Speaker 1: With you need, so you don't have come running.
Speaker 2: Just as fast as we can.
Speaker 3: Shoot's gonna help you.
Speaker 4: Come.
Speaker 5: Man.
Speaker 1: This is the Troubleshooter Show. No Tom Martino, Okay, Tom
Speaker 1: Martino here, Welcome to the show. It is Friday. What
Speaker 1: a snowy day. What a snowy week. We have a
Speaker 1: lot to talk about though. It's car day. And do
Speaker 1: we have our experts in the studio yet? Are they?
Speaker 6: They should be there. We're getting them set up on video.
Speaker 6: It'll be a few minutes.
Speaker 1: Okay, and Mark, you're at the home studio. I am man.
Speaker 6: I'm out in the winter wonderland that is known as
Speaker 6: frank Town. We got hammered and it's snowing like crazy.
Speaker 1: Oh okay, let me bring you up. I see your
Speaker 1: cameras there now, so we'll bring you up. For those
Speaker 1: streaming this show on YouTube, but go to Troubleshooter Network
Speaker 1: and welcome to the show. By the way, we're here
Speaker 1: to help you anyway we can solving problems, answering questions,
Speaker 1: taking complaints. But we do have our peeps on at
Speaker 1: We do have our peeps on for uh the studio.
Speaker 1: We have Kevin Colkin and we have also Jeffick Kevin
Speaker 1: is with Shared and Auto Tech jeffic camera Transmission. Guys,
Speaker 1: are you all accounted for? Did you make it? Okay?
Speaker 1: How are the roads? The roads were terrible for me.
Speaker 1: What about you guys? Okay? Apparently they're not ready, so
Speaker 1: I'll just I'll just move on straight real three seven
Speaker 1: one three talks seven one three eight two five five.
Speaker 1: You know, I just want to say something real quick.
Speaker 1: I can't truly, truly, truly, truly, truly believe that Trump
Speaker 1: has taken No, he's not in office, and the meltdown
Speaker 1: of mainstream media. I swear to God, I'm reading the
Speaker 1: doom and gloom and I'm saying, what did you know
Speaker 1: that American universities true story? They're offering safe spaces. I
Speaker 1: saw that Jordan's counseling for students who feel threatened after
Speaker 1: a widespread Republican victory. We have created a nation of snowflakes. Whoosies.
Speaker 6: I'd like to use something else, but I check with
Speaker 6: dragon first.
Speaker 1: But whoosies. That's the best way. We'll stick with whissies.
Speaker 1: Thank you is the other word out.
Speaker 7: Yeah, I wouldn't want to.
Speaker 1: I mean, you can, but it all depends on context.
Speaker 1: So yeah, anyway, but seriously, I mean seriously safe spaces.
Speaker 1: Oh my god, I need a safe space. I feel
Speaker 1: so insecure. Speaking of that, celebrit have reported those who
Speaker 1: came out in favor of Kamala. Listen, people, I'm not
Speaker 1: talking politics. I'm just having fun here. Celebrities are literally
Speaker 1: saying they feel unsafe in public after coming out for
Speaker 1: Kamala and now that there was such a big victory.
Speaker 6: You know what's amazing is how Biden got up the
Speaker 6: other day and same with Kamala, and they both said, hey,
Speaker 6: it's gonna be a very nice and pleasant Oh yeah.
Speaker 1: No, no, I think, no, no, no, I think officially, the
Speaker 1: all of them, all of the Democrats have been very gracious.
Speaker 1: I really mean that.
Speaker 6: Well, I understand that, But how is that possible when
Speaker 6: a week ago Trump was the biggest threat to our democracy,
Speaker 6: he was Hitler a fascist.
Speaker 1: How is one.
Speaker 6: Thing true one week and then completely not true the
Speaker 6: next week.
Speaker 1: It's quite amazing. Jimmy Kimmel. The one thing Kimmel said
Speaker 1: that made me more puzzled than anything in the world.
Speaker 1: He said, it was a bad day, for this bad day,
Speaker 1: for that bad day, for this bad day, for that
Speaker 1: it was a bad day for journal What does that mean?
Speaker 1: I hope they I think it's a bit no. I
Speaker 1: think it's a bad day for bias, backstabbing, lying left
Speaker 1: leaning lunatics. Maybe.
Speaker 6: Well that's a crazy thought within itself because we know this. Uh,
Speaker 6: he just handed them four years of more smear. I mean,
Speaker 6: some of them are probably lucky to have a job.
Speaker 1: Now here's what I want to say. The Ymssey Police
Speaker 1: Department in Beaufort County, South Carolina, said that these research
Speaker 1: monkeys escaped from Alpha Genesis. It's the largest number of
Speaker 1: monkeys that ever escaped. I think there's forty three of
Speaker 1: them on the loose right now. They're on the loose.
Speaker 1: So far, not one has been captured. And they're not infected.
Speaker 1: They were they they have not yet been used.
Speaker 6: Yeah yes, sure, Okay, wait a minute, remember remember the
Speaker 6: wu Wan lab and nothing. They tried to blame it
Speaker 6: on bats and nothing was in infected or it didn't
Speaker 6: come from there.
Speaker 1: How do we know these monkeys aren't infected. Well, I
Speaker 1: think it's because they raised them there, they don't research them.
Speaker 1: But anyway, here's what I found out. They're on the loose.
Speaker 1: They are menaces, they can hurt you. Do not pet them,
Speaker 1: don't approach them. But meanwhile, I heard some Democrats have
Speaker 1: offered them sanctuary, so they're gonna be okay.
Speaker 6: On the nightly news last night, I think it wasn't
Speaker 6: Lester Hope, but they literally came out and said, there's
Speaker 6: nothing to fear unless if you come into contact with them.
Speaker 1: I mean, how how crazy is that? Anyway, Renee, let's
Speaker 1: talk to Renee hi. Our number is three to zero, three,
Speaker 1: seven to one to three. Talk on a serious no,
Speaker 1: we do love solving problems. Three oh three, seven to one,
Speaker 1: three eight two five five. So my wife said, I
Speaker 1: was a little rough on that woman who called in.
Speaker 1: Who was uh, I don't know she she's gonna be homeless,
Speaker 1: and I was trying to help her. Really, I didn't mean.
Speaker 1: All I said was look at you know. She was
Speaker 1: worried about how I was saying things that I'm the
Speaker 1: woman is that I was hurting her feelings. I said, look,
Speaker 1: let's not worry about hurting your feelings. Let's let's let's
Speaker 1: attack this and get you some help. She's living in
Speaker 1: her freaking car.
Speaker 7: But she had an excuse for every every suggestion you
Speaker 7: gave too, which is very frustrating.
Speaker 1: I know people, you know, we have helped people, we
Speaker 1: have in those dire situations. Usually, though, it's better if
Speaker 1: you if you contact us before it gets dire. Now, Renee, welcome,
Speaker 1: and you can also call three oh three martine O
Speaker 1: three oh three six two seven eight four six six. Okay, So, Renee,
Speaker 1: let me bring Mark back up? Okay, Marks down?
Speaker 2: There?
Speaker 1: Is that a rolling stone shirt?
Speaker 2: Mark?
Speaker 1: Well that at least that's decent. Yeah, it is my
Speaker 1: monkey's uh sweat, at least is this not the monkeys? Renee?
Speaker 1: What's going on with you? What's happening? Can we help you?
Speaker 8: So basically I moved into or I'm saying back at
Speaker 8: the end of February.
Speaker 1: Now, wait, are you there right now? Renee?
Speaker 4: So I bought my way to work?
Speaker 1: Actually know what I mean is are you living there
Speaker 1: now still? Yeah?
Speaker 2: Yes, what's the name of the place.
Speaker 8: It's the King's Rest Apartment on Old Talks and reech.
Speaker 1: Okay.
Speaker 8: And so basically what's been going on is that ever
Speaker 8: since I was like when I first met it that
Speaker 8: he seemed okay. He quoted me at eleven ninety five
Speaker 8: for my rent, and I said, okay, and so we started,
Speaker 8: so I started staying there and then and since I
Speaker 8: was finished, he's basically harassing me and harassing my kids.
Speaker 8: My guess, threatening my kids, telling my kids that they
Speaker 8: were going to quote a posturecre that.
Speaker 1: Hold on, why is he bothered?
Speaker 4: Wait?
Speaker 1: Wait, you moved in.
Speaker 9: When at the end of February you moved in.
Speaker 1: So let's say you moved in March, right, Uh huh?
Speaker 1: And you were quoted eleven ninety five for rent? Did
Speaker 1: he go back on that?
Speaker 8: Basically he puts as a man on my door for
Speaker 8: wrint in June for twelve ninety five.
Speaker 1: Now why did it go up to twelve ninety five?
Speaker 1: Have you been so? And why the demand letter? Did
Speaker 1: you miss a month?
Speaker 8: I never received any type of notice or anything.
Speaker 1: No, Renee, Here's what I want to know. Did you
Speaker 1: pay the eleven ninety five for March?
Speaker 10: Yes, yes I did.
Speaker 1: Did you pay it for April?
Speaker 10: Yes? I did?
Speaker 1: And May and June and July and August.
Speaker 8: I did not pay anything for June because in June
Speaker 8: I started having problems with my plumbing.
Speaker 1: Okay, okay, hold on, hold on, hold on, So I
Speaker 1: I just I really need to get this straight. So
Speaker 1: you paid for March April, May. You did not pay June. Okay?
Speaker 1: Did you pay July?
Speaker 8: No?
Speaker 1: Because okay, hold on, did you pay did you pay August? No?
Speaker 1: And I had a reason why I was, did you
Speaker 1: pay No, there is no reason. Did you pay September.
Speaker 8: I'm asking you that that's not the way, That's not
Speaker 8: the way you do it.
Speaker 1: I promise you, Renee, you did it the wrong way,
Speaker 1: so you didn't pay.
Speaker 10: I mean I did let him know.
Speaker 1: Okay, but yeah, hold on, Renee. I'm trying to help you.
Speaker 1: I swear to God I'm not. I'm not saying you're
Speaker 1: a deadbeat. I'm just trying to help you. You did
Speaker 1: not pay rent for June, July, August, September. Did you
Speaker 1: pay rent for October?
Speaker 5: Uh?
Speaker 9: No?
Speaker 10: Because I because?
Speaker 1: Okay, so you haven't paid rent. You have not paid
Speaker 1: rent since June?
Speaker 9: Right, yes, okay, now.
Speaker 1: Under the law, hold on, let me just tell you something.
Speaker 1: You were supposed to take that money if you really
Speaker 1: want to be pure here, and you were supposed to
Speaker 1: make the repairs. Did you.
Speaker 8: I was, I was not told I haven't mad it repairs.
Speaker 1: You thought you could just keep the money?
Speaker 8: No, No, I think they suppresed to they trying to
Speaker 8: get it picked when it was.
Speaker 1: Let me ask you something. If you have kept money
Speaker 1: right now, by my calculations, you should have six thousand
Speaker 1: dollars waiting to be paid when things get fixed, or
Speaker 1: you have six thousand you can use to help fix
Speaker 1: it or what.
Speaker 9: Just what I started?
Speaker 5: I started paying out of my pocket.
Speaker 1: Okay, so what have you? So you've spent the six
Speaker 1: thousand dollars on.
Speaker 2: What time to get the toilet picked?
Speaker 1: And well? What what? What? Whata? You can get a
Speaker 1: toilet fixed for six thousand? Did you get it fixed?
Speaker 10: I got it made a.
Speaker 9: Picked out that the manager came and pens.
Speaker 10: The rest of it.
Speaker 1: August Renee, I'm going to be truthful with you because
Speaker 1: it's not going to help you. If I lie to you,
Speaker 1: you're going to be evicted. Okay. You owe five nine
Speaker 1: hundred and seventy five dollars in rent plus late charges.
Speaker 10: Well that's my thing.
Speaker 8: It's like I've never been to court on this, and
Speaker 8: I literally went to court yesterday and I asked.
Speaker 1: It does wait wait, why were you in court yesterday?
Speaker 1: Probably for the hearing the court?
Speaker 2: Wait?
Speaker 1: Wait wait were you being evicted? Yeah? She said, he
Speaker 1: put a notice up a while back. Okay, so what
Speaker 1: did the judge say yesterday?
Speaker 8: Basically, they never took I wasn't allowed to ask.
Speaker 10: I asked, just.
Speaker 1: Answer the question, what did Renee? If you do you
Speaker 1: really want help, what you need to do, I swear
Speaker 1: is listen to us because I know what I'm talking about.
Speaker 11: I have to move.
Speaker 8: I know this, and I find out in today.
Speaker 4: That's all I know.
Speaker 8: Oh that is that she wouldn't take my paperwork of
Speaker 8: oh my notes that I've written down since.
Speaker 1: I Renee, you have to know this, okay, and I'm
Speaker 1: telling you this to help you. There is the way
Speaker 1: you withheld rent was incorrect. It was incorrect. You were
Speaker 1: in the wrong. You according to the law, you deserve
Speaker 1: to be evicted. I'm telling you the truth. I'm not
Speaker 1: It's not that I like it, it's the truth. Now,
Speaker 1: did you save any Be honest with me. Do you
Speaker 1: have any of that six thousand dollars saved? No?
Speaker 8: So, I also have two kids, and I'm sorry, but.
Speaker 10: Everything you don't.
Speaker 1: So how were you expecting? Wait? Truly? So you're saying
Speaker 1: you withheld rent? But but where did the money go.
Speaker 2: On?
Speaker 9: Household needs? That I needed.
Speaker 1: Okay, then let me ask you this that this is
Speaker 1: really important, Renee. It went to household needs. What I
Speaker 1: need to know is this, what if there was nothing
Speaker 1: broken in the apartment, would you have been able to
Speaker 1: pay your rent?
Speaker 10: Yes?
Speaker 1: Then hold on. Then you're not making sense if you
Speaker 1: would have been able to pay your rent, but you
Speaker 1: did not pay your rent because there were problems. What
Speaker 1: I need to know is what part of those problems
Speaker 1: cost you more money? I need to help you make
Speaker 1: an argument. You're saying you don't have any of that
Speaker 1: six thousand dollars because you had to spend extra money
Speaker 1: because of the problems, which means you didn't have enough
Speaker 1: to pay rent. What extra money not normal money? What
Speaker 1: extra money did you spend because of those problems?
Speaker 6: What receipts do you have for things like a plumber
Speaker 6: or anything?
Speaker 1: Any extra money that you spent. I want to help you.
Speaker 1: We need to bake break if you want to hang on,
Speaker 1: Hang on, Renee, Renee, I hope you didn't think that
Speaker 1: you were just gonna call and get money. We need
Speaker 1: to know what's going on, and I promise you if
Speaker 1: you if your rights were violated, we will fight for you.
Speaker 1: But so far, it sounds like the landlord's rights were violated.
Speaker 1: Please help me understand your case. More coming right up.
Speaker 1: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 1: dot com. You don't pay a cent until you're content.
Speaker 1: Time for an insurance check up free, no obligation. In comparison,
Speaker 1: call Compass Insurance paying too much your coverage at dozens
Speaker 1: of insurance companies find out now three all three seven
Speaker 1: seven to one. Help. You'll think you're his only customer
Speaker 1: when you choose Frank durand the real estate Man dot
Speaker 1: com to list your home with Remax Alliance three all
Speaker 1: three nine two zero sixteen twenty two. All Right, you've
Speaker 1: got to understand something, and I hope people do when
Speaker 1: you call in. I want to help you, that's my
Speaker 1: first goal. But if you've done things that are wrong,
Speaker 1: we have to correct them or it's too late maybe,
Speaker 1: but I need to find out. And a lot of
Speaker 1: people get the impression I'm trying to pick on people,
Speaker 1: and I'm not. When Renee called and said she was
Speaker 1: living in an apartment and she had multiple problems, Okay,
Speaker 1: she was quoted eleven ninety five for rent, and she said,
Speaker 1: now she got a demand for rent for more than that,
Speaker 1: and I said, well, tell me this, and she said
Speaker 1: she had multiple problems and stopped paying rent for June, July, August, September,
Speaker 1: and October. That's twenty five dollars or something short of
Speaker 1: six grand. She has withheld six thousand dollars in rent. Now,
Speaker 1: I'm telling you, even though she did not do it correctly,
Speaker 1: the judges in Colorado will bend over backwards for people
Speaker 1: not to be victim anymore. It's a renter state. It's
Speaker 1: not a landlord state anymore. This is an absolute friendly state.
Speaker 1: If you can show that you spent that money because
Speaker 1: of the problems, if you simply spent it because life
Speaker 1: caught up with you, that is not an excuse not
Speaker 1: to be evicted. Now. That is a problem, yes, and
Speaker 1: I feel badly for Renee, but it's not an excuse
Speaker 1: to stay there now. So what we're asking is a
Speaker 1: very simple proposition. Do you have receipts that you spent
Speaker 1: either on bottled water or other things because of the problems,
Speaker 1: not necessarily even for repairs, But do you have receipts
Speaker 1: that show that you had to spend an extra six
Speaker 1: thousand dollars or at least close to that, in order
Speaker 1: to stay there because of the problems. Do you have
Speaker 1: any receipts?
Speaker 9: I don't have the recene hand, but they were like
Speaker 9: of my denicarcial.
Speaker 1: Okay, renee, I okay, hold on, I'll take you out
Speaker 1: your word right now. So what I'd like to know
Speaker 1: is what kind You don't have to even prove it
Speaker 1: to me, but just tell me what kind of things
Speaker 1: did you spend the money on.
Speaker 9: A lot of it went towards trying to buy like
Speaker 9: air freshers, because places are really fun, the air fresheners.
Speaker 1: Six thousand bucks in air fresheners. Okay, yours, we're not working?
Speaker 6: No, no, no, the toilet, the toilet, maybe the drains too.
Speaker 1: Now now where did you guys use the toilet? If
Speaker 1: it didn't work? I was to say there, I was
Speaker 1: like I didn't want to go anywhere at night, so
Speaker 1: the place spelled like feces and you had to buy?
Speaker 1: How much did you spend in air fresheners? Lot, give
Speaker 1: me an idea of how much you spent.
Speaker 9: Pretty down there, like over a thousand dollars in air
Speaker 9: freshmer like.
Speaker 6: Air fresher, can I bring us, tom can I circle
Speaker 6: us back to reality. She was in court the other day,
Speaker 6: lost and they're figuring out when the sheriff's going to
Speaker 6: I don't know if any of this matters at this point.
Speaker 1: Well, if she had some plumbing receipts or something, what's
Speaker 1: she going to open the court case back up?
Speaker 5: Well?
Speaker 1: No, but I well maybe, I mean I want to
Speaker 1: know this. You you're telling me, Renee that because of
Speaker 1: these problems you had to spend six thousand dollars to
Speaker 1: stay there. Yeah, buster her as hernee. I'm going to
Speaker 1: tell you something. Listen to me. I promise you. We
Speaker 1: can't help you because your argument will not stand up.
Speaker 1: You're you're going to be a victims.
Speaker 9: And I asked them for an attorney. I asked them
Speaker 9: for so I may be a gay counsel. I would
Speaker 9: deny that by they done.
Speaker 1: Well, they don't give you counsel unless you're accused of
Speaker 1: a crime. Yeah, that's for crime. Where did you get
Speaker 1: the impression that you get a free attorney.
Speaker 8: Counsel? I asked, I want to see.
Speaker 1: No, no, no, you can seek counsel, but the time to.
Speaker 9: For a continuance I.
Speaker 1: Do that before. But okay, but when you got okay,
Speaker 1: when is the eviction do you hold on? Do you
Speaker 1: know when the eviction is? Renee?
Speaker 12: Oh, I don't know anything.
Speaker 9: And they told me.
Speaker 10: They basically told me like this.
Speaker 1: I think that's the truest statement she's made. Was this
Speaker 1: your first hearing, Renee? Yes, it was okay.
Speaker 9: But as a manager, when in our lives?
Speaker 1: How did he lie?
Speaker 8: Did he tried to say that?
Speaker 1: That's about that?
Speaker 9: I had playing that, Renee.
Speaker 1: I'm going to tell you what your biggest problem was.
Speaker 1: You did not pay rent.
Speaker 9: I know I did wrong, but I got I was
Speaker 9: in the right one. I start with holding rents part
Speaker 9: of Colorado. I may withhold rent in my head, and I.
Speaker 1: Did might not a very certain way. Not true. Not true, Renee,
Speaker 1: Not true. Okay, here's what it is. You have to
Speaker 1: first write to the landlord or notify the landlord in writing,
Speaker 1: email or something. Hold on. You have to let it wait.
Speaker 1: You have to let them know about the problem. See
Speaker 1: the problem, Renee is you think you know everything and
Speaker 1: you know nothing. So let me tell you what you
Speaker 1: did wrong so it doesn't happen again. You write to
Speaker 1: the landlord and say the plumbing is inoperable. I need
Speaker 1: it fixed within a reasonable amount of time, or I
Speaker 1: will withhold rent. And when you withhold rent, that money
Speaker 1: is not it is to be used to fix the problem.
Speaker 1: That's what the money is used for. You know, people,
Speaker 1: it's too far gone, Renee. It breaks my heart. It's
Speaker 1: too far gone. Okay. It doesn't make me happy that
Speaker 1: somebody calls me and I tell them how wrong they were.
Speaker 1: But I'm hoping and I'm praying that there are people
Speaker 1: out there listening that won't make the same mistake. But
Speaker 1: I don't know what we can do to help you.
Speaker 1: Right now, your rights have not been violated. But here's
Speaker 1: the problem, Renee. You're going to think you're You're gonna
Speaker 1: think your rights were violated. You're gonna continue to think
Speaker 1: that you're gonna continue to think that the landlord is
Speaker 1: the fault and nothing's gonna happen. You're gonna I don't
Speaker 1: know what to say, but you need, truly need to
Speaker 1: find another place to live. It's too bad. You maybe
Speaker 1: should have kept that money. Here's what you should have done.
Speaker 1: Kept that money to move somewhere else, and then you
Speaker 1: should have then used that money now to get to
Speaker 1: another place. But right now, you've withheld about six thousand
Speaker 1: dollars in rent. You want us to believe you bought
Speaker 1: air fresheners and other things that you had to do,
Speaker 1: and you blew through six thousand dollars. The truth, Renee,
Speaker 1: is you don't have enough to pay your expenses. You
Speaker 1: need to maybe get someone to live with or have
Speaker 1: someone help share the rent. I don't know what else
Speaker 1: to tell you. I feel so bad for you and
Speaker 1: your children, but there's nothing we can do for you.
Speaker 1: If anyone has has an idea for her, let us know.
Speaker 1: Three oh three seven one three talk three oh three
Speaker 1: seven to one, three eight two five five. We have
Speaker 1: just gone through a situation here. I'm telling people. Do
Speaker 1: not fall for this situation. Do not ever with hold
Speaker 1: rent thinking you're gonna get away with it. And if
Speaker 1: you do withhold rent because you don't like the place,
Speaker 1: at least put the money somewhere so you can get
Speaker 1: another place. Frank Ran, the real estate man, will do
Speaker 1: market valuation of your home to tell you what it
Speaker 1: will sell war based on all market conditions. You can
Speaker 1: trust Frank. He is honest, he is forthright. He will
Speaker 1: do buying and selling for you if you want. But
Speaker 1: no obligation to find out what your house will sell
Speaker 1: war based on his thirty years of experience. Three all
Speaker 1: three nine two zero sixteen twenty two. Go with a
Speaker 1: sure thing Denver's best roofer Excel Roofing dot com. You
Speaker 1: don't pay a cent until you're content. Time for an
Speaker 1: insurance checkup free, no obligation comparison call Compass Insurance. Paying
Speaker 1: too much your coverage at dozens of insurance companies find
Speaker 1: out now three all three seven to seven to one.
Speaker 2: Help.
Speaker 1: You'll think you're his only customer when you choose Frank
Speaker 1: durand the real estate Man dot com to list your
Speaker 1: home with Remax Alliance. Three oh three nine two zero
Speaker 1: sixteen twenty two. Hi, Tom Martino, your trum shooter three
Speaker 1: oh three seven one three talk seven one three eight
Speaker 1: two five five. Uh, let's talk to Joe an issue
Speaker 1: with a plumbing contractor. Joe, what's going on with you? Hello,
Speaker 1: Joe take out speaker, Yes, sir, I appreciate that. What's
Speaker 1: going on?
Speaker 4: Joe speaker? Well, have to start with I'm a small
Speaker 4: plumber myself. I have a small account. Open a front
Speaker 4: of mine on Facebook. He's moved back to the state
Speaker 4: of Colorado. He's like, hey, guys, is there anybody who
Speaker 4: can help me? I have a project going on and
Speaker 4: I don't have an account yet. I'd like to buy
Speaker 4: this at wholesale. I've been pining for years. I said, absolutely,
Speaker 4: set it up. He charged fifty five hundred to my account.
Speaker 4: He had said, Hey, this will be cash. When Bill
Speaker 4: comes in, I'll pay you cash.
Speaker 1: And by the way, it was with a wholesale plumbing house.
Speaker 4: Right, yes, we purchased through a wholesale plumbing house under
Speaker 4: my account.
Speaker 5: Okay.
Speaker 4: Bill came in and this whole time he had lost
Speaker 4: his phone and so we were using Facebook Messenger. He
Speaker 4: has yet to give me his new phone number. But anyway,
Speaker 4: I sent in the bill and he's like, hey, how.
Speaker 1: Do you know this guy?
Speaker 4: By the way, we've worked together over the years Tom
Speaker 4: at different plumbing houses.
Speaker 2: Okay, I mean this is a.
Speaker 4: Guy I would have. Well, I laid it fifty five
Speaker 4: hundred bucks. You know, it's a good friend, I thought. Anyway,
Speaker 4: he said, hey, Joe, you have to invoice.
Speaker 1: My How long ago did you do this?
Speaker 4: Just last month?
Speaker 1: Okay?
Speaker 4: All right?
Speaker 5: Uh.
Speaker 4: He purchased his stuff in September and when the bill
Speaker 4: came to early October. He told me, Hey, you have
Speaker 4: to invoice my partner. So I invoiced his partner and
Speaker 4: he's like, well, this is between you and Tim. I'm
Speaker 4: not getting in the middle of this. I'm like, well, wait, wait, wait, wait, wait,
Speaker 4: wait a minute, he said, come on, he said, cash
Speaker 4: your partners.
Speaker 1: Do you know where the materials were used?
Speaker 4: Yes? I did, and in fact I have just put
Speaker 4: a lien on the house. Well, I just sent them
Speaker 4: my intent to lean good return questions, got it all.
Speaker 1: I want to tell you some tricky stuff here. Okay, Joe, absolutely,
Speaker 1: I'm the homeowner is going to claim that there were
Speaker 1: no materials delivered to the home, and the plumbers are
Speaker 1: going to probably try to say that if they want
Speaker 1: to screw you, your argument's going to be that they
Speaker 1: delivered those to the house.
Speaker 4: That they the contractors. Yeah.
Speaker 1: Yeah. In other words, the materials have to go to
Speaker 1: the address for it to be leanable. But they did
Speaker 1: go to the They actually did go to the address.
Speaker 1: Let me explain something to you. Had they paid for
Speaker 1: them at the plumbing house directly and picked them up
Speaker 1: and brought them to the house, that would have been different.
Speaker 1: But the fact that you paid for them. Now you
Speaker 1: have proof you paid, but now you need proof that
Speaker 1: they took them to the house, and they did so
Speaker 1: they were delivered to the house. Your argument is going
Speaker 1: to be that that plumber act acted as both a
Speaker 1: delivery man and a plumber. Okay, I mean that's important.
Speaker 1: I don't know if they're going to be smart enough,
Speaker 1: since they're idiot, liar, cheater ripoffs. I don't know if
Speaker 1: they're going to be smart enough to pick that up
Speaker 1: or the homeowner, but I would go ahead. And I
Speaker 1: don't want to make the homeowner pay obviously, but I
Speaker 1: think they can lean on the contractor.
Speaker 4: And in fact, when I sent my intent to laying
Speaker 4: and I included a letter that said, hey, I really
Speaker 4: had no attention.
Speaker 2: The ever to you.
Speaker 1: Oh no, no, you should have never done that. You
Speaker 1: should have never done that. Oh because you see now
Speaker 1: you're not a supplier. You're going to look like a
Speaker 1: co conspirator. You really shouldn't have done that. What you
Speaker 1: should have said was I supplied the materials for your
Speaker 1: job and have not been paid period.
Speaker 4: Okay.
Speaker 1: I hope, I hope you didn't ruin your case. Have
Speaker 1: you heard from them since.
Speaker 4: Them the owner or them the contractor that the homeowner.
Speaker 4: Uh no, I have not. I just got my return
Speaker 4: cheat back yesterday. I have not heard back.
Speaker 1: Okay, how long ago were you there?
Speaker 6: He wasn't there, Mark, Fine, how long ago did your
Speaker 6: products show up there?
Speaker 3: No, it's not when.
Speaker 1: The product showed up. Is when work ended?
Speaker 6: No, no, no, it's also when delivery of products. In fact,
Speaker 6: the delivery of products I think is four months compared
Speaker 6: to two.
Speaker 4: I don't have it right, but I want to.
Speaker 1: Where are you getting that? Because if you were, if
Speaker 1: you're getting it somewhere, I was never aware of that.
Speaker 1: So where are you getting to help me? Yeah, well
Speaker 1: help me learn.
Speaker 6: Well, it's just it's just something we've talked about numerous times.
Speaker 1: But I always thought it was four months by the
Speaker 1: time the job is complete.
Speaker 6: Two months from the time it's completed, or within four
Speaker 6: months if there's materials supprise supplied.
Speaker 1: Okay, so four months from the time the job is
Speaker 1: completed is what we said, right? Well?
Speaker 6: Four months? No, no, No, four months if materials. If
Speaker 6: it's someone like this guy going after him, he has
Speaker 6: four months.
Speaker 1: If it's a contractor, does he have Mark, I'm asking,
Speaker 1: does he have four months from the time the job
Speaker 1: is completed, or four months from the time the materials are.
Speaker 6: Delivered from when the materials are delivered. You're reading that
Speaker 6: in a law somewhere. I'll pull it up.
Speaker 1: Yes, I mean I'm Mark. I'm not saying you're wrong.
Speaker 1: I just want to be absolutely sure when we're because
Speaker 1: I never knew that, so I would love to know that.
Speaker 1: Three oh three seven one three talk. Hang on, man,
Speaker 1: we got to take a break. Three oh three seven
Speaker 1: three eight two five five. Go with a sure thing
Speaker 1: Denver's best roofer Excel Roofing dot com. You don't pay
Speaker 1: a cent until you're content. Time for an insurance check
Speaker 1: up free, no obligation. In comparison, call Compass Insurance paying
Speaker 1: too much your coverage at dozens of insurance companies find
Speaker 1: out now three all three seven to seven to one help.
Speaker 1: You'll think you're his only customer when you choose Frank
Speaker 1: durand the real estate Man dot com to list your
Speaker 1: home with Remax Alliance. Three oh three nine two zero
Speaker 1: sixteen twenty two. I'm Martino here. You're a troubleshooter. Listen.
Speaker 1: No matter what I think, Joe, You're on the right track.
Speaker 1: Put up a lean. Uh, that's all you can do.
Speaker 1: Is this guy just gonna cheat you, just outright cheat you.
Speaker 1: I mean, we don't mind calling him, we don't mind
Speaker 1: exposing him. Because if he'll cheat his buddy, he'll cheat customers.
Speaker 1: That's the way I look at it.
Speaker 4: Yeah, I'd love for you to call the guy, but
Speaker 4: I do have one other question for you. They totally
Speaker 4: have my full payment, which is set the fifty five hundred. Well,
Speaker 4: I drove off to Parker where they live, and the
Speaker 4: check name came, now you get grand and it said
Speaker 4: part payment. I'm like, well, at this point, I'll take anything.
Speaker 4: When I took it to my bank, it's one of
Speaker 4: those temporary checks with nothing hardly printed on it, and
Speaker 4: my bank said, I'm sorry, we can't take it, but
Speaker 4: if you'll take it to his bank, they can convert
Speaker 4: it to a cashier's check. Long story short. To his bank,
Speaker 4: they said it's insufficient funds.
Speaker 6: Well that's good, that's trouble damages. That's called a bad check.
Speaker 1: Man. Now you consume him for that bad check. How
Speaker 1: much was the check?
Speaker 4: Three grand?
Speaker 1: Okay, so now you should get nine?
Speaker 4: Okay?
Speaker 1: Man, this guy is you do it? What you should
Speaker 1: do it?
Speaker 6: Is in small claims court and only ask for the
Speaker 6: seventy five hundred so you can keep it in small
Speaker 6: claims court.
Speaker 1: Okay, is the worst thing they did.
Speaker 7: I have a question for Joe.
Speaker 13: Yes, this is bo what plumbing wholesaler did you use
Speaker 13: that you allow your friend to use?
Speaker 4: I allowed him to use my account with ramparts supplying.
Speaker 1: Okay, Well wait, that's perfect.
Speaker 6: It is your account, then it doesn't matter who paid
Speaker 6: for it. It's under your account.
Speaker 4: You never got paid correct, and in fact, I had
Speaker 4: to pay rampart to keep my account status good.
Speaker 13: So Joe, I have something important to tell you. You need
Speaker 13: to go down to Rampart and make sure this individual
Speaker 13: doesn't use your account.
Speaker 1: You need to go in and diet.
Speaker 4: And I went back to them already and cut him off.
Speaker 13: You might try the other wholesalers too, like Ferguson and
Speaker 13: the others, to make sure he doesn't try.
Speaker 4: To use it. The only account I have opened because
Speaker 4: I just don't do that much plumbing anymore. It's sixty five.
Speaker 4: It's friends and family and backflow prementers that I test
Speaker 4: and repair her. So you know it's it's not I knew.
Speaker 1: I knew your voice.
Speaker 6: You called in before when they changed that rule on backflow,
Speaker 6: didn't you?
Speaker 4: Yeah? I did.
Speaker 2: Yep.
Speaker 1: That was that was a while back. That might have
Speaker 1: been last election cycle.
Speaker 4: Well, you know it came into it came into play
Speaker 4: here earlier this year because of state kind of nobody
Speaker 4: understood that when they made it be licensed plumbers could
Speaker 4: test back glocer printers.
Speaker 2: Yep.
Speaker 4: They forgot to tell the CDPH and E that they
Speaker 4: were changing the law, and most of the people that
Speaker 4: test back glocer preners were not licensed plumbers.
Speaker 1: Yeah, I remember. It was crazy.
Speaker 4: Yeah, wow tell well, thanks guys. I appreciate that.
Speaker 1: He Joe, thank you very much. Excuse me, Joe, I mean, okay,
Speaker 1: we appreciate you, and I'm sorry this happened. We will
Speaker 1: call the guy. Hold on, all right, I want to
Speaker 1: put somebody on this. I'll do it. Tom, all right,
Speaker 1: good loky Bo. That's great.
Speaker 8: Bo.
Speaker 1: Bo's going to take this trail three seven one, three eight,
Speaker 1: two five five. We have more coming up on the
Speaker 1: Troubleshooter Show. Go with a sure Thing Denver's Best roofer
Speaker 1: excel roofing dot com. You don't pay a cent until
Speaker 1: you're content. Time for an insurance check up free, no obligation.
Speaker 1: In comparison, call Compass Insurance too much your coverage at
Speaker 1: dozens of insurance companies find out now three all three
Speaker 1: seven seven one help. You'll think you're his only customer
Speaker 1: when you choose Frank durand the real estate Man dot
Speaker 1: com to list your home with Remax Alliance three all
Speaker 1: three nine two zero sixteen twenty two.
Speaker 2: Ripped of.
Speaker 3: News need advice, so you don't have come. You'll come
Speaker 3: running just as fast as we can. Shooter's gonna help
Speaker 3: come Man Dix is.
Speaker 1: The Troubleshooter Show. Now, Tom Martino, Hey, Tom Martino here,
Speaker 1: Welcome to the show. Three oh three seven one three
Speaker 1: talks seven one three eight two five five. Here to
Speaker 1: help you solve problems, answer questions, take complaints, make your
Speaker 1: life a little easier. We've had some uh weird calls today.
Speaker 1: I mean, look, here's the deal, all right, Uh, if
Speaker 1: you call, we really want to help. We help anyway
Speaker 1: we can. So what is going on? We have our
Speaker 1: car people up and it is car Friday. It's a
Speaker 1: terrible day for cars. But here's the thing. The roads
Speaker 1: are treacherous. If your home stay home. Listen to the show.
Speaker 1: If you want, you can stream the show on YouTube.
Speaker 1: Go to Troubleshooter Network and let me talk to let
Speaker 1: me talk to my peeps. What you'll see if you
Speaker 1: are streaming the show. We got Mark and we got
Speaker 1: the studio both up. Mark's at his home in Franktown. Mark.
Speaker 1: Over the last few days, what would you say you've
Speaker 1: gotten when it comes to you know, when it comes
Speaker 1: to total accumulation. Oh man, we're.
Speaker 6: Probably i'd say probably eighteen to twenty four, but we're
Speaker 6: going to get another close to fifteen by this time tomorrow. Hey,
Speaker 6: have you been watching like the TikTok stuff for these
Speaker 6: these little woosy liberals breaking down and crying and I
Speaker 6: can't have an abortion now.
Speaker 1: And I've never seen anything like you. First, of all,
Speaker 1: most states or every state that had it on the
Speaker 1: back except for Florida, they made a part of their constitution,
Speaker 1: including Colorado. Yeah, I mean it is you know what
Speaker 1: it is, the state's rights.
Speaker 6: And if that's how the people in the state vote,
Speaker 6: that's how it should be.
Speaker 1: And they're supposed to be a march on Washington by women.
Speaker 6: Oh I remember that they called it the pussy March.
Speaker 6: Remember now that was back. This is a that was
Speaker 6: twenty sixteen. It was like like a million man march,
Speaker 6: but it was women.
Speaker 1: Yeah, this year, they're going to have another one after
Speaker 1: the inauguration because they believe that they were losing their rights.
Speaker 1: Here's what's amazing to me. Before the man even steps
Speaker 1: into the office, they're assuming what's going to happen. It's crazy,
Speaker 1: you know what.
Speaker 6: I can't wait when he finally someone has the balls
Speaker 6: to dismantle the National Teachers Union crap and put that
Speaker 6: back into the States rights. We need to get back to,
Speaker 6: you know, real education, not this fake education where there's
Speaker 6: tampons in the boys bathroom is more important than American history.
Speaker 6: I mean, it's the most insane thing I've ever seen,
Speaker 6: and thank God, I truly believe Trump will fix that.
Speaker 1: I want to talk about this. This is a text
Speaker 1: you can text me seven four seven nine nine fifty
Speaker 1: two eighty. That's my private Google number that goes to
Speaker 1: my cell phone seven four seven nine nine nine fifty
Speaker 1: two eighty, or the short code at iHeart, which is
Speaker 1: five seven seven thirty nine. Since we share that, put
Speaker 1: my name on there. Okay, so here's a text on
Speaker 1: both of those. I think it's the same guy. And
Speaker 1: he says, if I sell my car to a private party,
Speaker 1: am I at any liability if the buyer fails to
Speaker 1: register the car and does not purchase insurance and has
Speaker 1: an accident. No, I'm just gonna say right there, how
Speaker 1: do you have a bill? You have a bill of sale?
Speaker 1: You do not have to give your license plate to them.
Speaker 1: Don't ever leave your license plate on the car. That
Speaker 1: could muddy things up. Agree to explain something about this
Speaker 1: In Colorado, if you have a bill of sale, I
Speaker 1: believe you have ten days to get a license plate
Speaker 1: at DMV. I think it's automatic. Ten days and you
Speaker 1: just have to carry the bill of sale. You don't
Speaker 1: have to have a tempt tag right away. Now, is
Speaker 1: there anything I can write in the contract or bill
Speaker 1: of sale that will protect myself? Well? Yeah, you have
Speaker 1: the date of transfer and you can put wording in
Speaker 1: there if you want that. You know you there's two
Speaker 1: words that are more important than anything else than that.
Speaker 1: What is that? As is?
Speaker 4: Yeah?
Speaker 1: That's important? And where is as is? And where is Okay? Tom?
Speaker 1: Look up? What oh oh oh? Movement four B on
Speaker 1: TikTok Have you heard about it? Mark? Now, what is
Speaker 1: it okay? Well, women who are It depends on what
Speaker 1: version you listen to. But what they're saying is women
Speaker 1: who disagree with their husbands on political things we call
Speaker 1: that work out and because because Trump.
Speaker 14: Will abortionark argument there.
Speaker 1: If they're blaming their husbands, they're taping up their uh
Speaker 1: who who's careful and they're uh and they're not having
Speaker 1: sex with their husband.
Speaker 6: I would assume those women that are doing that, those
Speaker 6: husbands don't want to have sex with them.
Speaker 1: Oh my god, that's so mean. Mark anyway, three O
Speaker 1: three seven one three talks seven one three A two
Speaker 1: five five. So let's talk about cars, guys. I think
Speaker 1: it's easy to say. I mean, we've been over a
Speaker 1: million times cars and cold weather, and we've been over
Speaker 1: cars in hot weather, and I think actually there's a
Speaker 1: lot of things in common. Don't you believe that we
Speaker 1: all have to be mindful of the same things. I mean,
Speaker 1: heat has more of a toll on a car, But
Speaker 1: don't you believe that we have to be mindful of
Speaker 1: the same things. For example, I don't know why that
Speaker 1: keeps going back. Okay, for example, don't we have to
Speaker 1: be mindful of the belts, the hoses.
Speaker 7: Yep.
Speaker 1: The coolant I mean colder will hot, right, it's still
Speaker 1: overheat just because it's cold at it can still overheat.
Speaker 1: Sure we also okay, so so cool it well and
Speaker 1: coolant right right right? But coolan also when done properly
Speaker 1: with the thermostat, will keep the car at good operating tempts,
Speaker 1: meaning it'll heat up. Right, It'll both heat up and
Speaker 1: cool off at the right time, isn't that right? Yep?
Speaker 1: So you want the heating, cooling and thermostat system. You
Speaker 1: need that in the winter and summer, you need of course,
Speaker 1: you know, belts and hoses. Obviously a wires uh kuel delivery.
Speaker 1: I mean obviously it's all the same stuff, and it
Speaker 1: becomes more critical in extreme hot and extreme cold for
Speaker 1: obvious reasons. Sure, I'll tell you one.
Speaker 6: I've screwed up on guys numerous times over the years,
Speaker 6: especially going up to the mountains in the winter to
Speaker 6: ski resorts and stuff. I'll forget to put better windshield
Speaker 6: washer fluid in then all of a sudden it's frozen
Speaker 6: solid and it does not work.
Speaker 1: Wait a minute, Wait a minute, what do you mean better?
Speaker 1: You mean, like the stuff.
Speaker 14: Washer fluids in it and it's got a lower freezing point.
Speaker 1: Yeah, yeah, but most to like ten degrees.
Speaker 7: Yeah, you got to watch the temperature on them, they
Speaker 7: are rated.
Speaker 1: Oh I didn't. Yeah.
Speaker 6: So the stuff that you know before Biden that used
Speaker 6: to be ninety nine cents a Walmart was only good
Speaker 6: to about ten degrees. You go up to the Breckenridge
Speaker 6: or hell, you go to Castle Rock in the middle
Speaker 6: of the winter and frozen.
Speaker 7: Yep.
Speaker 1: Someone someone texted me and wanted to know why are
Speaker 1: they overheating in this weather going up the mountain that
Speaker 1: happened to them the other day.
Speaker 7: Well, if the thermostat sticks, you have no circulation, or
Speaker 7: if your friend's not coming on, it's not coming on,
Speaker 7: or your low one coolingt I mean a lot of
Speaker 7: the same same reasons. When it's hot, you know, it
Speaker 7: doesn't change just because it's cold out now.
Speaker 10: I actually had a very good Kelly could Cherra question
Speaker 10: this morning for the boys?
Speaker 6: Okay, go ahead, Well the boys know would I asked them? Oh,
Speaker 6: that was about whether not do you have to have
Speaker 6: Hondi tires for a.
Speaker 14: Hondai if brick pads are important?
Speaker 1: No, she didn't ask that, Yes she did. I did
Speaker 1: break pads.
Speaker 7: It's even a good one for Kelly only if you
Speaker 7: want to stop.
Speaker 1: And that's exactly what Kevin told me. So, But Kelly,
Speaker 1: were you kidding? I didn't put Kelly pads on my daughters.
Speaker 1: I'm unfortunately she was not kidding. Though, Do I remember
Speaker 1: one time when those parts?
Speaker 5: Do?
Speaker 1: They still? And dude, they still have a drum? Brakes
Speaker 1: on cars? Very few and being actual manufactured now though.
Speaker 7: Yes, the rears on some cars still but very very real.
Speaker 1: I mean, think about how cumbersome those are.
Speaker 7: Yeah, a lot of guys don't remember how to do them.
Speaker 7: They don't do them regularly.
Speaker 1: And for those listening, what we're talking about is, uh,
Speaker 1: it's a round cylinder and the and the pads are
Speaker 1: on the inside of that. It's just a weird design.
Speaker 1: In fact, if you think about it, it's way more
Speaker 1: complicated than disc brakes. Disc brakes are more like bicycles exactly.
Speaker 1: They I like how the Tesla the disc what's that?
Speaker 1: I like how my Tesla breaks it basically.
Speaker 6: Does almost all of it for me, unless if it's
Speaker 6: you know, an emergency stop right, Uh, Tesla.
Speaker 1: Breaks with the engine when you pull off the accelerator.
Speaker 1: My son you know that I had to get used
Speaker 1: to that because he he really bugged me when he
Speaker 1: wanted you know, when I drove it, when he let
Speaker 1: me drive it really does work. And pads.
Speaker 6: I bet his brake pads last him. And he's a
Speaker 6: newer driver, I bet they last him. Literally, he'll never.
Speaker 1: Change in my bad. They say one hundred thousand miles
Speaker 1: minimum if you do it right, if you depend on
Speaker 1: the end.
Speaker 6: So here's the thing that I do in that stupid
Speaker 6: Tesla that drives me in saying, I'll hop into our
Speaker 6: other car, the Genesis or the Santa Fe, and we'll
Speaker 6: pull up to wherever Walmart restaurant. I won't turn the
Speaker 6: damn thing off. I'm so used to it, just doing everything.
Speaker 6: I'll forget to lock the door, I'll forget to turn
Speaker 6: it off, and then I end up walking back out
Speaker 6: to the stupid car.
Speaker 1: Huh Okay, we're gonna go to a break. But here's
Speaker 1: what I want to do. I want to put up
Speaker 1: a slide that I made I posted and now I
Speaker 1: didn't post the lettering with it, but I just posted
Speaker 1: the picture. But however, I added lettering for my YouTube crowd.
Speaker 1: What isn't I'm going to transition to that shot right now.
Speaker 1: I want to know what people think of it. It's
Speaker 1: just a brainchild. After looking at Colorado, you'll see it's
Speaker 1: coming up on our red blue. No, no, you'll say
Speaker 1: three oh three seven one three talk seven one three
Speaker 1: eight two five five. Now we're gonna be talking about cars,
Speaker 1: but we'll talk about anything you want to talk about.
Speaker 1: Just simply give us a call and we'll be happy
Speaker 1: to uh answer your questions on anything, problems, question or complaints.
Speaker 1: Now remember eight eight eight heating dot com. We'll do
Speaker 1: your deep clean for forty five bucks. That's eight eight
Speaker 1: eight heating dot Com. And if you're thinking about replacing
Speaker 1: that old furnace you've had it, if it's fifteen or twenty,
Speaker 1: especially if it's over twenty years, they're doing high efficiency
Speaker 1: units that'll save you money every single month. Eight eight
Speaker 1: eight heating dot com. Go with a sure thing Denver's
Speaker 1: best roofer Excel Roofing dot Com. You don't pay a
Speaker 1: cent until you're content. Time for an insurance checkup free,
Speaker 1: no obligation. In comparison, call Compass insurance paying too much
Speaker 1: your coverage at dozens of insurance companies. Find out now
Speaker 1: three oh three seven to seven to one.
Speaker 2: Help.
Speaker 1: You'll think you're his only customer when you choose Frank
Speaker 1: durand the real estate man dot com to list your
Speaker 1: home with Remax Alliance three all three nine two zero
Speaker 1: sixteen twenty two. Hi Tom Martino here at three O
Speaker 1: three seven one three talks seven one three eight two
Speaker 1: five five. So welcome. Let's uh talk to you about
Speaker 1: your problems, question complaints. Then I also have some texts apparently, uh,
Speaker 1: texting is pretty popular for some reason today. Okay, so
Speaker 1: is it a myth that in a pickup truck you
Speaker 1: should put weight in the bed gentlemen.
Speaker 14: A lot of that's going to depend on the driver,
Speaker 14: but yeah, you're significantly lighter in the back end of
Speaker 14: that truck, so adding weight can definitely give you better traction.
Speaker 1: I thought that they improved him over the years with
Speaker 1: the distribution with.
Speaker 14: Some kind of them, a lot of them. You've got
Speaker 14: you know, all wheel drive capability and whatnot sort of
Speaker 14: stuff fact control, so it helps. But uh, yeah, a
Speaker 14: little bit of weight back there, it can make a
Speaker 14: big difference, you know. But it's also just as important, particularly.
Speaker 1: Not in a car, then in a car that's silly
Speaker 1: because if you don't have your drive, it doesn't matter.
Speaker 14: Most of them are front wheel drive, were approved quite
Speaker 14: frankly in Colorado. You know all wheel drive. Just about
Speaker 14: everything comes with an all wheel drive option.
Speaker 1: Now here's the other one. Is it normal for my
Speaker 1: mortgage company to not issue any equity loans while I
Speaker 1: have an active roof claim? Absolutely? Here's why your equity,
Speaker 1: your your value is based on a perfect home. That's
Speaker 1: why some mortgage companies require you to fix everything and
Speaker 1: sometimes the check is sent to both of you because
Speaker 1: you agree to keep the collateral in perfect condition or
Speaker 1: in you know, not to detract from the value. So
Speaker 1: if you take out a he lock a second deed
Speaker 1: of trust, they are depending on the house to be
Speaker 1: worth every bit of it and they don't want you
Speaker 1: extracting any cash from it and lessening soap the equity
Speaker 1: because people can do that. So theoretically, if there's ever
Speaker 1: a foreclosure and the first takes it and the second
Speaker 1: has to take it from the first, they don't want
Speaker 1: to have to spend extra money on a roof. It's
Speaker 1: that simple.
Speaker 6: I think it all comes down to the equity position. Though,
Speaker 6: if you've got a million dollar house and own fifty
Speaker 6: grand on it and have good credit. They're going to
Speaker 6: lend you without even blinking, even though you need a roof.
Speaker 6: You know what I'm saying.
Speaker 1: Yeah, maybe maybe, but I mean, you know, right now
Speaker 1: though it's not uncommon not to want any outstanding insurance claims.
Speaker 1: So a roof for right now is fighting with State
Speaker 1: farm and they only want to pay thirty eight hundre.
Speaker 1: Now that's a whole separate issue. What you need to
Speaker 1: do is enter the appraisal process.
Speaker 6: Possibly wait wait wait, they might only have ACV or
Speaker 6: something tom that might not have anything to do with
Speaker 6: anything but their policy.
Speaker 1: That's true. You know what, maybe you should call you
Speaker 1: know who you are, seven one nine. I won't give
Speaker 1: your number out. Think about that though. You know how
Speaker 1: many people are your roof? Yeah, the four numbers end
Speaker 1: with the last four numbers end with fifty nine. If
Speaker 1: you just texted me, call the show, because really we
Speaker 1: need to examine your policy. What Mark's saying is true
Speaker 1: many policies, and they did it in a sneaky way.
Speaker 1: They sent you an amendment that said your policy is
Speaker 1: now going to ACV or it was upon renewal and
Speaker 1: ACV means actual cash value, so at the time of
Speaker 1: your loss, it doesn't matter what replacement is. They give
Speaker 1: you actual cash value. Theoretically, all other insurance is ACV.
Speaker 1: Really it is. I mean, we gotten used to replacement
Speaker 1: when it comes to homes and when it comes to
Speaker 1: replacing something in the home like carpeting in a water
Speaker 1: damage claim possibly or anything inside the house. But that's
Speaker 1: the only place you're going to find replacement value with
Speaker 1: a car, it's ACV. You know. You save so much
Speaker 1: though on the ACV.
Speaker 6: To give you an idea, you know, I was looking
Speaker 6: at twelve thousand a year for like a two thousand
Speaker 6: dollars deductible on the perils of hail and wind. But
Speaker 6: if I went to I think it was fifth or
Speaker 6: I'm sorry, if I went down to seven or eight
Speaker 6: grand a year, my deductible is fifteen thousand.
Speaker 1: On my roof.
Speaker 6: But to me, that was that that's a no brainer.
Speaker 6: I've got a good roof, I'm not worried about it,
Speaker 6: so I'll save the money, you know, throughout the year.
Speaker 1: You know, the real crisis in all of this is
Speaker 1: coming with with the townhomes and condos are becaushuh. People
Speaker 1: don't want to pay more on ho a's and I
Speaker 1: understand that. So as a result, they will be faced
Speaker 1: many times with assessments upon a loss of a total
Speaker 1: roof of the some of the townhomes are now going
Speaker 1: to you buy your own coverage for the area above
Speaker 1: your townhome. Condos can't do that. Okay, here's something else.
Speaker 1: What website is best to list a vehicle for sale
Speaker 1: by owner? Are there any better? Well? Craigslist is the worst.
Speaker 1: Facebook marketplace, these are the worst. Next door, They're all
Speaker 1: the worst. I mean, because there's too many scammers. I
Speaker 1: would say cars dot com. Now, if you're I don't
Speaker 1: like cars dot com. I love cars dot com. If
Speaker 1: you are sophisticated, if you know the scams you get,
Speaker 1: you can do Craigslist and Facebook and all that and
Speaker 1: not get scammed.
Speaker 7: Yeah.
Speaker 6: The problem I have with cars and I've spent money,
Speaker 6: like one hundred bucks to list them.
Speaker 1: The dealers.
Speaker 6: If you're a dealer, you get preferential treatment because you
Speaker 6: spend so much money. So the individual trying to sell
Speaker 6: one car, even if it's better priced, better everything, it
Speaker 6: could be page seven.
Speaker 1: Because the dealers spend so much money with them, they
Speaker 1: get all the spots.
Speaker 14: I don't know why you just wouldn't take the hassle
Speaker 14: out of it and take it over to Rod. I
Speaker 14: mean he does everything for you for a flat rate price. Yeah,
Speaker 14: he does all the footwork for you. He finds a
Speaker 14: buyer in the meantime you're at home and joined a
Speaker 14: beer watching the.
Speaker 1: Broncos, And he can actually get it finance too.
Speaker 6: So therefore you open up to a lot more buyers
Speaker 6: and take trades.
Speaker 1: You know, Mark, whatever happened to Blinker, I mean that
Speaker 1: used to be said.
Speaker 6: They were bought same kind of thing. As we were
Speaker 6: just talking about cars dot com. Blinker was a website
Speaker 6: you can go to sell your own car. They would
Speaker 6: make money on the financing. It was basically like a bank.
Speaker 6: I mean it was a group of investors.
Speaker 1: But not only that, Mark, not only that, they would
Speaker 1: even facilitate trade. No, no, no, they did everything.
Speaker 6: They did everything, and it was virtually almost free because
Speaker 6: they would make their money selling either insurance.
Speaker 1: Like a dealership did. It was basically free to the
Speaker 1: guy selling the car. But here's what they did.
Speaker 6: The dealerships, the big ones out there like Autoonation couldn't
Speaker 6: stand what was going on. They saw things changing, they
Speaker 6: bought them. Now it's purely for that. Now it's for dealers.
Speaker 1: You know. And what it really did was it turned
Speaker 1: the consumer into a virtual dealer by giving them the
Speaker 1: power of financing, by giving them the power of taking
Speaker 1: trades when they actually didn't take a trade. But it
Speaker 1: was all facilitated through the website. And I think it
Speaker 1: was a great idea. Three h three seven one three
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Speaker 1: You don't pay a cent until you're content. Time for
Speaker 1: an insurance check up free no obligation comparison call Compass
Speaker 1: Insurance paying too much your coverage at dozens of insurance
Speaker 1: companies find out now three three seven to seven to one.
Speaker 2: Help.
Speaker 1: You'll think you're his only customer when you choose Frank
Speaker 1: durand the real estate man dot com to list your
Speaker 1: home with Remax Alliance three oh three nine two zero
Speaker 1: sixteen twenty two. Hi Tom Martino, you're troubleshooter three all
Speaker 1: three seven one three talk seven one three eight two
Speaker 1: five five. All right, I had an oil change recently,
Speaker 1: says the texter at Larry Miller. I have a VW.
Speaker 1: It's a well a eurovan. Is that a VW two
Speaker 1: thousand and three eurovan? Anyway? Uh, they overfilled it by
Speaker 1: one court. I went back after two hundred miles when
Speaker 1: I discovered it, and they drained it. Are some of
Speaker 1: it to make it the proper level? Will it do
Speaker 1: any damage to the vehicle?
Speaker 2: None?
Speaker 7: Whatsoever?
Speaker 2: Not a court?
Speaker 1: But overflowing in general? Can it be a problem severely overfilling?
Speaker 7: You know we've had cars come in with ten or
Speaker 7: twelve courts over Yeah.
Speaker 1: Now, why tell me what it does? Does it froth
Speaker 1: or something?
Speaker 7: No, it just fills in. I mean it's got to
Speaker 7: have some air. It's got to you know, you start
Speaker 7: getting oil higher than everything.
Speaker 14: Else, you can just up the compression chamber and you
Speaker 14: can actually have what's called a hydrostatic lock. Well, it
Speaker 14: can actually destroy an engine.
Speaker 1: Absolutely, Okay, probably not, they say.
Speaker 7: Definitely not.
Speaker 1: Oh death, not on a cord.
Speaker 7: No, wouldn't even a gun back and drained.
Speaker 1: It with only one cord. Okay. Now somebody wants to know,
Speaker 1: then how do they know if they have an interference
Speaker 1: engine or not? And by the way, the reason people
Speaker 1: ask this is because a timing belt or a timing chain,
Speaker 1: if it breaks and you have an interference engine, it
Speaker 1: can do severe engine damage. If you have a non
Speaker 1: interference engine, they the components won't slam into each other
Speaker 1: if the timing breaks, and you can get a new
Speaker 1: belt chain put on it and you won't have damage.
Speaker 7: How do you know any anymore? You just assume you
Speaker 7: do because most of them are ye.
Speaker 1: Really, why are most of them interference?
Speaker 7: Just zero clearance? They get better compression smaller engines. I mean,
Speaker 7: that's that's the whole Okay.
Speaker 1: So the bigger ones used to have the where it
Speaker 1: would just freewheel exactly. Okay. Now, as far as Mark goes,
Speaker 1: Mark keeps talking about leaving it up to the states
Speaker 1: to determine women reproduction rights. I believe they had amendments
Speaker 1: first of.
Speaker 6: All, eleven states. Whatever more on that is. First of all,
Speaker 6: Mark didn't decide anything. It's called the Supreme Court dummy.
Speaker 6: The Supreme Court decided that.
Speaker 1: Okay. Now, what he is saying is his theory. I'm
Speaker 1: just gonna sum it up. He believes they did it
Speaker 1: in amendments as opposed to laws, rather than just codify it.
Speaker 1: They did it in amendments because they needed to have
Speaker 1: a supermajority. Governor DeSantis did this on purpose. In other words,
Speaker 1: they put it in an amendment as opposed to a law.
Speaker 6: Look to people of Florida will decide what to people
Speaker 6: of Florida understand.
Speaker 1: Do you understand what he needs to put it? There's
Speaker 1: a higher majority needed, okay. In other words, well, just
Speaker 1: like just like at the federal level, to change the constitution,
Speaker 1: you need two thirds.
Speaker 6: Some states are sixty percent, some might be fifty five percent.
Speaker 6: We had an amendment here in Colorado, nothing to do
Speaker 6: with abortion, that I think needed fifty five percent and
Speaker 6: it didn't pass a school choice the school choice. Yeah,
Speaker 6: so I mean, listen, is this the same moron that
Speaker 6: was telling me last week? How what's your face? I
Speaker 6: even forget her face? Our name was going to win
Speaker 6: and sweep and Trump was going to be gone. Is
Speaker 6: that the same moron?
Speaker 1: Just curious? Yes? Okay, Hey, do I need I don't
Speaker 1: even know what this means on this text? Do I
Speaker 1: need electrical grease for my coils when changing spark plugs?
Speaker 1: What does he mean by that?
Speaker 7: I mean there's talk it is dielectric grease that you
Speaker 7: put in the end or on top of the coil
Speaker 7: connector when you plug it in. It keeps moisture out.
Speaker 1: Oh oh, oh the oh you're talking about the top
Speaker 1: of the spark plug. Okay, that that's not a bad idea,
Speaker 1: is it's?
Speaker 2: Yes?
Speaker 1: Yeah, yeah. And as far as the spark plugs themselves, now,
Speaker 1: I have always put an anti seas around the truth.
Speaker 7: Absolutely. Yeah, you'd be dangerous if you don't, because the
Speaker 7: illuminum heads will stick.
Speaker 1: Him an anti sees Is it a grease?
Speaker 14: It actually has little to no lubricating qualities, So but
Speaker 14: it doesn't it doesn't dry up.
Speaker 1: It has some metal particles. It looks like in it almost.
Speaker 1: But anyway you screw you put those on the threads.
Speaker 1: You coat the threads a little bit with anti seas
Speaker 1: you put you screw it in, you torque it, make
Speaker 1: sure you tork it, don't just put it in. I
Speaker 1: mean every you know, torques are so important. People just
Speaker 1: I can't believe how many people do things without torque values,
Speaker 1: which are basically the amount of pressure you use. And then,
Speaker 1: as Kevin said, there's a dielectric grease you can put
Speaker 1: in the on the top where it sits down on
Speaker 1: the spark plug. And then okay, so that's it for texting,
Speaker 1: right there, Get so people, as you know I am
Speaker 1: reading him, so get more in. You can text me
Speaker 1: at seven four seven nine nine nine fifty two eighty,
Speaker 1: and of course you can always call us for goodness
Speaker 1: sakes as but the text is seven four seven nine
Speaker 1: nine nine fifty two eighty or the short code on
Speaker 1: iHeart is five seven seven three nine. Okay. Oh, someone
Speaker 1: wants to know about autotrader. Mark said he doesn't like
Speaker 1: cars dot com. What about auto Trader. I've used auto
Speaker 1: trader before. It works, And Tom, you made a perfectly good.
Speaker 1: I'd never if you know what you're doing.
Speaker 6: When it comes to Craiglist, I've never used Facebook marketplace,
Speaker 6: but if you're selling a car, it's very cheap to
Speaker 6: do if you do the ad right and you're not
Speaker 6: trying to rip someone off, of course, and if you're
Speaker 6: the buyer on Craigslist, you understand to meet at a bank,
Speaker 6: make sure you get proper payment to have the title,
Speaker 6: all that stuff. Craigslist works fine, but the problem is
Speaker 6: a lot of people simply get ripped off. So I
Speaker 6: don't suggest Craigslist either unless you know what you're doing.
Speaker 6: But it's pretty hard to compete against dealers out there. Man,
Speaker 6: it's crazy. I said this before. Go to cars dot
Speaker 6: com right now, pick out any used car. Just pick
Speaker 6: one out.
Speaker 1: Okay, we're gonna hit used again.
Speaker 6: The first ten pages are all dealers, and I don't
Speaker 6: care if your vehicle's priced better than the dealers. They
Speaker 6: do that on purpose because ninety five percent of their
Speaker 6: income is dealers.
Speaker 1: You're absolutely right. I just in fact, I don't see
Speaker 1: any private owners on.
Speaker 6: So if you go to page like ninety eight, so
Speaker 6: I paid the last time I tried cars dot com,
Speaker 6: I should have known because the first time I did it,
Speaker 6: Oh my god, I'm I paid one hundred and fifty
Speaker 6: bucks for the Mac Daddy, the Primo, the best listing ever.
Speaker 1: But I'm still after all the dealers.
Speaker 6: Even if my car is priced way lower than the
Speaker 6: exact same car with less mileage, I mean, just better altogether,
Speaker 6: it doesn't matter.
Speaker 1: You will come after the dealers.
Speaker 6: Hmmm, very interesting. But who would you put first if
Speaker 6: that was your business model?
Speaker 1: Right? Well, I don't blame them, yeah, yeah, no, no,
Speaker 1: you want to cater to the people that are paying
Speaker 1: the bills, right for sure. Okay, we have more coming
Speaker 1: up on the Troubleshooter Show three oh three seven one
Speaker 1: three Talks seven one three A two five five. Hey
Speaker 1: genesistotalexteriors dot com. Now right now, you may not be
Speaker 1: thinking about the outside of your house, but you know
Speaker 1: it's interesting to note they do inside remodeling as well
Speaker 1: as the weather turns bad. Genesistotalexteriors dot Com. Go with
Speaker 1: a sure thing Denver's best roofer Excel Roofing dot Com.
Speaker 1: You don't pay a cent until you're content. Time for
Speaker 1: an insurance check up, free no obligation comparison call Compass
Speaker 1: insurance paying too much your coverage at dozens of insurance
Speaker 1: companies find out now three O three seven to seven
Speaker 1: to one help. You'll think you're his only customer when
Speaker 1: you choose Frank durand the real estate man dot com
Speaker 1: to list your home with Remax Alliance three three nine
Speaker 1: two zero sixteen twenty two. Hi Tom Martino, your troubleshooter.
Speaker 1: It is nice no crying of being cheated like the
Speaker 1: idiot did four years ago. And guess who Monty? What
Speaker 1: did he say this time? It is nice that there's
Speaker 1: no crying about being cheated like the idiot did four years.
Speaker 6: Well, that's why Trump said for the past what four
Speaker 6: months too big to rig And that's exactly what he did.
Speaker 1: That there's nothing they could argue besides everybody. Hey, by
Speaker 1: the way, uh so I did have a I did
Speaker 1: have a shot of a bobblehead that franked around the
Speaker 1: real estate man has Did you guys think that was good?
Speaker 1: And by the way, you people, even if you listen
Speaker 1: to radio, you should turn on YouTube now and then
Speaker 1: or downloaded. And here I want to play something that
Speaker 1: I think is from the Attorney general in uh California.
Speaker 1: Listen hold on words. Okay, there it goes.
Speaker 7: Hold on orned of a second Trump term.
Speaker 15: You can be sure that, as California Attorney general, if
Speaker 15: Trump attacks your rights, I'll be there. If Trump comes
Speaker 15: after your freedoms, I'll be there. If Trump jeopardizes your
Speaker 15: safety and your well being, I'll be there.
Speaker 2: Now.
Speaker 1: Listen, However, if you're robbed, raped, shoplifted, car stolen, or
Speaker 1: taking the building there, however, if Trump comes after you,
Speaker 1: I'll be there. All other crime have at it. We
Speaker 1: only want to go after one criminal, Donald Trump. You know,
Speaker 1: here's what I don't understand. The man's not in office.
Speaker 1: What does he mean when Trump comes after you, I'll
Speaker 1: be there. What does that mean? You know what a
Speaker 1: way to get people fired up before he even steps
Speaker 1: into office. For God's sakes, it's amazing to me. Now
Speaker 1: you know who he's talking to. I'll tell you who
Speaker 1: he's talking to. Who do you think he's talking to.
Speaker 1: He's talking to probably a newsome. No undocumented undocumented immigrants,
Speaker 1: that's what he's talking to. If they's a good news is.
Speaker 1: You know that Gastong is voted out. His ass is going.
Speaker 1: He had to be the most rule one out there.
Speaker 1: He was like oh he was a da that like,
Speaker 1: oh you could oh oh oh oh you could beat
Speaker 1: people up and he'd cut you free. Now there was
Speaker 1: a oh, man, I'll tell you so. So there was
Speaker 1: a funny one with listen to what Illinois governor said,
Speaker 1: if you come for my people, all you have to
Speaker 1: come through me. Now, the Illinois governor said that his
Speaker 1: name is JB. Pritzker. Okay, and the comments he got
Speaker 1: on social media, they can't go through you. You're a
Speaker 1: fat pig. Now here's another one. We don't have to
Speaker 1: go through you. All we have to do is toss
Speaker 1: a donut your way. I I don't see. I don't
Speaker 1: agree with calling people well I'm reading social media, you know,
Speaker 1: I don't agree with there. But what he said, what
Speaker 1: did he mean if you for my people? What? Now?
Speaker 1: What does all this mean? Well, why are these Democrat
Speaker 1: governors and mayors and people saying and attorneys general that
Speaker 1: if you go for my people, read the donuts trying
Speaker 1: to take my rights?
Speaker 10: Well?
Speaker 1: Who was the donut? Other thing common? So anyway, however, however,
Speaker 1: it's there was another one saying that he's going to
Speaker 1: target political enemies with the Justice Department. Keeez where'd they
Speaker 1: ever get that idea? I mean, why would he do that?
Speaker 1: No one does that. I'm Tom Martinez. We have more
Speaker 1: coming up. Go with a sure thing Denver's Best roofer
Speaker 1: Excel Roofing dot com. You don't pay a cent until
Speaker 1: you're content. Time for an insurance check up free, no
Speaker 1: obligation comparison call Compass Insurance paying too much your coverage
Speaker 1: at dozens of insurance companies find out now three O
Speaker 1: three seven to seven one help. You'll think you're his
Speaker 1: own customer when you choose Frank durand the real estate
Speaker 1: Man dot com to list your home with Remax Alliance
Speaker 1: three all three nine two zero sixteen twenty two rip
Speaker 1: new need that so you.
Speaker 4: Don't have.
Speaker 1: Runing sus fast as we can't.
Speaker 3: Shooter's gonna help.
Speaker 1: Come man, this is the Troubleshooter Show. No Tom Martino, Hey,
Speaker 1: Tom Martino here, Welcome to the show. Three O three
Speaker 1: seven one three talk seven one three eight two five
Speaker 1: five and welcome one and all to Car Friday. It's
Speaker 1: a it's a frozen car Friday.
Speaker 2: Man.
Speaker 1: We got it's amazing. We had summer right up until winter.
Speaker 6: It was eight what was it like eighty degrees less
Speaker 6: than three weeks ago, maybe two weeks.
Speaker 1: Oh my gosh, I know, I know it, I know it.
Speaker 1: So anyway, what's on your mind today? How can we
Speaker 1: help you a lot of people have chosen to text today,
Speaker 1: so feel free to do that. Now we have two
Speaker 1: ways to text me. You can go to my private
Speaker 1: Google line that comes to my cell phone and that's
Speaker 1: five seven seven three nine. Excuse me, I'm sorry the
Speaker 1: Google that's that's the short code for iHeart five seven
Speaker 1: seven three nine. Now you can send the Google one
Speaker 1: at seven four seven nine nine nine fifty two eighty
Speaker 1: seven four seven nine nine nine fifty two eighty and welcome.
Speaker 1: So what's going on? Sam says there's a possible scam
Speaker 1: going on? Maybe let's talk to Sam. Oh he's gone.
Speaker 1: I'm sorry, Sam, you didn't hang on three oh three
Speaker 1: seven one three talks seven one three eight two five five.
Speaker 1: So the age old question we have, and another one
Speaker 1: came up again is what do you do when you
Speaker 1: want to sell a car price leannule money they're really
Speaker 1: or you're buying a car from someone who owes money.
Speaker 1: There's really no easy way to do it. Oh my goodness,
Speaker 1: you could end up in very, very big trouble if
Speaker 1: you do it the wrong way. One thing that this
Speaker 1: guy says is that I think it's a guy. I'm
Speaker 1: not actually sure of that. But if you decide, here's
Speaker 1: what they said, if you decide to buy a car,
Speaker 1: this is what the guy wants him to do. He
Speaker 1: wants to buy a car. And they're saying, you pay me,
Speaker 1: I'll pay off the car, and then i'll give you
Speaker 1: the title. Now what do you think about that? So
Speaker 1: you're paying, you're paying the guy, you're taking the car,
Speaker 1: you have a bill of sale, but you have no title.
Speaker 1: Be insanity. Absolutely, There's so many things that can go
Speaker 1: wrong with that. So many things wrong. Now, someone else said, Tom,
Speaker 1: you mentioned never to leave your plate on the car,
Speaker 1: and I'd like to know why. Okay. And one of
Speaker 1: the problems is and the noise you heard was somebody
Speaker 1: coming into the room. I had to mute that. Sorry
Speaker 1: about that anyway. The one thing is if you buy
Speaker 1: a car and they said, why, Tom, did you say
Speaker 1: it's bad to leave your plate on it? Well, okay,
Speaker 1: tolls for one thing. That could be one. Another thing
Speaker 1: could be it could be reported as a crime or
Speaker 1: something like that. Now, technically, technically you're still you still
Speaker 1: have a bill of sale, you still know that you
Speaker 1: sold it. But I don't see any reason you would
Speaker 1: leave a plate on a car.
Speaker 6: Most people are going to have credit left on that
Speaker 6: plate anyhow, so you'd be not not to use those again.
Speaker 6: And in Colorado you can drive a vehicle without a
Speaker 6: license plate for from thirty six hours of the sale.
Speaker 6: So it's not like you're going to get in any
Speaker 6: trouble for not having a plate if you happen to
Speaker 6: be the buyer.
Speaker 1: Exactly three oh three seven one three talks seven to
Speaker 1: one three eight two five five, do not leave a
Speaker 1: plate on a car. It's just bad news. Also, you
Speaker 1: don't need a plate. We don't need a temporary tag
Speaker 1: when you buy a car from in a private transaction,
Speaker 1: you just need to tell a sale.
Speaker 6: I'll tell you the biggest thing in Colorado letting someone
Speaker 6: use your plate for a little bit, even if they
Speaker 6: say we're going to mail him back.
Speaker 1: Do you know what I'm going to say?
Speaker 2: Tom?
Speaker 1: No, what is it? It's freaking ceee four seventy in tolls?
Speaker 1: How many? Oh yeah I mentioned tolls. Yeah, you're right,
Speaker 1: thousands of dollars in.
Speaker 7: Tolls, and your plates can be expired and they'll still
Speaker 7: send you a bill. So, friend, three years old, the
Speaker 7: plate's expired three years ago. It's crazy they got a
Speaker 7: five hundred dollar bill for tolls because they left the
Speaker 7: plate on the car.
Speaker 1: All right, So in any case, if you have any
Speaker 1: car questions, give us a call, or any problems, give
Speaker 1: us a call. I want to go more to text
Speaker 1: right here, and again, I don't know why people are texting.
Speaker 1: They're definitely not driving and texting in this weather. But
Speaker 1: let me go to Okay, this is our our short
Speaker 1: code texting. All right. I have a car that runs
Speaker 1: fine until it gets warmed up and then starts hesitating
Speaker 1: off the line, that stops signs and traffic lights. But
Speaker 1: if I do it cold, it's fine, but after several
Speaker 1: miles it starts acting up. What would that be?
Speaker 7: I would start basic and check fuel pressure, fuel filter,
Speaker 7: things like that.
Speaker 1: But why when the car heats up?
Speaker 7: It just the resistance in the pump heats up when
Speaker 7: the as you're dry, and it'll start failing. Okay, first
Speaker 7: that first glance, I mean, that's what I would start with.
Speaker 1: Someone else wants to know why they smell the smell
Speaker 1: of anti freeze inside the car.
Speaker 14: That's usually going to be a heater core. So sometimes
Speaker 14: you can get it from outside, but the heater core
Speaker 14: is actually inside the cabin of the vehicle. So when
Speaker 14: they start to go bad, it may not be leaking
Speaker 14: enough where you were actually seeing ana freeze coming out
Speaker 14: on your floorboards yet, but a little littlely steam and
Speaker 14: start to falk up inside a car.
Speaker 1: Oh so it's in where is that heater core?
Speaker 7: Most of them.
Speaker 14: Been between the firewall and the dash right behind your club.
Speaker 1: You usually have to take half a bigger than a
Speaker 1: bread box.
Speaker 7: No, no, not usually foot by a foot. Maybe they're
Speaker 7: pretty small.
Speaker 1: And is that what air blows over to make heat.
Speaker 14: It's just like a small radiator, but it's inside the
Speaker 14: cabin of the vehicle, and so you're dissipating the heat
Speaker 14: off of that into the cabin.
Speaker 1: Okay, Paul, welcome to the show. You have a question
Speaker 1: on Will's what's going on?
Speaker 4: Yeah?
Speaker 2: I was wondering.
Speaker 5: You know, when a person has a will or a
Speaker 5: trust or like like a beneficiary dead on their home. Uh,
Speaker 5: and all the beneficiaries on their die and when the
Speaker 5: person that you know has the will dies, then who
Speaker 5: would who would?
Speaker 1: Okay? The way that the way that works is this,
Speaker 1: anything left to someone, anything at all, left to someone
Speaker 1: who is deceased, it goes to their estate.
Speaker 5: Okay, but what if all the beneficiaries in there are
Speaker 5: day who you do.
Speaker 6: Well, then then it follows it follows like what time,
Speaker 6: like the brothers or first well, okay, the nephews.
Speaker 1: And there's a line of what Marcus talking about is
Speaker 1: the line line exactly? And what happens is if if
Speaker 1: if if You're usually there are contingencies. But let's say
Speaker 1: there's no asshole, So Paul, let's say you leave it
Speaker 1: to three people equally.
Speaker 2: Is that what you mean?
Speaker 1: And then all three die? Yes, that's what I'm okay, Okay,
Speaker 1: here's what would happen. So if you leave it to
Speaker 1: three people and all three people die and then you die,
Speaker 1: the people that you left it to who are deceased,
Speaker 1: their estates would inherit it when you die their estates.
Speaker 5: Okay, because I thought somebody told me it would go
Speaker 5: to their to their like brothers, and or it would.
Speaker 1: Go to their estate. Now it depends on who is
Speaker 1: in their estate. If they left everything in their estate
Speaker 1: to their son, it would go to their son. If
Speaker 1: they left it to a charity, it would go to
Speaker 1: a charity. It would it would, it would follow their estate. Now,
Speaker 1: in some cases, I don't know if that expose because
Speaker 1: let's say they died a while ago. That would be
Speaker 1: a good question for one of our attorneys. So let's
Speaker 1: see if we can you know what that is a
Speaker 1: good question. Let's talk to Dan McKenzie if we can,
Speaker 1: or we'll get keel and park. Now, Paul, do you
Speaker 1: know of a situation like this? Is that why you're asking?
Speaker 5: No, I was just wondering because I'm the youngest in
Speaker 5: my family, so I figured I'd probably be the last
Speaker 5: one to go and they'll already all be dead.
Speaker 1: But what are you being left that you're talking about?
Speaker 5: Well, it's what I would be leaving them my home
Speaker 5: and my oh oh.
Speaker 1: Oh oh yeah. Well, usually in a state planning, when
Speaker 1: you want to leave stuff, or you want to appoint
Speaker 1: an executor or a personal representative, or you want to
Speaker 1: do anything like that, normally you don't do it to
Speaker 1: older people unless you're sick and unless you know you're
Speaker 1: going to predecease them. Normally, you don't leave things to
Speaker 1: people that will predecease you on purpose. Now, you could say,
Speaker 1: if so and so is alive, then you can leave
Speaker 1: them something and then if not, you go somewhere else,
Speaker 1: and that can be written. But normally, when they're older
Speaker 1: than you, you don't do that normally.
Speaker 5: Okay, well, but let me make sure I understand you though.
Speaker 5: And in that scenario, though, let's say that all the
Speaker 5: people that I have as beneficiaries passed away. You said
Speaker 5: it goes to their state. Do you mean then it
Speaker 5: would go to whoever they have and their wills being
Speaker 5: their benefiticary exactly exactly.
Speaker 1: However, However, I'm unclear on something. I'm unclear on how
Speaker 1: how long does that stay valid? For example, if he
Speaker 1: left his house, if he left his house to someone
Speaker 1: but he never made arrangements for the stuff you left him,
Speaker 1: does does that automatically get distributed to the rest of
Speaker 1: the heirs or just to where the house went? So
Speaker 1: why don't you hang on or not? You don't even
Speaker 1: have to hang on. You can listen and I will
Speaker 1: ask one of our estate planning attorneys. Okay, Kaschina, Let's
Speaker 1: see we can get one of them on three oh
Speaker 1: three seven one three talks seven one three, eight, two
Speaker 1: five five. Go with a sure thing Denver's best roofer
Speaker 1: Excel Roofing dot com. You don't pay a cent until
Speaker 1: you're content. Time for an insurance check up free no
Speaker 1: obligation comparison call Compass Insurance paying too much your coverage
Speaker 1: at dozens of insurance companies find out now three oh three,
Speaker 1: seven to seven to one help. You'll think you're his
Speaker 1: only customer when you choose Frank durand the real estate
Speaker 1: Man dot com to list your home with Remax Alliance
Speaker 1: three oh three nine two zero sixteen twenty two. Hey
Speaker 1: Tom Martino here at three oh three seven one three
Speaker 1: talk seven one three eight two five five. Okay, Joe,
Speaker 1: what's going on with you?
Speaker 4: Joe?
Speaker 11: Hey, Hey Tom, I just uh felt a dumb ass
Speaker 11: move and left my left my sprinkler system turned on,
Speaker 11: not turned on, but throw throws the vacuum breaker and
Speaker 11: its sprayed up the side of the side of the
Speaker 11: house for a couple of days. It said, we had
Speaker 11: a rental that's taken and ended up flooding the uh
Speaker 11: crawl space. It's a dirty crawl space, and so I
Speaker 11: rented a little pump and pumped all the water out,
Speaker 11: but obviously the soil is still mud. I'm wondering what
Speaker 11: my best thing to do about that is.
Speaker 1: All right, let me ask you something, Joe, Joe. Is
Speaker 1: the is the crawl space well ventilated.
Speaker 11: Well as ventilated as crawl spaces are. It's got a
Speaker 11: couple of like six by six x twelve wall vents
Speaker 11: in there to allow care to come through.
Speaker 1: How do you get into the crawl space is what
Speaker 1: I'm asking? How do you get in and out of it?
Speaker 4: Oh?
Speaker 1: It's through a door in the downstairs, like a door
Speaker 1: in the house, or a door on the outside.
Speaker 11: Door in the house.
Speaker 1: Okay, So the crawl space is how tall?
Speaker 4: Okay?
Speaker 11: Tall for a crawl space, it's maybe four four and
Speaker 11: a half feet.
Speaker 1: Okay, What you ought to do? Okay, you're not. If
Speaker 1: it's dirt, you're not going to get mold on it.
Speaker 1: You're not going to get mold. Now. Now, the dirt,
Speaker 1: even if you did get molded, it's not gonna last
Speaker 1: long because once it drives up, it'll once it drives up,
Speaker 1: it'll be fine. You didn't get any of the house wet, right, No, then,
Speaker 1: what you ought to do that? There there are blowers
Speaker 1: you can put in there. That will at least help
Speaker 1: dry it faster. You can rent afier well, actually that
Speaker 1: would work too, But do you emidifiers? They're they're really
Speaker 1: if for something that big of an area, you would
Speaker 1: really need a pretty big one. How would you get
Speaker 1: it down there? I mean you would is the door?
Speaker 1: You can just walk through the door.
Speaker 11: It's about four feet by four feet.
Speaker 6: Yeah, we should ask Rock what he would do, not
Speaker 6: not him as a company America.
Speaker 1: That's a great idea, but the ad what does it
Speaker 1: do it yourself? Uh yeah, mm hmm, Okay, let's do that.
Speaker 1: But I'm thinking you can rent blowers. What you really
Speaker 1: want to do is you would want to blow from
Speaker 1: the door out and then it would because that crawl
Speaker 1: space when you walk around the house, are there vents
Speaker 1: to the outside or not?
Speaker 4: Yes?
Speaker 1: From I mean from the from the crawl space to
Speaker 1: the outside, right, yes, good. If you put blowers in there,
Speaker 1: I'm pretty sure it's going to help. But let's talk
Speaker 1: to Rock over at American Restoration and hang on or
Speaker 1: you can listen and we'll we'll ask and if you
Speaker 1: have any questions, you can ask him what the consequences
Speaker 1: are and then did how were we at getting McKenzie
Speaker 1: or Heal and park on.
Speaker 7: No answer yet, but Kel's still trying.
Speaker 1: Okay, we're going to try that estate planning question of
Speaker 1: what happens if everyone or if your beneficiaries are deceased
Speaker 1: after a long time, what happens. Does it still go
Speaker 1: to their estate or is it treated like I don't know,
Speaker 1: like the rest of your estate takes it. Maybe that's
Speaker 1: a good point and I don't know the answer, but
Speaker 1: we're going to talk about that coming up. Three oh
Speaker 1: three seven one three talks seven one three eight two
Speaker 1: five five. Okay, I have a twenty seventeen f four
Speaker 1: fifty added transmission cooler. This summer is one hundred and
Speaker 1: forty degrees too cold, too cold for the transmission. What
Speaker 1: does that mean?
Speaker 5: Cool?
Speaker 14: Yeah, that is pretty cool. I'd want to see those
Speaker 14: tempts jumped up about thirty five to forty degrees, get
Speaker 14: it up about one eighty.
Speaker 1: So how do you do that?
Speaker 14: Well, he's going to have to reduce some of that
Speaker 14: cooling he's got going on Earth. These things are designed
Speaker 14: to change, you know, shifting patterns and shifting qualities and
Speaker 14: everything else according to certain temperatures, and they optimize at
Speaker 14: higher temperatures.
Speaker 1: Okay, so one hundred and forty is too cool? Pretty cool?
Speaker 1: What is the optimum?
Speaker 14: Probably roughly between one hundred and seventy to one hundred
Speaker 14: and eighty degrees, So a lot of a lot of
Speaker 14: vehicles today, we're actually doing stuff to cool them back
Speaker 14: a lot because we're seeing temperatures in the two twenties
Speaker 14: and two thirties, trying to get them down because they
Speaker 14: were actually engineered to run that way.
Speaker 1: Okay, all right, now, next question, Uh oh, this is
Speaker 1: not a car question. This is do Keel and Park
Speaker 1: have an office in Denver? I only see four collins
Speaker 1: since No, absolutely they don't have one. But they can
Speaker 1: serve all of Colorado, and you can do zooms and
Speaker 1: you can do phone calls, and there's almost you know,
Speaker 1: really there's really almost not a not a reason to
Speaker 1: actually person a person with an estate planning attorney. I
Speaker 1: mean unless you just like it, and then of course
Speaker 1: they'll they would meet with you, they would make an
Speaker 1: arrangement for that. But no, they don't have an office
Speaker 1: in Denver. I wouldn't let that steer, you know, steer
Speaker 1: you away, because they're they're pretty good people and they
Speaker 1: can handle it keel and Park. It's low kp dot.
Speaker 1: They are in Fort Collins and they can handle it
Speaker 1: again because that's more of a state issue when it
Speaker 1: comes to a state planning and wills and all of
Speaker 1: that and probate, so it they don't have to be
Speaker 1: in your backyard. But then that's up to you and
Speaker 1: your comfort level. Okay, So just feel free to call
Speaker 1: him though, three all three, seven to one to three talk.
Speaker 1: We also have Dan McKenzie in the Denver area. Dan McKenzie.
Speaker 1: He doesn't do the same exact way they do. They
Speaker 1: do the one where they look at what your what
Speaker 1: you have and everything all free of charge and then
Speaker 1: come up with a plan with flat rate pricing. So
Speaker 1: they don't he doesn't quite do it that way. But
Speaker 1: he's very reasonable, very personable. That's McKenzie law. And both
Speaker 1: of them are on a referral list at referral list
Speaker 1: dot com.
Speaker 6: Hey, guess you made sixteen billion dollars today? Elon, of
Speaker 6: course you made ten billion plus yesterday. Guys made uh
Speaker 6: I want to say, seventy billion dollars in two weeks. Unbelievable.
Speaker 1: Is that a net worth? Because of the because of stock.
Speaker 6: Taseless stock, So Teslas stock now today is another ten
Speaker 6: percent of three hundred and twenty five bucks. Most of
Speaker 6: the shares I own, to give everybody an idea of
Speaker 6: how much it's gone up, is around three hundred or
Speaker 6: I'm sorry, one hundred and fifteen dollars. Is absolutely amazing.
Speaker 6: He's gonna make a tell Mark, gonna make a lot
Speaker 6: of millionaires.
Speaker 1: What's the reason for the Tesla stock going up so much?
Speaker 6: Well, first of all, the last earnings were great. The
Speaker 6: future with the robot, the infrastructure meeting, the charging stations,
Speaker 6: and then the licensing of the self driving to virtually
Speaker 6: every other car manufacturer are going to be massive and
Speaker 6: on moving. But of course, being part of the administration
Speaker 6: now you know, well probably not technically part of it,
Speaker 6: but actually giving ideas to it.
Speaker 1: I mean, just imagine what that means. I mean, it's
Speaker 1: I don't even know how you value that.
Speaker 6: I'm seeing it as a four hundred dollars stock probably
Speaker 6: by you know, early next year. But the way it's
Speaker 6: going right now, my god, it was at two point fifty.
Speaker 6: It's been up seventy five bucks in two weeks, so
Speaker 6: I could be way off. That thing could be over
Speaker 6: four hundred. But I'm not giving financial advice whatsoever. I'm
Speaker 6: just shocked by it. And I've owned that stock so long.
Speaker 6: It's crazy. I've watched this thing go up and down.
Speaker 6: It's nuts.
Speaker 9: Man.
Speaker 1: Now, imagine if the Democrats had their way on the
Speaker 1: unrealized gain. Just think about the tax that guy would
Speaker 1: have paid. He would have paid billions and billions in
Speaker 1: tax just because his value on paper went up, even
Speaker 1: though he's just crazy. Yeah, because they never had a
Speaker 1: plan for recapturing that if it went back down. That
Speaker 1: was the danger of that kind of tax. That's a
Speaker 1: one way tax.
Speaker 6: And remember these are the same Democrats like Pelosi and
Speaker 6: most of them not just Democrats, but Republicans also that
Speaker 6: could use inside trading information when they purchase stuff. So,
Speaker 6: I mean, it's kind of funny they wanted to punish
Speaker 6: other people when they're already cheaters.
Speaker 1: Oh and by the way, someone says, Mark, they laugh
Speaker 1: when we talked about the courtesy time people have to
Speaker 1: get a tempt tag or to get their tags in Colorado.
Speaker 1: Oh yeah, you a bill of sale because they said, technically,
Speaker 1: look around, you know, no one needs license plates. You know, really,
Speaker 1: it's unprecedented how many people I've seen driving around without
Speaker 1: license plates at all. None. I mean, they keep saying
Speaker 1: they're cracking down on it. Well, I believe it's not
Speaker 1: the not the state, but certain municipalities like Aurora was
Speaker 1: I think, But I don't think you mean where the
Speaker 1: Venezuelan gangs are in the territory.
Speaker 6: You probably got to go to one of those apartment
Speaker 6: complexes to renew your plates by now.
Speaker 1: Okay. Anyway, years ago we gave a car away to
Speaker 1: Goodwill Industries, and about three months later we got a
Speaker 1: huge towing bill and an impound bill and found out
Speaker 1: the card had been driven for months with no plates.
Speaker 1: Fortunately Goodwill took care of it, but it could be bad.
Speaker 1: I don't think they can hold you responsible. I'm sorry,
Speaker 1: I don't think they can. But man, it's really important though,
Speaker 1: that you get documentation of when you either sold or
Speaker 1: donated or relinquished possession of that car. Three oh three
Speaker 1: seven one three eight two five five Go with a
Speaker 1: sure thing Denver's Best Roofer Excel Roofing dot com. You
Speaker 1: don't pay us until you're content. Time for an insurance
Speaker 1: check up free, no obligation comparison call Compass Insurance paying
Speaker 1: too much your coverage at dozens of insurance companies. Find
Speaker 1: out now three O three seven seven to one help.
Speaker 1: You'll think you're his only customer when you choose Frank
Speaker 1: durand the real estate Man dot com to list your
Speaker 1: home with Remax Alliance three three nine two zero sixteen
Speaker 1: twenty two. I'm Tom Martino. Welcome to the show with
Speaker 1: Major Mark Major and also we have Kevin Calkin and
Speaker 1: Jeff Vick. We have people joining us and we're gonna
Speaker 1: answer this question with our expert. So let's go to
Speaker 1: our expert. We have on Rock with we have a
Speaker 1: twenty four American Restoration twenty four to seven Rock High.
Speaker 1: We had a quick question here and that is a
Speaker 1: head if you have a four foot crawl space under
Speaker 1: your home normal venting and a pipe broke or black
Speaker 1: flow preventter happened, something happened with a sprinkler and it
Speaker 1: was saturated and now it's absorbed, but very very muddy, wet,
Speaker 1: moist damp. Can that cause any harm anywhere? And what
Speaker 1: would be the best way to eradicate it?
Speaker 10: Oh, if it's if you still have to remove soil
Speaker 10: to you have a you have a Now we're talking
Speaker 10: about You know, I'm not a plumber, so I'm assuming
Speaker 10: that there's some type of fecal material or some place.
Speaker 1: Oh no, no, no, I'm sorry, I'm sorry. It wasn't
Speaker 1: sewage water. It was just regular fresh water, freshwater.
Speaker 10: Oh okay, then no, you know, you know, I think
Speaker 10: it's a lot of times it absorbs. I go to
Speaker 10: to a number of houses that that that are absorbed.
Speaker 10: Matter of fact, a mold job just the other day
Speaker 10: where the it was it wasn't lined, it didn't have
Speaker 10: it wasn't you know, covered with plastic, and most of
Speaker 10: the water went was absorbed by the by the ground,
Speaker 10: but the wall still needed needed mold clean up from
Speaker 10: a leaky pipe. So I would have somebody go in
Speaker 10: and check, especially after about a week or a couple
Speaker 10: of days, and see if there's any any type of
Speaker 10: mold or any type of growth that's that's happening. And
Speaker 10: especially if you have wood down there, natural materials on
Speaker 10: the beams and the choices, you know, those are naturally
Speaker 10: occurring materials, so you know, you never know what could
Speaker 10: could cause growth there. If there isn't any, then you know,
Speaker 10: you're you're you're fine. Or if there is some it's
Speaker 10: it's easy to clean up with it. When there's it's
Speaker 10: pretty easy to clean up.
Speaker 1: Yeah, because of the open area. So what about rock?
Speaker 1: What about putting a blower, a couple of blowers underneath there?
Speaker 1: Would that be good or not? To keep the air moving?
Speaker 10: Yes, I would check to see if there's mold, if
Speaker 10: it happened yesterday, you know, like I said, sometimes there
Speaker 10: could be or there couldn't be. There's other things down
Speaker 10: there that could cause there's chemicals, there's plants, there's things
Speaker 10: that have been stored. They could cause some type of growth.
Speaker 10: I would check for that first, and I wouldn't I
Speaker 10: wouldn't blow in, I'd blow out.
Speaker 2: So I would say, right, no.
Speaker 1: No, I understand. And there it's not open to the house,
Speaker 1: but it's open to the outdoors. And that's why I
Speaker 1: told him he should probably if he puts some blowers
Speaker 1: down there, it'll blow out.
Speaker 9: The vents, right if if you're sure that it's going to.
Speaker 10: Blow out, I would still use negative air pressure, which
Speaker 10: is you know, I would still I would prefer to
Speaker 10: use negative air pressure, you know.
Speaker 1: And what does that? What does that mean? Like Like
Speaker 1: at the door going in, you would put a blower
Speaker 1: on the door.
Speaker 10: Right and if you put if you direct, you can
Speaker 10: direct the air. If it's really a big crawl space,
Speaker 10: like some of these are huge, like the whole house
Speaker 10: will be let's say, you know, thousand square feet and
Speaker 10: then that's a thousand square feet under the house. That's
Speaker 10: a that's a pretty large uh.
Speaker 2: That's a large space.
Speaker 10: You can do right the air in a certain direction
Speaker 10: with more than one fan or you know, a couple
Speaker 10: of them with the uh, with the with the tubing
Speaker 10: directing out various events. But I would still I would
Speaker 10: go with a negative pressure and a filter. Sure, a filter,
Speaker 10: negative pressure and filtering.
Speaker 1: Hey, let me ask you something wrong. Does dirt in
Speaker 1: and of itself get moldy?
Speaker 4: It depends on what's in it.
Speaker 10: It depends on what's in it, you know. It depends
Speaker 10: on what type of you know, like you have, like
Speaker 10: if you have Christmas decorations under there that it depends
Speaker 10: on what hits the dirt and what you know, and
Speaker 10: how well it grows, how dry it is, how wet
Speaker 10: it is, you know.
Speaker 1: But if if it's just soil, if it's just dirt
Speaker 1: and soil under there, will it be absorbed.
Speaker 10: And regular water no, okay, yes, so we'll do as
Speaker 10: long as it there's an over there's there's a saturation point.
Speaker 10: You know, as long as it's not overly saturated, it
Speaker 10: doesn't run for too too many days. You know, there's
Speaker 10: a you know, there's a rate of saturation, there's a
Speaker 10: rate of you know flow.
Speaker 2: Now, as long as you.
Speaker 10: Don't exceed those, which is you know, it's those are variables.
Speaker 10: As long as you don't exceed those, you can.
Speaker 2: You know, it should be absorbed.
Speaker 1: It should be okay, it should be all right, Rock,
Speaker 1: I really appreciate it. Thank you very much. That's American
Speaker 1: Restoration twenty four to seven. And if you ever need them,
Speaker 1: I hope you don't, but if you ever need them
Speaker 1: for a property catastrophe, it's eight three three seven m
Speaker 1: rest or am rest eight three three seven a m rest.
Speaker 1: We have Dan Mackenzie on now, which is really good
Speaker 1: because we needed a question there Dan. Somebody wanted to
Speaker 1: know if he left his home or his property or whatever,
Speaker 1: just anything to three people. And all three people died
Speaker 1: or were dead or deceased. Yeah, and at the time
Speaker 1: he dies, they're dead, they're already gone. Where does that
Speaker 1: stuff go?
Speaker 12: It depends on whether or not gets said to the
Speaker 12: descendants per sturpies or by a representation. So you might
Speaker 12: see per sturpies when you're doing Desney beneficiary forms, and
Speaker 12: just as a weird Latin word that.
Speaker 4: No one knows what that means.
Speaker 12: If it's per sturpees, that means it gets divided in
Speaker 12: the three and then divided, you know, among their various kids,
Speaker 12: and those kids can end up getting unequal shares because
Speaker 12: one of those three might have more kids than the others.
Speaker 12: If it's by a representation, and that whole first generation
Speaker 12: is dead, we're going to go down to the next
Speaker 12: generation and divide it equally among as many members are
Speaker 12: in that generation.
Speaker 1: What if what if somebody was not attentive at all
Speaker 1: and these people predeceased them by ten years, would it
Speaker 1: still go to those to seize people's estate or would
Speaker 1: it just be like dying without a will or something
Speaker 1: in his estate? What if so he dies and let's
Speaker 1: say his beneficiaries have been dead for ten.
Speaker 4: Years, So yeah, what are we like?
Speaker 12: Was it directed by a will?
Speaker 2: Do we know that?
Speaker 1: I think he said it was a will?
Speaker 4: Yes?
Speaker 1: Okay, yeah, really.
Speaker 12: You know the amount of time doesn't really matter.
Speaker 2: Other than that it's too short.
Speaker 12: Right, So a length of time if you survived someone
Speaker 12: by ten years, we had situations, right, Yeah, goes into
Speaker 12: the person's the state, even though they've been deceased for
Speaker 12: a long period of time.
Speaker 1: Actually, so okay, yeah, now here's what I want to know.
Speaker 1: You mentioned something. So let's say it was left to
Speaker 1: two people. Those two people died, Yeah, and they've been
Speaker 1: dead a while, and what Let's just say each of
Speaker 1: those people had wills. Would it be beat it according
Speaker 1: to how they left things in their will? For example,
Speaker 1: what if one of those people left everything to one
Speaker 1: particular person and it wasn't even a relative, they just
Speaker 1: left it to a person, would then the new property
Speaker 1: be left to that person?
Speaker 10: Yeah?
Speaker 12: So yeah, so I guess like again, like like my
Speaker 12: will says like to my descendants by representation, and so
Speaker 12: if their deceased is just going to skip right over
Speaker 12: and doesn't really matter.
Speaker 2: What their will says.
Speaker 12: But if I said I'm leaving this to Tom Martino
Speaker 12: and you've passed away, it could go to your state
Speaker 12: if I haven't said anything else, and then your estate's
Speaker 12: going to directly gown.
Speaker 2: So it kind of depends how I've.
Speaker 12: Left it to you, if I've already accounted for the
Speaker 12: fact that you might be deceased, or if I just
Speaker 12: said you and then didn't say anything about what happens
Speaker 12: if you predeceased me. So there's a lot of possibilities.
Speaker 2: But unfortunately I have to see a document.
Speaker 4: Really, but it.
Speaker 1: Doesn't necessarily follow the deceased person's will. It follows their estate.
Speaker 1: Is that what I'm hearing?
Speaker 12: Yeah, but the will is going to direct the estate.
Speaker 12: The the issue is how did it get left to
Speaker 12: them by the previous person. So like again, if mine says,
Speaker 12: you know to my kids, per stirpees, I've already accounted
Speaker 12: for the fact that they might be deceased and said, look,
Speaker 12: if they're deceased, go to their kids, don't don't worry
Speaker 12: about what their will says. But if I say, you
Speaker 12: know my kid by name, for example, and my kids
Speaker 12: survives me, then their estates is going to get that first.
Speaker 12: And again it's it's confusing because you know, my kid,
Speaker 12: did they survive me and now they're deceased or did
Speaker 12: they predecease me? That's going to be a question too.
Speaker 12: Wow hearing this one.
Speaker 1: Yeah, No, I understand so so. But the quick answer
Speaker 1: is though it goes to their state. That's the quick answer.
Speaker 1: And what you need to do is specify more. You
Speaker 1: have to have more specificity if there is even the
Speaker 1: possibility of that, and that's where obviously an estate planning
Speaker 1: attorney comes in. Thank you very much, and I got
Speaker 1: to take this break. Eight three three co Plans that's
Speaker 1: mackenzie law Dan McKenzie coo plans dot co. Go with
Speaker 1: a sure thing Denver's best roofer Excel Roofing dot com.
Speaker 1: You don't pay a cent until you're content. Time for
Speaker 1: an insurance check up free no obligation comparison call Compass
Speaker 1: Insurance paying too much your coverage at dozens of insurance
Speaker 1: companies find out now three oh three seven to seven
Speaker 1: to one help. You'll think you're his only customer when
Speaker 1: you choose Frank durand the real estate Man dot com
Speaker 1: to list your home with Remax Alliance three oh three
Speaker 1: nine two zero sixteen twenty two. Hi Tom Martino here
Speaker 1: at three oh three seven one three talks seven one
Speaker 1: three each five to five. Barbera has a question on
Speaker 1: a car sale. Go ahead, Barbara, what's going on.
Speaker 10: On pain cash for your car.
Speaker 9: And I've heard you and Mark talk about don't let
Speaker 9: them know that you want.
Speaker 4: To pay cash for a car, right, I just.
Speaker 10: Need to know what you know.
Speaker 1: Well, there's a few reasons. We there's a few reasons
Speaker 1: we say that you save money if you don't pay cash,
Speaker 1: and there's yeah, and there's a good strategy even if
Speaker 1: you do want to pay cash, not to do it
Speaker 1: right away if they're offering incentives. But if you, I'm sorry,
Speaker 1: we're running out of time, but I promise you will
Speaker 1: come right to you in just six minutes or so
Speaker 1: and talk about this because it's really important. So why
Speaker 1: don't you hang on and we'd love to talk about this.
Speaker 1: Go with a sure thing Denver's Best roofer Excel Roofing
Speaker 1: dot com. You don't pay a cent until you're content.
Speaker 1: Time for an insurance checkup free, no obligation. In comparison,
Speaker 1: call Compass Insurance paying too much your coverage at dozens
Speaker 1: of insurance companies find out now three O three seven
Speaker 1: seven one help. You'll think you're his only customer when
Speaker 1: you choose ranked around the real Estate Man dot com
Speaker 1: to list your home with Remax Alliance three oh three
Speaker 1: nine two zero sixteen twenty two.
Speaker 2: Ripped up.
Speaker 3: New need advice so you don't have.
Speaker 1: Come run into suspass as we can.
Speaker 3: Show Shooter's gonna help come man, This.
Speaker 1: Is the Troubleshooter Show. No Tom Martine, Hi Tom Martino here,
Speaker 1: Welcome to the show. Three O three seven one three
Speaker 1: talk three oh three seven one three eight two five five. Okay,
Speaker 1: Well what a what an uneventful day as far as
Speaker 1: uh call's got a lot. By by the way, we
Speaker 1: have a lot of text messaging going on, and we
Speaker 1: also have a lot of questions about winter driving. I
Speaker 1: want to talk about someone wants to know if they
Speaker 1: have a front wheel drive. They're being told two different stories.
Speaker 1: Do you need four snow tires or just two on
Speaker 1: the front wheels? And by the way, you can text
Speaker 1: me as well. Five seven seven three nine is a
Speaker 1: short code that'll get you right through. Put Tom there,
Speaker 1: and then also you can go to my Google number
Speaker 1: which is seven four seven nine nine fifty two eighty
Speaker 1: seven four seven nine nine nine fifty two eighty Guys,
Speaker 1: what do you think on the tires.
Speaker 14: Well, you're definitely going to get a benefit just putting
Speaker 14: the two on the front. But you're going to maximum
Speaker 14: benefit by going all four. It's not just for traction
Speaker 14: when you're taking off from a stop or or a
Speaker 14: corner or something like that, but you're also depending on
Speaker 14: those tires when you come to a stop, breaking and turning.
Speaker 1: Yeah, okay, So basically it's never a bad idea to
Speaker 1: have all fall four.
Speaker 7: Who's good?
Speaker 10: Four is better?
Speaker 1: Okay? Barbara, you had a question on a car sale.
Speaker 1: Let's talk about it. You want to pay cash, and
Speaker 1: you're wondering, is it okay not to tell them. One
Speaker 1: of the reasons we say that is when there are incentives.
Speaker 1: Sometimes dealers get incentives when you finance a car. They
Speaker 1: get kickbacks, and they get paid a spread on loans.
Speaker 1: If they have incentives, they would come right out and
Speaker 1: tell you so. But you have to know the price
Speaker 1: of those incentives and if it's worth not paying in cash.
Speaker 1: But then you can pay it off in a few months.
Speaker 1: When I bought my car, they were giving a special incentive,
Speaker 1: a special discount if you financed it. So I got
Speaker 1: the incentive to finance it. Then I asked the dealer.
Speaker 1: I said, just out of curiosity, how long do I
Speaker 1: have to keep this financed before they take back the
Speaker 1: incentive from you, and he said, you keep the loan
Speaker 1: out for four months and then pay it off. We
Speaker 1: make our incentive. They were right. They were very open
Speaker 1: about it. I mean it kind of shocked me. Mark.
Speaker 1: Do you find that they're pretty open about their incentives.
Speaker 6: No, I think you and I are kind of on
Speaker 6: the inside. I don't think they tell anybody that, but
Speaker 6: I'm going to.
Speaker 1: Tell everybody right now. They make a dealer.
Speaker 6: When they sell it to a credit union or a bank,
Speaker 6: they're making one to three percent. They pad that in
Speaker 6: the interest rate. So the best thing you can do
Speaker 6: is you actually go in there. You got to have
Speaker 6: decent credit though. Let's say you got seven forty plus.
Speaker 6: You go in there and you say, okay, you know,
Speaker 6: I don't mind. I'd set them up like this. You know,
Speaker 6: I want this car, and I just want to car
Speaker 6: at the best price you can. I don't even mind
Speaker 6: if I pay more interest. So basically, what we're doing
Speaker 6: is allowing them to pack to back end, so when
Speaker 6: they sell it, they're getting three percent over the over sale.
Speaker 6: Then the second you have the keys in your hand,
Speaker 6: you pay it off and you're done a little disingenuous,
Speaker 6: but it works. Oh my god, disingenuous. Who are we
Speaker 6: talking about. We're talking about the people that lock you
Speaker 6: in the back room and try to knock you over
Speaker 6: the head with.
Speaker 1: Nothing to understand that. I'm all for doing the negotiations.
Speaker 1: Here's what you what you so, Barbara. What he's saying
Speaker 1: is if you say, look, I want the best price ever,
Speaker 1: I don't care if you finance it, and even if
Speaker 1: I pay a little on interest, you bait them into
Speaker 1: giving you a great price. And then what you do
Speaker 1: is you do the payoff right after you get that
Speaker 1: great price. As soon as soon as it's over, you
Speaker 1: just pay it off. But here's the deal immediately Yeah,
Speaker 1: well you know, yeah, you don't pay it off right
Speaker 1: there at the dealer five minutes later. I like, I
Speaker 1: like McDonald han day.
Speaker 6: So when I negotiate with them, and I bought a
Speaker 6: lot of vehicles from them, just like Tom was telling you,
Speaker 6: and I'm very straightforward, I will say, okay, I'll make
Speaker 6: sure we do the first three payments before I pay
Speaker 6: it off.
Speaker 1: That way they still get their incentive. So I've done that.
Speaker 6: But when I've dealt with other dealers, like a Rappa
Speaker 6: ho Hondi, who I simply don't like. I've paid it
Speaker 6: off three four days later, or as soon as I
Speaker 6: have the availability to pay it off.
Speaker 1: Yeah. And you know a lot of people think if
Speaker 1: they come in and say I want to pay cash,
Speaker 1: they're gonna get a better deal. The deal the dealer
Speaker 1: really needs to make some money, so they're gonna the
Speaker 1: money they would have made on the on the financing
Speaker 1: they're gonna put on the car.
Speaker 6: See, they have a buy rate. That buy rate let's say,
Speaker 6: I mean right now, interest rates are high. So let's
Speaker 6: say good credit. Right now, they go to a credit union,
Speaker 6: they can do a five percent deal with your credit
Speaker 6: and income. Well, they're gonna be quoting that to you
Speaker 6: at six, seven or eight, So they're gonna be actually
Speaker 6: making that one to three percent the second they close
Speaker 6: the deal. That's part of their profit on that car
Speaker 6: at that point in fact, it could be a big
Speaker 6: chunk of the profit on that card.
Speaker 1: If I were you, I wouldn't mess with any of that, Barbara.
Speaker 1: I would go to Jay Jeffar Cars and have Rodney
Speaker 1: source the car at the best price possible and then
Speaker 1: just pay for it.
Speaker 10: And then just pay for it.
Speaker 9: What kind of car are you looking for, by the way, credits,
Speaker 9: I'm looking for twenty four twenty five Honda CRV.
Speaker 1: Oh nice popular car. It's a very nice car. You
Speaker 1: can get it sourced.
Speaker 9: Difference how high your credit score is.
Speaker 6: By what they would if you're if you're if literally
Speaker 6: if you're paying cash, it really doesn't matter, or if
Speaker 6: you're going to pay it off after you finance it.
Speaker 6: The credit score comes into where they get you a
Speaker 6: better interest rate.
Speaker 1: Yeah, so theoretically, theoretically it's all relative. They're going to
Speaker 1: pad it accordingly. So if if you yeah, if they
Speaker 1: can get if they can sell that loan at let's
Speaker 1: say five and a half percent, and you have, you know,
Speaker 1: a great credit, you can get to sell it a
Speaker 1: five and a half. If you don't have great credit,
Speaker 1: it might take them six and a half. So but accordingly,
Speaker 1: on top of that, they're going to pad it.
Speaker 9: Okay, And if you buy it from JFR Cars, if.
Speaker 10: He shops it for you, then you just deal just
Speaker 10: like you're doing it with a regular dealer.
Speaker 1: Yeah, well, here's what they do. They do a lot
Speaker 1: of business with the dealers, so they're going to get
Speaker 1: a good price and the dealers. No, there's not going
Speaker 1: to be any screw around and they but they don't always.
Speaker 1: I just want you to know this, and Rodney'll be
Speaker 1: the first to tell you. They can't always beat a
Speaker 1: price you negotiate on your own somewhere. Not always, but
Speaker 1: they take the hassle out of it, and you're welcome
Speaker 1: to shop and then see and then compare that price, okay,
Speaker 1: and then and then if they do a great deal,
Speaker 1: buy it from them. They'll they'll get the car, and
Speaker 1: then they'll act as a broker, and then you can
Speaker 1: pay cash or whatever. It doesn't matter at that point.
Speaker 1: Have you ever considered barbaria may I ask a few questions,
Speaker 1: Why are you going to pay cash? I'm just curious.
Speaker 1: I like doing that too, But why are you doing it.
Speaker 9: Just because I like, I don't like to have any
Speaker 9: payments on anything, Okay, to have the cash?
Speaker 1: I know what you mean. You know, I've been rethinking
Speaker 1: that for the first time in my life because the
Speaker 1: because what cash can do for me has changed over
Speaker 1: the years. And if you're looking at a big hunk
Speaker 1: of cash and draining it from your account as opposed
Speaker 1: now now, I'm not trying to talk you into this.
Speaker 1: I'm just saying you gotta look at the math more
Speaker 1: than the psychology. And I was doing some numbers on
Speaker 1: leasing a car, and it is really really in expects
Speaker 1: for me when you consider that I don't drive that
Speaker 1: much as far as the actual miles, and I can
Speaker 1: and I want to change it out in two or
Speaker 1: three years three at the top. And the lease is
Speaker 1: very inexpensive compared to if I finance it. But I
Speaker 1: can make more money leaving my money with my company
Speaker 1: being invested to more than pay for that lease payment.
Speaker 1: So I rethought it. And as interest rates go up,
Speaker 1: you know, it's it's six of one or half a
Speaker 1: dozen the other. It's what you can do with your
Speaker 1: money as opposed to just taking it all and putting
Speaker 1: it on a car. Because no matter what, if you
Speaker 1: have a really nice car, you have a chunk of
Speaker 1: money on that. How much have you seen these cars
Speaker 1: selling for Barbara, Yeah, that amount of money is not
Speaker 1: going to make a big difference when where the other
Speaker 1: as far as investments. So I would say you're on
Speaker 1: the right track. You know, I've seen other people do
Speaker 1: such silly things. I actually saw people one time refused
Speaker 1: to finance a car, and it was a fifty thousand
Speaker 1: dollars car that they wanted to pay cash for it,
Speaker 1: and they were going to pay cash for it. Meanwhile,
Speaker 1: the car loan at the time was three and a
Speaker 1: half percent. But here's what the stupid thing was. Because
Speaker 1: people don't ever look at their whole picture. And they
Speaker 1: had credit card debt they were paying sixteen percent. And
Speaker 1: I said, do you understand that you'd better off paying
Speaker 1: off that credit card and financing your car than you
Speaker 1: would the other way around. But they just liked the
Speaker 1: idea of having the car paid for. I don't know why. Again,
Speaker 1: so many people make economic or financial choices by emotion
Speaker 1: as opposed to lodge and math, because logic and math
Speaker 1: sometimes dictates another approach three all three seven one three
Speaker 1: talk seven one three eight two five five. By the way,
Speaker 1: speaking of that, that's why I started my investment advisement company,
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Speaker 1: years of doing it for myself with these advisors I hired.
Speaker 1: Then we got registered to offer this to the public.
Speaker 1: Now there's a reason for it. Most of the time
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Speaker 1: There's something called turnkey asset program where where people invest
Speaker 1: your money with bigger advisors. It's called turnkey because these
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Speaker 1: with a sure thing Denver's best roofer Excel roofing dot com.
Speaker 1: You don't pay a cent until you're content. Wait time
Speaker 1: for an insurance checkup, free no obligation comparison call Compass
Speaker 1: insurance paying too much your coverage at dozens of insurance
Speaker 1: companies find out now three oh three seven seven one help.
Speaker 1: You'll think you're his only customer when you choose Frank
Speaker 1: durand the real estate man dot com to list your
Speaker 1: home with Remax Alliance three oh three nine two zero
Speaker 1: sixteen twenty two. Hi Tom Martinez, your troubleshitter, Ted's on
Speaker 1: the line. Wants to talk about a two thousand and
Speaker 1: nine Subaru forester question on oil consumption. What's going on? Man?
Speaker 2: I bought this about a year ago.
Speaker 1: I got how many miles on it out of curiosity?
Speaker 2: Roughly one seventy Oh my goodness.
Speaker 4: Yeah.
Speaker 2: Anyway, I bought it about a year ago. I got
Speaker 2: the warranty from them, We did the oil consumption test,
Speaker 2: they replaced the short block with which is what it
Speaker 2: says in the warranty. Then after a few thousand more miles,
Speaker 2: oil consumption was just as bad. I took it back in.
Speaker 2: This time I'm not sure. I think they replaced the
Speaker 2: short block again, and this time they did valve guide replace.
Speaker 1: Well, my god, you pretty well should have just done
Speaker 1: the engine at one hundred and seventy thousand miles. Wow,
Speaker 1: I mean, so, now, what's going on with it?
Speaker 2: Well, I'm going to be getting ready to take it
Speaker 2: back down to do another oil consumption test. I was curious,
Speaker 2: is do I have anything for me that could say, uh,
Speaker 2: I'm tired of this? What can we do? I don't want?
Speaker 1: Okay, First I got to ask this, Did you buy
Speaker 1: this from a private party?
Speaker 2: Nope?
Speaker 1: You bought a car. Hold on, you bought a car,
Speaker 1: a fifteen year old car with one hundred and seventy
Speaker 1: thousand miles on it? Right?
Speaker 2: Yes?
Speaker 1: And when you said they did the short block, you paid.
Speaker 2: For that right Nope? Under warranty.
Speaker 1: There's a warranty that covered your nine Is it something
Speaker 1: you bought when you bought the car?
Speaker 2: Yes?
Speaker 1: I am shocked that they actually did this for you
Speaker 1: with one hundred and seventy thousand miles on it.
Speaker 2: Yes, it's a different It's like the warranties that you
Speaker 2: hear of. You know, everything breaks and you can buy
Speaker 2: warranties those type of things over the television.
Speaker 1: But normally they don't. Normally they don't pay. So are
Speaker 1: you telling me you actually got a refurbished or remanufactured
Speaker 1: short block for that car?
Speaker 4: Yes?
Speaker 2: Wow, I can tell you another thing. I've got a
Speaker 2: two thousand and two Subaru. When I got it, it
Speaker 2: had like one hundred and eighty on it. I kind
Speaker 2: of understand Subarus. I it had oil consumption. I took
Speaker 2: it to a Subaru shop. They rebuilt the lower half,
Speaker 2: you know, the short block, and now I have three
Speaker 2: hundred and forty thousand on it. It does not use
Speaker 2: a drop of oil in three thousand miles.
Speaker 1: Guys, I want to ask you something. Okay, this short
Speaker 1: block on a two thousand and nine Subaru, what would
Speaker 1: that entail? Basically? Guys, what would that entail?
Speaker 7: Well, it's the ends and minus heads, so you get
Speaker 7: a new crank pistol.
Speaker 1: Is that where most of the oil would be going?
Speaker 7: Well, they, according to their tests, apparently went through the rings.
Speaker 7: That's why they did the short block.
Speaker 1: That's what I mean. So why is this still burning oil?
Speaker 7: Because they didn't get all that it had more than
Speaker 7: one league more than one consumption spot if they did
Speaker 7: the guides the second time.
Speaker 1: So here's what I want to ask you, Ted. You
Speaker 1: want to know if it's your right to say I
Speaker 1: had enough, Well, what does that mean?
Speaker 4: Then?
Speaker 1: What happens if you had enough? Let's say you did
Speaker 1: have enough, what would you want?
Speaker 2: I would I think I would kind of like to
Speaker 2: get the same price that I paid for it and
Speaker 2: get a different car from them.
Speaker 1: But who's like, why would they You didn't buy a
Speaker 1: new car, bro, I mean you bought an extended warranty.
Speaker 1: How much did you pay for that warranty?
Speaker 2: It was roughly thirty five hundred?
Speaker 1: Holy? Holy?
Speaker 2: The reason I got it too was because.
Speaker 1: What did you pay for the car? Huh? What did
Speaker 1: you pay for the car?
Speaker 2: Roughly eight thousand.
Speaker 1: You're buried in that thing. Man? Do you realize you're
Speaker 1: eleven to five into that car?
Speaker 2: Yes? But I understand how sugar rus can be.
Speaker 9: Like I say, the other ones got three hundred and.
Speaker 2: Forty on it now and the only thing I do
Speaker 2: is change oil every now and then.
Speaker 1: Yeh, But what difference does it make if you overpaid?
Speaker 2: I'd just like to get something different.
Speaker 1: But eight you paid eight grand for a car, a
Speaker 1: fifteen year old car with one hundred and seventy thousand miles.
Speaker 2: Yes, well, you don't know.
Speaker 1: There's no helping you. I mean, you're you're so buried
Speaker 1: in that car. Did they say they would refund your money? No?
Speaker 2: That's what I'm going to wonder next time when I
Speaker 2: take it in.
Speaker 1: Well man, Okay, let me just get right to it.
Speaker 1: What model is this the Forester? A? Right?
Speaker 4: Yes?
Speaker 1: Can I just tell you, just frankly, that you don't
Speaker 1: have a leg to stand on. I mean, I mean,
Speaker 1: this is a this is more than a used car.
Speaker 2: I mean, this is a If I go back in
Speaker 2: and they put the engine in again and it's you know,
Speaker 2: if they make it right this time where it doesn't
Speaker 2: use any oil, I'd be happy with that.
Speaker 1: I go, yeah, But what I'm saying is, okay, I
Speaker 1: don't really know the extent. To be honest with you,
Speaker 1: I don't know what kind of warranty you bought, but
Speaker 1: they're for thirty five hundred Okay, at some point they're
Speaker 1: they're gonna cut bait and not want to do anything.
Speaker 1: What's the name of your warranty?
Speaker 2: Ericas?
Speaker 1: Have you guys heard of this warranty you before?
Speaker 14: Was this something you bought from the dealer or you
Speaker 14: mentioned TV? Did you buy this thing on TV?
Speaker 2: Nope, I bought it from the dealer.
Speaker 7: Was it a super dealer or local dealer?
Speaker 14: Yes? Yes, I mean you'd be better off, you know,
Speaker 14: if they're going to go in there and they're gonna
Speaker 14: want to slop out that short block again, pay for
Speaker 14: the betterment and get a complete long block.
Speaker 1: So the let me just explain something to you. These
Speaker 1: cars are going on cars dot Com. I will tell
Speaker 1: you they are going for around seven grand, okay, right,
Speaker 1: all right, some of them a little cheaper. Okay, So
Speaker 1: let's say five to seven grand. Then you added you
Speaker 1: added fifty percent to that. You literally added fifty percent
Speaker 1: again for that warranty. So what why did they Why
Speaker 1: don't they stop screwing around? I mean, for what they
Speaker 1: spent so far, why don't they just replace the entire engine?
Speaker 2: Well, we will see next time, because the warranty says
Speaker 2: short block the second time, when.
Speaker 1: I, oh, wait a minute, what do you mean the
Speaker 1: warranty see I don't know this. What do you mean
Speaker 1: by that?
Speaker 2: The warranty says it's a common problem with subarus. So
Speaker 2: the warranty says they will replace the short block under
Speaker 2: oil consumption. The second time when I took it in,
Speaker 2: they did a little more research and found out it
Speaker 2: was coming through the valve guides. So they did the
Speaker 2: valve guides the second time. And with that they were saying,
Speaker 2: we don't know who's going to pay for it yet,
Speaker 2: and I don't know who paid for it, whether the
Speaker 2: dealership ate it or the warranty company paid for the
Speaker 2: valve guides.
Speaker 1: Okay, and then it's still burning oil?
Speaker 2: Yes, how much oil? I changed the oil after one
Speaker 2: thousand miles just for break in, And since I changed
Speaker 2: it in a thousand miles, it was a It was
Speaker 2: about three quarters, if not seven eight of a quart low?
Speaker 1: Wait wait, wait are you talking about It wasn't a
Speaker 1: quart low in one thousand miles? Correct? What does your
Speaker 1: warranty call excessive? Most warranties and Kevin and Jeff tell
Speaker 1: me if I if I'm not telling the truth, don't
Speaker 1: Most warranties say it's not excessive until it's beyond a
Speaker 1: quart every thousand miles.
Speaker 7: Yeah, anywhere between one thousand and two thousand typically, Yes.
Speaker 1: You know you might have a problem in the definition
Speaker 1: of high oil consumption.
Speaker 2: No, because this second, this time I changed the oil
Speaker 2: after this last rebuild, my dipstick was bear at seven.
Speaker 7: Hundred miles else, so it got worse.
Speaker 2: It wasn't even read your string.
Speaker 1: Oh my god, Look, I you know what you're in
Speaker 1: A weird I don't really know what situation you're in
Speaker 1: because technically you didn't buy it as is. Technically you
Speaker 1: bought it subject to a warranty. Technically, I don't know
Speaker 1: what they're going to do for you. I don't know
Speaker 1: what your rights are into that warranty. I doubt it's
Speaker 1: to get another car. I just think they have to
Speaker 1: try to fix it. I mean, now, as a dealer,
Speaker 1: they may want to try to negotiate something, but if
Speaker 1: they keep going back to the warranty company, that dealer
Speaker 1: doesn't want to touch it.
Speaker 2: Right.
Speaker 1: What's the name of the dealer.
Speaker 2: It's the one out in Lakewood. I don't is that
Speaker 2: so SUPERU?
Speaker 1: I really don't know, but it sounds like they're not
Speaker 1: screwing you too much. I mean, they're trying to help you.
Speaker 1: I mean, it does seem like it to me.
Speaker 2: Yeah, it's just that I'm I just know how my
Speaker 2: two thousand and two is. It's the same engine.
Speaker 1: No, I know what you're saying, Well, can you just
Speaker 1: call us seriously, call us back after they look at
Speaker 1: it and tell me what they tell you.
Speaker 2: Right, it's going to be a while because since I
Speaker 2: just did put that other court of oil in, I'll
Speaker 2: wait till it gets real low again, take it back
Speaker 2: in and what they do is they change the oil
Speaker 2: and then that way, you know, they probably mark the filter,
Speaker 2: they mark the plug, all of that stuff to make
Speaker 2: sure you're not tampering with it. And then when it
Speaker 2: is low again, I take it in and they look
Speaker 2: at it and then they'll say, you know, yes, it
Speaker 2: is oil consumption.
Speaker 4: Wow.
Speaker 2: So it might be a while before I take it
Speaker 2: back in. God Like, I say, I'll wait.
Speaker 1: Till it gets How long is how long is the warranty?
Speaker 2: I think it said one hundred thousand miles and roughly
Speaker 2: it was either five or ten years. I can't remember.
Speaker 2: I think it was five years.
Speaker 1: I have never heard of a used car warranty in
Speaker 1: my life that that's an extra one hundred thousand So
Speaker 1: you mean to tell me they will warrant you that
Speaker 1: for two hundred and seventy thousand miles. Yes, go with
Speaker 1: a sure thing Denver's Best Roofer Excel roofing dot com.
Speaker 1: You don't pay a cent until you're content. Time for
Speaker 1: an insurance checkup free, no obligation. In comparison, call Compass
Speaker 1: insurance paying too much your coverage at dozens of insurance
Speaker 1: companies find out now three oh three seven seven to
Speaker 1: one help. You'll think you're his only customer when you
Speaker 1: choose Frank durand the real estate man dot com to
Speaker 1: list your home with Remax Alliance three oh three nine
Speaker 1: two zero sixteen twenty two. Hi Tom Archie, you know
Speaker 1: your troubleshooter three all three seven one three talk seven
Speaker 1: one three eight two five five. All right. So I
Speaker 1: don't know what to tell the guy with the two
Speaker 1: thousand nine suber. I want him to call me back.
Speaker 1: I want him to give me a copy of the warranty.
Speaker 1: I've never heard of such a warranty in my life.
Speaker 1: I do have some text. What does this mean? NAPA
Speaker 1: stopped making the platinum oil filter? What do you guys recommend?
Speaker 1: What does that mean? The platinum oil filter did they have?
Speaker 7: That's three grades? They had the pro, gold and platinum,
Speaker 7: and we always use the gold.
Speaker 1: It's the gold is fine, sir. If you're listening, I
Speaker 1: hope you're still listening.
Speaker 7: Yep.
Speaker 1: Okay, somebody else wants to know about the a fifty
Speaker 1: cc motor scooter. Okay, they have a couple they want
Speaker 1: to donate. I just asked them if they're street legal,
Speaker 1: but I guess they are. I found out I think
Speaker 1: we could find good homes for them. I want to
Speaker 1: know who do you prefer to donate them too? I
Speaker 1: imagine you want to donate them to someone who can
Speaker 1: use them for work or something. But in the winter,
Speaker 1: I mean, you don't drive these things you're around, do you?
Speaker 1: I mean, my goodness, gracious, you can't. Okay, somebody else
Speaker 1: wants to know about this service. Somebody's trying to sell
Speaker 1: them to clean their cabin air, a detoxification of the
Speaker 1: cabin air in their car and purification or whatever the
Speaker 1: hell they're calling you.
Speaker 14: Yeah, b an extra product like that where you tap
Speaker 14: into the system that cleans out, because I mean, you're
Speaker 14: going to get contalented in there. And obviously, so what
Speaker 14: does it?
Speaker 1: What is it cleaning? It's literally cleaning up pretty much
Speaker 1: your air ducks for your car, So it's duck cleaning.
Speaker 1: And does it clean out?
Speaker 15: So what what?
Speaker 1: What are they spraying in there?
Speaker 7: He said, it's in my crow wheel of some kind
Speaker 7: you know, supposed to try.
Speaker 1: To So basically it's duck cleaning for your car.
Speaker 14: Yes, it'll also you know, when you turn on your
Speaker 14: air condition and you get that musty smell, it almost
Speaker 14: smells like cheese or something like that. It'll get rid
Speaker 14: of that smell because that's the stuff that's actually growing
Speaker 14: inside those ducts exactly.
Speaker 1: Okay, and speak for yourself, Kevin, if you have a
Speaker 1: car smells like cheese, I've never had that, my god. Anyway,
Speaker 1: do you guys offer that service.
Speaker 7: KeV Oh, yeah, we do it all the time, especially
Speaker 7: in the summer with the air conditioning and stuff. We
Speaker 7: do it more in the summer.
Speaker 1: People notice the difference.
Speaker 7: Yeah, And a lot of times we'll do it with
Speaker 7: the air conditioning. We'll just spray and air fresher, you know,
Speaker 7: the event right by your wipers. You can spray afresh
Speaker 7: and are in there when the fan's on high and
Speaker 7: it'll pull it through for you. So you can buy
Speaker 7: a microbial spray if you like, and just try it
Speaker 7: that way first.
Speaker 1: Okay. And somebody said, speaking of warranties like that guy had,
Speaker 1: they want to know what name did he say it was?
Speaker 7: I didn't write it down Veritus or something something like that.
Speaker 1: Veritus, which would mean truth right anyway, here's what I
Speaker 1: want to know, or here's what this texture wants to know.
Speaker 1: Are there in your experience since you do service, have
Speaker 1: there been warranty companies that pay without question and are
Speaker 1: pretty damn good to deal with.
Speaker 14: They're always trying to find a way to duck out
Speaker 14: from it. But as long as that bill is under
Speaker 14: one thousand dollars, most of the time you're not going
Speaker 14: to see an inspector or something like that. You know,
Speaker 14: they'll typically.
Speaker 1: Who's been better to deal with in your opinion, Well.
Speaker 7: We were just talking about one because we have a
Speaker 7: common inspector that comes out we have no trouble with,
Speaker 7: and I had another inspector come in and he's a
Speaker 7: pain in them.
Speaker 14: Well, that's the inspectors, though. The warranty companies themselves, I
Speaker 14: mean they've always got the inspectors. Yeah, they follow the inspectors.
Speaker 14: And the inspectors, you know, they don't work for the
Speaker 14: warranty company. They're actually a third party.
Speaker 7: They're hired.
Speaker 14: They pick up the job, just like doing something like
Speaker 14: a home appraisal, So they come out they do the inspection.
Speaker 14: Or it's getting more and more common where they're they're
Speaker 14: doing virtual inspections with us. We can walk around the call.
Speaker 1: Give me a name of some companies that pay without question.
Speaker 14: None of them pay without question. It's just a matter
Speaker 14: of what level of UH of repair are you're performing,
Speaker 14: the cost of that repair, and how much they really
Speaker 14: want to dink around with.
Speaker 1: Okay, who do you like? Dealing with?
Speaker 7: Ge has been the one I've always had the best,
Speaker 7: most luck with Durance is good Way.
Speaker 1: Wait are you talking about ge as in General Electric?
Speaker 14: Yeah, it's a division of the same company.
Speaker 1: Yeah, they do an aftermarket warranty.
Speaker 4: Ye.
Speaker 7: Who else Endurance?
Speaker 2: And what is?
Speaker 1: What about car shield?
Speaker 7: The worst fifty fifty for us, We'll get one or
Speaker 7: two in a row and we think we're doing great,
Speaker 7: and then we get one or two They.
Speaker 14: Just I typically get them to approve, but they but
Speaker 14: they do not pay for new parts. They're going to
Speaker 14: send you use crap. So I let my customers know
Speaker 14: right off the bat, you're gonna have an out of
Speaker 14: pocket expense here because I'm not putting that stuff in.
Speaker 14: If they approve two thousand dollars in the jobs three
Speaker 14: thousand dollars. If you want me to do it, you're
Speaker 14: gonna have one thousand dollars out of pocket. If not,
Speaker 14: you're gonna have to take it.
Speaker 7: To the next guy.
Speaker 1: Okay, three oh three seven one three talk seven one
Speaker 1: three eight two five five more coming right up? All right,
Speaker 1: Tom Martino here three oh three seven one three talks
Speaker 1: seven one three eight two five five. I have a
Speaker 1: lot of texts, but do we have any Let me
Speaker 1: s see. I want to make sure we're not leaving. Okay,
Speaker 1: we don't have any callers. But good, Uh these texts
Speaker 1: are just let me put it to you this way.
Speaker 1: I can't even believe some of them. Okay, I'm trying to. Okay,
Speaker 1: listen to this one ready. Oh god, some of them
Speaker 1: are so stupid. Okay, I don't know if this is stupid.
Speaker 1: Is it recommended that I only replace front brake pads?
Speaker 1: They said that's all I need.
Speaker 14: Yeah, sure, about eighty percent of your braking is done
Speaker 14: in the front, so they're gonna work.
Speaker 1: There's nothing wrong with that.
Speaker 7: No, you'll go two to one on the front of
Speaker 7: the backyard.
Speaker 1: Okay, good. How about this one? Are you excited about
Speaker 1: the prospect of an AMG version of an electric Mercede Bends?
Speaker 1: But I always thought the AMG had to do with
Speaker 1: the engine and the blue lining and all of that.
Speaker 1: So what the hell does an AMG mean in an
Speaker 1: electric car?
Speaker 14: It must be splitting off and doing it.
Speaker 1: Marketing, marketing, Okay, I want a cheap, relatively fast car,
Speaker 1: reliable that can fit a dog cage.
Speaker 14: This family.
Speaker 1: I mean, so what are we talking about here? Okay,
Speaker 1: I'll tell you what. Okay, like an older uh you know,
Speaker 1: or something right?
Speaker 7: Yeah, or any suv would would fit the.
Speaker 1: An older suv right now?
Speaker 14: In this market, nothing's cheap.
Speaker 7: Nothing's cheap?
Speaker 1: Okay? What does it mean? And I don't know if
Speaker 1: this is a joke or not. When my car is
Speaker 1: hard to start, hard to steer and there's a battery
Speaker 1: light on, I think the car's off. I don't know
Speaker 1: what the hell they're talking. No, seriously, that's the question.
Speaker 7: The belt is off?
Speaker 14: No, something about the belt is off because an.
Speaker 1: Oh, okay, very good guys. And and what are the
Speaker 1: potential drawbacks of using Carvana instead of a conventional dealership? Listen,
Speaker 1: I've always said this before. It's not where you buy,
Speaker 1: it's how you buy. And if you're stupid, Carvana makes
Speaker 1: you more stupid and dealers can take advantage of you.
Speaker 1: So none of that works, I mean, really, don't. Don't
Speaker 1: even concentrate on the method, concentrate on learning. Anyway, We're
Speaker 1: out of time. I just want to say goodbye and
Speaker 1: save all your problems for me.