WEBVTT 1 00:00:00.840 --> 00:00:03.480 This show is produced and hosted by Mark Webber. 2 00:00:03.640 --> 00:00:05.440 The show is sponsored by G three of Parow. 3 00:00:05.599 --> 00:00:07.919 The views expressed in the following program are those of 4 00:00:08.039 --> 00:00:12.119 the sponsor and not necessarily the opinion of seven tenor 5 00:00:12.320 --> 00:00:17.399 or iHeartMedia. Who is Mark Weber. He's a self made 6 00:00:17.480 --> 00:00:20.879 business executive here to help you find your success from 7 00:00:20.920 --> 00:00:24.600 the New York City projects to the Avenue Montaigne in Paris. 8 00:00:24.760 --> 00:00:27.960 His global success story in the luxury world of fashion 9 00:00:28.280 --> 00:00:30.480 is inspirational. He's gone from. 10 00:00:30.359 --> 00:00:32.960 Clerk to CEO twice. 11 00:00:33.359 --> 00:00:37.039 Mark is classic proof that the American dream is alive 12 00:00:37.159 --> 00:00:41.399 and well, here's your host of Always in Fashion, Mark Weber. 13 00:00:41.439 --> 00:00:44.960 Mark Weber, I ask you what do you work for? 14 00:00:45.679 --> 00:00:49.759 I asked myself why do we work? Interesting thing is 15 00:00:49.799 --> 00:00:53.399 it depends who asked the question. Ask your boss why 16 00:00:53.439 --> 00:00:57.479 he works to help make the company successful? Ask your 17 00:00:57.520 --> 00:01:01.280 wife for significant other? Do you work more to ensure 18 00:01:01.320 --> 00:01:04.959 we have a secure life? If it's your children? Why 19 00:01:04.959 --> 00:01:07.200 do I work to provide you with an education to 20 00:01:07.239 --> 00:01:10.719 make sure you have a better life than I have? Now? 21 00:01:10.760 --> 00:01:13.040 What would you tell yourself? Well, first of all, I 22 00:01:13.120 --> 00:01:16.159 know work is work. If it's work, if you enjoy 23 00:01:16.239 --> 00:01:18.799 what you're doing. It's never work. It's part of a 24 00:01:18.840 --> 00:01:23.840 great way to live your life. Having said that, I work, hmm, 25 00:01:24.879 --> 00:01:27.760 I have no choice. I have to make a living, 26 00:01:27.840 --> 00:01:30.719 I have to provide for my family. I work to 27 00:01:30.799 --> 00:01:34.079 afford the best things I can. I work to enjoy 28 00:01:34.120 --> 00:01:37.959 my life. I work to achieve success, to be proud 29 00:01:38.000 --> 00:01:42.200 of myself, to accomplish something. Now, if you're listen closely, 30 00:01:42.280 --> 00:01:44.480 this is starting to sound like you work for your 31 00:01:44.480 --> 00:01:49.439 goals more than anything else. And I think that's true. 32 00:01:49.640 --> 00:01:51.959 I think we all have to be happy with ourselves. 33 00:01:52.000 --> 00:01:55.359 It's important to be proud of yourselves. And some of us, look, 34 00:01:55.400 --> 00:01:57.480 it's not easy out there. It's hard to make a living. 35 00:01:57.480 --> 00:01:59.599 It's hard to get jobs, it's hard to say employed. 36 00:01:59.599 --> 00:02:01.359 It's hard to deal with the people are telling you 37 00:02:01.439 --> 00:02:04.439 what to do. It's hard to deal with life in general. 38 00:02:04.480 --> 00:02:07.879 Work isn't supposed to be easy. Nobody ever said it 39 00:02:07.920 --> 00:02:10.520 was fair. But if you enjoy what you're doing, it's 40 00:02:10.560 --> 00:02:13.400 really not work. But the more you hear about this, 41 00:02:13.599 --> 00:02:18.039 I think that it's true that we work for other reasons, 42 00:02:18.080 --> 00:02:21.599 not money. We all have to live with ourselves. It'stand 43 00:02:21.680 --> 00:02:25.039 to reason. We should know what we want. Perhaps not 44 00:02:25.080 --> 00:02:29.120 how to get there, but we know it could be survival. 45 00:02:30.159 --> 00:02:33.360 Some of us work to make it day to day. 46 00:02:33.800 --> 00:02:37.360 Some of us live paycheck to paycheck. Some of us 47 00:02:37.599 --> 00:02:42.319 get lucky and get inspired. I think about this all 48 00:02:42.360 --> 00:02:47.080 the time. It's changed me for years. Over and over, 49 00:02:47.199 --> 00:02:50.960 I've rethought that. At first, my sole goal was to 50 00:02:51.000 --> 00:02:53.400 make enough money not to live in the city projects. 51 00:02:53.680 --> 00:02:57.000 I didn't want to be poor. My interest shifted as 52 00:02:57.039 --> 00:03:01.479 my focus moved away from money. I then realized that 53 00:03:01.560 --> 00:03:05.120 I wanted to accomplish. I wanted to be proud of myself. 54 00:03:05.680 --> 00:03:08.400 I wanted my wife to be proud of me. I 55 00:03:08.479 --> 00:03:11.759 wanted my family to be proud of what I was accomplishing. 56 00:03:13.240 --> 00:03:15.960 I should also not that I wanted my wife's family 57 00:03:16.520 --> 00:03:20.039 to recognize she wasn't wrong in choosing me. So many 58 00:03:20.120 --> 00:03:22.159 years later, I was sitting with my father in law 59 00:03:22.159 --> 00:03:25.360 and mother in law one day. I was doing pretty well, 60 00:03:25.400 --> 00:03:27.319 and my father in law looked over to me and 61 00:03:27.319 --> 00:03:30.680 he said, Susie always said you'd be okay, which you 62 00:03:30.719 --> 00:03:33.479 could imagine the conversations all throughout the years and why 63 00:03:33.520 --> 00:03:36.000 she picked me. But I wanted them to think that 64 00:03:36.080 --> 00:03:37.879 I did the right thing and that she was right 65 00:03:37.919 --> 00:03:42.080 in picking me. I wanted things. I wanted stuff. I 66 00:03:42.120 --> 00:03:45.439 never dreamed too high, you know, at the beginning an apartment, 67 00:03:45.599 --> 00:03:48.479 I dreamed about a house. I wanted to own my 68 00:03:48.560 --> 00:03:51.199 own car, not my parents' car, and then eventually I 69 00:03:51.240 --> 00:03:55.240 wanted to own a sports car convertible. I never lost 70 00:03:55.240 --> 00:04:01.039 sight of investment. Navy suits, white shirts with ulinks because 71 00:04:01.039 --> 00:04:04.680 I wanted the degree of elegance. This was my uniform. 72 00:04:05.039 --> 00:04:07.599 I wanted to look the part. I wanted to blend in, 73 00:04:07.639 --> 00:04:11.120 but I wanted it to stand out by looking as 74 00:04:11.199 --> 00:04:15.000 best as I could. I keep saying I wanted I'm selfish. 75 00:04:15.159 --> 00:04:17.319 I think we all are. It's okay to take care 76 00:04:17.360 --> 00:04:20.879 of yourself, to want what you want. It's also okay 77 00:04:20.920 --> 00:04:24.079 to have an ego. It'll drive you. I never understood 78 00:04:24.120 --> 00:04:27.519 the conversation egos don't work. Anybody without an ego can't 79 00:04:27.560 --> 00:04:30.120 be successful. That's the way it is now. I suppose 80 00:04:30.160 --> 00:04:32.920 the way you manage your ego making sure your head 81 00:04:32.959 --> 00:04:38.800 doesn't get too big for the pillow you're sleeping at night. Well, 82 00:04:39.120 --> 00:04:41.439 as life went on, it wasn't about money for me. 83 00:04:41.560 --> 00:04:45.600 It was about accomplishing, having a career, making your name 84 00:04:45.639 --> 00:04:49.759 for myself. Work hard, work smart, prove your worth. Make 85 00:04:49.839 --> 00:04:53.240 sure the company is paying you what you're worth, because 86 00:04:53.279 --> 00:04:56.079 if you're doing what you're worth, you're worth a lot 87 00:04:56.120 --> 00:04:59.399 of money. I didn't work for money, though, I worked 88 00:04:59.399 --> 00:05:04.800 to quench my unquenchable curiosity, to learn, to grow, to reflect, 89 00:05:05.120 --> 00:05:09.199 and to be proud. So why do I work? Funny, 90 00:05:09.199 --> 00:05:12.519 It wasn't about money. Money is simply a means to 91 00:05:12.600 --> 00:05:15.519 keeping score, how you're doing against the guy next to you, 92 00:05:15.560 --> 00:05:18.480 at the gal next to you. Money for me was 93 00:05:18.519 --> 00:05:23.199 about being there. I believed at one point in time 94 00:05:23.439 --> 00:05:26.240 that money would take care of itself, as my first 95 00:05:26.240 --> 00:05:29.279 mentor advised me prior to my first job interview, I 96 00:05:29.279 --> 00:05:31.879 have mentioned this before I was going on my first 97 00:05:31.920 --> 00:05:34.920 interview for PVH. I had met a headhunter who was 98 00:05:34.920 --> 00:05:37.199 introduced to me became a mentor to me. That first 99 00:05:37.279 --> 00:05:39.279 day I met him and at one point he asked me, 100 00:05:39.319 --> 00:05:41.560 how much money do you want to make? I've had 101 00:05:41.560 --> 00:05:44.279 fifty thousand dollars and he said, no, that's not the 102 00:05:44.360 --> 00:05:47.160 right answer. They're going to ask you how much you 103 00:05:47.240 --> 00:05:49.720 want to earn, and the answer you ought to give 104 00:05:49.759 --> 00:05:53.240 them is as follows, money doesn't matter to me. Now 105 00:05:53.720 --> 00:05:57.240 what matters me is to establish myself in a good company, 106 00:05:57.560 --> 00:05:59.920 a company that can help teach me what I needed 107 00:06:00.120 --> 00:06:03.160 to learn and recognize I have a contribution to make 108 00:06:03.399 --> 00:06:06.759 to the company. And in time, I am sure money 109 00:06:06.800 --> 00:06:09.759 will take care of itself. And I believe that, and 110 00:06:09.800 --> 00:06:14.319 it took a very important place within my thinking. Then 111 00:06:14.759 --> 00:06:18.000 now forever, I tell you all out there, those are 112 00:06:18.040 --> 00:06:20.920 you just beginning. If you do your job, you do 113 00:06:20.959 --> 00:06:23.079 it well, you do it better than the next guy 114 00:06:23.160 --> 00:06:25.360 or the next gal, You'll be taken care of, and 115 00:06:25.360 --> 00:06:28.399 over time, if you're not, you'll find another company that will. 116 00:06:28.800 --> 00:06:32.800 I worked to develop a position in life. The funniest 117 00:06:32.839 --> 00:06:35.680 thing is, upon reflection, money as I grew older, was 118 00:06:35.720 --> 00:06:40.600 not about money. It became about walking away. It became 119 00:06:40.639 --> 00:06:43.240 what we know as few money, the power to do 120 00:06:43.319 --> 00:06:47.519 what you want, the power to be able to negotiate 121 00:06:47.560 --> 00:06:51.160 your way through anything. So as I got older and prouder, 122 00:06:51.879 --> 00:06:54.199 some say I had the first penny I ever made. 123 00:06:55.120 --> 00:06:58.959 Funny the impression I created because I did everything I wanted. 124 00:06:59.240 --> 00:07:02.680 I bought everything I wanted. Yet I always preached saying 125 00:07:02.720 --> 00:07:06.199 and careful spending. That was part of my mantra. I 126 00:07:06.240 --> 00:07:09.560 always felt that I don't mind spending money, but I 127 00:07:09.600 --> 00:07:14.240 hate wasting it. And I prepared for my career as 128 00:07:14.279 --> 00:07:17.519 it winded down. I walk like a man. And that's 129 00:07:17.560 --> 00:07:21.480 tonight's show. And joining me on Tonight's walk, my lawyer, 130 00:07:21.879 --> 00:07:25.480 my co host, my son, Jesse Weber, Jesse, Why do 131 00:07:25.519 --> 00:07:25.959 you work? 132 00:07:26.680 --> 00:07:31.360 Why do I work? Money? Now, I look as simple? 133 00:07:31.439 --> 00:07:32.040 Huh. 134 00:07:32.120 --> 00:07:35.439 Well, look, you have to work in order to support 135 00:07:35.480 --> 00:07:38.600 your life, make a livelihood, support your family. But you 136 00:07:38.639 --> 00:07:41.160 also hope that you do something that you can build 137 00:07:41.160 --> 00:07:43.360 a career in and enjoy and look back and say 138 00:07:43.399 --> 00:07:44.399 I accomplish something. 139 00:07:44.480 --> 00:07:47.360 Now, Well, money's important. Now I'm going to talk about 140 00:07:47.439 --> 00:07:50.279 when you ask me why do I work? But I 141 00:07:50.319 --> 00:07:51.360 don't know that's it. 142 00:07:52.600 --> 00:07:55.319 Well, if you told me tomorrow, boom, you get five 143 00:07:55.399 --> 00:07:57.560 hundred million dollars, You don't have to work at a 144 00:07:57.639 --> 00:07:58.920 job nine to five anymore. 145 00:07:58.920 --> 00:08:00.319 What do you think I'm going to do? I will 146 00:08:00.319 --> 00:08:00.600 tell you. 147 00:08:00.639 --> 00:08:02.959 Though I've thought about this, I said, I kind of 148 00:08:02.959 --> 00:08:04.639 fantasize what my life would be like. 149 00:08:04.759 --> 00:08:08.399 I still think I would maybe do a little something. 150 00:08:08.519 --> 00:08:10.879 I wouldn't go out where we're crazy, but I might 151 00:08:10.920 --> 00:08:12.959 have a little side project of some kind. 152 00:08:13.040 --> 00:08:16.199 Would you look who you're esky. I don't have five 153 00:08:16.240 --> 00:08:17.639 hundred million dollars. 154 00:08:17.319 --> 00:08:20.959 But yeah, I wouldn't toil away for no reason. It's 155 00:08:20.959 --> 00:08:23.680 a big part of it is too pay your bills, 156 00:08:23.759 --> 00:08:25.519 pay your expenses, support your family. 157 00:08:25.759 --> 00:08:28.160 Well, you got to keep your mind busy. And that's 158 00:08:28.639 --> 00:08:30.439 a big part of why I'm still going at it. 159 00:08:30.480 --> 00:08:31.120 But here you go. 160 00:08:31.199 --> 00:08:35.200 If I told you, if I told you my life's 161 00:08:35.240 --> 00:08:37.440 goal was to be able to walk away, what would 162 00:08:37.480 --> 00:08:37.879 you say? 163 00:08:38.879 --> 00:08:42.279 I would say, it's not relevant. Most of our audience 164 00:08:42.639 --> 00:08:45.600 is young. They're not thinking about that. They're starting out, 165 00:08:45.639 --> 00:08:47.600 they're building their careers from the beginning. I would say, 166 00:08:47.639 --> 00:08:48.360 it's not relevant. 167 00:08:48.639 --> 00:08:51.679 And don't you think that I thought like that when 168 00:08:51.720 --> 00:08:55.000 I was your age. I remember Larry Phillips, the CEO 169 00:08:55.000 --> 00:08:56.919 of Phillips fan Us, and came into one day and 170 00:08:56.960 --> 00:09:00.600 had a plan. He wanted to retain his top twenty executives, 171 00:09:00.679 --> 00:09:03.600 all of us were averaging below thirty or thirty one 172 00:09:03.639 --> 00:09:05.600 or thirty two years old. They came up with a 173 00:09:05.639 --> 00:09:08.320 plan that was worth a couple of million dollars based 174 00:09:08.360 --> 00:09:13.000 on an insurance policy that said, if you stayed drug free, 175 00:09:13.039 --> 00:09:16.000 alcohol free for ten years. At the end of that 176 00:09:16.080 --> 00:09:18.159 ten years, you'd be vested in a plan that would 177 00:09:18.159 --> 00:09:20.720 pay you if you stayed with the company for those 178 00:09:20.759 --> 00:09:23.639 ten years a million dollars or two million dollars over 179 00:09:23.639 --> 00:09:24.639 the next twenty years. 180 00:09:24.919 --> 00:09:25.559 Would you do that? 181 00:09:26.600 --> 00:09:29.879 Well, if that's what you're going with, yeah, I can 182 00:09:30.000 --> 00:09:31.120 kind of see that. And I look. 183 00:09:31.240 --> 00:09:33.279 I said to him, you know, hey, you're asking me 184 00:09:33.360 --> 00:09:35.399 now I'm thirty two years old, whether I'm going to 185 00:09:35.440 --> 00:09:39.919 give up and commit to something that is meaningful. Yeah. 186 00:09:39.919 --> 00:09:41.840 I don't need to take drugs, I don't need to drink. 187 00:09:42.279 --> 00:09:44.559 But the reality is, do I really think I'll make 188 00:09:44.600 --> 00:09:46.720 another ten years? He said, why not? You're one of 189 00:09:46.759 --> 00:09:48.759 the great guys herema, I said, everybody around me is 190 00:09:48.799 --> 00:09:51.480 being fired, and frankly, at thirty two years old, I'm 191 00:09:51.480 --> 00:09:54.679 not thinking about my retirement. But the truth be told, 192 00:09:55.080 --> 00:09:58.159 I got that money and it was amazing. But now, 193 00:09:58.320 --> 00:10:00.360 you know, I think all of you tell us the 194 00:10:00.399 --> 00:10:03.879 time you plan on walking away the career. You choose, 195 00:10:04.320 --> 00:10:07.279 the path you take, the investments you make, where you 196 00:10:07.320 --> 00:10:10.799 spend your money, picking that which is important counts. 197 00:10:11.399 --> 00:10:12.639 See, that's important. 198 00:10:12.679 --> 00:10:15.720 If that's where you're going with this, Yes, having a budget, 199 00:10:16.240 --> 00:10:19.679 buying what you could afford planning it out. That's important. 200 00:10:19.720 --> 00:10:21.879 That's important for all people, no matter of the age. Look, 201 00:10:21.960 --> 00:10:26.000 I what do I love? I love Ralph Lauren turtlenecks. 202 00:10:26.000 --> 00:10:29.080 I love them, They're beautiful. The reality is, though for 203 00:10:29.200 --> 00:10:30.440 one third the price. 204 00:10:30.240 --> 00:10:33.159 I can get great ones at uniclow. 205 00:10:33.639 --> 00:10:37.159 I know young people, they've bought expensive cars like Lamborghini, 206 00:10:37.159 --> 00:10:39.799 like the Lamborghini SUV for what three hundred thousand dollars? 207 00:10:40.159 --> 00:10:42.600 An Audi you could buy it for fifty thousand dollars. 208 00:10:42.840 --> 00:10:45.639 Who are you impressing? I mean, who doesn't love luxury? 209 00:10:45.679 --> 00:10:49.039 Everybody loves luxury, but you have to be smart about it. Now, 210 00:10:49.120 --> 00:10:51.840 there's a difference. For example, if I were to buy 211 00:10:52.320 --> 00:10:55.720 a beautiful stick with Ralph Lauren, a beautiful Ralph Lauren 212 00:10:55.840 --> 00:10:58.480 navy suit that I'm going to wear for meetings that 213 00:10:58.600 --> 00:11:02.639 I am going to wear on tip, that's an investment. 214 00:11:02.759 --> 00:11:07.399 It's not a car. It's an investment in my actual career. 215 00:11:07.440 --> 00:11:10.200 I think that's the difference. If that's the point that 216 00:11:10.240 --> 00:11:11.639 you're making, I'm all. 217 00:11:11.519 --> 00:11:13.600 In exactly one of the points I'm making to all 218 00:11:13.600 --> 00:11:16.559 of you tonight. Save your money and press your family 219 00:11:16.720 --> 00:11:18.799 no one else. I'll tell you a story when I 220 00:11:18.840 --> 00:11:20.799 first started playing golf, I was playing at a public 221 00:11:20.799 --> 00:11:23.159 course for two years. I loved the course. It was 222 00:11:23.200 --> 00:11:26.320 a lot of water holes. It really really was challenging 223 00:11:26.320 --> 00:11:28.720 and I enjoyed it. And then they put in all 224 00:11:28.799 --> 00:11:33.480 the tea time booking via computer, and frankly speaking, unless 225 00:11:33.519 --> 00:11:36.840 you were up Sunday night at twelve midnight ready to 226 00:11:36.919 --> 00:11:39.320 plug in a tea time for the following weekend, you're 227 00:11:39.360 --> 00:11:40.960 not going to get a tea time. And if you did, 228 00:11:41.000 --> 00:11:43.000 it would be two o'clock in the afternon or three 229 00:11:43.039 --> 00:11:45.919 o'clock in the afternoon on the weekends. And it was untenable, 230 00:11:46.279 --> 00:11:48.120 and I really got upset, and I realized I had 231 00:11:48.120 --> 00:11:51.519 to join a club. And to make a long story short, 232 00:11:51.600 --> 00:11:55.360 I went to the five golf clubs that were relatively 233 00:11:55.519 --> 00:11:58.639 nearby me and I walked into each one and I 234 00:11:58.679 --> 00:12:01.000 looked around, and some of them were in a little 235 00:12:01.000 --> 00:12:02.799 shabby and I didn't like shabby. 236 00:12:02.960 --> 00:12:03.440 Not for this. 237 00:12:03.600 --> 00:12:05.399 I enjoyed golf and I wanted to be in a 238 00:12:05.480 --> 00:12:08.240 nice place. And one of the places in particular that 239 00:12:08.279 --> 00:12:10.600 looked great. It became one of my two choices. I 240 00:12:10.639 --> 00:12:13.240 walked in the locker room. The locker room looked nice. 241 00:12:13.600 --> 00:12:16.159 The people were there, and I listened to these guys talking, 242 00:12:16.679 --> 00:12:18.799 and there was all these young guys my age, and 243 00:12:18.840 --> 00:12:21.120 all they were doing is talk about bragging about money 244 00:12:21.120 --> 00:12:23.240 and how much this and how much that. And the 245 00:12:23.320 --> 00:12:26.000 one thing I learned about money growing up, if you 246 00:12:26.120 --> 00:12:27.879 got it, you don't talk about it. And if you're 247 00:12:27.919 --> 00:12:29.759 one of those people who do, your a moron. I 248 00:12:29.759 --> 00:12:32.720 wanted no part of that golf club. The second choice 249 00:12:32.759 --> 00:12:36.840 I went into had old, burnished wood, old fashioned, old money. 250 00:12:36.879 --> 00:12:39.840 It felt rich, it felt quiet. All the guys there 251 00:12:39.879 --> 00:12:43.480 were older, They were genuinely. They talked about their golf game, 252 00:12:43.799 --> 00:12:46.240 They talked about what was taking place in the news. 253 00:12:46.320 --> 00:12:49.720 They talked about everything but money. Exactly what I said, 254 00:12:50.000 --> 00:12:52.679 no money talk. I joined that club. I forgured I'd 255 00:12:52.720 --> 00:12:55.080 be the poorest one there, but I didn't care. I 256 00:12:55.240 --> 00:12:58.440 knew these guys understood how to spend money and how 257 00:12:58.480 --> 00:13:01.399 to live their lives. I've always spent my money carefully. 258 00:13:01.399 --> 00:13:03.360 It didn't want for anything, but I live by the 259 00:13:03.440 --> 00:13:06.799 motto I don't mind spending money, I hate wasting it. 260 00:13:07.039 --> 00:13:09.440 Speaking of which, do you know, Jesse, what a medium 261 00:13:09.440 --> 00:13:11.480 sized dietquote costs at McDonald's. 262 00:13:13.120 --> 00:13:15.399 I don't drink diet coke. But let me take a guess. 263 00:13:15.480 --> 00:13:22.320 Let me take a guess. Medium sized diet coke two 264 00:13:22.399 --> 00:13:23.360 dollars three dollars. 265 00:13:23.480 --> 00:13:27.000 Okay, a medium diet coke at McDonald's is a dollar 266 00:13:27.120 --> 00:13:30.559 forty nine and with tax one dollar and sixty two cents. 267 00:13:30.960 --> 00:13:34.039 At Burger King, a small, not a medium, is two 268 00:13:34.039 --> 00:13:36.840 dollars and forty seven cents, and a medium is three 269 00:13:36.879 --> 00:13:38.360 dollars and eighty two cents. 270 00:13:38.720 --> 00:13:39.080 Wow. 271 00:13:39.200 --> 00:13:42.360 So anybody buying soda at Burger King is throwing away 272 00:13:42.519 --> 00:13:44.279 the hard earned dollars. 273 00:13:44.639 --> 00:13:45.519 Don't worry about it. 274 00:13:45.559 --> 00:13:47.480 I think RFK is going to ban it soon, so 275 00:13:47.559 --> 00:13:49.000 there's going to be no more die co Ah. 276 00:13:49.159 --> 00:13:51.960 Well that's a different story. But anyway. Credit card debt, 277 00:13:52.000 --> 00:13:53.840 that's another one I've talked about on the radio. I 278 00:13:53.879 --> 00:13:56.440 want to screen on anybody. If you get a credit 279 00:13:56.480 --> 00:13:58.080 card bill and you don't pay it off at the 280 00:13:58.159 --> 00:14:00.600 end of the month, you are the dumbest human being life. 281 00:14:00.679 --> 00:14:02.919 You're not planning your future better. All you're doing is 282 00:14:02.960 --> 00:14:06.240 throwing away money. Credit cards charge you anywhere from twenty 283 00:14:06.279 --> 00:14:09.360 to twenty five percent interest. Banks are only paying three 284 00:14:09.440 --> 00:14:12.519 or four percent. Think about what they're charging frankly speaking, 285 00:14:12.519 --> 00:14:14.679 I'm gonna do this one more time. If you have 286 00:14:14.799 --> 00:14:18.519 credit card debt, go to a bank, take out a loan, 287 00:14:18.840 --> 00:14:20.960 make sure you have collateral. That's what they'll need, a 288 00:14:21.039 --> 00:14:22.960 house or car something. If you don't pay, they can 289 00:14:23.000 --> 00:14:26.320 take away from you. But you're so much better off 290 00:14:26.399 --> 00:14:28.720 paying a bank loan now of eight percent than twenty 291 00:14:28.759 --> 00:14:31.879 percent on a credit card. I don't mind spending money, 292 00:14:32.320 --> 00:14:35.519 I hate wasting it. The point is save money, let 293 00:14:35.600 --> 00:14:38.519 it work for you, and of course be proud when 294 00:14:38.559 --> 00:14:41.840 you get older you appreciate it. I'm telling you right now, 295 00:14:42.120 --> 00:14:45.559 I never once thought about pensions. I have two of them. 296 00:14:45.879 --> 00:14:48.519 I love them. They're the greatest thing that ever happened. 297 00:14:48.799 --> 00:14:51.799 Businesses were told back in the day to be competitive, 298 00:14:52.039 --> 00:14:55.519 provide for your employees' retirement, and the government would step 299 00:14:55.559 --> 00:14:58.679 in and help. And it's an amazing thing. Now. Some 300 00:14:58.720 --> 00:15:00.440 people will tell you I have the first penny I 301 00:15:00.480 --> 00:15:03.360 ever made, and it's funny, but I did everything I wanted. 302 00:15:03.840 --> 00:15:09.279 Ye'd always preach saying spend carefully, because my goal was 303 00:15:09.360 --> 00:15:12.879 to walk away like a man. For now, I'm gonna 304 00:15:12.879 --> 00:15:17.159 take a break and walk like a man always in fashion, 305 00:15:17.519 --> 00:15:21.480 spend a lifetime of my career building the van Usen brand, 306 00:15:21.720 --> 00:15:24.200 and I am so pleased that they're back with us 307 00:15:24.240 --> 00:15:29.320 now talking about suits. Men were dressing up again and 308 00:15:29.399 --> 00:15:32.200 it's become cool to wear a suit. Suits can be 309 00:15:32.200 --> 00:15:35.679 won on multiple occasions in multiple ways. You could wear 310 00:15:35.720 --> 00:15:37.960 a suit formally to go out at night or to 311 00:15:38.000 --> 00:15:40.120 an event. Could wear a suit to the office with 312 00:15:40.320 --> 00:15:43.799 or without a tie. If you look closely, now fashion trends, 313 00:15:44.159 --> 00:15:47.720 suits are being worn with turtlenecks or mark next. The 314 00:15:47.840 --> 00:15:52.320 choices are endless and every one of them looks right. 315 00:15:52.600 --> 00:15:55.639 You could really really look the part. I believe that 316 00:15:56.120 --> 00:15:59.360 packaging yourself is as important does the products you package, 317 00:15:59.480 --> 00:16:01.919 and wearing suit is one of those things that make 318 00:16:02.320 --> 00:16:06.480 men look their best. Venuesing invented a new idea. It's 319 00:16:06.480 --> 00:16:11.080 called the cool flex suit. It's been engineered with stretch technology, 320 00:16:11.440 --> 00:16:14.559 giving you the most comfortable fit and mobility. It's wrinkle 321 00:16:14.679 --> 00:16:18.480 resistant fabric, it's cool moisture wiki. It makes it perfect 322 00:16:18.519 --> 00:16:21.879 for all occasions. As we discussed just now, this new 323 00:16:21.960 --> 00:16:25.720 style of looking sharp while feeling cool and comfortable is 324 00:16:25.799 --> 00:16:29.600 amazing and I'm so excited that the van Using company 325 00:16:29.799 --> 00:16:33.759 is involved in this new technology and is embracing the 326 00:16:33.879 --> 00:16:36.919 whole idea of dressing up. Let's not forget Venues and 327 00:16:36.960 --> 00:16:39.879 Maine It's name with dress shirts. It's only proper that 328 00:16:39.919 --> 00:16:43.600 the suit business follows strongly in its way. You can 329 00:16:43.639 --> 00:16:46.559 find van Ues in cool Flex men's stretch suits at 330 00:16:46.600 --> 00:16:51.759 jcpenny are online at jcpenny dot com. Guys, they're great, 331 00:16:51.840 --> 00:16:55.000 you should go look at them. Done. Karen began a 332 00:16:55.080 --> 00:16:59.840 career is one of the finest, most successful, powerful women 333 00:17:00.440 --> 00:17:03.960 in the fashion industry. She developed a collection aimed at 334 00:17:04.000 --> 00:17:07.000 the luxury market for women on the go, women who 335 00:17:07.000 --> 00:17:10.240 were powerful in their workplace, women who had lives that 336 00:17:10.359 --> 00:17:13.720 extended beyond the workplace, and her clothes went from day 337 00:17:13.720 --> 00:17:17.480 and to night. An extraordinary collection. But the interesting thing 338 00:17:18.000 --> 00:17:20.279 Donna Karen had a young daughter and she had friends 339 00:17:20.319 --> 00:17:22.920 and they couldn't afford to buy the Donna Aaron collection, 340 00:17:23.279 --> 00:17:26.640 and Donna invented dk n Y Donna Aaron, New York. 341 00:17:27.079 --> 00:17:30.079 It's an offshoot of the Donna Karen collection. The same 342 00:17:30.240 --> 00:17:33.400 concept a lifestyle brand. Then we talk about lifestyle brands, 343 00:17:33.400 --> 00:17:36.079 what does that really mean? Simply what they say, there 344 00:17:36.079 --> 00:17:39.519 are brands that follow you throughout your lifestyle. You get 345 00:17:39.599 --> 00:17:41.480 up in the morning, you start to get dressed Donna 346 00:17:41.519 --> 00:17:45.039 Karen Decan Why as intimate apparel, as hosiery, as all 347 00:17:45.119 --> 00:17:50.079 those products. You're getting dressed for work. You get accessorized shoes, handbags, 348 00:17:50.160 --> 00:17:52.720 and it takes you through the day. The remarkable thing 349 00:17:52.720 --> 00:17:55.400 about DK and Y clothes for work, they work into 350 00:17:55.440 --> 00:17:59.680 the evening. The dresses, the suits, the pants, the sweaters, 351 00:17:59.799 --> 00:18:04.920 the blouse's extraordinary clothes at affordable prices that go from 352 00:18:05.079 --> 00:18:08.200 day in tonight. Part of your lifestyle is active. You 353 00:18:08.240 --> 00:18:12.240 have weekends, you have events, you participate in sports. Donna 354 00:18:12.319 --> 00:18:16.240 Karen's casual clothes did that under the DK and Y label. 355 00:18:16.559 --> 00:18:20.480 A vast array of casual sportswear that make women look 356 00:18:20.559 --> 00:18:24.599 great as they navigate their busy lives. Whether you go 357 00:18:24.680 --> 00:18:27.279 into soccer games for your children or whether you're going 358 00:18:27.319 --> 00:18:30.599 out to the movies, whatever you want to do, DK 359 00:18:30.720 --> 00:18:34.599 and Y Jenes dk and Y sportswear is there for you. 360 00:18:34.880 --> 00:18:38.079 That's what a lifestyle brand is. And I need to 361 00:18:38.200 --> 00:18:42.880 mention DKY active Wear, which is extraordinary. The leggings, the 362 00:18:42.920 --> 00:18:48.319 sports bras, the sweats. You can wear DKY active wear, 363 00:18:48.519 --> 00:18:51.559 certainly in the gym, certainly when you're working out at home, 364 00:18:51.759 --> 00:18:54.599 and certainly if you want on the street, because it's 365 00:18:54.759 --> 00:18:57.480 that well done. The quality of DK why is nothing 366 00:18:57.519 --> 00:19:00.519 short of exceptional. And why shouldn't it be because it 367 00:19:00.599 --> 00:19:04.519 was born from the idea of luxury made affordable for 368 00:19:04.759 --> 00:19:09.240 women of America. DK and Why a true lifestyle brand 369 00:19:09.480 --> 00:19:12.279 that takes you from day and tonight, from the week 370 00:19:12.519 --> 00:19:16.160 into the weekend. D can why. You can find dcn 371 00:19:16.319 --> 00:19:20.440 Why and Macy's dky dot com. 372 00:19:20.559 --> 00:19:23.880 Welcome back to it always in fashion. Here's your host, 373 00:19:24.119 --> 00:19:24.799 Mark Webber. 374 00:19:26.160 --> 00:19:31.480 I have never forgotten the Terminator movie. Now. I don't 375 00:19:31.480 --> 00:19:34.880 watch horror movies. I don't like war movies. They disturb me. 376 00:19:35.519 --> 00:19:38.599 They really disturb me, particular war movies. I saw a 377 00:19:38.640 --> 00:19:41.519 movie called Bridge Over Tocoree when I was a young boy, 378 00:19:41.640 --> 00:19:44.920 by accident, by accident, and it's a story of a 379 00:19:44.960 --> 00:19:47.680 beautiful family. The guy used to be in the Navy. 380 00:19:47.720 --> 00:19:50.039 He gets called back in and he goes to Korea 381 00:19:50.519 --> 00:19:52.559 and he's a flying guy. And I just don't want 382 00:19:52.599 --> 00:19:54.359 to tell you it disturbed me so much. I can't 383 00:19:54.359 --> 00:19:58.240 watch war movies. I've never watched one since maybe Saving 384 00:19:58.319 --> 00:20:01.160 Private Ryan. In all my years, I've never watched war moves. 385 00:20:01.279 --> 00:20:06.279 But two movies in my lifetime scared me. One was Alien. 386 00:20:06.440 --> 00:20:09.119 I'll never forget when that creature jumped out of the 387 00:20:09.119 --> 00:20:11.279 guy's stomach. It was the scariest thing I ever saw 388 00:20:11.319 --> 00:20:22.319 in my life. And then there was The Terminator. The 389 00:20:22.480 --> 00:20:28.599 Terminator scared me because it was intellectually brilliant. It really 390 00:20:28.799 --> 00:20:35.440 talked about machines taking over and killing off humankind because 391 00:20:35.480 --> 00:20:37.640 they woke up one day with everything they learned, they 392 00:20:37.720 --> 00:20:40.960 realized they didn't need humans. All they needed humans for 393 00:20:41.240 --> 00:20:43.039 was maybe some of them to work on some of 394 00:20:43.079 --> 00:20:46.920 the mechanics, but really they didn't care for humans anymore, 395 00:20:46.960 --> 00:20:51.119 and they got rid of us. I still get scared 396 00:20:51.119 --> 00:20:54.279 when I hear that song, the music and here we are. 397 00:20:55.119 --> 00:20:58.960 We're addicted to our machines. Adults to their cell phones. 398 00:20:59.000 --> 00:21:01.160 Go into a restaurant for people could be at the table, 399 00:21:01.200 --> 00:21:03.279 all four of them looking at the cell phone. There's 400 00:21:03.400 --> 00:21:05.319 never a time I don't see a cell phone on 401 00:21:05.359 --> 00:21:07.599