WEBVTT

1
00:00:00.240 --> 00:00:02.279
<v Speaker 1>It is time for your true real estate nine one

2
00:00:02.319 --> 00:00:04.160
<v Speaker 1>one mid Week Cup did with your local real estate

3
00:00:04.200 --> 00:00:06.759
<v Speaker 1>pro Lisa True. Lisa, we know that so much of

4
00:00:06.799 --> 00:00:09.880
<v Speaker 1>the real estate market in recent years has been dictated

5
00:00:09.919 --> 00:00:13.800
<v Speaker 1>by mortgage rates, and specifically people that are leary a

6
00:00:13.919 --> 00:00:16.519
<v Speaker 1>bind because of higher rates, people that are reluctant to

7
00:00:16.559 --> 00:00:19.399
<v Speaker 1>sell because they've been locked into lower rates. What is

8
00:00:19.440 --> 00:00:21.000
<v Speaker 1>it that you're taking a look at right now? What

9
00:00:21.039 --> 00:00:21.559
<v Speaker 1>should we know?

10
00:00:22.199 --> 00:00:24.960
<v Speaker 2>Brian? You know, if you go back and look at history,

11
00:00:25.519 --> 00:00:30.920
<v Speaker 2>if somebody waited for interest rates to drop in previous decades,

12
00:00:31.320 --> 00:00:36.320
<v Speaker 2>they could have been waiting over twenty years before they

13
00:00:36.320 --> 00:00:39.759
<v Speaker 2>saw the interest rate drop. So here's what I think

14
00:00:39.840 --> 00:00:42.000
<v Speaker 2>people should be doing. If you have that low rate

15
00:00:42.119 --> 00:00:45.079
<v Speaker 2>and you really want to move or you really need

16
00:00:45.119 --> 00:00:48.520
<v Speaker 2>to move, there's ways you can deal with the interest

17
00:00:48.600 --> 00:00:52.079
<v Speaker 2>rate right now. Number One, some sellers will help you

18
00:00:52.240 --> 00:00:57.079
<v Speaker 2>buy down your interest rate, making it more affordable. That

19
00:00:57.320 --> 00:01:02.840
<v Speaker 2>is a very inexpensive option to dealing with higher interest rates.

20
00:01:03.240 --> 00:01:07.280
<v Speaker 2>The second, many people have what I call a blended rate,

21
00:01:07.640 --> 00:01:09.560
<v Speaker 2>so they have their mortgage rate, but they also have

22
00:01:09.640 --> 00:01:14.959
<v Speaker 2>their credit card rate, they have their car interest rate.

23
00:01:15.319 --> 00:01:18.359
<v Speaker 2>So if you look at those loans and maybe pay

24
00:01:18.480 --> 00:01:22.879
<v Speaker 2>those off. It lowers your total blended rate, your total

25
00:01:22.959 --> 00:01:27.640
<v Speaker 2>payments that you're paying towards interest, making that move possible.

26
00:01:27.799 --> 00:01:30.120
<v Speaker 1>Well, you bring up so many good points there, and

27
00:01:30.159 --> 00:01:32.799
<v Speaker 1>you really illustrate how well you're able to help us

28
00:01:32.879 --> 00:01:36.079
<v Speaker 1>figure what the best situation is for ourselves. We're selling

29
00:01:36.079 --> 00:01:39.920
<v Speaker 1>a situation now where mortgage rates are about average. They're

30
00:01:39.920 --> 00:01:42.000
<v Speaker 1>at about the historic average, and it is something to

31
00:01:42.079 --> 00:01:44.760
<v Speaker 1>your point about waiting and trying to time in not

32
00:01:45.040 --> 00:01:47.799
<v Speaker 1>historically having worked out for people. So the truths are

33
00:01:47.840 --> 00:01:50.760
<v Speaker 1>here to help you understand and make the best decision

34
00:01:50.799 --> 00:01:53.359
<v Speaker 1>for you and your family. Call five six one ninety

35
00:01:53.439 --> 00:01:56.640
<v Speaker 1>seven to two eighty three twenty six, visit True real

36
00:01:56.760 --> 00:01:59.239
<v Speaker 1>Estate nine to one one dot com, or just google

37
00:01:59.239 --> 00:02:01.400
<v Speaker 1>a true group t r EU group