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Speaker 1: What's going on? Thank you so much for listening to

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this podcast. It is heard live every day from noon

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to three on WBT Radio in Charlotte. And if you

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much for your support.

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Speaker 2: Chout out.

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Speaker 3: I'm sitting for Pete Callender here on News Talk eleven

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ten ninety nine point three WBT seven O four five

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seven h eleven ten. The phone numbers should you want

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to be a part of the broadcast today, It's always

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an honor and a pleasure to sit here. The WBT

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staff is absolutely outstanding.

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Speaker 2: It's an they really are.

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Speaker 3: I've been fortunate to work in their work with or

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have guest appearances on stations across this great state and

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appearances on other ones outside of this state, and just

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a top notch team. It's so it's so refreshing to

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see a station like WBT that has such an audience

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of across the board political viewpoints and has a lot

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of fun doing it since twenty By the way, since

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twenty twenty, thanks to your generosity, WBT and Moments of

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Hope Church have raised over eight hundred and fifty thousand

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dollars to help feed the most vulnerable kids in the

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Charlotte region. This year, the need is even greater and

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your donations are needed to benefit Hurricane Helen relief work

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in western North Carolina. Our goal is to raise one

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hundred thousand dollars and every penny donated will be matched

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by Moments of Hope Church. Please consider it a donation

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to the City of Hope clt dot org today, that

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City of Hope clt dot org today. Thank you very

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much and appreciate all of the generosity of.

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Speaker 2: This viewing area.

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Speaker 3: Would it be amazing if our government only funded Now

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this is going to sound so heartless here at the

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end of the year that I don't mean for it too.

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And I'm not going to belabor this one or get

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into it in great detail. But if the government was

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only funding the actual outline of what the Constitution told

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it to, if we just got rid of all the

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superflace fortn aid, imagine foreign Aid's gone.

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Speaker 2: I mean, I happen to like fourn aid, but I

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think do we need it?

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Speaker 3: Because, by the way, foreign aid, if you like thirty

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countries that are in it and you don't like five,

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it's all lumped into one. So if you're funding Turkey

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and Israel and Rwanda and you don't like one of them,

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it's all the same. It's all one giant bill. All

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of those other government programs. And by the way, if

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we're being honest, have they really worked now social Security?

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Wouldn't it have been interesting if Social Security was a

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separate entity. What if the Social Security Administration was not

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government run but actually had some important it was a

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national retirement service that everybody could invest in. The returns

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would be greater, it wouldn't be under assault, it would

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not be as prone to partisan hackery. It wouldn't be

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and you would have more money in all likelihood, just

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even if it was just kind of broadly broadly invested

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far better. Would actually have performance, which is not what

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you have now. You don't have performance. Imagine if Medicaid Medicare,

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and i'm gonna say this in a way that's gonna

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sound horrible, if it didn't exist, would our medical care

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be the way it is now. Imagine I mean if

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we came back from World War Two and instead of

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having medical insurance as a way to compete and get workers,

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we had I've said this before, food insurance or something else.

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I think medicine would have evolved much in a much

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more productive, efficient manner if government had never gotten into it.

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I think that everything that government. And then if you

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want a good example of this, look at the food pyramid.

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Look at what should be the simplicity of a food pyramid,

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and the government screwed it up because they were wrong

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on so many counts. Moving back, because there were so

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many political interests in various aspects of the food pyramid

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that was just wrong. I mean, eggs were under assault

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for decades and they're fine, they're wonderful, good for Oh

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so they can't even get eggs right. Eggs the most

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primitive foods we eat. They can't even get that right.

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And you think they can get the complexity of everything

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else in our lives. So if they were just doing

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national defense, which is killed people break things, even a

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caveman couldn't understand that, and they were doing public safety

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and maybe regulating interstate commerce in some way, that's about it.

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I mean, I'm not too much more needed to be done.

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We don't need a federal department of education. The states

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can handle environment, the states can handle education. The states

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can handle most of the things that the federal government's

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involved in. But just imagine if you would, we wouldn't

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be all we've done. We've leveraged our country thirty six

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trillion dollars, and let did it really make What made

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us better was the internet, access to it, access to

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information of the internal combustion engine.

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Speaker 2: I mean, maybe they do highways. Maybe they could do highways,

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that would be a good one.

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Speaker 3: That's interstate commerce, right, So there's many things that they

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really didn't do a lot to make it better, more efficient.

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I don't think you could say that Lyndon Johnson's Great

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Society had great achievements. It created massive programs that didn't

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solve any of the things it was set out to do.

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Because the delusion of social engineering, it's an absolute delusion.

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Speaker 2: It doesn't work. It just makes people dependent.

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Speaker 3: But a last I digress, and we may talk a

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little bit more about this. Right now, we have a caller, Ray,

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Welcome to the show.

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Speaker 2: How the heck are.

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Speaker 4: You I'm doing good. Hi about yourself.

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Speaker 2: I am wonderful.

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Speaker 4: My question is, uh, well, my comments I should say

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is a most security was made for when you retire.

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That's what the money is for.

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Speaker 3: Right. Well, you weren't supposed to live that long and

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collect off of it, so they never changed the age

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you were supposed to kind of if you live that long,

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there was supposed to be a little something for you. Yeah, right, well,

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you aren't supposed to live that long and collect off

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of it, so they never changed the kind of live

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that long.

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Speaker 2: I think your radio ray is on the background, but

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go ahead, Oh your okay?

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Speaker 4: Right? Thanks, okay, I am living this long. I've been

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putting him for forty five years, right, So happened thirty

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thirty or twenty thirty five? It's we're gonna run out

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of money, you know why because it was made for

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us to retire on and they put all these exclusions

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on and nothing against disabilities or anything like that. But

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that's not what it was meant for or your kids.

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It wasn't meant not meant for your kids. If you

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died and all guess what he died, Oh, you get

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the money. That's that's really one of the reasons it's

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running out. And the third one is all these immigrants. No,

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they didn't pay in the strap and so now oh

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we've got we're given all money. Join well.

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Speaker 3: Ray. Part of it is that the money obligate that

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you put into it. And I hate to say this,

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it's going to sound even worse than what you're saying.

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And a lot of what you said it's true is

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it's a massive pyramid scheme. Is that the money you

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put in it was used to pay people that retired

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long ago, and now the money that you're collecting is

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from workers that are paying into it today. And so

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the left would say, hey, we need all these illegals

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to be paying into Social Security.

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Speaker 2: To keep it solvent.

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Speaker 3: Instead of trying to fix it, they just want to

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just kind of pass the buck one down. And you

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weren't allowed to have any determination of where that money went.

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And you'll never get back out of it. You worked

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for forty five years. There's no way in hell you

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get all the money out of it that you put

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into it.

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Speaker 2: There's no way. And you can't confer it if you.

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Speaker 3: Had in a mutual fund, if you had all that

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in a mutual fund, you could give it to your

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kids if you died, but you can't.

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Speaker 4: So so how come we can't take you know, the

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main thing is for one of the things is we

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have to put in those security money, right.

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Speaker 3: Yeah, and the employer has to match it.

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Speaker 2: So it's about fifteen percent.

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Speaker 4: So why can't Why can't we put that money where

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you know what's going to.

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Speaker 3: Go for it? You would think you would have some control.

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You have no control over it. It's an annuity that

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you never get the cash out.

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Speaker 2: So and Rai's right, and go ahead.

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Speaker 4: Team where all these teachers and uh which believe me,

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I have no control or I'm not mad about this part.

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But the teachers and police officers and firemen or state

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employees that bought or paid ends of Social Security before,

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you know, they can't get that because it reduces.

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Speaker 2: Yeah, and police and fire by the way, are local employees.

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Speaker 3: They're they're municipal typically employees and sheriffs department or county

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and teachers most of those are you know, through the

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state retirement system. So but Ray, I app sh your call,

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and I appreciate you being a part of the program,

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and I appreciate your listening.

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Speaker 2: Okay, you have a happy New Year.

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Speaker 1: For over a month now, I have been reminding you

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Speaker 3: I do want to get back to one topic, actually

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many topics. It's what I do. I love this attention

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span so that's why I love talk radio. Last week

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we were finishing the week up on the H one

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B controversy. You had Elon Musk and the Veke Ramaswami

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saying some things that really irked other people in magaworld,

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and they were screaming and and it became quite ugly

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and until Trump stepped in and said, hey, we're going

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to reform the H one B program, and and and

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and it kind of calmed the waters down a little bit.

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Speaker 2: Now.

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Speaker 3: Worth noting is that Vivek and Elon are in DOE,

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the Department of Government Efficiency. They have nothing to do

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with immigration or laws. They're not you know, it's not

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even a cabinet thing. It's it's kind of a volunteer thing.

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But American refugees a sub stack out there. I think

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had a various dute observation. I'd like to share it

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with you because it applies not just to this issue,

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but as we move forward a lot of different issues.

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The Democrats don't typically have this kind of problem because

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they are a loosely held coalition. They don't care about

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each other's issues. I've said that many times. You know,

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whether it's whatever it is, some group of victims doesn't

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care about the other group of victims that they just don't.

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But on the right, you find that when they all

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kind of get together and say, hey, this is where

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we generally agree. Somebody can kind of light a match

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and it's it's gasoline, and that's what happened last week,

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so let's go to it. Sigmund Freud had a term

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for it, the narcissism of small differences end quote.

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Speaker 2: In this case, Wikipedia explains it well quote.

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Speaker 3: The more a relationship or community shares commonalities, the more

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likely the people in it are to engage in interpersonal

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feuds and ridicule because of hypersensitivity to minor differences. I

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think that, in large measure, is what led the left

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to go so far left into the transgender issue and

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the DEI and all that that was absolutely their undoing.

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The right finds itself in this same kind of lockstep

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issue on H one B visas. We all recognize the

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pattern that manifest in various ways, from the bickering of

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married couples to successful rock bands breaking up. You see

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that if you're marriage, you know what I'm talking about.

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Don't you argue about stupid stuff? You agree on the

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big stuff you argue about stupid stuff? Did you leave

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that there were there are only two people live in

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the house.

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Speaker 2: Of course it was me.

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Speaker 3: Ah see, well okay, you got me.

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Speaker 2: But then it's a fight.

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Speaker 3: The most minor disputes exploded into major ones that no

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one wanted in the first place, with sometimes disastrous results.

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This fits the internal MAGA dispute over H one B

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visas to the proverbial t The only ones who profit

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from this blow up or whatever it is are the left,

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and they're fading media allies desperate for something to latch

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onto about MAGA and create dissension. Do we want to

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give them that privilege at this point? Frankly, I think

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it's stupid, especially for a disagreement that would likely work

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itself out almost automatically and favorably for almost all concerned. Yes,

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there will be complainers, but that's what Well, that's the world.

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This uproar began when Donald Trump selected as his AI

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advisor technologist Shriraim Krishman. Krishnan, a man who came here

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on something called an L one visa intra company transfer

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other words, with the company, transferred that visa in two

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thousand and seven, work at Microsoft some ultra Maga loyalists

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became really upset about this. Why not an American, they demanded,

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ignoring that most of Trump's other picks or as ultra

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maga and American as they are. It escalated as vike

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Ramaswami and Elon Musk logged in in favor of H

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one B, the temporary visa for highly trained people from abroad.

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Bavek wrote something on X that was fairly obvious but

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nonetheless sent his adversaries further up the wall that the

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American educational system has been bad for so long that

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we didn't have enough domestic talent to fit all the

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necessary tech roles. Now think about that one for a men,

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we'll stop the column you have. If you're out there

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and you're on the right, you don't believe the educational

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system is doing its best at serving the young people

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of this nation for the past few decades. You don't

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so when Vivek says that he's saying the truth and

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one thing that everybody agrees with on the right, back

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to the column. Beyond that, it has been alleged that

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our educational system is too slow for the pace of

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tech students finally learning what they need to know in

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graduate school when young people in other countries are already

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utilizing the latest, ever changing tech developments as teenagers. I

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would agree with that the host right now, I would agree.

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I'd say, when they're teaching technical writing in Ireland, and

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when they're teaching all of these advanced tech things in

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schools in K twelve, why can't we We're so stuck

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on DEI and all this other stuff that we're not

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teaching these fundamental things.

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Speaker 2: Back to the column.

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Speaker 3: Also at play is that compared to the rest of

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the world, we are a rich society. Inertia has set

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in the fire, gone from the belly. Not everyone has

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Trump's fight Fight fight though. We may be learning, but

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young people in poor nations already have a deep need

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to excel due to their conditions. Witness how in tennis

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great players are coming from places like Belarus and Serbia.

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We need the H one B to bring the best

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here to be able to compete. The national security implications

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are obvious. Finally, it is immigrants, legal immigrants who have

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built much of this country. We should be celebrating this.

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It's real diversity rather than the fake left wing kind.

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That's the argument in favor, What about those against? The

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H one B has been misused by a number. We

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don't know exactly how many, but we should in order

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to clerk at the likes of seven elevens rather than

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perform complex scientific task for which domestic personnel aren't available. Further,

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companies have been using it as a source of cheap labor.

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Speaker 2: I have, however, heard.

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Speaker 3: This last contradicted by my own daughter, who works in

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hiring for a major tech company that will be nameless

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for family protection. I guarantee you would recognize it. Her

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job is to recommend H one B candidates from across

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the globe. She assures me. This is the columnist, by

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the way, not me. She asserves me her company saves

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no money from this. The ancillary costs her high and

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only does it after exhausting domestic possibilities. In other words,

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they're looking for the best and brightest here. They can't

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find them that to go through this exhaustive process overseas,

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So while they may save it in the salary, they

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still have to spend the money to recruit. The person

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writing all that down is convinced me, the author, this

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is indeed nothing but a blow up of the most

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minor sort that has been taken up by the media

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ad nauseam into recent days, especially so since the room

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for companies compromise here could not be clear. Toughen up

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the rules for H one B. They may actually be there.

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In that case, observe them, make sure it isn't a

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form of discount labor, and continue the program with more

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stringent guidelines. A Serbian named Nikola Tesla immigrated to the

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United States in eighteen eighty four to convince Edison his

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alternating current AC electrical generators were more efficient than Edison's

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DC systems. Edison demurred, and this ignited the war. The

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currents rest is history. In another moment from history, an

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immigrant from South Africa who became a US citizen in

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two thousand and two invented an autumnile named after Tesla

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that has become the first efficient self driving car. The

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man whom we all know iss Elon Musk suggested a

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compromise not all that different from and what was just

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written about. He wrote this on X easily fixed by

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raising the minimum salaries significantly and adding a yearly cost

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for maintaining the H one B.

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Speaker 2: Indeed, is everybody happy?

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Speaker 3: That is probably how this all would have ended up

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anyway behind the scenes without the public bickering.

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Speaker 2: That's why I call it a fake controversy.

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Speaker 3: Now let's stop feeding the reactionary left and get back

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to building the flip in future. So I thought that

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was an astute written piece. I think I wrote something

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more sucinctly where I said perspective. Here's a perspective from

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me that when I was looking at all this, and

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I thought, what's the most succinct thing I could say

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about all this that doesn't ignite the fury of people

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that I've come to know and love over the past

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three decades.

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Speaker 2: I said, it's.

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Speaker 3: Impossible to assert the premissy of the current American work

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ethic as superior to some aspects of other cultures while

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also asserting that public education has been in decline for

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thirty plus years. We clearly have a cultural work educational challenge.

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I absolutely believe that. To my core, I think that

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we have become and I would say there's something that

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Alexander and and I don't.

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Speaker 2: I hate to go back to this, but I will.

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Speaker 3: And it was about society and and where we are

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and and I think that that we need to be

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reminded of it a little bit. It is that that

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we we the world's great civilizations, and I'm going to

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go through this a little bit. Always kind of goes

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through a sequence. It goes from bondage to spiritual faith.

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It goes from spiritual faith to great courage, goes from

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courage to liberty, from liberty to abundance, from abundance to selfishness,

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from selfishness to complacency, from complacency to apathy, from apathy

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to dependence, and from dependence back into bondage. It's a

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cyclical thing that humans have done for thousands of years.

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And what he what the quote went on to say

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was that the typical, you know, kind of free loving

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society lasts for about two hundred years as.

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Speaker 2: It goes through that cycle.

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Speaker 3: And I would say that as we look across countries

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on this planet today, there are many of those countries

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out there that are at the bondage to spiritual faith.

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They're trying to find that path forward. There are many

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that are taking great courage. You see this as countries

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push from more freedoms for more reforms, you see that

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you also have those that have gone from courage to

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liberty that have become more free. You look at Argentina,

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for instance, that's becoming it's from courage to liberty, and

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they're working from liberty to abundance. Our country has gone

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through all of those things, and I think we've we're

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kind of various parts of our society. Part of it

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is at the abundance to selfishness. We've seen that part

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of our country is also at selfishness to complacency. I

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think other parts of our society is apathetic, that doesn't

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seem to care. And then many have gone from apathy

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to dependence. I mentioned these A lot of these federal

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programs have made us very dependent and that creates its

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own kind of bondage. And so our country isn't until

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we can find a way to break that cycle. Other

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countries are finding a way. They're hungrier, they're they're they're

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they're going to be more assertive, they're going to try

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to be stronger. And unless America can find its footing

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again and remind itself about how it became the greatest

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nation on the planet Earth, it's going to be losing ground.

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We see that with China, we see that with some

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of the Asian countries. We see this with You know,

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even countries, small countries like Ireland I mentioned earlier, they're hungry.

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They're hungry for success, they're hungry for freedom. Even Argentina,

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they're hungry for these things that we take for granted.

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We're kind of kind of like.

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Speaker 2: Yeah, this is easy for us.

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Speaker 3: And so then we get indignant when we find people

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from other countries taking some of these jobs, and we

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get very indignant about that, and we get angry about it.

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Speaker 2: And rather than getting angry.

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Speaker 3: What we should do is say, hey, why why are

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these people from India so hungry to be successful? Why

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aren't our people it's hungry for that. And again you

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stund like a sales cam basting of America. I'm not

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There are a lot of hungry Americans out there. This

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doesn't apply to all, but it is a part of

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our society. You can't sit here and say our education

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has been declined for thirty years and think there's not

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repercussions and consequences from that. There are a lot of them,

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and we're seeing it play out now. So I think

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most of that's been put to bed, but there'll be

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another two or three eruptions before Trump gets inaugurated.

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Speaker 1: All right, hey, real quick. If you would like to

430
00:21:37,599 --> 00:21:40,440
get your product or service in front of about ten

431
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thousand people multiple times a day, send me an email

432
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at Pete at thepeteclendarshow dot com and ask me about advertising.

433
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It's super affordable, it's baked into this podcast forever, and

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podcasts have a higher conversion rate than other social media platforms,

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making it the best bang for your buck. Send me

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a message Pete at Thepete calendarshow dot com and I

437
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can show you how it works. Run the numbers with

438
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you again. That's Pete at the Petecallnersshow dot com.

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00:22:06,279 --> 00:22:08,440
Speaker 2: Now, one other thing to get to is.

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00:22:09,960 --> 00:22:12,920
Speaker 3: Since twenty twenty, thanks to your generosity, WBT in Moments

441
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of Hope Church has raised over eight hundred and fifty

442
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thousand dollars to help feed the most vulnerable kids in

443
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the Charlotte region. This year, the need is even greater

444
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and your donations are needed to benefit Hurricane Helen relief

445
00:22:23,079 --> 00:22:25,920
work in western North Carolina. Our goal is to raise

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one hundred thousand dollars and every penny donated will be

447
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matched by Moments of Hope Church. Please consider a donation

448
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to CITYO Hoope CLT dot org today that City of

449
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Hope CLT dot org today, thank you, And it is

450
00:22:38,559 --> 00:22:39,599
as an honor of privilege.

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00:22:39,680 --> 00:22:42,400
Speaker 2: I do want to get to so much more. You know.

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Speaker 3: Luckily I've got a few more days to do it,

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but I'm going to get to some of it today.

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And this is from the rabbit Hole, one of my

455
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favorite feeds out there in the world of X. There

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00:22:52,440 --> 00:22:54,680
are If I were to ask you how many pages

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are there in the federal tax code, it wouldn't be

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You wouldn't be off to guess a lot, and you're

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not going to say one hundred pages. Nobody out there

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is going to say one thousand or ten thousand pages.

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Speaker 2: But it has grown.

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Speaker 3: In nineteen thirteen, the federal tax code was four hundred

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pages long, which was a lot, and by nineteen thirty nine,

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so over the next twenty six years it only grew

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by one hundred and four pages. Between nineteen thirty nine

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and nineteen forty five they added about eight thousand pages,

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and from nineteen forty five till about nineteen eighty four,

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Reagan's first term, they went from eight thousand, two hundred

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to twenty six thousand, three hundred pages, and between ninety

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five I've seen between eighty four and two thousand and

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five it went from twenty six thousand pages to sixty

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one thousand pages, and now it stands over seventy three thousand,

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almost seventy four thousand pages long. Now here's the problem

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with this. There is no way that you average US citizen.

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Now most of you don't have to deal with a

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00:24:04,839 --> 00:24:05,160
lot of you.

477
00:24:05,200 --> 00:24:06,079
Speaker 2: If you just get a W.

478
00:24:06,160 --> 00:24:10,319
Speaker 3: Two and then you have your deductions, it's pretty simple.

479
00:24:11,119 --> 00:24:15,200
But there's no way it should be seventy three thousand

480
00:24:15,200 --> 00:24:20,119
pages long. We've made it too complicated. The tax code

481
00:24:20,160 --> 00:24:22,640
should be understandable by anybody who wants to fill out

482
00:24:22,680 --> 00:24:26,240
their own taxes. It's amazing that the government has created

483
00:24:26,759 --> 00:24:33,599
a situation that requires an entirely, an entire spring sprung,

484
00:24:33,799 --> 00:24:36,799
brand new industry that just helps you do your taxes

485
00:24:36,839 --> 00:24:39,920
every year that sets up in walmarts and malls and

486
00:24:39,920 --> 00:24:44,359
everywhere else and online that because it's so complicated.

487
00:24:44,079 --> 00:24:47,279
Speaker 2: You have to fill out all that. And then because it's.

488
00:24:47,200 --> 00:24:50,240
Speaker 3: So complicated, all of those groups will say, hey, we're

489
00:24:50,240 --> 00:24:53,519
going to provide you audit defense. So they scare the

490
00:24:53,559 --> 00:24:55,000
heck out of you, say wait, wait, wait, what do

491
00:24:55,000 --> 00:24:58,680
you mean audit defense because, well, the tax code is complicated.

492
00:24:59,319 --> 00:25:02,839
Even we the experts on this might have gotten something wrong,

493
00:25:03,160 --> 00:25:05,920
or something you gave us may not have been one

494
00:25:06,000 --> 00:25:09,480
hundred percent accurate. So if you get audited, which you

495
00:25:09,519 --> 00:25:12,039
probably won't, but if you do, we're going to stand

496
00:25:12,039 --> 00:25:15,319
by you through it. Now, that doesn't mean that's not

497
00:25:15,359 --> 00:25:18,359
going to ruin your life for years going through an audit.

498
00:25:19,880 --> 00:25:23,480
It just means that it's complicated and it shouldn't be.

499
00:25:24,039 --> 00:25:26,319
And then when you do go through that, it robs

500
00:25:26,359 --> 00:25:30,240
you of your ability to be a productive US citizen

501
00:25:30,319 --> 00:25:32,559
because it takes off I remember visiting a friend I

502
00:25:32,640 --> 00:25:35,240
was going. I was in transit to New Zealand and back,

503
00:25:35,519 --> 00:25:38,440
and it was visiting him in a Los Angeles area

504
00:25:39,680 --> 00:25:41,880
and it went into one room and I thought, this

505
00:25:41,960 --> 00:25:44,599
is a really lovely guest room. And it wasn't a

506
00:25:44,599 --> 00:25:47,000
guest room. It would have been a guest room, except

507
00:25:47,039 --> 00:25:49,599
he was in the middle of an audit of his business.

508
00:25:49,599 --> 00:25:52,079
He was in the real estate business out there, and

509
00:25:52,160 --> 00:25:56,039
the audit was unbelievable. He must have had sixty boxes

510
00:25:56,079 --> 00:25:58,599
of documents that were just sitting in this what would

511
00:25:58,640 --> 00:26:03,359
have been a lovely bedroom, and this had been just

512
00:26:03,559 --> 00:26:05,960
crushing him day and night.

513
00:26:06,000 --> 00:26:06,799
Speaker 2: It had been consuming.

514
00:26:06,839 --> 00:26:09,000
Speaker 3: So he had to run his business, He had to

515
00:26:09,119 --> 00:26:11,200
kind of live his life and deal with the audit.

516
00:26:11,240 --> 00:26:11,960
Speaker 2: And that was it.

517
00:26:12,160 --> 00:26:17,000
Speaker 3: He just just the accumulation and printing and and and coalescing,

518
00:26:17,039 --> 00:26:17,279
and it.

519
00:26:17,240 --> 00:26:18,839
Speaker 2: Took it took him three years.

520
00:26:19,359 --> 00:26:22,480
Speaker 3: Ultimately, there was no nothing significant that came of it

521
00:26:22,759 --> 00:26:27,839
except it occupied and took away three It imprisoned him

522
00:26:27,880 --> 00:26:32,279
economically for three years. Because the tax code is that onerous,

523
00:26:32,319 --> 00:26:34,759
it is that complicated, It is not that simple. So

524
00:26:34,920 --> 00:26:39,039
here's hoping as they're unplugging things in the swamp that

525
00:26:39,079 --> 00:26:41,440
they will get to the tax code and find a

526
00:26:41,480 --> 00:26:44,559
way to simplify that absurd tax code.

527
00:26:44,680 --> 00:26:45,440
Speaker 2: It needs to be.

528
00:26:45,720 --> 00:26:47,839
Speaker 3: We need to find a way to make compliance a

529
00:26:47,839 --> 00:26:48,559
lot easier.

530
00:26:48,880 --> 00:26:50,960
Speaker 2: We need to find a way to do those kind

531
00:26:51,000 --> 00:26:51,240
of things.

532
00:26:51,319 --> 00:26:53,720
Speaker 3: I was, I mean, I even had a question, and

533
00:26:54,119 --> 00:26:56,200
I consider myself fairly well versed on this, and it

534
00:26:56,240 --> 00:26:59,960
was about capital gains and if you have capital gains,

535
00:27:00,160 --> 00:27:02,519
do you know you have to pay estimated taxes on

536
00:27:02,559 --> 00:27:05,839
that if they're long term not short term, And apparently

537
00:27:05,839 --> 00:27:09,440
you don't, but you could depends on who you talk

538
00:27:09,519 --> 00:27:11,279
to at the IRS and who you talk to in

539
00:27:11,319 --> 00:27:11,960
the tax world.

540
00:27:12,200 --> 00:27:12,559
Speaker 4: You can.

541
00:27:12,680 --> 00:27:15,000
Speaker 3: If you know you're going to have long term gains,

542
00:27:15,240 --> 00:27:17,480
then do you pay estimated taxes on it? And if so,

543
00:27:17,599 --> 00:27:20,480
how much, especially if it happened later in the year, earlier.

544
00:27:20,240 --> 00:27:20,599
Speaker 2: In the year.

545
00:27:20,880 --> 00:27:23,759
Speaker 3: That's the kind of and that's just that's a relatively

546
00:27:23,799 --> 00:27:26,039
simple thing. When you have a death in your family

547
00:27:26,519 --> 00:27:29,359
and you have to file their final tax return, and

548
00:27:29,920 --> 00:27:32,640
it's and it's not fun. I promise you that when

549
00:27:32,640 --> 00:27:36,279
someone dies in February, you have to My parents both did,

550
00:27:37,519 --> 00:27:39,799
and you have to fill out the tax return for that.

551
00:27:39,960 --> 00:27:42,000
So they've passed, and you have to fill out the

552
00:27:42,000 --> 00:27:43,799
tax return for the previous year where they lived all

553
00:27:43,799 --> 00:27:46,759
twelve months. But you also the following year have to

554
00:27:46,759 --> 00:27:48,880
file a tax return for them for the two months

555
00:27:49,000 --> 00:27:50,400
or month and a half that they may have lived

556
00:27:50,400 --> 00:27:51,000
in that year.

557
00:27:51,640 --> 00:27:52,319
Speaker 2: It is absurd.

558
00:27:52,400 --> 00:27:54,480
Speaker 3: You should be able to tie things up and be done,

559
00:27:54,720 --> 00:27:58,200
but you can't, because again, the IRS is not your friend.

560
00:27:58,440 --> 00:28:01,440
Speaker 2: The I R. S is is heartless aspect of government.

561
00:28:01,480 --> 00:28:03,279
Speaker 3: And it's funny that people want to ascribe all these

562
00:28:03,319 --> 00:28:06,200
heartfelt sentiments to people. I mean, to government, and these

563
00:28:06,240 --> 00:28:07,079
agencies help.

564
00:28:06,960 --> 00:28:09,599
Speaker 2: People, they help well. The IRS is an agency. It's

565
00:28:09,599 --> 00:28:10,519
not there to help people.

566
00:28:10,599 --> 00:28:11,160
Speaker 3: It's really not.

567
00:28:12,240 --> 00:28:12,880
Speaker 2: It's there to.

568
00:28:12,839 --> 00:28:17,720
Speaker 3: Collect it's the world's largest tax collection agency. Now, as

569
00:28:17,759 --> 00:28:20,039
we head to the top of the hour, I usually

570
00:28:20,119 --> 00:28:25,079
reserve this part of the show to talk about scientific stuff,

571
00:28:25,200 --> 00:28:27,480
stuff maybe you didn't know about or y hatdn't thought about,

572
00:28:28,039 --> 00:28:32,119
because I started the show saying we're kind of approaching

573
00:28:32,160 --> 00:28:34,039
that there's I wish I could remember the phrase right now,

574
00:28:34,079 --> 00:28:34,400
but I'm not.

575
00:28:34,440 --> 00:28:37,039
Speaker 2: I wasn't reading my sci fi stuff in the break.

576
00:28:37,480 --> 00:28:43,799
Speaker 3: That technology kind of doubles inability at a certain point

577
00:28:43,799 --> 00:28:48,440
in time, and the shorter that period of time takes place,

578
00:28:48,720 --> 00:28:51,160
meaning that if it took sixty years, I mean it

579
00:28:51,200 --> 00:28:54,079
took several hundred years from basically the Dark Ages to

580
00:28:54,279 --> 00:28:56,920
the eighteen hundreds to double. And then it took, you know,

581
00:28:56,960 --> 00:28:58,640
maybe forty years where all of a sudden we had

582
00:28:58,720 --> 00:29:00,920
flight in the early nineteen h from flight to where

583
00:29:00,920 --> 00:29:04,039
we landed on the Moon, it doubled a time or two,

584
00:29:04,200 --> 00:29:07,160
and then it started becoming about every four or five

585
00:29:07,279 --> 00:29:11,079
seven years. And now that technological ability is leap frogging

586
00:29:11,400 --> 00:29:13,799
much quicker. In other words, the time span it takes

587
00:29:13,839 --> 00:29:16,440
and each successive leaf is shorter I can't remember what

588
00:29:16,480 --> 00:29:19,880
there's a name for that. And it doesn't mean that

589
00:29:19,960 --> 00:29:23,240
it just takes place with the Internet or at Moore's law.

590
00:29:23,319 --> 00:29:25,799
Thank you, all these people just chiming in, all these

591
00:29:25,839 --> 00:29:29,720
smart people paying attention. So it's called Moore's law. And

592
00:29:30,440 --> 00:29:32,200
when you see it in sci fi, if you.

593
00:29:32,119 --> 00:29:34,000
Speaker 2: Read sci fi, you're very well versed in this happening

594
00:29:34,000 --> 00:29:34,359
and stuff.

595
00:29:34,359 --> 00:29:37,200
Speaker 3: But we see this happening, and it doesn't just mean

596
00:29:37,240 --> 00:29:40,319
that your cell phone gets better, faster, stronger. It doesn't

597
00:29:40,359 --> 00:29:43,039
just mean the Internet is more accessible or that you

598
00:29:43,039 --> 00:29:46,319
can talk to your Alexa device more rapidly. It means

599
00:29:46,359 --> 00:29:49,440
that it's taking place in all avenues at once.

600
00:29:49,839 --> 00:29:51,480
Speaker 2: I mean, you see this with investing.

601
00:29:51,519 --> 00:29:53,599
Speaker 3: You see that, you saw it with bitcoin, the rise

602
00:29:53,599 --> 00:29:57,240
of digital currency. You also are seeing it in medical tech.

603
00:29:58,000 --> 00:30:01,039
Speaker 2: And so I all back to another sci Fi.

604
00:30:01,079 --> 00:30:03,799
Speaker 3: If you remember the Star Trek, you know doctor McCoy

605
00:30:03,799 --> 00:30:05,559
had the little spinny device where you could.

606
00:30:05,400 --> 00:30:07,680
Speaker 2: Just basically wave it on you and give a diagnosis.

607
00:30:08,279 --> 00:30:11,920
Speaker 3: As much as that may seem, you know, like a

608
00:30:11,960 --> 00:30:15,400
weird sixties thing, it's not far from where we are reality.

609
00:30:15,440 --> 00:30:17,519
I mean that you know when you right now you

610
00:30:17,599 --> 00:30:19,519
can go to a Sam's or a costco and you

611
00:30:19,559 --> 00:30:21,680
can take your cart and if you've pre scanned it,

612
00:30:21,960 --> 00:30:25,440
you can kind of as you're pushing it through the gates,

613
00:30:25,799 --> 00:30:28,240
it scans your whole cart and they can look at

614
00:30:28,279 --> 00:30:29,880
you and say, yeah, you're good. They don't have to

615
00:30:29,960 --> 00:30:33,920
check your cart because it's done that. You're not having

616
00:30:33,920 --> 00:30:35,400
to put it on a conveyor belt and put it

617
00:30:35,400 --> 00:30:36,279
through a special machine.

618
00:30:36,279 --> 00:30:37,119
Speaker 2: It's just doing that.

619
00:30:37,759 --> 00:30:41,119
Speaker 3: And so we have this happening in medical tech.

620
00:30:41,720 --> 00:30:44,240
Speaker 2: Oh my god, Steve, really the tricorder.

621
00:30:44,359 --> 00:30:47,279
Speaker 3: Yes, it's the truck car. And if you look at

622
00:30:47,279 --> 00:30:50,039
hospital beds next time you're visiting a hospital with seeing

623
00:30:50,079 --> 00:30:51,920
someone look up behind them, it looks just like the

624
00:30:51,960 --> 00:30:54,759
Star Trek beds with all of the monitoring devices right

625
00:30:54,799 --> 00:30:55,200
behind you.

626
00:30:55,240 --> 00:30:56,519
Speaker 2: It's very Star Trek yet.

627
00:30:56,720 --> 00:31:01,519
Speaker 3: So yes, I appreciate that they shifre my Trickian way

628
00:31:01,559 --> 00:31:02,359
of looking at things.

629
00:31:02,359 --> 00:31:03,559
Speaker 2: So thank you very much for that.

630
00:31:03,960 --> 00:31:06,880
Speaker 3: But with technology, with medical technology, you're not far from

631
00:31:06,880 --> 00:31:08,839
being able to lie on that table and it do

632
00:31:09,000 --> 00:31:13,279
that full diagnosis. It's medical technology can help detect diabetes,

633
00:31:13,319 --> 00:31:16,559
diagnose cancer, make highly accurate predictions, and radiology identify the

634
00:31:16,640 --> 00:31:20,119
presence of TV so much more it can reduce human error.

635
00:31:20,640 --> 00:31:23,680
Some research even suggest that AI powered applications in healthcare

636
00:31:23,720 --> 00:31:26,880
could improve patient outcomes by thirty to forty percent while

637
00:31:27,000 --> 00:31:29,160
reducing treatment costs back to fifty percent.

638
00:31:29,440 --> 00:31:30,079
Speaker 2: I was just doubted.

639
00:31:30,160 --> 00:31:35,200
Speaker 3: My mother had an insulin device that monitor to twenty

640
00:31:35,240 --> 00:31:37,319
four to seven, and it showed up on my sister's

641
00:31:37,359 --> 00:31:40,000
phone two hundred miles away, so my sister could say, hey, Mom's.

642
00:31:39,720 --> 00:31:41,440
Speaker 2: Sugar is a little high or lower whatever.

643
00:31:41,920 --> 00:31:43,559
Speaker 3: And now you got the core a ring and you're

644
00:31:43,599 --> 00:31:46,640
looking if you have an Apple watch or and not

645
00:31:46,680 --> 00:31:48,720
just Apple, but the others. They're monitoring a lot of

646
00:31:48,759 --> 00:31:51,079
your health, your your heart rate, you can do you know,

647
00:31:51,119 --> 00:31:54,480
EKGs on yourself, and more and more you're going to

648
00:31:54,480 --> 00:31:58,160
be able to diagnose, maybe even self diagnosed using tech

649
00:31:58,240 --> 00:32:00,799
at your home. I don't know what point we'll get

650
00:32:00,839 --> 00:32:05,160
to the diagnosing of blood and doing cbcs with differentials

651
00:32:05,359 --> 00:32:09,279
at home, but I can see it happening. The term

652
00:32:09,480 --> 00:32:12,680
an increase in medical technology has accelerated the problem of

653
00:32:12,720 --> 00:32:16,400
what they call de skilling. That's the issue at hand

654
00:32:16,440 --> 00:32:23,640
here is that technology is racing ahead and doctors heretofore

655
00:32:23,759 --> 00:32:27,079
relied on a lot of interaction with the patient, and

656
00:32:27,119 --> 00:32:30,960
so doctors overtime, many of them and still do, by

657
00:32:30,960 --> 00:32:34,839
the way, have a lot of inherent wisdom with respect

658
00:32:34,839 --> 00:32:35,640
to things they've seen.

659
00:32:35,680 --> 00:32:38,079
Speaker 2: I love to read, you know, the Emperor Maaladies.

660
00:32:38,079 --> 00:32:41,839
Speaker 3: I've read several books on cancer research, and that skill

661
00:32:41,960 --> 00:32:44,640
set allows doctors to cut through saying kind, I know

662
00:32:44,680 --> 00:32:47,359
what this is or where not to look, or this

663
00:32:47,400 --> 00:32:49,519
is a false lead. And if you ever watch the

664
00:32:49,559 --> 00:32:51,319
show House, it was a lot of that. They had

665
00:32:51,400 --> 00:32:53,680
a really cracked team that the premise was they're trying

666
00:32:53,680 --> 00:32:56,319
to figure out how to solve a medical mystery, and

667
00:32:56,359 --> 00:33:00,160
they're using powers of deduction, they're using their powers of research,

668
00:33:00,160 --> 00:33:02,559
They're using a lot of different things at once. But

669
00:33:02,599 --> 00:33:08,559
when technology starts doing that, doctors become de skilled, which

670
00:33:08,599 --> 00:33:10,759
means a reduction in the level of skill required to

671
00:33:10,799 --> 00:33:13,200
complete a task. We saw it because some or all

672
00:33:13,240 --> 00:33:16,359
of it have been automated d skilling. You see it

673
00:33:16,400 --> 00:33:19,680
in almost every automation process where the automation process does

674
00:33:19,680 --> 00:33:20,839
a lot of people don't know how to do things,

675
00:33:20,880 --> 00:33:22,200
and when it breaks it out, how do you fix that?

676
00:33:22,279 --> 00:33:23,559
I don't know, got to call the guy that fixes

677
00:33:23,559 --> 00:33:26,279
a machine because I don't know what it's doing. Historically,

678
00:33:26,359 --> 00:33:28,079
the term de skilling has been used in the context

679
00:33:28,119 --> 00:33:30,400
of automation. While workers on assembly lines in the past

680
00:33:30,480 --> 00:33:33,720
were responsible for tasks that required manual skills by constructing

681
00:33:33,759 --> 00:33:37,279
small parts and stuff and repairs machineries change that. Within

682
00:33:37,279 --> 00:33:40,480
the context of medicine, d skilling refers to the decrease

683
00:33:40,559 --> 00:33:44,039
and a physician's ability to derive information on the basis

684
00:33:44,079 --> 00:33:48,400
of detectable signs and symptoms alone without using technological aids.

685
00:33:49,319 --> 00:33:52,920
Speaker 2: But patient care does require kind of a balance of this. Now.

686
00:33:53,319 --> 00:33:56,359
I saw this a few probably two or three years

687
00:33:56,400 --> 00:33:59,440
ago in part. One of the other fun jobs.

688
00:33:59,240 --> 00:34:00,400
Speaker 3: That I've been able to be a part of is

689
00:34:00,440 --> 00:34:03,400
the medical travel stuff. When I was visiting a kind

690
00:34:03,440 --> 00:34:07,400
of breakthrough medical group in North Carolina that was putting together.

691
00:34:08,119 --> 00:34:10,760
Was it a trailer was kind of like a diagnosis

692
00:34:10,760 --> 00:34:12,920
in a box. It had a box with all of

693
00:34:12,960 --> 00:34:15,559
these this technology in it, and you could put it

694
00:34:15,639 --> 00:34:18,719
in a factory or in a place, and it was

695
00:34:18,880 --> 00:34:21,079
a remote doctor's office and all the tech in it.

696
00:34:21,280 --> 00:34:24,079
A patient could go in, they're interfacing with a doctor.

697
00:34:24,320 --> 00:34:26,760
It's got all these gadgets in it, and it could

698
00:34:26,840 --> 00:34:29,440
help diagnose right there on the spot. A given patient

699
00:34:29,519 --> 00:34:31,119
in this doc in a box kind of way of

700
00:34:31,159 --> 00:34:33,880
looking at things, and that technology is only going.

701
00:34:33,760 --> 00:34:34,199
Speaker 2: To get better.

702
00:34:34,239 --> 00:34:35,840
Speaker 3: This was two or three years ago, so I would

703
00:34:35,840 --> 00:34:39,880
suspect it's gotten much better. So hospitals in the US

704
00:34:40,280 --> 00:34:43,639
lean more on technology than a lot of places, and

705
00:34:43,800 --> 00:34:47,719
funding structures incentivize that use. But is it possible that

706
00:34:47,840 --> 00:34:51,559
US practitioners should be taking notes from doctors in more

707
00:34:52,000 --> 00:34:55,400
underresourced areas who've made had to do more with less.

708
00:34:55,840 --> 00:34:58,119
So I don't know where that line gets crossed, but

709
00:34:58,159 --> 00:35:01,960
at a certain point tech Moore's law as the producers

710
00:35:02,000 --> 00:35:05,599
aptly threw into the mix here that when does that

711
00:35:05,679 --> 00:35:07,719
tech become so odd? I mean, in a way it

712
00:35:07,760 --> 00:35:09,800
could be golden because think about trying to get appointments

713
00:35:09,800 --> 00:35:12,320
with doctors and get diagnosis on things, and how many

714
00:35:12,320 --> 00:35:14,000
times you've had to sit and wait when you know

715
00:35:14,440 --> 00:35:16,840
there's a billion more cells that are replicating in your

716
00:35:16,880 --> 00:35:19,679
body and hurting you while you wait.

717
00:35:19,559 --> 00:35:21,519
Speaker 2: For there to be time to look at you.

718
00:35:22,280 --> 00:35:26,840
Speaker 3: And technology and theory could expedite this to the point

719
00:35:26,880 --> 00:35:30,559
that it makes a big difference in your diagnosis and

720
00:35:30,559 --> 00:35:33,599
treatment and moving forward. The way someone this is how

721
00:35:33,639 --> 00:35:36,039
they finish, it's a very long article, but it's from

722
00:35:36,039 --> 00:35:38,159
the Nation dot com. The way someone looks at you,

723
00:35:38,199 --> 00:35:40,480
the intonation and their voice, and the many other very

724
00:35:40,559 --> 00:35:44,519
human clues that patients convey are exactly why technology can

725
00:35:44,599 --> 00:35:49,719
never replace physician intuition. And you know, while the United

726
00:35:49,719 --> 00:35:53,239
States often pushes a test forward approach to medicine, it's

727
00:35:53,280 --> 00:35:57,039
those sorts of creative solutions alongside more traditional medical interventions

728
00:35:57,039 --> 00:35:58,760
that end up giving the patients.

729
00:35:58,400 --> 00:35:59,159
Speaker 2: The care they need.

730
00:36:00,320 --> 00:36:02,280
Speaker 3: We'll see how that all works out, but the truth

731
00:36:02,280 --> 00:36:05,039
of the matter is the technology is going to be

732
00:36:05,079 --> 00:36:09,280
able to identify potential cancers much much earlier than right

733
00:36:09,280 --> 00:36:11,239
now we can. It's going to be able to potentially,

734
00:36:11,800 --> 00:36:13,880
not potentially, but it is going to look at genetic

735
00:36:13,960 --> 00:36:16,840
predispositions long before and maybe even treat.

736
00:36:16,559 --> 00:36:18,400
Speaker 2: Those genetic predispositions.

737
00:36:18,960 --> 00:36:23,159
Speaker 3: And I believe that whoever gets to the home diagnosis

738
00:36:23,199 --> 00:36:26,760
angle on things is going to be you know, the

739
00:36:26,800 --> 00:36:31,119
next Apple or Elon Musk or whatever, because I think

740
00:36:31,159 --> 00:36:36,559
that home medical care that's patient driven technology assisted with

741
00:36:36,719 --> 00:36:39,760
the power of smart physicians at the other end, it's

742
00:36:39,800 --> 00:36:41,760
going to expedite and not only that, I think it's

743
00:36:41,800 --> 00:36:44,119
going to be able to expedite treatments as well. We're

744
00:36:44,159 --> 00:36:47,320
a long way from it, but again, with the application

745
00:36:47,360 --> 00:36:51,920
of Moore's law, it could become far more applicable because

746
00:36:51,960 --> 00:36:54,760
if that technology keeps doubling and tripling every couple of years,

747
00:36:55,079 --> 00:36:57,079
there's no telling where we can go. I'm amazed at

748
00:36:57,079 --> 00:36:58,320
what your watch can do for you.

749
00:36:58,360 --> 00:37:00,480
Speaker 2: Do you get health alerts on your watch? Maybe I

750
00:37:00,480 --> 00:37:01,400
should pay attention to those.

751
00:37:01,679 --> 00:37:03,960
Speaker 1: All right, that'll do it for this episode. Thank you

752
00:37:04,039 --> 00:37:06,000
so much for listening. I could not do the show

753
00:37:06,039 --> 00:37:08,559
without your support and the support of the businesses that

754
00:37:08,679 --> 00:37:11,760
advertise on the podcast, so if you'd like, please support

755
00:37:11,760 --> 00:37:13,440
them too and tell them you heard it here. You

756
00:37:13,480 --> 00:37:16,079
can also become a patron at my Patreon page or

757
00:37:16,199 --> 00:37:19,800
go to thepetecleanershow dot com. Again, thank you so much

758
00:37:19,840 --> 00:37:26,280
for listening, and don't break anything while I'm gone.

