Speaker 1: Hey, friends, thanks so much for joining us today on
Speaker 1: Pastor Rick's Daily Hope, the Bible Teaching ministry of Pastor
Speaker 1: Rick Warren. We're so glad to have you with us.
Speaker 1: And today, Rick continues in his series called Transform Together,
Speaker 1: We'll dive into God's Word and discover powerful principles that
Speaker 1: can truly change our lives from the inside out spiritually, physically, mentally, emotionally, relationally, financially,
Speaker 1: and vocationally. You'll experience how God's truth brings real transformation
Speaker 1: to every part of your life. Okay, here's Pastor Rick
Speaker 1: with part two of a message called Transforming How I
Speaker 1: see and use money.
Speaker 2: So don't love it, don't trust it, don't waste.
Speaker 3: The fourth thing God says is don't expect it to satisfy.
Speaker 3: If you think having more will make you more happy,
Speaker 3: make you more secure, make you more important, make you
Speaker 3: mo or valuable, you are seriously misguided because it's not
Speaker 3: going to satisfy. The more you have, the more you want.
Speaker 3: Somebody asked, how are you How much does it take
Speaker 3: to make a man happy? He said, just a little
Speaker 3: bit more, as always more. Ecclesiastes, chapter five, verse ten
Speaker 3: says this in the Bible. Whoever loves money will never
Speaker 3: have enough, so he can't love it.
Speaker 2: And whoever loves wealth.
Speaker 3: Will never be satisfied with his income, because you always
Speaker 3: want more. That's why Jesus says this in Luke twelve.
Speaker 3: Guard against all kinds of greed because your life is
Speaker 3: not measured by how.
Speaker 2: Much you own.
Speaker 3: Your self worth has no connection to your net worth.
Speaker 3: Your valuables do not determine your value. So don't think
Speaker 3: I have a lot, so I'm worth a lot.
Speaker 2: No, you're not.
Speaker 3: You're worth a lot simply because Jesus died for you.
Speaker 3: God made you. Jesus died for the spirit wants to
Speaker 3: live in you. That's how much you matter to God.
Speaker 3: Now that verse we've been looking at all for seven weeks.
Speaker 3: Don't conform to the way the world thinks about any
Speaker 3: of these areas, but be transformed by the way you think.
Speaker 3: They're renewing of your mind. And so what I must
Speaker 3: look at in this story are the five things God
Speaker 3: says about money. And these are so radical, they're so revolutionary,
Speaker 3: they're so counterculture. They are the exact opposite, as I said,
Speaker 3: of everything you've been taught. But if you act on
Speaker 3: these and you remember these and you live by these,
Speaker 3: the stress level in your life is going to go
Speaker 3: down dramatically. Okay, here they are five things we learn
Speaker 3: from this story. Number one, Every day I need to
Speaker 3: remember it all belongs to God. It all belongs to God.
Speaker 3: The whole universe belongs to God. You belong to God.
Speaker 3: The heavens, the sun, the moon, the stars, the trees,
Speaker 3: the plants, the rocks, thing ever created belongs to God.
Speaker 3: You don't really own anything. What you think you own
Speaker 3: is really on loan. You didn't own it before you
Speaker 3: were born. You're not going to own it after you die.
Speaker 3: God just loans it to you for eighty years. It
Speaker 3: was loaned to somebody else before you were born. It's
Speaker 3: going to be loaned to somebody else after you die,
Speaker 3: and you get to use it while you're alive. You
Speaker 3: don't loan anything. In this story. The owner has all
Speaker 3: this property and he lets a manager take care of
Speaker 3: his property. We're all in management. You may not realize this,
Speaker 3: but you're in management. God has put some has put
Speaker 3: some things in your life under your manager. Everything you
Speaker 3: have is a gift from God. You'd have nothing if
Speaker 3: we'm for God. You wouldn't take your next breath if
Speaker 3: it weren't for God. So it's all a gift. It's
Speaker 3: God's love for you, everything, your life, your brain, your thoughts.
Speaker 3: So I worked with my hands to get this. Who
Speaker 3: do you think gave you your hands? It's all a
Speaker 3: gift from God.
Speaker 2: God. But it's all on loan.
Speaker 3: It's really God's and he's loaned it to you, and
Speaker 3: God is seeing what you're going to do with it.
Speaker 3: We're all in management now. If you'll start looking at
Speaker 3: everything in your life this way that I don't really
Speaker 3: own anything. It all belongs to God and it's just
Speaker 3: loaned to me for a while, your worry is gonna go.
Speaker 3: You see, if you go out after the service and
Speaker 3: you get in your car, you say, this isn't my car,
Speaker 3: It's God's car.
Speaker 2: And then you go home and.
Speaker 3: He say, this is God's house, not my house. And
Speaker 3: then you sit down and eat some meal on a dish,
Speaker 3: This is God's dish. And when you get in bed
Speaker 3: tonight said, this is God's bed. He's loaned it to me,
Speaker 3: and I get to use it, I get to take
Speaker 3: care of it, I get to management. But it's really
Speaker 3: God's Everything is really, God's what will happen is your
Speaker 3: worry goes down. Why Well, let's say you're driving a
Speaker 3: car in your kN accident, you get a friend or bender,
Speaker 3: and you say, hey, God, you got a dent in
Speaker 3: your car. My car. You loaned it to me, you
Speaker 3: gave me the money to get it. What do you
Speaker 3: want to do about your car?
Speaker 2: God?
Speaker 3: You want me to fix it? Your kids need bracests?
Speaker 3: Say hey, God, your kid needs braceist.
Speaker 2: What are you going to do? See, here's the point.
Speaker 3: If I'm in charge, if I'm God, if I'm the
Speaker 3: master of my fate, then I got to pay for
Speaker 3: it all. I gotta worry about where it's gonna come from.
Speaker 3: But if I'm really just a child of God, I'm
Speaker 3: just his child, and He's loaned me these things, and
Speaker 3: I'm just to manage it, I'm not responsible to pay
Speaker 3: for it all.
Speaker 2: Does that make sense?
Speaker 3: If I'm the employee and God's the employer, he is
Speaker 3: ultimately in charge of the benefits package. It all belongs
Speaker 3: to God.
Speaker 2: Now.
Speaker 3: In the first verse of this story, it says the
Speaker 3: owner enlisted a manager to take care of his property. Question,
Speaker 3: how well are you taking care of God's property? Your
Speaker 3: body belonged to you.
Speaker 2: God made it.
Speaker 3: How well are you taking care of your body, your time,
Speaker 3: your opportunities, your mind? How well are you taking care
Speaker 3: of your mind? Your talents? How well you taking care
Speaker 3: of your talents? What are you doing with whatever God
Speaker 3: has given you? It all belongs to God? And you
Speaker 3: were to make the most of what you've been given.
Speaker 3: The rest of the fact of this verse says the
Speaker 3: guy was wasting his master's possession. Anytime I waste money,
Speaker 3: I'm wasting God's money. That'll change the way you buy stuff.
Speaker 3: You know, nobody in the mall right now is going
Speaker 3: I think I'll just blow God's money on this piece
Speaker 3: of junk because I just want to have it. No,
Speaker 3: it's God's money. It'll change the way you think. Number One,
Speaker 3: it all belongs to God.
Speaker 2: Number two.
Speaker 3: Second truth to remember, and I need to remind myself
Speaker 3: of this every single day is this. God is using
Speaker 3: money to test me. God is using money to test me.
Speaker 3: He's testing all kinds of things in my life. You see,
Speaker 3: God doesn't just automatically give his blessings to anybody. He
Speaker 3: tests you first to see if you're responsible, if you
Speaker 3: can handle it, and if you can't handle it, He's
Speaker 3: he's gonna.
Speaker 2: Trust you with it.
Speaker 3: God doesn't give his spiritual power to just anybody, and
Speaker 3: he says, before I give you spiritual power, I'm gonna
Speaker 3: give you some material possessions, and I'm going to see you.
Speaker 3: If I can trust you with material possessions, then I
Speaker 3: can trust you with spiritual power. But if I can't,
Speaker 3: if you're not even managing your money, well, why in
Speaker 3: the world should I give you the stuff that really matters.
Speaker 3: This is a test. Life is a test. Life is
Speaker 3: a trust, and life is a temporary assignment. This life
Speaker 3: is preparation for the next This is the get ready stage.
Speaker 3: This is the warm up act before the real race begins.
Speaker 3: It's the first race around the track where the real
Speaker 3: race begins. This is the dress rehearsal before the real
Speaker 3: play begins, which is gonna go on for eternity. And
Speaker 3: God is testing you on earth to see what he
Speaker 3: can trust you with in eternity, and the Bible says,
Speaker 3: if you're faithful in little things, then you will be
Speaker 3: faithful and much in heaven. So God is using money
Speaker 3: to test me. And God is testing your faithfulness, and
Speaker 3: he's testing you all the time, and He's testing you
Speaker 3: every minute. And God's favorite tool to test you listen,
Speaker 3: is finances. It tests all kinds of it. In fact,
Speaker 3: it tests three things. Write these down Number one. Money tests.
Speaker 3: It shows what I love most. How I spend my
Speaker 3: money shows reveals to God and everybody else what I
Speaker 3: love most. Now, whatever you love most is what you're
Speaker 3: going to give your most time to you, and you're
Speaker 3: going to give your most money to I don't care
Speaker 3: what you say you love what you If you really
Speaker 3: want to know what you love most, look at your
Speaker 3: calendar and look at your credit card statements, because the
Speaker 3: way you spend your time and your money tells me
Speaker 3: what you love the most. When I first fell in
Speaker 3: love with Ka, I could not keep money in my pocket.
Speaker 2: It was like burning a hole in my pants.
Speaker 3: And I was constantly buying her things because I was
Speaker 3: so in love with this young woman. I just, you know,
Speaker 3: wanted to buy her stuff. And I bought her all
Speaker 3: kinds of stuff she didn't need or want. But I
Speaker 3: just thought i'd see something on TV Kitchen Magician, Oh man,
Speaker 3: she'd like that.
Speaker 2: That'd be great. I'm gonna get that.
Speaker 3: And the Oriental Walk Steamer give me two of those things, okay,
Speaker 3: all right? And you know and the Ginzu knives, oh man,
Speaker 3: we got three or four sets.
Speaker 2: Again. I was buying her stuff all the time.
Speaker 3: She said, honey, stop, you spell love give. You can
Speaker 3: give without loving, but you cannot love without giving. And
Speaker 3: so what I do with my money shows what I
Speaker 3: love most Matthew. Chapter six, Jesus says this, don't store
Speaker 3: up treasure here on earth. In other words, don't pile
Speaker 3: it up, don't hoard it. Instead, store up treasure in heaven.
Speaker 3: We'll talk about how to do that later. For wherever
Speaker 3: your treasure is, that's where what you know your heart
Speaker 3: will be. Wherever your treasures are, So wherever you want
Speaker 3: your heart to be, put your money there and you'll
Speaker 3: get interested in it. Believe me, the moment you put
Speaker 3: money into something, you get.
Speaker 2: Interested in it.
Speaker 3: Right now, most of you couldn't care less how Microsoft
Speaker 3: does as a company. But if you bought some stock,
Speaker 3: all of a sudden, you're very interested in whether that
Speaker 3: company succeeds or fail because you have just invested in it.
Speaker 3: You have put your treasure, And where your treasure is,
Speaker 3: your heart is. You couldn't care less about Toyota, But
Speaker 3: if you bought some stock in it, all of a sudden,
Speaker 3: you would want that company to succeed because where you've
Speaker 3: put your treasure, that's where your heart goes. So God
Speaker 3: is saying use God uses money to test to show
Speaker 3: what I really love most. Number two. Money shows what
Speaker 3: I really trust most. It shows what I have faith in.
Speaker 3: Am I trusting in my money for security? Or am
Speaker 3: I trusting in God for my security? Am I trusting
Speaker 3: in money for my happiness? Or am I trusting in
Speaker 3: God for my happiness? Am I trusting in money for
Speaker 3: my fulfillment to make me feel good about me? Or
Speaker 3: am I trusting in God to make me feel good
Speaker 3: about me? It shows what I trust most. It's the
Speaker 3: acid test of faith. Proverbs twenty eleven twenty eight says this,
Speaker 3: If you trust in your money, you will fall, but
Speaker 3: if you trust in God, you'll flourish like a green tree.
Speaker 3: You know if you're saying, you know, I don't really
Speaker 3: feel close to God right now. In fact, I feel
Speaker 3: pretty distant. My spiritual life is stuck at dead sinner.
Speaker 3: I got the spiritual blaws. I'm not growing. There's no
Speaker 3: power in my life. I don't feel close to God.
Speaker 3: I would challenge you to check your checkbook. You know
Speaker 3: what am I using my time and my money on.
Speaker 3: It shows what I trust and it shows what I love.
Speaker 3: Then the third thing at tests, and this is the
Speaker 3: big one that this story is about, is it shows
Speaker 3: if God can trust me. This is the This is
Speaker 3: the reverse. Then just show if I trust God. It
Speaker 3: shows if God can trust me. Because God says, I'm
Speaker 3: looking to see how well you manage material things before
Speaker 3: I give you spiritual blessings.
Speaker 2: Can I trust you with more?
Speaker 3: Are you blowing it with what little I've given you?
Speaker 2: You see?
Speaker 3: Out of control finances reveal an out of control life. Okay,
Speaker 3: unmanaged finances are a symptom of an unmanaged life. You
Speaker 3: need a manager, You need a Lord, You need a savior,
Speaker 3: you need a CEO of your life. You need God
Speaker 3: because your life has become unmanageable. Now the next verse
Speaker 3: that we're going to look there on the outline, Verses
Speaker 3: eleven and twelve. This is one of the most important
Speaker 3: scriptures in the entire Bible. When I understood this verse,
Speaker 3: when I finally understood the meaning of this verse, it's
Speaker 3: so radically changed my life about forty years ago. I
Speaker 3: never looked at money the same way again, and I
Speaker 3: got off the rat race. You know, even if you
Speaker 3: win the rat race, you're still a rat. So why
Speaker 3: do you want to run the rat race? I mean,
Speaker 3: why try to keep up with the Joneses. They just
Speaker 3: refinance and file for bankruptcy. Now here's what the Bible says,
Speaker 3: verse eleven and twelve. Listen to this very important. Whoever
Speaker 3: can be trusted with very little can be trusted with much.
Speaker 2: God's look at you. Can I trust you to give
Speaker 2: you more or not?
Speaker 3: Whoever is dishonest with very little will also be dishonest
Speaker 3: with much. And who's ever irresponsible obviously with little or
Speaker 3: be irresponsible much? If you have not been trustworthy in
Speaker 3: handling worldly wealth, circle that phrase trustworthy and handling worldly wealth?
Speaker 2: What is that?
Speaker 3: That's a phrase that means if you're not a good
Speaker 3: money manager, if you're spending more than you make, if
Speaker 3: you're not saving for the future, if you're not investing
Speaker 3: it off, if you're working for your money instead of
Speaker 3: your money working for you, if you're not really good
Speaker 3: at managing your money, He says, who.
Speaker 2: Will trust you with true riches?
Speaker 3: And if you have not been trustworthy with someone else's property.
Speaker 3: Who will give you property.
Speaker 2: Of your own?
Speaker 3: You don't own anything here on earth. In heaven, God
Speaker 3: wants to give you your own stuff. He wants to
Speaker 3: bless you for eternity. But God says, if I can't
Speaker 3: trust you with little and what is on loan to you,
Speaker 3: why should I give you more? I mean, what if
Speaker 3: the world's wealthiest man, you were the child of the
Speaker 3: world's wealthiest man, you were warned by or somebody's daughter
Speaker 3: or son, and your dad came to you and said,
Speaker 3: one day, I want to give you everything I've got.
Speaker 3: You're going to inherit at all, but I'm not going
Speaker 3: to give it to you right now. In fact, I'm
Speaker 3: going to give you a little bit right now, just
Speaker 3: a tiny, tiny bit, and I'm going to see how
Speaker 3: well you handle it, and if you manage it well,
Speaker 3: I'm going to give you the whole thing. That's exactly
Speaker 3: what Jesus is saying right here. Who will give you your
Speaker 3: own Jesus says, how I handle money determines how much
Speaker 3: God can bless my life.
Speaker 2: I didn't say that. Jesus said it. Now.
Speaker 3: That is a mind blower When you think about it
Speaker 3: that there's a direct connection between maturity and money. There's
Speaker 3: a direct connection between spiritual power and how I handle possessions.
Speaker 3: There is a direct connection between God's blessing in my
Speaker 3: life and what I do with my bucks. You've never
Speaker 3: heard that before, but that's exactly what Jesus says, right there,
Speaker 3: there is a connection. Now here's the third truth you
Speaker 3: got to remember. And these are all important, but they
Speaker 3: build in radical First, it all belongs to God. And second,
Speaker 3: God is using money to test me. Number three, Money
Speaker 3: is a tool. Money is a tool to be used
Speaker 3: for God's purposes. Say what do you mean money is
Speaker 3: a tool? Doesn't the Bible say money is the root
Speaker 3: of all evil? No, it does not say that. It
Speaker 3: says the love of money is the root of all evil.
Speaker 3: Not money, but the love of money is the root
Speaker 3: of all evil.
Speaker 2: Okay. Money is neither good nor bad, right nor wrong.
Speaker 2: It's just there.
Speaker 3: It can be used to build great churches, or it
Speaker 3: could be used to finance drugs. It's just a tool.
Speaker 3: Luke sixteen verse nine. Notice he says, I tell you,
Speaker 3: Jesus says, use your worldly well circle.
Speaker 2: The word use.
Speaker 3: Now, remember earlier we said we're not to love it.
Speaker 3: And here he says to use it. Everybody, look up here.
Speaker 3: This is really important. The Bible says you are to
Speaker 3: love people and use money. Love people, use money. Now
Speaker 3: the problem is everybody gets that reversed. And when you
Speaker 3: start loving money you use people. You end up using
Speaker 3: people to get more money. The Bible says people are
Speaker 3: to be loved and money is to be used. And
Speaker 3: if you start loving money, you're going to start using people.
Speaker 3: God says that's bad personal foul. You're out of the game.
Speaker 3: Money is a tool to be used for God's purposes.
Speaker 3: We are to use it. We're not to hoard it.
Speaker 3: We're not the stockpilot. We're not to worship it. Somebody
Speaker 3: said money is lack manure. It said, you know, if
Speaker 3: you spread it all around, it makes things grow. But
Speaker 3: if you pile it up, it starts thinking. He's saying,
Speaker 3: use temporary resources what God has put in your hand
Speaker 3: for permanent good.
Speaker 1: What if one simple habit could transform your life forever.
Speaker 1: Introducing fifty two Verses to Transform your Life, a powerful
Speaker 1: collection of Bible verses specially selected by Pastor Rick to
Speaker 1: equip you with wisdom, clarity, and purpose. Each verse will
Speaker 1: help inspire action, ignite growth, and align your life with
Speaker 1: God's plan. Whether you're stepping into a new season, overcoming challenges,
Speaker 1: or chasing big dreams, these cards will empower you to
Speaker 1: live boldly and intentionally. Start your journey of transformation today
Speaker 1: by requesting the fifty two verses to transform your Live
Speaker 1: Scripture card set. When you give a gift to help
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