Speaker 1: Yeah, dum, you need advice?
Speaker 2: Who you don't have? Come running as a can.
Speaker 3: Shooter's gonna help.
Speaker 4: Come, man, this is.
Speaker 1: The Troubleshooter Show. No tell Martinez. Hey, welcome to the show.
Speaker 1: What's going on in your life? This is a beautiful Monday,
Speaker 1: and we're gonna start off the week. I hope solving
Speaker 1: your problems, answering your questions, taking your complaints we have.
Speaker 5: It's we see in the studio it's Wednesday. It's what day? Wednesday?
Speaker 1: Oh my god, it is Wednesday. I'm sorry, Mark, that's
Speaker 1: all right. I can't believe I said that. Now I'm
Speaker 1: never gonna hear the end of it. You know, the
Speaker 1: Biden jokes just now now they've let up a little
Speaker 1: on the Biden jokes, so people feel sorry for him.
Speaker 1: But okay, it is Wednesday. I said, a beautiful Monday.
Speaker 1: Uh it's Monday for me because as always, Marcus Suzanne
Speaker 1: pick up the slack for me. Uh, I went with
Speaker 1: my health challenges and uh, I don't want to belabor this.
Speaker 1: I just want to say I couldn't have gone through this,
Speaker 1: absolutely not. Everything would have gone away without Marcus Susanne. Absolutely,
Speaker 1: we appreciate it. Posively. No, I could have never ever
Speaker 1: ever gone through this and and had a and had
Speaker 1: an operation. So and Deputy D. He absolutely agrees. You know.
Speaker 1: One of the first things Deputy D said to me
Speaker 1: when he started volunteering and helping us with a lot
Speaker 1: of great cases. Very smart guy. We we were Wow,
Speaker 1: well waited win it? Yeah what very smart guy?
Speaker 6: You set him?
Speaker 1: Yeah? Oh oh, so listen, you know what he said.
Speaker 1: One of the first things, when do I get to
Speaker 1: meet Mark? And I'm thinking, come on, man, you got
Speaker 1: the mac daddy here? Huh huh you know that beautiful
Speaker 1: mac daddy host? Oh what's that?
Speaker 3: He said? That's what all the ladies say.
Speaker 1: Well, we got to hook him up. And Mike, do
Speaker 1: I have to meet Mark?
Speaker 7: Wow?
Speaker 1: Do I have to meet Mark? Death's Deputy Dot? And
Speaker 1: then we have I Okay, So the dad starts graven
Speaker 1: as Larry works with his dad, Larry goes off on
Speaker 1: his own in the eighties, and uh, Nick was brought
Speaker 1: up in the business. We're talking about Gravina's window siding doors.
Speaker 1: So Nick, here's what I want to know. Was it
Speaker 1: a conscious decision to go into the business or was
Speaker 1: it assumed? Or tell me how that worked.
Speaker 8: You know, truthfully, I was in college and uh, when
Speaker 8: I graduated, trying to find a job and at the
Speaker 8: time I cut it, and so, you know, I was
Speaker 8: just working for him to you know, temporarily to try
Speaker 8: to find a job, and then it just never really
Speaker 8: come to fruition. So I just ended up kind of
Speaker 8: hanging out and then uh, you know, kind of morphed
Speaker 8: in and then I started doing well and started kind
Speaker 8: of engaging, and then you know, just kind of turned
Speaker 8: into what it is.
Speaker 9: Yeah, you know, you learned a lot many.
Speaker 1: With us. Hey, give us a health update, you get
Speaker 1: a sec Okay, now, NISI is wants to talk about
Speaker 1: a company job. I'm not sure what we're Nissie, take
Speaker 1: it away. What is what's going on with you?
Speaker 10: I got a message through directly on my cell phone
Speaker 10: about a job possibility, and I said, yes, I'm interested.
Speaker 6: That just did it just randomly showed up correct randomly.
Speaker 10: Hi, my name is Christina. I have a job opportunity,
Speaker 10: Da da da da. So I followed through. I said, yes,
Speaker 10: I'm interested. Who's the company? And then next thing you know,
Speaker 10: I get what's that message from a lady named Amy
Speaker 10: who said Christina told us. You're interested, I said, yes,
Speaker 10: tell me more.
Speaker 11: So.
Speaker 10: They call it a product marketing assistant. And what I
Speaker 10: would do was go in and rate products to try
Speaker 10: and I guess boost you know this item's marketability. I
Speaker 10: would get paid a commission for that. Now what happened
Speaker 10: on day one is I got a one hundred dollars
Speaker 10: sign on bonus and that went into the work wallet.
Speaker 10: At the end of the day I withdraw it. It
Speaker 10: came to my account being legit. Day two, sure, you
Speaker 10: have to start off again. So as I'm raising these products,
Speaker 10: you have to have enough money.
Speaker 1: In your work Now, how did you I was going
Speaker 1: to ask you what kind of products that's all over
Speaker 1: the board or were they very specific?
Speaker 10: Now they were products that you would see on Amazon, skirts,
Speaker 10: purses of okay, pgs, et cetera. Anything, okay, all right,
Speaker 10: I would go and I'd rate these And then I
Speaker 10: got to day three where they do it based on
Speaker 10: a teer. So the more money you have in the wallet, supposedly,
Speaker 10: the higher earnings you can make because you'll get the
Speaker 10: offer to raise higher priced items.
Speaker 1: It already so horrible. It just sounds pretty scammy to me,
Speaker 1: doesn't it? Mark beyond scam outs.
Speaker 12: It is a scam, red flags, capital letters, scam.
Speaker 1: All right, Well, for all we know is for here
Speaker 1: are the red flags. I'm going to list the red flags.
Speaker 1: They contacted her out of the blue. And the next
Speaker 1: one is she didn't have a clear definition. Now I
Speaker 1: want to know something. Give me an example, a very
Speaker 1: specific example of a product that you.
Speaker 10: Rated, a Gouccy handbag, so I would look at this.
Speaker 1: Was it a real But now did they actually send
Speaker 1: it to you?
Speaker 3: Oh?
Speaker 13: No, I think she was off fake reviews at Amazon
Speaker 13: and places like that.
Speaker 10: I believe that that's ultimately what it was.
Speaker 6: And I spent Did they ask you?
Speaker 1: Did they ask you to leave reviews?
Speaker 10: So there's two ways you can do it. Yes, you
Speaker 10: have to leave a review. One you can hit an
Speaker 10: automatic button, or two you can type it out personally. Okay,
Speaker 10: happened to review and an item came up that I
Speaker 10: didn't have enough money in my wallet to cover. Therefore
Speaker 10: they have all my money there.
Speaker 1: Were Well that's what I don't understand. The money, the
Speaker 1: money in your wallet. This is the part I don't understand.
Speaker 1: And I'm sorry I keep interrupting, but I don't understand
Speaker 1: who put the money in that wallet.
Speaker 10: I did through the guidance of my quote unquote coach
Speaker 10: who was my boss they prefer to be called coaches,
Speaker 10: guided me through.
Speaker 6: Y'all.
Speaker 10: I feel like such a fool, and I'm going through menopause,
Speaker 10: so my brain is crazy right now. They guided me
Speaker 10: through how to withdraw all the money from my cash
Speaker 10: app on my coinbase and put it in my work wallet,
Speaker 10: assuring me that I would get it back at the
Speaker 10: end of each day.
Speaker 1: Well, and this is money that you have, your own money,
Speaker 1: So how much money money? How much money did you deposit?
Speaker 10: I believe it's around fifty six hundred dollars. I've got
Speaker 10: to go double check all these figures.
Speaker 1: And it all happened very.
Speaker 10: We send me a screenshot of this, and this is
Speaker 10: what you do next. This is what you do next.
Speaker 10: You've got to go get the money in or you're
Speaker 10: not going to get paid today. You have to finish
Speaker 10: your task. And then they just okay a text message.
Speaker 10: We haven't heard from you in twenty with If we
Speaker 10: don't hear back from you within twenty four hours, we're
Speaker 10: closing your accounts. So you know, I've asked repeatedly to
Speaker 10: get my money back. I've called customer service, which is
Speaker 10: some crazy number. No one answers. They had to call
Speaker 10: me back. On their website looks very fake. They say
Speaker 10: they have four point eight billion dollars in assets, yet
Speaker 10: they can't return my fifty six hundred dish dollars.
Speaker 1: So that's where the works?
Speaker 14: Did you?
Speaker 1: Did you? Yeah? We want to look it up. What's
Speaker 1: the website? Where can we look this up?
Speaker 10: Where I go to log into the work account is
Speaker 10: Global dot north Gate promo dot com slash log in. Oh,
Speaker 10: so repeating that Global dot dorgate promo dot como.
Speaker 1: Log in, you log in?
Speaker 11: Got it?
Speaker 1: Okay, I see it? So here here's obviously this falls
Speaker 1: into the category of one of the big scams, and
Speaker 1: that is they have you invest in your job and
Speaker 1: supposedly is to make money, obviously, and then they just absorbed.
Speaker 1: They take the money. And what's worse is they have
Speaker 1: your log in on the other accounts, which you're going
Speaker 1: to have to change immediately. But right now though, so
Speaker 1: say they said you needed to deposit money, and then
Speaker 1: did you do it?
Speaker 15: No?
Speaker 10: I don't have any more money it.
Speaker 1: No, no, But I mean in the beginning you did
Speaker 1: transfer money when they asked.
Speaker 10: Yes, I did. On day two I did?
Speaker 1: And then on day two how much did you? How
Speaker 1: much did you put in on.
Speaker 10: Day two, Tom, I'd have to look that up. I'm
Speaker 10: scared to sign back into these count again. I don't know,
Speaker 10: but I know in total it was around fifty six
Speaker 10: hundred between day two and day three.
Speaker 14: I mean I went and so everything I had.
Speaker 1: What now this money was supposed to be used to
Speaker 1: buy products? And then would you return the Now did
Speaker 1: you actually buy products? I mean you literally went on
Speaker 1: Amazon and bought them.
Speaker 10: No, it's all through that work site that I gave you,
Speaker 10: the Global north Gate promo. It's all through there. Nothing
Speaker 10: ever physically came to me. It was all digital.
Speaker 1: Well, then, for example, how could you rate a Gucci person?
Speaker 1: You look at it.
Speaker 5: It's all phony, blooney, Tom, It's to get reviews up
Speaker 5: for whatever products. I mean, it's total phony, blooney.
Speaker 1: But do you think Mark it's phony? Yes, a scam
Speaker 1: to get ratings and all that. But is it a
Speaker 1: scam on the people who participate?
Speaker 16: Yeah?
Speaker 13: I know it's what other explanation is there for them?
Speaker 13: Withdrawing well having her deposit fifty six.
Speaker 1: Dollars no, no, I get it. Here's what I'm saying. Yeah,
Speaker 1: if the products never came to her, I don't know
Speaker 1: what the money was for. It makes no sense just
Speaker 1: to steal it.
Speaker 3: There's no logical explanation of.
Speaker 1: Now can you log on? If you go log on
Speaker 1: right now, what does your account show?
Speaker 10: Okay, let me log in right now.
Speaker 5: Hey, Dimitri, set up an account, put five thousand in there,
Speaker 5: and let us know what happens now, NISSI, hold on,
Speaker 5: We're going to take a break hold on.
Speaker 1: This is very interesting and I really, I really like
Speaker 1: to explore the different ways people are scammed because there
Speaker 1: are so many. Okay, the problem is there are so
Speaker 1: many that it's like when you hear a new approach,
Speaker 1: you think, well, this might be legit. So that's why
Speaker 1: I want to go over it. Hang in there. But basically,
Speaker 1: here's what's happening. Somebody said to her, excuse me, A
Speaker 1: text came said, we've got to job for you reviewing products.
Speaker 1: You have to open a digital wallet to buy the
Speaker 1: products and then you get paid. Okay, that's it. So far,
Speaker 1: so many red flags. But we're not gonna go over
Speaker 1: that and banger over the head with that We're just
Speaker 1: gonna see what where it goes from here. I'm Tom
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Speaker 1: are troubleshooter three oh three seven to one three TK
Speaker 1: seven one three eight two five A Russ? What is
Speaker 1: your Let me let me go to you Rush. You've
Speaker 1: been listening to this website. So what you have a
Speaker 1: comment on scam websites?
Speaker 14: Yeah?
Speaker 11: Can you hear me?
Speaker 1: Yes? I can, sir.
Speaker 17: Okay, So I've heard this a couple of times where
Speaker 17: people end up on a on a bogus website. There's
Speaker 17: one way that you can use to tell if a
Speaker 17: website is legit or not, and it's called who Is.
Speaker 17: Are you guys familiar with who is? A website called yes?
Speaker 3: Of course?
Speaker 17: So if you run before you click on any website,
Speaker 17: if you bull up, just do a Google search for
Speaker 17: who is, bring up to who is website. You can
Speaker 17: punch in the either the name or the address, and
Speaker 17: it'll give you who owns the website. If it's if
Speaker 17: you talking to Amazon, or you think you're talking to
Speaker 17: somebody else, you go into who is and it's not that,
Speaker 17: then that's that's like a giant red flag before you
Speaker 17: click on anything. The other thing that's cool about who is,
Speaker 17: it'll tell you who hosts the website, so if you
Speaker 17: think it's a bogus website, you can report it to
Speaker 17: the hosting company like go Daddy or whoever's hosting it
Speaker 17: and say, hey, I think you're hosting a bogus website.
Speaker 17: I had a website taken down in twenty four hours
Speaker 17: that was masquerading as a motorcycle shop that I do
Speaker 17: business with. This guy had stolen pictures off of their website,
Speaker 17: created his own website and had it hosted, but it
Speaker 17: was a slight variation of the name. So when I
Speaker 17: talked to GoDaddy, I said, hey, you as you're hosting
Speaker 17: a bogus website. They had it down in twenty four hours.
Speaker 1: So I went to I just went to who is.
Speaker 1: I just went to who is dot com and I
Speaker 1: put in the Northgate promo address and it says it
Speaker 1: was registered on listen to this registered on April twenty sixth,
Speaker 1: twenty twenty five, like last month.
Speaker 17: They yeah, how do they get built an asset in
Speaker 17: a month?
Speaker 14: Right?
Speaker 1: Yeah? Yeah? Yeah? And it says you know, then it
Speaker 1: says the registrar is Aceville PTE Ltd, which is for limited.
Speaker 1: I don't know what PTE is, and I don't know
Speaker 1: what an iana idea is. I guess that's an international
Speaker 1: registration of some kind. And then it has an email
Speaker 1: address and it has a phone number, so well, you
Speaker 1: know this is a.
Speaker 17: Nut your investigation that way. Clearly this one is is
Speaker 17: a bogus website.
Speaker 15: So does it say who the hosting?
Speaker 14: Who's hosting the website?
Speaker 1: Uh, let's see, it says I'm trying. Well, I didn't
Speaker 1: go deeper. It doesn't on this on the intro page,
Speaker 1: the summary page, it has name servers, but those are
Speaker 1: just r ls. Uh so I don't see. No, I
Speaker 1: don't see who's serving it. But I guess if I
Speaker 1: you know, I'm live on the radio, I guess if
Speaker 1: I go deeper, this is a really good site. You're
Speaker 1: absolutely right. And I went right to who is dot
Speaker 1: com and I've used them a lot. I appreciate you
Speaker 1: bringing that up. That you know, and you could teach
Speaker 1: people how to read root U, r ls and stuff,
Speaker 1: but it's very difficult, man. Some of them are so
Speaker 1: good at it. They sound and look so official. Thank you, Russ.
Speaker 1: Now back to NISI. I want to I want to
Speaker 1: pick up NISI. When did you feel like something was
Speaker 1: up or something was wrong.
Speaker 10: J three and thank you Russ for the who is.
Speaker 10: But day three my gut started going, why do I
Speaker 10: need to deposit this? And I just want my money back.
Speaker 10: So no, Day one and day two seemed all right
Speaker 10: because I was getting paid. I was getting paid my commission.
Speaker 15: I was getting paid.
Speaker 1: When you say you were getting paid, payment was showing up.
Speaker 1: You never actually got the money, but it was showing
Speaker 1: up in your digital wallet with them.
Speaker 10: Yes, and then I would withdraw it that night and
Speaker 10: so I could get it back into my cash aff account.
Speaker 10: So it was happening.
Speaker 1: Oh so I think that was the little okay, I see,
Speaker 1: so you actually had some payments coming to you for
Speaker 1: these little tasks. Give me an example in day one
Speaker 1: and two what you did for as far as the
Speaker 1: job goes.
Speaker 10: Day one, it was just a sign on bonus of
Speaker 10: the hundred bucks. I went through the training. It was
Speaker 10: all through that platform. And then on the side, I
Speaker 10: was talking with my coach through WhatsApp and she's instructing me,
Speaker 10: and she's saying, do you see this, are you confused
Speaker 10: about that?
Speaker 14: Et cetera.
Speaker 10: So that's what I did.
Speaker 1: Day one.
Speaker 10: I went through were you talking?
Speaker 1: Were you actually literally ever talking to anyone negative.
Speaker 10: The only person that I spoke to her name Jenny Smith.
Speaker 10: When I reached out to customer service.
Speaker 1: That's a name, that's a real name name, Jenny Smith.
Speaker 10: Jenny Smith. When I reached out through customer service through
Speaker 10: the north Gate button there and maybe Dimitrichiza already and
Speaker 10: requested an appointment, sent an email and then she called
Speaker 10: me and again it was when I tried calling that
Speaker 10: phone number, it's just generic. You've reached such and such.
Speaker 10: It's an automated you've reached one, three four.
Speaker 1: So now that's the money was taken out of the
Speaker 1: money was taken out of your various accounts and supposedly transferred.
Speaker 1: So if you go online, does it show your fifty
Speaker 1: eight hundred dollars with them?
Speaker 10: So what it shows now it says wallet balanced negative
Speaker 10: fifty six hundred frozen balance thirteen thousand, nine h six
Speaker 10: point four zero. That's supposed to be mission.
Speaker 3: Yes, yeah, yeah, I know where this is going.
Speaker 1: Where is it going?
Speaker 3: So it's so clear to see where this is going.
Speaker 13: Tell me, what do you think he wants to cash
Speaker 13: out that thirteen thousand dollars in commissions that they owe her?
Speaker 13: She needs to make another payment to them for either
Speaker 13: a processing fee or to prove that she has a
Speaker 13: regular bank account or something like that.
Speaker 3: So that thirteen thousand is a care that if Nisson so.
Speaker 1: Views, how much did you get two total?
Speaker 10: How much did I'm sorry?
Speaker 1: What how much did they pay you day one and
Speaker 1: day two?
Speaker 10: Day one was one hundred bucks? Let me go to
Speaker 10: the records.
Speaker 1: How many reviews did you do? Just it's real, it's
Speaker 1: not that important. How many reviews did you do?
Speaker 10: Day one I did three times forty five, Day two
Speaker 10: I did three times forty five, and day three three
Speaker 10: times forty five.
Speaker 1: So basically you know you're you're looking at four fifty
Speaker 1: or five hundred bucks or something here. So they okay,
Speaker 1: So in the first three days it looked like it
Speaker 1: was legit.
Speaker 10: Yes, Day three is when I started my spikes and
Speaker 10: started to go.
Speaker 18: Off a bit.
Speaker 1: Okay, and what's asking for my money back? Last thing
Speaker 1: you heard? What's the last thing you heard from them?
Speaker 1: Right now? What is the very last thing you heard?
Speaker 10: The last thing I heard from Coach Amy is scrolling
Speaker 10: down on my web app. Bear with me. Since you
Speaker 10: cannot respond to me with any information, the platform will
Speaker 10: close your account within twenty four hours. Is there are
Speaker 10: limited positions available, they may assign this job to someone
Speaker 10: else to complete. That's what I designed to keep her
Speaker 10: on the hook about twenty seven.
Speaker 13: Got it, Hey, tom NISI said something at the beginning
Speaker 13: of the call.
Speaker 3: That's a critically important NISSI.
Speaker 13: You said that during this process of you transferring your
Speaker 13: money into various locations that they wanted you to transfer
Speaker 13: it to, you were sending screen shots. Oh man, so
Speaker 13: is that? Did I hear that correctly? You were sending
Speaker 13: various screenshots to the cameras.
Speaker 10: You heard that correctly, because she would say, go to
Speaker 10: this page, send me a screen shot, go to this page,
Speaker 10: se me screencase my cash in my coinbase.
Speaker 1: So look, listen.
Speaker 13: The reason that they were doing that is to get
Speaker 13: your legitimate banking information.
Speaker 19: Yeah.
Speaker 1: You're obviously not going to do business with them anymore.
Speaker 13: Yeah, they they have your banking information, they have screenshots,
Speaker 13: they have account numbers, they might have the good need
Speaker 13: to change all.
Speaker 1: If you have an account number and an eight uh
Speaker 1: and a routing number, they're gonna they're gonna take your money.
Speaker 1: You got to close that account. I accounts, but go ahead.
Speaker 10: No, I was going to say, fortunately, there's nothing left
Speaker 10: in my cash app or my coin base, so good
Speaker 10: luck speaking more because it's all gone.
Speaker 1: I know. But if there's ever anything in the future,
Speaker 1: you're gonna lose it. Yes, I feel bad, NISSI. This
Speaker 1: might be this might be a fifty eight hundred dollars
Speaker 1: college tuition to the school of ripoffs and how to
Speaker 1: avoid them. I don't think unless if you cried fraud
Speaker 1: to your people, your coin based and all that, would
Speaker 1: they do they have any kind of fraud protection.
Speaker 10: I mean, my I doubt it because here's the thing is,
Speaker 10: I I made those transactions, so this is on me.
Speaker 10: It's not like someone came into my withdraw it they said.
Speaker 3: You've got okay, I authorized every single transaction.
Speaker 10: Yep, exactly. So I've got to just say, you know,
Speaker 10: I want this, Yeah, the house one and I lost.
Speaker 10: I want to.
Speaker 1: Get you're you're probably not going to get any money. No,
Speaker 1: let's try to get any kind of a number we can.
Speaker 1: I want to call these things. I want to call it.
Speaker 18: I've got phone numbers.
Speaker 10: You know, there's also and will they answer no, of
Speaker 10: course not, but I've got that sign me up.
Speaker 14: Nope.
Speaker 10: And then I've got twenty something other people who are
Speaker 10: part of the what that group, that's this north Gate
Speaker 10: Growth and Exchange Team seven. So they all have phone
Speaker 10: numbers there. I don't know if they're legit or not,
Speaker 10: but I'm having this account get them to you all.
Speaker 1: Yeah, this account that north Gate promo has for you
Speaker 1: showing money? Did you establish that account or did.
Speaker 14: They they did?
Speaker 10: It's the skate and I had to sign up using
Speaker 10: Amy's promo code that she gave me to open the
Speaker 10: rightcount on the north Gate promo.
Speaker 3: It's an eternal account.
Speaker 1: So after the first and again this is really important.
Speaker 1: So so after you, uh, you did this and now
Speaker 1: you're on day three, what was the reason they gave
Speaker 1: you for having to deposit more money? If you were
Speaker 1: making money, you had about four hundred and fifty dollars
Speaker 1: to the good, what was the reason they gave you
Speaker 1: that you had to deposit more money.
Speaker 10: The reason they gave me to deposit more money was
Speaker 10: because in my virtual shopping cart, you know, I had
Speaker 10: let's say ten dollars. I'm just throwing out a number.
Speaker 10: The item that randomly the computer supposedly assigned to me
Speaker 10: was five hundred dollars. Well, I only have ten dollars,
Speaker 10: so I need four hundred and ninety more dollars to
Speaker 10: buy that product. Virtually, write the review, submit it, get
Speaker 10: my four hundred ninety dollars back, plus any commissions associated
Speaker 10: with writing and review of that product.
Speaker 1: So they said you had to deposit more money to
Speaker 1: keep it going, right, Okay? And what when you bought
Speaker 1: these products virtually? Did you actually go to the website
Speaker 1: a real website where like these purses are being sold,
Speaker 1: or did you buy something from Amazon or real legit stores?
Speaker 1: Did you actually go and buy these things?
Speaker 14: Negative?
Speaker 10: It was all done on that global dot northgatepromo dot
Speaker 10: com website, all.
Speaker 14: Through my account.
Speaker 1: Okay, So it's all it's all a big scam. My god.
Speaker 1: What we can do is war on others. But holy crap,
Speaker 1: this this.
Speaker 14: Very well.
Speaker 1: We sure will and it's and it's not just this one.
Speaker 1: It's not just Northgate Promo, my god. I mean it's
Speaker 1: it's uh, basically any name they could have. I mean,
Speaker 1: they're probably not gonna did you see I don't know
Speaker 1: if you were on the line when I went to
Speaker 1: the who is they just established this UURL last year, no,
Speaker 1: last month, last month. I'm sorry, you're right last month.
Speaker 10: Yep, I heard you.
Speaker 1: Yep. Oh my god. All right, Uh, there's not not much. Look,
Speaker 1: we leave your information right and then we're gonna try
Speaker 1: to get through to some of these people. Maybe we'll
Speaker 1: have Dmitri try or somebody just tried Abob Mardam. Maybe
Speaker 1: with Mark's phone, Yeah, with Marx phone. We got more
Speaker 1: coming up on the Troubleshooter Show. This is truly heartbreaking,
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Speaker 1: three oh three seven seven to one help. You'll think
Speaker 1: you're his only customer when you choose Frank durand the
Speaker 1: real estate man dot com to list your home with
Speaker 1: Remax Alliance. Three oh three nine two zero sixteen twenty two.
Speaker 1: Hey Tom Martino, here go to Compass Insurance Group for
Speaker 1: a free insurance checkup. Make sure you're not paying too much.
Speaker 1: Make sure you're not under insured or possibly over insured.
Speaker 1: Three oh three nine nine six nine thousand. It's true,
Speaker 1: unbiased information. It really is. Three h three nine nine
Speaker 1: six nine thousand. All right, So, Nick Gravina, I have
Speaker 1: a question, and I've always had this question. Windows. If
Speaker 1: we've broken broken into parts, we have the frame of
Speaker 1: the window itself, and then we have well, we have
Speaker 1: the insulated glass unit, which is the glass the sandwich.
Speaker 1: Let's say, you know, it used to be we just
Speaker 1: had one pane of glass and that was it. Now
Speaker 1: we have all kinds of sandwiches with gas, We have
Speaker 1: sandwiches with films, we have sandwiches with what else who knows.
Speaker 1: But they're called ig us.
Speaker 9: Is that correct? Correct? Insulated glass units?
Speaker 1: Right now? My question is, when you have windows going bad,
Speaker 1: is it cheaper to do the ig use? Because really,
Speaker 1: the frames themselves, unless they warp, wouldn't it be wise
Speaker 1: or is that more of a job than it sounds like.
Speaker 8: You know, I mean the theory is, yes, you're only
Speaker 8: replacing part of it. But what we've ran into and
Speaker 8: why we don't do it anymore is sometimes if it's
Speaker 8: an old vinyl window, it can be brittle. You kind
Speaker 8: of start dismantling the window and you start breaking the
Speaker 8: glazing beads and then you can't find a new one
Speaker 8: to go in there, and then it's not holding in.
Speaker 8: You know, there are ones that are you know, beyond
Speaker 8: warped that you know, put a new unit in there,
Speaker 8: it doesn't really do much. So, yes, it can be done,
Speaker 8: and yes it can be cheaper, but sometimes it's not
Speaker 8: always the best way. And there's multiple anudes for that.
Speaker 1: When you have windows that get milky on the inside,
Speaker 1: it almost looks like like hardness or something that evaporated.
Speaker 9: Hard water stadia calcium.
Speaker 1: But it's on the it's in the middle of the panes.
Speaker 1: How did that happen?
Speaker 8: Because the seal failed between the two glass units, so
Speaker 8: the space that they put between the two glasses fails.
Speaker 8: Then you get you know, moisture which has hard you know,
Speaker 8: can have minerals in it, and then that drives on
Speaker 8: the inside and then you see that mineral deposit.
Speaker 1: But they can't be repaired those. I mean, it's such
Speaker 1: a shame to see windows. I saw one home one time.
Speaker 1: The windows were perfect, you know, the hardware, everything, the fit,
Speaker 1: the finish. It's just that stupid seal. So would that
Speaker 1: be a case of maybe just doing the glass unit? Yeah?
Speaker 8: Again, I mean if the frame itself is in good condition,
Speaker 8: it's definitely a viable solution.
Speaker 1: Now when it comes to frames, I want to say
Speaker 1: something because I've heard controversies, like all day long. When
Speaker 1: I first started advertising windows, and you guys were one
Speaker 1: of the first vinyl was everything extruded vinyl and then
Speaker 1: people got At first they were pretty bad. Then they
Speaker 1: got better and better and better. They started adding air
Speaker 1: spaces and ridges and internal meat beams or whatever to
Speaker 1: make them strong longer. Is vinyl a good I mean,
Speaker 1: I mean I'm talking raw material now. Is are there
Speaker 1: straight vinyl windows still? And are they? Are they the best?
Speaker 1: Are they good? What do you think about vinyl?
Speaker 8: There's all sorts of grades of vinyl, and yes there's
Speaker 8: very cheap new construction vinyl. Can it help you out
Speaker 8: for ten years? Because it's a fix and flip or rental, sure,
Speaker 8: you know. But there's also premium vinyl, which you know
Speaker 8: can last very long.
Speaker 9: You know.
Speaker 8: It's about how thick it is, what kind of you know,
Speaker 8: recipe they have in the vinyl.
Speaker 1: But is it is it a lifetime window?
Speaker 8: Truthfully, I don't think anything is lifetime, you know, I
Speaker 8: think everything is realistlie probably about thirty years, you know,
Speaker 8: I mean, I think lifetime is a bad choice in vernal.
Speaker 1: But thirty years it would be lifetime for most people
Speaker 1: as far as the home that they're in. But okay,
Speaker 1: so vinyl. What is better than vinyl is fiberglass literally
Speaker 1: what we think of as fiberglass. What do they what
Speaker 1: do they make the fiberglass? What do they wrap fiberglass with?
Speaker 1: Do they have molds? How are fiberglass windows made?
Speaker 8: Most of them are poltruded instead of extruded, So what
Speaker 8: does that mean? So extruded is pushing it through, where
Speaker 8: pule truted is pulling it through.
Speaker 1: And then most of the they actually get a slurry
Speaker 1: of they actually get a slurry of fiberglass and pull
Speaker 1: it through some kind of a form yep.
Speaker 8: And then so the resins and then the fiberglass mesh yep,
Speaker 8: and then most of them.
Speaker 1: Were Once it's formed and dried, it needs finish work, right.
Speaker 9: Yeah, most of them.
Speaker 8: You know, the raw fiberglass color is kind of like
Speaker 8: a milky yellow, you know, so, but most of them
Speaker 8: are coated with like an acrylic, you know, paint coating
Speaker 8: to give it whatever color it's going to be, and
Speaker 8: to not have the raw fiberglass material itself, you know.
Speaker 1: Right, Obviously we want them pretty. So if we look
Speaker 1: at fiberglass next to vinyl when they're all when they're
Speaker 1: you know, you know, after they've been extruded, or however
Speaker 1: you say it, once they're formed, which one is stronger?
Speaker 8: I think both of them can be strong. They say
Speaker 8: fiberglass is stronger by nature, which it is. But I
Speaker 8: can build some vinyl windows bigger than I can build
Speaker 8: fiberglass windows, and I've never been able to get to
Speaker 8: the bottom of that with any of the manufacturers. What
Speaker 8: is less prone to warping probably fiberglass as far as warping.
Speaker 8: Vinyl will probably warp faster, okay, but fiberglass have also
Speaker 8: seen the colors, the dark colors fast break.
Speaker 1: Shannon is yelling at me. Shan is yelling in my hair.
Speaker 1: Let me we'll come back and talk about this right
Speaker 1: after this, go with a sure thing Denver's Best roofer
Speaker 1: Excel Roofing dot com. You don't pay a cent until
Speaker 1: you're content. Time for an insurance check up free, no obligation.
Speaker 1: In comparison, call Compass Insurance paying too much your coverage
Speaker 1: at dozens of insurance companies find out now three all
Speaker 1: three seven to seven to one. Help. You'll think you're
Speaker 1: his only customer when you choose Frank durand the real
Speaker 1: estate Man dot com to list your home with Remax
Speaker 1: Alliance three all three nine two zero sixteen twenty two.
Speaker 1: Hi Tom Martine here three O three seven to one
Speaker 1: three talk seven one three eight two five five. So
Speaker 1: we were talking about the different materials for windows. People
Speaker 1: ask me this all the time. Now I don't have
Speaker 1: a specific text in front of me, but I've made
Speaker 1: notes over the years of what they ask about and
Speaker 1: they want. Because people make fiberglass windows throw stones at
Speaker 1: vinyl people make vinyls, say you don't need fiberglass. I
Speaker 1: have a silly question. Composite windows with a little bit
Speaker 1: of what's that material? They use kevlar and stuff. You know,
Speaker 1: those those kinds of materials that they make airplanes with.
Speaker 1: Do they use any of those for windows?
Speaker 9: I don't know of anything with kevlar in it.
Speaker 1: Carbon How about carbon fiber in general.
Speaker 9: Not that I'm aware of.
Speaker 8: Maybe as far as like an internal reinforcement, but not
Speaker 8: that I've heard of.
Speaker 1: It might be it might be totally overkilled for a
Speaker 1: domestic window, right, I mean carbon fiber. But but here's
Speaker 1: the deal. You got fiberglass, and you have vinyl, and
Speaker 1: then we get to wood, which I want to go over. Okay,
Speaker 1: I think wood is often overlooked because they think there's
Speaker 1: a lot of maintenance. But there are ways to get
Speaker 1: wood without the maintenance. We'll talk about that and more
Speaker 1: coming up. Go with a sure thing Denver's Best roofer
Speaker 1: Excel Roofing dot com. You don't pay a cent until
Speaker 1: you're content. Time for an insurance check up free, no obligation.
Speaker 1: In comparison, call Compass insurance paying too much your coverage
Speaker 1: at dozens of insurance companies find out now three oh
Speaker 1: three seven seven to one help. You'll think you're his
Speaker 1: only customer when you choose Frank durand the Real Estate
Speaker 1: Man dot com to list your home with Remax Alliance
Speaker 1: three oh three nine two zero sixteen twenty two.
Speaker 2: Yeah, ripped of news? Need advice? Who you don't have?
Speaker 1: Come?
Speaker 2: Run anxious as fast as we can. Shooter's gonna help
Speaker 2: coming man, this is.
Speaker 1: The Troubleshooter Show. No Tom Martino, Hi Tom Martino. Here,
Speaker 1: let's solve your problems. We've been talking about a number
Speaker 1: of different things today, partly scams on the internet for jobs. Listen,
Speaker 1: there's no easy way to put this, but I'm going
Speaker 1: to give you the I really am going to give
Speaker 1: you the signs of a scam that you would think
Speaker 1: you would know, but a lot of people don't know it.
Speaker 1: And employment is one of the biggest areas of ripoffs.
Speaker 1: They say you're going to get a job, and really
Speaker 1: what they do is they rob you. So let's give
Speaker 1: some general all of us. Let's let's give it some
Speaker 1: general two or three points. I'm gonna give mine first
Speaker 1: and foremost. They want money for something money, okay, either
Speaker 1: for an account an application fee. They want money for
Speaker 1: something for something to check out there to make sure
Speaker 1: your bank account is compatible. I don't know whatever it is.
Speaker 1: They want money. I always say this make an invisible
Speaker 1: curtain between you and the place that is supposedly looking
Speaker 1: for employees. And then what you do is you can
Speaker 1: take anything coming from the other side of the curtain
Speaker 1: to you. But when they ask for anything, whether it
Speaker 1: be information, money, whatever, anything that they want you to
Speaker 1: pass through the curtain to them. No, that's where the
Speaker 1: scam begins. So they want money. That's my number one thing. Payment.
Speaker 1: They want to get money or information that equals money.
Speaker 1: I would say. The second thing is they're sketchy as
Speaker 1: far as communication. There's no clear communication and you have
Speaker 1: this pit in your stomach that you're not getting all
Speaker 1: your answers, but you want to trust it because it
Speaker 1: looks good or they it's promising. So money and a
Speaker 1: lack of communication, and I don't think I have to
Speaker 1: go any further. Let's let's let market chime in and
Speaker 1: Deputy Doc who takes a lot of calls over it.
Speaker 12: I'll tell you the biggest, the biggest red flag tark.
Speaker 1: First of all, Doc Doc, tell him where you take
Speaker 1: calls when you're not with us.
Speaker 12: Oh, it's the aa ARP fraud Helpline, which is very
Speaker 12: similar to the show. People call in from all over
Speaker 12: the country, with the same kind of issues that we
Speaker 12: deal with here.
Speaker 1: In the studio. What are some of the things you
Speaker 1: say would you would put on your list?
Speaker 12: Number one biggest red flag. If somebody contacts you out
Speaker 12: of the blue, it's a scam. I mean, you're right,
Speaker 12: even before you get into anything else. Like this woman
Speaker 12: who called up Why in God's name would somebody call
Speaker 12: her out of the blue and say we have a
Speaker 12: job for you when she didn't even go on a
Speaker 12: job site.
Speaker 1: Well, i'll tell you what happened. She did some searching
Speaker 1: or something that told the browser or told people. You know,
Speaker 1: people buy lists, and they probably said, I want to
Speaker 1: buy somewhere you can buy a list of people looking
Speaker 1: for work. I'll guarantee it. I mean, the Internet spies
Speaker 1: on us all the time, so that's you're right. So
Speaker 1: that's called initial contact. I've said this before. If you
Speaker 1: take a bunch of people, a universe of people that
Speaker 1: were ripped off, most of them were ripped off as
Speaker 1: a result of someone contacting them, not them contacting someone. Now,
Speaker 1: I'm not saying that you're going to guarantee get ripped
Speaker 1: off if they contact you, or you're not going to
Speaker 1: get ripped off if you contact them. What I'm saying
Speaker 1: is as a percentage goes. Most of the time, the
Speaker 1: scams come from when the vendor or perpetrator contacts you
Speaker 1: and they they initiate the interaction. That that is a
Speaker 1: big red flag to begin with. Okay, doc, so you
Speaker 1: gave us two good ones, Mark, what would you say,
Speaker 1: lights your lights your fire?
Speaker 5: When it comes to scams, I guess the one. I
Speaker 5: think when someone lets their password go and someone somehow gets,
Speaker 5: for example, their Gmail password, then they get into their account,
Speaker 5: and then they send all their friends direct emails from
Speaker 5: that account, so you literally think you are getting it
Speaker 5: from Tom Martino or Mark Major or Suzanne because it
Speaker 5: truly is from that email. And then they talk you
Speaker 5: into something like, hey, we've got this thing coming up
Speaker 5: on Friday, you know, can you guys help me out
Speaker 5: and go on to Amazon and order these for all
Speaker 5: of our folks something along those ties.
Speaker 1: How did they get you? How do they get your password?
Speaker 1: That's what I want to know generally, people. How do
Speaker 1: they do it? People are just morons. They don't change their.
Speaker 5: Password, or they get a hold of their phone and
Speaker 5: reset it. I mean, there's numerous ways they can get
Speaker 5: a hold of a password.
Speaker 1: Yeah, and you're almost dead when that happens, especially people
Speaker 1: use the same password for everything. Yeah.
Speaker 5: I mean, we've had a lot of those over the years,
Speaker 5: and they seem to be the most effective because it's
Speaker 5: literally think of AI. Now I can take your voice
Speaker 5: and not only have your voice, but your your actual
Speaker 5: reflection or what's the word for that, your your diction.
Speaker 5: I can literally not only sound like you, but I
Speaker 5: can talk like you, is what I'm trying to say.
Speaker 1: That's exactly right. And I could be like, hey, they
Speaker 1: make your voice.
Speaker 5: Hey, Mark, listen, man, we've got to handle this real quick.
Speaker 5: We've got one of our advertisers upset. I'd like to
Speaker 5: give them a gift card. Can you do me a solid?
Speaker 5: And blah blah blah. And you wouldn't even think twice.
Speaker 5: The only time I would think twice as soon as
Speaker 5: I hear a gift guard.
Speaker 1: Another thing?
Speaker 12: Go ahead, Doc, Yeah, I just lost my train of thought.
Speaker 1: Dude, that's right, Nick? What what how about you? Nick?
Speaker 5: Have you been scammed by anything? And I don't mean
Speaker 5: like a bad employee I had. I had a bad
Speaker 5: employee take me for a quarter million dollars, But I
Speaker 5: mean like a scam, like what we're talking about.
Speaker 12: Let me just finish something to say, anytime somebody wants
Speaker 12: you to give any desk or give control of your
Speaker 12: computer to somebody on the other side to scam, yeah,
Speaker 12: unless if you call that, I, well, let somebody into
Speaker 12: your computer.
Speaker 9: Yeah.
Speaker 8: I've never been scammed. I've been I've been attempted to
Speaker 8: be scammed. One of my favorite stories, probably about ten
Speaker 8: years ago. I get one of the calls like Doc's
Speaker 8: talking about and hey, your computer is about ready to
Speaker 8: have a massive virus or whatever when you get on
Speaker 8: there right away and all this stuff. And I instantly knew,
Speaker 8: but I played along with it, and the guy I
Speaker 8: was like, really, we kept going and he's like log in,
Speaker 8: I log in. He's like go here, go here, And
Speaker 8: I'm like, okay, well where do I do that on
Speaker 8: my Macintosh? Because he said PC And right then he
Speaker 8: knew because I was kind of feeding him. But I
Speaker 8: hear that stuff all the time. You know, my dad
Speaker 8: calls me sometimes now he's like, hey, I got a
Speaker 8: call from this guy. I's like, don't oh, don't return it.
Speaker 5: You know, my dad probably monthly. But the good news
Speaker 5: is they're asking.
Speaker 8: Us, right, yeah, And that's what I told him, him
Speaker 8: and his wife. You know, I was like, call me
Speaker 8: if you guys have anything weird. She had an Amazon
Speaker 8: one that seemed legitimate. I was like, just don't do it.
Speaker 5: No, No, he had one not even three days ago,
Speaker 5: tom My dad, or two days ago, he had one
Speaker 5: pop up on his computer going you have a virus.
Speaker 5: You need to call this number right now. And he
Speaker 5: called me and I basically just had Mikey call him
Speaker 5: real quick, and Mikey took care of the total scam.
Speaker 8: Well, that McAfee right now is pretty bad at that
Speaker 8: right now?
Speaker 1: Yeah as well.
Speaker 5: Yeah, in fact, I don't even know if I call
Speaker 5: that a scam, but to me, it's a scam. Even
Speaker 5: if it's legit. To put McAfee on a new Windows
Speaker 5: system is just dumb. There's no purpose of doing.
Speaker 1: Why what what?
Speaker 5: Well explain because Window McAfee is because Windows Defender up
Speaker 5: to date is way better than anything else for Windows.
Speaker 5: It's made by Windows and it's updated on the fly.
Speaker 5: If the computers on uh, the Internet, I mean, it's
Speaker 5: just the best thing you can possibly get.
Speaker 1: And it's for have you heard heard speaking of the internet?
Speaker 1: Li Fi LiFi working on Li Fi light transmission, not
Speaker 1: fiber optic. It's literally, if you get the light, you
Speaker 1: you get the Internet. They're working on led uh L
Speaker 1: ed Wi Fi. So it's basically working off of light
Speaker 1: instead of electromagnetic energy. I guess light is electromagnetic in
Speaker 1: a way, but it's a it's a way to transmit.
Speaker 1: It's fiber optics light. It's the fiber optics over the air. Yeah,
Speaker 1: that's exactly that's exactly right. That's a great that's a
Speaker 1: great way of putting it. They they somehow, I don't
Speaker 1: know how, but they somehow attach information to the to
Speaker 1: the light and so so one bulb and when that
Speaker 1: bulb is shining, if you're in the presence of that light,
Speaker 1: it will give you that signal. And they even can
Speaker 1: leap frog it so you can have your house equipped
Speaker 1: with bulbs basically. I mean it's pretty incredible. I mean,
Speaker 1: you know, look at we're not going to recognize technology.
Speaker 1: One thing that scares me a little is, uh, well,
Speaker 1: you know ai, I mean, you don't know what you're getting.
Speaker 1: So many jobs, they say are going to be eliminated,
Speaker 1: but a lot of jobs are going to be enhanced.
Speaker 1: People are going to depend on it to write their
Speaker 1: letters and to even do their compare, oh and to
Speaker 1: do research.
Speaker 5: The shift to trade schools right now is unbelievable. We're
Speaker 5: talking like forty percent.
Speaker 1: I think that.
Speaker 5: I literally, I legitimately think I heard forty percent the
Speaker 5: other day in the swing, meaning more people are going
Speaker 5: to trade schools pretty much than college.
Speaker 1: Are getting very close to that and AI run those
Speaker 1: is yeah, it is more and more people are avoiding college.
Speaker 5: Now, well, you don't have we have the ball follow
Speaker 5: up here, Well, hold on, first of all, you don't
Speaker 5: have the debt, and second of all, the money in
Speaker 5: some of these we know HVAC companies, fix it, plumb
Speaker 5: line all these guys. Man, if you've got the right
Speaker 5: tech that also knows how to sell, they can make
Speaker 5: They can make a couple hundred thousand a year without
Speaker 5: blanket man.
Speaker 1: I mean it's funny.
Speaker 5: We know people Susanna and I know kids that grew
Speaker 5: up with us or grew up with our kids that
Speaker 5: have been out in the workforce with master's degree now
Speaker 5: that have one hundred and fifty thousand in debt and
Speaker 5: make seventy five thousand a year. Do the math on that.
Speaker 5: And they're in their thirties. It's crazy. They owe more
Speaker 5: than they make per year. Hey, Tom, they're going to
Speaker 5: oh for many, many years, for many many many mirries.
Speaker 5: Unless you're going to be a doctor like Addie. Look,
Speaker 5: I'm kind of dog in college here. But in order
Speaker 5: to be a doctor or an attorney, you really have
Speaker 5: no other choice. But in order to be an accountant
Speaker 5: in a few years, I'll be honest with you, why
Speaker 5: AI isn't going to be the best account you ever had.
Speaker 5: I have no idea. You might have to have someone
Speaker 5: way stamp it. Let me explain this what I did
Speaker 5: the other day. I swear to God, this is a
Speaker 5: true story.
Speaker 1: I am doing those Vestero turnkey investments, you know, through
Speaker 1: my investment company. So we were doing one. And make
Speaker 1: a long story short, you get the closing document, and
Speaker 1: to keep quick books, you have to enter a general
Speaker 1: journal entry and you have to put in all the
Speaker 1: numbers from the closing statement. Well, that could be a
Speaker 1: daunting task. So here's what I did. I uploaded, literally
Speaker 1: uploaded the settlement sheet, and I said to AI, help
Speaker 1: me fill out the general journal line by line, and
Speaker 1: I swear to God it said, Okay, tell me when
Speaker 1: you're ready. And I said I'm ready, and it says,
Speaker 1: go here and do this, now, do this, now, create
Speaker 1: an account for this. It was as if I had
Speaker 1: a personal accountant with his hand on my shoulder telling
Speaker 1: me what to do and when to do it and
Speaker 1: where to do it. I swear to you it was
Speaker 1: like having Suzanne there and I instead of calling and
Speaker 1: bugging her, I pulled up the AI and it walked
Speaker 1: me through. I mean, it walked me through it like
Speaker 1: an instructor. And it's real. I mean it's real. It's amazing.
Speaker 5: Think of drafting emotion paralegals people, not the attorneys themselves,
Speaker 5: but think of anybody that's an assistant.
Speaker 1: John Fuller's paralegal.
Speaker 5: And I don't mean to pick on her, but eventually
Speaker 5: John's just gonna say, hey, draft emotion for case number
Speaker 5: blah blah blah for Douglas County for this, and then boom,
Speaker 5: the motion's drafted. He eyeballs it and uploads it to
Speaker 5: Colorado Courts.
Speaker 1: I mean, it's like it.
Speaker 5: It literally is taking away a lot of those jobs.
Speaker 1: Now.
Speaker 5: The Tesla robot. I always got to bring Tesla into it,
Speaker 5: because they're unbelievable. Think about this Tesla robot coming out, Tom,
Speaker 5: I mean the first generation next year for like thirty
Speaker 5: grand or forty grand. You know, it can do a
Speaker 5: lot of stuff. You know how you train it? Do
Speaker 5: you know how you train the Tesla robot?
Speaker 1: No? You show it videos.
Speaker 5: You show a video of me mowing the lawn, and
Speaker 5: literally show it, and it watches it numerous times, and
Speaker 5: it goes out and knows how to mow the lawn.
Speaker 5: You cook breakfast, you watch it. It watches you actually cook
Speaker 5: breakfast and then recycles it in its brain until it
Speaker 5: understands and now it knows to make scrambled eggs.
Speaker 1: It's unfreaking believable. Yeah, I mean imagine this. Someday we
Speaker 1: will have robot assistance. There's no doubt in my mind.
Speaker 1: I mean, uncle Kevin Overt shared an autotech He'll have
Speaker 1: a robot working on cars.
Speaker 5: We sat here, We sat here before COVID I'm going
Speaker 5: to say twenty seventeen and eighteen, and we discussed when
Speaker 5: vehicles were going to be fully autonomous, and I'll be
Speaker 5: damned if it's not this year.
Speaker 1: Think about that.
Speaker 5: We were thinking, well, will it be in twenty twenty
Speaker 5: twenty twenty five or twenty forty, when will a car
Speaker 5: literally drive you wherever you want to go without having
Speaker 5: to touch anything? And it's right now, it's crazy.
Speaker 12: Hey, you know, there was a great sorry that I
Speaker 12: think Ray Bradbury wrote about the future when there's when
Speaker 12: robots have taken over everything, Tom and you were mandated
Speaker 12: to consume a certain amount of goods because the production
Speaker 12: rate was so high that people are putting that people
Speaker 12: are getting fine to put into jail for not consuming
Speaker 12: enough because there was such a surplus of goods produced
Speaker 12: by these automatons.
Speaker 1: You know that gonna be almost any science fiction, Almost
Speaker 1: any science fiction that you heard of is coming true,
Speaker 1: except for one thing which I don't think will ever
Speaker 1: come true in our life, and that's time travel. I
Speaker 1: just don't see how that's never going to happen. Hey,
Speaker 1: we have it. We got a bike. Okay, we got
Speaker 1: to take this break. Art will come back to you
Speaker 1: in your watch. Talk about that coming up. Listen. Three
Speaker 1: oh three, Martino is good, twenty four to seven, you
Speaker 1: call it. Leave a message we'll get back to You'll
Speaker 1: always be first priority on the show. You don't have
Speaker 1: to wait three oh three, six two seven, eight four
Speaker 1: sixty six. Go with a sure thing Denver's best roofer
Speaker 1: Excel Roofing dot com. You don't pay a cent until
Speaker 1: you're content. Time for an insurance check up free, no obligation.
Speaker 1: In comparison, call Compass Insurance paying too much your coverage
Speaker 1: at dozens of insurance companies find out now three all
Speaker 1: three seven seven to one help. You'll think you're his
Speaker 1: only customer when you choose Frank durand the real estate
Speaker 1: Man dot com to list your home with Remax Alliance
Speaker 1: three all three nine two zero sixteen twenty two. Hi
Speaker 1: Tom Martino here three all three seven one three talks
Speaker 1: seven one three eight two five five. Art has a
Speaker 1: follow up question. I believe or wants to follow up? Now, Mark,
Speaker 1: you took this call about an heirloom watch. What kind
Speaker 1: of watch was it? Art? I forget what it's called.
Speaker 14: What is art Autum mart Auto.
Speaker 1: Mark Caerri. It's it's interesting.
Speaker 5: They can be anywhere from like you know, fifty thousand
Speaker 5: to a million dollars.
Speaker 1: It's see through like a like a jellyfish watch.
Speaker 14: Not all of the mark, but and that's unusual. But
Speaker 14: they specialized in what they call skeleton watches made in gold.
Speaker 1: Yeah, didn't Mark reach out? Didn't you?
Speaker 5: We had Mark on and you were going to send
Speaker 5: him pictures of it or go visit.
Speaker 1: Him or something along those lines.
Speaker 14: Well, yeah, I did, and his response would be embarrassing
Speaker 14: to you. So I wanted to speak first to you
Speaker 14: off air.
Speaker 5: Trust me, you're not gonna There's nothing you're going to
Speaker 5: say that's gonna okay. I don't know why it would
Speaker 5: be embarrassing to.
Speaker 14: Me because Bottom an international option in the house. When
Speaker 14: it came time to send it to them, they didn't
Speaker 14: want to send me truth of insurance. They just said
Speaker 14: they'd send a double box.
Speaker 5: And I know that that Art, that's why you called in.
Speaker 5: I said, you're crazy if you would ever do that.
Speaker 1: So you're the person Wait a minute, Art, you're looking
Speaker 1: to sell this watch, right? What is your watch worth?
Speaker 1: Your actual watch?
Speaker 14: It's unknown. However, Bottoms the International Auction House set the reserve.
Speaker 14: I hate to say this on air, but at forty
Speaker 14: thousand dollars or auction.
Speaker 11: Still with me?
Speaker 1: Yeah? Yeah, so that's what. So how much are you
Speaker 1: trying to get?
Speaker 14: Well, it's been in my family for fifty years. Before
Speaker 14: I could tell time, My Dad would wear it, and
Speaker 14: he knew if I tugged on his arm at when
Speaker 14: he was at lunch in a business meeting, he just lowered.
Speaker 14: I mean I would look at the watch before I
Speaker 14: could even tell time.
Speaker 1: So when he died, I give me the name of
Speaker 1: the watch again. Give me the name of it again.
Speaker 14: And I'm founcing it like they do with you Cross
Speaker 14: Switzerland autumar au d E m A RF And today
Speaker 14: is T I g U E T.
Speaker 11: The T is silent wo oh.
Speaker 1: My god.
Speaker 14: And they make glopy watches, but mine is not in
Speaker 14: the blue sky pricing you mentioned. But the international auction
Speaker 14: Ausponums did set it for forty thousand dollars as a
Speaker 14: reserve and they wanted to watch it.
Speaker 1: Did you like that?
Speaker 14: Oh? Certainly, because when I got it it didn't have
Speaker 14: that kind of value. It had some value, but I
Speaker 14: had one jeweler vocally who just wanted to melt it
Speaker 14: down for the gold.
Speaker 11: What.
Speaker 14: But that's that's not why I'm calling. But everything can
Speaker 14: be crazy if you're not careful.
Speaker 1: It doesn't okay, So why are you.
Speaker 14: I want to sell the watch? So the person Mark
Speaker 14: referred me to. What his response was, Mark.
Speaker 1: What did you refer to, I refer to him over
Speaker 1: to Mark Machawski.
Speaker 14: That's why I get it.
Speaker 1: This is way out of his this is way out
Speaker 1: of his wheelhouse.
Speaker 5: I mean, well, the reason the reason I refer to
Speaker 5: is Mark sends coins to all these places. And he
Speaker 5: said right on air that you would never none of
Speaker 5: these places wouldever just send you a box and say,
Speaker 5: don't worry about ensuring it, and send it to us
Speaker 5: to whatever address is on there.
Speaker 1: That's why Mark was involved in it.
Speaker 14: Yeah, it's a double, which is why I'm mixed up.
Speaker 14: He wanted me to give him the watch. He immediately
Speaker 14: found three people that he wanted to show it to.
Speaker 14: He then caught up with a fourth one. He wanted
Speaker 14: me to give him the watch. And normally to ensure something,
Speaker 14: the insurance companies have the phrase it has to be
Speaker 14: under my care, custody and control. Well for sending none
Speaker 14: of that, so many specific What specific mind model do
Speaker 14: you have?
Speaker 1: What specific model do you have?
Speaker 14: I never heard a name, but it was built in
Speaker 14: we believe the nineteen fifties, and it's called a rectangular
Speaker 14: movement skeleton watch.
Speaker 1: And that's why you said.
Speaker 14: It wasn't pardon hey, Tom that it wasn't you deal
Speaker 14: in that? No, we're getting off truck.
Speaker 1: These are very you know what the kind of shops
Speaker 1: that deal in these watches. They it's routine for them
Speaker 1: to sell a three hundred thousand dollars watch.
Speaker 14: I'm sorry, but we're getting away off track, which.
Speaker 1: Is can bring us? Bring us back around? Go ahead,
Speaker 1: here's the person. Well, hold hold on, let me make
Speaker 1: a comment about track. Okay, you're right. You may not
Speaker 1: have called about what we're asking and and but there
Speaker 1: are many many listeners who listen to all and they
Speaker 1: and they.
Speaker 16: And I.
Speaker 14: That's we're talking about it. I don't so what do you.
Speaker 1: Want from us? What can we do to help you?
Speaker 14: His offer was that I had to pay him three
Speaker 14: hundred dollars cash up front, give him the watch to
Speaker 14: show to people. I could not go with him. We
Speaker 14: couldn't need it. A jewelry store with a uniform policeman.
Speaker 14: It was absurd. So I just said it was about it.
Speaker 14: But I couldn't believe the response, because the whole reason
Speaker 14: I called him was to do this in a conventional,
Speaker 14: secure environment.
Speaker 5: Right, I don't even know who you're talking about? Called who?
Speaker 1: Who are we? Who?
Speaker 5: Wanted three hundred thousand dollars from you.
Speaker 14: No, no, you wanted three hundred dollars. It's the person
Speaker 14: you referred me to.
Speaker 5: So Mark mcchowski wanted what That's what I'm trying to understand.
Speaker 14: He wanted me to give him a watch to show
Speaker 14: to three other people. He said he had lined up okay,
Speaker 14: in a day, and then he called back and he
Speaker 14: found a fourth person and he said, this one's really good.
Speaker 14: I need you to give me three hundred dollars chest
Speaker 14: in advance.
Speaker 1: Mark mccowsky said this, get Mark on. Let's take a breaker.
Speaker 5: Just get Mark mccowsky on, because honestly, I don't know
Speaker 5: if you have two marks confused or three marks confused.
Speaker 14: Well that's why, I mean why we want you to
Speaker 14: speak to him. All fair, But that's okay, okay.
Speaker 1: So no, it's all right. I want to listen, right.
Speaker 1: Want you want to know? You want to know where
Speaker 1: can you legitimately get this sold? I personally don't think
Speaker 1: this isn't Mark mcchowski's wheelhouse. I just don't think so.
Speaker 1: I think because of his connections. I think, because of
Speaker 1: his connections, he can probably find you someone. But but
Speaker 1: you want someone who this universe is not strange. But
Speaker 1: who's this universe is like, oh yeah, you know so
Speaker 1: and so by it?
Speaker 7: What about David Ellis tom.
Speaker 1: Oh Si that could be you know what we owt
Speaker 1: to get David onto. That is a very good possibility
Speaker 1: because David has been around for years now. He doesn't
Speaker 1: deal in these high end watches either, but I but
Speaker 1: he might be able to point us in the right direction.
Speaker 1: Great idea. Let's get him on and talk about that,
Speaker 1: and then Mark wants to look into this this other thing.
Speaker 1: By the way, fix it twenty four to seven for
Speaker 1: your your some pump service forty nine bucks. It can
Speaker 1: save you from a flood. Most people don't even know
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Speaker 1: now go with a sure thing Denver's best roofer Excel
Speaker 1: Roofing dot com. You don't pay a cent until you're content.
Speaker 1: Time for an insurance check up free, no obligation. In comparison,
Speaker 1: call Compass Insurance pain too much your coverage at dozens
Speaker 1: of insurance companies find out now three oh three seven
Speaker 1: to seven to one.
Speaker 6: Help You'll think you're his only customer.
Speaker 1: When you choose Frank durand the real estate man dot
Speaker 1: com to list your home with Remax Alliance three oh
Speaker 1: three nine two zero sixteen twenty.
Speaker 5: Two A Hi, three oh three seven one three eight
Speaker 5: two five five.
Speaker 3: I have a question, Doc, go ahead.
Speaker 1: Can we do something.
Speaker 12: About Nick Gravenus is becoming a pain in the glass?
Speaker 1: Ah?
Speaker 8: Boy, that's that's true. We got in trouble for that
Speaker 8: a long time ago. We used to put in the newspaper,
Speaker 8: let's tell your energy company to kiss, kiss my glass
Speaker 8: or kiss and they yeah.
Speaker 9: So Excel called us and said you can't do that
Speaker 9: until we changed.
Speaker 8: But then they ended up partnering with us for a
Speaker 8: while and we were like the people that they referred,
Speaker 8: which was hilarious.
Speaker 5: That's a dumb I can't believe that. All right, Mark,
Speaker 5: why wouldn't anybody like that?
Speaker 14: Yeah?
Speaker 1: Pull up Mark, Let's ask Mark? What's going on here? Hey? Mark?
Speaker 11: Then?
Speaker 1: How are you man? We got some Tom How are
Speaker 1: you okay? Good? Good? Go ahead, Mark, take it away.
Speaker 1: So Art called back. He's the guy that had that
Speaker 1: fancy watch.
Speaker 5: Yes, and he said that you wanted three hundred bucks
Speaker 5: for someone to look at it? Can you just tell
Speaker 5: us what happened or who I'm just trying to figure
Speaker 5: out what he's talking about you.
Speaker 16: As you know, Mark, I deal in rare coins and currency,
Speaker 16: and I don't know how to value watches. But I
Speaker 16: know a couple of people, old timers that I've known
Speaker 16: for many, many years. They're also coin buyers for me too.
Speaker 1: Got it?
Speaker 16: And this gentleman lives way up and Boulder, and I
Speaker 16: sent him a picture of it and he wants to
Speaker 16: look at it before he gives me a good offer
Speaker 16: on it.
Speaker 1: Okay, what's the three hundred bucks for.
Speaker 16: My time to go down there?
Speaker 1: Oh, I see what you're saying, to go get it.
Speaker 16: He was in Boulder. I live in Evergreen. Yes, it's
Speaker 16: a long it's a long day for me.
Speaker 5: I get you to bring it up to this guy
Speaker 5: to look at correct. Okay, Well, I don't know, man.
Speaker 5: I mean like, if you're not, I don't know what
Speaker 5: would you do with him?
Speaker 1: Mark? If it was yours, you'd bring it to this guy.
Speaker 16: If it was my watch, I would take it up
Speaker 16: to him and I would say how much this guy
Speaker 16: pays the most? Yeah, that's what I would do.
Speaker 1: Now, does he buy all kinds of watches or just.
Speaker 16: These that I'm not really sure of. I mean he
Speaker 16: buys high end watches, Rolexes, watches like that one fatigues,
Speaker 16: you know, real real high end stuff.
Speaker 5: Would you just give this guy his info so he
Speaker 5: can call him directly?
Speaker 1: No, okay, No.
Speaker 16: My customer is a private I don't give out any
Speaker 16: information of all.
Speaker 5: I seat. So he's is what you're saying.
Speaker 16: Oh, absolutely, all my customers are.
Speaker 1: I got you.
Speaker 16: Yeah, it's for security.
Speaker 13: I think I think three hundred bucks is pretty cheap
Speaker 13: for the specialized service.
Speaker 5: No, I've got I don't have a problem with that.
Speaker 5: It are yeah, yeah.
Speaker 13: And I think Art's biggest problem with this process is
Speaker 13: going to be that he's very worried about insurance.
Speaker 1: Well so insurance, I.
Speaker 16: Told him, I said, Art, you know I've been here
Speaker 16: thirty six years. I have an impeccable reputation. I will
Speaker 16: give you an invoice and a receipt that the watch
Speaker 16: is in my possession, it will not leave my possession,
Speaker 16: and I will get you taken care of.
Speaker 5: Hey, Mark, do you have insurance for stuff like that?
Speaker 5: Let's say you do give him that receipt, and you know,
Speaker 5: God help you, you're in a fiery car accident in
Speaker 5: the watching met.
Speaker 16: My own pocket?
Speaker 1: What's that?
Speaker 16: And I will pay him out of my own pocket? Okay,
Speaker 16: I will pay him out of my own pocket, but
Speaker 16: that's not gonna happen anyway.
Speaker 5: Yeah, I dig, I dig. Now let's see you know
Speaker 5: what I noticed? Yeah, go ahead, Tom, on.
Speaker 1: These websites, Mark when Chelse guys going to tell you,
Speaker 1: it seems like these what do you call them? Fine watches? Exotic?
Speaker 1: What do you call them? But anyway, it seems these
Speaker 1: watches are a whole different world. I mean, there are
Speaker 1: people paying two hundred and fifty thousand dollars for watches.
Speaker 1: Do they actually wear them? I mean? Or is it
Speaker 1: just a collection thing? What is it about Paddick, Philip
Speaker 1: and all the rest?
Speaker 16: Tom, I think it's a little bit of both.
Speaker 1: It's crazy.
Speaker 11: Yeah.
Speaker 1: I can't even imagine walking around with a quarter million
Speaker 1: dollars on my wrist. I'd be afraid someone cut my
Speaker 1: wrist off.
Speaker 16: Guys, you got to see this. This this guy in Boulder,
Speaker 16: he's got this machine that he has these watches in. Okay,
Speaker 16: he's probably go about twenty five thirty watches. And this
Speaker 16: scene rotates and it moves to keep the watches wound.
Speaker 1: Oh my god, just from the movement.
Speaker 16: Correct, because there's no batteries?
Speaker 5: Is this how if you had to guess, like how
Speaker 5: many hundreds of thousands of dollars and watches this guy.
Speaker 16: Has, it's probably got about two and a half million.
Speaker 5: See, that's why you don't. That's why he doesn't. You
Speaker 5: can't share that kind of inte. I totally understand that. Now, Yeah, yeah,
Speaker 5: Now I do hear me?
Speaker 1: So yeah, go ahead?
Speaker 5: Yeah, So Art, I'm telling you man, once again, Mark's
Speaker 5: a good guy. So I agree with everything he's saying.
Speaker 15: Mark.
Speaker 14: Could I the Mark for Tom Martina? Could I speak
Speaker 14: to you off air to qualify where I am with it?
Speaker 16: Mark?
Speaker 5: It does listen to it, Art, I don't mind that.
Speaker 5: But I'm telling you right now, I don't care if
Speaker 5: you use Mark or not. He knows someone that buys
Speaker 5: watches like this. If you don't trust him, don't want
Speaker 5: to use them, I mean, then don't use them.
Speaker 16: That's what I told him. But that's what I told Art.
Speaker 14: He gets his commission, his normal commission, but upfront, what
Speaker 14: do you.
Speaker 1: Mean is normal commission? Up front?
Speaker 20: I don't even know if he's confused about that three hundred dollars.
Speaker 1: It wouldn't be Mark would go.
Speaker 5: Mark would bring it to him and then tell you
Speaker 5: how much he's willing to pay for it.
Speaker 11: Correct.
Speaker 1: Yeah, that's how it works ART with any.
Speaker 14: Of this stuff, and that's fine. But we keep and
Speaker 14: I told him that everything is fifteen percent. So I said,
Speaker 14: I need to pay you that three hundred dollars front.
Speaker 14: And I don't even know this person. Mark.
Speaker 16: Listen, take the watch up and I tell you what
Speaker 16: he's going to pay.
Speaker 14: Art.
Speaker 16: The next thing I'm going to do is call you.
Speaker 16: If you accept the offer, then I get paid, and
Speaker 16: then I pay you simple. If you don't accept the offer, then.
Speaker 1: I get to watch back.
Speaker 16: To you and I get three hundred dollars from my
Speaker 16: time up front.
Speaker 1: Yeah, it's pretty straightforward. Art. You're not getting the commission
Speaker 1: up front.
Speaker 5: He's getting the three hundred because half his day is
Speaker 5: going to be dealing with this. But when he gets
Speaker 5: to the guy, let's say the guy says I'll give
Speaker 5: you one hundred thousand. I'm just throwing easy numbers out
Speaker 5: Art one hundred thousand.
Speaker 14: Your example. I don't know this person.
Speaker 5: It doesn't all I can tell you is I've known
Speaker 5: Mark for oh my god, fifteen years.
Speaker 1: Tom. How long have you known Mark A twenty five
Speaker 1: plu Yeah, twenty five thirty years Art.
Speaker 5: I mean if he's going to abscond with your watch
Speaker 5: or anybody else's, he would have done it twenty five
Speaker 5: years ago. Anyhow, we got to take a quick break.
Speaker 5: Everybody hold tight three zero three Martino, Florence has a question.
Speaker 1: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 1: dot com.
Speaker 6: You don't pass se until you're content.
Speaker 1: Time for an insurance checkup free, no obligation in comparison,
Speaker 1: call Compass Insurance paying too much your coverage at dozens
Speaker 1: of insurance companies find out now three all three seven
Speaker 1: to seven to one help. You'll think you're his only
Speaker 1: customer when you choose Frank durand the real estate Man
Speaker 1: dot com to list your home with Remax Alliance three
Speaker 1: all three nine two zero sixteen twenty two.
Speaker 5: Take an advantage of we want to hear from you, Florence.
Speaker 5: By the way, you're going to be right after the
Speaker 5: break one hundred percent. We can't wait to talk to you.
Speaker 5: Nick Gravina, you're a businessman. Would you think about that
Speaker 5: whole watch thing. Honest to god, what that whole call
Speaker 5: you said something over the break. I agree with you
Speaker 5: have to one hundred percent at some point trust somebody
Speaker 5: over anything.
Speaker 1: I mean, what else are you going to do?
Speaker 8: I mean, you know, three hundred bucks for somebody's time
Speaker 8: for a day to go personally pick up a watch
Speaker 8: and then deliver it to maybe a potential buyer and
Speaker 8: then bring it back to you, and then also, you know,
Speaker 8: delegate that deal for a day.
Speaker 9: I think that's a steal.
Speaker 1: It's dirt cheap. I wouldn't even come close to doing
Speaker 1: it for anything like that.
Speaker 8: Roy and the guy's gonna give him a receipt and
Speaker 8: everything else if he's an established business.
Speaker 1: I mean, girl, Mark's been doing it.
Speaker 5: Tom and I have known Matchowski for god, I had
Speaker 5: twenty fifteen to thirty years, depending on which one of us,
Speaker 5: and there's just never been an issue. He deals in
Speaker 5: coins and stuff. I don't know how else you would
Speaker 5: sell something like that. All right, three oh three seven, one,
Speaker 5: three eight, two five five, get those calls in three
Speaker 5: zero three, Martino. We want to hear from you, bad
Speaker 5: contractor bad landlord, any issue you have.
Speaker 1: Right here on the Troubleshooter Network. Go with a sure
Speaker 1: thing Denver's Best roofer Excel Roofing dot com.
Speaker 6: You don't pay a cent until you're content.
Speaker 1: Please run time for an insurance check up free no
Speaker 1: obligation comparison call Compass Insurance paying too much your coverage
Speaker 1: at dozens of insurance companies find out now three all
Speaker 1: three seven seven to one help. You'll think you're his
Speaker 1: only customer when you choose Frank durand the real estate
Speaker 1: Man dot com to list your home with Remax Alliance
Speaker 1: three all three nine two zero sixteen twenty two.
Speaker 2: Ripped off Red News. Need advice so you don't have
Speaker 2: come running as fast as we can show Shooter's gonna
Speaker 2: help come Max.
Speaker 1: Is the Troubleshooter Show. Now Tom Martino, Hey, Tom Martino here,
Speaker 1: Welcome to the show three all three seven one three
Speaker 1: talks seven one three eight two five five. What is
Speaker 1: on your mind? Well, I want to recap that previous caller,
Speaker 1: the guy here. Here's the bottom line, because we kind
Speaker 1: of left it hanging. He was calling about Mark Machowski,
Speaker 1: which is bye. By the way, Mark runs a budget
Speaker 1: a one transmission or all repair. And he also is
Speaker 1: a say the word. I don't know the words. Say
Speaker 1: the word mark, say the word.
Speaker 5: Doc Monusco Mattico, he's a nemsomatic new a New missmic Arise, Doc, Doc,
Speaker 5: what's a coin expert?
Speaker 1: Welcome to the show.
Speaker 12: I was checking something else.
Speaker 1: What was the question? What is a coin expert called.
Speaker 9: Anubismotist?
Speaker 1: There you go? I was close? Okay, good see Doc
Speaker 1: is such a good guy. Doc, by the way, got
Speaker 1: me hooked on wordle and now I damn it. I mean, okay, anyway,
Speaker 1: I just want to ask something about wordle real quick?
Speaker 1: Do you start with the first that your favorite word?
Speaker 1: Every time that has a good combination of letters? I do.
Speaker 20: Okay, it's a waste of a turn. You don't know
Speaker 20: that is a turn ken. That's my only beef with
Speaker 20: you when you say you got a word in three tries.
Speaker 20: You don't count your first try.
Speaker 12: Well, yeah, it's yes, it's two more tries.
Speaker 20: That's then I must have misunderstood you because you're like, oh,
Speaker 20: I got that in two tries, and it's like, oh,
Speaker 20: you've got four guesses there or three guesses.
Speaker 12: No, it's after it's two or three tries after I do,
Speaker 12: so you.
Speaker 7: Don't count I do as a as a try.
Speaker 11: No.
Speaker 7: See, that's that's my issue.
Speaker 1: No one does. No one does what no one does?
Speaker 1: Do you mean?
Speaker 20: And you make a first try, that's your first try.
Speaker 20: Ken uses the same word every first try, so he
Speaker 20: doesn't count that as a try.
Speaker 12: I've gotten on my first on my second try yesterday.
Speaker 5: But you consider that your first try. What you consider
Speaker 5: the second line your first try?
Speaker 3: Yeah, that's wrong.
Speaker 1: Well, that's wrong.
Speaker 3: Yeah, I guess you can do it.
Speaker 1: I guess it is.
Speaker 19: That's just me.
Speaker 1: Yes, I guess you guys are correct. Well, all right,
Speaker 1: by the way, I digress there. So this guy calls
Speaker 1: and says, I have this expensive heirloom watch and I
Speaker 1: want to get it a praise or I want someone
Speaker 1: to buy it. And Mark, being a coin guy, we
Speaker 1: know that he has connections all over with investment metals
Speaker 1: and coins and other things. So Mark said he checked
Speaker 1: with his sources and he found a guy that he
Speaker 1: knows in Boulder, and he keeps the guy confidential because
Speaker 1: he has millions of dollars of watches. And Mark said,
Speaker 1: for three hundred bucks, he would take the watch and
Speaker 1: run it around and one of them would be this
Speaker 1: guy in Boulder, to see if the guy would give
Speaker 1: him a suitable offer. And this guy called us back
Speaker 1: and said, he wants three hundred dollars and he won't
Speaker 1: give me proof of insurance. So, and the reason he
Speaker 1: can't give you proof of insurance is because he's not
Speaker 1: a transport and he doesn't do this as a living.
Speaker 1: He's doing you a favor. He's saying, I'm going to
Speaker 1: take the watch. I'm going to give you a full
Speaker 1: receipt for the watch, time, date, watch everything. You're going
Speaker 1: to pay me three hundred bucks to shop it, and
Speaker 1: I'm going to shop it. And then Mark this guy
Speaker 1: kept saying, But even when I used to deliver sound
Speaker 1: equipment to bars around Denver, I would have to show insurance.
Speaker 1: So in a way, I know what the guy's talking about.
Speaker 1: If Mark was in the business of transporting expensive watches,
Speaker 1: you would expect to have him to have some kind
Speaker 1: of insurance.
Speaker 5: Yeah, But he also said if something didn't He also said,
Speaker 5: if something did happen to the watch, he'd write him
Speaker 5: a freaking check for it.
Speaker 1: And we both know that wouldn't be any issue for
Speaker 1: Mark to do. That's right, and so you know it's
Speaker 1: if Mark lost it. But Mark said, I'm not going
Speaker 1: to lose it. I'm going to take it to be appraised,
Speaker 1: and the guy's going to make an offer. So that's it.
Speaker 1: So this guy just kept saying, I need proof of insurance.
Speaker 1: So here's what we said to the guy. If you
Speaker 1: don't feel comfortable handing the watch over to Mark with
Speaker 1: a receipt and with you know, his backing, if you
Speaker 1: need insurance, then don't do it. You might you know,
Speaker 1: there are bonded carriers you can get to do this.
Speaker 1: But the bonded carrier, well, all he's going to do
Speaker 1: is get it to Mark. Then Mark still has to
Speaker 1: get it to this guy. So I don't think we
Speaker 1: can accomplish what you want. Period. We I don't think
Speaker 1: we can do it now, Florence, your turn. You have
Speaker 1: a question about something called a senior card.
Speaker 14: Yes, I see.
Speaker 10: I see online and so forth.
Speaker 14: A beta, a healthcare spending card where it helps to
Speaker 14: buy grocery systems, yes, ma'am, beings that seenate online. I
Speaker 14: don't really trust everything I see there. Do you know
Speaker 14: of it? If it's legit?
Speaker 1: I know about this. If you want, go ahead, Tom,
Speaker 1: go ahead, Mark.
Speaker 5: Well, costally, some healthcare plans depending on your financial means,
Speaker 5: meaning not everybody would qualify for this, depending on your
Speaker 5: income with Social Security or whatever your income is. Some
Speaker 5: of the plans allow for say one hundred dollars a
Speaker 5: month where you can go to Walmart or a grocery
Speaker 5: store and actually buy food, and if you don't use
Speaker 5: it that month, it'll actually continue to grow on that
Speaker 5: debit card, so you can use it. But there's few
Speaker 5: plans that have it, but there definitely are some. But
Speaker 5: there is qualifications, and we do have an expert, John
Speaker 5: Senior could explain it better than me, but we've had
Speaker 5: that question on the air in the past, I don't
Speaker 5: know four or five months. And it is interesting because
Speaker 5: I see these TV commercials all the.
Speaker 1: Time now and what do they tout mark that.
Speaker 5: They tout basically, not only do you get the healthcare
Speaker 5: like a plan that covers you know, a Medicare plan
Speaker 5: like an advantage plan, but you have an advantage plan that,
Speaker 5: for example, not only gives you a gym membership like
Speaker 5: Silver Sneakers or whatever it is, but they also give
Speaker 5: you like one hundred dollars a month for food and groceries.
Speaker 5: I would like to get John on but I've got
Speaker 5: a question, Florence. I mean, with that is like that
Speaker 5: one hundred dollars a month, I mean, would that really
Speaker 5: help you out big time?
Speaker 14: Not that much.
Speaker 21: I've seen, you know, bigger numbers than that, And I
Speaker 21: just don't want to get mixed up in something.
Speaker 5: And let's get John on just to ask Tom. Let's
Speaker 5: get him on and then let me put her on hold.
Speaker 5: And then Ronda has got a question for a Gravina.
Speaker 1: Go ahead, Ronda. Happening.
Speaker 21: My my dad has a home and my dad's eighty four,
Speaker 21: so he's getting up there. He has a home and
Speaker 21: he had some hail damage and then a woodpecker came
Speaker 21: pecking at his siding made quite a big hole. So
Speaker 21: he has been calling around to get quotes for siding,
Speaker 21: at least for that side of his house.
Speaker 14: He was visited.
Speaker 1: Yet what kind of siding.
Speaker 10: It's not metal, it's.
Speaker 21: The like press the board, the press forward kind of stuff.
Speaker 9: Probably all okay to night Stylia.
Speaker 21: Yeah, So I wanted I'm going to connect him with
Speaker 21: Gravinaz to come out there. But I wanted to alert
Speaker 21: you that he had a company called the Bella Yep
Speaker 21: that came out yesterday with a really hard self, spent
Speaker 21: three hours of my dad's time, almost wouldn't leave, kept saying,
Speaker 21: we don't take no for an answer. I mean, and
Speaker 21: they quoted him twenty eight thousand dollars just for one
Speaker 21: side of his house. Sounds right about seventy five thousand
Speaker 21: dollars to do the entire home. And it's not a
Speaker 21: big house. It's a you know, a three bedroom, actually
Speaker 21: a two bedroom, but a basement.
Speaker 1: Now, what's the name of this company, the Bella it
Speaker 1: sounds do they sell time shares on the weekend?
Speaker 5: I mean, not to leave and forget about the price.
Speaker 5: But that's crazy.
Speaker 1: Oh my god, Yeah they do ball.
Speaker 9: Yeah, it's a franchise.
Speaker 21: Oh, they kind of do it all.
Speaker 1: But hey, you know what she brings up. Have been
Speaker 1: up against them before? Nick? Oh?
Speaker 9: Yeah?
Speaker 1: Nick? Have you have you been up against them before?
Speaker 1: Are they expensive?
Speaker 9: Yeah?
Speaker 8: Again, you know, it's one of those franchise, high pressure places.
Speaker 9: You know, it's just.
Speaker 1: How do you guys do it? Nick?
Speaker 5: I'm very curious over that because it is kind of
Speaker 5: strange when anybody, it doesn't matter if it's a roofer
Speaker 5: or window or doors or any home service HVAC, they
Speaker 5: show up at your house. They're in your house. We
Speaker 5: know they're trained to sell. I mean, what what what
Speaker 5: do you guys do? Would you consider a soft sell,
Speaker 5: a medium sell or hard sell?
Speaker 8: I'm I mean, what's the gig? You know, we don't
Speaker 8: hard sell at all. I mean there's some soft there's
Speaker 8: some medium.
Speaker 9: You know.
Speaker 8: Some of my guys like to just go talk with them,
Speaker 8: get some sizes, say hey, let me get back to you.
Speaker 8: Some of my guys like to sit there, try to
Speaker 8: go over it, price them right there, you know, but
Speaker 8: nothing's ever. You know, we don't like being in the
Speaker 8: house longer than an hour. Yeah okay, unless they have
Speaker 8: tons and tons of questions, right yeah, yeah yeah. I
Speaker 8: mean like my uncle in and out in twenty minutes
Speaker 8: usually just like hey, here's kind.
Speaker 9: Of what we can do for you, blah blah blah
Speaker 9: blah blah.
Speaker 13: You know, I like that.
Speaker 5: I'd like a good soft sell. Hard sales turned me off, HVAC.
Speaker 5: I've had people tried to hard sell me and I
Speaker 5: just literally do everything, but you know, pull a gun
Speaker 5: and get them out of my house.
Speaker 8: And we're more informative than we are trying to just
Speaker 8: put the hammer down. You know, we want people to
Speaker 8: to have education so they can pick the correct thing.
Speaker 5: And Ron to What you'll love is they've got so
Speaker 5: many different options. They you know, they don't have just
Speaker 5: one product they're pushing and Ron.
Speaker 9: To make sure you call the r VNA.
Speaker 1: I don't like the idea. I don't like what they said.
Speaker 1: We don't take no for an answer. So what does
Speaker 1: that exactly mean that they'll keep going down in price
Speaker 1: until you accept it? What did they do, Ronda?
Speaker 21: Yeah, they when they were quoting the one shy for
Speaker 21: twenty eight thousand, one of the I think it was
Speaker 21: a gentleman or female, and he got on the phone
Speaker 21: supposedly talked to his boss and then said, oh, we
Speaker 21: can drop it down to twenty three thousand.
Speaker 5: Oh yeah, the classic let me call my man, Oh
Speaker 5: my god, that's like hold on, let me go into
Speaker 5: the back room and ask the car manager if that
Speaker 5: deals okay exactly?
Speaker 21: And there's nobody in the backwork the salesperson.
Speaker 1: Do you know why the salesperson was there three hours?
Speaker 21: I think because they were trying to get you.
Speaker 1: Know, casing their joint and what they want here, here's
Speaker 1: what it's called. Now, what's that thing they're trying to build.
Speaker 1: They're trying to build equity. They're trying to build I
Speaker 1: don't mean equity in money, but equity in the time invested.
Speaker 1: Because what they want to do is give your father
Speaker 1: the impression, oh my god, I'm going to have to
Speaker 1: go through this a few times if I get comparisons.
Speaker 1: So they want to be the first one in. They
Speaker 1: want to exhaust the customer because they don't want the
Speaker 1: customer to look forward to another sales call. So they
Speaker 1: try to give the customer a reason to first end
Speaker 1: this hell that they're on.
Speaker 5: Right now, and then to discourage them.
Speaker 1: It's the what it's Stockholm syndrome. They basically are holding
Speaker 1: them cats in a way till they like them in
Speaker 1: a really funny way, in a really funny way. That's
Speaker 1: exactly what it is. It starts out a little adversarial,
Speaker 1: not bad like mean I mean, but it does. It's
Speaker 1: a little adversarial meaning they're thinking yes, you're thinking no,
Speaker 1: or they're thinking maybe and you're thinking no. But here
Speaker 1: and then what happens is they want you to identify
Speaker 1: with them after a period of time and look forward
Speaker 1: to the other people who might have to come and
Speaker 1: compete with them, so they look for a reason then
Speaker 1: to put an end to it and make it final.
Speaker 1: And and that is a really good way of putting
Speaker 1: at Stockholm, because with Stockholm, it's about hostages identifying with
Speaker 1: the guy that took them because he's in a position
Speaker 1: of power, and then they start trying to help negotiate
Speaker 1: it out with the authorities. It's a very weird situation.
Speaker 1: But in any case, what did your dad do? He
Speaker 1: didn't he didn't bite.
Speaker 11: Did he.
Speaker 21: No, He's he's smart enough. He was in a roofing
Speaker 21: roofing business in around Denver throughout thirty years back in
Speaker 21: the eighties and nineties, so he's smart enough to know.
Speaker 21: They didn't sign anything. They kept saying no, but they
Speaker 21: just you know, I think this company really was taking
Speaker 21: advantage of.
Speaker 1: The practical He left it on a bad taste.
Speaker 21: You're an elderly couple.
Speaker 1: Hey.
Speaker 5: The other thing, Ronda, not just for you, but for
Speaker 5: everybody listening. If your parents did get a okie doped
Speaker 5: into signing something with them, anything where they come to
Speaker 5: your house like that, you have three days to cancel,
Speaker 5: but you better do it in the right way, Nick.
Speaker 1: What is generally the right way is that like.
Speaker 9: Certified mail, you have to have some type of tracking.
Speaker 1: You've got to be able to track and preview.
Speaker 8: I mean, if they'll allow you to email them, but
Speaker 8: they have to respond that they accept it, all sorts
Speaker 8: that you have to track it. But certified mail is
Speaker 8: the best way, right and it's usually you know, seventy
Speaker 8: two hours. And the other thing, Tom, is that usually
Speaker 8: with those type of companies, what they usually do is
Speaker 8: that salesman, if he doesn't close it that day, he
Speaker 8: may have to give it back to the company and
Speaker 8: they might give it to somebody else, so he might
Speaker 8: lose out on that deal altogether.
Speaker 5: Yeah, that's almost like Rufer's. Ah, hey, Kelly, make sure
Speaker 5: to give Ronda. Hey, Ronda, thanks for that. But give Ronda.
Speaker 5: I'm gonna have Nick give you a number to get
Speaker 5: for her just so they can connect.
Speaker 1: Now we have to by the way, Yeah, they'll they'll
Speaker 1: do you a good job at UH at Gravenus, John
Speaker 1: Jones Junior will be on right after this to talk
Speaker 1: about senior cards with health coverage. After this, go with
Speaker 1: a sure thing Denver's Best roofer Excel roofing dot com.
Speaker 6: You don't pay a cent until you're content.
Speaker 1: Time for an insurance checkup free no obligation comparison call
Speaker 1: Compass Insurance paying too much your coverage at dozens of
Speaker 1: insurance companies find out now three all three seven to
Speaker 1: seven to one. Help. You'll think you're his only customer
Speaker 1: when you choose Frank durand the real estate man dot
Speaker 1: com to list your home with Remax Alliance three oh
Speaker 1: three nine two zero sixteen twenty two. Hi Tom Martino,
Speaker 1: your troubleshooter three all three seven one three talks seven
Speaker 1: one three eight two five five. All right, So John
Speaker 1: Jones is with Integrat Insurance, and they sell health insurance
Speaker 1: of all kinds, and they help people even who have
Speaker 1: Medicare to find great supplements and drug plans. And John
Speaker 1: Jones Junior, here's what is amazing. Okay, you hooked me up.
Speaker 1: I don't know what they call the plan I have
Speaker 1: is that it's a Cadillac. Your dad called it slainly,
Speaker 1: But what is it really? It's Plan G. Are they
Speaker 1: still available?
Speaker 14: Oh?
Speaker 11: Sure?
Speaker 1: You know?
Speaker 22: Okay now, And the only one that's not the main
Speaker 22: one is not available anymore as a Plan F unless
Speaker 22: you turn sixty five prior to January first of twenty twenty.
Speaker 1: Okay, so you guys hooked me up with Plan G.
Speaker 1: This is a supplement, and then I'm going to go
Speaker 1: on to our question about the senior cards. In any case,
Speaker 1: I remember having this conversation with both John's John Senior,
Speaker 1: John Jr. And you know, never did I anticipate I
Speaker 1: was going to be a patient of major medical In fact,
Speaker 1: John would always say, well, you're in good health. You
Speaker 1: know you're not going to really probably worry about this
Speaker 1: or that, but it's good to have. And I became
Speaker 1: a cancer patient, not just cancer, but the most aggressive
Speaker 1: form of cancer that happened to be one hundred percent
Speaker 1: totally operable because of when it was discovered. And it's
Speaker 1: a miracle that in itself. But the amount of bills
Speaker 1: I happened to sneak a peek and John, I've not
Speaker 1: paid a penny, not a penny, I swear to God.
Speaker 1: One time I got this statement and I thought it
Speaker 1: was telling me to pay twelve hundred dollars towards something.
Speaker 1: It was just a statement of benefit, but I took
Speaker 1: it as a bill and I sent them the money
Speaker 1: and they sent it back to me. I don't know
Speaker 1: how I did this, but I have never had I've
Speaker 1: not paid one dime. And eighty percent of all of
Speaker 1: my prescriptions, or eighty five percent of them, are free.
Speaker 1: When I say free, no copay, And on the ones
Speaker 1: I do have a copay, they're five dollars. So God,
Speaker 1: why doesn't everyone just do that?
Speaker 22: A lot of times it comes down to cost. I mean,
Speaker 22: the Medicare Supplement plan g it's a Cadillac plan, and
Speaker 22: so it does come with a monthly premium, and for
Speaker 22: some people it's just it doesn't it doesn't work financially
Speaker 22: for them. And so the prescription drug that's separate, I mean,
Speaker 22: that's a separate prescription drug plan, and that's an right,
Speaker 22: would be an additional cost.
Speaker 9: I mean some of the.
Speaker 22: Plans are up over one hundred dollars a month in
Speaker 22: the prescription drug plans, and so it just depends what
Speaker 22: somebody's needs are and what their their finances and budget
Speaker 22: budget is.
Speaker 5: Hey, hey, Tom real, you know it's almost go ahead
Speaker 5: what you just mentioned. I mean, you said twelve hundred dollars.
Speaker 5: But really with the with the surge and the chemo
Speaker 5: and everything, I mean, what do you like, give me
Speaker 5: an idea? Are we talking you said, you had to
Speaker 5: peek at it. Are we talking like one hundred thousand?
Speaker 5: Or are we talking like a million dollars when it's
Speaker 5: all over? Okay, my case, mark, my case with everything
Speaker 5: is near a million dollars.
Speaker 1: Holy crap. Yeah, So John, you know selling health insurance?
Speaker 1: I mean it should sell itself. I mean you know, yeah,
Speaker 1: I did get overkilled maybe on the monthly premium. Do
Speaker 1: you recall what my monthly premium might be around that
Speaker 1: right now for that plan?
Speaker 22: Ge? No, sir, I don't know right now.
Speaker 10: I'd take me some time.
Speaker 11: To look it up.
Speaker 5: Yeah, but hold on, here's the everything, Tom. You're you're
Speaker 5: bragging about it, and you should be. It's the best
Speaker 5: thing you ever had, the Medicare. But you pay for
Speaker 5: that monthly now, and like John said, some you know,
Speaker 5: some people are going to simply choose not to do that.
Speaker 5: But let's not forget for your entire life up to
Speaker 5: age sixty five, you paid into that as well, so
Speaker 5: you basically paid for it your whole life. Now you're
Speaker 5: reaping the rewards.
Speaker 12: And Tom, one more thing that's that's affected me that
Speaker 12: a lot of people may not realize that if you
Speaker 12: don't take to supplement the first time that you're eligible
Speaker 12: for Medicare, and then you try to switch to supplet afterwards,
Speaker 12: they can deny you based upon your medical history, but
Speaker 12: they can't do it the first time you fly.
Speaker 1: Is that correct, John, Yes, sir, And.
Speaker 22: That's why it's important to have a good conversation with
Speaker 22: the broker agent who does both, who can help people
Speaker 22: with Medicare supplements and make Caare advantage plans to have,
Speaker 22: so that you were able to make an informed decision
Speaker 22: as a consumer what's best for you based on your
Speaker 22: needs and your budget. Underscore is the importance of something,
Speaker 22: especially you know.
Speaker 1: You know what. For example, I was in such a
Speaker 1: good I was in such good health that John put me,
Speaker 1: he said, let's requalify for a better plan G. And
Speaker 1: it happened to be with the same company. I don't know,
Speaker 1: they do their magic.
Speaker 22: They researched and said it was a real quick Sorry,
Speaker 22: I was setting a better plan G. It was just
Speaker 22: a lower premium and you qualified at that time based
Speaker 22: on your health, so it is a plan G. It
Speaker 22: just was at a lower premium to you.
Speaker 1: And I just want to say, now you're not going
Speaker 1: to be this, but go ahead. My notes show I'm
Speaker 1: only playing a couple hundred bucks a month for it.
Speaker 22: Yeah, that sounds about right. And they start out typically
Speaker 22: for a mail you're a typically in one hundred and
Speaker 22: forty to one hundred and seventy dollars a month in
Speaker 22: our state, it just depends where you're at. And for
Speaker 22: a female, you know, one hundred and twenty to one
Speaker 22: hundred and fifty dollars a month, depending on on where
Speaker 22: in the state you're at. And that's for a the
Speaker 22: Cadillac plan. I mean, that's the most comprehensive supplement option,
Speaker 22: but you do have right, increases every year, and so
Speaker 22: that does increase, and that can sometimes become a financial
Speaker 22: burden for some people.
Speaker 5: And I just wanted to say this again to you, Tom,
Speaker 5: think about this. I really want you to You've got
Speaker 5: the best plan out there, but I don't want you
Speaker 5: to forget that, especially you because you're your own employer
Speaker 5: and you take payroll tax as well. So in other words,
Speaker 5: when you pay Medicare tax, you're not paying one point
Speaker 5: four or five percent, you're paying two point nine because
Speaker 5: the company's paying half in your matche so two point
Speaker 5: nine over all the money you have made over the
Speaker 5: last fifty two years.
Speaker 1: If you do the math, man, did you pay for it? No,
Speaker 1: I see what you're saying, Mark, I see what you're saying.
Speaker 1: So John Jones, medical cards, senior cards, Florence wants to
Speaker 1: know about them. Did Florence have a specific question?
Speaker 5: But John Lawrence, basically she's seeing I'll let you finish out.
Speaker 5: But she's seeing all these commercials on TV that say,
Speaker 5: on certain plans, like you can get the Golden sneakers,
Speaker 5: you also get money per month to go out and
Speaker 5: buy groceries.
Speaker 1: I've seen these same commercials as well.
Speaker 22: Yeah, silver sneakers, and yeah that comes with some Medicare
Speaker 22: advantage plans, and a lot of times it's either based
Speaker 22: on income that you qualify for those flex cards in
Speaker 22: many cases, or it's based on some type of chronic
Speaker 22: condition that you have that you would be eligible for
Speaker 22: those flex cards.
Speaker 11: And so all right, but those.
Speaker 22: Are for Medicare advantage plans and only specific Medicare advantage.
Speaker 1: Plans, not all. Okay, Now, what I'd like to do
Speaker 1: Someone asked me this, and I got to take a break.
Speaker 1: I'd like to know what I would do in my
Speaker 1: situation if I was on an advantage plan, how it
Speaker 1: would have changed? Good member, pancreatic cancer totally operable. I
Speaker 1: had surgery, several rounds of chemo. I'm coming out of it,
Speaker 1: thank God, And you know they say I'm one hundred
Speaker 1: percent cancer free. But whether it's inoperable or operable, that
Speaker 1: the bills are going to be there around the same.
Speaker 1: So let's talk about I'm exactly what would have happened
Speaker 1: if I had an advantage plan? Right after this, go
Speaker 1: with a sure thing Denver's Best roofer Excel Roofing dot com.
Speaker 1: You don't pay a cent until you're content. Time for
Speaker 1: an insurance checkup free, no obligation. In comparison, call Compass
Speaker 1: Insurance paying too much your coverage at dozens of insurance
Speaker 1: companies find out now three all three seven seven to
Speaker 1: one help. You'll think you're his only customer when you
Speaker 1: choose Frank durand the real estate Man dot com to
Speaker 1: list your home with Remax Alliance three all three nine
Speaker 1: two zero sixteen twenty two. Hi Tom Martina here three
Speaker 1: seven one three talk seven one three eight two five
Speaker 1: five John Jones Junior. I want to ask what would
Speaker 1: have happened if I had Medicare advantage. How would my
Speaker 1: experience be changed?
Speaker 22: Well, many Medicare advantage plans you have a max out
Speaker 22: of pocket uh anywhere between three and over seven thousand dollars.
Speaker 22: And that's for in network.
Speaker 11: And so let's start.
Speaker 22: I mean there is your your total financial you're you're
Speaker 22: out of pocket would have been much higher for your healthcare.
Speaker 22: Certainly it could have been very little premium zero dollars
Speaker 22: a month in premium for many of those plans. But
Speaker 22: your total out of pocket for healthcare isn't one thousands
Speaker 22: of dollars on those plans. Now you also those plans
Speaker 22: you're put into a network of doctors and hospitals. And
Speaker 22: so if you're on an ATMO and they discovered you
Speaker 22: had cancer, well then now you're you're you're stuck to
Speaker 22: those in network.
Speaker 14: It doesn't mean that there could be.
Speaker 22: Great ontologists and doctors, but that.
Speaker 11: Is that's who you need to see.
Speaker 22: You don't have the freedom like you do on your
Speaker 22: Medicare to reach out to any doctor hospital in the
Speaker 22: country that accepts.
Speaker 1: Yeah, I was able, I was able to reach out.
Speaker 1: I did my due diligence with Sloan Memorial Sloan Kettering
Speaker 1: in New York, the Mayo Clinic in Minnesota, and M
Speaker 1: D Anderson in Texas, and one other place which was
Speaker 1: more of a minor one. And then you See Health
Speaker 1: I ended up with because every one of those other
Speaker 1: centers said, you're you're not going to do better. I
Speaker 1: mean that they love U see Health for for the
Speaker 1: GI but what are you saying that I could quite
Speaker 1: possibly not have been able to go with U See Health.
Speaker 1: I'm not saying, by the way, for people listening that
Speaker 1: this is a reality.
Speaker 16: But certainly, but.
Speaker 11: Yeah, sorry, go ahead, So.
Speaker 1: I would have to go where they told me to.
Speaker 11: What was the network?
Speaker 22: Now, if you they're some of those some of those
Speaker 22: plans do have you see helping network, Some of them don't.
Speaker 22: Some plans are. There are some Mediterare Advantage sizes that
Speaker 22: are PPOs to give you a larger network of doctors
Speaker 22: and hospitals across the country, but just like any normal PPU,
Speaker 22: and it does give you, you know, access to care
Speaker 22: outside of the network, but at a higher cost here
Speaker 22: to you. So then you're getting into the nine ten
Speaker 22: thousand dollars range for out of out of out of
Speaker 22: network costs.
Speaker 11: And so it's costs for the healthcare and access to the.
Speaker 1: Hey John, John.
Speaker 5: If someone was like in an advantage plan, Let's say
Speaker 5: they had Kaiser's advantage plan and they find out something
Speaker 5: is really bad, cancer is something along those lines, like
Speaker 5: in October.
Speaker 1: Soon as soon as open enrollment comes.
Speaker 5: Could they switch over to like what Tom has on
Speaker 5: that G at that point, No, sir.
Speaker 22: Because then you have a previousing condition and so you
Speaker 22: that that's a declinable.
Speaker 1: I thought Obamacare got rid of all that.
Speaker 22: Well, No, so that has nothing to do with Medicare.
Speaker 22: We make cures all lunder age sixty five. So with Medicare,
Speaker 22: if you're on an advantage plan and you have a
Speaker 22: pregisting condition, yes, every October fifteenth to December seventh, so
Speaker 22: you can change your advantage plan. You can switch to
Speaker 22: a different advantage plan. You can find one that has,
Speaker 22: you know, different doctors or hospitals or lower out of
Speaker 22: pocket costs, things like that. But if you're on an
Speaker 22: advantage plan and you've developed a previousing condition like cancer,
Speaker 22: you cannot switch to a Medicare supplement at that point.
Speaker 1: That's crazy.
Speaker 5: In fact, Suzanne's mother, what kind of surgery did she
Speaker 5: need on her advantage plan?
Speaker 7: She wanted to get her knees looked at, or so.
Speaker 1: John, she's in Georgia.
Speaker 5: But listen to this on her advantage plan, I don't
Speaker 5: know which one it was. She was eight months out
Speaker 5: from just getting her knee looked at by a specialtiest.
Speaker 22: Yeah, I mean that's another thing. Yeah, you have to
Speaker 22: get a referral to see a specialist on a lot
Speaker 22: of these advantage plans, and it is a smaller network,
Speaker 22: so it could take longer to see one where with
Speaker 22: a supplement, you don't have to every role. You can
Speaker 22: make the phone call and you can schedule the appointment.
Speaker 22: Doesn't mean you can get in immediately or right away necessarily.
Speaker 22: I mean, you know, you get in line, I guess,
Speaker 22: but it certainly limits the advantage plan limits the number
Speaker 22: of doctors and facilities you have access to, so that
Speaker 22: could cause a longer wait time as well.
Speaker 5: And one more question on that. So an advantage plan,
Speaker 5: I don't even know how to define a normal income
Speaker 5: or normal person because I just don't understand how the
Speaker 5: system works. But an advantage plan total cost out of pocket,
Speaker 5: including whatever they take out of Social Security, whatever it
Speaker 5: costs you compared to the full blown Cadillac.
Speaker 1: I mean, give me an idea.
Speaker 5: We're talking like fifty bucks a month versus five thousand
Speaker 5: a month.
Speaker 22: Well, no, got.
Speaker 1: Mark, Mark, listen for the Cadillac drug plan and the
Speaker 1: Cadillac supplement. You're going to be shocked. But it's all
Speaker 1: going to be under three hundred a month difference. Yeah,
Speaker 1: but don't they take stuff out.
Speaker 22: Of your check too, But it does depend on your
Speaker 22: area and whether you're male or female. But it's around
Speaker 22: that and kind of like drug plan that's not that's
Speaker 22: specific per person. There are a lot of drug plans,
Speaker 22: and that's where when you work with a broker an
Speaker 22: agent like like us, do that research to see what
Speaker 22: Mark and Be meets your needs.
Speaker 1: Mark brought up something I want to answer, he says,
Speaker 1: But what about the money they take out Part A
Speaker 1: and Part B? Okay, there's a certain amount of money
Speaker 1: they take out of your plan, no matter what for
Speaker 1: Part B, no matter what or is it for Part A? John,
Speaker 1: which one is it?
Speaker 3: They?
Speaker 1: No matter what they take.
Speaker 22: Yeah, for most people, Part A is free. Part B
Speaker 22: comes with a monthly premium and the base premium is
Speaker 22: one hundred and eighty five dollars a month, and that
Speaker 22: is that a social security or you pay it?
Speaker 1: Cordin is that?
Speaker 5: Are they both income based? Though at that point they
Speaker 5: can be.
Speaker 22: You can have income related money, but.
Speaker 1: Mark you don't. You don't get to save that money
Speaker 1: with an advantage plan. The advantage plan, that's what they
Speaker 1: take to give you advantage. That's what they take anyway,
Speaker 1: so that anyway, you're not gonna save that. So that
Speaker 1: the net difference, I'm telling you, the net difference between
Speaker 1: the Cadillac supplement and a great drug plan and an
Speaker 1: advantage plan is gonna be about three hundred max. Out
Speaker 1: of your pocket.
Speaker 5: Wow, that's yeah. I pay John, I shop you guys.
Speaker 5: I mean, you guys have been our brokers forever. It's
Speaker 5: amazing to me that Tom's paying way to five hundred
Speaker 5: bucks a month for everything. Now granted I'm not on
Speaker 5: Medicare yet, but you know Kaiser.
Speaker 1: Kaiser cost us.
Speaker 5: Fifteen hundred bucks a month for two of us.
Speaker 1: Now we got we got to take this break. We
Speaker 1: got more coming right up. Go with a sure thing
Speaker 1: Denver's Best roof excel roofing dot com.
Speaker 6: You don't pay a cent until you're content.
Speaker 1: Time for an insurance checkup free no obligation in comparison,
Speaker 1: call Compass insurance paying too much your coverage at dozens
Speaker 1: of insurance companies find out now three oh three seven
Speaker 1: to seven to one help. You'll think you're his only
Speaker 1: customer when you choose Frank durand the real estate man
Speaker 1: dot com to list your home with Remax Alliance three
Speaker 1: oh three nine two zero sixteen twenty two. Hi Tom
Speaker 1: Martino here three O three seven one three talk seven
Speaker 1: one three eight two five five Really to close up
Speaker 1: with John Jones Junior, what do you advise? Do you
Speaker 1: advise advantage for some? Uh? Is it ever a good
Speaker 1: idea in your opinion?
Speaker 22: He yeah, I don't want to sound like I'm bagging
Speaker 22: on that. And that's why we do both because it
Speaker 22: does have its place Medicare advantage plans do. What's most
Speaker 22: important is a consumer, is that you understand what each
Speaker 22: are and the differences of both, so that you can
Speaker 22: make an informed decision about what's best for you. And
Speaker 22: that's what we help you do. We're going to explain,
Speaker 22: of course, make your supplement. This is what it does,
Speaker 22: this is what the benefits, this is maybe the downsides
Speaker 22: of it. This is a Medicare advantage. Over here, they're
Speaker 22: not the same. And these are the benefits and downsides
Speaker 22: over here, these are.
Speaker 1: The okay, and I want to give out your number
Speaker 1: before before the end of the hour. I want to
Speaker 1: give out your number three h three four sixty six
Speaker 1: fifty five hundred four sixty six fifty five hundred and
Speaker 1: real quick. Somebody asked me to explain some kind of
Speaker 1: well I can't find it now. There was a text
Speaker 1: that said something have him explain the ir MMA adjustment.
Speaker 1: What is that?
Speaker 22: That's income related monthly adjustment amount and that's based on income.
Speaker 22: If your income levels, whether you're an individual or a couple,
Speaker 22: a helpold of two or about.
Speaker 11: Certain levels, you would pay more.
Speaker 22: For your partner premium and for on top of your
Speaker 22: description drug plan costs and so aline. You can did
Speaker 22: google ERMA and you can find those booms cards and
Speaker 22: it'll show you those.
Speaker 1: Okay, go with a sure thing Denver's Best roofer Excel
Speaker 1: roofing dot com.
Speaker 6: You don't pay a cent until you're content.
Speaker 1: Time for an insurance check up free no obligation comparison
Speaker 1: call compass insurance paying too much your coverage at dozens
Speaker 1: of insurance companies find out now three oh three seven
Speaker 1: seven one help. You'll think you're his only customer when
Speaker 1: you choose Frank durand the real estate man dot Com
Speaker 1: to list your home with Remax Alliance three oh three
Speaker 1: nine two zero sixteen twenty two.
Speaker 2: Yeah, so you don't have the.
Speaker 1: RUSS can shoot 's gonna help?
Speaker 14: Come.
Speaker 1: This is the Troubleshooter Show. No, Tom Martino, Hello Tom
Speaker 1: Martino here, this is the Troubleshooter Show. Let's get right
Speaker 1: to the phones to solve some problems. Okay, you found
Speaker 1: us if you're listening, and I thank you for that,
Speaker 1: and we're all over. iHeart the radio app if you
Speaker 1: want to find us in other parts of the country
Speaker 1: as well. So, Darren, you have an issue with a contractor,
Speaker 1: you can call us anyone with problems, questions are complaints
Speaker 1: at three oh three Martino three oh three six, two
Speaker 1: seven eight four sixty six call that twenty four to seven. Okay,
Speaker 1: So Darren, what's going on?
Speaker 11: Well? Hi, I'm a local musician and in the area
Speaker 11: I do some part time house slipping to try to
Speaker 11: get my fourtal wing tai gego in there.
Speaker 1: Okay, I'm just been.
Speaker 11: Having problems all throughout my career of just bad contractors,
Speaker 11: and I'm kind of getting sick of it, and this
Speaker 11: latest one is kind of taking the cake, and I'm
Speaker 11: wondering if you can give me some advice. I basically hired.
Speaker 1: Okay, let me let me tell you something, man, dealing
Speaker 1: dealing with contractors. It's most of them here, here's what
Speaker 1: I want to tell you. What you're going to find shocking.
Speaker 1: Most of them are insufficient or terrible, and then a
Speaker 1: few of them are good, and then only very few
Speaker 1: are excellent. It's a very contracting for stuff around the house.
Speaker 1: That's what we're talking about. General contracting. Uh, it's a
Speaker 1: terrible industry. Terrible. So what's going on with your latest
Speaker 1: tell us about this latest Okay, this latest situation. What
Speaker 1: kind of a contractor?
Speaker 11: The landscaping contractor found him through next door, Check the references,
Speaker 11: check the website, kind of do as much due diligence
Speaker 11: as I due diligence as I could. So we came
Speaker 11: to an agreement, and I have a contract and an
Speaker 11: invoice saying that they would grade the yard out, plant
Speaker 11: new grass, give me a new irrigation system six zones. Okay,
Speaker 11: we came up with a price and.
Speaker 1: This is all in a contract.
Speaker 11: I think that was well, I mean invoice. I imagine
Speaker 11: when you have an invoice and then you pay on
Speaker 11: the invoice, it becomes a contract.
Speaker 1: Yes, it does tell you what the con invoice says.
Speaker 11: Well, it says I get a new six zone irrigation system.
Speaker 1: So this guy's okay, it does say that good from
Speaker 1: good good good. So your invoice actually says a six
Speaker 1: zone irrigation system and.
Speaker 11: New new, and it says new, does it?
Speaker 1: Okay?
Speaker 11: I just bought the house and it's an old house,
Speaker 11: so I figured that all the pipes under there are bad,
Speaker 11: probably twenty thirty years old anyway, So I hired this
Speaker 11: guy yard up Andrew Mains. He also goes by green
Speaker 11: Man Exteriors, and I found out he's in Dallas, so
Speaker 11: he has a friend out here he hired to do
Speaker 11: the job, and that's Patrick Notton.
Speaker 1: What okay, what's the name of him again? I want
Speaker 1: to look him up.
Speaker 11: H fifty two eighty Skyview. They're here out of like okay,
Speaker 11: I think Lakewood.
Speaker 1: Okay. What I want to know is this, where's the problem.
Speaker 11: The problem is is they did not give me a
Speaker 11: new irrigation system. They basically tied into the old existing
Speaker 11: lines only gave three zones, and when I tried to
Speaker 11: get on the count and fix it, they didn't. One
Speaker 11: of the sprinklers zones started leaking, flooded my yard out
Speaker 11: and in turn flooded my whole basement, which I had
Speaker 11: just redone. So it's like, so's it's a complete nightmare.
Speaker 11: These guys will not come come back and do anything.
Speaker 1: Okay, Darren, let me explain this to you. Let's talk
Speaker 1: about this. Let's talk about this. I see only one
Speaker 1: flaw in your problem. I see mostly I'm on your
Speaker 1: side with everything. I mean, this guy did you wrong.
Speaker 1: It clearly said six zones and you got three. There's
Speaker 1: no getting around that. However, the part that is a
Speaker 1: little hazy is when you say you didn't get new
Speaker 1: he tapped into the old lines. Because there are many
Speaker 1: people who would have different opinions as to where the
Speaker 1: irrigation system begins. Okay, so some would say it's the
Speaker 1: lines going out to the yard with the sprinkler heads.
Speaker 1: Others will say the main line going from the inside
Speaker 1: of the house out with the muffler and all of that,
Speaker 1: or the manifold. But I want to know, because that's
Speaker 1: the least of your problems. Right now, What I want
Speaker 1: to know is why did the system fail and flood.
Speaker 11: Of one of the zones in the manifold. I couldn't
Speaker 11: get to turn off one of the sprinkler heads just
Speaker 11: started going going by itself, even though it was it
Speaker 11: was turned off manually. So I tapping that because they
Speaker 11: wouldn't come back and fix it. And then a couple
Speaker 11: of days later I noticed that the whole yard over
Speaker 11: there was flooding.
Speaker 1: So what does he say, let's take the easy let's
Speaker 1: take the easy part. It says six zones, you got three.
Speaker 1: What does he say about that?
Speaker 11: He says, well, you have good coverage, so you're fine, which.
Speaker 1: Yeah, but he doesn't just get to change the whole contract.
Speaker 11: Exactly. Yeah, that's the point.
Speaker 1: Yeah, I mean I didn't.
Speaker 11: I didn't sit there and babysit this guy. I was
Speaker 11: doing all interior stuff. I figured, you know, he was
Speaker 11: what he was doing.
Speaker 1: Hey, Darren. Does he say, Okay, did you pay for
Speaker 1: the whole job?
Speaker 11: Yep?
Speaker 9: How much?
Speaker 11: Holding off? But he's saying it was seven grand to
Speaker 11: do everything, and you paid.
Speaker 1: Him everything up front?
Speaker 11: Yeah, well not upfront. I paid him in increments because
Speaker 11: he kept crying saying, I have to pay my guys.
Speaker 11: I have to pay my guys.
Speaker 1: But at the end, why did you pay at the
Speaker 1: end when you only had three zones?
Speaker 11: Because they would say they said they would come back
Speaker 11: and fix it. And it says warranty work under the
Speaker 11: on the invoice as well.
Speaker 1: Right now obviously a learning right now where it stands
Speaker 1: is this here, here's where it stands. Right now, you
Speaker 1: literally have a system that doesn't work.
Speaker 11: Uh, it will work weekly if I go and turn
Speaker 11: every zone on by hand. He didn't even hook it
Speaker 11: into the to the timeline.
Speaker 1: Well that's ridiculous. Okay, that's absolutely ridiculous. And you say
Speaker 1: the guys in Texas well.
Speaker 11: The main the guy who I initially dealt with was
Speaker 11: advertising on next door as yard up. I didn't realize
Speaker 11: it was in Texas, but then you know, he admitted
Speaker 11: that later and then he sent this other guy out
Speaker 11: that's that's was his friend. I guess who does fifty
Speaker 11: two eighty landscaping?
Speaker 3: Darren is this guy's name Patrick Naughton.
Speaker 14: Please come back in hold on, Yeah.
Speaker 13: Darren is the is the is the guy you're dealing
Speaker 13: with is that Patrick Naughton.
Speaker 11: Correct, that was the one who did the work.
Speaker 13: Actually, yeah, So I looked up the company. I looked
Speaker 13: up fifty to eighty Skyview. Their website has neither an address,
Speaker 13: not even a phone number. It says they do business
Speaker 13: in Denver and in Dallas, so I can totally see
Speaker 13: the Dallas, you know, the Texas connection. And then I
Speaker 13: looked him up at the Secretary of State's office. So
Speaker 13: Patrick Notton filed the paperwork over there about two and
Speaker 13: a half years ago to form this company, and there
Speaker 13: his address is an apartment is actually an apartment in Parker.
Speaker 13: So but but the question I do have for you
Speaker 13: is you said your basement flooded, So was that covered
Speaker 13: by his insurance or your insurance or is it still unresolved?
Speaker 11: It's unresolved. I mean I just found it and I
Speaker 11: didn't realize it probably for about a week because it's
Speaker 11: it's a new room I never use.
Speaker 13: Okay, did you talk to him about it?
Speaker 3: And did you what did he say about it?
Speaker 11: Trying to come up with ways. I'm sorry they're trying
Speaker 11: to come up with ways.
Speaker 13: It was my fault, Okay, So I think it You
Speaker 13: don't have like his certificate of insurance or anything.
Speaker 11: No, I should have got that.
Speaker 3: What about are you insured?
Speaker 1: I mean, we need to give this to someone to
Speaker 1: work on.
Speaker 13: If you file that claim on your insurance policy, they'll
Speaker 13: just go after him, Yeah, they will. Do you have
Speaker 13: insurance that will cover the damage to your basement?
Speaker 11: I do with a ten thousand dollars deductible.
Speaker 19: Oh that's ridiculous, So tom My, understanding, tom So, my
Speaker 19: insurance company explained to me.
Speaker 13: When they subrogate and they go after they also try
Speaker 13: to get my deductible.
Speaker 1: Of course they do. So, yeah, they do. They do.
Speaker 13: Yes, So, Darrence, so you that might be I guarantee
Speaker 13: this fifty two to eighty Skyview doesn't have the money
Speaker 13: to I bet she doesn't have a dime to his name,
Speaker 13: and I we don't even know if he has insurance.
Speaker 3: So if you make a claim on your insurance, if
Speaker 3: you I.
Speaker 1: Know what Dmitry's saying, make a claim on your insurance
Speaker 1: and then let them go after him and they will. Well,
Speaker 1: but if it doesn't, if it is only let's say,
Speaker 1: you can get it done for less than ten grand
Speaker 1: and that's your deductible, they're not going to be that motivated.
Speaker 1: To go after them. Okay, I know they're supposed to,
Speaker 1: but they're not going to be that motivated. They're more
Speaker 1: motivated when they use their own money. You got a
Speaker 1: lot of things screwed up here. This is a terrible situation.
Speaker 1: You said you did your due diligence. I'm curious about that.
Speaker 1: What kind of due diligence did you do?
Speaker 2: Uh?
Speaker 11: Just checked out the website, got some references.
Speaker 1: What does that mean? What does that mean? Checking out
Speaker 1: the website? What does that mean? You read the website?
Speaker 11: Well, looking the website, seeing if it's legit.
Speaker 1: You know, Well, how would you know if it's legit and.
Speaker 11: They had review? That's a good question. It just looked
Speaker 11: it looks legit.
Speaker 1: Okay, So you really did not do any due diligence.
Speaker 1: You you really did not do any due diligence. You
Speaker 1: didn't check the background of this guy in Denver. You
Speaker 1: didn't even know the other guy was in Texas. You
Speaker 1: didn't check with any past clients and talk to them.
Speaker 11: I did. I did check with past class have I, okay,
Speaker 11: from them with their job, sending me pictures.
Speaker 14: Of their job.
Speaker 1: Okay, how many past clients did you check with? That's
Speaker 1: really good. How many.
Speaker 11: Three I believe.
Speaker 1: Okay, we would want to know, we would want to
Speaker 1: get those numbers. But the two that responded said they
Speaker 1: had a great experience.
Speaker 11: Oh yeah, they sent me pictures of their job.
Speaker 1: Okay, so right now, when was this last time you
Speaker 1: talked to them?
Speaker 11: Probably their text going on before the Memorial Day holiday.
Speaker 11: We're okay, So it's just kind of kind of a
Speaker 11: look point.
Speaker 1: Now, did he offer anything to you.
Speaker 11: No, they said they would come back, and the one guy,
Speaker 11: the main guy, said he would come back and plant
Speaker 11: new graphs. He said he only handles the graph fifty
Speaker 11: eight handled the irrigation.
Speaker 1: Okay, we got to get on this. We got to
Speaker 1: get someone to call. I have a feeling we're not Yeah,
Speaker 1: I'm sorry, I have a feeling you've been ripped off.
Speaker 1: I mean, there's not much I can say.
Speaker 13: I'll be happy to call Patrick Notton, but I'm not
Speaker 13: I'm not optimistic. I mean, here's the business whose website
Speaker 13: has nothing but what appears to be stock photos on it.
Speaker 13: It has neither an address, not even a phone number.
Speaker 13: There's a good reason, that's my opinion, that there's no
Speaker 13: phone number on the website.
Speaker 1: And then that's why I wondered what he meant when
Speaker 1: you said he.
Speaker 11: Did his jumbers. I've got numbers, and I think that
Speaker 11: do you have.
Speaker 13: His number and email address? Do you have his email address?
Speaker 13: By any chance, do you have Patrick? Okay, I'll be
Speaker 13: happy to get your hold on. I can't get your
Speaker 13: hopes up.
Speaker 1: I think we'll get I'm going to give this to
Speaker 1: Deputy d Over here to make some noise to see
Speaker 1: what we can shake up. But I think you can
Speaker 1: kiss your money good by. I don't, but maybe we
Speaker 1: can get the guy do something.
Speaker 11: Yeah, that's the whole from day one. Please just come
Speaker 11: back and do the do the right job. That's all
Speaker 11: I want.
Speaker 1: Actually, this is right in small claims court.
Speaker 3: You totally small claims territory.
Speaker 1: This is a small claims territory, which means you'll be
Speaker 1: able to save some money, you know. I mean you'll
Speaker 1: be able to get like fifty dollars filing for you
Speaker 1: in other words, rather than regular court. And that would
Speaker 1: be worth getting a judgment against this guy to show
Speaker 1: him you're not fooling around. And I would go after
Speaker 1: the Patrick Naughton, the fifty to eighty Skyview.
Speaker 3: And whoever you paid the two.
Speaker 13: It sounds like it sounds like the caller paid to
Speaker 13: eighty Skyview, not the Texas guy.
Speaker 3: Yeah, did you pay the local guy? Patrick Walton's company?
Speaker 1: All right, I got to take this break. Oh really,
Speaker 1: damn it. And he's in Texas?
Speaker 3: No, no, Patrick Naughton isn't Parker.
Speaker 1: No, he said he paid the other He.
Speaker 3: Paid the Texas guy. That's not a good sign.
Speaker 1: And how did you pay him?
Speaker 3: Did you pay with a credit card?
Speaker 14: Chance? Oh?
Speaker 11: Oh that's a good question.
Speaker 14: I think I'm.
Speaker 11: I think I zeld maybe.
Speaker 1: Oh the worst kind of payment.
Speaker 3: Oh that's awful.
Speaker 1: All right, hold on, we'll come back and have Deputy
Speaker 1: d take this on. Make a couple of phone call
Speaker 1: see what we can find out. Three O three seven
Speaker 1: one three eight two five five Go with a sure
Speaker 1: thing Denver's Best roofer Excel Roofing dot com.
Speaker 6: You don't pay a cent until you're content.
Speaker 1: Time for an insurance check up, free, no obligation comparison
Speaker 1: call Compass Insurance paying too much your coverage at dozens
Speaker 1: of insurance companies. Find out now three oh three seven
Speaker 1: to seven to one help. You'll think you're his only
Speaker 1: customer when you choose Frank durand the real estate man
Speaker 1: dot com to list your home with Remax Alliance three
Speaker 1: oh three nine two zero sixteen twenty two. Hi Tom
Speaker 1: Martino here, Dimitri, I mean Deputy Bo has a comment
Speaker 1: on that watch call. We had go ahead, Bo. What
Speaker 1: do you have to say about the watch, the heirloom watch.
Speaker 15: Yeah, I think Mark was truly trying to help the
Speaker 15: guy out, and just let's face that, Art's just kind
Speaker 15: of a paranoid guy. But I do have a solution
Speaker 15: for him. I'm a member of the National Watch and
Speaker 15: Clock Collectors Association. I have a run, yes, and they
Speaker 15: have a Rocky Mountain division that meets six times a
Speaker 15: year over to the church in the Body Gray neighborhood.
Speaker 15: If Art wants to call back into the show, I
Speaker 15: could get him into one of these meetings. And they're
Speaker 15: high end individuals, the lawyers, doctors, business people, and they
Speaker 15: just have a genuine interest in watches and clocks and
Speaker 15: they could give him an evaluation no charge, without shipping
Speaker 15: things in the box and seeing other people that he's
Speaker 15: not sure of. And he can bring the watch directly
Speaker 15: to the meeting, but I'd have to be there to
Speaker 15: give him a guest introduction.
Speaker 1: That'll explain this organ To explain this organization to me.
Speaker 15: So they've been around about one hundred years. It's called
Speaker 15: the National Association of Watch and Clock Collectors. They're based
Speaker 15: out of pennsyl Yeah, and they advanced the trade of
Speaker 15: or logical I can say it right, por logical activities.
Speaker 15: But mostly they're just high end collectors of watches and clocks.
Speaker 15: And I believe the person that Mark mentioned up in Evergreen,
Speaker 15: I believe he's a member of this club. So this
Speaker 15: would be great for art. He can just come up
Speaker 15: from Boulder, come to Denver. There's about twenty five to
Speaker 15: thirty guys. You can do a little show and tell
Speaker 15: and they give him an honest evaluation and maybe they
Speaker 15: make it okay.
Speaker 1: What do you guys? May I ask what you discussed
Speaker 1: at your meetings.
Speaker 15: We discussed clocks that were maybe recently found and talk
Speaker 15: about how to repair, to talk about evaluation. And then
Speaker 15: some guys will come in about a clock they've taken
Speaker 15: apart and how to reassemble it.
Speaker 1: What got you into it?
Speaker 15: You know, I've been interested in clock since I was
Speaker 15: a kid. I used I took a class at the
Speaker 15: Old opportunity school on watchmaking. And I just have an
Speaker 15: interest in not the new quartz movement, but the old
Speaker 15: mechanical movement.
Speaker 14: Now, let me.
Speaker 15: Tell you this, what's interesting about this odd more piquet
Speaker 15: watch that ART has. I don't understand. Those watches go
Speaker 15: from one hundred and fifty to one point one and
Speaker 15: a half million dollars. And you know what's interesting, They're
Speaker 15: just a quartz movement. A quartz movement. What a quartz movement?
Speaker 15: It's only about a fifty to eighty dollars movement. But
Speaker 15: I believe arts is a mechanical movement, which I believe
Speaker 15: is worth a lot more than what he said forty
Speaker 15: thousand dollars. So yeah, And I have a couple of
Speaker 15: grand father clocks in my house, and that's a lost art.
Speaker 15: Is nobody a lot I mean a lost trade.
Speaker 18: No one.
Speaker 15: There's really no tradesman that works on these old clocks anymore.
Speaker 15: So this organization tries to perpetuate the trade of old
Speaker 15: time clocks with pendulums and weight.
Speaker 14: So, and is it.
Speaker 1: Mainly clocks or watches too?
Speaker 15: It's both mostly clocks because clocks are a little more
Speaker 15: interesting than watches. You can take them apart. But they
Speaker 15: do watches, but old watches, the old mechanical weight. You
Speaker 15: have to risk watches. They don't do any of the
Speaker 15: courts or battery operated type watches, and they.
Speaker 1: Only do valuable stuff.
Speaker 15: Yeah, I mean, I mean in an expense. Yeah, probably
Speaker 15: like starting at about three or four thousand, all of
Speaker 15: eight up and you can look them up. It's called
Speaker 15: the National Association of Watch and Clock Collectors and you
Speaker 15: have to get sponsored or to get into the membership.
Speaker 15: Someone has to refer you, so you have to have
Speaker 15: a genuine interest before they'll consider you for membership. But
Speaker 15: this'd be a great avenue for Art to bring his
Speaker 15: watch and in there in the Denver area.
Speaker 1: It is amazing to me that you can find you
Speaker 1: can find organizations for everything. My goodness, it's amazing to me.
Speaker 15: If he wants to call in to shore, I'll leave
Speaker 15: his number, I'll give him the particulars and that would
Speaker 15: be the best avenue for him to get it. Odd
Speaker 15: more Piquet watch appraised.
Speaker 1: That's a great idea, man, I would imagine though, I'm
Speaker 1: just I'm just going out on a limb here. This
Speaker 1: wouldn't be first date material. If you wanted an exciting
Speaker 1: night out.
Speaker 5: Uh huh, Well, how many honestly, how many men compared
Speaker 5: to women?
Speaker 1: Bo, I'm curious.
Speaker 15: There's probably one. There's probably one lady that it can out. Okay, god, Yeah,
Speaker 15: and let me just say.
Speaker 1: That's probably that's probably to serve the donuts.
Speaker 15: Yeah, and make that heat, you know. You know, the
Speaker 15: Trumbleshooter Show did oret a great service last week when
Speaker 15: Mark Major mentioned that he shouldn't just put the watch
Speaker 15: in the box and ship it to some unknown wherever
Speaker 15: he was going to ship it to if the show
Speaker 15: stopped him from doing that. I mean, he's a paranoid guy,
Speaker 15: but I think the show saved him from making a
Speaker 15: big mistake like that.
Speaker 1: Oh yeah, he would have lost that for good.
Speaker 15: Yeah.
Speaker 1: Absolutely, thank you, Thank you very much man. We appreciate it.
Speaker 1: Thank you, Deputy Bo that it really is a good resource.
Speaker 1: Hey Sam, Sam, what's going on with the scam? I'll
Speaker 1: take a break. I just want to find out what
Speaker 1: it's about. What is it about, Sam?
Speaker 18: Yeah, it's about Larry Larry King. You remember him back
Speaker 18: in the day.
Speaker 4: Yeah, you mean the talk show host No, no, no,
Speaker 4: Larry King, the thief Larry mortgage guy that you did
Speaker 4: back in the day two thousand Larry King.
Speaker 18: Yeah, he had that okay brokerage firm and Boulder and
Speaker 18: uh I was doing some shady stuff. Anyways, he did
Speaker 18: some shows.
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Speaker 1: hold on and we'll explore this. Okay. Three oh three
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Speaker 1: three COO plans. McKenzie law. All right, Sam said, brought
Speaker 1: up a guy that years ago. I went after Larry
Speaker 1: King with mortgage fraud. He was convicted in twenty ten.
Speaker 1: And so what what's going on now, Sam.
Speaker 15: Well, he's.
Speaker 18: Coming, he's coming back to haunt me. I went to
Speaker 18: put a I wanted to get a second mortgage, and
Speaker 18: my credit is good. It's just that that he's actually
Speaker 18: showing up on my title with the lean.
Speaker 1: Okay, let me let me find out what what, Sam,
Speaker 1: did you go to Larry King back in the day.
Speaker 18: No, I didn't he I met him. I always hustle
Speaker 18: on the side. I was bringing trees in and selling trees,
Speaker 18: you know, to get through you know, to get through
Speaker 18: the sold times. And I sold him trees and then
Speaker 18: that's how I met him.
Speaker 1: Okay, And so tell me how he showed up. Hold on, Sam,
Speaker 1: you sold trees to him?
Speaker 11: Correct?
Speaker 1: And how did he show up on your title?
Speaker 18: Yeah, we became friends. He made friends with me, and
Speaker 18: you know, and basically I was going through some rough
Speaker 18: times and he knew that, and so he offered to
Speaker 18: loan me some money and I paid him back. But
Speaker 18: everything was kind of like Burbish wise, you know, it
Speaker 18: was I did some work.
Speaker 1: How much money did he loan you?
Speaker 18: Ten thousand?
Speaker 1: And how long ago did he loan you the money.
Speaker 16: Back?
Speaker 18: Right when you started reporting on him? It was before that?
Speaker 18: And then I'm like, oh, what did I get myself into?
Speaker 18: And then he told me that everything was fine and
Speaker 18: he took care of everything. So I left it at that,
Speaker 18: and I'm just finding out did.
Speaker 1: You ever pay back? Did you ever pay back the
Speaker 1: ten grand? Yes?
Speaker 18: I did indirectly. I went ahead and I did windows
Speaker 18: for him. I cleaned out his shop for him, and
Speaker 18: then I stored some vehicles for him. In fact, he's
Speaker 18: never ever contempt Sam. He went to jail.
Speaker 1: Sam. So there's a d of trust on your home
Speaker 1: for ten grand? Correct, and he is the one who
Speaker 1: is payable to to his benefit?
Speaker 18: I guess yeah, I just pulled the papers. Okay, I
Speaker 18: went down to.
Speaker 1: The Okay, Now What are the terms and conditions of
Speaker 1: that deed of trust? Does it say did you file
Speaker 1: a promisory note with it?
Speaker 18: Let's see here.
Speaker 1: Did he file a promisory note along with it? Or
Speaker 1: did he file just a deed of trust?
Speaker 18: I don't see a promisory note?
Speaker 1: What is the amount today? It doesn't matter what he wanted?
Speaker 1: You let this go way too far. He conned you
Speaker 1: into a loan way back then. He took a second
Speaker 1: on your house, And what about your first? How much
Speaker 1: do you owe on your first?
Speaker 18: Two hundred little over two hundred thousand?
Speaker 1: Okay, and you have a second on your house. Did
Speaker 1: you ever sign anything when he gave you that ten grand?
Speaker 18: You know, I went, I guess I did. There's a
Speaker 18: signature on the bottom of this page here.
Speaker 1: Okay, Well, here's the unfortunate part. Unless you have proof
Speaker 1: that you paid that he's going to be able to
Speaker 1: collect it.
Speaker 13: Hey, I got a suggestion, Sam, Yes, sir, Hey, Sam, Hey,
Speaker 13: it looks like back in twenty eleven, mister King was
Speaker 13: sentenced to five years in prison, followed by eight years
Speaker 13: of mandatory parole. Could be that he's still on parole.
Speaker 13: So what do you think of you contacting his parole
Speaker 13: officer and discussing this issue with that person, because this
Speaker 13: really seems to be kind of a leftover from right
Speaker 13: from fraudulent activity back way back.
Speaker 3: In twenty eleven.
Speaker 13: So the parole officer might be able to help. So
Speaker 13: the parole officer might be able to help you get
Speaker 13: this whatever it is.
Speaker 3: It is a lean, there's it.
Speaker 13: A it's a second date of trust's a second deed
Speaker 13: of trust.
Speaker 1: It's a Morgan.
Speaker 13: He might he might convince mister King to release you
Speaker 13: from whatever that obligation is.
Speaker 1: Will mister King say, Larry King? Will he say that
Speaker 1: you paid him back? I don't think Sam even does that.
Speaker 18: Yeah, I mean he should. I mean, like I said,
Speaker 18: is he befriended me?
Speaker 11: You know?
Speaker 18: So you know, you can look somebody in the eye
Speaker 18: and they're thinking something else. I don't know. I mean,
Speaker 18: I know, I'm a man of my word.
Speaker 1: Well here's the bad news, Sam. In real estate, there's
Speaker 1: no looking someone in the eye. The only thing that
Speaker 1: counts in real estate is what's written. So any verbal
Speaker 1: any verbal agreement you had outside of that mean nothing.
Speaker 1: So if you have a ten thousand dollars second deed
Speaker 1: of trust on your home. You got to pay it
Speaker 1: off or you have to have it removed. And the
Speaker 1: only way to have it removed at this time is
Speaker 1: with his cooperation.
Speaker 13: And the parole officer might be able to help get
Speaker 13: his cooperation.
Speaker 1: See, I think Sam, what happened was you never paid
Speaker 1: him back and now it's coming back to haunt you.
Speaker 1: And maybe you thought when he went to jail, you
Speaker 1: were going to get away with it. And even though
Speaker 1: you say you gave him certain things in payment, I'm
Speaker 1: not sure if he would look at it that way.
Speaker 11: Yeah.
Speaker 18: I did windows for him on a historic house and
Speaker 18: Wheatridge where they had to have a certain did.
Speaker 1: You supply hold on? Did you supply the windows?
Speaker 18: Yes? I did it and all that, and we were
Speaker 18: supposed to have washed all the money. But I didn't
Speaker 18: know that he did all this that he did, all
Speaker 18: what the fraud that filed a lien on my house
Speaker 18: and did all that? He didn't He didn't.
Speaker 1: Didn't Well somewhere, okay, somewhere in all those mortgage.
Speaker 18: Payments had a long time ago, I'm sorry.
Speaker 1: Listen, somewhere and all of that paperwork. In order to
Speaker 1: have a lean like that, he's going to have to
Speaker 1: have notarize statements. Somebody notarized your signature, somebody said you
Speaker 1: took out that loan more than just him. So you're
Speaker 1: going to have to deal with this, and I suggest
Speaker 1: you go to a real estate attorney. I really mean it,
Speaker 1: because you're not going to be able to do this
Speaker 1: on your own. And it's not something weak can do
Speaker 1: for you. It's it's way more complicated than you think.
Speaker 3: Is this something of Brett O'Brien.
Speaker 1: Yeah, here's the problem. Bret O'Brien can do it. You
Speaker 1: may spend ten grand getting it removed. Jeez, it's not
Speaker 1: going to be cheap.
Speaker 12: Sam.
Speaker 1: If Larry King protests right now, if I were you,
Speaker 1: I would figure out where Larry King is and ask
Speaker 1: him if he would remove it from your house voluntarily
Speaker 1: or you're going to the authorities. That's what I would.
Speaker 18: Do, right So I have when I went into.
Speaker 1: Where is where is he? These days? Do you know?
Speaker 18: I don't know where he's at. I don't have no idea.
Speaker 18: I googled the crime and his lawyer came up on
Speaker 18: the on the paragraph when they were talking about and
Speaker 18: I guess maybe I could go to his lawyer and
Speaker 18: find out I don't know, right, it kind of stuck.
Speaker 11: A little bit.
Speaker 1: Well, you got to start with his attorney and find
Speaker 1: out where he is. Say, look, Larry King has a
Speaker 1: deed of trust on my home that doesn't belong there.
Speaker 1: I need to get a hold of him to see
Speaker 1: if he'll remove it. This guy shouldn't have any problem
Speaker 1: sharing with you where he is.
Speaker 13: Oh, of course he would. I mean he's not going
Speaker 13: to give anybody his client's address or any information.
Speaker 1: No, but in general or contacting him for him.
Speaker 13: Tom, what do you think about Sam going over to
Speaker 13: Boulder County Court and finding out who mister King's parole
Speaker 13: officer is.
Speaker 1: That's another issue. But if he wasn't convicted of this crime,
Speaker 1: it's not part of the case. He can hope that
Speaker 1: the parole officer might put pressure on King. Yeah, that's
Speaker 1: but that's a long shot. Again, I would go to
Speaker 1: Brad O'Brien. I got to take a break. Listen, there's
Speaker 1: not much we can do for you. I think there's
Speaker 1: more to this than MEETSI. I think you got a
Speaker 1: ten grand loan and you thought you got out of
Speaker 1: it when he went to jail. I really do, That's
Speaker 1: what I that's my gut telling me, and I think
Speaker 1: that you probably oh, you benefited from the ten grand
Speaker 1: years ago, and now it's time to pay up. We
Speaker 1: got more coming up.