WEBVTT 1 00:00:00.480 --> 00:00:10.720 Yea ripped up, didn't need advice. Who you don't have to. 2 00:00:12.720 --> 00:00:15.119 Come running just as fast as we can. 3 00:00:16.440 --> 00:00:18.359 Shooter's gonna help come. 4 00:00:18.960 --> 00:00:26.079 Ma Dix is the Troubleshooter Show. No Tom Martino, No 5 00:00:26.440 --> 00:00:28.600 Tom Martino here, Welcome to the show. 6 00:00:29.199 --> 00:00:30.960 As you can see if you're streaming this show. In 7 00:00:30.960 --> 00:00:35.439 the wide shot, I got a resident Deputy Dmitri here, 8 00:00:35.799 --> 00:00:39.840 Deputy Deputy Bow and deputy doc. In the studio, we 9 00:00:39.960 --> 00:00:45.520 have Mark Schmanski here from Genesis Total Exteriors dot Com. 10 00:00:45.520 --> 00:00:48.439 A fine person and company. You know the reason I 11 00:00:48.479 --> 00:00:51.600 say that, God Almighty, and I don't mean that in 12 00:00:51.640 --> 00:00:58.960 a disrespectful way, but that the stories we hear about contracting, 13 00:00:59.039 --> 00:01:02.880 my God, do you know how many days people I mean, 14 00:01:02.880 --> 00:01:05.879 how many times people call me over the days saying 15 00:01:06.920 --> 00:01:13.400 I put money down never saw him again, whether it's roofing, siding, windows, decks, 16 00:01:13.439 --> 00:01:17.799 everything that he does outside stuff and when the weather 17 00:01:17.879 --> 00:01:20.719 gets a little nasty, he turns his attention indoors. He 18 00:01:20.760 --> 00:01:24.920 also does mold mediation or remediation. 19 00:01:25.000 --> 00:01:29.040 I should say he does mold uh detection and remediation 20 00:01:29.599 --> 00:01:32.680 gets rid of it, doesn't scare people unduly. Of course, 21 00:01:33.959 --> 00:01:35.200 honesty is his Hallmark. 22 00:01:35.239 --> 00:01:37.599 But I just want to say this because I'm I'm 23 00:01:37.879 --> 00:01:42.239 really pissed at the industry. Mark no one, no one, 24 00:01:42.439 --> 00:01:44.359 no one. And by the way, let me invite callers. 25 00:01:44.920 --> 00:01:49.599 Three oh three seven one three talk three O three 26 00:01:49.719 --> 00:01:54.640 seven one three eight two five five. That's our regular 27 00:01:54.760 --> 00:01:56.480 line when we're here, but we also have three oh 28 00:01:56.519 --> 00:01:59.879 three Martino. Now that number goes to the studio when 29 00:02:00.079 --> 00:02:02.280 or here, and it goes to our voicemail when we're not. 30 00:02:02.319 --> 00:02:06.400 And I will tell you Kachina colorI, my producer will 31 00:02:06.400 --> 00:02:09.360 tell you she checks every day and we'll call you back. 32 00:02:09.719 --> 00:02:11.719 So if you leave a number, we will call you back. 33 00:02:12.120 --> 00:02:14.599 That's three oh three Martino, three O three six two 34 00:02:14.759 --> 00:02:18.319 seven eight four sixty six. And you can text me. 35 00:02:18.360 --> 00:02:22.360 We have a line here at iHeart. It's a short 36 00:02:22.400 --> 00:02:24.360 code they call it. You just put that in for 37 00:02:24.439 --> 00:02:26.879 the number and put tom in the message and I'll 38 00:02:26.919 --> 00:02:28.879 get it five seven seven three nine. 39 00:02:29.400 --> 00:02:30.879 I read each and every text. 40 00:02:32.280 --> 00:02:38.080 Also, you can text me at my private Google Voice number, 41 00:02:39.400 --> 00:02:44.120 and that is three oh three seven. Excuse me, no, no, 42 00:02:44.240 --> 00:02:49.120 My Google Voice number is seven four seven. I just 43 00:02:49.159 --> 00:02:51.240 picked that from anywhere. You can pick any number you want, 44 00:02:51.479 --> 00:02:52.800 seven four seven because I. 45 00:02:52.800 --> 00:02:54.919 Like big jets nine nine nine. 46 00:02:56.199 --> 00:02:58.680 Because I like near perfect scores and fifty two eighty. 47 00:02:58.759 --> 00:03:01.360 So it's seven four seven nine nine nine fifty to 48 00:03:01.520 --> 00:03:03.960 eighty for the Mile High City. Seven four seven nine 49 00:03:04.039 --> 00:03:07.159 nine nine fifty two eighty. Okay, back to Mark Mark. 50 00:03:07.199 --> 00:03:08.319 No one is enforcing the. 51 00:03:08.280 --> 00:03:09.960 Contractors Trust Act. 52 00:03:10.280 --> 00:03:14.840 No one. It pisses me off. I mean, I I 53 00:03:15.039 --> 00:03:15.560 can believe that. 54 00:03:15.599 --> 00:03:18.879 I mean, I think it's something that I mean, number one, 55 00:03:18.960 --> 00:03:21.800 try to get some type of government official to do 56 00:03:21.879 --> 00:03:24.840 anything with it, and then you know, I yeah, I mean, 57 00:03:24.840 --> 00:03:28.599 we have a fund that we keep separately for jobs 58 00:03:28.639 --> 00:03:31.240 that come in and they're if they're being paid in advance, 59 00:03:31.280 --> 00:03:33.759 you know. But a lot of times too, it's as 60 00:03:33.759 --> 00:03:35.439 soon that money comes in, it goes out to pay 61 00:03:35.479 --> 00:03:36.080 for the material. 62 00:03:36.120 --> 00:03:36.879 Well, of course it does. 63 00:03:37.240 --> 00:03:38.960 But but but what you can't do is buy a 64 00:03:39.000 --> 00:03:41.199 picked up truck or braces for the kids, you know. 65 00:03:41.840 --> 00:03:44.680 I yeah, Sometimes you see this contractor showing up in 66 00:03:44.680 --> 00:03:46.919 these great big four wheel drive pickup trucks with a 67 00:03:47.039 --> 00:03:50.560 huge oversized wheels, and like, how are you paying for that? 68 00:03:51.159 --> 00:03:56.039 I mean, that's that's just crazy. Anyway, bottom line is that. 69 00:03:57.639 --> 00:04:00.360 The Contractors Trust Act has no teeth in the state 70 00:04:00.360 --> 00:04:03.719 of Colorado, and I think we should give it some teeth. 71 00:04:05.039 --> 00:04:07.759 We should have some built in penalties or something without 72 00:04:07.800 --> 00:04:10.719 people having to do a civil case. But here's the 73 00:04:10.759 --> 00:04:17.519 bottom line. The biggest problem in all of roofing, home construction, everything, 74 00:04:19.279 --> 00:04:24.639 even major car repairs, money down. 75 00:04:25.560 --> 00:04:28.879 It sucks money down. 76 00:04:30.160 --> 00:04:33.839 Now, I say, if you can don't put any money down, 77 00:04:35.000 --> 00:04:38.360 there are times, and I don't say that is a 78 00:04:38.399 --> 00:04:41.439 condition for being on my show or being on my 79 00:04:41.480 --> 00:04:41.959 referral list. 80 00:04:42.000 --> 00:04:42.800 It's not a condition. 81 00:04:43.839 --> 00:04:46.000 But I will tell you no matter who you're dealing with, 82 00:04:46.319 --> 00:04:47.879 it's the safest way to do it. 83 00:04:47.920 --> 00:04:49.399 But if you must. 84 00:04:49.160 --> 00:04:50.959 Put money down, there are ways to do it to 85 00:04:50.959 --> 00:04:55.360 protect yourself. You can pay when materials are ordered in 86 00:04:55.399 --> 00:04:57.439 your name, and you can verify it and make sure 87 00:04:57.439 --> 00:05:00.600 it's in your name, so if the contractor go belly up, 88 00:05:00.639 --> 00:05:02.680 you could pay the balance of that order and get 89 00:05:02.680 --> 00:05:06.720 the stuff. Second, you can pay when materials are delivered. 90 00:05:06.759 --> 00:05:08.439 You can pay when work starts, you can pay us 91 00:05:08.519 --> 00:05:17.319 work progresses. But this is the number one problem with contracting. 92 00:05:19.399 --> 00:05:21.720 So get your calls in three oh three seven one 93 00:05:21.800 --> 00:05:26.160 three talks seven one three, eight, two five five, Any 94 00:05:26.279 --> 00:05:29.879 follow ups deputy doc or bow. First, I'll start with you, 95 00:05:29.920 --> 00:05:32.439 and then we'll see is a major mark major on yet? 96 00:05:33.480 --> 00:05:36.560 Yep, yep, Oh wonderful. Why didn't you chime in? 97 00:05:36.720 --> 00:05:37.199 Big mouth? 98 00:05:37.639 --> 00:05:38.040 Come on? 99 00:05:41.319 --> 00:05:43.480 Now he's not gonna for sure because I just said, 100 00:05:43.480 --> 00:05:45.240 big mouths stop it? 101 00:05:45.920 --> 00:05:48.920 Hey, why didn't you chime in on this? The money 102 00:05:48.959 --> 00:05:49.360 down thing? 103 00:05:49.399 --> 00:05:51.480 Come on? How much do we hear so we harp 104 00:05:51.519 --> 00:05:53.639 on it all the time. I mean, it's crazy. If 105 00:05:53.680 --> 00:05:55.360 people don't listen, they don't listen. 106 00:05:56.519 --> 00:06:01.680 So I got a text here meeting with pat tonight 107 00:06:01.800 --> 00:06:05.199 to sign on the dotted line. Okay, now we got 108 00:06:05.199 --> 00:06:08.319 one here. Just wanted to give you a shout out. 109 00:06:08.439 --> 00:06:10.079 That was for my other company, by the way, and 110 00:06:10.120 --> 00:06:11.680 I didn't mean to read that, I just saw it. 111 00:06:11.959 --> 00:06:14.839 But thank you, by the way, we love you at 112 00:06:14.839 --> 00:06:17.399 Wave eight Wealth Management, and honest to God know we're 113 00:06:17.399 --> 00:06:19.720 having wonderful, wonderful results. 114 00:06:21.000 --> 00:06:23.680 Just wanted to give you a shout out to Fuller Law. 115 00:06:24.839 --> 00:06:27.879 Though our case isn't done yet, man has his team 116 00:06:28.000 --> 00:06:32.759 treated us with the utmost respect, me and my family. 117 00:06:34.319 --> 00:06:36.040 They always keep us notified. 118 00:06:36.519 --> 00:06:38.720 I'm glad I listened to your show you know what, 119 00:06:39.120 --> 00:06:42.360 and chose Fuller law mark. That does my heart really, 120 00:06:42.439 --> 00:06:44.279 honest to God, it fills it with joy when I 121 00:06:44.360 --> 00:06:48.160 know seriously that our people are just all we're all 122 00:06:48.160 --> 00:06:50.920 pulling together to keep the brand, to keep the name, 123 00:06:51.360 --> 00:06:56.160 the referraless name, that the company's name, fuller law a genesis, 124 00:06:56.519 --> 00:06:59.439 total exterience, all of my people. This is truly. You 125 00:06:59.480 --> 00:07:02.639 can't fake it and make it. You can't only for 126 00:07:02.720 --> 00:07:05.000 a little while. You know, phonies are the worst thing 127 00:07:05.000 --> 00:07:12.000 in the world. So I'm happy that you are getting 128 00:07:12.000 --> 00:07:14.639 good results because we care, We really do. 129 00:07:15.759 --> 00:07:20.560 And speaking of caring, I don't know. 130 00:07:20.480 --> 00:07:24.000 If you've been keeping track of the news lately, but 131 00:07:25.480 --> 00:07:30.560 there are people literally going nuts around the country and 132 00:07:31.199 --> 00:07:37.480 this Trump derangement syndrome is running strong. Do you know 133 00:07:37.759 --> 00:07:42.759 that's sixty percent? Sixty No, it's actually fifty seven percent. 134 00:07:43.120 --> 00:07:46.439 Let me just put it here, but okay, here it is, 135 00:07:47.959 --> 00:07:49.199 I say, fifty seven. 136 00:07:49.240 --> 00:07:50.120 Oh I'm sorry. 137 00:07:50.199 --> 00:07:51.480 No, no, no, no, no no. 138 00:07:51.839 --> 00:07:56.160 Our reason surveyed by Spruce reveals sixty four percent of 139 00:07:56.240 --> 00:08:03.000 Americans feel election related stress and therefore are either canceling 140 00:08:03.240 --> 00:08:08.480 or altering plans to be with people of the other philosophies. 141 00:08:09.360 --> 00:08:13.600 Does that bring that what's horrible? Now seriously, now, Licken, 142 00:08:13.639 --> 00:08:17.319 I gotta tell you my family. My family is liberal, 143 00:08:17.560 --> 00:08:22.480 every one of them except me. They hate Trump. I 144 00:08:22.519 --> 00:08:25.120 don't even know how they reconcile some of the progressive thoughts, 145 00:08:25.160 --> 00:08:30.920 but they do, especially being strict Catholicism and anti abortion 146 00:08:31.120 --> 00:08:31.759 as a church. 147 00:08:32.279 --> 00:08:34.960 They're not individually, but I want to get into it. 148 00:08:35.840 --> 00:08:39.559 We never let it affect us ever ever as people ever. 149 00:08:40.679 --> 00:08:43.039 I mean, we just don't we disagree? 150 00:08:44.200 --> 00:08:50.320 Mark, how about you? No, it's a little different, and 151 00:08:50.559 --> 00:08:54.600 isn't it, because though it's getting better, it's getting better. 152 00:08:54.720 --> 00:08:56.519 But who pulls the gloves off first? 153 00:08:56.879 --> 00:08:57.200 Not you? 154 00:08:58.159 --> 00:08:59.919 Well, what do you mean who pulls the gloves off? 155 00:09:00.720 --> 00:09:03.879 Who gets who gets mad and says, well, forget it, 156 00:09:03.960 --> 00:09:05.279 I'm not going to do this or I'm not going 157 00:09:05.360 --> 00:09:05.639 to do that. 158 00:09:05.919 --> 00:09:08.600 Well, it all goes back two years ago, though, like 159 00:09:08.639 --> 00:09:13.080 when Trump first won and then when Biden one, and uh, 160 00:09:13.279 --> 00:09:17.279 you know, people kind of rubbing that in other people's faces. 161 00:09:17.799 --> 00:09:21.000 Then when the tables have turned, then it seems to 162 00:09:21.039 --> 00:09:23.080 be different. Does that make sense? Yeah? 163 00:09:23.519 --> 00:09:26.080 You know, But regardless, I want to say this, and 164 00:09:26.120 --> 00:09:28.440 I really mean it. There are a lot of sour 165 00:09:28.480 --> 00:09:31.399 pusses out there, but not that many I thought, and 166 00:09:31.480 --> 00:09:32.559 I'm going to be straight here. 167 00:09:33.399 --> 00:09:34.519 I thought there would be. 168 00:09:34.519 --> 00:09:39.519 Way more way, way, way, way more reaction and way 169 00:09:39.519 --> 00:09:43.519 more sour milk, and way more crying and carrying on. 170 00:09:44.039 --> 00:09:48.080 And I don't necessarily see it. And you know, Mark, 171 00:09:48.120 --> 00:09:51.080 I check a lot of liberal sources as well as conservative. 172 00:09:51.639 --> 00:09:53.519 I'm not seeing it now. I am seeing, you know, 173 00:09:53.600 --> 00:09:55.600 lamenting in all of that. What could we have done 174 00:09:55.679 --> 00:09:59.480 in all of that? And I heard one ridiculous. 175 00:10:00.039 --> 00:10:01.120 Don't even understand it. 176 00:10:01.120 --> 00:10:03.159 It was on you know, the c Span type channel 177 00:10:03.159 --> 00:10:05.000 they keep running all the time. Well, I get it 178 00:10:05.000 --> 00:10:07.080 through my Samsung TV. I don't even know what it is, 179 00:10:07.120 --> 00:10:10.279 but if they stream stuff all the time. And so 180 00:10:10.320 --> 00:10:15.600 there was the Democratic Caucus giving a news conference and 181 00:10:15.679 --> 00:10:18.240 they were speaking, three of them, as if there's some 182 00:10:18.320 --> 00:10:20.639 kind of mandate. They came up and said, we know 183 00:10:22.120 --> 00:10:28.320 that we still have our mandate to enforce equity, inclusion, diversion, 184 00:10:28.840 --> 00:10:33.320 to make sure that we push our progressive agenda, that 185 00:10:33.360 --> 00:10:35.919 we fight for the freedoms of mankind of course, all 186 00:10:35.960 --> 00:10:40.200 this and healthcare productive healthcare rights or whatever they're calling 187 00:10:40.200 --> 00:10:45.600 it now, and an equality for transgenders and all of that, 188 00:10:45.679 --> 00:10:48.320 and nothing they said is wrong. I mean, that's they're 189 00:10:48.320 --> 00:10:51.480 all wonderful things. Everyone, I mean, honest to God, everyone 190 00:10:51.519 --> 00:10:54.200 should be should be treated equally. 191 00:10:54.600 --> 00:10:56.159 And I don't know why we. 192 00:10:56.080 --> 00:10:59.240 Feel that one side doesn't believe that. But in any case, 193 00:10:59.360 --> 00:11:02.080 so they kept paching like this, saying they heard their mandate. 194 00:11:02.440 --> 00:11:04.639 And I'm thinking, did they look at the election results? 195 00:11:04.679 --> 00:11:05.000 Did they? 196 00:11:05.120 --> 00:11:08.360 Did they look at that map that shows not just 197 00:11:08.960 --> 00:11:11.840 the okay, the population centers, but I'm talking about every 198 00:11:11.879 --> 00:11:15.559 county in America And to see that, yeah, every county 199 00:11:15.600 --> 00:11:20.399 in America. They're the only blue was around LA Chicago, 200 00:11:20.480 --> 00:11:23.799 New York and Denver and DC, Tom and DC. 201 00:11:24.120 --> 00:11:24.320 Yeah. 202 00:11:24.600 --> 00:11:28.720 I mean it was like, hello, we're in a pocket now. Now, 203 00:11:28.759 --> 00:11:30.519 I'm not preaching to you, by the way, if you know, 204 00:11:30.639 --> 00:11:33.720 honest to God, I'm not. If you're progressive, I respect 205 00:11:33.759 --> 00:11:34.360 a lot of your. 206 00:11:34.320 --> 00:11:37.559 Views if you're if you're if you're a conservative, what 207 00:11:38.080 --> 00:11:39.440 I'm just curious, like what. 208 00:11:39.720 --> 00:11:45.080 Okay, I like the progressive agendas when it comes to financial. 209 00:11:44.879 --> 00:11:46.399 Stuff, they they are. 210 00:11:47.080 --> 00:11:49.559 And again this goes back to Obama and some of 211 00:11:49.559 --> 00:11:50.240 the new things. 212 00:11:50.120 --> 00:11:53.519 Like investing in DEI company stuff like oh no, no. 213 00:11:53.360 --> 00:11:55.879 No, that that was by started by by the way, 214 00:11:56.000 --> 00:12:00.279 think and black Rock that was not on Obama, that 215 00:12:00.480 --> 00:12:03.480 had nothing to do with the government, and I had 216 00:12:03.480 --> 00:12:08.120 to actually study that that was done by Blackrock, and 217 00:12:08.120 --> 00:12:11.840 that was insidious. That's a whole different topic. But I 218 00:12:11.879 --> 00:12:14.879 want to tell you, Mark, very astute. Though they do, 219 00:12:15.279 --> 00:12:17.879 they do push it. You're right, it's not law. But 220 00:12:18.000 --> 00:12:20.759 what I like, what I mean is in actual legislation, 221 00:12:20.799 --> 00:12:23.559 they've helped us with a lot of credit card legislation. 222 00:12:23.600 --> 00:12:27.759 They've helped us and I think some some of my affordable. 223 00:12:27.320 --> 00:12:29.759 Care and what's what's a specific. 224 00:12:29.559 --> 00:12:35.200 Okay, minimum payments and and amortization on credit cards, penalties 225 00:12:35.200 --> 00:12:38.000 and late fees. Now they're creeping back, I must admit it, 226 00:12:38.279 --> 00:12:41.080 but they tried to make some revisions. What I'm saying 227 00:12:41.200 --> 00:12:45.480 is there's Mark, are you saying that absolutely one of 228 00:12:45.639 --> 00:12:48.679 everything that Democrats go for is bad. 229 00:12:49.320 --> 00:12:51.080 I'm just struggling to think of one. 230 00:12:51.159 --> 00:12:53.679 That's why I asked you, okay, And and I think 231 00:12:54.080 --> 00:12:56.840 that now there has to be balanced here. Hey, there 232 00:12:56.960 --> 00:13:00.320 needs there needs to be regulations on insurance and they're 233 00:13:00.320 --> 00:13:02.840 big on that. They're big on that, and I hate 234 00:13:02.840 --> 00:13:06.279 insurance companies. I'm not saying what they do. I want 235 00:13:06.320 --> 00:13:09.240 to carry their flag or elect someone, because I know 236 00:13:09.320 --> 00:13:11.840 Mark goes to the extreme when I start talking balance. 237 00:13:12.320 --> 00:13:15.080 But but my god, all I ask all I asked for, 238 00:13:15.279 --> 00:13:16.279 was one of your pallacy. 239 00:13:16.440 --> 00:13:19.600 There are few, There are few things, but there are things, 240 00:13:19.639 --> 00:13:22.159 mostly to do with consumerism and consumer. 241 00:13:21.799 --> 00:13:23.759 Advocacy, and I do like. 242 00:13:24.159 --> 00:13:30.080 I do like that they expanded Medicaid coverage. 243 00:13:29.960 --> 00:13:32.039 Based on income to a. 244 00:13:32.039 --> 00:13:35.639 Wider variety of people who need it, and I think 245 00:13:35.679 --> 00:13:38.200 there are certain things that are good about it. I 246 00:13:38.240 --> 00:13:40.919 think there are terrible things about the Affordable Care Act, too, 247 00:13:41.240 --> 00:13:42.639 but not everything. 248 00:13:42.960 --> 00:13:45.080 I like that there are big, big. 249 00:13:44.879 --> 00:13:48.440 Proponents on solar and solar credits and all of that, 250 00:13:49.000 --> 00:13:50.399 and ev cars. 251 00:13:50.519 --> 00:13:51.600 I like that part. 252 00:13:51.919 --> 00:13:55.000 I'm not now what I don't like is when California 253 00:13:55.039 --> 00:13:57.919 says in ten years, no elect no gasoline vehicle can. 254 00:13:57.919 --> 00:13:58.480 Enter the state. 255 00:13:58.759 --> 00:14:01.600 I mean, there are stupid things, but I'm not talking 256 00:14:01.639 --> 00:14:01.960 about that. 257 00:14:02.000 --> 00:14:03.039 I'm talking about. 258 00:14:02.960 --> 00:14:05.960 There's some nuggets of things I like, and I just 259 00:14:06.039 --> 00:14:09.639 think that that we don't have to just reject it 260 00:14:09.679 --> 00:14:14.559 out of hand because it is it is on the 261 00:14:14.600 --> 00:14:18.360 liberal side. Anyway, Doc, were you gonna say something, I 262 00:14:18.360 --> 00:14:19.360 got to take a break, But we're no. 263 00:14:19.480 --> 00:14:21.360 I'm just going to say that there's a difference between 264 00:14:22.360 --> 00:14:25.320 traditional Democrats and progressives, and that's. 265 00:14:25.159 --> 00:14:28.440 True, that's not really, doc not really, we wouldn't have 266 00:14:28.480 --> 00:14:32.039 had that candidate. We just had not any regressive candidate 267 00:14:32.120 --> 00:14:34.679 ever ran before. And by the way, back to your 268 00:14:34.759 --> 00:14:37.639 tax credits and solar that you happen to mention that 269 00:14:37.759 --> 00:14:41.360 was actually started by the Bush administration. 270 00:14:41.120 --> 00:14:43.840 Now I understand, But what I'm saying is it was 271 00:14:43.960 --> 00:14:46.919 really pushed by the Democrats. He didn't do it out 272 00:14:46.960 --> 00:14:49.559 of the goodness of his heart. It was really pushed 273 00:14:49.559 --> 00:14:57.200 by Democrats. And look, I think I think lately the 274 00:14:57.200 --> 00:15:00.120 the so called progressives ducks that are not your mainstream Democrats. 275 00:15:00.159 --> 00:15:03.240 They are now, but mainstream Democrats used to be some 276 00:15:03.279 --> 00:15:07.879 pretty sensible, hard working, good people fighting for the workingman. 277 00:15:08.360 --> 00:15:12.360 Okay. And I said this to my son one time. 278 00:15:12.720 --> 00:15:16.720 He says, Tom, Dad, you tend to skew conservative on things, 279 00:15:16.720 --> 00:15:19.679 and you tend to skew that way. 280 00:15:19.759 --> 00:15:21.799 And what happened. 281 00:15:23.080 --> 00:15:26.440 When you were younger. You said that you were liberal, 282 00:15:26.519 --> 00:15:29.039 and I said, yes, I was. I did a lot 283 00:15:29.039 --> 00:15:32.799 of protests. I was for freedom of speech beyond anything 284 00:15:32.799 --> 00:15:35.799 you'd ever I was for freedom of expression. I was 285 00:15:35.879 --> 00:15:41.200 for against big pharma. I was against senseless wars. Blah 286 00:15:41.200 --> 00:15:44.200 blah blah blah blah. Okay, And I said, and son, 287 00:15:44.399 --> 00:15:46.879 I have never changed one of my beliefs, not one 288 00:15:46.919 --> 00:15:49.720 of them, not one of them. I've not changed my 289 00:15:49.799 --> 00:15:54.600 position on anything. And the world around me called me 290 00:15:55.000 --> 00:15:58.200 liberal then and conservative now. 291 00:15:58.720 --> 00:16:01.240 Because liberal we wouldn't. 292 00:16:00.919 --> 00:16:03.960 Recognize them back in the day when we were protesting 293 00:16:04.000 --> 00:16:05.720 in college, we wouldn't recognize them. 294 00:16:05.879 --> 00:16:07.039 We'd spit on them. 295 00:16:07.440 --> 00:16:12.679 Because liberals today want more government control, the more the better. 296 00:16:13.080 --> 00:16:16.200 They want to shut down free speech, they want to 297 00:16:16.279 --> 00:16:21.720 censor everybody take, they want to mandate healthcare, they want 298 00:16:21.759 --> 00:16:23.399 to mandate. 299 00:16:24.919 --> 00:16:25.600 Morality. 300 00:16:25.639 --> 00:16:30.159 They want to mandate every aspect of your life. And 301 00:16:30.240 --> 00:16:34.200 they use race as a way to divide people, not 302 00:16:34.360 --> 00:16:38.360 to unite them. And it's everything I fought against. And 303 00:16:38.399 --> 00:16:40.200 I was called a liberals. So you figure it out. 304 00:16:40.240 --> 00:16:41.960 We got more coming up. I'm Tom Martino. 305 00:16:48.840 --> 00:16:52.080 Go with a sure thing Denver's best roofer Excel roofing 306 00:16:52.200 --> 00:16:52.799 dot com. 307 00:16:52.840 --> 00:16:58.559 You don't pay a cent until you're content. Time for 308 00:16:58.600 --> 00:17:01.759 an insurance check up free, no obligation. In comparison, call 309 00:17:01.879 --> 00:17:05.200 Compass insurance paying too much your coverage at dozens of 310 00:17:05.200 --> 00:17:08.160 insurance companies find out now three oh three seven seven 311 00:17:08.160 --> 00:17:08.440 to one. 312 00:17:08.519 --> 00:17:08.799 Help. 313 00:17:08.960 --> 00:17:11.599 You'll think you're his only customer when you choose Frank 314 00:17:11.680 --> 00:17:14.119 durand the real estate man dot com to list your 315 00:17:14.119 --> 00:17:17.319 home with Remax Alliance three oh three nine two zero 316 00:17:17.400 --> 00:17:18.400 sixteen twenty two. 317 00:17:21.400 --> 00:17:25.079 Hi Tom Martino, you're a troubleshooter three oh three seven 318 00:17:25.200 --> 00:17:28.200 one three talks seven one three eight two five five. 319 00:17:28.880 --> 00:17:30.799 Let's go to the phones now. 320 00:17:30.799 --> 00:17:33.359 I got Mark's camera up for those on YouTube that 321 00:17:33.440 --> 00:17:35.440 want to be visually assaulted. 322 00:17:35.680 --> 00:17:36.920 His camera is up. 323 00:17:36.960 --> 00:17:39.599 You can see his fine little T shirt there. I 324 00:17:39.599 --> 00:17:41.640 don't know what it says, but it better not say 325 00:17:41.640 --> 00:17:42.400 the monkeys. 326 00:17:42.720 --> 00:17:45.279 Uh, Sonny, what's going on with you? Sonny? 327 00:17:47.440 --> 00:17:47.599 Hi? 328 00:17:47.759 --> 00:17:48.039 Tom? 329 00:17:48.119 --> 00:17:48.680 How are you? 330 00:17:49.039 --> 00:17:51.039 I'm doing good so far? What about you? 331 00:17:52.319 --> 00:17:53.359 I'm doing good? 332 00:17:53.480 --> 00:17:55.519 But I got a surprise in the mail last night? 333 00:17:55.960 --> 00:17:57.559 Uh oh? And what is it? 334 00:17:57.799 --> 00:17:59.000 Over to start? 335 00:17:59.279 --> 00:18:04.160 Well, it's it's a parking citation delink notice from the 336 00:18:04.240 --> 00:18:06.279 City of a Wara finance department. 337 00:18:06.759 --> 00:18:08.880 So it's it's actually from hold On. 338 00:18:09.000 --> 00:18:12.920 It's actually from the city though, yes, that's what it says. 339 00:18:13.079 --> 00:18:19.079 It says, uh Cashier's office one five to one e 340 00:18:19.240 --> 00:18:21.279 Salimated Parkway A Waura, Colorado. 341 00:18:21.599 --> 00:18:25.079 Okay, Now did they say what when this ticket was given? 342 00:18:28.880 --> 00:18:30.279 It just said it was delinquent. 343 00:18:30.359 --> 00:18:32.279 But this was the first time I've seen it. 344 00:18:33.480 --> 00:18:35.599 But the issue is it is said. 345 00:18:35.680 --> 00:18:40.279 It says I have a vehicle abandoned on public property 346 00:18:40.400 --> 00:18:45.000 B and they have a license and a VEN number 347 00:18:45.000 --> 00:18:48.519 and a Jeep and the color and I've never owned 348 00:18:48.519 --> 00:18:49.599 this vehicle. 349 00:18:49.279 --> 00:18:51.559 Tom, Yeah, Okay, there's a couple of things that are 350 00:18:51.559 --> 00:18:55.039 going on. It could just be out and out mistake. Okay. 351 00:18:55.799 --> 00:18:59.400 It could also and your your address could have been 352 00:18:59.559 --> 00:19:00.960 how long have you been at your address? 353 00:19:02.200 --> 00:19:02.319 Oh? 354 00:19:03.039 --> 00:19:03.279 Years? 355 00:19:03.519 --> 00:19:07.160 So it's not that, but it's a mistake with the address, 356 00:19:07.319 --> 00:19:11.119 or it's fraud not on your part, but fraud. 357 00:19:11.440 --> 00:19:14.359 Or some other mistake. What do they want you to do? 358 00:19:14.519 --> 00:19:14.720 Now? 359 00:19:14.839 --> 00:19:17.839 Is it addressed to your name or just your address. 360 00:19:18.759 --> 00:19:20.799 That's to my name and address? 361 00:19:20.960 --> 00:19:23.319 Do they say the car is registered to you? 362 00:19:26.319 --> 00:19:29.039 Let's see what exactly does. 363 00:19:28.920 --> 00:19:31.039 It say, Sonny? What does it say. 364 00:19:33.000 --> 00:19:36.440 Vehicle identified a BOB on the date? Shall official Department 365 00:19:36.480 --> 00:19:40.200 of Motor Vehicles records specify that you are slash? Were 366 00:19:40.279 --> 00:19:43.240 the vegeted owner at the time of this vehicle was sighted? 367 00:19:43.519 --> 00:19:45.880 Okay? Are or were did you ever own a car 368 00:19:45.960 --> 00:19:46.160 like that? 369 00:19:47.440 --> 00:19:49.440 No, I've never. I don't own jeeps. 370 00:19:49.880 --> 00:19:53.119 Okay, if you ever did, or anyone who lived with 371 00:19:53.200 --> 00:19:56.160 you did, that could have happened. 372 00:19:57.319 --> 00:19:58.839 No, nobody went with. 373 00:19:58.720 --> 00:20:02.000 Me, did, Okay, And I'd like to first hold on. 374 00:20:02.359 --> 00:20:05.039 What I'd like to do first for you is get 375 00:20:05.079 --> 00:20:07.319 one of our peeps to run that to see who 376 00:20:07.359 --> 00:20:10.920 owns it, okay, and to see why it came back 377 00:20:11.000 --> 00:20:13.839 that way. So they have a license plate number and 378 00:20:13.920 --> 00:20:14.519 a ven number? 379 00:20:14.559 --> 00:20:15.039 Is that right? 380 00:20:16.359 --> 00:20:16.480 Uh? 381 00:20:16.640 --> 00:20:21.240 Yes, okay, let's give it to one of our deputies. Kachina, 382 00:20:21.279 --> 00:20:26.279 you decide, we do have peeps that can run those numbers, 383 00:20:26.359 --> 00:20:30.400 and we can figure out who owns that car, and 384 00:20:30.440 --> 00:20:33.319 if it isn't her name, that's where the fraud happened. 385 00:20:33.720 --> 00:20:37.000 And obviously you just you need to notify the city 386 00:20:37.039 --> 00:20:38.119 and just tell them it's not. 387 00:20:38.079 --> 00:20:40.559 Yours and you never own one, and there must be 388 00:20:40.599 --> 00:20:41.119 a mistake. 389 00:20:41.400 --> 00:20:45.960 Do that no matter what we find, Okay, okay, how much. 390 00:20:45.839 --> 00:20:46.319 Do they want? 391 00:20:48.680 --> 00:20:50.079 Seventy five dollars? 392 00:20:50.319 --> 00:20:54.559 Oh well wait, it says yes, it doubles after twenty days. 393 00:20:54.359 --> 00:20:58.680 Two one hundred and fifty, So to do totally do 394 00:20:58.799 --> 00:20:59.880 after eleven fourteen? 395 00:21:00.680 --> 00:21:01.759 Can you send that to us. 396 00:21:01.799 --> 00:21:07.119 Please sure Kachina give her instructions on sending that to us, 397 00:21:07.960 --> 00:21:12.440 and then let's let's tackle it. You decide who you 398 00:21:12.480 --> 00:21:13.920 want to give it to. Just let me know for 399 00:21:13.960 --> 00:21:16.839 sure who we're giving it to, and then. 400 00:21:18.279 --> 00:21:20.960 We'll do it. Because I haven't heard anyone yelling out, 401 00:21:20.960 --> 00:21:21.519 I'll take it. 402 00:21:22.240 --> 00:21:22.599 Sonny. 403 00:21:22.680 --> 00:21:25.640 You should just call them right now yourself and say 404 00:21:25.920 --> 00:21:26.680 I to my car. 405 00:21:27.079 --> 00:21:29.400 Of course I did you. Of course she should. But 406 00:21:29.440 --> 00:21:31.160 I want to know if it's registered in her name. 407 00:21:31.240 --> 00:21:33.960 So Deputy D is going to take it. Send that 408 00:21:34.039 --> 00:21:37.240 information to Deputy D and we will check it. 409 00:21:37.920 --> 00:21:38.319 Thank you. 410 00:21:38.359 --> 00:21:41.119 Three oh three seven one three talk seven one three 411 00:21:41.200 --> 00:21:44.400 eight two five five. Listen, you should never leave your 412 00:21:44.400 --> 00:21:46.480 plates on a car when you sell it, by the way, 413 00:21:46.599 --> 00:21:54.720 never ever, ever, ever, that can happen, or there's nothing 414 00:21:54.759 --> 00:21:57.680 else you can do. If there's fraud, you obviously have to. 415 00:21:58.920 --> 00:22:04.359 Uh, you're you're gonna have to. 416 00:22:02.759 --> 00:22:05.039 Just fight it, but not fight it. Just say it's 417 00:22:05.039 --> 00:22:07.559 not yours. They see there's no way they're gonna prove 418 00:22:07.559 --> 00:22:10.839 it's yours if it truly wasn't yours. By the way, 419 00:22:11.240 --> 00:22:14.559 waterpros dot net has the best water systems at the 420 00:22:14.599 --> 00:22:19.759 lowest prices anywhere, that's right, and the best systems. I'm 421 00:22:19.759 --> 00:22:22.759 telling you every day I have this wonderful coffee because 422 00:22:22.759 --> 00:22:25.680 of that reverse osmosis, and then water softening better for 423 00:22:25.720 --> 00:22:28.359 your laundry, for your pipes, for you, for showers, bats, 424 00:22:28.480 --> 00:22:31.039 and you get both systems thirty one ninety five. It's 425 00:22:31.079 --> 00:22:33.920 the most extraordinary deal three one hundred ninety five. If 426 00:22:33.960 --> 00:22:36.720 you compare it to plumbers, it'll be like sixteen seventeen thousand. 427 00:22:36.839 --> 00:22:39.200 Sometimes you get them a little over twelve grand. That's 428 00:22:39.240 --> 00:22:41.839 water pros. Get the best at the lowest prices. Three 429 00:22:41.839 --> 00:22:44.160 oh three eight six two five five five four eight 430 00:22:44.240 --> 00:22:45.960 six two five five five four. 431 00:22:51.960 --> 00:22:55.240 Go with a sure thing Denver's best roofer Excel Roofing 432 00:22:55.359 --> 00:22:58.000 dot com. You don't pay a cent until you're content. 433 00:23:01.359 --> 00:23:04.559 Time for an insurance check up, free no obligation comparison 434 00:23:04.680 --> 00:23:08.200 call Compass Insurance paying too much your coverage at dozens 435 00:23:08.240 --> 00:23:11.000 of insurance companies find out now three all three seven 436 00:23:11.079 --> 00:23:13.920 seven to one help. You'll think you're his only customer 437 00:23:13.920 --> 00:23:16.200 when you choose Frank durand the real estate Man dot 438 00:23:16.200 --> 00:23:19.519 com to list your home with Remax Alliance three all 439 00:23:19.559 --> 00:23:24.680 three nine two zero sixteen twenty two times. Tom Martino 440 00:23:24.799 --> 00:23:29.079 here three O three seven one three talks seven one 441 00:23:29.119 --> 00:23:33.119 three eight two five five. We have eight eight eight 442 00:23:33.160 --> 00:23:36.759 heating dot Com providing you a deep clean for forty 443 00:23:36.759 --> 00:23:40.559 five bucks eight eight eight heating dot Com. They can 444 00:23:40.599 --> 00:23:44.880 also do pre second opinions on your heating system and 445 00:23:45.480 --> 00:23:49.200 do high efficiency units for better prices than anyone for 446 00:23:49.240 --> 00:23:51.920 the same system. Three oh three seven seven zero two 447 00:23:52.039 --> 00:23:56.240 seven seven six save each and every month after that. Okay, 448 00:23:57.599 --> 00:24:01.920 now we have some news stories here that I think 449 00:24:01.960 --> 00:24:04.839 I want to get to. I do, But okay, someone 450 00:24:04.960 --> 00:24:07.599 for smart ass says then to Tom in general, you 451 00:24:07.720 --> 00:24:14.160 saying you agree with liberal Robin Hood's liberals robinhood philosophy 452 00:24:14.319 --> 00:24:19.440 of taxpayer subsidies for solar, taxpayer substies for EV's, the 453 00:24:19.480 --> 00:24:24.720 wealthy paying more their fair share, Obama care inequities, A 454 00:24:24.839 --> 00:24:30.480 dismissing student death, death, constant tax and fe hikes, says 455 00:24:30.559 --> 00:24:33.279 defraud on employee. She said, oh yeah, sure, yeah, I'm 456 00:24:33.319 --> 00:24:36.039 all for that. Come on, you idiot, did I say that? 457 00:24:36.359 --> 00:24:40.559 Here's what I said? Okay, again, here's an overreaching conservative 458 00:24:41.000 --> 00:24:44.839 with nothing but ignorance. What I said was there were 459 00:24:44.839 --> 00:24:49.480 some policies I found in the Democratic agenda that were 460 00:24:49.519 --> 00:24:50.119 not all bad. 461 00:24:50.359 --> 00:24:51.240 That's what I said. 462 00:24:51.559 --> 00:24:54.240 No, I am not for Yes, I am for tax 463 00:24:54.279 --> 00:24:57.400 subodies for solar because I think that it actually helps 464 00:24:57.440 --> 00:24:58.200 all the way around. 465 00:24:58.440 --> 00:25:00.880 And I think for EV's is well okay. 466 00:25:01.359 --> 00:25:03.559 And then I by the way they phase out those 467 00:25:03.599 --> 00:25:07.400 evs for rich people. Unfortunately, the wealthy are I think 468 00:25:07.440 --> 00:25:09.440 are paying more than their share. So no, I don't 469 00:25:09.480 --> 00:25:12.559 agree with that. I don't agree with inequities and anything. 470 00:25:12.599 --> 00:25:15.559 And I don't believe in dismissing student debt because the 471 00:25:15.599 --> 00:25:18.079 way I believe you wouldn't like. Okay, I don't want 472 00:25:18.079 --> 00:25:19.920 to get into it. I don't want to have the discussion. 473 00:25:20.240 --> 00:25:23.799 But I believe college I believe the worst most evil 474 00:25:23.880 --> 00:25:27.119 billionaires billionaires in the world are. 475 00:25:27.039 --> 00:25:28.839 College trust funds. 476 00:25:29.519 --> 00:25:31.960 And those are the billionaires that aren't paying a penny 477 00:25:32.359 --> 00:25:33.799 and just padding their own pockets. 478 00:25:33.839 --> 00:25:35.119 Okay, that's what they're doing. 479 00:25:35.759 --> 00:25:39.079 So when you talk about these these funds, that these 480 00:25:39.119 --> 00:25:42.960 college is a mass and then still charge tuition, I 481 00:25:43.039 --> 00:25:47.119 think there should be a whole overhaul the college system. 482 00:25:47.440 --> 00:25:50.799 So don't try to peg me, idiot three oh three 483 00:25:50.960 --> 00:25:53.880 seven one three talk seven one three eight two five five. 484 00:25:54.160 --> 00:25:56.920 I know I confuse people when I have diversity of thought. 485 00:25:57.720 --> 00:26:00.519 Eva. What's going on with you? 486 00:26:00.599 --> 00:26:00.880 Eva? 487 00:26:02.160 --> 00:26:02.599 Yes? 488 00:26:02.680 --> 00:26:08.680 Tom, I am extremely upset. I got I know. I 489 00:26:08.799 --> 00:26:10.240 had called about this before. 490 00:26:10.920 --> 00:26:11.119 Uh. 491 00:26:11.160 --> 00:26:16.400 And it's about the city just taking over, uh without 492 00:26:16.480 --> 00:26:19.279 anybody voting on it. That they're going to be my age. 493 00:26:19.319 --> 00:26:22.720 Oh oh the trash service, right, the trash service, No. 494 00:26:22.720 --> 00:26:26.599 Way, Tom, I'm talking about something even worse. 495 00:26:27.119 --> 00:26:27.519 What is it? 496 00:26:27.559 --> 00:26:31.960 Yes, the trash service is bad, but I'm talking about 497 00:26:32.039 --> 00:26:37.559 something worse. They sent a postcard in the mail saying, 498 00:26:37.839 --> 00:26:43.119 those bastards, if you register your rental early, you might 499 00:26:43.160 --> 00:26:46.200 win a prize. What what a scam? 500 00:26:46.440 --> 00:26:48.119 Oh? Oh you're talking you know. 501 00:26:48.359 --> 00:26:52.079 Listen, Denver's doing the rental registrations as well. 502 00:26:52.200 --> 00:26:55.079 You understand that, right, There's is fully an effect, Tom. 503 00:26:55.079 --> 00:26:57.240 If you're not there, they started finding you. 504 00:26:58.119 --> 00:26:58.359 Yeah. 505 00:26:58.920 --> 00:27:02.799 Yeah, Mark, are you saying in Denver they find you 506 00:27:02.920 --> 00:27:04.680 or are you talking about Fort Collins? 507 00:27:04.920 --> 00:27:07.920 No, in Denver Fort Collins. It's pretty new. In Denver 508 00:27:07.960 --> 00:27:10.880 they passed it. Oh my god, maybe a year ago. 509 00:27:11.440 --> 00:27:11.640 Yeah. 510 00:27:11.759 --> 00:27:16.640 Licenses are required for all residential. 511 00:27:15.240 --> 00:27:18.319 Vote on anything. They just sent a postcard. 512 00:27:18.440 --> 00:27:22.240 Eva, you did, Yeah, you did? Your people out there 513 00:27:22.359 --> 00:27:26.319 voted absolutely positively to the people that are in office 514 00:27:26.359 --> 00:27:27.680 that made that decision. 515 00:27:28.279 --> 00:27:32.200 Now, why do you think they're requiring landlords to register? 516 00:27:32.279 --> 00:27:34.160 What do you think the reasons we have. 517 00:27:34.240 --> 00:27:37.119 To reregister every year? They don't say how much it's 518 00:27:37.160 --> 00:27:37.759 gonna cost. 519 00:27:37.799 --> 00:27:40.960 What do you think the reason is eva to make 520 00:27:41.119 --> 00:27:44.960 money for the properties. 521 00:27:45.759 --> 00:27:48.200 They're not going to take over the properties. Hold on, 522 00:27:48.440 --> 00:27:50.880 they're not going to take over the properties. Okay, let's 523 00:27:50.920 --> 00:27:51.519 not exactly. 524 00:27:52.400 --> 00:27:52.599 Huh. 525 00:27:52.759 --> 00:27:58.240 Let me tell you they're gone. They require re registration 526 00:27:58.359 --> 00:28:00.880 every year. They don't How. 527 00:28:00.799 --> 00:28:02.960 Are they taking over your property. 528 00:28:04.759 --> 00:28:08.240 Because they're telling you you cannot raise the rent but 529 00:28:08.359 --> 00:28:12.960 once a year and by only. I have a rental 530 00:28:13.039 --> 00:28:14.680 that has oh wait wait. 531 00:28:14.519 --> 00:28:17.640 Wait wait wait wait wait wait, that's different. Hold on, 532 00:28:17.799 --> 00:28:21.680 hold on, that's different than registration. So what you're saying, 533 00:28:21.720 --> 00:28:28.160 you're talking about the rent controls. Yes, here's what they say. 534 00:28:28.440 --> 00:28:31.000 Here's what their stated purpose is on their website. They 535 00:28:31.039 --> 00:28:36.400 want to enhance quality, listen housing quality, ensure tenants safety, 536 00:28:36.640 --> 00:28:40.880 improve communication with landlords, tenants and city authorities. 537 00:28:40.920 --> 00:28:44.079 If you read the minimum requirements, man, it's pretty wild. 538 00:28:45.160 --> 00:28:46.359 It's not a cool thing. 539 00:28:46.880 --> 00:28:52.119 Go ahead, mark well, sure rental units have minimum health 540 00:28:52.160 --> 00:28:54.400 and safety requirements, So talk about that. 541 00:28:54.480 --> 00:28:56.720 Do you know what they are, Mark? Well, yeah, I 542 00:28:56.759 --> 00:29:01.319 mean the exteriors like building, sidewalks, out Building fences must 543 00:29:01.319 --> 00:29:04.880 be in good shape, free from hazards. Yards must have 544 00:29:05.039 --> 00:29:11.680 rodent free, venom free insect infestation not to be allowed 545 00:29:11.839 --> 00:29:16.240 hazards such as holes, broken sidewalks. Stairways must be clear. 546 00:29:16.519 --> 00:29:20.480 Windows and doors must be capable of keeping elements out. 547 00:29:21.200 --> 00:29:24.079 Windows must have screens. Windows look, but do. 548 00:29:24.200 --> 00:29:26.319 You hear anything overly oppressive in those? 549 00:29:27.319 --> 00:29:30.920 Windows? Located within six feet of ground are required to 550 00:29:30.960 --> 00:29:35.799 have locks for security. All floors, walls, stairs, windows maintain 551 00:29:36.000 --> 00:29:40.240 good repair free from defects. All stairs must have handrails. 552 00:29:40.920 --> 00:29:48.160 Interior doors must be securely attached. Every habitable space must 553 00:29:48.200 --> 00:29:53.000 have a window with natural sunlight. Building contains three or 554 00:29:53.000 --> 00:29:57.319 more dwellings, common hallways, staircases must provide at least one 555 00:29:57.440 --> 00:30:02.400 sixty watt light bulb per two hundreds square speed ventilation. 556 00:30:02.640 --> 00:30:05.079 So obviously they're going to have inspections. 557 00:30:06.880 --> 00:30:10.079 Every dwelling must contain its own bathtub or shower. 558 00:30:10.960 --> 00:30:12.519 Do you remember some of the po Mark, Do you 559 00:30:12.599 --> 00:30:15.279 remember some of the rentals you've been out to for? 560 00:30:16.680 --> 00:30:16.880 Oh? 561 00:30:17.039 --> 00:30:19.079 Lord, they didn't have any of this. In fact, some 562 00:30:19.119 --> 00:30:20.160 of them didn't have plumbing. 563 00:30:20.160 --> 00:30:22.799 To be quite, weren't they a storage said, wasn't one 564 00:30:22.799 --> 00:30:24.000 guy's renting out of store? 565 00:30:24.160 --> 00:30:26.240 Yeah, so that was a sad one. We went out 566 00:30:26.279 --> 00:30:28.559 there that was down the street from the old Rockies 567 00:30:28.640 --> 00:30:31.599 used cars, and we had a couple of calls from there. 568 00:30:31.680 --> 00:30:35.119 There was dead bodies in one. They took the landlord, 569 00:30:35.119 --> 00:30:38.240 listen to this people. They took a single wide trailer 570 00:30:38.640 --> 00:30:41.680 and sectioned it off into three places and there was 571 00:30:41.680 --> 00:30:44.000 two dead bodies in one that sat there for over 572 00:30:44.079 --> 00:30:47.519 a week. But when we went there, we basically had 573 00:30:47.559 --> 00:30:50.319 the city ready to shut the play down and then 574 00:30:50.559 --> 00:30:52.880 no one had anywhere to go. So it was either 575 00:30:53.160 --> 00:30:55.599 you know, living a shack where you went and got 576 00:30:55.640 --> 00:30:58.240 your water from the hose and you know, went to 577 00:30:58.279 --> 00:30:59.880 the bathroom outside there. 578 00:30:59.759 --> 00:31:02.119 Were It was a no way, not a no win situation. 579 00:31:02.400 --> 00:31:10.640 We got more coming right up. Go with a sure 580 00:31:10.759 --> 00:31:13.880 thing Denver's Best Roofer Excel Roofing dot com. 581 00:31:13.920 --> 00:31:15.920 You don't pay a cent until you're content. 582 00:31:19.279 --> 00:31:22.480 Time for an insurance check up, free no obligation comparison 583 00:31:22.599 --> 00:31:26.160 call Compass insurance paying too much your coverage at dozens 584 00:31:26.200 --> 00:31:27.200 of insurance companies. 585 00:31:27.279 --> 00:31:29.880 Find out now three oh three seven seven to one. Help. 586 00:31:30.039 --> 00:31:32.680 You'll think you're his only customer when you choose Frank 587 00:31:32.759 --> 00:31:35.200 durand the real estate man dot com to list your 588 00:31:35.240 --> 00:31:38.400 home with Remax Alliance three all three nine two zero 589 00:31:38.480 --> 00:31:45.640 sixteen twenty two. Hi Tom Martino, your troubleshooter three oh 590 00:31:45.720 --> 00:31:49.000 three seven one three talk three all three seven one 591 00:31:49.039 --> 00:31:54.920 three eight two five five. All right, Eva still wants 592 00:31:54.960 --> 00:31:58.000 some help. Look at Eva, listen. I have to explain 593 00:31:58.039 --> 00:32:00.759 something to you. Okay, and use me if I call 594 00:32:00.799 --> 00:32:07.480 you Drew by mistake. Here's the deal. The law is 595 00:32:07.519 --> 00:32:10.200 the law. If you don't like it, you got to 596 00:32:10.200 --> 00:32:15.480 get it changed. There are cities all over the country, 597 00:32:16.599 --> 00:32:22.559 democratic cities going to rental registrations. They're requiring minimum standards, 598 00:32:22.960 --> 00:32:28.920 inspections and registration fees. I don't know what to tell you, Eva. 599 00:32:29.079 --> 00:32:37.119 We can't change the law. It was voted on either 600 00:32:37.160 --> 00:32:41.400 by your city council or by the electorate. I mean, 601 00:32:41.599 --> 00:32:45.640 but your council. You guys give the authority to make rules. 602 00:32:47.720 --> 00:32:48.440 Everyone does. 603 00:32:52.759 --> 00:32:53.640 Yes. 604 00:32:54.039 --> 00:32:54.359 Yes. 605 00:32:55.359 --> 00:33:00.799 What I would like is if you could ask, if 606 00:33:00.839 --> 00:33:03.000 any how to contest this. 607 00:33:03.799 --> 00:33:06.880 Now I did not you You can't contest it. 608 00:33:07.039 --> 00:33:10.319 Eva, it is the law. 609 00:33:10.839 --> 00:33:11.079 You know. 610 00:33:11.160 --> 00:33:14.440 I don't want to pay property tax? Can I contest it? 611 00:33:15.079 --> 00:33:15.359 No? 612 00:33:16.680 --> 00:33:19.400 I don't want to pay water and sewer. I can't 613 00:33:19.440 --> 00:33:20.200 contest it. 614 00:33:22.799 --> 00:33:23.200 Okay. 615 00:33:23.599 --> 00:33:26.160 I guess that's why people are moving away from here. 616 00:33:27.079 --> 00:33:32.119 Maybe maybe it is, or they're not becoming landlords, I 617 00:33:32.319 --> 00:33:37.119 really honest to God. Listen, we vote to put people 618 00:33:37.200 --> 00:33:42.000 on city councils and on school boards and all of these, okay, 619 00:33:42.359 --> 00:33:46.880 and then there are consequences for our votes. Remember when 620 00:33:46.880 --> 00:33:50.160 we had the idiot that we elected to the Denver 621 00:33:50.240 --> 00:33:54.279 school Board, Tay Anderson, who who lobbied and was a 622 00:33:54.400 --> 00:33:57.079 champion for having no law enforcement in schools. 623 00:33:57.440 --> 00:33:58.759 Then it was followed by so. 624 00:33:58.759 --> 00:34:01.960 Much violence he got voted out and they put officers 625 00:34:02.000 --> 00:34:02.880 back in schools. 626 00:34:03.240 --> 00:34:05.200 Life is its own teacher. 627 00:34:06.039 --> 00:34:10.519 If now, as a result of registration, landlords decide not 628 00:34:10.599 --> 00:34:13.920 to be landlords anymore, because not just that, there are 629 00:34:14.039 --> 00:34:16.280 so many laws. You know, there used to be no 630 00:34:16.360 --> 00:34:19.360 rights for tenants. I didn't like that either. And then 631 00:34:19.400 --> 00:34:22.840 it goes the pendulum swings. I mean, there's something called 632 00:34:22.920 --> 00:34:26.199 balance that government doesn't seem to get. It goes too 633 00:34:26.239 --> 00:34:29.960 far one way or the other. So right, now it's 634 00:34:30.079 --> 00:34:34.960 swinging in favor of tenants. Okay, and that is mostly 635 00:34:34.960 --> 00:34:38.519 a progressive agenda. Now, I'm not saying it's entirely bad, 636 00:34:38.960 --> 00:34:42.079 but most of it is right now, Okay, there are 637 00:34:42.239 --> 00:34:45.840 way more problems than rental registration waits. You see when 638 00:34:45.880 --> 00:34:48.679 people can't evict someone who they thought had a month 639 00:34:48.719 --> 00:34:51.719 to month lease because they don't have a just cause. 640 00:34:52.039 --> 00:34:55.800 Wait till they see that. But how do you protest? 641 00:34:56.239 --> 00:34:59.400 You elect people who are in line with your thinking. 642 00:34:59.840 --> 00:35:02.960 That that's how it works in this system. I'm Tom Martino. 643 00:35:03.039 --> 00:35:04.199 We have more coming up. 644 00:35:05.679 --> 00:35:08.960 Go with a sure thing Denver's Best roofer Excel Roofing 645 00:35:09.039 --> 00:35:11.679 dot com. You don't pay a cent until you're content. 646 00:35:13.280 --> 00:35:17.519 Please time for an insurance check up free, no obligation 647 00:35:17.679 --> 00:35:21.519 comparison call Compass Insurance paying too much your coverage at 648 00:35:21.559 --> 00:35:24.280 dozens of insurance companies find out now three oh three 649 00:35:24.480 --> 00:35:27.039 seven seven to one help. You'll think you're his only 650 00:35:27.159 --> 00:35:29.599 customer when you choose Frank durand the real estate Man 651 00:35:29.679 --> 00:35:33.119 dot com to list your home with Remax Alliance three 652 00:35:33.119 --> 00:35:35.239 oh three nine two zero sixteen twenty two. 653 00:35:40.719 --> 00:35:41.239 Ripped of. 654 00:35:43.000 --> 00:35:43.719 News. 655 00:35:44.480 --> 00:35:46.079 Need you don't have. 656 00:35:48.679 --> 00:35:54.239 Run in ass as a cam Shooter's gonna help come. 657 00:35:54.480 --> 00:36:00.920 Max is the Troubleshooter Show. No, Tom Martine Yello. 658 00:36:01.000 --> 00:36:03.000 Tom Martino here, Welcome to the show. 659 00:36:03.079 --> 00:36:05.760 Three Old three seven one three talk seven one three 660 00:36:05.840 --> 00:36:09.199 A two five five. Mark Schumansky's with us today. 661 00:36:08.920 --> 00:36:13.599 From Genesis Total Exteriors dot Com. 662 00:36:13.679 --> 00:36:15.719 Of course they do everything on the outside of their house. 663 00:36:15.760 --> 00:36:19.920 They also do mold detection remediation. They also do basements 664 00:36:19.920 --> 00:36:23.239 and bats and kitchens, uh through the winter months. And 665 00:36:24.920 --> 00:36:28.079 I want to ask you, uh about Mark. I want 666 00:36:28.079 --> 00:36:34.039 to ask you about mold. We One of the most 667 00:36:34.440 --> 00:36:38.679 confusing calls we get here is mold. Now, I will 668 00:36:38.679 --> 00:36:43.000 tell you what every single mold, what every single mold 669 00:36:43.079 --> 00:36:47.119 call has in common. And again I'm not putting anybody down. 670 00:36:47.159 --> 00:36:50.199 I'm just telling you what they have in common. First, 671 00:36:50.480 --> 00:36:52.000 people say they're sick. 672 00:36:51.840 --> 00:36:52.760 And they don't know why. 673 00:36:53.639 --> 00:36:54.159 Excuse me. 674 00:36:54.280 --> 00:36:57.280 After they see the mold usually or or when they 675 00:36:57.280 --> 00:36:59.119 see the mold, they say, well, I know I've been 676 00:36:59.159 --> 00:37:03.400 not feeling well, here's why, and I knew something was up. 677 00:37:03.440 --> 00:37:04.960 Here's why. 678 00:37:04.719 --> 00:37:08.519 They haven't done any tests of the air whatsoever. 679 00:37:08.960 --> 00:37:10.079 They just see mold. 680 00:37:10.480 --> 00:37:14.159 Right, the mold appears to be black, but that's not 681 00:37:14.280 --> 00:37:16.840 black mold because it appears black. Black mold is a 682 00:37:16.880 --> 00:37:18.880 specific type of mold. 683 00:37:18.920 --> 00:37:22.039 There's actually six hundred species of black mold, yes. 684 00:37:21.800 --> 00:37:26.119 Six species, And they claim it's toxic always, and they 685 00:37:26.159 --> 00:37:29.599 claim it's making them sick. And what I explained to them, 686 00:37:30.199 --> 00:37:34.199 except for some crackpot home inspector that texted me one 687 00:37:34.239 --> 00:37:37.840 time and said, just the presence of mold. Now listen, 688 00:37:38.000 --> 00:37:40.280 just the presence of it he senses when he walks 689 00:37:40.280 --> 00:37:42.519 in the house and has nothing to do with mold 690 00:37:42.519 --> 00:37:43.199 spores in the air. 691 00:37:43.199 --> 00:37:45.400 And I said, well, that's just impossible. 692 00:37:45.280 --> 00:37:49.440 Because the thing that makes toxic mold toxic, well, it's 693 00:37:49.519 --> 00:37:52.000 toxic at the surface where it is if it is 694 00:37:52.079 --> 00:37:55.960 toxic mold, But what makes it toxic to people and 695 00:37:56.039 --> 00:37:59.239 animals is that it gets into the air. If it 696 00:37:59.280 --> 00:38:02.000 doesn't get into the air, it'll never affect you. 697 00:38:01.880 --> 00:38:04.079 Right, and so or unless you touch it, right obviously, 698 00:38:04.119 --> 00:38:05.840 if you just see it and if you stopped, you know, 699 00:38:05.880 --> 00:38:08.039 you need something for it to grow on. So you 700 00:38:08.079 --> 00:38:10.239 need some kind of organic compound for it to grow on. 701 00:38:10.559 --> 00:38:12.840 And drywall, for instance, you can grow on drywall. You 702 00:38:12.840 --> 00:38:15.360 can draw grow on wood. It's not gonna grow on steel. 703 00:38:15.400 --> 00:38:17.480 It's not gonna grow on metal. It's not gonna grow 704 00:38:17.519 --> 00:38:20.960 on concrete. On a carpet, it'll grow, yes, okay, so 705 00:38:21.360 --> 00:38:23.519 yes it can. And it has to have it has 706 00:38:23.599 --> 00:38:26.599 to have food. Yes, that's its food source. And you 707 00:38:26.599 --> 00:38:29.280 have to have moisture. And then you also need to 708 00:38:29.320 --> 00:38:30.360 it need to be warm enough. 709 00:38:30.400 --> 00:38:33.039 So the organic materials of food source. The water is 710 00:38:33.079 --> 00:38:34.960 the I don't know if it. 711 00:38:34.880 --> 00:38:36.480 Needs to grow. I mean that's what it helps to grow. 712 00:38:36.519 --> 00:38:37.920 But so now you eliminate it, and then you need 713 00:38:37.960 --> 00:38:41.000 to have darkness or light. It can grow on either, okay. 714 00:38:41.079 --> 00:38:43.559 So so to eliminate it, you get rid of the water. 715 00:38:43.599 --> 00:38:45.280 Get rid of the water is the number one thing 716 00:38:45.280 --> 00:38:46.880 you need. You need it, and then you kill the 717 00:38:46.920 --> 00:38:47.719 existing mold. 718 00:38:47.960 --> 00:38:51.679 Kill the existing mold, encapsulate the what happened, you. 719 00:38:51.599 --> 00:38:53.000 Know, let's say it was two by four is that 720 00:38:53.119 --> 00:38:54.199 got covered or drywall. 721 00:38:54.519 --> 00:38:57.239 You can encapsulate that after you've killed it, and then 722 00:38:57.280 --> 00:39:00.119 you can go upon repair and. 723 00:39:00.079 --> 00:39:01.400 The rest of your house or putting it back to 724 00:39:01.559 --> 00:39:04.320 it was. Now, how do you get it out of 725 00:39:04.360 --> 00:39:04.760 the air? 726 00:39:05.000 --> 00:39:05.800 That just through air? 727 00:39:05.920 --> 00:39:08.719 We use air scrubbers, okay, and so we do, and 728 00:39:08.760 --> 00:39:09.760 we do any kind of work we do. 729 00:39:09.840 --> 00:39:12.320 As long as it's not repopulating the air, it'll be fine. 730 00:39:12.400 --> 00:39:12.559 Right. 731 00:39:12.599 --> 00:39:15.719 And then we also you also have a negative air 732 00:39:15.800 --> 00:39:17.599 pressure in the in the building or in the room 733 00:39:17.639 --> 00:39:20.559 that you're working in, so there's nothing it's not spreading around. 734 00:39:20.599 --> 00:39:24.119 It's going to go out, okay, you're exhaust so and 735 00:39:24.199 --> 00:39:26.280 that goes through a HEPA filter so it's not like 736 00:39:26.400 --> 00:39:27.599 you're just blowing out into the air. 737 00:39:27.679 --> 00:39:29.159 It actually gets filtered before it goes. 738 00:39:29.199 --> 00:39:33.639 But you say six hundred species of black mold, yes, okay, 739 00:39:34.000 --> 00:39:36.960 when in your inspections of mold, how much mold do 740 00:39:36.960 --> 00:39:38.480 you find that's actually toxic? 741 00:39:39.480 --> 00:39:45.039 So it's usually about fifty to fifty is what we'll see, okay. 742 00:39:44.760 --> 00:39:46.960 And then the ones that are toxic, how much do 743 00:39:47.000 --> 00:39:50.480 you see? How does it get into the air? It 744 00:39:50.519 --> 00:39:52.079 gets in the air because it gets disturbed. 745 00:39:52.480 --> 00:39:54.360 Okay, So you know if it's sitting there and you know, 746 00:39:54.440 --> 00:39:55.599 let's say it's an area. 747 00:39:55.360 --> 00:39:58.079 That has air air movement, it's going to get into 748 00:39:58.119 --> 00:39:58.320 the air. 749 00:39:58.400 --> 00:39:58.519 Right. 750 00:39:58.559 --> 00:40:01.320 You think about an attic space, Well, attic spaces are 751 00:40:01.320 --> 00:40:03.480 getting mold, and could that get into the house. Yeah, 752 00:40:03.519 --> 00:40:05.280 because you open up your windows of your house and 753 00:40:05.280 --> 00:40:07.559 all sudden you got air blowing through your attic space. 754 00:40:07.599 --> 00:40:09.920 And also you're getting air that way or is it 755 00:40:10.000 --> 00:40:12.039 just not an air tight house. You could get air 756 00:40:12.079 --> 00:40:14.800 filtration from your attic space into your living space also. 757 00:40:15.039 --> 00:40:19.440 Okay, So the bottom line is you don't know until 758 00:40:19.440 --> 00:40:20.239 you test the air. 759 00:40:20.880 --> 00:40:23.119 Is there anything you do to test the mold itself? 760 00:40:23.559 --> 00:40:23.960 You can do? 761 00:40:24.079 --> 00:40:25.239 You can do call a surface test. 762 00:40:25.320 --> 00:40:28.480 Yes, actually taking tape and lifting off of that and 763 00:40:28.519 --> 00:40:31.920 putting us slide just like you did when you're in biology. 764 00:40:31.440 --> 00:40:32.760 And back in high school. 765 00:40:33.199 --> 00:40:36.440 There are those who call that also believe you're never 766 00:40:36.480 --> 00:40:39.760 going to get rid of it. So that's just a fallacy. 767 00:40:40.119 --> 00:40:42.880 Well yes, and no, I mean we're breathing it right now. 768 00:40:42.960 --> 00:40:46.239 There's always okay, well, okay, what I mean is in 769 00:40:46.280 --> 00:40:47.599 Texas for a while. 770 00:40:47.440 --> 00:40:48.760 Oh yeah, you had to tear the whole house. 771 00:40:48.760 --> 00:40:51.960 There were people literally tearing houses down and suing their 772 00:40:51.960 --> 00:40:53.440 insurance company for a new house. 773 00:40:53.599 --> 00:40:56.239 Right, I mean, come on, yeah, I mean that's that's 774 00:40:56.320 --> 00:40:57.039 way over the top. 775 00:40:57.119 --> 00:41:00.599 And you know, again, so much higher humidity levels in 776 00:41:00.639 --> 00:41:03.239 Texas too that you have issues with. That can just 777 00:41:03.280 --> 00:41:05.320 be part of it too. Is you just have humidity 778 00:41:05.360 --> 00:41:07.199 and that's enough moisture for the mold to growth. 779 00:41:07.199 --> 00:41:10.760 But humidity alone does not make moisture or does for example, 780 00:41:10.840 --> 00:41:14.639 will humidity in any enclosed space cause mold. 781 00:41:14.840 --> 00:41:17.639 Well, again, you go back into even your huge transfer. 782 00:41:17.800 --> 00:41:19.639 You know, you got a glass of ice water and 783 00:41:19.639 --> 00:41:21.199 you got ice cubes in it, and it's a hot 784 00:41:21.239 --> 00:41:23.800 sunny day on the outside. There's moisture dripping off the 785 00:41:23.800 --> 00:41:26.480 outside of that glass. That came. That moisture came from 786 00:41:26.519 --> 00:41:29.280 the outside. That came that didn't come from inside the glass. 787 00:41:29.559 --> 00:41:32.840 It's actually you know, it's from the air. Temperature transference 788 00:41:33.159 --> 00:41:36.360 causes that to condensate. And now you have moisture in 789 00:41:36.360 --> 00:41:38.960 a room, and so that you see a lot in 790 00:41:39.039 --> 00:41:41.440 crawl spaces and in attic spaces. 791 00:41:42.000 --> 00:41:44.119 Is there anything you can do to prevent mold growth? 792 00:41:44.480 --> 00:41:47.239 Well, again, you know, air getting air, so it's not 793 00:41:47.679 --> 00:41:50.440 you know, not stagnant, right, not stagnant. You get enough 794 00:41:50.480 --> 00:41:52.519 air to move there, so it doesn't get a chance. 795 00:41:52.320 --> 00:41:56.639 To so air movement. And I heard light, air movement 796 00:41:56.679 --> 00:41:58.239 and light. But you said it can grow in light. 797 00:41:58.559 --> 00:42:01.639 Air movement and light though, are your best enemies, isn't it? 798 00:42:01.760 --> 00:42:02.440 Sure? Aren't they? 799 00:42:02.440 --> 00:42:02.679 I mean? 800 00:42:02.800 --> 00:42:06.519 Okay, Martha, she wants to talk about an online scam. 801 00:42:06.559 --> 00:42:09.199 Martha. Hi, I'm Tom Martinez. What's going on? Martha? 802 00:42:12.440 --> 00:42:12.639 Oh? 803 00:42:12.719 --> 00:42:16.840 Hi, I'm Martha from Florida. And I've never had any 804 00:42:16.880 --> 00:42:19.480 problem like this before, and it has to be a scam. 805 00:42:20.239 --> 00:42:20.920 What is it? 806 00:42:21.000 --> 00:42:21.159 So? 807 00:42:21.719 --> 00:42:27.880 Back in July, I got a bill for a an 808 00:42:27.880 --> 00:42:34.119 online clothing store called b y l T Basics and 809 00:42:34.239 --> 00:42:36.519 it was it's just well, it's one hundred and ninety 810 00:42:36.519 --> 00:42:38.400 one dollars ninety nine cents. 811 00:42:38.880 --> 00:42:43.159 So and what is this b l Y Basics or 812 00:42:43.360 --> 00:42:47.400 b l Y b l b Y sorry. 813 00:42:47.079 --> 00:42:51.840 B y l T Basics. Oh, it's why online clothing 814 00:42:51.880 --> 00:42:56.480 store b y LT. So it's an online clothing store. 815 00:42:57.199 --> 00:42:58.559 And what had happened? 816 00:42:58.760 --> 00:42:59.559 Was it said? 817 00:42:59.719 --> 00:43:04.280 Of so like the legitimate affirm credit? 818 00:43:05.239 --> 00:43:08.400 Is how they bought these clothes or. 819 00:43:08.239 --> 00:43:11.719 How the stammer looked like they bought these clothes? Yeah, 820 00:43:11.760 --> 00:43:14.880 so I have called made lots, I've. 821 00:43:14.840 --> 00:43:16.079 Sent why what are they doing? 822 00:43:16.199 --> 00:43:18.800 What are they doing that's negative to you right now? 823 00:43:20.000 --> 00:43:24.079 Okay, So what they've done is they have it was 824 00:43:24.119 --> 00:43:29.280 bought through a firm credit and now then it's since 825 00:43:29.400 --> 00:43:32.199 July now it has been turned over to a collection 826 00:43:32.320 --> 00:43:34.840 agency called January. 827 00:43:34.519 --> 00:43:38.000 Okay, so you have this charge is showing up. Where 828 00:43:38.119 --> 00:43:40.000 is it on a charge card? 829 00:43:41.719 --> 00:43:46.199 No, it's a firm, is I guess it's a legitimate 830 00:43:47.039 --> 00:43:49.559 like almost like a credit card, but it's a credit 831 00:43:49.719 --> 00:43:52.000 that has to be checked that you can buy things 832 00:43:52.039 --> 00:43:54.280 through a firm which is a legitimate company. 833 00:43:54.559 --> 00:43:55.199 So wait a minute. 834 00:43:55.280 --> 00:43:59.719 So they're saying that you made these purchases online using 835 00:43:59.800 --> 00:44:01.599 some kind of credit card. 836 00:44:02.519 --> 00:44:03.639 Correct, correct? 837 00:44:03.840 --> 00:44:04.679 And I did not. 838 00:44:05.079 --> 00:44:05.880 So what's the. 839 00:44:05.880 --> 00:44:08.280 Name of the card you supposedly used? 840 00:44:09.559 --> 00:44:10.400 Affirm? 841 00:44:11.000 --> 00:44:15.920 It's it's a payment service. There, it's not actually a 842 00:44:15.920 --> 00:44:20.000 credit card. It's a credits service that online retailers offer. 843 00:44:20.400 --> 00:44:24.719 So you can you can pay over time. Uh for 844 00:44:24.920 --> 00:44:26.840 clothing for anything? 845 00:44:27.400 --> 00:44:29.960 Okay, well I know, but in her case for clothing 846 00:44:30.599 --> 00:44:34.480 bought at supposedly bought at Built. Uh? 847 00:44:34.880 --> 00:44:38.840 What is bill ilt? Builds a casual E Y L G. 848 00:44:39.039 --> 00:44:40.880 I don't know what it stands. 849 00:44:40.559 --> 00:44:43.360 For, but it is casual clothing. 850 00:44:44.840 --> 00:44:45.079 Great. 851 00:44:46.000 --> 00:44:49.360 So I have called that clothing company. They have no 852 00:44:49.440 --> 00:44:53.679 record of me. I have called the affirm. They have 853 00:44:53.840 --> 00:44:56.840 no record of me. But yet it has been turned 854 00:44:56.880 --> 00:44:58.199 over to a Wait. 855 00:44:58.039 --> 00:45:00.320 A minute, Wait a minute, A firm has no record 856 00:45:00.320 --> 00:45:04.239 of you, Built has no record of you. So the 857 00:45:04.239 --> 00:45:10.599 only one with a record of you is this collection agency. 858 00:45:08.840 --> 00:45:13.599 Yes, January collection agency. But here's how it's affecting me. 859 00:45:13.880 --> 00:45:17.719 Is now this collection agency is showing up at my 860 00:45:17.920 --> 00:45:21.480 bank that I am delinklent. 861 00:45:21.960 --> 00:45:26.000 In showing up at your bank? Are you talking about 862 00:45:26.039 --> 00:45:27.079 your credit report? 863 00:45:28.880 --> 00:45:32.360 It's showing it has four it has been turned in 864 00:45:32.519 --> 00:45:35.440 four times at my bank. I just found this out 865 00:45:35.480 --> 00:45:37.239 because I just thought it was all a damn and 866 00:45:37.280 --> 00:45:39.360 there's no way it's gonna go that far. 867 00:45:40.239 --> 00:45:42.159 Yeah, But how is it affecting you? What do you 868 00:45:42.199 --> 00:45:44.280 mean showing up at your bank? What does that mean? 869 00:45:44.360 --> 00:45:46.599 Showing up at my bank? I don't even know what 870 00:45:46.639 --> 00:45:50.519 that means. 871 00:45:48.880 --> 00:45:51.679 If they have I have not been to my bank yet. 872 00:45:51.679 --> 00:45:55.599 But on my bank statement it states that this credit 873 00:45:56.039 --> 00:46:03.800 this collection agency has put in a claim. 874 00:46:02.760 --> 00:46:05.920 That I okay, hold on, did they put a lean? 875 00:46:06.320 --> 00:46:09.039 Are they putting a garnishment on your checking account? 876 00:46:10.960 --> 00:46:12.400 I don't know. I don't know. 877 00:46:12.800 --> 00:46:15.159 Well, see that's what I need to know you When 878 00:46:15.239 --> 00:46:18.519 you say it showed up at my bank? Is there 879 00:46:18.559 --> 00:46:22.480 a notice? Is there a garnishment? An order of garnishment? 880 00:46:22.519 --> 00:46:24.519 In order to get an order of garnishment, there would 881 00:46:24.559 --> 00:46:26.679 have to have been a court judgment. Was there a 882 00:46:26.719 --> 00:46:29.760 court judgment? In order to get a court judgment, you 883 00:46:29.800 --> 00:46:32.440 would have had to have been served. Were you ever served? 884 00:46:33.440 --> 00:46:33.599 No? 885 00:46:33.760 --> 00:46:35.599 I was okay, I need to know. 886 00:46:35.760 --> 00:46:37.719 We need to back up, because I need to know 887 00:46:37.800 --> 00:46:41.719 you're reading this correctly. Your bank told you there is 888 00:46:41.760 --> 00:46:46.239 a writ of garnishment against your checking account for how much? 889 00:46:48.000 --> 00:46:48.599 I read it? 890 00:46:48.719 --> 00:46:50.719 I mean it's listed four times on my stake. 891 00:46:50.880 --> 00:46:51.320 How much? 892 00:46:51.599 --> 00:46:51.960 How much? 893 00:46:52.079 --> 00:46:55.719 You're one hundred and ninety one dollars and ninety nine cents. 894 00:46:56.480 --> 00:47:00.800 Okay, So your bank told you there's a writ of garnishment. 895 00:47:02.239 --> 00:47:07.000 All right, that's impossible without going to court and getting 896 00:47:07.000 --> 00:47:10.079 a judgment. Again, well, they must have got a default judgment. Yeah, 897 00:47:10.079 --> 00:47:11.920 but they she would have had to have been served. 898 00:47:12.280 --> 00:47:15.360 So did you now? January Collection Agency? 899 00:47:15.360 --> 00:47:15.760 Where are there? 900 00:47:15.880 --> 00:47:19.760 Where are they out of looks like New York City, 901 00:47:20.639 --> 00:47:21.280 New York City. 902 00:47:21.360 --> 00:47:26.320 Okay, I've called and talked to them. They said that 903 00:47:26.360 --> 00:47:29.280 they're ex They said that, yes, they have a record 904 00:47:29.280 --> 00:47:33.360 that I owe this money and they have expedited it 905 00:47:33.480 --> 00:47:36.679 to the next level whatever that means. 906 00:47:36.960 --> 00:47:39.519 Who said that? 907 00:47:39.639 --> 00:47:42.320 When I called and talked to somebody at January, Yeah. 908 00:47:42.159 --> 00:47:43.960 I have it all written down at home. 909 00:47:44.039 --> 00:47:46.239 The names of the people that I talked to. 910 00:47:46.400 --> 00:47:47.760 Well, it doesn't really matter. 911 00:47:48.039 --> 00:47:52.880 Okay, did your banks say they are sending them the money? 912 00:47:54.840 --> 00:47:56.000 Oh, I don't know. 913 00:47:56.199 --> 00:47:56.559 I see. 914 00:47:56.559 --> 00:47:58.199 That's where I need help because I don't know what 915 00:47:58.280 --> 00:47:58.559 to do. 916 00:47:58.639 --> 00:48:01.079 So those well, what what's the name of your bank? 917 00:48:02.840 --> 00:48:04.639 It's achiev a credit union. 918 00:48:05.920 --> 00:48:08.199 Did you actually go you how much do you have 919 00:48:08.280 --> 00:48:08.599 in there? 920 00:48:11.159 --> 00:48:11.880 How much money? 921 00:48:12.400 --> 00:48:12.599 Yeah? 922 00:48:12.679 --> 00:48:18.119 I mean like roughly, you have hundreds. 923 00:48:16.119 --> 00:48:17.159 Oh thousands. 924 00:48:17.199 --> 00:48:19.239 I had plenty of money to cover one hundred. 925 00:48:19.360 --> 00:48:20.559 No, I get it, I get it. 926 00:48:21.000 --> 00:48:25.039 Did you straight out ask your credit union if they 927 00:48:25.079 --> 00:48:26.119 have paid this bill? 928 00:48:28.800 --> 00:48:31.079 What's funny is I was going there today and the 929 00:48:31.079 --> 00:48:33.480 electricity was off, so I thought, oh, well, I'm not 930 00:48:33.519 --> 00:48:36.280 going to stop there today. So yes, I will go 931 00:48:36.360 --> 00:48:37.800 there and ask them. 932 00:48:39.079 --> 00:48:41.639 Here's the deal, Tom, if they if they did it 933 00:48:41.679 --> 00:48:44.639 four times, then obviously it wasn't paid. 934 00:48:44.639 --> 00:48:46.960 Because it was paid. They would only have asked for 935 00:48:47.000 --> 00:48:47.440 it once. 936 00:48:47.920 --> 00:48:50.840 And wait a minute, because we don't know the total 937 00:48:50.840 --> 00:48:53.599 amount of the bill, it could have been that they're 938 00:48:53.599 --> 00:48:57.280 taking installments. It could be that that was the agreement 939 00:48:57.639 --> 00:49:03.239 with the credit for affirm that she was going to 940 00:49:03.280 --> 00:49:06.679 make monthly payments. Now, when they took these four payments, 941 00:49:06.800 --> 00:49:11.079 or that they made these four hits are I don't think. 942 00:49:11.159 --> 00:49:13.400 I don't think you know what they are. I don't 943 00:49:13.440 --> 00:49:17.119 think they're rits of garnishment. Okay, they don't hit rits 944 00:49:17.159 --> 00:49:18.920 of garnishment repeatedly. 945 00:49:19.280 --> 00:49:22.159 They do it once. So what I think it is. 946 00:49:22.760 --> 00:49:25.480 I think they're putting through an acch to try to 947 00:49:25.519 --> 00:49:30.079 collect from your account. But if they put four through, 948 00:49:30.559 --> 00:49:34.920 they either collected four times or they keep getting rejected 949 00:49:35.360 --> 00:49:38.280 and they keep trying to redo it, and you're not. 950 00:49:38.199 --> 00:49:40.599 Going to like the answer. Okay, I'm going to tell 951 00:49:40.639 --> 00:49:41.159 you something. 952 00:49:42.119 --> 00:49:47.159 If a firm or January, if they claim that you 953 00:49:47.280 --> 00:49:51.360 owe them money and have an agreement with them, this 954 00:49:51.400 --> 00:49:53.679 is the nasty part of banking. No one wants to 955 00:49:53.719 --> 00:49:58.159 know they're going to keep hitting the ach until it 956 00:49:58.239 --> 00:50:02.400 goes through. Fortunately, what you need to do is close 957 00:50:02.440 --> 00:50:07.000 your account there to keep that from happening and reopen 958 00:50:07.000 --> 00:50:10.360 an account somewhere else. You can't even use the same 959 00:50:10.440 --> 00:50:13.719 place to open a new account because the. 960 00:50:13.800 --> 00:50:15.280 Obligation will follow you. 961 00:50:15.719 --> 00:50:17.400 I know you don't want to hear this, but it's 962 00:50:17.440 --> 00:50:20.800 the God's honest truth. If they are going after you 963 00:50:21.400 --> 00:50:25.159 the bank doesn't ask if it's legit or not. They 964 00:50:25.199 --> 00:50:31.320 do not ask. They just honor achs. I know it's impossible, 965 00:50:31.559 --> 00:50:35.400 but it happens. So I'm giving you solid advice, and 966 00:50:35.440 --> 00:50:38.639 that is move your money if they have not gotten 967 00:50:38.679 --> 00:50:43.280 the money yet, or get written assurance from your credit 968 00:50:43.400 --> 00:50:47.800 union that they will not honor any achs from this company. 969 00:50:48.039 --> 00:50:51.320 That's if it is an ach If it turns out 970 00:50:51.400 --> 00:50:56.960 to be an actual writ of garnishment, you got a 971 00:50:56.960 --> 00:50:59.760 bigger problem because there is a massive. 972 00:50:59.320 --> 00:51:01.079 Fraud going on. All right. 973 00:51:01.480 --> 00:51:03.920 I don't think it's a rid of garnishment, but you 974 00:51:04.039 --> 00:51:06.880 call us back and I'll have all of these notes 975 00:51:07.440 --> 00:51:08.960 and then we can figure it out. 976 00:51:09.159 --> 00:51:10.840 When are you going to the credit union? 977 00:51:12.880 --> 00:51:14.400 In about one hour, I'm. 978 00:51:14.239 --> 00:51:16.960 Going to say that call us back either today or tomorrow. 979 00:51:17.599 --> 00:51:20.039 Where are you located. 980 00:51:20.719 --> 00:51:22.599 In Florida in Okay? 981 00:51:22.880 --> 00:51:23.840 What part ye? 982 00:51:24.920 --> 00:51:28.039 Southwest Florida, north Fort Florida. 983 00:51:27.599 --> 00:51:33.679 Okay, beautiful area. So so what you do is call 984 00:51:33.760 --> 00:51:34.239 us back. 985 00:51:34.320 --> 00:51:36.960 I have you down here and I'll put pending on 986 00:51:37.000 --> 00:51:40.719 this and we will give you some advice after you 987 00:51:40.840 --> 00:51:42.840 find out. You're going to find out is it a 988 00:51:42.880 --> 00:51:45.840 rid of garnishment or is it a request for an 989 00:51:45.880 --> 00:51:49.320 ach or something else. Find out exactly what it is 990 00:51:49.360 --> 00:51:51.920 and call us back. I'm Tom Martinez. We have more 991 00:51:51.960 --> 00:51:53.559 coming up on the Troubleshooter Show. 992 00:52:00.119 --> 00:52:03.360 Go with a sure thing Denver's best roofer Excel Roofing 993 00:52:03.480 --> 00:52:04.039 dot com. 994 00:52:04.079 --> 00:52:09.719 You don't pay a cent until you're content. Wait time 995 00:52:09.760 --> 00:52:13.039 for an insurance checkup free, no obligation. In comparison, call 996 00:52:13.119 --> 00:52:16.440 Compass Insurance paying too much your coverage at dozens of 997 00:52:16.480 --> 00:52:19.440 insurance companies find out now three all three seven seven 998 00:52:19.440 --> 00:52:19.679 to one. 999 00:52:19.800 --> 00:52:20.039 Help. 1000 00:52:20.239 --> 00:52:22.840 You'll think you're his only customer when you choose Frank 1001 00:52:22.920 --> 00:52:25.360 durand the real estate Man dot com to list your 1002 00:52:25.400 --> 00:52:28.519 home with Remax Alliance three all three nine two zero 1003 00:52:28.679 --> 00:52:34.480 sixteen twenty two. Hi Tom Martino, your Troubleshooter three O 1004 00:52:34.599 --> 00:52:37.719 three seven on three Talk three oh three seven one 1005 00:52:37.800 --> 00:52:40.880 three eight two five five. I just can't believe how 1006 00:52:40.880 --> 00:52:43.480 many online scams there are these days. My god, it 1007 00:52:43.559 --> 00:52:47.039 gets to be crazy what people put up with. 1008 00:52:47.360 --> 00:52:49.440 Sharon h I looked at this. 1009 00:52:49.639 --> 00:52:53.079 Now this email you sent with a tree, let me 1010 00:52:53.159 --> 00:52:57.559 let me ask you this that small tree you hired 1011 00:52:57.599 --> 00:52:59.159 someone to trim? 1012 00:52:59.679 --> 00:53:04.280 No, No, what happened is the house next door to 1013 00:53:04.320 --> 00:53:08.719 me was sold, and then developer came, knocked it down 1014 00:53:08.760 --> 00:53:12.599 and built a home on it. And the general contractor 1015 00:53:12.679 --> 00:53:13.639 told me that. 1016 00:53:15.079 --> 00:53:17.480 And it's a six and this is right next door 1017 00:53:17.480 --> 00:53:17.679 to you. 1018 00:53:17.840 --> 00:53:22.760 Truth. Correct, yes, And he told me that my branches 1019 00:53:23.400 --> 00:53:24.800 were on his property. 1020 00:53:25.280 --> 00:53:28.239 The builder said this the builder or the developer. 1021 00:53:29.119 --> 00:53:32.440 It's the general contractor of the developer. 1022 00:53:32.719 --> 00:53:33.079 Okay. 1023 00:53:33.159 --> 00:53:39.119 The general contractor said, hey, your your branches are encroaching 1024 00:53:39.119 --> 00:53:40.039 on my property. 1025 00:53:40.880 --> 00:53:41.360 Correct. 1026 00:53:42.280 --> 00:53:44.480 And then what did he say he was going to 1027 00:53:44.559 --> 00:53:45.159 cut it back? 1028 00:53:46.039 --> 00:53:49.280 Well, yes, he came and he cut it, and then 1029 00:53:49.320 --> 00:53:55.760 this is the picture he killed it. Yeah. Well I 1030 00:53:55.840 --> 00:54:01.639 got it appraised and it was eighty five per excellent 1031 00:54:01.800 --> 00:54:04.519 condition and now it's seven percent. 1032 00:54:05.039 --> 00:54:07.440 It doesn't even look fifty seven. It looks dead to me. 1033 00:54:08.400 --> 00:54:12.039 Well that's their side if you look at that last picture, 1034 00:54:12.119 --> 00:54:15.440 that's the side that I'm looking at that I okay, 1035 00:54:15.480 --> 00:54:16.480 So what. 1036 00:54:16.360 --> 00:54:17.000 Do you want? 1037 00:54:17.639 --> 00:54:20.320 Because they have a duty they if they're going to 1038 00:54:20.400 --> 00:54:23.480 cut it back, they have a duty to do it properly. 1039 00:54:24.679 --> 00:54:26.639 And they did not do it because I had it 1040 00:54:26.719 --> 00:54:30.519 appraised and they said that it was a direct cause 1041 00:54:31.679 --> 00:54:32.679 from the pruning. 1042 00:54:33.119 --> 00:54:37.079 Or here's what I don't understand. Why did they do it. 1043 00:54:37.079 --> 00:54:40.400 It's pretty. Why wouldn't they want those branches? I don't 1044 00:54:40.400 --> 00:54:43.199 even understand why they did it. I mean, why wouldn't 1045 00:54:43.239 --> 00:54:45.840 you want a pretty tree bordering your property? Why would 1046 00:54:45.840 --> 00:54:48.119 you have to cut it off at the property line? 1047 00:54:48.559 --> 00:54:49.079 Why? 1048 00:54:49.440 --> 00:54:49.719 Yeah? 1049 00:54:49.760 --> 00:54:53.559 And do you see that first picture that's the property stake. 1050 00:54:54.920 --> 00:54:58.639 I know what I'm saying is I mean people usually 1051 00:54:58.719 --> 00:55:01.760 love having tree around. Why would they cut it back 1052 00:55:01.920 --> 00:55:04.719 just because it's encroaching. I mean, it's not like it 1053 00:55:04.760 --> 00:55:06.719 was blocking the house or anything. 1054 00:55:07.639 --> 00:55:10.320 That's corrects no sense to me. 1055 00:55:11.519 --> 00:55:14.679 I know, it like they cut it back under her property. Yeah, 1056 00:55:14.719 --> 00:55:17.480 they cut it even farther than your friends. It looks 1057 00:55:17.519 --> 00:55:20.400 like so they proved that. Did they ask your permission 1058 00:55:20.440 --> 00:55:21.000 to prone it? 1059 00:55:21.679 --> 00:55:25.559 Well, he said, if it's on my property, I can 1060 00:55:25.719 --> 00:55:26.440 cut it off. 1061 00:55:27.199 --> 00:55:29.159 But they they must use. 1062 00:55:30.920 --> 00:55:35.199 Uh, they must use diligence. I mean, this is this 1063 00:55:35.280 --> 00:55:37.880 is a hack job, correct. 1064 00:55:37.480 --> 00:55:41.239 And that's what the arborist told me. It was a 1065 00:55:41.239 --> 00:55:44.760 hack job. So my question is it you know, the 1066 00:55:44.840 --> 00:55:48.920 appraisal that they sent me its way over small claims. 1067 00:55:49.000 --> 00:55:51.800 And so wait wait wait wait wait wait what did 1068 00:55:51.800 --> 00:55:53.400 they say it would take to replace? 1069 00:55:53.800 --> 00:55:55.360 Is this for replacing the tree? 1070 00:55:56.440 --> 00:55:56.639 Well? 1071 00:55:56.880 --> 00:55:59.480 This is for the damn it done. 1072 00:56:00.119 --> 00:56:03.960 Then for Okay, hold on, Sharon, I don't need to 1073 00:56:04.000 --> 00:56:04.920 know any details. 1074 00:56:04.960 --> 00:56:05.440 I need to know. 1075 00:56:05.519 --> 00:56:10.360 This is the damage amount for replacing the tree. 1076 00:56:14.239 --> 00:56:19.119 It's fifteen thousand, six hundred dollars for the damage of 1077 00:56:19.239 --> 00:56:23.039 the tree and then to treat it and then replace 1078 00:56:23.119 --> 00:56:25.039 it if the treatment doesn't work. 1079 00:56:26.599 --> 00:56:28.519 Okay, that doesn't make sense. 1080 00:56:30.360 --> 00:56:33.719 Well I'll tell you why, because damages can't be either 1081 00:56:33.960 --> 00:56:38.320 or So if you give them, you give them a 1082 00:56:38.400 --> 00:56:41.400 value of the tree to remove and replace. That's a 1083 00:56:41.519 --> 00:56:45.079 damage to say it's going to be fifteen to try 1084 00:56:45.119 --> 00:56:49.280 to treat it and if that doesn't work, to replace it. Well, 1085 00:56:49.320 --> 00:56:52.199 that might be they don't have to pay for your trying. Now, 1086 00:56:52.239 --> 00:56:54.360 they can pay for your trying, but they. 1087 00:56:54.199 --> 00:56:55.440 Don't have to pay for both. 1088 00:56:55.760 --> 00:56:59.000 What I'm saying is there's the ultimate price of the tree. 1089 00:56:59.480 --> 00:57:01.719 If you get paid for it, you can decide to 1090 00:57:01.760 --> 00:57:04.760 try to fix it or try to replace it. But 1091 00:57:04.800 --> 00:57:08.679 the tree has an infinite value period. You can't make 1092 00:57:09.960 --> 00:57:12.719 What if it would take ten thousand dollars to experiment 1093 00:57:12.800 --> 00:57:15.719 fixing it and then it doesn't work, does that mean 1094 00:57:15.760 --> 00:57:18.960 you pay two thousand to replace it? If it costs 1095 00:57:19.000 --> 00:57:21.760 two thousand. To replace it, you charge them two grand. 1096 00:57:22.000 --> 00:57:23.920 You don't charge them the ten grand to try to 1097 00:57:23.960 --> 00:57:27.519 bring it back. You have to have you have to 1098 00:57:27.599 --> 00:57:31.480 mitigate your damage. So what is the price to replace 1099 00:57:31.760 --> 00:57:33.199 the tree? Period? 1100 00:57:34.320 --> 00:57:38.440 They didn't give it to me on the appraisal. 1101 00:57:38.800 --> 00:57:40.880 They do. That's what you need, Okay. 1102 00:57:41.039 --> 00:57:43.800 Do you know how much of that bill for fifteen 1103 00:57:43.920 --> 00:57:46.760 grand is treating it and trying to bring it back 1104 00:57:46.800 --> 00:57:49.159 to life, and how much of that bill is for 1105 00:57:49.280 --> 00:57:50.039 replacing it? 1106 00:57:51.000 --> 00:57:51.159 Yes? 1107 00:57:51.440 --> 00:57:54.719 Well, now not replacing it. They set the damage to 1108 00:57:54.800 --> 00:57:56.440 the tree was ten thousand. 1109 00:57:58.079 --> 00:57:58.360 Okay. 1110 00:57:58.840 --> 00:58:00.880 That makes no sense to me. Okay, So I don't 1111 00:58:00.880 --> 00:58:04.000 have any idea what you're talking about. Damage does not 1112 00:58:04.119 --> 00:58:08.480 have a price. Repairs have a price, and replacement have 1113 00:58:08.519 --> 00:58:12.880 a price. And you don't pay for both repairs and replacement, 1114 00:58:13.159 --> 00:58:13.920 you pick one. 1115 00:58:14.519 --> 00:58:15.480 Okay. 1116 00:58:15.199 --> 00:58:18.320 So what I'm getting at is you can't go after 1117 00:58:18.360 --> 00:58:24.000 them for anything until you define your loss. 1118 00:58:25.119 --> 00:58:29.559 And the loss for the tree was a priced at 1119 00:58:29.639 --> 00:58:31.039 ten thousand dollars. 1120 00:58:31.119 --> 00:58:36.039 Okay, if you paid that company ten grand, they can 1121 00:58:36.119 --> 00:58:37.880 remove and replace that tree. 1122 00:58:38.119 --> 00:58:38.639 Is that right? 1123 00:58:38.719 --> 00:58:39.039 Okay? 1124 00:58:39.920 --> 00:58:40.440 Is that right? 1125 00:58:40.519 --> 00:58:42.960 I'm asking you. I didn't talk to them. 1126 00:58:43.280 --> 00:58:48.239 Yes, okay, Sharon, I don't mean I don't mean to you, know, 1127 00:58:48.360 --> 00:58:52.239 to perplex you. I just mean to help you. So 1128 00:58:52.679 --> 00:58:55.239 here's what you need to do. You need to ask 1129 00:58:55.840 --> 00:59:01.239 the arborist how much will it cost to remove and 1130 00:59:01.320 --> 00:59:05.920 replace the tree with a like tree period, not with 1131 00:59:06.000 --> 00:59:10.119 a baby sapling, but with a like tree. If the 1132 00:59:10.199 --> 00:59:13.639 price is ten grand, that's your loss. If the price 1133 00:59:13.719 --> 00:59:15.800 is five grand, that's your loss. 1134 00:59:16.079 --> 00:59:16.519 Okay. 1135 00:59:16.679 --> 00:59:18.920 Now if they say to you, but we can try 1136 00:59:18.960 --> 00:59:22.320 to bring it back for two the problem is they 1137 00:59:22.360 --> 00:59:26.039 don't have to experiment with bringing it back and then 1138 00:59:26.320 --> 00:59:30.079 expect them to pay five grand to replace it or whatever, 1139 00:59:30.400 --> 00:59:33.639 it's The replacement of the tree is your ultimate loss. 1140 00:59:33.880 --> 00:59:35.039 Okay. 1141 00:59:35.639 --> 00:59:39.480 So once you get that amount, we'll fight for you 1142 00:59:39.559 --> 00:59:42.360 to try to get them. These people have to have insurance. 1143 00:59:42.679 --> 00:59:47.320 They were negligent. In my opinion, I don't understand. 1144 00:59:46.920 --> 00:59:49.480 Why the hell they had to kill it. 1145 00:59:50.440 --> 00:59:54.480 Anybody that arboris probably told you anybody who did it 1146 00:59:54.599 --> 00:59:56.400 properly would not have to kill it. 1147 00:59:56.480 --> 00:59:58.199 Right correct. 1148 00:59:58.679 --> 01:00:01.719 Make sure that ARBs is willing to testify for you. 1149 01:00:02.000 --> 01:00:04.719 And I don't mean going to court, although you may 1150 01:00:04.760 --> 01:00:07.000 want to try to put an acclaim with your homeowner's 1151 01:00:07.039 --> 01:00:10.800 insurance and maybe they'll subrogate the claim. Let's get Compass 1152 01:00:10.840 --> 01:00:13.159 Insurance on to see what they have to say about this. 1153 01:00:13.559 --> 01:00:15.000 I want to know if you can put in a 1154 01:00:15.119 --> 01:00:16.880 claim for that. We got more coming up on the 1155 01:00:16.880 --> 01:00:26.360 Troubleshooter Show. Go with a sure Thing Denver's Best Roofer 1156 01:00:26.480 --> 01:00:29.400 Excel Roofing dot com. You don't pay a cent until 1157 01:00:29.400 --> 01:00:35.159 you're content than time for an insurance check up free, 1158 01:00:35.239 --> 01:00:38.960 no obligation. In comparison, call Compass Insurance paying too much 1159 01:00:39.079 --> 01:00:42.039 your coverage at dozens of insurance companies find out Now 1160 01:00:42.119 --> 01:00:44.400 three oh three seven to seven to one help. You'll 1161 01:00:44.400 --> 01:00:47.159 think you're his only customer when you choose Frank durand 1162 01:00:47.159 --> 01:00:49.599 the real estate Man dot com to list your home 1163 01:00:49.800 --> 01:00:52.960 with Remax Alliance three oh three nine two zero sixteen 1164 01:00:53.039 --> 01:00:53.519 twenty two. 1165 01:00:54.199 --> 01:00:55.480 All right for those. 1166 01:00:55.239 --> 01:00:59.440 Who love deals, man, I'm telling you if the deals 1167 01:00:59.440 --> 01:01:03.400 are extray I want to bring up Courtney Pierce, one 1168 01:01:03.400 --> 01:01:04.480 of the owners. 1169 01:01:04.079 --> 01:01:07.559 At Buy and Build. Buy and Build. 1170 01:01:07.320 --> 01:01:09.920 Dot Net is their website, and I've been associated with 1171 01:01:09.960 --> 01:01:14.480 them for many, many, many years, promoting them because I 1172 01:01:14.519 --> 01:01:15.320 love this place. 1173 01:01:16.840 --> 01:01:19.400 Now buy and Build Kitchen and Bath Now. 1174 01:01:19.440 --> 01:01:23.079 I know for years if people went to the store, 1175 01:01:24.760 --> 01:01:28.000 they would, and you moved and have a big better 1176 01:01:28.159 --> 01:01:30.239 I mean it's been a while now, how long has 1177 01:01:30.280 --> 01:01:30.960 it been since you. 1178 01:01:31.000 --> 01:01:38.360 Moved to that new location at five South Lapan. When 1179 01:01:38.400 --> 01:01:38.920 did you move? 1180 01:01:40.000 --> 01:01:42.559 We moved in twenty eighteen, halfway through the year, so 1181 01:01:42.599 --> 01:01:44.800 we opened in June of twenty eighteen. 1182 01:01:44.800 --> 01:01:45.440 That are new looking. 1183 01:01:45.599 --> 01:01:48.239 I didn't realize you've been there that long. It's five 1184 01:01:48.400 --> 01:01:52.079 sixty South Lapan. Now, let me just get the store first. 1185 01:01:52.320 --> 01:01:54.960 The store used to have a bit of everything, light 1186 01:01:55.039 --> 01:01:58.800 fixtures and all kinds of stuff and flooring and cabinets. 1187 01:01:59.280 --> 01:02:02.079 Is it confined now to kitchen in bath or I 1188 01:02:02.119 --> 01:02:04.159 mean it was always kind of that, right. 1189 01:02:05.239 --> 01:02:07.239 Yes, it was always kind of that, But we pretty 1190 01:02:07.320 --> 01:02:09.760 much specialized on what we're good out of kitchen and 1191 01:02:09.800 --> 01:02:13.079 bathroom cabinets, countertops, thinks and poscets. 1192 01:02:13.559 --> 01:02:17.840 Okay, and what about light fixtures. No more, we. 1193 01:02:17.800 --> 01:02:19.159 Don't do light fixtures anymore. 1194 01:02:19.239 --> 01:02:20.480 We don't do flooring anymore. 1195 01:02:20.519 --> 01:02:21.920 Now we do have some flooring. 1196 01:02:21.599 --> 01:02:23.639 That you can buy through us that you can pick 1197 01:02:23.679 --> 01:02:24.679 up at a different location. 1198 01:02:24.880 --> 01:02:25.679 Still a good deal. 1199 01:02:25.719 --> 01:02:27.239 But we got out of lighting and a lot of 1200 01:02:27.239 --> 01:02:28.280 the little stuff. 1201 01:02:29.400 --> 01:02:32.800 Okay, but you can still though, you can still do 1202 01:02:32.960 --> 01:02:36.119 those extraordinary faucets and all of that, right, and bathroom 1203 01:02:36.159 --> 01:02:42.599 hardware yes, correct, Yeah, so the auction though everything I 1204 01:02:42.719 --> 01:02:48.440 just said you have plus more for the auction, correct, 1205 01:02:48.440 --> 01:02:50.519 because you collect stuff all year. 1206 01:02:50.400 --> 01:02:52.480 Long, line of everything we used to have and more. 1207 01:02:52.880 --> 01:02:56.760 Yeah, So explain then if people you use a service 1208 01:02:56.840 --> 01:03:01.320 called roller Auction, it's a giant online auction, and. 1209 01:03:01.519 --> 01:03:04.480 Roller Auction is what you. 1210 01:03:05.920 --> 01:03:09.760 Direct people to roller R L L E R rollerauction 1211 01:03:09.880 --> 01:03:12.760 dot com. Now, when you go there, you'll see on 1212 01:03:12.840 --> 01:03:16.320 the front page a link to buy and build, or 1213 01:03:16.400 --> 01:03:19.000 of course you can always simply. 1214 01:03:20.119 --> 01:03:22.519 Search it, but you'll see buy and build usually right 1215 01:03:22.599 --> 01:03:23.280 on the front page. 1216 01:03:23.280 --> 01:03:23.440 There. 1217 01:03:23.440 --> 01:03:24.480 I'm going there right now. 1218 01:03:24.880 --> 01:03:27.480 Yep, buy and Build listed on one of the front 1219 01:03:27.639 --> 01:03:30.880 of big panels, and when you click on that, you're 1220 01:03:30.920 --> 01:03:33.719 gonna find all of the things from buy and build. 1221 01:03:34.239 --> 01:03:37.960 Now here's the great part. Sometimes, Courtney, it's not great 1222 01:03:38.000 --> 01:03:42.440 for you, but sometimes people get things literally for pennies. 1223 01:03:43.719 --> 01:03:44.119 Correct. 1224 01:03:45.039 --> 01:03:48.039 Now, there a lot of items in this auction. Right now, 1225 01:03:48.079 --> 01:03:50.280 we have over a thousand lots and there's still plenty 1226 01:03:50.320 --> 01:03:52.320 of them that had even been bid on. Yet there's 1227 01:03:52.360 --> 01:03:54.440 a bunch of stuff sitting at zero that you could 1228 01:03:54.440 --> 01:03:57.679 get for five dollars for basis full of light bulbs 1229 01:03:57.760 --> 01:04:00.760 or lighting fixtures or different things. 1230 01:04:01.119 --> 01:04:05.000 And there's cabinets and countertops and vanities. Oh my god, 1231 01:04:05.360 --> 01:04:09.119 there's so much stuff, too much to truly mention. So 1232 01:04:09.760 --> 01:04:12.199 if they go to rollerauction dot com, I just did that. 1233 01:04:12.559 --> 01:04:15.320 Then I clicked on the buy and build link. I'm 1234 01:04:15.320 --> 01:04:18.159 in the buy and build site. Please go down the line. 1235 01:04:18.199 --> 01:04:20.559 Don't just look at the first few pages. You got 1236 01:04:20.559 --> 01:04:22.280 to go deep to get the bigger stuff. 1237 01:04:23.519 --> 01:04:24.360 Yeah, my god. 1238 01:04:24.960 --> 01:04:28.760 And you get flooring and doors. 1239 01:04:28.119 --> 01:04:32.079 And oh, if you're redoing your house, if you're improving, 1240 01:04:32.119 --> 01:04:33.639 if you think you're gonna do it in the future, 1241 01:04:33.639 --> 01:04:36.239 it'd be worth stashing this in the garage. You will 1242 01:04:36.320 --> 01:04:39.800 never I mean, there are some big, beautiful pre hung 1243 01:04:39.880 --> 01:04:45.679 doors with a current bid of forty five dollars. 1244 01:04:46.320 --> 01:04:49.480 Holy yeah, there's learned fifty to five hundred dollars doors, 1245 01:04:49.519 --> 01:04:52.039 depending on the size. But they're all solid pine. There's 1246 01:04:52.119 --> 01:04:55.880 knotty pine two panels and solid pine six panels. They're 1247 01:04:55.920 --> 01:04:58.599 all on stained grade frames, pre hung and every size 1248 01:04:58.599 --> 01:04:59.880 you can imagine. 1249 01:05:00.000 --> 01:05:04.079 And there's an exterior door with an entry door with 1250 01:05:04.559 --> 01:05:09.199 fixed lights in it, and the current bits thirteen hundred 1251 01:05:09.199 --> 01:05:10.840 bucks Courtney. 1252 01:05:11.000 --> 01:05:13.079 I was shopping for a door. 1253 01:05:13.119 --> 01:05:16.679 These doors that I see here started at like five. 1254 01:05:16.559 --> 01:05:24.039 Grand, Yeah for sure, very solid, beautiful grand entryway units 1255 01:05:24.039 --> 01:05:28.440 of fourteen inch sidelights listening to them, And. 1256 01:05:28.440 --> 01:05:30.960 There's all kinds of stuff like like one hundred and 1257 01:05:31.039 --> 01:05:34.079 four listen to this, one hundred and forty linear feet 1258 01:05:34.119 --> 01:05:38.360 of solid red oak trim or windowcasing. I mean, there's 1259 01:05:38.559 --> 01:05:40.559 so much stuff. You just have to peruse this. 1260 01:05:41.000 --> 01:05:41.760 Even if you have. 1261 01:05:41.679 --> 01:05:46.280 A contractor doing stuff, save money. You have carpeting, Come on, man, 1262 01:05:46.559 --> 01:05:50.239 twenty twenty cents, twenty cents. 1263 01:05:50.239 --> 01:05:52.480 The carpet right now is super cheap. Twenty cents of 1264 01:05:52.519 --> 01:05:55.559 square foot. That's only a dollar eighty a yard right 1265 01:05:55.599 --> 01:06:00.280 now for really nice, full rolls of brand new and 1266 01:06:00.440 --> 01:06:01.360 forsave carpet. 1267 01:06:02.119 --> 01:06:06.320 You know, Mark Schumanski with Jenesis Total Experience. Mark, if 1268 01:06:06.360 --> 01:06:08.360 you have a project going on here, bro, look at 1269 01:06:08.360 --> 01:06:09.840 these prices. 1270 01:06:10.000 --> 01:06:13.239 Yeah, I mean, well normally we'll send customers, yeah, because 1271 01:06:13.400 --> 01:06:14.840 I'll let them pick their things out. 1272 01:06:15.440 --> 01:06:18.119 Oh yeah, that's you know, that's a personal preference thing. 1273 01:06:18.800 --> 01:06:22.719 And this area rug that's just gorgeous. Fifteen dollars. 1274 01:06:23.079 --> 01:06:26.840 So what's the strategy things start closing when. 1275 01:06:28.079 --> 01:06:31.000 Things start closing at one o'clock PM today, And what 1276 01:06:31.119 --> 01:06:33.800 happens is at one o'clock PM, the first three items 1277 01:06:33.800 --> 01:06:36.400 will close, and then at one oh one pm the 1278 01:06:36.440 --> 01:06:38.920 next three items will close, and that goes through until 1279 01:06:38.960 --> 01:06:42.280 all the items over one thousand lots are sold. And 1280 01:06:42.320 --> 01:06:44.559 now if you are bidding at the very last minute, 1281 01:06:44.599 --> 01:06:47.639 you bid to say ten seconds left, it'll go into 1282 01:06:47.679 --> 01:06:50.480 two minutes of extended bidding. So whoever you're bidding against 1283 01:06:50.519 --> 01:06:53.840 has an opportunity to counter, which is also gives you 1284 01:06:53.920 --> 01:06:55.039 the opportunity to counter. 1285 01:06:55.519 --> 01:06:58.440 So for two minutes only, does it keep doing that 1286 01:06:58.679 --> 01:07:01.280 or does it just end at the initial two minutes. 1287 01:07:02.079 --> 01:07:04.519 No, it'll keep It'll keep doing it after every bid 1288 01:07:04.559 --> 01:07:05.639 you get two more minutes. 1289 01:07:06.280 --> 01:07:06.920 Oh my god. 1290 01:07:07.039 --> 01:07:09.719 So do you ever have people do you ever have 1291 01:07:09.840 --> 01:07:12.679 people bidding against each other that keep that thing going 1292 01:07:12.719 --> 01:07:13.599 and going and going. 1293 01:07:14.679 --> 01:07:17.519 They do, sometimes for almost an hour after the lot 1294 01:07:17.599 --> 01:07:21.159 was supposed to close. Sometimes it just stays really low 1295 01:07:21.239 --> 01:07:23.480 until the last second and then people realize, oh my god, 1296 01:07:23.519 --> 01:07:26.119 that's worth you know, a thousand bucks, and it's sitting 1297 01:07:26.119 --> 01:07:28.840 at twenty five dollars right now, So it can go 1298 01:07:28.960 --> 01:07:31.320 for a long time. With people just going back and forth. 1299 01:07:32.159 --> 01:07:38.159 Okay, so roller auction dot com. What I'd like you 1300 01:07:38.239 --> 01:07:40.679 to do is come on when it starts closing and 1301 01:07:41.159 --> 01:07:43.519 give me examples of things that closed and some of 1302 01:07:43.559 --> 01:07:46.400 the deals people got and people don't miss out rollerauction 1303 01:07:46.960 --> 01:07:49.320 dot com. Look for buy and build more coming up. 1304 01:07:56.159 --> 01:07:59.440 Go with a sure thing Denver's Best roofer Excel Roofing 1305 01:07:59.519 --> 01:08:02.159 dot com. You don't pay a cent until you're content. 1306 01:08:05.519 --> 01:08:08.719 Time for an insurance checkup free, no obligation. In comparison, 1307 01:08:08.840 --> 01:08:12.400 call Compass Insurance paying too much your coverage at dozens 1308 01:08:12.440 --> 01:08:15.159 of insurance companies find out now three all three seven 1309 01:08:15.159 --> 01:08:17.520 to seven to one help. You'll think you're his only 1310 01:08:17.600 --> 01:08:20.079 customer when you choose Frank durand the real estate Man 1311 01:08:20.119 --> 01:08:23.520 dot com to list your home with Remax Alliance three 1312 01:08:23.600 --> 01:08:28.520 all three nine two zero sixteen twenty two. Hi Tom 1313 01:08:28.600 --> 01:08:31.119 Artino here three three seven on three talk Deputy d 1314 01:08:31.760 --> 01:08:34.279 real quick here, let's talk about some of your follow ups. 1315 01:08:34.359 --> 01:08:36.880 Let's see one now we have time for this. 1316 01:08:37.079 --> 01:08:39.920 Super crazy one is the issue of Sonny who called 1317 01:08:39.960 --> 01:08:42.079 us a few minutes ago about getting a ticket from 1318 01:08:42.079 --> 01:08:45.319 Aurora for a vehicle she doesn't own and so after 1319 01:08:45.439 --> 01:08:47.159 she and I spoke and she sent me a copy 1320 01:08:47.159 --> 01:08:49.600 of it, she actually called the city and they agreed 1321 01:08:49.680 --> 01:08:51.800 with her that she's not the owner of that vehicle. 1322 01:08:51.800 --> 01:08:54.560 They it was that easy. It was that easy. Oh 1323 01:08:54.600 --> 01:08:56.840 my goodness, thank you, thank you. I can give you 1324 01:08:56.880 --> 01:08:57.640 a dinger. 1325 01:08:57.359 --> 01:08:59.079 Before the end of the show. And I like that 1326 01:08:59.119 --> 01:09:01.800 because ut using the dinger to me is important. 1327 01:09:01.800 --> 01:09:04.079 At seventy one, there you. 1328 01:09:04.079 --> 01:09:07.520 Go, and in any case, I'll give you the best 1329 01:09:07.520 --> 01:09:09.960 buy update. But it was that easy. Yeah, it was 1330 01:09:10.039 --> 01:09:10.640 really easy. 1331 01:09:11.319 --> 01:09:13.640 She would they how did they? Did they just take 1332 01:09:13.680 --> 01:09:15.359 you at your word or did they look it up? 1333 01:09:16.800 --> 01:09:18.760 They must have looked up to see that her name 1334 01:09:18.800 --> 01:09:22.039 is nowhere you are. Yeah, yeah, so it's a big difference. 1335 01:09:22.159 --> 01:09:25.159 Like that happened, folks. So give us a call with anything. 1336 01:09:25.239 --> 01:09:27.359 Three all three, Martino, leave a message. We'll get back 1337 01:09:27.399 --> 01:09:29.159 to you. Three oh three sixty two seven eight four 1338 01:09:29.199 --> 01:09:29.760 sixty six. 1339 01:09:30.279 --> 01:09:33.560 Go with a sure thing Denver's Best Roofer Excel Roofing 1340 01:09:33.640 --> 01:09:34.239 dot com. 1341 01:09:34.279 --> 01:09:40.000 You don't pay a cent until you're contenth time for 1342 01:09:40.039 --> 01:09:43.239 an insurance check up free, no obligation. In comparison, call 1343 01:09:43.319 --> 01:09:46.640 Compass insurance paying too much your coverage at dozens of 1344 01:09:46.640 --> 01:09:49.600 insurance companies. Find out now three all three seven seven 1345 01:09:49.640 --> 01:09:52.399 to one help. You'll think you're his only customer when 1346 01:09:52.399 --> 01:09:54.920 you choose Frank durand the real estate Man dot Com 1347 01:09:54.920 --> 01:09:58.039 to list your home with Remax Alliance three all three 1348 01:09:58.119 --> 01:10:03.039 nine two zero sixteen twenty two. 1349 01:10:00.560 --> 01:10:06.079 Yea ripped up. 1350 01:10:08.800 --> 01:10:09.920 In needed by so. 1351 01:10:10.000 --> 01:10:15.199 You don't have come running Just as fast as we can. 1352 01:10:16.520 --> 01:10:18.760 Shooter's gonna help come. 1353 01:10:19.960 --> 01:10:26.239 Dix. Is the Troubleshooter Show. Now, Tom Martino, Hi, Tom 1354 01:10:26.319 --> 01:10:28.079 Martino here, Welcome to the show. 1355 01:10:28.199 --> 01:10:31.279 Three all three seven one three talk three all three 1356 01:10:31.399 --> 01:10:34.840 seven one three eight two five five. We're here any 1357 01:10:35.000 --> 01:10:37.800 any any day, oh well not any ay, Monday through Friday, 1358 01:10:37.840 --> 01:10:41.680 trying to help you solve problems, answer questions, say complaints. 1359 01:10:41.720 --> 01:10:44.239 A lot of people download the show, thousands and thousands, 1360 01:10:44.279 --> 01:10:46.600 and then of course we have people streaming the show 1361 01:10:46.640 --> 01:10:51.079 as well on on the Troubleshooter Network and that is 1362 01:10:52.079 --> 01:10:55.199 on YouTube. And then you guys, my radio audience, we 1363 01:10:55.279 --> 01:10:59.199 love you for forty five years, and we are solving problems. 1364 01:10:59.239 --> 01:11:01.319 Say we have march. Ask you with me today. 1365 01:11:01.399 --> 01:11:05.800 Uh and Mark, we were talking about this auction roller 1366 01:11:05.800 --> 01:11:07.960 auction dot com where people people you ought to go there. 1367 01:11:07.960 --> 01:11:10.319 It's going to be closing at noon and excuse me 1368 01:11:10.359 --> 01:11:13.079 at one, and you can get these items and bid 1369 01:11:13.079 --> 01:11:15.239 at the last minute, and then it stays open for 1370 01:11:15.279 --> 01:11:18.640 another two minutes and if the high bidder doesn't come back, 1371 01:11:18.720 --> 01:11:20.640 you get it. And some of these high bids are 1372 01:11:20.640 --> 01:11:22.640 not high bids at all. You're gonna get things pennies 1373 01:11:22.640 --> 01:11:25.039 on the dollar. Do you ever go to auctions Mark 1374 01:11:25.079 --> 01:11:26.039 Shimanski ever. 1375 01:11:28.159 --> 01:11:30.880 I've done the roller auction before. It's pretty good stuff. 1376 01:11:30.920 --> 01:11:33.399 Huh yeah, I mean it's there's all kinds of Now 1377 01:11:33.439 --> 01:11:33.760 they do. 1378 01:11:33.760 --> 01:11:35.640 More than buy and build rollers dot com. 1379 01:11:35.640 --> 01:11:39.600 They're huge, and you know they do even government vehicles 1380 01:11:39.680 --> 01:11:41.880 and you know things that repossess that no one ever 1381 01:11:41.920 --> 01:11:47.640 claimed back bicycles, cars, trucks, generators, anything you could think 1382 01:11:47.680 --> 01:11:49.000 of that was probably maybe stolen. 1383 01:11:49.079 --> 01:11:52.000 And the city's auction off on roller auction. 1384 01:11:52.319 --> 01:11:54.359 When you try to do home improvements, do you ever 1385 01:11:54.359 --> 01:11:55.079 send people. 1386 01:11:54.840 --> 01:11:56.760 To buy and build? If you don't, that's fine. I 1387 01:11:56.800 --> 01:11:59.920 have not, Okay, I've never been there myself either. It's unbelievable. 1388 01:12:00.800 --> 01:12:03.159 I know contractors who would send their people there and say, 1389 01:12:03.279 --> 01:12:05.800 just pick whatever cabinets you want, and they would draw 1390 01:12:05.840 --> 01:12:08.800 them the diagram and then Courtney and team they put 1391 01:12:08.800 --> 01:12:12.119 together the bid and it saves people money. It's really 1392 01:12:12.159 --> 01:12:18.920 cool again. Uh you know, here's the deal. Uh if 1393 01:12:18.920 --> 01:12:22.680 you I always say this, if you like what you 1394 01:12:22.760 --> 01:12:26.600 see and the price and you have a good contract 1395 01:12:26.680 --> 01:12:29.640 or put it all together. But don't I don't believe 1396 01:12:29.680 --> 01:12:31.199 it's a great idea to buy. 1397 01:12:31.079 --> 01:12:33.119 Materials not knowing. 1398 01:12:34.199 --> 01:12:36.159 You see, some people see a deal and buy it 1399 01:12:36.479 --> 01:12:37.520 hoping they can use it. 1400 01:12:37.720 --> 01:12:40.039 Yeah, exactly, And that could cost you money the long 1401 01:12:40.119 --> 01:12:42.479 run because I was saying, oh, this doesn't quite work, 1402 01:12:42.600 --> 01:12:44.760 that's right. Or or let's say, well I want to 1403 01:12:44.800 --> 01:12:47.199 make it work. Then you spend more money and modifying 1404 01:12:47.239 --> 01:12:48.880 it that you could have just bought new. 1405 01:12:49.199 --> 01:12:49.399 I know. 1406 01:12:49.479 --> 01:12:50.800 So you want to make sure you have a good 1407 01:12:50.840 --> 01:12:54.000 game plan. You know, Like the doors are phenomenal value. 1408 01:12:54.119 --> 01:12:54.880 I mean, you're gonna. 1409 01:12:54.680 --> 01:12:57.680 Spend, but are they gonna fit? Right? Are they gonna fit? 1410 01:12:57.760 --> 01:12:57.920 You know? 1411 01:12:58.319 --> 01:12:59.039 A door like that? 1412 01:12:59.199 --> 01:13:01.000 You know, I just saw like the pine Dorsey's talking 1413 01:13:01.039 --> 01:13:03.279 about gonna be you know, well over two hundred to 1414 01:13:03.319 --> 01:13:06.279 two fifty on at home depot. So that's that's a 1415 01:13:06.319 --> 01:13:08.439 great deal for pre hung door. So I saw they 1416 01:13:08.439 --> 01:13:10.760 were going for less than one hundred bucks. Oh yeah, yeah, yeah, 1417 01:13:10.840 --> 01:13:13.039 and so, but you want to make sure it's the 1418 01:13:13.079 --> 01:13:15.079 right swing. You want to make sure it's you know 1419 01:13:15.479 --> 01:13:17.000 you're gonna fit in your rough opening. 1420 01:13:17.359 --> 01:13:21.800 So and entry doors are incredible. Entry doors are so expensive. 1421 01:13:21.960 --> 01:13:24.000 I know he's got some for thirteen hundred bucks. Not 1422 01:13:24.079 --> 01:13:28.359 a alder. I mean, that's amazing, that's a steal. Yes, anyway, So. 1423 01:13:30.279 --> 01:13:34.319 As far as home improvements, unfortunately, over the years, and 1424 01:13:34.319 --> 01:13:36.359 by the way, our number is three oh three seven 1425 01:13:36.520 --> 01:13:38.800 one three talk three oh three seven to one three 1426 01:13:39.399 --> 01:13:40.279 eight two five five. 1427 01:13:40.319 --> 01:13:41.760 That's the immediate studio number. 1428 01:13:41.760 --> 01:13:45.920 You can also call three oh three Martino and please 1429 01:13:46.000 --> 01:13:47.680 leave a number there because we will get back to 1430 01:13:47.680 --> 01:13:49.439 you three oh three six two seventy four to six 1431 01:13:49.520 --> 01:13:51.279 six if you don't get right through, and usually you 1432 01:13:51.279 --> 01:13:51.920 get right through. 1433 01:13:52.119 --> 01:13:52.920 When we're here. 1434 01:13:54.359 --> 01:13:58.800 And that is our mountain time ten to two, ten 1435 01:13:58.840 --> 01:14:01.159 in the morning till two in the after noon. We 1436 01:14:01.199 --> 01:14:03.319 get a lot of people from around the country, so 1437 01:14:03.359 --> 01:14:05.720 I always say Eastern time, and of course Eastern time 1438 01:14:05.760 --> 01:14:09.399 it would be noon to four. So here's the deal. 1439 01:14:10.039 --> 01:14:13.880 If you need help, call us. Sometimes we can't help 1440 01:14:13.920 --> 01:14:16.000 it's too far gone. You can text us as well, 1441 01:14:16.479 --> 01:14:19.560 my Google number seven four seven nine nine nine eighty 1442 01:14:20.680 --> 01:14:25.439 and my my other number provided by iHeart short code 1443 01:14:25.479 --> 01:14:28.039 five seven seven three nine Just. 1444 01:14:28.000 --> 01:14:30.039 But Tom, somewhere in the message, it'll come to me. 1445 01:14:31.439 --> 01:14:34.399 So I send you out a lot to look at 1446 01:14:34.399 --> 01:14:39.800 places that people have been screwed quite frankly, I mean, so, well, 1447 01:14:39.840 --> 01:14:41.640 here's what I want to know. I mean, probably not 1448 01:14:41.720 --> 01:14:44.880 a big percentage of your business maybe, but but you 1449 01:14:45.000 --> 01:14:50.760 do you do a good amount of previous jobs, right, 1450 01:14:50.800 --> 01:14:53.159 I mean, obviously you do if people call you because 1451 01:14:53.159 --> 01:14:55.960 they hear you on the show. And what is the 1452 01:14:55.960 --> 01:14:58.000 biggest when when you go to those jobs? Is there 1453 01:14:58.039 --> 01:15:01.239 any one thing that stands out that people that you say, 1454 01:15:01.279 --> 01:15:02.319 why did they fall for this? 1455 01:15:02.399 --> 01:15:02.640 Again? 1456 01:15:02.680 --> 01:15:03.239 I mean, is there. 1457 01:15:03.239 --> 01:15:06.279 Any one thing? Or is it? Is it so eclectic? 1458 01:15:06.399 --> 01:15:07.520 It's eclectic? 1459 01:15:07.560 --> 01:15:09.319 And you know some of the things I see is, 1460 01:15:10.199 --> 01:15:12.560 you know, especially in the you have these people that 1461 01:15:12.680 --> 01:15:15.520 say they're a flipper, and then you come into these 1462 01:15:15.560 --> 01:15:19.319 houses that they supposedly flipped it on a person moved into. Well, 1463 01:15:19.359 --> 01:15:21.960 this isn't working right, that's not working right. It's because 1464 01:15:22.000 --> 01:15:25.359 they took so many shortcuts. They probably never pulled a permit. 1465 01:15:26.319 --> 01:15:27.880 I mean, one of the funniest ones I saw They 1466 01:15:27.920 --> 01:15:29.439 actually used extension. 1467 01:15:29.039 --> 01:15:31.760 Courts as outlets in a basement. 1468 01:15:32.399 --> 01:15:34.680 And because they and then they just had wall paneling 1469 01:15:34.720 --> 01:15:37.640 like paneling, not drywall, and they actually just had that 1470 01:15:37.720 --> 01:15:40.600 outlet sticking out of the paneling. They had it taped 1471 01:15:40.600 --> 01:15:43.520 to the on the other side. No, and then that 1472 01:15:43.760 --> 01:15:47.279 was the outlet, and they're trying to and these people go, well, 1473 01:15:47.399 --> 01:15:48.359 this isn't working right. 1474 01:15:48.479 --> 01:15:52.119 Home inspections are so important. Yeah, they really exact. You know, 1475 01:15:52.239 --> 01:15:57.079 I think mark a good contractor makes the best. 1476 01:15:57.880 --> 01:15:59.840 Think about this, if you weren't doing what you're doing, 1477 01:16:00.079 --> 01:16:02.520 you start to slow down, you could make an awesome 1478 01:16:02.560 --> 01:16:03.279 home inspector. 1479 01:16:03.279 --> 01:16:06.239 Think about that, after all the experience doing this? 1480 01:16:06.359 --> 01:16:08.520 No, no, but don't you think Yeah, And a lot 1481 01:16:08.600 --> 01:16:11.960 of respectors, a lot of inspectors don't have experience. 1482 01:16:12.199 --> 01:16:12.359 Right. 1483 01:16:12.439 --> 01:16:14.840 They go to a class that's right, and then it's 1484 01:16:14.920 --> 01:16:16.760 and then everything's cookie cutter, and they just have to 1485 01:16:16.760 --> 01:16:18.880 fill in what they learned in that class, right, and 1486 01:16:18.920 --> 01:16:22.199 it's very vague, so they they cover their self. 1487 01:16:22.319 --> 01:16:25.439 But you can spot craft probably just walking into place. 1488 01:16:25.560 --> 01:16:28.039 It's crazy, right, And so in. 1489 01:16:27.960 --> 01:16:31.439 Any case, home inspections people are very important. But I've 1490 01:16:31.479 --> 01:16:34.119 said this before again, I wanted to give birth to 1491 01:16:34.159 --> 01:16:36.199 this industry. I'm just getting too damn old to keep 1492 01:16:36.199 --> 01:16:39.560 starting businesses. But the one business that I thought would. 1493 01:16:39.399 --> 01:16:44.520 Work, I swear to you, is called home inspection mitigation. 1494 01:16:45.119 --> 01:16:48.199 Now what that means is and I've seen it. I've 1495 01:16:48.279 --> 01:16:51.239 and people please pick up on the idea anywhere. Anybody 1496 01:16:51.239 --> 01:16:53.520 listening to YouTube anywhere, please and let me know about it. 1497 01:16:54.119 --> 01:16:55.680 In fact, I'll help you get started. 1498 01:16:55.680 --> 01:16:56.359 I'll promote you. 1499 01:16:56.920 --> 01:17:01.600 Here's what I'm talking about. Many estate deals are killed 1500 01:17:02.479 --> 01:17:07.279 because the inspection comes back and the buyer says, oh, 1501 01:17:07.399 --> 01:17:09.560 I ain't doing all that, or they want the seller 1502 01:17:09.600 --> 01:17:09.920 to do it. 1503 01:17:09.960 --> 01:17:11.039 The worst thing in the world. 1504 01:17:10.920 --> 01:17:12.479 You can do, by the way, just between me and you, 1505 01:17:12.920 --> 01:17:15.960 is have a seller take care of things. Don't ever 1506 01:17:16.000 --> 01:17:17.640 do that because they're never going to do it the 1507 01:17:17.720 --> 01:17:20.600 way you would do it. Get an allowance figure and 1508 01:17:20.640 --> 01:17:23.199 put the allowance in there. Do not let the seller 1509 01:17:23.239 --> 01:17:26.159 get it done. Okay, just don't. I know it sounds 1510 01:17:26.199 --> 01:17:28.840 like it's hassle free. If you get this done, this done, 1511 01:17:28.840 --> 01:17:32.239 and this done, I'll buy it. But please don't because 1512 01:17:32.279 --> 01:17:35.119 they're not going to They're gonna cut corners. They're never 1513 01:17:35.199 --> 01:17:36.960 going to do it to the extent they would if 1514 01:17:36.960 --> 01:17:39.000 they were going to stay there the rest of their lives. 1515 01:17:39.399 --> 01:17:41.840 Just don't, please, don't do it. So you have someone 1516 01:17:41.920 --> 01:17:45.199 bid it, get an allowance, and then do it. In fact, 1517 01:17:45.239 --> 01:17:47.600 I'm going to tell you how to make your best 1518 01:17:47.640 --> 01:17:49.560 real estate deal, but first I want to get back 1519 01:17:49.560 --> 01:17:50.800 to this business I'm launching. 1520 01:17:51.239 --> 01:17:51.920 I'm not launching. 1521 01:17:52.000 --> 01:17:55.560 I want you to launch you out there, entrepreneur, And 1522 01:17:55.600 --> 01:17:58.720 it's in home inspection mitigation. Now what that means is this. 1523 01:17:59.039 --> 01:18:02.479 I've seen deals killed because they see items, but they 1524 01:18:02.520 --> 01:18:06.720 don't see prices, and it bothers them. But what if, 1525 01:18:06.960 --> 01:18:14.199 for example, what if you could know that this inspection 1526 01:18:14.319 --> 01:18:18.560 report represents only thirty five hundred dollars, or this inspection 1527 01:18:18.640 --> 01:18:23.079 report is fifteen grand, or this inspection report is twenty 1528 01:18:23.119 --> 01:18:27.760 two grand, whatever it is, it's a report and a cost. 1529 01:18:28.119 --> 01:18:31.159 So now you can say, instead of arguing back and forth, 1530 01:18:31.439 --> 01:18:34.119 can I have a twenty two thousand dollars allowance? 1531 01:18:34.359 --> 01:18:38.920 Or you even have real estate people say you know what, 1532 01:18:39.039 --> 01:18:41.079 I'll kick in this much commission. The other one says, 1533 01:18:41.079 --> 01:18:43.319 I'll kick in this much commission, and the deal doesn't 1534 01:18:43.359 --> 01:18:47.600 do because so what I recommend and I don't think 1535 01:18:47.640 --> 01:18:50.199 is should ever be the inspector that does it. But 1536 01:18:50.319 --> 01:18:54.520 the inspector should have this inspection, then the real estate 1537 01:18:54.560 --> 01:19:00.720 brokers or the consumer should call a home inspection mitigate company. 1538 01:19:00.920 --> 01:19:02.720 I'm going to tell you someday. 1539 01:19:02.359 --> 01:19:04.079 You're going to hear about this and you're gonna say 1540 01:19:04.119 --> 01:19:07.159 Martino talked about that years ago. So here's what do 1541 01:19:07.199 --> 01:19:10.800 you do with a home inspection mitigation company. They take 1542 01:19:10.840 --> 01:19:15.439 your home inspection and turn it into a line item, okay, 1543 01:19:15.640 --> 01:19:18.199 and they give you a contract and they take care 1544 01:19:18.239 --> 01:19:19.000 of it well. 1545 01:19:20.119 --> 01:19:22.039 So it's just like something to have it happened before 1546 01:19:22.039 --> 01:19:22.560 you moved in. 1547 01:19:22.920 --> 01:19:27.560 It doesn't have to happen. You just know the unknown 1548 01:19:27.680 --> 01:19:32.000 is what breaks deals. I mean, because okay, this happened 1549 01:19:32.000 --> 01:19:34.800 to me where I wanted this damn thing done and 1550 01:19:34.840 --> 01:19:36.479 that damn thing done, and that damn thing done. 1551 01:19:36.479 --> 01:19:37.880 I thought, Okay, that porch is. 1552 01:19:37.840 --> 01:19:40.079 Sinking, this is done, and I didn't know what the 1553 01:19:40.119 --> 01:19:42.239 hell was going on, so I didn't want to buy it. 1554 01:19:42.399 --> 01:19:45.319 And then finally one of my friends said, that's not 1555 01:19:45.399 --> 01:19:47.760 going to cost that much. That just needs a concrete pillar. 1556 01:19:47.840 --> 01:19:50.680 That's one of the things coming down on the porch, 1557 01:19:51.039 --> 01:19:54.800 and some other things put together a price and I 1558 01:19:54.880 --> 01:19:57.199 thought that's all it is. So I bought the house, 1559 01:19:57.720 --> 01:20:00.920 okay because it turned out to be scary. 1560 01:20:01.079 --> 01:20:02.479 Well, it's funny because I have a lot of real 1561 01:20:02.560 --> 01:20:05.520 estate agents that use me and then you know they're 1562 01:20:05.520 --> 01:20:08.000 gonna either on a buying side or the selling side, 1563 01:20:08.039 --> 01:20:10.199 and it's like, hey, how much is this to fix 1564 01:20:10.319 --> 01:20:12.640 and to fix and they have they have me price out. 1565 01:20:12.760 --> 01:20:14.840 That's what they should do. Yeah, and there's many real 1566 01:20:14.920 --> 01:20:16.239 estate agents I've worked with. 1567 01:20:16.800 --> 01:20:17.880 But it should be formal. 1568 01:20:17.920 --> 01:20:20.199 There should be a formal way that you can call 1569 01:20:20.319 --> 01:20:24.000 someone get a price that literally deal with home inspections 1570 01:20:24.239 --> 01:20:26.159 and in fact they can say you don't really need this. 1571 01:20:26.399 --> 01:20:28.239 You know, they can say here's what it's going to 1572 01:20:28.319 --> 01:20:30.279 take and put a price on it. So now here's 1573 01:20:30.319 --> 01:20:33.119 what you have. You have a price. So here's how 1574 01:20:33.159 --> 01:20:35.319 you make the best deal in real estate you can make. 1575 01:20:35.359 --> 01:20:38.279 And I've done it over and over and over. This 1576 01:20:38.319 --> 01:20:41.479 is wash, rinse and repeat. I've done it. I did 1577 01:20:41.520 --> 01:20:44.600 it with this house. I shouldn't give away my plan, 1578 01:20:44.640 --> 01:20:47.199 but this is what I did. I come the first time. 1579 01:20:47.439 --> 01:20:49.920 In fact, Mark, you were involved in one you didn't 1580 01:20:49.920 --> 01:20:51.640 even know about with a condo you came to look 1581 01:20:51.680 --> 01:20:54.239 at but what I Here's what I do. I look 1582 01:20:54.279 --> 01:20:56.680 at it twice. First, I look at it to see 1583 01:20:56.680 --> 01:21:00.640 if I like it, and then I come back a 1584 01:21:00.680 --> 01:21:04.640 second time. But Frank Duran doesn't tell people it's the 1585 01:21:04.640 --> 01:21:07.600 same client coming back. He just says, I have another showing, right, 1586 01:21:07.960 --> 01:21:10.439 all right, But it's me again now. The reason I 1587 01:21:10.479 --> 01:21:11.960 don't want to sell it or knows, because I don't 1588 01:21:11.960 --> 01:21:14.800 want him to think I'm that interested. Sure, so I 1589 01:21:14.880 --> 01:21:18.119 come back again, but this time I actually bring a 1590 01:21:18.159 --> 01:21:21.359 contractor with me. When I was looking at a condo 1591 01:21:21.439 --> 01:21:24.680 that time at Landmark, I brought you and you told 1592 01:21:24.680 --> 01:21:27.000 me what it was going to cost. Okay, So I 1593 01:21:27.079 --> 01:21:29.479 bring a contractor here, but I had to bring two 1594 01:21:29.520 --> 01:21:33.479 different one three for this house. I brought one because 1595 01:21:33.600 --> 01:21:37.079 there's some problems with the what the I knew. The 1596 01:21:37.119 --> 01:21:39.600 guy thought he had foundation problems because there was some 1597 01:21:39.680 --> 01:21:43.199 sinking of the corner of the garage and their driveway, 1598 01:21:43.680 --> 01:21:46.119 and then he looked. I had another guy look at 1599 01:21:46.119 --> 01:21:48.079 something else, and another guy look at something else. I 1600 01:21:48.079 --> 01:21:52.159 had three main areas of concern, oh, stucco, and I'm 1601 01:21:52.159 --> 01:21:53.079 not sure if you looked. 1602 01:21:53.359 --> 01:21:54.359 I don't know if I. 1603 01:21:54.319 --> 01:21:55.319 Had did I have you looking. 1604 01:21:56.520 --> 01:21:58.640 So somebody looked at this stucco because there was some 1605 01:21:58.680 --> 01:21:59.640 stucco issues, right. 1606 01:21:59.880 --> 01:22:02.279 I think that was before you were. 1607 01:22:02.159 --> 01:22:05.159 Making a push on stucco though, that I realized, because 1608 01:22:05.199 --> 01:22:05.960 this is a few years. 1609 01:22:05.960 --> 01:22:08.000 So I got a price. 1610 01:22:08.039 --> 01:22:11.079 And now the guy coming, my mudjacker coming and said, 1611 01:22:11.159 --> 01:22:12.880 you don't have a structural problem here you have. 1612 01:22:13.279 --> 01:22:15.920 You just need to lift this corner in this your driveway. 1613 01:22:16.000 --> 01:22:16.439 That's it. 1614 01:22:17.039 --> 01:22:19.840 Then the other guy said for the stucco, this is 1615 01:22:19.880 --> 01:22:23.399 all you need. And then you don't need you don't 1616 01:22:23.439 --> 01:22:24.840 have any rock behind it, no mois. 1617 01:22:24.720 --> 01:22:25.439 Blah blah blah. 1618 01:22:25.479 --> 01:22:27.239 Then I had a third guy forget what it was. 1619 01:22:27.399 --> 01:22:29.560 It might have been some drywall and stuff. So I 1620 01:22:29.560 --> 01:22:31.720 had a price, that definite price. What could have been 1621 01:22:31.800 --> 01:22:34.319 roofed too. I know a brats that'd excel roofing helsing 1622 01:22:34.399 --> 01:22:36.880 a lot. But in any case, I had a price 1623 01:22:36.960 --> 01:22:39.640 for this house to make it perfect, and I think 1624 01:22:39.680 --> 01:22:43.800 it was going to be forty two thousand dollars to 1625 01:22:43.840 --> 01:22:44.640 make it perfect. 1626 01:22:45.600 --> 01:22:49.000 So I made a low ball offer. 1627 01:22:49.000 --> 01:22:53.319 But I said this, I will put down hard money 1628 01:22:53.920 --> 01:22:57.800 and close in three weeks. What does that mean? That 1629 01:22:57.880 --> 01:23:03.079 means I don't want any inspections. I don't need any contingencies. 1630 01:23:03.359 --> 01:23:05.960 You don't have to do anything. And if I don't 1631 01:23:06.000 --> 01:23:08.560 come through, you keep my three hundred grand. That's how 1632 01:23:08.640 --> 01:23:09.760 much I was going to put down. 1633 01:23:11.279 --> 01:23:12.600 I stole this house. 1634 01:23:13.000 --> 01:23:17.119 I literally stole this house because of it, and then 1635 01:23:17.640 --> 01:23:18.640 because I put. 1636 01:23:18.479 --> 01:23:22.399 Hard money down three hundred grand, I said I want 1637 01:23:22.439 --> 01:23:26.039 to start repairs during the three weeks and they guy said, well, 1638 01:23:26.039 --> 01:23:28.359 this is highly unlikely. And I said, look, idiot, to 1639 01:23:28.399 --> 01:23:31.079 the broker, I said, here's two scenarios. 1640 01:23:31.119 --> 01:23:34.279 One I don't go through. You got three hundred. 1641 01:23:34.000 --> 01:23:38.039 Grand and home improvements, right, And if I do go through, 1642 01:23:39.039 --> 01:23:43.119 I went through right. There's no downside here the home improvements. 1643 01:23:43.560 --> 01:23:47.319 So I started the home improvements and when I got 1644 01:23:47.720 --> 01:23:54.720 halfway through, the seller said they would like to rescind Ooh, 1645 01:23:55.479 --> 01:23:58.880 I said, well impossible. They because they saw they had 1646 01:23:58.920 --> 01:24:03.279 no problems. They thought they had right, and that the 1647 01:24:03.359 --> 01:24:07.720 house was looking beautiful because I was doing epoxy floors, 1648 01:24:08.079 --> 01:24:11.039 tearing out most of the junk in the garage, and 1649 01:24:11.560 --> 01:24:13.600 when you start seeing a house in a new light, 1650 01:24:13.720 --> 01:24:15.079 you think, oh my god. 1651 01:24:14.920 --> 01:24:16.439 Are I live in here while you're doing this? 1652 01:24:17.039 --> 01:24:17.239 No? 1653 01:24:17.439 --> 01:24:20.560 Okay, they had moved out that's another pressure they had 1654 01:24:20.600 --> 01:24:23.840 moved down. So the point I'm getting at is this, okay, 1655 01:24:24.800 --> 01:24:29.119 is that you know what you have, don't let them 1656 01:24:29.119 --> 01:24:31.640 know what you have, and then you have all the 1657 01:24:31.680 --> 01:24:33.479 cards and you have the strength. 1658 01:24:33.600 --> 01:24:34.760 Because you have a price. 1659 01:24:35.239 --> 01:24:38.560 People who have inspections done and come back a second 1660 01:24:38.680 --> 01:24:41.640 or a third time. You're telling the seller, I love 1661 01:24:41.720 --> 01:24:44.920 this house, please do this for me, Please help me 1662 01:24:45.000 --> 01:24:47.640 get into this house. And it's the wrong way to go. 1663 01:24:47.720 --> 01:24:50.039 Three o three seven one three eight two five five. 1664 01:24:50.479 --> 01:24:58.399 I'm Tom Martine Moore coming up. Go with a sure 1665 01:24:58.479 --> 01:25:01.600 thing Denver's Best roof Excel Roofing dot com. 1666 01:25:01.640 --> 01:25:03.680 You don't pay a cent until you're content. 1667 01:25:05.239 --> 01:25:10.239 Wait time for an insurance checkup free no obligation comparison 1668 01:25:10.359 --> 01:25:13.880 call Compass Insurance paying too much your coverage at dozens 1669 01:25:13.920 --> 01:25:16.680 of insurance companies find out now three oh three seven 1670 01:25:16.760 --> 01:25:19.560 seven to one help. You'll think you're his only customer 1671 01:25:19.600 --> 01:25:21.880 when you choose Frank durand the real estate Man dot 1672 01:25:21.880 --> 01:25:25.239 com to list your home with Remax Alliance three oh 1673 01:25:25.239 --> 01:25:30.279 three nine two zero sixteen twenty two. Hey Tom Martino 1674 01:25:30.319 --> 01:25:32.760 here three oh three seven one three talks seven one 1675 01:25:32.800 --> 01:25:33.560 three eight two. 1676 01:25:33.560 --> 01:25:36.399 Five five and uh. 1677 01:25:36.600 --> 01:25:39.520 Major Mark Major has been on the phone off the phone. 1678 01:25:39.520 --> 01:25:41.319 That's why you may not see him here. 1679 01:25:41.920 --> 01:25:44.720 So let's talk and uh, whatever's on your mind. I'll 1680 01:25:44.720 --> 01:25:46.680 take your calls at three O three seven one three 1681 01:25:46.680 --> 01:25:50.000 talks seven one three eight two five five. Now I 1682 01:25:50.119 --> 01:25:52.800 talked about how to get the best home deal, and 1683 01:25:52.840 --> 01:25:55.960 I talked about starting a new business inspection loss mitigation. 1684 01:25:56.079 --> 01:25:57.239 Let me talk about. 1685 01:25:58.399 --> 01:26:03.119 Diversity, equity and inclusion and DEI and where that came from. 1686 01:26:03.600 --> 01:26:06.760 It's really important. People don't know behind the scenes stories. 1687 01:26:06.800 --> 01:26:08.560 I don't know why you can just look them up, 1688 01:26:09.800 --> 01:26:13.399 but this is really important. And where I learned about 1689 01:26:13.399 --> 01:26:18.000 this is when I was studying for my licenses for 1690 01:26:18.600 --> 01:26:23.720 securities and getting involved in the securities business. I learned 1691 01:26:23.720 --> 01:26:27.159 about Blackrock, the largest fund in the world. 1692 01:26:29.720 --> 01:26:32.840 They're buying everything. They're just buying Jersey mics they just announced. 1693 01:26:32.880 --> 01:26:33.840 Are they actually. 1694 01:26:33.479 --> 01:26:36.239 Buying them or oh it just it was under news 1695 01:26:36.239 --> 01:26:38.439 about black Rock, right, Yeah, Blackri is buying Jersey. 1696 01:26:38.520 --> 01:26:42.840 Now Blackrock doesn't just buy, they invest They invest in things. 1697 01:26:43.159 --> 01:26:45.439 They're the largest fund in the world. Now, I'm not 1698 01:26:45.439 --> 01:26:48.079 saying anything wrong with investing in Blackrock. If you had 1699 01:26:48.319 --> 01:26:51.079 an advisor and you know what you're doing. But I'm 1700 01:26:51.079 --> 01:26:53.880 talking about Blackrock in general because they have so much power. 1701 01:26:54.720 --> 01:26:56.680 So because they have so much power. 1702 01:26:56.800 --> 01:27:00.960 They can kind of if they buy stuff or they 1703 01:27:01.039 --> 01:27:05.399 signal something is a goodbye, then that stock tends to 1704 01:27:05.439 --> 01:27:06.279 be held up. 1705 01:27:07.119 --> 01:27:09.720 It's a good stock, just like when Buffett does it. 1706 01:27:10.239 --> 01:27:14.399 But Blackrock even has more influence now, so Blackrock is 1707 01:27:14.439 --> 01:27:20.680 more diverse, so they have more influence. So Blackrock started 1708 01:27:21.520 --> 01:27:24.800 thinking that I don't know why the guy. 1709 01:27:24.920 --> 01:27:27.800 What's his name, Fink his last I forget his first 1710 01:27:27.399 --> 01:27:34.600 his first name, but so Fink he starts social engineering 1711 01:27:34.600 --> 01:27:39.520 with Blackrock. It's a true story. So he thought diversity, 1712 01:27:39.600 --> 01:27:42.279 equity and inclusion. Because he's a screaming liberal, he thought 1713 01:27:42.319 --> 01:27:46.600 this is a great idea, and he started looking at 1714 01:27:46.640 --> 01:27:51.000 companies that he believed were not diverse enough and downgrading 1715 01:27:51.039 --> 01:27:57.079 them and claiming that they would be better if they 1716 01:27:57.199 --> 01:27:59.840 instituted And this was done in a very subtle way. 1717 01:27:59.840 --> 01:28:00.640 He didn't come out and. 1718 01:28:00.560 --> 01:28:04.319 Say you better do this, that DEI programs would increase 1719 01:28:04.399 --> 01:28:10.000 profitability and likability and public image and be a better investment. 1720 01:28:12.359 --> 01:28:18.279 So he started issuing opinions where his people did, and 1721 01:28:18.359 --> 01:28:22.840 eventually all of these major companies. You wondered, why did 1722 01:28:22.880 --> 01:28:26.520 these major companies go from just now, I'm not saying, 1723 01:28:26.560 --> 01:28:30.239 by the way, these major companies had unfair hiring practices 1724 01:28:30.359 --> 01:28:35.039 or were bad, but they wanted to be and they 1725 01:28:35.199 --> 01:28:40.760 really wanted to look good for Blackrock, and they wanted 1726 01:28:40.760 --> 01:28:44.119 to be part of the party, so they started instituting 1727 01:28:44.239 --> 01:28:52.359 massive DEI programs. Okay, Now, therefore they were upgraded, and 1728 01:28:53.319 --> 01:29:00.359 everybody was happy, especially mister Fink, because he got his way. 1729 01:29:00.760 --> 01:29:05.479 He was able to social engineer with money and anytime 1730 01:29:05.920 --> 01:29:06.840 there's way more. 1731 01:29:06.720 --> 01:29:07.960 Than DEI he did. 1732 01:29:08.239 --> 01:29:09.880 You got to look up the whole story, and you 1733 01:29:09.920 --> 01:29:13.560 got to look beyond the regular mainstream media too, because 1734 01:29:13.600 --> 01:29:16.800 these these guys in mainstream won't that won't say bad 1735 01:29:16.800 --> 01:29:18.479 things about him because he owns most of them. 1736 01:29:18.520 --> 01:29:19.840 So here's the deal. 1737 01:29:20.920 --> 01:29:26.079 As a result, as a. 1738 01:29:26.039 --> 01:29:31.560 Result, the companies themselves, however, started losing money and not 1739 01:29:31.720 --> 01:29:37.680 doing well. Now I'm not saying that DEI was the reason, 1740 01:29:37.800 --> 01:29:42.119 but DEI was a major flop when it came to revenue, 1741 01:29:42.359 --> 01:29:45.000 and when it came to public image, and when it 1742 01:29:45.039 --> 01:29:48.239 came to productivity, and when it came to income. It 1743 01:29:48.319 --> 01:29:53.920 will not because of DEI, but kind of Okay, maybe 1744 01:29:53.960 --> 01:29:56.439 they just were such in a hurry to include to 1745 01:29:56.479 --> 01:29:59.279 do this, maybe the quality of candidate went down. 1746 01:29:59.319 --> 01:30:00.960 I don't know. I don't know the reason. 1747 01:30:01.159 --> 01:30:05.560 But if you look it up, DEI strong DEI programs 1748 01:30:05.920 --> 01:30:07.119 are now being abandoned. 1749 01:30:07.159 --> 01:30:09.239 Well yeah, I mean have you heard that? Yeah, the 1750 01:30:09.279 --> 01:30:12.880 Harley Davidson story. Go ahead, yeah, I mean they say, 1751 01:30:13.039 --> 01:30:16.479 Harley Davidson, who is a you know, their customer's blue 1752 01:30:16.479 --> 01:30:19.800 collar typically you know, a working person that's going to 1753 01:30:19.800 --> 01:30:22.479 spend money on a Harley Davison. And they're talking about tough, 1754 01:30:23.159 --> 01:30:27.439 more typically conservative people. And I'll say, Harley Davison hired 1755 01:30:27.439 --> 01:30:32.520 a CEO that was very DEI focused. And what happened 1756 01:30:32.560 --> 01:30:36.359 and the companies start exactly and yes, sales came down. 1757 01:30:36.399 --> 01:30:38.560 They had all these parameters on who you had to 1758 01:30:38.560 --> 01:30:41.039 buy your parts from and such, and all the training 1759 01:30:41.079 --> 01:30:43.520 that they had to go through and the staff, and 1760 01:30:43.680 --> 01:30:44.840 they've abandoned the product. 1761 01:30:45.479 --> 01:30:46.079 Listen to this. 1762 01:30:46.199 --> 01:30:47.319 Can I give an actual EI? 1763 01:30:47.439 --> 01:30:50.560 Sorry Tom, wait, hold on one second, Okay, this is 1764 01:30:50.600 --> 01:30:56.720 an actual news story. Larry Fink, CEO Blackrock has A, 1765 01:30:56.960 --> 01:31:02.079 has been a prominent advocate of integration, of integrating diversity, equity, 1766 01:31:02.119 --> 01:31:07.960 and inclusion principles into corporate strategies. In twenty seventeen, he 1767 01:31:08.119 --> 01:31:14.159 said in an interview he would force behaviors to promote 1768 01:31:14.159 --> 01:31:15.880 diversity within companies. 1769 01:31:18.760 --> 01:31:20.880 No, no, he said, Now that's Larry Fink. 1770 01:31:21.359 --> 01:31:27.960 Critics argue that such approaches prioritize social objectives over financial performance, 1771 01:31:28.600 --> 01:31:32.520 affecting the company's profitability. Now, this, by the way, is 1772 01:31:32.560 --> 01:31:36.039 coming from artificial intelligence. I just put in tell me 1773 01:31:36.079 --> 01:31:38.239 about it, tell me about Larry. All I said was 1774 01:31:38.279 --> 01:31:40.920 tell me about Larry Fink and DEI. That's all I said. 1775 01:31:41.079 --> 01:31:44.960 Now, usually these be these ais bend liberal says. 1776 01:31:46.479 --> 01:31:46.760 Now. 1777 01:31:46.840 --> 01:31:53.039 Proponents contend fostering diversity and inclusion leads to enhancing the 1778 01:31:53.159 --> 01:31:58.399 long term success. But in recent years these programs have 1779 01:31:58.479 --> 01:32:08.399 been abandoned and some companies, however, have weaponized DEI. They've 1780 01:32:08.479 --> 01:32:12.960 used it against companies on both sides. So the impact 1781 01:32:13.039 --> 01:32:20.199 of DEI initiatives and company performance has not been proven well, 1782 01:32:20.279 --> 01:32:24.319 and many companies are abandoning it. 1783 01:32:24.680 --> 01:32:26.960 So that people. 1784 01:32:27.119 --> 01:32:30.520 It's amazing to me what I learned over the years 1785 01:32:30.520 --> 01:32:33.920 here is studying finance and what goes on in the 1786 01:32:33.920 --> 01:32:36.119 world of finance. There is way more to it than money. 1787 01:32:36.720 --> 01:32:40.079 It's a lot of its perception. But if you try 1788 01:32:40.119 --> 01:32:42.840 to force it, you still come down to. 1789 01:32:42.880 --> 01:32:46.479 Revenue, right, I mean, yeah, and there's revenue. Yeah, the 1790 01:32:46.520 --> 01:32:50.479 quarterly revenue. Life is its own teacher. What were you 1791 01:32:50.520 --> 01:32:51.600 going to say, doc, quick. 1792 01:32:51.439 --> 01:32:54.119 Well, this is a firm of action. It's hard to 1793 01:32:54.119 --> 01:32:57.199 get into medical school, as you know, it's even harder 1794 01:32:57.239 --> 01:33:00.800 to flunk out because they bend over backwards with tutors 1795 01:33:00.800 --> 01:33:03.600 and everything they can do. But after the first year 1796 01:33:03.640 --> 01:33:06.800 in my medical school class, there were three people that 1797 01:33:06.920 --> 01:33:09.399 didn't make it to the second year, and that all 1798 01:33:09.760 --> 01:33:13.279 three young black women who were admitted under affirmative action. 1799 01:33:13.800 --> 01:33:17.359 So certain things, but they need to be a meritocracy 1800 01:33:17.880 --> 01:33:19.560 and not an affirmive action. 1801 01:33:19.840 --> 01:33:24.680 Or DEI where I okay, see, I think affirmative action 1802 01:33:24.840 --> 01:33:28.920 is totally different than DEI. Affirmative action when it went 1803 01:33:29.000 --> 01:33:32.119 into place, was needed, absolutely needed. 1804 01:33:32.239 --> 01:33:34.479 Because they literally had. 1805 01:33:34.920 --> 01:33:38.520 Now, I don't think they should force the number of 1806 01:33:38.560 --> 01:33:42.159 people you hire based on color, but they should force 1807 01:33:42.239 --> 01:33:47.279 the inclusion of them in the candidacy. Then it's meritocracy 1808 01:33:47.319 --> 01:33:51.640 after that. But before affirmative action, they weren't even considering them. 1809 01:33:51.880 --> 01:33:52.720 They really weren't. 1810 01:33:52.760 --> 01:33:54.920 I mean, we lived in a different time they weren't 1811 01:33:54.960 --> 01:33:58.720 considering them. Now, had they considered them and then said, 1812 01:33:58.760 --> 01:34:02.079 well they're not up to par, that's one thing of 1813 01:34:02.119 --> 01:34:05.479 people of color, But they weren't even being considered. So 1814 01:34:06.159 --> 01:34:11.640 I'm all about equal opportunity, not equal outcome. What Doc 1815 01:34:11.720 --> 01:34:15.920 is talking about is people who were included regardless of 1816 01:34:15.960 --> 01:34:18.439 the outcome because they simply wanted them included. 1817 01:34:18.840 --> 01:34:22.119 That is not the affirmative action. Was that began? 1818 01:34:22.359 --> 01:34:24.600 I mean, no, excuse me, that's the wrong part of 1819 01:34:24.600 --> 01:34:25.399 affirmative action. 1820 01:34:25.479 --> 01:34:28.279 The right part would be presenting the opportunity. 1821 01:34:28.800 --> 01:34:33.520 And then DEI was based solely on numbers, solely on numbers. 1822 01:34:34.840 --> 01:34:36.039 I have more coming right up. 1823 01:34:41.680 --> 01:34:44.960 Go with a sure thing Denver's Best roofer Excel Roofing 1824 01:34:45.079 --> 01:34:45.640 dot com. 1825 01:34:45.680 --> 01:34:51.399 You don't pay a cent until you're content. Time for 1826 01:34:51.439 --> 01:34:55.199 an insurance checkup free, no obligation. In comparison, call Compass 1827 01:34:55.239 --> 01:34:58.520 Insurance paying too much your coverage at dozens of insurance 1828 01:34:58.560 --> 01:35:01.640 companies find out now oh three seven seven to one help. 1829 01:35:01.800 --> 01:35:04.439 You'll think you're his only customer when you choose Frank 1830 01:35:04.520 --> 01:35:06.960 durand the real estate Man dot com to list your 1831 01:35:07.000 --> 01:35:10.119 home with Remax Alliance three oh three nine two zero 1832 01:35:10.279 --> 01:35:17.720 sixteen twenty two. You know here's three O three seven 1833 01:35:17.760 --> 01:35:21.199 one three talk seven one three eight two five five 1834 01:35:22.640 --> 01:35:24.760 Compass Insurance Group. Did we ever get them on? I 1835 01:35:24.800 --> 01:35:27.199 wanted to ask him about that tree? Do you have 1836 01:35:27.319 --> 01:35:29.920 them around, uh, Kelly? Or did you forget about getting 1837 01:35:29.960 --> 01:35:30.159 them on? 1838 01:35:31.600 --> 01:35:31.680 No? 1839 01:35:31.800 --> 01:35:35.199 I did not forget. Brian is in a meeting. 1840 01:35:35.479 --> 01:35:38.880 He should be out at about one o'clock. 1841 01:35:38.479 --> 01:35:40.600 Oh good, thank you, thank you, thank you. 1842 01:35:40.680 --> 01:35:43.640 And I wasn't insinuating that those mimosas every morning? 1843 01:35:43.640 --> 01:35:45.760 No, No, she's making it up. She's busy scarfing on 1844 01:35:45.760 --> 01:35:47.880 a sandwich right now. A sandwich right now? 1845 01:35:47.920 --> 01:35:51.000 A sandwich? Oh okay, it's either a mimosa or sandra. 1846 01:35:51.039 --> 01:35:51.359 Okay? 1847 01:35:51.760 --> 01:35:53.880 Is it at least a pork belly or something good? 1848 01:35:53.960 --> 01:35:56.199 Or it's a foot long kind of sandwich. It's not 1849 01:35:56.399 --> 01:35:58.760 it's a foot long anyway. 1850 01:35:58.680 --> 01:35:59.600 No, it's not. 1851 01:36:00.439 --> 01:36:03.359 I can't even eat anything longer than a foot please. 1852 01:36:06.199 --> 01:36:08.640 Okay, let's move on, and let's move on right now. Craig, 1853 01:36:09.479 --> 01:36:11.359 what's going on, Craig, what's happening? 1854 01:36:13.359 --> 01:36:13.600 Hey? 1855 01:36:13.720 --> 01:36:13.960 Tom? 1856 01:36:14.079 --> 01:36:15.760 How are you? 1857 01:36:16.000 --> 01:36:16.840 What's going on with you? 1858 01:36:16.960 --> 01:36:17.159 Man? 1859 01:36:18.359 --> 01:36:19.239 He good afternoon. 1860 01:36:19.319 --> 01:36:22.880 Well I spoke with you last time Priday. In regards 1861 01:36:22.960 --> 01:36:25.239 to my Kia fort and. 1862 01:36:25.279 --> 01:36:26.920 So, oh, hold on, let me find it. 1863 01:36:27.159 --> 01:36:27.600 I got it. 1864 01:36:27.600 --> 01:36:30.960 You're twenty seventeen. Hold on, it was stuck in fourth gear. 1865 01:36:31.399 --> 01:36:33.600 You took it to a wrap o ho Kia. The 1866 01:36:33.640 --> 01:36:37.359 shop installed the rebuild transmission and PCM for a total 1867 01:36:37.359 --> 01:36:40.560 of eight grand. You paid fifteen hundred towards that. And 1868 01:36:40.640 --> 01:36:44.039 I said, wait a minute, you can't this doesn't sound right. 1869 01:36:44.479 --> 01:36:47.840 That did not correct the problem. You said that Kia 1870 01:36:48.039 --> 01:36:52.079 expected you to pay and even though it didn't fix 1871 01:36:52.119 --> 01:36:56.000 the problem, so that I was all confused about that problem, Craig, 1872 01:36:56.399 --> 01:36:59.159 how and I told you go back and get some clarification. 1873 01:36:59.600 --> 01:37:01.399 Where are are we at with this right now? 1874 01:37:04.319 --> 01:37:07.359 Well, as you know, they put in a transmission. I 1875 01:37:07.439 --> 01:37:09.119 was hoping it wasn't that. I was hoping it was 1876 01:37:09.159 --> 01:37:11.760 a twenty dollars part. It's thirty two hundred dollars fix 1877 01:37:11.960 --> 01:37:14.920 fifteen hundred dollars down to pay for the part of 1878 01:37:14.960 --> 01:37:15.680 the transmission. 1879 01:37:15.720 --> 01:37:17.960 But what was the eight grand you told me about? 1880 01:37:18.000 --> 01:37:19.920 There was a total of eight grand. 1881 01:37:20.000 --> 01:37:24.079 You said, yeah, well I agreed to the thirty two 1882 01:37:24.119 --> 01:37:26.880 hundred for the transmission because that was supposed to fix it. 1883 01:37:26.960 --> 01:37:29.920 Then they said it was a part trained control module 1884 01:37:30.000 --> 01:37:35.760 the PCM from here to part And I said, well, 1885 01:37:35.800 --> 01:37:38.319 wait a minute, what's that going to cost? And before 1886 01:37:38.399 --> 01:37:40.800 you do anything else, what is that going to call? Well, 1887 01:37:41.119 --> 01:37:43.039 I don't worry about it. We'll work with you. We'll 1888 01:37:43.079 --> 01:37:45.079 work with you. Next thing, you know, they put in 1889 01:37:45.119 --> 01:37:47.680 the PCM that don't work. And then that, you know, 1890 01:37:47.800 --> 01:37:49.319 my bill's up to a nurse sixty? 1891 01:37:49.399 --> 01:37:53.199 And how much how much was the PCM? Okay? 1892 01:37:53.359 --> 01:37:54.760 Hold on, bro hold on? 1893 01:37:55.359 --> 01:37:59.119 They put the transmission in for thirty five hundred? How 1894 01:37:59.199 --> 01:38:05.920 much two they charge you for? How much for the PCM? 1895 01:38:06.479 --> 01:38:09.199 Well, it comes out a total of uh they said, 1896 01:38:09.239 --> 01:38:10.520 I owe a balance a six. 1897 01:38:12.520 --> 01:38:15.520 After and that's after you paid the fifteen hundred right, 1898 01:38:15.960 --> 01:38:17.000 so it is eight grand? 1899 01:38:17.560 --> 01:38:20.680 Okay? So it is eight grand? Okay? 1900 01:38:21.079 --> 01:38:26.439 So anyway, what did did you how they finally get 1901 01:38:26.439 --> 01:38:28.159 it working? 1902 01:38:28.239 --> 01:38:28.560 Thank you? 1903 01:38:28.600 --> 01:38:31.760 Mark? How did they finally get it working? 1904 01:38:34.159 --> 01:38:37.319 They didn't? So do they still Here's all I want 1905 01:38:37.359 --> 01:38:38.600 to add? Wait, wait, wait, do. 1906 01:38:38.640 --> 01:38:41.800 They still expect you to pay eight grand for something 1907 01:38:41.840 --> 01:38:42.680 that doesn't work? 1908 01:38:45.159 --> 01:38:45.399 Yes? 1909 01:38:46.399 --> 01:38:47.520 Yeah? 1910 01:38:47.680 --> 01:38:51.560 And when I met your your friend Mark there at 1911 01:38:51.600 --> 01:38:52.600 the service dead. 1912 01:38:53.239 --> 01:38:57.359 He wait, well Mark, Mark, you went with him? Do 1913 01:38:57.399 --> 01:38:58.880 you ask? Do you want me to talk or not. 1914 01:38:59.000 --> 01:39:01.119 It's up to YouTube both of you. 1915 01:39:01.279 --> 01:39:05.239 Mark, Mark, I didn't know that. Craig hold On, I 1916 01:39:05.279 --> 01:39:07.800 didn't know you went with him. So for sure, I 1917 01:39:07.840 --> 01:39:08.920 want you to tell me what ye. 1918 01:39:09.000 --> 01:39:12.479 First of all, I'm asking him, did they finally call 1919 01:39:12.520 --> 01:39:14.640 you and get it running or not yet? Did they 1920 01:39:14.640 --> 01:39:18.159 figure out why it was still stuck in gear? 1921 01:39:18.840 --> 01:39:20.079 No? 1922 01:39:20.079 --> 01:39:20.199 No? 1923 01:39:20.640 --> 01:39:24.399 Okay, so it's not ready to be picked up yet. 1924 01:39:25.239 --> 01:39:25.319 No. 1925 01:39:25.479 --> 01:39:27.159 Remember, they told us they were going to put it 1926 01:39:27.199 --> 01:39:28.920 through a flight test and they'd get back. 1927 01:39:29.000 --> 01:39:31.279 So why are you calling now? Is what I'm trying 1928 01:39:31.319 --> 01:39:31.880 to find out. 1929 01:39:32.079 --> 01:39:33.119 I'm trying to find out. 1930 01:39:33.520 --> 01:39:36.199 I let you know that it is not picked and 1931 01:39:36.279 --> 01:39:38.600 they tried to do a flight test that didn't work. 1932 01:39:38.680 --> 01:39:41.000 They sent me a text said, hey, Craig, can you 1933 01:39:41.039 --> 01:39:44.840 answer this question from our engineers about any after market 1934 01:39:45.000 --> 01:39:48.600 components that have been put on your vehicle? I wrote, 1935 01:39:48.960 --> 01:39:51.640 And they also want to know if to find another, 1936 01:39:52.279 --> 01:39:55.680 uh swap the PCM to verify the PCM it's not 1937 01:39:55.840 --> 01:39:59.800 bad the one they put in or whatever. And I said, 1938 01:40:00.039 --> 01:40:04.319 the car has never had any electrical or computer components 1939 01:40:04.479 --> 01:40:07.520 ever put in it. I've only done the cars rank 1940 01:40:07.560 --> 01:40:10.079 great until up to now. I've only don't changed you oil, 1941 01:40:10.119 --> 01:40:10.560 et cetera. 1942 01:40:10.720 --> 01:40:15.560 Hey, Mark, okay, So Mark, Yes, can I ask you 1943 01:40:15.600 --> 01:40:19.279 a question real quick, Mark, when you went with him, 1944 01:40:19.479 --> 01:40:23.359 did you like did they expect him was it as 1945 01:40:23.399 --> 01:40:26.159 he presented it? They expected him to pay eight grand 1946 01:40:26.239 --> 01:40:27.560 without a working. 1947 01:40:27.439 --> 01:40:30.640 They don't know what yes and no. But they don't 1948 01:40:30.680 --> 01:40:33.720 know what's wrong with the vehicle. They assured me any 1949 01:40:33.800 --> 01:40:36.560 parts that weren't needed were not going to be charged 1950 01:40:36.600 --> 01:40:39.159 to them. But they still don't know what's wrong with 1951 01:40:39.239 --> 01:40:40.600 the vehicle. 1952 01:40:41.880 --> 01:40:44.960 And here's the icing on the cake, Mark when we 1953 01:40:45.079 --> 01:40:48.159 left there. Right after we left there, they sent me 1954 01:40:48.199 --> 01:40:51.239 a text message, and you were there with me. I 1955 01:40:51.960 --> 01:40:55.319 never mentioned anything about I need to get financed. Do 1956 01:40:55.359 --> 01:40:58.000 you know anyone that can finance then? To get these 1957 01:40:58.119 --> 01:40:59.680 pay for these reprents that I don't. 1958 01:40:59.560 --> 01:41:02.279 Have to look, Man, listen, here's where we left off 1959 01:41:02.439 --> 01:41:09.279 last Friday. We left off. God, I'm just gonna go 1960 01:41:09.319 --> 01:41:11.640 I'm sorry, I'm gonna go to the dentist and hang 1961 01:41:11.720 --> 01:41:17.439 myself in the same drive. Go ahead, Mark, Well, I'm 1962 01:41:17.520 --> 01:41:20.920 not sure what to tell them. I mean, until they say, hey, 1963 01:41:21.279 --> 01:41:25.439 your vehicle's running, this is how much you owe, I 1964 01:41:25.640 --> 01:41:28.520 don't know what else to tell you right now. I 1965 01:41:28.600 --> 01:41:32.880 don't know. Man. I met you there. We had a conversation. 1966 01:41:33.119 --> 01:41:35.039 It was like you have got to take. 1967 01:41:34.840 --> 01:41:37.720 A we we do have to take Let's just take 1968 01:41:37.760 --> 01:41:38.640 this break, come right back. 1969 01:41:44.079 --> 01:41:47.319 Go with a sure thing Denver's Best roofer Excel Roofing 1970 01:41:47.439 --> 01:41:50.039 dot com. You don't pay a cent until you're content. 1971 01:41:53.439 --> 01:41:56.000 Time for an insurance check up free, no obligation in 1972 01:41:56.039 --> 01:42:00.000 comparison call Compass Insurance paying too much your coverage at 1973 01:42:00.000 --> 01:42:02.680 do of insurance companies find out now three all three 1974 01:42:02.840 --> 01:42:03.640 seven to seven to one. 1975 01:42:03.760 --> 01:42:04.000 Help. 1976 01:42:04.199 --> 01:42:06.840 You'll think you're his only customer when you choose Frank 1977 01:42:06.880 --> 01:42:09.319 durand the real estate Man dot com to list your 1978 01:42:09.359 --> 01:42:12.479 home with Remax Alliance three all three nine two zero 1979 01:42:12.640 --> 01:42:13.600 sixteen twenty two. 1980 01:42:15.399 --> 01:42:17.960 All right, I'm Tom Martino. Mark finished with this. 1981 01:42:18.399 --> 01:42:20.960 Did they tell you that they were going to fix 1982 01:42:21.000 --> 01:42:22.840 it before they expected them to pay or what? 1983 01:42:24.319 --> 01:42:26.359 Yeah, they got to figure out what's wrong with it. 1984 01:42:26.399 --> 01:42:29.239 Then they'll know if they sold them, for example, a 1985 01:42:29.239 --> 01:42:30.680 computer that he didn't need. 1986 01:42:31.720 --> 01:42:33.319 So why are you calling today. 1987 01:42:33.039 --> 01:42:38.880 Craig, Just up and let you know what's going on. 1988 01:42:39.079 --> 01:42:42.000 I mean, I'm scared to death that you know they're 1989 01:42:42.000 --> 01:42:43.960 going to end up keep my car because I'm not 1990 01:42:44.000 --> 01:42:46.640 going to be a good finance to get a loan. 1991 01:42:46.760 --> 01:42:50.000 Is back right after we love Mark, they sent me 1992 01:42:50.039 --> 01:42:52.960 a text here is the link you requested. I didn't 1993 01:42:53.039 --> 01:42:57.159 request anything. I didn't request anything from a finance company. 1994 01:42:57.520 --> 01:42:59.520 We still we got to figure out what was wrong 1995 01:42:59.560 --> 01:43:06.119 with the a. Yeah, okay, So bottom line is they're 1996 01:43:06.159 --> 01:43:09.039 not at this point right now. That's good. That's the 1997 01:43:09.159 --> 01:43:12.000 number one thing. Didn't need the transmission. Now, I will 1998 01:43:12.039 --> 01:43:15.520 say this. Their story time is that he called up 1999 01:43:15.560 --> 01:43:17.600 and said we're gonna run out of time. We're gonna 2000 01:43:17.600 --> 01:43:19.760 have to do this for our next hour. 2001 01:43:20.159 --> 01:43:24.359 All right, hold on, man, this is crazy. 2002 01:43:24.520 --> 01:43:26.800 It's really interesting how this started though. 2003 01:43:27.439 --> 01:43:29.560 Okay, that's what I want to hear and when we 2004 01:43:29.600 --> 01:43:32.800 come back. And then also we have Mark Schamanski with 2005 01:43:32.880 --> 01:43:35.359 us from Jennesi's Total Exteriors dot com. And then we'll 2006 01:43:35.359 --> 01:43:39.079 talk about the roller auction closing right at this hour, so. 2007 01:43:39.199 --> 01:43:41.880 You're gonna get great deals at roller auction dot com. 2008 01:43:41.920 --> 01:43:48.920 All of that on the Troubleshooter Show, go with a 2009 01:43:49.000 --> 01:43:52.439 sure thing Denver's Best Roofer Excel Roofing dot com. 2010 01:43:52.479 --> 01:43:54.479 You don't pay a cent until you're content. 2011 01:43:57.880 --> 01:44:02.600 Time for an insurance check up, freeation comparison call Compass Insurance, 2012 01:44:02.760 --> 01:44:05.760 pay too much your coverage at dozens of insurance companies 2013 01:44:05.840 --> 01:44:08.079 find out now three all three seven seven to one 2014 01:44:08.159 --> 01:44:11.039 help You'll think you're his only customer when you choose 2015 01:44:11.039 --> 01:44:13.520 Frank durand the real estate Man dot com to list 2016 01:44:13.600 --> 01:44:16.640 your home with Remax Alliance three all three nine two 2017 01:44:16.720 --> 01:44:21.279 zero sixteen twenty two. 2018 01:44:18.800 --> 01:44:24.000 Ye ripped of. 2019 01:44:25.760 --> 01:44:32.880 News, so you don't have come run in astas as 2020 01:44:32.960 --> 01:44:33.439 we can. 2021 01:44:34.720 --> 01:44:36.239 Shooter's gonna help. 2022 01:44:36.279 --> 01:44:43.800 Come Max is the Troubleshooter Show. Now, Tom Martino, Kalo, 2023 01:44:44.119 --> 01:44:46.880 Tom Martino here, Welcome to the show. The last out 2024 01:44:46.920 --> 01:44:47.279 of the show. 2025 01:44:47.279 --> 01:44:48.960 Get you calls in if you have a problem, question 2026 01:44:49.000 --> 01:44:52.800 your complaint. I believe we have a major, Mark Major 2027 01:44:52.880 --> 01:44:55.560 still here, all those cameras off, He's still here. And 2028 01:44:55.600 --> 01:44:57.880 then we also yeah, yeah, I'm on you, Yeah yeah, 2029 01:44:57.960 --> 01:44:59.279 why'd you turn your camera off? 2030 01:44:59.279 --> 01:45:00.800 Did you where? 2031 01:45:01.079 --> 01:45:02.880 Susan and I are working on something? 2032 01:45:03.520 --> 01:45:03.920 Okay? 2033 01:45:03.960 --> 01:45:06.800 Well that could have many meanings three all three seven 2034 01:45:06.840 --> 01:45:09.880 one three talks seven one three eight two five five listen. 2035 01:45:10.199 --> 01:45:13.239 Mark Shimanski's here from Genesis Total Exteriors as well. 2036 01:45:13.319 --> 01:45:15.640 And then we have callers and we have news. 2037 01:45:15.800 --> 01:45:18.199 So I want to get right back to this one 2038 01:45:18.199 --> 01:45:20.439 problem that Mark worked on, and I don't want to 2039 01:45:20.439 --> 01:45:21.319 bring up the caller right now. 2040 01:45:21.359 --> 01:45:22.680 I don't need to because. 2041 01:45:22.479 --> 01:45:24.479 I think I want to talk about that when I 2042 01:45:24.520 --> 01:45:25.199 get a sec here. 2043 01:45:26.159 --> 01:45:27.279 Well, can you do it right now? 2044 01:45:27.680 --> 01:45:30.840 Yeah, definitely. So here's the deal. I don't agree with 2045 01:45:31.000 --> 01:45:34.119 what they've done so far, and we're going to have 2046 01:45:34.159 --> 01:45:36.439 to figure that out. But basically, they're saying, this guy 2047 01:45:36.520 --> 01:45:40.239 called up said, my transmission stuck in fourth gear. I 2048 01:45:40.279 --> 01:45:43.079 want to get a transmission ordered for it. And this 2049 01:45:43.159 --> 01:45:46.560 isn't from the caller, this is coming directly from the 2050 01:45:46.600 --> 01:45:51.439 service writer I spoke to Friday in person. So apparently 2051 01:45:51.520 --> 01:45:55.359 to believe this guy called up self diagnosed it himself, 2052 01:45:55.680 --> 01:45:57.720 that it's stuck in fourth gear. I need to order 2053 01:45:57.760 --> 01:46:01.680 a transmission. So they order a transransmission for him and 2054 01:46:01.840 --> 01:46:06.199 take a fifteen hundred dollars deposit. Then he drops the 2055 01:46:06.239 --> 01:46:09.600 car off when the transmission shows up to get it installed. 2056 01:46:09.960 --> 01:46:14.840 They install it apparently without doing any diagnostics whatsoever, just 2057 01:46:14.960 --> 01:46:17.800 based upon what he apparently told him over the phone, 2058 01:46:18.319 --> 01:46:21.880 and they put the transmission in and it still doesn't work. 2059 01:46:22.159 --> 01:46:24.560 That's when they called up and wanted to sell them 2060 01:46:24.920 --> 01:46:29.439 the computer because they said the problem was a computer 2061 01:46:29.800 --> 01:46:32.520 not to transmission. So that's where we're at right now. 2062 01:46:32.720 --> 01:46:35.960 The new tiers in and the vehicles in the same 2063 01:46:36.640 --> 01:46:39.520 the same exact state. In other words, it's just like 2064 01:46:39.600 --> 01:46:42.399 it was when he drove it in. There's really no difference. 2065 01:46:42.399 --> 01:46:46.600 Although it's got a new transmission and a new computer, 2066 01:46:46.720 --> 01:46:49.880 it's still stuck in gear. So I called someone that 2067 01:46:50.359 --> 01:46:54.319 was a service manager for dealing Doug forever in a day, 2068 01:46:54.479 --> 01:46:57.880 someone I trust, and I said, does this sound normal 2069 01:46:57.960 --> 01:47:02.199 for you to do under any dealing Doug's dealerships? Would 2070 01:47:02.239 --> 01:47:06.279 you actually get a phone call from a consumer saying, 2071 01:47:06.479 --> 01:47:09.439 order me a transmission and tell me when it's in, 2072 01:47:09.520 --> 01:47:11.319 I'm going to bring it in, or would you have 2073 01:47:11.439 --> 01:47:13.920 him come in and diagnose it? He said, The whole 2074 01:47:13.960 --> 01:47:19.000 thing sounds really fishy one hundred percent. But that's why 2075 01:47:19.000 --> 01:47:21.640 I'm giving these guys time to actually come back to 2076 01:47:21.720 --> 01:47:24.079 this guy and tell them, hey, we are going to 2077 01:47:24.199 --> 01:47:26.079 charge you for this. We are going to charge you 2078 01:47:26.119 --> 01:47:28.880 for that. Because when I left there, they assured me 2079 01:47:29.279 --> 01:47:33.399 anything he didn't need they weren't going to charge him for. 2080 01:47:33.760 --> 01:47:37.920 With the exception of the transmission because they're saying he 2081 01:47:38.119 --> 01:47:42.199 ordered that, and really he put fifteen hundred dollars down 2082 01:47:42.199 --> 01:47:45.039 on it. There's no doubt about that. I saw the 2083 01:47:45.079 --> 01:47:47.760 work order. But what are your thoughts on that? I 2084 01:47:47.880 --> 01:47:51.680 find it crazy and no offense to this guy, but 2085 01:47:53.119 --> 01:47:55.359 he's very hard to deal with, and I don't mean, 2086 01:47:55.960 --> 01:47:58.920 how do I put this in a nice way. He's 2087 01:47:58.960 --> 01:48:01.119 not I don't want to say he's not all there, 2088 01:48:01.159 --> 01:48:03.479 but I feel like they took advantage of him. That's 2089 01:48:03.560 --> 01:48:04.199 how I'll put it. 2090 01:48:04.800 --> 01:48:08.680 No, No, I got that sense mark that he you know, 2091 01:48:08.800 --> 01:48:10.640 all he wants is this car fixed? 2092 01:48:10.720 --> 01:48:12.880 Yeah, I think he called up. Now if we bring 2093 01:48:13.000 --> 01:48:16.319 him back up, his story is this. So that's the 2094 01:48:16.399 --> 01:48:20.159 story from the service director or the service writer directly 2095 01:48:20.199 --> 01:48:23.520 to me last Friday. The only part this guy really 2096 01:48:23.600 --> 01:48:27.119 disagrees with is when he called in, he said it 2097 01:48:27.199 --> 01:48:30.319 was stuck in fourth gear and that was it. In 2098 01:48:30.359 --> 01:48:33.079 other words, he didn't say, hey, I want a transmission. 2099 01:48:33.319 --> 01:48:36.279 He might have said, my transmission is screwed up. But 2100 01:48:36.399 --> 01:48:39.279 these guys you're saying he wanted a transmission. 2101 01:48:39.479 --> 01:48:40.560 Here's what I think. 2102 01:48:40.800 --> 01:48:44.119 I think people would say, Hey, I can hear a 2103 01:48:44.159 --> 01:48:47.199 guy saying, you know, my car stuck in fourth gear. 2104 01:48:47.239 --> 01:48:49.760 I think I need a transmission or something like you said, 2105 01:48:49.840 --> 01:48:52.600 just said exactly. But even if he did say my 2106 01:48:52.720 --> 01:48:56.159 transmission is stuck in fourth gear, I need a new transmission. 2107 01:48:57.000 --> 01:49:00.520 Even if he said that, they have a responsibility as 2108 01:49:00.680 --> 01:49:02.520 experts to let him. 2109 01:49:02.640 --> 01:49:04.039 They shouldn't just order one. 2110 01:49:04.319 --> 01:49:06.600 If you walked into a dealership and says I need 2111 01:49:06.640 --> 01:49:09.840 a transmission and they ordered it to me, that's negligent 2112 01:49:10.039 --> 01:49:10.760 without checking. 2113 01:49:10.800 --> 01:49:13.239 Its negligent big time, and I don't agree with it. 2114 01:49:13.279 --> 01:49:16.680 And once again, someone that worked for deal and Doug 2115 01:49:17.119 --> 01:49:21.920 for many, many many years as a service manager over 2116 01:49:22.000 --> 01:49:25.800 the entire service shop said that should never happen that way. 2117 01:49:25.920 --> 01:49:30.399 Ever, So for those listening, Craig took his twenty seventeen 2118 01:49:30.520 --> 01:49:34.600 Kia Forte. It was stuck in fourth gear. He takes 2119 01:49:34.640 --> 01:49:37.880 it to a rap Ho Kiya. They install a rebuilt 2120 01:49:37.920 --> 01:49:42.840 transmission for thirty five hundred. That didn't work, so then 2121 01:49:42.880 --> 01:49:46.600 they said he needs a PCM that was forty five hundred. 2122 01:49:47.319 --> 01:49:49.560 So now he has a grand total of eight grand. 2123 01:49:49.800 --> 01:49:53.479 He owes he paid fifteen hundred of it so far, 2124 01:49:54.199 --> 01:49:56.000 and now they want him to pay the rest of 2125 01:49:56.000 --> 01:49:56.399 the bill. 2126 01:49:57.079 --> 01:49:59.960 You know what I'd like to do Kelly, get Jack 2127 01:50:00.199 --> 01:50:02.520 vic on. I want to ask him something. When I 2128 01:50:02.600 --> 01:50:05.199 say it's the exact same, I want to go into 2129 01:50:05.199 --> 01:50:08.039 a little detail real quick, Tom. It was stuck in 2130 01:50:08.159 --> 01:50:10.439 fourth gear. He couldn't get it out of fourth gear. 2131 01:50:10.479 --> 01:50:13.880 That's when he called these guys up. The transmission got ordered, 2132 01:50:14.239 --> 01:50:17.159 and the rest of the story. Now that the new computer, 2133 01:50:17.319 --> 01:50:20.600 the new transmission is in, it's stuck in first gear. 2134 01:50:20.800 --> 01:50:23.880 It won't leave first gear, so it is a different gear. 2135 01:50:24.199 --> 01:50:27.239 But what I'm guessing is that that has nothing to 2136 01:50:27.319 --> 01:50:30.920 do with the transmission itself. It's still stuck in gear 2137 01:50:31.359 --> 01:50:34.560 because when they installed the new transmission, it was in 2138 01:50:34.640 --> 01:50:37.840 first gear, not fourth gear. Is why it's a different gear. 2139 01:50:37.880 --> 01:50:40.720 But it's got the same problem. I'd like to ask 2140 01:50:40.800 --> 01:50:41.399 you to pick that. 2141 01:50:41.800 --> 01:50:44.399 I understand exactly what you're saying, Mark, and it does 2142 01:50:44.439 --> 01:50:48.079 sound like it could be a computer issue or something 2143 01:50:48.279 --> 01:50:50.680 very small they could have done when it was stuck 2144 01:50:50.680 --> 01:50:53.760 in fourth gear. It sounds to me like they missed 2145 01:50:53.800 --> 01:50:56.039 the first They missed it right from the beginning. 2146 01:50:56.239 --> 01:50:58.760 Well, what they're gonna say, though, is he demanded to 2147 01:50:58.920 --> 01:50:59.920 order a new transmit. 2148 01:51:00.199 --> 01:51:04.000 Okay, let's Craig, did you demand first of all, Craig 2149 01:51:04.039 --> 01:51:07.000 doesn't even admit he knows about cars. Craig, did you 2150 01:51:07.159 --> 01:51:09.640 say to them I want a transmission? 2151 01:51:11.600 --> 01:51:14.359 No, no, sir, I said, right in front of Mark 2152 01:51:14.439 --> 01:51:17.119 at the service center, the same thing I said to 2153 01:51:17.199 --> 01:51:20.520 them when I first initially talked to them. I said, 2154 01:51:21.000 --> 01:51:24.119 I'm not a mechanic. I think it's a transmission. It's 2155 01:51:24.119 --> 01:51:26.399 stuck in ports gear, but I don't know. 2156 01:51:26.840 --> 01:51:30.680 Okay, Craig, hold on, let me stop you right there, Craig, Craig, 2157 01:51:30.760 --> 01:51:34.359 let me stop you right there. Then then need to 2158 01:51:34.399 --> 01:51:37.600 ask this question to you. Why did you give him 2159 01:51:37.640 --> 01:51:41.880 a credit card for fifteen hundred dollars during that call? 2160 01:51:44.119 --> 01:51:49.319 Because they told me after their diagnostic reading blah blah blah, 2161 01:51:49.479 --> 01:51:51.800 that yep, it needs a new transmission. 2162 01:51:51.880 --> 01:51:54.279 Oh hold on, hold on, But was that during your 2163 01:51:54.399 --> 01:51:58.960 very Was that during your very first call to them? 2164 01:51:59.600 --> 01:52:01.439 That was after I had it in the shop and 2165 01:52:01.479 --> 01:52:02.720 they did their diagnostic. 2166 01:52:02.920 --> 01:52:04.560 Yeah, oh, okay, that's different. 2167 01:52:04.760 --> 01:52:11.079 Okay, that makes that makes a lot more sense. That appointment, 2168 01:52:11.920 --> 01:52:14.760 when you called up and made the appointment, you did 2169 01:52:14.760 --> 01:52:18.079 not tell them to order a transmission. You made the appointment, 2170 01:52:18.159 --> 01:52:21.000 you dropped it off. Then they called you. 2171 01:52:21.399 --> 01:52:25.239 Yeah, hold on okay, hold on, okay, we're gonna We're 2172 01:52:25.239 --> 01:52:27.199 gonna come right back to you and Jeff Fick. I 2173 01:52:27.279 --> 01:52:30.000 want to take this break to give Jeff some uh 2174 01:52:30.399 --> 01:52:33.560 some time to answer it. Three oh three seven one 2175 01:52:33.720 --> 01:52:41.680 three talk seven one three eight two five five Go 2176 01:52:41.840 --> 01:52:45.560 with a sure thing Denver's best roofer Excel Roofing dot com. 2177 01:52:45.600 --> 01:52:47.640 You don't pay a cent until you're content. 2178 01:52:51.000 --> 01:52:54.159 Time for an insurance check up free no obligation comparison 2179 01:52:54.319 --> 01:52:57.880 call Compass Insurance paying too much your coverage at dozens 2180 01:52:57.880 --> 01:53:00.640 of insurance companies find out now three three seven to 2181 01:53:00.720 --> 01:53:03.520 seven to one help. You'll think you're his only customer 2182 01:53:03.560 --> 01:53:05.800 when you choose Frank durand the real estate Man dot 2183 01:53:05.840 --> 01:53:09.159 com to list your home with Remax Alliance three all 2184 01:53:09.199 --> 01:53:15.359 three nine two zero sixteen twenty two. Hi Tom Martino, 2185 01:53:15.479 --> 01:53:18.239 your troubleshooter three all three seven one three talk Jeff 2186 01:53:18.239 --> 01:53:20.680 Fick real quick. I have a very quick question for you. 2187 01:53:21.039 --> 01:53:23.319 So a guy has a Kia right. 2188 01:53:23.880 --> 01:53:26.199 And and it's stuck in It's. 2189 01:53:26.000 --> 01:53:30.279 A twenty seventeen Kia Forte and is stuck in fourth gear. 2190 01:53:31.520 --> 01:53:34.079 He takes What I want to know is he takes 2191 01:53:34.119 --> 01:53:36.560 it to a wrap a ho kiya. Now, what I 2192 01:53:36.600 --> 01:53:39.079 want to know is if something is stuck in gear 2193 01:53:40.159 --> 01:53:43.600 and then they put in a new transmission and that's 2194 01:53:43.720 --> 01:53:47.039 also stuck in gear, but another gear. Now it's stuck 2195 01:53:47.079 --> 01:53:50.680 in first gear, which is the default for a new transmission, 2196 01:53:51.000 --> 01:53:54.920 So obviously it's not the transmission I'm thinking. So then 2197 01:53:54.960 --> 01:53:58.640 they put in a PCM and it's still not working. 2198 01:53:59.159 --> 01:54:01.319 Did they miss it all altogether? What would you have 2199 01:54:01.399 --> 01:54:03.600 done if something is stuck in fourth gear? 2200 01:54:03.640 --> 01:54:06.359 What is a point to Mainly, well. 2201 01:54:06.159 --> 01:54:09.279 The fourth gear should be a limp mode, which basically 2202 01:54:09.319 --> 01:54:13.000 means no SOLOI has been commanded to fire, so nothing's on. 2203 01:54:13.359 --> 01:54:15.479 That's why it stays in the one year. If it's 2204 01:54:15.520 --> 01:54:18.319 stuck in a different year, if there's definitely something that's 2205 01:54:18.359 --> 01:54:21.760 been commanded on, so you know when they've already changed 2206 01:54:21.760 --> 01:54:24.119 the PCM, I'm more inclined to say that he's got 2207 01:54:24.199 --> 01:54:27.359 they've got wires short amount across short and where you're 2208 01:54:27.399 --> 01:54:28.880 firing one, it's not supposed. 2209 01:54:28.520 --> 01:54:32.159 To okay, So would you have looked for that up 2210 01:54:32.199 --> 01:54:34.760 front or would you have gone for the transmission upfront? 2211 01:54:35.079 --> 01:54:37.159 You definitely want to look for that upfront. 2212 01:54:37.720 --> 01:54:40.279 So you would look for a reason it's in limp mode, 2213 01:54:40.359 --> 01:54:42.560 not just assume the transmission is bad. 2214 01:54:43.239 --> 01:54:46.359 Correct, Yeah, I mean probably. I don't know six out 2215 01:54:46.399 --> 01:54:48.079 of ten to come through when they come through in 2216 01:54:48.119 --> 01:54:50.920 limp mode, it's not the transmission itself, it's another something 2217 01:54:50.960 --> 01:54:51.920 else causing it. 2218 01:54:52.560 --> 01:54:54.920 Yeah, that's what happened to my daughter's car was something else. 2219 01:54:55.119 --> 01:54:57.880 So here's it was a rabbit that eight wires. Exactly 2220 01:54:57.880 --> 01:55:01.039 what you said. Okay, Now here's what I want to 2221 01:55:01.079 --> 01:55:03.560 ask you straight up, and I want you to dig 2222 01:55:03.640 --> 01:55:04.119 down deep. 2223 01:55:04.159 --> 01:55:05.279 I know you're an honest man. 2224 01:55:05.840 --> 01:55:07.920 So if a customer called to you has said, my 2225 01:55:08.840 --> 01:55:10.920 car stuck in fourth gear, I want you to order 2226 01:55:10.920 --> 01:55:11.840 me a transmission. 2227 01:55:12.640 --> 01:55:13.279 What would you do? 2228 01:55:15.039 --> 01:55:16.920 Well, if I don't have possess of the car, I'm 2229 01:55:16.920 --> 01:55:20.720 not ordering anything, but you know I would recommends. In here, 2230 01:55:20.760 --> 01:55:24.039 let's clarify you need a transmission. Okay, else, even if 2231 01:55:24.079 --> 01:55:27.000 somebody else diagnosed it, I don't take anybody else's diagnosis 2232 01:55:27.039 --> 01:55:29.000 for granted. That you kiss him doing that. 2233 01:55:29.920 --> 01:55:32.439 Yeah, that's what I think. So Mark, what do you 2234 01:55:32.520 --> 01:55:34.800 have anything? Well, that's it. 2235 01:55:34.840 --> 01:55:36.800 We just got to wait for these guys to either 2236 01:55:36.880 --> 01:55:40.000 step up and acknowledge what was going on, or we'll 2237 01:55:40.039 --> 01:55:41.880 go to war with them. I mean, if they really 2238 01:55:41.920 --> 01:55:45.640 think they're going to charge this guy for their misdiagnosis 2239 01:55:45.760 --> 01:55:49.479 is that'd be absolutely insane. But once again, I never 2240 01:55:49.560 --> 01:55:53.680 get issues with Delan Doug and his own service manager 2241 01:55:53.960 --> 01:55:57.640 from a different location that's been with him forever in 2242 01:55:57.680 --> 01:56:00.479 a day in all honesty is not there more, but 2243 01:56:00.560 --> 01:56:03.119 he was there for over ten years. Uh said they 2244 01:56:03.159 --> 01:56:06.399 would never operate this way. I think a dealing Doug 2245 01:56:06.479 --> 01:56:09.199 deal a service writer. Does he own this one? 2246 01:56:10.079 --> 01:56:10.279 Yeah? 2247 01:56:10.319 --> 01:56:10.960 He owns it? 2248 01:56:11.000 --> 01:56:11.199 Man? 2249 01:56:11.680 --> 01:56:15.279 Okay, cool, all right, so thank you very much. 2250 01:56:15.359 --> 01:56:18.960 Jeff Fick Kimmer Transmission three oh three six nine three 2251 01:56:19.039 --> 01:56:21.840 fourteen hundred. If you ever need some good, honest transmission work, 2252 01:56:21.880 --> 01:56:24.520 thank you. Okay, Now, Craig, we're gonna put this on 2253 01:56:24.600 --> 01:56:26.479 hold and Mark's gonna wait to see what they say. 2254 01:56:26.520 --> 01:56:29.960 Brian Burns, Compass Insurance Group. I have another I'm another 2255 01:56:30.000 --> 01:56:33.000 expert of mine on insurance. The Insurance Healthcenter dot com 2256 01:56:33.720 --> 01:56:38.199 always free insurance checkups on what you need and uh 2257 01:56:38.279 --> 01:56:41.800 if you have enough insurance, too much, insurance, under insured, 2258 01:56:41.840 --> 01:56:42.640 over insurance, whatever. 2259 01:56:42.720 --> 01:56:44.119 It's a free review of. 2260 01:56:44.079 --> 01:56:47.319 Your insurance three oh three nine nine six nine thousand. 2261 01:56:47.319 --> 01:56:50.239 But here's what I'm asking about today, Brian, and that is, 2262 01:56:51.640 --> 01:56:57.359 if I have a neighbor building a house, a general 2263 01:56:57.439 --> 01:57:02.399 contractor says, I'm pruning your tree back because it's encroaching 2264 01:57:02.439 --> 01:57:06.800 on the lot, and he destroys the tree and we're 2265 01:57:06.840 --> 01:57:09.560 talking about a sizeable tree that's going to cost ten 2266 01:57:09.680 --> 01:57:14.079 grand to replace. Is that a homeowner's insurance issue for me? 2267 01:57:14.479 --> 01:57:17.239 And will my insurance go after him? 2268 01:57:18.199 --> 01:57:18.399 No? 2269 01:57:18.920 --> 01:57:23.079 That would not be a claim on your why because 2270 01:57:23.279 --> 01:57:25.159 in general, there's not a whole lot of coverage for 2271 01:57:25.199 --> 01:57:28.760 trees as it is. There is some debris removal, or 2272 01:57:28.840 --> 01:57:30.880 if there was a large loss. Let's say there was 2273 01:57:30.880 --> 01:57:33.199 a fire that destroyed the home and it also damaged 2274 01:57:33.199 --> 01:57:36.600 some trees, there is minimal coverage, but it would make 2275 01:57:36.680 --> 01:57:37.600 sense to throw. 2276 01:57:37.399 --> 01:57:38.840 It in there at that point. 2277 01:57:38.880 --> 01:57:43.079 But most policies wouldn't have more than one thousand dollars 2278 01:57:43.119 --> 01:57:45.560 for trees, and so you wouldn't make that claim. 2279 01:57:45.640 --> 01:57:45.960 Number one. 2280 01:57:46.039 --> 01:57:46.479 Number two. 2281 01:57:46.640 --> 01:57:49.039 I don't think him trimming it would be. 2282 01:57:48.960 --> 01:57:49.840 A covered peril. 2283 01:57:50.520 --> 01:57:53.399 Okay, the neighbor trimmed it, not the. 2284 01:57:53.439 --> 01:57:55.800 Owner, right, No, No, I got it? Yeah, someone else, 2285 01:57:56.600 --> 01:57:59.199 you know. I mean, I guess the best option there 2286 01:57:59.239 --> 01:58:00.800 to me would be just to go. 2287 01:58:02.039 --> 01:58:04.560 No, you're right, Brian, You're right, and that's what we 2288 01:58:04.560 --> 01:58:06.920 were thinking. I just wanted to double check. I certainly 2289 01:58:06.920 --> 01:58:10.680 appreciate it, Brian Burns, And that's the Insurance Health Center 2290 01:58:10.720 --> 01:58:13.880 dot com. Chris has a comment on that previous caller 2291 01:58:14.760 --> 01:58:17.079 with the Kiya issue. Go ahead, Chris. 2292 01:58:19.199 --> 01:58:20.159 Gay Tom. 2293 01:58:21.439 --> 01:58:23.600 I'm actually on a couple keys. 2294 01:58:23.600 --> 01:58:25.520 But kind of the reason we bought them is the 2295 01:58:25.560 --> 01:58:26.079 gate they have. 2296 01:58:27.000 --> 01:58:28.720 They give you a ten year warranty. 2297 01:58:29.840 --> 01:58:34.600 I'm just curious that that was you know, ain't do that? 2298 01:58:34.720 --> 01:58:35.319 Write about what? 2299 01:58:35.479 --> 01:58:35.760 Mark? 2300 01:58:36.000 --> 01:58:38.720 Wouldn't the Kia warranty cover that? Or if he was 2301 01:58:38.760 --> 01:58:39.520 the second owner? 2302 01:58:39.560 --> 01:58:39.920 Maybe not. 2303 01:58:40.079 --> 01:58:42.399 Honestly, I have no idea. I didn't even go down 2304 01:58:42.439 --> 01:58:45.640 that road. If they were so incompetent not to cover 2305 01:58:45.720 --> 01:58:48.680 it under warranty, I would be amazed. But I just 2306 01:58:48.720 --> 01:58:52.079 don't know. That's a great that's a great comment, Kelly. 2307 01:58:52.079 --> 01:58:54.079 Why don't you call the dude real quick if you 2308 01:58:54.159 --> 01:58:56.239 got his number and ask him how many miles are 2309 01:58:56.239 --> 01:58:56.560 on it? 2310 01:58:58.279 --> 01:58:58.520 Why? 2311 01:58:58.600 --> 01:58:59.600 How many miles would it be? 2312 01:58:59.600 --> 01:58:59.800 Mark? 2313 01:59:00.199 --> 01:59:04.479 Like in twenty seventeen, so that surpasses the five years, right, No, 2314 01:59:04.600 --> 01:59:07.720 it's just so So here's how their warranty works five 2315 01:59:08.000 --> 01:59:10.560 where bumper to bumper doesn't matter who owns it. 2316 01:59:11.119 --> 01:59:14.600 The original owner gets a ten year on the powertrain, 2317 01:59:14.680 --> 01:59:18.199 which this would be part of at least the transmission 2318 01:59:18.239 --> 01:59:22.199 part of it. But if it's the second owner then 2319 01:59:22.359 --> 01:59:26.319 they wouldn't get that unless the vehicle was certified, meaning 2320 01:59:26.359 --> 01:59:29.479 it was bought from a Kia dealer and certified. 2321 01:59:29.960 --> 01:59:33.279 So the first five years is for anyone at any time. 2322 01:59:33.199 --> 01:59:34.640 Right, anybody and everybody. 2323 01:59:35.159 --> 01:59:37.279 And that's five years and how many miles do you know? 2324 01:59:38.000 --> 01:59:38.439 Sixty? 2325 01:59:39.159 --> 01:59:39.560 Okay? 2326 01:59:40.039 --> 01:59:43.600 And then if it's the original owner, it's ten years 2327 01:59:43.600 --> 01:59:45.119 and one hundred thousand. 2328 01:59:47.960 --> 01:59:51.560 If it's the original owner, it's ten years, one hundred 2329 01:59:51.600 --> 01:59:55.000 thousand miles on the powertrain, only on the power chain. 2330 01:59:55.119 --> 01:59:58.920 So what what is not included in a powertrain? Well, 2331 01:59:58.960 --> 02:00:03.119 pretty much anything like an alternator? Oh any gotcha? Really 2332 02:00:03.199 --> 02:00:07.800 anything but the engine transmission and if it had, for example, 2333 02:00:07.840 --> 02:00:13.279 a turbo. Okay, gotcha? Now, thank you very much. 2334 02:00:13.359 --> 02:00:16.720 We got more coming up, Bill Lourie, what is your 2335 02:00:16.800 --> 02:00:19.680 question on the HOA Hi? 2336 02:00:19.800 --> 02:00:20.720 Tom? 2337 02:00:20.800 --> 02:00:23.680 What can be done when an HA land management group 2338 02:00:23.760 --> 02:00:28.359 wants to change the already approved and completed landscaping plan 2339 02:00:28.600 --> 02:00:30.600 and refuses to give your deposit back. 2340 02:00:32.359 --> 02:00:35.000 Wait a minute, how did this happen? Tell me what happened. 2341 02:00:37.039 --> 02:00:39.000 So when we closed on our house, we were required to. 2342 02:00:38.920 --> 02:00:40.640 Put a five thousand dollars deposit down. 2343 02:00:41.720 --> 02:00:44.600 We submitted the landscaping plan in December last year and 2344 02:00:44.640 --> 02:00:49.079 it was approved. We did the landscaping us for the 2345 02:00:49.159 --> 02:00:53.000 plan and requested our money back, our deposit back, And 2346 02:00:53.800 --> 02:00:59.600 now we have a message from this landscaping management company 2347 02:00:59.640 --> 02:01:03.239 that's said no, no, you need more trees and more rocks. 2348 02:01:03.439 --> 02:01:06.000 Well, what do you mean landscape? What do you mean 2349 02:01:06.119 --> 02:01:07.439 landscape management? 2350 02:01:07.680 --> 02:01:10.399 So they have a team of people in the HOA 2351 02:01:11.840 --> 02:01:17.319 through the builder that oversees whether you're complying with so 2352 02:01:17.439 --> 02:01:20.039 many trees and bushes that you put in your yard. 2353 02:01:20.920 --> 02:01:23.199 You have to submit this plan before you start doing 2354 02:01:23.239 --> 02:01:23.760 any work. 2355 02:01:23.840 --> 02:01:26.560 Okay, Now, did they approve the plan to beget? Did 2356 02:01:26.560 --> 02:01:27.279 they approve it? 2357 02:01:28.319 --> 02:01:28.920 Yes? 2358 02:01:29.000 --> 02:01:30.720 And now they're saying hold on. 2359 02:01:31.119 --> 02:01:36.159 Now they're saying, even though we approved it and you 2360 02:01:36.239 --> 02:01:38.239 have proof of that, we. 2361 02:01:38.199 --> 02:01:39.720 Now want you to do more. 2362 02:01:41.159 --> 02:01:46.079 Yes, under okay, But why did they say why did 2363 02:01:46.159 --> 02:01:47.960 they say we miss something or. 2364 02:01:48.239 --> 02:01:52.319 To playing or I mean, did you ask. 2365 02:01:52.199 --> 02:01:54.720 Number glory in a non confrontational way? 2366 02:01:54.800 --> 02:02:00.119 Did you ask by the way, why did you approve it? 2367 02:02:00.279 --> 02:02:00.840 Not yet? 2368 02:02:01.199 --> 02:02:04.119 I just got the email back yesterday that said, you know, 2369 02:02:04.159 --> 02:02:06.239 we need this in this before we'll give you the refund. 2370 02:02:08.159 --> 02:02:12.880 Okay, now is what they're asking. Are you sure what 2371 02:02:12.960 --> 02:02:15.720 they're asking was not part of the original demand? 2372 02:02:16.840 --> 02:02:17.279 Positive? 2373 02:02:18.840 --> 02:02:20.600 And you're positive. 2374 02:02:20.079 --> 02:02:25.640 That the original plan that was approved is as built correct. 2375 02:02:26.920 --> 02:02:28.319 I don't understand this one. 2376 02:02:28.399 --> 02:02:28.880 We have one. 2377 02:02:29.199 --> 02:02:34.359 So we have natural grass, and so in June when 2378 02:02:34.359 --> 02:02:37.279 we requested our refund back, they said, no, we need 2379 02:02:37.520 --> 02:02:41.279 more graphs showing although it had already been in since November. 2380 02:02:41.439 --> 02:02:43.920 So now we waited until. 2381 02:02:43.680 --> 02:02:47.680 This month and requested it that the refund back and 2382 02:02:47.720 --> 02:02:49.960 said here's our grass, and now they've come back with this. 2383 02:02:50.920 --> 02:02:53.680 Okay, so you already did extra stuff and now they 2384 02:02:53.680 --> 02:02:55.000 want more extra stuff. 2385 02:02:56.079 --> 02:02:59.119 No, we didn't do extra stuff. We we still planted 2386 02:02:59.119 --> 02:03:01.960 what was planned, just hadn't come up as much as 2387 02:03:02.000 --> 02:03:02.640 you wanted. 2388 02:03:03.079 --> 02:03:05.079 Okay, got it, got it, got it, got it? 2389 02:03:05.159 --> 02:03:05.479 Okay. 2390 02:03:05.800 --> 02:03:07.600 You know, Laurie, we're going to have to have someone 2391 02:03:07.680 --> 02:03:10.439 call them and see if we can intercede and figure 2392 02:03:10.439 --> 02:03:12.960 out what the hell's going on. It makes no sense 2393 02:03:13.000 --> 02:03:15.479 to me whatsoever. If everything you're telling me, is true. 2394 02:03:15.840 --> 02:03:17.159 This makes no sense to me? 2395 02:03:18.359 --> 02:03:20.520 Sure, and I have the email paper trail. 2396 02:03:21.119 --> 02:03:24.239 So I requested that they call me back and tell 2397 02:03:24.279 --> 02:03:26.520 me why there's a change. 2398 02:03:26.479 --> 02:03:29.239 And you go above their heads, for example, hold on, 2399 02:03:29.359 --> 02:03:31.319 can you go above their heads right to the board 2400 02:03:31.479 --> 02:03:33.680 and say, look, you know, to the age. 2401 02:03:33.680 --> 02:03:36.720 You want to above their head to the supervisor. 2402 02:03:36.720 --> 02:03:40.880 And supervisor advisor to call me back the supervisor of 2403 02:03:40.960 --> 02:03:42.600 what of. 2404 02:03:42.680 --> 02:03:44.640 The land management team? 2405 02:03:45.600 --> 02:03:48.520 That's what it's called. It's not the covenant committee, it's 2406 02:03:48.600 --> 02:03:53.880 not okay? Does so if you were building a garage, 2407 02:03:53.920 --> 02:03:54.960 would it be someone else? 2408 02:03:57.960 --> 02:03:58.039 No? 2409 02:03:58.239 --> 02:04:00.960 I believe it would still be the same team. That's 2410 02:04:01.000 --> 02:04:03.479 the HOA approval. Anything you do. 2411 02:04:03.479 --> 02:04:06.319 To your are these members of the homeowners? Or are 2412 02:04:06.399 --> 02:04:09.079 these members of the man of the management company? 2413 02:04:10.039 --> 02:04:12.800 It's a management company, okay. 2414 02:04:12.439 --> 02:04:15.640 So what's the name of the management company? 2415 02:04:16.920 --> 02:04:18.840 I mean I don't have that. 2416 02:04:19.560 --> 02:04:23.399 They still have to abide by procedure. I mean, they 2417 02:04:23.439 --> 02:04:26.279 can't just be arbitrary. 2418 02:04:27.159 --> 02:04:28.319 That's what it's feeling like. 2419 02:04:28.439 --> 02:04:30.760 All right, who's in the studio listening to this? 2420 02:04:30.880 --> 02:04:32.920 Is it? Doc? Doc is here? Yes? 2421 02:04:33.199 --> 02:04:36.880 Yes, Doc, we haven't get Have you heard these details? 2422 02:04:37.680 --> 02:04:37.880 Yeah? 2423 02:04:38.039 --> 02:04:38.640 Absolutely? 2424 02:04:39.479 --> 02:04:42.640 I mean she did what they approved, and now they're 2425 02:04:42.640 --> 02:04:43.680 saying she needs more? 2426 02:04:44.039 --> 02:04:45.680 Right, so can you? 2427 02:04:45.800 --> 02:04:47.960 Why don't you give the you know, let's let Deputy 2428 02:04:48.039 --> 02:04:49.239 Doc take a stab at. 2429 02:04:49.119 --> 02:04:51.119 Calling them and see what the hell's going on this? 2430 02:04:52.039 --> 02:04:55.920 Okay, hold on you at least wait for them to 2431 02:04:55.960 --> 02:04:56.840 give me a call back. 2432 02:04:57.640 --> 02:04:59.920 Well, yeah, he'll do that, he'll do that before. 2433 02:05:00.279 --> 02:05:03.640 Let's let's let him get at least in touch with 2434 02:05:03.680 --> 02:05:07.239 you and establish communication. And your simple question is going 2435 02:05:07.319 --> 02:05:09.159 to be why approve it and then tell me I 2436 02:05:09.239 --> 02:05:09.760 need more? 2437 02:05:10.159 --> 02:05:12.880 That doesn't seem right? Three oh three, seven to one 2438 02:05:13.000 --> 02:05:13.880 three talk. 2439 02:05:14.119 --> 02:05:16.680 Seven one three eight two five before I take a break, Craig, 2440 02:05:17.279 --> 02:05:20.760 on your forte is it under one? 2441 02:05:20.880 --> 02:05:22.199 Are you the original owner? 2442 02:05:23.640 --> 02:05:26.359 I bought it at CarMax when it was one year old. 2443 02:05:26.359 --> 02:05:29.920 I bought in twenty eighteen. It's twenty seventeen five one 2444 02:05:29.960 --> 02:05:32.720 hundred and sixty eight thousand miles on it, so I 2445 02:05:32.760 --> 02:05:34.680 think that warranty's boyd. I'm sure. 2446 02:05:35.319 --> 02:05:36.159 Okay, thank you. 2447 02:05:36.600 --> 02:05:38.399 We got more coming up and we're going to talk 2448 02:05:38.439 --> 02:05:40.840 about the roller auction and what you need to be 2449 02:05:40.880 --> 02:05:49.439 doing right now. Right after this, go with a sure 2450 02:05:49.560 --> 02:05:52.840 thing Denver's Best roofer Excel roofing dot com you. 2451 02:05:52.800 --> 02:05:54.720 Don't pay a cent until you're content. 2452 02:05:58.079 --> 02:05:59.439 Time for an insurance check up. 2453 02:05:59.560 --> 02:06:03.960 Free obligation comparison call Compass Insurance paying too much your 2454 02:06:03.960 --> 02:06:06.920 coverage at dozens of insurance companies find out now three 2455 02:06:07.000 --> 02:06:09.520 all three seven seven to one. Help You'll think you're 2456 02:06:09.560 --> 02:06:12.079 his only customer when you choose Frank durand the real 2457 02:06:12.159 --> 02:06:15.159 estate man dot com to list your home with Remax 2458 02:06:15.199 --> 02:06:18.199 Alliance three all three nine two zero sixteen twenty two. 2459 02:06:20.520 --> 02:06:22.600 Hi Tom Martino here, I'm going to go back to 2460 02:06:23.720 --> 02:06:27.800 Courtney Pierce Buy and Build. He's checking in the The 2461 02:06:27.920 --> 02:06:31.439 auction started closing at one pm. Now, let me explain 2462 02:06:31.479 --> 02:06:35.920 something that means there's more opportunity to get deals, not less. 2463 02:06:36.159 --> 02:06:39.119 And I'll explain this. About once or twice a year 2464 02:06:39.600 --> 02:06:42.439 buy and Build, which is a great place for kitchen 2465 02:06:42.479 --> 02:06:47.000 and bath stuff wholesale, low hostsale. I twenty five goes 2466 02:06:47.039 --> 02:06:51.039 south on Lapan. It's five p sixty South Lapan. About 2467 02:06:51.119 --> 02:06:53.520 a few times a year a Courtney. About how many 2468 02:06:53.520 --> 02:06:54.279 times do you do this? 2469 02:06:54.319 --> 02:06:57.840 Somebody asked me, we do it about twice a year, 2470 02:06:57.840 --> 02:06:59.399 and Tom, we were running out of time on a 2471 02:06:59.479 --> 02:07:01.560 couple of really really reach Okay. 2472 02:07:01.439 --> 02:07:04.319 Let me let me just say this rollerauction dot Com. 2473 02:07:04.399 --> 02:07:07.159 Log on rollerauction dot com, look for buy and build 2474 02:07:07.199 --> 02:07:09.720 on the front page. Then go in and look at items, 2475 02:07:10.039 --> 02:07:14.000 and as they close, each minute, a new item closes, 2476 02:07:14.479 --> 02:07:17.279 and then you have you can make a last minute 2477 02:07:17.279 --> 02:07:20.520 bid and it stays open for another two minutes. 2478 02:07:20.880 --> 02:07:22.239 Now, tell me what's going on. 2479 02:07:22.239 --> 02:07:24.119 One minute, it turns out another one way. 2480 02:07:24.199 --> 02:07:24.920 Yeah, we've got. 2481 02:07:24.760 --> 02:07:28.279 About five minutes left before we get to the vanity cabinets, 2482 02:07:28.279 --> 02:07:30.880 and they are all sitting at about fifty percent or 2483 02:07:31.039 --> 02:07:32.680 less than what I would sell it for out of 2484 02:07:32.720 --> 02:07:35.880 my shop, and they're giving them away practically. And then 2485 02:07:35.920 --> 02:07:39.840 we've got some kitchen cabinets also. They're like this nova 2486 02:07:39.920 --> 02:07:43.000 gray seventeen piece kitchen cabinet set would sell out of 2487 02:07:43.039 --> 02:07:45.680 my store for six or seven thousand dollars. It would 2488 02:07:45.680 --> 02:07:48.279 sell out of a big box store for about fifteen 2489 02:07:48.319 --> 02:07:52.119 thousand dollars. It's sitting right now at three thousand dollars. 2490 02:07:52.479 --> 02:07:54.800 These are the nicest cabinets we have in our whole store. 2491 02:07:54.840 --> 02:07:57.800 We call them the Diamond Series cabinets. And there are 2492 02:07:57.840 --> 02:08:00.279 some amazing deals still to be had at this auction. 2493 02:08:00.359 --> 02:08:01.279 It's unbelievable. 2494 02:08:02.720 --> 02:08:06.159 Holy crap. So what should they look for. What are 2495 02:08:06.159 --> 02:08:08.760 the items starting to close in a few minutes here. 2496 02:08:09.319 --> 02:08:11.600 Well, I mean they're closed like right now. Like I said, 2497 02:08:11.640 --> 02:08:13.279 if you go to page one, you're going to be 2498 02:08:13.319 --> 02:08:19.239 seeing pretty big dollar items closing. Vessel sinks right into vanities. 2499 02:08:19.680 --> 02:08:21.920 The vanities are less than five minutes out, while they're 2500 02:08:21.920 --> 02:08:24.960 about seven minutes out before the vanity start. And then 2501 02:08:24.960 --> 02:08:27.079 when you get to the kitchen cabinets, they're about ten 2502 02:08:27.119 --> 02:08:30.800 minutes out before some amazingly good deals on kitchen cabinets. 2503 02:08:30.840 --> 02:08:33.880 I mean you could resell these things on Craigslist or 2504 02:08:33.920 --> 02:08:35.439 twice what they're going for right now. 2505 02:08:36.319 --> 02:08:41.760 Holy I see some stuff here, unbelievable vanities with granite 2506 02:08:41.800 --> 02:08:44.760 and suffer for two hundred and twenty bucks. So you 2507 02:08:44.920 --> 02:08:48.840 go in and you bid, and once let's just say 2508 02:08:49.079 --> 02:08:51.279 you put in the high bid in the last minute 2509 02:08:51.399 --> 02:08:55.039 or so or last ten minutes, it remains what happens. 2510 02:08:55.079 --> 02:08:59.039 Then it'll stay open for another minute and allow you 2511 02:08:59.079 --> 02:09:01.520 to counterbids. So if there's two people kind of fighting 2512 02:09:01.520 --> 02:09:05.840 against each other, they'll be able to go back and 2513 02:09:05.880 --> 02:09:08.000 forth until they get to the point where they don't want. 2514 02:09:07.840 --> 02:09:08.479 To bid anymore. 2515 02:09:08.880 --> 02:09:11.960 There's no brand new kitchen cabinets are going super cheap 2516 02:09:11.960 --> 02:09:12.479 this vehicle. 2517 02:09:12.520 --> 02:09:14.760 Some of these are closing out in six minutes. I'm 2518 02:09:14.800 --> 02:09:17.119 looking the time is time down, so you can make 2519 02:09:17.159 --> 02:09:19.439 a bid in the last ten seconds and catch someone 2520 02:09:19.479 --> 02:09:22.039 off guard and unless they come back in a minute, 2521 02:09:22.479 --> 02:09:22.960 you got it. 2522 02:09:23.000 --> 02:09:25.359 What were you gonna say, Mark, Well, I'm looking at 2523 02:09:25.359 --> 02:09:30.399 a pedestal sink, brand new white, twenty eight inches, seven bucks, 2524 02:09:30.800 --> 02:09:32.039 ends in eight minutes. 2525 02:09:33.079 --> 02:09:35.760 I know it. Seven dollars. 2526 02:09:35.840 --> 02:09:39.479 These sinks are incredibly you're a fix and flipper. 2527 02:09:39.520 --> 02:09:42.279 You better get your ass on there now because you 2528 02:09:42.279 --> 02:09:46.720 could remodel an entire house kitchen, bathroom for pennies on 2529 02:09:46.760 --> 02:09:47.279 the dollar. 2530 02:09:47.800 --> 02:09:52.439 Oh my god, that one, big fifteen piece signature pearl Elite. 2531 02:09:52.560 --> 02:09:55.279 What are you kidding? It's only twenty six hundred bucks 2532 02:09:55.359 --> 02:09:57.640 right now? How about all the fixing? 2533 02:09:57.720 --> 02:10:01.800 You're one the one right next to it xact same kitchen, unassembled, 2534 02:10:01.800 --> 02:10:04.439 and the unassembled one's actually going for more money than 2535 02:10:04.479 --> 02:10:05.680 the pre assembled one. 2536 02:10:05.960 --> 02:10:08.920 The thirty nine hundred right even even that is a 2537 02:10:09.000 --> 02:10:11.159 screaming deal. A screaming deal. 2538 02:10:12.039 --> 02:10:12.880 Oh man. 2539 02:10:13.840 --> 02:10:16.079 And it looks like you, it looks like you lost 2540 02:10:16.119 --> 02:10:16.680 your butts. 2541 02:10:16.760 --> 02:10:17.159 Cabinet. 2542 02:10:17.239 --> 02:10:18.359 We have at buy and build. 2543 02:10:19.159 --> 02:10:21.279 It looks like you lost your butt on the vessel 2544 02:10:21.439 --> 02:10:24.399 sinks they're all going for like thirty bucks. Man, those 2545 02:10:24.439 --> 02:10:27.199 are like one hundred to three hundred bucks at home depot. 2546 02:10:28.279 --> 02:10:30.760 Yeah, people are getting great deals today. You should log 2547 02:10:30.800 --> 02:10:32.399 on and try to get deals for the rest of 2548 02:10:32.399 --> 02:10:35.479 the sale. People are people are really stealing. 2549 02:10:35.079 --> 02:10:40.399 Stuff stainless stainless steel. Tom, listen to this stainless steel 2550 02:10:40.439 --> 02:10:44.600 eighteen gauge undermount double sink. You know a dual sink? 2551 02:10:44.920 --> 02:10:49.520 Fifty bucks. I know it, I know it. Gods Courtney, 2552 02:10:49.520 --> 02:10:53.840 this is great. Great roller r O L L E R. 2553 02:10:54.199 --> 02:10:59.000 Rollerauction dot Com. We have a question from someone by text. 2554 02:10:59.359 --> 02:11:01.479 They want to know, So if they bid on it today, 2555 02:11:01.680 --> 02:11:02.920 when do they find out when? 2556 02:11:03.079 --> 02:11:07.359 If they won, They'll find out right when that auction closes. 2557 02:11:07.479 --> 02:11:09.479 The second it says, you know, the four minutes and 2558 02:11:09.520 --> 02:11:11.880 twelve seconds counts down, it'll let them know if they 2559 02:11:11.920 --> 02:11:12.359 want or not. 2560 02:11:12.560 --> 02:11:14.760 And then they and then if they win, where do 2561 02:11:14.800 --> 02:11:15.960 they pick it up and win? 2562 02:11:17.239 --> 02:11:19.840 They pick it up at seventy five hundred York Street. 2563 02:11:20.279 --> 02:11:22.680 And I do believe that there's information at the beginning 2564 02:11:22.720 --> 02:11:24.520 of the auction that tells you they're hours but I 2565 02:11:24.520 --> 02:11:28.399 believe we have removal to this afternoon for a little while, 2566 02:11:28.399 --> 02:11:31.319 but tomorrow and even on Saturday, I believe tomorrow Friday, 2567 02:11:31.359 --> 02:11:33.439 and I believe they're doing Saturday load out too. 2568 02:11:33.520 --> 02:11:34.399 If you got some. 2569 02:11:34.399 --> 02:11:36.880 Big stuff, so you bring your truck or whatever to 2570 02:11:36.920 --> 02:11:41.079 pick it up, right, can you arrange somebody else wants 2571 02:11:41.079 --> 02:11:43.520 to know, can you arrange delivery or is it all 2572 02:11:43.520 --> 02:11:44.000 pick up? 2573 02:11:45.760 --> 02:11:48.920 I mean you could call somebody for delivery my my truck. 2574 02:11:49.000 --> 02:11:50.119 We do delivery as. 2575 02:11:50.000 --> 02:11:52.439 Well for our kitchen cabinet, so if somebody wanted to 2576 02:11:52.479 --> 02:11:54.279 call our store and pay us to do it, we 2577 02:11:54.319 --> 02:11:57.399 could do that, but typically we only deliver the cabinets 2578 02:11:57.439 --> 02:11:58.560 we sell out of our store. 2579 02:11:59.359 --> 02:11:59.840 All right. 2580 02:12:00.119 --> 02:12:02.319 Buy and Build dot net by the way, that that's 2581 02:12:02.319 --> 02:12:05.600 what they are online. But rollerauction dot com is where 2582 02:12:05.640 --> 02:12:08.880 you're going today right now to close out these deals, 2583 02:12:09.359 --> 02:12:11.560 and of course always check out Buy and Build for 2584 02:12:11.600 --> 02:12:14.359 great deals. Thank you, Courtney, appreciate you being on man 2585 02:12:14.680 --> 02:12:19.359 rollerauction dot com. It's really really a good one. 2586 02:12:19.479 --> 02:12:20.760 This year is one of the best. 2587 02:12:20.920 --> 02:12:23.560 I wish I'm serious, I wish I needed some of 2588 02:12:23.600 --> 02:12:28.600 this stuff. Holy cow, there's some stuff. These these diamond 2589 02:12:29.239 --> 02:12:33.439 rustic Hickory based cabinet set a giant set for a 2590 02:12:33.560 --> 02:12:34.199 thousand bucks. 2591 02:12:34.199 --> 02:12:36.399 It's that they're a lot of eleven hundred dollars right now. 2592 02:12:36.600 --> 02:12:39.960 These are beautiful. We're not talking schlock stuff here, man, 2593 02:12:40.239 --> 02:12:43.319 We're talking some really good stuff. They have luxury vinyl 2594 02:12:43.359 --> 02:12:49.279 planking anyway, So roller auction dot Com we have more 2595 02:12:49.319 --> 02:12:52.199 coming right up. Go with a sure thing Denver's Best 2596 02:12:52.279 --> 02:12:54.239 roofer Excel Roofing dot com. 2597 02:12:54.279 --> 02:13:00.640 You don't pay a cent until you're content. An insurance 2598 02:13:00.720 --> 02:13:04.840 checkup free, no obligation. In comparison, call Compass Insurance paying 2599 02:13:04.840 --> 02:13:07.920 too much your coverage at dozens of insurance companies find 2600 02:13:07.920 --> 02:13:10.279 out now three all three seven to seven to one help. 2601 02:13:10.439 --> 02:13:13.079 You'll think you're his only customer when you choose Frank 2602 02:13:13.119 --> 02:13:15.560 durand the real estate Man dot com to list your 2603 02:13:15.600 --> 02:13:18.720 home with Remax Alliance three all three nine two zero 2604 02:13:18.880 --> 02:13:23.840 sixteen twenty two. Hi Tom Martino here, I want to 2605 02:13:23.880 --> 02:13:28.439 mention that Mark Schamansky has a for Genesis. 2606 02:13:28.000 --> 02:13:31.039 Total Exteriors has a special okay. 2607 02:13:31.239 --> 02:13:33.840 First of all, as the weather turns colder, he's moving 2608 02:13:33.840 --> 02:13:34.880 indoors and he can. 2609 02:13:34.800 --> 02:13:36.399 Do a lot of stuff like hand railings. 2610 02:13:36.760 --> 02:13:38.840 There's a big move to go from wood to metal 2611 02:13:39.199 --> 02:13:43.319 or metal spindles modernize your house and it's really beautiful stuff. 2612 02:13:43.439 --> 02:13:43.720 It is. 2613 02:13:43.800 --> 02:13:46.079 I mean, it really modernizes and make your house look 2614 02:13:46.119 --> 02:13:47.720 a lot better. If you want to switch out your 2615 02:13:47.800 --> 02:13:50.359 railings going from you know, if you want to keep 2616 02:13:50.399 --> 02:13:52.760 your top wood, want to just replace your spindles. It 2617 02:13:52.800 --> 02:13:54.920 adds a little bit of modernization. Or you want to 2618 02:13:54.920 --> 02:13:56.840 take the whole railing out and go to metal, and 2619 02:13:56.840 --> 02:13:59.479 again you can do cable, you can do metal all 2620 02:13:59.479 --> 02:14:00.000 the way around. 2621 02:14:00.399 --> 02:14:04.720 Yeah, and what I like these new interior doors. Yeah, 2622 02:14:04.840 --> 02:14:07.520 you're gonna do especial on the interior doors. So we 2623 02:14:07.560 --> 02:14:09.560 can come in your house and replace your interior doors. 2624 02:14:09.560 --> 02:14:12.600 Maybe you have those builder grade hollow core doors that 2625 02:14:12.760 --> 02:14:15.199 everybody hates, but builders still use them because they're so 2626 02:14:15.319 --> 02:14:17.560 darn cheap. We can come back in and do a 2627 02:14:17.600 --> 02:14:20.039 solid core door. Maybe you can do it, you know, 2628 02:14:20.079 --> 02:14:23.079 an upgraded two panel missionary style, which is the most 2629 02:14:23.079 --> 02:14:25.760 popular type of door. You'll do two for one right now, 2630 02:14:25.880 --> 02:14:26.520 we're gonna. 2631 02:14:26.279 --> 02:14:26.960 Do two for one. 2632 02:14:27.640 --> 02:14:30.560 Wow, So you start today through tomorrow. 2633 02:14:30.800 --> 02:14:33.399 We'll do it through the ad or through the Oh okay, cool, 2634 02:14:33.479 --> 02:14:35.640 let me write that down through the end of the month. 2635 02:14:35.680 --> 02:14:39.319 That's even better. Now here's the here's the deal. Two 2636 02:14:39.399 --> 02:14:43.239 for one is through the end of this month. So 2637 02:14:43.920 --> 02:14:45.680 now we're talking about another. 2638 02:14:45.520 --> 02:14:48.640 Okay, good, and that's here's the number. Three oh three 2639 02:14:49.439 --> 02:14:52.359 six seven nine eight five zero nine three oh three 2640 02:14:53.199 --> 02:14:57.079 six seven nine eight five zero nine two for one 2641 02:14:58.319 --> 02:15:03.960 during November, correct, Okay? And what varieties do you have? 2642 02:15:04.159 --> 02:15:05.760 I mean, we get any kind of door. I mean 2643 02:15:05.800 --> 02:15:07.039 most of the doors right now are that. 2644 02:15:07.399 --> 02:15:09.560 You know, they do a lot of different colors, but 2645 02:15:09.600 --> 02:15:11.359 the Shakers style is so popular. 2646 02:15:11.520 --> 02:15:11.880 Okay. 2647 02:15:11.960 --> 02:15:13.880 And you know again, at the same time, you want 2648 02:15:13.920 --> 02:15:15.640 to get your baseboards done, we can handle all that 2649 02:15:15.680 --> 02:15:15.960 for you. 2650 02:15:16.000 --> 02:15:18.359 Also, Genesis tootalexperience dot com. Thank you. 2651 02:15:18.359 --> 02:15:18.600 Mark. 2652 02:15:19.239 --> 02:15:22.159 On a closing note, I've been contacted by a lot 2653 02:15:22.159 --> 02:15:23.840 of people and I will get back to you. On 2654 02:15:23.920 --> 02:15:27.000 Waveight Wealth Management, I just want to say one thing. Okay, 2655 02:15:27.239 --> 02:15:29.600 I'm running across a lot of people. Now you just 2656 02:15:29.640 --> 02:15:32.319 got to listen because this is so important. They want 2657 02:15:32.319 --> 02:15:35.680 to know what turnkey asset management program. That's essentially it 2658 02:15:35.720 --> 02:15:39.720 means the investment advisor you're dealing with isn't managing your investments. 2659 02:15:40.119 --> 02:15:43.159 They pass your account off to larger firms. That handle 2660 02:15:43.199 --> 02:15:46.199 it okay, And they don't know about you. They don't 2661 02:15:46.239 --> 02:15:48.399 know about your horizon, they don't know about your goals. 2662 02:15:48.399 --> 02:15:51.359 They don't know about anything you can ask them straight up. 2663 02:15:51.600 --> 02:15:53.239 They should not lie to you about that. 2664 02:15:53.520 --> 02:15:56.800 They make middleman fees. You often pay more fees. We 2665 02:15:56.880 --> 02:15:59.279 also ran into another guy. Now listen, I don't want 2666 02:15:59.279 --> 02:16:00.720 to piss anyone on off, but I'm just going to 2667 02:16:00.760 --> 02:16:01.359 be straight with you. 2668 02:16:01.760 --> 02:16:05.079 Who's with Edward Jones and thought he had an advisor? 2669 02:16:05.720 --> 02:16:10.079 They are not advisors okay. They actually don't have a 2670 02:16:10.119 --> 02:16:15.159 fiduciary responsibility and they have fees and commissions and other payments, 2671 02:16:15.479 --> 02:16:18.199 so you're paying more than just one fee. I just 2672 02:16:18.279 --> 02:16:20.720 want to tell you if you want to free review, 2673 02:16:21.039 --> 02:16:26.079 contact me Okaywaveeightcapital dot com. That's the number eight, or 2674 02:16:26.119 --> 02:16:28.880 call three O three seven seven to one help. I'm 2675 02:16:28.920 --> 02:16:31.560 Tom Martine. Don't forget to tune in tomorrow and save 2676 02:16:31.640 --> 02:16:33.200 all your problems for me.