WEBVTT 1 00:00:00.680 --> 00:00:06.080 Yeah, ripped. 2 00:00:07.639 --> 00:00:09.759 News need advice? 3 00:00:09.839 --> 00:00:10.640 Who you don't have? 4 00:00:12.880 --> 00:00:17.559 Come running just as nast as we can. Shooter's gonna 5 00:00:17.640 --> 00:00:22.239 help come Man Dix's the Troubleshooter Show. 6 00:00:22.839 --> 00:00:29.359 No, Tom Martino, Hi, Tom Martino here, Welcome to the show. 7 00:00:29.440 --> 00:00:32.399 Three oh three seven one three talk seven one three 8 00:00:32.960 --> 00:00:35.200 A two five five welcome. 9 00:00:35.359 --> 00:00:35.600 Now. 10 00:00:35.759 --> 00:00:38.560 We have a car day today, Car Friday. Kevin Calkins 11 00:00:38.640 --> 00:00:40.280 with me shared an auto tech. I'll bring him up 12 00:00:40.280 --> 00:00:43.600 in a minute. We also have Deputy d in the 13 00:00:43.600 --> 00:00:45.799 house here. Who do we have at the studio? Anyone there? 14 00:00:46.280 --> 00:00:48.679 We have a ton of people here. 15 00:00:49.159 --> 00:00:49.479 Really. 16 00:00:49.600 --> 00:00:54.960 We have Deputy Boy, we have Deputy Doc, we have 17 00:00:55.119 --> 00:00:59.520 Deputy Dollar, and we have Deputy dollars Son. 18 00:01:01.079 --> 00:01:04.280 Oh and what is Deputy dollars Son doing. 19 00:01:05.280 --> 00:01:07.439 I think he's going to be training to be the 20 00:01:07.439 --> 00:01:08.680 next deputy. 21 00:01:10.079 --> 00:01:18.120 Cool. All right, well, hey man, So anyway, I welcome you, 22 00:01:18.760 --> 00:01:23.319 and we have Mark should be calling in soon unless 23 00:01:23.400 --> 00:01:26.400 let's see did she call in? Let me see? 24 00:01:26.200 --> 00:01:26.879 Not yet. 25 00:01:26.879 --> 00:01:31.239 But so we have a Mark at the rally and 26 00:01:31.280 --> 00:01:37.040 we're going to be starting this meeting, this zoom meeting 27 00:01:37.120 --> 00:01:41.159 with him where he's going to be able to help 28 00:01:41.239 --> 00:01:43.760 us out and show us the rally. It's going to 29 00:01:43.799 --> 00:01:48.040 be fun. So that'll be fun, huh. Anyway, So that's 30 00:01:48.079 --> 00:01:51.799 what's going on there. But he has sent some video 31 00:01:51.840 --> 00:01:54.959 along I want to share with everyone on YouTube if 32 00:01:54.959 --> 00:01:57.640 you want to get to her YouTube channel, and the 33 00:01:57.680 --> 00:02:02.599 YouTube channel is Troubleshooter Network. I'm going to go to 34 00:02:02.640 --> 00:02:06.480 this video. And this video is right what we have 35 00:02:06.640 --> 00:02:10.159 so far. And it started he said, five or six 36 00:02:10.199 --> 00:02:14.039 in the morning. Do you see that. It's pretty fast, 37 00:02:15.319 --> 00:02:19.599 but it's going to loop. Look at that thousands and 38 00:02:19.719 --> 00:02:26.520 thousands and thousands of people, very diverse crowd, old, young, rich, 39 00:02:26.680 --> 00:02:29.479 poor or what looks to be rich and poor. You 40 00:02:29.520 --> 00:02:32.680 can never really tell. But look at that. I guess 41 00:02:32.719 --> 00:02:36.759 I should slow that down. Mark's not quite the videographer, 42 00:02:36.879 --> 00:02:41.319 is he. It's making me dizzy. No, but he gave 43 00:02:41.400 --> 00:02:44.280 us a good seriously, a good look. And I will 44 00:02:44.280 --> 00:02:48.560 try to slow that down a bit. So he's there, 45 00:02:48.719 --> 00:02:51.039 and when Trump speaks that one, we're going to try 46 00:02:51.080 --> 00:02:55.840 to zoom that thing. So stay tuned for that. Three 47 00:02:55.919 --> 00:02:59.560 oh three seven one three tom three O three seven 48 00:02:59.759 --> 00:03:06.560 three eight two five five and again Mark major major, 49 00:03:06.599 --> 00:03:08.919 Mark Majors at that rally. But we're going to talk 50 00:03:08.960 --> 00:03:15.120 about consumer problems, questions and complaints. People who have been 51 00:03:15.159 --> 00:03:18.840 screwed lied to all of that. For example, we have 52 00:03:18.919 --> 00:03:23.680 a scot and now now, okay, this is a comment 53 00:03:24.479 --> 00:03:29.479 on a call yesterday. The call yesterday took twenty minutes, 54 00:03:30.400 --> 00:03:34.280 and a lot of times I explore stories because they're 55 00:03:34.319 --> 00:03:36.680 so confusing to me. But here's what that story was. 56 00:03:38.000 --> 00:03:42.000 This woman had a boyfriend. She's thirty two young women. 57 00:03:42.840 --> 00:03:45.199 She had a boyfriend. They each chipped in twenty five 58 00:03:45.280 --> 00:03:48.319 hundred and bought a mobile home a trailer in a 59 00:03:48.400 --> 00:03:55.159 park and they had park rent do. But what she 60 00:03:55.400 --> 00:04:01.599 did was she and the guy. She had a domestic 61 00:04:01.680 --> 00:04:03.719 violence against the guy. The guy shot a gun off 62 00:04:03.719 --> 00:04:06.319 of the kitchen. Anyway, to make a long story short, 63 00:04:06.360 --> 00:04:08.479 he was kicked out. He was the one who had 64 00:04:08.520 --> 00:04:12.120 the lease for the lot. She said. She signed a 65 00:04:12.240 --> 00:04:15.400 lease for her lot for the lot, she took it over, 66 00:04:16.680 --> 00:04:20.800 but he left owing six grand. She didn't pay any 67 00:04:20.800 --> 00:04:24.399 rent after that, and it came up until the end 68 00:04:24.439 --> 00:04:28.839 of May, and she got some charity to pay all 69 00:04:28.839 --> 00:04:31.439 of her rent and the back rent and the lawyer's 70 00:04:31.480 --> 00:04:34.639 fees and everything to stop the eviction. Once again, she 71 00:04:34.720 --> 00:04:39.160 stopped making payments. She got charity again to kick in money. 72 00:04:40.279 --> 00:04:43.920 Once again, she stopped making payments, charity kicked in again. 73 00:04:44.040 --> 00:04:47.519 Charity came in three different times. I swear to God, 74 00:04:47.560 --> 00:04:52.120 they paid ten grand one time, five grand another. She 75 00:04:52.279 --> 00:04:56.879 got so much money from this charity, and then we 76 00:04:57.040 --> 00:05:01.879 come up to all twenty twenty three. Basically, the bottom 77 00:05:01.879 --> 00:05:05.079 line is this. She never personally paid rent one time 78 00:05:05.800 --> 00:05:12.920 in that mobile home, not one time. Then she got 79 00:05:12.959 --> 00:05:19.920 evicted finally in February of twenty twenty four, and now 80 00:05:19.959 --> 00:05:23.000 she thinks they owe her money. I swear to God, 81 00:05:23.120 --> 00:05:27.720 it is so completely crazy. And I told her, I said, listen, Vanessa, 82 00:05:28.120 --> 00:05:31.160 no one owes you money. You were on the doll 83 00:05:31.519 --> 00:05:35.279 basically for three years. Move on. Now she goes, I 84 00:05:35.279 --> 00:05:37.639 have nowhere to go. I lost thousands. I said, how'd 85 00:05:37.639 --> 00:05:40.240 you lose thousands? She paid twenty five hundred for this trailer? 86 00:05:40.600 --> 00:05:44.639 How did you lose thousands? And she said, well, I 87 00:05:44.680 --> 00:05:49.360 lost thousands because I put money into the trailer. But 88 00:05:49.480 --> 00:05:51.480 she didn't have money, so I don't know how she 89 00:05:51.519 --> 00:05:54.680 put thousands into it. I just threw up my hands. 90 00:05:55.040 --> 00:05:57.319 We can't help her. I did assign someone to her 91 00:05:57.360 --> 00:06:00.120 to look into it. On Deputy Bow I'm gonna go 92 00:06:00.240 --> 00:06:03.079 to a wide shot here and i'll take you up 93 00:06:03.160 --> 00:06:06.800 right now. What did you find out? Hey, tom So, 94 00:06:06.959 --> 00:06:10.000 little deputy. But I'm sorry, bo me. I didn't mean 95 00:06:10.040 --> 00:06:12.839 to insult your sputy d Hey. 96 00:06:12.920 --> 00:06:16.759 So I did get the eviction order from from the 97 00:06:16.800 --> 00:06:19.959 caller yesterday, but more and I read it and i'll 98 00:06:20.000 --> 00:06:21.319 and I'll give you a copy of it here in 99 00:06:21.360 --> 00:06:24.120 a minute. But more importantly, I just literally just before 100 00:06:24.160 --> 00:06:25.360 I walked in, I got off the phone with the 101 00:06:25.360 --> 00:06:29.319 owner of the mobile home park and he explained in 102 00:06:29.360 --> 00:06:33.040 great detail and in very reasonable terms what actually happened. 103 00:06:33.680 --> 00:06:35.879 And he's going to be calling the show in a 104 00:06:35.879 --> 00:06:36.399 few minutes. 105 00:06:36.480 --> 00:06:39.040 Okay, good, so we'll just wait for that. Yeah, thank 106 00:06:39.120 --> 00:06:39.480 you for that. 107 00:06:39.600 --> 00:06:40.480 Absolutely welcome. 108 00:06:40.639 --> 00:06:43.040 Now I want to go to the phones for Scott. 109 00:06:43.040 --> 00:06:44.639 He has a comment, Go ahead, Scott. 110 00:06:47.360 --> 00:06:51.279 Oh yeah, So yesterday I heard y'all at the end 111 00:06:51.319 --> 00:06:53.800 of the at the end of the show saying something 112 00:06:53.839 --> 00:06:54.439 about for me. 113 00:06:55.839 --> 00:07:00.399 I didn't the syndrome. I said that it was bond 114 00:07:00.600 --> 00:07:03.720 from that call, and I said, I get more and 115 00:07:03.800 --> 00:07:07.759 more calls from people, the poor me calls. I call 116 00:07:07.839 --> 00:07:10.240 them the poor me Go. 117 00:07:10.120 --> 00:07:15.759 Ahead, Yeah, And I wasn't I didn't know kind of 118 00:07:15.800 --> 00:07:18.000 the story behind it or anything. I just heard the 119 00:07:18.040 --> 00:07:21.800 comment on it, and for me, my first thought was, 120 00:07:22.240 --> 00:07:25.120 you know, every day, all the time, you know, as 121 00:07:25.160 --> 00:07:29.199 Americans were told that if we're not rich, we're failures, 122 00:07:29.839 --> 00:07:34.079 you know. And it was emphasized to me because I recently, 123 00:07:34.160 --> 00:07:38.439 I just recently visited India and over there people have 124 00:07:38.600 --> 00:07:41.079 very little and the money we have when we bring 125 00:07:41.120 --> 00:07:44.839 it over there, we are very very very rich over there, 126 00:07:45.360 --> 00:07:46.079 and no we. 127 00:07:46.000 --> 00:07:49.120 Are we are relative or Scott, I want to I 128 00:07:49.120 --> 00:07:51.319 want to ask you about your comment. We're we're told 129 00:07:51.399 --> 00:07:53.800 if we're not rich, we're not successful. 130 00:07:56.160 --> 00:07:56.639 Exactly. 131 00:07:56.759 --> 00:07:59.879 Yeah, no, some of that is true. I think, I 132 00:08:00.079 --> 00:08:04.560 really do believe that there's the one upsmanship and the billionaires, 133 00:08:04.600 --> 00:08:07.959 the multimillionaires, the millionaires, the one hundred thousandaires. I mean, 134 00:08:08.000 --> 00:08:11.439 there are people and you know, Karl Marx, by the way, 135 00:08:11.439 --> 00:08:14.839 I'm not a communist, but Karl Marx, by the way, 136 00:08:15.000 --> 00:08:17.519 wasn't a communist according to today's standards anyway. He was 137 00:08:17.560 --> 00:08:21.439 an idealist. He was truly more of a hippie. But 138 00:08:21.920 --> 00:08:26.199 Karl Marx believed that because of this striving, the rich 139 00:08:27.079 --> 00:08:29.519 want to be richer, the middle class wants to be 140 00:08:29.879 --> 00:08:34.440 the upper class, and the lower class wants to be 141 00:08:34.799 --> 00:08:39.600 the middle class. And because of this constant striving for structure, 142 00:08:40.320 --> 00:08:45.759 it keeps people hungry and tired and it's destructive. And 143 00:08:45.799 --> 00:08:48.360 he said that's why he believed there should be no 144 00:08:48.440 --> 00:08:51.879 classes there. Everyone should own everything. It's never going to work. 145 00:08:52.120 --> 00:08:55.759 But Scott without incentive though, and I do agree with 146 00:08:55.799 --> 00:08:58.600 you in a bit. We are very materialistic and you're right. 147 00:08:58.639 --> 00:09:01.039 If someone's working their ass off, they have a great job, 148 00:09:01.399 --> 00:09:03.799 they don't have a lot of money there and they 149 00:09:03.840 --> 00:09:07.600 go to a I like to say, this fictitious cocktail party. 150 00:09:07.960 --> 00:09:10.240 It's always those who have the money and the big 151 00:09:10.360 --> 00:09:13.759 cars and the big job that get the attention. And 152 00:09:13.799 --> 00:09:17.720 I do I do resent that a bit. We do 153 00:09:17.799 --> 00:09:21.360 have that. We can't deny that in this country we 154 00:09:21.399 --> 00:09:24.759 look up to money and success. We do, and in 155 00:09:24.799 --> 00:09:28.879 fact sometimes where it's not deserved. Even though someone is rich, 156 00:09:28.919 --> 00:09:32.200 it doesn't mean they're a great person. But because they're poor, 157 00:09:32.200 --> 00:09:35.759 it doesn't make them a great person either. So but 158 00:09:35.879 --> 00:09:37.799 do you think there's an answer to that? I don't 159 00:09:37.840 --> 00:09:38.399 think there is. 160 00:09:42.039 --> 00:09:45.919 Well, for myself, I know that, like I have to 161 00:09:45.960 --> 00:09:48.960 work hard for my money, and like it seems like 162 00:09:48.960 --> 00:09:52.360 I work all the time. Yeah, and there's not really 163 00:09:52.639 --> 00:09:55.320 time to like, you know, enjoy my money or like 164 00:09:55.440 --> 00:09:56.279 live up. 165 00:09:57.200 --> 00:10:00.639 Well, we're always you know, there was a philosopher, several 166 00:10:00.639 --> 00:10:05.000 philosophers who have acknowledged we're always living anywhere from a 167 00:10:05.080 --> 00:10:08.360 half hour to two days into the future. We're never 168 00:10:08.440 --> 00:10:11.159 enjoying the present. Like right now, I might be thinking 169 00:10:11.360 --> 00:10:13.080 when is Mark going to call in with the zoom? 170 00:10:13.360 --> 00:10:15.679 Or when he calls in with the zoom, I'm wondering 171 00:10:15.879 --> 00:10:17.320 when do I have to go to commercial? And then 172 00:10:17.360 --> 00:10:19.440 I wonder what am I doing after the show? Everyone 173 00:10:19.480 --> 00:10:21.840 lives in the in the moments, in the future. And 174 00:10:22.200 --> 00:10:24.720 somebody wrote a book one time called be Here Now. 175 00:10:26.039 --> 00:10:29.879 It was a great book about very few people live 176 00:10:29.919 --> 00:10:33.159 in the present. When people are poor, they're forced to 177 00:10:33.159 --> 00:10:39.759 live in the present. So anyway, it's a good observation. 178 00:10:39.879 --> 00:10:43.159 But I don't think I don't think Karl marsh or 179 00:10:43.200 --> 00:10:45.840 anyone in the world got it right. With human nature, 180 00:10:46.200 --> 00:10:49.600 We're never going to share, we're never going to be satisfied, 181 00:10:50.039 --> 00:10:52.519 and we're always going to be striving. And I'm not 182 00:10:52.679 --> 00:10:57.960 quite sure why. It's just maybe part of our DNA 183 00:10:59.559 --> 00:11:03.960 you know, I don't know, so. I mean I think 184 00:11:05.000 --> 00:11:10.360 that the essence of our political divisions come down to 185 00:11:10.399 --> 00:11:13.600 that there are people who believe everything for ourselves and 186 00:11:13.600 --> 00:11:16.919 everyone's then others want to look more at the communal life. 187 00:11:17.960 --> 00:11:20.480 Either way is wrong. There's some kind of blend that 188 00:11:20.559 --> 00:11:22.840 might work. Thanks for the call, Scott three oh three, 189 00:11:22.960 --> 00:11:25.519 seven to one to three talk seven one three eight 190 00:11:25.519 --> 00:11:29.360 two five five listen. I can't say enough about water Pros. 191 00:11:29.399 --> 00:11:32.200 I'm telling you the truth here. They have the best 192 00:11:32.240 --> 00:11:34.879 deal right now. Please take advantage of it. It's only 193 00:11:34.919 --> 00:11:36.960 for the rest of this year, the year ed special 194 00:11:37.679 --> 00:11:43.600 reverse osmosis and full drinking soft full house soft water 195 00:11:43.879 --> 00:11:48.399 conditioning and then reverse osmosis drinking water the whole shooting 196 00:11:48.399 --> 00:11:51.600 match for only thirty one ninety five. I'm telling you 197 00:11:51.720 --> 00:11:56.000 plumbers can't touch this system from for less than twelve 198 00:11:56.080 --> 00:11:58.120 to fifteen grand. And you can get it for thirty 199 00:11:58.159 --> 00:12:01.000 one ninety five three thousand, one hundred and ninety five 200 00:12:01.039 --> 00:12:04.679 dollars from Waterpros dot net three three eighty six two 201 00:12:04.720 --> 00:12:12.240 five five five four. Go with a sure thing Denver's 202 00:12:12.279 --> 00:12:15.200 best roofer Excel roofing dot com. You don't pay a 203 00:12:15.240 --> 00:12:21.759 cent until you're content. Time for an insurance check up free, 204 00:12:21.840 --> 00:12:25.559 no obligation. In comparison, call Compass Insurance paying too much 205 00:12:25.679 --> 00:12:28.639 your coverage at dozens of insurance companies find out now 206 00:12:28.679 --> 00:12:31.200 three all three seven seven to one help. You'll think 207 00:12:31.240 --> 00:12:33.799 you're his only customer when you choose Frank durand the 208 00:12:33.840 --> 00:12:36.480 real estate Man dot com to list your home with 209 00:12:36.600 --> 00:12:40.159 Remax Alliance three all three nine two zero sixteen twenty two. 210 00:12:43.559 --> 00:12:47.240 Hi Tom Martino, you're a troubleshooter. I need someone to 211 00:12:47.240 --> 00:12:50.159 try out this link. Mark says doesn't work on Zoom. 212 00:12:50.360 --> 00:12:53.440 I'm serious. I need someone to to try it down. 213 00:12:53.799 --> 00:12:57.159 So if one of my people, maybe who has Zoom 214 00:12:57.159 --> 00:12:59.600 on their phone, that can come into the link on 215 00:12:59.639 --> 00:13:04.840 my show as an experiment, I would love it. I'm serious. 216 00:13:05.240 --> 00:13:08.399 I'll give you the Zoom link privately through your email. 217 00:13:10.080 --> 00:13:11.840 Maybe send it to Shannon. 218 00:13:13.240 --> 00:13:17.679 Does Shannon have Zoom on his phone? Yeah? Do you, Kelly? 219 00:13:17.720 --> 00:13:19.600 You have access to the radio show calendar? 220 00:13:19.679 --> 00:13:19.840 Right? 221 00:13:20.240 --> 00:13:20.519 Yes? 222 00:13:20.960 --> 00:13:22.559 The link is on there for today. 223 00:13:22.840 --> 00:13:28.320 Yes, I couldn't bring it up on the computer, but 224 00:13:29.200 --> 00:13:30.759 you know you couldn't. 225 00:13:30.919 --> 00:13:31.799 When you clicked it. 226 00:13:32.480 --> 00:13:34.840 It just said site is not available. 227 00:13:35.279 --> 00:13:39.240 Okay, let me let me see if somebody else. Okay, 228 00:13:39.320 --> 00:13:43.120 I did a zoom link and shared it to that calendar. 229 00:13:43.159 --> 00:13:46.559 I thought it would work. But anyway, three oh three 230 00:13:46.679 --> 00:13:48.919 seven to one three talk seven one three eight two 231 00:13:48.960 --> 00:13:52.120 five five Kevin Calkins with us now shared an auto 232 00:13:52.159 --> 00:13:58.720 tech Kevin, somebody wants to know with electrical they have 233 00:13:58.840 --> 00:14:04.759 a problem with the battery discharging over long periods of time. Okay, 234 00:14:05.039 --> 00:14:09.279 because they they have a second car. Sure, do you 235 00:14:09.320 --> 00:14:12.320 recommend trickle charges or does it mean something's wrong with 236 00:14:12.360 --> 00:14:12.679 the car. 237 00:14:13.159 --> 00:14:15.840 No, all cars have a parasitic drain. Eventually will drain. 238 00:14:15.759 --> 00:14:19.519 That parasitic as in parasite parasitic drain, meaning there's a 239 00:14:19.519 --> 00:14:21.279 trickle being used all the time. 240 00:14:21.120 --> 00:14:24.320 Modules coming and going, communications, all kinds of different. 241 00:14:24.039 --> 00:14:26.799 Things, even if the car is turned off. 242 00:14:26.879 --> 00:14:29.080 Sure, sure, yeah, absolutely. 243 00:14:28.840 --> 00:14:31.039 Now it used it used to be you never had that. 244 00:14:31.159 --> 00:14:33.240 Oh no, we didn't have near the modules in the now. 245 00:14:33.240 --> 00:14:36.399 There's a battery switch that's some that you can buy 246 00:14:37.799 --> 00:14:41.039 that would it's it's a kin to a master switch 247 00:14:41.039 --> 00:14:44.759 and aircraft. There is absolutely nothing that will drain. But 248 00:14:44.799 --> 00:14:47.120 then would you have to reset your clocks and everything? 249 00:14:47.200 --> 00:14:48.960 And yeah, you have to reset everything. 250 00:14:49.039 --> 00:14:52.720 Yeah, your your your radio, and stuff doesn't have any 251 00:14:52.720 --> 00:14:54.120 built in Uh, well it. 252 00:14:54.080 --> 00:14:56.679 Does, but it needs the battery to maintain it. It 253 00:14:56.720 --> 00:14:58.120 doesn't have its own power source. 254 00:14:58.720 --> 00:15:00.879 And so if you did a bat if you did 255 00:15:00.919 --> 00:15:05.879 a battery turn off a master switch, you would really screw. 256 00:15:06.000 --> 00:15:07.480 I mean, it would be a pain at all. 257 00:15:07.960 --> 00:15:10.799 Even a lot of the learned things within the modules 258 00:15:10.840 --> 00:15:13.559 will be reset without power over a certain period of time. 259 00:15:14.240 --> 00:15:17.159 You know, transmission models learned from your driving, and actually 260 00:15:17.360 --> 00:15:20.759 you know they know how you you drive and reply 261 00:15:20.919 --> 00:15:24.120 set that you know appropriately. So to me, a battery 262 00:15:24.159 --> 00:15:27.440 maintainer would be a whole lot easier than trying to 263 00:15:27.440 --> 00:15:28.720 turn power off to everything. 264 00:15:28.799 --> 00:15:30.919 Okay, I want to remind people they can text me 265 00:15:31.120 --> 00:15:35.840 at my personal Google number. In fact, I shouldn't tell 266 00:15:35.840 --> 00:15:37.360 you this, but somebody called me on it the other 267 00:15:37.480 --> 00:15:39.919 day and I answered, it's look at it's a personal phone. 268 00:15:39.919 --> 00:15:42.159 It goes right to my cell but no one's abused 269 00:15:42.200 --> 00:15:44.799 it so far. Seven four seven nine nine nine fifty 270 00:15:44.840 --> 00:15:49.759 two eighty. And anyway, I just wanted to let you 271 00:15:49.799 --> 00:15:52.679 know that somebody just texted me about I said I 272 00:15:52.720 --> 00:15:54.720 was going to tell them about Hurricane David. I never 273 00:15:54.799 --> 00:15:57.360 got to it. Yesterday we had such GM lines. Here's 274 00:15:57.360 --> 00:16:00.960 the quick story. I was working for w TBT, that's 275 00:16:01.039 --> 00:16:04.600 channel thirteen. It was called Pulse thirteen in Tampa, Florida, 276 00:16:05.000 --> 00:16:08.759 big station, big coverage all over Florida, and I was 277 00:16:08.799 --> 00:16:11.159 sent with two photographers, meet no. I had two reporters, 278 00:16:11.159 --> 00:16:15.039 two photographers, four of us went over to where it 279 00:16:15.120 --> 00:16:18.519 was hitting in Miami, north of Miami and where as 280 00:16:18.519 --> 00:16:22.279 we're driving across everyone's evacuating ray and we laughed about 281 00:16:22.360 --> 00:16:24.840 how funny that is being in this business. We're going 282 00:16:24.840 --> 00:16:28.639 the opposite direction of safety. And then and we were 283 00:16:28.799 --> 00:16:32.440 out there covering this and we were going to hunker 284 00:16:32.519 --> 00:16:35.360 down and get out and show the devastation, but our 285 00:16:35.399 --> 00:16:39.679 car broke down on the highway I ninety five. I 286 00:16:39.720 --> 00:16:43.200 believe it was on the East coast. And honest to God, 287 00:16:43.240 --> 00:16:47.000 you could see what happened was we we were in 288 00:16:47.080 --> 00:16:49.440 safety in the front of the hurricane came and then 289 00:16:49.600 --> 00:16:54.159 the eye is a big giant circle of calmness, and 290 00:16:53.879 --> 00:16:56.360 then then as the store moves, the eye moves, and 291 00:16:56.399 --> 00:16:58.919 you get the back end of the storm. And we 292 00:16:58.919 --> 00:17:02.200 were out during the taking video and our car broke 293 00:17:02.240 --> 00:17:06.079 down and we couldn't get it going, and we're I'm 294 00:17:06.079 --> 00:17:08.480 looking down I because it's flat in Florida, and I'm 295 00:17:08.519 --> 00:17:12.039 looking way down either I ninety five or Alligator Alley, 296 00:17:12.079 --> 00:17:15.279 one of those big long roads. And you could see 297 00:17:15.319 --> 00:17:18.599 the storm coming because we were in the eye. The 298 00:17:18.599 --> 00:17:24.559 front was moving I think north east northwest. I think 299 00:17:25.000 --> 00:17:28.680 however it was was going up Florida. We were being 300 00:17:28.799 --> 00:17:31.319 hit and then and then calm, and then it was 301 00:17:31.359 --> 00:17:34.279 coming up and we could see it approaching and our 302 00:17:34.319 --> 00:17:36.839 car's not running, and I'm thinking, we're gonna die in 303 00:17:36.880 --> 00:17:38.920 this car. There's no way that car is going to 304 00:17:38.960 --> 00:17:43.720 protect us. And so just then the sheriff's deputy pulls up, 305 00:17:44.079 --> 00:17:45.960 and that's when I said, we spent the night in jail. 306 00:17:46.000 --> 00:17:47.799 So he took us and opened up a cell for 307 00:17:47.920 --> 00:17:51.039 us to sleep it or to stay in until the 308 00:17:51.079 --> 00:17:54.680 back side of the storm came. But it's it was 309 00:17:55.079 --> 00:17:57.880 a very devastating hurricane. I don't know how it rained 310 00:17:57.960 --> 00:18:01.839 Hurricane David compared to Milton. Milton looked way worse, but 311 00:18:01.880 --> 00:18:04.680 I'm not sure anyway, that was the story there, all right, 312 00:18:04.720 --> 00:18:07.039 three oh three seven one three talk seven one three 313 00:18:07.079 --> 00:18:08.839 aight two five five. I'm going to try to work 314 00:18:08.839 --> 00:18:10.880 out this zoom. So we can get Mark in, but 315 00:18:11.000 --> 00:18:14.640 meanwhile we are taking phone calls on problems three oh 316 00:18:14.720 --> 00:18:17.000 three seven one three Talks seven one three A two 317 00:18:17.000 --> 00:18:19.200 five five or three oh three Martino three oh three, 318 00:18:19.240 --> 00:18:23.119 six two seven eight four sixty six Tom. For auto bodywork, 319 00:18:23.200 --> 00:18:27.319 do you have any recommendations for the C four seventy 320 00:18:27.559 --> 00:18:32.319 I twenty five area. I only saw one auto repair 321 00:18:32.839 --> 00:18:36.279 in Denver listed on referral list. Well, we got way 322 00:18:36.319 --> 00:18:39.359 more auto repairs in Denver than one. And as far 323 00:18:39.519 --> 00:18:44.519 as body shops, Kevin, what comes to mind for you? 324 00:18:45.000 --> 00:18:46.759 There are a lot of good body shops around now. 325 00:18:46.920 --> 00:18:48.720 I can't say they're on the referral list, but we 326 00:18:48.799 --> 00:18:51.799 have there. There are good body shops around now I'm 327 00:18:51.839 --> 00:18:53.799 currently working with and I don't know if they do 328 00:18:53.839 --> 00:18:57.440 anything outside of McDonald's Autogroup, but the McDonald Collision Center 329 00:18:57.559 --> 00:19:01.000 is good. And then the one that BMW associated with 330 00:19:01.200 --> 00:19:05.359 and Sonic Murray was at Murray. I think it's called 331 00:19:05.400 --> 00:19:09.359 body Works Murray, but that's not for that. That's more. 332 00:19:10.839 --> 00:19:13.240 If you had to pick a major intersection, Evans and 333 00:19:13.319 --> 00:19:16.160 I twenty five, but it's east of there. I don't 334 00:19:16.240 --> 00:19:18.200 really know. I mean, I'm sure there are a ton 335 00:19:18.240 --> 00:19:21.200 of I'm sure there. Look, there have been Perry, and 336 00:19:21.279 --> 00:19:24.519 Terry has been around for years. There caliper or something. 337 00:19:25.400 --> 00:19:28.640 There's gerber does there's a ton of really oh oh 338 00:19:28.720 --> 00:19:32.960 oh down South. Michael's autobody in Castle rocks really good 339 00:19:32.960 --> 00:19:36.440 as well. I'm Tom Martinez three oh three seven one 340 00:19:36.599 --> 00:19:38.920 three talk seven one three eight two five five don't 341 00:19:38.920 --> 00:19:41.599 forget eight eight eight Heating dot com. They have the 342 00:19:41.640 --> 00:19:44.680 forty five dollars deep clean and check for your furnace, 343 00:19:44.680 --> 00:19:47.480 plus if you need a replacement. They specialize in high 344 00:19:47.480 --> 00:19:51.279 efficiency units that truly at a great value that will 345 00:19:51.279 --> 00:19:53.319 save you money for years to come. Eight eight eight 346 00:19:53.400 --> 00:20:00.759 Heating dot Com. Go with a sure thing Denvers best 347 00:20:00.839 --> 00:20:02.839 Roofer Excel Roofing dot Com. 348 00:20:02.839 --> 00:20:04.880 You don't pay a cent until you're content. 349 00:20:08.240 --> 00:20:11.440 Time for an insurance check up, free, no obligation comparison 350 00:20:11.559 --> 00:20:15.119 call Compass Insurance paying too much your coverage at dozens 351 00:20:15.160 --> 00:20:17.880 of insurance companies find out now three all three seven 352 00:20:17.960 --> 00:20:20.799 seven to one help. You'll think you're his only customer 353 00:20:20.839 --> 00:20:23.079 when you choose Frank durand the real estate Man dot 354 00:20:23.119 --> 00:20:26.400 com to list your home with Remax Alliance three all 355 00:20:26.480 --> 00:20:33.920 three nine two zero sixteen twenty two. Hi Tom Martino, 356 00:20:34.599 --> 00:20:38.960 your Troubleshooter three oh three seven one three talk three 357 00:20:38.960 --> 00:20:43.720 oh three seven one three eight two five five. I'm 358 00:20:43.720 --> 00:20:46.599 gonna go to some texts. We have uh again the 359 00:20:46.640 --> 00:20:50.079 text seven four seven nine nine nine fifty two eighty, 360 00:20:50.359 --> 00:20:53.000 and then we have the short code and that is 361 00:20:53.119 --> 00:20:55.839 five seven seven three nine. That's the iHeart one. We 362 00:20:55.920 --> 00:20:58.839 have two ways to text us, and then you can 363 00:20:58.880 --> 00:21:07.799 message us on the on the YouTube channel Troubleshooter Network. 364 00:21:08.720 --> 00:21:12.559 So this one says, mommy, what is the difference between 365 00:21:12.640 --> 00:21:19.319 Kamala Harris and the Panama Canal? Well, the Panama Canal 366 00:21:20.079 --> 00:21:25.400 is a busy ditch. Oh wow, that is really a 367 00:21:25.440 --> 00:21:34.759 good one. Busy ditch. I like that. Here's another one. Okay, 368 00:21:34.839 --> 00:21:41.400 it says here, well, I don't know only employee, only employees, 369 00:21:42.079 --> 00:21:46.000 not relatives. Let's see five or less employees pay. I 370 00:21:46.000 --> 00:21:47.799 don't know what he's sawing about. I guess we were 371 00:21:47.799 --> 00:21:51.759 talking about the Family leve Act yesterday and what they 372 00:21:51.839 --> 00:21:57.160 said was something about how much time off do people get, 373 00:21:57.599 --> 00:22:01.799 who can they take it for? And who's eligible? Kevin 374 00:22:02.160 --> 00:22:04.279 as a small employer, because I know you have less. 375 00:22:04.720 --> 00:22:08.880 Everything used to apply to twenty five or more do 376 00:22:09.000 --> 00:22:12.319 you have to under the new Colorado one? Do you 377 00:22:12.519 --> 00:22:14.880 have to provide a family leave? 378 00:22:15.559 --> 00:22:18.400 Well, we don't provide it, but I think it's over 379 00:22:18.480 --> 00:22:22.799 ten you have to match the deduction from your employees 380 00:22:22.880 --> 00:22:25.240 like it would be for Social Security, you know, faika. 381 00:22:25.799 --> 00:22:27.519 So if you have under ten, you don't have to 382 00:22:27.559 --> 00:22:29.079 match it. That's the only difference. 383 00:22:30.200 --> 00:22:33.359 Okay, but they still you still have to give them 384 00:22:33.440 --> 00:22:34.440 paid time off. 385 00:22:34.680 --> 00:22:37.519 According to that. Yeah, and it's paid by the almost 386 00:22:37.599 --> 00:22:39.160 like an unemployment type. 387 00:22:39.559 --> 00:22:42.200 You pay it, the state pays it. 388 00:22:42.640 --> 00:22:44.920 The state collected all the funds and the state will 389 00:22:44.960 --> 00:22:47.039 provide the pay for it. But you have to keep 390 00:22:47.079 --> 00:22:49.839 the job open. That's the hard part with small business. 391 00:22:50.119 --> 00:22:52.119 Say a guy takes two months off for his wife's 392 00:22:52.160 --> 00:22:54.599 having a baby something like that. Two months later he 393 00:22:54.640 --> 00:22:56.400 comes back, I have to have that job waiting for 394 00:22:56.480 --> 00:22:57.359 him when he gets there. 395 00:22:57.480 --> 00:23:01.160 But they collected the funds from you for this each employee. 396 00:23:01.440 --> 00:23:03.160 It gets a production from there. 397 00:23:03.359 --> 00:23:06.680 Each employee, so it doesn't cost employers except for their. 398 00:23:07.559 --> 00:23:08.839 No, if you have more than ten, you have to 399 00:23:08.880 --> 00:23:12.359 match the employees pay, so you you do contribute, But 400 00:23:12.359 --> 00:23:14.920 if you have the employee that's not now. 401 00:23:14.960 --> 00:23:20.920 Mark says estimates are eighty thousand people. Eighty thousand people 402 00:23:21.759 --> 00:23:27.319 in a blue state. Wow, okay, Tom, how many times 403 00:23:27.599 --> 00:23:32.039 are you going to play that Trump advertisement? This is 404 00:23:32.079 --> 00:23:36.839 turning into an infomercial. I wonder what he's talking about. 405 00:23:36.880 --> 00:23:39.279 I don't think he's talking about that video I just played. 406 00:23:39.720 --> 00:23:40.880 That can't be rally. 407 00:23:40.960 --> 00:23:41.880 Is that what he's talking about? 408 00:23:41.880 --> 00:23:44.559 No, I don't think so. I think do we have 409 00:23:44.640 --> 00:23:47.960 political ads on this show when we go to break Dragon? 410 00:23:48.079 --> 00:23:52.759 Do we have political ads? There could be I'm certain 411 00:23:52.880 --> 00:23:55.319 I can go back and listen now. I sent a 412 00:23:55.359 --> 00:23:59.920 new link to Mark, and I think that he should 413 00:23:59.920 --> 00:24:01.319 be able to use that. It's the one to use 414 00:24:01.359 --> 00:24:03.960 every day. I don't know why we're having a problem 415 00:24:04.000 --> 00:24:07.359 with that link, but again, I'd be happy to send 416 00:24:07.400 --> 00:24:09.920 other people a link as well if you want to 417 00:24:09.920 --> 00:24:13.279 try to come in. In fact, I can put it 418 00:24:13.359 --> 00:24:15.720 up on the YouTube thing. But then we'd be inundated, 419 00:24:15.720 --> 00:24:20.119 wouldn't we anyway? Three or three? Wouldn't that be fun? 420 00:24:21.319 --> 00:24:23.480 We ought to do that because I get to choose 421 00:24:23.559 --> 00:24:26.079 which one I want up right, Sure, let me see, 422 00:24:26.079 --> 00:24:28.640 I'm gonna set my settings. I might put that up 423 00:24:28.640 --> 00:24:31.680 on chat and have a whole bunch of crazy people 424 00:24:31.720 --> 00:24:36.000 coming in. That's what I'm gonna do. So anyway, people, 425 00:24:36.319 --> 00:24:41.920 we have some car questions on text. One has to 426 00:24:41.960 --> 00:24:47.519 do with the do most cars okay, I'm asking this 427 00:24:47.599 --> 00:24:49.680 for me. Do most cars have alternators? 428 00:24:49.759 --> 00:24:49.920 Now? 429 00:24:49.960 --> 00:24:50.920 Not generators? Right? 430 00:24:51.039 --> 00:24:51.640 Alternators? 431 00:24:51.640 --> 00:24:52.680 Correct? What's the difference? 432 00:24:53.799 --> 00:25:00.319 Well, an alternator asto from generator is not us as 433 00:25:00.319 --> 00:25:03.920 a separate regulator to monitor and change voltage. What the 434 00:25:03.960 --> 00:25:06.119 alternator it's built in. The generator just runs. 435 00:25:06.359 --> 00:25:07.920 Is that all that is the only difference. 436 00:25:07.920 --> 00:25:11.599 That's the biggest difference. Yeah, it's all internal okay, with 437 00:25:11.640 --> 00:25:12.720 different diodes everything. 438 00:25:12.880 --> 00:25:15.640 Now virtually every car has. 439 00:25:15.599 --> 00:25:18.160 I don't know a car anymore of the generator, probably 440 00:25:18.160 --> 00:25:19.319 over forty years ago. 441 00:25:19.640 --> 00:25:25.559 Okay, Now someone else wants to know with overheating. With overheating, 442 00:25:25.960 --> 00:25:29.440 what are the main causes for overheating in this weather? 443 00:25:29.960 --> 00:25:33.799 Well, one, it's cooler, I mean cooling fan operation for one. 444 00:25:33.839 --> 00:25:35.519 If the cooling fan doesn't work, it could be a 445 00:25:35.519 --> 00:25:36.079 million things. 446 00:25:36.119 --> 00:25:36.319 Right. 447 00:25:36.440 --> 00:25:38.599 Leaks A thermost. 448 00:25:38.519 --> 00:25:41.599 Yes, yeah, most thermostats anywhere what they call fail safe, 449 00:25:41.759 --> 00:25:43.799 so they'll fail safe open, yeah. 450 00:25:43.680 --> 00:25:45.880 Which means it won't overheat. 451 00:25:45.319 --> 00:25:47.839 It won't heat up, it won't heat up correct. 452 00:25:47.839 --> 00:25:51.960 Okay, so most of those are normally open, yes, okay. 453 00:25:52.240 --> 00:25:56.000 And then as far as leaks, that would you can 454 00:25:56.039 --> 00:26:00.200 see that in your level low cooling, bad cooling, Yeah. 455 00:25:59.799 --> 00:26:03.079 It wouldn't cause overheating because corrosion more than anything bad cooling. 456 00:26:03.160 --> 00:26:05.880 Okay, So if you're cooling gets old, it doesn't lose 457 00:26:05.920 --> 00:26:06.799 its ability to. 458 00:26:06.759 --> 00:26:10.799 Cool no, No, it just it loses the lubrication qualities 459 00:26:10.880 --> 00:26:12.279 and the anti corrosion quantity. 460 00:26:12.359 --> 00:26:14.119 Okay. Then you said something about the radiator. 461 00:26:14.200 --> 00:26:17.000 Yeah, the radiator, you know, you could have scaling, so 462 00:26:17.039 --> 00:26:17.559 you don't. 463 00:26:17.359 --> 00:26:20.359 Have proper circulations, so the water's moving slowly. How do 464 00:26:20.400 --> 00:26:22.920 you check out that? How do you check any of that? 465 00:26:23.000 --> 00:26:25.480 I mean that the shop really needs to do that. 466 00:26:25.519 --> 00:26:28.000 Then you can, I mean there's backyard methods. You know, 467 00:26:28.039 --> 00:26:29.599 you can check your radiator for flow. 468 00:26:29.680 --> 00:26:31.880 And he doesn't know why it doesn't overheat all the time. 469 00:26:33.000 --> 00:26:36.079 Well, unless the condition has to be changing. Then I 470 00:26:36.079 --> 00:26:38.039 mean either the cooling fan is not coming on all 471 00:26:38.079 --> 00:26:40.440 the time or only comes on sometimes, or and. 472 00:26:40.359 --> 00:26:44.240 That would be like, aren't those cooling fans on a 473 00:26:44.480 --> 00:26:45.240 thermal switch? 474 00:26:45.319 --> 00:26:47.480 Most of them are electric. Yeah, they're controlling and they 475 00:26:47.559 --> 00:26:49.440 go on and off with a temp. They go off 476 00:26:49.440 --> 00:26:52.039 and on by the computer. Yeah, so different conditions. If 477 00:26:52.039 --> 00:26:54.960 you turn your air conditioning on, it'll turn a fan on. Temperature, 478 00:26:55.799 --> 00:26:57.640 a lot of different things. Yeah, so there's a lot 479 00:26:57.680 --> 00:26:58.799 to it. 480 00:26:58.880 --> 00:27:01.799 Okay, Mike wants to talk about a home he's been 481 00:27:01.839 --> 00:27:06.359 working with Deputy d on Mountain View home. Wait is 482 00:27:06.720 --> 00:27:11.400 this this is not the mobile home park? Isn't Okay? Okay, yes, 483 00:27:11.440 --> 00:27:14.480 it is the mobile home park. Okay, hang on, man, 484 00:27:14.519 --> 00:27:16.039 I'm gonna come right back to you. I'm gonna give 485 00:27:16.039 --> 00:27:19.599 you more time. I'm Tom Martinez three oh three seven 486 00:27:19.680 --> 00:27:21.680 one three talks seven one three eight two five five. 487 00:27:21.720 --> 00:27:24.559 Today's car Day, which means you should be mindful of 488 00:27:24.599 --> 00:27:28.319 car insurance and all of your insurance and compass insurance. 489 00:27:28.880 --> 00:27:32.119 The Insurance Help Center dot com will give you a 490 00:27:32.160 --> 00:27:36.240 free analysis of your insurance to see if you're paying 491 00:27:36.279 --> 00:27:38.720 too much, to see if you have enough insurance, to 492 00:27:38.759 --> 00:27:40.640 see if you have a great deal, and they're very 493 00:27:40.640 --> 00:27:43.279 honest about it. Three oh three nine nine six nine 494 00:27:43.279 --> 00:27:52.200 thou go with a sure thing Denver's best roofer Excel 495 00:27:52.319 --> 00:27:55.359 Roofing dot com. You don't pay a cent until you're content. 496 00:27:58.720 --> 00:28:01.920 Time for an insurance check free no obligation. In comparison, 497 00:28:02.039 --> 00:28:05.640 call Compass insurance paying too much your coverage at dozens 498 00:28:05.640 --> 00:28:08.359 of insurance companies find out now three O three seven 499 00:28:08.480 --> 00:28:11.279 seven to one. Help. You'll think you're his only customer 500 00:28:11.319 --> 00:28:13.559 when you choose Frank durand the real estate man dot 501 00:28:13.599 --> 00:28:17.119 Com to list your home with Remax Alliance three three 502 00:28:17.200 --> 00:28:21.279 nine two zero sixteen twenty two. All right, I want 503 00:28:21.279 --> 00:28:25.599 to go right away to Mike now, Dimitri, Yeah, what 504 00:28:25.799 --> 00:28:28.079 is a deputy d What is Mike's position? 505 00:28:28.880 --> 00:28:32.759 Mike owns the mobile home park in Loveland where Vanessa's 506 00:28:32.799 --> 00:28:34.960 trailer was. It still is park. 507 00:28:35.119 --> 00:28:38.480 Now. Whenever we hear one side of the story, we 508 00:28:38.640 --> 00:28:41.880 usually get a skewed view, but here we had one 509 00:28:41.960 --> 00:28:45.240 side of the story and still sided with the other side, 510 00:28:45.240 --> 00:28:47.440 which is amazing to us. We've only heard one side 511 00:28:47.440 --> 00:28:50.160 of the story. But what she was saying doesn't make sense. 512 00:28:50.880 --> 00:28:54.759 She had a trailer basically a used trailer in Mountain 513 00:28:55.079 --> 00:28:59.759 View Mobile Home Park and never once, never once paid 514 00:28:59.759 --> 00:29:04.599 rent the lot rent, never once. From what we can tell, 515 00:29:05.240 --> 00:29:08.559 her lot rent was paid by charities. When it accumulated 516 00:29:08.720 --> 00:29:11.680 enough for the part to evict her, they would come 517 00:29:11.720 --> 00:29:15.759 in and swoop in and protect her and write alum 518 00:29:15.880 --> 00:29:18.319 sum to get her on her feet. Then she was 519 00:29:18.319 --> 00:29:21.519 supposed to pick up the mantle and make her payments. 520 00:29:21.640 --> 00:29:26.359 She never did, not once until finally in February she 521 00:29:26.480 --> 00:29:29.599 couldn't get any more charity help and she had, she 522 00:29:29.720 --> 00:29:35.640 was evicted, and she's pissed off. I don't understand it. So, Mike, 523 00:29:36.240 --> 00:29:38.680 are you you're the owner? Can you tell shed some 524 00:29:38.799 --> 00:29:39.920 light on this situation? 525 00:29:41.799 --> 00:29:44.640 Well, it sounds like you explained it pretty well, although 526 00:29:44.759 --> 00:29:48.240 I don't know if she never paid a penny. It 527 00:29:48.279 --> 00:29:51.359 sounds like I spoke to my property manager. I mean, 528 00:29:51.359 --> 00:29:54.240 I spoke to my property manager before calling you just now. 529 00:29:54.279 --> 00:29:57.400 And it looks like we've gone through this eviction process 530 00:29:57.480 --> 00:30:03.039 with her four times, I know. And like you said, 531 00:30:03.720 --> 00:30:06.119 the first three times neighbor and neighbor came in and 532 00:30:06.200 --> 00:30:09.400 paid her rent. They don't pay her legal fees, but 533 00:30:09.400 --> 00:30:11.799 they paid a back rent and they pay a month 534 00:30:11.880 --> 00:30:15.160 or two in advance, and she promises to pay the 535 00:30:15.240 --> 00:30:18.559 legal fees right and then that started back in twenty 536 00:30:18.640 --> 00:30:23.160 twenty one was the first time she got rescued. The 537 00:30:23.240 --> 00:30:25.319 last time neighbor and neighbor made a payment for her 538 00:30:25.480 --> 00:30:28.799 was twenty twenty three, and then we got a couple 539 00:30:28.799 --> 00:30:31.680 of small payments since then because evidently she couldn't get 540 00:30:31.680 --> 00:30:33.759 anything from charities anymore. 541 00:30:36.039 --> 00:30:37.599 But she owes me. 542 00:30:37.880 --> 00:30:40.079 You know, eight thousand dollars now is the balance on 543 00:30:40.119 --> 00:30:43.640 her account. And like you said, she's really never paid 544 00:30:43.680 --> 00:30:46.119 almost anything in four years of living in the park. 545 00:30:46.480 --> 00:30:49.839 And did you legally lock her out? I didn't know 546 00:30:49.960 --> 00:30:52.440 trailer parks can do that. Do you can lock the trailer? 547 00:30:54.119 --> 00:30:55.319 Not without going to the court? 548 00:30:55.759 --> 00:30:58.319 No, I understand, but went to the court, But I 549 00:30:58.640 --> 00:31:02.759 didn't know. I don't know how that works with with trailers. 550 00:31:02.759 --> 00:31:05.720 When they own the trailer, you are allowed to lock 551 00:31:05.799 --> 00:31:06.319 them out of it. 552 00:31:07.759 --> 00:31:09.960 Well, nobody really knows. But what we did is we 553 00:31:10.000 --> 00:31:12.000 got an eviction, which means she has to move the 554 00:31:12.039 --> 00:31:15.240 trailer out right, and then we got that changed into 555 00:31:15.279 --> 00:31:20.359 a lockout instead, so that the only time the only 556 00:31:20.400 --> 00:31:22.640 thing she can come in for is to get the 557 00:31:22.680 --> 00:31:23.720 trailer and move it out. 558 00:31:24.039 --> 00:31:27.359 Okay, but okay, I get out? Okay now, Mike, She 559 00:31:27.559 --> 00:31:31.640 claims she put thousands and thousands of dollars into that trailer. 560 00:31:33.359 --> 00:31:37.319 You know, I don't doubt that there's building supplies, okay, 561 00:31:37.720 --> 00:31:40.200 strewn throughout the trailer and on the lot. I mean 562 00:31:40.240 --> 00:31:43.039 it's totally a work in progress. It's not, you know, 563 00:31:43.079 --> 00:31:45.000 being done to any code or anything like that. 564 00:31:45.039 --> 00:31:45.880 It's just a mess. 565 00:31:46.880 --> 00:31:50.119 Go with a sure thing Denver's Best Roofer Excel Roofing 566 00:31:50.240 --> 00:31:50.839 dot com. 567 00:31:50.880 --> 00:31:52.880 You don't pay a cent until you're content. 568 00:31:56.279 --> 00:31:59.440 Time for an insurance check up free, no obligation comparison 569 00:31:59.559 --> 00:32:02.720 call up as insurance paying too much your coverage at 570 00:32:02.759 --> 00:32:05.519 dozens of insurance companies find out now three all three 571 00:32:05.640 --> 00:32:08.240 seven seven to one help. You'll think you're his only 572 00:32:08.319 --> 00:32:10.799 customer when you choose Frank durand the real estate Man 573 00:32:10.839 --> 00:32:14.319 dot com to list your home with Remax Alliance three 574 00:32:14.319 --> 00:32:16.640 all three nine two zero sixteen twenty two. 575 00:32:22.039 --> 00:32:22.559 Ripped of. 576 00:32:24.319 --> 00:32:31.559 You need so you don't have to running as the 577 00:32:31.759 --> 00:32:35.559 canow Shooter's gonna help come. 578 00:32:35.799 --> 00:32:39.440 Manx is the Troubleshooter Show. 579 00:32:39.519 --> 00:32:44.160 No, Tom Martinez. All right, So I did an experiment. 580 00:32:44.359 --> 00:32:48.640 Hello people, I'm here and I am going to start 581 00:32:48.680 --> 00:32:51.799 admitting people from zoom. I'm telling you I did a 582 00:32:51.920 --> 00:32:55.240 multi zoom call for our YouTube channel and they can 583 00:32:55.559 --> 00:32:59.079 participate on the show. It's gonna be weird. I'm gonna 584 00:32:59.079 --> 00:33:01.039 tell you it's gonna be weird and you're gonna try it. 585 00:33:01.400 --> 00:33:03.759 I got people up and I don't know how to 586 00:33:03.799 --> 00:33:05.880 control it completely. Let's see who do I see? Nope, 587 00:33:05.880 --> 00:33:07.680 that's the wrong one. Let me let me go back 588 00:33:07.960 --> 00:33:10.200 and welcome to this show. By the way, I'm Tom Martinez. 589 00:33:10.200 --> 00:33:12.039 This is a consumer show three O three seven one 590 00:33:12.079 --> 00:33:14.759 three talks seven one three eight two five five to 591 00:33:14.839 --> 00:33:17.640 help you solve problems, answer questions, take complaints, make your 592 00:33:17.680 --> 00:33:21.279 life a little easier. And okay, i'll tell you what. 593 00:33:21.440 --> 00:33:24.400 We got to leave Europe right now, so to leave. 594 00:33:25.000 --> 00:33:28.000 He's looking good and talk to leave, so we can. 595 00:33:28.119 --> 00:33:29.960 I want to see if we can take callers. Now, 596 00:33:29.960 --> 00:33:33.079 go ahead, sir, are you on? Let me hear you. 597 00:33:33.559 --> 00:33:36.799 I don't hear you, but okay, So maybe this is 598 00:33:36.839 --> 00:33:39.440 a live experiment to see if zoom callers can call 599 00:33:39.480 --> 00:33:43.680 the radio show and also talk. I think you have 600 00:33:43.759 --> 00:33:46.480 your mind. I might have people's I might have people 601 00:33:47.279 --> 00:33:51.799 hold on, I might have people muted. Now all of 602 00:33:51.839 --> 00:33:54.440 you guys, And what I have to do is I 603 00:33:54.559 --> 00:33:58.359 have to set the settings differently, because right now it's 604 00:33:58.400 --> 00:34:02.039 it's it's pneumonium. Because what I have to do is 605 00:34:02.079 --> 00:34:04.359 set it so I can admit people when I want 606 00:34:04.400 --> 00:34:07.279 to ye for example, if I if I touch something 607 00:34:07.319 --> 00:34:11.159 here and I got so anyway, people, thanks for this experiment. 608 00:34:11.199 --> 00:34:13.639 I don't know, like I said, completely, what I'm doing, 609 00:34:13.800 --> 00:34:15.880 but I'm gonna be the first one in history to 610 00:34:15.920 --> 00:34:19.480 have a live podcast that's going to admit the video 611 00:34:19.559 --> 00:34:22.000 in and people can talk. So somebody's up there with 612 00:34:22.079 --> 00:34:25.800 a dog in the back seat, and hey, man, how 613 00:34:25.840 --> 00:34:31.719 are you This is crazy? The dogs dog walks. Yeah, 614 00:34:31.880 --> 00:34:33.840 the dog's kissing them. Okay, folks, let me go to 615 00:34:33.880 --> 00:34:36.960 the phones, and I'm gonna I'm gonna end the experiment 616 00:34:37.000 --> 00:34:39.920 for now. Listen, I really appreciate you doing this. I 617 00:34:39.960 --> 00:34:41.760 don't mean end it like end to end it, but 618 00:34:41.800 --> 00:34:44.119 I'm gonna I'm gonna mute it for a minute here. 619 00:34:44.599 --> 00:34:47.079 And I got I got a lot of people who 620 00:34:47.159 --> 00:34:49.599 called in on this, a lot of people, and I 621 00:34:49.719 --> 00:34:51.559 just have to figure out how I'm gonna do it 622 00:34:51.840 --> 00:34:54.760 and only take people that I let in. So, uh, 623 00:34:55.079 --> 00:34:57.039 I just don't know. Look at that, Look at all 624 00:34:57.079 --> 00:34:57.639 the people here. 625 00:34:58.000 --> 00:34:58.519 That's cool. 626 00:34:58.679 --> 00:35:03.079 I wonder if that any Well, we have a limit 627 00:35:03.119 --> 00:35:06.679 on our account of one hundred and we're damn near 628 00:35:06.760 --> 00:35:09.800 that right now. I think you can get we might 629 00:35:09.840 --> 00:35:13.599 have more than that, and then people people are also chatting. 630 00:35:13.840 --> 00:35:16.360 So eventually what I'm gonna do is I'm gonna have 631 00:35:16.400 --> 00:35:19.840 people will be able to show me their trouble as 632 00:35:19.880 --> 00:35:22.280 well as call in. That's pretty cool, and then I 633 00:35:22.320 --> 00:35:25.360 can look at your trouble and your consumer problem the 634 00:35:25.440 --> 00:35:28.079 first ever We're gonna have that live on this show. 635 00:35:28.440 --> 00:35:31.679 And then let me so anyway, you hear that noise 636 00:35:31.719 --> 00:35:33.719 in the background, I'm gonna have to mute that for now. 637 00:35:33.760 --> 00:35:36.280 Just let me mute it for now. All right. I 638 00:35:36.320 --> 00:35:39.360 think I muted it, and I'm gonna have to stop 639 00:35:39.400 --> 00:35:41.559 it because I'm just going nuts right now. Three O 640 00:35:41.679 --> 00:35:44.079 three seven to one three talk guys, thank you for 641 00:35:44.119 --> 00:35:46.360 the experiment. I need to end this just for a 642 00:35:46.400 --> 00:35:50.079 minute because I need to figure out how to control it. 643 00:35:50.079 --> 00:35:53.119 It was great, It was great. It was just a 644 00:35:53.159 --> 00:35:56.239 live experiment to see if I could get people on 645 00:35:56.480 --> 00:35:59.119 here on Zoom to be part of the talk show 646 00:35:59.199 --> 00:36:01.840 on radio as well and at the same time show 647 00:36:01.920 --> 00:36:04.480 us trouble if we need it. So when I figure out, 648 00:36:04.519 --> 00:36:06.760 I got to figure out how I automatically mute him 649 00:36:06.760 --> 00:36:09.880 when they come in, and then how I admit callers 650 00:36:09.880 --> 00:36:12.960 one at a time. I will figure that out. We're 651 00:36:12.960 --> 00:36:15.159 doing live radio here, folks, so give me a little 652 00:36:15.199 --> 00:36:17.159 break here. Let me go to the phones and solve 653 00:36:17.239 --> 00:36:21.039 some problems here. Josh has a question on flood insurance. Josh, 654 00:36:21.079 --> 00:36:22.079 go ahead. What's going on? 655 00:36:22.880 --> 00:36:25.159 Hey, Tom, question on flood insurance. 656 00:36:25.199 --> 00:36:27.320 Then I've also got a Frontier Lines comment if you 657 00:36:27.400 --> 00:36:30.840 have a chance, yes, sir, go ahead. The wisdom. 658 00:36:30.920 --> 00:36:33.360 So I've heard Mark's story about his house and buying 659 00:36:33.400 --> 00:36:36.559 flood insurance. Yeah, and so I just looked into it 660 00:36:37.119 --> 00:36:41.519 just curiously, and it's so darn cheap, right, But I'm 661 00:36:41.599 --> 00:36:45.079 trying to ask myself, why would one who really. 662 00:36:44.840 --> 00:36:46.719 Has no risk of flooding buy it? 663 00:36:47.280 --> 00:36:51.039 Okay, and Mark had no risk of flooding, and that's 664 00:36:51.079 --> 00:36:53.199 why you bought it. In fact, that's why it's cheap. 665 00:36:53.639 --> 00:36:57.079 In fact, if you do have risk of flooding and 666 00:36:57.159 --> 00:37:01.360 you're in more than a one hundred year floodplane, sometimes 667 00:37:01.440 --> 00:37:05.880 cost prohibitive. So what you have to do is get 668 00:37:05.920 --> 00:37:10.039 it subsidized, and that's called subsidized flood insurance. So a 669 00:37:10.079 --> 00:37:13.599 lot of people don't understand how it works. If you're 670 00:37:13.599 --> 00:37:17.519 in a floodplane, you qualify for subsidies that brings the 671 00:37:17.559 --> 00:37:20.480 insurance down to about seven hundred to eight. Well, no, 672 00:37:20.480 --> 00:37:23.199 now it's about eight to nine hundred a year. With 673 00:37:23.320 --> 00:37:27.079 a subsidy. On a small house, it can range two thousand. 674 00:37:27.199 --> 00:37:28.920 It can go up to two thousand a year just 675 00:37:28.920 --> 00:37:32.159 for the flood part. And that's with a subsidy. Without 676 00:37:32.199 --> 00:37:35.079 a subsidy, you'd be paying like ten to twelve grand 677 00:37:35.119 --> 00:37:39.639 a year. So the government subsidizes flood insurance when you're 678 00:37:39.679 --> 00:37:43.239 in a floodplane. Now Mark was not in a floodplane, 679 00:37:43.400 --> 00:37:46.280 but he had this crazy thought, what if water ever 680 00:37:46.320 --> 00:37:48.840 accumulates and flows into my house, that'll be a flood. 681 00:37:48.840 --> 00:37:51.639 I won't be covered and a lot of people that happens. 682 00:37:51.639 --> 00:37:54.440 It happens with snow, it happens with hail piling up, 683 00:37:54.840 --> 00:37:58.880 and he had the forethought of buying flood insurance. Now, 684 00:37:58.920 --> 00:38:02.599 for people not in a floodplaine, it's pretty damn cheap. 685 00:38:02.800 --> 00:38:04.679 How much were you quoted. 686 00:38:04.320 --> 00:38:07.440 For it, Josh, to twenty a year? 687 00:38:09.159 --> 00:38:11.079 Well, that's actually more than I thought it might be. 688 00:38:11.159 --> 00:38:14.280 Some people are paying fifty and sixty so to twenty 689 00:38:14.320 --> 00:38:17.679 a year. To twenty a year, you might be in 690 00:38:17.719 --> 00:38:20.920 a two hundred year floodplaine. What are you do you know. 691 00:38:21.800 --> 00:38:24.239 I have no clue, but okay, I wasn't right. 692 00:38:24.280 --> 00:38:27.440 You're like, so, what what is your question, sir? What 693 00:38:27.559 --> 00:38:28.199 is your question? 694 00:38:29.360 --> 00:38:29.559 Oh? 695 00:38:29.559 --> 00:38:33.639 I'm just wondering what it covers outside? Like a sprinkler 696 00:38:33.679 --> 00:38:36.199 line breaks and it floods your house. 697 00:38:36.400 --> 00:38:40.239 Is that a flood if a sprinkler line, yes, okay. 698 00:38:40.280 --> 00:38:46.920 Here's the definition of a flood. Any water outside the 699 00:38:47.039 --> 00:38:53.320 house that hits a horizontal surface and flows into the home. 700 00:38:54.440 --> 00:38:55.800 Okay. 701 00:38:56.039 --> 00:38:59.519 So that could be your deck, that could be ground 702 00:39:00.000 --> 00:39:04.559 if that could be probably a patio, okay. So it's 703 00:39:04.599 --> 00:39:09.079 any water that flows from the outside in the source 704 00:39:09.199 --> 00:39:13.559 of the water is not the determining factor. It's the 705 00:39:13.639 --> 00:39:14.719 flow of the water. 706 00:39:16.119 --> 00:39:16.440 Okay. 707 00:39:18.320 --> 00:39:23.760 So that's what determines if in fact it's going to uh, 708 00:39:23.960 --> 00:39:27.639 it's going to be a flood. So let's say you 709 00:39:27.920 --> 00:39:32.239 have a hailstorm that breaks an upper window and rain 710 00:39:32.400 --> 00:39:35.280 comes into that upper window and destroys the side of 711 00:39:35.280 --> 00:39:38.039 your wall. That is not a flood, and you would 712 00:39:38.079 --> 00:39:41.480 be covered without flood insurance. You'd be covered because the 713 00:39:41.519 --> 00:39:44.840 water came directly into the home without hitting a horizontal surface. 714 00:39:45.880 --> 00:39:48.239 Let's say your roof has a hole in it, that's 715 00:39:48.320 --> 00:39:51.800 obviously not a flood, right, that's rain or hail or whatever. 716 00:39:52.440 --> 00:39:57.360 And so let's say you have a bad rainstorm, a 717 00:39:57.440 --> 00:40:02.360 driving rain and hailstorm, almost like tropical proportions, and it 718 00:40:02.440 --> 00:40:06.079 hits your siding and flows down your siding into some windows. 719 00:40:06.400 --> 00:40:09.639 What is that? That hit a vertical surface, So it's 720 00:40:09.679 --> 00:40:12.880 not a flood. But if that goes down your siding 721 00:40:13.039 --> 00:40:16.320 onto your deck and then flows into your home, it's 722 00:40:16.360 --> 00:40:16.840 a flood. 723 00:40:18.280 --> 00:40:18.719 Gotcha? 724 00:40:18.840 --> 00:40:21.599 Okay, So isn't that weird? I mean, it is a 725 00:40:21.800 --> 00:40:25.320 it is. It is highly technical, but it's good to ask. 726 00:40:25.440 --> 00:40:27.880 Thanks for calling, Josh, three h three seven to one 727 00:40:27.960 --> 00:40:32.159 three talk Pat. Welcome. Pat? You called about three weeks ago. 728 00:40:32.199 --> 00:40:33.960 Who were you working with? Pat? 729 00:40:34.719 --> 00:40:35.519 Good morning, sir. 730 00:40:37.159 --> 00:40:41.840 I was never assigned anybody. Oh you guys said was 731 00:40:41.960 --> 00:40:45.079 to you would talk to the guy at the dealership. 732 00:40:45.280 --> 00:40:46.079 I was supposed to come. 733 00:40:46.119 --> 00:40:48.800 Okay, can you tell me? Okay, here, I'm trying to 734 00:40:48.800 --> 00:40:51.760 figure out when you called. Did you use the name 735 00:40:51.840 --> 00:40:52.760 Pat when you called? 736 00:40:53.719 --> 00:40:54.079 Yes? 737 00:40:54.559 --> 00:40:58.079 Okay, and it was about your car with what dealership? 738 00:40:58.960 --> 00:41:01.239 September twenty oh. 739 00:41:01.199 --> 00:41:03.599 September twentieth Okay, that's all I need to know here 740 00:41:04.239 --> 00:41:09.000 September twentieth and tell me, okay, twenty twenty three Chevy 741 00:41:09.519 --> 00:41:14.400 Colorado and it had some specs under the paint near 742 00:41:14.440 --> 00:41:17.079 the driver's door. The dealer is offering to fix it. 743 00:41:17.960 --> 00:41:21.920 Pat negotiated a settlement with a new car sales manager 744 00:41:22.280 --> 00:41:26.480 for sixteen hundred bucks plus a refund of the paint protectant, 745 00:41:26.480 --> 00:41:29.000 which isn't going to do you any good. What happened 746 00:41:29.039 --> 00:41:29.280 with that? 747 00:41:31.039 --> 00:41:35.280 I'm called and left messages ten different times. 748 00:41:35.599 --> 00:41:39.440 And so right now, those specs under your paint? Did 749 00:41:39.480 --> 00:41:41.440 you ever have that diagnosed? 750 00:41:43.440 --> 00:41:43.599 Oh? 751 00:41:43.679 --> 00:41:46.559 Yeah, they saw it at the dealership when I took 752 00:41:46.559 --> 00:41:48.159 it in for an oil change. 753 00:41:48.480 --> 00:41:50.760 What do they say it is? What do they say 754 00:41:50.800 --> 00:41:51.000 it is? 755 00:41:52.159 --> 00:41:57.280 It's under the paint and they just didn't prep it 756 00:41:57.679 --> 00:41:58.320 well enough. 757 00:41:58.440 --> 00:41:59.719 I guess. 758 00:41:59.159 --> 00:42:02.960 So, yeah, there's force pecks about. 759 00:42:03.360 --> 00:42:06.119 What does tell me this? What does a body shop 760 00:42:06.199 --> 00:42:08.480 say it would take to fix it? Could you buffet 761 00:42:10.280 --> 00:42:11.840 or does it have to be repainted? 762 00:42:12.559 --> 00:42:16.360 It has to be sanded and repainted. They were going 763 00:42:16.440 --> 00:42:19.599 to blend it to the front fender and the rear 764 00:42:19.679 --> 00:42:22.039 door and the top. 765 00:42:24.280 --> 00:42:26.880 And you decided you'd rather take the money and leave 766 00:42:26.920 --> 00:42:27.599 it the way it is. 767 00:42:28.639 --> 00:42:30.159 I mean, if I could reach in an agreement. 768 00:42:30.239 --> 00:42:31.960 Yeah, yeah, yeah, I don't. 769 00:42:32.880 --> 00:42:35.199 I don't see fixing it at the moment if I remember. 770 00:42:35.320 --> 00:42:38.480 Let me ask you something. If I walked up to 771 00:42:38.599 --> 00:42:43.000 that car, would I notice it? Uh? 772 00:42:43.719 --> 00:42:44.440 Probably not? 773 00:42:47.639 --> 00:42:51.239 Okay, So you need help getting through to that sales 774 00:42:51.639 --> 00:42:54.159 What was the name of that sales manager, the new 775 00:42:54.199 --> 00:42:55.280 car sales manager? 776 00:42:56.199 --> 00:42:57.719 Peter Duzinski? 777 00:42:58.360 --> 00:42:59.559 Peter Duzinski? 778 00:43:00.119 --> 00:43:02.840 Remember right? The sales Manager's not there anymore. 779 00:43:02.880 --> 00:43:08.400 That's the rub Wait, yeah, yeah, that is Jimmy is Duzinski? 780 00:43:08.679 --> 00:43:11.960 Wait a minute, is Duzinsky gone? 781 00:43:12.360 --> 00:43:15.719 No, he's actually the man that sold it to me. 782 00:43:16.360 --> 00:43:19.760 No, No, who's the one that offered you the sixteen hundred? 783 00:43:20.880 --> 00:43:21.280 Jimmy? 784 00:43:22.320 --> 00:43:23.800 Where's Jimmy right now? 785 00:43:24.320 --> 00:43:26.519 And he quit? He's not there anymore. 786 00:43:26.639 --> 00:43:31.280 He was the new sales car manager. Yes, well your 787 00:43:31.320 --> 00:43:33.840 agreement went out the window with him unless you got 788 00:43:33.880 --> 00:43:34.440 it in writing. 789 00:43:36.280 --> 00:43:37.639 No, there was no writing. 790 00:43:37.760 --> 00:43:40.159 He was going to have some paperwork drawn up. 791 00:43:40.480 --> 00:43:44.360 Well guess what, man, he was probably talking out as butt. 792 00:43:44.559 --> 00:43:46.719 No emails, no texts, nothing. 793 00:43:47.719 --> 00:43:50.360 No, just all on the phone. 794 00:43:50.280 --> 00:43:51.760 So you got to start all over again. 795 00:43:51.920 --> 00:43:56.440 You do well, understandable, but yeah, this guy won't even 796 00:43:56.480 --> 00:43:57.239 return a call. 797 00:43:57.440 --> 00:44:00.800 So the dealer's name. We never really got. What's the 798 00:44:00.880 --> 00:44:07.199 dealer's name, Mike Maroney. Mike Maroney not a bad dealer usually. 799 00:44:07.599 --> 00:44:10.679 I mean, in general, here's what we're gonna do. We're 800 00:44:10.679 --> 00:44:11.760 gonna put someone on it. 801 00:44:12.760 --> 00:44:14.440 But they are still willing to fix. 802 00:44:14.239 --> 00:44:19.599 It though, right, yeah, I guess I don't know. We 803 00:44:19.599 --> 00:44:20.800 we've gone beyond that. 804 00:44:21.199 --> 00:44:23.800 Well, listen, let's just let someone Okay, who in the 805 00:44:23.840 --> 00:44:25.320 studio wants to take this? Bo? 806 00:44:26.719 --> 00:44:26.960 Is? Bo? 807 00:44:27.079 --> 00:44:28.360 There? I thought you had. 808 00:44:28.519 --> 00:44:30.239 I'm here dollar the call? 809 00:44:30.719 --> 00:44:33.639 Oh yeah somebody? Yeah, yeah, yeah? Is Doc in this? 810 00:44:34.079 --> 00:44:35.800 Let me just write down who's in the studio? Is 811 00:44:35.840 --> 00:44:36.320 Doc there? 812 00:44:36.800 --> 00:44:37.440 Doc's here? 813 00:44:38.000 --> 00:44:38.280 Doc? 814 00:44:38.320 --> 00:44:41.840 And Bow and that's it here Tom Lock talk and Bow. Well, okay, Bo, 815 00:44:41.920 --> 00:44:43.920 why don't you give a quick call? All right, I'm 816 00:44:43.960 --> 00:44:47.000 gonna I'm gonna put this down. You know, we'll start 817 00:44:47.199 --> 00:44:49.920 trying to negotiate for you. But listen, I don't think 818 00:44:50.000 --> 00:44:53.599 you can say, hey, I was offered sixteen hundred. I 819 00:44:53.639 --> 00:44:56.840 mean you can say that, but there's no binding agreement 820 00:44:56.840 --> 00:44:59.559 there that I can see at this point. So okay, 821 00:44:59.599 --> 00:45:01.400 hold on, Bow will take care of you. Three oh 822 00:45:01.440 --> 00:45:05.599 three seven one three talk seven one three eight two 823 00:45:05.760 --> 00:45:13.960 five five go with a sure thing Denver's best roofer 824 00:45:14.079 --> 00:45:15.599 Excel Roofing dot com. 825 00:45:15.639 --> 00:45:17.639 You don't pay a cent until you're content. 826 00:45:18.559 --> 00:45:23.480 Three time for an insurance check up free, no obligation 827 00:45:23.599 --> 00:45:27.480 comparison call Compass Insurance paying too much your coverage at 828 00:45:27.519 --> 00:45:30.280 dozens of insurance companies find out now three oh three 829 00:45:30.400 --> 00:45:33.000 seven seven to one. Help. You'll think you're his only 830 00:45:33.079 --> 00:45:35.559 customer when you choose Frank durand the real estate Man 831 00:45:35.599 --> 00:45:39.079 dot com to list your home with Remax Alliance three 832 00:45:39.079 --> 00:45:48.599 oh three nine two zero sixteen twenty two. Hi, Tom Martino, 833 00:45:49.599 --> 00:45:53.920 your troubleshooter. Three O three seven one three talk three 834 00:45:53.920 --> 00:45:57.199 oh three seven one three eight two five five. Okay, 835 00:45:57.280 --> 00:45:59.000 let's go to the phones find out what's on your 836 00:45:59.000 --> 00:46:03.960 mind today? And uh we have uh three oh three 837 00:46:04.159 --> 00:46:06.760 seven one three talks seven one three eight two five 838 00:46:06.920 --> 00:46:10.639 five and here's a text. Please fix the YouTube. We 839 00:46:10.719 --> 00:46:14.199 fixed the audio, So now okay. On the Family Leave Act, 840 00:46:14.199 --> 00:46:18.280 Colorado taxpayer funded voters voted a few years ago. The 841 00:46:18.400 --> 00:46:21.079 funds are taken out of each paycheck, So really it 842 00:46:21.119 --> 00:46:23.760 doesn't cost the employer, but you're saying it does cost 843 00:46:23.760 --> 00:46:26.719 the bigger employers they have to match match. Yeah, all right, 844 00:46:26.840 --> 00:46:29.719 so okay, Kevin. Then we also have a car thing 845 00:46:29.840 --> 00:46:34.719 here and that is let me find it. Okay. So 846 00:46:34.880 --> 00:46:38.239 what somebody wants to know if it's what is a 847 00:46:38.320 --> 00:46:42.480 short block mean? They were told they need a short block, sir. 848 00:46:42.719 --> 00:46:46.719 It's the engine without heads or timing change. So you 849 00:46:46.719 --> 00:46:49.800 get the block fitted with pistons on a crank shift 850 00:46:50.280 --> 00:46:51.360 and you have to do so. 851 00:46:51.440 --> 00:46:53.840 It's a partial block. It's well, the block is not 852 00:46:54.000 --> 00:46:55.400 literally shorter, is it. 853 00:46:55.599 --> 00:46:58.400 No? No, no, it's just you get just the block 854 00:46:58.440 --> 00:47:00.639 as opposed to a long block has heads on it 855 00:47:00.840 --> 00:47:05.000 as okay, okay, so it's basically without heads. Okay, so 856 00:47:05.039 --> 00:47:07.400 it reuse the heads or get in a different head 857 00:47:07.400 --> 00:47:10.440 to put and then you have to assemble it right 858 00:47:10.480 --> 00:47:13.400 where the long block comes assembled with heads, timing chainer. 859 00:47:13.440 --> 00:47:17.320 There are more and more people doing motors or engines 860 00:47:17.400 --> 00:47:19.199 right now in their cars. Are more and more people 861 00:47:19.199 --> 00:47:21.880 doing yeah, definitely, Okay, why is that? Well? 862 00:47:22.000 --> 00:47:24.079 I mean, you can get another one hundred thousand miles 863 00:47:24.119 --> 00:47:26.199 on a car for ten grades, but you have to 864 00:47:26.239 --> 00:47:28.119 make sure there's a variable. 865 00:47:28.400 --> 00:47:32.400 Okay, obviously the frame and body, right, Okay, the interior 866 00:47:32.960 --> 00:47:34.679 unless you don't care if it's added, but you want 867 00:47:34.679 --> 00:47:37.559 a good interior. What about transmission, because if you had 868 00:47:37.559 --> 00:47:40.599 to do the engine and transmission, now you're talking about 869 00:47:40.840 --> 00:47:43.320 the main hard and lungs basically. 870 00:47:42.960 --> 00:47:44.320 And if you don't do it at the same time, 871 00:47:44.320 --> 00:47:47.800 there's definitely a risk. You know, you just take a chance. 872 00:47:47.840 --> 00:47:49.079 I mean, that's all you really can do. 873 00:47:49.320 --> 00:47:55.800 Okay, So on a car, usually if the engine goes, 874 00:47:56.360 --> 00:47:59.440 I mean, what can we put a formula to it 875 00:47:59.559 --> 00:48:02.119 or a y when you wouldn't mess. Here's what I'm 876 00:48:02.159 --> 00:48:05.880 trying to figure out. We get so many questions about 877 00:48:05.960 --> 00:48:10.800 replacing engines and or transmissions, so let's take them as 878 00:48:10.800 --> 00:48:14.719 a combination, because I venture to say that if it's 879 00:48:14.760 --> 00:48:18.119 for mileage reasons, you're gonna have one go out and 880 00:48:18.159 --> 00:48:21.639 then the other. If it's for a catastrophic failure, that's different. 881 00:48:21.840 --> 00:48:25.440 For example, if you have a car with under let's 882 00:48:25.480 --> 00:48:31.039 say one hundred thousand miles, the engine could go out 883 00:48:31.079 --> 00:48:36.199 for catastrophic or reasons. Catastrophic, sure, but not usually for longevity. 884 00:48:36.760 --> 00:48:39.559 They don't really wear out. No, no, not anymore. No, 885 00:48:39.599 --> 00:48:43.719 I agree, no engine wears out. Ok So if you 886 00:48:43.800 --> 00:48:48.360 have a catastrophic failure, what would it be, Well. 887 00:48:48.199 --> 00:48:50.519 I mean different things. We had you know we're working 888 00:48:50.519 --> 00:48:53.239 on one now. It's Honda has a burnt valve, okay, okay, 889 00:48:53.280 --> 00:48:55.559 so it's got a misfire, check in with Knight saw on. 890 00:48:55.639 --> 00:48:59.039 It's not running right right, So the car's only got 891 00:48:59.079 --> 00:49:01.920 seventy five eighty miles on it, all right, So we're 892 00:49:01.960 --> 00:49:04.719 rebuilding the head. So it's going to be mid threes 893 00:49:04.800 --> 00:49:07.039 to four thousand dollars too. 894 00:49:07.079 --> 00:49:09.400 But that's just the head, just the head. There's no 895 00:49:09.480 --> 00:49:11.079 reason to go into the whole thing. 896 00:49:11.039 --> 00:49:13.360 Not with seventy eighty thousand miles on it. And it 897 00:49:13.480 --> 00:49:15.360 was an option. That's one thing we did discuss. 898 00:49:15.599 --> 00:49:19.679 Okay. Now, when does a transmission give out normally. 899 00:49:19.360 --> 00:49:22.760 Or wear out? In my one hundred and fifty is average? 900 00:49:22.880 --> 00:49:26.159 Okay, So you have to do the math to see 901 00:49:26.199 --> 00:49:29.119 if you're going to keep the vehicle, because I think 902 00:49:29.199 --> 00:49:31.960 if you have a car let's say sixty seventy thousand, 903 00:49:32.360 --> 00:49:35.159 and you do the engine, then in another thirty or 904 00:49:35.199 --> 00:49:37.440 forty you have to do a tranny. Let's say, I 905 00:49:37.480 --> 00:49:38.960 don't think you'll get your money out of it. 906 00:49:39.519 --> 00:49:40.920 I don't know if it's getting the money out of 907 00:49:40.960 --> 00:49:42.039 it as opposed. 908 00:49:41.679 --> 00:49:43.079 To if you use it, that's fine. 909 00:49:43.119 --> 00:49:45.159 Yeah, yeah, yeah, exactly. But I mean you're looking at 910 00:49:45.199 --> 00:49:48.800 forty grand to buy another car minimum, right, yeah, grant, 911 00:49:48.840 --> 00:49:51.239 but it's a big jump from ten grand to keep 912 00:49:51.239 --> 00:49:52.960 on going engine. 913 00:49:52.599 --> 00:49:55.679 And tranny in a medium sized car nowadays. How much 914 00:49:55.760 --> 00:49:57.719 the engine's going to be what seven or. 915 00:49:57.679 --> 00:50:00.679 Eight depending on whether you go you know, low low mileage? 916 00:50:00.679 --> 00:50:04.840 You use the rebuilt, rebuilt, rebuilt motor and transmission just 917 00:50:04.840 --> 00:50:06.840 around number fifteen grand, sixteen grand? 918 00:50:06.960 --> 00:50:12.880 Okay, now let's what fifteen or sixteen just. 919 00:50:12.880 --> 00:50:14.599 The engine, engine and transmission. 920 00:50:14.599 --> 00:50:17.880 Oh that's okay, yeah, yeah, yeah, so sixteen grand, and 921 00:50:17.920 --> 00:50:20.840 now you have a car if the interiors find and 922 00:50:20.880 --> 00:50:24.000 everything you've really I mean, what would it need chocks 923 00:50:24.000 --> 00:50:25.599 in this now and then? But that's normal made it. 924 00:50:25.960 --> 00:50:28.480 So let's think about this. For sixteen grand, you in 925 00:50:28.639 --> 00:50:33.840 essence have a rebuilt tranion engine. You have a new car, and. 926 00:50:33.800 --> 00:50:36.519 You do get a good warranty on their rebuilt you will. 927 00:50:36.360 --> 00:50:38.480 Have you will have a car that'll ass you as 928 00:50:38.480 --> 00:50:41.800 long as a new car. Yes, okay, so you're right, 929 00:50:42.119 --> 00:50:46.679 that's sixteen as opposed to at least twice that or more. 930 00:50:46.760 --> 00:50:50.119 Yeah, and additional license plate fees, insurance, everything on a 931 00:50:50.159 --> 00:50:50.840 newer car. 932 00:50:51.360 --> 00:50:54.119 That's why more and more people now are doing it. 933 00:50:54.239 --> 00:50:56.199 Yep, especially if you don't drive it a lot. So 934 00:50:56.320 --> 00:50:59.000 you know you're you're close to retirement or this that 935 00:50:59.119 --> 00:51:00.800 this you're you're not a commuter. 936 00:51:00.960 --> 00:51:04.320 I mean, now, I'm gonna ask another silly question. Let's 937 00:51:04.360 --> 00:51:06.920 say you had one hundred and fifty thousand miles on 938 00:51:07.000 --> 00:51:11.800 it and you did that. Is does the frame get old? 939 00:51:12.400 --> 00:51:15.760 Is there a point where you say to yourself, Okay, 940 00:51:15.920 --> 00:51:18.519 I'm gonna have like a new car. I did the 941 00:51:18.599 --> 00:51:21.960 tranny rebuilt, and I did the engine rebuilt, but I 942 00:51:22.079 --> 00:51:25.559 still have a frame with one hundred and fifty thousand 943 00:51:25.679 --> 00:51:28.159 or is that not? Or front end or you start 944 00:51:28.199 --> 00:51:30.039 getting mules or pumpkins and. 945 00:51:30.039 --> 00:51:32.920 What different things that you start looking at as different 946 00:51:32.920 --> 00:51:36.559 manufacturers totos, you're not worried one hundred and fifty for. 947 00:51:36.559 --> 00:51:39.239 The frame or any of it. What about the front ends? 948 00:51:39.360 --> 00:51:42.079 How long they frame? I mean they all vary because 949 00:51:42.119 --> 00:51:44.360 some are heavier, summer lighter or some, but. 950 00:51:44.360 --> 00:51:49.000 In general front ends or rear ends they don't go out. No, 951 00:51:49.320 --> 00:51:53.679 they need components. Sure, sure, Okay, I'm gonna ask another 952 00:51:53.719 --> 00:51:59.400 silly question. Okay, front end components. Let's talk about how 953 00:51:59.480 --> 00:52:01.119 much would that if you had to do the whole 954 00:52:01.119 --> 00:52:01.480 front end. 955 00:52:01.639 --> 00:52:03.400 You know, you talk your front end on most cars 956 00:52:03.440 --> 00:52:05.719 front will drive. You don't have a differential, that is 957 00:52:05.760 --> 00:52:06.639 the transmission. 958 00:52:06.800 --> 00:52:08.519 Okay, so you don't have you don't have that. You 959 00:52:08.559 --> 00:52:12.440 have suspension is okay, tell me with suspension, shots, struss 960 00:52:12.519 --> 00:52:14.679 or whatever. Well, the other thing that most the major 961 00:52:15.000 --> 00:52:17.559 I'm trying to see, I'm trying to give people some 962 00:52:17.559 --> 00:52:20.199 some we never really talked about this, but I'm trying 963 00:52:20.199 --> 00:52:24.400 to give them a sense of resurrecting a car. Sure, 964 00:52:25.199 --> 00:52:28.599 logically if you had to do worst case scenario. 965 00:52:28.239 --> 00:52:30.280 But the thing I look at, you gotta will drive. 966 00:52:30.320 --> 00:52:32.639 So you have transfer cases on a lot of cars now. 967 00:52:32.679 --> 00:52:35.159 And that that is not included in the transmissions. 968 00:52:35.239 --> 00:52:38.000 And they could be three to five thousand by themselves. 969 00:52:37.519 --> 00:52:39.920 Okay, but a transfer case would be the other major 970 00:52:39.960 --> 00:52:42.639 thing if you had one hundred and fifty thousand exactly, okay, 971 00:52:42.639 --> 00:52:44.320 So they could be let's say five. 972 00:52:44.599 --> 00:52:46.280 So now you're up to twenty. 973 00:52:46.079 --> 00:52:48.239 You're up to twenty, okay, but this is not all 974 00:52:48.239 --> 00:52:50.440 at the same time, it would be overappeerd. So now 975 00:52:50.440 --> 00:52:53.599 you're up to twenty. What else would there be? Shots 976 00:52:53.599 --> 00:52:56.039 are minor, right, Yeah, suspension stuff is minor. 977 00:52:56.360 --> 00:52:58.079 You can get a couple of grand. 978 00:52:58.199 --> 00:53:02.639 So truly, that's it. Yeah, about twenty grand would get 979 00:53:02.679 --> 00:53:05.760 you essentially everything you'd need in a front wheel. 980 00:53:05.559 --> 00:53:08.519 Drive car, yes, an all will drive car yes. 981 00:53:08.880 --> 00:53:12.280 And an all wheel drive car you don't have rear 982 00:53:12.360 --> 00:53:12.960 end components. 983 00:53:12.960 --> 00:53:15.760 We're talking shocks, replace a bearing or something that. 984 00:53:15.920 --> 00:53:20.159 Okay, so we're not talking major so major expenditures, transfer case, 985 00:53:20.679 --> 00:53:24.800 transmission and an engine. If you're looking at twenty compared 986 00:53:24.800 --> 00:53:25.760 to forty. 987 00:53:25.440 --> 00:53:26.840 Forty to fifty, and then I will drive. 988 00:53:26.960 --> 00:53:30.559 Yeah. So if the body's in good shape, if the 989 00:53:30.599 --> 00:53:34.000 interior is in good shape, you basically it's it's no 990 00:53:34.079 --> 00:53:35.320 longer foolish to do that. 991 00:53:35.559 --> 00:53:37.719 No, I don't think so, you know. 992 00:53:37.719 --> 00:53:41.079 You could actually buy a car on purpose to do 993 00:53:41.159 --> 00:53:44.320 that if you like the body, if it's in good shape, 994 00:53:44.719 --> 00:53:48.400 and so people, I'm thinking entirely. You know, I used 995 00:53:48.400 --> 00:53:50.320 to think new cars all the time, you know, with 996 00:53:50.440 --> 00:53:54.360 long warranties, And I still don't think that's a bad idea. However, 997 00:53:55.280 --> 00:53:59.519 there is something to be said about rebuilding something that 998 00:53:59.719 --> 00:54:06.239 is solid. What would you not spend twenty grand on 999 00:54:06.480 --> 00:54:08.599 over a period of two or three years to keep 1000 00:54:10.000 --> 00:54:11.440 three to four, three to five years. 1001 00:54:11.480 --> 00:54:14.519 What would you not spend twenty You know the Kias 1002 00:54:14.559 --> 00:54:16.599 and Hyundai's I think when they run. 1003 00:54:16.400 --> 00:54:18.199 Their there they're two lightweight. 1004 00:54:18.360 --> 00:54:21.199 Yeah, they they're done. When they're done, you think, yeah, 1005 00:54:21.199 --> 00:54:22.480 it's kind of hard to bring them back. 1006 00:54:22.679 --> 00:54:25.079 Okay, you know certain. But what are we look about then? 1007 00:54:25.320 --> 00:54:28.480 If we're talking about a period of three to five years, 1008 00:54:29.159 --> 00:54:34.159 the possibility of spending the max twenty to have rebuilt everything, 1009 00:54:34.760 --> 00:54:37.119 what would you what would you do it? What? What 1010 00:54:37.239 --> 00:54:38.920 cars are we talking would be eligible? 1011 00:54:38.920 --> 00:54:41.079 Well, the biggies would be you know, Honda to it 1012 00:54:41.119 --> 00:54:42.239 would be the top of the list. 1013 00:54:42.320 --> 00:54:47.639 So close would you do a Chevy Trailblazer, an Equinox 1014 00:54:47.719 --> 00:54:49.679 or something? Depending on the book value? 1015 00:54:49.719 --> 00:54:51.159 I mean you got to you got to really look 1016 00:54:51.199 --> 00:54:55.119 at values on cars, you know, you start approaching double books. 1017 00:54:55.159 --> 00:54:57.119 In other words, you have to look at what you 1018 00:54:57.159 --> 00:55:01.559 would replace that car for. Yes, that absolutely so if 1019 00:55:01.559 --> 00:55:05.000 that car you're gonna put twenty in can be replaced 1020 00:55:05.000 --> 00:55:06.239 for thirty, it wouldn't be worth it. 1021 00:55:06.480 --> 00:55:09.719 Yeah, Or if it could be replaced for eighteen yeah yeah, yeah, 1022 00:55:09.760 --> 00:55:12.519 I mean some of thember that oh, they don't hold 1023 00:55:12.559 --> 00:55:14.599 the value at all, so you're doubling the value of 1024 00:55:14.639 --> 00:55:14.960 the car. 1025 00:55:15.880 --> 00:55:19.599 So if you wanted to spend twenty over a period 1026 00:55:19.639 --> 00:55:22.480 of three to five years to keep a car in 1027 00:55:22.559 --> 00:55:25.880 perfect shape, but you can replace it for forty I 1028 00:55:25.920 --> 00:55:27.079 would say, then it's worth it. 1029 00:55:27.119 --> 00:55:27.760 I agree. 1030 00:55:27.920 --> 00:55:30.079 So we're looking at that fifty percent. 1031 00:55:29.760 --> 00:55:31.480 Mark something in there, fifty sixty percent. 1032 00:55:31.559 --> 00:55:36.079 You can have fifty percent savings. It might be worth it, yep. 1033 00:55:36.519 --> 00:55:40.199 But if you're approaching but if you're approaching the value 1034 00:55:40.199 --> 00:55:42.199 of what you can buy that car for, yeah it does. 1035 00:55:42.360 --> 00:55:44.960 Don't even think about it. That makes sense. Or putting 1036 00:55:44.960 --> 00:55:49.360 that money down on a new car. That's another option. See, 1037 00:55:49.360 --> 00:55:51.920 that's the thing. It's not as easy as it used 1038 00:55:51.960 --> 00:55:55.320 to be. Three oh three seven one three talk three 1039 00:55:55.400 --> 00:55:57.960 oh three seven one three eight two five five. By 1040 00:55:57.960 --> 00:56:00.639 the way, one clear Choice Garage Doors. We're talking cars, 1041 00:56:00.679 --> 00:56:03.239 say let's talk about your garage. Your garage door if 1042 00:56:03.239 --> 00:56:05.320 it doesn't close at night, is a security issue. You 1043 00:56:05.320 --> 00:56:07.320 can get twenty four to seven service from one clear 1044 00:56:07.400 --> 00:56:10.159 Choice Doors dot Com. Their prices are on there. You 1045 00:56:10.199 --> 00:56:12.960 can get doors, you can get any component of a door. 1046 00:56:13.000 --> 00:56:15.480 You can get openers or any component of an opener. 1047 00:56:15.840 --> 00:56:24.440 One clear Choice Doors dot com. Go with a sure 1048 00:56:24.519 --> 00:56:27.639 thing Denver's best roofer Excel Roofing dot com. 1049 00:56:27.679 --> 00:56:29.719 You don't pay a cent until you're content. 1050 00:56:33.079 --> 00:56:36.639 Time for an insurance checkup free no obligation comparison call 1051 00:56:36.719 --> 00:56:40.039 Compass Insurance paying too much your coverage at dozens of 1052 00:56:40.079 --> 00:56:42.800 insurance companies find out now three O three seven to 1053 00:56:42.800 --> 00:56:45.599 seven to one help. You'll think you're his only customer 1054 00:56:45.639 --> 00:56:47.880 when you choose Frank durand the real estate Man dot 1055 00:56:47.920 --> 00:56:51.199 com to list your home with Remax Alliance three oh 1056 00:56:51.280 --> 00:57:01.599 three nine two zero sixteen twenty two. Hi Tom Martino, 1057 00:57:02.760 --> 00:57:06.920 your troubleshooter three all three seven one three talk seven 1058 00:57:07.000 --> 00:57:10.840 one three eight two five five. You know, that's a 1059 00:57:11.039 --> 00:57:15.119 very good discussion with those those cars, and it prompted 1060 00:57:15.440 --> 00:57:20.400 a few texts about resurrecting and keeping cars. Someone wants 1061 00:57:20.440 --> 00:57:25.639 to know now about restoring cars, and that's a hole. 1062 00:57:25.960 --> 00:57:27.400 That's a whole different, different ballgame. 1063 00:57:27.800 --> 00:57:34.119 So let's talk about restoring cars as far as uh yeah, 1064 00:57:34.360 --> 00:57:37.920 let's talk about it. I mean, what what is involved? 1065 00:57:38.320 --> 00:57:41.440 And when does it not pay? See that's the weird 1066 00:57:41.519 --> 00:57:43.719 part is that when does it not pay? 1067 00:57:44.920 --> 00:57:47.800 I don't think it ever pays. If you will financially, 1068 00:57:47.920 --> 00:57:51.000 I think it's it's a preference in a hobby. You know, 1069 00:57:51.039 --> 00:57:53.039 you get so much tied into a restauration, so. 1070 00:57:53.119 --> 00:57:56.519 Really it's it's not a matter of it's really not 1071 00:57:56.599 --> 00:58:02.519 a matter of whether or not whether or not it pays. 1072 00:58:02.559 --> 00:58:05.719 As far as money, it's if you want to do it. 1073 00:58:05.760 --> 00:58:09.400 There's no logic to it. No, people normally don't get their. 1074 00:58:09.280 --> 00:58:11.559 Money because you can go to auctions and buy projects 1075 00:58:11.599 --> 00:58:13.719 that people have started five ten years ago and they 1076 00:58:13.719 --> 00:58:15.480 got fifty grand tied up and yeah. 1077 00:58:16.199 --> 00:58:18.639 So that's more of a love. No, there's no math 1078 00:58:18.760 --> 00:58:19.400 involved in that. 1079 00:58:19.639 --> 00:58:21.960 No, that's a preference. Yeah, that's something you want to do. 1080 00:58:22.079 --> 00:58:25.559 Okay. Now, as far as cars, they want to know 1081 00:58:25.599 --> 00:58:30.239 what cars to avoid at one hundred thousand miles. Now 1082 00:58:30.519 --> 00:58:33.239 here's the problem. I don't care what car you buy 1083 00:58:33.280 --> 00:58:37.079 if you don't know who's maintained it. True, that's going 1084 00:58:37.159 --> 00:58:40.000 to be the part people. It's not the mileage as 1085 00:58:40.079 --> 00:58:43.480 much as it is the maintenance. If somebody perfectly maintained 1086 00:58:43.480 --> 00:58:45.280 a car, you can have a really nice car one 1087 00:58:45.360 --> 00:58:46.280 hundred thousand miles. 1088 00:58:47.000 --> 00:58:49.559 Yeah, you got the deeper end of the cars. They're 1089 00:58:49.639 --> 00:58:52.440 cheaper for a reason, you know, there's different things. They're 1090 00:58:52.440 --> 00:58:55.239 not as heavy duty, and you know, like the smaller 1091 00:58:55.360 --> 00:58:57.880 Kias and Hundais, they're great one hundred thousand mile cars. 1092 00:58:57.880 --> 00:58:59.760 They're not great to own it one hundred and twenty. 1093 00:59:00.880 --> 00:59:02.679 You know, they're great to buy new and run them 1094 00:59:02.679 --> 00:59:04.000 to one hundred and get away. 1095 00:59:04.360 --> 00:59:05.599 Okay, things like that. 1096 00:59:05.760 --> 00:59:09.119 So in the Fords and Chevy's the bottom end cars 1097 00:59:09.159 --> 00:59:11.239 their bottom end for a reason, even to Otis. You know, 1098 00:59:11.280 --> 00:59:12.719 you get into the little but. 1099 00:59:12.719 --> 00:59:15.599 I was told Chevy's would last for a long time. 1100 00:59:15.719 --> 00:59:17.920 They do, but you got to get the right Chevy. 1101 00:59:18.559 --> 00:59:21.440 Not all of them are. You know, you got to 1102 00:59:21.440 --> 00:59:24.119 look at book values and see and make a decision 1103 00:59:24.119 --> 00:59:27.079 that way. If you're buying a car, you know, for 1104 00:59:27.559 --> 00:59:29.599 five six grand, you're gonna get what you pay for, 1105 00:59:30.239 --> 00:59:31.960 you know, and some of the other ones same year 1106 00:59:31.960 --> 00:59:34.719 as miles. Everything else will be fifteen sixteen twenty. You know, 1107 00:59:35.719 --> 00:59:38.280 you got to be selective. They're not all the same, all. 1108 00:59:38.239 --> 00:59:41.679 Right, three oh three seven one three talk seven one 1109 00:59:41.679 --> 00:59:46.679 three h two five five. Now we have some follow 1110 00:59:46.760 --> 00:59:49.840 ups that we're going to take. Uh D, weren't you 1111 00:59:49.920 --> 00:59:53.760 working on in addition to the mobile home park? Weren't 1112 00:59:53.760 --> 00:59:56.639 you working on something else. I thought you were. There 1113 00:59:56.719 --> 00:59:57.360 was one. 1114 00:59:57.760 --> 01:00:00.599 I forget what this Leyoa called yesterday day about a 1115 01:00:00.599 --> 01:00:03.280 warranty or a recall issue with her Mini that's been 1116 01:00:03.320 --> 01:00:04.840 stuck at many of Loveland. 1117 01:00:05.000 --> 01:00:07.480 That's the one. Hold on. We'll come back to that. Okay, 1118 01:00:07.559 --> 01:00:10.760 I'm Tom Martino. Let's talk about it. It's car Day. 1119 01:00:11.639 --> 01:00:14.360 Recalls are a bitch. I'm telling you. They can be 1120 01:00:14.400 --> 01:00:18.400 a real problem because sometimes I think the manufacturers put 1121 01:00:18.400 --> 01:00:20.280 out recalls before they have enough solutions. 1122 01:00:20.320 --> 01:00:22.880 They do a lot of times they're not prepared for them. 1123 01:00:23.280 --> 01:00:26.000 So we got more coming up. Three oh three seven 1124 01:00:26.039 --> 01:00:29.119 to one, three eight two five five. Genesis Total Exteriors. 1125 01:00:29.159 --> 01:00:31.119 In addition to everything they do on the outside of 1126 01:00:31.159 --> 01:00:35.920 their house, they do mold mitigation. They do detection and 1127 01:00:36.000 --> 01:00:45.119 mitigation the honest way. Genesis tootalexteriors dot com go with 1128 01:00:45.199 --> 01:00:48.760 a sure thing Denver's best roofer Excel Roofing dot Com. 1129 01:00:48.800 --> 01:00:54.559 You don't pay a cent until you're content. Time for 1130 01:00:54.559 --> 01:00:57.760 an insurance check up free, no obligation. In comparison, call 1131 01:00:57.880 --> 01:01:01.679 Compass insurance paying too much coverage at dozens of insurance 1132 01:01:01.679 --> 01:01:04.199 companies find out now three all three seven seven to 1133 01:01:04.239 --> 01:01:07.039 one help you'll think you're his only customer when you 1134 01:01:07.119 --> 01:01:09.559 choose Frank durand the real estate man dot Com to 1135 01:01:09.639 --> 01:01:12.840 list your home with Remax Alliance three all three nine 1136 01:01:12.840 --> 01:01:24.280 two zero sixteen twenty two. Hi Tom Martino, your troubleshooter 1137 01:01:24.400 --> 01:01:27.639 three O three seven one three talk three all three 1138 01:01:27.800 --> 01:01:30.960 seven one three eight two five five. Welcome to the show. 1139 01:01:31.440 --> 01:01:37.039 All right, let's uh take some wrap up some stuff here. 1140 01:01:38.199 --> 01:01:41.440 If you want to get your calls in, you can, 1141 01:01:42.159 --> 01:01:44.280 But we have some follow ups that I want to 1142 01:01:44.320 --> 01:01:48.559 talk about. So for those who didn't hear earlier in 1143 01:01:48.559 --> 01:01:51.920 the show, Vanessa who called about her mobile home lot 1144 01:01:52.360 --> 01:01:57.000 and she had a mobile home and just a won't 1145 01:01:57.039 --> 01:02:00.400 make a long story short, she never really paid lot rent. 1146 01:02:00.880 --> 01:02:03.559 She had charities pay it. She lived there for three 1147 01:02:03.639 --> 01:02:07.119 years without ever paying, and then was evicted in twenty 1148 01:02:07.159 --> 01:02:10.880 four or maybe she lived there two and a half, 1149 01:02:10.960 --> 01:02:14.039 whatever she was evicted. She thinks they owe her money. 1150 01:02:14.079 --> 01:02:16.199 They don't own all her money. In fact, the guy's 1151 01:02:16.239 --> 01:02:18.440 even willing to buy the trailer from her to get 1152 01:02:18.480 --> 01:02:21.559 the title and give her some cash. So I think 1153 01:02:22.239 --> 01:02:26.840 that that's a good compromise if she takes it, and 1154 01:02:26.880 --> 01:02:29.320 we have a deputy d working on that to try 1155 01:02:29.320 --> 01:02:32.920 to work out a deal. She's also signed in with 1156 01:02:33.000 --> 01:02:36.360 a boyfriend. You know, people, if you have young ones, 1157 01:02:36.880 --> 01:02:38.719 and when I say young ones, I mean they could 1158 01:02:38.719 --> 01:02:43.360 be thirty, right, or just your kids, your nieces, your nephews, 1159 01:02:44.440 --> 01:02:48.960 your charges, anyone that you help, don't ever let them 1160 01:02:48.960 --> 01:02:51.719 buy with people they're not married to. Now, even when 1161 01:02:51.719 --> 01:02:53.960 you're married, it's a risk, right because you know, marriages 1162 01:02:54.000 --> 01:02:57.079 break up, but then there's legal ways to separate. But 1163 01:02:57.239 --> 01:03:02.400 when you are with someone you're not married to, where 1164 01:03:02.400 --> 01:03:07.559 there are no laws to dictate, it's the wild West. 1165 01:03:07.800 --> 01:03:10.159 When you own something with someone else, whether it be 1166 01:03:10.199 --> 01:03:13.840 a car or whether it be a home, and there's 1167 01:03:13.960 --> 01:03:21.000 no partnership agreement and there's no governing document. I mean, 1168 01:03:21.119 --> 01:03:24.679 if you break up with that person, what do you do? 1169 01:03:25.159 --> 01:03:28.679 I mean you could be stuck. We've had cases where 1170 01:03:28.679 --> 01:03:31.719 people broke up and the woman stayed there or the 1171 01:03:31.719 --> 01:03:34.599 guy stayed there, the other one takes off the house 1172 01:03:34.639 --> 01:03:39.079 appreciates humongously in value, or they fix it up and 1173 01:03:39.159 --> 01:03:41.840 it comes time to sell it and they can't get 1174 01:03:41.840 --> 01:03:44.559 the other one to sign off without getting half the money. Yeah, 1175 01:03:44.599 --> 01:03:47.559 you could screw yourself like that, I'm telling you. There 1176 01:03:47.639 --> 01:03:51.000 is no great, big scale in the sky that says 1177 01:03:51.079 --> 01:03:54.679 that's not fair. You weren't there for ten years and 1178 01:03:54.760 --> 01:03:58.480 now you want half. So be careful when you're doing 1179 01:03:58.519 --> 01:04:02.679 that kind of stuff, Drew. What's going on with you? Drew? 1180 01:04:05.320 --> 01:04:09.760 Well, basically, I've lost ninety eight percent of my life savings. 1181 01:04:10.199 --> 01:04:14.400 I'm a seventy seven year old crippled person and I'm 1182 01:04:14.440 --> 01:04:17.960 going to be evicted soon, and I was just hoping 1183 01:04:18.760 --> 01:04:20.000 some people might help. 1184 01:04:21.559 --> 01:04:21.760 Drew. 1185 01:04:21.840 --> 01:04:23.239 How did all this happen? 1186 01:04:24.599 --> 01:04:26.480 Well, because I got a hit by a car and 1187 01:04:26.519 --> 01:04:27.199 I'm crippled. 1188 01:04:28.159 --> 01:04:29.559 When did you get hit? Drew? 1189 01:04:30.840 --> 01:04:31.639 Three years ago? 1190 01:04:34.440 --> 01:04:34.639 Three? 1191 01:04:34.800 --> 01:04:37.320 Is that when your life started going downhill? Because I 1192 01:04:37.360 --> 01:04:39.719 know you've called the show a few times. May I 1193 01:04:39.760 --> 01:04:44.320 ask something your seventy seven? When did you retire? Go 1194 01:04:44.400 --> 01:04:48.119 with a sure thing Denver's Best roofer Excel roofing dot com. 1195 01:04:48.159 --> 01:04:53.880 You don't pay a cent until you're content. Time for 1196 01:04:53.920 --> 01:04:57.079 an insurance check up free, no obligation. In comparison, call 1197 01:04:57.199 --> 01:05:01.000 Compass insurance, pay too much your coverage? Dozens of insurance 1198 01:05:01.000 --> 01:05:03.519 companies find out now three all three seven seven to 1199 01:05:03.599 --> 01:05:06.360 one help. You'll think you're his only customer when you 1200 01:05:06.440 --> 01:05:08.880 choose Frank durand the real estate Man dot Com to 1201 01:05:08.960 --> 01:05:12.159 list your home with Remax Alliance three all three nine 1202 01:05:12.199 --> 01:05:19.760 two zero sixteen twenty two writ. 1203 01:05:21.639 --> 01:05:24.159 You needed by who. 1204 01:05:24.079 --> 01:05:24.639 You don't have? 1205 01:05:26.920 --> 01:05:31.119 Come running just as fast as we can show Shooter's 1206 01:05:31.199 --> 01:05:33.840 gonna help. Come man. 1207 01:05:34.079 --> 01:05:39.760 This is the Troubleshooter Show. Now Tom Martino, Hi, Tom 1208 01:05:39.760 --> 01:05:42.800 Martino here, Welcome to the show. As you can see us, 1209 01:05:42.800 --> 01:05:45.280 Car Day today, I have my guests in the studio U. 1210 01:05:45.480 --> 01:05:48.800 We have a Deputy Dot Deputy BO, Deputy Dollar all 1211 01:05:48.800 --> 01:05:50.719 in the studio at the Mothership. And then here I 1212 01:05:50.719 --> 01:05:53.440 have Deputy d and I have Kevin Calkin from Sheridan 1213 01:05:53.519 --> 01:05:56.400 Auto Tech. And it is car Day. We're taking problems, 1214 01:05:56.480 --> 01:05:59.599 questions and complaints about all kinds of things. And I 1215 01:05:59.679 --> 01:06:02.199 have a caller to my show that I think's been 1216 01:06:02.239 --> 01:06:04.679 calling in twenty or thirty years. I mean since I 1217 01:06:04.760 --> 01:06:09.320 was on WABC in New York City and he followed 1218 01:06:09.320 --> 01:06:14.880 me ever since. And he was a preacher and he's 1219 01:06:14.960 --> 01:06:17.639 seventy seven. He was disabled. He says he's going to 1220 01:06:17.639 --> 01:06:20.639 be evicted, he's lost everything. I remember when he first 1221 01:06:20.679 --> 01:06:22.599 called in, and I don't mean to make light of this. 1222 01:06:22.719 --> 01:06:24.880 I remember when he first called in about walking into 1223 01:06:24.880 --> 01:06:26.880 a car, but he said, look, I was just walking, 1224 01:06:27.239 --> 01:06:29.559 it was at night, and I hit this tailgate. So 1225 01:06:29.599 --> 01:06:31.239 I want to try to paint a picture of that 1226 01:06:31.639 --> 01:06:33.840 and talk about that. And then we have and I'm 1227 01:06:33.840 --> 01:06:35.360 going to bring you up in a minute here, but 1228 01:06:35.840 --> 01:06:38.960 Deputy D, you have some follow ups. Deputy D and 1229 01:06:39.039 --> 01:06:42.840 any other deputies call me if you just shout out. 1230 01:06:43.599 --> 01:06:46.360 And then YouTube morons did an experiment with me. I 1231 01:06:46.440 --> 01:06:49.079 want to tell them they've done a lot for me. 1232 01:06:49.159 --> 01:06:53.519 They've helped me a lot, really, really really helped me. 1233 01:06:55.679 --> 01:06:58.280 What you guys did was you zoomed into the show 1234 01:06:58.880 --> 01:07:01.960 and showed me that I can have a zoom with 1235 01:07:02.079 --> 01:07:06.719 like one hundred participants or more right now on the 1236 01:07:06.760 --> 01:07:10.760 air live. And so in the future, when people have 1237 01:07:10.840 --> 01:07:13.599 a problem, they'll be able to zoom the problem to me. 1238 01:07:13.719 --> 01:07:16.480 I can see the problem and talk to them. I 1239 01:07:16.599 --> 01:07:19.480 just have to figure out in zoom some settings like 1240 01:07:19.880 --> 01:07:23.679 automatically muting callers when they call in, and I have 1241 01:07:23.719 --> 01:07:29.440 to know about also how to select one caller at 1242 01:07:29.440 --> 01:07:33.239 a time and how I can control that. So that's 1243 01:07:33.320 --> 01:07:35.239 the future of the show. We're going to high tech 1244 01:07:35.559 --> 01:07:38.920 and we'll be able to take video and audio. So, 1245 01:07:39.079 --> 01:07:42.239 Deputy D what was the follow up the Mini Cooper. 1246 01:07:42.800 --> 01:07:46.800 Yeah, you may recall Lyla from Loveland called because her 1247 01:07:46.840 --> 01:07:51.239 Mini Cooper has been in the service department of Many 1248 01:07:51.280 --> 01:07:55.679 of Loveland for a recall issue since August. So I 1249 01:07:55.880 --> 01:07:59.960 just spoke with Nick over at Many of Loveland. 1250 01:08:00.320 --> 01:08:04.480 Hannah, No, lilah, lilah. Okay, she called in yesterday. Oh 1251 01:08:04.639 --> 01:08:06.400 just yeah, okay, yeah, okay. 1252 01:08:06.519 --> 01:08:09.360 So I spoke with Nick and he said something pretty 1253 01:08:09.360 --> 01:08:12.320 interesting about that car when it was towed in. 1254 01:08:12.960 --> 01:08:15.880 Actually she called in before that. She called in yesterday 1255 01:08:15.880 --> 01:08:18.239 with an update. Oh okay, yeah, yeah, she had called 1256 01:08:18.279 --> 01:08:19.520 before I remember now. 1257 01:08:19.439 --> 01:08:21.279 Yeah, it was assigned to me yesterday afternoon. 1258 01:08:21.439 --> 01:08:24.000 So he said that when they opened up the car, 1259 01:08:24.159 --> 01:08:27.239 they discovered a very heavy infestation. 1260 01:08:26.720 --> 01:08:28.079 Of either rats or mice. 1261 01:08:28.439 --> 01:08:28.800 Wow. 1262 01:08:28.960 --> 01:08:32.720 And they haven't uncovered any bodies in there yet, but 1263 01:08:33.079 --> 01:08:36.560 they expect to the He said that the infestation was 1264 01:08:36.680 --> 01:08:40.399 so extreme that connectors on some of these components are 1265 01:08:40.399 --> 01:08:42.600 glued together from the urine. 1266 01:08:42.880 --> 01:08:45.680 What wait wait wait wait wait wait wait wait, So 1267 01:08:45.720 --> 01:08:47.520 what do they think rodents? 1268 01:08:47.760 --> 01:08:48.840 Yeah, they're convinced. 1269 01:08:48.920 --> 01:08:51.119 They're not sure if it's rats or mice, but they 1270 01:08:51.159 --> 01:08:53.399 expect to find some bodies when they tear into this. 1271 01:08:54.000 --> 01:08:58.439 So they ordered additional specialized PPE equipment for their technicians, 1272 01:08:59.159 --> 01:09:03.000 and they think that they'll be able to complete the 1273 01:09:03.079 --> 01:09:06.560 recall repair, perhaps as soon as the end of next week. 1274 01:09:07.239 --> 01:09:09.640 But but but she's gonna have to pay for that 1275 01:09:09.760 --> 01:09:10.319 other stuff. 1276 01:09:10.399 --> 01:09:10.640 Right. 1277 01:09:11.239 --> 01:09:14.039 Well, he didn't say that they found any additional damage 1278 01:09:14.079 --> 01:09:16.960 that must be repaired as a result of the rat infestation. 1279 01:09:17.479 --> 01:09:20.560 But the recall repair will be done for free of course. 1280 01:09:21.960 --> 01:09:26.199 All right, but she has other troubles. Kevin, Kevin, have 1281 01:09:26.319 --> 01:09:29.720 you seen rodents cause a lot of electrically We get 1282 01:09:29.760 --> 01:09:32.640 them every day, Okay, So why do rodents? How do 1283 01:09:32.680 --> 01:09:33.399 you stop them? 1284 01:09:34.039 --> 01:09:36.039 Well, there's a lot of products out there. I've heard 1285 01:09:36.119 --> 01:09:38.760 dryer sheets, any kind of peppermint oils, all kinds of 1286 01:09:38.800 --> 01:09:40.279 sense that rodents don't care for. 1287 01:09:40.399 --> 01:09:43.119 Do they like the sheathing on the sheathing on it, and. 1288 01:09:43.079 --> 01:09:46.239 They're building this with it like their twigs, so they'll 1289 01:09:46.239 --> 01:09:47.439 accumulate those. 1290 01:09:47.520 --> 01:09:47.720 You know. 1291 01:09:47.880 --> 01:09:49.600 Do they literally cut through wires? 1292 01:09:49.600 --> 01:09:49.760 Oh? 1293 01:09:49.800 --> 01:09:52.359 Yeah, they is not right through it. Absolutely. The connector 1294 01:09:52.600 --> 01:09:53.159 is even worse. 1295 01:09:53.279 --> 01:09:55.279 It could cause thousands of dollars in damage. 1296 01:09:55.319 --> 01:09:55.520 Yes. 1297 01:09:55.560 --> 01:09:59.279 In fact, Kachina, can you get compass on because I'd 1298 01:09:59.319 --> 01:10:03.199 like to ask. I'd like to ask Compass about something 1299 01:10:03.640 --> 01:10:08.239 to do with comp about good I want to know 1300 01:10:08.279 --> 01:10:11.159 if they if you had a massive electrical issue. 1301 01:10:11.319 --> 01:10:14.880 We do work with insurance companies fixing cars with electrical. 1302 01:10:14.560 --> 01:10:17.279 You do, yes, because of rodents. Yes, I'd like to 1303 01:10:17.319 --> 01:10:24.439 ask Compass Insurance about that comp coverage on rodents. And 1304 01:10:24.479 --> 01:10:26.840 I'd also like to ask about something that happened to me. 1305 01:10:28.880 --> 01:10:33.920 I walked out of the gym yesterday to a nice 1306 01:10:34.039 --> 01:10:38.399 gash in the front of my beamer and no one 1307 01:10:38.479 --> 01:10:42.680 left a note or side or something something. I mean, 1308 01:10:42.720 --> 01:10:45.680 it's giant. I mean it's terrible. Now it's going to 1309 01:10:45.720 --> 01:10:47.960 cost thousands of dollars. I'm so sick and tired of it. 1310 01:10:48.039 --> 01:10:50.039 This is the second time this has happened to me, 1311 01:10:50.159 --> 01:10:53.600 the second, but this time I went in and said, look, 1312 01:10:54.239 --> 01:10:56.600 I see cameras all over this parking lot. There's one 1313 01:10:56.720 --> 01:10:59.640 right across from my car, right straight on. And they 1314 01:10:59.720 --> 01:11:02.359 a absolutely. They said, we'll purchase We'll we'll get the 1315 01:11:02.600 --> 01:11:06.079 video and we'll get the timer. We know who checks in, 1316 01:11:06.159 --> 01:11:08.600 who checks out, they have their vehicle. We're going to 1317 01:11:08.640 --> 01:11:10.920 be able to see it. Wow, now they haven't gotten 1318 01:11:10.920 --> 01:11:13.479 back to me, but they said they would, so I'm 1319 01:11:13.479 --> 01:11:15.800 going to try to pursue that. But I also wanted 1320 01:11:15.800 --> 01:11:18.039 to know about insurance coverage on that. Is that collision 1321 01:11:18.119 --> 01:11:19.960 or is that comp What is that? I say, I 1322 01:11:19.960 --> 01:11:21.880 want to ask Brian about that, and I want to 1323 01:11:21.880 --> 01:11:23.880 know if it counts against me, because I'm tired of 1324 01:11:23.920 --> 01:11:26.920 paying I don't put in a lot of claims. Yeah. 1325 01:11:26.960 --> 01:11:29.479 You know, if you take a full of advice and 1326 01:11:29.560 --> 01:11:31.800 get a dash cam, the dash cam. 1327 01:11:31.800 --> 01:11:35.720 Will not when I'm not in the car rights not running. 1328 01:11:35.800 --> 01:11:39.520 No, no, no, The dash cams now will photo. They 1329 01:11:39.600 --> 01:11:42.640 activate it, and they will activate if the car gets hit. 1330 01:11:42.880 --> 01:11:44.399 That's one of the great things about them. 1331 01:11:44.520 --> 01:11:47.279 Yeah, but I wonder what No. I know you're saying, 1332 01:11:47.479 --> 01:11:48.800 but I don't know if I would be able to 1333 01:11:48.840 --> 01:11:50.680 see what vehicle if it hit me on the front 1334 01:11:50.760 --> 01:11:51.319 left like. 1335 01:11:51.319 --> 01:11:53.279 The Tesla with the Century mode their doc. 1336 01:11:53.560 --> 01:11:57.640 Yeah, but but dash camp you can do that. Yeah, 1337 01:11:57.800 --> 01:12:00.800 if if the car is parked and it gets hit, 1338 01:12:01.119 --> 01:12:03.960 it will take a video of whoever hit you. 1339 01:12:06.119 --> 01:12:07.920 It would have to be triggered by some kind of 1340 01:12:07.960 --> 01:12:09.399 motion or sensor. 1341 01:12:09.520 --> 01:12:11.600 It's triggered by the fact that you got hit. 1342 01:12:12.279 --> 01:12:14.560 Yeah, but it may be too late to get a picture. 1343 01:12:14.600 --> 01:12:18.279 No, no, no, In fact it is not next time. So yeah, 1344 01:12:18.279 --> 01:12:20.479 but it's a dash cam, so you hope that they 1345 01:12:20.560 --> 01:12:22.319 drive in front of you where you can see the 1346 01:12:22.439 --> 01:12:23.560 license plate or something. 1347 01:12:23.800 --> 01:12:25.399 Well, it's better than nothing, isn't it? 1348 01:12:25.680 --> 01:12:27.520 Right? Of course it is next time, full is on. 1349 01:12:27.640 --> 01:12:28.239 Ask him about it. 1350 01:12:28.279 --> 01:12:30.880 God, I'm so pissed off. You know. I just had 1351 01:12:31.399 --> 01:12:35.359 another scuff literally that happened the same way. Not at 1352 01:12:35.359 --> 01:12:37.880 the gym, this was somewhere else. This was at King Supers. 1353 01:12:38.479 --> 01:12:41.800 People are so rude and I mean to do that 1354 01:12:41.880 --> 01:12:45.239 and not even I backed into someone once a while ago, 1355 01:12:45.399 --> 01:12:47.960 and I left a note, sure, and I took him 1356 01:12:47.960 --> 01:12:50.279 to the I said, you know what, whatever it is, 1357 01:12:50.319 --> 01:12:52.600 I'm going to get it fixed. And they were so 1358 01:12:52.720 --> 01:12:55.039 happy that I did that. But I didn't put an 1359 01:12:55.039 --> 01:12:57.520 a claim for that. But I'm so tired of painting 1360 01:12:57.520 --> 01:12:58.880 out of my pocketing. 1361 01:12:58.920 --> 01:12:59.920 Parking, the handicaffs. 1362 01:13:00.399 --> 01:13:03.560 Yeah, I'm wondering though. And by the way, I took 1363 01:13:03.600 --> 01:13:05.720 a picture of how I was parked right, But I 1364 01:13:05.760 --> 01:13:08.520 go I always go right between the lines. I don't 1365 01:13:08.840 --> 01:13:12.000 cram people, I don't piss off. But man, this was 1366 01:13:12.039 --> 01:13:14.800 a bad gap. This is going to be from the 1367 01:13:14.800 --> 01:13:16.239 looks of it, five grand. 1368 01:13:16.159 --> 01:13:17.520 And they'll probably keep it for a month. 1369 01:13:18.680 --> 01:13:20.880 God, I can't believe it with a rental car. But 1370 01:13:20.920 --> 01:13:23.560 I'm going after whoever did it. I was parked. I 1371 01:13:23.600 --> 01:13:25.319 saw I was parked. Next to me was a big 1372 01:13:25.800 --> 01:13:28.520 like Dodge truck or something black, and it's black all 1373 01:13:28.560 --> 01:13:31.199 over my car, So I think he did it. It's 1374 01:13:31.239 --> 01:13:34.359 such a big truck. He was probably pulling out and turned. 1375 01:13:34.039 --> 01:13:36.920 And didn't notice it wasn't paying attention anyway. 1376 01:13:37.359 --> 01:13:39.680 So I want to get compass on and ask him 1377 01:13:39.680 --> 01:13:43.399 about different coverages, especially for rodents. Then I want to 1378 01:13:43.439 --> 01:13:46.079 go back to Drew and what else do you have 1379 01:13:46.119 --> 01:13:48.439 other than the Mini Cooper. They're going to fix the 1380 01:13:48.439 --> 01:13:50.680 They're going to fix the recall, but she has rodent problems? 1381 01:13:50.720 --> 01:13:51.880 What else anything else on that? 1382 01:13:52.119 --> 01:13:54.359 Well, you know, I'm still waiting to get some some 1383 01:13:54.520 --> 01:13:58.640 kind of documentation from that yacht club, but that's going 1384 01:13:58.680 --> 01:13:59.479 to be a very long. 1385 01:13:59.399 --> 01:13:59.880 Term for me. 1386 01:14:00.079 --> 01:14:02.199 I want to I want to recall that and then 1387 01:14:02.319 --> 01:14:04.800 bo and dollar and doc. If you have any follows, 1388 01:14:04.880 --> 01:14:07.000 let me know right after this. I'm Tom Martino three 1389 01:14:07.000 --> 01:14:09.960 oh three seven one three talks seven one three A 1390 01:14:10.079 --> 01:14:17.920 two five five we got more coming right up. Go 1391 01:14:18.079 --> 01:14:21.800 with a sure thing Denver's best roofer Excel Roofing dot com. 1392 01:14:21.840 --> 01:14:27.479 You don't pay a cent until you're content. Wait time 1393 01:14:27.520 --> 01:14:30.439 for an insurance check up free, no obligation. In comparison, 1394 01:14:30.560 --> 01:14:34.119 call Compass Insurance paying too much your coverage at dozens 1395 01:14:34.119 --> 01:14:36.880 of insurance companies find out now three all three seven 1396 01:14:36.960 --> 01:14:39.960 seven one help. You'll think you're his only customer when 1397 01:14:40.000 --> 01:14:42.479 you choose Frank durand the real estate Man dot com 1398 01:14:42.520 --> 01:14:45.640 to list your home with Remax Alliance three all three 1399 01:14:45.720 --> 01:14:49.920 nine two zero sixteen twenty two. Hi Tom Martino here 1400 01:14:49.960 --> 01:14:52.039 three oh three seven one three talks seven one three 1401 01:14:52.079 --> 01:14:54.279 eight two five y five. I'll go back to dre 1402 01:14:54.319 --> 01:14:56.960 in a minute. Here, Drew, just hang on. Brian Burns, 1403 01:14:57.039 --> 01:14:59.000 Compass Insurance Group. Brian, I don't know if you got 1404 01:14:59.000 --> 01:15:02.479 my text the other day, but but I sent you 1405 01:15:02.520 --> 01:15:06.359 a text about what happened to me at the gym. 1406 01:15:07.039 --> 01:15:07.840 I came out and. 1407 01:15:07.840 --> 01:15:10.880 Saw a big gas You said it last night, yeah, 1408 01:15:11.039 --> 01:15:14.119 yeah yeah, And I said you didn't have to answer, right, yeah, yeah, 1409 01:15:14.199 --> 01:15:16.279 yeah yeah, And I said, upon leaving the gym, I 1410 01:15:16.319 --> 01:15:18.079 saw a big gash in the front of my car, the. 1411 01:15:18.119 --> 01:15:21.119 Left and uh, and they're they're getting me the video 1412 01:15:21.119 --> 01:15:22.920 and all that, and I might do an investigation, but 1413 01:15:23.279 --> 01:15:25.079 let's just say I don't find the guy or something 1414 01:15:25.159 --> 01:15:28.840 or nothing is evident. What kind of is that a 1415 01:15:28.880 --> 01:15:32.800 collision claim? Or because I didn't collide with anything, is 1416 01:15:32.840 --> 01:15:35.840 that a comprehensive claim? What kind of claim is that? 1417 01:15:35.880 --> 01:15:38.119 If I should put in a claim. 1418 01:15:37.880 --> 01:15:40.640 It's collision. It's even though you didn't climb with something, 1419 01:15:40.720 --> 01:15:42.439 something collided with you. 1420 01:15:42.479 --> 01:15:45.560 Now if I wasn't even in the car and it's parked, 1421 01:15:45.640 --> 01:15:47.119 is that charged against me? 1422 01:15:47.880 --> 01:15:52.720 It's not its fault claim. So it shows up de violet, 1423 01:15:52.800 --> 01:15:54.720 but it's not something they can surcharge you for. 1424 01:15:56.399 --> 01:15:59.439 And and depending on the deductible, whether it's worth it 1425 01:15:59.520 --> 01:16:02.640 or not. I got to deductible, but okay, yeah you can, 1426 01:16:02.840 --> 01:16:04.840 Yeah you can let me know what my deductible is later. 1427 01:16:04.920 --> 01:16:08.319 But I'm tired of paying, Brian. I have done so 1428 01:16:08.439 --> 01:16:11.640 many repairs from people doing crap like that. I mean, 1429 01:16:11.640 --> 01:16:15.319 this happened to me once before, and I think little things, 1430 01:16:15.399 --> 01:16:18.239 not big. There were no collisions. Everything happened when I 1431 01:16:18.319 --> 01:16:22.560 wasn't in the car, and I think that that, you know, 1432 01:16:22.680 --> 01:16:25.119 I've never like you said you were joking. I don't 1433 01:16:25.199 --> 01:16:28.279 use my insurance because I figure if it's a few grand, 1434 01:16:28.279 --> 01:16:30.760 it's not worth it. Because even not at fault, if 1435 01:16:30.800 --> 01:16:33.600 you have too many of them, you're gonna get non renewed. 1436 01:16:33.680 --> 01:16:36.239 Right, I only could be non renewed, but if we 1437 01:16:36.319 --> 01:16:39.560 had to move you to another carrier, depending on the company, 1438 01:16:40.079 --> 01:16:43.000 they can underwrite against not at fall claims, but they 1439 01:16:43.039 --> 01:16:47.399 still in Colorado can't surcharge you. I know that seems like, yeah, 1440 01:16:47.399 --> 01:16:50.239 I know you're sensing words, but they can't searcharge you, 1441 01:16:50.239 --> 01:16:51.359 but they can say they don't want to take it. 1442 01:16:51.920 --> 01:16:56.319 Okay, Next question, what about rodent damage under the hood 1443 01:16:56.840 --> 01:17:01.039 on electrical Kevin sometimes says people have thousands of dollars 1444 01:17:01.039 --> 01:17:05.279 worth of damage. Is that an insurance claim? To begin with? 1445 01:17:06.239 --> 01:17:11.319 Most insurance policies have coverage for animals damage including a 1446 01:17:11.479 --> 01:17:16.439 rodent underneath comprehensive. It's also called other than collision. So 1447 01:17:16.800 --> 01:17:18.479 they would just need to make sure they look at 1448 01:17:18.479 --> 01:17:21.560 their policy. If there's an it would have to be excluded. 1449 01:17:21.960 --> 01:17:24.920 So you just go to exclusions underneath that comprehensive or 1450 01:17:24.960 --> 01:17:27.520 other than collision and see if there's any kind of 1451 01:17:27.520 --> 01:17:28.800 exclusion on their policy. 1452 01:17:29.000 --> 01:17:32.960 And that subject to a deductible too. Comp is yes, yep, 1453 01:17:33.039 --> 01:17:37.920 it is so comp and collision are subject to your deductibles. 1454 01:17:38.199 --> 01:17:41.399 Do people have different deductibles for comp and collision or 1455 01:17:41.439 --> 01:17:42.560 are they usually the same? 1456 01:17:44.359 --> 01:17:46.239 I would say most of the time they're the same, 1457 01:17:46.279 --> 01:17:49.680 but sometimes people carry a higher deductible on one over 1458 01:17:49.760 --> 01:17:52.760 the other. So but yeah, most of the time you'll 1459 01:17:52.800 --> 01:17:56.159 see those those being the same. And of course, as 1460 01:17:56.159 --> 01:17:58.880 you know, the liability, if you have a liability clim 1461 01:17:58.960 --> 01:18:02.000 there is no deductible physical damage claims. 1462 01:18:02.439 --> 01:18:04.800 All right, Thank you, Brian Burns the Insurance Health Center 1463 01:18:04.840 --> 01:18:07.000 dot com Compass Insurance, by the way, that's where you 1464 01:18:07.039 --> 01:18:09.640 go for your insurance check up. Three h three nine 1465 01:18:09.760 --> 01:18:15.920 nine six nine thousand. Appreciate that. And uh. Debra has 1466 01:18:15.920 --> 01:18:18.439 a question on section eight. Go ahead, Deborah, what is 1467 01:18:18.479 --> 01:18:19.039 your question? 1468 01:18:20.600 --> 01:18:22.880 Yes, I did have a question about Section eight. I've 1469 01:18:22.920 --> 01:18:25.640 never done it before. I would be I own an 1470 01:18:25.640 --> 01:18:30.520 apartment that that's in Denver County. Yeah, and I we're 1471 01:18:30.600 --> 01:18:32.239 just wondering left the pros and con Now. 1472 01:18:32.239 --> 01:18:35.039 You so you're thinking about now when you say an apartment, 1473 01:18:35.039 --> 01:18:37.279 do you own a complex or one condo. 1474 01:18:37.079 --> 01:18:40.479 Or what it's one condo in a building of about 1475 01:18:40.479 --> 01:18:41.800 twenty two units. 1476 01:18:42.560 --> 01:18:45.560 Okay, but you own it. Okay, can you rent out 1477 01:18:45.760 --> 01:18:46.439 one unit? 1478 01:18:46.560 --> 01:18:46.760 Now? 1479 01:18:46.880 --> 01:18:51.000 If here's what it's contingent on. The whole building has 1480 01:18:51.079 --> 01:18:54.199 to be approved. Mean that doesn't mean they have to 1481 01:18:54.279 --> 01:18:57.199 accept Section eight in the whole building, but it has 1482 01:18:57.279 --> 01:19:01.199 to be it has to pass certain inspecs sections the 1483 01:19:01.520 --> 01:19:04.600 whole building, Like, for example, if it didn't have adequate 1484 01:19:04.680 --> 01:19:09.479 fire protection or adequate fire escape routes, it would it 1485 01:19:09.520 --> 01:19:12.439 would nix you from having a Section eight in that building. 1486 01:19:12.960 --> 01:19:17.520 So okay, So you can have a Section eight for 1487 01:19:17.680 --> 01:19:21.279 your unit that you own. If the building is up 1488 01:19:21.359 --> 01:19:24.720 to HUD standards. Now, then your unit has to be 1489 01:19:24.840 --> 01:19:27.079 up to HUD standards. At least that's the way it 1490 01:19:27.159 --> 01:19:29.760 used to be. With a single family home. The same thing. 1491 01:19:29.840 --> 01:19:33.119 It has to pass certain inspections, certain guidelines. They're not 1492 01:19:33.399 --> 01:19:36.319 very strict, but they have a lot of weird ones 1493 01:19:36.359 --> 01:19:39.399 with the egress, mostly that they want to make sure 1494 01:19:39.520 --> 01:19:45.039 it's safe and habitable. Then once you do it, here's 1495 01:19:45.079 --> 01:19:49.359 the way it is with Section eight. You can take 1496 01:19:49.439 --> 01:19:52.560 Section eight. You'll be on a list and someone will 1497 01:19:52.600 --> 01:19:56.479 come to you with a voucher and they'll say I'm 1498 01:19:56.479 --> 01:20:00.680 eligible and i'd like to rent it. They will pay 1499 01:20:00.720 --> 01:20:03.520 their portion to you and you'll accept the rest of 1500 01:20:03.560 --> 01:20:08.880 it from Section eight. Okay, if the other person doesn't 1501 01:20:08.920 --> 01:20:12.439 pay that their share, or if they do damages, or 1502 01:20:12.479 --> 01:20:15.880 if you want to evict them, you have just you 1503 01:20:16.439 --> 01:20:19.199 can do that. But you do it, you have to. 1504 01:20:19.479 --> 01:20:21.960 They want to make sure you're not getting rid of 1505 01:20:22.000 --> 01:20:24.479 them for a bad reason, so it adds a little 1506 01:20:24.560 --> 01:20:29.920 layer of hassle for eviction, right, But there's some good 1507 01:20:30.039 --> 01:20:34.439 news there if you evict someone on section eight years ago. 1508 01:20:34.479 --> 01:20:39.039 I did it because she literally destroyed the place and 1509 01:20:39.119 --> 01:20:42.119 I had a Section eight rental at one time, and 1510 01:20:42.479 --> 01:20:45.239 actually it wasn't Section eight. They asked if I would 1511 01:20:45.279 --> 01:20:47.760 be Section eight for them, and I got to prove 1512 01:20:47.880 --> 01:20:51.920 for them because I knew them, and anyway, when they 1513 01:20:52.000 --> 01:20:57.640 left it damaged, Section eight actually helped me collect because 1514 01:20:57.680 --> 01:21:02.319 that person could not get another voucher without paying me back. 1515 01:21:04.039 --> 01:21:07.079 So there's good and there's bad, and the bad is 1516 01:21:07.520 --> 01:21:11.119 not really bad, but it's kind of you got to 1517 01:21:11.359 --> 01:21:12.960 jump through a few hope hoops. 1518 01:21:12.960 --> 01:21:17.039 Hey, Tom, does it have to be a DA compliant Yes? 1519 01:21:18.920 --> 01:21:22.720 Or reasonably so? I don't remember exactly. Because of the 1520 01:21:22.880 --> 01:21:29.520 deal you know. It's a good question. How I don't know. 1521 01:21:30.439 --> 01:21:34.439 I don't know that. I assume yes, because HUD is 1522 01:21:34.920 --> 01:21:41.720 all about a DA. 1523 01:21:38.880 --> 01:21:41.279 Yeah, I mean it hesteres into the building and it 1524 01:21:41.319 --> 01:21:49.439 doesn't have it does have a it does have a elevator. 1525 01:21:50.239 --> 01:21:53.720 It's just a two story building, yes, with the basement. 1526 01:21:53.960 --> 01:21:57.840 I guess it's two stories in a basement. That's certainly 1527 01:21:57.880 --> 01:21:59.760 no ramps or anything like that. 1528 01:22:00.560 --> 01:22:04.920 You have to call your housing authority. Okay, who's in Denver? 1529 01:22:05.159 --> 01:22:09.520 Is it in Denver? Go to Denver housing dot org 1530 01:22:11.239 --> 01:22:15.800 and then ask for a section eight packet and and 1531 01:22:16.800 --> 01:22:19.840 then here's what the requirements are. I looked them up. 1532 01:22:20.880 --> 01:22:25.479 Safe electrical plumbing and heating, no health stand hazards, no 1533 01:22:25.600 --> 01:22:31.359 lead paint, mold or vermin, Proper working windows, doors, locks, 1534 01:22:31.399 --> 01:22:35.119 and fire exit. It's just what I said. Your property 1535 01:22:35.119 --> 01:22:40.399 will be inspected by the housing authority. Then you don't. 1536 01:22:40.960 --> 01:22:45.680 You can't set rent where you want it. You can, 1537 01:22:46.119 --> 01:22:49.800 but it has to go with the area what's called 1538 01:22:49.840 --> 01:22:53.000 fair market value you because here's what they don't want 1539 01:22:53.039 --> 01:22:57.560 to do. Since people, let's say some people they get 1540 01:22:57.600 --> 01:23:01.079 a seventy five subsidy, they only have to pay twenty 1541 01:23:01.119 --> 01:23:04.520 five percent they don't want you making it artificially high 1542 01:23:04.920 --> 01:23:09.800 because someone can afford it. So even though you know 1543 01:23:09.920 --> 01:23:12.680 they're going to only pay twenty five percent, they don't 1544 01:23:12.720 --> 01:23:16.159 want you charging you know, four grand, and they have 1545 01:23:16.199 --> 01:23:18.720 to pay a thousand if the place is only worth 1546 01:23:18.800 --> 01:23:24.600 two grand. Okay, So they get to determine that. You 1547 01:23:24.720 --> 01:23:27.000 get to set your rent. You can set it for 1548 01:23:27.079 --> 01:23:30.479 whatever you want, but Section eight will only pay their 1549 01:23:30.560 --> 01:23:33.880 portion of the reasonable amount and you can't collect the 1550 01:23:33.920 --> 01:23:37.880 rest from them. So in essence, they're setting your rent okay. 1551 01:23:39.279 --> 01:23:41.399 And you have to have obviously all the other stuff, 1552 01:23:41.439 --> 01:23:44.520 proof of ownership and all of that, and you have 1553 01:23:44.600 --> 01:23:48.039 to have everything in writing, so you have to have 1554 01:23:48.079 --> 01:23:54.000 a lease agreement in writing that they approve. So why 1555 01:23:54.039 --> 01:23:56.760 are you thinking of going Section eight? Do you want 1556 01:23:56.800 --> 01:24:00.520 to help people? Yes, that's it. 1557 01:24:00.560 --> 01:24:03.640 I'd like to get the apartment rented. It's been empty 1558 01:24:03.680 --> 01:24:04.640 for a few months now. 1559 01:24:04.680 --> 01:24:07.479 And now I don't understand why I heard it was. 1560 01:24:07.880 --> 01:24:10.239 I heard it was a landlord's market. Why are you 1561 01:24:10.279 --> 01:24:11.399 having trouble renting it? 1562 01:24:12.479 --> 01:24:16.039 I have no idea. I've shown it, and what part 1563 01:24:16.079 --> 01:24:20.279 of town is it in? It's in du It's it's oh. 1564 01:24:20.159 --> 01:24:23.079 Come on and what it's a Is it a condo 1565 01:24:23.159 --> 01:24:26.520 in du Yes? 1566 01:24:27.039 --> 01:24:27.239 Yeah? 1567 01:24:27.439 --> 01:24:30.079 How many square feet? How many square feet? 1568 01:24:30.239 --> 01:24:33.479 About nine hundred nine bath. 1569 01:24:33.840 --> 01:24:37.840 One bedroom, one bath? Is it in good condition? Oh? 1570 01:24:37.880 --> 01:24:41.159 Two bedroom, one bedroom condition? Okay? And how much were 1571 01:24:41.199 --> 01:24:41.800 you asking? 1572 01:24:43.560 --> 01:24:44.439 Sixteen fifty? 1573 01:24:45.720 --> 01:24:49.199 That is that is right there? In fact, that's a 1574 01:24:49.239 --> 01:24:53.960 great deal. And does it have parking? 1575 01:24:55.439 --> 01:24:56.439 It has one space? 1576 01:24:57.279 --> 01:25:02.079 Come on, that is a good deal. Are you sure 1577 01:25:02.159 --> 01:25:05.039 you're not? What do you think is going on with it? 1578 01:25:06.680 --> 01:25:07.960 I have no idea. 1579 01:25:08.199 --> 01:25:11.520 I have it listed with a leasing agent and I 1580 01:25:11.560 --> 01:25:13.760 get a lot of traction, but just no one will 1581 01:25:13.760 --> 01:25:18.039 pull the trigger on on selling out a lease. 1582 01:25:18.520 --> 01:25:22.199 Two bedroom apartments are going for twenty two more? 1583 01:25:22.399 --> 01:25:22.600 Yeah? 1584 01:25:22.800 --> 01:25:23.760 Do you I know it? 1585 01:25:24.239 --> 01:25:24.720 I know it. 1586 01:25:25.600 --> 01:25:29.680 I wonder I wonder if there's something wrong with it? 1587 01:25:29.760 --> 01:25:32.439 Dy Well, you're a leasing agent, will tell you. Is 1588 01:25:32.439 --> 01:25:34.640 it a good lease? Good leasing agent? 1589 01:25:34.800 --> 01:25:39.359 Yeah, it's a beautiful building. It's very well maintained. There 1590 01:25:39.399 --> 01:25:42.399 are a lot of as I said, twenty two apartments, 1591 01:25:42.399 --> 01:25:44.720 and I think there are may be three or four 1592 01:25:44.800 --> 01:25:47.640 that are empty, including mine. 1593 01:25:48.800 --> 01:25:49.359 Most boys. 1594 01:25:49.439 --> 01:25:52.880 Okay, listen, what about pets? Are pets allowed? Are pets allowed? 1595 01:25:53.079 --> 01:25:53.520 One cat? 1596 01:25:54.039 --> 01:25:54.880 One cat? 1597 01:25:55.159 --> 01:25:56.079 No dogs? 1598 01:25:56.399 --> 01:25:56.760 Okay? 1599 01:25:57.520 --> 01:25:58.319 In the whole building. 1600 01:25:59.000 --> 01:26:01.960 No, no, but you you would allow only one. 1601 01:26:01.840 --> 01:26:06.680 Can that is correct and the building is no dogs 1602 01:26:06.960 --> 01:26:07.880 the entire building. 1603 01:26:08.520 --> 01:26:13.600 Oh okay, I I don't know. I don't I don't 1604 01:26:13.600 --> 01:26:17.119 think that's a big issue. Listen, leave your number, and 1605 01:26:17.159 --> 01:26:20.399 I'm gonna tell you why. I'll bet you people listening 1606 01:26:20.680 --> 01:26:26.720 are thinking, Wow, I'm gonna call her. Three three seven 1607 01:26:26.760 --> 01:26:29.479 one three talks seven one three eight two five five. 1608 01:26:30.239 --> 01:26:37.520 We have more coming up on the Troubleshooter Show. Go 1609 01:26:37.680 --> 01:26:41.399 with a sure thing Denver's best roofer Excel Roofing dot com. 1610 01:26:41.439 --> 01:26:47.159 You don't pay a cent until you're content. Time for 1611 01:26:47.199 --> 01:26:50.399 an insurance check up free, no obligation. In comparison, call 1612 01:26:50.479 --> 01:26:53.800 Compass Insurance. Paying too much your coverage at dozens of 1613 01:26:53.840 --> 01:26:56.760 insurance companies find out now three oh three seven seven 1614 01:26:56.800 --> 01:26:59.560 to one help. You'll think you're his only customer when 1615 01:26:59.600 --> 01:27:02.039 you choose Frank durand the real estate Man dot com 1616 01:27:02.079 --> 01:27:05.239 to list your home with Remax Alliance three all three 1617 01:27:05.319 --> 01:27:09.199 nine two zero sixteen twenty two. Hi, Tom Martino, you're 1618 01:27:09.319 --> 01:27:13.479 troubleshooter three all three seven one three talk three oh 1619 01:27:13.520 --> 01:27:17.119 three seven one three eight two five five. All right, 1620 01:27:17.279 --> 01:27:21.039 So let's go to the phones and again, Uh, I 1621 01:27:21.119 --> 01:27:24.640 need to take these callers, so please bear with me. Drew, 1622 01:27:25.279 --> 01:27:29.920 Joe's got to comment on rodents in cars. Uh, go ahead, Joe, 1623 01:27:29.960 --> 01:27:30.840 what is your comment? 1624 01:27:31.840 --> 01:27:32.920 Hey, Tom? 1625 01:27:33.279 --> 01:27:35.680 Yes, sir, your wife went through My wife went through 1626 01:27:35.680 --> 01:27:38.840 the same thing. Uh where we had some rodents just 1627 01:27:38.960 --> 01:27:40.159 go in and chew up some. 1628 01:27:40.119 --> 01:27:44.840 Wiring and stuff interpose. Yes, we ended up we ended. 1629 01:27:44.680 --> 01:27:48.279 Up getting the insurance to pay for the for the repairs. 1630 01:27:48.319 --> 01:27:50.640 So yeah, yeah, that's what our guy was saying, you 1631 01:27:50.680 --> 01:27:53.720 can do that. What was your deductible on it? 1632 01:27:54.760 --> 01:27:55.399 Uh? 1633 01:27:55.479 --> 01:27:58.199 I think we had zero deductible on. 1634 01:27:58.199 --> 01:28:02.479 That on Really how much did the repair cost? 1635 01:28:03.319 --> 01:28:07.479 It was five hundred five or six hundreds not too Yeah, 1636 01:28:07.520 --> 01:28:09.279 they chewed up the wires twice and. 1637 01:28:09.600 --> 01:28:12.079 You didn't get surcharged for that, right, five or six 1638 01:28:12.159 --> 01:28:18.319 hundred bucks? Okay, No, yeah, I don't see how they could. Okay, yeah, yeah, 1639 01:28:18.439 --> 01:28:22.359 our guy did say that road that that's comprehensive coverage. 1640 01:28:22.359 --> 01:28:23.239 It would be covered. 1641 01:28:23.439 --> 01:28:24.399 Yeah. 1642 01:28:24.800 --> 01:28:26.920 Yeah, And I didn't know that. I just took a 1643 01:28:27.000 --> 01:28:30.560 chance and that called my insurance company and they said, yeah, 1644 01:28:30.880 --> 01:28:31.520 we cover it. 1645 01:28:31.720 --> 01:28:34.359 So I said, okay, that's that's really good. I'm glad 1646 01:28:34.359 --> 01:28:36.079 to hear that. Thank you very much. Zero three seven 1647 01:28:36.119 --> 01:28:39.640 one three eight two five five. Greg, what about your Toyota? 1648 01:28:39.680 --> 01:28:40.279 What's going on? 1649 01:28:41.680 --> 01:28:44.319 Got a quick story for you guys, And then a question. 1650 01:28:44.800 --> 01:28:45.880 You have a tundra, right? 1651 01:28:47.079 --> 01:28:47.359 Yeah? 1652 01:28:47.520 --> 01:28:49.279 And in two thousand and one I about an F 1653 01:28:49.359 --> 01:28:53.119 one fifty. And in twenty fourteen I gave it to 1654 01:28:53.159 --> 01:28:55.439 my neighbor for his grandson to drive. It had three 1655 01:28:55.520 --> 01:28:58.800 hundred and thirty thousand miles on it. I ran into 1656 01:28:58.840 --> 01:29:00.880 him a little while ago, a month ago, and he's 1657 01:29:00.920 --> 01:29:04.239 still driving that truck with the original engine and transmission. 1658 01:29:04.479 --> 01:29:06.439 Wait a minute, Wait a minute, Wait a minute. How 1659 01:29:06.479 --> 01:29:07.479 many miles? 1660 01:29:08.399 --> 01:29:10.520 When I got rid of it in fourteen, it had 1661 01:29:10.560 --> 01:29:12.760 three hundred and thirty thousand miles on it? 1662 01:29:12.920 --> 01:29:16.680 Oh wait, in two thousand and thirteen. 1663 01:29:17.840 --> 01:29:21.279 Fourteen, Oh my, oh my, the she had is still 1664 01:29:21.359 --> 01:29:24.000 driving that truck to this day with the original engine 1665 01:29:24.000 --> 01:29:24.840 and transmission. 1666 01:29:25.279 --> 01:29:27.720 How many I wonder how many miles he has on it? 1667 01:29:27.920 --> 01:29:30.279 He's put that that's ten years. 1668 01:29:30.039 --> 01:29:32.880 Ago he's got Yeah, he's got over a half million 1669 01:29:32.920 --> 01:29:33.640 miles on it. 1670 01:29:34.479 --> 01:29:38.600 Wow? Oh man? And and do you have only two 1671 01:29:38.680 --> 01:29:39.199 hundred rand? 1672 01:29:39.239 --> 01:29:39.359 Right? 1673 01:29:39.439 --> 01:29:42.760 All I can say is fluid fluid fluid you gotta change. 1674 01:29:43.760 --> 01:29:45.720 It's not magic, is it? 1675 01:29:45.760 --> 01:29:47.920 Is it the old square body f one fifty? 1676 01:29:49.560 --> 01:29:51.720 No, it was. It was a more rounded one. 1677 01:29:52.039 --> 01:29:54.119 Okay, solid solid truck. 1678 01:29:54.159 --> 01:29:57.640 But anyway, I got a twenty three toundri got thirty 1679 01:29:58.399 --> 01:29:59.960 miles on it when the engine quit. 1680 01:30:00.800 --> 01:30:01.600 It was just. 1681 01:30:01.560 --> 01:30:05.640 Outside of that recall that Toyota's got. So they didn't 1682 01:30:05.640 --> 01:30:08.039 do it long block. They did a short block. Is 1683 01:30:08.039 --> 01:30:10.239 there anything I should watch out for or look for? 1684 01:30:13.000 --> 01:30:17.159 Not really, No, I mean it's as long AS's done right, 1685 01:30:17.399 --> 01:30:19.760 and I imagine they know what they're doing with them. 1686 01:30:19.800 --> 01:30:21.279 So yeah, I wouldn't like concern with it. 1687 01:30:21.399 --> 01:30:24.720 Yeah, okay, gosh, you know I didn't have that many 1688 01:30:24.760 --> 01:30:27.319 miles on it, but putting you know, the new block 1689 01:30:27.359 --> 01:30:29.199 with the original heads on it, I didn't know if 1690 01:30:29.199 --> 01:30:29.560 that were. 1691 01:30:29.520 --> 01:30:31.199 Now listen, did you have that from new? 1692 01:30:32.720 --> 01:30:33.039 Yeah? 1693 01:30:34.159 --> 01:30:37.159 Now, so that must have really disappointed you after having 1694 01:30:37.199 --> 01:30:42.560 this f one fifty. Yeah, I mean, really think about it. 1695 01:30:42.600 --> 01:30:47.880 How many miles were on that Toyota twenty thirty? You 1696 01:30:47.960 --> 01:30:51.039 must that to you that's just barely broken in man? 1697 01:30:51.880 --> 01:30:53.119 Oh yeah, yeah. 1698 01:30:53.279 --> 01:30:56.399 Did you have that f one fifty that you gave 1699 01:30:56.439 --> 01:30:58.399 away with three hundred and fifty thous on it. Did 1700 01:30:58.399 --> 01:31:01.359 you have that from new? I bought a brand new 1701 01:31:02.439 --> 01:31:07.960 What year was it? Well one oh one and it's 1702 01:31:08.000 --> 01:31:11.000 still on the road with a half a million miles. 1703 01:31:11.560 --> 01:31:13.520 Yeah, sure, Yeah. 1704 01:31:13.520 --> 01:31:16.000 The biggest concern I would have whether short block is 1705 01:31:16.079 --> 01:31:19.000 just leaked, you know, because you have the technician doing 1706 01:31:19.039 --> 01:31:21.600 all the gaskets as opposed to you know, assembly life. 1707 01:31:22.319 --> 01:31:23.560 So that would be the only concern. 1708 01:31:23.960 --> 01:31:28.560 All right, thank you. Yeah, he said fluids, fluids, fluids, 1709 01:31:28.960 --> 01:31:33.159 and he means it, and that's truly what it is. Miles. 1710 01:31:33.199 --> 01:31:35.039 What is your question on health insurance? 1711 01:31:37.039 --> 01:31:41.359 Yeah, it's kind of a question on open enrollment. Yes, yes, 1712 01:31:41.800 --> 01:31:45.439 so I need to get a knee replacement done. I 1713 01:31:45.479 --> 01:31:49.479 have it scheduled for November twenty second, and I was 1714 01:31:49.479 --> 01:31:52.640 thinking about pushing it off until the next year. But 1715 01:31:54.800 --> 01:32:00.560 I don't know with open enrollment, since I am you 1716 01:32:00.680 --> 01:32:03.119 have to get a kne replacement, if I would be 1717 01:32:03.159 --> 01:32:06.800 able to get insurance and oh. 1718 01:32:06.560 --> 01:32:10.039 You mean if you switched, would they consider the pre 1719 01:32:10.159 --> 01:32:11.680 existing condition. 1720 01:32:12.880 --> 01:32:15.880 Right? Or or if I keep my same policy, which 1721 01:32:15.880 --> 01:32:21.359 I don't mind doing, what it would they deny me? 1722 01:32:22.079 --> 01:32:24.279 Why would they deny you with the same with the 1723 01:32:24.319 --> 01:32:28.479 same policy, I can't see them denying you. This is 1724 01:32:28.600 --> 01:32:33.760 regular health insurance. We're not talking about Medicare or a supplement. 1725 01:32:33.399 --> 01:32:36.359 Right, No, this is regular health insurance. 1726 01:32:36.399 --> 01:32:38.439 All right, hold on and let's get We'll get our 1727 01:32:38.520 --> 01:32:42.920 expert on real quick from Compass Insurance Group. Okay, Katschina, 1728 01:32:43.000 --> 01:32:45.239 let's get see if Brian can come right back on. 1729 01:32:45.640 --> 01:32:48.680 Three zero three seven one three eight two five five. 1730 01:32:54.359 --> 01:32:57.600 Go with a sure thing Denver's best roofer Excel Roofing 1731 01:32:57.720 --> 01:33:00.359 dot com. You don't pay a cent until your tent 1732 01:33:01.920 --> 01:33:06.199 wait time for an insurance check up free, no obligation. 1733 01:33:06.239 --> 01:33:10.039 In comparison, call Compass Insurance paying too much your coverage 1734 01:33:10.079 --> 01:33:12.720 at dozens of insurance companies find out now three all 1735 01:33:12.800 --> 01:33:15.239 three seven seven to one help. You'll think you're his 1736 01:33:15.399 --> 01:33:18.039 only customer when you choose Frank durand the real estate 1737 01:33:18.079 --> 01:33:21.319 Man dot com to list your home with Remax Alliance 1738 01:33:21.560 --> 01:33:26.920 three all three nine two zero sixteen twenty two. Hi 1739 01:33:27.079 --> 01:33:31.199 Tom Martina, your troubleshooter three all three seven one three 1740 01:33:31.279 --> 01:33:34.199 talk three all three seven one three eight two five five. 1741 01:33:35.960 --> 01:33:41.439 So that question on health insurance, we're waiting for Integra insurance, 1742 01:33:41.479 --> 01:33:44.720 I said, Compass. I meant Integra, Paul, you got to 1743 01:33:44.760 --> 01:33:46.279 comment on rodents. Go ahead, Paul. 1744 01:33:48.159 --> 01:33:51.960 Years ago, I had a sport Ranger pickup and the 1745 01:33:52.720 --> 01:33:55.039 apparently got head rodents go in and chew up my 1746 01:33:55.159 --> 01:33:58.680 wiring and two beam and said I would park it 1747 01:33:58.680 --> 01:34:01.079 out in the driveway even though we had a double 1748 01:34:01.119 --> 01:34:04.119 car garage, because my wife had one stall and I 1749 01:34:04.119 --> 01:34:06.079 had too much chunk in the garage, you know to 1750 01:34:06.079 --> 01:34:09.520 put it in. Yeah, twice I had to bring it 1751 01:34:09.560 --> 01:34:12.680 in well three hundred and fifty dollars back then. So 1752 01:34:12.800 --> 01:34:15.880 what I did. I make sure I got the reason 1753 01:34:16.520 --> 01:34:18.760 the other half the garage, so I park it in 1754 01:34:18.760 --> 01:34:21.000 the garage. I think this happened over a couple of 1755 01:34:21.079 --> 01:34:23.399 rainy days when they you know, wanted. 1756 01:34:23.119 --> 01:34:25.359 To Yeah, but a lot of them get into garages. 1757 01:34:25.560 --> 01:34:27.880 I mean, garages aren't always a fail safe. 1758 01:34:29.159 --> 01:34:31.399 Well, my garage door is really tight now, I got 1759 01:34:31.439 --> 01:34:34.560 a new one. But then might will get mice. 1760 01:34:34.399 --> 01:34:35.119 Or anything in there. 1761 01:34:35.159 --> 01:34:35.680 Now. 1762 01:34:35.720 --> 01:34:38.479 But the thing is what I did then is I 1763 01:34:38.520 --> 01:34:42.119 filled a small can with moth balls and poke tooles 1764 01:34:42.159 --> 01:34:45.159 in it and strapped it in their compartments. And I 1765 01:34:45.239 --> 01:34:46.640 believe that was a good deterrent. 1766 01:34:47.479 --> 01:34:50.079 Yeah, it can be, but I think something else could too, 1767 01:34:50.479 --> 01:34:54.439 and you put up just basically bait outside of the engine, 1768 01:34:54.880 --> 01:34:57.399 so they're attracted to that instead of the wires. 1769 01:34:57.600 --> 01:34:58.640 Huh. 1770 01:34:58.640 --> 01:35:02.880 But anyway, thanks for the call, appreciate it. Okay. Now 1771 01:35:02.920 --> 01:35:05.119 I want to go back to Drew real quick here Drew, 1772 01:35:05.520 --> 01:35:08.520 and then we're working on miles on the health. Hey Drew, 1773 01:35:08.560 --> 01:35:10.600 I got to ask you something, okay, and then we 1774 01:35:10.680 --> 01:35:12.399 have to go to a break. But we do want 1775 01:35:12.439 --> 01:35:14.600 to try to help you. Let me let me ask you. 1776 01:35:15.560 --> 01:35:19.840 Go ahead, go fun for me. Yeah, that's what I 1777 01:35:19.880 --> 01:35:21.560 want to give. I want to if you have a 1778 01:35:21.600 --> 01:35:24.119 go fund me, I want to see what it is 1779 01:35:24.640 --> 01:35:27.199 and we'll put out the word. Okay, what is it? 1780 01:35:30.560 --> 01:35:32.680 Where do what do they look for? Do you have 1781 01:35:32.760 --> 01:35:33.520 a link to it? 1782 01:35:35.560 --> 01:35:35.800 Yeah? 1783 01:35:35.840 --> 01:35:43.760 Well the title is help Space seven seven deer Dash 1784 01:35:44.039 --> 01:35:50.920 old Space, Drew Space, Bradford Space stay. 1785 01:35:50.960 --> 01:35:59.159 House Help seventy seven year old or year year help 1786 01:35:59.239 --> 01:36:03.560 seventy seven year Drew Bradford Stay Housed. 1787 01:36:04.199 --> 01:36:11.239 Your old true Bradford Stay House year A librarian set 1788 01:36:11.319 --> 01:36:12.399 up a link if you want me. 1789 01:36:12.359 --> 01:36:16.640 To read it now that we can search this stay housed, 1790 01:36:16.720 --> 01:36:19.199 I think we can find it. But hold on, I 1791 01:36:19.239 --> 01:36:22.560 want to ask a question this suv that was parked. 1792 01:36:23.000 --> 01:36:26.279 Go with a sure thing Denver's best Ruffer Excel Roofing 1793 01:36:26.399 --> 01:36:26.960 dot com. 1794 01:36:27.000 --> 01:36:29.039 You don't pay a cent until you're content. 1795 01:36:32.399 --> 01:36:35.960 Time for an insurance checkup free, no obligation comparison call 1796 01:36:36.079 --> 01:36:39.359 Compass Insurance paying too much your coverage at dozens of 1797 01:36:39.399 --> 01:36:42.359 insurance companies find out now three oh three seven seven 1798 01:36:42.359 --> 01:36:45.119 to one help. You'll think you're his only customer when 1799 01:36:45.159 --> 01:36:47.640 you choose Frank durand the real estate Man dot com 1800 01:36:47.680 --> 01:36:50.800 to list your home with Remax Alliance three oh three 1801 01:36:50.880 --> 01:36:59.000 nine two zero sixteen twenty two Rift. 1802 01:37:00.760 --> 01:37:00.960 News. 1803 01:37:02.239 --> 01:37:02.880 Need advice? 1804 01:37:02.920 --> 01:37:03.760 Who you don't have? 1805 01:37:06.000 --> 01:37:10.640 Come running just as as as you can. Shooter's gonna 1806 01:37:10.720 --> 01:37:12.920 help coming man. 1807 01:37:13.159 --> 01:37:18.680 This is the Troubleshooter Show. No Tom Martine, Hi, Tom 1808 01:37:18.680 --> 01:37:23.560 Martino here, Welcome to this show. Three O three seven 1809 01:37:23.640 --> 01:37:26.279 one three talk three old three seven one three eight 1810 01:37:26.319 --> 01:37:27.359 two five five. 1811 01:37:27.920 --> 01:37:28.119 Hey. 1812 01:37:29.920 --> 01:37:32.760 I don't know where Drew went, but I'm gonna go 1813 01:37:32.800 --> 01:37:35.800 to uh Integra anyway. But I wanted to give out 1814 01:37:35.840 --> 01:37:42.159 that go fund me for him, and you erased it, Kelly, 1815 01:37:42.800 --> 01:37:46.880 so I got to try to find it again. Anyway, Kelly, 1816 01:37:46.920 --> 01:37:49.960 if you did that, you can put it back by 1817 01:37:50.039 --> 01:37:56.760 hitting control Z. Anyway, Miles, you had a question on 1818 01:37:57.720 --> 01:38:00.680 health insurance you wanted to know, and I'm going to 1819 01:38:00.720 --> 01:38:04.319 ask John Jones Junior the same thing with Integra insurance. 1820 01:38:04.720 --> 01:38:10.840 There are health insurance experts. So John, when you go 1821 01:38:10.960 --> 01:38:15.479 to open enrollment and let's say we need surgery and 1822 01:38:15.520 --> 01:38:20.119 we switch companies, do they look at pre existing conditions 1823 01:38:20.199 --> 01:38:21.319 during open enrollment? 1824 01:38:22.880 --> 01:38:26.760 No, sir, So if I mean in all these plans 1825 01:38:26.760 --> 01:38:28.960 are if you are you talking about through group, individual 1826 01:38:29.279 --> 01:38:32.239 and it really doesn't matter as long as they're ACA 1827 01:38:32.359 --> 01:38:35.960 qualified comprehensive major medical health insurance plans. 1828 01:38:37.560 --> 01:38:40.600 So if they're the approved of plans, the Affordable Care 1829 01:38:40.640 --> 01:38:45.119 Act plan, they can't ding you for pre existing conditions. 1830 01:38:46.239 --> 01:38:47.720 Yeah, so as long as you're not on like a 1831 01:38:47.800 --> 01:38:50.840 MECH plan minimum essential coverage, I mean, the vast majority 1832 01:38:50.880 --> 01:38:53.039 of the plans that anyone would be on, whether it's 1833 01:38:53.039 --> 01:38:57.399 through their health insurance NASA, through their company for a 1834 01:38:57.479 --> 01:39:01.279 group plan that's offered by their employers, or whether it's 1835 01:39:01.319 --> 01:39:03.920 on the individual market like through Connectoral Colorado or an 1836 01:39:03.920 --> 01:39:07.800 ACA qualified plan direct with the health insurance company previousin 1837 01:39:07.840 --> 01:39:10.359 conditions don't they're in. Yeah, they don't matter. 1838 01:39:10.800 --> 01:39:12.680 You're Okay, the issue. 1839 01:39:12.319 --> 01:39:17.039 And coverage now if you did not. Okay, So Miles, 1840 01:39:17.079 --> 01:39:19.720 he's saying that during open enrollment, whether you stay with 1841 01:39:19.800 --> 01:39:24.399 your company or go to another company and you need surgery, 1842 01:39:25.359 --> 01:39:27.520 can they make the argument he should have had the 1843 01:39:27.560 --> 01:39:30.199 surgery earlier and now we're getting stuck with it. 1844 01:39:31.399 --> 01:39:31.520 You know. 1845 01:39:31.680 --> 01:39:34.039 I mean, if anytime you're going to have surgery with 1846 01:39:34.119 --> 01:39:37.520 any health insurance carrier, though you your doctor's going to 1847 01:39:37.600 --> 01:39:42.159 there's a prior authorization process and the doctor would go 1848 01:39:42.279 --> 01:39:45.159 through that process with the insurance company just to make 1849 01:39:45.199 --> 01:39:47.159 sure that that surgery is necessary. 1850 01:39:48.760 --> 01:39:51.119 And so I mean, just be aware of that. 1851 01:39:51.359 --> 01:39:56.279 But I mean, if it's a medically necessary surgery and need, 1852 01:39:56.399 --> 01:39:58.600 then there shouldn't be an issue. 1853 01:39:59.640 --> 01:40:04.279 Okay, Yeah, so it's Miles. Any questions for John Jones 1854 01:40:04.359 --> 01:40:05.840 Junior with Integra Insurance. 1855 01:40:08.239 --> 01:40:11.560 Yeah, because I'm thinking about waiting until the beginning of 1856 01:40:11.640 --> 01:40:15.560 next year. I need to have a knee replacement. They 1857 01:40:15.600 --> 01:40:18.000 haven't gotten authorization yet, but they do have a date 1858 01:40:18.319 --> 01:40:22.520 in tentatively schedule for my surgery and I was concerned 1859 01:40:22.920 --> 01:40:25.159 that if I didn't do it in this calendar year 1860 01:40:26.560 --> 01:40:30.960 that they could deny me. But it sounds like they can't. 1861 01:40:31.760 --> 01:40:38.640 No, sir, Now, Miles, Miles, Miles, why would you wait? 1862 01:40:38.680 --> 01:40:39.760 I'm curious. 1863 01:40:40.920 --> 01:40:44.439 Well, a couple of reasons. When when is work? I'm 1864 01:40:44.479 --> 01:40:48.039 self employed, I've got a lot of work and I 1865 01:40:48.119 --> 01:40:50.760 got to be off for two months and I'm trying 1866 01:40:50.760 --> 01:40:54.000 to build a net egg. The other is that my 1867 01:40:54.159 --> 01:40:58.720 deductible is eight thousand dollars, and if I do that 1868 01:40:58.800 --> 01:41:01.720 at the beginning of the year, it's going to be 1869 01:41:02.680 --> 01:41:05.640 it's gonna be more than eight thousand dollars. Then for 1870 01:41:05.720 --> 01:41:08.359 the rest of the year everything is covered one hundred percent, 1871 01:41:09.880 --> 01:41:15.199 whereas right now it's after my seventeen hundred dollars deductible 1872 01:41:16.279 --> 01:41:19.840 that is covered as seventy percent until I've reached my 1873 01:41:19.960 --> 01:41:23.319 max out of pocket which is eight thousand dollars, which 1874 01:41:23.359 --> 01:41:26.960 I imagine the surgery is going to put me into that bracket. 1875 01:41:28.920 --> 01:41:29.840 Does that make sense? 1876 01:41:30.960 --> 01:41:35.239 Yeah, it does, I guess John, there's nothing wrong with 1877 01:41:35.279 --> 01:41:36.359 that strategy right. 1878 01:41:36.600 --> 01:41:38.279 Well, no, I mean, if the insurance company is going 1879 01:41:38.319 --> 01:41:39.960 to pay for it either way, I don't know that 1880 01:41:40.000 --> 01:41:44.680 they care whether it's in November or it's in January. Yeah, 1881 01:41:45.079 --> 01:41:47.319 we'll have clients to stay on Medicare for or they're 1882 01:41:47.319 --> 01:41:49.000 going to be going on Medicare. I'm gonna wait to 1883 01:41:49.039 --> 01:41:50.600 do this until you go on Medicare in a couple 1884 01:41:50.600 --> 01:41:53.800 of months, right, I mean sure, if it's like, as 1885 01:41:53.840 --> 01:41:55.880 long as it's the medically necessary, as long as it's 1886 01:41:55.920 --> 01:42:00.680 you get prior authorization for that surgery, then right, you 1887 01:42:00.720 --> 01:42:03.479 won't you won't have any issues, all right? 1888 01:42:03.720 --> 01:42:07.640 Right, appreciate just a circus. But by eight thousand dollars 1889 01:42:08.159 --> 01:42:11.319 would we go back to zero? If I gotta done 1890 01:42:11.319 --> 01:42:14.159 this year on January first? That my deductible? 1891 01:42:14.960 --> 01:42:17.279 Yeah, so correct, I understand that way. 1892 01:42:17.319 --> 01:42:21.319 I'm thinking absolutely, Yeah, you want that you want that 1893 01:42:21.479 --> 01:42:25.960 copay to go towards something useful as opposed to just 1894 01:42:26.039 --> 01:42:27.039 being yes. 1895 01:42:27.359 --> 01:42:30.520 Right, well in maximize maximizing the amount of the time 1896 01:42:30.520 --> 01:42:34.159 that you have deductible and max out of pocket eight 1897 01:42:34.199 --> 01:42:34.840 four and hit. 1898 01:42:36.279 --> 01:42:39.439 Right what you're saying, Okay, yeah, yeah exactly, and. 1899 01:42:39.439 --> 01:42:42.159 Make sure you get the right insurance too, and always 1900 01:42:42.279 --> 01:42:46.399 I'm serious. I would check with Integrainsurance dot com or 1901 01:42:46.479 --> 01:42:50.760 John and his team at three h three four six 1902 01:42:50.840 --> 01:42:54.600 six fifty five hundred. They are great people. Thank you, John, 1903 01:42:54.600 --> 01:42:58.159 appreciate it now, Miles, thank you for calling. We have 1904 01:42:58.199 --> 01:43:00.279 more coming up. Let well, actually let me just keep 1905 01:43:00.319 --> 01:43:03.439 going for out. Deputy Bow has a aw some follow ups. 1906 01:43:03.720 --> 01:43:06.680 So Deputy Bow, what's going on? 1907 01:43:07.880 --> 01:43:11.640 Yes, Tom, this is Thomas Kidwill that called in on 1908 01:43:11.800 --> 01:43:12.600 ten seven. 1909 01:43:13.119 --> 01:43:16.520 He called about his BMW three point thirty I and 1910 01:43:16.640 --> 01:43:19.880 twenty twenty he ordered it. He said it was supposed 1911 01:43:19.920 --> 01:43:24.479 to he specified on his by order regular tires, but 1912 01:43:24.560 --> 01:43:28.680 got run flats instead. And I know I sympathize with them. 1913 01:43:28.680 --> 01:43:30.960 I hate run flats and I won't have them. But 1914 01:43:31.079 --> 01:43:31.800 tell me about it. 1915 01:43:32.000 --> 01:43:36.079 Well, the issue is here. He put twelve thousand miles 1916 01:43:36.239 --> 01:43:39.640 on the run flats, and he said he's been trying 1917 01:43:39.680 --> 01:43:42.560 to communicate with them. Apparently they did order the car 1918 01:43:42.760 --> 01:43:46.520 in with the incorrect tires, but I think he probably 1919 01:43:46.560 --> 01:43:47.920 should have tried to let him know. 1920 01:43:48.439 --> 01:43:50.920 I don't know what had happened, but he didn't know. 1921 01:43:52.479 --> 01:43:55.199 Well, he tried to get the dealership to do something 1922 01:43:55.199 --> 01:43:57.840 about the run flats. But it's been over a year 1923 01:43:57.920 --> 01:44:00.520 and the car has twelve thousand miles on it. The 1924 01:44:00.600 --> 01:44:04.159 tires had two thousand miles. But I called the salesmanager. 1925 01:44:04.239 --> 01:44:06.520 What do they wait wait with? So they're saying they can't. 1926 01:44:06.680 --> 01:44:09.880 They would have changed him out right away, and they 1927 01:44:09.920 --> 01:44:12.000 wouldn't have been lost. I think they would have. 1928 01:44:12.039 --> 01:44:15.479 I don't know why it took so long to get someatch. 1929 01:44:15.199 --> 01:44:18.000 In on him. I think he told me that he 1930 01:44:18.159 --> 01:44:21.680 didn't realize he had it. He excuse me, he didn't 1931 01:44:21.720 --> 01:44:23.359 realize he had run flats. 1932 01:44:23.680 --> 01:44:26.680 Now that I don't know, but I will tell you 1933 01:44:26.760 --> 01:44:30.159 this he I did call the sales manager over at 1934 01:44:30.199 --> 01:44:34.960 shomp BMW. I left several messages. I just thought. I 1935 01:44:35.039 --> 01:44:37.479 left the message stating if they could just do some 1936 01:44:37.600 --> 01:44:40.680 kind of a negotiation with the guide because he already 1937 01:44:40.680 --> 01:44:43.920 has twelve thousand miles on the tires. So they did 1938 01:44:44.000 --> 01:44:48.520 reach out to him this morning and offered to put 1939 01:44:48.560 --> 01:44:53.479 on four standard tires for their cost of six hundred 1940 01:44:53.479 --> 01:44:56.079 and fifty dollars. So they're basically, wait a minute, wait 1941 01:44:56.079 --> 01:44:58.079 a minute, Wait a minute, Wait a minute, wait a minute. 1942 01:44:58.520 --> 01:45:03.680 There's no way they're lying. There's no way that four 1943 01:45:03.840 --> 01:45:07.119 tires at their cost is six hundred dollars, come. 1944 01:45:07.079 --> 01:45:09.720 Mix one hundred and fifty dollars for four tires. 1945 01:45:11.840 --> 01:45:13.439 What do you think does that sound? 1946 01:45:13.439 --> 01:45:16.079 I'll read a tire expert, but I'm sure of BMW 1947 01:45:16.199 --> 01:45:21.760 tires quite a bit. Thomas, the caller mentioned that the tires. 1948 01:45:22.199 --> 01:45:24.600 It's at eight hundred and fifty dollars value for the 1949 01:45:24.680 --> 01:45:25.439 four tires. 1950 01:45:25.479 --> 01:45:27.199 Okay, but he's somewhere. 1951 01:45:27.279 --> 01:45:27.840 He's happy. 1952 01:45:29.720 --> 01:45:32.760 Wait, eight hundred and fifty for all four, that's what 1953 01:45:32.840 --> 01:45:33.279 he says. 1954 01:45:33.359 --> 01:45:38.039 They're giving them a discount for six fifty. Where do 1955 01:45:38.079 --> 01:45:38.800 you think Kevin. 1956 01:45:40.199 --> 01:45:45.600 Kevin's not here right now. I think I think that, Well, that. 1957 01:45:45.680 --> 01:45:47.800 Guy's happy he's getting in his regular tires. 1958 01:45:47.840 --> 01:45:49.800 But he said this, I did a good job. I 1959 01:45:50.239 --> 01:45:52.680 mean he did wait a long time. I mean he 1960 01:45:52.760 --> 01:45:55.479 put twelve grand on him and those tires are only 1961 01:45:55.520 --> 01:45:56.560 going to last twenty four. 1962 01:45:57.159 --> 01:45:59.880 Yeah, I just think he should have got on are 1963 01:46:00.000 --> 01:46:01.520 That's the problem from the get go. 1964 01:46:04.520 --> 01:46:10.000 Okay, I just think I don't know. It's not worth 1965 01:46:10.000 --> 01:46:10.439 a danger. 1966 01:46:10.560 --> 01:46:11.359 I can tell you that. 1967 01:46:11.399 --> 01:46:13.159 But there's a resident it is. 1968 01:46:13.279 --> 01:46:17.640 But here's the thing, I don't know why. I don't 1969 01:46:17.680 --> 01:46:20.640 know if he said he just discovered it, and if 1970 01:46:20.680 --> 01:46:23.000 he did, that's their problem. No, he didn't. 1971 01:46:23.199 --> 01:46:26.479 I don't think so. I think he knew about it. 1972 01:46:26.520 --> 01:46:30.119 There's just some communication. They weren't dealing with him. I 1973 01:46:30.199 --> 01:46:32.720 just don't know. But after we made a few phone calls, 1974 01:46:33.079 --> 01:46:34.199 they did reach out. 1975 01:46:34.560 --> 01:46:35.319 Good Thomas. 1976 01:46:35.399 --> 01:46:36.520 They make a resolution. 1977 01:46:36.720 --> 01:46:39.680 Good after, I mean, that's good, thank you for that. 1978 01:46:40.079 --> 01:46:41.199 Anything else going. 1979 01:46:41.039 --> 01:46:44.239 On, just working a few other cases, but no good 1980 01:46:44.279 --> 01:46:45.279 resolution yet. 1981 01:46:45.840 --> 01:46:48.880 Let's talk to deputy. Oh no, I'm sorry, that's another 1982 01:46:48.920 --> 01:46:52.560 deputy here. He's not here. So we'll take a break 1983 01:46:52.560 --> 01:46:57.239 and then get these other updates on the Mini. Well, no, 1984 01:46:57.399 --> 01:46:59.960 the Mini, I think we did have already. They said 1985 01:47:00.079 --> 01:47:03.880 they were going to get those repairs done and get 1986 01:47:03.920 --> 01:47:06.520 her get get the car back to her, but it 1987 01:47:06.600 --> 01:47:10.279 did have significant rodent damage. I believe I think we 1988 01:47:10.399 --> 01:47:14.159 had that follow up already. Three three seven one three 1989 01:47:14.199 --> 01:47:16.399 talks seven one three A two five five Frank drand 1990 01:47:16.439 --> 01:47:19.199 the real estate Man will give you a free market 1991 01:47:19.439 --> 01:47:21.680 evaluation of your home to see what it will sell 1992 01:47:21.720 --> 01:47:24.560 for using his system. Now, Frank is a great guy. 1993 01:47:24.920 --> 01:47:28.000 He will get he sells for more money and quicker 1994 01:47:28.000 --> 01:47:30.239 than anyone in the market. And he'll give you an 1995 01:47:30.239 --> 01:47:32.439 analysis to see what you'll get for your home free 1996 01:47:32.479 --> 01:47:35.039 of charge. He'll go through all of the factors of 1997 01:47:35.079 --> 01:47:39.279 the market, including supply and demand, interest rates, comps three 1998 01:47:39.279 --> 01:47:43.119 oh three nine to zero sixteen twenty two. Franc Duran 1999 01:47:43.479 --> 01:47:52.399 the real estate man dot com go with a sure thing. 2000 01:47:52.520 --> 01:47:55.840 Denver's best roofer Excel Roofing dot com. You don't pay 2001 01:47:55.840 --> 01:48:02.479 a cent until you're content. Time for an insurance checkup free, 2002 01:48:02.560 --> 01:48:06.600 no obligation comparison call Compass Insurance paying too much your 2003 01:48:06.640 --> 01:48:09.640 coverage at dozens of insurance companies find out now three 2004 01:48:09.640 --> 01:48:12.279 all three seven seven one help. You'll think you're his 2005 01:48:12.439 --> 01:48:15.079 only customer when you choose Frank durand the real estate 2006 01:48:15.119 --> 01:48:18.359 Man dot com to list your home with Remax Alliance 2007 01:48:18.600 --> 01:48:25.880 three all three nine two zero sixteen twenty two. Hi 2008 01:48:26.000 --> 01:48:30.720 Tom Martino, you're troubleshooter three all three seven one three 2009 01:48:30.840 --> 01:48:34.720 talks seven one three eight two five five. Welcome to 2010 01:48:34.800 --> 01:48:37.560 the show. Let's go uh hold on oo, no, no, 2011 01:48:37.600 --> 01:48:39.560 I want to do that here Here I am. I'm 2012 01:48:39.600 --> 01:48:43.039 going on wide shot here and talk to Kevin so 2013 01:48:43.720 --> 01:48:46.119 on the We had one other question for you, Kevinn. 2014 01:48:46.159 --> 01:48:49.439 You can find it here. I got to find the text. 2015 01:48:49.760 --> 01:48:54.079 They want to know about the UH at the front 2016 01:48:54.199 --> 01:48:57.840 end when you were talking about a transfer case that's 2017 01:48:57.920 --> 01:48:59.520 part of the transmission or separate. 2018 01:48:59.520 --> 01:49:02.600 They want to No, the transactual transmission is all in one, 2019 01:49:02.720 --> 01:49:06.279 so it's it's transmission. Front end is one and transfer 2020 01:49:06.319 --> 01:49:09.079 case is attached to the transmission. 2021 01:49:08.399 --> 01:49:12.079 And when you do the transmission, you automatically do the transfer. 2022 01:49:12.199 --> 01:49:14.720 So when you gave that, not necessarily No, okay, that's 2023 01:49:14.760 --> 01:49:15.199 what they want. 2024 01:49:15.279 --> 01:49:16.399 It's a separate component. 2025 01:49:16.920 --> 01:49:20.319 So when somebody quotes you a transmission, it doesn't always 2026 01:49:20.359 --> 01:49:21.319 include the transfer. 2027 01:49:21.439 --> 01:49:22.800 Some are separate, some are not. 2028 01:49:23.920 --> 01:49:27.000 Oh, yes, it depends on the car. Depends on the car, like. 2029 01:49:27.039 --> 01:49:29.520 A full time four wheel, part time four wheel, all 2030 01:49:29.600 --> 01:49:32.520 kinds of different options. Yes, some of them have a 2031 01:49:32.560 --> 01:49:33.600 separate transfer case. 2032 01:49:33.640 --> 01:49:37.479 But when you have a transmission go out, wouldn't that 2033 01:49:37.520 --> 01:49:40.119 be a good indication that the transfer case needs to. 2034 01:49:40.039 --> 01:49:42.920 Be Yes, yes, and and a lot of times we 2035 01:49:43.039 --> 01:49:45.039 try to, you know, make that point while you're there, 2036 01:49:45.079 --> 01:49:46.960 But a lot of times there's not a big advantage either. 2037 01:49:47.000 --> 01:49:49.520 So if the transfer case is still good and you 2038 01:49:49.520 --> 01:49:51.359 get another year out of it, only costs a couple 2039 01:49:51.399 --> 01:49:53.439 hundred bucks extra to pull it out when it does 2040 01:49:53.479 --> 01:49:56.000 go out, you know what I mean. Yeah, it's not 2041 01:49:56.039 --> 01:49:58.279 like it's going to be another twelve thirteen, you know, 2042 01:49:58.399 --> 01:50:02.119 four or five thousand dollars more. They come off real easy. 2043 01:50:02.760 --> 01:50:06.479 Hey, Kachina, do you recall whatever happens? Somebody's asking what 2044 01:50:06.640 --> 01:50:11.680 happened with this case? Deputies if you remember, and keV, 2045 01:50:12.359 --> 01:50:14.680 I'll run it by you. This guy bought a sixty 2046 01:50:14.720 --> 01:50:20.079 five Carmen Gia two years ago for six grand. He 2047 01:50:20.159 --> 01:50:25.760 and his dad and took it to Advanced Automotive alex Is. 2048 01:50:25.800 --> 01:50:28.920 The owner in North Glenn paid the guy ten grand 2049 01:50:29.560 --> 01:50:32.520 for an engine swap. Now the guy says it's going 2050 01:50:32.600 --> 01:50:37.399 to take another fifty thousand dollars to complete. Now, now 2051 01:50:37.439 --> 01:50:38.479 that almost sounds. 2052 01:50:38.199 --> 01:50:39.840 Impossible, insane, Yes, it is. 2053 01:50:40.199 --> 01:50:43.880 So, Kachina, what did we do with that? Guys? Did 2054 01:50:43.920 --> 01:50:45.560 did we assign this to anyone? 2055 01:50:45.960 --> 01:50:50.560 So basically what the outcome of that was is that 2056 01:50:50.880 --> 01:50:54.720 she's going to go back to the dealership to see 2057 01:50:54.720 --> 01:50:58.920 because they offered her a soup brew in Presa, I 2058 01:50:59.039 --> 01:51:02.760 believe as an exchange. So they were going to pursue 2059 01:51:02.800 --> 01:51:04.279 that route and we did not. 2060 01:51:04.640 --> 01:51:08.439 But how did it go from ten grand to fifty thousand? 2061 01:51:08.720 --> 01:51:11.920 Because they're well it already, you know, being a nineteen 2062 01:51:11.960 --> 01:51:18.399 sixty five car had many crop valadies already. Uh So 2063 01:51:19.279 --> 01:51:22.720 the people tried to fix it and it's actually it's 2064 01:51:22.760 --> 01:51:29.239 not advanced automotive, it's actually accurate automation. Sorry, no, that's okay, 2065 01:51:29.239 --> 01:51:34.479 because accurate She kind of said advanced, you know, on 2066 01:51:34.600 --> 01:51:36.119 the air, but she meant accurate. 2067 01:51:36.640 --> 01:51:38.840 So but the ten grand they put in that they 2068 01:51:38.840 --> 01:51:40.039 don't get back, that's it. 2069 01:51:40.159 --> 01:51:42.079 Well, that's why they're trying to work with them to 2070 01:51:42.159 --> 01:51:46.920 do the sap, the swap with the Subaru, if that 2071 01:51:47.000 --> 01:51:49.560 makes sense. Yeah, so he's not going to get the 2072 01:51:49.600 --> 01:51:53.560 Karmi Ghia, but they're probably going to get the Suparo 2073 01:51:53.600 --> 01:51:56.000 Impresent out of it. And we did not assign it 2074 01:51:56.000 --> 01:51:56.680 to a deputy. 2075 01:51:56.800 --> 01:52:00.039 No, you were taking care of okay, thank you. So 2076 01:52:00.119 --> 01:52:02.800 I want to just update that. So so for those 2077 01:52:03.039 --> 01:52:05.880 for the guy that wanted to know this, I guess 2078 01:52:05.960 --> 01:52:09.760 the dealer or the the mechanic is trying to work 2079 01:52:09.800 --> 01:52:12.279 out a swap. I wonder what he's going to do. 2080 01:52:12.239 --> 01:52:14.880 With the carmen Ghia though, I mean, those are pretty 2081 01:52:14.920 --> 01:52:15.680 cool body stuff. 2082 01:52:16.079 --> 01:52:18.079 Carmen Ghia is a nice car. It looks a lot 2083 01:52:18.119 --> 01:52:21.279 like I had a Carmen Gia, an orange one back 2084 01:52:21.319 --> 01:52:26.319 then in the in the probably in the sixties. It 2085 01:52:26.479 --> 01:52:29.520 might have been a seventy. But here's the other one 2086 01:52:29.560 --> 01:52:33.479 I had not had but loved. Does anyone remember the 2087 01:52:33.520 --> 01:52:40.039 little Volvo sports car, the two seater sports car, Now, 2088 01:52:40.039 --> 01:52:41.119 those were pretty cool. 2089 01:52:42.039 --> 01:52:46.479 That's also currently the high mileage record holder at three 2090 01:52:46.560 --> 01:52:47.720 million miles. 2091 01:52:48.239 --> 01:52:49.520 What is that car? 2092 01:52:49.800 --> 01:52:53.159 I'll pull up an article for Volvo, that little Volvo 2093 01:52:53.239 --> 01:52:56.039 you were talking about. Yeah, yeah, there's a guy that's 2094 01:52:56.039 --> 01:52:59.760 been driving at about one thousand miles per weekend since 2095 01:52:59.760 --> 01:53:00.760 he brand new. 2096 01:53:01.920 --> 01:53:08.319 Okay, now listen, speaking of cars, does anyone remember now 2097 01:53:08.399 --> 01:53:11.000 these are cars that were really on the road. One 2098 01:53:11.000 --> 01:53:13.520 of the ugliest cars of all time, in my opinion, 2099 01:53:13.560 --> 01:53:17.039 the Citron. Does anyone remember the Citron? 2100 01:53:17.159 --> 01:53:19.880 It was an air suspension because when you shut it off, 2101 01:53:19.920 --> 01:53:20.720 it'll sink down. 2102 01:53:20.880 --> 01:53:23.600 And yeah, gall used to love to run around in one. 2103 01:53:24.199 --> 01:53:27.000 Who did the goal used to love to run around 2104 01:53:27.039 --> 01:53:27.720 into Citron. 2105 01:53:30.199 --> 01:53:33.199 Man, it was the ugliest car I think I've ever 2106 01:53:33.239 --> 01:53:37.840 seen that. It's Citron, right, Okay, So Drew's back, Drew. 2107 01:53:37.880 --> 01:53:43.239 I looked at your GoFundMe page and it says, yeah, 2108 01:53:43.319 --> 01:53:45.359 I'm not sure this is the best pitch you have 2109 01:53:45.479 --> 01:53:48.399 on the page. I'd love to offer you a different 2110 01:53:48.439 --> 01:53:51.439 way of writing it. I see that you don't have 2111 01:53:51.600 --> 01:53:56.880 any money yet, and it says I am being harmed 2112 01:53:56.920 --> 01:54:01.600 by Kamala Harris. She allowing me to be evicted a 2113 01:54:01.640 --> 01:54:05.720 poor seventy seven year old good samaritan who has helped 2114 01:54:06.079 --> 01:54:10.319 minority children and people while she gives free rent to 2115 01:54:10.520 --> 01:54:15.199 illegal aliens. I am a disabled, good person in need 2116 01:54:15.239 --> 01:54:21.000 of help. Kamala has put many African American men in 2117 01:54:21.159 --> 01:54:25.920 jail for pot while she smoked. See this is not 2118 01:54:26.000 --> 01:54:28.000 about you, bro, this is not very good. 2119 01:54:29.279 --> 01:54:32.880 She has the best smile, Tom, I don't for the 2120 01:54:32.960 --> 01:54:36.439 computer her cell phone to battering Dine on his phone 2121 01:54:36.520 --> 01:54:38.800 is going to die again. If you want me to 2122 01:54:38.880 --> 01:54:40.119 correct the end, I will. 2123 01:54:41.479 --> 01:54:44.520 It's not a correction, it's an appeal. You're not making 2124 01:54:44.560 --> 01:54:49.880 the right appeal. It's all about Kamala Harris. She has 2125 01:54:49.920 --> 01:54:53.840 the best smile and the worst heart. Please mail her 2126 01:54:53.880 --> 01:54:58.039 phone to save me from eviction. Under Kamala, ninety eight 2127 01:54:58.039 --> 01:55:01.439 percent of my savings are gone. Prayer for us all, 2128 01:55:03.000 --> 01:55:08.840 Please phone or write. Drew Bradford Extended Stay America. Now 2129 01:55:08.840 --> 01:55:13.600 where were you before Extended Stay? 2130 01:55:13.840 --> 01:55:18.359 I was in an apartment in New Providence, and I 2131 01:55:18.399 --> 01:55:23.960 had affordable apartment for twenty five years in Badminster. But 2132 01:55:24.199 --> 01:55:25.720 to Judge threw everybody out. 2133 01:55:28.319 --> 01:55:32.319 Listen, true, I really honest to God, man, I don't 2134 01:55:32.319 --> 01:55:34.720 want you to end up homeless. Do you have social 2135 01:55:35.239 --> 01:55:36.640 Are you on Social Security? 2136 01:55:37.600 --> 01:55:37.800 Yes? 2137 01:55:38.000 --> 01:55:39.680 Disability? 2138 01:55:40.680 --> 01:55:41.880 How much do you get a month? 2139 01:55:43.800 --> 01:55:49.680 I get much about thirteen hundred dollars a month. 2140 01:55:50.399 --> 01:55:52.960 Well, how can you live in New Jersey for thirteen 2141 01:55:53.039 --> 01:55:54.119 hundred bucks a month? 2142 01:55:54.840 --> 01:55:58.399 I can't. That's the point. I'm crippled. I chant at 2143 01:55:58.439 --> 01:56:03.359 a job. I will change. I'll have the librarian. Because 2144 01:56:03.359 --> 01:56:05.079 I don't have a computer. I don't know how to 2145 01:56:05.079 --> 01:56:05.279 do it. 2146 01:56:05.319 --> 01:56:07.640 So do me a favor, Drew. I think you know 2147 01:56:07.720 --> 01:56:10.880 me long enough, and I'm saying this publicly on the air. 2148 01:56:13.920 --> 01:56:18.319 I want you to give have the librarian contact me Kaschina. 2149 01:56:19.039 --> 01:56:25.720 You can give Drew my private my private email, and 2150 01:56:26.119 --> 01:56:30.039 have her give me your username and password, and I 2151 01:56:30.119 --> 01:56:33.079 will go in and change this for you. If she's 2152 01:56:33.119 --> 01:56:35.119 not comfortable with that, tell her. You know me, I'm 2153 01:56:35.119 --> 01:56:37.039 not going to take I don't want to do anything 2154 01:56:37.079 --> 01:56:38.880 except help you make a better appeal. 2155 01:56:39.800 --> 01:56:43.439 Thank you. 2156 01:56:43.439 --> 01:56:44.359 You and I did a. 2157 01:56:44.319 --> 01:56:45.359 Lot of good together. 2158 01:56:46.840 --> 01:56:51.079 Yeah. I just hope. I just hope that you truly 2159 01:56:51.600 --> 01:56:54.880 all joking aside. You've been calling in for years on 2160 01:56:55.000 --> 01:56:58.079 different problems, and in fact my audience knows you, and 2161 01:56:58.119 --> 01:57:02.800 they they kind of make good hearted fun about you, 2162 01:57:02.840 --> 01:57:05.199 know all the problems that all the battles that you've 2163 01:57:05.239 --> 01:57:06.319 taken on in the past. 2164 01:57:06.960 --> 01:57:09.680 But I will say I believe under God we're supposed 2165 01:57:09.680 --> 01:57:15.880 to help people, and so I protected minorities and Patterson children. 2166 01:57:15.960 --> 01:57:19.439 Yeah. Have you ever thought of moving to a more 2167 01:57:20.039 --> 01:57:22.720 reasonable place to live for expense wise? 2168 01:57:23.840 --> 01:57:28.039 Yes, if this case, which is supposed to come myself 2169 01:57:28.439 --> 01:57:30.159 in a couple of years, but I'll be in the 2170 01:57:30.159 --> 01:57:33.880 street by them if it prevails. I'm thinking of moving 2171 01:57:34.720 --> 01:57:38.119 further to the country because Jersey's very expensive. 2172 01:57:38.640 --> 01:57:42.560 Yes, I want to ask another question here about your attorney. 2173 01:57:43.760 --> 01:57:45.680 I want one of my deputies to get a name, 2174 01:57:45.840 --> 01:57:47.880 the name of the attorney and check with him on 2175 01:57:48.000 --> 01:57:55.520 the real, real, honest to God, realistic. I really want 2176 01:57:55.560 --> 01:57:57.840 to know about this attorney if he's really working on 2177 01:57:57.880 --> 01:58:01.079 something for you. Can you give attorney. 2178 01:58:01.840 --> 01:58:04.439 My phone is gonna die, Okay, I don't do. 2179 01:58:04.359 --> 01:58:06.840 Me a favor. Do me a favor, Kachina, Get his 2180 01:58:07.000 --> 01:58:09.479 cell phone number, please, I'm gonna have a D call 2181 01:58:09.600 --> 01:58:11.720 him and get the name of his attorney. In that 2182 01:58:12.039 --> 01:58:14.359 we're gonna call you later when your phone is charged. 2183 01:58:14.560 --> 01:58:17.079 Get his phone number right now before it dies, and 2184 01:58:17.199 --> 01:58:19.239 D let's just talk to his attorney. I want to 2185 01:58:19.239 --> 01:58:23.479 see they're pursuing that personal injury claim and figure out 2186 01:58:23.520 --> 01:58:26.159 what's going on there. And then what else we'll do 2187 01:58:26.359 --> 01:58:32.600 is uh get an you know, give her my email address. 2188 01:58:32.880 --> 01:58:36.199 I want to log into your go fundme and make 2189 01:58:36.239 --> 01:58:41.319 a decent appeal. That's a very bitter appeal. It's talking 2190 01:58:41.319 --> 01:58:45.920 about Kamala Harris. You're blaming her for everything it has 2191 01:58:46.000 --> 01:58:48.640 little or nothing to do with her. At this point, 2192 01:58:50.319 --> 01:58:53.079 you really need to uh you're I know you're bitter 2193 01:58:53.079 --> 01:58:56.720 and upset, but you just need to move past that. 2194 01:58:56.760 --> 01:59:00.000 We just need to get some basic help for you. 2195 01:59:00.880 --> 01:59:10.199 Threeo three seven one three eight two five five Go 2196 01:59:10.279 --> 01:59:14.000 with a sure thing Denver's Best roofer Excel Roofing dot com. 2197 01:59:14.039 --> 01:59:16.079 You don't pay a cent until you're content. 2198 01:59:19.439 --> 01:59:22.640 Time for an insurance check up, free, no obligation comparison 2199 01:59:22.760 --> 01:59:26.319 call Compass Insurance paying too much your coverage at dozens 2200 01:59:26.319 --> 01:59:29.079 of insurance companies find out now three oh three seven 2201 01:59:29.159 --> 01:59:31.960 seven to one help. You'll think you're his only customer 2202 01:59:32.000 --> 01:59:34.239 when you choose Frank durand the real estate Man dot 2203 01:59:34.279 --> 01:59:37.600 com to list your home with Remax Alliance three oh 2204 01:59:37.640 --> 01:59:45.000 three nine two zero sixteen twenty two. Hi, Tom Martino here. 2205 01:59:45.760 --> 01:59:49.680 All right, so we have. 2206 01:59:51.199 --> 01:59:51.840 Of the America. 2207 01:59:52.119 --> 01:59:57.800 We have Mark. Do you want me to mute that? Okay, 2208 01:59:58.119 --> 02:00:01.239 let me mute that. I'm gonna wait for Trump to 2209 02:00:01.279 --> 02:00:05.399 come up. Hold on, let me mute it. Okay. They 2210 02:00:05.479 --> 02:00:08.159 are at the rally. If you go on our YouTube 2211 02:00:08.159 --> 02:00:12.560 feed you'll see it. And god, well, I mean, I 2212 02:00:12.640 --> 02:00:16.439 cannot believe the people that turned out for this, and 2213 02:00:16.920 --> 02:00:20.279 I have I have her. They okay, yeah, she's muted 2214 02:00:20.359 --> 02:00:22.960 right now. Now here's the deal. When he comes out, 2215 02:00:23.000 --> 02:00:24.439 I might have muted. I don't know if we can 2216 02:00:24.479 --> 02:00:27.159 hear it though. The audio is pretty bad. But he's 2217 02:00:27.199 --> 02:00:30.760 about to come out any second here, and they're they're 2218 02:00:30.800 --> 02:00:33.960 like halfway They're not in the front, but they're not 2219 02:00:34.000 --> 02:00:36.079 in the back either. They're kind of halfway through this 2220 02:00:36.239 --> 02:00:38.880 room or maybe in the first quarter of the room. 2221 02:00:39.600 --> 02:00:47.600 And it's they're at the at the hotel and man, 2222 02:00:48.000 --> 02:00:50.399 this I didn't realize what a giant meeting room they have. 2223 02:00:50.960 --> 02:00:56.640 So welcome. I'm Tom Martine, still taking your calls and 2224 02:00:57.720 --> 02:01:03.079 trying to help people. Meanwhile, about that Drew situation, we 2225 02:01:03.119 --> 02:01:06.359 are contacting his attorney to see if he's really pursuing 2226 02:01:08.159 --> 02:01:11.680 this personal injury case and to see if we can 2227 02:01:11.880 --> 02:01:15.439 help speed that along or see what's going on meanwhile 2228 02:01:16.359 --> 02:01:20.239 this rally. Uh oh, now the video froze up. Maybe 2229 02:01:20.279 --> 02:01:23.720 they had to leave. I don't know. Yeah, okay, well 2230 02:01:23.760 --> 02:01:26.640 Trump is walking out too, just when they when that happened. 2231 02:01:27.159 --> 02:01:29.960 So oh no, it's they're back up again. Hold on, 2232 02:01:30.039 --> 02:01:33.439 hold on, I thought he was walking out anyway. So 2233 02:01:34.079 --> 02:01:37.760 Mark is live. Mark and Sues are live at the rally, 2234 02:01:38.800 --> 02:01:44.039 the Trump rally, and he should be coming out any minute. 2235 02:01:44.079 --> 02:01:45.319 But I don't think we're gonna be able to hear 2236 02:01:45.399 --> 02:01:47.920 him on this connection. It just the connection. Let me hear, 2237 02:01:48.000 --> 02:01:53.720 let me I can unmute it. But it's not it's 2238 02:01:53.720 --> 02:01:55.840 not very good. I don't think as far as the 2239 02:01:55.960 --> 02:02:07.399 sound quality, that's the one problem we have. Okay, So anyway, yeah, 2240 02:02:07.520 --> 02:02:12.840 see you can't really hear. That's because they're so far away, 2241 02:02:12.840 --> 02:02:17.479 I think. But anyway, anyway, that's it. You can watch 2242 02:02:17.520 --> 02:02:19.239 it on YouTube. I'll leave it up there just in 2243 02:02:19.279 --> 02:02:22.880 case he comes out, and I'll mute the sound though, 2244 02:02:22.920 --> 02:02:28.079 because anyway, there we go. I'm Tom Martinez three h 2245 02:02:28.119 --> 02:02:30.840 three seven one three talks seven to one three. Oh, 2246 02:02:30.840 --> 02:02:36.279 there he is. He's there he is. Now people are 2247 02:02:36.279 --> 02:02:42.359 going crazy. They're absolutely going crazy. Are they singing or something? 2248 02:02:42.359 --> 02:02:44.520 I'm trying to figure out what that audio is. That's 2249 02:02:44.560 --> 02:02:47.600 our big problem, is the audio anyway? So I gotta, 2250 02:02:47.680 --> 02:02:52.239 I gotta so people you keep watching. I'm going to 2251 02:02:52.319 --> 02:02:56.239 talk to Kevin with this text I have that came 2252 02:02:56.279 --> 02:03:02.479 in and it says, here, why have we heard anything 2253 02:03:02.520 --> 02:03:06.520 about the case in Colorado Springs with the guy that 2254 02:03:06.720 --> 02:03:10.960 was dying in his car? Yeah, with Phil Long. 2255 02:03:11.880 --> 02:03:12.439 With the mercy. 2256 02:03:12.640 --> 02:03:14.880 We ought to check in with that attorney. I don't 2257 02:03:14.880 --> 02:03:17.359 think we have time today, but thank you. You know 2258 02:03:17.800 --> 02:03:20.520 Phil long Ford really it wasn't it not Ford but 2259 02:03:20.680 --> 02:03:23.319 still long Mercedes or whatever. It was a phill Long dealership. 2260 02:03:23.359 --> 02:03:26.119 Really put the screws to that guy. Tom. 2261 02:03:26.159 --> 02:03:30.640 I was working with him and he says, Rihanna is 2262 02:03:30.680 --> 02:03:32.479 working on it and he'll let me know if there 2263 02:03:32.520 --> 02:03:33.880 are any updates. 2264 02:03:34.279 --> 02:03:38.000 That's good, doc. Thank you. Yeah, because I know there's. 2265 02:03:39.359 --> 02:03:41.000 The deal that they shouldn't have done. I mean that 2266 02:03:41.039 --> 02:03:41.560 should be. 2267 02:03:41.640 --> 02:03:44.399 They should undo the deal. It should be that simple. Actually, 2268 02:03:46.119 --> 02:03:50.199 and somebody else wants to know about if Drew's a 2269 02:03:50.239 --> 02:03:55.239 real character. Yes he is, actually he's been. It has 2270 02:03:55.319 --> 02:03:58.399 to be thirty years he's been calling in because well, 2271 02:03:58.439 --> 02:04:00.680 I'll tell you why. I was on in New York 2272 02:04:01.159 --> 02:04:05.880 WABC as well as many other stations, and it was 2273 02:04:05.920 --> 02:04:11.279 that long ago that he started listening and calling in. Yeah, 2274 02:04:11.319 --> 02:04:16.920 and so he fell on hard times. But the guy's 2275 02:04:16.960 --> 02:04:19.880 always had battles. He is a real person. And if 2276 02:04:19.920 --> 02:04:23.319 you go on to go fund me now, it's really 2277 02:04:23.359 --> 02:04:27.359 a terrible appeal. He hasn't raised a dollar. And the 2278 02:04:27.399 --> 02:04:31.439 way you find him is just Google, not Google search 2279 02:04:31.720 --> 02:04:36.319 within the GoFundMe dot com search Drew Bradford. If you 2280 02:04:36.359 --> 02:04:38.920 want to put a face with his voice, his face 2281 02:04:39.039 --> 02:04:43.119 is on there, Drew Bradford. We have more coming up. 2282 02:04:49.000 --> 02:04:52.239 Go with a sure thing Denver's best rufer excel roofing 2283 02:04:52.359 --> 02:04:52.960 dot com. 2284 02:04:53.000 --> 02:04:55.000 You don't pay a cent until you're content. 2285 02:04:58.399 --> 02:05:01.560 Time for an insurance check up. No obligation in comparison 2286 02:05:01.680 --> 02:05:05.279 call Compass Insurance paying too much your coverage at dozens 2287 02:05:05.279 --> 02:05:08.000 of insurance companies find out now three all three, seven 2288 02:05:08.000 --> 02:05:10.359 to seven to one help. You'll think you're his only 2289 02:05:10.439 --> 02:05:12.920 customer when you choose Frank durand the real estate Man 2290 02:05:12.960 --> 02:05:16.359 dot com to list your home with Remax Alliance three 2291 02:05:16.439 --> 02:05:21.279 all three nine two zero sixteen twenty two. Hi Tom 2292 02:05:21.319 --> 02:05:24.359 Martino here three all three seven to one three talk. 2293 02:05:24.439 --> 02:05:26.840 I have time for some calls, but if you don't 2294 02:05:26.840 --> 02:05:29.359 get him in, that's okay because I have something to 2295 02:05:29.399 --> 02:05:31.880 talk about here with Kevin, and I just wanted to 2296 02:05:31.880 --> 02:05:34.880 bring up real quick here that Mark and sus are 2297 02:05:34.960 --> 02:05:37.279 up at the rally. Leland conways up at the rally. 2298 02:05:37.479 --> 02:05:40.640 He's going to be calling in. I think Ryan's uh 2299 02:05:41.000 --> 02:05:42.800 does he have the helm right after me? Of course he. 2300 02:05:44.640 --> 02:05:45.159 Was Leland. 2301 02:05:45.239 --> 02:05:48.680 Yeah, three thirty three is Leland. And then Jimmy's send 2302 02:05:48.760 --> 02:05:51.640 him singing Burger is at two thirty three. 2303 02:05:52.119 --> 02:05:54.439 And then Dan, of course we'll have his show. Is 2304 02:05:54.720 --> 02:05:55.760 Dan will be at the studio. 2305 02:05:57.279 --> 02:06:01.079 Uh not quite sure yet he has going on, but 2306 02:06:01.199 --> 02:06:03.039 we're okay. 2307 02:06:03.359 --> 02:06:06.600 But in any case, they will be continuing coverage of 2308 02:06:06.800 --> 02:06:09.039 the Trump rally. We were able. We were not able 2309 02:06:09.079 --> 02:06:12.399 to bring much. We saw some video. It's very hard 2310 02:06:12.439 --> 02:06:15.560 to get audio at this point. I think if we're 2311 02:06:15.560 --> 02:06:17.840 going to do this as a reporting kind of thing 2312 02:06:18.039 --> 02:06:19.800 and remote kind of thing, we're gonna have to hook 2313 02:06:19.880 --> 02:06:26.680 up one of those USB mics to the iPhone, you know, 2314 02:06:26.800 --> 02:06:28.760 or to the phone. I mean, that's really the best 2315 02:06:28.760 --> 02:06:34.359 way to do it. Okay, So Kevin keeping cars alive, okay, 2316 02:06:36.319 --> 02:06:38.279 And when we talked about that, we got a lot 2317 02:06:38.279 --> 02:06:42.680 of interest. So this one person wants to know. I'm 2318 02:06:42.680 --> 02:06:46.199 probably more than that. But somebody texted and said, so, basically, 2319 02:06:46.279 --> 02:06:53.159 what you're saying is most rebuilt engines, trainees and transfer 2320 02:06:53.239 --> 02:06:55.439 cases and stuff, we're going to be twenty grand for 2321 02:06:55.640 --> 02:07:00.800 most cars. Yes, so you can basically resurrect a car 2322 02:07:00.840 --> 02:07:03.640 for twenty grand if you find a car. I mean, 2323 02:07:04.439 --> 02:07:06.840 the more I think about it, what else would you do? 2324 02:07:08.039 --> 02:07:11.159 I mean, okay, well, the rest of it's gonna be 2325 02:07:11.159 --> 02:07:13.720 small parts, hoses, radiator things of that thing, you know, 2326 02:07:13.760 --> 02:07:15.159 one hundred bucks, two hundred bucks. 2327 02:07:15.279 --> 02:07:18.319 But then what so if somebody wanted to know, compare 2328 02:07:18.359 --> 02:07:21.960 that to what you can buy for twenty grand. Okay, 2329 02:07:21.960 --> 02:07:24.960 So let's say you have twenty thousand dollars. Can you 2330 02:07:25.199 --> 02:07:28.439 buy a car that would be better than taking a 2331 02:07:28.479 --> 02:07:29.600 car and doing that? 2332 02:07:30.039 --> 02:07:33.079 Well, if you buy it right, you can, sure, but 2333 02:07:33.199 --> 02:07:35.239 I think the majority of them for twenty you're gonna 2334 02:07:35.239 --> 02:07:35.880 have over a hundred. 2335 02:07:35.880 --> 02:07:39.039 There, we're assuming you're going to have the car already, right, 2336 02:07:39.279 --> 02:07:41.680 So you have the car already and you put twenty 2337 02:07:41.720 --> 02:07:43.920 into it, and you don't put it in all at once, 2338 02:07:44.000 --> 02:07:46.680 let's say over three to five years. And now you 2339 02:07:46.760 --> 02:07:49.920 have relatively a new car. So if you have a 2340 02:07:49.920 --> 02:07:53.159 car already that you can sell us, presuming it needs 2341 02:07:53.159 --> 02:07:55.159 that much work, it's going to be worth what five 2342 02:07:55.279 --> 02:07:57.159 or six grand? Yeah, you can have very little value, 2343 02:07:57.199 --> 02:08:00.000 ok so six grand, So so you might have total 2344 02:08:00.399 --> 02:08:04.119 value in this car. So so okay, of twenty six 2345 02:08:04.479 --> 02:08:07.560 But what could you do if you didn't do that 2346 02:08:07.960 --> 02:08:10.439 with the six grand? If you sold this car for 2347 02:08:10.560 --> 02:08:15.000 parts or five grand, take that five grand, what could 2348 02:08:15.079 --> 02:08:18.119 you buy for the same price of twenty to twenty 2349 02:08:18.199 --> 02:08:21.880 five that because you're gonna buy used no matter what, sure, 2350 02:08:21.920 --> 02:08:24.319 and it's gonna have miles on it gon miles, whereas 2351 02:08:24.359 --> 02:08:27.159 the rebuilt tranny and the rebuilt engine will not. 2352 02:08:27.079 --> 02:08:29.119 Have miles on that's the advantage. 2353 02:08:29.239 --> 02:08:32.920 So you really can't buy for the same price a 2354 02:08:32.960 --> 02:08:36.640 comparable car, but you can buy a new one, which 2355 02:08:36.680 --> 02:08:39.479 would give you longer life in a way. I mean, 2356 02:08:39.520 --> 02:08:43.520 it's brand new, but it's not. It's not like you 2357 02:08:43.600 --> 02:08:46.560 have twenty to put down on a new car either, 2358 02:08:47.640 --> 02:08:52.039 because this is assuming you're gonna spend three to five 2359 02:08:52.119 --> 02:08:55.199 years that much money keeping a car a lot going. 2360 02:08:55.479 --> 02:08:58.840 But it doesn't it doesn't preclude you from doing that. 2361 02:09:00.119 --> 02:09:02.000 We used to say, don't put that much money in 2362 02:09:02.039 --> 02:09:05.840 a car. But I'm truly rethinking this right now, in. 2363 02:09:05.720 --> 02:09:07.680 The right situation. It's a great idea. 2364 02:09:07.800 --> 02:09:11.600 I have a saying that math doesn't lie right, but 2365 02:09:11.720 --> 02:09:14.520 I think it's really important that before you do that, 2366 02:09:14.560 --> 02:09:18.039 the body's got to be in good shape, and everything 2367 02:09:18.079 --> 02:09:20.880 else is minor, as you said, breaks and everything. I mean, 2368 02:09:20.920 --> 02:09:23.359 if you want to be really stupid about this, let's 2369 02:09:23.359 --> 02:09:25.119 say you have a car that needs an engine and 2370 02:09:25.159 --> 02:09:27.920 transmission over the next three to five years. Engine and 2371 02:09:27.920 --> 02:09:30.399 transmission and transfer case, so you do all that for 2372 02:09:30.479 --> 02:09:34.159 twenty did we say about twenty, so now you got 2373 02:09:34.159 --> 02:09:37.279 twenty into it, twenty five even let's say no, twenty 2374 02:09:37.399 --> 02:09:41.760 twenty twenty is a good price. Now let's say other components, 2375 02:09:42.119 --> 02:09:46.680 tires and all that. Let's be ridiculous. So let's say 2376 02:09:47.520 --> 02:09:54.439 twenty five. For all these miscellaneous components, you in essence 2377 02:09:56.840 --> 02:10:00.520 have a refurbished almost a new car for half for 2378 02:10:00.600 --> 02:10:03.680 twenty for half of probably what it would retail. So 2379 02:10:03.880 --> 02:10:05.520 do the math, and if you can do it for 2380 02:10:05.600 --> 02:10:09.680 fifty percent in a three to five year period. Mathematically, 2381 02:10:09.680 --> 02:10:13.039 it's not that bad. Okay, now, YouTubers, remember, I'm going 2382 02:10:13.079 --> 02:10:16.520 to sign on a new feed and do an experiment 2383 02:10:16.560 --> 02:10:19.279 with you guys, so stick around. I'm Tom Martino Peeble. 2384 02:10:19.720 --> 02:10:22.279 Join me Monday, and remember, save all your problems for me.