WEBVTT 1 00:00:00.520 --> 00:00:03.839 We're gonna start calling this podcast. Please don't use my name, 2 00:00:03.960 --> 00:00:05.559 which would be a good name for a podcast. So 3 00:00:05.599 --> 00:00:07.120 I just think, please don't use my name. 4 00:00:07.160 --> 00:00:09.919 Everything is anonymous that you submit, Please. 5 00:00:09.640 --> 00:00:10.720 Don't use my name. 6 00:00:11.279 --> 00:00:17.239 Can I something interesting we brought up on the show? 7 00:00:17.280 --> 00:00:19.640 But on Facebook? What should we talk about less on 8 00:00:19.719 --> 00:00:23.199 the show? And one of the things that people that 9 00:00:23.440 --> 00:00:25.600 they I love it and some people love it. And 10 00:00:25.719 --> 00:00:28.320 I think it's kind of like split is no Phone 11 00:00:28.320 --> 00:00:32.719 Screen or Friday? And I'm not sure what reminded me 12 00:00:32.719 --> 00:00:36.479 of this, but on No Phone Screen or Friday. Some 13 00:00:36.520 --> 00:00:38.119 people love it, some people hate it. One of the 14 00:00:38.159 --> 00:00:40.880 things that people don't like is kids calling in on 15 00:00:41.000 --> 00:00:43.039 no Phone Screen or Friday, because you know, mom will 16 00:00:43.039 --> 00:00:45.600 have little Jacqueline in the back seat and be like, 17 00:00:45.759 --> 00:00:48.280 let's get Jacqueline on the radio. So it's like, hello, 18 00:00:48.479 --> 00:00:51.880 you're on the radio. What's your name? Silence, silence, silence. 19 00:00:51.920 --> 00:00:57.439 Hello are you there, Jackeline? Hi, Jacqueline? 20 00:00:57.520 --> 00:01:02.840 How are you? Tell them? How old are you? How 21 00:01:02.880 --> 00:01:06.319 old are you? Jacqueline? Tell them how old you are? Five? 22 00:01:06.480 --> 00:01:10.719 And and people hate it? Yeah, people hate it. 23 00:01:10.799 --> 00:01:13.319 I mean it's because the kids don't want to necessarily 24 00:01:13.319 --> 00:01:14.840 be on the radio, but the moms are yeah, you know, 25 00:01:14.840 --> 00:01:16.719 it would be cute if my kid was on. 26 00:01:16.879 --> 00:01:20.799 And so people have said no phone screener of Friday, 27 00:01:20.840 --> 00:01:23.159 you can't have kids on. But I think the only 28 00:01:23.200 --> 00:01:25.120 because I don't want to hurt kids feelings say no 29 00:01:25.280 --> 00:01:27.359 kids because they're adorable and they listen to mom, and 30 00:01:27.359 --> 00:01:28.959 I don't want them to think that that mean old 31 00:01:29.040 --> 00:01:30.640 DJ on the radio doesn't want them to be on 32 00:01:30.680 --> 00:01:32.319 the radio. But I think maybe we can make a 33 00:01:32.400 --> 00:01:34.599 rule on no phone screen of Friday. You've got to 34 00:01:34.599 --> 00:01:36.599 be at least sixteen years old to call in, Jenny, what. 35 00:01:36.519 --> 00:01:39.000 Do you think I think that's fair. I just think 36 00:01:39.040 --> 00:01:40.879 that a lot of times we make rules and people 37 00:01:40.879 --> 00:01:43.719 don't follow them. Yeah, the amount of times people call 38 00:01:43.799 --> 00:01:46.560 in and plug some you know, a little tournament their 39 00:01:46.640 --> 00:01:49.359 kids in over the weekend, or like shout outs and stuff. 40 00:01:49.400 --> 00:01:51.280 So I think you can do it. I just don't 41 00:01:51.280 --> 00:01:51.840 know that at all. 42 00:01:52.159 --> 00:01:52.280 I have. 43 00:01:52.480 --> 00:01:53.400 I have an idea. 44 00:01:53.439 --> 00:01:57.439 We have an obnoxious rules violation horn. Okay, so whenever 45 00:01:57.480 --> 00:01:59.879 somebody violates the rules with a kid on the phone 46 00:02:00.680 --> 00:02:02.879 or plugging their event or uh yeah, I want to 47 00:02:02.920 --> 00:02:07.359 do a shout out to my son Bobby hang his 48 00:02:07.480 --> 00:02:09.879 violation horn and then we hang up, and then it 49 00:02:09.919 --> 00:02:12.759 becomes kind of funny, sure, rather than cruel. 50 00:02:13.039 --> 00:02:15.960 See, I agree that I think it's annoying when the 51 00:02:16.000 --> 00:02:17.439 kids are on and they don't know what to say 52 00:02:17.479 --> 00:02:19.159 because they don't know how to talk on the phone. 53 00:02:19.240 --> 00:02:21.439 But one time, I swear we had like a twelve 54 00:02:21.520 --> 00:02:24.319 year old boy call and he was hilarious because he 55 00:02:24.360 --> 00:02:28.000 had a plan. And I think even adults call in 56 00:02:28.120 --> 00:02:30.680 without a plan for what to say, and so like, 57 00:02:30.800 --> 00:02:33.199 if you're a kid and you have a plan, by 58 00:02:33.240 --> 00:02:34.319 all means, call in. 59 00:02:34.400 --> 00:02:36.000 Because that kid was hilarious. 60 00:02:36.159 --> 00:02:38.400 I remember him. But that is a very rare occurrence. 61 00:02:38.680 --> 00:02:40.120 And I love kids, and I love the fact that 62 00:02:40.159 --> 00:02:42.039 they're listening to with their mom or dad or whatever. 63 00:02:42.080 --> 00:02:44.360 But you know, we want to keep doing no Phone 64 00:02:44.400 --> 00:02:49.000 Screener Friday because it fills a hole. Jenny is like, yes, 65 00:02:49.280 --> 00:02:51.800 this producer of the show, Jenny loves something that fills 66 00:02:51.879 --> 00:02:54.960 those shows, the holes in the show. So all right, 67 00:02:55.000 --> 00:02:57.840 here's an email, and it starts, don't say my name, 68 00:02:57.919 --> 00:03:02.039 Please don't say my name. Today the gods were looking 69 00:03:02.080 --> 00:03:04.240 out for me. I was driving home from work and 70 00:03:04.280 --> 00:03:07.800 I usually speed. However, for some reason, I look in 71 00:03:07.840 --> 00:03:11.080 the mirror, and from far away, I'm wondering, is that 72 00:03:11.120 --> 00:03:13.879 a cop car behind me? Of course I slow down 73 00:03:14.000 --> 00:03:16.719 so I'm only going about five over. Now the cop 74 00:03:16.759 --> 00:03:19.479 creeps up closer and bam, it is a police car. 75 00:03:19.879 --> 00:03:21.960 The universe was looking out for me. I usually never 76 00:03:22.000 --> 00:03:24.360 look behind me when I'm driving on that highway. I 77 00:03:24.400 --> 00:03:26.400 don't know what led me to look more closely behind 78 00:03:26.439 --> 00:03:28.800 me today, but the speeding ticket did not catch up 79 00:03:28.840 --> 00:03:31.719 to me this time. Now I must ask you you 80 00:03:31.719 --> 00:03:33.960 ever had a time when the universe was looking out 81 00:03:34.039 --> 00:03:36.319 for you? Have a great rest of the day. 82 00:03:37.199 --> 00:03:37.560 Signed. 83 00:03:37.680 --> 00:03:41.759 Please don't say my name off the top of my head. No, 84 00:03:42.280 --> 00:03:47.000 I really I I I'm sure there have been times, 85 00:03:47.439 --> 00:03:49.639 but I can't think of one off the top of 86 00:03:49.680 --> 00:03:51.439 my head. Jenny, have you got anything. 87 00:03:51.199 --> 00:03:53.240 No that's like a that's something I'd have to rack 88 00:03:53.319 --> 00:03:55.840 my brain on. I'm sure there are, I just can't 89 00:03:55.840 --> 00:03:57.960 think of one. I think the police one has happened 90 00:03:58.000 --> 00:04:01.039 to everybody where. You'll like, you know, be putting something 91 00:04:01.080 --> 00:04:04.199 into your GPS and then put your hands back on 92 00:04:04.199 --> 00:04:06.639 the wheel, look forward, and then see a cop car 93 00:04:06.680 --> 00:04:07.800 and you're like, oh man, good thing. 94 00:04:07.840 --> 00:04:09.960 I wasn't putting this thing into my GPS. 95 00:04:09.599 --> 00:04:10.960 Right when I right. 96 00:04:11.240 --> 00:04:14.400 Yeah, But like I think those pop up and you're like, 97 00:04:14.439 --> 00:04:15.919 oh cop, wow, good thing. 98 00:04:15.960 --> 00:04:19.079 I'm not speeding right now. But there's plenty of times 99 00:04:19.079 --> 00:04:20.879 that you drive by cops you don't even realize it. 100 00:04:21.120 --> 00:04:23.120 So it's just because you see them that you're like, 101 00:04:23.639 --> 00:04:26.120 I've been the universe is looking out for me. 102 00:04:26.839 --> 00:04:28.439 Maybe it's just a coincidence. 103 00:04:28.800 --> 00:04:30.439 I was driving into work one time. I was coming 104 00:04:30.480 --> 00:04:33.120 down I think on Northwest Boulevard in Plymouth. I used 105 00:04:33.120 --> 00:04:36.519 to live on fifty fourth Avenue North in Plymouth, and 106 00:04:36.680 --> 00:04:41.120 I'm coming into work. It's dark, and I saw something. 107 00:04:41.879 --> 00:04:44.199 I don't know what it was that I saw, but 108 00:04:44.279 --> 00:04:47.720 it made me slow down. And an instant, an instant later, 109 00:04:47.839 --> 00:04:49.959 a deer ran in front of my car. Oh So 110 00:04:50.519 --> 00:04:52.839 I don't know what it was that made me slow down, 111 00:04:52.839 --> 00:04:54.800 but I guess maybe that was the universe looking out 112 00:04:54.839 --> 00:04:55.160 for me. 113 00:04:55.279 --> 00:04:56.680 And get a deer and for the deer. 114 00:04:56.879 --> 00:05:01.959 Yeah, thank you for that one. Let's go to the 115 00:05:02.000 --> 00:05:07.879 next one. This is from Nicole obligatory, longtime listener, first 116 00:05:07.920 --> 00:05:11.680 time writer mention. I've been meaning to write in for years. 117 00:05:11.720 --> 00:05:13.720 I'm finally getting around to it. After telling myself I 118 00:05:13.800 --> 00:05:16.040 got to share this story with Day before he retires. 119 00:05:16.439 --> 00:05:18.560 I'll do my best to keep it short. I'm Alison's 120 00:05:18.600 --> 00:05:21.160 age so which means about thirty two. Grew up in 121 00:05:21.199 --> 00:05:23.759 Door County, Wisconsin, in a family that didn't have TV. 122 00:05:24.480 --> 00:05:27.319 Because we didn't have TV, my siblings, three of us 123 00:05:27.439 --> 00:05:30.600 spend our time free time that would most likely been 124 00:05:30.639 --> 00:05:34.839 watching TV watching YouTube videos on the family computer. Well, 125 00:05:34.920 --> 00:05:37.279 it was around two thousand and seven. I'm in high school. 126 00:05:37.279 --> 00:05:41.360 We started across your parody the Hollister song, and we 127 00:05:41.399 --> 00:05:43.600 had no idea who Katie will be or Dave Ryan was, 128 00:05:43.639 --> 00:05:46.240 but the song quickly became a staple in our house. 129 00:05:47.240 --> 00:05:50.160 My dad, who is sixty now, found it hilarious and 130 00:05:50.279 --> 00:05:54.800 was always quote and still does quote the Oh my god, Alison, 131 00:05:55.040 --> 00:05:57.879 give me a break. We're on a beer budget. You 132 00:05:57.959 --> 00:06:04.319 got champagne tastes as he was is a proud frugal individual, 133 00:06:04.360 --> 00:06:06.439 which is the reason we didn't pay for cable in 134 00:06:06.480 --> 00:06:07.160 the first place. 135 00:06:07.279 --> 00:06:08.480 Huh Okay, that's cool. 136 00:06:09.560 --> 00:06:11.360 And by the way, when I do that line, it's like, 137 00:06:11.399 --> 00:06:14.399 oh my god, alis soon give me a break. Great, 138 00:06:14.439 --> 00:06:16.040 because I'm trying to do the ludicrous place. 139 00:06:16.079 --> 00:06:18.399 Yeah, yeah. 140 00:06:18.560 --> 00:06:21.439 Fast forward to early twenty fifteen. Moved to Minneapolis after 141 00:06:21.480 --> 00:06:24.279 graduation for a job and quickly started listening to your show. 142 00:06:24.279 --> 00:06:26.279 I lived in Minneapolis for two years before moving to 143 00:06:26.319 --> 00:06:29.839 Illinois to be with my now husband. Since I fell 144 00:06:29.879 --> 00:06:31.680 in love with your show in Minnesota, I could continue 145 00:06:31.720 --> 00:06:34.879 to listen while living in Chicago. Listen in one day 146 00:06:35.000 --> 00:06:36.800 at work in Chicago and I heard you mention the 147 00:06:36.800 --> 00:06:40.360 Hollister song and my jaw hit the floor. I had 148 00:06:40.480 --> 00:06:43.639 never made the connection until that moment that the Hollister 149 00:06:43.839 --> 00:06:46.879 song I grew up listening to was created by you. 150 00:06:47.199 --> 00:06:50.319 Woh wow wow, Yeah, talk about science from the universe. 151 00:06:51.399 --> 00:06:53.959 It felt like my world's colliding. Like, what are the 152 00:06:54.000 --> 00:06:56.079 odds that the parody song that was a staple in 153 00:06:56.120 --> 00:06:58.680 my house growing up was based on the same city 154 00:06:59.279 --> 00:07:02.680 I randomly decided to move to post college and created 155 00:07:02.720 --> 00:07:04.920 by the radio show I fell in love with while 156 00:07:04.920 --> 00:07:08.240 I lived there. And I didn't even make the connection 157 00:07:08.319 --> 00:07:10.839 before moving to Illinois. Why that blows my mind? Cool, 158 00:07:11.279 --> 00:07:12.680 that's really blows my mind. 159 00:07:12.759 --> 00:07:13.800 Yeah it is. 160 00:07:13.839 --> 00:07:16.000 Now years later, lived back in the beautiful state of 161 00:07:16.040 --> 00:07:18.439 Wisconsin and Lake Geneva with my husband of five years 162 00:07:18.439 --> 00:07:20.800 and our two kids still listen to the show. I'll 163 00:07:20.839 --> 00:07:23.160 admit not as regularly as my as I like, but 164 00:07:23.199 --> 00:07:25.360 my life has become so much busier than it once was. 165 00:07:25.680 --> 00:07:27.959 But I always make sure to save up the Minnesota 166 00:07:27.959 --> 00:07:30.639 Goodbye episodes to binge while I'm rocking my three year 167 00:07:30.680 --> 00:07:34.040 old at night. I just wanted to share this random 168 00:07:34.120 --> 00:07:36.879 connection and say I love your show and all that 169 00:07:36.920 --> 00:07:39.279 you do, and let yes, my dad still quotes the 170 00:07:39.319 --> 00:07:43.079 Hollister song to this day. Hmm, thanks for being great. 171 00:07:43.160 --> 00:07:43.920 That is from NICKI. 172 00:07:44.079 --> 00:07:44.839 That is so cool. 173 00:07:45.000 --> 00:07:47.600 That was like the email of the month. 174 00:07:47.759 --> 00:07:50.120 Yeah for me, that's so neat too. Because then also 175 00:07:50.800 --> 00:07:53.480 like the fact that instead of having TV, you would 176 00:07:53.519 --> 00:07:56.680 just like mindlessly scroll on YouTube and you just happen 177 00:07:56.759 --> 00:07:58.319 to find the Hollister song. 178 00:07:58.720 --> 00:08:02.040 That's just so cool of all of the things. 179 00:08:02.319 --> 00:08:04.519 Yeah, and the fact that she didn't know that it 180 00:08:04.560 --> 00:08:06.959 was connected to Katie WB and then all of a 181 00:08:07.000 --> 00:08:10.160 sudden you realize, like, oh my god, the radio you're 182 00:08:10.240 --> 00:08:10.800 the ones. 183 00:08:10.560 --> 00:08:11.879 That came up with the Hart song. 184 00:08:11.959 --> 00:08:12.680 That's so cool. 185 00:08:13.360 --> 00:08:16.600 I years ago we did a video. It was trending 186 00:08:16.639 --> 00:08:20.639 at the time before trending was even a term, and 187 00:08:21.079 --> 00:08:25.560 the trend was shit Minnesotan say, or shit you know whatever, 188 00:08:25.879 --> 00:08:29.279 like police officers say or shit teachers say. And so 189 00:08:29.319 --> 00:08:35.840 I did shit Minnesotan say, and it went viral, and 190 00:08:36.000 --> 00:08:39.320 it was pretty funny, like shit Minnesotan say, like, oh, yeah, 191 00:08:39.720 --> 00:08:43.519 you know my friend's neighbor's brother is friends with Joel Mauer. 192 00:08:44.559 --> 00:08:46.320 Or the Halloween blizzard. 193 00:08:48.080 --> 00:08:50.240 Oh remember that Halloween blizzard. 194 00:08:50.360 --> 00:08:51.879 So you can still look it up to this day 195 00:08:51.919 --> 00:08:56.200 if you just look up shit Minnesotan say on YouTube. 196 00:08:56.720 --> 00:08:59.960 But I was open your first recollection of going like viral. 197 00:09:00.200 --> 00:09:01.200 Once that became a thing. 198 00:09:01.480 --> 00:09:04.480 The first viral we ever did was white trash people 199 00:09:04.519 --> 00:09:08.799 problems and that was you know, it was when Twitter 200 00:09:08.879 --> 00:09:12.840 was new, and so we did white trash people problems 201 00:09:12.879 --> 00:09:15.840 like rasslin is on the same time as Nascar okay, 202 00:09:16.039 --> 00:09:20.559 or don't have enough money for both beer and cigarettes? 203 00:09:20.600 --> 00:09:25.919 White trash people problems, and it went immediately viral, and 204 00:09:26.000 --> 00:09:28.600 for about a half an hour, we were the number 205 00:09:28.639 --> 00:09:34.000 two trending topic in the world. Dang cool, she is 206 00:09:34.240 --> 00:09:39.960 right behind one direction trending number two in the world. 207 00:09:40.039 --> 00:09:43.480 You guys, White trash people problems. And it was a 208 00:09:43.519 --> 00:09:45.279 blip and it was done a half an hour later 209 00:09:45.279 --> 00:09:48.519 and we got back down to you uncountable territory. Yeah, 210 00:09:48.679 --> 00:09:50.320 but we all looked at each other and said that 211 00:09:50.399 --> 00:09:51.799 was cool. What good did it do us? 212 00:09:52.480 --> 00:09:52.679 Oh? 213 00:09:52.759 --> 00:09:53.039 True? 214 00:09:53.120 --> 00:09:55.679 Yeah, you know to trend and go viral, and that's 215 00:09:55.720 --> 00:09:57.720 something to think about. What good does it do. 216 00:09:57.679 --> 00:10:00.279 You unless you get way more followers or things by. 217 00:10:00.240 --> 00:10:02.360 That crue And I don't know whether we did or not. 218 00:10:02.759 --> 00:10:06.480 But Twitter was is probably harder, I think with video 219 00:10:06.639 --> 00:10:10.320 now nowadays on Instagram and TikTok though, that like hooks 220 00:10:10.320 --> 00:10:12.000 people more, you know what I mean. 221 00:10:12.120 --> 00:10:14.200 Like, I'm not going to start like being. 222 00:10:14.080 --> 00:10:17.080 Obsessed with a show because I saw a funny hashtag, 223 00:10:17.759 --> 00:10:19.519 you know, yeah, Like I don't even know that I 224 00:10:19.559 --> 00:10:21.639 would correlate it back to the show. Whereas if you 225 00:10:21.759 --> 00:10:24.799 like go viral for something with the Morning Show, then 226 00:10:24.799 --> 00:10:28.159 I'd be like, oh, they seem like a funny show, right, Yeah. 227 00:10:28.200 --> 00:10:29.960 Like if you see a funny video that goes viral 228 00:10:30.000 --> 00:10:33.360 of like you know Jenny, you know, using her hand 229 00:10:33.399 --> 00:10:35.639 on her arm, which did go viral, h yeah, and 230 00:10:35.679 --> 00:10:39.519 it got about five million views and it still does. 231 00:10:39.559 --> 00:10:42.200 But then we were told by management to not pin 232 00:10:42.279 --> 00:10:43.440 it to the top of our. 233 00:10:45.279 --> 00:10:49.600 Instagram to inappropriate, they said, And it is inappropriate, but 234 00:10:49.639 --> 00:10:52.399 then you know, there's other stuff that I've seen other 235 00:10:52.519 --> 00:10:55.639 DJs do that are just as inappropriate, but we were 236 00:10:55.679 --> 00:10:56.600 asked to take it down. 237 00:10:56.720 --> 00:11:00.879 So okay, whatever, But back to the show. Minnesotan say, 238 00:11:01.879 --> 00:11:03.840 I was up in Duluth and I'm having dinner at 239 00:11:03.840 --> 00:11:07.399 the Outback Steakhouse in Duluth and I'm sitting there with 240 00:11:07.519 --> 00:11:11.440 Susan and the kids, and the servers like, oh my god, 241 00:11:12.279 --> 00:11:15.399 are you the guy in the shit Minnesotan Say video? 242 00:11:16.159 --> 00:11:18.679 And I'm like yeah, and they're like, oh my god, 243 00:11:18.720 --> 00:11:21.279 I've watched it a million times. It's so funny. They 244 00:11:21.279 --> 00:11:23.240 didn't know who Dave Ryan was, they didn't know what 245 00:11:23.320 --> 00:11:27.399 KATWDB was. They only recognized me from that video, which 246 00:11:27.440 --> 00:11:32.759 I thought was hysteric. Okay, next one, a question for you. 247 00:11:33.960 --> 00:11:36.799 What would you say your comfort or average amount of 248 00:11:36.840 --> 00:11:40.960 credit card debt is for your credit cards with mortgage 249 00:11:40.960 --> 00:11:42.440 and expenses. I'm at a point where I feel like 250 00:11:42.480 --> 00:11:44.840 I cannot afford to pay off my credit card every month, 251 00:11:44.879 --> 00:11:47.919 so there's always a balance. But I'm curious on your 252 00:11:47.960 --> 00:11:49.960 thoughts of it all. Do you pay it all off 253 00:11:50.000 --> 00:11:52.600 every month or have a balance on it at all times, 254 00:11:52.639 --> 00:11:55.639 and what is your comfort amount? I do want to 255 00:11:55.639 --> 00:11:59.440 be more frugal with this just being too dang social. 256 00:11:59.519 --> 00:12:04.000 I guess that's from Amelia. We are fortunately able to 257 00:12:04.000 --> 00:12:06.039 pay off our credit card every month. We don't carry 258 00:12:06.039 --> 00:12:06.759 a balance at all. 259 00:12:06.919 --> 00:12:08.480 I pay off mine every month as well. 260 00:12:08.559 --> 00:12:10.399 Okay, yeah, I do too. 261 00:12:10.519 --> 00:12:13.600 But I also don't spend money on a lot of 262 00:12:13.600 --> 00:12:15.519 different things, like I don't really go out to eat ever. 263 00:12:16.679 --> 00:12:18.440 I don't go to the movies, like a lot of 264 00:12:18.440 --> 00:12:21.000 things that people do, I don't really do. So I 265 00:12:21.039 --> 00:12:23.440 can keep my credit card pretty low. 266 00:12:24.679 --> 00:12:25.519 Okay. Yeah. 267 00:12:25.799 --> 00:12:28.200 I remember back when I was probably in my twenties 268 00:12:28.240 --> 00:12:30.039 and had a new credit card. I think I had 269 00:12:30.080 --> 00:12:32.240 a balance of like four or five thousand dollars on it, 270 00:12:32.679 --> 00:12:34.639 and I would pay off, you know, as much as 271 00:12:34.679 --> 00:12:38.879 I could. And I remember my daughter Beth, her mother 272 00:12:38.919 --> 00:12:42.080 gave her some really stupid advice, and her advice was 273 00:12:42.559 --> 00:12:45.240 always try to pay the minimum balance on your credit card. 274 00:12:46.480 --> 00:12:48.240 Oh my god, all you're paying then it's just. 275 00:12:48.159 --> 00:12:50.360 Going to keep it's going to keep growing. You're never 276 00:12:50.399 --> 00:12:52.559 going to pay it off. Yeah, the credit card company 277 00:12:52.759 --> 00:12:55.200 wants you to pay the minimum balance. Yeah, because it's 278 00:12:55.200 --> 00:12:58.159 going to you know, you're stacking up eighteen percent interest 279 00:12:58.200 --> 00:12:59.840 a year something like. 280 00:12:59.720 --> 00:13:01.600 That, Right, I have no idea. 281 00:13:01.639 --> 00:13:05.399 I always my thought process with it was, I if 282 00:13:05.399 --> 00:13:08.200 I can't afford to pay off my credit card every month, 283 00:13:08.360 --> 00:13:11.080 I don't need a credit card. And so I didn't 284 00:13:11.120 --> 00:13:13.000 even get a credit card until I was maybe like 285 00:13:13.519 --> 00:13:16.159 twenty eight. I just had a debit card. Okay, So 286 00:13:16.960 --> 00:13:18.919 it's like never occurred to me like that. I could 287 00:13:18.960 --> 00:13:21.399 potentially just let it rack up and rack up. 288 00:13:22.200 --> 00:13:25.039 Yeah, you know what, I don't know what to tell you. 289 00:13:25.120 --> 00:13:27.559 It sounds like everybody on the show pays off their 290 00:13:27.559 --> 00:13:30.799 credit card. But I would say, try to really not 291 00:13:30.960 --> 00:13:33.759 carry a balance. But I know that's easier said than done. 292 00:13:34.200 --> 00:13:37.279 If you are struggling to make ends, meat, it's you know, 293 00:13:37.480 --> 00:13:40.360 you gotta buy milk, you gotta buy laundry soap, and 294 00:13:40.399 --> 00:13:42.600 you gotta buy toilet paper, and you gotta go have 295 00:13:42.639 --> 00:13:43.639 a pizza once in a while. 296 00:13:43.759 --> 00:13:46.720 Yeah, but the minimum, don't I mean not just the minimum. 297 00:13:46.759 --> 00:13:48.360 I think that's something we could all agree on, like, 298 00:13:48.519 --> 00:13:50.840 don't pay just the minimum. See if you can add 299 00:13:50.879 --> 00:13:51.360 on to that. 300 00:13:51.639 --> 00:13:51.759 Well. 301 00:13:51.759 --> 00:13:53.919 I think sometimes we get a windfall of cash and 302 00:13:53.960 --> 00:13:55.960 we want to go do something fun with it, and 303 00:13:56.000 --> 00:13:58.039 we should pay off like that credit card. Like if 304 00:13:58.080 --> 00:14:00.799 you win a thousand dollars on KWB, I always say, 305 00:14:00.799 --> 00:14:03.519 go buy yourself a kayak. Yeah fuck yeah, that's fun. 306 00:14:03.639 --> 00:14:03.919 Yeah. 307 00:14:03.919 --> 00:14:06.360 But honestly, if you know, the practical thing is, and 308 00:14:06.399 --> 00:14:07.919 it's boring that nobody wants to do, is. 309 00:14:07.879 --> 00:14:08.759 Pay down that debt. 310 00:14:08.919 --> 00:14:11.559 Yeah, but that's what you should do, because if you 311 00:14:11.600 --> 00:14:13.360 don't pay it down, you're going to be, you know, 312 00:14:13.440 --> 00:14:15.039 paying for it longer anymore. 313 00:14:15.120 --> 00:14:18.080 When we got those like checks during the pandemic, like 314 00:14:18.120 --> 00:14:20.919 the random thousand dollars checks that we randomly got, I 315 00:14:20.919 --> 00:14:23.080 don't know I did. I did not, well a little 316 00:14:23.120 --> 00:14:25.600 fancy you anyway, I did, but I paid off my car. 317 00:14:26.039 --> 00:14:28.639 So yeah, I will follow them just to pay off 318 00:14:28.639 --> 00:14:31.159 my car because then I now that's one payment that 319 00:14:31.200 --> 00:14:33.720 I don't have to make every month anymore, which is nice. 320 00:14:33.519 --> 00:14:35.159 Good, good for you, all right. 321 00:14:35.159 --> 00:14:38.159 Next one, Dave Jenny Bailey vont I listen to your 322 00:14:38.200 --> 00:14:40.759 show ever since I can remember. I'm wondering if you 323 00:14:40.799 --> 00:14:45.639 guys can talk about older women dating younger men. I 324 00:14:45.720 --> 00:14:47.679 really need thoughts on this topic, and I think I'm 325 00:14:47.679 --> 00:14:49.159 going to forward this to you, Jenny, so we can 326 00:14:49.240 --> 00:14:52.799 use it on the regular show. I'm forty six years old, 327 00:14:52.799 --> 00:14:54.919 and I cannot seem to find anyone in my age 328 00:14:55.039 --> 00:14:56.039 range that I'm attracted to. 329 00:14:56.120 --> 00:14:56.279 Now. 330 00:14:56.279 --> 00:14:59.320 Remember they're forty six. I don't look my age, so 331 00:14:59.399 --> 00:15:02.639 I'm constant being hit on by younger men. I feel 332 00:15:02.679 --> 00:15:06.320 a good age range would be forty to fifty years old. Currently, 333 00:15:06.440 --> 00:15:09.039 there's a young man that I'm attracted to that seems interested, 334 00:15:09.639 --> 00:15:12.159 but he's thirty one turning thirty two in August. Here's 335 00:15:12.159 --> 00:15:15.039 my dilemma. My son is twenty six turning twenty seven. 336 00:15:15.559 --> 00:15:18.480 My brothers are thirty three and thirty five, so it 337 00:15:18.519 --> 00:15:20.519 feels like this new man in my life is just 338 00:15:20.559 --> 00:15:23.080 too young for me. He's literally only five years older 339 00:15:23.080 --> 00:15:26.440 than my son and basically the same age as my brothers. 340 00:15:29.360 --> 00:15:32.360 I don't know if I should just say fit and go, 341 00:15:32.519 --> 00:15:34.879 give it a go, or close the door permanently. But 342 00:15:34.960 --> 00:15:36.960 how do I stop thinking about the age difference to 343 00:15:36.960 --> 00:15:39.799 give this new relationship a fair chance. I'm hoping we 344 00:15:39.840 --> 00:15:41.519 can just talk about this on the radio and I 345 00:15:41.519 --> 00:15:44.080 can listen to the discussion and see what other people 346 00:15:44.120 --> 00:15:46.480 have to say about it. It seems normal for older 347 00:15:46.519 --> 00:15:49.399 men to date younger women, but not the other way around. 348 00:15:49.960 --> 00:15:52.120 I appreciate you guys a loyal listener. The first thing 349 00:15:52.159 --> 00:15:53.720 I did is I looked up her name to see 350 00:15:53.720 --> 00:15:58.320 whether she does look younger. She's forty six, and yes, indeed, 351 00:15:58.320 --> 00:16:00.679 he do. She does look much younger. 352 00:16:02.320 --> 00:16:02.679 Yeah. 353 00:16:02.679 --> 00:16:06.320 So because a lot of people think that, they think, well, 354 00:16:06.399 --> 00:16:08.320 I don't look my age. Yeah, Well the truth is, 355 00:16:08.360 --> 00:16:10.279 and it's actually in my book, Yeah you do look 356 00:16:10.320 --> 00:16:12.960 about your age. Yeah you might look good for your age. 357 00:16:13.399 --> 00:16:16.159 But the truth is we all look about our age, 358 00:16:16.480 --> 00:16:18.519 you know, or sometimes a little older, some are younger. 359 00:16:18.559 --> 00:16:21.759 But she does look younger. I think the problem with 360 00:16:21.799 --> 00:16:24.960 that dating the guy he's thirty one and thirty two, 361 00:16:25.519 --> 00:16:29.720 it's about a fourteen year age difference. That's getting pretty significant. Yeah, 362 00:16:29.720 --> 00:16:32.120 you're going to be entering different phases of life that 363 00:16:32.200 --> 00:16:34.600 he is not going to relate to. You're going to 364 00:16:34.639 --> 00:16:37.840 start getting AARP card offers in the mail in the 365 00:16:37.879 --> 00:16:41.120 next two years, and he's just going to be like 366 00:16:41.440 --> 00:16:44.639 mid start of his career. So I think that will 367 00:16:44.679 --> 00:16:48.279 become a problem. But if you just want to go 368 00:16:48.399 --> 00:16:50.720 jump on him and have some fun and see what happens, 369 00:16:50.799 --> 00:16:52.080 there's nothing wrong with that either. 370 00:16:52.159 --> 00:16:54.200 Yeah, I think it definitely depends on like what is it, 371 00:16:54.320 --> 00:16:56.039 What is it that you're looking for. Are you looking 372 00:16:56.039 --> 00:16:58.559 for like a long term relationship or are you looking 373 00:16:58.600 --> 00:17:00.879 to just like, you know, have a good time. Because 374 00:17:00.879 --> 00:17:03.120 I'm all for having a good time. Though I agree 375 00:17:03.240 --> 00:17:06.599 with the like in different phases of your life because 376 00:17:06.599 --> 00:17:08.519 my last boyfriend was ten years older than me and 377 00:17:08.559 --> 00:17:11.480 I was just even that was like ten years like dang. 378 00:17:11.359 --> 00:17:14.640 And you and being and being like in our traditional society, 379 00:17:14.759 --> 00:17:17.880 if the boy is older than the girl, somehow that 380 00:17:17.960 --> 00:17:19.119 seems more palatable. 381 00:17:19.319 --> 00:17:22.720 Yeah, so it was still like weird, like it felt 382 00:17:22.720 --> 00:17:24.960 like we were in different moments of our lives. 383 00:17:25.240 --> 00:17:27.160 And I heard this, Yeah, when you would talk about him, 384 00:17:27.160 --> 00:17:28.799 it sound like, well, he didn't sound like he was 385 00:17:29.119 --> 00:17:34.279 the guy for you anyway. But yeah, I mean I 386 00:17:34.400 --> 00:17:36.240 date when I was twenty four. I dated a woman 387 00:17:36.279 --> 00:17:38.880 who was forty four ooh, And we were never serious. 388 00:17:38.920 --> 00:17:40.480 We knew it was never going to last. We just 389 00:17:40.519 --> 00:17:43.240 like had fun going to movies and she played video games, 390 00:17:43.240 --> 00:17:44.880 so that was fun. I mean, a forty four year 391 00:17:44.880 --> 00:17:47.759 old back then that played Bubble Bubble, What a crazy lady. 392 00:17:47.839 --> 00:17:50.440 It was crazy. Who so Jenny, what do you think? 393 00:17:50.920 --> 00:17:53.359 Uh see, I actually am all for her going for it. 394 00:17:53.400 --> 00:17:54.960 I just think it's a matter of are you going 395 00:17:55.039 --> 00:17:56.640 to be able to get over the fact that your 396 00:17:56.680 --> 00:18:00.839 son is very close in age to him, and is 397 00:18:00.839 --> 00:18:02.920 is this thirty one year old emotionally mature to the 398 00:18:03.000 --> 00:18:05.079 level that you would want, because I would argue that 399 00:18:05.279 --> 00:18:07.480 there's a good chance he's not at thirty one and 400 00:18:07.519 --> 00:18:10.480 you're at at forty six, and the life you've lived. Now, 401 00:18:11.200 --> 00:18:13.400