WEBVTT 1 00:00:01.320 --> 00:00:06.280 It's night Side with Dan Ray ONBZY, Boston's news radio. 2 00:00:07.280 --> 00:00:10.240 I'm just hold on, Nicole. We got a week left 3 00:00:10.279 --> 00:00:13.039 in January, and pretty soon the truck will be leaving 4 00:00:13.080 --> 00:00:16.679 for Florida, the baseball truck and spring training will be here. 5 00:00:16.719 --> 00:00:19.079 So just hold on. It's a cold night in New England, 6 00:00:19.120 --> 00:00:21.519 but we are through, when you really think about it, 7 00:00:21.600 --> 00:00:24.839 more than two thirds eighty percent of January. That's not bad. 8 00:00:24.920 --> 00:00:27.160 That's all in the rearview mirror. Everybody know it's cold, 9 00:00:27.199 --> 00:00:30.239 going to be cold weekend, but just stick with it. Okay, 10 00:00:30.280 --> 00:00:32.640 stay warm, stick with it. Baseball will be here soon. 11 00:00:32.719 --> 00:00:35.039 My name is Dan Ray. I'm the host of Nightside, 12 00:00:35.280 --> 00:00:37.640 heard every Monday through Friday night from adam to midnight 13 00:00:37.759 --> 00:00:40.479 right here in w BZ, Boston's news Radio ten thirty 14 00:00:40.479 --> 00:00:42.679 and the Am Dial, and of course on the iHeart app, 15 00:00:42.719 --> 00:00:46.479 the new iHeart app, which can be found pretty easily 16 00:00:46.520 --> 00:00:48.600 at at your app store, and if you know what 17 00:00:48.640 --> 00:00:50.920 an app store is, you'll know what I'm talking about. There. 18 00:00:51.640 --> 00:00:55.000 And Rob Brooks is back in the control room. He 19 00:00:55.159 --> 00:00:58.280 is all set to get us started. Once we begin 20 00:00:58.359 --> 00:01:00.479 taking phone calls, and we will begin to making phone 21 00:01:00.520 --> 00:01:03.920 calls tonight at nine o'clock, we're going to talk about 22 00:01:04.640 --> 00:01:09.560 this coming year fiscal budget in Massachusetts, which includes tax increases, 23 00:01:09.560 --> 00:01:13.040 a number of tax increases proposed by the governor as 24 00:01:13.079 --> 00:01:15.879 well a cap on charitable deductions, which I don't think 25 00:01:15.959 --> 00:01:18.920 is a good deal at all, and a spending increase 26 00:01:19.560 --> 00:01:23.079 that the Governor's office says it's something like two point six, 27 00:01:23.159 --> 00:01:25.239 but you can look at it differently and you can 28 00:01:25.280 --> 00:01:27.640 think it's maybe six or seven percent. And we'll talk 29 00:01:27.680 --> 00:01:30.239 about that. And then at ten o'clock tonight, rest is 30 00:01:30.359 --> 00:01:33.760 not optional. We're going to talk with doctor Sondra Dalton Smith. 31 00:01:34.200 --> 00:01:36.719 She's the author of Sacred Rest, Recover your Life, Renew 32 00:01:36.760 --> 00:01:38.840 your Energy, and Restore your Sanity. And then of course 33 00:01:38.840 --> 00:01:41.120 we'll finish with the twentieth hour of the week, the 34 00:01:41.239 --> 00:01:43.760 last hour of the week, in which we will we'll 35 00:01:43.799 --> 00:01:46.079 come up with a topic that I hope everyone will 36 00:01:46.120 --> 00:01:49.079 respond to. Now, we have four guests coming up this 37 00:01:49.239 --> 00:01:52.519 hour in our night Side News Update, and we're going 38 00:01:52.560 --> 00:01:55.920 to begin with doctor Simone Alicia. She's an award winning 39 00:01:55.920 --> 00:02:01.239 motivational speaker and international personal development expert. And that all 40 00:02:01.280 --> 00:02:03.680 sounds really positive. But we're going to talk about one 41 00:02:03.719 --> 00:02:07.359 of the most destructive events I think domestic events in 42 00:02:07.400 --> 00:02:12.319 our lifetime, and that is this rash of fires out 43 00:02:12.360 --> 00:02:17.000 in California. Just unbelievable, Doctor Elisia, and welcome to Nightside. 44 00:02:17.000 --> 00:02:17.840 Welcome to Boston. 45 00:02:19.039 --> 00:02:20.719 Oh, thank you so much for having me. Dan. I 46 00:02:20.759 --> 00:02:23.400 am happy to be here. Wish the topic was happier, 47 00:02:23.520 --> 00:02:26.639 but I'm happy to be here. Nonetheless, No, I totally. 48 00:02:26.280 --> 00:02:27.479 Get that, and I don't want to make it a 49 00:02:27.560 --> 00:02:31.199 down or but you actually are someone who can help 50 00:02:31.240 --> 00:02:37.240 people work through these situations. And look, I can't imagine 51 00:02:37.280 --> 00:02:40.400 what it's like for that community to have gone through 52 00:02:40.439 --> 00:02:42.360 what they have gone through. But all of us go 53 00:02:42.479 --> 00:02:46.840 through losses in our lives. You know, family members or 54 00:02:46.879 --> 00:02:50.319 close friends pass away. And we also do have our 55 00:02:50.360 --> 00:02:53.840 own accidents, you know, friends of mine, you know, in 56 00:02:53.960 --> 00:02:57.240 recent recent weeks, if someone calls us says they broke 57 00:02:57.280 --> 00:03:00.360 this or whatever. So how do you keep going? How 58 00:03:00.360 --> 00:03:05.400 do you cope with with any sort of a roadblock? 59 00:03:05.840 --> 00:03:09.840 But let's talk about how you cope with something as 60 00:03:10.919 --> 00:03:19.159 really apocalyptic as the Caniornia wildfires. 61 00:03:19.479 --> 00:03:23.199 Say thank you, yeah, thank you for making that bridge 62 00:03:23.240 --> 00:03:25.680 between you know, not only the wildfires, but a lot 63 00:03:25.719 --> 00:03:27.319 of things I go on in our lives, right, but 64 00:03:27.479 --> 00:03:30.400 with an extra special emphasis on this, like you said, 65 00:03:30.439 --> 00:03:33.520 apocalyptic situation. So one of the first things I want 66 00:03:33.560 --> 00:03:34.960 to start with, just so we can be on the 67 00:03:35.000 --> 00:03:37.319 same page, is that you know, some people will talk 68 00:03:37.360 --> 00:03:40.120 about this be positive, be positive, to the point where 69 00:03:40.120 --> 00:03:43.080 you're like, Okay, you know this is not a positive situation. 70 00:03:43.199 --> 00:03:45.120 What do you mean by be positive here? You know, 71 00:03:45.159 --> 00:03:47.800 it doesn't seem to apply. And so I want to 72 00:03:47.879 --> 00:03:49.960 kind of give everybody that safe space to know we're 73 00:03:49.960 --> 00:03:52.800 not going to just jump into just be positive. Instead. 74 00:03:52.879 --> 00:03:55.960 What the real magic here that's backed by science and 75 00:03:56.039 --> 00:03:58.840 research is that what we have going on in our heads, 76 00:03:58.879 --> 00:04:01.080 the way that we sess it and the way we 77 00:04:01.159 --> 00:04:03.719 frame it, the way we talk about it and think 78 00:04:03.719 --> 00:04:07.000 about it, lets us can let us heal and deal 79 00:04:07.039 --> 00:04:08.680 with it. So we deal in the present and we 80 00:04:08.719 --> 00:04:10.840 heal in the future. But that really has to do 81 00:04:10.879 --> 00:04:13.520 a lot with how we approach the problem. And that's 82 00:04:13.520 --> 00:04:15.520 what I would really love to talk about today, is 83 00:04:15.560 --> 00:04:18.680 how do we actually get into that, especially when it's 84 00:04:18.720 --> 00:04:19.360 at this level. 85 00:04:19.920 --> 00:04:22.000 Yeah, so going, I mean, it's tough. On the one hand, 86 00:04:22.000 --> 00:04:24.040 we're talking about the California fires, but I also want 87 00:04:24.079 --> 00:04:27.040 to make it apply to people who have suffered a 88 00:04:27.040 --> 00:04:29.879 recent loss, and that loss could be you know, a 89 00:04:29.959 --> 00:04:33.000 variety of things. How do you exactly well, I'm going 90 00:04:33.040 --> 00:04:34.720 to ask you how to bridge that gap? Can you 91 00:04:34.759 --> 00:04:38.399 talk both to people? I mean, I don't think there's 92 00:04:38.399 --> 00:04:44.439 anyone in California who's listening to us tonight who have 93 00:04:44.480 --> 00:04:48.519 suffered the loss of these thousands of people. But let's 94 00:04:48.600 --> 00:04:50.560 just like it. And I mean, we've all heard about 95 00:04:50.560 --> 00:04:53.839 that whole process, the range of emotions, grief, anger, and 96 00:04:53.920 --> 00:04:57.240 anxiety and then finally acceptance and all of that. And 97 00:04:57.240 --> 00:05:00.319 that's easy, right, But what do you tell people right? 98 00:05:02.279 --> 00:05:05.120 One hundred percent? So my perspective is a little bit different. 99 00:05:05.160 --> 00:05:06.800 I kind of go off the beaten path in some 100 00:05:06.920 --> 00:05:09.399 of the things that I've studied and the principles that 101 00:05:09.439 --> 00:05:11.639 I bring to the table. So the first thing I'd 102 00:05:11.680 --> 00:05:14.399 like to say is we have to let ourselves kind 103 00:05:14.439 --> 00:05:16.360 of deal with the things that are happening in front 104 00:05:16.399 --> 00:05:18.399 of us. We have to when people say keep it 105 00:05:18.439 --> 00:05:20.560 real and then we go straight to the negative. It's 106 00:05:20.600 --> 00:05:23.040 not always just the negative things that are real, right, 107 00:05:23.079 --> 00:05:25.240 Some of the positive things are real too. So what 108 00:05:25.279 --> 00:05:27.360 I've learned is that if we can kind of say 109 00:05:27.439 --> 00:05:30.519 this stinks and just kind of list that out faith 110 00:05:30.639 --> 00:05:32.800 that look at it in the faith, then we can 111 00:05:32.839 --> 00:05:35.160 kind of give ourselves a sense of release. But that 112 00:05:35.279 --> 00:05:37.959 release and relief that we get is really temporary. So 113 00:05:37.959 --> 00:05:39.399 I'm like, I don't want it to be temporary. We 114 00:05:39.439 --> 00:05:42.160 want long term results. We want to long term you know, 115 00:05:42.199 --> 00:05:45.680 feel better. So what I've come up with is this process, 116 00:05:45.720 --> 00:05:47.959 and I call it the refill and the release to me, 117 00:05:48.000 --> 00:05:51.079 the relief and refill process. And hear, what you do 118 00:05:51.160 --> 00:05:53.639 is you actually kind of think of it as the dentist. Now, 119 00:05:53.639 --> 00:05:57.000 nobody loves the dentist usually, but let's think of this example. 120 00:05:57.800 --> 00:05:59.560 So if you've got a cavity, right, that would be 121 00:05:59.600 --> 00:06:02.079 a negative thing in your life or and your experience 122 00:06:02.079 --> 00:06:03.959 in the moment. Of course, when you go to the dentist, 123 00:06:04.000 --> 00:06:06.399 they got to scoop the negative thing out. But we 124 00:06:06.439 --> 00:06:08.360 don't just scoop it out and then just leave the 125 00:06:08.399 --> 00:06:10.399 dentist's chair. Right. We don't walk around with this gaping 126 00:06:10.439 --> 00:06:12.519 hole in our head and just like walking around because 127 00:06:12.519 --> 00:06:14.560 then it's going to get worse. It'll get filled in 128 00:06:14.600 --> 00:06:16.560 with whatever it's kind of flying by, and it's going 129 00:06:16.600 --> 00:06:18.839 to make it worse. So the biggest piece that I've 130 00:06:18.839 --> 00:06:21.800 brought to this concept of maybe journaling or releasing is 131 00:06:21.879 --> 00:06:25.680 that you have to be intentional and deliberate about refilling. 132 00:06:26.000 --> 00:06:27.720 This is where you take a look at your situation 133 00:06:27.839 --> 00:06:30.680 and you lift for real the things that are not working, 134 00:06:30.720 --> 00:06:32.639 Like this is terrible, this is horrible, Like I cannot 135 00:06:32.639 --> 00:06:34.879 believe this, and you just let go. You just released 136 00:06:34.959 --> 00:06:37.000 with just like reckless a band and let it out. 137 00:06:37.240 --> 00:06:39.120 But on the very next, let's say page, if you're 138 00:06:39.120 --> 00:06:41.759 writing in a journal, you literally go and you refill 139 00:06:41.800 --> 00:06:43.360 and you start writing things that are a little bit 140 00:06:43.399 --> 00:06:45.839 more on the hopeful side. But it's not false or 141 00:06:45.879 --> 00:06:50.279 fake or pretend positivity. It's legitimate. You know what is working. 142 00:06:50.360 --> 00:06:52.480 You know this part of my family is safe, or 143 00:06:52.560 --> 00:06:53.959 you know I still have a roof over my head, 144 00:06:53.959 --> 00:06:56.720 and you really start searching, and I call this seeking 145 00:06:56.759 --> 00:06:59.079 your happiness. You know, we kind of sit back sometimes 146 00:06:59.120 --> 00:07:01.079 and real like I just want happiness to kind of 147 00:07:01.079 --> 00:07:02.800 flu in, sit on my lap and just make me 148 00:07:02.800 --> 00:07:04.279 feel better. But sometimes we got to go out and 149 00:07:04.319 --> 00:07:06.279 search for it, and you know, we got to like 150 00:07:06.399 --> 00:07:08.879 really program the brain. And that's what it really comes 151 00:07:08.879 --> 00:07:12.000 down to is when I can do this process of 152 00:07:12.040 --> 00:07:14.680 releasing what's really like bothering me and just doing it 153 00:07:14.759 --> 00:07:18.000 day by day and then refilling It's something deeper is 154 00:07:18.040 --> 00:07:21.000 happening here because I'm changing the makeup of my brain. 155 00:07:21.079 --> 00:07:24.720 I'm literally creating neural pathways that say this is terrible, 156 00:07:24.800 --> 00:07:27.199 but I'll be okay. And when we have that pathway 157 00:07:27.240 --> 00:07:28.800 in the brain that says, you know what, it's terrible, 158 00:07:28.879 --> 00:07:31.360 but I'll be okay, then we build on that. Then 159 00:07:31.399 --> 00:07:33.560 we start having chemical emotions that are flowing through our 160 00:07:33.560 --> 00:07:37.000 bodies that match the it'll be okay part of things, 161 00:07:37.040 --> 00:07:39.600 and then we start to build resilience. So I'm not 162 00:07:39.680 --> 00:07:41.240 just saying, you know, you know, look in the mirror 163 00:07:41.240 --> 00:07:43.279 and say, oh I'm fine, and you know all as well. 164 00:07:43.480 --> 00:07:47.000 I'm really asking us to really, you know, just. 165 00:07:46.639 --> 00:07:49.639 Just bringing it back to California. As I watched just 166 00:07:49.680 --> 00:07:51.879 some of the news reports over the last few weeks, 167 00:07:52.519 --> 00:07:56.160 there have been some people who clearly they devastated, but 168 00:07:56.199 --> 00:07:58.920 they will say, look, absolutely the things in the house 169 00:07:58.959 --> 00:08:02.160 can be replaced back. There are some things that copy replaced, 170 00:08:02.160 --> 00:08:08.720 pictures and mementos and you know, family treasures and all 171 00:08:08.759 --> 00:08:11.800 of that. But they talked generally about the house's brick 172 00:08:11.839 --> 00:08:14.759 and mortar, or it's wood and shingles or whatever, but 173 00:08:15.160 --> 00:08:18.279 the family's okay. Everyone got out on time, or people 174 00:08:18.360 --> 00:08:20.680 were away when it happened, or the pets got out. 175 00:08:20.879 --> 00:08:23.199 So there were people out there who always seem to 176 00:08:23.199 --> 00:08:26.600 look at you know, it's the old glass half full, 177 00:08:26.639 --> 00:08:30.720 half empty argument. But those people looked as if they 178 00:08:30.720 --> 00:08:34.559 were handling it better than the people who were not 179 00:08:34.679 --> 00:08:37.480 able to focus on any aspect. There was one woman 180 00:08:37.519 --> 00:08:40.080 who found her wedding ring. I saw a story. I 181 00:08:40.120 --> 00:08:42.440 forget which network was on it. Her focus was on 182 00:08:42.799 --> 00:08:45.559 this wedding ring that had been lost and she found 183 00:08:45.600 --> 00:08:49.639 it in the rubble. And he asked, Wow, the miracles 184 00:08:49.679 --> 00:08:53.080 that you hear about, It's like, how is that possible? 185 00:08:53.200 --> 00:08:57.200 You know, you have a book, and I think there's 186 00:08:57.240 --> 00:08:59.399 a lot more in the book than we have time 187 00:08:59.480 --> 00:09:04.279 to covered tonight. So let's talk about how folks can 188 00:09:04.320 --> 00:09:07.200 get more information on you, and how perhaps they can 189 00:09:07.480 --> 00:09:10.440 they can get to some whatever book you have right 190 00:09:10.480 --> 00:09:13.080 now that because a lot of people will listen and 191 00:09:13.120 --> 00:09:16.200 they'll be intrigued. So give us the name, and what 192 00:09:16.679 --> 00:09:18.240 can they do to get in touch with you or 193 00:09:18.279 --> 00:09:21.200 find some of your work, oh for sure. 194 00:09:21.360 --> 00:09:23.559 So the book I woant have referenced today is actually 195 00:09:23.600 --> 00:09:26.879 a journal called the Release and Refill Journal, and it 196 00:09:26.960 --> 00:09:29.919 lets you guide you through that process of releasing that 197 00:09:30.080 --> 00:09:32.519 pain and refilling. And I just want to say, Dan, 198 00:09:32.559 --> 00:09:35.480 I really appreciate how you added that story about who 199 00:09:35.600 --> 00:09:37.919 people who seem to sound more like you know, Well, 200 00:09:37.960 --> 00:09:40.360 that's stuff, and people are safe. They have a program 201 00:09:40.360 --> 00:09:42.840 they're running in their minds already and we can all 202 00:09:42.919 --> 00:09:44.799 learn that program. So that's what I hope to help 203 00:09:44.799 --> 00:09:46.759 people to do, is to kind of reinstall that mental 204 00:09:46.799 --> 00:09:49.080 programming that helps us to kind of, like you said, 205 00:09:49.080 --> 00:09:51.279 see the glass half full. That it always depends on 206 00:09:51.320 --> 00:09:53.039 how we approach the glass, whether we think it's full 207 00:09:53.080 --> 00:09:54.840 of off or empty, rights where we are when we 208 00:09:54.879 --> 00:09:57.039 see the glass. So yeah, the book is called Release 209 00:09:57.080 --> 00:09:59.519 and Refill. It's a journal. It's available on Amazon, and 210 00:09:59.559 --> 00:10:01.919 it will go do through the steps of just releasing 211 00:10:01.960 --> 00:10:05.320 the negativity, being more intentional about the positivity, leading you 212 00:10:05.360 --> 00:10:07.559 to create different pathways in the brain and better emotion 213 00:10:07.639 --> 00:10:09.960 in your body to feel good from the actual inside, 214 00:10:10.000 --> 00:10:13.799 not pretending, not feaking, but genuinely helping your physical body 215 00:10:14.080 --> 00:10:17.000 to generate better feelings of resilience and coping and being 216 00:10:17.039 --> 00:10:19.480 able to get through pretty much anything. I love to 217 00:10:19.480 --> 00:10:22.480 say that we can overcome anything, and we can achieve everything. 218 00:10:22.519 --> 00:10:24.200 We just have to have the right tools to do so. 219 00:10:24.679 --> 00:10:27.000 Release and Refiel. I think it's one of those books 220 00:10:27.039 --> 00:10:29.639 that probably should be every family should have one and 221 00:10:29.639 --> 00:10:33.519 should be periodically reviewed in good times and and dad 222 00:10:34.320 --> 00:10:36.200 on amaz that's beautiful. 223 00:10:36.600 --> 00:10:38.120 Yep, that's beautiful. Thank you for that. 224 00:10:38.519 --> 00:10:41.840 Thank you so much. I really enjoyed our conversation. You 225 00:10:41.960 --> 00:10:44.440 have been a wonderful guest, and I'd love to have 226 00:10:44.480 --> 00:10:46.519 you back, maybe even in longer form. I might hit 227 00:10:46.559 --> 00:10:48.639 my producer get in touch, and maybe we'll get you 228 00:10:48.720 --> 00:10:51.159 to take some calls some night. Okay, that might be fun. 229 00:10:51.320 --> 00:10:55.000 Oh, listeners, I'm already there. 230 00:10:55.080 --> 00:10:58.080 Dan, you just say the word time and dating. I'm there. 231 00:10:58.519 --> 00:10:58.919 Thank you. 232 00:10:59.000 --> 00:11:02.120 That's great, doctor, Simone, Alicia, thank you doctor. Have a 233 00:11:02.120 --> 00:11:03.320 wonderful weekend. 234 00:11:03.919 --> 00:11:05.000 You see, thanks for having me. 235 00:11:05.320 --> 00:11:08.279 All right, when we get back here on Nightside, we 236 00:11:08.320 --> 00:11:11.960 will change topics just a little bit and we're going 237 00:11:12.039 --> 00:11:17.600 to talk about the danger of surrendering information through the Internet, 238 00:11:17.799 --> 00:11:20.679 particularly to apps, and when you want to delete the apps, 239 00:11:21.039 --> 00:11:24.720 how can you make sure that everything has been deleted. Uh, 240 00:11:24.840 --> 00:11:27.519 it's a conversation that I think we need to have, 241 00:11:27.559 --> 00:11:29.840 and we will have that conversation on the other side 242 00:11:29.840 --> 00:11:30.399 of this break. 243 00:11:31.720 --> 00:11:34.679 Now back to Dan Ray live from the Window World 244 00:11:34.840 --> 00:11:38.480 Nights Side Studios on WBZ News Radio. 245 00:11:39.000 --> 00:11:42.399 Sorry, welcome back everyone. I'm delighted to be joined by 246 00:11:42.559 --> 00:11:47.320 James Lee. He's the president of the Identity Theft Resource Center. 247 00:11:47.840 --> 00:11:52.279 James Lee, welcome. We all know what identity theft is 248 00:11:53.480 --> 00:11:58.120 and some of us have suffered from that. And you're 249 00:11:58.200 --> 00:12:02.399 suggesting that maybe the apps that all of us who 250 00:12:02.440 --> 00:12:07.519 have smartphones, iPhones and all that, Uh, that maybe those 251 00:12:07.600 --> 00:12:11.240 apps are a portal into our privacy and into our identity. 252 00:12:11.240 --> 00:12:13.799 Am I right or wrong? Am I reading you correctly? 253 00:12:14.919 --> 00:12:18.240 You're reading that exactly right. And thanks for thanks for 254 00:12:18.279 --> 00:12:19.360 asking to come talk tonight. 255 00:12:19.960 --> 00:12:20.200 Uh. 256 00:12:21.440 --> 00:12:24.440 Yeah, there's a lot of little stealthy ways we don't 257 00:12:24.440 --> 00:12:27.919 really think about how we were giving away our information 258 00:12:28.559 --> 00:12:31.879 and we're in many cases still compromising. The bad days 259 00:12:31.919 --> 00:12:34.360 don't have to come after us. We're giving the information 260 00:12:34.399 --> 00:12:37.039 away and we don't even realize we're doing. And apps 261 00:12:37.039 --> 00:12:38.480 are one of those ways that happened. 262 00:12:39.320 --> 00:12:42.559 Well, one of the things that bothers me is whenever 263 00:12:42.600 --> 00:12:44.639 I go on the Internet and I go on really 264 00:12:44.679 --> 00:12:49.360 and I order something you're giving you can't give them 265 00:12:49.559 --> 00:12:53.320 cash you've got in the store. You've got to give 266 00:12:53.360 --> 00:12:56.320 them one of your credit cards. And I'm thinking, well, 267 00:12:56.519 --> 00:12:59.320 how many people get that information? I mean, what's the 268 00:12:59.360 --> 00:13:04.000 security of this business that I'm buying the swift or 269 00:13:04.120 --> 00:13:07.679 sweeper or some other thing you see on late night television? 270 00:13:09.200 --> 00:13:12.679 Are we crazy to buy stuff through the internet? 271 00:13:14.240 --> 00:13:18.039 Generally thinking it's fine now, but we're in an area 272 00:13:18.159 --> 00:13:21.600 where artificial intelligence is making it really easy to set 273 00:13:21.679 --> 00:13:24.120 up a fake website, and so we have to be 274 00:13:24.399 --> 00:13:29.200 very careful about using only those sites and only those 275 00:13:29.240 --> 00:13:31.799 apps that we know are legitimate. And those are the 276 00:13:31.799 --> 00:13:36.120 ones that are they're run by recognized companies. They may 277 00:13:36.120 --> 00:13:39.080 be your local merchant, but you know them, so it's 278 00:13:39.120 --> 00:13:41.639 okay to use those. It's the ones where we don't 279 00:13:41.679 --> 00:13:45.360 really know anything about them, and they don't give you 280 00:13:45.440 --> 00:13:50.240 the option to not save your credit cards. A legitimate 281 00:13:50.279 --> 00:13:53.639 website is going to say this. You know, I'm here 282 00:13:53.679 --> 00:13:56.440 as a guest. I'm doing this as a guest, so 283 00:13:56.480 --> 00:13:58.559 I don't have to give you all of my information 284 00:13:58.879 --> 00:14:01.360 and you're not going to keep credit card if they 285 00:14:01.360 --> 00:14:02.279 don't pay you that option. 286 00:14:03.279 --> 00:14:05.960 But how I look, I've done that before and I said, 287 00:14:06.039 --> 00:14:07.759 you want us to keep your credit card on file? 288 00:14:08.039 --> 00:14:11.399 And I always say no, But how do I know 289 00:14:11.480 --> 00:14:14.720 they're not going to keep my credit card on file anyway? 290 00:14:15.840 --> 00:14:18.960 Yeah, And that's where that goes back to. You got 291 00:14:18.960 --> 00:14:21.639 to do business of people that you know when you crass. 292 00:14:21.720 --> 00:14:23.879 So if it's if it's a legitimate company that you 293 00:14:23.960 --> 00:14:27.200 know about, they're they're they're going to follow through because 294 00:14:27.200 --> 00:14:29.159 if they don't, they're going to have that credit card, 295 00:14:29.679 --> 00:14:32.200 the right to use that credit card processing, they're gonna 296 00:14:32.200 --> 00:14:37.879 have that pulled. If they don't do that, they don't care. 297 00:14:38.399 --> 00:14:40.559 Okay, let me push you forward to in the app. 298 00:14:40.639 --> 00:14:44.559 So someone goes on and pulls down an app. And 299 00:14:44.600 --> 00:14:47.759 again we're not talking appetizer. We're talking about you know, 300 00:14:48.240 --> 00:14:51.000 uh on the web. Here. They pulled down an app 301 00:14:51.000 --> 00:14:53.120 for some company and they say, you know what, I 302 00:14:53.159 --> 00:14:55.120 really don't want to still have that, so I want 303 00:14:55.120 --> 00:14:58.000 to delete it. What you're saying is you've got to 304 00:14:58.039 --> 00:15:02.159 go into the app before you delete it and individually 305 00:15:02.279 --> 00:15:08.159 delete whatever pieces of information you have voluntarily surrendered to 306 00:15:08.200 --> 00:15:10.000 them when you signed up for the app. 307 00:15:09.759 --> 00:15:14.240 Right, that's correct. It's not as simphile a's just going 308 00:15:14.279 --> 00:15:17.120 in and delete it in it's phone because that information 309 00:15:17.200 --> 00:15:19.799 that you gave them is still there after you've deleted 310 00:15:19.840 --> 00:15:21.960 the app. It may be off of your phone, but 311 00:15:22.000 --> 00:15:24.480 it's not out of their servers. They still have it. 312 00:15:25.159 --> 00:15:28.519 So the key to this is when you're getting ready 313 00:15:29.000 --> 00:15:30.759 to delete an app because you don't want it or 314 00:15:30.799 --> 00:15:34.080 need it anymore, that subscription's over or whatever, go in 315 00:15:34.960 --> 00:15:37.120 and you may have to go to the website if 316 00:15:37.120 --> 00:15:39.759 it's not on the app itself, but there'll be a 317 00:15:39.799 --> 00:15:43.960 place where you can delete the information that has been stored, 318 00:15:44.919 --> 00:15:48.960 and you need to do that first, and then you 319 00:15:49.080 --> 00:15:52.600 can go on and delete the app off of your phone. 320 00:15:52.960 --> 00:15:55.000 But you know, even when you're setting up that app 321 00:15:55.039 --> 00:15:57.679 for the first time, you need to be very cautious 322 00:15:57.759 --> 00:16:03.480 these days about they're going to keep my information even 323 00:16:03.559 --> 00:16:08.879 after I have stopped my subscription. Dating apps in particular 324 00:16:08.960 --> 00:16:13.559 are notorious for keeping that information after you've deleted it. 325 00:16:13.679 --> 00:16:15.840 You found love, you've moved on, you don't need the 326 00:16:15.840 --> 00:16:19.480 app anymore, but they still have your pictures, they still 327 00:16:19.480 --> 00:16:22.159 have all of your profile comments, and they use them 328 00:16:22.159 --> 00:16:25.759 for advertising, and you agreed to that when you set 329 00:16:25.840 --> 00:16:28.720 up that account. 330 00:16:30.360 --> 00:16:33.639 Read that seven page agreement that with the small print. 331 00:16:34.440 --> 00:16:37.000 Yeah, we got it. We got to that better and 332 00:16:37.120 --> 00:16:39.039 looking for those things. A lot of times now it's 333 00:16:39.159 --> 00:16:41.360 it's a checkbox, but we'll just go through a check all, 334 00:16:41.440 --> 00:16:45.440 check all, checkoff. But don't do that. Don't do that 335 00:16:45.480 --> 00:16:48.240 if you're concerned about your privacy, if you're concerned about 336 00:16:48.240 --> 00:16:51.039 how your information, if you don't care, if it's not. 337 00:16:51.000 --> 00:16:51.559 All of us do. 338 00:16:52.000 --> 00:16:54.000 If you don't care that your photograph is going to 339 00:16:54.279 --> 00:16:56.720 still be hanging around internet somewhere, that's fine, don't worry 340 00:16:56.759 --> 00:17:00.679 about it. But if you do care, then do spend 341 00:17:00.720 --> 00:17:04.400 that time. Do spend that few extra minutes to understand 342 00:17:04.559 --> 00:17:06.680 how they're going to use your information? 343 00:17:08.240 --> 00:17:11.200 How do you do you do this? Obviously you you 344 00:17:11.279 --> 00:17:14.319 know a lot more about this than I do. Uh, 345 00:17:14.599 --> 00:17:18.880 most people would. How do you do it? As an 346 00:17:18.960 --> 00:17:23.599 individual person? You know, I mean all of us have 347 00:17:23.640 --> 00:17:28.680 our other you know, have our jobs, and you know, 348 00:17:29.039 --> 00:17:33.160 is there a service that that your company provides that 349 00:17:33.559 --> 00:17:36.960 is that's reasonable for people? Or you know you're giving 350 00:17:37.039 --> 00:17:41.200 us great information. I'm just saying, how is it that 351 00:17:41.200 --> 00:17:44.759 that we can you know we can We can't do 352 00:17:44.799 --> 00:17:47.759 it ourselves. I mean it seems to me unless am 353 00:17:47.799 --> 00:17:48.839 I right on that or wrong? 354 00:17:50.000 --> 00:17:53.039 No, once again, you're you're a spot on because it 355 00:17:53.160 --> 00:17:56.359 is daunting. This is not this is not what all 356 00:17:56.400 --> 00:17:58.400 of us do for a living. It's not even something 357 00:17:58.440 --> 00:18:00.240 we want to do as a hobby or is a 358 00:18:00.359 --> 00:18:03.720 casual activity. We we we do these things these days 359 00:18:03.720 --> 00:18:06.240 because that's the way you have to conduct commerce. That's 360 00:18:06.279 --> 00:18:08.200 if you're gonna if you're gonna be a participant in 361 00:18:08.200 --> 00:18:11.640 the economy, you've got to use these things. But it's daunting, 362 00:18:12.240 --> 00:18:14.400 especially when you decide I don't want to do anymore. 363 00:18:14.640 --> 00:18:16.599 So to your to your your question about are there 364 00:18:16.640 --> 00:18:19.000 are there ways to be helpful? There are. There are 365 00:18:19.039 --> 00:18:22.240 some tools that are built into the devices that help 366 00:18:22.279 --> 00:18:25.400 you identify. You know, you haven't used this subscription in 367 00:18:25.519 --> 00:18:28.319 six months a year, but you're still paying for it, 368 00:18:28.880 --> 00:18:31.440 or or it's still on your phone. It's still collecting 369 00:18:31.480 --> 00:18:35.359 information about you. So it can help you identify what 370 00:18:35.519 --> 00:18:38.400 you need to do with the apps you're using on 371 00:18:38.440 --> 00:18:41.039 your device, and the same thing on your laptop or 372 00:18:41.079 --> 00:18:45.119 your desktop. Those same tools exist, and if we need help, 373 00:18:45.400 --> 00:18:47.119 you can come to us. You can come to the 374 00:18:47.160 --> 00:18:49.920 I t R state. We're free to a consumer. All 375 00:18:50.000 --> 00:18:52.079 of our services are free. You don't pay for anything. 376 00:18:52.119 --> 00:18:55.000 And you need somebody to hold your hand and walk 377 00:18:55.079 --> 00:18:56.880 you through the steps, we'll do that. 378 00:18:57.920 --> 00:19:02.279 Really, so this is okay. So the Identity Theft Resource 379 00:19:02.319 --> 00:19:06.319 Center is free. How do people find you? Just ID 380 00:19:06.319 --> 00:19:07.440 Theftcenter dot org. 381 00:19:08.359 --> 00:19:10.799 That is it and everything else can go from there. 382 00:19:10.960 --> 00:19:12.640 There's a toll free number on there. If you want 383 00:19:12.640 --> 00:19:15.640 to talk to someone. There's the ability to do live chat. 384 00:19:15.720 --> 00:19:17.160 If you don't want to talk to somebody, you want 385 00:19:17.160 --> 00:19:18.519 to do it all by chat, we can do that. 386 00:19:18.920 --> 00:19:20.640 We have text to chat, so you can text it 387 00:19:20.680 --> 00:19:22.079 from your phone and it will still show up. 388 00:19:22.119 --> 00:19:26.400 Okay. So with our advisors, James, what supports your company? 389 00:19:26.480 --> 00:19:29.480 I mean you're not independently wealthy. What supports your company? 390 00:19:30.599 --> 00:19:33.359 We are supported in part by the Department of Justice. 391 00:19:33.480 --> 00:19:36.240 We have grants from the government who assist victims of 392 00:19:36.279 --> 00:19:39.799 identity crimes, and we also do a lot of research, 393 00:19:39.880 --> 00:19:44.680 and that research is paid by organizations. Sometimes they're companies, 394 00:19:44.799 --> 00:19:49.119 sometimes they're academic institutions. And we do sell services to 395 00:19:49.200 --> 00:19:53.319 small businesses and to government agencies. Even we sell data 396 00:19:53.400 --> 00:19:57.000 about data breaches, not the information about the individuals, but 397 00:19:57.079 --> 00:19:59.440 about why data breaches occur and when they occur. 398 00:20:00.079 --> 00:20:04.160 So last week, I'm now a huge fan of the 399 00:20:04.200 --> 00:20:07.559 Identity Theft Resource Center. So folks, you can go if 400 00:20:07.559 --> 00:20:12.519 you have any questions. I d V excuse me, I 401 00:20:12.640 --> 00:20:16.279