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Speaker 1: Welcome to another episode of the Chicks on the Right

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podcast where we talk to our friend and sponsor of

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the show, Zach Abraham from Bulwark Capital Management. This we

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have a producer who is just so awesome at trolling

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on Reddit to find great content, and she has done

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it again this week. I'm actually going to read the

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story just because there's no way I can summarize it

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better than she has, and then we will discuss. Okay,

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because this was a topic on Reddit and it was

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one of those am I the asshole kind of posts? Right,

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So it's a viral Reddit post from the weekend. It's

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sparked debate over who should pick up the tab when

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it comes to group dinners, especially for big family celebrations.

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So in this case, one sister just unilaterally decided that

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she and her other sister, without warning, we're going to

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split the tab for a very expensive Mother's Day dinner

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for eleven people. The problem is that the sister that

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didn't the other sister did not know this was coming.

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The poor sister, right right, no idea, This was just

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sprung on her. Like at the dinner, she makes way

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less than the other sister. That was just like shure

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what's her face? And I have it, and now she

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is being called ungrateful by the first sister for refusing

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to pay, and the internet is completely divided, which I

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find insane because I feel like this is an obvious.

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Speaker 2: We have thoughts, tell us yours, Yeah, Carrious, what you

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think first?

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Speaker 3: So I'm I'm a bit confused, right because all I

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see all over these social media and TikTok videos. I'm

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not a TikTok guy myself, but you know they pop

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up on Twitter everyone in one right, Right, all I

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see is talking about I won't date a man unless

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he's six foot tall and he needs to pay for everything.

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Right now, all of a sudden, somebody else paying for

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you is like a problem, I would say. I would

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say it sounds like there are two conservative sisters and

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one liberal sister. That's what it sounds like to me.

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Speaker 1: No, no, no, there's just two sisters total.

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Speaker 3: Oh yeah, soevative conservative.

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Speaker 2: So you think so you think that the conservative sister

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is the one that's like, you need to pay your

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fair share? Or do you think that the conservative one

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is like the poorer one of the two?

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Speaker 3: Wait, okay, hold on, so I thought, can now let

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me let me just ask for some quick clarification here,

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because I thought two sisters agreed to split the teen.

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Speaker 2: They did not agree.

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Speaker 1: They did not agree. They never talked about it until

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the tab came.

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Speaker 3: And then she teared her sister. Okay, that's messed up.

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That's messed up. That's totally that's totally messed up. If

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you're gonna volunteer, you volunteer yourself, right, I don't volunteer

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somebody else. That is tone deaf. Yeah, and that instinct because.

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Speaker 2: Can you imagine if you're like a super swanky place

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and the bill is like a thout because they give

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a lot of these places now are so expensive food wise,

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and so if you get eleven people, that bill could.

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Speaker 1: Be like a thousand dollars.

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Speaker 3: Yeah, I and your sister.

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Speaker 2: I could see my sister who looking at me, going,

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you're gonna pay per half this?

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Speaker 1: I'd be like the hell life.

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Speaker 3: Yeah, yeah, no ie, And I I hate I hated

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when things like that happened, you know, just be I

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hated those snearies. I remember, I promised myself that if

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I was ever fortunate enough to be in a position

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like that where I could cover the bill, I would

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just do it and you know what I mean, and

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not embarrass other people and put them on this spot

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and be a blessing not a you know what I mean, Like, yeah, yeah,

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I and I do. I do enjoy that. I I personally,

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I just you know, usually you go out to these

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dinners and you're with friends and family people that have

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you know, been such an integral part of your life

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and why you're there and all that kind of stuff.

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And I love I just I love picking up a

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tap you know, Yeah, it's fun. It's a funny.

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Speaker 2: Do you ever get to the point though, like have

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you ever I don't know if you've ever experienced this

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or not that where if you do that a lot,

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people start they start expecting it, and then you're like, okay,

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now I'm like doing this a lot. So like people

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are people aren't even like going and even faking to

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go for the check.

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Speaker 3: You know, alligator it it's alligator arms, right, They just can't.

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I couldn't reach cramp the t rex. Everybody. Yeah, just

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everybody instantly becomes like their upper you know days have

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like their arms no longer work paralysis saying yeah, you know,

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I I there's been there's been a couple of times

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that I can remember something like that. But it's funny

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because I was talking to my I was talking to

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one of my buddies, one of my best friends from college,

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and he's like, you know, you don't really have many

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new people around you. And I go, what do you mean?

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And he goes, just, you know, like you usually, you know,

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business grows, and you know you're these different you make

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new friends. And I said to him, I go, you know,

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I don't. I don't want to sound like a jerk,

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but I don't really want new friends, you know, so

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I don't you know, I'm a quality time guy. And

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and and if I add you to the shelf, something

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else has to fall off, you know what I mean?

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Speaker 1: We are so the same, and and do I would

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I ideally like I'll meet these people and I'm like,

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wonderful people.

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Speaker 3: I'd love to hang out with them, but guess what

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this calendar is full.

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Speaker 2: You know what I mean?

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Speaker 3: Like and then you and and you, you guys can

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probably relate to. There's this time all of a sudden

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where you know, I made a I made a habit

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out of saying yes for a whole variety of reasons. Right,

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saying yes, and then all of a sudden, for whatever reason,

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you know, kids, family, business, all that kind of stuff

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in you interact come together and you have to learn

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how to start saying no, you know what I mean,

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for your sanity, yeah, and for the benefit of the

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people around you that are relying on you, because you

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might be doing a really good thing for that person,

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but you not spending that time with your son or

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your daughter, you know, and that's all they see.

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Speaker 2: You're not there, right Yeah, speaking of sons and daughters,

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I will say when it comes to picking up the check,

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like you guys haven't gotten there yet. But I have

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older kids. I've got a thirty five year old and

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a thirty year old, and it is a pretty cool

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moment when you're older kids. When you're out to eat,

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your older kids are like, I got this, mom, and pops,

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I got this, Like I'm gonna pick it up, and

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you're like, okay, oh my god.

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Speaker 1: Like the older kids and picking up you know my

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parents' tap.

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Speaker 2: Yes, doing that for your parents. And then when you

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see your kids doing it for you, and not all

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the time, because we don't want them ever to do

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that all the time, but every once in a while,

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they'll you know, they try and we'll let them because

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I know how that feels when I do it for

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my parents, and it's such a wonderful it's a wonderful thing.

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And I know that they feel that too, and that

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is like, you know that you've won when they do that,

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you know the win.

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Speaker 3: Yeah, yeah, if I'll probably if the first time one

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of my kids does if one of my kids does it,

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I'll bust out crying. I'll probably be just a mess. Yeah,

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your kids getting it? What are the kids getting a divorce?

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Speaker 2: Now?

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Speaker 3: They bought my dinner?

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Speaker 2: I know. It's a really cool thing. It is, You're like,

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look at them.

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Speaker 1: We grow.

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Speaker 3: It'll also be confirmation they don't hate you too. It's true.

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Speaker 2: They want to be around you, they want to spend

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time with you. They want to pick up your dinner tab.

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You know.

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Speaker 1: It's really just expecting the hand out every single time.

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Speaker 3: Yes, yes, yeah, I've got a I got a fourteen

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year old daughter freshman in high school and she and

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I are really tight. We just went out for dinner

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this last Monday night together and uh, but we're going

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through high school stuff for the first time. Yeah, and

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I my wife and I were not in denial about this, like,

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you know, we came in going, yeah, she's a high

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school like our kids aren't perfect, Like you know, what're

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those kind of parents very like whose kids are that?

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And I'm like, probably mine, you know what I mean?

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Probably mine, maybe not, probably probably yeah. And if not,

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they're involved, right.

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Speaker 1: Yeah, they were by they're accomplices.

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Speaker 3: It always kind of catches me off guard. Two third

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parents are like, not my child, and I'm.

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Speaker 2: Like, wow, because I I'll fully admit it.

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Speaker 3: Right yeah, I mean look, they're like, did your kid

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do it? And I'm like, that's all he did? Yeah, yeah, yeah.

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You should have seen me when I was that age. Yeah,

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we we call this a good day in the age,

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you know, but uh but no, it's it's so we

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we went in full eyes, wide open. But I got

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one of these the other day and I'm sure you guys, dad,

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I know what I'm doing.

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Speaker 1: Fourteen. Yeah, it's just because I know everything.

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Speaker 2: It's just you get more of that and more of that.

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I think the age for girls between the ages of

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fourteen and twenty five, you're going to hear that a lot.

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Speaker 3: Yeah, there's a we have a let's put it this way.

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I don't want to put my daughter on blast. But

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we have a disagreement. We have a disagreement about a

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certain friend she's around, and she gave me the she

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gave me the line of Dad. I've prayed about this

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and I've asked God to not have that person in

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my life if he doesn't think they're good for me.

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And I said, do her. I go, well, honey, this

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is God telling you that right now. Just consider itself

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coming down and saying yeah, they're gone.

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Speaker 2: And sometimes you set to pull yourself out. It's not

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that other person being taken up by like lightning or something. Yes, yes, yourself.

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Speaker 3: Yeah, it was. It was like an ultimate parenting moment

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that I believe.

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Speaker 2: I always tell my daughter, you are who your friends are.

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It's like you are either going to be elevated or

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you're going to be like dragged down into loserdom by

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your friends. So pick true, Honey. You just got to

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you know, and you the only reason i'm is because

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I hang out with Miriam. That's the only reason.

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Speaker 3: I mean, why do you think I want to be

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Why do you think I want to sponsor? The show

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is like this is like fifteen minutes of personality church

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for me. You know what I mean. You guys are

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dusting me up, you're cleaning me off here, you're getting me,

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get me more serviceable, presentable.

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Speaker 1: As you're parenting and you're talking about friends of your

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kids and how much they can influence. You just have

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to hope that your your kids end up with financially

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sound friends.

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Speaker 3: She's good they don't.

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Speaker 1: Then the good news is that you have these often

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you have these seminars webinars, I should call them at

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least once a month, right that you host How people

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get in on that action if they have terrible financially

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unsound friends.

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Speaker 3: Well, we will take you and we will work with you,

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regardless of your friends or their financial positioning in life.

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But uh no, the easiest way to do that is

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to go to Bullwarkcapitalmanagement dot com or Know your Risk

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Radio dot com. You can catch our show every single day,

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the daily dots. Just google Know your Risk podcast or

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Know your Risk Radio not hard to find, but you

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can sign up for the webinars once a month, got

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one coming up May twenty second, and we just go

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through the whole process just who we are, what we do,

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how we do it, and you know what makes us

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different and then obviously going to focus on because the

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funny thing is is this whole tariff thing has actually

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served as a wonderful example of what we're trying to

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do and how we're trying to manage it. You know,

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our clients didn't. Now we're having a decent year, you know,

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up up mid you know, five to seven percent on

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the ear and having a decent day to day, but

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our clients didn't have to go through that down fifteen

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or twenty percent. Right. Yeah, we're not perfect, but we

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show you how we do that. How do we limit

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downside and still deliver upside? And it's not smoking mirrors, right,

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And like I said, you don't always get it right,

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but we have always greatly protected against the downside, which

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is the key in retirement, right and especially in times

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like these.

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Speaker 2: Cant sure?

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Speaker 1: Yeah no your Risk Radio dot Com. Thank you sir, Thanks,

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thank you.

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Speaker 3: So much, ladies. Fun as always. Investment advisory services offered

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through Trek Financial loc and SEC registered investment advisor. The

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opinions expressed in this programmer for general informational purposes only

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and are not intended to provide specific advice or recommendations

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for any individual or on any specific security Any references

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to performance of security so are thought to be materially accurate,

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and actual performance may different. Investments involved risk and are

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not guaranteed. Past performance doesn't guarantee future results. Track twenty

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four three, zero week