1
00:00:00,520 --> 00:00:04,759
Speaker 1: Stats, say, let's talk about stats. Ben Creital and his

2
00:00:04,919 --> 00:00:07,360
team of former players and eight signers give you the

3
00:00:07,480 --> 00:00:10,880
latest stats, data and analytics that are trending in the

4
00:00:10,919 --> 00:00:16,039
world of Cougar sports stats.

5
00:00:17,559 --> 00:00:19,640
Speaker 2: Welcome back to your sports one O three nine ninety

6
00:00:19,640 --> 00:00:22,199
eight point three ESPN the ban I met Trital broadcasting

7
00:00:22,280 --> 00:00:24,719
from our Bandwealth Studios Banderwealth dot Com.

8
00:00:24,719 --> 00:00:26,039
Speaker 3: Get on a free Q and a no.

9
00:00:26,039 --> 00:00:29,480
Speaker 2: Obligation to invest with our tax of Art Wealth Advisor,

10
00:00:29,600 --> 00:00:32,799
our certified financial planner in NFLPA certified financial planner at

11
00:00:32,840 --> 00:00:35,200
Banterwealthetterwealth dot Com got to get into it. Let's talk

12
00:00:35,200 --> 00:00:37,359
about stats, same, I got a bunch of key stats

13
00:00:37,359 --> 00:00:40,719
for you here on your Utah ESPN Radio network as

14
00:00:40,719 --> 00:00:43,560
b YU Men's basketball gets prepped, gets ready to take

15
00:00:43,600 --> 00:00:46,799
on Texas Tech tomorrow night. B Y, you not a

16
00:00:46,920 --> 00:00:50,759
favorite on the road versus Texas Tech. And that is unfortunate,

17
00:00:50,840 --> 00:00:54,560
Oh you poor unfortunate souls by you. Men's basketball not

18
00:00:54,880 --> 00:01:01,359
favored in this game on January seventeenth. Is a close

19
00:01:01,399 --> 00:01:03,679
one though, two and a half point favorite for the

20
00:01:03,719 --> 00:01:07,599
Texas Tech Red Raiders. I believe the point total is

21
00:01:07,640 --> 00:01:09,439
one fifty eight and a half is the over under

22
00:01:09,959 --> 00:01:14,719
fifty point four percent chance of victory for ESPN Analytics

23
00:01:14,719 --> 00:01:17,920
for Texas Tech. So by you sitting there, six pm

24
00:01:18,120 --> 00:01:21,799
tip off at the United Supermarkets Arena, you can watch

25
00:01:21,840 --> 00:01:25,120
the game on ESPN, but check out this stat. Let's

26
00:01:25,159 --> 00:01:28,760
check out this stat real quick. Since last February eleven, okay,

27
00:01:29,200 --> 00:01:32,799
just under a year ago, b Wayaman's basketball is twenty

28
00:01:32,920 --> 00:01:35,879
seven and three under Kevin Young and they got a

29
00:01:35,959 --> 00:01:39,560
huge game on Saturday night in love it. Let's welcome

30
00:01:39,599 --> 00:01:42,959
into the show. Let's talk about stats expert. We have

31
00:01:43,319 --> 00:01:47,480
certified financial Planner NFLPA Certified Financial Planner Blaine Anderson on

32
00:01:47,519 --> 00:01:47,799
the line.

33
00:01:47,799 --> 00:01:50,200
Speaker 3: Blaine, how you living man?

34
00:01:50,239 --> 00:01:52,920
Speaker 4: I'm doing great. Happy Friday to you. Always a pleasure

35
00:01:52,959 --> 00:01:53,840
hoping on. Thank you.

36
00:01:54,120 --> 00:01:55,840
Speaker 3: Happy Friday to you as well.

37
00:01:56,319 --> 00:02:00,480
Speaker 2: When you hear that record twenty seven and three since

38
00:02:00,640 --> 00:02:03,079
February eleventh, what's your reaction.

39
00:02:04,519 --> 00:02:08,759
Speaker 4: Phenomenal? I think it's fantastic. I certainly remember when we

40
00:02:08,759 --> 00:02:11,120
were going through that transition a little bit wondering what

41
00:02:11,120 --> 00:02:14,439
we were going to do after Coach Pope, who myself

42
00:02:14,439 --> 00:02:18,520
included all enjoyed and appreciated. But gosh, this has been

43
00:02:18,560 --> 00:02:21,479
a nice run and sure has been cool Kevin Young

44
00:02:22,159 --> 00:02:24,560
come and coaches here at the Cougars. That's a phenomenal record.

45
00:02:24,639 --> 00:02:25,080
I love it.

46
00:02:25,719 --> 00:02:30,599
Speaker 2: Ed's truly elite, no doubt about it. Another stat of

47
00:02:30,639 --> 00:02:33,560
the day for you, check this out. BYU Football has

48
00:02:34,719 --> 00:02:38,400
been engaged in the transfer portal, not maybe as much

49
00:02:38,439 --> 00:02:42,800
as other teams. Right, it's quality over quantity for BYU.

50
00:02:42,840 --> 00:02:45,560
This offseason then we have eight acquisitions.

51
00:02:44,919 --> 00:02:45,599
Speaker 3: Via the portal.

52
00:02:46,000 --> 00:02:49,840
Speaker 2: They got thirteen, leaving eight added to the squad on

53
00:02:50,159 --> 00:02:55,879
three currently has BYU Football's transfer portal class rate fourteenth

54
00:02:56,400 --> 00:02:57,280
in the nation.

55
00:02:57,719 --> 00:02:59,400
Speaker 3: Your reaction to that news.

56
00:03:00,719 --> 00:03:03,319
Speaker 4: Well, I know this is something that's earned, but wow,

57
00:03:03,400 --> 00:03:05,960
the way that we've been building the last few years,

58
00:03:06,360 --> 00:03:09,879
I can't imagine not being viewed as a national powerhouse

59
00:03:10,240 --> 00:03:13,439
and being a big part of national contention every year.

60
00:03:13,479 --> 00:03:16,800
I think it's phenomenal where we finished last year, but

61
00:03:16,879 --> 00:03:20,080
looking at us as a consistent perennial top twenty, even

62
00:03:20,120 --> 00:03:23,199
top fifteen team and hopefully real soon top ten team

63
00:03:23,919 --> 00:03:26,000
is more of the norm, and I think we're starting

64
00:03:26,039 --> 00:03:28,800
to get more attention even back East, which is something

65
00:03:28,800 --> 00:03:30,520
that excites me. I think is phenomenal.

66
00:03:31,199 --> 00:03:35,560
Speaker 2: Let's talk markets and finances and wealth management and what's

67
00:03:35,599 --> 00:03:38,080
going on right now in the markets. I've been texting

68
00:03:38,080 --> 00:03:39,840
you a little bit about this is you know, a

69
00:03:39,879 --> 00:03:43,039
couple of weeks ago, I was discussing, Hey, what you

70
00:03:43,039 --> 00:03:46,800
know silver, silver, silver and gold, gold and silver as

71
00:03:46,840 --> 00:03:50,879
the old Rootolph the red nose reindeer Clay Mason used

72
00:03:50,919 --> 00:03:54,639
to say, was it you Concordelius? Silver and gold, gold

73
00:03:54,639 --> 00:03:58,719
and silver, copper also surging? What is up with the

74
00:03:58,800 --> 00:04:03,680
explosive rad ally sweeps over the metals market right now?

75
00:04:03,719 --> 00:04:05,039
Speaker 3: What are you seeing here?

76
00:04:05,120 --> 00:04:09,039
Speaker 2: Why is it that this particular fluctuation and rise is

77
00:04:09,039 --> 00:04:12,680
occurring right now in the metal markets.

78
00:04:13,039 --> 00:04:15,840
Speaker 4: Yeah, well I have I've enjoyed our conversation talking about

79
00:04:15,960 --> 00:04:19,480
silver in particular. And you know, as I think about

80
00:04:19,519 --> 00:04:24,079
the different alternative asset classes or things outside of maybe

81
00:04:24,120 --> 00:04:27,920
the S and P five hundred or the traditional stocks,

82
00:04:28,920 --> 00:04:31,959
people are looking for a few different avenues. They're looking

83
00:04:32,000 --> 00:04:33,959
for some additional options, and a lot of it has

84
00:04:34,000 --> 00:04:37,040
to do with the markets peaking like they have, which

85
00:04:37,079 --> 00:04:39,319
is great, but I think it shows a lot of

86
00:04:39,319 --> 00:04:43,240
people understand that the principle, hey, you want to be

87
00:04:43,319 --> 00:04:46,920
selling when things are up, look for some other balance

88
00:04:47,000 --> 00:04:50,120
and asset classes commodities. A lot of times people think

89
00:04:50,199 --> 00:04:52,639
of it when the markets are down. What we're seeing

90
00:04:52,720 --> 00:04:54,600
is what the market's being up, but being at all

91
00:04:54,639 --> 00:04:58,000
time highs. People are looking at a few different asset classes,

92
00:04:58,040 --> 00:05:01,199
whether it be real estate with interest rates coming down,

93
00:05:01,680 --> 00:05:04,680
or whether it be gold and silver as commodities. And

94
00:05:04,720 --> 00:05:06,920
I think a lot of it has to do with

95
00:05:07,040 --> 00:05:10,240
rebalancing portfolios that often takes place this time of year,

96
00:05:10,759 --> 00:05:14,279
and you want to avoid what's called portfolio drift. And

97
00:05:14,360 --> 00:05:17,360
the market has been up, people are up their asset

98
00:05:17,399 --> 00:05:20,279
classes in equities, their allocation is probably a lot higher

99
00:05:20,360 --> 00:05:23,600
than normal, and there's we're seeing a little bit of shift,

100
00:05:23,759 --> 00:05:27,959
but really it's just creating balance into portfolios. Silver's definitely

101
00:05:28,000 --> 00:05:30,279
been a benefactor and there's been a great run, especially

102
00:05:30,319 --> 00:05:31,120
since November.

103
00:05:31,839 --> 00:05:33,680
Speaker 3: Let's get back to football talk.

104
00:05:34,079 --> 00:05:37,240
Speaker 2: I don't know if you saw Mark Harland, the ad

105
00:05:37,560 --> 00:05:42,399
of the University of Utah, took his commentary to Twitter.

106
00:05:42,480 --> 00:05:44,720
Now that could be a good thing or a bad thing,

107
00:05:44,800 --> 00:05:47,920
depending on how you feel about it. But he quote

108
00:05:47,959 --> 00:05:53,639
tweeted Celessie Moa. Okay, so there was a rivals tweet. Actually,

109
00:05:54,079 --> 00:05:56,199
so it says news. Okay, this is what he ended

110
00:05:56,279 --> 00:05:59,279
up quote tweeting, Okay, so this is the original tweet.

111
00:05:59,639 --> 00:06:01,399
Speaker 3: News breaking news four star athletes.

112
00:06:01,439 --> 00:06:05,639
Speaker 2: Celestie Moo will announce his commitment on January sixteenth at

113
00:06:05,639 --> 00:06:09,759
the Polynesia Bowl. Per Greg Biggins, Moa was a short

114
00:06:09,839 --> 00:06:15,079
term Utah signee and and so uh, Celestie is the son.

115
00:06:14,959 --> 00:06:17,920
Speaker 3: Of Ben Moa, Ben Moo in all time Utah great.

116
00:06:18,399 --> 00:06:18,519
Speaker 1: Uh.

117
00:06:18,600 --> 00:06:21,759
Speaker 2: We know Ice Moa and Shoneimoa both played at BYU.

118
00:06:21,839 --> 00:06:24,199
They entered the portal, they went to Michigan State. I

119
00:06:24,199 --> 00:06:28,279
think Yukon respectively, but there's connectivity between Utah obviously and

120
00:06:28,439 --> 00:06:32,879
BYU here. Celestie was a commit signed with bor Shine,

121
00:06:32,920 --> 00:06:37,240
signed with Utah uh in this last class, but decided, Hey,

122
00:06:37,279 --> 00:06:39,079
I'm going to resend that I'm going to open up

123
00:06:39,079 --> 00:06:42,519
my recruitment with the changes with the coaching staff.

124
00:06:42,600 --> 00:06:45,639
Speaker 3: Kyle Whittingham gone, Jason Beck gone, and.

125
00:06:45,560 --> 00:06:50,240
Speaker 2: So Mark Carlin quote with it says, well, Kama, he

126
00:06:50,480 --> 00:06:55,199
was with us in class for last week. Public announcement.

127
00:06:55,279 --> 00:06:58,399
Dot dot dot seen it all now, Probably it doesn't

128
00:06:58,399 --> 00:07:02,079
even make sense. It does it's it's it's a drunken

129
00:07:02,120 --> 00:07:06,199
stupor tweet, and it begs the question, It's like, what

130
00:07:06,399 --> 00:07:09,720
is Mark Harlan's like most embarrassing moment. I got five

131
00:07:09,759 --> 00:07:13,040
of them. Number one, he quote tweeted, give me a break.

132
00:07:13,360 --> 00:07:17,240
When there were reports that the Pac twelve was was

133
00:07:17,279 --> 00:07:21,079
gonna get uh was gonna get poached. Some of the

134
00:07:21,079 --> 00:07:22,839
teams that beg the four corner schops were gonna get

135
00:07:22,839 --> 00:07:25,000
pached by the Big twelve, and the Pac twelve eventually

136
00:07:25,040 --> 00:07:27,240
went into ruin and disintegrated.

137
00:07:27,319 --> 00:07:30,000
Speaker 3: Right, we know that he was very adamant.

138
00:07:30,519 --> 00:07:33,879
Speaker 2: He was digging his heels and on all those rumors

139
00:07:33,959 --> 00:07:35,920
and and trying to scoff at them.

140
00:07:36,120 --> 00:07:38,000
Speaker 3: Obviously they know what happened there. Number two.

141
00:07:38,000 --> 00:07:40,959
Speaker 2: They stole it from us, absolutely stole from us. The

142
00:07:41,439 --> 00:07:45,199
Holy War in twenty twenty four. He was He took

143
00:07:45,279 --> 00:07:47,800
to the to the mic in the post game and said,

144
00:07:48,240 --> 00:07:51,399
I'm disappointed in the Big twelve, and YadA, YadA, YadA.

145
00:07:51,399 --> 00:07:52,959
I was happy to be a part of the Big twelve.

146
00:07:52,959 --> 00:07:55,519
Today I'm not. They stole it from us. Number three

147
00:07:55,639 --> 00:07:59,319
he walked onto the field of play and got penalized

148
00:07:59,560 --> 00:08:02,720
in that same Holy War game. I've never seen an

149
00:08:02,720 --> 00:08:04,720
ad run onto the football field to ty to try

150
00:08:04,759 --> 00:08:05,480
to talk to a ref.

151
00:08:05,480 --> 00:08:06,160
Speaker 3: He did such.

152
00:08:06,519 --> 00:08:10,120
Speaker 2: Number four purportedly pushing out Kyle witting him for the

153
00:08:10,160 --> 00:08:13,839
head coach in waiting Morgan scally. This happened this offseason,

154
00:08:14,000 --> 00:08:16,759
and then Number five recently calling out former signe's and

155
00:08:16,759 --> 00:08:20,639
commitments on Twitter. Which one's the most embarrassing and why?

156
00:08:21,680 --> 00:08:24,360
Speaker 4: Yeah, well there's a nice list there, that's for sure.

157
00:08:24,800 --> 00:08:27,040
I don't know a whole lot about him or his background,

158
00:08:27,120 --> 00:08:29,959
but gosh, some petty stuff there. If you ask me,

159
00:08:31,680 --> 00:08:35,840
my favorite's gonna be though, just actually costing the team

160
00:08:36,200 --> 00:08:38,679
with a penalty and going out onto the field after

161
00:08:38,720 --> 00:08:43,960
the game. He just seems so easily agitated and gosh,

162
00:08:44,000 --> 00:08:47,279
not a good look, Not a good look at all. Sure,

163
00:08:47,279 --> 00:08:49,360
it's fun to see from the sidelines going to watch

164
00:08:49,480 --> 00:08:51,000
because he's so easily agitated.

165
00:08:51,679 --> 00:08:54,600
Speaker 3: Yeah, he's definitely petty competitive, as.

166
00:08:54,480 --> 00:08:59,360
Speaker 2: I like to put petty competitive, not always the most

167
00:08:59,679 --> 00:09:03,360
health thing to be know, ex answer us about it, Blaine.

168
00:09:03,679 --> 00:09:05,879
Let's talk a little bit about finances, and let's talk

169
00:09:05,879 --> 00:09:06,840
about wealth management.

170
00:09:06,879 --> 00:09:09,240
Speaker 3: Those that are tuning in and listening.

171
00:09:09,120 --> 00:09:10,879
Speaker 2: When I say, hey, hop on a free Q and

172
00:09:10,919 --> 00:09:14,519
A with Blaine Anderson and his crew at Banterwealth. What

173
00:09:14,679 --> 00:09:16,759
is it that you guys do? How do you guys

174
00:09:16,799 --> 00:09:19,639
go about that. What is it that these our listeners

175
00:09:19,679 --> 00:09:20,320
can expect.

176
00:09:22,120 --> 00:09:25,000
Speaker 4: Well, we've even had a couple of these calls this week,

177
00:09:25,159 --> 00:09:27,200
and a lot of it is to understand first the

178
00:09:27,240 --> 00:09:30,320
client's objective. What are we working towards. What's the end goal?

179
00:09:30,799 --> 00:09:34,120
Is it to offset some income, create more passive income,

180
00:09:34,799 --> 00:09:38,799
reduce risk in a portfolio. We're an independent wealth management firm.

181
00:09:38,799 --> 00:09:42,000
We've got lots of options, but those options are tools.

182
00:09:42,399 --> 00:09:44,639
The key is to understand what we're building, and so

183
00:09:45,159 --> 00:09:48,919
we enjoy the opportunity to learn from clients, from listeners

184
00:09:49,240 --> 00:09:51,879
what they're trying to accomplish. Oftentimes they come to these

185
00:09:51,919 --> 00:09:56,120
meetings with specific questions. We're working through a complex case

186
00:09:56,200 --> 00:09:59,320
right now that involves a ten thirty one exchange and

187
00:10:00,039 --> 00:10:03,840
little gains deferrals, and these are clients and folks that

188
00:10:03,840 --> 00:10:07,559
we've met through the show. But really the objective of

189
00:10:07,600 --> 00:10:13,000
these discovery meetings is to provide meaningful perspective and even

190
00:10:13,039 --> 00:10:17,440
a recommendation from an industry professional, a certified financial planner,

191
00:10:17,759 --> 00:10:22,399
and help address a question at hand. Oftentimes those questions

192
00:10:22,399 --> 00:10:28,200
are related to long term goals about retirement or creating

193
00:10:28,240 --> 00:10:30,960
an amount of passive income, and so We have a

194
00:10:30,960 --> 00:10:33,559
lot of analysis that we put together and help people

195
00:10:33,639 --> 00:10:36,720
work backwards with the end in mind, and these strategy

196
00:10:36,759 --> 00:10:39,879
sessions or these discovery calls give us an opportunity to

197
00:10:40,559 --> 00:10:42,919
do exactly that, to help discover some of the needs,

198
00:10:43,240 --> 00:10:48,039
provide some additional input from a certified financial planner, and

199
00:10:48,639 --> 00:10:50,440
our goal with each call is to make sure that

200
00:10:50,480 --> 00:10:53,720
there's some value that's provided that a listener can walk

201
00:10:53,720 --> 00:10:57,360
away with additional perspective or a recommendation something to look into.

202
00:10:58,000 --> 00:11:00,320
And the calls have been great. We enjoy talking to

203
00:11:00,399 --> 00:11:04,200
listeners and have been able to learn a lot about

204
00:11:05,120 --> 00:11:08,759
clients and listeners really from all around and even outside

205
00:11:08,759 --> 00:11:11,159
of Utah. I've been surprised at how many folks and

206
00:11:11,200 --> 00:11:13,960
people and listeners are from outside of Utah County.

207
00:11:14,559 --> 00:11:18,440
Speaker 2: Yeah, and you have wealth management officers in Idaho, Utah, Colorado,

208
00:11:18,480 --> 00:11:22,080
and Arizona. So you do great work in all those

209
00:11:22,120 --> 00:11:24,440
states and with all those clients, and we appreciate you

210
00:11:24,559 --> 00:11:29,279
servicing all of our listeners and providing them a resource

211
00:11:29,440 --> 00:11:31,320
for their long term financial future.

212
00:11:31,440 --> 00:11:32,519
Speaker 3: Without a vision, we perish.

213
00:11:32,559 --> 00:11:36,240
Speaker 2: We need to have solid financial advice as we go

214
00:11:36,320 --> 00:11:40,159
through some of these tumultuous times and markets you know,

215
00:11:40,360 --> 00:11:42,919
going in all manner of different directions and understanding. And

216
00:11:42,960 --> 00:11:45,559
also we appreciate you being a resource for our listeners

217
00:11:45,559 --> 00:11:47,799
and also aiding supporting the student athletes of b Why

218
00:11:47,840 --> 00:11:49,039
you've been doing it for five years.

219
00:11:49,039 --> 00:11:50,240
Speaker 3: I've told everyone my story.

220
00:11:50,519 --> 00:11:53,000
Speaker 2: I have never had a wealth management advisor, but I've

221
00:11:53,000 --> 00:11:55,519
seen you work over the last five years with the

222
00:11:55,559 --> 00:11:58,519
student athletes and I came away extremely impressed, and so

223
00:11:58,919 --> 00:12:01,919
I aligned myself with you and Batterwealth this year. It's

224
00:12:01,919 --> 00:12:04,399
been awesome, So we appreciate you helping out all of

225
00:12:04,480 --> 00:12:06,320
us here well.

226
00:12:06,320 --> 00:12:09,159
Speaker 4: Thank you, Ben. We know how it works and we're

227
00:12:09,159 --> 00:12:11,000
looking to help and there's been plenty of people that

228
00:12:11,039 --> 00:12:13,440
have helped us along the way, and so happy to

229
00:12:13,440 --> 00:12:15,799
be a part of the community, and thank you as

230
00:12:15,799 --> 00:12:18,080
well as the listeners for the opportunity they go.

231
00:12:18,200 --> 00:12:21,600
Speaker 3: That's Blaine Anderson at Banterwealth Batterwealth dot com. Thanks so much, Blaine.

232
00:12:21,600 --> 00:12:23,519
Speaker 2: We'll catch up with you again with another let's talk

233
00:12:23,519 --> 00:12:25,000
about stat segment next week.

234
00:12:26,039 --> 00:12:27,799
Speaker 4: Sounds great, Thanks Ben, Have a good weekend.

235
00:12:28,159 --> 00:12:29,759
Speaker 3: All right, guys, that's our show.

236
00:12:29,840 --> 00:12:32,240
Speaker 2: We're sticking to a download the podcast iTunes, Speaker, Google

237
00:12:32,279 --> 00:12:35,159
Playing Music, iHeartRadio, Spotify, give us a rating, give us

238
00:12:35,200 --> 00:12:37,799
a review. We appreciate it when you do. Support all

239
00:12:37,879 --> 00:12:39,639
of our sponsors. Guys, we can't do our show without

240
00:12:39,679 --> 00:12:41,440
our sponsors. All I ask you to do is give

241
00:12:41,480 --> 00:12:44,159
them a call, you know, and and ask them to

242
00:12:44,759 --> 00:12:47,799
uh to give you the VP products, VP service, VP

243
00:12:47,799 --> 00:12:49,440
you discounts. How can they age you, how can they

244
00:12:49,600 --> 00:12:51,480
how can they support you? Give them an opportunity to

245
00:12:51,480 --> 00:12:55,039
earn your business. Big Cougar War to everybody that joined

246
00:12:55,120 --> 00:12:57,759
us today. Shout out to Ronald the three Man Weaver,

247
00:12:57,840 --> 00:13:00,960
Brett always bringing the hammer. Shout out to Vic Love,

248
00:13:02,039 --> 00:13:05,279
Steve Klements. Actually, stay tuned guys, because we're gonna have

249
00:13:05,279 --> 00:13:07,600
a segment with Steve Klements on the flip side, So

250
00:13:07,639 --> 00:13:11,159
don't miss that former BYU quarterback breaking down all the

251
00:13:11,200 --> 00:13:14,320
news and notes coming out of BYU football and talking

252
00:13:14,360 --> 00:13:15,159
Bear Blachmeer.

253
00:13:15,240 --> 00:13:17,919
Speaker 3: So stay tuned for that. We'll take a brief time out.

254
00:13:18,000 --> 00:13:19,759
We'll be back. This is Cougar Sports on one O

255
00:13:19,840 --> 00:13:21,120
three nine ninety eight point three