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<v Speaker 2>Thank you, John.

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<v Speaker 1>It is six oh five here at Kentucky and it's

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<v Speaker 1>Morning News with Nick Coffee on News Radio eight forty whas,

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<v Speaker 1>Good morning, Kentucky. Anda going to be another hot one today,

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<v Speaker 1>so be prepared. And the humidity is already thickest can

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<v Speaker 1>be outside. We started the show this morning mentioning that,

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<v Speaker 1>so this is still very new to me as far

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<v Speaker 1>as starting my day as early as I do now

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<v Speaker 1>with this being the new gig, But I don't remember

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<v Speaker 1>in previous years where I would get up even much

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<v Speaker 1>later than when I get up now, and it just

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<v Speaker 1>be as humid as it is outside. So just be

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<v Speaker 1>prepared for that, everybody. And again if you just this

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<v Speaker 1>is just good tips to put out there. Not that

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<v Speaker 1>I'm an expert by any means, but sometimes just replacing

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<v Speaker 1>the filter in your in your system at home can

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<v Speaker 1>go a long way, just because I would imagine just

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<v Speaker 1>with how hot it is, there's a good chance that

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<v Speaker 1>your your system is running more often than it typically

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<v Speaker 1>does because again it's got to keep up with what

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<v Speaker 1>you want to set it at.

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<v Speaker 2>So anyways, be prepared for that. All right.

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<v Speaker 1>We did get an update from Roriyo and Elim INBC

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<v Speaker 1>News as far as the death total currently in Texas

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<v Speaker 1>now over one hundred is the confirmed one four as

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<v Speaker 1>of last night as the amount of people who have

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<v Speaker 1>been killed with the flood that took place in the

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<v Speaker 1>Guadalupe River in Texas, and there are still forty others

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<v Speaker 1>missing as they're looking and trying to find what they

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<v Speaker 1>hope would be those who've been able to survive, but

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<v Speaker 1>that of course doesn't look doesn't look promising at this point, but.

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<v Speaker 2>Just a tragic situation.

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<v Speaker 1>I really can't put myself in the shoes of someone

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<v Speaker 1>that was in that situation at that time. I mean,

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<v Speaker 1>I don't even like to think about what I would do.

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<v Speaker 1>But sometimes I just think it's the human instinct where

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<v Speaker 1>you think, wow, this person had to take action and

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<v Speaker 1>did it quickly, and they saved not only maybe their life,

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<v Speaker 1>but they saved somebody else's life. I mean, I think

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<v Speaker 1>we would like to think that if we were one,

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<v Speaker 1>if we were trained professionals, and that's really what we

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<v Speaker 1>signed up for. Like the Coast Card, the young twenty

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<v Speaker 1>six year old gentleman who is a hero. His leadership

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<v Speaker 1>with the Coastguard helps save I think it was one

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<v Speaker 1>hundred and sixty five lives. So you know, it's one

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<v Speaker 1>thing to know if you'd be able to be in

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<v Speaker 1>that position, if you are someone in the service, but

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<v Speaker 1>even look, if you're just I mean, if you're an

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<v Speaker 1>average Joe and you end up realizing, Okay, I mean,

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<v Speaker 1>I think we all hope that instincts would kick in,

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<v Speaker 1>but you really just never know. But this story about

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<v Speaker 1>a hero who did not survive is it's something for

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<v Speaker 1>lack of a better word, So this is a twenty

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<v Speaker 1>seven year old named Julian Ryan who saved his entire

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<v Speaker 1>family from the rushing floodwaters after he punched out a

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<v Speaker 1>glass window, but he ended up not surviving because of

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<v Speaker 1>his heroic his heroic.

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<v Speaker 3>Act, and the house got flooded. So in order to

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<v Speaker 3>save his family, he broke a window to get him out,

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<v Speaker 3>and while he was doing that, he cut off an

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<v Speaker 3>artery and his arm. He got his family to safety,

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<v Speaker 3>but unfortunately he he bled to death.

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<v Speaker 2>It just started pouring in.

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<v Speaker 3>We had to fight the door to get it closed.

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<v Speaker 3>He had lost all of it, all all his blood.

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<v Speaker 2>He looked at me and the kids and my mother

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<v Speaker 2>in law and he's sorry, I'm not gonna make it.

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<v Speaker 1>So, I mean, just a I mean a hero. He

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<v Speaker 1>saved his family's life, but with him breaking the glass

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<v Speaker 1>to to help get them out of out of harm's way,

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<v Speaker 1>he ended up cutting that artery and he and man,

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<v Speaker 1>I just just just the chilling that was his by

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<v Speaker 1>the way, that was his fiance who you heard there

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<v Speaker 1>at the at the end of the of the clip

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<v Speaker 1>from CBS News, And I mean he knew and he

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<v Speaker 1>did he wasn't going to make it. And I just

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<v Speaker 1>trying to process that as I as I try to

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<v Speaker 1>put myself and this is what I do oftentimes, I

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<v Speaker 1>try to put myself on the shoes of others and

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<v Speaker 1>try to just think, Man, I don't know how what

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<v Speaker 1>I would do if that was me.

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<v Speaker 3>Uh.

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<v Speaker 1>I mean, not only is he a hero, and he

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<v Speaker 1>probably wasn't thinking. He clearly wasn't thinking about it self.

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<v Speaker 1>He was thinking about what, you know, what he whatever

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<v Speaker 1>he could do to try to save the lives of

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<v Speaker 1>his of his family, and he did exactly that. But

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<v Speaker 1>also that cost him his life. And it's not just

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<v Speaker 1>what he did, I mean, think about what that would

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<v Speaker 1>do to his family. I mean, obviously I'm sure they're

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<v Speaker 1>they're fortunate to be alive, but what a tragic situation

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<v Speaker 1>all the way around. So again this is uh, this

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<v Speaker 1>is just it's awful again. I'm I'm I got some

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<v Speaker 1>word vomit going on here. I'm spinning my wheels, as

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<v Speaker 1>I say, sometimes because I'm not really sure how to

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<v Speaker 1>how to discuss it other than just acknowledging that it is,

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<v Speaker 1>in fact, just a tragic situation all the way around.

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<v Speaker 1>All Right, we got an update of traviicking weather coming

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<v Speaker 1>your way, Matt Melosovich. We'll get the latest with his

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<v Speaker 1>forecast from w LK WHY. Bobby Ellis will tell us

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<v Speaker 1>the latest when it comes to traffic. As I'm looking

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<v Speaker 1>here at wk WHY, it looks like we do have

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<v Speaker 1>some some some traffic early on here, so we'll get

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<v Speaker 1>the latest on that. And then if you're somebody that

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<v Speaker 1>is still trying to pay off student loans, which I've

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<v Speaker 1>been there before, I get it. Uh, there's now some

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<v Speaker 1>issues as far as knowing exactly what you owe. So

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<v Speaker 1>that progress counter that was there for you for a

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<v Speaker 1>while to kind of see the progress you're making to

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<v Speaker 1>of course get your debt paid off for student loans.

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<v Speaker 1>Right now, nobody seems to know where they stand, which

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<v Speaker 1>could be an issue we'll talk about the latest on

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<v Speaker 1>that in just a few minutes right here our news

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<v Speaker 1>radioate forty whas. So those of you who have defaulted

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<v Speaker 1>student loans, you could have your wages garnished. Yes, that's

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<v Speaker 1>a real thing. And apparently there are millions of borrowers

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<v Speaker 1>who have defaulted on student loans that this summer, at

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<v Speaker 1>some point, the expectation is that they will start to

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<v Speaker 1>have money taking out of their paycheck. It is six

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<v Speaker 1>fifteen here at Kentucky and it's morning news on News

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<v Speaker 1>Radio eight forty whas Nick Coffee with me, John all

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<v Speaker 1>On alongside today and of course Scott Fitzgerald, John Shannon alongside.

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<v Speaker 1>We've got the full crew here. But when it comes

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<v Speaker 1>to student loans, if you are somebody that has been

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<v Speaker 1>made aware and you are thinking, oh, oh, I really

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<v Speaker 1>need to get this taken care of, because I don't

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<v Speaker 1>want my paycheck to start looking dinner because I've I've

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<v Speaker 1>just let this linger and just assumed that I would maybe.

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<v Speaker 2>Never have to pay it back. Whatever your situation is.

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<v Speaker 1>I mean, I think the first step in addressing something

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<v Speaker 1>that you owe money on would be to you know,

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<v Speaker 1>know exactly what you owe so you can see what

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<v Speaker 1>maybe you can put together to at least catch up

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<v Speaker 1>or maybe get it paid off completely. But the Department

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<v Speaker 1>of Education had a way of keeping track of where

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<v Speaker 1>student debtors were in their progress towards cancelation, and for

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<v Speaker 1>some reason they've now temporarily removed what is I guess

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<v Speaker 1>the progress counter within that portal. So this means there

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<v Speaker 1>are borrow borrowers right now that have no idea where

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<v Speaker 1>they stand on the progress they've made. And technically it

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<v Speaker 1>is whoever you borrow money from, I feel like it's

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<v Speaker 1>on them to also to let you know sort of

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<v Speaker 1>where you stand. But also, you know, it is a

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<v Speaker 1>little bit confusing here because there are certain It's not

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<v Speaker 1>quite like, hey, you borrowed fifty bucks from your relative,

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<v Speaker 1>and that's just what it is.

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<v Speaker 2>I mean, there's there's interest, and there's.

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<v Speaker 1>There's certain things you qualified to probably get some assistance

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<v Speaker 1>on that debt that maybe others wouldn't qualify for.

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<v Speaker 2>But yeah, just be prepared.

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<v Speaker 1>I mean, I'm sure there, I'm sure there are many

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<v Speaker 1>that have an outstanding student loan that they just have

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<v Speaker 1>come because there was a break on it. Right there

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<v Speaker 1>was a time where you didn't have to pay on

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<v Speaker 1>it during the pandemic. I don't remember how long that

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<v Speaker 1>actually lasted, but that could have led to people just

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<v Speaker 1>deciding they were gonna, you know, or maybe maybe times

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<v Speaker 1>are just hard financially to where they don't have the

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<v Speaker 1>ability and it's not a priority as far as paying

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<v Speaker 1>their bills and whatnot. But yes, the US Department of

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<v Speaker 1>Education resumed collections on defaulted federal student loans earlier this

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<v Speaker 1>year in May, and wage garnishment notices will apparently be

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<v Speaker 1>sent out to five point three defaulted five point three

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<v Speaker 1>million defaulted borrow were starting later this summer, with collections

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<v Speaker 1>likely to begin in the fall. So as of May fifth,

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<v Speaker 1>twenty twenty five, about two hundred thousand borrowers received thirty

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<v Speaker 1>day notices for the Treasury offset program. And that's another

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<v Speaker 1>thing that is worth mentioning, is that there is a

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<v Speaker 1>there's yeah, let's see it. So let me make sure

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<v Speaker 1>I've got it correct here, But the how do they

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<v Speaker 1>describe it? The Department of Education has a plan where

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<v Speaker 1>you get it's the PSFL. It is the Public Service

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<v Speaker 1>Loan Forgiveness Program, which allows the government and nonprofit work

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<v Speaker 1>government and nonprofit workers to have student loans forgiven after

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<v Speaker 1>ten years of payments. So currently the changes in this

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<v Speaker 1>in this program are that you could disqualify organizations from

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<v Speaker 1>the eligibility if they engage in legal activities as determined

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<v Speaker 1>by the Education Department Secretary. So if you are somebody

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<v Speaker 1>that has violated immigration laws, you know you've got other

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<v Speaker 1>I guess criminal situations going on, you could then maybe

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<v Speaker 1>not qualify. But that's an example as to why it's

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<v Speaker 1>not just like keeping. Not only would it be important

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<v Speaker 1>to note how much you owe on student loans, but

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<v Speaker 1>also it can be confusing because again, you may qualify

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<v Speaker 1>for something that gives you assistance, you may qualify for

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<v Speaker 1>something that makes it to where if you've been paying

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<v Speaker 1>for ten years, then you're just you're good to go.

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<v Speaker 1>But I will tell you this, what it with with

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<v Speaker 1>the current economy, would it cost to go to college?

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<v Speaker 1>If you just go straight up student loans and you

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<v Speaker 1>don't have any assistance, you're not paying out of pocket?

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<v Speaker 1>I mean, look, getting an education there's not only not

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<v Speaker 1>only is that a good investment for a lot of

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<v Speaker 1>people as far as just having a productive life with

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<v Speaker 1>a good career, but also I think there's a lot

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<v Speaker 1>of personal I mean I think graduating college is a

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<v Speaker 1>big accomplishment that people should feel great about. But when

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<v Speaker 1>it comes down to just thinking, like big picture projecting,

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<v Speaker 1>which is hard to project the future, But is it

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<v Speaker 1>a good investment to just go ahead and put yourself

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<v Speaker 1>in a ton of debt for one year? Why you

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<v Speaker 1>still try to figure it out? Because there's so many

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<v Speaker 1>people that end up with a student loan for a

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<v Speaker 1>year of college that they just thought, Okay, I got

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<v Speaker 1>to go to college right now because high school's over,

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<v Speaker 1>and they wasted not only a year, because they ended

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<v Speaker 1>up realizing when they didn't need college as far as

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<v Speaker 1>what they wanted to do, or maybe they got into

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<v Speaker 1>a trade, whatever it may be, and not only did

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<v Speaker 1>you waste a year, but like you put yourself in

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<v Speaker 1>a lot of debt, I just think you'll see more PEP.

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<v Speaker 1>Like I would not be shocked if the high school

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<v Speaker 1>graduating class that just wrapped up high school, other than

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<v Speaker 1>those of course that already have plans, but like if

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<v Speaker 1>you were somebody that really didn't know what you wanted

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<v Speaker 1>to do, it wouldn't shock me if you are thinking, okay,

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<v Speaker 1>I'm actually going to take a year off, And some

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<v Speaker 1>people say that just to buy time and enjoy life

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<v Speaker 1>without having to go to school.

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<v Speaker 2>And I'm sure that'll be a factor as well.

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<v Speaker 1>But another factor I think is going to be, Hey,

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<v Speaker 1>before I sign up to put myself in all this debt,

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<v Speaker 1>I don't have a clue what I want to do.

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<v Speaker 1>I really do, I really want to go to college.

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<v Speaker 1>Let me take a year or two to figure out

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<v Speaker 1>which direction I want to go, and maybe by that

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<v Speaker 1>point it's not as scary to put yourself in that

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<v Speaker 1>amount of debt in this economy. All right, we got

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<v Speaker 1>an update of traving weather coming your way. Bobby Ellis,

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<v Speaker 1>we'll give you the latest on traffic. Matt Melosavich WK why,

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<v Speaker 1>we'll tell us today's forecast. And we've got an other

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<v Speaker 1>sports update coming your way with Scott Fitzgiald right here

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<v Speaker 1>on news radio eight forty WHAS. Thank you very much,

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<v Speaker 1>John Shannon. It is six thirty five here Kentucky in

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<v Speaker 1>this morning news with Nick Coffee on News Radio eight

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<v Speaker 1>forty whas. Take us with you wherever you go. Listen

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<v Speaker 1>live at whas dot com. You can also listen live

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<v Speaker 1>on the iHeartRadio apps. So the Crystal Rogers case continues

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<v Speaker 1>as we now are expecting or expecting. I mean, let's

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<v Speaker 1>see here, I want to make it how many days.

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<v Speaker 1>I feel like this has gone on for a month.

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<v Speaker 1>I could be wrong here. I believe yesterday was the

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<v Speaker 1>eighth or ninth day, But closing arguments were heard yesterday

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<v Speaker 1>and jurors are set to begin deliberating today, So that

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<v Speaker 1>is the just as far as just the schedule here,

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<v Speaker 1>but as far as yesterday and what we heard from

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<v Speaker 1>and again we didn't hear it. And I know I've

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<v Speaker 1>said this many times, but the no technology allowed in

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<v Speaker 1>this trial is I guess not that uncommon for cases

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<v Speaker 1>like this, but I feel as if I've got very

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<v Speaker 1>good information. I feel like I've been caught up with

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<v Speaker 1>every step of it. One because I'm interested, and I'm

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<v Speaker 1>certainly looking and actively trying to get as much info

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<v Speaker 1>as possible, just because one my job also the interest level.

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<v Speaker 1>But those that are there covering it, they are probably

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<v Speaker 1>I mean, if you're a young reporter working for one

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<v Speaker 1>of these news stations, your coverage here is probably different

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<v Speaker 1>than maybe anything you've ever done as far as just

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<v Speaker 1>there's quite literally no technology allowed at all to where

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<v Speaker 1>it's just you jotting down notes. But again those who've

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<v Speaker 1>covered it. I feel like I've done a pretty good job.

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<v Speaker 1>But again closing argument, closing arguments for yesterday, and prosecutor

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<v Speaker 1>coming out strong saying Brooks howck In his accomplice here,

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<v Speaker 1>I guess his co defend and I should say loss

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<v Speaker 1>In that they're murderers, And they paint the picture essentially

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<v Speaker 1>of how CAUs this calculated businessman who conveniently forgets his

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<v Speaker 1>whereabouts July third, which was the night she went missing.

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<v Speaker 1>And they also tied Joseph Lawson to the cover up,

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<v Speaker 1>accusing him of moving Roger's car to hide the crown.

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<v Speaker 1>These are all things that you knew about as far

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<v Speaker 1>as the prosecution's claims, and I guess they're just reiterating

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<v Speaker 1>that in closing arguments, and as you could expect, the defense,

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<v Speaker 1>they're reiterating that these two are completely innocent loss In

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<v Speaker 1>and how and they are emphasizing the case being built

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<v Speaker 1>on shaky theories, no hard evidence, and continue, as they

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<v Speaker 1>rightfully should, point out that there's no DNA or physical

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<v Speaker 1>evidence that links these guys to her disappearance at all,

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<v Speaker 1>despite decades a decade of searching. So I just think

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<v Speaker 1>it's going to come down to the jury deciding are

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<v Speaker 1>they are they willing to say, yes, we find these

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<v Speaker 1>these two guilty despite their being no physical evidence. But

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<v Speaker 1>there's just there's no way that all this is coincidence.

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<v Speaker 1>And also there's I mean, I think some of the testimony,

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<v Speaker 1>I mean, I guess you'd have to be someone that

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<v Speaker 1>just assumes that that somebody under oath would lie. And

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<v Speaker 1>and again I've never been on a jury before, probably

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<v Speaker 1>never will certainly in a case this of this magnitude,

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<v Speaker 1>just because these are rare. But if someone is testifying,

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<v Speaker 1>and they are, they are providing testimony that is of

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<v Speaker 1>course to benefit the prosecution. You know, maybe where you

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<v Speaker 1>would think that maybe they are being untruth untruthful would

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<v Speaker 1>be that they are cooperating because of a deal. They've

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<v Speaker 1>got an incentive to say what the prosecution wants them

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<v Speaker 1>to say, because with their testimony, they're they're avoiding further

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<v Speaker 1>punishment for something they did. But if it's not somebody

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<v Speaker 1>that's facing any kind of charge and they're testifying, what

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<v Speaker 1>do they have to gain about about lying? Now again,

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<v Speaker 1>if you're the defense, I'm sure you've got a prepared

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<v Speaker 1>answer and saying, well, it's just because these people have

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<v Speaker 1>been brainwashed because of all the coverage, all the media everything.

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<v Speaker 1>You know, everybody these two are innocent, but there's no proof,

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<v Speaker 1>and now people just assume.

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<v Speaker 2>That these guys are guilty.

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<v Speaker 1>So again, I've keep trying to put myself in the

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<v Speaker 1>shoes of those that are that are on the jury,

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<v Speaker 1>and that's impossible to do because it's not just what

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<v Speaker 1>you know, the defense is saying and what the prosecution

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<v Speaker 1>is saying, because again the coverage of it has provided

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<v Speaker 1>great details, but how you say it.

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<v Speaker 2>Can go a long way.

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<v Speaker 1>And if you're in a court room, I mean again,

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<v Speaker 1>lawyers are I mean that's what that's their job is

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<v Speaker 1>to not only present facts and you know, present either.

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<v Speaker 1>If you're somebody that's defending somebody that's up for a

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<v Speaker 1>charge like this, not only are are you there to

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<v Speaker 1>put together the best defense that you can, but you

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<v Speaker 1>got to execute. You got to deliver that defense to

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<v Speaker 1>a jury to where in which they hesitate to think

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<v Speaker 1>if there's enough evidence to say, yes, we as a

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<v Speaker 1>jury find this person guilty. But again, we'll find out

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<v Speaker 1>soon enough. And I know this is probably one of

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<v Speaker 1>the biggest cases, biggest trials we've had in Kentucky.

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<v Speaker 2>In quite some time.

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<v Speaker 1>As far as just national interest, due to the fact

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<v Speaker 1>that this has been ten years, there have been countless

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<v Speaker 1>TV shows that have featured all the true crime stuff

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<v Speaker 1>out there, so we'll find out soon enough. All Right,

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<v Speaker 1>it is six point forty here at news Radio eight

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<v Speaker 1>forty whs. Let's get an update on the traffic out

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<v Speaker 1>there in the Kentucky and area with Bobby Ellison. We'll

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<v Speaker 1>get an update on Matt Melosovitch's forecast from Woky right

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<v Speaker 1>here on news Radio A forty whas. It is six

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<v Speaker 1>forty eight here Kentucky and is Morning News with Nick

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<v Speaker 1>Coffee on NewsRadio eight forty whaa. If you are getting

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<v Speaker 1>ready to head out of here via airline, you're gonna

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<v Speaker 1>head to the airport and leave, I have some good

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<v Speaker 1>news for you. I don't know if it's in effect

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<v Speaker 1>just yet, but I did see somebody sharing yesterday that

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<v Speaker 1>their experience was this isn't place as of now, but

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<v Speaker 1>you will no longer have to take your shoes off

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<v Speaker 1>to go through airport security. So I guess this is

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<v Speaker 1>not every airport, but many airports will no longer require

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<v Speaker 1>you to take your shoes off to go through the

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<v Speaker 1>security checkpoint. So the TSA, they're quietly rolling out what

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<v Speaker 1>is believed to be a big game changer as far

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<v Speaker 1>as just speeding up the process because they're gonna let

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<v Speaker 1>travelers keep their shoes on.

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<v Speaker 2>Again.

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<v Speaker 1>I don't know if that's here in Louisville, but there's

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<v Speaker 1>many airports here, mostly the big market's Baltimore, Washington, Laguardy,

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<v Speaker 1>Lax Philadelphia, Fort Lauderdale. So I don't know if it's

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<v Speaker 1>happened just yet here at Louisville, but if so, I

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<v Speaker 1>can imagine that we'll speed some things up. So it's

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<v Speaker 1>just I mean, it's been two decades now since you've

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<v Speaker 1>been required to take your shoes off at the airport

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<v Speaker 1>when you go through, and it's due to Richard Reid,

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<v Speaker 1>who in two thousand and six was labeled as the

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<v Speaker 1>shoe bomber who attempted to blow up a plane with

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<v Speaker 1>an explosive that was hidden inside of his shoes. But

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<v Speaker 1>I mean, I think maybe I'm exaggerating here, but I

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<v Speaker 1>feel like if that's not a process for anybody anymore

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<v Speaker 1>to where you don't have to take your shoes off,

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<v Speaker 1>even if they're sandals, not only I mean, I think

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<v Speaker 1>that could speed up the security process substantially at the airport.

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<v Speaker 1>And it's not that like everybody takes a long time

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<v Speaker 1>to get their shoes off, but again, even I mean

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<v Speaker 1>the amount of people that go through that line if

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<v Speaker 1>you just trim off let's say five to ten seconds,

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<v Speaker 1>which let me tell you, for me, with my kids

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<v Speaker 1>and my daughter not wanting to ever take her shoes off,

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<v Speaker 1>I mean, it was longer than that for us as

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<v Speaker 1>far as just the added time to get through security,

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<v Speaker 1>knowing that everybody's got to have their shoes off and

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<v Speaker 1>they've got to be in one of those bins. So

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<v Speaker 1>let's just say it's five to ten seconds that you

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<v Speaker 1>are that you are saving. That goes a long way

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<v Speaker 1>with the with just the overall process of how many

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<v Speaker 1>people come through at that time.

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<v Speaker 2>So there you go. Good news.

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<v Speaker 1>I mean, Airport travel can be I mean I say

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<v Speaker 1>it all the time. Airport's are the most helpless place

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<v Speaker 1>in America, probably not just America, probably across the world.

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<v Speaker 2>At times.

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<v Speaker 1>You can have a good experience, you can have a

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<v Speaker 1>terrible experience, and you really just never know. But if

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<v Speaker 1>we no longer have to take our shoes off, I

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<v Speaker 1>think that can only be a positive and it won't stink.

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<v Speaker 1>I mean we've all been there, right, somebody that just

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<v Speaker 1>you know, they didn't remember they were gonna have to

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<v Speaker 1>take their shoes off in front of a bunch of people,

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<v Speaker 1>and they stink. All right, we've got trapping in weather

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<v Speaker 1>updates coming your way also, Scott, we'll come back with

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<v Speaker 1>another sports update here in just four minutes, so stick

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<v Speaker 1>with us right here, Kazuchiyana's morning news News.

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<v Speaker 2>Ready to wait forty whas