WEBVTT

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<v Speaker 1>Entered this nationwide.

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<v Speaker 2>Keward on our website. Win, that's win. Enter it now.

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<v Speaker 2>I'm like a good woman, Bay, I make a good

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<v Speaker 2>woman Steel. I'm an older woman, less.

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<v Speaker 1>A Billy Cunningham the Great America. Let's continue with Moeger,

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<v Speaker 1>who's beaten, ridden, hard, put away, wet from Colorado to

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<v Speaker 1>Cincinnati and beyond. Moeger, Welcome again to the Bill Cunningham Show.

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<v Speaker 1>And the big question is this, mo Why are the

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<v Speaker 1>Bengals three and five? Why do they lose the two

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<v Speaker 1>preseason games in a home that don't matter? But they

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<v Speaker 1>lost them? Then? Why they zero and four? Why they've

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<v Speaker 1>gone through August, September and October have not won one

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<v Speaker 1>game at home?

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<v Speaker 2>Why? Why? Why they're not very good?

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<v Speaker 1>Oh thing? Okay?

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<v Speaker 2>Thank you, min I think, I think, yeah, there you go.

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<v Speaker 2>Good to talk to you, Willie. I think when you've

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<v Speaker 2>played eight games, you have offered a large enough sample

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<v Speaker 2>size for us to be able to make conclusions about

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<v Speaker 2>you as as a football team. And the one that

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<v Speaker 2>I have is this team is simply not very good.

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<v Speaker 2>Now they have some good things going for it. Joe

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<v Speaker 2>Burrow is a very good quarterback, leads the NFL and

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<v Speaker 2>QBR they have some good offensive weapons. The Bengals offensively

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<v Speaker 2>yesterday early in the game, did some really good things

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<v Speaker 2>Mike Gasicki perhaps most notably, but the whole, the collection

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<v Speaker 2>of their parts, is not a very good football team. Now,

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<v Speaker 2>not very good could still get you into the postseason.

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<v Speaker 2>The standard to make the playoffs in the NFL has

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<v Speaker 2>never been lower. But as this team is currently constructed,

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<v Speaker 2>going to win let's say seven out of nine's, I

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<v Speaker 2>kind of assume the buy in to make the postseason

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<v Speaker 2>still going to be ten wins for the Bengals to

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<v Speaker 2>get to that number. This team, which hasn't won at

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<v Speaker 2>home yet, which doesn't have a lot of difference makers

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<v Speaker 2>on defense, and which at times can't get out of

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<v Speaker 2>its own way, is this team gonna win seven of

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<v Speaker 2>its next nine games? If you believe the answer is yes,

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<v Speaker 2>you've watched a different football team than I have. And

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<v Speaker 2>at some point you need you need to hang your

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<v Speaker 2>hat on something besides what the schedule makers give to you,

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<v Speaker 2>because we do this all the time. Well, you know,

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<v Speaker 2>they play the Raiders and they're more than a touchdown

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<v Speaker 2>favorite against them, But the Chargers aren't great, and yeah,

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<v Speaker 2>well neither were the Patriots Bengals lose, neither were supposed

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<v Speaker 2>to be the Washington Commanders Bengals lose, and frankly that

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<v Speaker 2>the Browns and Giants games were probably closer than they

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<v Speaker 2>should have been. I'm not interested in the schedule. I'm

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<v Speaker 2>not interested in the opposition. I'm interested in how the

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<v Speaker 2>Bengals play, and they haven't played well enough for a

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<v Speaker 2>long enough stretch of time for me or I think

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<v Speaker 2>anybody to reasonably believe that they can accomplish their goal,

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<v Speaker 2>which at the beginning of the season we all thought

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<v Speaker 2>was to win the Super Bowl. And again I keep

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<v Speaker 2>coming back to that. Right, this was a season. This

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<v Speaker 2>is why they didn't move on from Jamar Chase. I'm

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<v Speaker 2>sorry from T Higgins. The idea of this season was

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<v Speaker 2>to win the Super Bowl, not sneak in skate by,

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<v Speaker 2>get to nine wins and hope the tie breakers fall

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<v Speaker 2>your way, not barely eclipse bad opponents, and somehow get

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<v Speaker 2>in as the last wild card to win the Super Bowl.

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<v Speaker 2>If you've watched anything over the first eight weeks that

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<v Speaker 2>would suggest this team is capable of winning seven of

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<v Speaker 2>nine and doing that, you have watched something different than

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<v Speaker 2>what I've watched of.

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<v Speaker 1>Course beginning the season, and we were told by Joe

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<v Speaker 1>Burrow that this is the best team he's ever been on.

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<v Speaker 1>They've plugged all the holes. T Higgins were all in.

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<v Speaker 1>And I have flashbacks every now and then during a game, Moeger,

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<v Speaker 1>I have a flashback. I think of Carson Palmer to

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<v Speaker 1>Chris Henry and o Cho Sinko. Then I think about, Okay,

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<v Speaker 1>this time we have Joe Burrow, Heisman Trophy winner, first team,

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<v Speaker 1>first team College Football Player of the Year, wins national titles.

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<v Speaker 1>Is there something about Cincinnati where you put on the

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<v Speaker 1>stripes an over a period of time, you contract some

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<v Speaker 1>illness of virus Like the Plains Indians were anthrax infused

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<v Speaker 1>blankets to keep them warm in the summertime, and after

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<v Speaker 1>using the blankets for a period of time, they all

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<v Speaker 1>got sick and died. Is there something about Cincinnati that

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<v Speaker 1>sucks in? These Heisman Trophy winners, these fair haired boys

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<v Speaker 1>from all over the world, they come here ready to go.

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<v Speaker 1>Philly Urine and Vinegar. I replayed in my mind, Carson Palmer,

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<v Speaker 1>We're gonna win here, et cetera. We're gonna do this.

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<v Speaker 1>Marvin Lewis, who's gonna assistant coach of the Raiders is

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<v Speaker 1>in town Sunday, I think zero and nine in the

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<v Speaker 1>playoffs with Marvin Lewis. Do you see the reincarnation of

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<v Speaker 1>Carson Palmer and Joe Burrow And at some point the

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<v Speaker 1>life would be sucked out of him and after six

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<v Speaker 1>or seven or eight years it would demand to be traded.

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<v Speaker 1>Do you see that again?

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<v Speaker 2>Well, first of all, Marvin was zero to seven. Let's

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<v Speaker 2>not give him two losses that he doesn't deserve.

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<v Speaker 1>Well, he would have played two.

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<v Speaker 2>Sure, Yeah, he does come back with the Raiders this weekend,

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<v Speaker 2>which adds an interesting dynamic to this game. I mean, look,

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<v Speaker 2>Carson Palmer did something that I'm not sure any other

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<v Speaker 2>player would ever do, which is say, I'm leaving close

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<v Speaker 2>to fifty million dollars on the table because I'm not

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<v Speaker 2>gonna play here anymore, and I'm gonna force you to

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<v Speaker 2>trade me, which obviously the Bengals ultimately did. I would

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<v Speaker 2>have a hard time believing anybody else is ever going

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<v Speaker 2>to do that. But I mean, look, you've you are

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<v Speaker 2>going to get to a point if you're if you're

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<v Speaker 2>Joe Burrow, where if this continues, and I'm talking about

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<v Speaker 2>over a protracted amount of time where if this continues,

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<v Speaker 2>where you feel like, you know what, I'm not being

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<v Speaker 2>given a chance to reach my full potential as a

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<v Speaker 2>winner in the NFL, because, let's face it, that's what

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<v Speaker 2>quarterbacks are judged by. Right, Yeah, that's what. Right, That's why.

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<v Speaker 2>That's why we viewed Tom Brady as better than Peyton Manning,

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<v Speaker 2>even though Peyton Manning in a number of statistical categories

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<v Speaker 2>put up better individual seasons often. Right, It's why we

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<v Speaker 2>don't put Dan Marino in the same conversation as some

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<v Speaker 2>of his contemporaries like Joe Montana and John Elway, guys

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<v Speaker 2>that won rings. That position is defined by winning. Lamar

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<v Speaker 2>Jackson will be the first to tell you that he's

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<v Speaker 2>got two MVPs, but he's not going to be viewed

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<v Speaker 2>as the same as, let's say, of Patrick Mahomes until

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<v Speaker 2>he wins one. Same for Josh Allen in Buffalo. And

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<v Speaker 2>so I can see a time and I don't think

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<v Speaker 2>we're anywhere close to it yet. Where if you're the

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<v Speaker 2>quarterback of the Bengal and you're putting up good seasons

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<v Speaker 2>and you're doing everything you can to help your team win,

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<v Speaker 2>and yet the winning isn't coming where you examine, is

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<v Speaker 2>this where I want to stay now? The good news

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<v Speaker 2>for Joe is it's way in the future, but he

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<v Speaker 2>has still got an opportunity to hit free agency while

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<v Speaker 2>he is still in at least close to his prime years.

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<v Speaker 2>The good news for the Bengals is that's not until

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<v Speaker 2>after the twenty twenty nine season. So I do wonder,

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<v Speaker 2>though not so much from that perspective, what would the

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<v Speaker 2>fallout be if Let's say the Bengals finish the season

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<v Speaker 2>with ten losses, right which was impossible to fathom before

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<v Speaker 2>the season started. But let's say that. Let's say they

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<v Speaker 2>bought them out. Let's say they bought them out and

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<v Speaker 2>finished seven and ten, which you know, let's face it

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<v Speaker 2>is a distinct possibility. Right now, Let's say they bought

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<v Speaker 2>him out and finished seven and ten. Let's say they

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<v Speaker 2>finished with a losing record and they're on the outside

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<v Speaker 2>looking in. Does everybody to just shrug their shoulders and go, well, okay,

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<v Speaker 2>let's run it back with basically the same organization, same

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<v Speaker 2>coaching staff, roster, or does that compel change. Here's what

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<v Speaker 2>I would ask about Zach Taylor, and I'd be the

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<v Speaker 2>first to acknowledge Zach Taylor's done a lot of really

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<v Speaker 2>good things in Cincinnati. He's won five playoff games. By

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<v Speaker 2>the standard set by the previous head coach, Zach Taylor

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<v Speaker 2>should be in the Ring of Honor tomorrow, and I

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<v Speaker 2>don't think he gets enough credit for the job he

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<v Speaker 2>and the staff did on their way to the Super

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<v Speaker 2>Bowl in twenty twenty one. But I think at any business,

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<v Speaker 2>if you're thinking about letting someone go, you have to ask,

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<v Speaker 2>could my competitors make me pay for this? Meaning, well,

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<v Speaker 2>one of my competitors swoop up Zach Taylor and make

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<v Speaker 2>me regret moving on from him. I don't think the

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<v Speaker 2>answer is yes. I can be dead wrong about that.

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<v Speaker 2>I don't think the answer is yes, And so I

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<v Speaker 2>do think you could get to a point where you go, Okay,

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<v Speaker 2>the two most important people in any organization are the

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<v Speaker 2>quarterback and the head coach. We love our quarterback, yep,

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<v Speaker 2>is this the right head coach to get them beyond

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<v Speaker 2>where they've gotten? You know, they asked this in Tampa

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<v Speaker 2>Bay twenty two years ago. Withee and John Gruden, and

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<v Speaker 2>the Tampa Bay Buccaneers ownership at the time would certainly

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<v Speaker 2>tell you, man, Tony Dungee did everything we ever could

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<v Speaker 2>have asked him to do. We just don't feel like

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<v Speaker 2>he's the guy to break through the doorstep, and so

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<v Speaker 2>we're gonna go get somebody else. I do think those

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<v Speaker 2>are fair questions, and I think they will only intensify

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<v Speaker 2>if this season ends up unfolding the way we don't

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<v Speaker 2>want it to unfold. Is this the best coach for

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<v Speaker 2>this quarterback that we've got to win while we have him?

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<v Speaker 2>And I think you are being completely fair if right

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<v Speaker 2>now you say the answer is no. And I think

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<v Speaker 2>you have to ask about Zach Taylor. Boy, if we

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<v Speaker 2>let him go, are team's gonna push each other out

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<v Speaker 2>of the way to hire him as head coach? And

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<v Speaker 2>then we're gonna look back and go, man, we let

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<v Speaker 2>a Hall of Fame coach get away. I don't think

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<v Speaker 2>the answer to that is yes.

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<v Speaker 1>I gotta talk to you about Moneymac. He's issued some

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<v Speaker 1>bad checks recently, But nonetheless, as I look out as strategically,

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<v Speaker 1>there's the draft, there's the development of players, then there's

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<v Speaker 1>game day. The draft is completely controlled by Mike Brown

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<v Speaker 1>and a small group of individuals who evaluate talent. The

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<v Speaker 1>second issue is development of those players, which is on

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<v Speaker 1>the coaching staff, especially especially the line coach for example,

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<v Speaker 1>the backfields coach, the DC, THEOC, and then game day decisions. Recently,

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<v Speaker 1>is it fair to say that Zach Taylor aka might

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<v Speaker 1>add I call him Zach Shul sometimes has terrible game

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<v Speaker 1>day decisions? Terrible game day decisions like yesterday third and one.

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<v Speaker 1>What's wrong with the tush push? I love the Eagles,

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<v Speaker 1>the Birds on the tush push, it's unbeatable. Why does

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<v Speaker 1>it seem of late that Zach Taylor is making terrible

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<v Speaker 1>game decisions that cost the Bengals victories? Why is that?

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<v Speaker 2>Yeah? It feels like he outsmarts himself, Willie. I mean, look,

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<v Speaker 2>since twenty seventeen, the quarterback sneak has worked at a

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<v Speaker 2>success rate with one yard to go close to eighty

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<v Speaker 2>eight percent. I do not know. Forget the tush push,

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<v Speaker 2>which I certainly would have been okay with them employing.

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<v Speaker 2>All you had to do is look across the field

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<v Speaker 2>and go, God, you know what? Nick Siriani seems to

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<v Speaker 2>rely on that when there's more than a yard to go?

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<v Speaker 2>Could we do that? I don't know why you don't

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<v Speaker 2>quarterback sneak there? I have no idea. It's one of

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<v Speaker 2>the most successful plays offensively in the NFL. It's not

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<v Speaker 2>third and four, it's not third and five. And so

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<v Speaker 2>go through the sequence here. First of all, I think

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<v Speaker 2>going for it was the right call. Thirty nine yard line,

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<v Speaker 2>your defense is stopping no one, it's a yard to go.

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<v Speaker 2>Going for it there was the right decision. So start

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<v Speaker 2>with that. No problem with going for it. But then, well,

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<v Speaker 2>get the play in slow So now you got to

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<v Speaker 2>call a time out? Why like, why is that play

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<v Speaker 2>third and one? Why doesn't that just you know, get

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<v Speaker 2>screened into Joe Burrow's headset. Then it appears that Joe

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<v Speaker 2>checks from what looks like is going to be a

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<v Speaker 2>run to the right to the run to the left,

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<v Speaker 2>which tells the defense here is what's coming. So they

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<v Speaker 2>run right into a wall. All right, you're gonna go

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<v Speaker 2>for it now on fourth and one. Awesome. Again, no

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<v Speaker 2>issue with this. It drives me nuts. And it's not

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<v Speaker 2>the first time this season that Joe on a gotta

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<v Speaker 2>have it play. I think against New England it was

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<v Speaker 2>fourth and two, throws a pass behind the sticks. He

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<v Speaker 2>throws it to Jamar Chase with Cooper dejen the corner

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<v Speaker 2>for the Philadelphia Eagles, bearing right down on him. Jamar

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<v Speaker 2>Chase is awesome. He has no chance to make that play.

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<v Speaker 1>Now.

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<v Speaker 2>Is that Zach Taylor or is that Joe Burrow? You know,

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<v Speaker 2>we can debate. All I know is this. The result

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<v Speaker 2>was Eagles got the football game over. And it just

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<v Speaker 2>it feels to me like there is a reluctance to

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<v Speaker 2>lean into the obvious. And the obvious there for me

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<v Speaker 2>is fourth and one quarterback sneaks are successful eighty eight

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<v Speaker 2>percent of the time, which tells me if you try

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<v Speaker 2>it twice, you're gonna be successful once. Why they refuse

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<v Speaker 2>to do that doesn't make any sense whatsoever. And it's

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<v Speaker 2>not the first time this year where I have felt

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<v Speaker 2>like Zach sort of out smart out smarted himself, and

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<v Speaker 2>Joe Burrow, maybe to a degree, out smarted himself as well.

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<v Speaker 1>Money Mac has issued some bad checks recently. The young

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<v Speaker 1>kid had at one point a game or two ago,

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<v Speaker 1>the announcer said, well, he's eleven for eleven and the

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<v Speaker 1>fourth quarter overtime and all of a sudden shank and

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<v Speaker 1>that was a bad That was a was The snap

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<v Speaker 1>was fine, but they'll hold wasn't the best. Now, Money

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<v Speaker 1>Mac has issued some bad checks recently.

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<v Speaker 2>Why, Well, his first two seasons from fifty yards or beyond,

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<v Speaker 2>he was sixteen of eighteen and then includes the postseason

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<v Speaker 2>sixteen of eighteen. Pretty good right from beyond, from beyond

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<v Speaker 2>fifty yards, So you'll take that right. You understand it's

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<v Speaker 2>not an automatic kick, but you know, all right, he's

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<v Speaker 2>he's got to make the kicks from distance, sixteen of eighteen,

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<v Speaker 2>and as we talk about this, I'm double checking that

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<v Speaker 2>because I want to make sure I have that right. Yeah,

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<v Speaker 2>he was sixteen. I'm sorry, he was actually seventeen of nineteen.

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<v Speaker 2>Pretty good from fifty and beyond.

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<v Speaker 1>Not bad.

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<v Speaker 2>That's why he's moneymack.

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<v Speaker 1>Now.

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<v Speaker 2>I obviously made some of those in clutched situations. But

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<v Speaker 2>the reason why the Bengals used the draft choice on him,

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<v Speaker 2>and the reason why he has looked at as such

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<v Speaker 2>a weapon, is because you could use him from distance.

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<v Speaker 2>Since the start of last year, he's ten for eighteen,

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<v Speaker 2>including yesterday missing the fifty four yarder. What makes Evan

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<v Speaker 2>McPherson special is his ability to make those kicks. In

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<v Speaker 2>the absence of that, he's just an average kicker. That

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<v Speaker 2>sounds harsh, but NFL kickers are supposed to be close

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<v Speaker 2>to automatic from fifty and in and again. You allow

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<v Speaker 2>for the occasional you know, mishit. You allow for the

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<v Speaker 2>occasional pat miss. But by and large, an average NFL

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<v Speaker 2>kicker makes an insane percentage of kicks from forty nine

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<v Speaker 2>and in. Well. Evan McPherson is good at that. What

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<v Speaker 2>is supposed to make him a weapon, and one of

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<v Speaker 2>the reasons why the Bengals gave him a contract extension

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<v Speaker 2>that they did is this dude can make the kicks

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<v Speaker 2>that other guys can. Well. Since the beginning of last year,

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<v Speaker 2>he hasn't been able to do that. So fine, you

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<v Speaker 2>might rely on him if it's a forty three yard

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<v Speaker 2>field goal and the game is on the line. But

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<v Speaker 2>what makes him special, what's supposed to make him special,

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<v Speaker 2>is he's good from long range. Since the beginning of

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<v Speaker 2>last year, he hasn't been well.

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<v Speaker 1>Each team had five possessions in the second half. The

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<v Speaker 1>Bengals scored on one, the Eagles scored on five for five,

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<v Speaker 1>and if there were six, it would have been six

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<v Speaker 1>for six. There's no stopping the Eagles on offense. The

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<v Speaker 1>Bengals rushing game is non existent and their ability will

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<v Speaker 1>stop I'll give you give me a fact, I'll give

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<v Speaker 1>you a stat.

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<v Speaker 2>Give you a stat the second half, yes in the

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<v Speaker 2>second half yesterday, the Philadelphia Eagles average point eight two

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<v Speaker 2>points per play, point eight two. That's twenty seven points

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<v Speaker 2>on thirty three plays. The NFL leader in that stat

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<v Speaker 2>is the Detroit Lions at point five to four. So

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<v Speaker 2>think about that, Oh, point eight two points per play

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<v Speaker 2>by the Philadelphia Eagles in the second half. The NFL

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<v Speaker 2>lead is point five four. That tells you, first of all,

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<v Speaker 2>at times, how good Philadelphia's field position was, and two

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<v Speaker 2>how good their their their offensive efficiency was. And let's

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<v Speaker 2>not let's not let the Bengals defense off the hook.

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<v Speaker 2>You know, we talked about him in the pregame show yesterday.

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<v Speaker 2>From the Holy Grail. Trey Hendrickson had an opportunity against

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<v Speaker 2>a backup left tackle by the name of Fred Johnson

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<v Speaker 2>who used to play here. He had an opportunity to dominate.

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<v Speaker 2>He didn't. He got dominated Bengals up front, no sacks.

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<v Speaker 2>Joseph Osai had just one quarterback hit. Saquon Barkley didn't

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<v Speaker 2>put up an enormous number, but pretty much did whatever

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<v Speaker 2>he wanted. They beat him deep on the Devonte Smith

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<v Speaker 2>passed down field, there's not a Trey Hendrickson is awesome,

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<v Speaker 2>and I think he's he represents one of the greatest

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<v Speaker 2>free agent signings in Bengals history. Beyond that, who do

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<v Speaker 2>they have that If you're an opposing offensive coordinator, you say, boy,

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<v Speaker 2>this guy can just wreck everything we're trying to do.

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<v Speaker 2>And and not not just against bad teams either, but

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<v Speaker 2>if you're if you're you know, the offensive coordinator or

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<v Speaker 2>the the Baltimore Ravens, Todd Makin, if you're you know,

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<v Speaker 2>thinking later on down the road. The Pittsburgh Steelers are

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<v Speaker 2>playing better offensively. They certainly look good last week with

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<v Speaker 2>Russell Wilson all right, who on the Cincinnati defense can

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<v Speaker 2>take us out of what we're trying to do in

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<v Speaker 2>the game. I don't think there's anybody in the secondary.

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<v Speaker 2>There hasn't been since Jesse Bates. I don't think there's

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<v Speaker 2>anybody among the linebackers. And beyond Trey Hendrickson, I think

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<v Speaker 2>they have a good unit up front collectively, but who individually?

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<v Speaker 2>If Trey Hendrickson gets taken out of the game, who

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<v Speaker 2>else can step up? And the answer yesterday was no one.

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<v Speaker 1>Well, this is Halloween week, we have mindless zombies with

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<v Speaker 1>their eyes rolled back on their head and their arms

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<v Speaker 1>extended forward, stalking around.

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<v Speaker 2>What do you do on Halloween? What are your what

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<v Speaker 2>do you give the kids?

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<v Speaker 1>There? And the kid turn off the shut the door,

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<v Speaker 1>and they're gonna like it.

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<v Speaker 2>I'm not.

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<v Speaker 1>I'm not participating.

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<v Speaker 2>Every Well, that's that's that's bes because everybody knows your home.

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<v Speaker 2>It's not like you go anywhere.

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00:16:47.840 --> 00:16:51.039
<v Speaker 1>I don't go, So everybody knows your home. Give just

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<v Speaker 1>I have not. I have nothing.

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<v Speaker 2>No, and I of prov ones, I have.

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<v Speaker 1>A buy those. But no, I'm giving you nothing and

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<v Speaker 1>they'll like it. They don't like what I give them.

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<v Speaker 1>That's what. I give nothing, and I expect nothing. I'm

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<v Speaker 1>gonna be in my basement, way low into the storage area,

347
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<v Speaker 1>up on a shelf.

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<v Speaker 2>Once you got how many of this prov once you got.

349
00:17:14.359 --> 00:17:17.839
<v Speaker 1>Laying around several dozens, maybe ten dozens, something like that.

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<v Speaker 2>It's not you only play one chorus. It's not like

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<v Speaker 2>you lose. That's fine.

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<v Speaker 1>I got balls.

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<v Speaker 2>I'll take some of those.

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<v Speaker 1>You want to sleeve the balls, Yeah, I'll give you

355
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<v Speaker 1>a sleeve. Next time. I say, I'll give you a sleep.

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<v Speaker 1>We've only gotten. I'm not giving candy that's going to

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<v Speaker 1>rot their teeth and cause diabetes later in life. I'm

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<v Speaker 1>not doing that.

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<v Speaker 2>What if what if somebody dresses up like Trump or

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<v Speaker 2>somebody for Halloween? You'll give them candy, right.

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<v Speaker 1>I'll give them a dozen balls. I'll give them a

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<v Speaker 1>dozen heavy ones. Jd Vance comes. He's getting a dozen

363
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<v Speaker 1>balls because Trump has plenty of those. All right, Mogar,

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<v Speaker 1>thank you.

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<v Speaker 2>I just want I just want some prov ones. You

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<v Speaker 2>got it, Willie.

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<v Speaker 1>I'll give you a sleeve. All right, thank you. Let's

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<v Speaker 1>continue more. You gotta keep hope alive, is all I say.

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<v Speaker 1>Keep hope a lot, because all we have is hope.

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<v Speaker 1>On seven hundred WLW is there a special time you

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<v Speaker 1>like to listen to Scoon's loan? I love to listen

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<v Speaker 1>to Sloaney while I'm jogging.

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<v Speaker 2>He makes the miles go faster. I listened to Slooney

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<v Speaker 2>in the shower after my run.

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<v Speaker 1>I listened to Sloaney in the shower too. It reminds

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<v Speaker 1>me of all those group man.

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<v Speaker 2>Baths I had in Japan. Really, my problem is he's

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<v Speaker 2>so funny and compelling.

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<v Speaker 1>I run out of hot water. I guess anytime is

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<v Speaker 1>the right time for Slaney.

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<v Speaker 2>Oh Man, I hate cold shower.

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<v Speaker 1>Shrink it tomorrow morning at nine on seven hundred WLW

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<v Speaker 1>and check out his podcast on the free iHeartRadio ad.

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<v Speaker 1>Paul Luck told me a few hours ago that McKinley

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<v Speaker 1>approved several loans last week. The customer was turned on

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<v Speaker 1>by another lender or bank. They could not help, but

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<v Speaker 1>McKinley stood up and said, oh, I can take care

388
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<v Speaker 1>of those loans. Get your loan approved today by calling

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<v Speaker 1>seven nine seven hundred. Call and consolidate all your credit

390
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<v Speaker 1>card debt and high interest rate debt SAM as high

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<v Speaker 1>as twenty percent. Customers are saving about two thousand a

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00:18:59.119 --> 00:19:01.960
<v Speaker 1>month off total debt. And if you close your refinance

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<v Speaker 1>by November the twenty sixth, you skip payments in December

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<v Speaker 1>and January. First payment not due until February of next year?

395
00:19:09.079 --> 00:19:11.920
<v Speaker 1>Are you kidding me? Save money? First payment not due

396
00:19:11.960 --> 00:19:14.799
<v Speaker 1>until February of next year. Call McKinley to get pre

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00:19:14.880 --> 00:19:17.359
<v Speaker 1>approved to purchase a brand new home. Ask about the

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00:19:17.400 --> 00:19:20.599
<v Speaker 1>first time buyer down payment help. They have five percent

399
00:19:20.680 --> 00:19:24.119
<v Speaker 1>down payment grants. Unbelievable. Don't fall behind in your credit.

400
00:19:24.319 --> 00:19:27.359
<v Speaker 1>Call McKinley Mortgage. Now you're gonna know, right, away if

401
00:19:27.359 --> 00:19:29.880
<v Speaker 1>they can help. Number to call five one three, seven

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00:19:30.000 --> 00:19:32.519
<v Speaker 1>nine one twenty seven hundred. By the way, rates have

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<v Speaker 1>dipped or bestlow rates dot com look alive Cincinnati