WEBVTT 1 00:00:00.840 --> 00:00:11.039 Yeah, ripped up bad news. You need advice so you don't have the 2 00:00:13.080 --> 00:00:18.960 come. Run in just as fast as we can. Shooter's gonna help coming. 3 00:00:19.320 --> 00:00:27.120 Man. This is the Troubleshooter Show. No Tom Martino, Hey Tom 4 00:00:27.160 --> 00:00:30.879 Martino here, Welcome to the show. Three oh three seven one three talk 5 00:00:30.960 --> 00:00:34.399 seven one three eight two five five. As you'll see in my wide shot 6 00:00:34.479 --> 00:00:38.280 here, I have a guest. It's from excel roofing aseelroofing dot com. 7 00:00:38.399 --> 00:00:41.799 So far we haven't gotten into the storm season. We surely will. You 8 00:00:41.880 --> 00:00:47.920 need to be really really really really uh prepared. One of the biggest problems 9 00:00:47.960 --> 00:00:53.240 we find our contracts are not legal according to the state, and they also 10 00:00:53.320 --> 00:00:59.079 have hefty, hefty cancelation clauses. Many of them don't specify materials as they're 11 00:00:59.079 --> 00:01:02.920 supposed to. They don't specify any payments. What they say is we'll do 12 00:01:02.960 --> 00:01:04.879 whatever the insurance wants. As you know, that is one of the worst 13 00:01:04.920 --> 00:01:10.680 things you can do is to sign a contract that says whatever the insurance will 14 00:01:10.680 --> 00:01:12.599 do. I'm sorry, I don't care who they are. That is not 15 00:01:12.760 --> 00:01:18.280 the way to sign a contract because when they say we'll do whatever insurance pays, 16 00:01:18.519 --> 00:01:21.280 what they're saying is whatever the insurance says you need, we're going to 17 00:01:21.319 --> 00:01:23.599 do. But what if you need more than that? How many times do 18 00:01:23.640 --> 00:01:27.280 you see a job where they need more than what the insurance recommends, or 19 00:01:27.319 --> 00:01:33.079 the insurance won't do something, And never ever ever let them see the insurance 20 00:01:33.159 --> 00:01:37.200 estimate. A good roofer should be willing to go on a roof and give 21 00:01:37.239 --> 00:01:42.599 you a complete assessment, then give you a complete bid on that roof and 22 00:01:42.640 --> 00:01:46.079 what it will cost. In fact, Excel Roofing does it on their website 23 00:01:46.480 --> 00:01:52.040 excelroofing dot com. It's good, but don't ever pay a roofer up front, 24 00:01:52.519 --> 00:01:56.439 never never, ever, ever, ever ever, And if people don't 25 00:01:56.519 --> 00:01:59.159 like it, here's what I'm going to tell. I'm sorry, Okay, 26 00:01:59.239 --> 00:02:02.120 I'm sorry. Maybe we'll lose roofers on the referral list. I'm sorry, 27 00:02:02.200 --> 00:02:06.040 but here's the bottom line. You don't pay them now. If they deliver 28 00:02:06.159 --> 00:02:08.199 materials, you can pay them. If they start work, you can pay 29 00:02:08.240 --> 00:02:10.479 them. You can pay as you go. You can do anything you want 30 00:02:10.759 --> 00:02:14.879 now. Excel only does it at the end. They don't take a cent, 31 00:02:14.919 --> 00:02:16.560 they say, unto your condemn But bottom line is this, Okay, 32 00:02:16.560 --> 00:02:21.080 here's the bottom line. If others want money when materials are delivered, that's 33 00:02:21.120 --> 00:02:23.400 fine, if they want to be paid as they go, but you never 34 00:02:23.479 --> 00:02:27.319 pay any part of that insurance to them just to keep for nothing. I 35 00:02:27.360 --> 00:02:30.080 am sick and tired of it. Do you want to say anything, Henry 36 00:02:30.080 --> 00:02:32.960 while you're here? Yeah? Absolutely, Henry Brett's Jay Brettz's son. I 37 00:02:34.719 --> 00:02:38.199 watch Henry from a little Wet Pion ears Little bratt. But anyway, go 38 00:02:38.199 --> 00:02:40.199 ahead, Henry sah, thanks for having me on, Tom. I'd just 39 00:02:40.280 --> 00:02:44.520 like to add to that, there are so many contractors that they'll get that 40 00:02:44.560 --> 00:02:47.560 first payment and they either have no motivation to complete the job to what they've 41 00:02:47.599 --> 00:02:51.759 signed to, or they're paying a previous exactly, or they just take the 42 00:02:51.800 --> 00:02:54.159 money and go. And we've seen a lot of these big contractors here in 43 00:02:54.199 --> 00:02:59.800 Denver that are charging these massive cancelation fees. You know, we were experiencing 44 00:02:59.840 --> 00:03:02.840 these ten to fifteen percent cancelation fees, which are pretty hefty fees, but 45 00:03:04.000 --> 00:03:07.639 recently we have seen fees as high as twenty five percent. We actually had 46 00:03:07.680 --> 00:03:13.800 one deal where these people have an eleven thousand dollars cancelation fee. They are 47 00:03:13.840 --> 00:03:16.639 with a contractor right now they're not being treated well. They're trying to move 48 00:03:16.680 --> 00:03:23.879 to Excel roofing in this contractor the owner of the company called the customer furious, 49 00:03:23.919 --> 00:03:29.759 demanding a eleven thousand, forty two dollars and thirty cents cancelation fee. 50 00:03:29.840 --> 00:03:34.680 Oh my god. And this contract has thousands of words in it and there 51 00:03:34.800 --> 00:03:38.400 is a tiny, tiny section that mentions a twenty five percent cancelation fee. 52 00:03:38.479 --> 00:03:44.319 I would guarantee that the customer had never seen this twenty five percent. So 53 00:03:44.759 --> 00:03:50.439 they're trying to charge them eleven grand. Yeah, eleven thousand dollars. God 54 00:03:50.680 --> 00:03:53.319 out of pocket, So it's like almost a fifty thousand dollars roof Then are 55 00:03:53.360 --> 00:03:55.719 saying you got to pay eleven grand to get out of it. You know, 56 00:03:55.800 --> 00:04:00.439 people, I'm telling you this is bad, okay, and uh, 57 00:04:01.159 --> 00:04:05.560 you're going to have problems if you sign roofing contracts like that. I want 58 00:04:05.560 --> 00:04:09.360 to go to the phones and I want to remind you you can call three 59 00:04:09.439 --> 00:04:15.879 oh three seven one three talk three oh three seven to one three eight two 60 00:04:15.279 --> 00:04:21.600 five five. I also want to mention this is the season for drain work 61 00:04:23.079 --> 00:04:29.279 in general. It is a lot of people experience excessive water backups lines have 62 00:04:29.360 --> 00:04:32.839 shifted over the winter, and I'm going to be giving you some general tips, 63 00:04:33.319 --> 00:04:40.399 general tips on sewer work because unfortunately it is an area of a lot 64 00:04:40.399 --> 00:04:44.839 of concern and ripoffs. Okay, so we're going to be talking about drains 65 00:04:44.879 --> 00:04:49.279 and sewer work, and it's just I'm telling you, over the years, 66 00:04:49.720 --> 00:04:54.959 if we had to pick anything in plumbing, drains would be the biggest concern. 67 00:04:55.439 --> 00:04:59.680 Now when it comes to electrical we don't have that many concerns. There 68 00:04:59.720 --> 00:05:01.959 aren't not that many ripoffs in electrical mark see if you can think of any 69 00:05:02.000 --> 00:05:05.720 I can't. Now, what about let's see plumbing, and then how about 70 00:05:05.720 --> 00:05:09.800 about heating. Of course, you know, replacing furnaces that don't have to 71 00:05:09.839 --> 00:05:14.199 be replaced, although nowadays so many that are old, it wouldn't be a 72 00:05:14.240 --> 00:05:18.399 bad idea. There's all kinds of issues though with HVAC. Okay, all 73 00:05:18.519 --> 00:05:24.000 kinds because you never know what you're getting. So plumbing, heating, cooling, 74 00:05:24.040 --> 00:05:27.560 electric drains, there's a lot to be concerned about, and we can 75 00:05:27.600 --> 00:05:30.360 go over some of that. This is the season for all of this stuff. 76 00:05:30.639 --> 00:05:32.199 For some reason, a lot of people put stuff off until spring, 77 00:05:32.240 --> 00:05:38.399 and then spring and summer they get stuff done now, Janie, I believe 78 00:05:38.439 --> 00:05:44.240 she Did you call yesterday, Janie's No, No, just today. Oh 79 00:05:44.240 --> 00:05:48.439 this is another one. Okay, you're calling about why it's towing. I 80 00:05:48.480 --> 00:05:53.439 am now, Janie. I want to say something. We've had a lot 81 00:05:53.439 --> 00:05:58.079 of complaints recently about why ITT's and I'm going to tell you why. This 82 00:05:58.240 --> 00:06:01.920 is what I think no one try and I'll tell it because they were recently 83 00:06:01.959 --> 00:06:09.160 investigated by the state and find many, many thousands of dollars for abusive and 84 00:06:09.240 --> 00:06:15.879 fraudulent practices. Now, I will say that in general, on the specific 85 00:06:15.000 --> 00:06:20.639 cases we investigated, we didn't find fraud or anything like that. But here's 86 00:06:20.639 --> 00:06:25.079 what I want to warn everyone. If you have a toe from Wyatt's, 87 00:06:25.120 --> 00:06:30.160 it doesn't automatically mean it was fraudulent. A lot of people somehow seem to 88 00:06:30.199 --> 00:06:32.680 think that. Now I'm not putting words in your mouth. I'm just saying 89 00:06:32.680 --> 00:06:36.000 this in general, Mark didn't. Don't you find that to be the case? 90 00:06:36.360 --> 00:06:42.600 Lately? Every call that we have had that I can think of, 91 00:06:43.120 --> 00:06:49.160 they either sent video evidence that made their case or proved it somehow differently. 92 00:06:49.560 --> 00:06:54.319 But what was this big thing? Ben? But they did have a black 93 00:06:54.360 --> 00:06:59.920 eye recently they had a one million dollars settlement with the State of Colorado allegi 94 00:07:00.120 --> 00:07:06.199 the company toad vehicles without proper permits or authority, charge fees without documentation, 95 00:07:06.399 --> 00:07:12.240 and kept too much in proceeds from the sale of toad vehicles at auction. 96 00:07:12.759 --> 00:07:16.360 Wow, Now what was your problem, Denise? What's going on? Well? 97 00:07:17.079 --> 00:07:23.959 Where I live in North Kline, our apartment complex started using a service 98 00:07:24.000 --> 00:07:28.040 called park M. I don't know if you've heard of. No tell me 99 00:07:28.079 --> 00:07:32.279 what park Tell me what park M is. Park M is it's a business 100 00:07:32.279 --> 00:07:39.319 that handles parking permits for the complex here. And what you do is you 101 00:07:39.399 --> 00:07:43.480 sign up online? Is it park M as in Mary? Yes? Uh 102 00:07:43.519 --> 00:07:49.199 huh okay. So in last September of twenty twenty three, they started using 103 00:07:49.240 --> 00:07:55.279 them, and for the first vehicle they were charging eight dollars a month, 104 00:07:55.920 --> 00:08:01.040 and for the second vehicle they were charging twenty five month. Okay, So 105 00:08:01.199 --> 00:08:05.560 we way way up. For one vehicle it's eight and for two and the 106 00:08:05.600 --> 00:08:09.279 next one costs twenty five, Yes, sir, okay, go ahead. 107 00:08:11.560 --> 00:08:13.800 So we signed up the vehicle we had at the time, and it was 108 00:08:13.839 --> 00:08:18.199 the first car, and so it was eight dollars a month for about six 109 00:08:18.319 --> 00:08:22.480 months. Until we got our suburban, and then we signed the suburban up 110 00:08:22.560 --> 00:08:28.519 as the second vehicle. Okay, they've been paid ever since. Every month 111 00:08:28.600 --> 00:08:33.159 they take the money out all of a sudden on April twenty fifth, why 112 00:08:33.200 --> 00:08:37.799 it's towing. Towed our vans the first one that we signed up, and 113 00:08:39.039 --> 00:08:41.840 they had just taken the payment out like two days before that. So I 114 00:08:41.879 --> 00:08:46.279 didn't understand what the problem was when I get ask so what was what was 115 00:08:46.320 --> 00:08:48.840 the problem? Get right to the problem. Let's find out. Man, 116 00:08:48.919 --> 00:08:52.759 this is terrible. It is. It's horrible because we're going to lose our 117 00:08:52.799 --> 00:08:56.240 car. Well, no tell me, I don't think you'll lose your car. 118 00:08:56.320 --> 00:08:58.519 There are new laws on that. But I want to know what did 119 00:08:58.559 --> 00:09:03.679 they say the reason was? Right after this hold on, I am weighted 120 00:09:03.720 --> 00:09:07.799 with baited breath. Three oh three seven one three talk seven one three eight 121 00:09:07.840 --> 00:09:11.600 two five five. I want you to call in with any problems, questions, 122 00:09:11.720 --> 00:09:16.799 or complaints. Don't forget water pros for the best water systems at the 123 00:09:16.799 --> 00:09:20.000 lowest prices. I have drinking water at my kitchen, saying fourteen hundred bucks 124 00:09:20.039 --> 00:09:26.759 fully installed triple filter reverse osmosis requires no electricity three oh three eight six two 125 00:09:26.759 --> 00:09:37.240 five five five four. Hi Tom Martino, your troubleshooter three O three seven 126 00:09:37.360 --> 00:09:41.759 one three talk seven one three eight two five five. All right. So 127 00:09:41.360 --> 00:09:48.360 Janie said she's been paying for two parking permits and one of her cars was 128 00:09:48.399 --> 00:09:52.200 towed. Period, that's the bottom line. She said she has proof she's 129 00:09:52.279 --> 00:09:54.600 been paying and she shouldn't have been towed. Now, I guess says she 130 00:09:54.639 --> 00:09:58.039 didn't have something in her vehicle. Now, what I'm gonna say is this, 131 00:09:58.480 --> 00:10:01.960 no matter what what she was paying for, sometimes permits have to be 132 00:10:03.039 --> 00:10:07.399 visible, and they're not expected to go run the license plate and verify it. 133 00:10:07.639 --> 00:10:11.799 Although technology nowadays would make that easy, they're not obligated to do it. 134 00:10:11.039 --> 00:10:15.799 So, as Mark just stated, it could be that they have to 135 00:10:15.799 --> 00:10:18.799 be visible. I don't know, but I do know she says she's going 136 00:10:18.879 --> 00:10:22.360 to possibly lose her car. I don't see how that's possible, since charges 137 00:10:22.440 --> 00:10:28.240 now are capped and they have to let you make payments on those charges and 138 00:10:28.279 --> 00:10:31.320 they have to let you so I don't understand that part, but I want 139 00:10:31.320 --> 00:10:33.039 to take it one step at a time. Even though you paid for your 140 00:10:33.039 --> 00:10:37.480 permits, you were legally parked. I don't need to know anything except this 141 00:10:37.639 --> 00:10:41.039 right now, what was the reason. I'm not asking if you agree, 142 00:10:41.440 --> 00:10:46.960 I am asking you what is the reason they gave you for towing it? 143 00:10:46.039 --> 00:10:52.200 It said that the vehicle did not have a permition. Okay, Now did 144 00:10:52.200 --> 00:10:54.519 they say it did not have a We're going to find out anyway, Jenny's 145 00:10:54.679 --> 00:10:58.320 Did they say it did not have a permit or it did not have a 146 00:10:58.360 --> 00:11:03.200 permit DECI played, Oh, we don't have permits that you have to display. 147 00:11:03.440 --> 00:11:11.120 Okay, good, good digital So it's all part of your license plate, 148 00:11:11.639 --> 00:11:15.759 yes, sir, okay. So now if that's the case, they 149 00:11:15.759 --> 00:11:20.120 should release a car free of charge. Why won't they? Because when I 150 00:11:20.159 --> 00:11:26.799 called Wyatt they emailed PARKIM, which is PARKM only has an EMU. I'm 151 00:11:26.840 --> 00:11:30.440 just asking, just just go ahead on the part where why will Wyatt's not 152 00:11:31.039 --> 00:11:35.039 release it? Because PARKM will not say that we had to permit? Why 153 00:11:35.080 --> 00:11:39.320 why can't you show other proof that you had to permit? I asked Wyatts 154 00:11:39.360 --> 00:11:43.360 if I could bring in the receipts to show them? What about your landlord 155 00:11:43.440 --> 00:11:46.840 or your apartment manager, who's ever at the office. Can't they look it 156 00:11:46.879 --> 00:11:50.200 up? They said, they said that they washed their hands of it. 157 00:11:50.399 --> 00:11:54.240 That's why they hired parkm No, they can't do that. You know, 158 00:11:54.559 --> 00:12:00.519 how much? How much are they charging right now for the toe toe, 159 00:12:00.720 --> 00:12:03.639 for the toe and everything to get your car back? How long has it 160 00:12:03.639 --> 00:12:07.320 been there? First, it's been there since April twenty sixth. Well, 161 00:12:07.360 --> 00:12:11.799 why the hell did you wait this long? Oh? No, I've called 162 00:12:11.840 --> 00:12:16.840 Wyatt's, I've called attorneys, I've called the police, I've called everyone I 163 00:12:16.879 --> 00:12:20.320 can think of. Okay, okay, they're allowed to charge storage. That's 164 00:12:20.360 --> 00:12:24.720 the problem. If you had you gone there in the beginning, it would 165 00:12:24.720 --> 00:12:28.320 have been one hundred and sixty bucks. No, it was three hundred and 166 00:12:28.399 --> 00:12:31.639 ninety six dollars. You know, Mark, how is this happening? Can 167 00:12:31.679 --> 00:12:33.440 you get a hold of that clown that you know over there? How is 168 00:12:33.480 --> 00:12:37.759 this happening that they're supposed to cap it at one hundred and sixty and every 169 00:12:37.799 --> 00:12:41.879 person who call says it's near four hundred dollars to get there? No, 170 00:12:41.000 --> 00:12:43.519 no, no, no. First of all, when you go down there, 171 00:12:43.519 --> 00:12:46.039 and it's any towing company, not just why, it's when you go 172 00:12:46.080 --> 00:12:48.960 to pick your car up, they're going to tell you how much they owe. 173 00:12:48.960 --> 00:12:52.759 Whatever the max is is what it is. But if it's over I 174 00:12:52.840 --> 00:12:58.320 believe ninety dollars or seventy five. I'll look it up. They you can 175 00:12:58.360 --> 00:13:01.919 actually say I don't have the money and they have to accept that seventy five 176 00:13:01.960 --> 00:13:07.240 bucks, but you have to say it first. But then they're basically loaning 177 00:13:07.360 --> 00:13:09.840 you the rest of the money, so you can still get into trouble. 178 00:13:11.039 --> 00:13:13.960 You still owe it, but they got to cut your car loose. Well 179 00:13:13.000 --> 00:13:16.039 I want to know why they told her it was over three hundred bucks to 180 00:13:16.039 --> 00:13:20.279 get her car back the first time. Well, I don't know how much 181 00:13:20.440 --> 00:13:26.080 is it now, Deanie? It's right under nine hundred dollars? Look, 182 00:13:26.720 --> 00:13:30.240 can we get someone hold on? We Mark? Do you have the guy's 183 00:13:30.320 --> 00:13:33.080 number? We need to call right now. We can't wait. I don't 184 00:13:33.120 --> 00:13:35.519 want to give it to a deputy and hear about it a week later. 185 00:13:35.679 --> 00:13:37.879 I want someone to call right now. I want to find out why the 186 00:13:37.919 --> 00:13:41.919 hell this is happening. I need a picture or I need her license plate 187 00:13:41.960 --> 00:13:46.399 put up on a call screener. All right, Denise, you need to 188 00:13:46.399 --> 00:13:50.600 give us some information. What we want is this your full name not on 189 00:13:50.639 --> 00:13:54.679 the air, your full name, your address, your license plate number with 190 00:13:54.799 --> 00:13:56.840 the make, modeling year, of the car and date and date it was 191 00:13:56.879 --> 00:14:00.240 Toad. The date it was Toad. But did you hear of thing? 192 00:14:00.279 --> 00:14:03.960 I need the date it was told, along with your full name, address, 193 00:14:05.240 --> 00:14:09.000 phone number and license plate number. We need to look into this immediately. 194 00:14:09.399 --> 00:14:13.720 I don't like what I'm hearing. For God, as soon as I 195 00:14:13.759 --> 00:14:16.840 get that info. But we'll see what happens here now. Now, listen, 196 00:14:18.240 --> 00:14:22.159 you swear to God you have a permit and your damn apartment manager. 197 00:14:22.279 --> 00:14:24.080 Now, Kashina, while Mark is working on that, I want to put 198 00:14:24.080 --> 00:14:28.960 a deputy on it to call that that parking that that apartment complex can't just 199 00:14:30.120 --> 00:14:33.440 wash their hands of it. And then do you have a contact Genie at 200 00:14:33.559 --> 00:14:37.600 park M No, they only have an email address and you have not heard 201 00:14:37.639 --> 00:14:45.080 from them when you have asked to have a proof of a permit? Yeah, 202 00:14:45.120 --> 00:14:46.600 how do you? How do you know you? Yet? There's got 203 00:14:46.600 --> 00:14:50.799 to be how do you know you have a permit? Where is the permit? 204 00:14:50.000 --> 00:14:52.759 Do you have an email? Do you have a permit number? I 205 00:14:52.799 --> 00:14:58.240 can log into it and they email me a receipt every month? Okay? 206 00:14:58.559 --> 00:15:01.559 Do you have a permit number on there? And a vehicle mentioned on the 207 00:15:01.799 --> 00:15:07.759 log in that correlates with the license plate. Yeah, it's says first car 208 00:15:07.840 --> 00:15:11.120 permit and that's the van and doesn't give a license plate. Now let me 209 00:15:11.440 --> 00:15:16.679 listen. Listen, send me that is well with that other info for the 210 00:15:16.720 --> 00:15:20.480 period of time that we're talking about, not the period of time after, 211 00:15:20.120 --> 00:15:24.519 Jennise, we're gonna help you. Hang on. If you'll give me all 212 00:15:24.559 --> 00:15:26.840 that, there's no doubt we'll be able to help you out. Hey, 213 00:15:26.879 --> 00:15:31.679 Tom, real quick, okay, yeah, okay, Why it's towing? 214 00:15:31.720 --> 00:15:35.000 So I wanted to know what actually happened me too. It's kind of interesting. 215 00:15:35.120 --> 00:15:43.799 So the Attorney General opened up an investigation. What the investigation was about 216 00:15:43.000 --> 00:15:48.240 is different than what you're thinking. Number one, why it's towing towed hundreds 217 00:15:48.240 --> 00:15:54.240 of vehicles during several periods where their state towing permit had lapsed. That's so 218 00:15:54.000 --> 00:15:58.919 so basically they forgot to pay it or whatever it lapsed, and they refunded 219 00:16:00.080 --> 00:16:06.600 people who contacted the Colorado Public Utilities Commission if they got towed during the lapse. 220 00:16:06.679 --> 00:16:11.399 So that was about one hundred thousand dollars. Then the allegations of three 221 00:16:11.399 --> 00:16:17.000 thousand vehicles during a period of one month after the state's towing bill of rights 222 00:16:17.000 --> 00:16:19.879 took effect, so the new rules took effect, and for the month following 223 00:16:21.360 --> 00:16:26.519 they did not notify by mail. So one of the things in the towing 224 00:16:26.600 --> 00:16:30.559 then they're still violating the new towing law. They're charging more than one hundred 225 00:16:30.600 --> 00:16:33.840 and sixty dollars. Truly, Tom, I'm just going to argue with on 226 00:16:33.919 --> 00:16:37.159 that. I'd be astonished if they were, and I'll get on and do 227 00:16:37.240 --> 00:16:41.960 a free commercial for them every day how much they suck if that's true. 228 00:16:41.960 --> 00:16:45.440 But I simply i'd be the one that called yes more of money the other 229 00:16:45.480 --> 00:16:48.480 way, the same thing, the guy that called yesterday or the woman that 230 00:16:48.519 --> 00:16:53.840 called yesterday. Her the caregiver esther. She said that when she went to 231 00:16:53.840 --> 00:16:57.039 get it back, they had she had to pay four hundred dollars to get 232 00:16:57.039 --> 00:17:00.919 it back. She went during normal business hours. It should have been one 233 00:17:00.000 --> 00:17:03.920 hundred and sixty dollars. So we have that problem too. This is wrong, 234 00:17:04.279 --> 00:17:07.920 Okay. Now, I don't think they're assuming that. I'm sorry, 235 00:17:07.960 --> 00:17:12.480 you're just your your assumption is these people are telling one hundred percent the truth 236 00:17:12.720 --> 00:17:18.480 or understand what you're getting charged esther when she called she wanted to try to 237 00:17:18.519 --> 00:17:21.279 get out of it. Anyway she could. But one, you know, 238 00:17:21.319 --> 00:17:23.359 remember she talked about the twenty four hours notice. I said it didn't apply 239 00:17:23.440 --> 00:17:29.480 to this case. Here's the bottom line. Though she absolutely, positively, 240 00:17:30.200 --> 00:17:33.720 positively would know what she paid. For God's sake, she paid four hundred 241 00:17:33.759 --> 00:17:37.880 dollars. And how long did they have the vehicle? She they had it 242 00:17:38.119 --> 00:17:42.880 only a day or two. I fit. Look, Mark, I'm telling 243 00:17:42.920 --> 00:17:48.119 you we I think esther. We have deputy Doc. Find out what Deputy 244 00:17:48.160 --> 00:17:51.319 Doc is doing on this. Again, there are certain things we have to 245 00:17:51.319 --> 00:17:56.559 give priority to. These These are this is bs. This is absolute bull 246 00:17:56.680 --> 00:18:00.599 crap. I am so tired of this. Three seven one three talks seven 247 00:18:00.640 --> 00:18:06.279 one three eight two five five. Dan McKenzie can do wills, trusts, 248 00:18:06.599 --> 00:18:10.440 payable on death certificates. He can help you avoid probate completely, or he 249 00:18:10.480 --> 00:18:15.279 can help you if you're facing probate. Mackenzie Law. He's really responsive to 250 00:18:15.359 --> 00:18:21.160 people, and he's a smaller firm, meaning personalized attention for your estate plan. 251 00:18:21.640 --> 00:18:26.240 And he does a great job. Eight three three co Plans eight three 252 00:18:26.319 --> 00:18:37.599 three co plans the website co plans dot co. Hey, I'm Tom Martino, 253 00:18:37.759 --> 00:18:41.000 your troubleshooter. Three oh three, Hey, seven one three talks seven 254 00:18:41.039 --> 00:18:45.920 one three eight five. Mark. Yeah, So look, man, I'm 255 00:18:45.960 --> 00:18:49.720 this towing deal from what I'm looking at right here a private property toe, 256 00:18:49.759 --> 00:18:55.599 which that is what this is. The hook fee can be up to two 257 00:18:55.680 --> 00:19:00.279 hundred and eleven dollars and eleven cents for vehicles hunder ten thousand. In addition 258 00:19:00.359 --> 00:19:06.240 to that, the hook fee of two eleven three eighty per mile up to 259 00:19:06.319 --> 00:19:11.640 twelve miles in certain areas sixteen point five and others, depending on how far 260 00:19:12.039 --> 00:19:15.200 from I twenty five you are. I mean, that's just what it says. 261 00:19:15.359 --> 00:19:21.200 Mark, if Marsel hold on, man, let me freaking finish go. 262 00:19:21.279 --> 00:19:26.319 A diesel fuel costs more than two sixty a gallon. A surcharge per 263 00:19:26.400 --> 00:19:30.400 mile can also be applied for law enforcement if they haven't done. Everything's much 264 00:19:30.480 --> 00:19:37.119 higher now for both private and law enforcement tows, most cars can be charged 265 00:19:37.119 --> 00:19:41.799 a vehicle of forty dollars in fifty six cents a day. Towing companies are 266 00:19:41.880 --> 00:19:48.640 also allowed to charge an additional eighty nine to twenty four maximum to release a 267 00:19:48.720 --> 00:19:55.519 vehicle outside of business hours, and towing companies can also charge you by sending 268 00:19:55.599 --> 00:19:59.720 a notice by mail no later than ten days after the vehicle is towed, 269 00:20:00.119 --> 00:20:03.720 and that is a maximum of seventy Do they mention because I looked it up 270 00:20:03.759 --> 00:20:10.000 the other day, do they mention anywhere the one hundred and sixty dollars feet 271 00:20:10.000 --> 00:20:14.400 anywhere? Because I see nothing about one hundred and sixty dollars anywhere. Okay, 272 00:20:14.400 --> 00:20:17.440 hold on, hold on, I mean, if you add up everything, 273 00:20:17.559 --> 00:20:19.319 we just said, they undercharged, but we don't know how many miles. 274 00:20:19.440 --> 00:20:22.319 Okay, Okay, God, I know I read it, so I 275 00:20:22.359 --> 00:20:26.240 got to figure out where. I mean, I know that I read it 276 00:20:26.319 --> 00:20:30.160 under the new law. The only thing that might correlate with that is if 277 00:20:30.200 --> 00:20:33.559 you show up and it's on the hook and they call it a drop fee. 278 00:20:33.640 --> 00:20:37.640 But I don't remember the amount of that. Okay, So Mark, 279 00:20:37.720 --> 00:20:41.240 do you think that that's the company policy or state law for that? That's 280 00:20:41.279 --> 00:20:45.480 state law. What I just read, that's the maximums company policy could be 281 00:20:47.240 --> 00:20:49.480 less, but I mean they're not going to charge less sure, and they 282 00:20:49.480 --> 00:20:53.240 need to adhere to state law. Yeah, but I don't know, man, 283 00:20:53.359 --> 00:20:56.400 I know, Okay, I just looked at it yesterday, so I'll 284 00:20:56.400 --> 00:21:00.640 have to look it up again. I have it somewhere here, and I 285 00:21:00.720 --> 00:21:04.880 mean, you couldn't even make money sending out a diesel tow truck, you 286 00:21:04.920 --> 00:21:10.960 know, twenty miles away and then twenty miles back to wherever you're gonna store 287 00:21:10.960 --> 00:21:14.039 it. At one hundred and sixty bucks, you'd lose money every time. 288 00:21:15.400 --> 00:21:18.319 Okay. I mean, like I said, I've seen things before that turned 289 00:21:18.319 --> 00:21:22.240 out to be not as I first. I just don't want Doc calling up 290 00:21:22.240 --> 00:21:26.680 going hey, state laws one hundred and sixty. It just it purely isn't. 291 00:21:26.039 --> 00:21:30.319 Okay, let's find out. I'm just gonna look it up again. 292 00:21:30.359 --> 00:21:33.079 But okay, I believe what you're reading. I just don't know where I 293 00:21:33.119 --> 00:21:37.119 found that other thing. Now on another problem, Dave, go ahead, 294 00:21:37.200 --> 00:21:42.559 David. What's happening, David, I've had a safety violation merging into the 295 00:21:42.839 --> 00:21:47.279 twenty five northbound express lanes. Now, what do you mean? Was this 296 00:21:47.359 --> 00:21:49.839 an automatic ticket or was this a cop he double line? It was an 297 00:21:49.880 --> 00:21:53.119 automatic ticket from yeah, the double line. Okay, got it. Yeah, 298 00:21:53.119 --> 00:21:56.599 they take pictures of that. Yeah, and you know I won't dispute 299 00:21:56.640 --> 00:22:00.359 it. I did it. I went in early, maybe fifty feet early, 300 00:22:00.400 --> 00:22:03.519 but I went in early. My issue is that the total amount due 301 00:22:04.079 --> 00:22:10.720 doubled one month after the violation happened, that's right. It seventy five bucks 302 00:22:10.720 --> 00:22:14.319 goes up to one hundred and fifty if you don't pay it in thirty days, 303 00:22:14.680 --> 00:22:18.440 right. And my issue is that my son moved to Florida a year 304 00:22:18.480 --> 00:22:25.400 ago, and they forwarded the violation to him. He didn't get it until 305 00:22:25.480 --> 00:22:27.680 last week. He got it to me as quick as he could, and 306 00:22:27.720 --> 00:22:33.480 I've already passed that one month period. I mean it says in the notice 307 00:22:33.559 --> 00:22:37.039 that if you fail to pay the amount due within thirty days of the notice 308 00:22:37.160 --> 00:22:40.039 date, and the notice date on this thing was April. Yeah, but 309 00:22:40.079 --> 00:22:42.880 they're going to send that They're going to send that notice to the registered owner 310 00:22:42.960 --> 00:22:48.079 wherever that ends up. Man, right, Well, he's not the registered 311 00:22:48.079 --> 00:22:51.000 owner, I am. Well then how did it go to his address? 312 00:22:51.039 --> 00:22:53.200 I don't get it. That's a good question. Well you got to figure 313 00:22:53.200 --> 00:22:57.160 that out. You might have found out a real excuse to pay seventy five 314 00:22:57.240 --> 00:23:00.680 instead of one hundred and fifty. But what reason did it? I mean, 315 00:23:00.720 --> 00:23:03.799 you must have some clue why it went to your son. Did he 316 00:23:03.920 --> 00:23:07.920 register it out in Florida afterwards? Oh? No, he moved to Florida 317 00:23:08.039 --> 00:23:11.640 year ago. All I can think of is that his middle name is the 318 00:23:11.640 --> 00:23:15.200 same as my first name. Oh well, maybe that's the deal. Maybe 319 00:23:15.240 --> 00:23:18.839 you call them up and say, hey, here's what happened. I didn't 320 00:23:18.839 --> 00:23:22.799 get the notice. Yeah I did that, and they said denied. Well 321 00:23:22.839 --> 00:23:25.559 did you go to the second part. You can go on their website and 322 00:23:25.640 --> 00:23:29.960 actually fill out the first part and give the reasoning and what evidence you have, 323 00:23:30.400 --> 00:23:33.640 and then if that's denied, they'll actually set up a hearing on it. 324 00:23:33.039 --> 00:23:36.119 Yeah, I did that. I see what the hearing is. The 325 00:23:36.160 --> 00:23:40.720 hearing is the purpose of hearing is solely to determine whether or not a safety 326 00:23:40.839 --> 00:23:45.240 violation has occurred. The hearing officer does not have the legal authority to negotiate 327 00:23:45.359 --> 00:23:48.839 wave or less than the civil penanty of them out extend the payment period, 328 00:23:48.839 --> 00:23:52.279 a grant, a payment plan plus to pay thirty dollars fee. Well, 329 00:23:52.559 --> 00:23:55.480 yeah, but you're missing the whole point. If you can prove to them 330 00:23:55.519 --> 00:23:59.079 that the notice never came to you, that would be part of that hearing. 331 00:23:59.119 --> 00:24:03.119 There's no doubt about it. Yeah, I'm not worth it. Well, 332 00:24:03.359 --> 00:24:06.480 you know that's a good fact. Seventy five bucks you're going to spend 333 00:24:06.519 --> 00:24:10.279 a couple of days in hell which is downtown Denver, and you're going to 334 00:24:10.359 --> 00:24:12.519 pay thirty bucks to me, it wouldn't be worth it ever, right, 335 00:24:12.640 --> 00:24:17.880 Yeah, I mean you guys knew somebody that that I could appeal to seventy 336 00:24:17.880 --> 00:24:21.680 five dollars to. I tried appeling it online and they said no, Well 337 00:24:21.720 --> 00:24:23.279 I just told you how to do it. I mean that's why. Yeah? 338 00:24:23.319 --> 00:24:26.880 Why? First of all, I need to know something. Why won't 339 00:24:26.920 --> 00:24:30.319 you Why won't they let you do it? You want to do it, 340 00:24:30.400 --> 00:24:33.079 but you can't do it online, is what you're saying. I did. 341 00:24:33.240 --> 00:24:36.920 I tried to appeal online and they denied it. Okay, Well then then 342 00:24:36.960 --> 00:24:41.000 it was denied. Yeah, and why do you feel it shouldn't have been 343 00:24:41.039 --> 00:24:42.640 denied? I mean, I hate this, you know, split hairs. 344 00:24:42.640 --> 00:24:47.920 But why, I mean they apparently did look at it though, right until 345 00:24:48.799 --> 00:24:51.640 him and his kid have the same name. They sent the notice to the 346 00:24:51.720 --> 00:24:56.000 kid in Florida, so he didn't get the notice within I pay I understand, 347 00:24:56.039 --> 00:25:00.559 But could it be because he has the wrong address on files? What 348 00:25:00.640 --> 00:25:02.960 I'm asked is what I want. I know it means because him and the 349 00:25:03.039 --> 00:25:06.480 kid have the same name. Okay has a different first name, but he 350 00:25:06.519 --> 00:25:10.079 has the same middle name as my first name. Yeah, I don't know, 351 00:25:10.160 --> 00:25:14.559 man, you're saying you are they saying you did get the notice? 352 00:25:14.599 --> 00:25:18.000 Is that basically what they're saying. They're saying, I committed the offense, 353 00:25:18.200 --> 00:25:21.720 pay it and you did? Yes, I did? Okay, I see, 354 00:25:21.720 --> 00:25:26.000 that's the part that I don't understand what difference was paying the seventy five. 355 00:25:26.079 --> 00:25:29.160 It's my fault. I merged early. Why don't you send it in 356 00:25:29.200 --> 00:25:30.799 with a letter? You can't send it in. You have to do it 357 00:25:30.799 --> 00:25:36.400 online or by phone. Yeah, so, Mark, I noticed here on 358 00:25:36.440 --> 00:25:38.200 some articles. That's where I read it. I didn't read it in the 359 00:25:38.279 --> 00:25:42.440 law that articles have quoted one hundred and sixty dollars and I don't know why. 360 00:25:42.640 --> 00:25:48.599 I mean more than one Actually, if you I googled it and uh 361 00:25:48.680 --> 00:25:51.799 yeah, there wouldn't be a towing company in the world for that. You 362 00:25:51.799 --> 00:25:53.759 can't have a drive. I'm not disputed. I'm not disputing it. I'm 363 00:25:53.759 --> 00:25:56.960 wondering where they got that from. I mean, because it's more than one 364 00:25:57.039 --> 00:26:02.119 article. It's probably some wish lists from some freaking liberal that lives in Denver 365 00:26:02.599 --> 00:26:07.160 anyway. Three oh three seven one three talk seven one three eight two five 366 00:26:07.240 --> 00:26:11.839 five. I want to know if ever it was proposed or Mark you're reading 367 00:26:11.839 --> 00:26:14.079 it right from the law. Can you send me that link and I want 368 00:26:14.079 --> 00:26:15.480 to look at it. That would be great because I don't want to miss 369 00:26:15.559 --> 00:26:19.000 quote. I was I was thinking, man, we had these guys dead 370 00:26:19.039 --> 00:26:22.759 to write if the maximum charged US one hundred and sixty bucks, and then 371 00:26:22.799 --> 00:26:27.079 you just read all kinds of charges on that thing. And then I'd like 372 00:26:27.160 --> 00:26:32.039 to know if anyone else has ever heard that one sixty Again, if you 373 00:26:32.079 --> 00:26:37.359 google it, you can find it in some articles and it says everything you 374 00:26:37.400 --> 00:26:41.400 need to know about you know, the tollog except it's not. And one 375 00:26:41.480 --> 00:26:45.000 of them said, well, let's see, Yeah, they're just and one 376 00:26:45.039 --> 00:26:49.880 of them is from Channel five in uh in Pueblo area. So anyway, 377 00:26:49.920 --> 00:26:55.920 three oh three seven one three eight two five five we have some follow ups. 378 00:26:56.079 --> 00:26:59.839 Now, Mike, make that quick comment on express lanes. Go ahead, 379 00:27:00.359 --> 00:27:03.279 Yeah, Tom. I think they need to make a change to the 380 00:27:03.359 --> 00:27:08.319 law or the understanding because if you cross the double line, you enter the 381 00:27:08.359 --> 00:27:14.079 toll, and you actually pay a toll d or toll charge, you shouldn't 382 00:27:14.119 --> 00:27:19.000 be penalized for entering or leaving the toll. The penalty should be that's state 383 00:27:19.119 --> 00:27:22.039 law, man. I mean you're arguing against state law. I think you 384 00:27:22.039 --> 00:27:26.599 should be able to drive it ninety miles an hour. That doesn't change anything. 385 00:27:26.960 --> 00:27:29.960 Yeah, what you're saying is if it's the law, it's a law, 386 00:27:30.000 --> 00:27:33.079 bro right. Well, I'm just saying that the toll road is there 387 00:27:33.160 --> 00:27:37.079 for people to use and to pay for. The double line is to distinguish 388 00:27:37.119 --> 00:27:40.720 between what is full and not toll. If I'm paying a toll, that 389 00:27:40.880 --> 00:27:45.119 I am not violating the law. If I'm told dodging, then I should 390 00:27:45.160 --> 00:27:47.839 be penalized for that. Oh no, No, you're looking at it wrong. 391 00:27:47.880 --> 00:27:51.119 Man. If I'm in that express lane and I entered it the right 392 00:27:51.160 --> 00:27:55.559 part and I'm doing eighty five ninety and it's one single lane, and then 393 00:27:55.680 --> 00:28:00.400 somebody that's beat up and held back in traffic in the other lanes wants to 394 00:28:00.480 --> 00:28:03.759 cut over and cut in front of me or hit me or whatever, it's 395 00:28:03.839 --> 00:28:07.440 more of your breaking the law. It's got nothing to do with paying the 396 00:28:07.480 --> 00:28:11.880 fee. At that point, changing lanes and hitting somebody mark is no different 397 00:28:11.920 --> 00:28:15.000 than you're careless driving. But if you want to take advantage of the role 398 00:28:15.359 --> 00:28:18.680 the toll to do what you want to do and you're not hurting anybody in 399 00:28:18.720 --> 00:28:21.039 doing it, you should be able to do it and not be penalized. 400 00:28:21.279 --> 00:28:25.279 It's no different than two lanes three lanes of changing lanes. You have right 401 00:28:25.359 --> 00:28:27.480 to change a lane. You should be able to right to change the toll, 402 00:28:27.759 --> 00:28:30.559 but you don't in Colorado. I mean, I'm not listening. Man, 403 00:28:32.519 --> 00:28:36.720 be changed, Well, okay, then run for whatever and change it. 404 00:28:37.200 --> 00:28:40.319 Well okay, So I see what he's saying, though he just believes 405 00:28:40.359 --> 00:28:41.920 differently. But that's not the way the law is. So you can't refuse 406 00:28:41.920 --> 00:28:45.240 to pay the fine because I say the same thing once again about speed, 407 00:28:45.319 --> 00:28:49.720 I think it's ridiculous that you can't drive ninety or ninety five miles an hour 408 00:28:49.960 --> 00:28:55.200 in the middle of nowhere, like in between Colorado Springs and Pueblo. That 409 00:28:55.200 --> 00:28:57.440 that's the big deal. I think that way, It doesn't mean you can. 410 00:28:59.000 --> 00:29:00.759 All right, We got more on three oh three seven one three talks 411 00:29:00.799 --> 00:29:03.559 seven one three eight two five five eight eight eight. Heating dot Com has 412 00:29:03.599 --> 00:29:10.039 the risk free service fee for any plumbing item at all. Now that's a 413 00:29:10.319 --> 00:29:15.000 service fee, meaning for the twenty eight dollars you get a service of the 414 00:29:15.039 --> 00:29:18.240 item. The toilet, the water heater, whatever you have, kitchen sing 415 00:29:18.559 --> 00:29:22.440 and if it goes over, if it needs more repairs and you approve them, 416 00:29:22.480 --> 00:29:25.319 you get a credit for the twenty eight So no matter what, twenty 417 00:29:25.319 --> 00:29:27.960 eight bucks three oh three seven seven zero two seven seven six twenty eight to 418 00:29:27.960 --> 00:29:37.680 get them to your house. That's eight eight eight Heating dot com. Hi 419 00:29:37.799 --> 00:29:41.400 Tom Martino here three oh three seven one three top three oh three seven one 420 00:29:41.400 --> 00:29:45.359 three eight two five five Henry for Excel Roofing. We've got a question here 421 00:29:45.440 --> 00:29:52.720 on the pricing mechanism you have on the website. Uh, what if people 422 00:29:52.759 --> 00:29:56.480 want to change the materials? Can they do that on that website? On 423 00:29:56.519 --> 00:29:59.960 your website, because you have the address there, it maps the roof outs. 424 00:30:00.119 --> 00:30:03.880 I remember, you can choose whatever material you want on that. Yeah, 425 00:30:03.920 --> 00:30:07.319 absolutely, go ahead, Yeah absolutely Tom. So on our website, 426 00:30:07.319 --> 00:30:10.799 we have this instant roof calculator and that allows you to put in your home 427 00:30:10.839 --> 00:30:14.000 address and it takes a rough measurement of your roof. Yeah, and then 428 00:30:14.000 --> 00:30:17.960 you can select the right materials. It's not going to be an exact price, 429 00:30:18.039 --> 00:30:19.920 no, but it's gonna be close pretty close. But what I'm saying 430 00:30:21.000 --> 00:30:23.599 is you can choose the roof you have, or you can choose another kind. 431 00:30:23.720 --> 00:30:27.759 It'll it'll price accordingly exactly. So if you have an asphalt roof and 432 00:30:27.839 --> 00:30:32.079 you want to see what it would cost to upgrade to something like stone coated 433 00:30:32.160 --> 00:30:34.519 steel, yeah, you could spec that out on the website. And just 434 00:30:34.599 --> 00:30:38.839 for the homeowners that are out there since that last hailstorm, we are coming 435 00:30:38.920 --> 00:30:42.440 up on that year and so some of these insurance companies, depending on your 436 00:30:42.440 --> 00:30:47.640 policy, might deny claims after that year two year mark. So I would 437 00:30:47.720 --> 00:30:51.920 urge homeowners to please give us a call Xcelroofing dot com and we can do 438 00:30:51.960 --> 00:30:55.680 a free roof inspection for you. All right, I'm Tom Martino. We 439 00:30:55.759 --> 00:31:00.359 will. We will be back with more on the show three zero three seven 440 00:31:00.400 --> 00:31:03.400 one three talk seven one three eight two five five. Get your calls in 441 00:31:03.480 --> 00:31:07.880 on anything, problems, questions, complaints. I also found out more about 442 00:31:07.920 --> 00:31:18.200 the toe bill and uh we'll talk about that too, coming up, ripped 443 00:31:18.319 --> 00:31:26.160 up ad news, You need advice, who you don't have, come running 444 00:31:26.359 --> 00:31:33.359 just as stasis. We can. Shooter's gonna help coming man, This is 445 00:31:33.400 --> 00:31:40.440 the Troubleshooter Show. No Tom Martino, Hey Tom Martino here, Welcome to 446 00:31:40.480 --> 00:31:44.880 the show. Three oh three seven one three talk three oh three seven one 447 00:31:44.960 --> 00:31:49.440 three eight two five five. Welcome to the show. What is going on 448 00:31:51.039 --> 00:31:53.880 in your life? You know what? We love doing this show for you, 449 00:31:55.160 --> 00:31:57.119 and we love when we have success. Sometimes we do, sometimes we 450 00:31:57.160 --> 00:32:05.279 don't. On the towing matter, it seems that these articles were absolutely wrong, 451 00:32:05.440 --> 00:32:07.960 and I just don't even know where they came from. So I did 452 00:32:07.039 --> 00:32:10.400 look at the law, and then Mark also sent me a summary, and 453 00:32:10.440 --> 00:32:15.440 there is no such thing as a mandatory fee of one hundred and sixty dollars. 454 00:32:15.480 --> 00:32:20.920 It's more of a menu pricing. There are designated fees, but they 455 00:32:21.000 --> 00:32:23.319 can add up to more than one hundred and sixty bucks for sure. So 456 00:32:23.920 --> 00:32:27.960 on that note, I just wanted to correct what I said the other day. 457 00:32:28.759 --> 00:32:31.640 But we still are looking into the propriety of these toes one way or 458 00:32:31.680 --> 00:32:37.440 the other, where they proper or not. And enough set on that. 459 00:32:37.839 --> 00:32:43.759 But thanks for the information, Mark. So now Deputy Marvel is up. 460 00:32:43.799 --> 00:32:50.319 Who is Deputy Marvel? She's the shiznits man are new and improved, Deputy 461 00:32:50.400 --> 00:32:53.359 Patrol. I shouldn't put down the other guys, but let's face it, 462 00:32:53.640 --> 00:32:58.400 Okay, it's nice to have new blood here. Let's go, Deputy Marvel. 463 00:32:58.559 --> 00:33:02.440 What are you working on? Ohai palm? Julie who called in a 464 00:33:02.480 --> 00:33:07.160 week ago with no hot water in her apartment, Oh god, yess and 465 00:33:07.200 --> 00:33:12.400 I said that was death. Isn't she like? Seventy seven year old woman 466 00:33:12.480 --> 00:33:16.240 and no water? The other there were other plumbing problems and the management was 467 00:33:16.279 --> 00:33:22.559 unresponsive. What's going on? Well, she's bottom line, she's still without 468 00:33:22.559 --> 00:33:27.000 hot water. No, however, Yeah, on Friday, I sent her 469 00:33:27.039 --> 00:33:30.839 some information that there was a bill that just signed into law on May third. 470 00:33:31.440 --> 00:33:37.640 It's a safe housing for residential tenants that basically states no call route and 471 00:33:37.680 --> 00:33:45.279 should live in a home with without with mold, sewage leaks, and no 472 00:33:45.400 --> 00:33:50.519 access to running water or hot water. So they have an actuals Do you 473 00:33:50.559 --> 00:33:54.519 have the CRS number on that one? It's Bill s S is in sambs 474 00:33:54.559 --> 00:34:00.720 and boy two four dashed zero ninety four. Well, I sent that this 475 00:34:00.880 --> 00:34:05.519 article too. Julian told her she had a lot of leverage because it is 476 00:34:05.599 --> 00:34:08.400 now illegal for her to be without hot water. And you still can't get 477 00:34:08.400 --> 00:34:13.960 a call back from that management. No, but I think they're on it. 478 00:34:14.719 --> 00:34:17.000 Well, they did send someone over the weekend. Oh good, good. 479 00:34:17.039 --> 00:34:20.239 Well, okay, then you did make a difference. What happened? 480 00:34:20.239 --> 00:34:22.840 Then? Well, no, I keeps sending maintenance and the main I think 481 00:34:22.840 --> 00:34:25.800 this is a problem with the building. I don't think this is a problem 482 00:34:25.840 --> 00:34:30.320 with her unit. And so I called pro real Estate, who's then who 483 00:34:30.360 --> 00:34:36.519 owns the seasons of Cherry Creek. Left a couple of messages, actually three 484 00:34:36.599 --> 00:34:42.440 messages for Lauren. She's the senior regional manager and apparently their legal team is 485 00:34:42.519 --> 00:34:45.360 looking into this. Okay, well, that's good, so let's stay on 486 00:34:45.400 --> 00:34:49.719 top of them, though I think bottom line, she's going to get some 487 00:34:50.320 --> 00:34:53.679 action now. But because they're having a meeting this morning about this issue. 488 00:34:53.800 --> 00:34:59.320 So oh good, Okay, so you did so you called the property owner. 489 00:35:00.639 --> 00:35:04.239 Okay, I'm making a note of that and then we'll follow up with 490 00:35:04.280 --> 00:35:07.920 her. But that's pretty damn cool. You found the owners. You called 491 00:35:07.960 --> 00:35:10.000 them. They said they're having a meeting on it, so we ought to 492 00:35:10.079 --> 00:35:13.840 at least give you the dinger. Oh, man, I can't hear my 493 00:35:13.920 --> 00:35:16.199 dinger. What happened, Shannon? What did you do to my dinger? 494 00:35:16.239 --> 00:35:20.800 Man? Come on, bro, I when I can't hear my dinger, 495 00:35:20.840 --> 00:35:24.239 that's the problem, especially because I wanted to use it on a Tuesday, 496 00:35:24.559 --> 00:35:28.239 so let me do it again. I think I can find it. I 497 00:35:28.280 --> 00:35:31.519 think I can find it. Hold on here, there is little anemic this 498 00:35:31.599 --> 00:35:35.639 morning. But anyway, thank you, Deputy Marvel, appreciate it. You're 499 00:35:35.639 --> 00:35:38.280 working on anything else, that's all right. Well, we're going to load 500 00:35:38.320 --> 00:35:42.280 you up with some more. She's very effective. Let's do it. Three 501 00:35:42.360 --> 00:35:46.480 oh three seven one three talks seven one three eight two five five. Hey, 502 00:35:46.960 --> 00:35:52.599 one thing I want to mention about Denverregen dot com. They have an 503 00:35:52.639 --> 00:35:58.559 addition to semaglue tide. They have ter zeppetide, which is another more powerful 504 00:35:58.960 --> 00:36:02.599 weight loss drug. And uh, that's way lower than the market. I 505 00:36:02.599 --> 00:36:06.320 think it's a little more than the two fifty for the semiglue tide. But 506 00:36:06.360 --> 00:36:09.679 it's Denverregen dot com. So what is on your mind? Give us a 507 00:36:09.719 --> 00:36:14.199 call three zero three seven to one three talks seven one three eight two five 508 00:36:14.280 --> 00:36:16.679 five. I have Henry Brets with me from Excel Roofing. We've been talking 509 00:36:16.719 --> 00:36:22.519 about roofing and problems and complaints and one of the things we mentioned money down. 510 00:36:22.639 --> 00:36:28.800 Be careful. Only pay if materials are delivered as work begins, as 511 00:36:28.840 --> 00:36:34.320 work progresses and then final inspection. But as Excel Roofing doesn't do a dime, 512 00:36:34.440 --> 00:36:37.400 they don't take a cent to your content. That's their expression. And 513 00:36:37.519 --> 00:36:40.840 also they have that instant pricing on their website. Henry, I want to 514 00:36:40.840 --> 00:36:47.119 ask something about with upgrades on a roof, insurance companies don't care and you 515 00:36:47.280 --> 00:36:50.880 just have to charge the difference. How does that work If somebody wants to 516 00:36:50.880 --> 00:36:52.960 go from one roof to another and they want to upgrade like a hail resistant 517 00:36:53.039 --> 00:36:57.199 roof, would they have to pay or is the insurance company happy to pay 518 00:36:57.639 --> 00:37:01.400 or happy to upgrade to that? So the insurance company is only going to 519 00:37:01.480 --> 00:37:05.400 want to pay what's already on the roof. Okay. What we can do 520 00:37:05.440 --> 00:37:07.679 with Excel, though, is there's different classes of roofs. Like you mentioned, 521 00:37:07.880 --> 00:37:12.400 most people have a Class three roof and that's not really hail resistant. 522 00:37:12.519 --> 00:37:15.760 Class four is much more hail resistant. We put that out there to customers, 523 00:37:15.800 --> 00:37:20.480 Hey, we're going to upgrade you to a Class four roof at no 524 00:37:20.559 --> 00:37:23.199 additional charge. Yeah and wait a minute, wait a minute, why are 525 00:37:23.239 --> 00:37:27.639 you so wait? We got to advertise that. So you're telling me if 526 00:37:27.719 --> 00:37:30.519 someone has a Class three, you're going to upgrade them to a class for 527 00:37:30.639 --> 00:37:32.440 it, no ad, just char depending on the situation. Yes, we 528 00:37:32.480 --> 00:37:37.920 can do that and that will save them on their insurance policy. Oh yeah, 529 00:37:37.960 --> 00:37:42.000 a lot. Holy crap. Okay, now is there anything beyond a 530 00:37:42.039 --> 00:37:45.119 class four? Does that even? Is that a silly question? Is you 531 00:37:45.159 --> 00:37:47.360 know? There are right, there's F Wave, there's zero shield. But 532 00:37:47.480 --> 00:37:52.840 these are synthetic roofs are plastic. They have their disadvantages, they have defects, 533 00:37:52.920 --> 00:37:57.440 They don't you know, perform correctly. I mean, asphalt roofs are 534 00:37:57.440 --> 00:38:00.119 really tried and true. But if you would like something that's hail resistant, 535 00:38:00.159 --> 00:38:04.840 like you're saying a class five roof, which doesn't exist, you could go 536 00:38:04.920 --> 00:38:09.039 with something like stone coated steel euroshield F WAVE. I mean sometimes there's buckling 537 00:38:09.079 --> 00:38:13.280 issues with F wave, but there are all You're right, you're right about 538 00:38:13.280 --> 00:38:15.559 the buckling. We got to complaint about that the other day. So in 539 00:38:15.719 --> 00:38:20.440 essence, though, you can go with a class three to a four with 540 00:38:20.599 --> 00:38:22.840 no cost with Excel. But if you went from a from a three to 541 00:38:22.880 --> 00:38:27.039 a five, would there be a big upcharge? So there isn't a class 542 00:38:27.039 --> 00:38:30.280 five shingles? Oh not class Okay, maybe I said it wrong. Class 543 00:38:30.280 --> 00:38:34.719 three to four, and then then what's beyond four, Like four is hail 544 00:38:34.800 --> 00:38:38.079 resistant, so it tops out a class four. Okay. Then is f 545 00:38:38.159 --> 00:38:42.800 wave a class four? Yes? Okay, but F wave is more expensive 546 00:38:42.840 --> 00:38:45.519 then yes, then some of the other class fours, So F wave is 547 00:38:45.559 --> 00:38:51.400 technically a class four. It will outperform any other shingle within its class. 548 00:38:51.440 --> 00:38:53.559 Okay, got it, So it should be a class five. But because 549 00:38:53.559 --> 00:38:57.199 it's non existent, okay, I get what you're saying. But if there 550 00:38:57.280 --> 00:38:59.760 was a class five F wave, and what else would be on there? 551 00:38:59.800 --> 00:39:04.119 You're shield? Yeah, euro shield. You know there's decra this stone coated 552 00:39:04.159 --> 00:39:07.599 you know material that stone coated steel? Does that? Is that really pretty 553 00:39:07.679 --> 00:39:14.000 hail proof? I wouldn't say hail proof. Yeah, but the cosmatic damage 554 00:39:14.039 --> 00:39:17.840 is going to outweigh any structural damage. On a metal roof like that, 555 00:39:17.920 --> 00:39:22.039 you won't see as much a leaking, but you will get those dents and 556 00:39:22.119 --> 00:39:24.880 usually the insurance won't total your roof because of that, but you won't see 557 00:39:24.920 --> 00:39:30.239 like the issues with asphalt shingles. And my favorite thing about you know, 558 00:39:30.679 --> 00:39:32.960 a stone codd steel roof, it's a beautiful yeah, absolutely, and you 559 00:39:34.000 --> 00:39:37.800 can take it assphalt roof and put stone coded right on there, because usually 560 00:39:37.840 --> 00:39:40.400 when you have to go to a tile, you have to take a structural 561 00:39:40.440 --> 00:39:44.119 engineer out. You got to make sure your roof can support it. You 562 00:39:44.119 --> 00:39:47.000 know, you wet, And this has all the beauty of a tile absolutely 563 00:39:47.000 --> 00:39:52.880 without the weight yep. So usually a regular house with asphalt roof can be 564 00:39:52.960 --> 00:39:58.239 upgraded to a stone coded steel roof without having to do structurals. Absolutely. 565 00:39:58.280 --> 00:40:00.800 We got more coming up. I'm Tom Martine three seven one three talks seven 566 00:40:00.840 --> 00:40:05.159 one three eight two five five. By the bid. By the way, 567 00:40:05.280 --> 00:40:09.400 UH Solar Systems probid Energy dot Com commercial systems nearly paid for with all of 568 00:40:09.400 --> 00:40:14.679 the special brands available, and they also have of course standalone systems starting at 569 00:40:14.719 --> 00:40:20.440 just twenty grand for houses. Probid Energy dot Com for your solar probid Energy 570 00:40:20.519 --> 00:40:29.679 dot Com. Okay, I'm Tom Martino, your troubleshooter three zero three seven 571 00:40:29.800 --> 00:40:34.920 one three talks seven one three eight two five five. So listen. One 572 00:40:35.000 --> 00:40:38.679 of the things that also comes up about towing. We hear a lot about 573 00:40:38.719 --> 00:40:43.880 now, not recently with WYAS, but in general, what happens of your 574 00:40:43.920 --> 00:40:51.960 car is damaged. Well, it's pretty obvious that there is no right of 575 00:40:51.960 --> 00:40:54.119 course to damage your car. They can't damage your car. They can't toe 576 00:40:54.199 --> 00:40:59.159 it safely, they can't toe it, and they are responsible for damages to 577 00:40:59.280 --> 00:41:01.360 a car. Well, with the new laws, they got to take pictures 578 00:41:01.800 --> 00:41:06.239 yep, and explain that. Mark how that has helped us in the past, 579 00:41:06.320 --> 00:41:08.800 you remember that. I mean we've had people say and it happened to 580 00:41:08.840 --> 00:41:13.960 be Wyatts, Hey, they damaged our car exactly. And then what we 581 00:41:14.000 --> 00:41:17.400 do is we reach out to Wyatts and they send us pictures and all the 582 00:41:17.480 --> 00:41:24.000 damage was there before they even hooked the car exactly. Did you hear that 583 00:41:24.199 --> 00:41:31.719 in Denver they're going to divert some money from the police department in order to 584 00:41:31.760 --> 00:41:37.239 make this new department of yeah, eleven million bucks so we can consist on 585 00:41:37.440 --> 00:41:39.960 patrol. What do you think now, So we're going to have a neighborhood 586 00:41:40.000 --> 00:41:45.159 patrol of some kind. I guess it's not going to be what we think 587 00:41:45.360 --> 00:41:50.119 anymore. You know, it's not going to be like police. Uh. 588 00:41:50.199 --> 00:41:53.480 They said that they can protect the neighborhoods without police. See. You know 589 00:41:53.599 --> 00:42:00.519 it's funny that like places like Oakland and San Francisco and places at already tried 590 00:42:00.559 --> 00:42:05.199 this are turning the corner and going back to having police and trying to get 591 00:42:05.280 --> 00:42:08.039 rid of crime. But Denver's like, you know, ten feet behind him, 592 00:42:08.239 --> 00:42:12.920 So I guess we have to walk the walk before we learn to talk. 593 00:42:13.079 --> 00:42:20.760 It is a public safety office for racial and social equity. So the 594 00:42:20.880 --> 00:42:25.559 new Office of Neighborhoods Safety will bring together, they said, some major city 595 00:42:25.599 --> 00:42:32.039 programs and a support team. It's going to be a support team assisted response 596 00:42:32.639 --> 00:42:38.239 for youth. So they're going to counsel the youth and there's no need for 597 00:42:38.280 --> 00:42:42.920 police anymore. It's going to take one time one of these poor guys show 598 00:42:43.000 --> 00:42:45.519 up that gets hooked into doing this gig and they get the crap beat out 599 00:42:45.559 --> 00:42:49.760 of them or they get killed, then we'll go back to the real thing. 600 00:42:49.960 --> 00:42:55.880 The new program will transfer eleven million dollars from police and sixty five employees, 601 00:42:57.280 --> 00:43:04.000 and those employees will now become a safety youth officers and watchers and community 602 00:43:04.119 --> 00:43:10.039 violence solutions and an aid center and uh yeah, so it's going to be 603 00:43:10.119 --> 00:43:15.559 wonderful. No longer will we have violence or anything like that. We'll have 604 00:43:15.679 --> 00:43:17.960 people. You know, you negotiate with people and you talk to them, 605 00:43:19.000 --> 00:43:22.920 you counsel them on what they did wrong, so they don't do it again. 606 00:43:22.159 --> 00:43:24.320 It's like, hey, man, you just beat the hell out of 607 00:43:24.360 --> 00:43:30.119 your wife almost to death. Let's have a discussion. Yeah yeah, what 608 00:43:30.239 --> 00:43:35.360 about gang of violence and drugs? Well, they need to be talked to 609 00:43:36.000 --> 00:43:42.000 mostly. And this is what I find so appalling. And my god, 610 00:43:42.559 --> 00:43:47.440 if I was black, I would be so pissed off because everything is done 611 00:43:49.039 --> 00:43:53.800 and the name of racial equality. So what are they really saying. They're 612 00:43:53.840 --> 00:43:58.559 saying that most of the people are going to be affected by police are black. 613 00:43:59.039 --> 00:44:02.760 You know what? What I'm saying is the whole notion that this pandering 614 00:44:04.239 --> 00:44:08.960 to racial equity. And I mean that, I mean I swear to God, 615 00:44:09.239 --> 00:44:14.000 yes, we should all be treated as equals and with equity, but 616 00:44:14.880 --> 00:44:19.599 to single out people to keep it going. I believe that there are some 617 00:44:19.840 --> 00:44:29.039 politicians who create this atmosphere of division in order to cure it. They bring 618 00:44:29.079 --> 00:44:31.719 out some stuff that doesn't exist in order to cure it. Now, I'm 619 00:44:31.760 --> 00:44:37.679 not saying there isn't a racial problem, but can we agree that maybe have 620 00:44:37.840 --> 00:44:43.400 we improved some are we pretty much approved improved. I wish we had to 621 00:44:43.519 --> 00:44:49.360 Leban today on YouTube to make some comments. I want to know are we 622 00:44:49.519 --> 00:44:53.719 still in the dark ages when it comes to maybe a bad pun there when 623 00:44:53.760 --> 00:44:59.639 it comes to black white relations and blacks and police. You know, I 624 00:44:59.639 --> 00:45:01.880 don't tend to know what a black man knows. I mean, what is 625 00:45:01.920 --> 00:45:06.320 it still? Is it still a big problem? What do you think? 626 00:45:06.360 --> 00:45:08.760 I mean? Really? Now, even if it is a problem, do 627 00:45:08.800 --> 00:45:14.679 we have to dismantle police departments and go what is community policing? What does 628 00:45:14.679 --> 00:45:17.559 community safety mean? What does it mean? How is it going to help 629 00:45:17.599 --> 00:45:21.760 us out? First of all? Back in the day, what is it? 630 00:45:21.840 --> 00:45:24.480 Rudy Giuliani, he did a pretty good job cleaning up New York and 631 00:45:24.559 --> 00:45:30.079 he did have cops on the beat in their neighborhoods, getting to meet people 632 00:45:30.119 --> 00:45:34.840 and keeping I like that. I think it's a great idea. Those don't 633 00:45:34.880 --> 00:45:37.639 have to be hard asses, they don't have to be jerks. No, 634 00:45:37.639 --> 00:45:43.440 no, I agree with that part. But to you almost demonize police and 635 00:45:43.519 --> 00:45:46.639 weapons and all that in favor of these counselors, it's not going to work 636 00:45:47.039 --> 00:45:51.639 well. And like I told you, California has already proved that big time. 637 00:45:51.880 --> 00:45:53.880 Look at are they go to New York City? Now they've got have 638 00:45:53.960 --> 00:46:00.480 you seen these videos they have everywhere, just random acts of violence on the 639 00:46:00.519 --> 00:46:04.639 street. They'll walk up and basically slice your face and run away. I 640 00:46:04.679 --> 00:46:08.079 mean there's one after another. It's insane. Oh did you heard about the 641 00:46:08.119 --> 00:46:13.079 punch game? Right? Yeah, you walk up and try to knock someone 642 00:46:13.119 --> 00:46:15.920 out, that's right, and you it's a gang. Ye. But now 643 00:46:15.920 --> 00:46:20.079 they're doing it with razor blades. God, and there have been women mostly 644 00:46:20.440 --> 00:46:23.679 have you seen actually the ones I watched on the news last night, they 645 00:46:23.679 --> 00:46:29.559 were all women. It's horrifying. They're they're walking by like a regular purchase 646 00:46:29.639 --> 00:46:34.760 walking and then bam, Oh my god. I mean they slice your forehead 647 00:46:34.800 --> 00:46:38.679 or something. It's crazy. Where is that happening? Mostly New York City? 648 00:46:39.119 --> 00:46:45.079 God? And uh you know, okay, well Steve, oh no, 649 00:46:45.199 --> 00:46:47.599 he was punched. He wasn't sliced, he was punched. You got 650 00:46:47.599 --> 00:46:51.079 the hell cack. He got the hell kicked out of him. Man. 651 00:46:51.519 --> 00:46:53.280 I wonder if they targeted him or he just happened to be in the road. 652 00:46:53.360 --> 00:46:58.440 They said it was total random, some nut, homeless nut. This 653 00:46:58.639 --> 00:47:05.480 is for spy kids too, what anyway? Three O three seven one three 654 00:47:05.519 --> 00:47:08.280 talks seven one three eight two five five. We have excel roofing with us 655 00:47:08.320 --> 00:47:12.800 as well. If you have a problem, question or complaint, give us 656 00:47:12.840 --> 00:47:15.599 a call at three oh three seven one three talk and don't forget and call 657 00:47:15.639 --> 00:47:21.679 three oh three Martino twenty four to seven and listen. Frank Durant's doing these 658 00:47:21.679 --> 00:47:25.159 market valuations of homes. What it means is this interest rates are where they 659 00:47:25.159 --> 00:47:30.480 are right, supplying Deman is where it's at. Then you have also uh 660 00:47:30.920 --> 00:47:36.239 comparables to your home. All of these factors have to be factored in because 661 00:47:36.280 --> 00:47:38.559 people are still selling houses, So what are they selling for? Frank will 662 00:47:38.559 --> 00:47:42.039 give you an idea of what he can sell it for, and he's pretty 663 00:47:42.119 --> 00:47:45.679 damn accurate. No obligation three oh three nine to zero, sixteen twenty two. 664 00:47:45.760 --> 00:47:53.559 Frank durand the real estate man dot com. Hey Tom Martino here three 665 00:47:53.559 --> 00:47:59.840 all three seven one three talks seven one three eight two five five. Are 666 00:47:59.840 --> 00:48:05.280 you part of tictoxification? That's where you go on TikTok and get depressed or 667 00:48:05.559 --> 00:48:08.880 toxified from the toxic crap. But there's a lot of cute stuff on there 668 00:48:08.920 --> 00:48:13.280 too. I mean, you know if you like animals and kids. But 669 00:48:13.760 --> 00:48:19.199 what I've not heard much are they really are they? What's gonna happen now. 670 00:48:19.199 --> 00:48:21.760 Are they looking to sell it or are they just going to challenge it 671 00:48:21.880 --> 00:48:24.960 or what is it gonna they're suing. They're suing our government right now, 672 00:48:27.280 --> 00:48:30.599 that's going to go nowhere. It's not going to matter, and it's probably 673 00:48:30.599 --> 00:48:34.519 more of a delayed tactic, but they're going to ultimately end up selling. 674 00:48:35.039 --> 00:48:39.480 Okay. By the way, the IRS has new funding they have announced now 675 00:48:40.320 --> 00:48:46.760 they will start increasing audits for absolutely sure, there's no doubt. Most of 676 00:48:46.840 --> 00:48:52.679 it's pretty big fish though. That's right too. They're going for corporations with 677 00:48:52.800 --> 00:48:55.400 assets more than two hundred and fifty million. I'm just a little short of 678 00:48:55.400 --> 00:49:01.199 that. Also, large partnerships with that sets more than ten million. They're 679 00:49:01.199 --> 00:49:06.559 gonna by the way, they're going like ten and twenty times the audit rate 680 00:49:06.639 --> 00:49:12.239 for these guys. Wealthy individuals okay, who have an income, not a 681 00:49:12.280 --> 00:49:17.039 networth, but an income more than ten million, will see their audit rates 682 00:49:19.599 --> 00:49:25.000 rise as well. And what they're saying, they're focusing on these people because 683 00:49:25.039 --> 00:49:30.840 they feel that is where most of the cheating goes on. That's so untrue. 684 00:49:30.920 --> 00:49:34.079 Well, everybody cheats on their tip I think in fact, I no, 685 00:49:34.079 --> 00:49:36.400 no, no, guys, it's where the money's at. What are 686 00:49:36.400 --> 00:49:38.360 you going to do? Are you gonna exactly are you going to audit someone 687 00:49:38.440 --> 00:49:43.360 with twenty million or audit somebody that No, you're gonna thirty times you're a 688 00:49:43.440 --> 00:49:45.800 year. It's a money grab, I mean, that's what it is. 689 00:49:45.360 --> 00:49:49.559 But but you're right, because if they find someone cheating, you know, 690 00:49:49.599 --> 00:49:52.119 who's making fifty grand a year, what are they going to collect from them? 691 00:49:52.159 --> 00:49:54.039 Six hundred dollars? I mean, it's it's true. That's exactly what 692 00:49:54.079 --> 00:49:58.480 I'm saying. I don't think wealthy people cheat their taxes or anything more than 693 00:49:58.559 --> 00:50:02.519 these lower income I think everyone does for a certain extent, or they exaggerate. 694 00:50:02.679 --> 00:50:05.840 I don't know, man, that there are I don't think there are 695 00:50:05.840 --> 00:50:09.519 many people that actually out and out cheat. Oh my god, I'd say 696 00:50:09.519 --> 00:50:13.800 there's a ton of people. How many people listen. I'll ask you one 697 00:50:13.880 --> 00:50:17.000 question, and everybody out there answer this in their head. How much did 698 00:50:17.039 --> 00:50:22.239 you donate last year? What does that now? Tell me what that means? 699 00:50:22.280 --> 00:50:25.360 Though? Everybody fabricates at not me, Oh no, everybody else fabricates 700 00:50:25.360 --> 00:50:30.480 at Wait you think people make that up? I think they embellish a little 701 00:50:30.519 --> 00:50:36.679 on donations. Maybe maybe they don would be that's not a five oh one 702 00:50:36.760 --> 00:50:40.280 three C and but they still tell their accountant they are oh wow, but 703 00:50:40.440 --> 00:50:44.440 they'd have to show some kind of proof on that. No, you don't 704 00:50:44.440 --> 00:50:46.320 have to show proof when you put down the donations. You just put down 705 00:50:46.320 --> 00:50:50.559 a dollar amount. No, you're right, But if you have a decent 706 00:50:50.679 --> 00:50:52.480 tax preparer or accountant, they're going to want to see something. Right. 707 00:50:53.239 --> 00:50:57.320 Would your account just put it down because you tell them to. I think 708 00:50:57.480 --> 00:50:59.960 any account would. I don't care if you go to H and R block 709 00:51:00.360 --> 00:51:02.119 pay whatever. I mean, they ask you how much you donated? My 710 00:51:02.199 --> 00:51:07.159 accounting questions everything I know. Mike says, can I see receipts playing? 711 00:51:07.599 --> 00:51:08.760 I mean, just because he doesn't want to get his ass in trouble. 712 00:51:09.239 --> 00:51:13.519 I don't know. Anyway, we all knew what happened with game Stop, 713 00:51:13.639 --> 00:51:16.159 right, and do you remember what happened with them, Mark and why they 714 00:51:16.679 --> 00:51:21.239 were one of the first meme stocks. But you know why it happened, 715 00:51:21.320 --> 00:51:23.360 right, It was a revenge thing. They wanted to there were people, 716 00:51:23.559 --> 00:51:27.679 there were people shorting it, and they wanted people who shorted it to lose. 717 00:51:28.079 --> 00:51:30.840 See. I kind of disagree on that. I think there was a 718 00:51:30.840 --> 00:51:34.239 little bit of a revenge play in there, but I think some smart people 719 00:51:34.280 --> 00:51:37.719 got together. They ride the roller coaster. You're right. There are people 720 00:51:37.800 --> 00:51:42.199 that got in and out and made some money on a piece of useless stock. 721 00:51:42.239 --> 00:51:45.960 You're right, you're right. That wasn't the original intent, but that's 722 00:51:45.000 --> 00:51:49.199 what happened. The original intent was that guy who said, you know, 723 00:51:49.480 --> 00:51:53.199 these jerks who are just calling, you know, are calling for their demise 724 00:51:53.320 --> 00:51:57.840 or or bearish on this stock, We're going to show them. So they 725 00:51:58.039 --> 00:52:01.679 ran it up so that all of these guys that were shorting it would lose 726 00:52:01.719 --> 00:52:06.239 money when the short when you know, as soon as they gave up, 727 00:52:06.480 --> 00:52:08.639 and then the guys on the roller coaster, they said, hell, if 728 00:52:08.639 --> 00:52:12.760 this is going to run up, there are people that made a ton of 729 00:52:12.800 --> 00:52:15.800 money doing that. That you got in on one out one level and got 730 00:52:15.840 --> 00:52:22.760 out on another. It's amazing. And then I guess it's going to happen 731 00:52:22.800 --> 00:52:29.079 again. Some people on Reddit and all those are looking for new kinds of 732 00:52:29.519 --> 00:52:35.000 stocks to run up. Now here's the deal. Running up a stock reminds 733 00:52:35.039 --> 00:52:37.719 me, not the revenge part of it, but the running up of the 734 00:52:37.719 --> 00:52:42.039 stock mark. You know what that reminds me of It reminds me of the 735 00:52:42.079 --> 00:52:45.800 old chain letters where you sent money and then got money back. It was 736 00:52:45.880 --> 00:52:49.360 like a Ponzi thing. What you did is you get a chain letter and 737 00:52:49.400 --> 00:52:52.519 you would send ten bucks to ten people. Right, that's one hundred buy 738 00:52:52.559 --> 00:52:57.079 and then those people send money and then the idea was you're going to That's 739 00:52:57.119 --> 00:52:59.960 kind of the entire stock market. That's what we do. We run stock 740 00:53:00.199 --> 00:53:04.639 well, yeah, but sometimes not. I don't know if they do that 741 00:53:04.679 --> 00:53:07.519 intentionally. In the stock market now, a lot of investors want to make 742 00:53:07.559 --> 00:53:12.199 some real money base all these funds. These funds jump in and they can 743 00:53:12.280 --> 00:53:15.800 move markets. Man, if enough of them they can. They know exactly 744 00:53:15.840 --> 00:53:19.280 what they're doing. They know they're going to move that stock to a certain 745 00:53:19.320 --> 00:53:22.719 percentage. Yeah, or some just know it's going to happen and then ride 746 00:53:22.800 --> 00:53:29.360 it. And others do the non correlation thing and and they try or the 747 00:53:29.400 --> 00:53:34.440 reverse correlation thing and try to play both ends. But the real deal with 748 00:53:35.559 --> 00:53:40.360 the real deal here is when people when people do the running up of a 749 00:53:40.400 --> 00:53:45.559 stock and ride the roller coaster, it is much like those those games. 750 00:53:45.000 --> 00:53:47.800 Remember the airplane game. I don't know if people remember that, but people 751 00:53:47.880 --> 00:53:51.800 used to get together years ago, and they had to pay to be there, 752 00:53:51.840 --> 00:53:55.119 and then it was like this ponzi thing and people would eventually make money, 753 00:53:55.119 --> 00:53:59.039 but then it would fall apart because there weren't just enough people to keep 754 00:53:59.079 --> 00:54:00.960 it going. More though, I have never heard of the airplane game. 755 00:54:01.000 --> 00:54:04.559 Oh look it up. Look it up, the Airplane Game. It's really 756 00:54:04.800 --> 00:54:07.760 it was an old It was like a I don't know if you call it 757 00:54:07.760 --> 00:54:10.880 a ponzi, but it was a It was some kind of scheme called the 758 00:54:10.960 --> 00:54:19.039 Airplane game. If you're called the Mile High Club, uh, the airplane 759 00:54:19.039 --> 00:54:21.840 I'm gonna I'm looking it up, the Airplane Game. But anyway, what 760 00:54:21.880 --> 00:54:24.559 I'm saying is this, So if you intentionally get in and you all say 761 00:54:24.639 --> 00:54:30.440 on social media, let's run up this stock, and people start doing it, 762 00:54:30.960 --> 00:54:35.440 you are totally investing in an artificial way. But it's not inside. 763 00:54:36.000 --> 00:54:43.000 It's not prohibited. It's not a controlled transaction. It's totally exempt because there 764 00:54:43.000 --> 00:54:46.480 are people on the secondary market and they're communicating with each other, and it's 765 00:54:46.519 --> 00:54:52.639 not It could be. It could be if you really stretch it. Market 766 00:54:52.679 --> 00:54:59.440 manipulation, and market manipulation isn't allowed. However, it's not really manipulation in 767 00:54:59.480 --> 00:55:02.599 that you you are not manipulating it with more than a few hundred dollars worth 768 00:55:02.639 --> 00:55:07.360 of stock. What you're doing is calling on others to join you, and 769 00:55:07.400 --> 00:55:12.880 that has never been prosecuted. So it is a market manipulation because you know 770 00:55:13.239 --> 00:55:15.519 that a bunch of you will make money. There will Wait, what's the 771 00:55:15.559 --> 00:55:21.760 difference between my friend telling me to jump in and buy something like you're describing 772 00:55:22.119 --> 00:55:25.679 and a stockbroker telling me something, or someone that owns a fund telling me 773 00:55:25.800 --> 00:55:30.239 something, or or buffet telling me something. Well, there's difference. There's 774 00:55:30.280 --> 00:55:34.719 nothing. There is no difference. If somebody says jump in and jump out, 775 00:55:34.920 --> 00:55:38.079 there's nothing wrong with that. What makes it wrong in manipulation as far 776 00:55:38.079 --> 00:55:40.760 as the law goes. I mean, you know, the Securities Act is 777 00:55:40.760 --> 00:55:46.719 where you purposely inflate. You put money into the market on purpose to make 778 00:55:46.760 --> 00:55:51.639 it run up, but only if you own the company. Correct. Well, 779 00:55:52.039 --> 00:55:54.519 yeah, yeah, of course you put money in there to kind of 780 00:55:54.480 --> 00:55:58.840 saying, if I got together with a billion if I was one of these 781 00:55:58.880 --> 00:56:02.000 people on TikTok with a zillion followers, and I said, hey, let's 782 00:56:02.000 --> 00:56:07.559 all buy this at the same time tomorrow morning, I don't think there's anything 783 00:56:07.599 --> 00:56:09.639 illegal with now, unless why I'm own the company. No, that's what 784 00:56:09.679 --> 00:56:14.079 I said. If you get on, if you get on social media and 785 00:56:14.119 --> 00:56:20.000 do it, because you personally are not controlling it, you can't make people 786 00:56:20.079 --> 00:56:22.320 do it, and if they join you, that just happens to be a 787 00:56:22.440 --> 00:56:29.679 coincidence, so they can't make a concerted manipulation charge. But if one or 788 00:56:29.719 --> 00:56:35.199 two billionaires get into a market and you try to control the market and you 789 00:56:36.000 --> 00:56:40.599 purposely manipulate with purchases and sales to run it up, and then you take 790 00:56:40.639 --> 00:56:46.519 parts of that roller coaster up, that could be market manipulation. So I'm 791 00:56:46.559 --> 00:56:53.199 saying though that the mean people got it down. It's really a legal way 792 00:56:53.239 --> 00:56:57.480 to manipulate the market and for a lot of people to make money. It 793 00:56:57.599 --> 00:57:01.159 really really is a way for people to make money because they get in and 794 00:57:01.199 --> 00:57:05.840 they get out. Now, obviously there's losers. There were plenty of losers 795 00:57:05.840 --> 00:57:08.920 with game Stop. The thing about game Stop is they were hoping the losers 796 00:57:08.920 --> 00:57:13.800 were big money people who were shorting it, and not the people taking the 797 00:57:13.880 --> 00:57:16.239 roller coaster ride up. But if right now, I said hey, let's 798 00:57:16.280 --> 00:57:22.960 all do this at two o'clock and then continue buying the stock until tomorrow morning. 799 00:57:22.320 --> 00:57:25.440 There will be people who will make a ton of money on that if 800 00:57:25.440 --> 00:57:30.639 they followed me going on the way up and then they have to time it 801 00:57:30.679 --> 00:57:34.760 to get out before it crashes. It's just it's sure better, yet you 802 00:57:34.800 --> 00:57:38.199 wait till it hits a ridiculous amount like sixty bucks the other day, and 803 00:57:38.239 --> 00:57:44.039 then you simply short it. You know who's a prime example of this is 804 00:57:44.079 --> 00:57:47.079 Elon. Oh well, he can say something sure now that by the way, 805 00:57:47.239 --> 00:57:51.559 that's referring to yeah, that can be can get you in jail if 806 00:57:51.599 --> 00:57:55.000 you own a company. He really skirted the law where you say something like 807 00:57:55.039 --> 00:57:58.960 well, that's a scam or that's that, and then you shorted it. 808 00:57:59.079 --> 00:58:01.519 And let's say he shored up behind the scenes and made a comment or talked 809 00:58:01.519 --> 00:58:05.440 about a merger that wasn't really going to happen. There. You know, 810 00:58:05.559 --> 00:58:09.280 even Warren Buffett, if you think about Warren Buffett, Warren Buffett can literally 811 00:58:10.400 --> 00:58:15.199 make a market by by making noise he's going to buy something, or when 812 00:58:15.280 --> 00:58:19.400 he does buy something, if he called his friends and said tomorrow I plan 813 00:58:19.480 --> 00:58:22.480 on making a move on this stock. Those friends, they they can buy 814 00:58:22.519 --> 00:58:28.239 options, they can buy options on that and and and and make a ton 815 00:58:28.239 --> 00:58:31.320 of money based on that information. Uh, we got more coming right up. 816 00:58:31.360 --> 00:58:40.119 Three oh three seven one three eight two five five. Hi Tom Martine 817 00:58:40.199 --> 00:58:45.559 here, three oh three seven one three talk seven one three eight two five 818 00:58:45.719 --> 00:58:47.840 five. Let's talk to David. David, welcome to the show. What's 819 00:58:47.880 --> 00:58:51.760 going on? Man? Hey? I was just curious as to what you 820 00:58:51.840 --> 00:58:58.360 thought about air Care Colorado and whether it's a viable program that was implemented when 821 00:58:58.400 --> 00:59:01.880 it made sense when yes, we don't need it anymore, That's what I 822 00:59:01.920 --> 00:59:06.320 think as well. No, we we absolutely don't need it. Now. 823 00:59:06.440 --> 00:59:09.960 I'll tell you what would do be better than AirCare Colorado in general is just 824 00:59:10.000 --> 00:59:15.239 an auto inspection. I mean, because there are a lot of unsaved cars 825 00:59:15.280 --> 00:59:16.639 on the road. But there are a lot of states that have done away 826 00:59:17.119 --> 00:59:21.400 with inspections. In fact, I don't know, I don't know how many 827 00:59:21.440 --> 00:59:23.119 states still have them. But I remember in New York we had to get 828 00:59:23.159 --> 00:59:27.239 our car inspected once a year. Did you do you remember did we ever 829 00:59:27.280 --> 00:59:30.639 have that in Colorado? It was prior to that. Yeah, And you 830 00:59:30.760 --> 00:59:36.079 had to make sure all your light bulbs were working and well brakes and all 831 00:59:36.119 --> 00:59:38.880 of that stuff. They had all kinds of uh yeah, what do you 832 00:59:38.960 --> 00:59:44.440 think about that? I'd rather pay for that than them to tell me year 833 00:59:44.559 --> 00:59:49.800 after year after year that my car still has zero or has the proper amount 834 00:59:49.800 --> 00:59:52.960 of emissions. You know what, right now, you're you know, you 835 00:59:53.039 --> 00:59:58.599 bring up a good point the car mostly. I mean, how many older 836 00:59:58.639 --> 01:00:01.400 polluting cars are still on the road, and even if they are, they're 837 01:00:01.440 --> 01:00:07.400 not contributing that much to the I really do believe that. I really do 838 01:00:07.519 --> 01:00:10.960 believe that you don't need anymore. So we're an agreement there. But I 839 01:00:10.960 --> 01:00:14.960 don't think you know what good will it do to do away with it, 840 01:00:14.960 --> 01:00:17.679 though I guess it would save people money and time and hassle and all of 841 01:00:17.719 --> 01:00:22.280 that. Yep, Well, eventually, again, maybe the state would have 842 01:00:22.320 --> 01:00:28.480 to find other jobs for the people that are working at those establishments, but 843 01:00:29.280 --> 01:00:34.159 they could do road work maybe. Thanks for calling, by the way, 844 01:00:34.199 --> 01:00:37.079 three three seven one three talk seven one three each two five five Okay, 845 01:00:37.079 --> 01:00:39.679 Lo, So listen, I did find something out, Mark. We won't 846 01:00:39.719 --> 01:00:43.760 have time to get into it completely. About the airplane game, Remember I 847 01:00:43.800 --> 01:00:46.599 told you I never I looked it up. It's kind of a pyramid scheme, 848 01:00:46.960 --> 01:00:51.280 right, and It was first done in the eighties, So when I 849 01:00:51.320 --> 01:00:53.320 first got here to Colorado, I started doing stories on it because people were 850 01:00:53.320 --> 01:00:58.159 saying, man, this is great. You know we're gonna have We're gonna 851 01:00:58.199 --> 01:01:02.599 have all kinds of money, and it's it's a prosperity game and it was 852 01:01:02.639 --> 01:01:07.199 nothing but a scam really, But what would happen is the new participant that 853 01:01:07.360 --> 01:01:14.119 joined paid a certain amount of money to the person at the top of the 854 01:01:14.159 --> 01:01:19.599 pyramid or the airplane, which is the pilot. That new participant becomes a 855 01:01:19.679 --> 01:01:23.719 passenger at the bottom of the pyramid. Then the goal is to recruit more 856 01:01:23.800 --> 01:01:29.079 passengers, so as you move up a level, you eventually get your money. 857 01:01:29.280 --> 01:01:31.719 Well what's the difference between that and Amway? Well, no, Amway 858 01:01:31.920 --> 01:01:37.800 sells a product and there's a there's a breakoff point there. It doesn't go 859 01:01:37.920 --> 01:01:42.960 on. See where you where the pyramid is. The problem is it literally 860 01:01:43.039 --> 01:01:47.880 runs out of people. I mean, it's exponential in its multiplication and there 861 01:01:47.960 --> 01:01:53.199 aren't enough numbers to support it, so it falls apart. Amway or multi 862 01:01:53.280 --> 01:01:59.360 level marketing is just that you're selling items and you're promoting them through a down 863 01:01:59.400 --> 01:02:02.280 line who promotes them to a down line, but then there's a breakoff point 864 01:02:02.880 --> 01:02:07.440 and it's a totally different thing. We got more coming up on the Troubleshooter 865 01:02:07.480 --> 01:02:17.320 Show. Yeah, ripped of news. You need advice, so you don't 866 01:02:17.360 --> 01:02:24.360 have the come running. Just as as as we can show, Shooter's gonna 867 01:02:24.440 --> 01:02:32.760 help come man. This is the Troubleshooter Show. No Tom Martino, Hi, 868 01:02:34.039 --> 01:02:37.760 Tom Martino here, Welcome to the show. Three oh three seven one 869 01:02:37.840 --> 01:02:43.000 three Talk seven one three eight two five five. Welcome to the show. 870 01:02:43.079 --> 01:02:45.920 We are here to help you. What you have to do is give us 871 01:02:45.920 --> 01:02:49.119 a call and we'll be happy to answer your calls the best way we can 872 01:02:49.159 --> 01:02:52.599 at three oh three seven one three Talks. So we have a number of 873 01:02:52.679 --> 01:02:59.159 things going on today. One thing we had calls about, of course things 874 01:02:59.199 --> 01:03:06.079 we always get calls about towing, and we did find out that with towing 875 01:03:06.559 --> 01:03:10.599 that the charges vary. They are cap but they can be several hundred dollars 876 01:03:10.599 --> 01:03:15.360 to get your car. They have to allow you to finance it to get 877 01:03:15.400 --> 01:03:19.079 your car out. They can't keep your car. You just have to put 878 01:03:19.119 --> 01:03:22.639 down a small down payment and they have to allow you to finance the rest 879 01:03:22.679 --> 01:03:27.639 of it. So they can't hold your car. Hostage and keep racking up 880 01:03:27.679 --> 01:03:34.599 storage fees that is no longer allowed. Also, we talked about a number 881 01:03:34.599 --> 01:03:38.119 of different things scams and stuff, and we happen to talk about running up 882 01:03:38.159 --> 01:03:42.840 meme stocks and how people do that. And then all they want to do 883 01:03:42.920 --> 01:03:46.199 is get in for a short ride and make several thousands of dollars. So 884 01:03:46.760 --> 01:03:51.239 let's say a socks trading at three or four bucks, and you all agree 885 01:03:51.239 --> 01:03:54.639 to get in and start running up the price. The price goes up with 886 01:03:54.719 --> 01:03:59.840 more trading and more people buying. As the price goes up. If you 887 01:03:59.880 --> 01:04:01.800 go in at a lower level, you get out. Then more people get 888 01:04:01.800 --> 01:04:05.480 in, more people get out, and the hope is you're not caught holding 889 01:04:05.519 --> 01:04:09.679 the bag no matter what. With Game Stop, a lot of people were 890 01:04:10.360 --> 01:04:14.119 left holding the bag, but a lot of people also made money. And 891 01:04:14.159 --> 01:04:16.960 that's a meme stock, which is the government actually doesn't know what to do 892 01:04:17.000 --> 01:04:23.800 about it because it's not market manipulation in the true sense, with a bunch 893 01:04:23.800 --> 01:04:28.079 of rich people getting together and trying to manipulate the market. It is market 894 01:04:28.119 --> 01:04:31.199 manipulation, but there's no way to control it because if people just decide they 895 01:04:31.199 --> 01:04:33.719 want to do something, they can do it. They can all buy stock, 896 01:04:33.800 --> 01:04:38.199 they can all sell stock. There's nothing wrong with doing that. And 897 01:04:38.280 --> 01:04:41.639 I don't know how the hell you get a law together saying you can't do 898 01:04:41.679 --> 01:04:45.840 it in concert with others. Now, if you did it alone, like 899 01:04:45.880 --> 01:04:50.039 a Warren Buffett or someone with a lot of money, you could be accused 900 01:04:50.039 --> 01:04:54.719 of market manipulation. Or not even somebody who has a lot of money. 901 01:04:55.039 --> 01:04:59.239 Let's say a broker dealer, those who buy and sell stock for clients or 902 01:04:59.239 --> 01:05:04.480 for other advice. These broker dealers could all get together and cause a little 903 01:05:05.199 --> 01:05:12.599 rough ripple effect and manipulate the market, and that's definitely a no no. 904 01:05:13.199 --> 01:05:16.400 Then we talked about the airplane game, and there are many other scams like 905 01:05:16.440 --> 01:05:20.039 this. It starts the airplane game before it was the airplane game, and 906 01:05:20.119 --> 01:05:25.000 meme stocks before they were meme stocks, they used to send out chain letters 907 01:05:25.039 --> 01:05:29.239 and the chain letter would say send this letter to ten people and you're going 908 01:05:29.320 --> 01:05:31.480 to be rich. You know, you'll get riches. And basically when you 909 01:05:31.480 --> 01:05:33.960 send the letter, you have to send money. When you send the money, 910 01:05:34.199 --> 01:05:39.599 that one person on that gets money. And then the chain letter works 911 01:05:39.599 --> 01:05:44.079 in such a way that it keeps spreading out and more people keep sending money, 912 01:05:44.320 --> 01:05:48.800 and you supposedly will reap a lot of money each send a dollar. 913 01:05:48.840 --> 01:05:51.760 It used to be five dollars, ten dollars. It got up to one 914 01:05:51.840 --> 01:05:57.400 hundred bucks, but that fell apart because eventually you run out of people to 915 01:05:57.480 --> 01:06:01.920 send stuff to. It really does, in a very very quick way run 916 01:06:01.960 --> 01:06:05.639 out of people. With the airplane game, the same thing kind of happened, 917 01:06:05.639 --> 01:06:10.800 but the airplane game, they would invite a certain number of people to 918 01:06:10.880 --> 01:06:15.639 a house for the game, and the people at the house, let's just 919 01:06:15.719 --> 01:06:19.960 say there were like twelve people. One would be at the head, and 920 01:06:20.000 --> 01:06:26.119 then it would break out, and then you would pay, and the person 921 01:06:26.159 --> 01:06:30.079 at the head got the money. And the way it worked is that the 922 01:06:30.119 --> 01:06:32.239 pilot would get the money that time. Next time the pilot would get the 923 01:06:32.280 --> 01:06:36.960 money in those at the bottom would pay, and the goal was to recruit 924 01:06:38.000 --> 01:06:43.760 passengers to where that money kept coming in, and the cycle continued with each 925 01:06:43.960 --> 01:06:47.800 level until you got to the top and got a lot of money. The 926 01:06:47.960 --> 01:06:54.840 problem is the people started losing money because they couldn't get enough people to come, 927 01:06:55.599 --> 01:06:59.039 because they ran out of people who didn't know about it in their circle. 928 01:06:59.079 --> 01:07:01.639 I mean, while it gets to be almost impossible because there are so 929 01:07:01.760 --> 01:07:06.039 many people that you have to have involved in a pyramid scheme. Now that's 930 01:07:06.079 --> 01:07:11.760 different than what Bernie Madeoff did. Bernie Madeoff kind of had a pyramid scheme. 931 01:07:11.800 --> 01:07:15.800 I mean it was kind of But what he did was he just took 932 01:07:15.840 --> 01:07:23.519 people's money and then would show returns to those fake returns and if someone he 933 01:07:23.639 --> 01:07:29.480 played the odds like an insurance company where they invest money and then they pay 934 01:07:29.519 --> 01:07:32.719 the claims based on who has claims, and they're hoping not everyone has claims 935 01:07:32.719 --> 01:07:39.119 at the same time. So Bernie Madeoff tried to have a pot of money 936 01:07:39.119 --> 01:07:43.840 that he lived on, and he did invest some, but the main deal 937 01:07:43.960 --> 01:07:47.480 was he lived off a lot of the investors' money, and when someone asked 938 01:07:47.760 --> 01:07:53.760 about their money, he would show them a fake return. If someone wanted 939 01:07:53.800 --> 01:07:59.239 money, he had gathered enough money where he could send some money back to 940 01:07:59.360 --> 01:08:01.519 investors and they thought, Wow, I just catch and I still have this 941 01:08:01.639 --> 01:08:05.880 much money, when they really didn't have the money. So his game was 942 01:08:06.400 --> 01:08:13.960 he was hoping that you would not have all that number of people that many 943 01:08:14.000 --> 01:08:16.920 people asking for their money back, so he could keep the illusion going. 944 01:08:17.199 --> 01:08:20.920 I mean, if you mentally thought Hey, I got one hundred grand investor 945 01:08:20.960 --> 01:08:24.479 two hundred, three hundred, four hundred five, whatever you have, I 946 01:08:24.520 --> 01:08:28.520 got invested here, and every now and then i'll need a check. I 947 01:08:28.560 --> 01:08:31.119 withdraw money. If a bunch of people did that, thousands of people, 948 01:08:31.680 --> 01:08:35.119 you could keep that going for a pretty long time until somebody found out about 949 01:08:35.119 --> 01:08:42.840 it. I kind of don't remember the exact impetus that caused him to fail. 950 01:08:43.000 --> 01:08:46.720 Bernie madeoff, but it did start falling then like a house of cards. 951 01:08:47.199 --> 01:08:51.359 Now, there was a company years ago in Denver that played a little 952 01:08:51.399 --> 01:08:55.439 pyramid game. It wasn't actually a pyramid, but kind of listen to this 953 01:08:55.479 --> 01:09:00.079 one. This was a company called carriage Leasing. I'll tell you that a 954 01:09:00.119 --> 01:09:02.119 second. Deferty Chopper, I see that you're on with a follow up on 955 01:09:02.199 --> 01:09:08.079 something, and then I'll talk about carriage leasing and how that scam worked, 956 01:09:08.079 --> 01:09:12.279 because that scam is still going on today. Not with carriage leasing. That 957 01:09:13.199 --> 01:09:17.239 guy committed suicide when we exposed him, but there are other people doing this, 958 01:09:17.720 --> 01:09:23.520 so be careful. It's called releasing of cars, and I'll tell you 959 01:09:23.560 --> 01:09:27.680 how they do it and get away with it. But Deputy Chopper, what's 960 01:09:27.720 --> 01:09:30.960 going on? Don This is going to be a little bit of a long 961 01:09:30.000 --> 01:09:32.760 one. I'll try to No, no, that's okay. Now let me 962 01:09:32.800 --> 01:09:35.199 try to find the call. How long ago was that it was? Kirk, 963 01:09:35.760 --> 01:09:40.560 Yeah, it was last week. I know you made a comment about 964 01:09:40.560 --> 01:09:44.720 his deputy's taking a week, but is his I was just kidding his mom. 965 01:09:45.399 --> 01:09:47.159 Is this the mom with the apartment? Yes, it is. It's 966 01:09:47.199 --> 01:09:54.159 over on clawd Core. Okay, so the mom owns a triplex right now, 967 01:09:54.600 --> 01:09:59.159 there is a squatter in one of the apartments. And what happened is 968 01:09:59.199 --> 01:10:01.720 they can't get that squatter out of there. And I told him how to 969 01:10:01.840 --> 01:10:08.119 kind of do it. I mean, I thought I did. So here's 970 01:10:08.119 --> 01:10:13.720 the deal. The squatter refuses to leave. They got an expedited eviction, 971 01:10:13.880 --> 01:10:16.239 but the Denver Sheriff's Department said, wait a minute, we're not going to 972 01:10:16.319 --> 01:10:18.159 do it. And I said, well, what the hell's that mean? 973 01:10:18.520 --> 01:10:23.600 And they told him he needed to get a professional mover and they needed to 974 01:10:23.640 --> 01:10:27.119 get her out of there in a few minutes, or excuse me, get 975 01:10:27.119 --> 01:10:29.199 the squatter out of there in a few minutes. And I said, no, 976 01:10:29.760 --> 01:10:32.239 there's usually a time limit, but it's not just a few minutes. 977 01:10:32.239 --> 01:10:34.800 And you don't have to hire twenty people. I don't even know where he 978 01:10:34.880 --> 01:10:39.439 got that information. We'll revisit this right after the break. I want you 979 01:10:39.479 --> 01:10:43.560 to come on and tell us what happened Chopper on that one three three seven, 980 01:10:43.600 --> 01:10:46.199 one three eight two five five. Genesis Total Exteriors, by the way, 981 01:10:47.359 --> 01:10:53.079 is coming up in this break. And what I want to say about 982 01:10:53.119 --> 01:10:55.399 Genesis that you're not going to hear about in the break. I just want 983 01:10:55.439 --> 01:10:59.359 to talk about this right now, is that they will do all of your 984 01:10:59.399 --> 01:11:03.800 storm dam image on one invoice, so you have one point of contact and 985 01:11:03.920 --> 01:11:15.119 one person to deal with Genesis. Tootalexteriors dot Com. Hi, Tom Martino, 986 01:11:15.239 --> 01:11:19.800 your troubleshooter three oh three seven one three talk seven one three eight two 987 01:11:19.880 --> 01:11:25.000 five five three oh three Martino is important to three oh three six two seven 988 01:11:25.479 --> 01:11:29.720 eight four six' six and you can call that twenty four to seven leave 989 01:11:29.760 --> 01:11:33.680 a message. Does anyone remember the reason made off the thing, the one 990 01:11:33.760 --> 01:11:39.479 thing that caused the impetus that caused his downfall? Yeah, I remember it 991 01:11:39.880 --> 01:11:42.840 most to the day. There's a reason I remember. I don't want to 992 01:11:42.840 --> 01:11:46.680 go into but I thought O MG. Anyway, Deputy Chopper, we'll go 993 01:11:46.760 --> 01:11:51.560 back to that deputy Chopper. So this guy, let's just say, he 994 01:11:51.640 --> 01:11:56.199 and his mom, they have this triplex, there's a squatter there. The 995 01:11:56.279 --> 01:11:59.720 Sheriff's department gave him, gave him a tough time. What did you find 996 01:11:59.760 --> 01:12:03.520 out? I found out that this kind of comes down to basically one party 997 01:12:03.600 --> 01:12:09.039 not really communicating with the other party. I reached out to my angel at 998 01:12:09.039 --> 01:12:12.960 the Denver Sheriff's apartment and found out that, yes, this is a triplex, 999 01:12:13.319 --> 01:12:15.479 and they went out. They took a quick look at it, and 1000 01:12:15.920 --> 01:12:19.479 Sylvia is a mom who's one of the sweetest people I've ever talked to, 1001 01:12:20.079 --> 01:12:25.199 went and got a rip. But she got a expedited writ, like you 1002 01:12:25.279 --> 01:12:30.279 said, which they've only had nine of those since twenty nineteen. And the 1003 01:12:30.319 --> 01:12:33.920 Sheriff's department thought it was a I guess, the somewhat normal rit. And 1004 01:12:34.359 --> 01:12:39.199 when they what's the difference, Shopper, if it's a normal writ or an 1005 01:12:39.239 --> 01:12:43.680 appedited it has to be executed within twenty four hours. They don't know the 1006 01:12:43.720 --> 01:12:46.199 other ones. They can schedule it down, you know. Oh really, 1007 01:12:46.279 --> 01:12:50.279 wait a minute. So when you get an execute accuse me, an expedited 1008 01:12:50.600 --> 01:12:58.000 writ for eviction, you have to do it within twenty four hours. Yes, 1009 01:12:58.039 --> 01:13:00.880 that's what That's what I was told in and I read that on the 1010 01:13:00.920 --> 01:13:05.439 state law. So and they showed up, the Denver sheriff showed up, 1011 01:13:05.680 --> 01:13:10.319 and this was it beyond Was it beyond the twenty four hours? No, 1012 01:13:10.399 --> 01:13:14.279 it was within. It was with that time limit. Okay, they showed 1013 01:13:14.359 --> 01:13:17.359 up, they had checked out the building. They showed up and thought was 1014 01:13:17.600 --> 01:13:21.520 going to be three or four units. That's where the ten to twenty people 1015 01:13:21.560 --> 01:13:27.319 come in, because it's why did they think they were evicting all of the 1016 01:13:27.439 --> 01:13:30.680 units and not just one of them. I don't know that's where the communication 1017 01:13:30.880 --> 01:13:35.439 comes in, Tom, because Sylvia did have to go to the sheriff's office 1018 01:13:35.800 --> 01:13:40.119 after she got the WRINT, and she had to meet with their supervisors. 1019 01:13:40.359 --> 01:13:44.399 I don't know where the miscommunications came in. It shouldn't have happened there. 1020 01:13:44.760 --> 01:13:47.399 She said she didn't go there. However, I was told she left her 1021 01:13:47.439 --> 01:13:53.960 phone there and the supervisor took her phone back tour the next day when the 1022 01:13:54.000 --> 01:13:57.359 WRINT was going to happen. So I kind of believed that she was in 1023 01:13:57.399 --> 01:14:01.000 the sheriff's office. But the ten to twenty is part of the rules of 1024 01:14:01.079 --> 01:14:04.239 the city and County of Denver in the state of Colorado. How many people 1025 01:14:04.279 --> 01:14:11.079 you need for three different units? Which is wrong because all they needed to 1026 01:14:11.119 --> 01:14:15.439 do is grab the guy with his knapsack and kick him out. The Sheriff's 1027 01:14:15.439 --> 01:14:16.680 made him. I'm not going to say they made a mistake, but they 1028 01:14:16.680 --> 01:14:20.359 showed up with eight sheriffs. She didn't have anyone there to help them move. 1029 01:14:21.279 --> 01:14:24.680 She had her son who's in the hospital, still in the house. 1030 01:14:24.760 --> 01:14:27.439 Well, hold on, why didn't she have at least a few people to 1031 01:14:27.520 --> 01:14:30.319 move that one out? She couldn't. She didn't say. She just said 1032 01:14:30.479 --> 01:14:33.279 two of them showed up. Okay, this whole thing was a big The 1033 01:14:33.319 --> 01:14:36.319 whole thing was a big mess. So does she know how to do it 1034 01:14:36.359 --> 01:14:41.000 the right way? Now she's going to go get a rint And I promise 1035 01:14:41.079 --> 01:14:44.840 you, Tom, I'm going to help this lady because she is so sweet, 1036 01:14:45.359 --> 01:14:48.279 and I'm going to work with the Sheriff's department and make sure everything is 1037 01:14:48.319 --> 01:14:53.439 in order for the next time. Yeah. Wow, this is so. 1038 01:14:53.760 --> 01:14:57.600 It was just a total mess up of communications. Now, what do they 1039 01:14:57.640 --> 01:15:00.239 require as far as time limit? Two hours? You have to get everything 1040 01:15:00.239 --> 01:15:04.119 out in two hours. That's why they require so many movers, but that's 1041 01:15:04.199 --> 01:15:09.039 only because they thought there were three units, right, if there was only 1042 01:15:09.399 --> 01:15:12.119 the one unit like where this guy is, that she'ld have only been two 1043 01:15:12.159 --> 01:15:15.359 to three movers, but he didn't have anything. I don't think she's going 1044 01:15:15.439 --> 01:15:17.800 to be able to get an expedited ridd anymore, do you No, I 1045 01:15:17.840 --> 01:15:20.960 don't think so either. So now she's got it, this guy's going to 1046 01:15:20.960 --> 01:15:26.279 be there another month or two. I called the son who's in the hospital 1047 01:15:26.279 --> 01:15:29.760 today, and she has not received a new rit. You know, it's 1048 01:15:29.800 --> 01:15:33.680 amazing to me how there can't be something more we can do with squatters. 1049 01:15:33.720 --> 01:15:41.000 I mean, granted, if they had already some kind of a rental or 1050 01:15:41.159 --> 01:15:45.039 proof that they had paid earlier. In other words, if it was a 1051 01:15:45.079 --> 01:15:48.800 squabble between a landlord and a tenant, and I can see where a tenant 1052 01:15:48.840 --> 01:15:54.319 would be subject to an eviction, But if someone's a squatter, the laws 1053 01:15:54.399 --> 01:15:58.439 need to be changed to where if you're a squatter, there should be no 1054 01:15:58.479 --> 01:16:02.720 eviction. If you have no prior rental history and no written agreement, they 1055 01:16:02.760 --> 01:16:08.520 should just be able to kick your ass out on the street instantly. I 1056 01:16:08.560 --> 01:16:15.800 mean, I don't understand why someone can simply declare a residency, declare it 1057 01:16:15.159 --> 01:16:19.920 when never had one, when they never had one before, and then instantly 1058 01:16:20.000 --> 01:16:25.920 get the rights of a renter. That's where I think this law could be 1059 01:16:26.039 --> 01:16:31.079 changed. I'm not talking about tenants and the just cause laws for evicting people. 1060 01:16:31.479 --> 01:16:34.880 Let's give them their doubts. Okay, if someone's in there and hasn't 1061 01:16:34.920 --> 01:16:40.239 paid rent, but they had a previous lease or just a previous month to 1062 01:16:40.279 --> 01:16:44.199 month verbal agreement, and they can show they were paying on this house, 1063 01:16:44.640 --> 01:16:48.720 that's one thing. But where no one there is no prior agreement and there 1064 01:16:48.800 --> 01:16:54.760 is no prior residency at all, you should be able to get their asses 1065 01:16:54.800 --> 01:17:00.359 out immediately, immediately. In fact, the way it should work is this, 1066 01:17:00.760 --> 01:17:03.159 you get to do it, and then that tenant, if they had 1067 01:17:03.159 --> 01:17:06.079 a previous agreement, then they can go after you. If not, screw 1068 01:17:06.119 --> 01:17:11.119 it. I don't know why we're clogging up the courts and making good, 1069 01:17:11.239 --> 01:17:16.079 hard working mom and pop landlords. Why the hell are we putting this burden 1070 01:17:16.159 --> 01:17:21.119 on them? I mean, people work the system. Squatters now know what 1071 01:17:21.159 --> 01:17:26.600 they can get away with. Yet every day here's what I don't understand. 1072 01:17:26.720 --> 01:17:30.720 Every day I see on YouTube where people took matters into their own hands, 1073 01:17:30.760 --> 01:17:34.319 and they didn't get in trouble. You know, we're told constantly you'll get 1074 01:17:34.399 --> 01:17:38.439 in trouble if you take them out on your own. You know. I 1075 01:17:38.479 --> 01:17:42.479 guess you could if you get violent or stupid. But I don't see why 1076 01:17:42.560 --> 01:17:45.600 if there's a squatter in your house, why you would get in trouble kicking 1077 01:17:45.640 --> 01:17:50.039 their ass out, dragging them out of the house. Why. I don't 1078 01:17:50.159 --> 01:17:58.000 get it. Our entire way of life is turned upside down nowadays with people 1079 01:17:58.079 --> 01:18:01.880 trying to be correct. Don't get it. Thank you deputy for looking into 1080 01:18:01.960 --> 01:18:04.800 this, But there's God, there's really got to be a change. But 1081 01:18:04.880 --> 01:18:10.479 you will not get the change in the law with a lopsided government. Again, 1082 01:18:10.840 --> 01:18:14.439 I've said this before, and I defy anyone to disagree with this. 1083 01:18:14.960 --> 01:18:19.680 You can't have lop sided government, no matter which side it's slopsided. You 1084 01:18:19.760 --> 01:18:25.560 can't. You get too much craziness one way or the other. And right 1085 01:18:25.600 --> 01:18:30.159 now our state is turning into a crazy state. It's no longer what it 1086 01:18:30.239 --> 01:18:34.159 used to be. I mean, I swear to God, it's it's terrible. 1087 01:18:34.600 --> 01:18:39.039 Does anyone disagree with that? Huh? Do you really do? You? 1088 01:18:39.520 --> 01:18:43.239 Three? Oh? Three seven one three talk seven one three A two 1089 01:18:43.319 --> 01:18:53.039 five five. Hi Tom Martino, your troubleshooter. Three O three seven one 1090 01:18:53.159 --> 01:18:57.399 three talk three O three seven one three eight two five five. All right, 1091 01:18:57.479 --> 01:19:02.600 So I talked about I talked about the eviction laws being changed, and 1092 01:19:02.680 --> 01:19:06.039 I really believe they need to be changed. Now I want to go on 1093 01:19:06.079 --> 01:19:10.520 to this carriage leasing. I promise to tell you about real quick. Carriage 1094 01:19:10.600 --> 01:19:15.279 Leasing did a Ponzi scheme. But when I say Ponzi, there's limited amounts 1095 01:19:15.279 --> 01:19:20.239 of Ponzi's. Sometimes you call it playing the insurance game, like you hope 1096 01:19:20.279 --> 01:19:26.960 not everyone will ask for something at once, like Madeoff with Madeoff. I 1097 01:19:26.960 --> 01:19:30.079 can tell you, beyond a shadow of a doubt what happened with Madeoff with 1098 01:19:30.239 --> 01:19:33.560 made Off. What happened was in December of two thousand and eight. There's 1099 01:19:33.600 --> 01:19:36.159 a reason I remember this, but I don't want to get into it. 1100 01:19:36.439 --> 01:19:45.880 He faced something he never thought he would face seven billion dollars of redemption requests. 1101 01:19:45.319 --> 01:19:49.079 So he had some funds and he would invest your money, but he 1102 01:19:49.159 --> 01:19:55.279 never really invested your money. He did a little, but mainly he lived 1103 01:19:55.319 --> 01:20:00.239 on it and stashed it. And then when people asked for redemption. He 1104 01:20:00.279 --> 01:20:05.039 would mail out a redemption and he would say this is part of your your 1105 01:20:05.159 --> 01:20:09.920 return or something. He would give them a really good feeling that they still 1106 01:20:09.920 --> 01:20:14.560 had a bunch of money, so they wouldn't have They don't feel like their 1107 01:20:14.560 --> 01:20:17.039 money's gone. They felt like it was there, and they just would make 1108 01:20:17.079 --> 01:20:21.680 a redemption or two. But because he had so many billions under management or 1109 01:20:23.079 --> 01:20:28.600 in his pocket, he could meet redemption requests. But for some reason, 1110 01:20:28.720 --> 01:20:32.079 and we don't know why exactly, I think it's because we were going into 1111 01:20:32.119 --> 01:20:38.239 that deep, deep recession in two thousand and eight that people started asking for 1112 01:20:38.279 --> 01:20:43.640 their money, and it was unprecedented that he got a seven billion dollar request. 1113 01:20:43.960 --> 01:20:46.319 When they were all added up, he could not meet it. He 1114 01:20:46.399 --> 01:20:53.359 was struggling. So he got together with his sons and key employees and said, 1115 01:20:53.399 --> 01:20:57.760 listen, the company is one big lie. I don't have the money. 1116 01:20:58.159 --> 01:21:01.279 I spent the money, and the way I been sending out returns is 1117 01:21:01.319 --> 01:21:04.800 with some of the money I have, but I don't have seven billions. 1118 01:21:05.039 --> 01:21:12.840 And then also I've been bringing in new investors, but because of the recession 1119 01:21:12.880 --> 01:21:17.000 coming, we don't have new investors, and uh, we don't have the 1120 01:21:17.039 --> 01:21:24.720 money to redeem. He estimated that he had taken in about fifty billion fifty 1121 01:21:25.199 --> 01:21:29.920 billion, and he could not come up with seven billion. Now he owned 1122 01:21:29.960 --> 01:21:34.640 things, but that all collapsed. So his sons actually reported him. Did 1123 01:21:34.680 --> 01:21:39.000 you know that? Did you know? That's how made off? His sons 1124 01:21:39.079 --> 01:21:45.000 reported him, and federal authorities came in and arrested him, like within days. 1125 01:21:45.319 --> 01:21:49.520 A lot of people don't understand that that there's the sons reported him. 1126 01:21:49.520 --> 01:21:54.600 They were so devastated by it. Three zho three seven to one to three 1127 01:21:54.680 --> 01:21:59.439 talks seven one three eight two five five. Now carriage Leasing, what happened 1128 01:21:59.479 --> 01:22:03.279 with them is they would advertise they'll get you out of your lease. Now, 1129 01:22:03.319 --> 01:22:06.520 for a lot of people who have a car lease, they can't they 1130 01:22:06.560 --> 01:22:12.119 find they can't sell it and pay off the lease, and they're burned. 1131 01:22:12.159 --> 01:22:14.920 They didn't put money down they did this, so they but they want to 1132 01:22:14.920 --> 01:22:18.119 get rid of the payment so they can buy another car or whatever. And 1133 01:22:18.199 --> 01:22:26.760 so what happened was this company advertised that they would release the car, not 1134 01:22:26.880 --> 01:22:30.720 release it, but release it. They would take it and have someone else 1135 01:22:30.840 --> 01:22:34.600 take over your lease, and they guaranteed it. So what carriage leasing would 1136 01:22:34.640 --> 01:22:39.960 do, let's say they took in one hundred cars. Now these hundred cars, 1137 01:22:40.000 --> 01:22:45.399 these owners went away fat and happy. They literally just signed their cars 1138 01:22:45.399 --> 01:22:50.039 over. So now of these hundred cars, carriage leasing would would would advertise 1139 01:22:50.159 --> 01:22:55.760 no credit check, no down payment, take over a lease. Oh no, 1140 01:22:55.760 --> 01:22:58.239 no, actually they did. They did charge it up front fee. 1141 01:22:58.319 --> 01:23:00.520 They did, I'm sorry. Sometimes they charged the feet of the people that 1142 01:23:00.600 --> 01:23:05.520 turned in their lease. Sometimes they charged it to the person who's taking over 1143 01:23:05.560 --> 01:23:11.000 the lease. So usually one thousand dollars on each end, so they'd make 1144 01:23:11.039 --> 01:23:15.279 two hundred thousand dollars. Right, So now think about this, they'd had 1145 01:23:15.319 --> 01:23:18.000 one hundred cars come in, They charge one thousand dollars on each end, 1146 01:23:18.439 --> 01:23:25.920 so they made two hundred thousand there. Then they would collect the lease payments 1147 01:23:26.199 --> 01:23:30.479 from the people who put the thousand dollars down for the cars who were supposedly 1148 01:23:30.560 --> 01:23:34.000 taking them over for the other people, and these hundred people, and I'm 1149 01:23:34.079 --> 01:23:39.239 using one hundred as an example. These hundred people would then make payments. 1150 01:23:39.560 --> 01:23:43.680 So let's say one hundred people were making payments, and some of those payments 1151 01:23:43.720 --> 01:23:47.199 were six hundred a month. Okay, So each month these people were taking 1152 01:23:47.239 --> 01:23:54.039 in sixty thousand dollars. So let's say over a year, these people took 1153 01:23:54.079 --> 01:23:58.439 in seven hundred and twenty thousand dollars in lease payment. Now that's only one 1154 01:23:58.520 --> 01:24:02.479 hundred clients. He had like six hundred clients, so let's say seven hundred 1155 01:24:02.479 --> 01:24:06.560 and twenty thousand. So this guy was taking in millions of dollars a year 1156 01:24:06.880 --> 01:24:14.640 on lease payments, but he wasn't paying the banks on those leases. The 1157 01:24:14.680 --> 01:24:19.600 customers thought he was. Both the customers who had their cars released and those 1158 01:24:19.680 --> 01:24:26.520 who were leasing them thought this carriage leasing was passing on these payments, but 1159 01:24:26.640 --> 01:24:30.279 he wasn't. So he made two hundred thousand up front for each hundred cars. 1160 01:24:30.680 --> 01:24:36.279 Plus he made millions of dollars a year in lease payments. So eventually 1161 01:24:36.880 --> 01:24:42.800 what would happen is they he would get the notices of late payments here and 1162 01:24:42.840 --> 01:24:46.079 there from the leasing companies, which he ignored. But when a customer called 1163 01:24:46.119 --> 01:24:51.399 and said, hey, a year ago you released my car and I found 1164 01:24:51.479 --> 01:24:58.079 out the payments aren't being made, and when they made noise, this guy 1165 01:24:58.479 --> 01:25:02.600 would pay that one. He would write a check and pay it, so 1166 01:25:02.680 --> 01:25:08.039 the customer went away fat and happy. Then he waited for another complaint to 1167 01:25:08.039 --> 01:25:13.680 come in to pay that one. And he only paid when the customers who 1168 01:25:13.880 --> 01:25:17.359 released their cars with him found out about it, and he played the odds. 1169 01:25:17.760 --> 01:25:24.359 He played the odds that more money would come in than went out until 1170 01:25:25.000 --> 01:25:28.000 I found out about it, and I spilled the beans, did the story. 1171 01:25:28.119 --> 01:25:31.119 Unfortunately, he killed himself and it all came crumbling down, and that 1172 01:25:31.199 --> 01:25:36.640 was carriage leasey. So you see, that's what people do with these schemes. 1173 01:25:38.079 --> 01:25:44.479 They take money in and they hope that the redemptions will not outweigh the 1174 01:25:44.560 --> 01:25:47.680 income. It's that simple, and they keep it going for a very long 1175 01:25:47.720 --> 01:25:53.279 time. In some cases. I don't know how long Bernie madeoff actually kept 1176 01:25:53.319 --> 01:25:56.359 it going, but it was a long time. Drew, what's going on 1177 01:25:56.439 --> 01:26:00.479 with you? Drew? Welcome to the show, Drew. I'm with you. 1178 01:26:04.399 --> 01:26:08.880 What's going on? And I haven't heard from you in a while. 1179 01:26:09.479 --> 01:26:15.439 In any case, State Farm Insurance has blacklisted me. I've got an excellent 1180 01:26:15.560 --> 01:26:19.760 driving record, but as you know, we have prevailed against certain government agencies. 1181 01:26:19.840 --> 01:26:23.960 I don't know if it's political. Now, what do you mean they 1182 01:26:24.039 --> 01:26:28.800 blacklisted you? What does that mean? I called State Farm Insurance on Friday 1183 01:26:29.399 --> 01:26:33.319 asking them for a quote for my car insurance, and the lady told me 1184 01:26:33.920 --> 01:26:39.960 said, my car is rated severe even though I've got an excellent driving record. 1185 01:26:40.279 --> 01:26:42.520 What car is it? I mean, they refused to give me a 1186 01:26:42.600 --> 01:26:45.760 quote. They said I was not eligible for a quote, even though I've 1187 01:26:45.800 --> 01:26:50.399 got an excellent driving record. Why did they say why? I asked them 1188 01:26:50.439 --> 01:26:55.520 why? And the lady said she didn't know why, but she said that 1189 01:26:55.920 --> 01:27:00.039 she admitted I've got an excellent driving record, and I'm I'm not getting a 1190 01:27:00.119 --> 01:27:03.000 quote. It's right in her computer. Well, why don't you go somewhere 1191 01:27:03.039 --> 01:27:05.720 else? I mean, why do you care? Hold on? Just hold 1192 01:27:05.800 --> 01:27:09.359 on? I got more coming up. Three O three seven to one three 1193 01:27:09.399 --> 01:27:17.520 talk seven one three A two five five. Hold on, Hi, Tom 1194 01:27:17.560 --> 01:27:23.239 Martine here three O three seven one three talk seven one three A two five 1195 01:27:23.319 --> 01:27:27.800 five. Hey, you know Drew I when you say blacklisted, listen. 1196 01:27:28.079 --> 01:27:32.920 There are plenty of times that people get canceled by insurance companies and they're just 1197 01:27:33.000 --> 01:27:39.560 canceled and you go elsewhere. It's not personal. It's happened to so many 1198 01:27:39.680 --> 01:27:44.800 people. I'm getting texts on that. What's that it's not canceled. I 1199 01:27:44.920 --> 01:27:47.720 called them up for a quote, and they refuse to give me a quote. 1200 01:27:47.720 --> 01:27:51.720 They told me basically on blacklist. Wait a minute, did you ever 1201 01:27:51.760 --> 01:27:57.600 have insurance with them before? No? Oh, so it's not a refuse, 1202 01:27:57.720 --> 01:28:00.439 it's not being canceled, it's not a renewal. It's it's that they 1203 01:28:00.479 --> 01:28:04.039 won't even give you a quote. Yes, and I've got it now. 1204 01:28:04.039 --> 01:28:05.960 Wait a minute, Wait a minute, Wait a minute. I got to 1205 01:28:05.960 --> 01:28:10.359 figure out why. Wait wait, wait, when you call a company you've 1206 01:28:10.439 --> 01:28:15.079 never done business with them before, is that right? Then they wouldn't know 1207 01:28:15.680 --> 01:28:19.119 if you're a pain in the ass or not. I'm serious. The last 1208 01:28:19.119 --> 01:28:24.680 time this happened, you call it up the insurance company about twelve years ago, 1209 01:28:25.239 --> 01:28:30.079 and the next day I got a call from the CEO apologizing and he's 1210 01:28:30.079 --> 01:28:33.399 straightened out everything. So that's what I'm hoping you. But who do you 1211 01:28:33.479 --> 01:28:36.359 have now that you're switching to State Farm? Who do you have now? 1212 01:28:36.680 --> 01:28:42.560 New Jersey Manufacturers? Okay, why don't you go to another company? Why 1213 01:28:42.640 --> 01:28:46.760 why State Farm? Well, because my physical therapist told me she got in 1214 01:28:46.760 --> 01:28:51.840 an accident her fault, and she switched the State Farm. I have a 1215 01:28:53.039 --> 01:28:57.560 near perfect driving record. Wait wait, wait, wait, why are you 1216 01:28:57.640 --> 01:29:04.039 switching? There must be a reason you're switching because my current company NJM raised 1217 01:29:04.239 --> 01:29:09.279 my rates because somebody rear ended me. It's not my fault. The state 1218 01:29:09.359 --> 01:29:12.760 troopers wrote, no, No, I understand that, But did you go 1219 01:29:13.399 --> 01:29:15.560 how much were your medical bills? Do you know? I don't know. 1220 01:29:15.600 --> 01:29:23.439 That's another thing that we're having to investigate because they cut off most doctors who 1221 01:29:23.439 --> 01:29:28.039 wrote physical therapy. So, as you know, we have beaten the governor 1222 01:29:28.359 --> 01:29:30.760 to stay. Okay, hold one, Drew, Drew, hang on a 1223 01:29:30.800 --> 01:29:33.000 second. I want to get our insurance experts on after the break. I'm 1224 01:29:33.039 --> 01:29:39.920 serious about this. I don't understand why a company would refuse to quote someone. 1225 01:29:40.479 --> 01:29:43.800 I don't know what there could be, and possibly in a clue report. 1226 01:29:44.399 --> 01:29:47.079 And a clue report, by the way, is a report that tells 1227 01:29:47.119 --> 01:29:51.960 each and every claim of each and every person. And the driving record is 1228 01:29:53.079 --> 01:29:57.319 one thing they go by, but they also go by the clue report. 1229 01:29:57.479 --> 01:30:02.520 And if the clue report show access of claims, if it shows excessive claims 1230 01:30:03.159 --> 01:30:10.119 or some weird stuff that could make it difficult for you to get a quote. 1231 01:30:10.720 --> 01:30:15.600 Have you tried out of grins, Drew? Have you tried to get 1232 01:30:15.600 --> 01:30:18.640 a quote from other companies? No? I have not. Why Just like 1233 01:30:18.720 --> 01:30:24.159 you were talking about if the government needs to be corrected. This needs to 1234 01:30:24.199 --> 01:30:28.479 be corrected. But Drew, Drew, Drew, what if you can let 1235 01:30:28.479 --> 01:30:30.600 me just seriously, now, come on, man, what if you could 1236 01:30:30.680 --> 01:30:35.479 get a quote from another company, let's say, like auto owners or shelter 1237 01:30:36.039 --> 01:30:41.199 or travelers, and it was a really good quote. Couldn't you just drop 1238 01:30:41.279 --> 01:30:45.479 this thing? Of course, Tom, But as you know, I've got 1239 01:30:45.520 --> 01:30:50.560 a principal bible prera. But but Drew, sometimes you just pick fights where 1240 01:30:50.600 --> 01:30:54.960 you don't need him. By the way, just so you know, just 1241 01:30:55.000 --> 01:30:58.960 so you know, Drew, State Farm sucks. It's it's a bad company. 1242 01:30:59.000 --> 01:31:02.079 Did you know that. No, it's a terrible company. In fact, 1243 01:31:02.079 --> 01:31:06.760 here are the top five companies that suck State Farm, Farmers, All 1244 01:31:06.800 --> 01:31:12.640 State, Fred Layer, and American Family. So you're it's kind of good 1245 01:31:12.680 --> 01:31:15.560 you got turned down or she's not turned down that they won't give you a 1246 01:31:15.640 --> 01:31:17.720 quote. Hold on, though, I want to get compass on to talk 1247 01:31:17.760 --> 01:31:23.439 about why a company would not quote someone if they have any idea. Plus, 1248 01:31:23.479 --> 01:31:26.119 we have Excel roofing back with us. We'll talk about roofing and more 1249 01:31:26.159 --> 01:31:29.640 coming up. Get your calls in three oh three seven to one three talks 1250 01:31:29.640 --> 01:31:31.880 seven one three eight, two five five, and remember you can always call 1251 01:31:31.960 --> 01:31:35.520 three oh three Martino three oh three, six two seven, eight four sixty 1252 01:31:35.560 --> 01:31:46.760 six. More Troubleshooter show coming up, Riddugh News. You need advice, 1253 01:31:46.800 --> 01:31:55.039 who you don't have, come run in just sustasis. We can show Shooter's 1254 01:31:55.159 --> 01:32:02.920 gonna help coming man, This is the Troubleshooters. No Tom Martino, Hi 1255 01:32:03.119 --> 01:32:06.399 Tom Martino, and you're welcome to the show. Three oh three seven one 1256 01:32:06.439 --> 01:32:11.520 three talk seven one three eight two five to five. Okay, so, 1257 01:32:12.000 --> 01:32:16.800 uh, pretty diverse show today on topics for sure. But this thing about 1258 01:32:16.880 --> 01:32:23.239 insurance, I want to talk to Jeremy first from Compass Insurance Group. Jeremy, 1259 01:32:23.359 --> 01:32:27.199 I want to run this by you. Okay. Drew called. He's 1260 01:32:27.199 --> 01:32:30.199 from New Jersey and he's listened to the show since I've been in New York 1261 01:32:31.119 --> 01:32:35.640 on WABC. And one thing I wanted to mention. He said he has 1262 01:32:35.680 --> 01:32:43.079 an insurance company now and he was going to switch or he was shopping and 1263 01:32:43.119 --> 01:32:46.640 he called State Farm for a quote and they would not give him a quote. 1264 01:32:47.640 --> 01:32:53.039 Now, mind you, he's never done business with them before. And 1265 01:32:53.319 --> 01:32:57.560 Drew, without getting to detail right now, though, what was the excuse 1266 01:32:57.640 --> 01:33:00.119 they gave you for not giving you a quote. What kind of car do 1267 01:33:00.199 --> 01:33:03.920 you have? And one Toyota car do you have? Drew? Two thousand 1268 01:33:03.960 --> 01:33:09.760 and one Toyota? Okay? How many miles on it? Uh, thirty 1269 01:33:09.840 --> 01:33:14.159 thousand? What kind of Toyota? Wait, you only have thirty thousand on 1270 01:33:14.199 --> 01:33:18.479 that car? Yes, okay, at Toyota? What Tota Corolla? Ellie? 1271 01:33:18.960 --> 01:33:24.479 And when you were in the when you were in the accident, the 1272 01:33:24.520 --> 01:33:30.840 rear end accident. How long ago was that? Thirteen months ago? And 1273 01:33:30.880 --> 01:33:35.439 it was the other person's fault? Right, totally? Sat troopers run up? 1274 01:33:35.640 --> 01:33:38.479 No, no, Drew, Okay, I don't need the story. 1275 01:33:38.720 --> 01:33:43.199 Now. Did the other insurance company pay for your car to be fixed? 1276 01:33:43.600 --> 01:33:47.720 Yes, totally? And a rent a car? Okay, So your car 1277 01:33:47.800 --> 01:33:53.119 is now fixed. And what kind of insurance were you asking State Farm to 1278 01:33:53.239 --> 01:33:58.479 quote? I was just asking them for a quote. I don't have collision 1279 01:33:58.560 --> 01:34:02.720 on the car because I drive very safe. And just a regular quote, 1280 01:34:03.239 --> 01:34:08.239 just liability, yes, okay. And what did they say to you? 1281 01:34:08.720 --> 01:34:14.239 Fay said it's in their computer. I'm not eligible. Fay can't give me 1282 01:34:14.279 --> 01:34:17.479 a quote. The lady didn't know why. I said, it seems like 1283 01:34:17.560 --> 01:34:25.439 I'm being blacklisted. She agreed with me. Okay, So, Jeremy Drew. 1284 01:34:25.520 --> 01:34:28.920 One thing Drew doesn't do is exaggerat or lie. He doesn't. He 1285 01:34:29.319 --> 01:34:31.680 might have a lot of stories over the years, but he's never lied. 1286 01:34:32.159 --> 01:34:36.319 So I'll bet you that's he was told that they can't ensure him. It's 1287 01:34:36.319 --> 01:34:42.239 in the computer. Why, Jeremy, Why why would a company say we 1288 01:34:42.359 --> 01:34:45.920 can't insure you. Well, there's different reasons that could be legitimate. It 1289 01:34:45.960 --> 01:34:49.039 could be a certain area, like we see that a lot in Colorado, 1290 01:34:49.560 --> 01:34:55.159 you know more with home insurance. Is your car on a salvage title or 1291 01:34:55.199 --> 01:34:57.560 is it a clean title? Yeah? Let me ask you this, Drew. 1292 01:34:57.640 --> 01:35:01.079 With the accident you had, I'm just curious about something. Were they 1293 01:35:01.079 --> 01:35:04.239 did they want to total that car? Because that was a twenty three or 1294 01:35:04.279 --> 01:35:08.279 twenty four year old car? WHA didn't you say that? No, No, 1295 01:35:08.479 --> 01:35:12.000 the car is only three years old. You said at two thousand and 1296 01:35:12.000 --> 01:35:16.159 one. Oh, I'm sorry, I'm I'm miss for twenty twenty one. 1297 01:35:16.399 --> 01:35:20.399 Sorry, got it? Okay, never mind? So was that car near 1298 01:35:20.479 --> 01:35:27.640 totaled or not? No? Okay, the other insurance company prepared everything and 1299 01:35:27.720 --> 01:35:31.319 paid for the rented car because I was totally innocent. So your car was 1300 01:35:31.439 --> 01:35:36.920 not a total salvaged car. It was totally repaired. How much did do 1301 01:35:36.960 --> 01:35:41.319 you know how much it cost to repair it? No? I don't know. 1302 01:35:42.039 --> 01:35:45.960 Okay, how long did it take? It took several months because of 1303 01:35:46.039 --> 01:35:53.199 the COVID to repair shop told me it took several months to get the parts 1304 01:35:53.199 --> 01:35:58.399 in. Okay, So Jeremy, keep going. It wasn't totally. It's 1305 01:35:58.439 --> 01:36:02.560 not total. That could be one driving record, you know, if you 1306 01:36:02.640 --> 01:36:05.680 do, he has a spotless driving record. Again, I don't think Drew 1307 01:36:05.720 --> 01:36:11.359 would lie. Could it be because he sustained injuries? I mean, I 1308 01:36:11.399 --> 01:36:15.399 don't want to say. No, I've never heard of that, and I've 1309 01:36:15.520 --> 01:36:18.920 never ran into a scenario. Jeremy, What would they be looking at when 1310 01:36:18.920 --> 01:36:23.680 they say the computer here, If he's never done business with them, what 1311 01:36:23.760 --> 01:36:27.680 are they looking at? Well, that's that's the thing that's troubling on this 1312 01:36:27.920 --> 01:36:30.239 is that you know, they do pull a lot of reports these days, 1313 01:36:30.239 --> 01:36:34.000 so they could pull and see it's a salvage title, or if there's an 1314 01:36:34.039 --> 01:36:38.720 area of the state that they're not writing business in, or whatever the case 1315 01:36:38.760 --> 01:36:41.760 may be. It doesn't sound like it's any of those which is kind of 1316 01:36:41.760 --> 01:36:45.840 the troubling part. Do you live in a bad area Drew yet? Drew, 1317 01:36:45.039 --> 01:36:48.399 No, I live in the same area I've lived in for twenty five 1318 01:36:48.479 --> 01:36:53.960 years now. The other insurance company isn't canceling you, is it. No, 1319 01:36:54.119 --> 01:36:58.479 they're not. You just decided to shop for new right. Yeah, 1320 01:36:58.680 --> 01:37:01.479 hey, Jeremy, I don't. I don't have anything to do with that 1321 01:37:01.640 --> 01:37:06.840 accident. I mean, it could be, but I don't. I would 1322 01:37:06.880 --> 01:37:13.239 almost call a different state farm agent and they should be able to give you 1323 01:37:13.319 --> 01:37:16.760 a specific reason. I don't think. I mean, I don't know why 1324 01:37:16.760 --> 01:37:21.920 she Jeremy, can you can compass right in New Jersey? We're not licensed 1325 01:37:21.920 --> 01:37:27.680 there. Unfortunately, could you look up a clue report on someone? I 1326 01:37:27.680 --> 01:37:30.279 can look up the clue report I should be able to Drew, there is 1327 01:37:30.319 --> 01:37:35.600 a clue report on people, and what it shows is your claim history. 1328 01:37:36.079 --> 01:37:41.960 Now you say, would you mind if Jeremy ran a clue report on your 1329 01:37:42.039 --> 01:37:45.239 name, just to see what could be coming up in the computer. That 1330 01:37:45.279 --> 01:37:48.840 would be great. I'd like to find out myself. Okay, hold on, 1331 01:37:49.319 --> 01:37:51.680 Drew, We're not going to do this on the air. We got 1332 01:37:51.720 --> 01:37:56.000 to do it off the air. But we're going to get some information from 1333 01:37:56.000 --> 01:37:59.680 you. And then what do you need, Jeremy, what information to run 1334 01:37:59.680 --> 01:38:04.039 a clue? I'll need his name, get a birth, driver's license number 1335 01:38:04.319 --> 01:38:09.359 and address. Okay, so, Jeremy, your name, date of birth, 1336 01:38:09.520 --> 01:38:14.520 driver's license number, and address. Hang on, Katschina, Could you 1337 01:38:14.640 --> 01:38:17.199 do that? I would be very interested. Now, Drew, would we 1338 01:38:17.279 --> 01:38:23.880 have permission to talk about your your your clue report? Sure? And he 1339 01:38:23.960 --> 01:38:28.239 has permission to look it up. Yeah, okay, let's figure it out. 1340 01:38:28.279 --> 01:38:31.279 There might be a Have there ever been mistakes on clue reports? Jeremy, 1341 01:38:31.640 --> 01:38:34.880 Oh, there's mistakes on cleue reports all the time. Yeah. Clee 1342 01:38:34.920 --> 01:38:40.119 reports as good as you know, garbage and garbage out. It's basically, 1343 01:38:40.199 --> 01:38:45.159 tell me this, what would be on a clue report that could possibly if 1344 01:38:45.199 --> 01:38:47.880 you were ever looking at someone? What would be on a clue report that 1345 01:38:47.920 --> 01:38:54.399 would cause you to look away? At fault accidents? That's what that's gonna 1346 01:38:54.399 --> 01:38:58.439 pull. And so you know, if someone had let's say three at fault 1347 01:38:58.479 --> 01:39:01.479 accidents, a lot of companies aren't going to take that person's out of their 1348 01:39:01.520 --> 01:39:05.359 eligibility. So when you're talking about a company like State Farm, where it's 1349 01:39:05.399 --> 01:39:11.199 one company, they're going to know what their threshold of what they'll take and 1350 01:39:11.319 --> 01:39:16.399 not. The other thing too, could be insurance score credit related. That 1351 01:39:16.479 --> 01:39:20.640 could be something because when you're talking about a specific company, they're going to 1352 01:39:20.760 --> 01:39:26.560 have whatever their guidelines are. No, but but you might get an idea. 1353 01:39:26.760 --> 01:39:30.520 I mean, do you have good credit, Drewly, I have very 1354 01:39:30.560 --> 01:39:34.880 low income. And do you know what your fights? Do you know what 1355 01:39:34.920 --> 01:39:39.319 your fight go score is? No? I don't know. It could be 1356 01:39:39.399 --> 01:39:43.479 your credit. However, let me tell you Tom, I have always paid 1357 01:39:43.720 --> 01:39:46.319 since No, No, no one cares about payment. Credit has nothing to 1358 01:39:46.479 --> 01:39:49.439 well, it does have to do with payment history, but it has to 1359 01:39:49.479 --> 01:39:56.279 do mainly with the extension of credit. Do you have credit cards? No? 1360 01:39:56.800 --> 01:40:00.199 I have not one paid insurance to the whole year, Drew. I'm 1361 01:40:00.239 --> 01:40:05.680 not asking about drue. I'm not asking about how you pay car insurance. 1362 01:40:06.000 --> 01:40:14.720 I'm not asking about anything except do you have credit cards? No? You 1363 01:40:14.760 --> 01:40:20.920 don't. Do you have any other extension of credit anywhere? Okay? So 1364 01:40:21.319 --> 01:40:27.960 you pay everything immediately? You do not have any bills that you pay monthly? 1365 01:40:28.960 --> 01:40:31.359 Mostly? Well, I pay my rent, okay, you pay your 1366 01:40:31.359 --> 01:40:35.680 rent, you pay your utilities? What else on my phone? Don't you 1367 01:40:35.720 --> 01:40:41.439 know? What, Jeremy. As crazy as this sounds, if you have 1368 01:40:41.479 --> 01:40:45.079 a guy on time, with his utility and rent and all that, that 1369 01:40:45.119 --> 01:40:47.880 doesn't count toward his credit. So what I'd like to know? Could it 1370 01:40:48.039 --> 01:40:54.319 possibly be a lack of credit? It absolutely could. Yeah, Drew, 1371 01:40:54.520 --> 01:40:59.640 I'm thinking we found the problem. Drew. You don't understand that. What's 1372 01:40:59.680 --> 01:41:02.680 that? I just don't understand why they wouldn't tell him that like that? 1373 01:41:02.680 --> 01:41:06.119 That they should state farm should know that. You know when they're pulling the 1374 01:41:06.199 --> 01:41:10.399 quote, Well, because I'm going to tell you why. I'm going to 1375 01:41:10.439 --> 01:41:15.840 tell you why because Drew has a way of making things a battle, and 1376 01:41:16.079 --> 01:41:19.960 I think they were afraid to talk to him about it. I think they 1377 01:41:20.039 --> 01:41:27.720 think he's going to sue or something because Drew makes wars. Drew, that's 1378 01:41:27.760 --> 01:41:31.840 the truth. You do. And I'm not saying you weren't justified. Students, 1379 01:41:31.960 --> 01:41:36.560 children, minorities, people were harming people. I'm the true preacher, 1380 01:41:38.039 --> 01:41:43.199 and I understand it. Drew. I'm not taught. I'm not judging you. 1381 01:41:43.720 --> 01:41:48.279 I am stating facts. You have had a lot of conflicts. You've 1382 01:41:48.319 --> 01:41:54.359 had a lot of conflicts in your life, just like Gary Cooper, just 1383 01:41:54.479 --> 01:41:58.800 like me. Hey hold on, Drew, hold on, let's get that 1384 01:41:58.800 --> 01:42:02.840 clue report done. Three three seven one three talk three oh three seven one 1385 01:42:02.880 --> 01:42:08.239 three eight two five five. You see, you see what we're getting at 1386 01:42:08.279 --> 01:42:11.920 here? I mean there there, there's something going on. And as a 1387 01:42:12.640 --> 01:42:15.600 you know, as a little joke, I mean, I imagine you understand 1388 01:42:15.680 --> 01:42:34.279 why I use this sound? Hey, Tom Martino here three oh three seven 1389 01:42:34.359 --> 01:42:38.359 one three talks seven one three eight two five five. All right, So 1390 01:42:39.000 --> 01:42:43.079 we're gonna do a clue report there and get a report done. But basically 1391 01:42:43.680 --> 01:42:46.640 I want to get back to my guest, and that is Henry from Excel 1392 01:42:46.720 --> 01:42:50.000 Roofing. So, Henry, as far as roofing goes, what do you 1393 01:42:50.000 --> 01:42:54.239 guys do about solar when they're solar on there? I'm just curious what you 1394 01:42:54.319 --> 01:42:58.079 do. So there's a lot of partners to partner with within Solar and there's 1395 01:42:58.079 --> 01:43:01.000 a couple larger companies. There's something called one called sun Run, and so 1396 01:43:01.119 --> 01:43:05.640 it's all about for the roofing contractor to find a qualified partner that can install 1397 01:43:05.720 --> 01:43:11.159 the system and tie it all into the roofing system correctly. Because there's a 1398 01:43:11.199 --> 01:43:13.920 lot of screwball so you got to remove it to fix the roof and then 1399 01:43:13.920 --> 01:43:15.359 put it back on. Sure. So there's I mean, there's two types 1400 01:43:15.600 --> 01:43:19.119 of solar deals that we come across. There's the full system and then also 1401 01:43:19.199 --> 01:43:24.039 the detached and reset right, And so for the detached and reset, the 1402 01:43:24.079 --> 01:43:28.600 whole roof might be totaled and we just need a solar person or subcontractor to 1403 01:43:28.600 --> 01:43:31.479 come and remove the panels and all the brackets and hardware and then we can 1404 01:43:31.520 --> 01:43:34.319 do our thing with the roof and then reinstall everything. Are they a pain 1405 01:43:34.359 --> 01:43:39.520 in the s when you run across solars, Yeah, it can definitely be 1406 01:43:39.600 --> 01:43:43.560 difficult. Yeah. Like I said, there's a lot of difficult people in 1407 01:43:43.600 --> 01:43:46.000 the industry. Yeah, and it's hard to find that really qualified partner. 1408 01:43:46.079 --> 01:43:53.760 But we have those connections. Yeah. So when it comes to the latest 1409 01:43:53.800 --> 01:43:57.319 and greatest, you mentioned some of these plastic roofs. You know, for 1410 01:43:57.399 --> 01:44:01.560 all the benefits they have, we are fining a lot of lifting and warping 1411 01:44:01.560 --> 01:44:04.840 for some reason. Again, I don't want to throw stones at these roofs. 1412 01:44:05.159 --> 01:44:09.520 It wouldn't dent him anyway. But what do you think, I mean, 1413 01:44:09.600 --> 01:44:13.119 have you heard about it? The lifting and the little bit of warping. 1414 01:44:13.600 --> 01:44:16.560 Yeah, So from a homeowner's perspective when they're looking upgrade their roof to 1415 01:44:16.640 --> 01:44:21.000 something that's more hail resistant or hail proof. I still wouldn't use that word. 1416 01:44:21.119 --> 01:44:25.079 Yeah, yeah, Yeah. There's those companies like f Wave and these 1417 01:44:25.119 --> 01:44:29.239 other synthetics. Yeah, and these they're somewhat prone to warping and we've seen 1418 01:44:29.359 --> 01:44:32.159 issues with that. So if I'm a homeowner, I'm either gonna make sure 1419 01:44:32.159 --> 01:44:35.880 that I wouldn't go with that Wave, but I'd make sure that I go 1420 01:44:35.960 --> 01:44:40.680 with like a stone coded steel or like a Da Vinci. Yeah. Or 1421 01:44:40.720 --> 01:44:45.560 also there's some other product called Euroshield. Yeah, that's purty good. Euro'shield 1422 01:44:45.680 --> 01:44:49.880 looks great, but my god, it's expensive. Yeah it is. Yeah. 1423 01:44:49.960 --> 01:44:53.680 It's made out of recycled car tires too, did you know that? 1424 01:44:54.159 --> 01:44:57.199 So it's good for the environment, yep, good for the roof. Have 1425 01:44:57.319 --> 01:45:00.680 you installed any of those. We haven't done any year Shield installations. We've 1426 01:45:00.680 --> 01:45:04.119 been testing it and we've been looking for the right house to do our first 1427 01:45:04.159 --> 01:45:10.279 install with. But from from the information the Rep's given us and the field 1428 01:45:10.319 --> 01:45:14.600 testing we've seen, we believe in the product. Is it beautiful? You 1429 01:45:14.640 --> 01:45:19.279 know it would it resembles a synthetic roof very similarly, like like, like 1430 01:45:19.319 --> 01:45:23.279 what does it resemble? That is it made to look like different kinds of 1431 01:45:23.279 --> 01:45:25.720 things? Or do you get one look only? So it kind of looks 1432 01:45:25.720 --> 01:45:29.239 like a slate, So love that look? I love that look. Doesn't 1433 01:45:29.239 --> 01:45:31.239 steel coded look like slate too? Not? Really? No, No, 1434 01:45:31.760 --> 01:45:35.640 steel code's gonna look like a tile. It's either rounded or flat. And 1435 01:45:35.880 --> 01:45:40.880 okay, it can be baton mounted where that's where they lay the wood pieces 1436 01:45:40.920 --> 01:45:44.399 on the decking and they screw it or nail it under that, or they 1437 01:45:44.439 --> 01:45:46.640 can go direct to deck, which is where they put it straight onto the 1438 01:45:46.640 --> 01:45:50.520 decking. All right, three all three seven one three talk. By the 1439 01:45:50.560 --> 01:45:58.119 way, when we were talking about Madeoff, we we talked about how how 1440 01:45:58.159 --> 01:46:04.239 it all started and he actually was doing this, this ponzie thing for seventeen 1441 01:46:05.119 --> 01:46:12.119 years before he was caught. Think about that seventeen years. All right, 1442 01:46:12.560 --> 01:46:15.359 bo, Deputy Bow, you've been working on some stuff. What's going on? 1443 01:46:15.439 --> 01:46:20.800 Bow? Yes, I've been working with a mister child that called into 1444 01:46:20.840 --> 01:46:26.680 the show last Friday and at ten o'clock hour, what was this first thing 1445 01:46:27.239 --> 01:46:30.960 out? It's ventual spelling is age. I got it? I got it, 1446 01:46:31.079 --> 01:46:33.640 Yeah, I got it. Now I'm sorry Triple A Services did a 1447 01:46:33.760 --> 01:46:40.840 drain repair and he said that the dirt under his concrete wasn't tamped properly and 1448 01:46:40.920 --> 01:46:45.880 the sidewalk might be in danger of sinking because the dirt sinking out from under 1449 01:46:45.920 --> 01:46:48.600 it. T I called and talked to him the next day. I had 1450 01:46:48.680 --> 01:46:55.840 him send pictures right this stinkholes right next to the sidewalk. Did you call? 1451 01:46:56.079 --> 01:47:00.159 Did you call Triple A? As I called on Chadday, I had 1452 01:47:00.199 --> 01:47:03.399 to send an email on Saturday and I followed up, followed up with a 1453 01:47:03.439 --> 01:47:10.359 service manager named Melissa on Monday. Yeah, and they they said, we're 1454 01:47:10.399 --> 01:47:14.880 going to take this your call. And now that I said, since we're 1455 01:47:14.920 --> 01:47:17.600 involved, going to get right on it. He said they were going to 1456 01:47:17.640 --> 01:47:24.199 go out and repair mister Chow sinkhole, fill it with the proper ever by 1457 01:47:24.199 --> 01:47:28.640 the end of the week. Excellent. Going to call Friday and follow up 1458 01:47:28.680 --> 01:47:31.920 and have mister Chow send an email of the picture, hopefully with the field 1459 01:47:31.960 --> 01:47:35.680 in sinkhole. You know, I did not. I've not heard a lot 1460 01:47:35.680 --> 01:47:41.520 of bad things about that company. There was one complaint we got about them, 1461 01:47:41.520 --> 01:47:45.039 not this one, but another one. But I pretty much don't get 1462 01:47:45.079 --> 01:47:49.199 a lot of complaints about them in general, so that's pretty good. Though, 1463 01:47:49.359 --> 01:47:53.640 where the trash did call, they did say they would take care of 1464 01:47:53.640 --> 01:47:57.000 it, so that's better than most cases I've been working on where they're not. 1465 01:47:57.159 --> 01:47:59.880 Oh no, I know you've been stonewalled a few times. I know, 1466 01:48:00.199 --> 01:48:02.920 what was that one? Are you making any progress on that other one 1467 01:48:02.920 --> 01:48:11.119 where they they just flat out lied? Remembers Yes, And when I don't 1468 01:48:11.199 --> 01:48:15.640 understand these companies, they always want to communicate by email, and with being 1469 01:48:15.680 --> 01:48:20.399 only five fingers, it takes me almost forty minutes a composed email. But 1470 01:48:21.079 --> 01:48:26.039 it's okay. I drafted up a second email, Tom, and I sent 1471 01:48:26.119 --> 01:48:29.800 it to you for approval to send to them. No, didn't I tell 1472 01:48:29.800 --> 01:48:34.800 you that that sounded good. Basically, these people insist that they pulled the 1473 01:48:34.840 --> 01:48:40.560 proper permits and they did not do the work that supposedly they did. I 1474 01:48:40.560 --> 01:48:44.920 mean to me, it sounds like they're just, I don't know another word 1475 01:48:45.000 --> 01:48:46.800 for it, lying. They lied. I didn't like it. I spent 1476 01:48:46.920 --> 01:48:50.079 over two hours of the City and County of Denver and even talked to the 1477 01:48:50.119 --> 01:48:56.760 inspectors and of the Community Planning Department just to confirm that they did not pull 1478 01:48:56.800 --> 01:49:00.359 any permits, and I didn't like the fact when they sent the email to 1479 01:49:00.479 --> 01:49:03.279 that said they did in fact Paul permit. And I just feel bad for 1480 01:49:03.399 --> 01:49:06.600 these people that haven't had all right, So listen that letter that you wrote. 1481 01:49:06.760 --> 01:49:11.319 Fine, I didn't know. Did you want me to doctor it up? 1482 01:49:11.640 --> 01:49:13.600 Oh? I got it. Sounded good. I just wanted to get 1483 01:49:13.640 --> 01:49:15.760 your blessing. I'm sorry. Here's another thing I want to tell you about 1484 01:49:15.840 --> 01:49:21.600 that helps with letters. You want to know what it is doctor doctor GPT? 1485 01:49:23.359 --> 01:49:27.640 Do you know what that ISPT? No, chat, Chat GPT, 1486 01:49:28.119 --> 01:49:31.960 it's artificial intelligence. You just copy you want to for the by the way, 1487 01:49:32.000 --> 01:49:34.039 they have a lot of free versions. This is what you should do 1488 01:49:34.079 --> 01:49:38.000 for the hell of it. I'm serious. You copy and paste it into 1489 01:49:38.239 --> 01:49:43.920 chat GPT and it rewrites it for you. Use it. You machine do 1490 01:49:44.359 --> 01:49:45.920 I'll have a machine do my next email. No, no, no, 1491 01:49:45.960 --> 01:49:48.720 do no. Just for the hell of it. Bo, this is fun. 1492 01:49:49.680 --> 01:49:57.600 Sign up for chat GPT that's free, or it's chat g b T. 1493 01:49:57.920 --> 01:50:02.239 So it's GPT, g P GPT. You're right, you're right, 1494 01:50:02.239 --> 01:50:06.720 you're right, you're right. So it would be golf, Papa Tango, 1495 01:50:08.199 --> 01:50:15.159 okay, chat GPT, And then the other one is free is if you 1496 01:50:15.199 --> 01:50:18.439 go to bing dot com and make that your search engine. You can use 1497 01:50:18.479 --> 01:50:25.079 something called copilot that's free too, and it really helps. Now, I'm 1498 01:50:25.079 --> 01:50:27.279 gonna be honest with you, I don't use it a lot for writing. 1499 01:50:27.359 --> 01:50:30.760 I like writing, but I do use it sometimes to try to proof free 1500 01:50:30.880 --> 01:50:35.319 certain things. It will rewrite stuff for you, and it's it's a lot 1501 01:50:35.359 --> 01:50:41.640 of fun. And again, sometimes it sounds a little canned. Sometimes it 1502 01:50:41.760 --> 01:50:45.960 sounds pretty damn good. So you ought to try it. Three oh three, 1503 01:50:45.000 --> 01:50:48.119 seven to one three talk. Thank you, Bo, Deputy Bo a 1504 01:50:48.119 --> 01:50:54.520 great addition to the team. Hey, Kachina was compass going to uh run 1505 01:50:54.600 --> 01:50:58.560 Drew through the clue report. He's doing it right now. He's going to 1506 01:50:58.560 --> 01:51:01.039 get back to me when he's got some more songs. But it would be 1507 01:51:01.079 --> 01:51:04.000 it would be fun to see what we come up with. Drew said, 1508 01:51:04.000 --> 01:51:08.359 he's being blackballed or not written by a company. We don't know why. 1509 01:51:08.520 --> 01:51:14.399 Shannon actually had a good suggestion. What is that? Well, his address 1510 01:51:14.640 --> 01:51:19.680 is an extended stay hotel. What yes, that is his home address. 1511 01:51:20.239 --> 01:51:25.560 So not sure if that makes any sort of difference, but well, I 1512 01:51:25.600 --> 01:51:30.880 think lack of credit along with an extended stay hotel may I mean it may 1513 01:51:30.960 --> 01:51:35.079 have something to do with it, you know, and you know it's weird, 1514 01:51:35.159 --> 01:51:40.399 but uh, there are a lot of things that insurance companies look at. 1515 01:51:40.479 --> 01:51:44.399 And they do look at addresses, and they do look at credit reports, 1516 01:51:44.880 --> 01:51:48.840 and they do look at driving history of course, and your claims history. 1517 01:51:49.199 --> 01:51:53.880 So let's talk about that coming up. I'm Tom Martino three oh three 1518 01:51:54.600 --> 01:51:57.880 seven one three talk three oh three seven one three eight two five five. 1519 01:51:57.960 --> 01:52:02.319 One thing I want to say about health grow Usman Wellness dot com. I'm 1520 01:52:02.319 --> 01:52:05.439 a member. I don't know if that's a proper term patient, member, 1521 01:52:05.479 --> 01:52:12.000 client whatever. I pay a few hundred bucks a month and the programs include 1522 01:52:12.079 --> 01:52:17.159 prescriptions and they include supplements, blood work every three months, and all your 1523 01:52:17.199 --> 01:52:25.199 doctor consultations. To me, it's an excellent concierge program for people that want 1524 01:52:25.199 --> 01:52:28.840 to be proactive with their health. I mean it's to me, it's it's 1525 01:52:28.840 --> 01:52:30.640 a value as well. For two hundred and forty nine bucks, you get 1526 01:52:30.640 --> 01:52:33.159 started just to see what they can do for you. Two hundred forty nine 1527 01:52:33.159 --> 01:52:38.760 get you the blood work consultation. You don't have no obligation Grossman g R 1528 01:52:38.880 --> 01:52:47.680 O S S. M An Grossmanwellness dot Com. Hi, Tom Martino, 1529 01:52:47.800 --> 01:52:53.479 you're troubleshooter tree Oh three seven one three talk three all three seven one three 1530 01:52:53.560 --> 01:53:01.439 eight two five five. Jeremy ran a clue report on Drew and we wanted 1531 01:53:01.479 --> 01:53:03.960 to know if there's anything that showed up, and Drew gave us permission to 1532 01:53:04.000 --> 01:53:08.680 talk about it. Anything show up? Yeah. So what I'm seeing is 1533 01:53:08.960 --> 01:53:14.119 there's an open pit claim personal injury protection claim. Well, that's because he 1534 01:53:14.199 --> 01:53:17.119 was retter ended right, right, Yeah, and it's nothing against him or 1535 01:53:17.159 --> 01:53:20.800 anything he did wrong. But a lot of companies, especially with any kind 1536 01:53:20.840 --> 01:53:28.479 of medical or liability type claim in this case medical claim, an open claim 1537 01:53:29.079 --> 01:53:31.079 is going to make it ineligible with a lot of Okay, Well, that 1538 01:53:31.239 --> 01:53:35.720 answers this question. Because he was hell bent on thinking he was blackballed. 1539 01:53:36.600 --> 01:53:41.000 Yeah, and I've never heard of that. I mean, I get where 1540 01:53:41.039 --> 01:53:45.520 people are coming from on it, but I think the open claim was kind 1541 01:53:45.560 --> 01:53:48.800 of pretty clear cut. We would have a lot of problems. Okay, 1542 01:53:48.880 --> 01:53:55.319 Well, that's great companies, now listen. I think that's good. So 1543 01:53:55.640 --> 01:53:59.720 what I'm going to do, Jeremy, is I'm going to tell I'm going 1544 01:53:59.760 --> 01:54:01.720 to held Drew and then if he has any questions, We're going to give 1545 01:54:01.800 --> 01:54:09.199 him your home phone number. A Jeremy, thanks for coming on. And 1546 01:54:09.199 --> 01:54:14.199 that's of course Compass Insurance home of the insurance checkup to make sure you're not 1547 01:54:14.239 --> 01:54:17.920 paying too much for your insurance or you're under insured or even overinsured. Three 1548 01:54:18.000 --> 01:54:23.159 h three nine nine six nine thousand. No, I wouldn't do that to 1549 01:54:23.239 --> 01:54:31.840 you. Yeah, oh my goodness. Anyway, Chris, let's talk about 1550 01:54:31.840 --> 01:54:36.119 your mobile home. What's happening, Chris, hi there. What happened is 1551 01:54:36.159 --> 01:54:42.399 the land well. The management from the mobile home that I lived in showed 1552 01:54:42.520 --> 01:54:46.439 up and told my aunt that she lives there, that what he called they're 1553 01:54:46.439 --> 01:54:51.279 going to have to tear down her garage because they need to get to the 1554 01:54:51.359 --> 01:54:56.119 water pipe. And I told her and none, They said, nobody else 1555 01:54:56.159 --> 01:55:00.720 in the whole community has the water I mean a garage. And I told 1556 01:55:00.760 --> 01:55:02.000 my aunt, I said, you should have told them out of people running 1557 01:55:02.039 --> 01:55:04.119 back, do you have a garage? But that has nothing to do with 1558 01:55:04.159 --> 01:55:06.119 it. No, wait a minute, wait a minute, so hold on, 1559 01:55:06.399 --> 01:55:11.279 this garage is built. This is a rental lot, right she owns 1560 01:55:11.279 --> 01:55:14.199 the mobile home or not? Correct? Yes, the mobile home in the 1561 01:55:14.239 --> 01:55:18.600 garage attached to it correct and gage the garage she built onto her mobile home 1562 01:55:18.720 --> 01:55:23.319 on a rented lot. Is that right? No, when she bought the 1563 01:55:23.359 --> 01:55:26.600 mobile home, the garage was there. So got it. Now, this 1564 01:55:26.760 --> 01:55:30.880 is okay, I get it. But if there truly is a line underneath 1565 01:55:30.960 --> 01:55:34.439 they have to get to to repair, well, they would have to go 1566 01:55:34.479 --> 01:55:39.560 through the garage and they're not responsible for that. Why is that Well, 1567 01:55:39.600 --> 01:55:45.960 because it's the infrastructure. They they're saying to you, listen, you built 1568 01:55:45.000 --> 01:55:49.600 that garage at your peril. We can't guarantee that we're going to build it 1569 01:55:49.680 --> 01:55:55.039 back. In other words, there is something going on underneath. And when 1570 01:55:55.079 --> 01:55:59.359 you build something in a trailer park, no matter what it is, it's 1571 01:55:59.439 --> 01:56:03.000 subject to being removed because it's not your land. Okay, wait wait, 1572 01:56:03.039 --> 01:56:08.560 wait wait okay, Tom, I'm a little confused because her neighbor when she 1573 01:56:08.640 --> 01:56:11.680 moved there, they wanted her, for example, real quick, to take 1574 01:56:11.720 --> 01:56:15.479 her fence down, and her neighbor got a lawyer and they said, no, 1575 01:56:15.720 --> 01:56:19.840 she bought it as is, And that's the No, that's true, 1576 01:56:25.600 --> 01:56:29.359 Chris, this is a different situation. Let me explain this. Okay, 1577 01:56:29.479 --> 01:56:33.159 that fence, if they had to work on an electrical line, or an 1578 01:56:33.239 --> 01:56:39.640 underground plumbing line that went under that fence, they would have had to remove 1579 01:56:39.680 --> 01:56:45.439 the fence and they would not have been obligated to put it back. Anything 1580 01:56:45.560 --> 01:56:54.000 built on other property, or easements or over lines or electrical lines or anything, 1581 01:56:54.359 --> 01:57:00.600 they're subject to be removed for repairs. They're not telling her she can't 1582 01:57:00.640 --> 01:57:04.279 have the garage. They're telling her they need to get to the drain pipe 1583 01:57:04.319 --> 01:57:12.159 to repair it. Rick, But she said that because they said it's unsafe. 1584 01:57:12.239 --> 01:57:15.159 Because she's lived there like fifteen twenty years, so she's got a lot 1585 01:57:15.199 --> 01:57:18.880 of Chris, are they saying Chris, listen, now you're saying two different 1586 01:57:18.880 --> 01:57:23.159 things. Here's what I want to know. Are they telling her she needs 1587 01:57:23.199 --> 01:57:27.119 to move the garage no matter or get rid of the garage no matter what 1588 01:57:27.520 --> 01:57:31.319 because it's unsafe, or are they telling her she needs to remove the garage 1589 01:57:31.399 --> 01:57:35.760 to work on the drain pipe. Which one is it? It's neither. 1590 01:57:35.960 --> 01:57:40.760 They're telling her we're going to tear down the garage because we have to get 1591 01:57:40.760 --> 01:57:43.600 to the water pipe. What do you mean it's neither? I just said 1592 01:57:43.600 --> 01:57:46.560 that. Are they telling her they have to tear down the garage to get 1593 01:57:46.560 --> 01:57:49.800 to the water pipe? And you said no, neither. Of course, 1594 01:57:50.079 --> 01:57:54.720 are they allowed to do that. Of course they are. Tell me this, 1595 01:57:55.079 --> 01:57:57.960 how would you propose they fixed the water pipe? You tell me, 1596 01:57:59.000 --> 01:58:01.039 Well, they said they were going to get an extra what do you call 1597 01:58:01.119 --> 01:58:05.319 extra diet or machine or something or tractor or something to get it out. 1598 01:58:05.359 --> 01:58:11.479 Extractor machine to take out the water pipe, I mean without without moving the 1599 01:58:11.600 --> 01:58:15.039 garage. Yeah, but they said they'd have to because there's too much stuff 1600 01:58:15.079 --> 01:58:18.399 in a garage. It's unsafe. Okay, listen, Chris, if you're 1601 01:58:18.439 --> 01:58:21.840 asking the short answer, they do have a right to do that. But 1602 01:58:21.920 --> 01:58:25.760 do they have to repair the garage? No? Do they destroy it? 1603 01:58:26.199 --> 01:58:30.479 No? They do not really. Now listen, unless unless I'm missing something 1604 01:58:30.520 --> 01:58:34.640 here, it's going to be in her lease and it's going to and I 1605 01:58:34.760 --> 01:58:40.000 also believe the garage was built on an easement. But most of the time 1606 01:58:40.479 --> 01:58:45.720 they do not have to repair somebody's stuff if they need to get to it. 1607 01:58:45.960 --> 01:58:49.279 Now, if it was the trailer that had to be moved, then 1608 01:58:49.479 --> 01:58:54.479 we have a problem because if there if she's renting a lot and the lot 1609 01:58:54.560 --> 01:58:57.720 is no longer able to be rented, they would have to pay for some 1610 01:58:57.880 --> 01:59:01.279 temporary housing or something. That would be different. I got more coming up. 1611 01:59:01.600 --> 01:59:10.560 Okay, hey Tom Martino here three zero three seven one three talk. 1612 01:59:10.640 --> 01:59:13.720 By the way, Chris does have more questions. I just want to remind 1613 01:59:13.760 --> 01:59:17.800 you, excelroofing dot com to get your instant roof cook three three seven sixty 1614 01:59:17.800 --> 01:59:20.640 four. Oh we lost him. Yeah, he did say he had other 1615 01:59:20.720 --> 01:59:24.960 questions, right, So, Henry, somebody wants to know. Are there 1616 01:59:25.000 --> 01:59:30.600 independent services you can call that would have that would have that you know, 1617 01:59:30.880 --> 01:59:33.720 can tell you what you need on your roof? I've never heard of. 1618 01:59:34.119 --> 01:59:39.640 I know there are roof inspectors, independent roof inspectors, but do you I 1619 01:59:39.680 --> 01:59:42.640 don't know of any other than roofers that tell you what you need, do 1620 01:59:42.720 --> 01:59:45.359 you? I mean, yeah, there are, there are roof inspectors, 1621 01:59:45.399 --> 01:59:48.880 and that's well, will they come out and inspect damage and give you an 1622 01:59:48.960 --> 01:59:51.840 I imagine they would. I mean they could, but it's it's much more 1623 01:59:51.880 --> 01:59:56.800 effective to help you too, I know. But again, if you if 1624 01:59:56.800 --> 02:00:00.439 it's because you don't trust the contractor, is that why you're asking on the 1625 02:00:00.600 --> 02:00:02.399 on the text. And if that's the case, well, you know, 1626 02:00:02.479 --> 02:00:05.479 get a few estimates then so I'll give him a shout out here on the 1627 02:00:05.520 --> 02:00:10.439 radio. His name's Gary Manlove, and if you have questions about your roof, 1628 02:00:10.560 --> 02:00:13.079 he can go out there and write a report on it, but that 1629 02:00:13.159 --> 02:00:16.079 will be very expensive. So if you're a consumer out there or a homeowner 1630 02:00:16.119 --> 02:00:20.199 that's questioning if they have hail damage, if you have hail damage, wind 1631 02:00:20.279 --> 02:00:24.720 damage, any sort of other issues, I would give Excel roof and a 1632 02:00:24.800 --> 02:00:29.720 call. Our phone number is three zero three seven six' one six four 1633 02:00:30.000 --> 02:00:33.960 zero zero, and we'll give you an honest roof evaluation where we'll document any 1634 02:00:34.039 --> 02:00:38.880 damage that we see, hail damage, wind damage, anything wrong with you 1635 02:00:38.920 --> 02:00:43.000 know, the sighting, all sorts of stuff. Now I have another text 1636 02:00:43.039 --> 02:00:46.840 here about Tom. You mentioned why are squatter's laws the way they are? 1637 02:00:47.279 --> 02:00:51.920 I mentioned that I believed that if squatters show up in your place and they 1638 02:00:51.920 --> 02:00:58.680 cannot show any previous agreement or any previous rent paid there, then they're a 1639 02:00:58.720 --> 02:01:01.159 squatter. You should be able to get rid of them immediately with police or 1640 02:01:01.159 --> 02:01:04.159 otherwise just to get rid of them. The only time there should be any 1641 02:01:04.199 --> 02:01:10.720 eviction right or eviction process is if you had an agreement with these people, 1642 02:01:11.119 --> 02:01:14.880 even a month to month agreement, or they can show they paid rent other 1643 02:01:14.960 --> 02:01:16.680 than that they should get rid of them. But one guy wrote, and 1644 02:01:16.720 --> 02:01:19.600 again this is not me. This guy wrote says, well, it's just 1645 02:01:19.680 --> 02:01:26.720 another democratic redistribution of wealth. They buy votes. They hate people who are 1646 02:01:26.760 --> 02:01:31.239 successful and corporations and all that, and what they do is they want to 1647 02:01:31.279 --> 02:01:36.439 pass laws to penalize them, and they want squatters and low lifes to vote 1648 02:01:36.479 --> 02:01:40.920 for them. I don't know, although a lot of stuff. If you 1649 02:01:40.960 --> 02:01:45.000 do think about it, there are way more medium to low income people and 1650 02:01:45.079 --> 02:01:49.640 poor people and immigrants than there are rich people. So if they cater to 1651 02:01:49.800 --> 02:01:54.119 the crowd, they do get more votes. There is no doubt about that. 1652 02:01:54.720 --> 02:01:59.159 But I'm not sure all of their motivations do that. I think there 1653 02:01:59.279 --> 02:02:04.640 is a certain amount of I don't know, liberals beliefs that think they're doing 1654 02:02:04.840 --> 02:02:08.840 good for mankind. I'm not saying they are, by the way, I'm 1655 02:02:08.840 --> 02:02:12.680 saying that's what they I don't think it's all just to buy votes. I 1656 02:02:12.680 --> 02:02:15.920 don't know. Again, we are coming up on the end of this show, 1657 02:02:16.000 --> 02:02:19.960 and I really have to emphasize that you can get on the show easily 1658 02:02:20.000 --> 02:02:23.920 without waiting. If you call three oh three Martino three oh three six, 1659 02:02:24.000 --> 02:02:25.319 two seven eight four sixty six