WEBVTT 1 00:00:00.520 --> 00:00:09.640 Yeah, dum, you need advice? 2 00:00:09.679 --> 00:00:15.279 Who you don't have? Come running as a can. 3 00:00:16.440 --> 00:00:17.719 Shooter's gonna help. 4 00:00:18.000 --> 00:00:20.800 Come, man, this is. 5 00:00:20.760 --> 00:00:27.120 The Troubleshooter Show. No tell Martinez. Hey, welcome to the show. 6 00:00:27.359 --> 00:00:31.199 What's going on in your life? This is a beautiful Monday, 7 00:00:31.519 --> 00:00:34.159 and we're gonna start off the week. I hope solving 8 00:00:34.200 --> 00:00:38.000 your problems, answering your questions, taking your complaints we have. 9 00:00:38.479 --> 00:00:43.039 It's we see in the studio it's Wednesday. It's what day? Wednesday? 10 00:00:44.520 --> 00:00:47.320 Oh my god, it is Wednesday. I'm sorry, Mark, that's 11 00:00:47.359 --> 00:00:49.759 all right. I can't believe I said that. Now I'm 12 00:00:49.799 --> 00:00:51.479 never gonna hear the end of it. You know, the 13 00:00:51.479 --> 00:00:53.960 Biden jokes just now now they've let up a little 14 00:00:53.960 --> 00:00:55.920 on the Biden jokes, so people feel sorry for him. 15 00:00:55.920 --> 00:00:58.439 But okay, it is Wednesday. I said, a beautiful Monday. 16 00:00:58.719 --> 00:01:01.920 Uh it's Monday for me because as always, Marcus Suzanne 17 00:01:01.960 --> 00:01:03.960 pick up the slack for me. Uh, I went with 18 00:01:04.040 --> 00:01:08.920 my health challenges and uh, I don't want to belabor this. 19 00:01:09.000 --> 00:01:10.599 I just want to say I couldn't have gone through this, 20 00:01:11.159 --> 00:01:15.480 absolutely not. Everything would have gone away without Marcus Susanne. Absolutely, 21 00:01:15.519 --> 00:01:20.000 we appreciate it. Posively. No, I could have never ever 22 00:01:20.359 --> 00:01:23.560 ever gone through this and and had a and had 23 00:01:23.599 --> 00:01:28.040 an operation. So and Deputy D. He absolutely agrees. You know. 24 00:01:28.120 --> 00:01:29.920 One of the first things Deputy D said to me 25 00:01:30.280 --> 00:01:33.239 when he started volunteering and helping us with a lot 26 00:01:33.280 --> 00:01:36.920 of great cases. Very smart guy. We we were Wow, 27 00:01:37.159 --> 00:01:41.319 well waited win it? Yeah what very smart guy? 28 00:01:41.359 --> 00:01:43.280 You set him? 29 00:01:44.239 --> 00:01:46.640 Yeah? Oh oh, so listen, you know what he said. 30 00:01:46.640 --> 00:01:47.959 One of the first things, when do I get to 31 00:01:47.959 --> 00:01:50.280 meet Mark? And I'm thinking, come on, man, you got 32 00:01:50.280 --> 00:01:54.719 the mac daddy here? Huh huh you know that beautiful 33 00:01:54.760 --> 00:01:57.640 mac daddy host? Oh what's that? 34 00:01:58.560 --> 00:01:59.920 He said? That's what all the ladies say. 35 00:02:01.120 --> 00:02:04.319 Well, we got to hook him up. And Mike, do 36 00:02:04.400 --> 00:02:05.280 I have to meet Mark? 37 00:02:05.319 --> 00:02:07.239 Wow? 38 00:02:07.280 --> 00:02:09.800 Do I have to meet Mark? Death's Deputy Dot? And 39 00:02:09.840 --> 00:02:15.479 then we have I Okay, So the dad starts graven 40 00:02:15.520 --> 00:02:17.680 as Larry works with his dad, Larry goes off on 41 00:02:17.719 --> 00:02:21.960 his own in the eighties, and uh, Nick was brought 42 00:02:22.000 --> 00:02:26.719 up in the business. We're talking about Gravina's window siding doors. 43 00:02:27.560 --> 00:02:32.439 So Nick, here's what I want to know. Was it 44 00:02:32.560 --> 00:02:36.960 a conscious decision to go into the business or was 45 00:02:37.000 --> 00:02:40.159 it assumed? Or tell me how that worked. 46 00:02:41.240 --> 00:02:45.719 You know, truthfully, I was in college and uh, when 47 00:02:45.719 --> 00:02:47.520 I graduated, trying to find a job and at the 48 00:02:47.520 --> 00:02:50.120 time I cut it, and so, you know, I was 49 00:02:50.159 --> 00:02:52.759 just working for him to you know, temporarily to try 50 00:02:52.759 --> 00:02:54.439 to find a job, and then it just never really 51 00:02:55.479 --> 00:02:57.520 come to fruition. So I just ended up kind of 52 00:02:58.000 --> 00:03:00.840 hanging out and then uh, you know, kind of morphed 53 00:03:00.840 --> 00:03:02.800 in and then I started doing well and started kind 54 00:03:02.800 --> 00:03:06.719 of engaging, and then you know, just kind of turned 55 00:03:06.719 --> 00:03:07.319 into what it is. 56 00:03:07.960 --> 00:03:10.719 Yeah, you know, you learned a lot many. 57 00:03:11.800 --> 00:03:14.879 With us. Hey, give us a health update, you get 58 00:03:14.879 --> 00:03:21.560 a sec Okay, now, NISI is wants to talk about 59 00:03:22.000 --> 00:03:25.039 a company job. I'm not sure what we're Nissie, take 60 00:03:25.080 --> 00:03:26.680 it away. What is what's going on with you? 61 00:03:28.039 --> 00:03:32.479 I got a message through directly on my cell phone 62 00:03:32.840 --> 00:03:36.400 about a job possibility, and I said, yes, I'm interested. 63 00:03:36.479 --> 00:03:41.800 That just did it just randomly showed up correct randomly. 64 00:03:41.919 --> 00:03:44.360 Hi, my name is Christina. I have a job opportunity, 65 00:03:44.439 --> 00:03:47.439 Da da da da. So I followed through. I said, yes, 66 00:03:47.439 --> 00:03:49.719 I'm interested. Who's the company? And then next thing you know, 67 00:03:49.759 --> 00:03:52.240 I get what's that message from a lady named Amy 68 00:03:52.240 --> 00:03:55.039 who said Christina told us. You're interested, I said, yes, 69 00:03:55.039 --> 00:03:55.680 tell me more. 70 00:03:56.479 --> 00:03:56.560 So. 71 00:03:56.719 --> 00:04:01.960 They call it a product marketing assistant. And what I 72 00:04:01.960 --> 00:04:05.759 would do was go in and rate products to try 73 00:04:05.759 --> 00:04:10.280 and I guess boost you know this item's marketability. I 74 00:04:10.319 --> 00:04:13.719 would get paid a commission for that. Now what happened 75 00:04:13.759 --> 00:04:15.400 on day one is I got a one hundred dollars 76 00:04:15.479 --> 00:04:18.000 sign on bonus and that went into the work wallet. 77 00:04:18.040 --> 00:04:19.600 At the end of the day I withdraw it. It 78 00:04:19.639 --> 00:04:22.680 came to my account being legit. Day two, sure, you 79 00:04:22.720 --> 00:04:26.519 have to start off again. So as I'm raising these products, 80 00:04:26.600 --> 00:04:28.079 you have to have enough money. 81 00:04:27.920 --> 00:04:30.160 In your work Now, how did you I was going 82 00:04:30.240 --> 00:04:33.319 to ask you what kind of products that's all over 83 00:04:33.360 --> 00:04:35.480 the board or were they very specific? 84 00:04:36.680 --> 00:04:39.680 Now they were products that you would see on Amazon, skirts, 85 00:04:39.800 --> 00:04:46.040 purses of okay, pgs, et cetera. Anything, okay, all right, 86 00:04:46.319 --> 00:04:48.560 I would go and I'd rate these And then I 87 00:04:48.600 --> 00:04:52.600 got to day three where they do it based on 88 00:04:52.759 --> 00:04:55.759 a teer. So the more money you have in the wallet, supposedly, 89 00:04:55.800 --> 00:04:59.199 the higher earnings you can make because you'll get the 90 00:04:59.279 --> 00:05:01.560 offer to raise higher priced items. 91 00:05:02.839 --> 00:05:06.240 It already so horrible. It just sounds pretty scammy to me, 92 00:05:06.360 --> 00:05:10.040 doesn't it? Mark beyond scam outs. 93 00:05:09.560 --> 00:05:14.079 It is a scam, red flags, capital letters, scam. 94 00:05:14.160 --> 00:05:16.920 All right, Well, for all we know is for here 95 00:05:16.959 --> 00:05:19.120 are the red flags. I'm going to list the red flags. 96 00:05:19.600 --> 00:05:22.560 They contacted her out of the blue. And the next 97 00:05:22.600 --> 00:05:25.920 one is she didn't have a clear definition. Now I 98 00:05:26.240 --> 00:05:29.000 want to know something. Give me an example, a very 99 00:05:29.000 --> 00:05:31.639 specific example of a product that you. 100 00:05:31.720 --> 00:05:37.199 Rated, a Gouccy handbag, so I would look at this. 101 00:05:37.360 --> 00:05:39.639 Was it a real But now did they actually send 102 00:05:39.680 --> 00:05:40.199 it to you? 103 00:05:41.319 --> 00:05:41.519 Oh? 104 00:05:41.560 --> 00:05:44.560 No, I think she was off fake reviews at Amazon 105 00:05:44.639 --> 00:05:45.480 and places like that. 106 00:05:45.759 --> 00:05:47.800 I believe that that's ultimately what it was. 107 00:05:48.439 --> 00:05:50.439 And I spent Did they ask you? 108 00:05:50.879 --> 00:05:52.680 Did they ask you to leave reviews? 109 00:05:54.600 --> 00:05:56.600 So there's two ways you can do it. Yes, you 110 00:05:56.600 --> 00:05:58.240 have to leave a review. One you can hit an 111 00:05:58.240 --> 00:06:03.120 automatic button, or two you can type it out personally. Okay, 112 00:06:03.480 --> 00:06:06.279 happened to review and an item came up that I 113 00:06:06.319 --> 00:06:09.160 didn't have enough money in my wallet to cover. Therefore 114 00:06:09.199 --> 00:06:10.480 they have all my money there. 115 00:06:10.319 --> 00:06:12.879 Were Well that's what I don't understand. The money, the 116 00:06:12.879 --> 00:06:15.439 money in your wallet. This is the part I don't understand. 117 00:06:15.560 --> 00:06:18.279 And I'm sorry I keep interrupting, but I don't understand 118 00:06:18.439 --> 00:06:20.000 who put the money in that wallet. 119 00:06:21.079 --> 00:06:24.720 I did through the guidance of my quote unquote coach 120 00:06:24.800 --> 00:06:27.199 who was my boss they prefer to be called coaches, 121 00:06:27.639 --> 00:06:28.639 guided me through. 122 00:06:29.079 --> 00:06:29.319 Y'all. 123 00:06:29.360 --> 00:06:32.079 I feel like such a fool, and I'm going through menopause, 124 00:06:32.120 --> 00:06:35.920 so my brain is crazy right now. They guided me 125 00:06:36.079 --> 00:06:38.839 through how to withdraw all the money from my cash 126 00:06:38.879 --> 00:06:41.040 app on my coinbase and put it in my work wallet, 127 00:06:41.079 --> 00:06:42.600 assuring me that I would get it back at the 128 00:06:42.680 --> 00:06:44.759 end of each day. 129 00:06:44.879 --> 00:06:48.839 Well, and this is money that you have, your own money, 130 00:06:49.160 --> 00:06:52.839 So how much money money? How much money did you deposit? 131 00:06:53.879 --> 00:06:56.160 I believe it's around fifty six hundred dollars. I've got 132 00:06:56.199 --> 00:06:58.199 to go double check all these figures. 133 00:06:58.560 --> 00:07:00.600 And it all happened very. 134 00:07:00.279 --> 00:07:02.800 We send me a screenshot of this, and this is 135 00:07:02.800 --> 00:07:04.279 what you do next. This is what you do next. 136 00:07:04.279 --> 00:07:05.759 You've got to go get the money in or you're 137 00:07:05.759 --> 00:07:08.279 not going to get paid today. You have to finish 138 00:07:08.279 --> 00:07:11.319 your task. And then they just okay a text message. 139 00:07:11.399 --> 00:07:13.519 We haven't heard from you in twenty with If we 140 00:07:13.519 --> 00:07:15.519 don't hear back from you within twenty four hours, we're 141 00:07:15.519 --> 00:07:19.240 closing your accounts. So you know, I've asked repeatedly to 142 00:07:19.279 --> 00:07:22.319 get my money back. I've called customer service, which is 143 00:07:22.399 --> 00:07:25.639 some crazy number. No one answers. They had to call 144 00:07:25.680 --> 00:07:28.360 me back. On their website looks very fake. They say 145 00:07:28.399 --> 00:07:30.959 they have four point eight billion dollars in assets, yet 146 00:07:30.959 --> 00:07:33.920 they can't return my fifty six hundred dish dollars. 147 00:07:34.639 --> 00:07:36.120 So that's where the works? 148 00:07:36.199 --> 00:07:36.519 Did you? 149 00:07:37.480 --> 00:07:39.279 Did you? Yeah? We want to look it up. What's 150 00:07:39.319 --> 00:07:41.319 the website? Where can we look this up? 151 00:07:42.519 --> 00:07:45.800 Where I go to log into the work account is 152 00:07:45.920 --> 00:07:56.319 Global dot north Gate promo dot com slash log in. Oh, 153 00:07:56.439 --> 00:08:01.319 so repeating that Global dot dorgate promo dot como. 154 00:08:02.600 --> 00:08:04.959 Log in, you log in? 155 00:08:05.040 --> 00:08:05.439 Got it? 156 00:08:06.079 --> 00:08:12.600 Okay, I see it? So here here's obviously this falls 157 00:08:12.639 --> 00:08:14.959 into the category of one of the big scams, and 158 00:08:15.000 --> 00:08:20.240 that is they have you invest in your job and 159 00:08:20.319 --> 00:08:23.959 supposedly is to make money, obviously, and then they just absorbed. 160 00:08:24.000 --> 00:08:27.079 They take the money. And what's worse is they have 161 00:08:27.160 --> 00:08:29.519 your log in on the other accounts, which you're going 162 00:08:29.600 --> 00:08:32.720 to have to change immediately. But right now though, so 163 00:08:33.000 --> 00:08:36.159 say they said you needed to deposit money, and then 164 00:08:36.240 --> 00:08:37.000 did you do it? 165 00:08:38.679 --> 00:08:38.799 No? 166 00:08:38.879 --> 00:08:40.600 I don't have any more money it. 167 00:08:41.799 --> 00:08:43.679 No, no, But I mean in the beginning you did 168 00:08:43.720 --> 00:08:45.559 transfer money when they asked. 169 00:08:46.360 --> 00:08:48.360 Yes, I did. On day two I did? 170 00:08:50.320 --> 00:08:53.000 And then on day two how much did you? How 171 00:08:53.080 --> 00:08:54.320 much did you put in on. 172 00:08:54.279 --> 00:08:58.480 Day two, Tom, I'd have to look that up. I'm 173 00:08:58.559 --> 00:09:02.200 scared to sign back into these count again. I don't know, 174 00:09:02.279 --> 00:09:04.519 but I know in total it was around fifty six 175 00:09:04.559 --> 00:09:06.120 hundred between day two and day three. 176 00:09:06.279 --> 00:09:09.240 I mean I went and so everything I had. 177 00:09:09.799 --> 00:09:12.279 What now this money was supposed to be used to 178 00:09:12.279 --> 00:09:15.840 buy products? And then would you return the Now did 179 00:09:15.879 --> 00:09:19.080 you actually buy products? I mean you literally went on 180 00:09:19.159 --> 00:09:20.279 Amazon and bought them. 181 00:09:21.399 --> 00:09:25.360 No, it's all through that work site that I gave you, 182 00:09:25.399 --> 00:09:28.120 the Global north Gate promo. It's all through there. Nothing 183 00:09:28.159 --> 00:09:30.960 ever physically came to me. It was all digital. 184 00:09:32.720 --> 00:09:38.559 Well, then, for example, how could you rate a Gucci person? 185 00:09:38.759 --> 00:09:40.159 You look at it. 186 00:09:39.600 --> 00:09:43.200 It's all phony, blooney, Tom, It's to get reviews up 187 00:09:43.279 --> 00:09:48.080 for whatever products. I mean, it's total phony, blooney. 188 00:09:48.120 --> 00:09:51.480 But do you think Mark it's phony? Yes, a scam 189 00:09:51.840 --> 00:09:54.120 to get ratings and all that. But is it a 190 00:09:54.159 --> 00:09:56.039 scam on the people who participate? 191 00:09:56.279 --> 00:09:56.480 Yeah? 192 00:09:57.480 --> 00:10:01.320 I know it's what other explanation is there for them? 193 00:10:01.480 --> 00:10:04.120 Withdrawing well having her deposit fifty six. 194 00:10:04.399 --> 00:10:06.559 Dollars no, no, I get it. Here's what I'm saying. Yeah, 195 00:10:06.720 --> 00:10:08.639 if the products never came to her, I don't know 196 00:10:08.679 --> 00:10:11.759 what the money was for. It makes no sense just 197 00:10:11.799 --> 00:10:12.440 to steal it. 198 00:10:13.200 --> 00:10:14.840 There's no logical explanation of. 199 00:10:15.000 --> 00:10:17.080 Now can you log on? If you go log on 200 00:10:17.200 --> 00:10:18.799 right now, what does your account show? 201 00:10:19.840 --> 00:10:21.399 Okay, let me log in right now. 202 00:10:21.559 --> 00:10:25.799 Hey, Dimitri, set up an account, put five thousand in there, 203 00:10:25.799 --> 00:10:31.480 and let us know what happens now, NISSI, hold on, 204 00:10:31.519 --> 00:10:32.720 We're going to take a break hold on. 205 00:10:33.279 --> 00:10:37.480 This is very interesting and I really, I really like 206 00:10:37.600 --> 00:10:42.320 to explore the different ways people are scammed because there 207 00:10:42.399 --> 00:10:45.799 are so many. Okay, the problem is there are so 208 00:10:45.960 --> 00:10:50.320 many that it's like when you hear a new approach, 209 00:10:50.399 --> 00:10:52.559 you think, well, this might be legit. So that's why 210 00:10:52.600 --> 00:10:55.399 I want to go over it. Hang in there. But basically, 211 00:10:55.480 --> 00:10:58.960 here's what's happening. Somebody said to her, excuse me, A 212 00:10:59.000 --> 00:11:01.720 text came said, we've got to job for you reviewing products. 213 00:11:02.159 --> 00:11:04.039 You have to open a digital wallet to buy the 214 00:11:04.080 --> 00:11:09.000 products and then you get paid. Okay, that's it. So far, 215 00:11:09.679 --> 00:11:11.720 so many red flags. But we're not gonna go over 216 00:11:11.759 --> 00:11:13.600 that and banger over the head with that We're just 217 00:11:13.639 --> 00:11:16.720 gonna see what where it goes from here. I'm Tom 218 00:11:16.759 --> 00:11:19.840 Martine three oh three seven one three talk seven one 219 00:11:19.840 --> 00:11:22.720 three eight two five five waterpros dot net. Let me 220 00:11:22.799 --> 00:11:24.759 just tell you this, Just remember that name. If you 221 00:11:24.799 --> 00:11:27.360 need a water system, and everyone does, in my opinion, 222 00:11:27.399 --> 00:11:29.919 you'll get the best at the lowest prices ever. 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What is 240 00:12:33.879 --> 00:12:35.320 your Let me let me go to you Rush. You've 241 00:12:35.320 --> 00:12:38.320 been listening to this website. So what you have a 242 00:12:38.360 --> 00:12:40.120 comment on scam websites? 243 00:12:41.080 --> 00:12:41.320 Yeah? 244 00:12:41.360 --> 00:12:41.840 Can you hear me? 245 00:12:43.360 --> 00:12:44.240 Yes? I can, sir. 246 00:12:44.879 --> 00:12:47.679 Okay, So I've heard this a couple of times where 247 00:12:47.679 --> 00:12:50.519 people end up on a on a bogus website. There's 248 00:12:50.559 --> 00:12:52.320 one way that you can use to tell if a 249 00:12:52.360 --> 00:12:55.200 website is legit or not, and it's called who Is. 250 00:12:55.879 --> 00:12:59.480 Are you guys familiar with who is? A website called yes? 251 00:12:59.519 --> 00:12:59.840 Of course? 252 00:13:00.679 --> 00:13:04.399 So if you run before you click on any website, 253 00:13:04.480 --> 00:13:07.159 if you bull up, just do a Google search for 254 00:13:07.200 --> 00:13:10.080 who is, bring up to who is website. You can 255 00:13:10.120 --> 00:13:12.960 punch in the either the name or the address, and 256 00:13:13.000 --> 00:13:16.480 it'll give you who owns the website. If it's if 257 00:13:16.519 --> 00:13:19.080 you talking to Amazon, or you think you're talking to 258 00:13:19.080 --> 00:13:21.960 somebody else, you go into who is and it's not that, 259 00:13:22.799 --> 00:13:25.919 then that's that's like a giant red flag before you 260 00:13:25.919 --> 00:13:29.080 click on anything. The other thing that's cool about who is, 261 00:13:29.200 --> 00:13:31.840 it'll tell you who hosts the website, so if you 262 00:13:31.879 --> 00:13:34.279 think it's a bogus website, you can report it to 263 00:13:34.320 --> 00:13:37.799 the hosting company like go Daddy or whoever's hosting it 264 00:13:38.000 --> 00:13:41.600 and say, hey, I think you're hosting a bogus website. 265 00:13:41.960 --> 00:13:44.480 I had a website taken down in twenty four hours 266 00:13:44.480 --> 00:13:48.200 that was masquerading as a motorcycle shop that I do 267 00:13:48.320 --> 00:13:52.399 business with. This guy had stolen pictures off of their website, 268 00:13:52.840 --> 00:13:55.559 created his own website and had it hosted, but it 269 00:13:55.600 --> 00:13:58.519 was a slight variation of the name. So when I 270 00:13:58.559 --> 00:14:00.720 talked to GoDaddy, I said, hey, you as you're hosting 271 00:14:00.759 --> 00:14:03.639 a bogus website. They had it down in twenty four hours. 272 00:14:04.440 --> 00:14:06.879 So I went to I just went to who is. 273 00:14:07.639 --> 00:14:09.960 I just went to who is dot com and I 274 00:14:10.039 --> 00:14:14.320 put in the Northgate promo address and it says it 275 00:14:14.399 --> 00:14:20.480 was registered on listen to this registered on April twenty sixth, 276 00:14:20.879 --> 00:14:24.120 twenty twenty five, like last month. 277 00:14:24.320 --> 00:14:27.720 They yeah, how do they get built an asset in 278 00:14:27.759 --> 00:14:28.120 a month? 279 00:14:28.240 --> 00:14:28.440 Right? 280 00:14:29.879 --> 00:14:32.600 Yeah? Yeah? Yeah? And it says you know, then it 281 00:14:32.639 --> 00:14:39.799 says the registrar is Aceville PTE Ltd, which is for limited. 282 00:14:39.879 --> 00:14:42.759 I don't know what PTE is, and I don't know 283 00:14:42.799 --> 00:14:46.440 what an iana idea is. I guess that's an international 284 00:14:46.440 --> 00:14:49.480 registration of some kind. And then it has an email 285 00:14:49.519 --> 00:14:53.840 address and it has a phone number, so well, you 286 00:14:53.879 --> 00:14:54.679 know this is a. 287 00:14:54.879 --> 00:14:57.840 Nut your investigation that way. Clearly this one is is 288 00:14:57.879 --> 00:14:58.960 a bogus website. 289 00:14:59.159 --> 00:15:00.639 So does it say who the hosting? 290 00:15:01.879 --> 00:15:04.080 Who's hosting the website? 291 00:15:05.360 --> 00:15:10.159 Uh, let's see, it says I'm trying. Well, I didn't 292 00:15:10.159 --> 00:15:13.440 go deeper. It doesn't on this on the intro page, 293 00:15:13.519 --> 00:15:18.279 the summary page, it has name servers, but those are 294 00:15:18.360 --> 00:15:21.960 just r ls. Uh so I don't see. No, I 295 00:15:21.960 --> 00:15:24.519 don't see who's serving it. But I guess if I 296 00:15:24.600 --> 00:15:26.320 you know, I'm live on the radio, I guess if 297 00:15:26.360 --> 00:15:29.399 I go deeper, this is a really good site. You're 298 00:15:29.480 --> 00:15:32.440 absolutely right. And I went right to who is dot 299 00:15:32.440 --> 00:15:37.360 com and I've used them a lot. I appreciate you 300 00:15:37.399 --> 00:15:40.879 bringing that up. That you know, and you could teach 301 00:15:40.879 --> 00:15:43.799 people how to read root U, r ls and stuff, 302 00:15:43.840 --> 00:15:46.679 but it's very difficult, man. Some of them are so 303 00:15:46.879 --> 00:15:50.639 good at it. They sound and look so official. Thank you, Russ. 304 00:15:50.799 --> 00:15:53.200 Now back to NISI. I want to I want to 305 00:15:53.240 --> 00:15:56.000 pick up NISI. When did you feel like something was 306 00:15:56.080 --> 00:15:57.960 up or something was wrong. 307 00:15:59.159 --> 00:16:01.399 J three and thank you Russ for the who is. 308 00:16:01.519 --> 00:16:04.039 But day three my gut started going, why do I 309 00:16:04.080 --> 00:16:08.879 need to deposit this? And I just want my money back. 310 00:16:09.879 --> 00:16:11.840 So no, Day one and day two seemed all right 311 00:16:11.840 --> 00:16:14.480 because I was getting paid. I was getting paid my commission. 312 00:16:14.519 --> 00:16:15.159 I was getting paid. 313 00:16:15.320 --> 00:16:19.159 When you say you were getting paid, payment was showing up. 314 00:16:19.360 --> 00:16:21.279 You never actually got the money, but it was showing 315 00:16:21.360 --> 00:16:23.360 up in your digital wallet with them. 316 00:16:24.559 --> 00:16:26.919 Yes, and then I would withdraw it that night and 317 00:16:26.960 --> 00:16:29.559 so I could get it back into my cash aff account. 318 00:16:30.440 --> 00:16:31.799 So it was happening. 319 00:16:31.879 --> 00:16:37.639 Oh so I think that was the little okay, I see, 320 00:16:37.759 --> 00:16:40.919 so you actually had some payments coming to you for 321 00:16:40.960 --> 00:16:44.200 these little tasks. Give me an example in day one 322 00:16:44.240 --> 00:16:46.559 and two what you did for as far as the 323 00:16:46.720 --> 00:16:47.399 job goes. 324 00:16:48.879 --> 00:16:51.080 Day one, it was just a sign on bonus of 325 00:16:51.120 --> 00:16:53.480 the hundred bucks. I went through the training. It was 326 00:16:53.519 --> 00:16:58.799 all through that platform. And then on the side, I 327 00:16:58.879 --> 00:17:01.879 was talking with my coach through WhatsApp and she's instructing me, 328 00:17:01.919 --> 00:17:03.879 and she's saying, do you see this, are you confused 329 00:17:03.879 --> 00:17:04.279 about that? 330 00:17:04.440 --> 00:17:04.960 Et cetera. 331 00:17:05.839 --> 00:17:06.960 So that's what I did. 332 00:17:07.039 --> 00:17:07.480 Day one. 333 00:17:07.640 --> 00:17:09.559 I went through were you talking? 334 00:17:09.920 --> 00:17:14.039 Were you actually literally ever talking to anyone negative. 335 00:17:15.480 --> 00:17:20.200 The only person that I spoke to her name Jenny Smith. 336 00:17:20.359 --> 00:17:22.160 When I reached out to customer service. 337 00:17:22.400 --> 00:17:25.960 That's a name, that's a real name name, Jenny Smith. 338 00:17:26.799 --> 00:17:29.960 Jenny Smith. When I reached out through customer service through 339 00:17:30.000 --> 00:17:34.359 the north Gate button there and maybe Dimitrichiza already and 340 00:17:34.559 --> 00:17:38.359 requested an appointment, sent an email and then she called 341 00:17:38.400 --> 00:17:42.240 me and again it was when I tried calling that 342 00:17:42.319 --> 00:17:45.720 phone number, it's just generic. You've reached such and such. 343 00:17:46.680 --> 00:17:48.880 It's an automated you've reached one, three four. 344 00:17:49.519 --> 00:17:52.240 So now that's the money was taken out of the 345 00:17:52.319 --> 00:17:58.079 money was taken out of your various accounts and supposedly transferred. 346 00:17:58.400 --> 00:18:00.720 So if you go online, does it show your fifty 347 00:18:00.720 --> 00:18:02.640 eight hundred dollars with them? 348 00:18:03.559 --> 00:18:07.119 So what it shows now it says wallet balanced negative 349 00:18:07.160 --> 00:18:11.319 fifty six hundred frozen balance thirteen thousand, nine h six 350 00:18:12.000 --> 00:18:15.480 point four zero. That's supposed to be mission. 351 00:18:16.400 --> 00:18:18.640 Yes, yeah, yeah, I know where this is going. 352 00:18:19.160 --> 00:18:19.960 Where is it going? 353 00:18:20.079 --> 00:18:22.079 So it's so clear to see where this is going. 354 00:18:22.400 --> 00:18:24.559 Tell me, what do you think he wants to cash 355 00:18:24.599 --> 00:18:28.000 out that thirteen thousand dollars in commissions that they owe her? 356 00:18:28.279 --> 00:18:31.640 She needs to make another payment to them for either 357 00:18:31.680 --> 00:18:34.400 a processing fee or to prove that she has a 358 00:18:34.440 --> 00:18:36.319 regular bank account or something like that. 359 00:18:36.799 --> 00:18:41.440 So that thirteen thousand is a care that if Nisson so. 360 00:18:42.240 --> 00:18:45.400 Views, how much did you get two total? 361 00:18:46.720 --> 00:18:47.559 How much did I'm sorry? 362 00:18:47.599 --> 00:18:51.160 What how much did they pay you day one and 363 00:18:51.240 --> 00:18:51.640 day two? 364 00:18:53.640 --> 00:18:55.960 Day one was one hundred bucks? Let me go to 365 00:18:56.920 --> 00:18:57.559 the records. 366 00:18:58.039 --> 00:19:00.839 How many reviews did you do? Just it's real, it's 367 00:19:00.880 --> 00:19:03.000 not that important. How many reviews did you do? 368 00:19:05.400 --> 00:19:08.799 Day one I did three times forty five, Day two 369 00:19:08.920 --> 00:19:11.559 I did three times forty five, and day three three 370 00:19:11.559 --> 00:19:12.319 times forty five. 371 00:19:14.319 --> 00:19:16.920 So basically you know you're you're looking at four fifty 372 00:19:17.000 --> 00:19:20.680 or five hundred bucks or something here. So they okay, 373 00:19:20.839 --> 00:19:22.960 So in the first three days it looked like it 374 00:19:23.000 --> 00:19:23.519 was legit. 375 00:19:25.200 --> 00:19:28.519 Yes, Day three is when I started my spikes and 376 00:19:28.599 --> 00:19:29.119 started to go. 377 00:19:29.079 --> 00:19:29.519 Off a bit. 378 00:19:31.359 --> 00:19:34.240 Okay, and what's asking for my money back? Last thing 379 00:19:34.279 --> 00:19:37.480 you heard? What's the last thing you heard from them? 380 00:19:37.799 --> 00:19:39.920 Right now? What is the very last thing you heard? 381 00:19:41.200 --> 00:19:45.400 The last thing I heard from Coach Amy is scrolling 382 00:19:45.440 --> 00:19:48.759 down on my web app. Bear with me. Since you 383 00:19:48.839 --> 00:19:51.720 cannot respond to me with any information, the platform will 384 00:19:51.759 --> 00:19:54.160 close your account within twenty four hours. Is there are 385 00:19:54.160 --> 00:19:57.039 limited positions available, they may assign this job to someone 386 00:19:57.119 --> 00:20:03.319 else to complete. That's what I designed to keep her 387 00:20:03.759 --> 00:20:06.200 on the hook about twenty seven. 388 00:20:06.440 --> 00:20:10.079 Got it, Hey, tom NISI said something at the beginning 389 00:20:10.079 --> 00:20:10.400 of the call. 390 00:20:10.480 --> 00:20:12.599 That's a critically important NISSI. 391 00:20:12.799 --> 00:20:15.559 You said that during this process of you transferring your 392 00:20:15.640 --> 00:20:18.559 money into various locations that they wanted you to transfer 393 00:20:18.599 --> 00:20:23.160 it to, you were sending screen shots. Oh man, so 394 00:20:23.799 --> 00:20:25.839 is that? Did I hear that correctly? You were sending 395 00:20:25.880 --> 00:20:27.680 various screenshots to the cameras. 396 00:20:27.799 --> 00:20:30.559 You heard that correctly, because she would say, go to 397 00:20:30.599 --> 00:20:33.359 this page, send me a screen shot, go to this page, 398 00:20:33.359 --> 00:20:35.839 se me screencase my cash in my coinbase. 399 00:20:35.920 --> 00:20:37.519 So look, listen. 400 00:20:37.680 --> 00:20:39.799 The reason that they were doing that is to get 401 00:20:39.839 --> 00:20:41.599 your legitimate banking information. 402 00:20:41.680 --> 00:20:41.880 Yeah. 403 00:20:41.880 --> 00:20:44.440 You're obviously not going to do business with them anymore. 404 00:20:44.519 --> 00:20:47.359 Yeah, they they have your banking information, they have screenshots, 405 00:20:47.400 --> 00:20:49.880 they have account numbers, they might have the good need 406 00:20:49.880 --> 00:20:50.519 to change all. 407 00:20:50.799 --> 00:20:52.880 If you have an account number and an eight uh 408 00:20:53.240 --> 00:20:55.799 and a routing number, they're gonna they're gonna take your money. 409 00:20:56.000 --> 00:21:03.640 You got to close that account. I accounts, but go ahead. 410 00:21:04.720 --> 00:21:06.759 No, I was going to say, fortunately, there's nothing left 411 00:21:06.759 --> 00:21:08.799 in my cash app or my coin base, so good 412 00:21:08.839 --> 00:21:11.400 luck speaking more because it's all gone. 413 00:21:11.519 --> 00:21:14.319 I know. But if there's ever anything in the future, 414 00:21:15.200 --> 00:21:20.079 you're gonna lose it. Yes, I feel bad, NISSI. This 415 00:21:20.200 --> 00:21:23.640 might be this might be a fifty eight hundred dollars 416 00:21:23.640 --> 00:21:26.759 college tuition to the school of ripoffs and how to 417 00:21:26.799 --> 00:21:33.079 avoid them. I don't think unless if you cried fraud 418 00:21:33.599 --> 00:21:36.880 to your people, your coin based and all that, would 419 00:21:36.880 --> 00:21:38.759 they do they have any kind of fraud protection. 420 00:21:42.599 --> 00:21:45.720 I mean, my I doubt it because here's the thing is, 421 00:21:45.880 --> 00:21:49.119 I I made those transactions, so this is on me. 422 00:21:49.319 --> 00:21:55.000 It's not like someone came into my withdraw it they said. 423 00:21:54.839 --> 00:21:57.960 You've got okay, I authorized every single transaction. 424 00:21:58.559 --> 00:22:02.720 Yep, exactly. So I've got to just say, you know, 425 00:22:02.759 --> 00:22:06.839 I want this, Yeah, the house one and I lost. 426 00:22:07.279 --> 00:22:08.200 I want to. 427 00:22:08.200 --> 00:22:13.400 Get you're you're probably not going to get any money. No, 428 00:22:13.599 --> 00:22:16.400 let's try to get any kind of a number we can. 429 00:22:17.039 --> 00:22:19.279 I want to call these things. I want to call it. 430 00:22:19.440 --> 00:22:21.200 I've got phone numbers. 431 00:22:22.000 --> 00:22:26.000 You know, there's also and will they answer no, of 432 00:22:26.039 --> 00:22:30.519 course not, but I've got that sign me up. 433 00:22:30.680 --> 00:22:30.960 Nope. 434 00:22:31.000 --> 00:22:33.799 And then I've got twenty something other people who are 435 00:22:33.799 --> 00:22:37.519 part of the what that group, that's this north Gate 436 00:22:37.759 --> 00:22:41.839 Growth and Exchange Team seven. So they all have phone 437 00:22:41.920 --> 00:22:43.640 numbers there. I don't know if they're legit or not, 438 00:22:43.680 --> 00:22:47.279 but I'm having this account get them to you all. 439 00:22:47.519 --> 00:22:52.720 Yeah, this account that north Gate promo has for you 440 00:22:52.839 --> 00:22:57.079 showing money? Did you establish that account or did. 441 00:22:56.880 --> 00:22:59.400 They they did? 442 00:22:59.480 --> 00:23:01.880 It's the skate and I had to sign up using 443 00:23:01.920 --> 00:23:05.240 Amy's promo code that she gave me to open the 444 00:23:05.359 --> 00:23:07.319 rightcount on the north Gate promo. 445 00:23:09.119 --> 00:23:10.279 It's an eternal account. 446 00:23:11.519 --> 00:23:15.400 So after the first and again this is really important. 447 00:23:15.480 --> 00:23:22.000 So so after you, uh, you did this and now 448 00:23:22.039 --> 00:23:25.000 you're on day three, what was the reason they gave 449 00:23:25.079 --> 00:23:27.960 you for having to deposit more money? If you were 450 00:23:28.000 --> 00:23:31.039 making money, you had about four hundred and fifty dollars 451 00:23:31.119 --> 00:23:33.640 to the good, what was the reason they gave you 452 00:23:34.000 --> 00:23:37.240 that you had to deposit more money. 453 00:23:37.440 --> 00:23:39.559 The reason they gave me to deposit more money was 454 00:23:39.599 --> 00:23:43.079 because in my virtual shopping cart, you know, I had 455 00:23:43.160 --> 00:23:45.480 let's say ten dollars. I'm just throwing out a number. 456 00:23:45.759 --> 00:23:48.799 The item that randomly the computer supposedly assigned to me 457 00:23:49.160 --> 00:23:51.559 was five hundred dollars. Well, I only have ten dollars, 458 00:23:51.759 --> 00:23:53.720 so I need four hundred and ninety more dollars to 459 00:23:53.759 --> 00:23:58.440 buy that product. Virtually, write the review, submit it, get 460 00:23:58.440 --> 00:24:01.519 my four hundred ninety dollars back, plus any commissions associated 461 00:24:01.599 --> 00:24:03.160 with writing and review of that product. 462 00:24:03.480 --> 00:24:07.400 So they said you had to deposit more money to 463 00:24:07.559 --> 00:24:12.720 keep it going, right, Okay? And what when you bought 464 00:24:12.759 --> 00:24:18.200 these products virtually? Did you actually go to the website 465 00:24:18.359 --> 00:24:21.599 a real website where like these purses are being sold, 466 00:24:21.680 --> 00:24:25.240 or did you buy something from Amazon or real legit stores? 467 00:24:25.279 --> 00:24:27.880 Did you actually go and buy these things? 468 00:24:28.960 --> 00:24:29.359 Negative? 469 00:24:29.400 --> 00:24:32.400 It was all done on that global dot northgatepromo dot 470 00:24:32.440 --> 00:24:33.759 com website, all. 471 00:24:33.599 --> 00:24:34.400 Through my account. 472 00:24:34.920 --> 00:24:38.160 Okay, So it's all it's all a big scam. My god. 473 00:24:38.720 --> 00:24:41.440 What we can do is war on others. But holy crap, 474 00:24:42.039 --> 00:24:44.599 this this. 475 00:24:45.960 --> 00:24:46.359 Very well. 476 00:24:46.559 --> 00:24:49.519 We sure will and it's and it's not just this one. 477 00:24:49.720 --> 00:24:53.200 It's not just Northgate Promo, my god. I mean it's 478 00:24:53.559 --> 00:24:57.839 it's uh, basically any name they could have. I mean, 479 00:24:57.839 --> 00:25:00.799 they're probably not gonna did you see I don't know 480 00:25:00.799 --> 00:25:03.079 if you were on the line when I went to 481 00:25:03.119 --> 00:25:07.880 the who is they just established this UURL last year, no, 482 00:25:08.000 --> 00:25:11.200 last month, last month. I'm sorry, you're right last month. 483 00:25:12.240 --> 00:25:13.200 Yep, I heard you. 484 00:25:13.720 --> 00:25:19.119 Yep. Oh my god. All right, Uh, there's not not much. Look, 485 00:25:19.960 --> 00:25:22.680 we leave your information right and then we're gonna try 486 00:25:23.000 --> 00:25:24.880 to get through to some of these people. Maybe we'll 487 00:25:24.920 --> 00:25:28.279 have Dmitri try or somebody just tried Abob Mardam. Maybe 488 00:25:28.319 --> 00:25:31.319 with Mark's phone, Yeah, with Marx phone. 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All right, So, Nick Gravina, I have 509 00:26:51.680 --> 00:26:55.119 a question, and I've always had this question. Windows. If 510 00:26:55.119 --> 00:26:58.240 we've broken broken into parts, we have the frame of 511 00:26:58.279 --> 00:27:03.079 the window itself, and then we have well, we have 512 00:27:03.240 --> 00:27:07.680 the insulated glass unit, which is the glass the sandwich. 513 00:27:07.799 --> 00:27:10.799 Let's say, you know, it used to be we just 514 00:27:10.839 --> 00:27:13.119 had one pane of glass and that was it. Now 515 00:27:13.119 --> 00:27:16.519 we have all kinds of sandwiches with gas, We have 516 00:27:16.599 --> 00:27:21.599 sandwiches with films, we have sandwiches with what else who knows. 517 00:27:22.079 --> 00:27:25.440 But they're called ig us. 518 00:27:25.680 --> 00:27:28.160 Is that correct? Correct? Insulated glass units? 519 00:27:29.839 --> 00:27:34.720 Right now? My question is, when you have windows going bad, 520 00:27:36.079 --> 00:27:39.839 is it cheaper to do the ig use? Because really, 521 00:27:39.880 --> 00:27:43.559 the frames themselves, unless they warp, wouldn't it be wise 522 00:27:44.200 --> 00:27:46.519 or is that more of a job than it sounds like. 523 00:27:47.359 --> 00:27:50.359 You know, I mean the theory is, yes, you're only 524 00:27:50.359 --> 00:27:52.799 replacing part of it. But what we've ran into and 525 00:27:52.799 --> 00:27:55.559 why we don't do it anymore is sometimes if it's 526 00:27:55.599 --> 00:27:59.160 an old vinyl window, it can be brittle. You kind 527 00:27:59.160 --> 00:28:01.359 of start dismantling the window and you start breaking the 528 00:28:01.359 --> 00:28:03.920 glazing beads and then you can't find a new one 529 00:28:03.960 --> 00:28:05.880 to go in there, and then it's not holding in. 530 00:28:07.519 --> 00:28:09.799 You know, there are ones that are you know, beyond 531 00:28:09.880 --> 00:28:12.279 warped that you know, put a new unit in there, 532 00:28:12.279 --> 00:28:16.799 it doesn't really do much. So, yes, it can be done, 533 00:28:16.880 --> 00:28:19.160 and yes it can be cheaper, but sometimes it's not 534 00:28:19.200 --> 00:28:23.279 always the best way. And there's multiple anudes for that. 535 00:28:24.880 --> 00:28:32.240 When you have windows that get milky on the inside, 536 00:28:33.359 --> 00:28:38.680 it almost looks like like hardness or something that evaporated. 537 00:28:38.079 --> 00:28:41.119 Hard water stadia calcium. 538 00:28:40.599 --> 00:28:42.960 But it's on the it's in the middle of the panes. 539 00:28:43.039 --> 00:28:43.880 How did that happen? 540 00:28:44.200 --> 00:28:47.880 Because the seal failed between the two glass units, so 541 00:28:48.200 --> 00:28:51.279 the space that they put between the two glasses fails. 542 00:28:51.359 --> 00:28:54.599 Then you get you know, moisture which has hard you know, 543 00:28:54.640 --> 00:28:57.240 can have minerals in it, and then that drives on 544 00:28:57.279 --> 00:28:59.160 the inside and then you see that mineral deposit. 545 00:29:00.799 --> 00:29:04.160 But they can't be repaired those. I mean, it's such 546 00:29:04.200 --> 00:29:07.960 a shame to see windows. I saw one home one time. 547 00:29:08.440 --> 00:29:13.359 The windows were perfect, you know, the hardware, everything, the fit, 548 00:29:13.920 --> 00:29:18.279 the finish. It's just that stupid seal. So would that 549 00:29:18.319 --> 00:29:22.920 be a case of maybe just doing the glass unit? Yeah? 550 00:29:23.000 --> 00:29:25.400 Again, I mean if the frame itself is in good condition, 551 00:29:25.559 --> 00:29:27.160 it's definitely a viable solution. 552 00:29:29.279 --> 00:29:32.599 Now when it comes to frames, I want to say 553 00:29:32.640 --> 00:29:37.839 something because I've heard controversies, like all day long. When 554 00:29:37.839 --> 00:29:42.119 I first started advertising windows, and you guys were one 555 00:29:42.119 --> 00:29:46.359 of the first vinyl was everything extruded vinyl and then 556 00:29:46.480 --> 00:29:50.319 people got At first they were pretty bad. Then they 557 00:29:50.359 --> 00:29:53.880 got better and better and better. They started adding air 558 00:29:53.960 --> 00:29:58.960 spaces and ridges and internal meat beams or whatever to 559 00:29:59.240 --> 00:30:04.680 make them strong longer. Is vinyl a good I mean, 560 00:30:04.720 --> 00:30:08.079 I mean I'm talking raw material now. Is are there 561 00:30:08.160 --> 00:30:12.279 straight vinyl windows still? And are they? Are they the best? 562 00:30:12.359 --> 00:30:14.839 Are they good? What do you think about vinyl? 563 00:30:16.000 --> 00:30:19.200 There's all sorts of grades of vinyl, and yes there's 564 00:30:19.400 --> 00:30:23.240 very cheap new construction vinyl. Can it help you out 565 00:30:23.279 --> 00:30:26.440 for ten years? Because it's a fix and flip or rental, sure, 566 00:30:26.960 --> 00:30:30.039 you know. But there's also premium vinyl, which you know 567 00:30:30.160 --> 00:30:31.519 can last very long. 568 00:30:31.799 --> 00:30:32.039 You know. 569 00:30:32.079 --> 00:30:34.880 It's about how thick it is, what kind of you know, 570 00:30:35.440 --> 00:30:36.960 recipe they have in the vinyl. 571 00:30:37.240 --> 00:30:39.279 But is it is it a lifetime window? 572 00:30:40.160 --> 00:30:43.559 Truthfully, I don't think anything is lifetime, you know, I 573 00:30:43.680 --> 00:30:47.920 think everything is realistlie probably about thirty years, you know, 574 00:30:48.039 --> 00:30:52.480 I mean, I think lifetime is a bad choice in vernal. 575 00:30:52.400 --> 00:30:55.000 But thirty years it would be lifetime for most people 576 00:30:55.039 --> 00:30:58.279 as far as the home that they're in. But okay, 577 00:30:58.720 --> 00:31:05.160 so vinyl. What is better than vinyl is fiberglass literally 578 00:31:05.200 --> 00:31:08.799 what we think of as fiberglass. What do they what 579 00:31:08.880 --> 00:31:12.839 do they make the fiberglass? What do they wrap fiberglass with? 580 00:31:13.200 --> 00:31:16.079 Do they have molds? How are fiberglass windows made? 581 00:31:16.559 --> 00:31:20.880 Most of them are poltruded instead of extruded, So what 582 00:31:20.920 --> 00:31:24.880 does that mean? So extruded is pushing it through, where 583 00:31:25.000 --> 00:31:26.839 pule truted is pulling it through. 584 00:31:27.920 --> 00:31:30.599 And then most of the they actually get a slurry 585 00:31:30.640 --> 00:31:33.880 of they actually get a slurry of fiberglass and pull 586 00:31:33.920 --> 00:31:36.480 it through some kind of a form yep. 587 00:31:36.519 --> 00:31:39.319 And then so the resins and then the fiberglass mesh yep, 588 00:31:40.279 --> 00:31:41.200 and then most of them. 589 00:31:41.119 --> 00:31:47.920 Were Once it's formed and dried, it needs finish work, right. 590 00:31:48.119 --> 00:31:48.799 Yeah, most of them. 591 00:31:48.839 --> 00:31:50.599 You know, the raw fiberglass color is kind of like 592 00:31:50.599 --> 00:31:53.319 a milky yellow, you know, so, but most of them 593 00:31:53.359 --> 00:31:56.519 are coated with like an acrylic, you know, paint coating 594 00:31:57.200 --> 00:31:59.039 to give it whatever color it's going to be, and 595 00:31:59.079 --> 00:32:03.359 to not have the raw fiberglass material itself, you know. 596 00:32:03.599 --> 00:32:06.359 Right, Obviously we want them pretty. So if we look 597 00:32:06.400 --> 00:32:10.599 at fiberglass next to vinyl when they're all when they're 598 00:32:10.640 --> 00:32:14.200 you know, you know, after they've been extruded, or however 599 00:32:14.240 --> 00:32:18.119 you say it, once they're formed, which one is stronger? 600 00:32:20.039 --> 00:32:22.119 I think both of them can be strong. They say 601 00:32:22.119 --> 00:32:25.880 fiberglass is stronger by nature, which it is. But I 602 00:32:25.920 --> 00:32:28.559 can build some vinyl windows bigger than I can build 603 00:32:28.559 --> 00:32:31.200 fiberglass windows, and I've never been able to get to 604 00:32:31.240 --> 00:32:35.319 the bottom of that with any of the manufacturers. What 605 00:32:35.960 --> 00:32:42.599 is less prone to warping probably fiberglass as far as warping. 606 00:32:44.519 --> 00:32:47.960 Vinyl will probably warp faster, okay, but fiberglass have also 607 00:32:48.000 --> 00:32:51.279 seen the colors, the dark colors fast break. 608 00:32:51.519 --> 00:32:53.960 Shannon is yelling at me. Shan is yelling in my hair. 609 00:32:54.000 --> 00:32:55.799 Let me we'll come back and talk about this right 610 00:32:55.839 --> 00:33:02.599 after this, go with a sure thing Denver's Best roofer 611 00:33:02.720 --> 00:33:05.599 Excel Roofing dot com. You don't pay a cent until 612 00:33:05.640 --> 00:33:12.119 you're content. Time for an insurance check up free, no obligation. 613 00:33:12.160 --> 00:33:15.960 In comparison, call Compass Insurance paying too much your coverage 614 00:33:16.000 --> 00:33:18.640 at dozens of insurance companies find out now three all 615 00:33:18.720 --> 00:33:21.079 three seven to seven to one. Help. You'll think you're 616 00:33:21.079 --> 00:33:23.599 his only customer when you choose Frank durand the real 617 00:33:23.720 --> 00:33:26.720 estate Man dot com to list your home with Remax 618 00:33:26.759 --> 00:33:31.680 Alliance three all three nine two zero sixteen twenty two. 619 00:33:34.319 --> 00:33:36.799 Hi Tom Martine here three O three seven to one 620 00:33:36.880 --> 00:33:40.359 three talk seven one three eight two five five. So 621 00:33:40.400 --> 00:33:43.599 we were talking about the different materials for windows. People 622 00:33:43.599 --> 00:33:45.640 ask me this all the time. Now I don't have 623 00:33:45.640 --> 00:33:48.000 a specific text in front of me, but I've made 624 00:33:48.079 --> 00:33:50.519 notes over the years of what they ask about and 625 00:33:50.599 --> 00:33:54.160 they want. Because people make fiberglass windows throw stones at 626 00:33:54.240 --> 00:33:58.519 vinyl people make vinyls, say you don't need fiberglass. I 627 00:33:58.559 --> 00:34:03.119 have a silly question. Composite windows with a little bit 628 00:34:03.160 --> 00:34:05.720 of what's that material? They use kevlar and stuff. You know, 629 00:34:05.799 --> 00:34:09.480 those those kinds of materials that they make airplanes with. 630 00:34:09.559 --> 00:34:11.639 Do they use any of those for windows? 631 00:34:12.119 --> 00:34:13.880 I don't know of anything with kevlar in it. 632 00:34:14.920 --> 00:34:17.639 Carbon How about carbon fiber in general. 633 00:34:17.840 --> 00:34:18.920 Not that I'm aware of. 634 00:34:19.239 --> 00:34:21.599 Maybe as far as like an internal reinforcement, but not 635 00:34:21.679 --> 00:34:22.239 that I've heard of. 636 00:34:23.280 --> 00:34:26.280 It might be it might be totally overkilled for a 637 00:34:26.320 --> 00:34:32.320 domestic window, right, I mean carbon fiber. But but here's 638 00:34:32.360 --> 00:34:36.360 the deal. You got fiberglass, and you have vinyl, and 639 00:34:36.400 --> 00:34:39.840 then we get to wood, which I want to go over. Okay, 640 00:34:39.880 --> 00:34:44.000 I think wood is often overlooked because they think there's 641 00:34:44.039 --> 00:34:46.480 a lot of maintenance. But there are ways to get 642 00:34:46.519 --> 00:34:48.639 wood without the maintenance. We'll talk about that and more 643 00:34:48.679 --> 00:34:54.519 coming up. Go with a sure thing Denver's Best roofer 644 00:34:54.639 --> 00:34:57.559 Excel Roofing dot com. You don't pay a cent until 645 00:34:57.599 --> 00:35:04.039 you're content. Time for an insurance check up free, no obligation. 646 00:35:04.079 --> 00:35:07.920 In comparison, call Compass insurance paying too much your coverage 647 00:35:07.920 --> 00:35:10.599 at dozens of insurance companies find out now three oh 648 00:35:10.639 --> 00:35:13.119 three seven seven to one help. You'll think you're his 649 00:35:13.280 --> 00:35:15.880 only customer when you choose Frank durand the Real Estate 650 00:35:15.920 --> 00:35:19.199 Man dot com to list your home with Remax Alliance 651 00:35:19.440 --> 00:35:21.719 three oh three nine two zero sixteen twenty two. 652 00:35:22.639 --> 00:35:32.599 Yeah, ripped of news? Need advice? Who you don't have? 653 00:35:34.840 --> 00:35:35.119 Come? 654 00:35:35.280 --> 00:35:39.840 Run anxious as fast as we can. Shooter's gonna help 655 00:35:40.119 --> 00:35:42.880 coming man, this is. 656 00:35:42.840 --> 00:35:52.239 The Troubleshooter Show. No Tom Martino, Hi Tom Martino. Here, 657 00:35:53.000 --> 00:35:57.159 let's solve your problems. We've been talking about a number 658 00:35:57.199 --> 00:36:05.199 of different things today, partly scams on the internet for jobs. Listen, 659 00:36:06.239 --> 00:36:07.920 there's no easy way to put this, but I'm going 660 00:36:08.000 --> 00:36:10.480 to give you the I really am going to give 661 00:36:10.519 --> 00:36:14.239 you the signs of a scam that you would think 662 00:36:14.280 --> 00:36:17.480 you would know, but a lot of people don't know it. 663 00:36:18.599 --> 00:36:23.199 And employment is one of the biggest areas of ripoffs. 664 00:36:23.960 --> 00:36:26.039 They say you're going to get a job, and really 665 00:36:26.039 --> 00:36:28.639 what they do is they rob you. So let's give 666 00:36:28.719 --> 00:36:31.599 some general all of us. Let's let's give it some 667 00:36:31.760 --> 00:36:35.800 general two or three points. I'm gonna give mine first 668 00:36:35.800 --> 00:36:42.039 and foremost. They want money for something money, okay, either 669 00:36:42.199 --> 00:36:46.400 for an account an application fee. They want money for 670 00:36:46.519 --> 00:36:50.000 something for something to check out there to make sure 671 00:36:50.000 --> 00:36:53.320 your bank account is compatible. I don't know whatever it is. 672 00:36:53.559 --> 00:36:56.920 They want money. I always say this make an invisible 673 00:36:56.960 --> 00:37:01.920 curtain between you and the place that is supposedly looking 674 00:37:01.960 --> 00:37:07.639 for employees. And then what you do is you can 675 00:37:08.360 --> 00:37:11.320 take anything coming from the other side of the curtain 676 00:37:11.320 --> 00:37:14.880 to you. But when they ask for anything, whether it 677 00:37:14.960 --> 00:37:21.159 be information, money, whatever, anything that they want you to 678 00:37:21.239 --> 00:37:24.639 pass through the curtain to them. No, that's where the 679 00:37:24.639 --> 00:37:29.320 scam begins. So they want money. That's my number one thing. Payment. 680 00:37:29.599 --> 00:37:33.840 They want to get money or information that equals money. 681 00:37:34.039 --> 00:37:39.119 I would say. The second thing is they're sketchy as 682 00:37:39.159 --> 00:37:44.679 far as communication. There's no clear communication and you have 683 00:37:44.800 --> 00:37:47.639 this pit in your stomach that you're not getting all 684 00:37:47.679 --> 00:37:52.159 your answers, but you want to trust it because it 685 00:37:52.239 --> 00:37:58.639 looks good or they it's promising. So money and a 686 00:37:58.719 --> 00:38:02.039 lack of communication, and I don't think I have to 687 00:38:02.039 --> 00:38:05.639 go any further. Let's let's let market chime in and 688 00:38:05.679 --> 00:38:07.880 Deputy Doc who takes a lot of calls over it. 689 00:38:08.079 --> 00:38:10.920 I'll tell you the biggest, the biggest red flag tark. 690 00:38:11.199 --> 00:38:13.559 First of all, Doc Doc, tell him where you take 691 00:38:13.599 --> 00:38:14.719 calls when you're not with us. 692 00:38:14.760 --> 00:38:18.559 Oh, it's the aa ARP fraud Helpline, which is very 693 00:38:18.599 --> 00:38:21.519 similar to the show. People call in from all over 694 00:38:21.519 --> 00:38:24.360 the country, with the same kind of issues that we 695 00:38:24.480 --> 00:38:25.239 deal with here. 696 00:38:25.039 --> 00:38:28.760 In the studio. What are some of the things you 697 00:38:28.840 --> 00:38:32.119 say would you would put on your list? 698 00:38:32.320 --> 00:38:37.239 Number one biggest red flag. If somebody contacts you out 699 00:38:37.320 --> 00:38:43.440 of the blue, it's a scam. I mean, you're right, 700 00:38:44.480 --> 00:38:48.199 even before you get into anything else. Like this woman 701 00:38:48.239 --> 00:38:52.519 who called up Why in God's name would somebody call 702 00:38:52.599 --> 00:38:54.000 her out of the blue and say we have a 703 00:38:54.079 --> 00:38:56.920 job for you when she didn't even go on a 704 00:38:57.039 --> 00:38:59.119 job site. 705 00:38:59.480 --> 00:39:02.800 Well, i'll tell you what happened. She did some searching 706 00:39:02.920 --> 00:39:07.920 or something that told the browser or told people. You know, 707 00:39:08.000 --> 00:39:10.920 people buy lists, and they probably said, I want to 708 00:39:10.920 --> 00:39:13.079 buy somewhere you can buy a list of people looking 709 00:39:13.119 --> 00:39:17.559 for work. I'll guarantee it. I mean, the Internet spies 710 00:39:17.559 --> 00:39:21.039 on us all the time, so that's you're right. So 711 00:39:21.079 --> 00:39:26.320 that's called initial contact. I've said this before. If you 712 00:39:26.440 --> 00:39:30.800 take a bunch of people, a universe of people that 713 00:39:30.840 --> 00:39:34.920 were ripped off, most of them were ripped off as 714 00:39:34.960 --> 00:39:43.079 a result of someone contacting them, not them contacting someone. Now, 715 00:39:43.159 --> 00:39:47.039 I'm not saying that you're going to guarantee get ripped 716 00:39:47.039 --> 00:39:49.760 off if they contact you, or you're not going to 717 00:39:49.840 --> 00:39:53.079 get ripped off if you contact them. What I'm saying 718 00:39:53.159 --> 00:39:57.719 is as a percentage goes. Most of the time, the 719 00:39:57.760 --> 00:40:02.599 scams come from when the vendor or perpetrator contacts you 720 00:40:03.280 --> 00:40:08.159 and they they initiate the interaction. That that is a 721 00:40:08.199 --> 00:40:11.079 big red flag to begin with. Okay, doc, so you 722 00:40:11.079 --> 00:40:13.400 gave us two good ones, Mark, what would you say, 723 00:40:14.320 --> 00:40:16.400 lights your lights your fire? 724 00:40:16.800 --> 00:40:22.599 When it comes to scams, I guess the one. I 725 00:40:23.079 --> 00:40:27.960 think when someone lets their password go and someone somehow gets, 726 00:40:28.119 --> 00:40:31.719 for example, their Gmail password, then they get into their account, 727 00:40:32.360 --> 00:40:36.039 and then they send all their friends direct emails from 728 00:40:36.039 --> 00:40:39.440 that account, so you literally think you are getting it 729 00:40:39.480 --> 00:40:43.239 from Tom Martino or Mark Major or Suzanne because it 730 00:40:43.320 --> 00:40:46.599 truly is from that email. And then they talk you 731 00:40:46.679 --> 00:40:49.199 into something like, hey, we've got this thing coming up 732 00:40:49.239 --> 00:40:51.960 on Friday, you know, can you guys help me out 733 00:40:51.960 --> 00:40:55.000 and go on to Amazon and order these for all 734 00:40:55.039 --> 00:40:57.679 of our folks something along those ties. 735 00:40:57.719 --> 00:41:00.599 How did they get you? How do they get your password? 736 00:41:01.039 --> 00:41:03.559 That's what I want to know generally, people. How do 737 00:41:03.599 --> 00:41:06.400 they do it? People are just morons. They don't change their. 738 00:41:06.239 --> 00:41:09.280 Password, or they get a hold of their phone and 739 00:41:09.320 --> 00:41:11.719 reset it. I mean, there's numerous ways they can get 740 00:41:11.719 --> 00:41:12.760 a hold of a password. 741 00:41:14.559 --> 00:41:19.119 Yeah, and you're almost dead when that happens, especially people 742 00:41:19.239 --> 00:41:22.239 use the same password for everything. Yeah. 743 00:41:22.320 --> 00:41:24.199 I mean, we've had a lot of those over the years, 744 00:41:24.199 --> 00:41:27.159 and they seem to be the most effective because it's 745 00:41:27.239 --> 00:41:30.519 literally think of AI. Now I can take your voice 746 00:41:30.559 --> 00:41:34.559 and not only have your voice, but your your actual 747 00:41:34.639 --> 00:41:38.800 reflection or what's the word for that, your your diction. 748 00:41:39.639 --> 00:41:42.199 I can literally not only sound like you, but I 749 00:41:42.239 --> 00:41:44.320 can talk like you, is what I'm trying to say. 750 00:41:44.400 --> 00:41:47.039 That's exactly right. And I could be like, hey, they 751 00:41:47.119 --> 00:41:47.920 make your voice. 752 00:41:48.119 --> 00:41:51.079 Hey, Mark, listen, man, we've got to handle this real quick. 753 00:41:51.119 --> 00:41:54.639 We've got one of our advertisers upset. I'd like to 754 00:41:54.639 --> 00:41:56.719 give them a gift card. Can you do me a solid? 755 00:41:56.760 --> 00:41:59.519 And blah blah blah. And you wouldn't even think twice. 756 00:41:59.679 --> 00:42:01.679 The only time I would think twice as soon as 757 00:42:01.719 --> 00:42:02.840 I hear a gift guard. 758 00:42:05.440 --> 00:42:06.119 Another thing? 759 00:42:08.920 --> 00:42:12.559 Go ahead, Doc, Yeah, I just lost my train of thought. 760 00:42:12.599 --> 00:42:14.920 Dude, that's right, Nick? What what how about you? Nick? 761 00:42:14.960 --> 00:42:17.440 Have you been scammed by anything? And I don't mean 762 00:42:17.559 --> 00:42:19.639 like a bad employee I had. I had a bad 763 00:42:19.639 --> 00:42:22.400 employee take me for a quarter million dollars, But I 764 00:42:22.480 --> 00:42:24.960 mean like a scam, like what we're talking about. 765 00:42:25.159 --> 00:42:28.039 Let me just finish something to say, anytime somebody wants 766 00:42:28.079 --> 00:42:31.440 you to give any desk or give control of your 767 00:42:31.480 --> 00:42:35.440 computer to somebody on the other side to scam, yeah, 768 00:42:35.519 --> 00:42:37.880 unless if you call that, I, well, let somebody into 769 00:42:37.920 --> 00:42:38.480 your computer. 770 00:42:39.559 --> 00:42:39.760 Yeah. 771 00:42:39.800 --> 00:42:42.679 I've never been scammed. I've been I've been attempted to 772 00:42:42.719 --> 00:42:44.960 be scammed. One of my favorite stories, probably about ten 773 00:42:45.039 --> 00:42:46.920 years ago. I get one of the calls like Doc's 774 00:42:46.960 --> 00:42:50.480 talking about and hey, your computer is about ready to 775 00:42:50.519 --> 00:42:53.400 have a massive virus or whatever when you get on 776 00:42:53.440 --> 00:42:57.119 there right away and all this stuff. And I instantly knew, 777 00:42:57.119 --> 00:42:58.760 but I played along with it, and the guy I 778 00:42:58.800 --> 00:43:02.800 was like, really, we kept going and he's like log in, 779 00:43:02.880 --> 00:43:05.519 I log in. He's like go here, go here, And 780 00:43:05.559 --> 00:43:07.199 I'm like, okay, well where do I do that on 781 00:43:07.239 --> 00:43:10.639 my Macintosh? Because he said PC And right then he 782 00:43:10.719 --> 00:43:13.880 knew because I was kind of feeding him. But I 783 00:43:13.920 --> 00:43:15.960 hear that stuff all the time. You know, my dad 784 00:43:15.960 --> 00:43:17.840 calls me sometimes now he's like, hey, I got a 785 00:43:17.840 --> 00:43:20.400 call from this guy. I's like, don't oh, don't return it. 786 00:43:20.559 --> 00:43:24.840 You know, my dad probably monthly. But the good news 787 00:43:24.920 --> 00:43:25.960 is they're asking. 788 00:43:25.679 --> 00:43:28.280 Us, right, yeah, And that's what I told him, him 789 00:43:28.320 --> 00:43:29.960 and his wife. You know, I was like, call me 790 00:43:29.960 --> 00:43:31.880 if you guys have anything weird. She had an Amazon 791 00:43:31.920 --> 00:43:33.920 one that seemed legitimate. I was like, just don't do it. 792 00:43:34.039 --> 00:43:36.719 No, No, he had one not even three days ago, 793 00:43:36.840 --> 00:43:39.559 tom My dad, or two days ago, he had one 794 00:43:39.599 --> 00:43:42.159 pop up on his computer going you have a virus. 795 00:43:42.679 --> 00:43:44.599 You need to call this number right now. And he 796 00:43:44.679 --> 00:43:47.559 called me and I basically just had Mikey call him 797 00:43:47.599 --> 00:43:50.480 real quick, and Mikey took care of the total scam. 798 00:43:51.440 --> 00:43:53.519 Well, that McAfee right now is pretty bad at that 799 00:43:53.599 --> 00:43:53.880 right now? 800 00:43:54.039 --> 00:43:54.719 Yeah as well. 801 00:43:55.079 --> 00:43:57.159 Yeah, in fact, I don't even know if I call 802 00:43:57.239 --> 00:43:59.519 that a scam, but to me, it's a scam. Even 803 00:43:59.559 --> 00:44:02.880 if it's legit. To put McAfee on a new Windows 804 00:44:02.880 --> 00:44:05.840 system is just dumb. There's no purpose of doing. 805 00:44:05.880 --> 00:44:06.880 Why what what? 806 00:44:06.960 --> 00:44:10.920 Well explain because Window McAfee is because Windows Defender up 807 00:44:11.000 --> 00:44:14.400 to date is way better than anything else for Windows. 808 00:44:14.480 --> 00:44:17.400 It's made by Windows and it's updated on the fly. 809 00:44:17.599 --> 00:44:20.519 If the computers on uh, the Internet, I mean, it's 810 00:44:20.559 --> 00:44:22.880 just the best thing you can possibly get. 811 00:44:24.559 --> 00:44:28.599 And it's for have you heard heard speaking of the internet? 812 00:44:29.039 --> 00:44:35.800 Li Fi LiFi working on Li Fi light transmission, not 813 00:44:36.320 --> 00:44:42.320 fiber optic. It's literally, if you get the light, you 814 00:44:42.320 --> 00:44:46.599 you get the Internet. They're working on led uh L 815 00:44:46.800 --> 00:44:50.800 ed Wi Fi. So it's basically working off of light 816 00:44:51.000 --> 00:44:55.599 instead of electromagnetic energy. I guess light is electromagnetic in 817 00:44:55.599 --> 00:44:58.519 a way, but it's a it's a way to transmit. 818 00:44:58.760 --> 00:45:04.880 It's fiber optics light. It's the fiber optics over the air. Yeah, 819 00:45:04.559 --> 00:45:08.280 that's exactly that's exactly right. That's a great that's a 820 00:45:08.320 --> 00:45:12.800 great way of putting it. They they somehow, I don't 821 00:45:12.840 --> 00:45:16.199 know how, but they somehow attach information to the to 822 00:45:16.239 --> 00:45:19.840 the light and so so one bulb and when that 823 00:45:19.880 --> 00:45:24.320 bulb is shining, if you're in the presence of that light, 824 00:45:25.280 --> 00:45:28.679 it will give you that signal. And they even can 825 00:45:28.760 --> 00:45:32.440 leap frog it so you can have your house equipped 826 00:45:33.119 --> 00:45:36.920 with bulbs basically. I mean it's pretty incredible. I mean, 827 00:45:37.199 --> 00:45:39.639 you know, look at we're not going to recognize technology. 828 00:45:40.039 --> 00:45:44.519 One thing that scares me a little is, uh, well, 829 00:45:45.039 --> 00:45:48.119 you know ai, I mean, you don't know what you're getting. 830 00:45:49.320 --> 00:45:51.519 So many jobs, they say are going to be eliminated, 831 00:45:51.800 --> 00:45:53.800 but a lot of jobs are going to be enhanced. 832 00:45:54.159 --> 00:45:56.800 People are going to depend on it to write their 833 00:45:56.920 --> 00:46:01.239 letters and to even do their compare, oh and to 834 00:46:01.320 --> 00:46:02.079 do research. 835 00:46:02.159 --> 00:46:06.199 The shift to trade schools right now is unbelievable. We're 836 00:46:06.239 --> 00:46:07.760 talking like forty percent. 837 00:46:09.599 --> 00:46:10.119 I think that. 838 00:46:10.360 --> 00:46:13.559 I literally, I legitimately think I heard forty percent the 839 00:46:13.599 --> 00:46:16.559 other day in the swing, meaning more people are going 840 00:46:16.559 --> 00:46:19.000 to trade schools pretty much than college. 841 00:46:19.039 --> 00:46:22.320 Are getting very close to that and AI run those 842 00:46:22.840 --> 00:46:28.000 is yeah, it is more and more people are avoiding college. 843 00:46:29.119 --> 00:46:31.360 Now, well, you don't have we have the ball follow 844 00:46:31.400 --> 00:46:33.199 up here, Well, hold on, first of all, you don't 845 00:46:33.239 --> 00:46:35.679 have the debt, and second of all, the money in 846 00:46:35.719 --> 00:46:39.079 some of these we know HVAC companies, fix it, plumb 847 00:46:39.159 --> 00:46:42.199 line all these guys. Man, if you've got the right 848 00:46:42.320 --> 00:46:45.159 tech that also knows how to sell, they can make 849 00:46:45.239 --> 00:46:47.199 They can make a couple hundred thousand a year without 850 00:46:47.280 --> 00:46:48.000 blanket man. 851 00:46:48.239 --> 00:46:49.719 I mean it's funny. 852 00:46:49.960 --> 00:46:53.440 We know people Susanna and I know kids that grew 853 00:46:53.519 --> 00:46:56.000 up with us or grew up with our kids that 854 00:46:56.159 --> 00:46:59.880 have been out in the workforce with master's degree now 855 00:47:00.239 --> 00:47:03.000 that have one hundred and fifty thousand in debt and 856 00:47:03.119 --> 00:47:06.039 make seventy five thousand a year. Do the math on that. 857 00:47:06.119 --> 00:47:10.280 And they're in their thirties. It's crazy. They owe more 858 00:47:10.320 --> 00:47:14.280 than they make per year. Hey, Tom, they're going to 859 00:47:14.360 --> 00:47:18.480 oh for many, many years, for many many many mirries. 860 00:47:18.519 --> 00:47:20.760 Unless you're going to be a doctor like Addie. Look, 861 00:47:20.800 --> 00:47:23.599 I'm kind of dog in college here. But in order 862 00:47:23.639 --> 00:47:26.280 to be a doctor or an attorney, you really have 863 00:47:26.400 --> 00:47:29.199 no other choice. But in order to be an accountant 864 00:47:29.239 --> 00:47:31.679 in a few years, I'll be honest with you, why 865 00:47:31.760 --> 00:47:34.639 AI isn't going to be the best account you ever had. 866 00:47:34.880 --> 00:47:37.079 I have no idea. You might have to have someone 867 00:47:37.199 --> 00:47:41.280 way stamp it. Let me explain this what I did 868 00:47:41.280 --> 00:47:43.079 the other day. I swear to God, this is a 869 00:47:43.119 --> 00:47:43.800 true story. 870 00:47:44.559 --> 00:47:48.159 I am doing those Vestero turnkey investments, you know, through 871 00:47:48.199 --> 00:47:51.800 my investment company. So we were doing one. And make 872 00:47:51.840 --> 00:47:55.119 a long story short, you get the closing document, and 873 00:47:55.239 --> 00:47:58.679 to keep quick books, you have to enter a general 874 00:47:58.760 --> 00:48:01.360 journal entry and you have to put in all the 875 00:48:01.440 --> 00:48:03.760 numbers from the closing statement. Well, that could be a 876 00:48:03.840 --> 00:48:08.840 daunting task. So here's what I did. I uploaded, literally 877 00:48:08.920 --> 00:48:13.880 uploaded the settlement sheet, and I said to AI, help 878 00:48:13.960 --> 00:48:17.199 me fill out the general journal line by line, and 879 00:48:17.280 --> 00:48:19.840 I swear to God it said, Okay, tell me when 880 00:48:19.880 --> 00:48:22.039 you're ready. And I said I'm ready, and it says, 881 00:48:22.320 --> 00:48:25.639 go here and do this, now, do this, now, create 882 00:48:25.679 --> 00:48:28.119 an account for this. It was as if I had 883 00:48:28.239 --> 00:48:31.719 a personal accountant with his hand on my shoulder telling 884 00:48:31.760 --> 00:48:33.239 me what to do and when to do it and 885 00:48:33.280 --> 00:48:35.599 where to do it. I swear to you it was 886 00:48:35.599 --> 00:48:38.880 like having Suzanne there and I instead of calling and 887 00:48:38.880 --> 00:48:43.519 bugging her, I pulled up the AI and it walked 888 00:48:43.559 --> 00:48:46.039 me through. I mean, it walked me through it like 889 00:48:46.079 --> 00:48:51.840 an instructor. And it's real. I mean it's real. It's amazing. 890 00:48:51.920 --> 00:48:57.119 Think of drafting emotion paralegals people, not the attorneys themselves, 891 00:48:57.400 --> 00:48:59.800 but think of anybody that's an assistant. 892 00:49:00.119 --> 00:49:01.760 John Fuller's paralegal. 893 00:49:01.760 --> 00:49:04.000 And I don't mean to pick on her, but eventually 894 00:49:04.119 --> 00:49:07.639 John's just gonna say, hey, draft emotion for case number 895 00:49:07.719 --> 00:49:11.400 blah blah blah for Douglas County for this, and then boom, 896 00:49:11.440 --> 00:49:14.599 the motion's drafted. He eyeballs it and uploads it to 897 00:49:14.639 --> 00:49:15.519 Colorado Courts. 898 00:49:15.559 --> 00:49:16.920 I mean, it's like it. 899 00:49:16.920 --> 00:49:20.079 It literally is taking away a lot of those jobs. 900 00:49:20.119 --> 00:49:20.360 Now. 901 00:49:20.960 --> 00:49:23.960 The Tesla robot. I always got to bring Tesla into it, 902 00:49:24.000 --> 00:49:28.039 because they're unbelievable. Think about this Tesla robot coming out, Tom, 903 00:49:28.199 --> 00:49:31.519 I mean the first generation next year for like thirty 904 00:49:31.559 --> 00:49:34.440 grand or forty grand. You know, it can do a 905 00:49:34.480 --> 00:49:36.679 lot of stuff. You know how you train it? Do 906 00:49:36.719 --> 00:49:38.559 you know how you train the Tesla robot? 907 00:49:40.039 --> 00:49:41.599 No? You show it videos. 908 00:49:41.800 --> 00:49:44.559 You show a video of me mowing the lawn, and 909 00:49:44.639 --> 00:49:47.800 literally show it, and it watches it numerous times, and 910 00:49:47.840 --> 00:49:49.679 it goes out and knows how to mow the lawn. 911 00:49:49.920 --> 00:49:54.840 You cook breakfast, you watch it. It watches you actually cook 912 00:49:54.880 --> 00:49:58.519 breakfast and then recycles it in its brain until it 913 00:49:58.599 --> 00:50:01.280 understands and now it knows to make scrambled eggs. 914 00:50:01.440 --> 00:50:08.159 It's unfreaking believable. Yeah, I mean imagine this. Someday we 915 00:50:08.199 --> 00:50:11.119 will have robot assistance. There's no doubt in my mind. 916 00:50:11.320 --> 00:50:15.199 I mean, uncle Kevin Overt shared an autotech He'll have 917 00:50:15.239 --> 00:50:16.840 a robot working on cars. 918 00:50:17.199 --> 00:50:21.519 We sat here, We sat here before COVID I'm going 919 00:50:21.599 --> 00:50:25.760 to say twenty seventeen and eighteen, and we discussed when 920 00:50:25.880 --> 00:50:28.920 vehicles were going to be fully autonomous, and I'll be 921 00:50:29.000 --> 00:50:30.440 damned if it's not this year. 922 00:50:30.719 --> 00:50:31.360 Think about that. 923 00:50:31.559 --> 00:50:34.519 We were thinking, well, will it be in twenty twenty 924 00:50:34.639 --> 00:50:37.920 twenty twenty five or twenty forty, when will a car 925 00:50:38.000 --> 00:50:41.480 literally drive you wherever you want to go without having 926 00:50:41.519 --> 00:50:44.800 to touch anything? And it's right now, it's crazy. 927 00:50:45.440 --> 00:50:48.719 Hey, you know, there was a great sorry that I 928 00:50:48.719 --> 00:50:53.199 think Ray Bradbury wrote about the future when there's when 929 00:50:53.280 --> 00:50:58.239 robots have taken over everything, Tom and you were mandated 930 00:50:58.800 --> 00:51:02.599 to consume a certain amount of goods because the production 931 00:51:02.719 --> 00:51:05.920 rate was so high that people are putting that people 932 00:51:05.920 --> 00:51:08.679 are getting fine to put into jail for not consuming 933 00:51:08.840 --> 00:51:12.280 enough because there was such a surplus of goods produced 934 00:51:12.320 --> 00:51:15.239 by these automatons. 935 00:51:15.599 --> 00:51:19.199 You know that gonna be almost any science fiction, Almost 936 00:51:19.239 --> 00:51:23.079 any science fiction that you heard of is coming true, 937 00:51:23.199 --> 00:51:25.639 except for one thing which I don't think will ever 938 00:51:25.679 --> 00:51:28.159 come true in our life, and that's time travel. I 939 00:51:28.239 --> 00:51:30.400 just don't see how that's never going to happen. Hey, 940 00:51:30.400 --> 00:51:33.320 we have it. We got a bike. Okay, we got 941 00:51:33.320 --> 00:51:35.239 to take this break. Art will come back to you 942 00:51:35.280 --> 00:51:37.800 in your watch. Talk about that coming up. Listen. Three 943 00:51:37.880 --> 00:51:40.440 oh three, Martino is good, twenty four to seven, you 944 00:51:40.519 --> 00:51:42.960 call it. Leave a message we'll get back to You'll 945 00:51:43.000 --> 00:51:45.880 always be first priority on the show. You don't have 946 00:51:45.920 --> 00:51:48.599 to wait three oh three, six two seven, eight four 947 00:51:48.679 --> 00:51:55.480 sixty six. Go with a sure thing Denver's best roofer 948 00:51:55.599 --> 00:51:58.480 Excel Roofing dot com. You don't pay a cent until 949 00:51:58.559 --> 00:52:05.000 you're content. Time for an insurance check up free, no obligation. 950 00:52:05.039 --> 00:52:08.880 In comparison, call Compass Insurance paying too much your coverage 951 00:52:08.880 --> 00:52:11.559 at dozens of insurance companies find out now three all 952 00:52:11.599 --> 00:52:14.079 three seven seven to one help. You'll think you're his 953 00:52:14.239 --> 00:52:16.840 only customer when you choose Frank durand the real estate 954 00:52:16.920 --> 00:52:20.159 Man dot com to list your home with Remax Alliance 955 00:52:20.400 --> 00:52:25.039 three all three nine two zero sixteen twenty two. Hi 956 00:52:25.360 --> 00:52:29.440 Tom Martino here three all three seven one three talks 957 00:52:29.440 --> 00:52:32.360 seven one three eight two five five. Art has a 958 00:52:32.400 --> 00:52:35.960 follow up question. I believe or wants to follow up? Now, Mark, 959 00:52:36.039 --> 00:52:38.199 you took this call about an heirloom watch. What kind 960 00:52:38.239 --> 00:52:40.760 of watch was it? Art? I forget what it's called. 961 00:52:40.800 --> 00:52:45.519 What is art Autum mart Auto. 962 00:52:45.280 --> 00:52:47.199 Mark Caerri. It's it's interesting. 963 00:52:47.239 --> 00:52:49.960 They can be anywhere from like you know, fifty thousand 964 00:52:50.000 --> 00:52:51.159 to a million dollars. 965 00:52:51.239 --> 00:52:54.440 It's see through like a like a jellyfish watch. 966 00:52:55.239 --> 00:53:01.440 Not all of the mark, but and that's unusual. But 967 00:53:01.679 --> 00:53:06.679 they specialized in what they call skeleton watches made in gold. 968 00:53:07.800 --> 00:53:09.559 Yeah, didn't Mark reach out? Didn't you? 969 00:53:09.639 --> 00:53:11.639 We had Mark on and you were going to send 970 00:53:11.679 --> 00:53:13.599 him pictures of it or go visit. 971 00:53:13.440 --> 00:53:15.119 Him or something along those lines. 972 00:53:15.280 --> 00:53:19.719 Well, yeah, I did, and his response would be embarrassing 973 00:53:19.880 --> 00:53:23.119 to you. So I wanted to speak first to you 974 00:53:23.400 --> 00:53:24.119 off air. 975 00:53:25.039 --> 00:53:27.199 Trust me, you're not gonna There's nothing you're going to 976 00:53:27.239 --> 00:53:29.639 say that's gonna okay. I don't know why it would 977 00:53:29.639 --> 00:53:30.679 be embarrassing to. 978 00:53:30.679 --> 00:53:36.719 Me because Bottom an international option in the house. When 979 00:53:36.719 --> 00:53:40.320 it came time to send it to them, they didn't 980 00:53:40.320 --> 00:53:42.880 want to send me truth of insurance. They just said 981 00:53:42.920 --> 00:53:44.800 they'd send a double box. 982 00:53:44.840 --> 00:53:47.840 And I know that that Art, that's why you called in. 983 00:53:47.960 --> 00:53:50.480 I said, you're crazy if you would ever do that. 984 00:53:51.519 --> 00:53:54.719 So you're the person Wait a minute, Art, you're looking 985 00:53:54.760 --> 00:53:57.679 to sell this watch, right? What is your watch worth? 986 00:53:57.760 --> 00:53:58.800 Your actual watch? 987 00:54:01.000 --> 00:54:06.400 It's unknown. However, Bottoms the International Auction House set the reserve. 988 00:54:07.599 --> 00:54:09.920 I hate to say this on air, but at forty 989 00:54:09.960 --> 00:54:14.239 thousand dollars or auction. 990 00:54:15.639 --> 00:54:16.199 Still with me? 991 00:54:18.079 --> 00:54:22.800 Yeah? Yeah, so that's what. So how much are you 992 00:54:22.840 --> 00:54:23.440 trying to get? 993 00:54:24.760 --> 00:54:27.800 Well, it's been in my family for fifty years. Before 994 00:54:27.800 --> 00:54:30.280 I could tell time, My Dad would wear it, and 995 00:54:30.760 --> 00:54:34.719 he knew if I tugged on his arm at when 996 00:54:34.719 --> 00:54:38.360 he was at lunch in a business meeting, he just lowered. 997 00:54:38.599 --> 00:54:40.360 I mean I would look at the watch before I 998 00:54:40.360 --> 00:54:41.440 could even tell time. 999 00:54:41.960 --> 00:54:43.760 So when he died, I give me the name of 1000 00:54:43.800 --> 00:54:47.079 the watch again. Give me the name of it again. 1001 00:54:47.599 --> 00:54:49.880 And I'm founcing it like they do with you Cross 1002 00:54:49.920 --> 00:54:55.400 Switzerland autumar au d E m A RF And today 1003 00:54:56.199 --> 00:54:57.960 is T I g U E T. 1004 00:54:58.440 --> 00:55:00.239 The T is silent wo oh. 1005 00:55:01.679 --> 00:55:02.119 My god. 1006 00:55:02.920 --> 00:55:07.079 And they make glopy watches, but mine is not in 1007 00:55:07.159 --> 00:55:11.400 the blue sky pricing you mentioned. But the international auction 1008 00:55:11.559 --> 00:55:18.320 Ausponums did set it for forty thousand dollars as a 1009 00:55:18.400 --> 00:55:20.639 reserve and they wanted to watch it. 1010 00:55:20.719 --> 00:55:21.440 Did you like that? 1011 00:55:23.559 --> 00:55:28.400 Oh? Certainly, because when I got it it didn't have 1012 00:55:28.559 --> 00:55:31.480 that kind of value. It had some value, but I 1013 00:55:31.519 --> 00:55:35.599 had one jeweler vocally who just wanted to melt it 1014 00:55:35.639 --> 00:55:38.679 down for the gold. 1015 00:55:38.840 --> 00:55:38.880 What. 1016 00:55:39.199 --> 00:55:44.239 But that's that's not why I'm calling. But everything can 1017 00:55:44.280 --> 00:55:46.519 be crazy if you're not careful. 1018 00:55:46.920 --> 00:55:48.360 It doesn't okay, So why are you. 1019 00:55:50.400 --> 00:55:53.320 I want to sell the watch? So the person Mark 1020 00:55:53.440 --> 00:55:57.440 referred me to. What his response was, Mark. 1021 00:55:57.239 --> 00:55:59.880 What did you refer to, I refer to him over 1022 00:55:59.920 --> 00:56:01.760 to Mark Machawski. 1023 00:56:02.920 --> 00:56:03.519 That's why I get it. 1024 00:56:03.800 --> 00:56:06.079 This is way out of his this is way out 1025 00:56:06.079 --> 00:56:07.000 of his wheelhouse. 1026 00:56:07.119 --> 00:56:10.119 I mean, well, the reason the reason I refer to 1027 00:56:10.199 --> 00:56:13.480 is Mark sends coins to all these places. And he 1028 00:56:13.800 --> 00:56:17.000 said right on air that you would never none of 1029 00:56:17.039 --> 00:56:20.400 these places wouldever just send you a box and say, 1030 00:56:20.440 --> 00:56:22.800 don't worry about ensuring it, and send it to us 1031 00:56:23.079 --> 00:56:24.960 to whatever address is on there. 1032 00:56:25.159 --> 00:56:26.880 That's why Mark was involved in it. 1033 00:56:27.159 --> 00:56:30.639 Yeah, it's a double, which is why I'm mixed up. 1034 00:56:31.039 --> 00:56:35.559 He wanted me to give him the watch. He immediately 1035 00:56:35.679 --> 00:56:38.119 found three people that he wanted to show it to. 1036 00:56:38.960 --> 00:56:41.880 He then caught up with a fourth one. He wanted 1037 00:56:41.920 --> 00:56:45.800 me to give him the watch. And normally to ensure something, 1038 00:56:46.920 --> 00:56:49.519 the insurance companies have the phrase it has to be 1039 00:56:49.639 --> 00:56:54.519 under my care, custody and control. Well for sending none 1040 00:56:54.559 --> 00:57:00.360 of that, so many specific What specific mind model do 1041 00:57:00.400 --> 00:57:00.679 you have? 1042 00:57:01.599 --> 00:57:03.159 What specific model do you have? 1043 00:57:05.159 --> 00:57:08.039 I never heard a name, but it was built in 1044 00:57:08.440 --> 00:57:13.159 we believe the nineteen fifties, and it's called a rectangular 1045 00:57:13.320 --> 00:57:15.199 movement skeleton watch. 1046 00:57:16.960 --> 00:57:18.760 And that's why you said. 1047 00:57:18.559 --> 00:57:24.079 It wasn't pardon hey, Tom that it wasn't you deal 1048 00:57:24.119 --> 00:57:28.320 in that? No, we're getting off truck. 1049 00:57:28.400 --> 00:57:33.320 These are very you know what the kind of shops 1050 00:57:33.360 --> 00:57:37.400 that deal in these watches. They it's routine for them 1051 00:57:37.440 --> 00:57:39.360 to sell a three hundred thousand dollars watch. 1052 00:57:40.239 --> 00:57:43.559 I'm sorry, but we're getting away off track, which. 1053 00:57:43.400 --> 00:57:46.119 Is can bring us? Bring us back around? Go ahead, 1054 00:57:47.679 --> 00:57:50.400 here's the person. Well, hold hold on, let me make 1055 00:57:50.440 --> 00:57:54.119 a comment about track. Okay, you're right. You may not 1056 00:57:54.199 --> 00:57:57.280 have called about what we're asking and and but there 1057 00:57:57.280 --> 00:58:00.800 are many many listeners who listen to all and they 1058 00:58:00.960 --> 00:58:01.360 and they. 1059 00:58:03.079 --> 00:58:03.320 And I. 1060 00:58:03.519 --> 00:58:08.960 That's we're talking about it. I don't so what do you. 1061 00:58:09.039 --> 00:58:11.320 Want from us? What can we do to help you? 1062 00:58:12.159 --> 00:58:14.800 His offer was that I had to pay him three 1063 00:58:14.880 --> 00:58:18.679 hundred dollars cash up front, give him the watch to 1064 00:58:18.800 --> 00:58:22.480 show to people. I could not go with him. We 1065 00:58:22.519 --> 00:58:25.639 couldn't need it. A jewelry store with a uniform policeman. 1066 00:58:26.559 --> 00:58:31.079 It was absurd. So I just said it was about it. 1067 00:58:32.199 --> 00:58:35.559 But I couldn't believe the response, because the whole reason 1068 00:58:35.599 --> 00:58:40.119 I called him was to do this in a conventional, 1069 00:58:40.239 --> 00:58:41.960 secure environment. 1070 00:58:42.639 --> 00:58:45.960 Right, I don't even know who you're talking about? Called who? 1071 00:58:46.000 --> 00:58:47.079 Who are we? Who? 1072 00:58:47.159 --> 00:58:50.840 Wanted three hundred thousand dollars from you. 1073 00:58:50.840 --> 00:58:54.239 No, no, you wanted three hundred dollars. It's the person 1074 00:58:54.360 --> 00:58:55.320 you referred me to. 1075 00:58:55.519 --> 00:58:58.960 So Mark mcchowski wanted what That's what I'm trying to understand. 1076 00:58:59.639 --> 00:59:02.239 He wanted me to give him a watch to show 1077 00:59:02.360 --> 00:59:06.199 to three other people. He said he had lined up okay, 1078 00:59:06.320 --> 00:59:09.119 in a day, and then he called back and he 1079 00:59:09.159 --> 00:59:12.920 found a fourth person and he said, this one's really good. 1080 00:59:13.480 --> 00:59:16.239 I need you to give me three hundred dollars chest 1081 00:59:16.559 --> 00:59:17.360 in advance. 1082 00:59:18.000 --> 00:59:21.400 Mark mccowsky said this, get Mark on. Let's take a breaker. 1083 00:59:21.719 --> 00:59:25.559 Just get Mark mccowsky on, because honestly, I don't know 1084 00:59:25.679 --> 00:59:29.880 if you have two marks confused or three marks confused. 1085 00:59:31.400 --> 00:59:33.880 Well that's why, I mean why we want you to 1086 00:59:33.920 --> 00:59:38.440 speak to him. All fair, But that's okay, okay. 1087 00:59:38.760 --> 00:59:42.679 So no, it's all right. I want to listen, right. 1088 00:59:43.039 --> 00:59:45.159 Want you want to know? You want to know where 1089 00:59:45.199 --> 00:59:49.199 can you legitimately get this sold? I personally don't think 1090 00:59:49.280 --> 00:59:52.079 this isn't Mark mcchowski's wheelhouse. I just don't think so. 1091 00:59:52.519 --> 00:59:56.159 I think because of his connections. I think, because of 1092 00:59:56.199 --> 01:00:00.519 his connections, he can probably find you someone. But but 1093 01:00:00.719 --> 01:00:04.960 you want someone who this universe is not strange. But 1094 01:00:05.079 --> 01:00:08.480 who's this universe is like, oh yeah, you know so 1095 01:00:08.599 --> 01:00:09.400 and so by it? 1096 01:00:09.440 --> 01:00:11.639 What about David Ellis tom. 1097 01:00:12.719 --> 01:00:16.440 Oh Si that could be you know what we owt 1098 01:00:16.440 --> 01:00:19.320 to get David onto. That is a very good possibility 1099 01:00:19.519 --> 01:00:23.159 because David has been around for years now. He doesn't 1100 01:00:23.199 --> 01:00:25.760 deal in these high end watches either, but I but 1101 01:00:25.880 --> 01:00:28.400 he might be able to point us in the right direction. 1102 01:00:28.760 --> 01:00:31.519 Great idea. Let's get him on and talk about that, 1103 01:00:31.559 --> 01:00:34.440 and then Mark wants to look into this this other thing. 1104 01:00:34.880 --> 01:00:37.159 By the way, fix it twenty four to seven for 1105 01:00:37.280 --> 01:00:41.440 your your some pump service forty nine bucks. It can 1106 01:00:41.519 --> 01:00:43.480 save you from a flood. Most people don't even know 1107 01:00:43.480 --> 01:00:46.239 where there's some pump is Get it service for forty 1108 01:00:46.320 --> 01:00:50.679 nine bucks to avoid flooding. Fix myhome dot com book 1109 01:00:51.039 --> 01:00:57.800 now go with a sure thing Denver's best roofer Excel 1110 01:00:57.920 --> 01:01:01.000 Roofing dot com. You don't pay a cent until you're content. 1111 01:01:04.360 --> 01:01:07.519 Time for an insurance check up free, no obligation. In comparison, 1112 01:01:07.679 --> 01:01:11.239 call Compass Insurance pain too much your coverage at dozens 1113 01:01:11.239 --> 01:01:13.960 of insurance companies find out now three oh three seven 1114 01:01:13.960 --> 01:01:14.559 to seven to one. 1115 01:01:14.639 --> 01:01:16.880 Help You'll think you're his only customer. 1116 01:01:16.920 --> 01:01:19.159 When you choose Frank durand the real estate man dot 1117 01:01:19.199 --> 01:01:22.480 com to list your home with Remax Alliance three oh 1118 01:01:22.559 --> 01:01:24.599 three nine two zero sixteen twenty. 1119 01:01:24.320 --> 01:01:41.679 Two A Hi, three oh three seven one three eight 1120 01:01:41.800 --> 01:01:43.679 two five five. 1121 01:01:43.880 --> 01:01:45.800 I have a question, Doc, go ahead. 1122 01:01:45.840 --> 01:01:46.840 Can we do something. 1123 01:01:46.559 --> 01:01:49.679 About Nick Gravenus is becoming a pain in the glass? 1124 01:01:50.760 --> 01:01:51.119 Ah? 1125 01:01:51.239 --> 01:01:53.320 Boy, that's that's true. We got in trouble for that 1126 01:01:53.360 --> 01:01:57.000 a long time ago. We used to put in the newspaper, 1127 01:01:57.079 --> 01:02:01.719 let's tell your energy company to kiss, kiss my glass 1128 01:02:01.760 --> 01:02:04.079 or kiss and they yeah. 1129 01:02:04.119 --> 01:02:06.840 So Excel called us and said you can't do that 1130 01:02:06.920 --> 01:02:07.480 until we changed. 1131 01:02:07.519 --> 01:02:09.159 But then they ended up partnering with us for a 1132 01:02:09.159 --> 01:02:11.280 while and we were like the people that they referred, 1133 01:02:11.280 --> 01:02:12.119 which was hilarious. 1134 01:02:12.199 --> 01:02:15.079 That's a dumb I can't believe that. All right, Mark, 1135 01:02:15.119 --> 01:02:16.320 why wouldn't anybody like that? 1136 01:02:16.440 --> 01:02:16.599 Yeah? 1137 01:02:16.639 --> 01:02:20.760 Pull up Mark, Let's ask Mark? What's going on here? Hey? Mark? 1138 01:02:20.880 --> 01:02:21.119 Then? 1139 01:02:21.599 --> 01:02:23.800 How are you man? We got some Tom How are 1140 01:02:23.840 --> 01:02:26.840 you okay? Good? Good? Go ahead, Mark, take it away. 1141 01:02:26.840 --> 01:02:29.440 So Art called back. He's the guy that had that 1142 01:02:29.559 --> 01:02:30.480 fancy watch. 1143 01:02:30.760 --> 01:02:34.400 Yes, and he said that you wanted three hundred bucks 1144 01:02:34.719 --> 01:02:36.920 for someone to look at it? Can you just tell 1145 01:02:37.000 --> 01:02:39.280 us what happened or who I'm just trying to figure 1146 01:02:39.320 --> 01:02:40.280 out what he's talking about you. 1147 01:02:40.440 --> 01:02:42.920 As you know, Mark, I deal in rare coins and currency, 1148 01:02:42.960 --> 01:02:45.320 and I don't know how to value watches. But I 1149 01:02:45.360 --> 01:02:48.719 know a couple of people, old timers that I've known 1150 01:02:48.760 --> 01:02:52.400 for many, many years. They're also coin buyers for me too. 1151 01:02:52.760 --> 01:02:53.119 Got it? 1152 01:02:53.519 --> 01:02:56.760 And this gentleman lives way up and Boulder, and I 1153 01:02:56.840 --> 01:02:59.719 sent him a picture of it and he wants to 1154 01:02:59.719 --> 01:03:02.079 look at it before he gives me a good offer 1155 01:03:02.119 --> 01:03:02.400 on it. 1156 01:03:02.760 --> 01:03:06.480 Okay, what's the three hundred bucks for. 1157 01:03:06.800 --> 01:03:08.119 My time to go down there? 1158 01:03:08.840 --> 01:03:11.519 Oh, I see what you're saying, to go get it. 1159 01:03:11.599 --> 01:03:14.960 He was in Boulder. I live in Evergreen. Yes, it's 1160 01:03:15.000 --> 01:03:16.360 a long it's a long day for me. 1161 01:03:17.559 --> 01:03:20.159 I get you to bring it up to this guy 1162 01:03:20.199 --> 01:03:24.960 to look at correct. Okay, Well, I don't know, man. 1163 01:03:25.119 --> 01:03:27.400 I mean like, if you're not, I don't know what 1164 01:03:27.440 --> 01:03:28.320 would you do with him? 1165 01:03:28.320 --> 01:03:31.119 Mark? If it was yours, you'd bring it to this guy. 1166 01:03:31.199 --> 01:03:33.079 If it was my watch, I would take it up 1167 01:03:33.119 --> 01:03:35.800 to him and I would say how much this guy 1168 01:03:35.840 --> 01:03:39.039 pays the most? Yeah, that's what I would do. 1169 01:03:39.320 --> 01:03:41.800 Now, does he buy all kinds of watches or just. 1170 01:03:41.840 --> 01:03:45.000 These that I'm not really sure of. I mean he 1171 01:03:45.079 --> 01:03:51.760 buys high end watches, Rolexes, watches like that one fatigues, 1172 01:03:52.159 --> 01:03:53.800 you know, real real high end stuff. 1173 01:03:53.840 --> 01:03:57.039 Would you just give this guy his info so he 1174 01:03:57.079 --> 01:03:58.159 can call him directly? 1175 01:03:58.599 --> 01:04:00.079 No, okay, No. 1176 01:04:00.360 --> 01:04:02.920 My customer is a private I don't give out any 1177 01:04:03.639 --> 01:04:05.400 information of all. 1178 01:04:05.519 --> 01:04:09.079 I seat. So he's is what you're saying. 1179 01:04:09.119 --> 01:04:11.840 Oh, absolutely, all my customers are. 1180 01:04:12.000 --> 01:04:12.679 I got you. 1181 01:04:12.760 --> 01:04:14.880 Yeah, it's for security. 1182 01:04:15.039 --> 01:04:17.239 I think I think three hundred bucks is pretty cheap 1183 01:04:17.320 --> 01:04:18.719 for the specialized service. 1184 01:04:18.920 --> 01:04:21.480 No, I've got I don't have a problem with that. 1185 01:04:21.639 --> 01:04:23.760 It are yeah, yeah. 1186 01:04:23.320 --> 01:04:26.519 And I think Art's biggest problem with this process is 1187 01:04:26.559 --> 01:04:29.039 going to be that he's very worried about insurance. 1188 01:04:29.760 --> 01:04:31.400 Well so insurance, I. 1189 01:04:31.920 --> 01:04:34.119 Told him, I said, Art, you know I've been here 1190 01:04:34.199 --> 01:04:38.239 thirty six years. I have an impeccable reputation. I will 1191 01:04:38.239 --> 01:04:40.280 give you an invoice and a receipt that the watch 1192 01:04:40.360 --> 01:04:44.960 is in my possession, it will not leave my possession, 1193 01:04:45.679 --> 01:04:47.320 and I will get you taken care of. 1194 01:04:47.440 --> 01:04:49.840 Hey, Mark, do you have insurance for stuff like that? 1195 01:04:50.000 --> 01:04:52.880 Let's say you do give him that receipt, and you know, 1196 01:04:53.079 --> 01:04:55.719 God help you, you're in a fiery car accident in 1197 01:04:55.800 --> 01:04:56.880 the watching met. 1198 01:04:56.760 --> 01:04:57.519 My own pocket? 1199 01:04:58.320 --> 01:04:58.639 What's that? 1200 01:04:59.199 --> 01:05:03.000 And I will pay him out of my own pocket? Okay, 1201 01:05:06.639 --> 01:05:08.440 I will pay him out of my own pocket, but 1202 01:05:08.480 --> 01:05:09.920 that's not gonna happen anyway. 1203 01:05:10.280 --> 01:05:12.960 Yeah, I dig, I dig. Now let's see you know 1204 01:05:13.000 --> 01:05:16.599 what I noticed? Yeah, go ahead, Tom, on. 1205 01:05:16.639 --> 01:05:19.519 These websites, Mark when Chelse guys going to tell you, 1206 01:05:20.159 --> 01:05:24.000 it seems like these what do you call them? Fine watches? Exotic? 1207 01:05:24.039 --> 01:05:27.519 What do you call them? But anyway, it seems these 1208 01:05:27.599 --> 01:05:30.159 watches are a whole different world. I mean, there are 1209 01:05:30.199 --> 01:05:33.840 people paying two hundred and fifty thousand dollars for watches. 1210 01:05:34.039 --> 01:05:36.400 Do they actually wear them? I mean? Or is it 1211 01:05:36.559 --> 01:05:39.599 just a collection thing? What is it about Paddick, Philip 1212 01:05:39.679 --> 01:05:40.440 and all the rest? 1213 01:05:40.920 --> 01:05:42.519 Tom, I think it's a little bit of both. 1214 01:05:43.480 --> 01:05:44.159 It's crazy. 1215 01:05:44.519 --> 01:05:44.719 Yeah. 1216 01:05:44.920 --> 01:05:48.440 I can't even imagine walking around with a quarter million 1217 01:05:48.480 --> 01:05:51.320 dollars on my wrist. I'd be afraid someone cut my 1218 01:05:51.360 --> 01:05:52.000 wrist off. 1219 01:05:52.400 --> 01:05:55.360 Guys, you got to see this. This this guy in Boulder, 1220 01:05:55.760 --> 01:05:59.280 he's got this machine that he has these watches in. Okay, 1221 01:05:59.400 --> 01:06:03.320 he's probably go about twenty five thirty watches. And this 1222 01:06:03.760 --> 01:06:08.000 scene rotates and it moves to keep the watches wound. 1223 01:06:09.320 --> 01:06:11.840 Oh my god, just from the movement. 1224 01:06:12.119 --> 01:06:13.920 Correct, because there's no batteries? 1225 01:06:14.079 --> 01:06:15.960 Is this how if you had to guess, like how 1226 01:06:16.000 --> 01:06:19.559 many hundreds of thousands of dollars and watches this guy. 1227 01:06:19.440 --> 01:06:21.320 Has, it's probably got about two and a half million. 1228 01:06:21.480 --> 01:06:24.000 See, that's why you don't. That's why he doesn't. You 1229 01:06:24.039 --> 01:06:28.679 can't share that kind of inte. I totally understand that. Now, Yeah, yeah, 1230 01:06:29.000 --> 01:06:29.800 Now I do hear me? 1231 01:06:30.000 --> 01:06:32.480 So yeah, go ahead? 1232 01:06:32.960 --> 01:06:35.800 Yeah, So Art, I'm telling you man, once again, Mark's 1233 01:06:35.800 --> 01:06:39.199 a good guy. So I agree with everything he's saying. 1234 01:06:40.480 --> 01:06:40.719 Mark. 1235 01:06:40.840 --> 01:06:44.280 Could I the Mark for Tom Martina? Could I speak 1236 01:06:44.320 --> 01:06:48.760 to you off air to qualify where I am with it? 1237 01:06:48.840 --> 01:06:49.039 Mark? 1238 01:06:49.079 --> 01:06:51.840 It does listen to it, Art, I don't mind that. 1239 01:06:51.880 --> 01:06:53.840 But I'm telling you right now, I don't care if 1240 01:06:53.840 --> 01:06:56.760 you use Mark or not. He knows someone that buys 1241 01:06:56.800 --> 01:06:59.519 watches like this. If you don't trust him, don't want 1242 01:06:59.559 --> 01:07:01.519 to use them, I mean, then don't use them. 1243 01:07:01.639 --> 01:07:03.920 That's what I told him. But that's what I told Art. 1244 01:07:04.159 --> 01:07:10.199 He gets his commission, his normal commission, but upfront, what 1245 01:07:10.239 --> 01:07:10.480 do you. 1246 01:07:10.480 --> 01:07:12.239 Mean is normal commission? Up front? 1247 01:07:12.280 --> 01:07:15.280 I don't even know if he's confused about that three hundred dollars. 1248 01:07:15.719 --> 01:07:17.480 It wouldn't be Mark would go. 1249 01:07:17.960 --> 01:07:20.639 Mark would bring it to him and then tell you 1250 01:07:20.719 --> 01:07:22.679 how much he's willing to pay for it. 1251 01:07:22.760 --> 01:07:23.199 Correct. 1252 01:07:23.360 --> 01:07:25.639 Yeah, that's how it works ART with any. 1253 01:07:25.440 --> 01:07:29.000 Of this stuff, and that's fine. But we keep and 1254 01:07:29.119 --> 01:07:33.760 I told him that everything is fifteen percent. So I said, 1255 01:07:34.079 --> 01:07:36.519 I need to pay you that three hundred dollars front. 1256 01:07:36.880 --> 01:07:38.880 And I don't even know this person. Mark. 1257 01:07:39.280 --> 01:07:43.079 Listen, take the watch up and I tell you what 1258 01:07:43.199 --> 01:07:43.840 he's going to pay. 1259 01:07:44.000 --> 01:07:44.159 Art. 1260 01:07:44.679 --> 01:07:46.679 The next thing I'm going to do is call you. 1261 01:07:47.079 --> 01:07:50.400 If you accept the offer, then I get paid, and 1262 01:07:50.440 --> 01:07:55.559 then I pay you simple. If you don't accept the offer, then. 1263 01:07:55.639 --> 01:07:57.000 I get to watch back. 1264 01:07:56.800 --> 01:07:59.079 To you and I get three hundred dollars from my 1265 01:07:59.159 --> 01:08:00.000 time up front. 1266 01:08:00.679 --> 01:08:04.800 Yeah, it's pretty straightforward. Art. You're not getting the commission 1267 01:08:04.880 --> 01:08:05.360 up front. 1268 01:08:05.639 --> 01:08:08.480 He's getting the three hundred because half his day is 1269 01:08:08.519 --> 01:08:11.679 going to be dealing with this. But when he gets 1270 01:08:11.719 --> 01:08:14.039 to the guy, let's say the guy says I'll give 1271 01:08:14.079 --> 01:08:16.840 you one hundred thousand. I'm just throwing easy numbers out 1272 01:08:16.960 --> 01:08:18.880 Art one hundred thousand. 1273 01:08:18.520 --> 01:08:22.199 Your example. I don't know this person. 1274 01:08:22.399 --> 01:08:24.880 It doesn't all I can tell you is I've known 1275 01:08:24.960 --> 01:08:27.600 Mark for oh my god, fifteen years. 1276 01:08:27.640 --> 01:08:32.479 Tom. How long have you known Mark A twenty five 1277 01:08:32.600 --> 01:08:35.720 plu Yeah, twenty five thirty years Art. 1278 01:08:35.760 --> 01:08:38.720 I mean if he's going to abscond with your watch 1279 01:08:38.800 --> 01:08:42.760 or anybody else's, he would have done it twenty five 1280 01:08:42.880 --> 01:08:45.560 years ago. Anyhow, we got to take a quick break. 1281 01:08:45.560 --> 01:08:50.119 Everybody hold tight three zero three Martino, Florence has a question. 1282 01:08:55.239 --> 01:08:58.520 Go with a sure thing Denver's best roofer Excel Roofing 1283 01:08:58.600 --> 01:08:59.199 dot com. 1284 01:08:59.239 --> 01:09:01.239 You don't pass se until you're content. 1285 01:09:04.600 --> 01:09:07.800 Time for an insurance checkup free, no obligation in comparison, 1286 01:09:07.920 --> 01:09:11.520 call Compass Insurance paying too much your coverage at dozens 1287 01:09:11.520 --> 01:09:14.239 of insurance companies find out now three all three seven 1288 01:09:14.239 --> 01:09:16.600 to seven to one help. You'll think you're his only 1289 01:09:16.680 --> 01:09:19.159 customer when you choose Frank durand the real estate Man 1290 01:09:19.199 --> 01:09:22.600 dot com to list your home with Remax Alliance three 1291 01:09:22.680 --> 01:09:24.760 all three nine two zero sixteen twenty two. 1292 01:09:25.399 --> 01:09:28.520 Take an advantage of we want to hear from you, Florence. 1293 01:09:28.560 --> 01:09:30.880 By the way, you're going to be right after the 1294 01:09:30.960 --> 01:09:34.079 break one hundred percent. We can't wait to talk to you. 1295 01:09:34.279 --> 01:09:37.239 Nick Gravina, you're a businessman. Would you think about that 1296 01:09:37.319 --> 01:09:40.600 whole watch thing. Honest to god, what that whole call 1297 01:09:40.920 --> 01:09:43.399 you said something over the break. I agree with you 1298 01:09:43.520 --> 01:09:46.319 have to one hundred percent at some point trust somebody 1299 01:09:46.600 --> 01:09:47.439 over anything. 1300 01:09:47.720 --> 01:09:49.399 I mean, what else are you going to do? 1301 01:09:50.000 --> 01:09:52.520 I mean, you know, three hundred bucks for somebody's time 1302 01:09:52.600 --> 01:09:55.000 for a day to go personally pick up a watch 1303 01:09:55.119 --> 01:09:58.039 and then deliver it to maybe a potential buyer and 1304 01:09:58.079 --> 01:10:00.319 then bring it back to you, and then also, you know, 1305 01:10:00.960 --> 01:10:02.319 delegate that deal for a day. 1306 01:10:02.479 --> 01:10:03.600 I think that's a steal. 1307 01:10:03.680 --> 01:10:06.000 It's dirt cheap. I wouldn't even come close to doing 1308 01:10:06.039 --> 01:10:07.039 it for anything like that. 1309 01:10:07.279 --> 01:10:08.880 Roy and the guy's gonna give him a receipt and 1310 01:10:08.920 --> 01:10:10.840 everything else if he's an established business. 1311 01:10:10.880 --> 01:10:13.199 I mean, girl, Mark's been doing it. 1312 01:10:13.239 --> 01:10:16.960 Tom and I have known Matchowski for god, I had 1313 01:10:17.079 --> 01:10:20.920 twenty fifteen to thirty years, depending on which one of us, 1314 01:10:21.199 --> 01:10:23.439 and there's just never been an issue. He deals in 1315 01:10:23.479 --> 01:10:25.600 coins and stuff. I don't know how else you would 1316 01:10:25.640 --> 01:10:28.520 sell something like that. All right, three oh three seven, one, 1317 01:10:28.640 --> 01:10:31.359 three eight, two five five, get those calls in three 1318 01:10:31.560 --> 01:10:34.359 zero three, Martino. We want to hear from you, bad 1319 01:10:34.439 --> 01:10:37.439 contractor bad landlord, any issue you have. 1320 01:10:38.039 --> 01:10:54.840 Right here on the Troubleshooter Network. Go with a sure 1321 01:10:54.960 --> 01:10:58.079 thing Denver's Best roofer Excel Roofing dot com. 1322 01:10:58.119 --> 01:10:59.920 You don't pay a cent until you're content. 1323 01:11:01.720 --> 01:11:05.399 Please run time for an insurance check up free no 1324 01:11:05.479 --> 01:11:09.840 obligation comparison call Compass Insurance paying too much your coverage 1325 01:11:09.840 --> 01:11:12.520 at dozens of insurance companies find out now three all 1326 01:11:12.560 --> 01:11:15.039 three seven seven to one help. You'll think you're his 1327 01:11:15.199 --> 01:11:17.760 only customer when you choose Frank durand the real estate 1328 01:11:17.880 --> 01:11:21.119 Man dot com to list your home with Remax Alliance 1329 01:11:21.359 --> 01:11:30.199 three all three nine two zero sixteen twenty two. 1330 01:11:29.079 --> 01:11:34.359 Ripped off Red News. Need advice so you don't have 1331 01:11:36.600 --> 01:11:41.279 come running as fast as we can show Shooter's gonna 1332 01:11:41.359 --> 01:11:44.039 help come Max. 1333 01:11:44.479 --> 01:11:50.920 Is the Troubleshooter Show. Now Tom Martino, Hey, Tom Martino here, 1334 01:11:50.960 --> 01:11:53.680 Welcome to the show three all three seven one three 1335 01:11:53.720 --> 01:11:56.720 talks seven one three eight two five five. What is 1336 01:11:56.760 --> 01:12:00.279 on your mind? Well, I want to recap that previous caller, 1337 01:12:00.399 --> 01:12:02.600 the guy here. Here's the bottom line, because we kind 1338 01:12:02.600 --> 01:12:06.159 of left it hanging. He was calling about Mark Machowski, 1339 01:12:06.199 --> 01:12:08.680 which is bye. By the way, Mark runs a budget 1340 01:12:08.720 --> 01:12:11.000 a one transmission or all repair. And he also is 1341 01:12:11.079 --> 01:12:13.479 a say the word. I don't know the words. Say 1342 01:12:13.479 --> 01:12:16.039 the word mark, say the word. 1343 01:12:15.840 --> 01:12:25.279 Doc Monusco Mattico, he's a nemsomatic new a New missmic Arise, Doc, Doc, 1344 01:12:25.439 --> 01:12:26.920 what's a coin expert? 1345 01:12:27.319 --> 01:12:28.239 Welcome to the show. 1346 01:12:28.760 --> 01:12:29.920 I was checking something else. 1347 01:12:30.000 --> 01:12:32.640 What was the question? What is a coin expert called. 1348 01:12:33.960 --> 01:12:34.880 Anubismotist? 1349 01:12:35.159 --> 01:12:38.359 There you go? I was close? Okay, good see Doc 1350 01:12:38.479 --> 01:12:41.239 is such a good guy. Doc, by the way, got 1351 01:12:41.279 --> 01:12:46.079 me hooked on wordle and now I damn it. I mean, okay, anyway, 1352 01:12:46.479 --> 01:12:48.319 I just want to ask something about wordle real quick? 1353 01:12:48.760 --> 01:12:51.319 Do you start with the first that your favorite word? 1354 01:12:51.359 --> 01:12:54.600 Every time that has a good combination of letters? I do. 1355 01:12:54.840 --> 01:12:58.880 Okay, it's a waste of a turn. You don't know 1356 01:12:59.159 --> 01:13:01.640 that is a turn ken. That's my only beef with 1357 01:13:01.680 --> 01:13:04.359 you when you say you got a word in three tries. 1358 01:13:04.479 --> 01:13:05.960 You don't count your first try. 1359 01:13:06.680 --> 01:13:10.159 Well, yeah, it's yes, it's two more tries. 1360 01:13:11.159 --> 01:13:13.760 That's then I must have misunderstood you because you're like, oh, 1361 01:13:13.800 --> 01:13:16.439 I got that in two tries, and it's like, oh, 1362 01:13:16.479 --> 01:13:18.880 you've got four guesses there or three guesses. 1363 01:13:19.039 --> 01:13:21.600 No, it's after it's two or three tries after I do, 1364 01:13:22.399 --> 01:13:22.720 so you. 1365 01:13:22.680 --> 01:13:24.520 Don't count I do as a as a try. 1366 01:13:25.159 --> 01:13:25.359 No. 1367 01:13:25.640 --> 01:13:27.079 See, that's that's my issue. 1368 01:13:27.880 --> 01:13:33.600 No one does. No one does what no one does? 1369 01:13:33.760 --> 01:13:34.159 Do you mean? 1370 01:13:35.439 --> 01:13:38.119 And you make a first try, that's your first try. 1371 01:13:38.279 --> 01:13:41.520 Ken uses the same word every first try, so he 1372 01:13:41.560 --> 01:13:43.239 doesn't count that as a try. 1373 01:13:43.439 --> 01:13:47.079 I've gotten on my first on my second try yesterday. 1374 01:13:47.159 --> 01:13:51.600 But you consider that your first try. What you consider 1375 01:13:51.680 --> 01:13:53.520 the second line your first try? 1376 01:13:53.840 --> 01:13:55.079 Yeah, that's wrong. 1377 01:13:55.680 --> 01:13:57.560 Well, that's wrong. 1378 01:13:57.800 --> 01:13:59.119 Yeah, I guess you can do it. 1379 01:13:59.119 --> 01:13:59.720 I guess it is. 1380 01:14:00.640 --> 01:14:01.279 That's just me. 1381 01:14:03.640 --> 01:14:06.359 Yes, I guess you guys are correct. Well, all right, 1382 01:14:06.479 --> 01:14:10.920 by the way, I digress there. So this guy calls 1383 01:14:10.960 --> 01:14:15.239 and says, I have this expensive heirloom watch and I 1384 01:14:15.279 --> 01:14:17.119 want to get it a praise or I want someone 1385 01:14:17.159 --> 01:14:20.479 to buy it. And Mark, being a coin guy, we 1386 01:14:20.560 --> 01:14:24.119 know that he has connections all over with investment metals 1387 01:14:24.159 --> 01:14:27.560 and coins and other things. So Mark said he checked 1388 01:14:27.560 --> 01:14:29.479 with his sources and he found a guy that he 1389 01:14:29.520 --> 01:14:33.720 knows in Boulder, and he keeps the guy confidential because 1390 01:14:33.760 --> 01:14:36.800 he has millions of dollars of watches. And Mark said, 1391 01:14:36.840 --> 01:14:40.439 for three hundred bucks, he would take the watch and 1392 01:14:40.600 --> 01:14:42.840 run it around and one of them would be this 1393 01:14:42.920 --> 01:14:45.439 guy in Boulder, to see if the guy would give 1394 01:14:45.520 --> 01:14:49.159 him a suitable offer. And this guy called us back 1395 01:14:49.199 --> 01:14:53.159 and said, he wants three hundred dollars and he won't 1396 01:14:53.159 --> 01:14:57.159 give me proof of insurance. So, and the reason he 1397 01:14:57.199 --> 01:14:59.199 can't give you proof of insurance is because he's not 1398 01:14:59.319 --> 01:15:02.199 a transport and he doesn't do this as a living. 1399 01:15:02.239 --> 01:15:05.199 He's doing you a favor. He's saying, I'm going to 1400 01:15:05.279 --> 01:15:07.439 take the watch. I'm going to give you a full 1401 01:15:07.479 --> 01:15:12.600 receipt for the watch, time, date, watch everything. You're going 1402 01:15:12.680 --> 01:15:15.159 to pay me three hundred bucks to shop it, and 1403 01:15:15.199 --> 01:15:19.359 I'm going to shop it. And then Mark this guy 1404 01:15:19.439 --> 01:15:22.760 kept saying, But even when I used to deliver sound 1405 01:15:22.760 --> 01:15:27.000 equipment to bars around Denver, I would have to show insurance. 1406 01:15:28.479 --> 01:15:31.680 So in a way, I know what the guy's talking about. 1407 01:15:31.720 --> 01:15:37.159 If Mark was in the business of transporting expensive watches, 1408 01:15:37.439 --> 01:15:39.199 you would expect to have him to have some kind 1409 01:15:39.239 --> 01:15:40.479 of insurance. 1410 01:15:40.560 --> 01:15:43.119 Yeah, But he also said if something didn't He also said, 1411 01:15:43.119 --> 01:15:45.039 if something did happen to the watch, he'd write him 1412 01:15:45.039 --> 01:15:46.159 a freaking check for it. 1413 01:15:46.359 --> 01:15:48.800 And we both know that wouldn't be any issue for 1414 01:15:48.840 --> 01:15:53.159 Mark to do. That's right, and so you know it's 1415 01:15:53.880 --> 01:15:55.600 if Mark lost it. But Mark said, I'm not going 1416 01:15:55.680 --> 01:15:58.800 to lose it. I'm going to take it to be appraised, 1417 01:15:59.319 --> 01:16:02.279 and the guy's going to make an offer. So that's it. 1418 01:16:02.600 --> 01:16:05.680 So this guy just kept saying, I need proof of insurance. 1419 01:16:06.000 --> 01:16:08.479 So here's what we said to the guy. If you 1420 01:16:08.520 --> 01:16:13.319 don't feel comfortable handing the watch over to Mark with 1421 01:16:13.399 --> 01:16:19.039 a receipt and with you know, his backing, if you 1422 01:16:19.159 --> 01:16:23.239 need insurance, then don't do it. You might you know, 1423 01:16:23.399 --> 01:16:25.760 there are bonded carriers you can get to do this. 1424 01:16:26.560 --> 01:16:29.840 But the bonded carrier, well, all he's going to do 1425 01:16:29.920 --> 01:16:32.640 is get it to Mark. Then Mark still has to 1426 01:16:32.640 --> 01:16:35.920 get it to this guy. So I don't think we 1427 01:16:35.960 --> 01:16:41.680 can accomplish what you want. Period. We I don't think 1428 01:16:41.760 --> 01:16:45.039 we can do it now, Florence, your turn. You have 1429 01:16:45.079 --> 01:16:47.680 a question about something called a senior card. 1430 01:16:49.000 --> 01:16:51.159 Yes, I see. 1431 01:16:52.800 --> 01:16:54.399 I see online and so forth. 1432 01:16:54.439 --> 01:16:57.920 A beta, a healthcare spending card where it helps to 1433 01:16:57.920 --> 01:17:03.199 buy grocery systems, yes, ma'am, beings that seenate online. I 1434 01:17:03.199 --> 01:17:05.920 don't really trust everything I see there. Do you know 1435 01:17:05.960 --> 01:17:07.640 of it? If it's legit? 1436 01:17:08.920 --> 01:17:11.359 I know about this. If you want, go ahead, Tom, 1437 01:17:11.399 --> 01:17:12.079 go ahead, Mark. 1438 01:17:12.199 --> 01:17:17.720 Well, costally, some healthcare plans depending on your financial means, 1439 01:17:17.800 --> 01:17:22.039 meaning not everybody would qualify for this, depending on your 1440 01:17:22.079 --> 01:17:25.680 income with Social Security or whatever your income is. Some 1441 01:17:25.720 --> 01:17:28.319 of the plans allow for say one hundred dollars a 1442 01:17:28.359 --> 01:17:31.039 month where you can go to Walmart or a grocery 1443 01:17:31.079 --> 01:17:34.920 store and actually buy food, and if you don't use 1444 01:17:34.960 --> 01:17:39.039 it that month, it'll actually continue to grow on that 1445 01:17:39.199 --> 01:17:42.520 debit card, so you can use it. But there's few 1446 01:17:42.560 --> 01:17:45.119 plans that have it, but there definitely are some. But 1447 01:17:45.239 --> 01:17:49.800 there is qualifications, and we do have an expert, John 1448 01:17:49.920 --> 01:17:52.880 Senior could explain it better than me, but we've had 1449 01:17:52.920 --> 01:17:55.439 that question on the air in the past, I don't 1450 01:17:55.439 --> 01:17:58.159 know four or five months. And it is interesting because 1451 01:17:58.199 --> 01:18:00.600 I see these TV commercials all the. 1452 01:18:00.640 --> 01:18:06.199 Time now and what do they tout mark that. 1453 01:18:06.359 --> 01:18:08.840 They tout basically, not only do you get the healthcare 1454 01:18:09.880 --> 01:18:12.800 like a plan that covers you know, a Medicare plan 1455 01:18:13.920 --> 01:18:16.960 like an advantage plan, but you have an advantage plan that, 1456 01:18:17.399 --> 01:18:20.560 for example, not only gives you a gym membership like 1457 01:18:20.640 --> 01:18:23.880 Silver Sneakers or whatever it is, but they also give 1458 01:18:23.920 --> 01:18:27.079 you like one hundred dollars a month for food and groceries. 1459 01:18:27.279 --> 01:18:29.560 I would like to get John on but I've got 1460 01:18:29.600 --> 01:18:32.640 a question, Florence. I mean, with that is like that 1461 01:18:32.680 --> 01:18:35.239 one hundred dollars a month, I mean, would that really 1462 01:18:35.319 --> 01:18:36.560 help you out big time? 1463 01:18:37.760 --> 01:18:38.640 Not that much. 1464 01:18:39.520 --> 01:18:42.039 I've seen, you know, bigger numbers than that, And I 1465 01:18:42.119 --> 01:18:44.000 just don't want to get mixed up in something. 1466 01:18:44.079 --> 01:18:47.239 And let's get John on just to ask Tom. Let's 1467 01:18:47.279 --> 01:18:49.840 get him on and then let me put her on hold. 1468 01:18:50.000 --> 01:18:54.199 And then Ronda has got a question for a Gravina. 1469 01:18:56.359 --> 01:19:00.479 Go ahead, Ronda. Happening. 1470 01:19:01.399 --> 01:19:04.399 My my dad has a home and my dad's eighty four, 1471 01:19:04.880 --> 01:19:06.520 so he's getting up there. He has a home and 1472 01:19:06.520 --> 01:19:09.159 he had some hail damage and then a woodpecker came 1473 01:19:09.279 --> 01:19:13.720 pecking at his siding made quite a big hole. So 1474 01:19:13.920 --> 01:19:18.520 he has been calling around to get quotes for siding, 1475 01:19:18.560 --> 01:19:20.279 at least for that side of his house. 1476 01:19:20.439 --> 01:19:21.159 He was visited. 1477 01:19:21.239 --> 01:19:22.439 Yet what kind of siding. 1478 01:19:25.399 --> 01:19:26.680 It's not metal, it's. 1479 01:19:26.520 --> 01:19:29.399 The like press the board, the press forward kind of stuff. 1480 01:19:30.760 --> 01:19:32.279 Probably all okay to night Stylia. 1481 01:19:33.920 --> 01:19:36.439 Yeah, So I wanted I'm going to connect him with 1482 01:19:36.479 --> 01:19:39.159 Gravinaz to come out there. But I wanted to alert 1483 01:19:39.199 --> 01:19:41.960 you that he had a company called the Bella Yep 1484 01:19:42.800 --> 01:19:46.720 that came out yesterday with a really hard self, spent 1485 01:19:46.840 --> 01:19:52.760 three hours of my dad's time, almost wouldn't leave, kept saying, 1486 01:19:53.359 --> 01:19:55.720 we don't take no for an answer. I mean, and 1487 01:19:55.800 --> 01:19:59.159 they quoted him twenty eight thousand dollars just for one 1488 01:19:59.159 --> 01:20:01.880 side of his house. Sounds right about seventy five thousand 1489 01:20:01.920 --> 01:20:03.520 dollars to do the entire home. And it's not a 1490 01:20:03.520 --> 01:20:07.159 big house. It's a you know, a three bedroom, actually 1491 01:20:07.159 --> 01:20:08.720 a two bedroom, but a basement. 1492 01:20:09.079 --> 01:20:12.399 Now, what's the name of this company, the Bella it 1493 01:20:12.560 --> 01:20:15.079 sounds do they sell time shares on the weekend? 1494 01:20:15.199 --> 01:20:18.159 I mean, not to leave and forget about the price. 1495 01:20:18.239 --> 01:20:19.119 But that's crazy. 1496 01:20:19.840 --> 01:20:22.600 Oh my god, Yeah they do ball. 1497 01:20:22.920 --> 01:20:23.880 Yeah, it's a franchise. 1498 01:20:23.960 --> 01:20:25.079 Oh, they kind of do it all. 1499 01:20:25.159 --> 01:20:28.119 But hey, you know what she brings up. Have been 1500 01:20:28.199 --> 01:20:29.760 up against them before? Nick? Oh? 1501 01:20:29.840 --> 01:20:30.199 Yeah? 1502 01:20:30.319 --> 01:20:32.880 Nick? Have you have you been up against them before? 1503 01:20:32.920 --> 01:20:33.840 Are they expensive? 1504 01:20:34.479 --> 01:20:34.680 Yeah? 1505 01:20:34.720 --> 01:20:37.399 Again, you know, it's one of those franchise, high pressure places. 1506 01:20:37.439 --> 01:20:38.199 You know, it's just. 1507 01:20:38.760 --> 01:20:39.960 How do you guys do it? Nick? 1508 01:20:40.000 --> 01:20:42.880 I'm very curious over that because it is kind of 1509 01:20:42.920 --> 01:20:45.960 strange when anybody, it doesn't matter if it's a roofer 1510 01:20:46.039 --> 01:20:50.000 or window or doors or any home service HVAC, they 1511 01:20:50.039 --> 01:20:52.520 show up at your house. They're in your house. We 1512 01:20:52.640 --> 01:20:55.079 know they're trained to sell. I mean, what what what 1513 01:20:55.119 --> 01:20:57.560 do you guys do? Would you consider a soft sell, 1514 01:20:57.880 --> 01:20:59.680 a medium sell or hard sell? 1515 01:20:59.800 --> 01:21:02.760 I'm I mean, what's the gig? You know, we don't 1516 01:21:02.800 --> 01:21:05.079 hard sell at all. I mean there's some soft there's 1517 01:21:05.079 --> 01:21:05.680 some medium. 1518 01:21:05.920 --> 01:21:06.159 You know. 1519 01:21:06.359 --> 01:21:08.319 Some of my guys like to just go talk with them, 1520 01:21:08.359 --> 01:21:10.680 get some sizes, say hey, let me get back to you. 1521 01:21:11.119 --> 01:21:12.600 Some of my guys like to sit there, try to 1522 01:21:12.600 --> 01:21:15.960 go over it, price them right there, you know, but 1523 01:21:16.239 --> 01:21:18.359 nothing's ever. You know, we don't like being in the 1524 01:21:18.359 --> 01:21:20.600 house longer than an hour. Yeah okay, unless they have 1525 01:21:20.680 --> 01:21:22.920 tons and tons of questions, right yeah, yeah yeah. I 1526 01:21:22.960 --> 01:21:25.279 mean like my uncle in and out in twenty minutes 1527 01:21:25.359 --> 01:21:26.680 usually just like hey, here's kind. 1528 01:21:26.520 --> 01:21:27.880 Of what we can do for you, blah blah blah 1529 01:21:27.880 --> 01:21:28.279 blah blah. 1530 01:21:28.319 --> 01:21:29.079 You know, I like that. 1531 01:21:29.199 --> 01:21:33.039 I'd like a good soft sell. Hard sales turned me off, HVAC. 1532 01:21:33.239 --> 01:21:35.680 I've had people tried to hard sell me and I 1533 01:21:35.840 --> 01:21:38.319 just literally do everything, but you know, pull a gun 1534 01:21:38.399 --> 01:21:39.399 and get them out of my house. 1535 01:21:39.520 --> 01:21:41.960 And we're more informative than we are trying to just 1536 01:21:42.000 --> 01:21:44.000 put the hammer down. You know, we want people to 1537 01:21:44.000 --> 01:21:46.439 to have education so they can pick the correct thing. 1538 01:21:46.800 --> 01:21:48.680 And Ron to What you'll love is they've got so 1539 01:21:48.760 --> 01:21:51.399 many different options. They you know, they don't have just 1540 01:21:51.560 --> 01:21:53.920 one product they're pushing and Ron. 1541 01:21:53.760 --> 01:21:54.880 To make sure you call the r VNA. 1542 01:21:54.920 --> 01:21:58.439 I don't like the idea. I don't like what they said. 1543 01:21:58.479 --> 01:22:01.199 We don't take no for an answer. So what does 1544 01:22:01.199 --> 01:22:04.199 that exactly mean that they'll keep going down in price 1545 01:22:04.279 --> 01:22:06.760 until you accept it? What did they do, Ronda? 1546 01:22:08.079 --> 01:22:11.039 Yeah, they when they were quoting the one shy for 1547 01:22:11.119 --> 01:22:13.920 twenty eight thousand, one of the I think it was 1548 01:22:13.920 --> 01:22:16.000 a gentleman or female, and he got on the phone 1549 01:22:16.079 --> 01:22:19.279 supposedly talked to his boss and then said, oh, we 1550 01:22:19.319 --> 01:22:21.079 can drop it down to twenty three thousand. 1551 01:22:21.159 --> 01:22:23.079 Oh yeah, the classic let me call my man, Oh 1552 01:22:23.119 --> 01:22:25.000 my god, that's like hold on, let me go into 1553 01:22:25.039 --> 01:22:27.199 the back room and ask the car manager if that 1554 01:22:27.319 --> 01:22:28.760 deals okay exactly? 1555 01:22:29.800 --> 01:22:32.000 And there's nobody in the backwork the salesperson. 1556 01:22:32.560 --> 01:22:35.199 Do you know why the salesperson was there three hours? 1557 01:22:37.279 --> 01:22:39.199 I think because they were trying to get you. 1558 01:22:39.119 --> 01:22:44.359 Know, casing their joint and what they want here, here's 1559 01:22:44.399 --> 01:22:49.279 what it's called. Now, what's that thing they're trying to build. 1560 01:22:51.560 --> 01:22:54.439 They're trying to build equity. They're trying to build I 1561 01:22:54.479 --> 01:22:59.000 don't mean equity in money, but equity in the time invested. 1562 01:22:59.479 --> 01:23:02.720 Because what they want to do is give your father 1563 01:23:02.840 --> 01:23:05.920 the impression, oh my god, I'm going to have to 1564 01:23:05.960 --> 01:23:08.439 go through this a few times if I get comparisons. 1565 01:23:08.760 --> 01:23:10.960 So they want to be the first one in. They 1566 01:23:11.000 --> 01:23:14.880 want to exhaust the customer because they don't want the 1567 01:23:14.920 --> 01:23:19.840 customer to look forward to another sales call. So they 1568 01:23:19.880 --> 01:23:23.079 try to give the customer a reason to first end 1569 01:23:23.159 --> 01:23:24.880 this hell that they're on. 1570 01:23:24.840 --> 01:23:28.880 Right now, and then to discourage them. 1571 01:23:29.079 --> 01:23:33.159 It's the what it's Stockholm syndrome. They basically are holding 1572 01:23:33.199 --> 01:23:36.079 them cats in a way till they like them in 1573 01:23:36.119 --> 01:23:40.000 a really funny way, in a really funny way. That's 1574 01:23:40.039 --> 01:23:42.960 exactly what it is. It starts out a little adversarial, 1575 01:23:43.439 --> 01:23:46.520 not bad like mean I mean, but it does. It's 1576 01:23:46.560 --> 01:23:49.920 a little adversarial meaning they're thinking yes, you're thinking no, 1577 01:23:50.560 --> 01:23:53.520 or they're thinking maybe and you're thinking no. But here 1578 01:23:53.800 --> 01:23:57.000 and then what happens is they want you to identify 1579 01:23:57.079 --> 01:24:01.039 with them after a period of time and look forward 1580 01:24:01.479 --> 01:24:05.000 to the other people who might have to come and 1581 01:24:05.039 --> 01:24:07.760 compete with them, so they look for a reason then 1582 01:24:08.079 --> 01:24:10.479 to put an end to it and make it final. 1583 01:24:10.840 --> 01:24:13.039 And and that is a really good way of putting 1584 01:24:13.039 --> 01:24:17.520 at Stockholm, because with Stockholm, it's about hostages identifying with 1585 01:24:17.600 --> 01:24:20.119 the guy that took them because he's in a position 1586 01:24:20.159 --> 01:24:23.399 of power, and then they start trying to help negotiate 1587 01:24:23.479 --> 01:24:27.680 it out with the authorities. It's a very weird situation. 1588 01:24:28.640 --> 01:24:32.319 But in any case, what did your dad do? He 1589 01:24:32.359 --> 01:24:33.720 didn't he didn't bite. 1590 01:24:33.479 --> 01:24:33.840 Did he. 1591 01:24:35.279 --> 01:24:38.439 No, He's he's smart enough. He was in a roofing 1592 01:24:39.399 --> 01:24:42.600 roofing business in around Denver throughout thirty years back in 1593 01:24:42.640 --> 01:24:45.319 the eighties and nineties, so he's smart enough to know. 1594 01:24:46.600 --> 01:24:49.039 They didn't sign anything. They kept saying no, but they 1595 01:24:49.159 --> 01:24:51.520 just you know, I think this company really was taking 1596 01:24:51.520 --> 01:24:52.119 advantage of. 1597 01:24:52.039 --> 01:24:53.720 The practical He left it on a bad taste. 1598 01:24:53.800 --> 01:24:54.840 You're an elderly couple. 1599 01:24:55.119 --> 01:24:55.319 Hey. 1600 01:24:55.399 --> 01:24:57.680 The other thing, Ronda, not just for you, but for 1601 01:24:57.720 --> 01:25:01.199 everybody listening. If your parents did get a okie doped 1602 01:25:01.239 --> 01:25:04.319 into signing something with them, anything where they come to 1603 01:25:04.359 --> 01:25:07.680 your house like that, you have three days to cancel, 1604 01:25:07.760 --> 01:25:09.840 but you better do it in the right way, Nick. 1605 01:25:09.880 --> 01:25:12.079 What is generally the right way is that like. 1606 01:25:12.199 --> 01:25:14.560 Certified mail, you have to have some type of tracking. 1607 01:25:14.640 --> 01:25:16.399 You've got to be able to track and preview. 1608 01:25:16.520 --> 01:25:18.399 I mean, if they'll allow you to email them, but 1609 01:25:18.399 --> 01:25:21.159 they have to respond that they accept it, all sorts 1610 01:25:21.159 --> 01:25:24.039 that you have to track it. But certified mail is 1611 01:25:24.079 --> 01:25:27.119 the best way, right and it's usually you know, seventy 1612 01:25:27.119 --> 01:25:30.920 two hours. And the other thing, Tom, is that usually 1613 01:25:30.960 --> 01:25:33.479 with those type of companies, what they usually do is 1614 01:25:33.520 --> 01:25:36.800 that salesman, if he doesn't close it that day, he 1615 01:25:36.880 --> 01:25:38.880 may have to give it back to the company and 1616 01:25:38.920 --> 01:25:40.560 they might give it to somebody else, so he might 1617 01:25:40.600 --> 01:25:42.000 lose out on that deal altogether. 1618 01:25:42.239 --> 01:25:45.359 Yeah, that's almost like Rufer's. Ah, hey, Kelly, make sure 1619 01:25:45.359 --> 01:25:48.600 to give Ronda. Hey, Ronda, thanks for that. But give Ronda. 1620 01:25:49.560 --> 01:25:52.199 I'm gonna have Nick give you a number to get 1621 01:25:52.239 --> 01:25:55.159 for her just so they can connect. 1622 01:25:55.520 --> 01:25:58.199 Now we have to by the way, Yeah, they'll they'll 1623 01:25:58.199 --> 01:26:02.720 do you a good job at UH at Gravenus, John 1624 01:26:02.800 --> 01:26:05.119 Jones Junior will be on right after this to talk 1625 01:26:05.119 --> 01:26:13.640 about senior cards with health coverage. After this, go with 1626 01:26:13.680 --> 01:26:17.279 a sure thing Denver's Best roofer Excel roofing dot com. 1627 01:26:17.319 --> 01:26:19.720 You don't pay a cent until you're content. 1628 01:26:22.720 --> 01:26:26.279 Time for an insurance checkup free no obligation comparison call 1629 01:26:26.359 --> 01:26:29.680 Compass Insurance paying too much your coverage at dozens of 1630 01:26:29.720 --> 01:26:32.439 insurance companies find out now three all three seven to 1631 01:26:32.439 --> 01:26:35.239 seven to one. Help. You'll think you're his only customer 1632 01:26:35.279 --> 01:26:37.520 when you choose Frank durand the real estate man dot 1633 01:26:37.560 --> 01:26:40.880 com to list your home with Remax Alliance three oh 1634 01:26:40.920 --> 01:26:48.680 three nine two zero sixteen twenty two. Hi Tom Martino, 1635 01:26:49.319 --> 01:26:53.039 your troubleshooter three all three seven one three talks seven 1636 01:26:53.079 --> 01:26:59.600 one three eight two five five. All right, So John 1637 01:26:59.680 --> 01:27:03.760 Jones is with Integrat Insurance, and they sell health insurance 1638 01:27:04.239 --> 01:27:07.000 of all kinds, and they help people even who have 1639 01:27:07.840 --> 01:27:14.000 Medicare to find great supplements and drug plans. And John 1640 01:27:14.119 --> 01:27:21.199 Jones Junior, here's what is amazing. Okay, you hooked me up. 1641 01:27:22.319 --> 01:27:24.159 I don't know what they call the plan I have 1642 01:27:25.039 --> 01:27:29.319 is that it's a Cadillac. Your dad called it slainly, 1643 01:27:31.279 --> 01:27:34.680 But what is it really? It's Plan G. Are they 1644 01:27:34.760 --> 01:27:35.600 still available? 1645 01:27:36.319 --> 01:27:36.479 Oh? 1646 01:27:36.560 --> 01:27:36.840 Sure? 1647 01:27:37.319 --> 01:27:37.520 You know? 1648 01:27:39.520 --> 01:27:43.760 Okay now, And the only one that's not the main 1649 01:27:43.800 --> 01:27:46.319 one is not available anymore as a Plan F unless 1650 01:27:46.359 --> 01:27:49.399 you turn sixty five prior to January first of twenty twenty. 1651 01:27:50.840 --> 01:27:53.960 Okay, so you guys hooked me up with Plan G. 1652 01:27:54.800 --> 01:27:57.319 This is a supplement, and then I'm going to go 1653 01:27:57.399 --> 01:28:00.560 on to our question about the senior cards. In any case, 1654 01:28:00.800 --> 01:28:04.199 I remember having this conversation with both John's John Senior, 1655 01:28:04.239 --> 01:28:08.119 John Jr. And you know, never did I anticipate I 1656 01:28:08.239 --> 01:28:11.359 was going to be a patient of major medical In fact, 1657 01:28:12.000 --> 01:28:14.000 John would always say, well, you're in good health. You 1658 01:28:14.000 --> 01:28:16.000 know you're not going to really probably worry about this 1659 01:28:16.119 --> 01:28:20.319 or that, but it's good to have. And I became 1660 01:28:20.359 --> 01:28:23.359 a cancer patient, not just cancer, but the most aggressive 1661 01:28:23.399 --> 01:28:27.640 form of cancer that happened to be one hundred percent 1662 01:28:27.800 --> 01:28:31.119 totally operable because of when it was discovered. And it's 1663 01:28:31.119 --> 01:28:34.760 a miracle that in itself. But the amount of bills 1664 01:28:35.000 --> 01:28:39.159 I happened to sneak a peek and John, I've not 1665 01:28:39.319 --> 01:28:42.319 paid a penny, not a penny, I swear to God. 1666 01:28:42.359 --> 01:28:45.479 One time I got this statement and I thought it 1667 01:28:45.520 --> 01:28:51.159 was telling me to pay twelve hundred dollars towards something. 1668 01:28:51.680 --> 01:28:54.359 It was just a statement of benefit, but I took 1669 01:28:54.399 --> 01:28:56.880 it as a bill and I sent them the money 1670 01:28:56.880 --> 01:28:58.920 and they sent it back to me. I don't know 1671 01:28:58.960 --> 01:29:02.199 how I did this, but I have never had I've 1672 01:29:02.239 --> 01:29:07.439 not paid one dime. And eighty percent of all of 1673 01:29:07.439 --> 01:29:10.760 my prescriptions, or eighty five percent of them, are free. 1674 01:29:11.199 --> 01:29:14.159 When I say free, no copay, And on the ones 1675 01:29:14.199 --> 01:29:19.720 I do have a copay, they're five dollars. So God, 1676 01:29:20.000 --> 01:29:21.640 why doesn't everyone just do that? 1677 01:29:23.000 --> 01:29:24.680 A lot of times it comes down to cost. I mean, 1678 01:29:24.720 --> 01:29:27.640 the Medicare Supplement plan g it's a Cadillac plan, and 1679 01:29:27.640 --> 01:29:31.680 so it does come with a monthly premium, and for 1680 01:29:31.760 --> 01:29:34.960 some people it's just it doesn't it doesn't work financially 1681 01:29:35.000 --> 01:29:38.680 for them. And so the prescription drug that's separate, I mean, 1682 01:29:38.680 --> 01:29:40.960 that's a separate prescription drug plan, and that's an right, 1683 01:29:41.079 --> 01:29:42.319 would be an additional cost. 1684 01:29:42.600 --> 01:29:43.720 I mean some of the. 1685 01:29:43.479 --> 01:29:45.399 Plans are up over one hundred dollars a month in 1686 01:29:45.439 --> 01:29:48.079 the prescription drug plans, and so it just depends what 1687 01:29:48.159 --> 01:29:51.079 somebody's needs are and what their their finances and budget 1688 01:29:51.159 --> 01:29:51.680 budget is. 1689 01:29:51.840 --> 01:29:54.760 Hey, hey, Tom real, you know it's almost go ahead 1690 01:29:55.119 --> 01:29:57.960 what you just mentioned. I mean, you said twelve hundred dollars. 1691 01:29:57.960 --> 01:30:01.479 But really with the with the surge and the chemo 1692 01:30:01.680 --> 01:30:04.439 and everything, I mean, what do you like, give me 1693 01:30:04.479 --> 01:30:06.880 an idea? Are we talking you said, you had to 1694 01:30:06.880 --> 01:30:09.680 peek at it. Are we talking like one hundred thousand? 1695 01:30:09.760 --> 01:30:12.600 Or are we talking like a million dollars when it's 1696 01:30:12.640 --> 01:30:17.920 all over? Okay, my case, mark, my case with everything 1697 01:30:18.560 --> 01:30:19.760 is near a million dollars. 1698 01:30:20.439 --> 01:30:29.600 Holy crap. Yeah, So John, you know selling health insurance? 1699 01:30:30.479 --> 01:30:34.479 I mean it should sell itself. I mean you know, yeah, 1700 01:30:34.680 --> 01:30:38.039 I did get overkilled maybe on the monthly premium. Do 1701 01:30:38.079 --> 01:30:40.279 you recall what my monthly premium might be around that 1702 01:30:40.439 --> 01:30:41.399 right now for that plan? 1703 01:30:41.439 --> 01:30:43.920 Ge? No, sir, I don't know right now. 1704 01:30:44.119 --> 01:30:45.159 I'd take me some time. 1705 01:30:44.960 --> 01:30:45.479 To look it up. 1706 01:30:45.560 --> 01:30:48.079 Yeah, but hold on, here's the everything, Tom. You're you're 1707 01:30:48.159 --> 01:30:50.600 bragging about it, and you should be. It's the best 1708 01:30:50.600 --> 01:30:53.600 thing you ever had, the Medicare. But you pay for 1709 01:30:53.680 --> 01:30:56.600 that monthly now, and like John said, some you know, 1710 01:30:56.720 --> 01:30:59.399 some people are going to simply choose not to do that. 1711 01:30:59.560 --> 01:31:03.880 But let's not forget for your entire life up to 1712 01:31:03.960 --> 01:31:08.119 age sixty five, you paid into that as well, so 1713 01:31:08.199 --> 01:31:11.600 you basically paid for it your whole life. Now you're 1714 01:31:11.720 --> 01:31:15.119 reaping the rewards. 1715 01:31:16.119 --> 01:31:19.840 And Tom, one more thing that's that's affected me that 1716 01:31:19.920 --> 01:31:22.520 a lot of people may not realize that if you 1717 01:31:22.600 --> 01:31:26.239 don't take to supplement the first time that you're eligible 1718 01:31:26.239 --> 01:31:29.800 for Medicare, and then you try to switch to supplet afterwards, 1719 01:31:30.039 --> 01:31:34.079 they can deny you based upon your medical history, but 1720 01:31:34.159 --> 01:31:35.920 they can't do it the first time you fly. 1721 01:31:36.319 --> 01:31:38.640 Is that correct, John, Yes, sir, And. 1722 01:31:38.560 --> 01:31:41.600 That's why it's important to have a good conversation with 1723 01:31:42.199 --> 01:31:45.399 the broker agent who does both, who can help people 1724 01:31:45.439 --> 01:31:49.479 with Medicare supplements and make Caare advantage plans to have, 1725 01:31:50.079 --> 01:31:52.119 so that you were able to make an informed decision 1726 01:31:52.680 --> 01:31:54.960 as a consumer what's best for you based on your 1727 01:31:55.000 --> 01:32:00.640 needs and your budget. Underscore is the importance of something, 1728 01:32:01.319 --> 01:32:02.039 especially you know. 1729 01:32:02.359 --> 01:32:05.199 You know what. For example, I was in such a 1730 01:32:05.239 --> 01:32:08.680 good I was in such good health that John put me, 1731 01:32:09.079 --> 01:32:12.760 he said, let's requalify for a better plan G. And 1732 01:32:12.800 --> 01:32:14.920 it happened to be with the same company. I don't know, 1733 01:32:15.000 --> 01:32:15.920 they do their magic. 1734 01:32:16.279 --> 01:32:19.920 They researched and said it was a real quick Sorry, 1735 01:32:19.920 --> 01:32:21.520 I was setting a better plan G. It was just 1736 01:32:21.560 --> 01:32:24.159 a lower premium and you qualified at that time based 1737 01:32:24.159 --> 01:32:27.439 on your health, so it is a plan G. It 1738 01:32:27.560 --> 01:32:29.359 just was at a lower premium to you. 1739 01:32:29.800 --> 01:32:31.560 And I just want to say, now you're not going 1740 01:32:31.640 --> 01:32:35.880 to be this, but go ahead. My notes show I'm 1741 01:32:35.880 --> 01:32:37.920 only playing a couple hundred bucks a month for it. 1742 01:32:38.960 --> 01:32:42.600 Yeah, that sounds about right. And they start out typically 1743 01:32:42.680 --> 01:32:44.800 for a mail you're a typically in one hundred and 1744 01:32:44.800 --> 01:32:46.479 forty to one hundred and seventy dollars a month in 1745 01:32:46.479 --> 01:32:48.560 our state, it just depends where you're at. And for 1746 01:32:48.680 --> 01:32:50.600 a female, you know, one hundred and twenty to one 1747 01:32:50.680 --> 01:32:53.399 hundred and fifty dollars a month, depending on on where 1748 01:32:53.399 --> 01:32:54.680 in the state you're at. And that's for a the 1749 01:32:54.840 --> 01:32:58.800 Cadillac plan. I mean, that's the most comprehensive supplement option, 1750 01:32:59.239 --> 01:33:01.119 but you do have right, increases every year, and so 1751 01:33:01.199 --> 01:33:04.119 that does increase, and that can sometimes become a financial 1752 01:33:04.119 --> 01:33:05.000 burden for some people. 1753 01:33:05.359 --> 01:33:07.760 And I just wanted to say this again to you, Tom, 1754 01:33:07.840 --> 01:33:10.319 think about this. I really want you to You've got 1755 01:33:10.319 --> 01:33:13.119 the best plan out there, but I don't want you 1756 01:33:13.199 --> 01:33:18.800 to forget that, especially you because you're your own employer 1757 01:33:19.439 --> 01:33:22.720 and you take payroll tax as well. So in other words, 1758 01:33:22.920 --> 01:33:26.239 when you pay Medicare tax, you're not paying one point 1759 01:33:26.279 --> 01:33:29.800 four or five percent, you're paying two point nine because 1760 01:33:29.840 --> 01:33:33.079 the company's paying half in your matche so two point 1761 01:33:33.159 --> 01:33:36.920 nine over all the money you have made over the 1762 01:33:37.039 --> 01:33:39.119 last fifty two years. 1763 01:33:39.479 --> 01:33:44.159 If you do the math, man, did you pay for it? No, 1764 01:33:44.439 --> 01:33:46.600 I see what you're saying, Mark, I see what you're saying. 1765 01:33:46.880 --> 01:33:51.399 So John Jones, medical cards, senior cards, Florence wants to 1766 01:33:51.439 --> 01:33:54.279 know about them. Did Florence have a specific question? 1767 01:33:56.439 --> 01:34:00.560 But John Lawrence, basically she's seeing I'll let you finish out. 1768 01:34:00.560 --> 01:34:05.000 But she's seeing all these commercials on TV that say, 1769 01:34:05.119 --> 01:34:08.239 on certain plans, like you can get the Golden sneakers, 1770 01:34:08.520 --> 01:34:12.119 you also get money per month to go out and 1771 01:34:12.159 --> 01:34:13.560 buy groceries. 1772 01:34:13.640 --> 01:34:15.800 I've seen these same commercials as well. 1773 01:34:15.960 --> 01:34:20.439 Yeah, silver sneakers, and yeah that comes with some Medicare 1774 01:34:20.479 --> 01:34:24.119 advantage plans, and a lot of times it's either based 1775 01:34:24.199 --> 01:34:27.840 on income that you qualify for those flex cards in 1776 01:34:27.920 --> 01:34:32.199 many cases, or it's based on some type of chronic 1777 01:34:32.239 --> 01:34:34.640 condition that you have that you would be eligible for 1778 01:34:34.680 --> 01:34:35.640 those flex cards. 1779 01:34:36.079 --> 01:34:38.520 And so all right, but those. 1780 01:34:38.319 --> 01:34:42.079 Are for Medicare advantage plans and only specific Medicare advantage. 1781 01:34:41.760 --> 01:34:44.800 Plans, not all. Okay, Now, what I'd like to do 1782 01:34:45.239 --> 01:34:47.520 Someone asked me this, and I got to take a break. 1783 01:34:47.840 --> 01:34:49.439 I'd like to know what I would do in my 1784 01:34:49.560 --> 01:34:52.520 situation if I was on an advantage plan, how it 1785 01:34:52.560 --> 01:34:57.399 would have changed? Good member, pancreatic cancer totally operable. I 1786 01:34:57.439 --> 01:35:01.119 had surgery, several rounds of chemo. I'm coming out of it, 1787 01:35:01.199 --> 01:35:04.960 thank God, And you know they say I'm one hundred 1788 01:35:04.960 --> 01:35:09.239 percent cancer free. But whether it's inoperable or operable, that 1789 01:35:09.319 --> 01:35:11.199 the bills are going to be there around the same. 1790 01:35:11.520 --> 01:35:14.800 So let's talk about I'm exactly what would have happened 1791 01:35:14.840 --> 01:35:25.399 if I had an advantage plan? Right after this, go 1792 01:35:25.560 --> 01:35:29.279 with a sure thing Denver's Best roofer Excel Roofing dot com. 1793 01:35:29.319 --> 01:35:35.039 You don't pay a cent until you're content. Time for 1794 01:35:35.079 --> 01:35:38.840 an insurance checkup free, no obligation. In comparison, call Compass 1795 01:35:38.880 --> 01:35:42.159 Insurance paying too much your coverage at dozens of insurance 1796 01:35:42.199 --> 01:35:44.720 companies find out now three all three seven seven to 1797 01:35:44.760 --> 01:35:47.520 one help. You'll think you're his only customer when you 1798 01:35:47.600 --> 01:35:50.079 choose Frank durand the real estate Man dot com to 1799 01:35:50.159 --> 01:35:53.319 list your home with Remax Alliance three all three nine 1800 01:35:53.359 --> 01:36:00.359 two zero sixteen twenty two. Hi Tom Martina here three 1801 01:36:00.520 --> 01:36:04.439 seven one three talk seven one three eight two five 1802 01:36:04.600 --> 01:36:11.199 five John Jones Junior. I want to ask what would 1803 01:36:11.199 --> 01:36:14.640 have happened if I had Medicare advantage. How would my 1804 01:36:14.920 --> 01:36:16.399 experience be changed? 1805 01:36:17.560 --> 01:36:21.199 Well, many Medicare advantage plans you have a max out 1806 01:36:21.199 --> 01:36:25.520 of pocket uh anywhere between three and over seven thousand dollars. 1807 01:36:25.560 --> 01:36:26.600 And that's for in network. 1808 01:36:26.640 --> 01:36:27.560 And so let's start. 1809 01:36:27.600 --> 01:36:31.119 I mean there is your your total financial you're you're 1810 01:36:31.159 --> 01:36:34.960 out of pocket would have been much higher for your healthcare. 1811 01:36:35.680 --> 01:36:40.159 Certainly it could have been very little premium zero dollars 1812 01:36:40.199 --> 01:36:42.199 a month in premium for many of those plans. But 1813 01:36:43.800 --> 01:36:46.760 your total out of pocket for healthcare isn't one thousands 1814 01:36:46.800 --> 01:36:50.920 of dollars on those plans. Now you also those plans 1815 01:36:51.039 --> 01:36:53.479 you're put into a network of doctors and hospitals. And 1816 01:36:53.600 --> 01:36:55.800 so if you're on an ATMO and they discovered you 1817 01:36:55.800 --> 01:36:58.520 had cancer, well then now you're you're you're stuck to 1818 01:36:58.600 --> 01:36:59.960 those in network. 1819 01:37:00.560 --> 01:37:02.039 It doesn't mean that there could be. 1820 01:37:01.960 --> 01:37:03.920 Great ontologists and doctors, but that. 1821 01:37:04.000 --> 01:37:05.720 Is that's who you need to see. 1822 01:37:05.720 --> 01:37:07.439 You don't have the freedom like you do on your 1823 01:37:07.439 --> 01:37:10.640 Medicare to reach out to any doctor hospital in the 1824 01:37:10.640 --> 01:37:11.399 country that accepts. 1825 01:37:11.439 --> 01:37:14.239 Yeah, I was able, I was able to reach out. 1826 01:37:14.880 --> 01:37:18.960 I did my due diligence with Sloan Memorial Sloan Kettering 1827 01:37:18.960 --> 01:37:22.800 in New York, the Mayo Clinic in Minnesota, and M 1828 01:37:22.880 --> 01:37:27.560 D Anderson in Texas, and one other place which was 1829 01:37:27.600 --> 01:37:29.760 more of a minor one. And then you See Health 1830 01:37:29.760 --> 01:37:32.399 I ended up with because every one of those other 1831 01:37:32.479 --> 01:37:35.600 centers said, you're you're not going to do better. I 1832 01:37:35.600 --> 01:37:38.520 mean that they love U see Health for for the 1833 01:37:38.520 --> 01:37:42.079 GI but what are you saying that I could quite 1834 01:37:42.199 --> 01:37:46.359 possibly not have been able to go with U See Health. 1835 01:37:46.560 --> 01:37:49.000 I'm not saying, by the way, for people listening that 1836 01:37:49.079 --> 01:37:50.399 this is a reality. 1837 01:37:50.000 --> 01:37:51.960 But certainly, but. 1838 01:37:53.560 --> 01:37:56.000 Yeah, sorry, go ahead, So. 1839 01:37:56.039 --> 01:37:57.720 I would have to go where they told me to. 1840 01:37:59.039 --> 01:37:59.920 What was the network? 1841 01:38:00.079 --> 01:38:02.920 Now, if you they're some of those some of those 1842 01:38:02.920 --> 01:38:05.159 plans do have you see helping network, Some of them don't. 1843 01:38:06.560 --> 01:38:09.359 Some plans are. There are some Mediterare Advantage sizes that 1844 01:38:09.399 --> 01:38:12.439 are PPOs to give you a larger network of doctors 1845 01:38:12.439 --> 01:38:15.399 and hospitals across the country, but just like any normal PPU, 1846 01:38:16.079 --> 01:38:18.000 and it does give you, you know, access to care 1847 01:38:18.039 --> 01:38:19.960 outside of the network, but at a higher cost here 1848 01:38:20.039 --> 01:38:21.840 to you. So then you're getting into the nine ten 1849 01:38:21.840 --> 01:38:24.800 thousand dollars range for out of out of out of 1850 01:38:24.840 --> 01:38:25.760 network costs. 1851 01:38:25.479 --> 01:38:28.840 And so it's costs for the healthcare and access to the. 1852 01:38:29.199 --> 01:38:30.840 Hey John, John. 1853 01:38:30.880 --> 01:38:33.760 If someone was like in an advantage plan, Let's say 1854 01:38:33.760 --> 01:38:37.840 they had Kaiser's advantage plan and they find out something 1855 01:38:38.159 --> 01:38:41.319 is really bad, cancer is something along those lines, like 1856 01:38:41.359 --> 01:38:42.159 in October. 1857 01:38:42.479 --> 01:38:45.560 Soon as soon as open enrollment comes. 1858 01:38:45.560 --> 01:38:48.840 Could they switch over to like what Tom has on 1859 01:38:48.880 --> 01:38:51.520 that G at that point, No, sir. 1860 01:38:51.439 --> 01:38:53.800 Because then you have a previousing condition and so you 1861 01:38:53.920 --> 01:38:56.000 that that's a declinable. 1862 01:38:55.880 --> 01:38:58.279 I thought Obamacare got rid of all that. 1863 01:38:59.079 --> 01:39:00.960 Well, No, so that has nothing to do with Medicare. 1864 01:39:01.039 --> 01:39:04.359 We make cures all lunder age sixty five. So with Medicare, 1865 01:39:04.520 --> 01:39:06.279 if you're on an advantage plan and you have a 1866 01:39:06.279 --> 01:39:09.600 pregisting condition, yes, every October fifteenth to December seventh, so 1867 01:39:09.640 --> 01:39:12.560 you can change your advantage plan. You can switch to 1868 01:39:12.600 --> 01:39:14.680 a different advantage plan. You can find one that has, 1869 01:39:15.119 --> 01:39:18.279 you know, different doctors or hospitals or lower out of 1870 01:39:18.359 --> 01:39:21.119 pocket costs, things like that. But if you're on an 1871 01:39:21.119 --> 01:39:23.920 advantage plan and you've developed a previousing condition like cancer, 1872 01:39:24.000 --> 01:39:27.079 you cannot switch to a Medicare supplement at that point. 1873 01:39:28.079 --> 01:39:28.840 That's crazy. 1874 01:39:28.840 --> 01:39:33.159 In fact, Suzanne's mother, what kind of surgery did she 1875 01:39:33.239 --> 01:39:34.640 need on her advantage plan? 1876 01:39:34.880 --> 01:39:38.239 She wanted to get her knees looked at, or so. 1877 01:39:38.439 --> 01:39:40.000 John, she's in Georgia. 1878 01:39:40.039 --> 01:39:42.439 But listen to this on her advantage plan, I don't 1879 01:39:42.439 --> 01:39:45.520 know which one it was. She was eight months out 1880 01:39:45.880 --> 01:39:50.279 from just getting her knee looked at by a specialtiest. 1881 01:39:50.479 --> 01:39:52.359 Yeah, I mean that's another thing. Yeah, you have to 1882 01:39:52.359 --> 01:39:54.359 get a referral to see a specialist on a lot 1883 01:39:54.399 --> 01:39:58.279 of these advantage plans, and it is a smaller network, 1884 01:39:58.359 --> 01:40:00.560 so it could take longer to see one where with 1885 01:40:00.640 --> 01:40:03.960 a supplement, you don't have to every role. You can 1886 01:40:04.000 --> 01:40:06.279 make the phone call and you can schedule the appointment. 1887 01:40:06.279 --> 01:40:08.880 Doesn't mean you can get in immediately or right away necessarily. 1888 01:40:08.920 --> 01:40:11.319 I mean, you know, you get in line, I guess, 1889 01:40:11.319 --> 01:40:16.039 but it certainly limits the advantage plan limits the number 1890 01:40:16.039 --> 01:40:18.199 of doctors and facilities you have access to, so that 1891 01:40:18.279 --> 01:40:20.960 could cause a longer wait time as well. 1892 01:40:21.319 --> 01:40:24.399 And one more question on that. So an advantage plan, 1893 01:40:25.079 --> 01:40:27.720 I don't even know how to define a normal income 1894 01:40:27.800 --> 01:40:30.880 or normal person because I just don't understand how the 1895 01:40:30.920 --> 01:40:35.159 system works. But an advantage plan total cost out of pocket, 1896 01:40:35.199 --> 01:40:38.439 including whatever they take out of Social Security, whatever it 1897 01:40:38.560 --> 01:40:42.079 costs you compared to the full blown Cadillac. 1898 01:40:42.159 --> 01:40:43.239 I mean, give me an idea. 1899 01:40:43.359 --> 01:40:47.520 We're talking like fifty bucks a month versus five thousand 1900 01:40:47.600 --> 01:40:47.960 a month. 1901 01:40:49.119 --> 01:40:50.119 Well, no, got. 1902 01:40:50.039 --> 01:40:54.720 Mark, Mark, listen for the Cadillac drug plan and the 1903 01:40:54.760 --> 01:40:59.920 Cadillac supplement. You're going to be shocked. But it's all 1904 01:41:00.079 --> 01:41:02.760 going to be under three hundred a month difference. Yeah, 1905 01:41:02.760 --> 01:41:04.199 but don't they take stuff out. 1906 01:41:04.039 --> 01:41:06.680 Of your check too, But it does depend on your 1907 01:41:06.680 --> 01:41:09.039 area and whether you're male or female. But it's around 1908 01:41:09.199 --> 01:41:13.119 that and kind of like drug plan that's not that's 1909 01:41:13.399 --> 01:41:16.279 specific per person. There are a lot of drug plans, 1910 01:41:16.319 --> 01:41:18.399 and that's where when you work with a broker an 1911 01:41:18.399 --> 01:41:22.479 agent like like us, do that research to see what 1912 01:41:22.600 --> 01:41:24.560 Mark and Be meets your needs. 1913 01:41:25.680 --> 01:41:27.880 Mark brought up something I want to answer, he says, 1914 01:41:27.880 --> 01:41:30.199 But what about the money they take out Part A 1915 01:41:30.279 --> 01:41:33.399 and Part B? Okay, there's a certain amount of money 1916 01:41:33.439 --> 01:41:35.479 they take out of your plan, no matter what for 1917 01:41:35.560 --> 01:41:38.720 Part B, no matter what or is it for Part A? John, 1918 01:41:38.800 --> 01:41:39.479 which one is it? 1919 01:41:39.560 --> 01:41:40.199 They? 1920 01:41:40.279 --> 01:41:41.479 No matter what they take. 1921 01:41:42.399 --> 01:41:44.560 Yeah, for most people, Part A is free. Part B 1922 01:41:44.760 --> 01:41:48.079 comes with a monthly premium and the base premium is 1923 01:41:48.119 --> 01:41:49.960 one hundred and eighty five dollars a month, and that 1924 01:41:50.199 --> 01:41:52.079 is that a social security or you pay it? 1925 01:41:52.159 --> 01:41:53.359 Cordin is that? 1926 01:41:53.439 --> 01:41:56.720 Are they both income based? Though at that point they 1927 01:41:56.800 --> 01:41:57.159 can be. 1928 01:41:57.279 --> 01:41:59.399 You can have income related money, but. 1929 01:41:59.600 --> 01:42:03.239 Mark you don't. You don't get to save that money 1930 01:42:03.319 --> 01:42:06.880 with an advantage plan. The advantage plan, that's what they 1931 01:42:07.000 --> 01:42:10.760 take to give you advantage. That's what they take anyway, 1932 01:42:10.760 --> 01:42:14.199 so that anyway, you're not gonna save that. So that 1933 01:42:14.399 --> 01:42:18.920 the net difference, I'm telling you, the net difference between 1934 01:42:19.000 --> 01:42:23.479 the Cadillac supplement and a great drug plan and an 1935 01:42:23.560 --> 01:42:27.560 advantage plan is gonna be about three hundred max. Out 1936 01:42:27.600 --> 01:42:28.239 of your pocket. 1937 01:42:28.359 --> 01:42:32.199 Wow, that's yeah. I pay John, I shop you guys. 1938 01:42:32.239 --> 01:42:34.760 I mean, you guys have been our brokers forever. It's 1939 01:42:34.800 --> 01:42:38.279 amazing to me that Tom's paying way to five hundred 1940 01:42:38.319 --> 01:42:40.640 bucks a month for everything. Now granted I'm not on 1941 01:42:40.720 --> 01:42:42.920 Medicare yet, but you know Kaiser. 1942 01:42:43.279 --> 01:42:44.960 Kaiser cost us. 1943 01:42:44.960 --> 01:42:48.319 Fifteen hundred bucks a month for two of us. 1944 01:42:49.159 --> 01:42:50.880 Now we got we got to take this break. We 1945 01:42:50.960 --> 01:42:58.800 got more coming right up. Go with a sure thing 1946 01:42:58.920 --> 01:43:01.720 Denver's Best roof excel roofing dot com. 1947 01:43:01.760 --> 01:43:03.800 You don't pay a cent until you're content. 1948 01:43:07.159 --> 01:43:10.319 Time for an insurance checkup free no obligation in comparison, 1949 01:43:10.479 --> 01:43:14.039 call Compass insurance paying too much your coverage at dozens 1950 01:43:14.039 --> 01:43:16.760 of insurance companies find out now three oh three seven 1951 01:43:16.800 --> 01:43:19.119 to seven to one help. You'll think you're his only 1952 01:43:19.239 --> 01:43:21.680 customer when you choose Frank durand the real estate man 1953 01:43:21.760 --> 01:43:25.199 dot com to list your home with Remax Alliance three 1954 01:43:25.199 --> 01:43:33.600 oh three nine two zero sixteen twenty two. Hi Tom 1955 01:43:33.600 --> 01:43:38.239 Martino here three O three seven one three talk seven 1956 01:43:38.319 --> 01:43:43.439 one three eight two five five Really to close up 1957 01:43:43.479 --> 01:43:48.000 with John Jones Junior, what do you advise? Do you 1958 01:43:48.039 --> 01:43:51.239 advise advantage for some? Uh? Is it ever a good 1959 01:43:51.279 --> 01:43:52.439 idea in your opinion? 1960 01:43:52.520 --> 01:43:55.079 He yeah, I don't want to sound like I'm bagging 1961 01:43:55.119 --> 01:43:57.199 on that. And that's why we do both because it 1962 01:43:57.239 --> 01:44:00.600 does have its place Medicare advantage plans do. What's most 1963 01:44:00.680 --> 01:44:05.640 important is a consumer, is that you understand what each 1964 01:44:05.680 --> 01:44:07.800 are and the differences of both, so that you can 1965 01:44:07.800 --> 01:44:09.760 make an informed decision about what's best for you. And 1966 01:44:09.760 --> 01:44:12.239 that's what we help you do. We're going to explain, 1967 01:44:12.479 --> 01:44:14.399 of course, make your supplement. This is what it does, 1968 01:44:14.479 --> 01:44:16.800 this is what the benefits, this is maybe the downsides 1969 01:44:16.840 --> 01:44:19.399 of it. This is a Medicare advantage. Over here, they're 1970 01:44:19.439 --> 01:44:21.880 not the same. And these are the benefits and downsides 1971 01:44:21.920 --> 01:44:23.319 over here, these are. 1972 01:44:23.239 --> 01:44:25.119 The okay, and I want to give out your number 1973 01:44:25.119 --> 01:44:26.880 before before the end of the hour. I want to 1974 01:44:26.880 --> 01:44:28.720 give out your number three h three four sixty six 1975 01:44:28.760 --> 01:44:32.319 fifty five hundred four sixty six fifty five hundred and 1976 01:44:32.359 --> 01:44:35.880 real quick. Somebody asked me to explain some kind of 1977 01:44:36.079 --> 01:44:38.520 well I can't find it now. There was a text 1978 01:44:39.000 --> 01:44:44.880 that said something have him explain the ir MMA adjustment. 1979 01:44:44.960 --> 01:44:45.399 What is that? 1980 01:44:46.239 --> 01:44:49.720 That's income related monthly adjustment amount and that's based on income. 1981 01:44:49.760 --> 01:44:54.399 If your income levels, whether you're an individual or a couple, 1982 01:44:54.800 --> 01:44:57.079 a helpold of two or about. 1983 01:44:56.720 --> 01:44:59.039 Certain levels, you would pay more. 1984 01:44:59.199 --> 01:45:02.760 For your partner premium and for on top of your 1985 01:45:02.840 --> 01:45:06.079 description drug plan costs and so aline. You can did 1986 01:45:06.079 --> 01:45:08.760 google ERMA and you can find those booms cards and 1987 01:45:08.760 --> 01:45:09.600 it'll show you those. 1988 01:45:09.640 --> 01:45:14.039 Okay, go with a sure thing Denver's Best roofer Excel 1989 01:45:14.159 --> 01:45:15.159 roofing dot com. 1990 01:45:15.199 --> 01:45:17.239 You don't pay a cent until you're content. 1991 01:45:20.600 --> 01:45:23.760 Time for an insurance check up free no obligation comparison 1992 01:45:23.920 --> 01:45:27.479 call compass insurance paying too much your coverage at dozens 1993 01:45:27.479 --> 01:45:30.199 of insurance companies find out now three oh three seven 1994 01:45:30.319 --> 01:45:33.319 seven one help. You'll think you're his only customer when 1995 01:45:33.359 --> 01:45:35.840 you choose Frank durand the real estate man dot Com 1996 01:45:35.840 --> 01:45:38.960 to list your home with Remax Alliance three oh three 1997 01:45:39.039 --> 01:45:40.760 nine two zero sixteen twenty two. 1998 01:45:41.520 --> 01:45:51.760 Yeah, so you don't have the. 1999 01:45:54.159 --> 01:45:58.720 RUSS can shoot 's gonna help? 2000 01:45:59.000 --> 01:45:59.359 Come. 2001 01:46:00.920 --> 01:46:07.119 This is the Troubleshooter Show. No, Tom Martino, Hello Tom 2002 01:46:07.159 --> 01:46:10.800 Martino here, this is the Troubleshooter Show. Let's get right 2003 01:46:10.840 --> 01:46:15.199 to the phones to solve some problems. Okay, you found 2004 01:46:15.279 --> 01:46:17.439 us if you're listening, and I thank you for that, 2005 01:46:18.119 --> 01:46:20.640 and we're all over. iHeart the radio app if you 2006 01:46:20.680 --> 01:46:22.319 want to find us in other parts of the country 2007 01:46:22.359 --> 01:46:27.760 as well. So, Darren, you have an issue with a contractor, 2008 01:46:29.199 --> 01:46:32.279 you can call us anyone with problems, questions are complaints 2009 01:46:32.840 --> 01:46:36.600 at three oh three Martino three oh three six, two 2010 01:46:36.600 --> 01:46:39.760 seven eight four sixty six call that twenty four to seven. Okay, 2011 01:46:39.960 --> 01:46:42.319 So Darren, what's going on? 2012 01:46:45.159 --> 01:46:49.079 Well? Hi, I'm a local musician and in the area 2013 01:46:49.399 --> 01:46:52.680 I do some part time house slipping to try to 2014 01:46:52.720 --> 01:46:55.199 get my fourtal wing tai gego in there. 2015 01:46:56.079 --> 01:46:59.079 Okay, I'm just been. 2016 01:46:58.960 --> 01:47:02.840 Having problems all throughout my career of just bad contractors, 2017 01:47:02.840 --> 01:47:05.520 and I'm kind of getting sick of it, and this 2018 01:47:05.680 --> 01:47:07.680 latest one is kind of taking the cake, and I'm 2019 01:47:07.680 --> 01:47:11.119 wondering if you can give me some advice. I basically hired. 2020 01:47:11.239 --> 01:47:14.319 Okay, let me let me tell you something, man, dealing 2021 01:47:14.479 --> 01:47:18.119 dealing with contractors. It's most of them here, here's what 2022 01:47:18.159 --> 01:47:19.760 I want to tell you. What you're going to find shocking. 2023 01:47:20.279 --> 01:47:24.960 Most of them are insufficient or terrible, and then a 2024 01:47:25.000 --> 01:47:27.840 few of them are good, and then only very few 2025 01:47:27.840 --> 01:47:33.760 are excellent. It's a very contracting for stuff around the house. 2026 01:47:34.159 --> 01:47:37.680 That's what we're talking about. General contracting. Uh, it's a 2027 01:47:37.760 --> 01:47:41.640 terrible industry. Terrible. So what's going on with your latest 2028 01:47:42.199 --> 01:47:45.560 tell us about this latest Okay, this latest situation. What 2029 01:47:45.720 --> 01:47:46.760 kind of a contractor? 2030 01:47:48.920 --> 01:47:53.479 The landscaping contractor found him through next door, Check the references, 2031 01:47:53.600 --> 01:47:56.119 check the website, kind of do as much due diligence 2032 01:47:56.159 --> 01:48:00.239 as I due diligence as I could. So we came 2033 01:48:00.279 --> 01:48:02.359 to an agreement, and I have a contract and an 2034 01:48:02.359 --> 01:48:05.720 invoice saying that they would grade the yard out, plant 2035 01:48:05.760 --> 01:48:10.840 new grass, give me a new irrigation system six zones. Okay, 2036 01:48:10.920 --> 01:48:13.600 we came up with a price and. 2037 01:48:13.600 --> 01:48:14.840 This is all in a contract. 2038 01:48:14.960 --> 01:48:19.800 I think that was well, I mean invoice. I imagine 2039 01:48:19.800 --> 01:48:21.399 when you have an invoice and then you pay on 2040 01:48:21.439 --> 01:48:23.000 the invoice, it becomes a contract. 2041 01:48:24.239 --> 01:48:28.239 Yes, it does tell you what the con invoice says. 2042 01:48:29.560 --> 01:48:34.960 Well, it says I get a new six zone irrigation system. 2043 01:48:35.520 --> 01:48:38.199 So this guy's okay, it does say that good from 2044 01:48:38.239 --> 01:48:41.800 good good good. So your invoice actually says a six 2045 01:48:41.880 --> 01:48:44.840 zone irrigation system and. 2046 01:48:45.439 --> 01:48:50.920 New new, and it says new, does it? 2047 01:48:50.960 --> 01:48:51.279 Okay? 2048 01:48:51.520 --> 01:48:53.319 I just bought the house and it's an old house, 2049 01:48:53.319 --> 01:48:55.319 so I figured that all the pipes under there are bad, 2050 01:48:55.399 --> 01:48:59.079 probably twenty thirty years old anyway, So I hired this 2051 01:48:59.079 --> 01:49:02.680 guy yard up Andrew Mains. He also goes by green 2052 01:49:02.760 --> 01:49:07.039 Man Exteriors, and I found out he's in Dallas, so 2053 01:49:07.079 --> 01:49:09.359 he has a friend out here he hired to do 2054 01:49:09.399 --> 01:49:11.800 the job, and that's Patrick Notton. 2055 01:49:14.039 --> 01:49:16.680 What okay, what's the name of him again? I want 2056 01:49:16.680 --> 01:49:17.279 to look him up. 2057 01:49:18.479 --> 01:49:22.680 H fifty two eighty Skyview. They're here out of like okay, 2058 01:49:22.720 --> 01:49:23.560 I think Lakewood. 2059 01:49:24.920 --> 01:49:29.359 Okay. What I want to know is this, where's the problem. 2060 01:49:30.039 --> 01:49:31.800 The problem is is they did not give me a 2061 01:49:31.840 --> 01:49:34.960 new irrigation system. They basically tied into the old existing 2062 01:49:35.039 --> 01:49:40.079 lines only gave three zones, and when I tried to 2063 01:49:40.079 --> 01:49:42.399 get on the count and fix it, they didn't. One 2064 01:49:42.439 --> 01:49:46.600 of the sprinklers zones started leaking, flooded my yard out 2065 01:49:46.680 --> 01:49:49.720 and in turn flooded my whole basement, which I had 2066 01:49:49.800 --> 01:49:56.920 just redone. So it's like, so's it's a complete nightmare. 2067 01:49:56.960 --> 01:49:59.960 These guys will not come come back and do anything. 2068 01:50:01.680 --> 01:50:06.359 Okay, Darren, let me explain this to you. Let's talk 2069 01:50:06.399 --> 01:50:09.359 about this. Let's talk about this. I see only one 2070 01:50:09.399 --> 01:50:12.640 flaw in your problem. I see mostly I'm on your 2071 01:50:12.680 --> 01:50:15.399 side with everything. I mean, this guy did you wrong. 2072 01:50:15.880 --> 01:50:19.520 It clearly said six zones and you got three. There's 2073 01:50:19.560 --> 01:50:22.479 no getting around that. However, the part that is a 2074 01:50:22.520 --> 01:50:26.079 little hazy is when you say you didn't get new 2075 01:50:26.199 --> 01:50:29.319 he tapped into the old lines. Because there are many 2076 01:50:29.399 --> 01:50:34.000 people who would have different opinions as to where the 2077 01:50:34.039 --> 01:50:39.880 irrigation system begins. Okay, so some would say it's the 2078 01:50:40.279 --> 01:50:43.720 lines going out to the yard with the sprinkler heads. 2079 01:50:44.199 --> 01:50:48.720 Others will say the main line going from the inside 2080 01:50:48.720 --> 01:50:51.800 of the house out with the muffler and all of that, 2081 01:50:52.079 --> 01:50:56.239 or the manifold. But I want to know, because that's 2082 01:50:56.279 --> 01:50:59.159 the least of your problems. Right now, What I want 2083 01:50:59.199 --> 01:51:03.760 to know is why did the system fail and flood. 2084 01:51:06.079 --> 01:51:09.399 Of one of the zones in the manifold. I couldn't 2085 01:51:09.399 --> 01:51:12.600 get to turn off one of the sprinkler heads just 2086 01:51:12.600 --> 01:51:15.920 started going going by itself, even though it was it 2087 01:51:15.960 --> 01:51:21.600 was turned off manually. So I tapping that because they 2088 01:51:21.640 --> 01:51:23.560 wouldn't come back and fix it. And then a couple 2089 01:51:23.600 --> 01:51:25.479 of days later I noticed that the whole yard over 2090 01:51:25.520 --> 01:51:26.279 there was flooding. 2091 01:51:27.920 --> 01:51:31.840 So what does he say, let's take the easy let's 2092 01:51:31.920 --> 01:51:36.039 take the easy part. It says six zones, you got three. 2093 01:51:36.560 --> 01:51:37.760 What does he say about that? 2094 01:51:40.359 --> 01:51:45.079 He says, well, you have good coverage, so you're fine, which. 2095 01:51:45.079 --> 01:51:48.520 Yeah, but he doesn't just get to change the whole contract. 2096 01:51:50.119 --> 01:51:52.000 Exactly. Yeah, that's the point. 2097 01:51:52.319 --> 01:51:53.159 Yeah, I mean I didn't. 2098 01:51:53.159 --> 01:51:55.199 I didn't sit there and babysit this guy. I was 2099 01:51:55.239 --> 01:51:58.479 doing all interior stuff. I figured, you know, he was 2100 01:51:58.920 --> 01:51:59.600 what he was doing. 2101 01:52:00.079 --> 01:52:04.880 Hey, Darren. Does he say, Okay, did you pay for 2102 01:52:04.960 --> 01:52:05.680 the whole job? 2103 01:52:08.000 --> 01:52:08.239 Yep? 2104 01:52:10.520 --> 01:52:10.920 How much? 2105 01:52:11.000 --> 01:52:14.520 Holding off? But he's saying it was seven grand to 2106 01:52:14.600 --> 01:52:17.239 do everything, and you paid. 2107 01:52:17.119 --> 01:52:18.600 Him everything up front? 2108 01:52:20.239 --> 01:52:23.079 Yeah, well not upfront. I paid him in increments because 2109 01:52:23.079 --> 01:52:24.880 he kept crying saying, I have to pay my guys. 2110 01:52:24.920 --> 01:52:25.920 I have to pay my guys. 2111 01:52:27.319 --> 01:52:29.039 But at the end, why did you pay at the 2112 01:52:29.199 --> 01:52:30.960 end when you only had three zones? 2113 01:52:35.239 --> 01:52:36.920 Because they would say they said they would come back 2114 01:52:36.920 --> 01:52:39.159 and fix it. And it says warranty work under the 2115 01:52:39.239 --> 01:52:46.560 on the invoice as well. 2116 01:52:46.640 --> 01:52:51.119 Right now obviously a learning right now where it stands 2117 01:52:51.199 --> 01:52:54.439 is this here, here's where it stands. Right now, you 2118 01:52:54.600 --> 01:52:58.000 literally have a system that doesn't work. 2119 01:53:00.840 --> 01:53:05.119 Uh, it will work weekly if I go and turn 2120 01:53:05.159 --> 01:53:08.399 every zone on by hand. He didn't even hook it 2121 01:53:08.439 --> 01:53:10.119 into the to the timeline. 2122 01:53:10.199 --> 01:53:15.399 Well that's ridiculous. Okay, that's absolutely ridiculous. And you say 2123 01:53:15.399 --> 01:53:19.760 the guys in Texas well. 2124 01:53:19.640 --> 01:53:22.479 The main the guy who I initially dealt with was 2125 01:53:22.560 --> 01:53:26.159 advertising on next door as yard up. I didn't realize 2126 01:53:26.199 --> 01:53:30.840 it was in Texas, but then you know, he admitted 2127 01:53:30.880 --> 01:53:32.720 that later and then he sent this other guy out 2128 01:53:32.760 --> 01:53:36.720 that's that's was his friend. I guess who does fifty 2129 01:53:36.800 --> 01:53:38.239 two eighty landscaping? 2130 01:53:39.359 --> 01:53:41.720 Darren is this guy's name Patrick Naughton. 2131 01:53:41.640 --> 01:53:44.840 Please come back in hold on, Yeah. 2132 01:53:44.359 --> 01:53:47.000 Darren is the is the is the guy you're dealing 2133 01:53:47.039 --> 01:53:48.520 with is that Patrick Naughton. 2134 01:53:50.199 --> 01:53:52.119 Correct, that was the one who did the work. 2135 01:53:52.159 --> 01:53:55.960 Actually, yeah, So I looked up the company. I looked 2136 01:53:56.000 --> 01:54:00.840 up fifty to eighty Skyview. Their website has neither an address, 2137 01:54:00.880 --> 01:54:03.960 not even a phone number. It says they do business 2138 01:54:03.960 --> 01:54:06.479 in Denver and in Dallas, so I can totally see 2139 01:54:06.479 --> 01:54:09.560 the Dallas, you know, the Texas connection. And then I 2140 01:54:09.560 --> 01:54:11.880 looked him up at the Secretary of State's office. So 2141 01:54:11.920 --> 01:54:15.159 Patrick Notton filed the paperwork over there about two and 2142 01:54:15.159 --> 01:54:17.880 a half years ago to form this company, and there 2143 01:54:18.039 --> 01:54:21.920 his address is an apartment is actually an apartment in Parker. 2144 01:54:22.079 --> 01:54:24.600 So but but the question I do have for you 2145 01:54:24.720 --> 01:54:27.239 is you said your basement flooded, So was that covered 2146 01:54:27.239 --> 01:54:30.560 by his insurance or your insurance or is it still unresolved? 2147 01:54:32.279 --> 01:54:35.039 It's unresolved. I mean I just found it and I 2148 01:54:35.039 --> 01:54:37.920 didn't realize it probably for about a week because it's 2149 01:54:38.000 --> 01:54:39.520 it's a new room I never use. 2150 01:54:41.920 --> 01:54:45.279 Okay, did you talk to him about it? 2151 01:54:44.199 --> 01:54:49.000 And did you what did he say about it? 2152 01:54:49.319 --> 01:54:53.119 Trying to come up with ways. I'm sorry they're trying 2153 01:54:53.119 --> 01:54:53.880 to come up with ways. 2154 01:54:53.880 --> 01:54:57.479 It was my fault, Okay, So I think it You 2155 01:54:57.479 --> 01:55:00.439 don't have like his certificate of insurance or anything. 2156 01:55:02.560 --> 01:55:03.720 No, I should have got that. 2157 01:55:04.760 --> 01:55:06.319 What about are you insured? 2158 01:55:06.399 --> 01:55:08.720 I mean, we need to give this to someone to 2159 01:55:08.760 --> 01:55:09.000 work on. 2160 01:55:09.199 --> 01:55:11.680 If you file that claim on your insurance policy, they'll 2161 01:55:11.720 --> 01:55:15.760 just go after him, Yeah, they will. Do you have 2162 01:55:15.840 --> 01:55:17.880 insurance that will cover the damage to your basement? 2163 01:55:20.239 --> 01:55:22.239 I do with a ten thousand dollars deductible. 2164 01:55:23.600 --> 01:55:32.319 Oh that's ridiculous, So tom My, understanding, tom So, my 2165 01:55:32.399 --> 01:55:33.680 insurance company explained to me. 2166 01:55:33.720 --> 01:55:36.960 When they subrogate and they go after they also try 2167 01:55:36.960 --> 01:55:37.880 to get my deductible. 2168 01:55:38.000 --> 01:55:40.319 Of course they do. So, yeah, they do. They do. 2169 01:55:40.640 --> 01:55:44.159 Yes, So, Darrence, so you that might be I guarantee 2170 01:55:44.199 --> 01:55:46.279 this fifty two to eighty Skyview doesn't have the money 2171 01:55:46.319 --> 01:55:48.119 to I bet she doesn't have a dime to his name, 2172 01:55:48.199 --> 01:55:50.159 and I we don't even know if he has insurance. 2173 01:55:50.880 --> 01:55:54.199 So if you make a claim on your insurance, if 2174 01:55:54.239 --> 01:55:54.680 you I. 2175 01:55:55.000 --> 01:55:57.920 Know what Dmitry's saying, make a claim on your insurance 2176 01:55:58.199 --> 01:56:00.239 and then let them go after him and they will. Well, 2177 01:56:00.279 --> 01:56:05.159 but if it doesn't, if it is only let's say, 2178 01:56:05.199 --> 01:56:07.039 you can get it done for less than ten grand 2179 01:56:07.079 --> 01:56:10.039 and that's your deductible, they're not going to be that motivated. 2180 01:56:10.079 --> 01:56:12.560 To go after them. Okay, I know they're supposed to, 2181 01:56:13.000 --> 01:56:15.439 but they're not going to be that motivated. They're more 2182 01:56:15.479 --> 01:56:19.840 motivated when they use their own money. You got a 2183 01:56:19.880 --> 01:56:22.600 lot of things screwed up here. This is a terrible situation. 2184 01:56:23.119 --> 01:56:26.439 You said you did your due diligence. I'm curious about that. 2185 01:56:27.119 --> 01:56:28.920 What kind of due diligence did you do? 2186 01:56:31.680 --> 01:56:31.800 Uh? 2187 01:56:32.159 --> 01:56:34.920 Just checked out the website, got some references. 2188 01:56:35.680 --> 01:56:38.399 What does that mean? What does that mean? Checking out 2189 01:56:38.439 --> 01:56:41.840 the website? What does that mean? You read the website? 2190 01:56:41.920 --> 01:56:44.680 Well, looking the website, seeing if it's legit. 2191 01:56:45.800 --> 01:56:48.439 You know, Well, how would you know if it's legit and. 2192 01:56:48.760 --> 01:56:52.439 They had review? That's a good question. It just looked 2193 01:56:52.840 --> 01:56:53.720 it looks legit. 2194 01:56:54.359 --> 01:56:57.600 Okay, So you really did not do any due diligence. 2195 01:56:57.960 --> 01:57:01.720 You you really did not do any due diligence. You 2196 01:57:01.800 --> 01:57:04.720 didn't check the background of this guy in Denver. You 2197 01:57:04.760 --> 01:57:07.239 didn't even know the other guy was in Texas. You 2198 01:57:07.279 --> 01:57:11.119 didn't check with any past clients and talk to them. 2199 01:57:11.840 --> 01:57:16.039 I did. I did check with past class have I, okay, 2200 01:57:16.359 --> 01:57:19.279 from them with their job, sending me pictures. 2201 01:57:18.920 --> 01:57:19.399 Of their job. 2202 01:57:20.760 --> 01:57:23.560 Okay, how many past clients did you check with? That's 2203 01:57:23.600 --> 01:57:26.000 really good. How many. 2204 01:57:26.840 --> 01:57:28.079 Three I believe. 2205 01:57:28.760 --> 01:57:30.560 Okay, we would want to know, we would want to 2206 01:57:30.560 --> 01:57:35.199 get those numbers. But the two that responded said they 2207 01:57:35.239 --> 01:57:36.359 had a great experience. 2208 01:57:38.399 --> 01:57:41.399 Oh yeah, they sent me pictures of their job. 2209 01:57:43.880 --> 01:57:48.319 Okay, so right now, when was this last time you 2210 01:57:48.399 --> 01:57:53.319 talked to them? 2211 01:57:53.359 --> 01:57:59.960 Probably their text going on before the Memorial Day holiday. 2212 01:58:00.079 --> 01:58:02.880 We're okay, So it's just kind of kind of a 2213 01:58:02.920 --> 01:58:03.399 look point. 2214 01:58:03.439 --> 01:58:08.800 Now, did he offer anything to you. 2215 01:58:08.840 --> 01:58:11.800 No, they said they would come back, and the one guy, 2216 01:58:11.880 --> 01:58:14.239 the main guy, said he would come back and plant 2217 01:58:14.279 --> 01:58:18.600 new graphs. He said he only handles the graph fifty 2218 01:58:18.840 --> 01:58:20.119 eight handled the irrigation. 2219 01:58:23.640 --> 01:58:26.840 Okay, we got to get on this. We got to 2220 01:58:26.840 --> 01:58:32.000 get someone to call. I have a feeling we're not Yeah, 2221 01:58:33.000 --> 01:58:35.239 I'm sorry, I have a feeling you've been ripped off. 2222 01:58:35.319 --> 01:58:37.359 I mean, there's not much I can say. 2223 01:58:38.000 --> 01:58:40.720 I'll be happy to call Patrick Notton, but I'm not 2224 01:58:41.680 --> 01:58:45.279 I'm not optimistic. I mean, here's the business whose website 2225 01:58:45.319 --> 01:58:48.680 has nothing but what appears to be stock photos on it. 2226 01:58:48.680 --> 01:58:51.479 It has neither an address, not even a phone number. 2227 01:58:51.800 --> 01:58:54.720 There's a good reason, that's my opinion, that there's no 2228 01:58:54.800 --> 01:58:56.119 phone number on the website. 2229 01:58:56.119 --> 01:58:58.560 And then that's why I wondered what he meant when 2230 01:58:58.600 --> 01:58:59.079 you said he. 2231 01:58:59.039 --> 01:59:02.159 Did his jumbers. I've got numbers, and I think that 2232 01:59:03.520 --> 01:59:03.920 do you have. 2233 01:59:03.920 --> 01:59:06.199 His number and email address? Do you have his email address? 2234 01:59:06.239 --> 01:59:13.880 By any chance, do you have Patrick? Okay, I'll be 2235 01:59:13.920 --> 01:59:15.880 happy to get your hold on. I can't get your 2236 01:59:15.880 --> 01:59:16.359 hopes up. 2237 01:59:16.399 --> 01:59:18.800 I think we'll get I'm going to give this to 2238 01:59:18.920 --> 01:59:22.039 Deputy d Over here to make some noise to see 2239 01:59:22.039 --> 01:59:24.319 what we can shake up. But I think you can 2240 01:59:24.399 --> 01:59:29.640 kiss your money good by. I don't, but maybe we 2241 01:59:29.760 --> 01:59:31.600 can get the guy do something. 2242 01:59:33.800 --> 01:59:36.800 Yeah, that's the whole from day one. Please just come 2243 01:59:36.840 --> 01:59:39.039 back and do the do the right job. That's all 2244 01:59:39.079 --> 01:59:39.439 I want. 2245 01:59:40.600 --> 01:59:43.520 Actually, this is right in small claims court. 2246 01:59:45.640 --> 01:59:47.359 You totally small claims territory. 2247 01:59:47.439 --> 01:59:50.520 This is a small claims territory, which means you'll be 2248 01:59:50.560 --> 01:59:55.199 able to save some money, you know. I mean you'll 2249 01:59:55.239 --> 01:59:59.399 be able to get like fifty dollars filing for you 2250 01:59:59.439 --> 02:00:02.880 in other words, rather than regular court. And that would 2251 02:00:02.880 --> 02:00:05.119 be worth getting a judgment against this guy to show 2252 02:00:05.159 --> 02:00:07.439 him you're not fooling around. And I would go after 2253 02:00:07.479 --> 02:00:11.199 the Patrick Naughton, the fifty to eighty Skyview. 2254 02:00:11.439 --> 02:00:12.800 And whoever you paid the two. 2255 02:00:12.920 --> 02:00:16.199 It sounds like it sounds like the caller paid to 2256 02:00:16.279 --> 02:00:19.079 eighty Skyview, not the Texas guy. 2257 02:00:19.680 --> 02:00:23.119 Yeah, did you pay the local guy? Patrick Walton's company? 2258 02:00:24.199 --> 02:00:28.399 All right, I got to take this break. Oh really, 2259 02:00:28.760 --> 02:00:31.119 damn it. And he's in Texas? 2260 02:00:31.439 --> 02:00:33.159 No, no, Patrick Naughton isn't Parker. 2261 02:00:33.359 --> 02:00:35.000 No, he said he paid the other He. 2262 02:00:35.039 --> 02:00:37.159 Paid the Texas guy. That's not a good sign. 2263 02:00:38.239 --> 02:00:39.399 And how did you pay him? 2264 02:00:40.439 --> 02:00:41.520 Did you pay with a credit card? 2265 02:00:41.920 --> 02:00:45.159 Chance? Oh? 2266 02:00:45.439 --> 02:00:46.560 Oh that's a good question. 2267 02:00:46.720 --> 02:00:47.399 I think I'm. 2268 02:00:48.880 --> 02:00:50.479 I think I zeld maybe. 2269 02:00:51.199 --> 02:00:53.319 Oh the worst kind of payment. 2270 02:00:53.720 --> 02:00:54.640 Oh that's awful. 2271 02:00:55.079 --> 02:00:57.680 All right, hold on, we'll come back and have Deputy 2272 02:00:57.760 --> 02:01:00.319 d take this on. Make a couple of phone call 2273 02:01:00.319 --> 02:01:02.840 see what we can find out. Three O three seven 2274 02:01:02.880 --> 02:01:11.960 one three eight two five five Go with a sure 2275 02:01:12.079 --> 02:01:15.199 thing Denver's Best roofer Excel Roofing dot com. 2276 02:01:15.239 --> 02:01:17.239 You don't pay a cent until you're content. 2277 02:01:20.600 --> 02:01:23.800 Time for an insurance check up, free, no obligation comparison 2278 02:01:23.920 --> 02:01:27.479 call Compass Insurance paying too much your coverage at dozens 2279 02:01:27.520 --> 02:01:30.239 of insurance companies. Find out now three oh three seven 2280 02:01:30.239 --> 02:01:32.600 to seven to one help. You'll think you're his only 2281 02:01:32.680 --> 02:01:35.159 customer when you choose Frank durand the real estate man 2282 02:01:35.199 --> 02:01:38.600 dot com to list your home with Remax Alliance three 2283 02:01:38.680 --> 02:01:48.199 oh three nine two zero sixteen twenty two. Hi Tom 2284 02:01:48.239 --> 02:01:53.319 Martino here, Dimitri, I mean Deputy Bo has a comment 2285 02:01:53.359 --> 02:01:56.520 on that watch call. We had go ahead, Bo. What 2286 02:01:56.560 --> 02:01:58.800 do you have to say about the watch, the heirloom watch. 2287 02:02:00.039 --> 02:02:03.600 Yeah, I think Mark was truly trying to help the 2288 02:02:03.640 --> 02:02:06.239 guy out, and just let's face that, Art's just kind 2289 02:02:06.239 --> 02:02:10.039 of a paranoid guy. But I do have a solution 2290 02:02:10.319 --> 02:02:13.439 for him. I'm a member of the National Watch and 2291 02:02:13.720 --> 02:02:19.119 Clock Collectors Association. I have a run, yes, and they 2292 02:02:19.159 --> 02:02:22.319 have a Rocky Mountain division that meets six times a 2293 02:02:22.399 --> 02:02:25.439 year over to the church in the Body Gray neighborhood. 2294 02:02:26.079 --> 02:02:29.640 If Art wants to call back into the show, I 2295 02:02:29.680 --> 02:02:33.399 could get him into one of these meetings. And they're 2296 02:02:33.560 --> 02:02:37.399 high end individuals, the lawyers, doctors, business people, and they 2297 02:02:37.479 --> 02:02:40.399 just have a genuine interest in watches and clocks and 2298 02:02:40.439 --> 02:02:45.279 they could give him an evaluation no charge, without shipping 2299 02:02:45.359 --> 02:02:48.039 things in the box and seeing other people that he's 2300 02:02:48.079 --> 02:02:50.319 not sure of. And he can bring the watch directly 2301 02:02:50.359 --> 02:02:52.600 to the meeting, but I'd have to be there to 2302 02:02:52.640 --> 02:02:56.159 give him a guest introduction. 2303 02:02:57.399 --> 02:03:01.079 That'll explain this organ To explain this organization to me. 2304 02:03:01.960 --> 02:03:04.279 So they've been around about one hundred years. It's called 2305 02:03:04.279 --> 02:03:09.039 the National Association of Watch and Clock Collectors. They're based 2306 02:03:09.039 --> 02:03:14.439 out of pennsyl Yeah, and they advanced the trade of 2307 02:03:15.079 --> 02:03:18.560 or logical I can say it right, por logical activities. 2308 02:03:18.800 --> 02:03:23.760 But mostly they're just high end collectors of watches and clocks. 2309 02:03:24.159 --> 02:03:28.079 And I believe the person that Mark mentioned up in Evergreen, 2310 02:03:28.239 --> 02:03:32.239 I believe he's a member of this club. So this 2311 02:03:32.359 --> 02:03:35.399 would be great for art. He can just come up 2312 02:03:35.439 --> 02:03:39.279 from Boulder, come to Denver. There's about twenty five to 2313 02:03:39.399 --> 02:03:41.399 thirty guys. You can do a little show and tell 2314 02:03:41.399 --> 02:03:43.880 and they give him an honest evaluation and maybe they 2315 02:03:43.960 --> 02:03:46.039 make it okay. 2316 02:03:46.239 --> 02:03:49.199 What do you guys? May I ask what you discussed 2317 02:03:49.199 --> 02:03:49.960 at your meetings. 2318 02:03:51.359 --> 02:03:57.640 We discussed clocks that were maybe recently found and talk 2319 02:03:57.720 --> 02:04:02.119 about how to repair, to talk about evaluation. And then 2320 02:04:02.199 --> 02:04:04.920 some guys will come in about a clock they've taken 2321 02:04:05.000 --> 02:04:07.039 apart and how to reassemble it. 2322 02:04:07.640 --> 02:04:09.000 What got you into it? 2323 02:04:10.600 --> 02:04:12.840 You know, I've been interested in clock since I was 2324 02:04:12.840 --> 02:04:15.359 a kid. I used I took a class at the 2325 02:04:15.399 --> 02:04:18.760 Old opportunity school on watchmaking. And I just have an 2326 02:04:18.800 --> 02:04:22.640 interest in not the new quartz movement, but the old 2327 02:04:22.720 --> 02:04:25.039 mechanical movement. 2328 02:04:25.560 --> 02:04:26.479 Now, let me. 2329 02:04:26.439 --> 02:04:29.960 Tell you this, what's interesting about this odd more piquet 2330 02:04:30.039 --> 02:04:34.479 watch that ART has. I don't understand. Those watches go 2331 02:04:34.600 --> 02:04:38.000 from one hundred and fifty to one point one and 2332 02:04:38.000 --> 02:04:41.520 a half million dollars. And you know what's interesting, They're 2333 02:04:41.640 --> 02:04:46.760 just a quartz movement. A quartz movement. What a quartz movement? 2334 02:04:46.800 --> 02:04:50.439 It's only about a fifty to eighty dollars movement. But 2335 02:04:50.600 --> 02:04:53.720 I believe arts is a mechanical movement, which I believe 2336 02:04:53.800 --> 02:04:57.119 is worth a lot more than what he said forty 2337 02:04:57.159 --> 02:04:59.640 thousand dollars. So yeah, And I have a couple of 2338 02:04:59.680 --> 02:05:03.039 grand father clocks in my house, and that's a lost art. 2339 02:05:03.800 --> 02:05:06.520 Is nobody a lot I mean a lost trade. 2340 02:05:06.600 --> 02:05:06.880 No one. 2341 02:05:07.479 --> 02:05:10.840 There's really no tradesman that works on these old clocks anymore. 2342 02:05:11.359 --> 02:05:15.640 So this organization tries to perpetuate the trade of old 2343 02:05:15.680 --> 02:05:18.039 time clocks with pendulums and weight. 2344 02:05:19.239 --> 02:05:20.960 So, and is it. 2345 02:05:20.800 --> 02:05:22.880 Mainly clocks or watches too? 2346 02:05:23.920 --> 02:05:28.239 It's both mostly clocks because clocks are a little more 2347 02:05:28.279 --> 02:05:31.239 interesting than watches. You can take them apart. But they 2348 02:05:31.279 --> 02:05:35.880 do watches, but old watches, the old mechanical weight. You 2349 02:05:35.920 --> 02:05:38.479 have to risk watches. They don't do any of the 2350 02:05:38.560 --> 02:05:42.520 courts or battery operated type watches, and they. 2351 02:05:42.279 --> 02:05:43.640 Only do valuable stuff. 2352 02:05:44.560 --> 02:05:48.119 Yeah, I mean, I mean in an expense. Yeah, probably 2353 02:05:48.279 --> 02:05:50.800 like starting at about three or four thousand, all of 2354 02:05:50.840 --> 02:05:53.920 eight up and you can look them up. It's called 2355 02:05:53.960 --> 02:05:58.359 the National Association of Watch and Clock Collectors and you 2356 02:05:58.479 --> 02:06:01.880 have to get sponsored or to get into the membership. 2357 02:06:02.079 --> 02:06:04.239 Someone has to refer you, so you have to have 2358 02:06:04.279 --> 02:06:07.840 a genuine interest before they'll consider you for membership. But 2359 02:06:07.880 --> 02:06:10.199 this'd be a great avenue for Art to bring his 2360 02:06:10.319 --> 02:06:13.359 watch and in there in the Denver area. 2361 02:06:13.720 --> 02:06:16.520 It is amazing to me that you can find you 2362 02:06:16.560 --> 02:06:23.039 can find organizations for everything. My goodness, it's amazing to me. 2363 02:06:23.520 --> 02:06:25.319 If he wants to call in to shore, I'll leave 2364 02:06:25.359 --> 02:06:27.520 his number, I'll give him the particulars and that would 2365 02:06:27.560 --> 02:06:30.079 be the best avenue for him to get it. Odd 2366 02:06:30.199 --> 02:06:32.239 more Piquet watch appraised. 2367 02:06:34.199 --> 02:06:37.439 That's a great idea, man, I would imagine though, I'm 2368 02:06:37.479 --> 02:06:40.119 just I'm just going out on a limb here. This 2369 02:06:40.159 --> 02:06:44.920 wouldn't be first date material. If you wanted an exciting 2370 02:06:45.000 --> 02:06:45.439 night out. 2371 02:06:45.800 --> 02:06:49.079 Uh huh, Well, how many honestly, how many men compared 2372 02:06:49.119 --> 02:06:49.479 to women? 2373 02:06:49.560 --> 02:06:51.720 Bo, I'm curious. 2374 02:06:53.239 --> 02:06:59.079 There's probably one. There's probably one lady that it can out. Okay, god, Yeah, 2375 02:06:59.119 --> 02:07:00.079 and let me just say. 2376 02:07:00.119 --> 02:07:03.239 That's probably that's probably to serve the donuts. 2377 02:07:04.560 --> 02:07:08.279 Yeah, and make that heat, you know. You know, the 2378 02:07:08.319 --> 02:07:11.279 Trumbleshooter Show did oret a great service last week when 2379 02:07:11.600 --> 02:07:14.840 Mark Major mentioned that he shouldn't just put the watch 2380 02:07:14.880 --> 02:07:19.000 in the box and ship it to some unknown wherever 2381 02:07:19.039 --> 02:07:20.560 he was going to ship it to if the show 2382 02:07:20.640 --> 02:07:23.520 stopped him from doing that. I mean, he's a paranoid guy, 2383 02:07:23.560 --> 02:07:25.640 but I think the show saved him from making a 2384 02:07:25.680 --> 02:07:26.760 big mistake like that. 2385 02:07:27.359 --> 02:07:29.439 Oh yeah, he would have lost that for good. 2386 02:07:29.760 --> 02:07:30.079 Yeah. 2387 02:07:30.119 --> 02:07:33.479 Absolutely, thank you, Thank you very much man. We appreciate it. 2388 02:07:33.960 --> 02:07:36.399 Thank you, Deputy Bo that it really is a good resource. 2389 02:07:36.800 --> 02:07:41.000 Hey Sam, Sam, what's going on with the scam? I'll 2390 02:07:41.000 --> 02:07:42.880 take a break. I just want to find out what 2391 02:07:42.920 --> 02:07:45.720 it's about. What is it about, Sam? 2392 02:07:46.000 --> 02:07:48.880 Yeah, it's about Larry Larry King. You remember him back 2393 02:07:48.880 --> 02:07:49.359 in the day. 2394 02:07:49.640 --> 02:07:55.640 Yeah, you mean the talk show host No, no, no, 2395 02:07:55.800 --> 02:07:59.600 Larry King, the thief Larry mortgage guy that you did 2396 02:08:00.079 --> 02:08:03.560 back in the day two thousand Larry King. 2397 02:08:05.560 --> 02:08:10.439 Yeah, he had that okay brokerage firm and Boulder and 2398 02:08:10.720 --> 02:08:14.319 uh I was doing some shady stuff. Anyways, he did 2399 02:08:14.359 --> 02:08:14.720 some shows. 2400 02:08:14.760 --> 02:08:18.319 Okay, hold on, hold on and we'll explore this. Just 2401 02:08:18.399 --> 02:08:20.520 hold on and we'll explore this. Okay. Three oh three 2402 02:08:20.560 --> 02:08:23.479 seven one three. Talk Frank rand the real estate Man, 2403 02:08:23.600 --> 02:08:26.239 a market valuation of your home for the asking. He'll 2404 02:08:26.239 --> 02:08:28.399 tell you what it will sell for on the open market. 2405 02:08:28.640 --> 02:08:31.680 Give him a call, no obligation ever three oh three 2406 02:08:31.760 --> 02:08:40.520 nine two zero sixteen twenty two. Go with a sure 2407 02:08:40.640 --> 02:08:43.720 thing Denver's best roofer Excel Roofing dot com. 2408 02:08:43.760 --> 02:08:45.800 You don't pay a cent until you're content. 2409 02:08:49.159 --> 02:08:52.720 Time for an insurance checkup free, no obligation comparison call 2410 02:08:52.840 --> 02:08:56.159 Compass Insurance paying too much your coverage at dozens of 2411 02:08:56.159 --> 02:08:58.840 insurance companies find out now three oh three seven to 2412 02:08:58.880 --> 02:09:01.720 seven to one help. You'll think you're his only customer 2413 02:09:01.720 --> 02:09:04.000 when you choose Frank Durand the real estate Man dot 2414 02:09:04.039 --> 02:09:07.319 com to list your home with Remax Alliance three oh 2415 02:09:07.359 --> 02:09:15.079 three nine two zero sixteen twenty two. Hi Tom Martino Here. 2416 02:09:17.279 --> 02:09:22.239 Dan McKenzie is an estate planning attorney and what you 2417 02:09:22.319 --> 02:09:25.359 do is call him and he can do estate plans, 2418 02:09:25.439 --> 02:09:30.079 simple wills to complicated trusts and everything in between. He's 2419 02:09:30.119 --> 02:09:33.600 a great guy, small enough to give you personalized attention, 2420 02:09:34.039 --> 02:09:36.800 but he knows his way around all of the plans 2421 02:09:36.840 --> 02:09:40.319 you might need. Eight three three co plans eight three 2422 02:09:40.439 --> 02:09:47.880 three COO plans. McKenzie law. All right, Sam said, brought 2423 02:09:47.960 --> 02:09:51.279 up a guy that years ago. I went after Larry 2424 02:09:51.359 --> 02:09:55.079 King with mortgage fraud. He was convicted in twenty ten. 2425 02:09:55.800 --> 02:10:03.159 And so what what's going on now, Sam. 2426 02:10:00.960 --> 02:10:02.199 Well, he's. 2427 02:10:01.960 --> 02:10:05.760 Coming, he's coming back to haunt me. I went to 2428 02:10:05.920 --> 02:10:08.680 put a I wanted to get a second mortgage, and 2429 02:10:09.560 --> 02:10:13.479 my credit is good. It's just that that he's actually 2430 02:10:13.479 --> 02:10:16.199 showing up on my title with the lean. 2431 02:10:16.520 --> 02:10:19.840 Okay, let me let me find out what what, Sam, 2432 02:10:20.239 --> 02:10:24.399 did you go to Larry King back in the day. 2433 02:10:24.560 --> 02:10:28.199 No, I didn't he I met him. I always hustle 2434 02:10:28.239 --> 02:10:30.840 on the side. I was bringing trees in and selling trees, 2435 02:10:32.239 --> 02:10:34.319 you know, to get through you know, to get through 2436 02:10:34.359 --> 02:10:37.159 the sold times. And I sold him trees and then 2437 02:10:37.239 --> 02:10:39.600 that's how I met him. 2438 02:10:39.800 --> 02:10:44.800 Okay, And so tell me how he showed up. Hold on, Sam, 2439 02:10:45.520 --> 02:10:49.520 you sold trees to him? 2440 02:10:49.600 --> 02:10:50.000 Correct? 2441 02:10:51.640 --> 02:10:53.520 And how did he show up on your title? 2442 02:10:56.039 --> 02:10:59.720 Yeah, we became friends. He made friends with me, and 2443 02:10:59.800 --> 02:11:03.920 you know, and basically I was going through some rough 2444 02:11:03.960 --> 02:11:10.279 times and he knew that, and so he offered to 2445 02:11:10.880 --> 02:11:12.840 loan me some money and I paid him back. But 2446 02:11:12.880 --> 02:11:15.560 everything was kind of like Burbish wise, you know, it 2447 02:11:15.600 --> 02:11:16.720 was I did some work. 2448 02:11:16.800 --> 02:11:18.359 How much money did he loan you? 2449 02:11:19.800 --> 02:11:20.479 Ten thousand? 2450 02:11:22.239 --> 02:11:24.640 And how long ago did he loan you the money. 2451 02:11:26.279 --> 02:11:26.479 Back? 2452 02:11:27.439 --> 02:11:30.760 Right when you started reporting on him? It was before that? 2453 02:11:30.800 --> 02:11:32.960 And then I'm like, oh, what did I get myself into? 2454 02:11:33.399 --> 02:11:35.680 And then he told me that everything was fine and 2455 02:11:35.720 --> 02:11:38.359 he took care of everything. So I left it at that, 2456 02:11:38.479 --> 02:11:40.479 and I'm just finding out did. 2457 02:11:40.319 --> 02:11:43.000 You ever pay back? Did you ever pay back the 2458 02:11:43.079 --> 02:11:45.600 ten grand? Yes? 2459 02:11:45.720 --> 02:11:48.439 I did indirectly. I went ahead and I did windows 2460 02:11:48.479 --> 02:11:51.399 for him. I cleaned out his shop for him, and 2461 02:11:51.439 --> 02:11:54.319 then I stored some vehicles for him. In fact, he's 2462 02:11:54.399 --> 02:11:57.000 never ever contempt Sam. He went to jail. 2463 02:11:57.000 --> 02:12:01.359 Sam. So there's a d of trust on your home 2464 02:12:01.840 --> 02:12:08.840 for ten grand? Correct, and he is the one who 2465 02:12:08.880 --> 02:12:11.840 is payable to to his benefit? 2466 02:12:11.920 --> 02:12:15.159 I guess yeah, I just pulled the papers. Okay, I 2467 02:12:15.199 --> 02:12:15.800 went down to. 2468 02:12:15.800 --> 02:12:21.359 The Okay, Now What are the terms and conditions of 2469 02:12:21.399 --> 02:12:25.800 that deed of trust? Does it say did you file 2470 02:12:25.840 --> 02:12:27.199 a promisory note with it? 2471 02:12:29.520 --> 02:12:31.159 Let's see here. 2472 02:12:33.159 --> 02:12:35.640 Did he file a promisory note along with it? Or 2473 02:12:35.680 --> 02:12:39.239 did he file just a deed of trust? 2474 02:12:39.640 --> 02:12:44.479 I don't see a promisory note? 2475 02:12:44.520 --> 02:12:50.279 What is the amount today? It doesn't matter what he wanted? 2476 02:12:50.479 --> 02:12:53.880 You let this go way too far. He conned you 2477 02:12:53.920 --> 02:12:57.479 into a loan way back then. He took a second 2478 02:12:57.520 --> 02:13:01.600 on your house, And what about your first? How much 2479 02:13:01.640 --> 02:13:04.039 do you owe on your first? 2480 02:13:04.319 --> 02:13:06.760 Two hundred little over two hundred thousand? 2481 02:13:09.600 --> 02:13:14.319 Okay, and you have a second on your house. Did 2482 02:13:14.319 --> 02:13:17.119 you ever sign anything when he gave you that ten grand? 2483 02:13:18.840 --> 02:13:27.119 You know, I went, I guess I did. There's a 2484 02:13:27.159 --> 02:13:29.399 signature on the bottom of this page here. 2485 02:13:31.039 --> 02:13:35.800 Okay, Well, here's the unfortunate part. Unless you have proof 2486 02:13:35.880 --> 02:13:38.640 that you paid that he's going to be able to 2487 02:13:38.720 --> 02:13:39.239 collect it. 2488 02:13:44.000 --> 02:13:51.520 Hey, I got a suggestion, Sam, Yes, sir, Hey, Sam, Hey, 2489 02:13:51.840 --> 02:13:54.960 it looks like back in twenty eleven, mister King was 2490 02:13:55.000 --> 02:13:57.800 sentenced to five years in prison, followed by eight years 2491 02:13:57.840 --> 02:14:02.199 of mandatory parole. Could be that he's still on parole. 2492 02:14:03.239 --> 02:14:06.760 So what do you think of you contacting his parole 2493 02:14:07.039 --> 02:14:11.399 officer and discussing this issue with that person, because this 2494 02:14:11.520 --> 02:14:14.840 really seems to be kind of a leftover from right 2495 02:14:15.000 --> 02:14:17.800 from fraudulent activity back way back. 2496 02:14:17.640 --> 02:14:18.479 In twenty eleven. 2497 02:14:19.119 --> 02:14:23.680 So the parole officer might be able to help. So 2498 02:14:23.760 --> 02:14:26.000 the parole officer might be able to help you get 2499 02:14:26.039 --> 02:14:27.520 this whatever it is. 2500 02:14:27.560 --> 02:14:28.760 It is a lean, there's it. 2501 02:14:28.720 --> 02:14:31.039 A it's a second date of trust's a second deed 2502 02:14:31.079 --> 02:14:31.399 of trust. 2503 02:14:31.439 --> 02:14:32.239 It's a Morgan. 2504 02:14:32.359 --> 02:14:35.399 He might he might convince mister King to release you 2505 02:14:35.479 --> 02:14:37.000 from whatever that obligation is. 2506 02:14:37.359 --> 02:14:41.199 Will mister King say, Larry King? Will he say that 2507 02:14:41.239 --> 02:14:45.640 you paid him back? I don't think Sam even does that. 2508 02:14:46.880 --> 02:14:49.479 Yeah, I mean he should. I mean, like I said, 2509 02:14:49.560 --> 02:14:50.520 is he befriended me? 2510 02:14:50.640 --> 02:14:50.880 You know? 2511 02:14:51.520 --> 02:14:53.720 So you know, you can look somebody in the eye 2512 02:14:53.800 --> 02:14:57.640 and they're thinking something else. I don't know. I mean, 2513 02:14:57.680 --> 02:14:59.239 I know, I'm a man of my word. 2514 02:14:59.479 --> 02:15:02.760 Well here's the bad news, Sam. In real estate, there's 2515 02:15:02.800 --> 02:15:05.560 no looking someone in the eye. The only thing that 2516 02:15:05.600 --> 02:15:09.239 counts in real estate is what's written. So any verbal 2517 02:15:09.479 --> 02:15:12.800 any verbal agreement you had outside of that mean nothing. 2518 02:15:13.960 --> 02:15:17.800 So if you have a ten thousand dollars second deed 2519 02:15:17.800 --> 02:15:20.960 of trust on your home. You got to pay it 2520 02:15:21.039 --> 02:15:25.560 off or you have to have it removed. And the 2521 02:15:25.600 --> 02:15:28.560 only way to have it removed at this time is 2522 02:15:28.600 --> 02:15:30.359 with his cooperation. 2523 02:15:35.039 --> 02:15:37.479 And the parole officer might be able to help get 2524 02:15:37.479 --> 02:15:38.239 his cooperation. 2525 02:15:39.039 --> 02:15:43.439 See, I think Sam, what happened was you never paid 2526 02:15:43.520 --> 02:15:46.520 him back and now it's coming back to haunt you. 2527 02:15:47.000 --> 02:15:49.079 And maybe you thought when he went to jail, you 2528 02:15:49.079 --> 02:15:52.359 were going to get away with it. And even though 2529 02:15:52.399 --> 02:15:55.399 you say you gave him certain things in payment, I'm 2530 02:15:55.439 --> 02:15:57.119 not sure if he would look at it that way. 2531 02:15:58.359 --> 02:15:58.600 Yeah. 2532 02:15:58.680 --> 02:16:01.039 I did windows for him on a historic house and 2533 02:16:01.079 --> 02:16:03.840 Wheatridge where they had to have a certain did. 2534 02:16:03.720 --> 02:16:07.159 You supply hold on? Did you supply the windows? 2535 02:16:08.600 --> 02:16:11.479 Yes? I did it and all that, and we were 2536 02:16:11.520 --> 02:16:13.640 supposed to have washed all the money. But I didn't 2537 02:16:13.680 --> 02:16:18.279 know that he did all this that he did, all 2538 02:16:18.319 --> 02:16:22.520 what the fraud that filed a lien on my house 2539 02:16:22.560 --> 02:16:24.720 and did all that? He didn't He didn't. 2540 02:16:26.279 --> 02:16:30.720 Didn't Well somewhere, okay, somewhere in all those mortgage. 2541 02:16:30.319 --> 02:16:33.799 Payments had a long time ago, I'm sorry. 2542 02:16:33.559 --> 02:16:38.120 Listen, somewhere and all of that paperwork. In order to 2543 02:16:38.159 --> 02:16:39.840 have a lean like that, he's going to have to 2544 02:16:39.879 --> 02:16:45.520 have notarize statements. Somebody notarized your signature, somebody said you 2545 02:16:45.559 --> 02:16:49.760 took out that loan more than just him. So you're 2546 02:16:49.799 --> 02:16:52.120 going to have to deal with this, and I suggest 2547 02:16:52.200 --> 02:16:55.680 you go to a real estate attorney. I really mean it, 2548 02:16:55.840 --> 02:16:57.920 because you're not going to be able to do this 2549 02:16:58.040 --> 02:17:00.280 on your own. And it's not something weak can do 2550 02:17:00.360 --> 02:17:04.159 for you. It's it's way more complicated than you think. 2551 02:17:05.319 --> 02:17:06.559 Is this something of Brett O'Brien. 2552 02:17:07.120 --> 02:17:09.840 Yeah, here's the problem. Bret O'Brien can do it. You 2553 02:17:09.920 --> 02:17:16.360 may spend ten grand getting it removed. Jeez, it's not 2554 02:17:16.399 --> 02:17:17.079 going to be cheap. 2555 02:17:17.159 --> 02:17:17.440 Sam. 2556 02:17:18.559 --> 02:17:24.440 If Larry King protests right now, if I were you, 2557 02:17:25.680 --> 02:17:29.399 I would figure out where Larry King is and ask 2558 02:17:29.559 --> 02:17:33.399 him if he would remove it from your house voluntarily 2559 02:17:34.000 --> 02:17:37.760 or you're going to the authorities. That's what I would. 2560 02:17:37.479 --> 02:17:44.840 Do, right So I have when I went into. 2561 02:17:45.079 --> 02:17:48.239 Where is where is he? These days? Do you know? 2562 02:17:48.559 --> 02:17:50.879 I don't know where he's at. I don't have no idea. 2563 02:17:51.000 --> 02:17:55.879 I googled the crime and his lawyer came up on 2564 02:17:56.000 --> 02:18:00.319 the on the paragraph when they were talking about and 2565 02:18:00.959 --> 02:18:03.000 I guess maybe I could go to his lawyer and 2566 02:18:03.040 --> 02:18:06.079 find out I don't know, right, it kind of stuck. 2567 02:18:05.799 --> 02:18:06.280 A little bit. 2568 02:18:07.799 --> 02:18:11.799 Well, you got to start with his attorney and find 2569 02:18:11.840 --> 02:18:15.559 out where he is. Say, look, Larry King has a 2570 02:18:15.600 --> 02:18:19.280 deed of trust on my home that doesn't belong there. 2571 02:18:19.920 --> 02:18:21.479 I need to get a hold of him to see 2572 02:18:21.520 --> 02:18:24.680 if he'll remove it. This guy shouldn't have any problem 2573 02:18:24.799 --> 02:18:26.040 sharing with you where he is. 2574 02:18:27.319 --> 02:18:30.399 Oh, of course he would. I mean he's not going 2575 02:18:30.440 --> 02:18:33.600 to give anybody his client's address or any information. 2576 02:18:33.799 --> 02:18:37.799 No, but in general or contacting him for him. 2577 02:18:38.520 --> 02:18:40.559 Tom, what do you think about Sam going over to 2578 02:18:40.719 --> 02:18:44.000 Boulder County Court and finding out who mister King's parole 2579 02:18:44.079 --> 02:18:44.760 officer is. 2580 02:18:45.040 --> 02:18:49.600 That's another issue. But if he wasn't convicted of this crime, 2581 02:18:50.040 --> 02:18:53.680 it's not part of the case. He can hope that 2582 02:18:53.760 --> 02:18:56.440 the parole officer might put pressure on King. Yeah, that's 2583 02:18:56.840 --> 02:19:00.879 but that's a long shot. Again, I would go to 2584 02:19:00.920 --> 02:19:04.559 Brad O'Brien. I got to take a break. Listen, there's 2585 02:19:04.559 --> 02:19:07.440 not much we can do for you. I think there's 2586 02:19:07.479 --> 02:19:09.360 more to this than MEETSI. I think you got a 2587 02:19:09.399 --> 02:19:11.959 ten grand loan and you thought you got out of 2588 02:19:12.000 --> 02:19:14.719 it when he went to jail. I really do, That's 2589 02:19:14.719 --> 02:19:18.959 what I that's my gut telling me, and I think 2590 02:19:19.040 --> 02:19:22.159 that you probably oh, you benefited from the ten grand 2591 02:19:22.280 --> 02:19:24.879 years ago, and now it's time to pay up. We 2592 02:19:25.000 --> 02:19:26.000 got more coming up.