Speaker 1: Yeah, ripped.
Speaker 2: News need advice?
Speaker 3: Who you don't have?
Speaker 4: Come running just as nast as we can. Shooter's gonna
Speaker 4: help come Man Dix's the Troubleshooter Show.
Speaker 1: No, Tom Martino, Hi, Tom Martino here, Welcome to the show.
Speaker 1: Three oh three seven one three talk seven one three
Speaker 1: A two five five welcome.
Speaker 5: Now.
Speaker 1: We have a car day today, Car Friday. Kevin Calkins
Speaker 1: with me shared an auto tech. I'll bring him up
Speaker 1: in a minute. We also have Deputy d in the
Speaker 1: house here. Who do we have at the studio? Anyone there?
Speaker 6: We have a ton of people here.
Speaker 1: Really.
Speaker 6: We have Deputy Boy, we have Deputy Doc, we have
Speaker 6: Deputy Dollar, and we have Deputy dollars Son.
Speaker 1: Oh and what is Deputy dollars Son doing.
Speaker 6: I think he's going to be training to be the
Speaker 6: next deputy.
Speaker 1: Cool. All right, well, hey man, So anyway, I welcome you,
Speaker 1: and we have Mark should be calling in soon unless
Speaker 1: let's see did she call in? Let me see?
Speaker 7: Not yet.
Speaker 1: But so we have a Mark at the rally and
Speaker 1: we're going to be starting this meeting, this zoom meeting
Speaker 1: with him where he's going to be able to help
Speaker 1: us out and show us the rally. It's going to
Speaker 1: be fun. So that'll be fun, huh. Anyway, So that's
Speaker 1: what's going on there. But he has sent some video
Speaker 1: along I want to share with everyone on YouTube if
Speaker 1: you want to get to her YouTube channel, and the
Speaker 1: YouTube channel is Troubleshooter Network. I'm going to go to
Speaker 1: this video. And this video is right what we have
Speaker 1: so far. And it started he said, five or six
Speaker 1: in the morning. Do you see that. It's pretty fast,
Speaker 1: but it's going to loop. Look at that thousands and
Speaker 1: thousands and thousands of people, very diverse crowd, old, young, rich,
Speaker 1: poor or what looks to be rich and poor. You
Speaker 1: can never really tell. But look at that. I guess
Speaker 1: I should slow that down. Mark's not quite the videographer,
Speaker 1: is he. It's making me dizzy. No, but he gave
Speaker 1: us a good seriously, a good look. And I will
Speaker 1: try to slow that down a bit. So he's there,
Speaker 1: and when Trump speaks that one, we're going to try
Speaker 1: to zoom that thing. So stay tuned for that. Three
Speaker 1: oh three seven one three tom three O three seven
Speaker 1: three eight two five five and again Mark major major,
Speaker 1: Mark Majors at that rally. But we're going to talk
Speaker 1: about consumer problems, questions and complaints. People who have been
Speaker 1: screwed lied to all of that. For example, we have
Speaker 1: a scot and now now, okay, this is a comment
Speaker 1: on a call yesterday. The call yesterday took twenty minutes,
Speaker 1: and a lot of times I explore stories because they're
Speaker 1: so confusing to me. But here's what that story was.
Speaker 1: This woman had a boyfriend. She's thirty two young women.
Speaker 1: She had a boyfriend. They each chipped in twenty five
Speaker 1: hundred and bought a mobile home a trailer in a
Speaker 1: park and they had park rent do. But what she
Speaker 1: did was she and the guy. She had a domestic
Speaker 1: violence against the guy. The guy shot a gun off
Speaker 1: of the kitchen. Anyway, to make a long story short,
Speaker 1: he was kicked out. He was the one who had
Speaker 1: the lease for the lot. She said. She signed a
Speaker 1: lease for her lot for the lot, she took it over,
Speaker 1: but he left owing six grand. She didn't pay any
Speaker 1: rent after that, and it came up until the end
Speaker 1: of May, and she got some charity to pay all
Speaker 1: of her rent and the back rent and the lawyer's
Speaker 1: fees and everything to stop the eviction. Once again, she
Speaker 1: stopped making payments. She got charity again to kick in money.
Speaker 1: Once again, she stopped making payments, charity kicked in again.
Speaker 1: Charity came in three different times. I swear to God,
Speaker 1: they paid ten grand one time, five grand another. She
Speaker 1: got so much money from this charity, and then we
Speaker 1: come up to all twenty twenty three. Basically, the bottom
Speaker 1: line is this. She never personally paid rent one time
Speaker 1: in that mobile home, not one time. Then she got
Speaker 1: evicted finally in February of twenty twenty four, and now
Speaker 1: she thinks they owe her money. I swear to God,
Speaker 1: it is so completely crazy. And I told her, I said, listen, Vanessa,
Speaker 1: no one owes you money. You were on the doll
Speaker 1: basically for three years. Move on. Now she goes, I
Speaker 1: have nowhere to go. I lost thousands. I said, how'd
Speaker 1: you lose thousands? She paid twenty five hundred for this trailer?
Speaker 1: How did you lose thousands? And she said, well, I
Speaker 1: lost thousands because I put money into the trailer. But
Speaker 1: she didn't have money, so I don't know how she
Speaker 1: put thousands into it. I just threw up my hands.
Speaker 1: We can't help her. I did assign someone to her
Speaker 1: to look into it. On Deputy Bow I'm gonna go
Speaker 1: to a wide shot here and i'll take you up
Speaker 1: right now. What did you find out? Hey, tom So,
Speaker 1: little deputy. But I'm sorry, bo me. I didn't mean
Speaker 1: to insult your sputy d Hey.
Speaker 8: So I did get the eviction order from from the
Speaker 8: caller yesterday, but more and I read it and i'll
Speaker 8: and I'll give you a copy of it here in
Speaker 8: a minute. But more importantly, I just literally just before
Speaker 8: I walked in, I got off the phone with the
Speaker 8: owner of the mobile home park and he explained in
Speaker 8: great detail and in very reasonable terms what actually happened.
Speaker 3: And he's going to be calling the show in a
Speaker 3: few minutes.
Speaker 1: Okay, good, so we'll just wait for that. Yeah, thank
Speaker 1: you for that.
Speaker 3: Absolutely welcome.
Speaker 1: Now I want to go to the phones for Scott.
Speaker 1: He has a comment, Go ahead, Scott.
Speaker 9: Oh yeah, So yesterday I heard y'all at the end
Speaker 9: of the at the end of the show saying something
Speaker 9: about for me.
Speaker 1: I didn't the syndrome. I said that it was bond
Speaker 1: from that call, and I said, I get more and
Speaker 1: more calls from people, the poor me calls. I call
Speaker 1: them the poor me Go.
Speaker 9: Ahead, Yeah, And I wasn't I didn't know kind of
Speaker 9: the story behind it or anything. I just heard the
Speaker 9: comment on it, and for me, my first thought was,
Speaker 9: you know, every day, all the time, you know, as
Speaker 9: Americans were told that if we're not rich, we're failures,
Speaker 9: you know. And it was emphasized to me because I recently,
Speaker 9: I just recently visited India and over there people have
Speaker 9: very little and the money we have when we bring
Speaker 9: it over there, we are very very very rich over there,
Speaker 9: and no we.
Speaker 1: Are we are relative or Scott, I want to I
Speaker 1: want to ask you about your comment. We're we're told
Speaker 1: if we're not rich, we're not successful.
Speaker 9: Exactly.
Speaker 1: Yeah, no, some of that is true. I think, I
Speaker 1: really do believe that there's the one upsmanship and the billionaires,
Speaker 1: the multimillionaires, the millionaires, the one hundred thousandaires. I mean,
Speaker 1: there are people and you know, Karl Marx, by the way,
Speaker 1: I'm not a communist, but Karl Marx, by the way,
Speaker 1: wasn't a communist according to today's standards anyway. He was
Speaker 1: an idealist. He was truly more of a hippie. But
Speaker 1: Karl Marx believed that because of this striving, the rich
Speaker 1: want to be richer, the middle class wants to be
Speaker 1: the upper class, and the lower class wants to be
Speaker 1: the middle class. And because of this constant striving for structure,
Speaker 1: it keeps people hungry and tired and it's destructive. And
Speaker 1: he said that's why he believed there should be no
Speaker 1: classes there. Everyone should own everything. It's never going to work.
Speaker 1: But Scott without incentive though, and I do agree with
Speaker 1: you in a bit. We are very materialistic and you're right.
Speaker 1: If someone's working their ass off, they have a great job,
Speaker 1: they don't have a lot of money there and they
Speaker 1: go to a I like to say, this fictitious cocktail party.
Speaker 1: It's always those who have the money and the big
Speaker 1: cars and the big job that get the attention. And
Speaker 1: I do I do resent that a bit. We do
Speaker 1: have that. We can't deny that in this country we
Speaker 1: look up to money and success. We do, and in
Speaker 1: fact sometimes where it's not deserved. Even though someone is rich,
Speaker 1: it doesn't mean they're a great person. But because they're poor,
Speaker 1: it doesn't make them a great person either. So but
Speaker 1: do you think there's an answer to that? I don't
Speaker 1: think there is.
Speaker 9: Well, for myself, I know that, like I have to
Speaker 9: work hard for my money, and like it seems like
Speaker 9: I work all the time. Yeah, and there's not really
Speaker 9: time to like, you know, enjoy my money or like
Speaker 9: live up.
Speaker 1: Well, we're always you know, there was a philosopher, several
Speaker 1: philosophers who have acknowledged we're always living anywhere from a
Speaker 1: half hour to two days into the future. We're never
Speaker 1: enjoying the present. Like right now, I might be thinking
Speaker 1: when is Mark going to call in with the zoom?
Speaker 1: Or when he calls in with the zoom, I'm wondering
Speaker 1: when do I have to go to commercial? And then
Speaker 1: I wonder what am I doing after the show? Everyone
Speaker 1: lives in the in the moments, in the future. And
Speaker 1: somebody wrote a book one time called be Here Now.
Speaker 1: It was a great book about very few people live
Speaker 1: in the present. When people are poor, they're forced to
Speaker 1: live in the present. So anyway, it's a good observation.
Speaker 1: But I don't think I don't think Karl marsh or
Speaker 1: anyone in the world got it right. With human nature,
Speaker 1: We're never going to share, we're never going to be satisfied,
Speaker 1: and we're always going to be striving. And I'm not
Speaker 1: quite sure why. It's just maybe part of our DNA
Speaker 1: you know, I don't know, so. I mean I think
Speaker 1: that the essence of our political divisions come down to
Speaker 1: that there are people who believe everything for ourselves and
Speaker 1: everyone's then others want to look more at the communal life.
Speaker 1: Either way is wrong. There's some kind of blend that
Speaker 1: might work. Thanks for the call, Scott three oh three,
Speaker 1: seven to one to three talk seven one three eight
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Speaker 1: three all three seven seven to one help. You'll think
Speaker 1: you're his only customer when you choose Frank durand the
Speaker 1: real estate Man dot com to list your home with
Speaker 1: Remax Alliance three all three nine two zero sixteen twenty two.
Speaker 1: Hi Tom Martino, you're a troubleshooter. I need someone to
Speaker 1: try out this link. Mark says doesn't work on Zoom.
Speaker 1: I'm serious. I need someone to to try it down.
Speaker 1: So if one of my people, maybe who has Zoom
Speaker 1: on their phone, that can come into the link on
Speaker 1: my show as an experiment, I would love it. I'm serious.
Speaker 1: I'll give you the Zoom link privately through your email.
Speaker 6: Maybe send it to Shannon.
Speaker 1: Does Shannon have Zoom on his phone? Yeah? Do you, Kelly?
Speaker 1: You have access to the radio show calendar?
Speaker 7: Right?
Speaker 10: Yes?
Speaker 1: The link is on there for today.
Speaker 6: Yes, I couldn't bring it up on the computer, but
Speaker 6: you know you couldn't.
Speaker 1: When you clicked it.
Speaker 6: It just said site is not available.
Speaker 1: Okay, let me let me see if somebody else. Okay,
Speaker 1: I did a zoom link and shared it to that calendar.
Speaker 1: I thought it would work. But anyway, three oh three
Speaker 1: seven to one three talk seven one three eight two
Speaker 1: five five Kevin Calkins with us now shared an auto
Speaker 1: tech Kevin, somebody wants to know with electrical they have
Speaker 1: a problem with the battery discharging over long periods of time. Okay,
Speaker 1: because they they have a second car. Sure, do you
Speaker 1: recommend trickle charges or does it mean something's wrong with
Speaker 1: the car.
Speaker 5: No, all cars have a parasitic drain. Eventually will drain.
Speaker 1: That parasitic as in parasite parasitic drain, meaning there's a
Speaker 1: trickle being used all the time.
Speaker 5: Modules coming and going, communications, all kinds of different.
Speaker 1: Things, even if the car is turned off.
Speaker 5: Sure, sure, yeah, absolutely.
Speaker 1: Now it used it used to be you never had that.
Speaker 5: Oh no, we didn't have near the modules in the now.
Speaker 1: There's a battery switch that's some that you can buy
Speaker 1: that would it's it's a kin to a master switch
Speaker 1: and aircraft. There is absolutely nothing that will drain. But
Speaker 1: then would you have to reset your clocks and everything?
Speaker 5: And yeah, you have to reset everything.
Speaker 1: Yeah, your your your radio, and stuff doesn't have any
Speaker 1: built in Uh, well it.
Speaker 5: Does, but it needs the battery to maintain it. It
Speaker 5: doesn't have its own power source.
Speaker 1: And so if you did a bat if you did
Speaker 1: a battery turn off a master switch, you would really screw.
Speaker 1: I mean, it would be a pain at all.
Speaker 5: Even a lot of the learned things within the modules
Speaker 5: will be reset without power over a certain period of time.
Speaker 5: You know, transmission models learned from your driving, and actually
Speaker 5: you know they know how you you drive and reply
Speaker 5: set that you know appropriately. So to me, a battery
Speaker 5: maintainer would be a whole lot easier than trying to
Speaker 5: turn power off to everything.
Speaker 1: Okay, I want to remind people they can text me
Speaker 1: at my personal Google number. In fact, I shouldn't tell
Speaker 1: you this, but somebody called me on it the other
Speaker 1: day and I answered, it's look at it's a personal phone.
Speaker 1: It goes right to my cell but no one's abused
Speaker 1: it so far. Seven four seven nine nine nine fifty
Speaker 1: two eighty. And anyway, I just wanted to let you
Speaker 1: know that somebody just texted me about I said I
Speaker 1: was going to tell them about Hurricane David. I never
Speaker 1: got to it. Yesterday we had such GM lines. Here's
Speaker 1: the quick story. I was working for w TBT, that's
Speaker 1: channel thirteen. It was called Pulse thirteen in Tampa, Florida,
Speaker 1: big station, big coverage all over Florida, and I was
Speaker 1: sent with two photographers, meet no. I had two reporters,
Speaker 1: two photographers, four of us went over to where it
Speaker 1: was hitting in Miami, north of Miami and where as
Speaker 1: we're driving across everyone's evacuating ray and we laughed about
Speaker 1: how funny that is being in this business. We're going
Speaker 1: the opposite direction of safety. And then and we were
Speaker 1: out there covering this and we were going to hunker
Speaker 1: down and get out and show the devastation, but our
Speaker 1: car broke down on the highway I ninety five. I
Speaker 1: believe it was on the East coast. And honest to God,
Speaker 1: you could see what happened was we we were in
Speaker 1: safety in the front of the hurricane came and then
Speaker 1: the eye is a big giant circle of calmness, and
Speaker 1: then then as the store moves, the eye moves, and
Speaker 1: you get the back end of the storm. And we
Speaker 1: were out during the taking video and our car broke
Speaker 1: down and we couldn't get it going, and we're I'm
Speaker 1: looking down I because it's flat in Florida, and I'm
Speaker 1: looking way down either I ninety five or Alligator Alley,
Speaker 1: one of those big long roads. And you could see
Speaker 1: the storm coming because we were in the eye. The
Speaker 1: front was moving I think north east northwest. I think
Speaker 1: however it was was going up Florida. We were being
Speaker 1: hit and then and then calm, and then it was
Speaker 1: coming up and we could see it approaching and our
Speaker 1: car's not running, and I'm thinking, we're gonna die in
Speaker 1: this car. There's no way that car is going to
Speaker 1: protect us. And so just then the sheriff's deputy pulls up,
Speaker 1: and that's when I said, we spent the night in jail.
Speaker 1: So he took us and opened up a cell for
Speaker 1: us to sleep it or to stay in until the
Speaker 1: back side of the storm came. But it's it was
Speaker 1: a very devastating hurricane. I don't know how it rained
Speaker 1: Hurricane David compared to Milton. Milton looked way worse, but
Speaker 1: I'm not sure anyway, that was the story there, all right,
Speaker 1: three oh three seven one three talk seven one three
Speaker 1: aight two five five. I'm going to try to work
Speaker 1: out this zoom. So we can get Mark in, but
Speaker 1: meanwhile we are taking phone calls on problems three oh
Speaker 1: three seven one three Talks seven one three A two
Speaker 1: five five or three oh three Martino three oh three,
Speaker 1: six two seven eight four sixty six Tom. For auto bodywork,
Speaker 1: do you have any recommendations for the C four seventy
Speaker 1: I twenty five area. I only saw one auto repair
Speaker 1: in Denver listed on referral list. Well, we got way
Speaker 1: more auto repairs in Denver than one. And as far
Speaker 1: as body shops, Kevin, what comes to mind for you?
Speaker 1: There are a lot of good body shops around now.
Speaker 1: I can't say they're on the referral list, but we
Speaker 1: have there. There are good body shops around now I'm
Speaker 1: currently working with and I don't know if they do
Speaker 1: anything outside of McDonald's Autogroup, but the McDonald Collision Center
Speaker 1: is good. And then the one that BMW associated with
Speaker 1: and Sonic Murray was at Murray. I think it's called
Speaker 1: body Works Murray, but that's not for that. That's more.
Speaker 1: If you had to pick a major intersection, Evans and
Speaker 1: I twenty five, but it's east of there. I don't
Speaker 1: really know. I mean, I'm sure there are a ton
Speaker 1: of I'm sure there. Look, there have been Perry, and
Speaker 1: Terry has been around for years. There caliper or something.
Speaker 1: There's gerber does there's a ton of really oh oh
Speaker 1: oh down South. Michael's autobody in Castle rocks really good
Speaker 1: as well. I'm Tom Martinez three oh three seven one
Speaker 1: three talk seven one three eight two five five don't
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Speaker 1: forty five dollars deep clean and check for your furnace,
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Speaker 2: You don't pay a cent until you're content.
Speaker 1: Time for an insurance check up, free, no obligation comparison
Speaker 1: call Compass Insurance paying too much your coverage at dozens
Speaker 1: of insurance companies find out now three all three seven
Speaker 1: seven to one help. You'll think you're his only customer
Speaker 1: when you choose Frank durand the real estate Man dot
Speaker 1: com to list your home with Remax Alliance three all
Speaker 1: three nine two zero sixteen twenty two. Hi Tom Martino,
Speaker 1: your Troubleshooter three oh three seven one three talk three
Speaker 1: oh three seven one three eight two five five. I'm
Speaker 1: gonna go to some texts. We have uh again the
Speaker 1: text seven four seven nine nine nine fifty two eighty,
Speaker 1: and then we have the short code and that is
Speaker 1: five seven seven three nine. That's the iHeart one. We
Speaker 1: have two ways to text us, and then you can
Speaker 1: message us on the on the YouTube channel Troubleshooter Network.
Speaker 1: So this one says, mommy, what is the difference between
Speaker 1: Kamala Harris and the Panama Canal? Well, the Panama Canal
Speaker 1: is a busy ditch. Oh wow, that is really a
Speaker 1: good one. Busy ditch. I like that. Here's another one. Okay,
Speaker 1: it says here, well, I don't know only employee, only employees,
Speaker 1: not relatives. Let's see five or less employees pay. I
Speaker 1: don't know what he's sawing about. I guess we were
Speaker 1: talking about the Family leve Act yesterday and what they
Speaker 1: said was something about how much time off do people get,
Speaker 1: who can they take it for? And who's eligible? Kevin
Speaker 1: as a small employer, because I know you have less.
Speaker 1: Everything used to apply to twenty five or more do
Speaker 1: you have to under the new Colorado one? Do you
Speaker 1: have to provide a family leave?
Speaker 5: Well, we don't provide it, but I think it's over
Speaker 5: ten you have to match the deduction from your employees
Speaker 5: like it would be for Social Security, you know, faika.
Speaker 5: So if you have under ten, you don't have to
Speaker 5: match it. That's the only difference.
Speaker 1: Okay, but they still you still have to give them
Speaker 1: paid time off.
Speaker 5: According to that. Yeah, and it's paid by the almost
Speaker 5: like an unemployment type.
Speaker 1: You pay it, the state pays it.
Speaker 5: The state collected all the funds and the state will
Speaker 5: provide the pay for it. But you have to keep
Speaker 5: the job open. That's the hard part with small business.
Speaker 5: Say a guy takes two months off for his wife's
Speaker 5: having a baby something like that. Two months later he
Speaker 5: comes back, I have to have that job waiting for
Speaker 5: him when he gets there.
Speaker 1: But they collected the funds from you for this each employee.
Speaker 5: It gets a production from there.
Speaker 1: Each employee, so it doesn't cost employers except for their.
Speaker 5: No, if you have more than ten, you have to
Speaker 5: match the employees pay, so you you do contribute, But
Speaker 5: if you have the employee that's not now.
Speaker 1: Mark says estimates are eighty thousand people. Eighty thousand people
Speaker 1: in a blue state. Wow, okay, Tom, how many times
Speaker 1: are you going to play that Trump advertisement? This is
Speaker 1: turning into an infomercial. I wonder what he's talking about.
Speaker 1: I don't think he's talking about that video I just played.
Speaker 1: That can't be rally.
Speaker 5: Is that what he's talking about?
Speaker 1: No, I don't think so. I think do we have
Speaker 1: political ads on this show when we go to break Dragon?
Speaker 1: Do we have political ads? There could be I'm certain
Speaker 1: I can go back and listen now. I sent a
Speaker 1: new link to Mark, and I think that he should
Speaker 1: be able to use that. It's the one to use
Speaker 1: every day. I don't know why we're having a problem
Speaker 1: with that link, but again, I'd be happy to send
Speaker 1: other people a link as well if you want to
Speaker 1: try to come in. In fact, I can put it
Speaker 1: up on the YouTube thing. But then we'd be inundated,
Speaker 1: wouldn't we anyway? Three or three? Wouldn't that be fun?
Speaker 1: We ought to do that because I get to choose
Speaker 1: which one I want up right, Sure, let me see,
Speaker 1: I'm gonna set my settings. I might put that up
Speaker 1: on chat and have a whole bunch of crazy people
Speaker 1: coming in. That's what I'm gonna do. So anyway, people,
Speaker 1: we have some car questions on text. One has to
Speaker 1: do with the do most cars okay, I'm asking this
Speaker 1: for me. Do most cars have alternators?
Speaker 7: Now?
Speaker 1: Not generators? Right?
Speaker 5: Alternators?
Speaker 1: Correct? What's the difference?
Speaker 5: Well, an alternator asto from generator is not us as
Speaker 5: a separate regulator to monitor and change voltage. What the
Speaker 5: alternator it's built in. The generator just runs.
Speaker 1: Is that all that is the only difference.
Speaker 5: That's the biggest difference. Yeah, it's all internal okay, with
Speaker 5: different diodes everything.
Speaker 1: Now virtually every car has.
Speaker 5: I don't know a car anymore of the generator, probably
Speaker 5: over forty years ago.
Speaker 1: Okay, Now someone else wants to know with overheating. With overheating,
Speaker 1: what are the main causes for overheating in this weather?
Speaker 5: Well, one, it's cooler, I mean cooling fan operation for one.
Speaker 5: If the cooling fan doesn't work, it could be a
Speaker 5: million things.
Speaker 7: Right.
Speaker 1: Leaks A thermost.
Speaker 5: Yes, yeah, most thermostats anywhere what they call fail safe,
Speaker 5: so they'll fail safe open, yeah.
Speaker 1: Which means it won't overheat.
Speaker 5: It won't heat up, it won't heat up correct.
Speaker 1: Okay, so most of those are normally open, yes, okay.
Speaker 1: And then as far as leaks, that would you can
Speaker 1: see that in your level low cooling, bad cooling, Yeah.
Speaker 5: It wouldn't cause overheating because corrosion more than anything bad cooling.
Speaker 1: Okay, So if you're cooling gets old, it doesn't lose
Speaker 1: its ability to.
Speaker 5: Cool no, No, it just it loses the lubrication qualities
Speaker 5: and the anti corrosion quantity.
Speaker 1: Okay. Then you said something about the radiator.
Speaker 5: Yeah, the radiator, you know, you could have scaling, so
Speaker 5: you don't.
Speaker 1: Have proper circulations, so the water's moving slowly. How do
Speaker 1: you check out that? How do you check any of that?
Speaker 1: I mean that the shop really needs to do that.
Speaker 5: Then you can, I mean there's backyard methods. You know,
Speaker 5: you can check your radiator for flow.
Speaker 1: And he doesn't know why it doesn't overheat all the time.
Speaker 5: Well, unless the condition has to be changing. Then I
Speaker 5: mean either the cooling fan is not coming on all
Speaker 5: the time or only comes on sometimes, or and.
Speaker 1: That would be like, aren't those cooling fans on a
Speaker 1: thermal switch?
Speaker 5: Most of them are electric. Yeah, they're controlling and they
Speaker 5: go on and off with a temp. They go off
Speaker 5: and on by the computer. Yeah, so different conditions. If
Speaker 5: you turn your air conditioning on, it'll turn a fan on. Temperature,
Speaker 5: a lot of different things. Yeah, so there's a lot
Speaker 5: to it.
Speaker 1: Okay, Mike wants to talk about a home he's been
Speaker 1: working with Deputy d on Mountain View home. Wait is
Speaker 1: this this is not the mobile home park? Isn't Okay? Okay, yes,
Speaker 1: it is the mobile home park. Okay, hang on, man,
Speaker 1: I'm gonna come right back to you. I'm gonna give
Speaker 1: you more time. I'm Tom Martinez three oh three seven
Speaker 1: one three talks seven one three eight two five five.
Speaker 1: Today's car Day, which means you should be mindful of
Speaker 1: car insurance and all of your insurance and compass insurance.
Speaker 1: The Insurance Help Center dot com will give you a
Speaker 1: free analysis of your insurance to see if you're paying
Speaker 1: too much, to see if you have enough insurance, to
Speaker 1: see if you have a great deal, and they're very
Speaker 1: honest about it. Three oh three nine nine six nine
Speaker 1: thou go with a sure thing Denver's best roofer Excel
Speaker 1: Roofing dot com. You don't pay a cent until you're content.
Speaker 1: Time for an insurance check free no obligation. In comparison,
Speaker 1: call Compass insurance paying too much your coverage at dozens
Speaker 1: of insurance companies find out now three O three seven
Speaker 1: seven to one. Help. You'll think you're his only customer
Speaker 1: when you choose Frank durand the real estate man dot
Speaker 1: Com to list your home with Remax Alliance three three
Speaker 1: nine two zero sixteen twenty two. All right, I want
Speaker 1: to go right away to Mike now, Dimitri, Yeah, what
Speaker 1: is a deputy d What is Mike's position?
Speaker 8: Mike owns the mobile home park in Loveland where Vanessa's
Speaker 8: trailer was. It still is park.
Speaker 1: Now. Whenever we hear one side of the story, we
Speaker 1: usually get a skewed view, but here we had one
Speaker 1: side of the story and still sided with the other side,
Speaker 1: which is amazing to us. We've only heard one side
Speaker 1: of the story. But what she was saying doesn't make sense.
Speaker 1: She had a trailer basically a used trailer in Mountain
Speaker 1: View Mobile Home Park and never once, never once paid
Speaker 1: rent the lot rent, never once. From what we can tell,
Speaker 1: her lot rent was paid by charities. When it accumulated
Speaker 1: enough for the part to evict her, they would come
Speaker 1: in and swoop in and protect her and write alum
Speaker 1: sum to get her on her feet. Then she was
Speaker 1: supposed to pick up the mantle and make her payments.
Speaker 1: She never did, not once until finally in February she
Speaker 1: couldn't get any more charity help and she had, she
Speaker 1: was evicted, and she's pissed off. I don't understand it. So, Mike,
Speaker 1: are you you're the owner? Can you tell shed some
Speaker 1: light on this situation?
Speaker 11: Well, it sounds like you explained it pretty well, although
Speaker 11: I don't know if she never paid a penny. It
Speaker 11: sounds like I spoke to my property manager. I mean,
Speaker 11: I spoke to my property manager before calling you just now.
Speaker 11: And it looks like we've gone through this eviction process
Speaker 11: with her four times, I know. And like you said,
Speaker 11: the first three times neighbor and neighbor came in and
Speaker 11: paid her rent. They don't pay her legal fees, but
Speaker 11: they paid a back rent and they pay a month
Speaker 11: or two in advance, and she promises to pay the
Speaker 11: legal fees right and then that started back in twenty
Speaker 11: twenty one was the first time she got rescued. The
Speaker 11: last time neighbor and neighbor made a payment for her
Speaker 11: was twenty twenty three, and then we got a couple
Speaker 11: of small payments since then because evidently she couldn't get
Speaker 11: anything from charities anymore.
Speaker 10: But she owes me.
Speaker 11: You know, eight thousand dollars now is the balance on
Speaker 11: her account. And like you said, she's really never paid
Speaker 11: almost anything in four years of living in the park.
Speaker 1: And did you legally lock her out? I didn't know
Speaker 1: trailer parks can do that. Do you can lock the trailer?
Speaker 12: Not without going to the court?
Speaker 1: No, I understand, but went to the court, But I
Speaker 1: didn't know. I don't know how that works with with trailers.
Speaker 1: When they own the trailer, you are allowed to lock
Speaker 1: them out of it.
Speaker 11: Well, nobody really knows. But what we did is we
Speaker 11: got an eviction, which means she has to move the
Speaker 11: trailer out right, and then we got that changed into
Speaker 11: a lockout instead, so that the only time the only
Speaker 11: thing she can come in for is to get the
Speaker 11: trailer and move it out.
Speaker 1: Okay, but okay, I get out? Okay now, Mike, She
Speaker 1: claims she put thousands and thousands of dollars into that trailer.
Speaker 12: You know, I don't doubt that there's building supplies, okay,
Speaker 12: strewn throughout the trailer and on the lot. I mean
Speaker 12: it's totally a work in progress. It's not, you know,
Speaker 12: being done to any code or anything like that.
Speaker 7: It's just a mess.
Speaker 1: Go with a sure thing Denver's Best Roofer Excel Roofing
Speaker 1: dot com.
Speaker 2: You don't pay a cent until you're content.
Speaker 1: Time for an insurance check up free, no obligation comparison
Speaker 1: call up as insurance paying too much your coverage at
Speaker 1: dozens of insurance companies find out now three all three
Speaker 1: seven seven to one help. You'll think you're his only
Speaker 1: customer when you choose Frank durand the real estate Man
Speaker 1: dot com to list your home with Remax Alliance three
Speaker 1: all three nine two zero sixteen twenty two.
Speaker 13: Ripped of.
Speaker 4: You need so you don't have to running as the
Speaker 4: canow Shooter's gonna help come.
Speaker 14: Manx is the Troubleshooter Show.
Speaker 1: No, Tom Martinez. All right, So I did an experiment.
Speaker 1: Hello people, I'm here and I am going to start
Speaker 1: admitting people from zoom. I'm telling you I did a
Speaker 1: multi zoom call for our YouTube channel and they can
Speaker 1: participate on the show. It's gonna be weird. I'm gonna
Speaker 1: tell you it's gonna be weird and you're gonna try it.
Speaker 1: I got people up and I don't know how to
Speaker 1: control it completely. Let's see who do I see? Nope,
Speaker 1: that's the wrong one. Let me let me go back
Speaker 1: and welcome to this show. By the way, I'm Tom Martinez.
Speaker 1: This is a consumer show three O three seven one
Speaker 1: three talks seven one three eight two five five to
Speaker 1: help you solve problems, answer questions, take complaints, make your
Speaker 1: life a little easier. And okay, i'll tell you what.
Speaker 1: We got to leave Europe right now, so to leave.
Speaker 1: He's looking good and talk to leave, so we can.
Speaker 1: I want to see if we can take callers. Now,
Speaker 1: go ahead, sir, are you on? Let me hear you.
Speaker 1: I don't hear you, but okay, So maybe this is
Speaker 1: a live experiment to see if zoom callers can call
Speaker 1: the radio show and also talk. I think you have
Speaker 1: your mind. I might have people's I might have people
Speaker 1: hold on, I might have people muted. Now all of
Speaker 1: you guys, And what I have to do is I
Speaker 1: have to set the settings differently, because right now it's
Speaker 1: it's it's pneumonium. Because what I have to do is
Speaker 1: set it so I can admit people when I want
Speaker 1: to ye for example, if I if I touch something
Speaker 1: here and I got so anyway, people, thanks for this experiment.
Speaker 1: I don't know, like I said, completely, what I'm doing,
Speaker 1: but I'm gonna be the first one in history to
Speaker 1: have a live podcast that's going to admit the video
Speaker 1: in and people can talk. So somebody's up there with
Speaker 1: a dog in the back seat, and hey, man, how
Speaker 1: are you This is crazy? The dogs dog walks. Yeah,
Speaker 1: the dog's kissing them. Okay, folks, let me go to
Speaker 1: the phones, and I'm gonna I'm gonna end the experiment
Speaker 1: for now. Listen, I really appreciate you doing this. I
Speaker 1: don't mean end it like end to end it, but
Speaker 1: I'm gonna I'm gonna mute it for a minute here.
Speaker 1: And I got I got a lot of people who
Speaker 1: called in on this, a lot of people, and I
Speaker 1: just have to figure out how I'm gonna do it
Speaker 1: and only take people that I let in. So, uh,
Speaker 1: I just don't know. Look at that, Look at all
Speaker 1: the people here.
Speaker 5: That's cool.
Speaker 1: I wonder if that any Well, we have a limit
Speaker 1: on our account of one hundred and we're damn near
Speaker 1: that right now. I think you can get we might
Speaker 1: have more than that, and then people people are also chatting.
Speaker 1: So eventually what I'm gonna do is I'm gonna have
Speaker 1: people will be able to show me their trouble as
Speaker 1: well as call in. That's pretty cool, and then I
Speaker 1: can look at your trouble and your consumer problem the
Speaker 1: first ever We're gonna have that live on this show.
Speaker 1: And then let me so anyway, you hear that noise
Speaker 1: in the background, I'm gonna have to mute that for now.
Speaker 1: Just let me mute it for now. All right. I
Speaker 1: think I muted it, and I'm gonna have to stop
Speaker 1: it because I'm just going nuts right now. Three O
Speaker 1: three seven to one three talk guys, thank you for
Speaker 1: the experiment. I need to end this just for a
Speaker 1: minute because I need to figure out how to control it.
Speaker 1: It was great, It was great. It was just a
Speaker 1: live experiment to see if I could get people on
Speaker 1: here on Zoom to be part of the talk show
Speaker 1: on radio as well and at the same time show
Speaker 1: us trouble if we need it. So when I figure out,
Speaker 1: I got to figure out how I automatically mute him
Speaker 1: when they come in, and then how I admit callers
Speaker 1: one at a time. I will figure that out. We're
Speaker 1: doing live radio here, folks, so give me a little
Speaker 1: break here. Let me go to the phones and solve
Speaker 1: some problems here. Josh has a question on flood insurance. Josh,
Speaker 1: go ahead. What's going on?
Speaker 15: Hey, Tom, question on flood insurance.
Speaker 16: Then I've also got a Frontier Lines comment if you
Speaker 16: have a chance, yes, sir, go ahead. The wisdom.
Speaker 15: So I've heard Mark's story about his house and buying
Speaker 15: flood insurance. Yeah, and so I just looked into it
Speaker 15: just curiously, and it's so darn cheap, right, But I'm
Speaker 15: trying to ask myself, why would one who really.
Speaker 16: Has no risk of flooding buy it?
Speaker 1: Okay, and Mark had no risk of flooding, and that's
Speaker 1: why you bought it. In fact, that's why it's cheap.
Speaker 1: In fact, if you do have risk of flooding and
Speaker 1: you're in more than a one hundred year floodplane, sometimes
Speaker 1: cost prohibitive. So what you have to do is get
Speaker 1: it subsidized, and that's called subsidized flood insurance. So a
Speaker 1: lot of people don't understand how it works. If you're
Speaker 1: in a floodplane, you qualify for subsidies that brings the
Speaker 1: insurance down to about seven hundred to eight. Well, no,
Speaker 1: now it's about eight to nine hundred a year. With
Speaker 1: a subsidy. On a small house, it can range two thousand.
Speaker 1: It can go up to two thousand a year just
Speaker 1: for the flood part. And that's with a subsidy. Without
Speaker 1: a subsidy, you'd be paying like ten to twelve grand
Speaker 1: a year. So the government subsidizes flood insurance when you're
Speaker 1: in a floodplane. Now Mark was not in a floodplane,
Speaker 1: but he had this crazy thought, what if water ever
Speaker 1: accumulates and flows into my house, that'll be a flood.
Speaker 1: I won't be covered and a lot of people that happens.
Speaker 1: It happens with snow, it happens with hail piling up,
Speaker 1: and he had the forethought of buying flood insurance. Now,
Speaker 1: for people not in a floodplaine, it's pretty damn cheap.
Speaker 1: How much were you quoted.
Speaker 15: For it, Josh, to twenty a year?
Speaker 1: Well, that's actually more than I thought it might be.
Speaker 1: Some people are paying fifty and sixty so to twenty
Speaker 1: a year. To twenty a year, you might be in
Speaker 1: a two hundred year floodplaine. What are you do you know.
Speaker 16: I have no clue, but okay, I wasn't right.
Speaker 1: You're like, so, what what is your question, sir? What
Speaker 1: is your question?
Speaker 16: Oh?
Speaker 15: I'm just wondering what it covers outside? Like a sprinkler
Speaker 15: line breaks and it floods your house.
Speaker 1: Is that a flood if a sprinkler line, yes, okay.
Speaker 1: Here's the definition of a flood. Any water outside the
Speaker 1: house that hits a horizontal surface and flows into the home.
Speaker 17: Okay.
Speaker 1: So that could be your deck, that could be ground
Speaker 1: if that could be probably a patio, okay. So it's
Speaker 1: any water that flows from the outside in the source
Speaker 1: of the water is not the determining factor. It's the
Speaker 1: flow of the water.
Speaker 7: Okay.
Speaker 1: So that's what determines if in fact it's going to uh,
Speaker 1: it's going to be a flood. So let's say you
Speaker 1: have a hailstorm that breaks an upper window and rain
Speaker 1: comes into that upper window and destroys the side of
Speaker 1: your wall. That is not a flood, and you would
Speaker 1: be covered without flood insurance. You'd be covered because the
Speaker 1: water came directly into the home without hitting a horizontal surface.
Speaker 1: Let's say your roof has a hole in it, that's
Speaker 1: obviously not a flood, right, that's rain or hail or whatever.
Speaker 1: And so let's say you have a bad rainstorm, a
Speaker 1: driving rain and hailstorm, almost like tropical proportions, and it
Speaker 1: hits your siding and flows down your siding into some windows.
Speaker 1: What is that? That hit a vertical surface, So it's
Speaker 1: not a flood. But if that goes down your siding
Speaker 1: onto your deck and then flows into your home, it's
Speaker 1: a flood.
Speaker 7: Gotcha?
Speaker 1: Okay, So isn't that weird? I mean, it is a
Speaker 1: it is. It is highly technical, but it's good to ask.
Speaker 1: Thanks for calling, Josh, three h three seven to one
Speaker 1: three talk Pat. Welcome. Pat? You called about three weeks ago.
Speaker 1: Who were you working with? Pat?
Speaker 7: Good morning, sir.
Speaker 13: I was never assigned anybody. Oh you guys said was
Speaker 13: to you would talk to the guy at the dealership.
Speaker 7: I was supposed to come.
Speaker 1: Okay, can you tell me? Okay, here, I'm trying to
Speaker 1: figure out when you called. Did you use the name
Speaker 1: Pat when you called?
Speaker 3: Yes?
Speaker 1: Okay, and it was about your car with what dealership?
Speaker 7: September twenty oh.
Speaker 1: September twentieth Okay, that's all I need to know here
Speaker 1: September twentieth and tell me, okay, twenty twenty three Chevy
Speaker 1: Colorado and it had some specs under the paint near
Speaker 1: the driver's door. The dealer is offering to fix it.
Speaker 1: Pat negotiated a settlement with a new car sales manager
Speaker 1: for sixteen hundred bucks plus a refund of the paint protectant,
Speaker 1: which isn't going to do you any good. What happened
Speaker 1: with that?
Speaker 13: I'm called and left messages ten different times.
Speaker 1: And so right now, those specs under your paint? Did
Speaker 1: you ever have that diagnosed?
Speaker 7: Oh?
Speaker 13: Yeah, they saw it at the dealership when I took
Speaker 13: it in for an oil change.
Speaker 1: What do they say it is? What do they say
Speaker 1: it is?
Speaker 13: It's under the paint and they just didn't prep it
Speaker 13: well enough.
Speaker 7: I guess.
Speaker 13: So, yeah, there's force pecks about.
Speaker 1: What does tell me this? What does a body shop
Speaker 1: say it would take to fix it? Could you buffet
Speaker 1: or does it have to be repainted?
Speaker 13: It has to be sanded and repainted. They were going
Speaker 13: to blend it to the front fender and the rear
Speaker 13: door and the top.
Speaker 1: And you decided you'd rather take the money and leave
Speaker 1: it the way it is.
Speaker 12: I mean, if I could reach in an agreement.
Speaker 7: Yeah, yeah, yeah, I don't.
Speaker 13: I don't see fixing it at the moment if I remember.
Speaker 1: Let me ask you something. If I walked up to
Speaker 1: that car, would I notice it? Uh?
Speaker 13: Probably not?
Speaker 1: Okay, So you need help getting through to that sales
Speaker 1: What was the name of that sales manager, the new
Speaker 1: car sales manager?
Speaker 9: Peter Duzinski?
Speaker 1: Peter Duzinski?
Speaker 5: Remember right? The sales Manager's not there anymore.
Speaker 1: That's the rub Wait, yeah, yeah, that is Jimmy is Duzinski?
Speaker 1: Wait a minute, is Duzinsky gone?
Speaker 13: No, he's actually the man that sold it to me.
Speaker 1: No, No, who's the one that offered you the sixteen hundred?
Speaker 7: Jimmy?
Speaker 1: Where's Jimmy right now?
Speaker 7: And he quit? He's not there anymore.
Speaker 1: He was the new sales car manager. Yes, well your
Speaker 1: agreement went out the window with him unless you got
Speaker 1: it in writing.
Speaker 7: No, there was no writing.
Speaker 13: He was going to have some paperwork drawn up.
Speaker 1: Well guess what, man, he was probably talking out as butt.
Speaker 3: No emails, no texts, nothing.
Speaker 9: No, just all on the phone.
Speaker 3: So you got to start all over again.
Speaker 13: You do well, understandable, but yeah, this guy won't even
Speaker 13: return a call.
Speaker 1: So the dealer's name. We never really got. What's the
Speaker 1: dealer's name, Mike Maroney. Mike Maroney not a bad dealer usually.
Speaker 1: I mean, in general, here's what we're gonna do. We're
Speaker 1: gonna put someone on it.
Speaker 5: But they are still willing to fix.
Speaker 13: It though, right, yeah, I guess I don't know. We
Speaker 13: we've gone beyond that.
Speaker 1: Well, listen, let's just let someone Okay, who in the
Speaker 1: studio wants to take this? Bo?
Speaker 7: Is? Bo?
Speaker 1: There? I thought you had.
Speaker 3: I'm here dollar the call?
Speaker 1: Oh yeah somebody? Yeah, yeah, yeah? Is Doc in this?
Speaker 1: Let me just write down who's in the studio? Is
Speaker 1: Doc there?
Speaker 5: Doc's here?
Speaker 16: Doc?
Speaker 1: And Bow and that's it here Tom Lock talk and Bow. Well, okay, Bo,
Speaker 1: why don't you give a quick call? All right, I'm
Speaker 1: gonna I'm gonna put this down. You know, we'll start
Speaker 1: trying to negotiate for you. But listen, I don't think
Speaker 1: you can say, hey, I was offered sixteen hundred. I
Speaker 1: mean you can say that, but there's no binding agreement
Speaker 1: there that I can see at this point. So okay,
Speaker 1: hold on, Bow will take care of you. Three oh
Speaker 1: three seven one three talk seven one three eight two
Speaker 1: five five go with a sure thing Denver's best roofer
Speaker 1: Excel Roofing dot com.
Speaker 2: You don't pay a cent until you're content.
Speaker 1: Three time for an insurance check up free, no obligation
Speaker 1: comparison call Compass Insurance paying too much your coverage at
Speaker 1: dozens of insurance companies find out now three oh three
Speaker 1: seven seven to one. Help. You'll think you're his only
Speaker 1: customer when you choose Frank durand the real estate Man
Speaker 1: dot com to list your home with Remax Alliance three
Speaker 1: oh three nine two zero sixteen twenty two. Hi, Tom Martino,
Speaker 1: your troubleshooter. Three O three seven one three talk three
Speaker 1: oh three seven one three eight two five five. Okay,
Speaker 1: let's go to the phones find out what's on your
Speaker 1: mind today? And uh we have uh three oh three
Speaker 1: seven one three talks seven one three eight two five
Speaker 1: five and here's a text. Please fix the YouTube. We
Speaker 1: fixed the audio, So now okay. On the Family Leave Act,
Speaker 1: Colorado taxpayer funded voters voted a few years ago. The
Speaker 1: funds are taken out of each paycheck, So really it
Speaker 1: doesn't cost the employer, but you're saying it does cost
Speaker 1: the bigger employers they have to match match. Yeah, all right,
Speaker 1: so okay, Kevin. Then we also have a car thing
Speaker 1: here and that is let me find it. Okay. So
Speaker 1: what somebody wants to know if it's what is a
Speaker 1: short block mean? They were told they need a short block, sir.
Speaker 5: It's the engine without heads or timing change. So you
Speaker 5: get the block fitted with pistons on a crank shift
Speaker 5: and you have to do so.
Speaker 1: It's a partial block. It's well, the block is not
Speaker 1: literally shorter, is it.
Speaker 5: No? No, no, it's just you get just the block
Speaker 5: as opposed to a long block has heads on it
Speaker 5: as okay, okay, so it's basically without heads. Okay, so
Speaker 5: it reuse the heads or get in a different head
Speaker 5: to put and then you have to assemble it right
Speaker 5: where the long block comes assembled with heads, timing chainer.
Speaker 1: There are more and more people doing motors or engines
Speaker 1: right now in their cars. Are more and more people
Speaker 1: doing yeah, definitely, Okay, why is that? Well?
Speaker 5: I mean, you can get another one hundred thousand miles
Speaker 5: on a car for ten grades, but you have to
Speaker 5: make sure there's a variable.
Speaker 1: Okay, obviously the frame and body, right, Okay, the interior
Speaker 1: unless you don't care if it's added, but you want
Speaker 1: a good interior. What about transmission, because if you had
Speaker 1: to do the engine and transmission, now you're talking about
Speaker 1: the main hard and lungs basically.
Speaker 5: And if you don't do it at the same time,
Speaker 5: there's definitely a risk. You know, you just take a chance.
Speaker 5: I mean, that's all you really can do.
Speaker 1: Okay, So on a car, usually if the engine goes,
Speaker 1: I mean, what can we put a formula to it
Speaker 1: or a y when you wouldn't mess. Here's what I'm
Speaker 1: trying to figure out. We get so many questions about
Speaker 1: replacing engines and or transmissions, so let's take them as
Speaker 1: a combination, because I venture to say that if it's
Speaker 1: for mileage reasons, you're gonna have one go out and
Speaker 1: then the other. If it's for a catastrophic failure, that's different.
Speaker 1: For example, if you have a car with under let's
Speaker 1: say one hundred thousand miles, the engine could go out
Speaker 1: for catastrophic or reasons. Catastrophic, sure, but not usually for longevity.
Speaker 1: They don't really wear out. No, no, not anymore. No,
Speaker 1: I agree, no engine wears out. Ok So if you
Speaker 1: have a catastrophic failure, what would it be, Well.
Speaker 5: I mean different things. We had you know we're working
Speaker 5: on one now. It's Honda has a burnt valve, okay, okay,
Speaker 5: so it's got a misfire, check in with Knight saw on.
Speaker 5: It's not running right right, So the car's only got
Speaker 5: seventy five eighty miles on it, all right, So we're
Speaker 5: rebuilding the head. So it's going to be mid threes
Speaker 5: to four thousand dollars too.
Speaker 1: But that's just the head, just the head. There's no
Speaker 1: reason to go into the whole thing.
Speaker 5: Not with seventy eighty thousand miles on it. And it
Speaker 5: was an option. That's one thing we did discuss.
Speaker 1: Okay. Now, when does a transmission give out normally.
Speaker 5: Or wear out? In my one hundred and fifty is average?
Speaker 1: Okay, So you have to do the math to see
Speaker 1: if you're going to keep the vehicle, because I think
Speaker 1: if you have a car let's say sixty seventy thousand,
Speaker 1: and you do the engine, then in another thirty or
Speaker 1: forty you have to do a tranny. Let's say, I
Speaker 1: don't think you'll get your money out of it.
Speaker 5: I don't know if it's getting the money out of
Speaker 5: it as opposed.
Speaker 1: To if you use it, that's fine.
Speaker 5: Yeah, yeah, yeah, exactly. But I mean you're looking at
Speaker 5: forty grand to buy another car minimum, right, yeah, grant,
Speaker 5: but it's a big jump from ten grand to keep
Speaker 5: on going engine.
Speaker 1: And tranny in a medium sized car nowadays. How much
Speaker 1: the engine's going to be what seven or.
Speaker 5: Eight depending on whether you go you know, low low mileage?
Speaker 5: You use the rebuilt, rebuilt, rebuilt motor and transmission just
Speaker 5: around number fifteen grand, sixteen grand?
Speaker 1: Okay, now let's what fifteen or sixteen just.
Speaker 5: The engine, engine and transmission.
Speaker 1: Oh that's okay, yeah, yeah, yeah, so sixteen grand, and
Speaker 1: now you have a car if the interiors find and
Speaker 1: everything you've really I mean, what would it need chocks
Speaker 1: in this now and then? But that's normal made it.
Speaker 1: So let's think about this. For sixteen grand, you in
Speaker 1: essence have a rebuilt tranion engine. You have a new car, and.
Speaker 5: You do get a good warranty on their rebuilt you will.
Speaker 1: Have you will have a car that'll ass you as
Speaker 1: long as a new car. Yes, okay, so you're right,
Speaker 1: that's sixteen as opposed to at least twice that or more.
Speaker 5: Yeah, and additional license plate fees, insurance, everything on a
Speaker 5: newer car.
Speaker 1: That's why more and more people now are doing it.
Speaker 5: Yep, especially if you don't drive it a lot. So
Speaker 5: you know you're you're close to retirement or this that
Speaker 5: this you're you're not a commuter.
Speaker 1: I mean, now, I'm gonna ask another silly question. Let's
Speaker 1: say you had one hundred and fifty thousand miles on
Speaker 1: it and you did that. Is does the frame get old?
Speaker 1: Is there a point where you say to yourself, Okay,
Speaker 1: I'm gonna have like a new car. I did the
Speaker 1: tranny rebuilt, and I did the engine rebuilt, but I
Speaker 1: still have a frame with one hundred and fifty thousand
Speaker 1: or is that not? Or front end or you start
Speaker 1: getting mules or pumpkins and.
Speaker 5: What different things that you start looking at as different
Speaker 5: manufacturers totos, you're not worried one hundred and fifty for.
Speaker 1: The frame or any of it. What about the front ends?
Speaker 5: How long they frame? I mean they all vary because
Speaker 5: some are heavier, summer lighter or some, but.
Speaker 1: In general front ends or rear ends they don't go out. No,
Speaker 1: they need components. Sure, sure, Okay, I'm gonna ask another
Speaker 1: silly question. Okay, front end components. Let's talk about how
Speaker 1: much would that if you had to do the whole
Speaker 1: front end.
Speaker 5: You know, you talk your front end on most cars
Speaker 5: front will drive. You don't have a differential, that is
Speaker 5: the transmission.
Speaker 1: Okay, so you don't have you don't have that. You
Speaker 1: have suspension is okay, tell me with suspension, shots, struss
Speaker 1: or whatever. Well, the other thing that most the major
Speaker 1: I'm trying to see, I'm trying to give people some
Speaker 1: some we never really talked about this, but I'm trying
Speaker 1: to give them a sense of resurrecting a car. Sure,
Speaker 1: logically if you had to do worst case scenario.
Speaker 5: But the thing I look at, you gotta will drive.
Speaker 5: So you have transfer cases on a lot of cars now.
Speaker 1: And that that is not included in the transmissions.
Speaker 5: And they could be three to five thousand by themselves.
Speaker 1: Okay, but a transfer case would be the other major
Speaker 1: thing if you had one hundred and fifty thousand exactly, okay,
Speaker 1: So they could be let's say five.
Speaker 5: So now you're up to twenty.
Speaker 1: You're up to twenty, okay, but this is not all
Speaker 1: at the same time, it would be overappeerd. So now
Speaker 1: you're up to twenty. What else would there be? Shots
Speaker 1: are minor, right, Yeah, suspension stuff is minor.
Speaker 5: You can get a couple of grand.
Speaker 1: So truly, that's it. Yeah, about twenty grand would get
Speaker 1: you essentially everything you'd need in a front wheel.
Speaker 5: Drive car, yes, an all will drive car yes.
Speaker 1: And an all wheel drive car you don't have rear
Speaker 1: end components.
Speaker 5: We're talking shocks, replace a bearing or something that.
Speaker 1: Okay, so we're not talking major so major expenditures, transfer case,
Speaker 1: transmission and an engine. If you're looking at twenty compared
Speaker 1: to forty.
Speaker 5: Forty to fifty, and then I will drive.
Speaker 1: Yeah. So if the body's in good shape, if the
Speaker 1: interior is in good shape, you basically it's it's no
Speaker 1: longer foolish to do that.
Speaker 5: No, I don't think so, you know.
Speaker 1: You could actually buy a car on purpose to do
Speaker 1: that if you like the body, if it's in good shape,
Speaker 1: and so people, I'm thinking entirely. You know, I used
Speaker 1: to think new cars all the time, you know, with
Speaker 1: long warranties, And I still don't think that's a bad idea. However,
Speaker 1: there is something to be said about rebuilding something that
Speaker 1: is solid. What would you not spend twenty grand on
Speaker 1: over a period of two or three years to keep
Speaker 1: three to four, three to five years.
Speaker 5: What would you not spend twenty You know the Kias
Speaker 5: and Hyundai's I think when they run.
Speaker 1: Their there they're two lightweight.
Speaker 5: Yeah, they they're done. When they're done, you think, yeah,
Speaker 5: it's kind of hard to bring them back.
Speaker 1: Okay, you know certain. But what are we look about then?
Speaker 1: If we're talking about a period of three to five years,
Speaker 1: the possibility of spending the max twenty to have rebuilt everything,
Speaker 1: what would you what would you do it? What? What
Speaker 1: cars are we talking would be eligible?
Speaker 5: Well, the biggies would be you know, Honda to it
Speaker 5: would be the top of the list.
Speaker 1: So close would you do a Chevy Trailblazer, an Equinox
Speaker 1: or something? Depending on the book value?
Speaker 5: I mean you got to you got to really look
Speaker 5: at values on cars, you know, you start approaching double books.
Speaker 1: In other words, you have to look at what you
Speaker 1: would replace that car for. Yes, that absolutely so if
Speaker 1: that car you're gonna put twenty in can be replaced
Speaker 1: for thirty, it wouldn't be worth it.
Speaker 5: Yeah, Or if it could be replaced for eighteen yeah yeah, yeah,
Speaker 5: I mean some of thember that oh, they don't hold
Speaker 5: the value at all, so you're doubling the value of
Speaker 5: the car.
Speaker 1: So if you wanted to spend twenty over a period
Speaker 1: of three to five years to keep a car in
Speaker 1: perfect shape, but you can replace it for forty I
Speaker 1: would say, then it's worth it.
Speaker 7: I agree.
Speaker 1: So we're looking at that fifty percent.
Speaker 5: Mark something in there, fifty sixty percent.
Speaker 1: You can have fifty percent savings. It might be worth it, yep.
Speaker 1: But if you're approaching but if you're approaching the value
Speaker 1: of what you can buy that car for, yeah it does.
Speaker 1: Don't even think about it. That makes sense. Or putting
Speaker 1: that money down on a new car. That's another option. See,
Speaker 1: that's the thing. It's not as easy as it used
Speaker 1: to be. Three oh three seven one three talk three
Speaker 1: oh three seven one three eight two five five. By
Speaker 1: the way, one clear Choice Garage Doors. We're talking cars,
Speaker 1: say let's talk about your garage. Your garage door if
Speaker 1: it doesn't close at night, is a security issue. You
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Speaker 1: Choice Doors dot Com. Their prices are on there. You
Speaker 1: can get doors, you can get any component of a door.
Speaker 1: You can get openers or any component of an opener.
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Speaker 2: You don't pay a cent until you're content.
Speaker 1: Time for an insurance checkup free no obligation comparison call
Speaker 1: Compass Insurance paying too much your coverage at dozens of
Speaker 1: insurance companies find out now three O three seven to
Speaker 1: seven to one help. You'll think you're his only customer
Speaker 1: when you choose Frank durand the real estate Man dot
Speaker 1: com to list your home with Remax Alliance three oh
Speaker 1: three nine two zero sixteen twenty two. Hi Tom Martino,
Speaker 1: your troubleshooter three all three seven one three talk seven
Speaker 1: one three eight two five five. You know, that's a
Speaker 1: very good discussion with those those cars, and it prompted
Speaker 1: a few texts about resurrecting and keeping cars. Someone wants
Speaker 1: to know now about restoring cars, and that's a hole.
Speaker 5: That's a whole different, different ballgame.
Speaker 1: So let's talk about restoring cars as far as uh yeah,
Speaker 1: let's talk about it. I mean, what what is involved?
Speaker 1: And when does it not pay? See that's the weird
Speaker 1: part is that when does it not pay?
Speaker 5: I don't think it ever pays. If you will financially,
Speaker 5: I think it's it's a preference in a hobby. You know,
Speaker 5: you get so much tied into a restauration, so.
Speaker 1: Really it's it's not a matter of it's really not
Speaker 1: a matter of whether or not whether or not it pays.
Speaker 1: As far as money, it's if you want to do it.
Speaker 1: There's no logic to it. No, people normally don't get their.
Speaker 5: Money because you can go to auctions and buy projects
Speaker 5: that people have started five ten years ago and they
Speaker 5: got fifty grand tied up and yeah.
Speaker 1: So that's more of a love. No, there's no math
Speaker 1: involved in that.
Speaker 5: No, that's a preference. Yeah, that's something you want to do.
Speaker 1: Okay. Now, as far as cars, they want to know
Speaker 1: what cars to avoid at one hundred thousand miles. Now
Speaker 1: here's the problem. I don't care what car you buy
Speaker 1: if you don't know who's maintained it. True, that's going
Speaker 1: to be the part people. It's not the mileage as
Speaker 1: much as it is the maintenance. If somebody perfectly maintained
Speaker 1: a car, you can have a really nice car one
Speaker 1: hundred thousand miles.
Speaker 5: Yeah, you got the deeper end of the cars. They're
Speaker 5: cheaper for a reason, you know, there's different things. They're
Speaker 5: not as heavy duty, and you know, like the smaller
Speaker 5: Kias and Hundais, they're great one hundred thousand mile cars.
Speaker 5: They're not great to own it one hundred and twenty.
Speaker 5: You know, they're great to buy new and run them
Speaker 5: to one hundred and get away.
Speaker 1: Okay, things like that.
Speaker 5: So in the Fords and Chevy's the bottom end cars
Speaker 5: their bottom end for a reason, even to Otis. You know,
Speaker 5: you get into the little but.
Speaker 1: I was told Chevy's would last for a long time.
Speaker 5: They do, but you got to get the right Chevy.
Speaker 5: Not all of them are. You know, you got to
Speaker 5: look at book values and see and make a decision
Speaker 5: that way. If you're buying a car, you know, for
Speaker 5: five six grand, you're gonna get what you pay for,
Speaker 5: you know, and some of the other ones same year
Speaker 5: as miles. Everything else will be fifteen sixteen twenty. You know,
Speaker 5: you got to be selective. They're not all the same, all.
Speaker 1: Right, three oh three seven one three talk seven one
Speaker 1: three h two five five. Now we have some follow
Speaker 1: ups that we're going to take. Uh D, weren't you
Speaker 1: working on in addition to the mobile home park? Weren't
Speaker 1: you working on something else. I thought you were. There
Speaker 1: was one.
Speaker 8: I forget what this Leyoa called yesterday day about a
Speaker 8: warranty or a recall issue with her Mini that's been
Speaker 8: stuck at many of Loveland.
Speaker 1: That's the one. Hold on. We'll come back to that. Okay,
Speaker 1: I'm Tom Martino. Let's talk about it. It's car Day.
Speaker 1: Recalls are a bitch. I'm telling you. They can be
Speaker 1: a real problem because sometimes I think the manufacturers put
Speaker 1: out recalls before they have enough solutions.
Speaker 5: They do a lot of times they're not prepared for them.
Speaker 1: So we got more coming up. Three oh three seven
Speaker 1: to one, three eight two five five. Genesis Total Exteriors.
Speaker 1: In addition to everything they do on the outside of
Speaker 1: their house, they do mold mitigation. They do detection and
Speaker 1: mitigation the honest way. Genesis tootalexteriors dot com go with
Speaker 1: a sure thing Denver's best roofer Excel Roofing dot Com.
Speaker 1: You don't pay a cent until you're content. Time for
Speaker 1: an insurance check up free, no obligation. In comparison, call
Speaker 1: Compass insurance paying too much coverage at dozens of insurance
Speaker 1: companies find out now three all three seven seven to
Speaker 1: one help you'll think you're his only customer when you
Speaker 1: choose Frank durand the real estate man dot Com to
Speaker 1: list your home with Remax Alliance three all three nine
Speaker 1: two zero sixteen twenty two. Hi Tom Martino, your troubleshooter
Speaker 1: three O three seven one three talk three all three
Speaker 1: seven one three eight two five five. Welcome to the show.
Speaker 1: All right, let's uh take some wrap up some stuff here.
Speaker 1: If you want to get your calls in, you can,
Speaker 1: But we have some follow ups that I want to
Speaker 1: talk about. So for those who didn't hear earlier in
Speaker 1: the show, Vanessa who called about her mobile home lot
Speaker 1: and she had a mobile home and just a won't
Speaker 1: make a long story short, she never really paid lot rent.
Speaker 1: She had charities pay it. She lived there for three
Speaker 1: years without ever paying, and then was evicted in twenty
Speaker 1: four or maybe she lived there two and a half,
Speaker 1: whatever she was evicted. She thinks they owe her money.
Speaker 1: They don't own all her money. In fact, the guy's
Speaker 1: even willing to buy the trailer from her to get
Speaker 1: the title and give her some cash. So I think
Speaker 1: that that's a good compromise if she takes it, and
Speaker 1: we have a deputy d working on that to try
Speaker 1: to work out a deal. She's also signed in with
Speaker 1: a boyfriend. You know, people, if you have young ones,
Speaker 1: and when I say young ones, I mean they could
Speaker 1: be thirty, right, or just your kids, your nieces, your nephews,
Speaker 1: your charges, anyone that you help, don't ever let them
Speaker 1: buy with people they're not married to. Now, even when
Speaker 1: you're married, it's a risk, right because you know, marriages
Speaker 1: break up, but then there's legal ways to separate. But
Speaker 1: when you are with someone you're not married to, where
Speaker 1: there are no laws to dictate, it's the wild West.
Speaker 1: When you own something with someone else, whether it be
Speaker 1: a car or whether it be a home, and there's
Speaker 1: no partnership agreement and there's no governing document. I mean,
Speaker 1: if you break up with that person, what do you do?
Speaker 1: I mean you could be stuck. We've had cases where
Speaker 1: people broke up and the woman stayed there or the
Speaker 1: guy stayed there, the other one takes off the house
Speaker 1: appreciates humongously in value, or they fix it up and
Speaker 1: it comes time to sell it and they can't get
Speaker 1: the other one to sign off without getting half the money. Yeah,
Speaker 1: you could screw yourself like that, I'm telling you. There
Speaker 1: is no great, big scale in the sky that says
Speaker 1: that's not fair. You weren't there for ten years and
Speaker 1: now you want half. So be careful when you're doing
Speaker 1: that kind of stuff, Drew. What's going on with you? Drew?
Speaker 18: Well, basically, I've lost ninety eight percent of my life savings.
Speaker 18: I'm a seventy seven year old crippled person and I'm
Speaker 18: going to be evicted soon, and I was just hoping
Speaker 18: some people might help.
Speaker 7: Drew.
Speaker 1: How did all this happen?
Speaker 18: Well, because I got a hit by a car and
Speaker 18: I'm crippled.
Speaker 1: When did you get hit? Drew?
Speaker 18: Three years ago?
Speaker 7: Three?
Speaker 1: Is that when your life started going downhill? Because I
Speaker 1: know you've called the show a few times. May I
Speaker 1: ask something your seventy seven? When did you retire? Go
Speaker 1: with a sure thing Denver's Best roofer Excel roofing dot com.
Speaker 1: You don't pay a cent until you're content. Time for
Speaker 1: an insurance check up free, no obligation. In comparison, call
Speaker 1: Compass insurance, pay too much your coverage? Dozens of insurance
Speaker 1: companies find out now three all three seven seven to
Speaker 1: one help. You'll think you're his only customer when you
Speaker 1: choose Frank durand the real estate Man dot Com to
Speaker 1: list your home with Remax Alliance three all three nine
Speaker 1: two zero sixteen twenty two writ.
Speaker 4: You needed by who.
Speaker 2: You don't have?
Speaker 4: Come running just as fast as we can show Shooter's
Speaker 4: gonna help. Come man.
Speaker 1: This is the Troubleshooter Show. Now Tom Martino, Hi, Tom
Speaker 1: Martino here, Welcome to the show. As you can see us,
Speaker 1: Car Day today, I have my guests in the studio U.
Speaker 1: We have a Deputy Dot Deputy BO, Deputy Dollar all
Speaker 1: in the studio at the Mothership. And then here I
Speaker 1: have Deputy d and I have Kevin Calkin from Sheridan
Speaker 1: Auto Tech. And it is car Day. We're taking problems,
Speaker 1: questions and complaints about all kinds of things. And I
Speaker 1: have a caller to my show that I think's been
Speaker 1: calling in twenty or thirty years. I mean since I
Speaker 1: was on WABC in New York City and he followed
Speaker 1: me ever since. And he was a preacher and he's
Speaker 1: seventy seven. He was disabled. He says he's going to
Speaker 1: be evicted, he's lost everything. I remember when he first
Speaker 1: called in, and I don't mean to make light of this.
Speaker 1: I remember when he first called in about walking into
Speaker 1: a car, but he said, look, I was just walking,
Speaker 1: it was at night, and I hit this tailgate. So
Speaker 1: I want to try to paint a picture of that
Speaker 1: and talk about that. And then we have and I'm
Speaker 1: going to bring you up in a minute here, but
Speaker 1: Deputy D, you have some follow ups. Deputy D and
Speaker 1: any other deputies call me if you just shout out.
Speaker 1: And then YouTube morons did an experiment with me. I
Speaker 1: want to tell them they've done a lot for me.
Speaker 1: They've helped me a lot, really, really really helped me.
Speaker 1: What you guys did was you zoomed into the show
Speaker 1: and showed me that I can have a zoom with
Speaker 1: like one hundred participants or more right now on the
Speaker 1: air live. And so in the future, when people have
Speaker 1: a problem, they'll be able to zoom the problem to me.
Speaker 1: I can see the problem and talk to them. I
Speaker 1: just have to figure out in zoom some settings like
Speaker 1: automatically muting callers when they call in, and I have
Speaker 1: to know about also how to select one caller at
Speaker 1: a time and how I can control that. So that's
Speaker 1: the future of the show. We're going to high tech
Speaker 1: and we'll be able to take video and audio. So,
Speaker 1: Deputy D what was the follow up the Mini Cooper.
Speaker 8: Yeah, you may recall Lyla from Loveland called because her
Speaker 8: Mini Cooper has been in the service department of Many
Speaker 8: of Loveland for a recall issue since August. So I
Speaker 8: just spoke with Nick over at Many of Loveland.
Speaker 1: Hannah, No, lilah, lilah. Okay, she called in yesterday. Oh
Speaker 1: just yeah, okay, yeah, okay.
Speaker 8: So I spoke with Nick and he said something pretty
Speaker 8: interesting about that car when it was towed in.
Speaker 1: Actually she called in before that. She called in yesterday
Speaker 1: with an update. Oh okay, yeah, yeah, she had called
Speaker 1: before I remember now.
Speaker 3: Yeah, it was assigned to me yesterday afternoon.
Speaker 8: So he said that when they opened up the car,
Speaker 8: they discovered a very heavy infestation.
Speaker 3: Of either rats or mice.
Speaker 1: Wow.
Speaker 8: And they haven't uncovered any bodies in there yet, but
Speaker 8: they expect to the He said that the infestation was
Speaker 8: so extreme that connectors on some of these components are
Speaker 8: glued together from the urine.
Speaker 1: What wait wait wait wait wait wait wait wait, So
Speaker 1: what do they think rodents?
Speaker 3: Yeah, they're convinced.
Speaker 8: They're not sure if it's rats or mice, but they
Speaker 8: expect to find some bodies when they tear into this.
Speaker 8: So they ordered additional specialized PPE equipment for their technicians,
Speaker 8: and they think that they'll be able to complete the
Speaker 8: recall repair, perhaps as soon as the end of next week.
Speaker 1: But but but she's gonna have to pay for that
Speaker 1: other stuff.
Speaker 7: Right.
Speaker 8: Well, he didn't say that they found any additional damage
Speaker 8: that must be repaired as a result of the rat infestation.
Speaker 8: But the recall repair will be done for free of course.
Speaker 1: All right, but she has other troubles. Kevin, Kevin, have
Speaker 1: you seen rodents cause a lot of electrically We get
Speaker 1: them every day, Okay, So why do rodents? How do
Speaker 1: you stop them?
Speaker 5: Well, there's a lot of products out there. I've heard
Speaker 5: dryer sheets, any kind of peppermint oils, all kinds of
Speaker 5: sense that rodents don't care for.
Speaker 1: Do they like the sheathing on the sheathing on it, and.
Speaker 5: They're building this with it like their twigs, so they'll
Speaker 5: accumulate those.
Speaker 7: You know.
Speaker 1: Do they literally cut through wires?
Speaker 7: Oh?
Speaker 5: Yeah, they is not right through it. Absolutely. The connector
Speaker 5: is even worse.
Speaker 1: It could cause thousands of dollars in damage.
Speaker 7: Yes.
Speaker 1: In fact, Kachina, can you get compass on because I'd
Speaker 1: like to ask. I'd like to ask Compass about something
Speaker 1: to do with comp about good I want to know
Speaker 1: if they if you had a massive electrical issue.
Speaker 5: We do work with insurance companies fixing cars with electrical.
Speaker 1: You do, yes, because of rodents. Yes, I'd like to
Speaker 1: ask Compass Insurance about that comp coverage on rodents. And
Speaker 1: I'd also like to ask about something that happened to me.
Speaker 1: I walked out of the gym yesterday to a nice
Speaker 1: gash in the front of my beamer and no one
Speaker 1: left a note or side or something something. I mean,
Speaker 1: it's giant. I mean it's terrible. Now it's going to
Speaker 1: cost thousands of dollars. I'm so sick and tired of it.
Speaker 1: This is the second time this has happened to me,
Speaker 1: the second, but this time I went in and said, look,
Speaker 1: I see cameras all over this parking lot. There's one
Speaker 1: right across from my car, right straight on. And they
Speaker 1: a absolutely. They said, we'll purchase We'll we'll get the
Speaker 1: video and we'll get the timer. We know who checks in,
Speaker 1: who checks out, they have their vehicle. We're going to
Speaker 1: be able to see it. Wow, now they haven't gotten
Speaker 1: back to me, but they said they would, so I'm
Speaker 1: going to try to pursue that. But I also wanted
Speaker 1: to know about insurance coverage on that. Is that collision
Speaker 1: or is that comp What is that? I say, I
Speaker 1: want to ask Brian about that, and I want to
Speaker 1: know if it counts against me, because I'm tired of
Speaker 1: paying I don't put in a lot of claims. Yeah.
Speaker 19: You know, if you take a full of advice and
Speaker 19: get a dash cam, the dash cam.
Speaker 1: Will not when I'm not in the car rights not running.
Speaker 19: No, no, no, The dash cams now will photo. They
Speaker 19: activate it, and they will activate if the car gets hit.
Speaker 3: That's one of the great things about them.
Speaker 1: Yeah, but I wonder what No. I know you're saying,
Speaker 1: but I don't know if I would be able to
Speaker 1: see what vehicle if it hit me on the front
Speaker 1: left like.
Speaker 5: The Tesla with the Century mode their doc.
Speaker 19: Yeah, but but dash camp you can do that. Yeah,
Speaker 19: if if the car is parked and it gets hit,
Speaker 19: it will take a video of whoever hit you.
Speaker 1: It would have to be triggered by some kind of
Speaker 1: motion or sensor.
Speaker 20: It's triggered by the fact that you got hit.
Speaker 5: Yeah, but it may be too late to get a picture.
Speaker 1: No, no, no, In fact it is not next time. So yeah,
Speaker 1: but it's a dash cam, so you hope that they
Speaker 1: drive in front of you where you can see the
Speaker 1: license plate or something.
Speaker 19: Well, it's better than nothing, isn't it?
Speaker 1: Right? Of course it is next time, full is on.
Speaker 19: Ask him about it.
Speaker 1: God, I'm so pissed off. You know. I just had
Speaker 1: another scuff literally that happened the same way. Not at
Speaker 1: the gym, this was somewhere else. This was at King Supers.
Speaker 1: People are so rude and I mean to do that
Speaker 1: and not even I backed into someone once a while ago,
Speaker 1: and I left a note, sure, and I took him
Speaker 1: to the I said, you know what, whatever it is,
Speaker 1: I'm going to get it fixed. And they were so
Speaker 1: happy that I did that. But I didn't put an
Speaker 1: a claim for that. But I'm so tired of painting
Speaker 1: out of my pocketing.
Speaker 5: Parking, the handicaffs.
Speaker 1: Yeah, I'm wondering though. And by the way, I took
Speaker 1: a picture of how I was parked right, But I
Speaker 1: go I always go right between the lines. I don't
Speaker 1: cram people, I don't piss off. But man, this was
Speaker 1: a bad gap. This is going to be from the
Speaker 1: looks of it, five grand.
Speaker 5: And they'll probably keep it for a month.
Speaker 1: God, I can't believe it with a rental car. But
Speaker 1: I'm going after whoever did it. I was parked. I
Speaker 1: saw I was parked. Next to me was a big
Speaker 1: like Dodge truck or something black, and it's black all
Speaker 1: over my car, So I think he did it. It's
Speaker 1: such a big truck. He was probably pulling out and turned.
Speaker 5: And didn't notice it wasn't paying attention anyway.
Speaker 1: So I want to get compass on and ask him
Speaker 1: about different coverages, especially for rodents. Then I want to
Speaker 1: go back to Drew and what else do you have
Speaker 1: other than the Mini Cooper. They're going to fix the
Speaker 1: They're going to fix the recall, but she has rodent problems?
Speaker 1: What else anything else on that?
Speaker 8: Well, you know, I'm still waiting to get some some
Speaker 8: kind of documentation from that yacht club, but that's going
Speaker 8: to be a very long.
Speaker 3: Term for me.
Speaker 1: I want to I want to recall that and then
Speaker 1: bo and dollar and doc. If you have any follows,
Speaker 1: let me know right after this. I'm Tom Martino three
Speaker 1: oh three seven one three talks seven one three A
Speaker 1: two five five we got more coming right up. Go
Speaker 1: with a sure thing Denver's best roofer Excel Roofing dot com.
Speaker 1: You don't pay a cent until you're content. Wait time
Speaker 1: for an insurance check up free, no obligation. In comparison,
Speaker 1: call Compass Insurance paying too much your coverage at dozens
Speaker 1: of insurance companies find out now three all three seven
Speaker 1: seven one help. You'll think you're his only customer when
Speaker 1: you choose Frank durand the real estate Man dot com
Speaker 1: to list your home with Remax Alliance three all three
Speaker 1: nine two zero sixteen twenty two. Hi Tom Martino here
Speaker 1: three oh three seven one three talks seven one three
Speaker 1: eight two five y five. I'll go back to dre
Speaker 1: in a minute. Here, Drew, just hang on. Brian Burns,
Speaker 1: Compass Insurance Group. Brian, I don't know if you got
Speaker 1: my text the other day, but but I sent you
Speaker 1: a text about what happened to me at the gym.
Speaker 1: I came out and.
Speaker 21: Saw a big gas You said it last night, yeah,
Speaker 21: yeah yeah, And I said you didn't have to answer, right, yeah, yeah,
Speaker 21: yeah yeah, And I said, upon leaving the gym, I
Speaker 21: saw a big gash in the front of my car, the.
Speaker 1: Left and uh, and they're they're getting me the video
Speaker 1: and all that, and I might do an investigation, but
Speaker 1: let's just say I don't find the guy or something
Speaker 1: or nothing is evident. What kind of is that a
Speaker 1: collision claim? Or because I didn't collide with anything, is
Speaker 1: that a comprehensive claim? What kind of claim is that?
Speaker 1: If I should put in a claim.
Speaker 22: It's collision. It's even though you didn't climb with something,
Speaker 22: something collided with you.
Speaker 1: Now if I wasn't even in the car and it's parked,
Speaker 1: is that charged against me?
Speaker 22: It's not its fault claim. So it shows up de violet,
Speaker 22: but it's not something they can surcharge you for.
Speaker 1: And and depending on the deductible, whether it's worth it
Speaker 1: or not. I got to deductible, but okay, yeah you can,
Speaker 1: Yeah you can let me know what my deductible is later.
Speaker 1: But I'm tired of paying, Brian. I have done so
Speaker 1: many repairs from people doing crap like that. I mean,
Speaker 1: this happened to me once before, and I think little things,
Speaker 1: not big. There were no collisions. Everything happened when I
Speaker 1: wasn't in the car, and I think that that, you know,
Speaker 1: I've never like you said you were joking. I don't
Speaker 1: use my insurance because I figure if it's a few grand,
Speaker 1: it's not worth it. Because even not at fault, if
Speaker 1: you have too many of them, you're gonna get non renewed.
Speaker 22: Right, I only could be non renewed, but if we
Speaker 22: had to move you to another carrier, depending on the company,
Speaker 22: they can underwrite against not at fall claims, but they
Speaker 22: still in Colorado can't surcharge you. I know that seems like, yeah,
Speaker 22: I know you're sensing words, but they can't searcharge you,
Speaker 22: but they can say they don't want to take it.
Speaker 1: Okay, Next question, what about rodent damage under the hood
Speaker 1: on electrical Kevin sometimes says people have thousands of dollars
Speaker 1: worth of damage. Is that an insurance claim? To begin with?
Speaker 22: Most insurance policies have coverage for animals damage including a
Speaker 22: rodent underneath comprehensive. It's also called other than collision. So
Speaker 22: they would just need to make sure they look at
Speaker 22: their policy. If there's an it would have to be excluded.
Speaker 22: So you just go to exclusions underneath that comprehensive or
Speaker 22: other than collision and see if there's any kind of
Speaker 22: exclusion on their policy.
Speaker 1: And that subject to a deductible too. Comp is yes, yep,
Speaker 1: it is so comp and collision are subject to your deductibles.
Speaker 1: Do people have different deductibles for comp and collision or
Speaker 1: are they usually the same?
Speaker 22: I would say most of the time they're the same,
Speaker 22: but sometimes people carry a higher deductible on one over
Speaker 22: the other. So but yeah, most of the time you'll
Speaker 22: see those those being the same. And of course, as
Speaker 22: you know, the liability, if you have a liability clim
Speaker 22: there is no deductible physical damage claims.
Speaker 1: All right, Thank you, Brian Burns the Insurance Health Center
Speaker 1: dot com Compass Insurance, by the way, that's where you
Speaker 1: go for your insurance check up. Three h three nine
Speaker 1: nine six nine thousand. Appreciate that. And uh. Debra has
Speaker 1: a question on section eight. Go ahead, Deborah, what is
Speaker 1: your question?
Speaker 17: Yes, I did have a question about Section eight. I've
Speaker 17: never done it before. I would be I own an
Speaker 17: apartment that that's in Denver County. Yeah, and I we're
Speaker 17: just wondering left the pros and con Now.
Speaker 1: You so you're thinking about now when you say an apartment,
Speaker 1: do you own a complex or one condo.
Speaker 17: Or what it's one condo in a building of about
Speaker 17: twenty two units.
Speaker 1: Okay, but you own it. Okay, can you rent out
Speaker 1: one unit?
Speaker 7: Now?
Speaker 1: If here's what it's contingent on. The whole building has
Speaker 1: to be approved. Mean that doesn't mean they have to
Speaker 1: accept Section eight in the whole building, but it has
Speaker 1: to be it has to pass certain inspecs sections the
Speaker 1: whole building, Like, for example, if it didn't have adequate
Speaker 1: fire protection or adequate fire escape routes, it would it
Speaker 1: would nix you from having a Section eight in that building.
Speaker 1: So okay, So you can have a Section eight for
Speaker 1: your unit that you own. If the building is up
Speaker 1: to HUD standards. Now, then your unit has to be
Speaker 1: up to HUD standards. At least that's the way it
Speaker 1: used to be. With a single family home. The same thing.
Speaker 1: It has to pass certain inspections, certain guidelines. They're not
Speaker 1: very strict, but they have a lot of weird ones
Speaker 1: with the egress, mostly that they want to make sure
Speaker 1: it's safe and habitable. Then once you do it, here's
Speaker 1: the way it is with Section eight. You can take
Speaker 1: Section eight. You'll be on a list and someone will
Speaker 1: come to you with a voucher and they'll say I'm
Speaker 1: eligible and i'd like to rent it. They will pay
Speaker 1: their portion to you and you'll accept the rest of
Speaker 1: it from Section eight. Okay, if the other person doesn't
Speaker 1: pay that their share, or if they do damages, or
Speaker 1: if you want to evict them, you have just you
Speaker 1: can do that. But you do it, you have to.
Speaker 1: They want to make sure you're not getting rid of
Speaker 1: them for a bad reason, so it adds a little
Speaker 1: layer of hassle for eviction, right, But there's some good
Speaker 1: news there if you evict someone on section eight years ago.
Speaker 1: I did it because she literally destroyed the place and
Speaker 1: I had a Section eight rental at one time, and
Speaker 1: actually it wasn't Section eight. They asked if I would
Speaker 1: be Section eight for them, and I got to prove
Speaker 1: for them because I knew them, and anyway, when they
Speaker 1: left it damaged, Section eight actually helped me collect because
Speaker 1: that person could not get another voucher without paying me back.
Speaker 1: So there's good and there's bad, and the bad is
Speaker 1: not really bad, but it's kind of you got to
Speaker 1: jump through a few hope hoops.
Speaker 19: Hey, Tom, does it have to be a DA compliant Yes?
Speaker 1: Or reasonably so? I don't remember exactly. Because of the
Speaker 1: deal you know. It's a good question. How I don't know.
Speaker 1: I don't know that. I assume yes, because HUD is
Speaker 1: all about a DA.
Speaker 17: Yeah, I mean it hesteres into the building and it
Speaker 17: doesn't have it does have a it does have a elevator.
Speaker 17: It's just a two story building, yes, with the basement.
Speaker 17: I guess it's two stories in a basement. That's certainly
Speaker 17: no ramps or anything like that.
Speaker 1: You have to call your housing authority. Okay, who's in Denver?
Speaker 1: Is it in Denver? Go to Denver housing dot org
Speaker 1: and then ask for a section eight packet and and
Speaker 1: then here's what the requirements are. I looked them up.
Speaker 1: Safe electrical plumbing and heating, no health stand hazards, no
Speaker 1: lead paint, mold or vermin, Proper working windows, doors, locks,
Speaker 1: and fire exit. It's just what I said. Your property
Speaker 1: will be inspected by the housing authority. Then you don't.
Speaker 1: You can't set rent where you want it. You can,
Speaker 1: but it has to go with the area what's called
Speaker 1: fair market value you because here's what they don't want
Speaker 1: to do. Since people, let's say some people they get
Speaker 1: a seventy five subsidy, they only have to pay twenty
Speaker 1: five percent they don't want you making it artificially high
Speaker 1: because someone can afford it. So even though you know
Speaker 1: they're going to only pay twenty five percent, they don't
Speaker 1: want you charging you know, four grand, and they have
Speaker 1: to pay a thousand if the place is only worth
Speaker 1: two grand. Okay, So they get to determine that. You
Speaker 1: get to set your rent. You can set it for
Speaker 1: whatever you want, but Section eight will only pay their
Speaker 1: portion of the reasonable amount and you can't collect the
Speaker 1: rest from them. So in essence, they're setting your rent okay.
Speaker 1: And you have to have obviously all the other stuff,
Speaker 1: proof of ownership and all of that, and you have
Speaker 1: to have everything in writing, so you have to have
Speaker 1: a lease agreement in writing that they approve. So why
Speaker 1: are you thinking of going Section eight? Do you want
Speaker 1: to help people? Yes, that's it.
Speaker 17: I'd like to get the apartment rented. It's been empty
Speaker 17: for a few months now.
Speaker 1: And now I don't understand why I heard it was.
Speaker 1: I heard it was a landlord's market. Why are you
Speaker 1: having trouble renting it?
Speaker 17: I have no idea. I've shown it, and what part
Speaker 17: of town is it in? It's in du It's it's oh.
Speaker 1: Come on and what it's a Is it a condo
Speaker 1: in du Yes?
Speaker 17: Yeah?
Speaker 1: How many square feet? How many square feet?
Speaker 12: About nine hundred nine bath.
Speaker 1: One bedroom, one bath? Is it in good condition? Oh?
Speaker 1: Two bedroom, one bedroom condition? Okay? And how much were
Speaker 1: you asking?
Speaker 17: Sixteen fifty?
Speaker 1: That is that is right there? In fact, that's a
Speaker 1: great deal. And does it have parking?
Speaker 17: It has one space?
Speaker 1: Come on, that is a good deal. Are you sure
Speaker 1: you're not? What do you think is going on with it?
Speaker 1: I have no idea.
Speaker 17: I have it listed with a leasing agent and I
Speaker 17: get a lot of traction, but just no one will
Speaker 17: pull the trigger on on selling out a lease.
Speaker 1: Two bedroom apartments are going for twenty two more?
Speaker 5: Yeah?
Speaker 1: Do you I know it?
Speaker 9: I know it.
Speaker 1: I wonder I wonder if there's something wrong with it?
Speaker 1: Dy Well, you're a leasing agent, will tell you. Is
Speaker 1: it a good lease? Good leasing agent?
Speaker 17: Yeah, it's a beautiful building. It's very well maintained. There
Speaker 17: are a lot of as I said, twenty two apartments,
Speaker 17: and I think there are may be three or four
Speaker 17: that are empty, including mine.
Speaker 5: Most boys.
Speaker 1: Okay, listen, what about pets? Are pets allowed? Are pets allowed?
Speaker 3: One cat?
Speaker 17: One cat?
Speaker 7: No dogs?
Speaker 1: Okay?
Speaker 17: In the whole building.
Speaker 1: No, no, but you you would allow only one.
Speaker 17: Can that is correct and the building is no dogs
Speaker 17: the entire building.
Speaker 1: Oh okay, I I don't know. I don't I don't
Speaker 1: think that's a big issue. Listen, leave your number, and
Speaker 1: I'm gonna tell you why. I'll bet you people listening
Speaker 1: are thinking, Wow, I'm gonna call her. Three three seven
Speaker 1: one three talks seven one three eight two five five.
Speaker 1: We have more coming up on the Troubleshooter Show. Go
Speaker 1: with a sure thing Denver's best roofer Excel Roofing dot com.
Speaker 1: You don't pay a cent until you're content. Time for
Speaker 1: an insurance check up free, no obligation. In comparison, call
Speaker 1: Compass Insurance. Paying too much your coverage at dozens of
Speaker 1: insurance companies find out now three oh three seven seven
Speaker 1: to one help. You'll think you're his only customer when
Speaker 1: you choose Frank durand the real estate Man dot com
Speaker 1: to list your home with Remax Alliance three all three
Speaker 1: nine two zero sixteen twenty two. Hi, Tom Martino, you're
Speaker 1: troubleshooter three all three seven one three talk three oh
Speaker 1: three seven one three eight two five five. All right,
Speaker 1: So let's go to the phones and again, Uh, I
Speaker 1: need to take these callers, so please bear with me. Drew,
Speaker 1: Joe's got to comment on rodents in cars. Uh, go ahead, Joe,
Speaker 1: what is your comment?
Speaker 7: Hey, Tom?
Speaker 14: Yes, sir, your wife went through My wife went through
Speaker 14: the same thing. Uh where we had some rodents just
Speaker 14: go in and chew up some.
Speaker 16: Wiring and stuff interpose. Yes, we ended up we ended.
Speaker 14: Up getting the insurance to pay for the for the repairs.
Speaker 1: So yeah, yeah, that's what our guy was saying, you
Speaker 1: can do that. What was your deductible on it?
Speaker 5: Uh?
Speaker 14: I think we had zero deductible on.
Speaker 1: That on Really how much did the repair cost?
Speaker 14: It was five hundred five or six hundreds not too Yeah,
Speaker 14: they chewed up the wires twice and.
Speaker 1: You didn't get surcharged for that, right, five or six
Speaker 1: hundred bucks? Okay, No, yeah, I don't see how they could. Okay, yeah, yeah,
Speaker 1: our guy did say that road that that's comprehensive coverage.
Speaker 1: It would be covered.
Speaker 22: Yeah.
Speaker 14: Yeah, And I didn't know that. I just took a
Speaker 14: chance and that called my insurance company and they said, yeah,
Speaker 14: we cover it.
Speaker 1: So I said, okay, that's that's really good. I'm glad
Speaker 1: to hear that. Thank you very much. Zero three seven
Speaker 1: one three eight two five five. Greg, what about your Toyota?
Speaker 1: What's going on?
Speaker 16: Got a quick story for you guys, And then a question.
Speaker 1: You have a tundra, right?
Speaker 7: Yeah?
Speaker 16: And in two thousand and one I about an F
Speaker 16: one fifty. And in twenty fourteen I gave it to
Speaker 16: my neighbor for his grandson to drive. It had three
Speaker 16: hundred and thirty thousand miles on it. I ran into
Speaker 16: him a little while ago, a month ago, and he's
Speaker 16: still driving that truck with the original engine and transmission.
Speaker 1: Wait a minute, Wait a minute, Wait a minute. How
Speaker 1: many miles?
Speaker 16: When I got rid of it in fourteen, it had
Speaker 16: three hundred and thirty thousand miles on it?
Speaker 1: Oh wait, in two thousand and thirteen.
Speaker 16: Fourteen, Oh my, oh my, the she had is still
Speaker 16: driving that truck to this day with the original engine
Speaker 16: and transmission.
Speaker 1: How many I wonder how many miles he has on it?
Speaker 1: He's put that that's ten years.
Speaker 16: Ago he's got Yeah, he's got over a half million
Speaker 16: miles on it.
Speaker 1: Wow? Oh man? And and do you have only two
Speaker 1: hundred rand?
Speaker 7: Right?
Speaker 16: All I can say is fluid fluid fluid you gotta change.
Speaker 5: It's not magic, is it?
Speaker 3: Is it the old square body f one fifty?
Speaker 7: No, it was. It was a more rounded one.
Speaker 3: Okay, solid solid truck.
Speaker 16: But anyway, I got a twenty three toundri got thirty
Speaker 16: miles on it when the engine quit.
Speaker 7: It was just.
Speaker 16: Outside of that recall that Toyota's got. So they didn't
Speaker 16: do it long block. They did a short block. Is
Speaker 16: there anything I should watch out for or look for?
Speaker 5: Not really, No, I mean it's as long AS's done right,
Speaker 5: and I imagine they know what they're doing with them.
Speaker 5: So yeah, I wouldn't like concern with it.
Speaker 16: Yeah, okay, gosh, you know I didn't have that many
Speaker 16: miles on it, but putting you know, the new block
Speaker 16: with the original heads on it, I didn't know if
Speaker 16: that were.
Speaker 1: Now listen, did you have that from new?
Speaker 7: Yeah?
Speaker 1: Now, so that must have really disappointed you after having
Speaker 1: this f one fifty. Yeah, I mean, really think about it.
Speaker 1: How many miles were on that Toyota twenty thirty? You
Speaker 1: must that to you that's just barely broken in man?
Speaker 16: Oh yeah, yeah.
Speaker 1: Did you have that f one fifty that you gave
Speaker 1: away with three hundred and fifty thous on it. Did
Speaker 1: you have that from new? I bought a brand new
Speaker 1: What year was it? Well one oh one and it's
Speaker 1: still on the road with a half a million miles.
Speaker 7: Yeah, sure, Yeah.
Speaker 5: The biggest concern I would have whether short block is
Speaker 5: just leaked, you know, because you have the technician doing
Speaker 5: all the gaskets as opposed to you know, assembly life.
Speaker 5: So that would be the only concern.
Speaker 1: All right, thank you. Yeah, he said fluids, fluids, fluids,
Speaker 1: and he means it, and that's truly what it is. Miles.
Speaker 1: What is your question on health insurance?
Speaker 7: Yeah, it's kind of a question on open enrollment. Yes, yes,
Speaker 7: so I need to get a knee replacement done. I
Speaker 7: have it scheduled for November twenty second, and I was
Speaker 7: thinking about pushing it off until the next year. But
Speaker 7: I don't know with open enrollment, since I am you
Speaker 7: have to get a kne replacement, if I would be
Speaker 7: able to get insurance and oh.
Speaker 1: You mean if you switched, would they consider the pre
Speaker 1: existing condition.
Speaker 7: Right? Or or if I keep my same policy, which
Speaker 7: I don't mind doing, what it would they deny me?
Speaker 1: Why would they deny you with the same with the
Speaker 1: same policy, I can't see them denying you. This is
Speaker 1: regular health insurance. We're not talking about Medicare or a supplement.
Speaker 7: Right, No, this is regular health insurance.
Speaker 1: All right, hold on and let's get We'll get our
Speaker 1: expert on real quick from Compass Insurance Group. Okay, Katschina,
Speaker 1: let's get see if Brian can come right back on.
Speaker 1: Three zero three seven one three eight two five five.
Speaker 1: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 1: dot com. You don't pay a cent until your tent
Speaker 1: wait time for an insurance check up free, no obligation.
Speaker 1: In comparison, call Compass Insurance paying too much your coverage
Speaker 1: at dozens of insurance companies find out now three all
Speaker 1: three seven seven to one help. You'll think you're his
Speaker 1: only customer when you choose Frank durand the real estate
Speaker 1: Man dot com to list your home with Remax Alliance
Speaker 1: three all three nine two zero sixteen twenty two. Hi
Speaker 1: Tom Martina, your troubleshooter three all three seven one three
Speaker 1: talk three all three seven one three eight two five five.
Speaker 1: So that question on health insurance, we're waiting for Integra insurance,
Speaker 1: I said, Compass. I meant Integra, Paul, you got to
Speaker 1: comment on rodents. Go ahead, Paul.
Speaker 10: Years ago, I had a sport Ranger pickup and the
Speaker 10: apparently got head rodents go in and chew up my
Speaker 10: wiring and two beam and said I would park it
Speaker 10: out in the driveway even though we had a double
Speaker 10: car garage, because my wife had one stall and I
Speaker 10: had too much chunk in the garage, you know to
Speaker 10: put it in. Yeah, twice I had to bring it
Speaker 10: in well three hundred and fifty dollars back then. So
Speaker 10: what I did. I make sure I got the reason
Speaker 10: the other half the garage, so I park it in
Speaker 10: the garage. I think this happened over a couple of
Speaker 10: rainy days when they you know, wanted.
Speaker 1: To Yeah, but a lot of them get into garages.
Speaker 1: I mean, garages aren't always a fail safe.
Speaker 10: Well, my garage door is really tight now, I got
Speaker 10: a new one. But then might will get mice.
Speaker 20: Or anything in there.
Speaker 7: Now.
Speaker 10: But the thing is what I did then is I
Speaker 10: filled a small can with moth balls and poke tooles
Speaker 10: in it and strapped it in their compartments. And I
Speaker 10: believe that was a good deterrent.
Speaker 1: Yeah, it can be, but I think something else could too,
Speaker 1: and you put up just basically bait outside of the engine,
Speaker 1: so they're attracted to that instead of the wires.
Speaker 7: Huh.
Speaker 1: But anyway, thanks for the call, appreciate it. Okay. Now
Speaker 1: I want to go back to Drew real quick here Drew,
Speaker 1: and then we're working on miles on the health. Hey Drew,
Speaker 1: I got to ask you something, okay, and then we
Speaker 1: have to go to a break. But we do want
Speaker 1: to try to help you. Let me let me ask you.
Speaker 1: Go ahead, go fun for me. Yeah, that's what I
Speaker 1: want to give. I want to if you have a
Speaker 1: go fund me, I want to see what it is
Speaker 1: and we'll put out the word. Okay, what is it?
Speaker 1: Where do what do they look for? Do you have
Speaker 1: a link to it?
Speaker 7: Yeah?
Speaker 18: Well the title is help Space seven seven deer Dash
Speaker 18: old Space, Drew Space, Bradford Space stay.
Speaker 1: House Help seventy seven year old or year year help
Speaker 1: seventy seven year Drew Bradford Stay Housed.
Speaker 18: Your old true Bradford Stay House year A librarian set
Speaker 18: up a link if you want me.
Speaker 1: To read it now that we can search this stay housed,
Speaker 1: I think we can find it. But hold on, I
Speaker 1: want to ask a question this suv that was parked.
Speaker 1: Go with a sure thing Denver's best Ruffer Excel Roofing
Speaker 1: dot com.
Speaker 2: You don't pay a cent until you're content.
Speaker 1: Time for an insurance checkup free, no obligation comparison call
Speaker 1: Compass Insurance paying too much your coverage at dozens of
Speaker 1: insurance companies find out now three oh three seven seven
Speaker 1: to one help. You'll think you're his only customer when
Speaker 1: you choose Frank durand the real estate Man dot com
Speaker 1: to list your home with Remax Alliance three oh three
Speaker 1: nine two zero sixteen twenty two Rift.
Speaker 21: News.
Speaker 1: Need advice?
Speaker 3: Who you don't have?
Speaker 4: Come running just as as as you can. Shooter's gonna
Speaker 4: help coming man.
Speaker 1: This is the Troubleshooter Show. No Tom Martine, Hi, Tom
Speaker 1: Martino here, Welcome to this show. Three O three seven
Speaker 1: one three talk three old three seven one three eight
Speaker 1: two five five.
Speaker 7: Hey.
Speaker 1: I don't know where Drew went, but I'm gonna go
Speaker 1: to uh Integra anyway. But I wanted to give out
Speaker 1: that go fund me for him, and you erased it, Kelly,
Speaker 1: so I got to try to find it again. Anyway, Kelly,
Speaker 1: if you did that, you can put it back by
Speaker 1: hitting control Z. Anyway, Miles, you had a question on
Speaker 1: health insurance you wanted to know, and I'm going to
Speaker 1: ask John Jones Junior the same thing with Integra insurance.
Speaker 1: There are health insurance experts. So John, when you go
Speaker 1: to open enrollment and let's say we need surgery and
Speaker 1: we switch companies, do they look at pre existing conditions
Speaker 1: during open enrollment?
Speaker 23: No, sir, So if I mean in all these plans
Speaker 23: are if you are you talking about through group, individual
Speaker 23: and it really doesn't matter as long as they're ACA
Speaker 23: qualified comprehensive major medical health insurance plans.
Speaker 1: So if they're the approved of plans, the Affordable Care
Speaker 1: Act plan, they can't ding you for pre existing conditions.
Speaker 23: Yeah, so as long as you're not on like a
Speaker 23: MECH plan minimum essential coverage, I mean, the vast majority
Speaker 23: of the plans that anyone would be on, whether it's
Speaker 23: through their health insurance NASA, through their company for a
Speaker 23: group plan that's offered by their employers, or whether it's
Speaker 23: on the individual market like through Connectoral Colorado or an
Speaker 23: ACA qualified plan direct with the health insurance company previousin
Speaker 23: conditions don't they're in. Yeah, they don't matter.
Speaker 7: You're Okay, the issue.
Speaker 1: And coverage now if you did not. Okay, So Miles,
Speaker 1: he's saying that during open enrollment, whether you stay with
Speaker 1: your company or go to another company and you need surgery,
Speaker 1: can they make the argument he should have had the
Speaker 1: surgery earlier and now we're getting stuck with it.
Speaker 7: You know.
Speaker 23: I mean, if anytime you're going to have surgery with
Speaker 23: any health insurance carrier, though you your doctor's going to
Speaker 23: there's a prior authorization process and the doctor would go
Speaker 23: through that process with the insurance company just to make
Speaker 23: sure that that surgery is necessary.
Speaker 7: And so I mean, just be aware of that.
Speaker 23: But I mean, if it's a medically necessary surgery and need,
Speaker 23: then there shouldn't be an issue.
Speaker 1: Okay, Yeah, so it's Miles. Any questions for John Jones
Speaker 1: Junior with Integra Insurance.
Speaker 7: Yeah, because I'm thinking about waiting until the beginning of
Speaker 7: next year. I need to have a knee replacement. They
Speaker 7: haven't gotten authorization yet, but they do have a date
Speaker 7: in tentatively schedule for my surgery and I was concerned
Speaker 7: that if I didn't do it in this calendar year
Speaker 7: that they could deny me. But it sounds like they can't.
Speaker 1: No, sir, Now, Miles, Miles, Miles, why would you wait?
Speaker 1: I'm curious.
Speaker 7: Well, a couple of reasons. When when is work? I'm
Speaker 7: self employed, I've got a lot of work and I
Speaker 7: got to be off for two months and I'm trying
Speaker 7: to build a net egg. The other is that my
Speaker 7: deductible is eight thousand dollars, and if I do that
Speaker 7: at the beginning of the year, it's going to be
Speaker 7: it's gonna be more than eight thousand dollars. Then for
Speaker 7: the rest of the year everything is covered one hundred percent,
Speaker 7: whereas right now it's after my seventeen hundred dollars deductible
Speaker 7: that is covered as seventy percent until I've reached my
Speaker 7: max out of pocket which is eight thousand dollars, which
Speaker 7: I imagine the surgery is going to put me into that bracket.
Speaker 7: Does that make sense?
Speaker 1: Yeah, it does, I guess John, there's nothing wrong with
Speaker 1: that strategy right.
Speaker 23: Well, no, I mean, if the insurance company is going
Speaker 23: to pay for it either way, I don't know that
Speaker 23: they care whether it's in November or it's in January. Yeah,
Speaker 23: we'll have clients to stay on Medicare for or they're
Speaker 23: going to be going on Medicare. I'm gonna wait to
Speaker 23: do this until you go on Medicare in a couple
Speaker 23: of months, right, I mean sure, if it's like, as
Speaker 23: long as it's the medically necessary, as long as it's
Speaker 23: you get prior authorization for that surgery, then right, you
Speaker 23: won't you won't have any issues, all right?
Speaker 7: Right, appreciate just a circus. But by eight thousand dollars
Speaker 7: would we go back to zero? If I gotta done
Speaker 7: this year on January first? That my deductible?
Speaker 23: Yeah, so correct, I understand that way.
Speaker 1: I'm thinking absolutely, Yeah, you want that you want that
Speaker 1: copay to go towards something useful as opposed to just
Speaker 1: being yes.
Speaker 23: Right, well in maximize maximizing the amount of the time
Speaker 23: that you have deductible and max out of pocket eight
Speaker 23: four and hit.
Speaker 7: Right what you're saying, Okay, yeah, yeah exactly, and.
Speaker 1: Make sure you get the right insurance too, and always
Speaker 1: I'm serious. I would check with Integrainsurance dot com or
Speaker 1: John and his team at three h three four six
Speaker 1: six fifty five hundred. They are great people. Thank you, John,
Speaker 1: appreciate it now, Miles, thank you for calling. We have
Speaker 1: more coming up. Let well, actually let me just keep
Speaker 1: going for out. Deputy Bow has a aw some follow ups.
Speaker 1: So Deputy Bow, what's going on?
Speaker 20: Yes, Tom, this is Thomas Kidwill that called in on
Speaker 20: ten seven.
Speaker 1: He called about his BMW three point thirty I and
Speaker 1: twenty twenty he ordered it. He said it was supposed
Speaker 1: to he specified on his by order regular tires, but
Speaker 1: got run flats instead. And I know I sympathize with them.
Speaker 1: I hate run flats and I won't have them. But
Speaker 1: tell me about it.
Speaker 20: Well, the issue is here. He put twelve thousand miles
Speaker 20: on the run flats, and he said he's been trying
Speaker 20: to communicate with them. Apparently they did order the car
Speaker 20: in with the incorrect tires, but I think he probably
Speaker 20: should have tried to let him know.
Speaker 1: I don't know what had happened, but he didn't know.
Speaker 20: Well, he tried to get the dealership to do something
Speaker 20: about the run flats. But it's been over a year
Speaker 20: and the car has twelve thousand miles on it. The
Speaker 20: tires had two thousand miles. But I called the salesmanager.
Speaker 1: What do they wait wait with? So they're saying they can't.
Speaker 1: They would have changed him out right away, and they
Speaker 1: wouldn't have been lost. I think they would have.
Speaker 20: I don't know why it took so long to get someatch.
Speaker 1: In on him. I think he told me that he
Speaker 1: didn't realize he had it. He excuse me, he didn't
Speaker 1: realize he had run flats.
Speaker 20: Now that I don't know, but I will tell you
Speaker 20: this he I did call the sales manager over at
Speaker 20: shomp BMW. I left several messages. I just thought. I
Speaker 20: left the message stating if they could just do some
Speaker 20: kind of a negotiation with the guide because he already
Speaker 20: has twelve thousand miles on the tires. So they did
Speaker 20: reach out to him this morning and offered to put
Speaker 20: on four standard tires for their cost of six hundred
Speaker 20: and fifty dollars. So they're basically, wait a minute, wait
Speaker 20: a minute, Wait a minute, Wait a minute, wait a minute.
Speaker 1: There's no way they're lying. There's no way that four
Speaker 1: tires at their cost is six hundred dollars, come.
Speaker 20: Mix one hundred and fifty dollars for four tires.
Speaker 1: What do you think does that sound?
Speaker 20: I'll read a tire expert, but I'm sure of BMW
Speaker 20: tires quite a bit. Thomas, the caller mentioned that the tires.
Speaker 20: It's at eight hundred and fifty dollars value for the
Speaker 20: four tires.
Speaker 1: Okay, but he's somewhere.
Speaker 5: He's happy.
Speaker 1: Wait, eight hundred and fifty for all four, that's what
Speaker 1: he says.
Speaker 20: They're giving them a discount for six fifty. Where do
Speaker 20: you think Kevin.
Speaker 1: Kevin's not here right now. I think I think that, Well, that.
Speaker 20: Guy's happy he's getting in his regular tires.
Speaker 1: But he said this, I did a good job. I
Speaker 1: mean he did wait a long time. I mean he
Speaker 1: put twelve grand on him and those tires are only
Speaker 1: going to last twenty four.
Speaker 20: Yeah, I just think he should have got on are
Speaker 20: That's the problem from the get go.
Speaker 1: Okay, I just think I don't know. It's not worth
Speaker 1: a danger.
Speaker 20: I can tell you that.
Speaker 3: But there's a resident it is.
Speaker 1: But here's the thing, I don't know why. I don't
Speaker 1: know if he said he just discovered it, and if
Speaker 1: he did, that's their problem. No, he didn't.
Speaker 20: I don't think so. I think he knew about it.
Speaker 20: There's just some communication. They weren't dealing with him. I
Speaker 20: just don't know. But after we made a few phone calls,
Speaker 20: they did reach out.
Speaker 5: Good Thomas.
Speaker 20: They make a resolution.
Speaker 1: Good after, I mean, that's good, thank you for that.
Speaker 1: Anything else going.
Speaker 20: On, just working a few other cases, but no good
Speaker 20: resolution yet.
Speaker 1: Let's talk to deputy. Oh no, I'm sorry, that's another
Speaker 1: deputy here. He's not here. So we'll take a break
Speaker 1: and then get these other updates on the Mini. Well, no,
Speaker 1: the Mini, I think we did have already. They said
Speaker 1: they were going to get those repairs done and get
Speaker 1: her get get the car back to her, but it
Speaker 1: did have significant rodent damage. I believe I think we
Speaker 1: had that follow up already. Three three seven one three
Speaker 1: talks seven one three A two five five Frank drand
Speaker 1: the real estate Man will give you a free market
Speaker 1: evaluation of your home to see what it will sell
Speaker 1: for using his system. Now, Frank is a great guy.
Speaker 1: He will get he sells for more money and quicker
Speaker 1: than anyone in the market. And he'll give you an
Speaker 1: analysis to see what you'll get for your home free
Speaker 1: of charge. He'll go through all of the factors of
Speaker 1: the market, including supply and demand, interest rates, comps three
Speaker 1: oh three nine to zero sixteen twenty two. Franc Duran
Speaker 1: the real estate man dot com go with a sure thing.
Speaker 1: Denver's best roofer Excel Roofing dot com. You don't pay
Speaker 1: a cent until you're content. Time for an insurance checkup free,
Speaker 1: no obligation comparison call Compass Insurance paying too much your
Speaker 1: coverage at dozens of insurance companies find out now three
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Speaker 1: only customer when you choose Frank durand the real estate
Speaker 1: Man dot com to list your home with Remax Alliance
Speaker 1: three all three nine two zero sixteen twenty two. Hi
Speaker 1: Tom Martino, you're troubleshooter three all three seven one three
Speaker 1: talks seven one three eight two five five. Welcome to
Speaker 1: the show. Let's go uh hold on oo, no, no,
Speaker 1: I want to do that here Here I am. I'm
Speaker 1: going on wide shot here and talk to Kevin so
Speaker 1: on the We had one other question for you, Kevinn.
Speaker 1: You can find it here. I got to find the text.
Speaker 1: They want to know about the UH at the front
Speaker 1: end when you were talking about a transfer case that's
Speaker 1: part of the transmission or separate.
Speaker 5: They want to No, the transactual transmission is all in one,
Speaker 5: so it's it's transmission. Front end is one and transfer
Speaker 5: case is attached to the transmission.
Speaker 1: And when you do the transmission, you automatically do the transfer.
Speaker 1: So when you gave that, not necessarily No, okay, that's
Speaker 1: what they want.
Speaker 5: It's a separate component.
Speaker 1: So when somebody quotes you a transmission, it doesn't always
Speaker 1: include the transfer.
Speaker 5: Some are separate, some are not.
Speaker 1: Oh, yes, it depends on the car. Depends on the car, like.
Speaker 5: A full time four wheel, part time four wheel, all
Speaker 5: kinds of different options. Yes, some of them have a
Speaker 5: separate transfer case.
Speaker 1: But when you have a transmission go out, wouldn't that
Speaker 1: be a good indication that the transfer case needs to.
Speaker 5: Be Yes, yes, and and a lot of times we
Speaker 5: try to, you know, make that point while you're there,
Speaker 5: But a lot of times there's not a big advantage either.
Speaker 5: So if the transfer case is still good and you
Speaker 5: get another year out of it, only costs a couple
Speaker 5: hundred bucks extra to pull it out when it does
Speaker 5: go out, you know what I mean. Yeah, it's not
Speaker 5: like it's going to be another twelve thirteen, you know,
Speaker 5: four or five thousand dollars more. They come off real easy.
Speaker 1: Hey, Kachina, do you recall whatever happens? Somebody's asking what
Speaker 1: happened with this case? Deputies if you remember, and keV,
Speaker 1: I'll run it by you. This guy bought a sixty
Speaker 1: five Carmen Gia two years ago for six grand. He
Speaker 1: and his dad and took it to Advanced Automotive alex Is.
Speaker 1: The owner in North Glenn paid the guy ten grand
Speaker 1: for an engine swap. Now the guy says it's going
Speaker 1: to take another fifty thousand dollars to complete. Now, now
Speaker 1: that almost sounds.
Speaker 5: Impossible, insane, Yes, it is.
Speaker 1: So, Kachina, what did we do with that? Guys? Did
Speaker 1: did we assign this to anyone?
Speaker 6: So basically what the outcome of that was is that
Speaker 6: she's going to go back to the dealership to see
Speaker 6: because they offered her a soup brew in Presa, I
Speaker 6: believe as an exchange. So they were going to pursue
Speaker 6: that route and we did not.
Speaker 1: But how did it go from ten grand to fifty thousand?
Speaker 6: Because they're well it already, you know, being a nineteen
Speaker 6: sixty five car had many crop valadies already. Uh So
Speaker 6: the people tried to fix it and it's actually it's
Speaker 6: not advanced automotive, it's actually accurate automation. Sorry, no, that's okay,
Speaker 6: because accurate She kind of said advanced, you know, on
Speaker 6: the air, but she meant accurate.
Speaker 1: So but the ten grand they put in that they
Speaker 1: don't get back, that's it.
Speaker 6: Well, that's why they're trying to work with them to
Speaker 6: do the sap, the swap with the Subaru, if that
Speaker 6: makes sense. Yeah, so he's not going to get the
Speaker 6: Karmi Ghia, but they're probably going to get the Suparo
Speaker 6: Impresent out of it. And we did not assign it
Speaker 6: to a deputy.
Speaker 1: No, you were taking care of okay, thank you. So
Speaker 1: I want to just update that. So so for those
Speaker 1: for the guy that wanted to know this, I guess
Speaker 1: the dealer or the the mechanic is trying to work
Speaker 1: out a swap. I wonder what he's going to do.
Speaker 5: With the carmen Ghia though, I mean, those are pretty
Speaker 5: cool body stuff.
Speaker 1: Carmen Ghia is a nice car. It looks a lot
Speaker 1: like I had a Carmen Gia, an orange one back
Speaker 1: then in the in the probably in the sixties. It
Speaker 1: might have been a seventy. But here's the other one
Speaker 1: I had not had but loved. Does anyone remember the
Speaker 1: little Volvo sports car, the two seater sports car, Now,
Speaker 1: those were pretty cool.
Speaker 8: That's also currently the high mileage record holder at three
Speaker 8: million miles.
Speaker 3: What is that car?
Speaker 8: I'll pull up an article for Volvo, that little Volvo
Speaker 8: you were talking about. Yeah, yeah, there's a guy that's
Speaker 8: been driving at about one thousand miles per weekend since
Speaker 8: he brand new.
Speaker 1: Okay, now listen, speaking of cars, does anyone remember now
Speaker 1: these are cars that were really on the road. One
Speaker 1: of the ugliest cars of all time, in my opinion,
Speaker 1: the Citron. Does anyone remember the Citron?
Speaker 5: It was an air suspension because when you shut it off,
Speaker 5: it'll sink down.
Speaker 19: And yeah, gall used to love to run around in one.
Speaker 19: Who did the goal used to love to run around
Speaker 19: into Citron.
Speaker 1: Man, it was the ugliest car I think I've ever
Speaker 1: seen that. It's Citron, right, Okay, So Drew's back, Drew.
Speaker 1: I looked at your GoFundMe page and it says, yeah,
Speaker 1: I'm not sure this is the best pitch you have
Speaker 1: on the page. I'd love to offer you a different
Speaker 1: way of writing it. I see that you don't have
Speaker 1: any money yet, and it says I am being harmed
Speaker 1: by Kamala Harris. She allowing me to be evicted a
Speaker 1: poor seventy seven year old good samaritan who has helped
Speaker 1: minority children and people while she gives free rent to
Speaker 1: illegal aliens. I am a disabled, good person in need
Speaker 1: of help. Kamala has put many African American men in
Speaker 1: jail for pot while she smoked. See this is not
Speaker 1: about you, bro, this is not very good.
Speaker 18: She has the best smile, Tom, I don't for the
Speaker 18: computer her cell phone to battering Dine on his phone
Speaker 18: is going to die again. If you want me to
Speaker 18: correct the end, I will.
Speaker 1: It's not a correction, it's an appeal. You're not making
Speaker 1: the right appeal. It's all about Kamala Harris. She has
Speaker 1: the best smile and the worst heart. Please mail her
Speaker 1: phone to save me from eviction. Under Kamala, ninety eight
Speaker 1: percent of my savings are gone. Prayer for us all,
Speaker 1: Please phone or write. Drew Bradford Extended Stay America. Now
Speaker 1: where were you before Extended Stay?
Speaker 18: I was in an apartment in New Providence, and I
Speaker 18: had affordable apartment for twenty five years in Badminster. But
Speaker 18: to Judge threw everybody out.
Speaker 1: Listen, true, I really honest to God, man, I don't
Speaker 1: want you to end up homeless. Do you have social
Speaker 1: Are you on Social Security?
Speaker 7: Yes?
Speaker 18: Disability?
Speaker 1: How much do you get a month?
Speaker 18: I get much about thirteen hundred dollars a month.
Speaker 1: Well, how can you live in New Jersey for thirteen
Speaker 1: hundred bucks a month?
Speaker 18: I can't. That's the point. I'm crippled. I chant at
Speaker 18: a job. I will change. I'll have the librarian. Because
Speaker 18: I don't have a computer. I don't know how to
Speaker 18: do it.
Speaker 1: So do me a favor, Drew. I think you know
Speaker 1: me long enough, and I'm saying this publicly on the air.
Speaker 1: I want you to give have the librarian contact me Kaschina.
Speaker 1: You can give Drew my private my private email, and
Speaker 1: have her give me your username and password, and I
Speaker 1: will go in and change this for you. If she's
Speaker 1: not comfortable with that, tell her. You know me, I'm
Speaker 1: not going to take I don't want to do anything
Speaker 1: except help you make a better appeal.
Speaker 18: Thank you.
Speaker 7: You and I did a.
Speaker 18: Lot of good together.
Speaker 1: Yeah. I just hope. I just hope that you truly
Speaker 1: all joking aside. You've been calling in for years on
Speaker 1: different problems, and in fact my audience knows you, and
Speaker 1: they they kind of make good hearted fun about you,
Speaker 1: know all the problems that all the battles that you've
Speaker 1: taken on in the past.
Speaker 18: But I will say I believe under God we're supposed
Speaker 18: to help people, and so I protected minorities and Patterson children.
Speaker 1: Yeah. Have you ever thought of moving to a more
Speaker 1: reasonable place to live for expense wise?
Speaker 18: Yes, if this case, which is supposed to come myself
Speaker 18: in a couple of years, but I'll be in the
Speaker 18: street by them if it prevails. I'm thinking of moving
Speaker 18: further to the country because Jersey's very expensive.
Speaker 1: Yes, I want to ask another question here about your attorney.
Speaker 1: I want one of my deputies to get a name,
Speaker 1: the name of the attorney and check with him on
Speaker 1: the real, real, honest to God, realistic. I really want
Speaker 1: to know about this attorney if he's really working on
Speaker 1: something for you. Can you give attorney.
Speaker 18: My phone is gonna die, Okay, I don't do.
Speaker 1: Me a favor. Do me a favor, Kachina, Get his
Speaker 1: cell phone number, please, I'm gonna have a D call
Speaker 1: him and get the name of his attorney. In that
Speaker 1: we're gonna call you later when your phone is charged.
Speaker 1: Get his phone number right now before it dies, and
Speaker 1: D let's just talk to his attorney. I want to
Speaker 1: see they're pursuing that personal injury claim and figure out
Speaker 1: what's going on there. And then what else we'll do
Speaker 1: is uh get an you know, give her my email address.
Speaker 1: I want to log into your go fundme and make
Speaker 1: a decent appeal. That's a very bitter appeal. It's talking
Speaker 1: about Kamala Harris. You're blaming her for everything it has
Speaker 1: little or nothing to do with her. At this point,
Speaker 1: you really need to uh you're I know you're bitter
Speaker 1: and upset, but you just need to move past that.
Speaker 1: We just need to get some basic help for you.
Speaker 1: Threeo three seven one three eight two five five Go
Speaker 1: with a sure thing Denver's Best roofer Excel Roofing dot com.
Speaker 2: You don't pay a cent until you're content.
Speaker 1: Time for an insurance check up, free, no obligation comparison
Speaker 1: call Compass Insurance paying too much your coverage at dozens
Speaker 1: of insurance companies find out now three oh three seven
Speaker 1: seven to one help. You'll think you're his only customer
Speaker 1: when you choose Frank durand the real estate Man dot
Speaker 1: com to list your home with Remax Alliance three oh
Speaker 1: three nine two zero sixteen twenty two. Hi, Tom Martino here.
Speaker 1: All right, so we have.
Speaker 10: Of the America.
Speaker 1: We have Mark. Do you want me to mute that? Okay,
Speaker 1: let me mute that. I'm gonna wait for Trump to
Speaker 1: come up. Hold on, let me mute it. Okay. They
Speaker 1: are at the rally. If you go on our YouTube
Speaker 1: feed you'll see it. And god, well, I mean, I
Speaker 1: cannot believe the people that turned out for this, and
Speaker 1: I have I have her. They okay, yeah, she's muted
Speaker 1: right now. Now here's the deal. When he comes out,
Speaker 1: I might have muted. I don't know if we can
Speaker 1: hear it though. The audio is pretty bad. But he's
Speaker 1: about to come out any second here, and they're they're
Speaker 1: like halfway They're not in the front, but they're not
Speaker 1: in the back either. They're kind of halfway through this
Speaker 1: room or maybe in the first quarter of the room.
Speaker 1: And it's they're at the at the hotel and man,
Speaker 1: this I didn't realize what a giant meeting room they have.
Speaker 1: So welcome. I'm Tom Martine, still taking your calls and
Speaker 1: trying to help people. Meanwhile, about that Drew situation, we
Speaker 1: are contacting his attorney to see if he's really pursuing
Speaker 1: this personal injury case and to see if we can
Speaker 1: help speed that along or see what's going on meanwhile
Speaker 1: this rally. Uh oh, now the video froze up. Maybe
Speaker 1: they had to leave. I don't know. Yeah, okay, well
Speaker 1: Trump is walking out too, just when they when that happened.
Speaker 1: So oh no, it's they're back up again. Hold on,
Speaker 1: hold on, I thought he was walking out anyway. So
Speaker 1: Mark is live. Mark and Sues are live at the rally,
Speaker 1: the Trump rally, and he should be coming out any minute.
Speaker 1: But I don't think we're gonna be able to hear
Speaker 1: him on this connection. It just the connection. Let me hear,
Speaker 1: let me I can unmute it. But it's not it's
Speaker 1: not very good. I don't think as far as the
Speaker 1: sound quality, that's the one problem we have. Okay, So anyway, yeah,
Speaker 1: see you can't really hear. That's because they're so far away,
Speaker 1: I think. But anyway, anyway, that's it. You can watch
Speaker 1: it on YouTube. I'll leave it up there just in
Speaker 1: case he comes out, and I'll mute the sound though,
Speaker 1: because anyway, there we go. I'm Tom Martinez three h
Speaker 1: three seven one three talks seven to one three. Oh,
Speaker 1: there he is. He's there he is. Now people are
Speaker 1: going crazy. They're absolutely going crazy. Are they singing or something?
Speaker 1: I'm trying to figure out what that audio is. That's
Speaker 1: our big problem, is the audio anyway? So I gotta,
Speaker 1: I gotta so people you keep watching. I'm going to
Speaker 1: talk to Kevin with this text I have that came
Speaker 1: in and it says, here, why have we heard anything
Speaker 1: about the case in Colorado Springs with the guy that
Speaker 1: was dying in his car? Yeah, with Phil Long.
Speaker 5: With the mercy.
Speaker 1: We ought to check in with that attorney. I don't
Speaker 1: think we have time today, but thank you. You know
Speaker 1: Phil long Ford really it wasn't it not Ford but
Speaker 1: still long Mercedes or whatever. It was a phill Long dealership.
Speaker 1: Really put the screws to that guy. Tom.
Speaker 19: I was working with him and he says, Rihanna is
Speaker 19: working on it and he'll let me know if there
Speaker 19: are any updates.
Speaker 1: That's good, doc. Thank you. Yeah, because I know there's.
Speaker 5: The deal that they shouldn't have done. I mean that
Speaker 5: should be.
Speaker 1: They should undo the deal. It should be that simple. Actually,
Speaker 1: and somebody else wants to know about if Drew's a
Speaker 1: real character. Yes he is, actually he's been. It has
Speaker 1: to be thirty years he's been calling in because well,
Speaker 1: I'll tell you why. I was on in New York
Speaker 1: WABC as well as many other stations, and it was
Speaker 1: that long ago that he started listening and calling in. Yeah,
Speaker 1: and so he fell on hard times. But the guy's
Speaker 1: always had battles. He is a real person. And if
Speaker 1: you go on to go fund me now, it's really
Speaker 1: a terrible appeal. He hasn't raised a dollar. And the
Speaker 1: way you find him is just Google, not Google search
Speaker 1: within the GoFundMe dot com search Drew Bradford. If you
Speaker 1: want to put a face with his voice, his face
Speaker 1: is on there, Drew Bradford. We have more coming up.
Speaker 1: Go with a sure thing Denver's best rufer excel roofing
Speaker 1: dot com.
Speaker 2: You don't pay a cent until you're content.
Speaker 1: Time for an insurance check up. No obligation in comparison
Speaker 1: call Compass Insurance paying too much your coverage at dozens
Speaker 1: of insurance companies find out now three all three, seven
Speaker 1: to seven to one help. You'll think you're his only
Speaker 1: customer when you choose Frank durand the real estate Man
Speaker 1: dot com to list your home with Remax Alliance three
Speaker 1: all three nine two zero sixteen twenty two. Hi Tom
Speaker 1: Martino here three all three seven to one three talk.
Speaker 1: I have time for some calls, but if you don't
Speaker 1: get him in, that's okay because I have something to
Speaker 1: talk about here with Kevin, and I just wanted to
Speaker 1: bring up real quick here that Mark and sus are
Speaker 1: up at the rally. Leland conways up at the rally.
Speaker 1: He's going to be calling in. I think Ryan's uh
Speaker 1: does he have the helm right after me? Of course he.
Speaker 9: Was Leland.
Speaker 6: Yeah, three thirty three is Leland. And then Jimmy's send
Speaker 6: him singing Burger is at two thirty three.
Speaker 1: And then Dan, of course we'll have his show. Is
Speaker 1: Dan will be at the studio.
Speaker 6: Uh not quite sure yet he has going on, but
Speaker 6: we're okay.
Speaker 1: But in any case, they will be continuing coverage of
Speaker 1: the Trump rally. We were able. We were not able
Speaker 1: to bring much. We saw some video. It's very hard
Speaker 1: to get audio at this point. I think if we're
Speaker 1: going to do this as a reporting kind of thing
Speaker 1: and remote kind of thing, we're gonna have to hook
Speaker 1: up one of those USB mics to the iPhone, you know,
Speaker 1: or to the phone. I mean, that's really the best
Speaker 1: way to do it. Okay, So Kevin keeping cars alive, okay,
Speaker 1: And when we talked about that, we got a lot
Speaker 1: of interest. So this one person wants to know. I'm
Speaker 1: probably more than that. But somebody texted and said, so, basically,
Speaker 1: what you're saying is most rebuilt engines, trainees and transfer
Speaker 1: cases and stuff, we're going to be twenty grand for
Speaker 1: most cars. Yes, so you can basically resurrect a car
Speaker 1: for twenty grand if you find a car. I mean,
Speaker 1: the more I think about it, what else would you do?
Speaker 5: I mean, okay, well, the rest of it's gonna be
Speaker 5: small parts, hoses, radiator things of that thing, you know,
Speaker 5: one hundred bucks, two hundred bucks.
Speaker 1: But then what so if somebody wanted to know, compare
Speaker 1: that to what you can buy for twenty grand. Okay,
Speaker 1: So let's say you have twenty thousand dollars. Can you
Speaker 1: buy a car that would be better than taking a
Speaker 1: car and doing that?
Speaker 5: Well, if you buy it right, you can, sure, but
Speaker 5: I think the majority of them for twenty you're gonna
Speaker 5: have over a hundred.
Speaker 1: There, we're assuming you're going to have the car already, right,
Speaker 1: So you have the car already and you put twenty
Speaker 1: into it, and you don't put it in all at once,
Speaker 1: let's say over three to five years. And now you
Speaker 1: have relatively a new car. So if you have a
Speaker 1: car already that you can sell us, presuming it needs
Speaker 1: that much work, it's going to be worth what five
Speaker 1: or six grand? Yeah, you can have very little value,
Speaker 1: ok so six grand, So so you might have total
Speaker 1: value in this car. So so okay, of twenty six
Speaker 1: But what could you do if you didn't do that
Speaker 1: with the six grand? If you sold this car for
Speaker 1: parts or five grand, take that five grand, what could
Speaker 1: you buy for the same price of twenty to twenty
Speaker 1: five that because you're gonna buy used no matter what, sure,
Speaker 1: and it's gonna have miles on it gon miles, whereas
Speaker 1: the rebuilt tranny and the rebuilt engine will not.
Speaker 5: Have miles on that's the advantage.
Speaker 1: So you really can't buy for the same price a
Speaker 1: comparable car, but you can buy a new one, which
Speaker 1: would give you longer life in a way. I mean,
Speaker 1: it's brand new, but it's not. It's not like you
Speaker 1: have twenty to put down on a new car either,
Speaker 1: because this is assuming you're gonna spend three to five
Speaker 1: years that much money keeping a car a lot going.
Speaker 1: But it doesn't it doesn't preclude you from doing that.
Speaker 1: We used to say, don't put that much money in
Speaker 1: a car. But I'm truly rethinking this right now, in.
Speaker 5: The right situation. It's a great idea.
Speaker 1: I have a saying that math doesn't lie right, but
Speaker 1: I think it's really important that before you do that,
Speaker 1: the body's got to be in good shape, and everything
Speaker 1: else is minor, as you said, breaks and everything. I mean,
Speaker 1: if you want to be really stupid about this, let's
Speaker 1: say you have a car that needs an engine and
Speaker 1: transmission over the next three to five years. Engine and
Speaker 1: transmission and transfer case, so you do all that for
Speaker 1: twenty did we say about twenty, so now you got
Speaker 1: twenty into it, twenty five even let's say no, twenty
Speaker 1: twenty twenty is a good price. Now let's say other components,
Speaker 1: tires and all that. Let's be ridiculous. So let's say
Speaker 1: twenty five. For all these miscellaneous components, you in essence
Speaker 1: have a refurbished almost a new car for half for
Speaker 1: twenty for half of probably what it would retail. So
Speaker 1: do the math, and if you can do it for
Speaker 1: fifty percent in a three to five year period. Mathematically,
Speaker 1: it's not that bad. Okay, now, YouTubers, remember, I'm going
Speaker 1: to sign on a new feed and do an experiment
Speaker 1: with you guys, so stick around. I'm Tom Martino Peeble.
Speaker 1: Join me Monday, and remember, save all your problems for me.