00:58.319 to kg windows dot com for a reliable company with painting. 2332 02:00:59.000 --> 02:01:04.279 Great company, that's K and H Home Solutions kgewindows dot com. 2333 02:01:04.359 --> 02:01:07.399 All right, so we've been talking about tires a bit. 2334 02:01:08.479 --> 02:01:11.199 Jay has a comment on tires. We talked about how 2335 02:01:11.199 --> 02:01:16.119 long they last, and in a general conclusion, the softer 2336 02:01:16.239 --> 02:01:20.560 the compound, the more they wear. The harder the compound, 2337 02:01:21.119 --> 02:01:24.640 the better they wear. But you have to balance that 2338 02:01:24.720 --> 02:01:30.479 compound for grip, because if it's too hard, you're gonna 2339 02:01:30.479 --> 02:01:34.960 get a rough ride and no grip. If it's too soft, 2340 02:01:35.000 --> 02:01:37.560 you're gonna get a lot of grip, but they're gonna 2341 02:01:37.560 --> 02:01:42.680 wear easily. What do you think is the best all 2342 02:01:42.720 --> 02:01:45.840 around tire? If you had to pick one tire to 2343 02:01:45.880 --> 02:01:50.960 live with all year, best cut tire probably Misslin Michelin 2344 02:01:51.840 --> 02:01:53.119 to mission to make all weather. 2345 02:01:53.359 --> 02:01:57.319 Yep, everything's all weather anymore. There's very few that aren't. 2346 02:01:57.159 --> 02:01:59.960 Really, so most tires are good all year around us. 2347 02:02:00.119 --> 02:02:01.279 No all season? 2348 02:02:01.439 --> 02:02:05.039 Okay, Jay, what do you have to say about tires? 2349 02:02:05.920 --> 02:02:06.239 All right? 2350 02:02:06.279 --> 02:02:07.119 Tom uh? 2351 02:02:07.279 --> 02:02:11.039 The guy that got his road hazard warranty before they 2352 02:02:11.079 --> 02:02:13.800 charged some taxes and everything else. If you got a 2353 02:02:13.800 --> 02:02:18.880 discount tire, the only thing you would pay whatsoever is 2354 02:02:18.960 --> 02:02:22.960 if you bought another warranty on the replacement tire. No 2355 02:02:23.079 --> 02:02:24.520 out of pocket, none at all. 2356 02:02:24.760 --> 02:02:27.239 So you're telling me a discount When you go in 2357 02:02:27.319 --> 02:02:32.399 for a road hazard replacement, you are not being dinged, 2358 02:02:32.880 --> 02:02:38.680 for balancing, for mounting, for anything, literally nothing, not the 2359 02:02:38.760 --> 02:02:43.359 fresh air. Yep, that new air doesn't cause you anything. No, 2360 02:02:43.520 --> 02:02:45.880 that's good. I didn't realize that. That's where I get 2361 02:02:46.199 --> 02:02:48.319 That's where I get all my tires is Discount. 2362 02:02:48.960 --> 02:02:52.720 I can second that because though, what's that. 2363 02:02:54.239 --> 02:02:57.239 They're willing to sell you a warranty for the new tire. 2364 02:02:57.319 --> 02:02:59.399 But yeah, why wouldn't you get a warranty on the 2365 02:02:59.439 --> 02:03:01.880 new tire. I mean if it serves you well the 2366 02:03:01.920 --> 02:03:02.439 first time. 2367 02:03:02.680 --> 02:03:05.239 Yeah, that's the only out of you know. 2368 02:03:05.199 --> 02:03:07.600 That's the only kind of I when I talk about 2369 02:03:07.600 --> 02:03:10.840 extended warranties and service plans and all that, tires are 2370 02:03:10.880 --> 02:03:14.079 the only place where I spend for that road hazard. 2371 02:03:14.560 --> 02:03:18.560 Because really, I mean, if you think about it, there's 2372 02:03:18.600 --> 02:03:21.680 a lot of road hazards out there. So what does 2373 02:03:21.680 --> 02:03:27.680 a road hazard not cover? What would it not cover? Nothing? 2374 02:03:27.800 --> 02:03:32.319 I've I've had two road hazards at Discount Tire and 2375 02:03:32.880 --> 02:03:33.960 no questions asked. 2376 02:03:34.159 --> 02:03:36.520 They replace the tire and the call is right. 2377 02:03:36.600 --> 02:03:39.039 The only thing, the only thing I got jogged for 2378 02:03:39.800 --> 02:03:42.199 was the the re up of the warranty. 2379 02:03:42.960 --> 02:03:44.960 Yeah, what is considered a road hazard? 2380 02:03:45.079 --> 02:03:45.319 Really? 2381 02:03:45.359 --> 02:03:47.239 Potholes all of that, right. 2382 02:03:47.159 --> 02:03:50.119 Yeah, just basically any reason the time. And it depends 2383 02:03:50.119 --> 02:03:50.720 on where you go. 2384 02:03:50.680 --> 02:03:51.800 To pick up a nail. 2385 02:03:51.920 --> 02:03:52.760 Is that a road hazard? 2386 02:03:52.800 --> 02:03:52.960 Yep? 2387 02:03:53.319 --> 02:03:55.279 Yep. But discount doesn't ask, They just do it. 2388 02:03:55.399 --> 02:03:56.640 Yeah, they're just they're great. 2389 02:03:56.920 --> 02:03:59.760 Yeah, yeah, that's why people always buy. I mean, I 2390 02:03:59.760 --> 02:04:04.399 think they probably sell more road hazards than anybody. Okay, 2391 02:04:04.479 --> 02:04:06.039 let me go to the let me go to the 2392 02:04:06.079 --> 02:04:12.399 text here, and someone says here that if they can't, 2393 02:04:13.000 --> 02:04:19.119 if they can't afford a Sequoya, and then we're looking 2394 02:04:19.159 --> 02:04:22.760 at this Chevy Tahoe expedition. What other vehicles are in 2395 02:04:22.800 --> 02:04:26.680 that category? What are there? What are good buys in 2396 02:04:26.720 --> 02:04:29.560 that category? Good used buys? 2397 02:04:29.760 --> 02:04:32.520 Well, you've got some of those Ndai SUVs could fit 2398 02:04:32.560 --> 02:04:33.319 into that category. 2399 02:04:33.399 --> 02:04:35.760 Wouldn't Hundai hold its value too much to be a 2400 02:04:35.760 --> 02:04:36.399 good bye? 2401 02:04:36.600 --> 02:04:40.479 Well you can almost buy a new one, that's true, 2402 02:04:40.039 --> 02:04:41.560 that's you know. 2403 02:04:41.600 --> 02:04:44.239 And sometimes people who buy these used cars, what they 2404 02:04:44.239 --> 02:04:47.439 don't realize is and this I go over this all 2405 02:04:47.479 --> 02:04:49.960 the time. I went over with a mother one time. 2406 02:04:50.479 --> 02:04:53.920 She had forty nine hundred bucks or like five thousand. 2407 02:04:54.439 --> 02:04:56.720 She wanted to buy a car and be done with it. Now, 2408 02:04:56.760 --> 02:04:59.840 this is a true story. And I said, what do 2409 02:04:59.920 --> 02:05:02.039 you going to get for five grand? You're going to 2410 02:05:02.119 --> 02:05:04.640 get an older car with a lot of miles. This 2411 02:05:04.840 --> 02:05:07.880 was about maybe six years ago, five or six years ago. 2412 02:05:08.279 --> 02:05:12.920 So listen to this. I said to her, take that 2413 02:05:13.000 --> 02:05:16.720 five grand and put it down on a Hyundai. The 2414 02:05:16.800 --> 02:05:20.760 Hyundai has a ten year warranty, it's brand new, and 2415 02:05:20.880 --> 02:05:23.199 at the time they were selling for around eighteen to 2416 02:05:23.239 --> 02:05:26.840 twenty thousand dollars. Listen to this. She puts five thousand 2417 02:05:26.920 --> 02:05:32.159 down and she finances about I think it was thirteen 2418 02:05:32.279 --> 02:05:36.560 thousand something like that. With taxes and insurance and everything. 2419 02:05:36.600 --> 02:05:38.439 Her payments were going to be a little over one 2420 02:05:38.479 --> 02:05:41.159 hundred bucks a month, a little over one hundred for 2421 02:05:41.239 --> 02:05:46.960 a brand new, ten year warranty Hyundai. Okay, she said, no, 2422 02:05:47.479 --> 02:05:49.640 I'd rather have a car where I have no payments. 2423 02:05:50.199 --> 02:05:52.760 And I said, okay, so you're going to buy a car. 2424 02:05:52.960 --> 02:05:55.720 She bought a car for forty nine something, right under 2425 02:05:55.760 --> 02:06:01.319 five grand. A year or two late, she's looking at 2426 02:06:01.319 --> 02:06:06.560 a transmission, then she's looking at major engine work. Her 2427 02:06:06.680 --> 02:06:10.760 monthly payment to own that car, To own that forty 2428 02:06:10.840 --> 02:06:13.479 nine hundred and ninety five dollars car, that five thousand 2429 02:06:13.479 --> 02:06:16.840 dollars car over three years cost her more than a 2430 02:06:16.880 --> 02:06:21.600 new car. Because people have this mental thing about financing 2431 02:06:21.640 --> 02:06:25.359 a car, but what they don't realize is sometimes it's 2432 02:06:25.479 --> 02:06:28.840 better to finance a car. So maybe this guy here 2433 02:06:29.479 --> 02:06:31.319 and I know who you are. I think, yeah, yeah, 2434 02:06:31.359 --> 02:06:33.279 it's you. You do what we just well, no, no, 2435 02:06:33.319 --> 02:06:36.319 it is and it's one of my YouTubers. Okay, he's 2436 02:06:36.319 --> 02:06:39.880 looking at one of these used SUVs. Sometimes if you 2437 02:06:39.920 --> 02:06:43.239 have money to pay cash for an suv, it's better 2438 02:06:43.520 --> 02:06:45.640 to take that cash and put it down on a 2439 02:06:45.640 --> 02:06:49.000 brand new car that's providing. You can live with a 2440 02:06:49.039 --> 02:06:50.800 new car and you're not going to try to trade 2441 02:06:50.800 --> 02:06:53.760 it in early. It's always best if you're going to 2442 02:06:53.840 --> 02:06:56.279 do a three year loan, keep it for the life 2443 02:06:56.319 --> 02:07:00.000 of the loan. You never ever get ahead when you 2444 02:07:00.159 --> 02:07:04.239 when you get something and you prematurely get out of it, 2445 02:07:04.359 --> 02:07:07.720 whether it's a lease or it's a finance deal. But 2446 02:07:07.920 --> 02:07:12.359 too many people have this mental aversion to having a 2447 02:07:12.479 --> 02:07:17.359 financed vehicle and sometimes your money ahead, especially now with 2448 02:07:17.520 --> 02:07:21.880 Kia and Hyundai and some of these warranties. These warranties 2449 02:07:21.960 --> 02:07:27.680 are spectacular, incredible, and you get one of these warranties, 2450 02:07:28.199 --> 02:07:30.439 and then you get a low interest rate. And I 2451 02:07:30.520 --> 02:07:33.119 say low, The interest rates aren't great right now, but 2452 02:07:33.199 --> 02:07:36.680 you can get sometimes some introductory interest rates. You can 2453 02:07:36.720 --> 02:07:39.800 have a new car, and your pro rated cost of 2454 02:07:39.840 --> 02:07:43.600 owning that over three to five years is almost always 2455 02:07:43.680 --> 02:07:48.199 cheaper than a used car, almost always, almost always, because 2456 02:07:48.680 --> 02:07:53.079 the amount that you have, the age and the mileage 2457 02:07:53.079 --> 02:07:55.359 of a car you have to get to get into 2458 02:07:55.359 --> 02:07:57.800 that five or six thousand dollars range. In fact, I 2459 02:07:57.800 --> 02:08:00.520 don't think there's anything worth a damn right now in 2460 02:08:00.560 --> 02:08:02.520 the five or six thousand dollars range to you. 2461 02:08:02.640 --> 02:08:05.479 No, No, it's basically just barely running. 2462 02:08:06.479 --> 02:08:08.399 And if you're going to finance the car anyway, you 2463 02:08:08.439 --> 02:08:11.279 get into ten and fifteen thousand miles, you're gonna put 2464 02:08:11.319 --> 02:08:13.319 money down. You may as well put that money down 2465 02:08:13.359 --> 02:08:14.159 on a better car. 2466 02:08:14.239 --> 02:08:15.479 Hey, Tom, I have two questions. 2467 02:08:15.520 --> 02:08:19.399 One, you can always negotiate which has done twice to 2468 02:08:19.479 --> 02:08:22.600 fifteen thousand miles a year, which they will, they will 2469 02:08:22.600 --> 02:08:25.840 do you ask them. And secondly, does it ever pay 2470 02:08:26.520 --> 02:08:29.560 to get a helock at a lower interest rate? Yes, 2471 02:08:29.640 --> 02:08:32.079 pay off the car and then just get if. 2472 02:08:31.960 --> 02:08:35.520 You have the discipline that in fact, that is an 2473 02:08:35.600 --> 02:08:40.840 excellent strategy. The problem dock when people use helocks and 2474 02:08:40.880 --> 02:08:43.720 when people use lines of credit on their home. The 2475 02:08:43.880 --> 02:08:48.680 problem is they start now because they don't have a 2476 02:08:48.720 --> 02:08:51.840 car payment due and they have a helock payment due. 2477 02:08:52.239 --> 02:08:56.479 They sometimes make the minimum payment, they pay less than 2478 02:08:56.479 --> 02:08:59.560 they would on a car payment, and then they start 2479 02:09:00.119 --> 02:09:02.600 using credit for other things and they don't have the 2480 02:09:02.640 --> 02:09:05.520 discipline to pay it off. So that becomes that car 2481 02:09:05.600 --> 02:09:08.039 loan that should be paid off in two or three 2482 02:09:08.159 --> 02:09:11.840 or four years that now all of a sudden they 2483 02:09:11.840 --> 02:09:13.920 didn't pay it off. They're sitting at five or six 2484 02:09:14.000 --> 02:09:16.680 years and the car goes bad. Now they have a 2485 02:09:16.720 --> 02:09:18.760 loan they have to get for the car, and they're 2486 02:09:18.800 --> 02:09:21.119 still paying off on the first car because there's no 2487 02:09:21.279 --> 02:09:24.520 bank hounding them to pay it off. And that's the 2488 02:09:24.600 --> 02:09:28.479 only thing. If you have the discipline to take a heelock, 2489 02:09:29.079 --> 02:09:31.560 it's always going to be better than a car loan 2490 02:09:31.960 --> 02:09:35.000 one hundred percent of the time. If you have the 2491 02:09:35.119 --> 02:09:38.520 discipline to pay that part of the heelock off in 2492 02:09:38.600 --> 02:09:42.199 three to five years. That's the challenge. The challenge isn't 2493 02:09:42.239 --> 02:09:45.239 whether it's good or not, but it's whether you tie 2494 02:09:45.279 --> 02:09:47.960 it up. We've had people go out and get helocks 2495 02:09:48.239 --> 02:09:52.640 on appliances and a car, and all of a sudden 2496 02:09:53.000 --> 02:09:55.239 it turned out to be a ten or fifteen year loan, 2497 02:09:55.600 --> 02:09:58.199 and by the time they needed new stuff, they had 2498 02:09:58.239 --> 02:09:59.600 to go out and get a new They had to 2499 02:09:59.600 --> 02:10:01.279 get new stuff. And they still hold on the o 2500 02:10:01.439 --> 02:10:04.479 stuff because there's no one pressuring them to get it 2501 02:10:04.479 --> 02:10:08.760 paid off. So if you have discipline, in fact, people 2502 02:10:08.800 --> 02:10:12.159 should always use the equity in their home if you 2503 02:10:12.520 --> 02:10:19.319 have the discipline to pay it off. Martine here at 2504 02:10:19.319 --> 02:10:22.239 three h three seven one three talk seven one three 2505 02:10:22.239 --> 02:10:24.239 eight two five five. Mike's got to comment on tires. 2506 02:10:24.239 --> 02:10:26.039 Go ahead, Mike, what's your comment, sir. 2507 02:10:27.399 --> 02:10:30.920 Hi Tom, I've been listening to your discussion about tire certificates. Yes, 2508 02:10:31.039 --> 02:10:33.720 and there's a point even your experts have missed. 2509 02:10:33.880 --> 02:10:34.199 What's that? 2510 02:10:34.560 --> 02:10:34.960 In that? 2511 02:10:35.119 --> 02:10:36.640 It's if you need one. 2512 02:10:36.520 --> 02:10:39.159 Tire, that's great, but if you have an all wheel 2513 02:10:39.239 --> 02:10:42.920 drive or four wheel drive car, you need four tires, 2514 02:10:42.960 --> 02:10:43.439 not one. 2515 02:10:44.159 --> 02:10:45.680 Well, particularly with the all wheel drive. 2516 02:10:47.000 --> 02:10:49.159 You know, he's right about that. He's right about that. 2517 02:10:49.600 --> 02:10:51.439 What happens in that case you need. 2518 02:10:51.439 --> 02:10:55.159 To buy the other three tires h crap? Yeah, because 2519 02:10:55.279 --> 02:10:57.279 they're not going to be covered by your hazard. 2520 02:10:58.359 --> 02:11:01.479 I think a discount, they will, I'll give you four. 2521 02:11:02.359 --> 02:11:05.039 You know what, hold on out, you know, I know, 2522 02:11:05.239 --> 02:11:09.199 hold on My wife one time she had where she 2523 02:11:09.239 --> 02:11:11.640 needed two of them because of the type of car, 2524 02:11:11.760 --> 02:11:14.319 and they did throw in the second car the tire 2525 02:11:15.560 --> 02:11:17.520 one time. I remember that happened, and I'm not sure 2526 02:11:17.560 --> 02:11:20.800 if it was a special thing or if they do 2527 02:11:20.920 --> 02:11:21.640 that regularly. 2528 02:11:21.800 --> 02:11:22.279 They don't. 2529 02:11:23.079 --> 02:11:27.119 When I've had my road damage, it was on my Subaru, 2530 02:11:27.479 --> 02:11:31.159 which was oh will drive, and they told me that 2531 02:11:31.279 --> 02:11:33.600 I should get a second tire, but they didn't throw 2532 02:11:33.600 --> 02:11:36.199 it in. And also depends on how much where and 2533 02:11:36.319 --> 02:11:37.039 Taylor is. 2534 02:11:37.960 --> 02:11:40.039 That's true too. If there's not that many. 2535 02:11:39.840 --> 02:11:41.439 Miles, it's okay. 2536 02:11:41.640 --> 02:11:45.199 And then I've often heard about this shaving down of tires. 2537 02:11:45.239 --> 02:11:46.560 Do they really do that or not? 2538 02:11:47.479 --> 02:11:48.760 Somewhere on the planet they do. 2539 02:11:48.840 --> 02:11:50.680 I don't know, because I've heard like, well you get 2540 02:11:50.680 --> 02:11:52.800 the other ones, you get the new one shaved down 2541 02:11:52.840 --> 02:11:56.239 to match the ones you have. Yet I've never once 2542 02:11:56.279 --> 02:11:58.319 heard of someone who actually does it. Yeah, it sounds 2543 02:11:58.319 --> 02:11:59.199 so wasteful. 2544 02:11:59.640 --> 02:12:01.479 You know, you buy a brand new tire and then 2545 02:12:01.479 --> 02:12:03.359 you yeah, somebody you've loud on a machine on with. 2546 02:12:03.560 --> 02:12:06.600 Obviously if your tires have thirty and forty thousand, that's different. 2547 02:12:06.800 --> 02:12:10.319 But if it's like twelve or fifteen and you can 2548 02:12:10.359 --> 02:12:14.279 get by with shaving one, that would be worth it. Anyway, 2549 02:12:14.279 --> 02:12:16.600 we're running out of time, so here's where I remind 2550 02:12:16.640 --> 02:12:19.039 you to get help. It's really easy. First of all, 2551 02:12:19.119 --> 02:12:20.880 let me tell you about our guests. Jeff Vick. You 2552 02:12:20.920 --> 02:12:25.760 can reach them at Transmissions Denver dot com. That's Transmissions 2553 02:12:25.760 --> 02:12:29.239 Denver dot com for Comber Transmission, and Kevin Calkins shared 2554 02:12:29.319 --> 02:12:33.680 an auto tech dot com and me three oh three Martino. 2555 02:12:35.439 --> 02:12:39.600 Follow Tom Martino at Real Tom Martino and stay connected 2556 02:12:39.640 --> 02:12:42.119 with all of us at six thirty k kyhow dot 2557 02:12:42.159 --> 02:12:46.119 com and on the iHeartRadio app. This is Denver's tompstation, 2558 02:12:46.520 --> 02:12:47.680 six thirty khw