WEBVTT

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Yeah, ripped up news needed,
that's who you don't have. Come running

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just as fast as we can.
Shooter's gonna help coming. Man Dix is

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the Troubleshooter Show. No Tom Martino, Hello Tom Martino here, Welcome to

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the show. Solving problems, answering
questions, taking complaints, making your life

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a little easier. This hour brought
to you by whowaterpros dot net. I

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the best system's lowest prices, waterpros
dot net. Now I'm going to

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talk about something. I'm going to
make some pronouncements here. I want your

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comments. I want to make some
pronouncements. I think I'm qualified to make

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pronouncements after judging and listening and talking
and investigating, I'm I'm going to say

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this, and if you disagree,
please tell me where I'm wrong. Because

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I, unlike other people, is
mark on by the way, Unlike go

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ahead, I can't wait to hear
your Unlike other people, I change my

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mind when I'm wrong or right,
unlike some people I know who's not going

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to be mentioned right now, but
say you to see what I mean about

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him? Okay, hold on,
I'm going to make a pronouncement. There

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are no good There is no good
food that comes from food trucks. There.

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What brought that on? I don't
want to I don't want to get

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specific. No such thing as good
food from a food truck. Sorry,

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now, well, Shannon, come
on, man, why are you dropping

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your jaw? If you lower your
standards, you'll be impressed. I'm not

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talking about five star. I just
mean good food. I like junk food.

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I signed totally disagree with you is
I like hot dogs, burgers.

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I like a lot of things,
but I have never Okay, I've tried

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him and tried him and tried him. And I love when the neighborhoods have

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him. And I love Mark.
When you have met your place, I

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love him. When Garrett over at
eight eight a heat and got calm one

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day, had it for the holidays. He did it for his crew.

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I love people, I love their
effort. I want him to make money.

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But I gotta tell you, I
have never found good food in a

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food truck. You have Mark numerous
times you on Federal all the taco stands.

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Do you really find good ones?
Henry? It's funny because the best

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ones they're not even food trucks.
They almost look like homeless camps. They

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have like the No, but I
I don't know, see Chopper agrees with

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me. I mean truly, come
on, I mean, okay, never

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mind, I want to know.
I mean, but I mean really good

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food. Come on, all right, Jane, what's going on? Jane?

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Well, I'm trying to change my
cell phone provider and I can't get

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my present one to release me.
Okay, Jane? Who is the provider

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you have? Now? Pure Talk? Oh? Okay? And did they

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provide you with a phone? Yes? And are you paying on that phone?

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How does it work a Pure Talk? Do you pay? Is it

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pay as you go or how does
it work? It's a monthly fee?

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Okay? Now why won't they release
your number? Well, for one thing,

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I can't get a hold of them. They have to have I don't

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care what she says they have to
that's right. Well, all they do

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is put me on hold, and
I've been on hold for twenty minutes and

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thirty minutes and it's all I get
done. Now, how much a month

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is it? You know? I
don't know offhand, I'm sorry. And

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how do you pay for it,
Jane? Through my checking account? It's

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automatic withdrawal? Right, man,
that's bad because us. If they don't

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stop withdrawing, there's no way your
bank will do it on your say.

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So it's a terrible thing. But
yeah, but as far as her question,

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it has nothing to do with Pure
Talk. She needs to call up

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whoever she's going with and give them
the information, the account number for Pure

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Talk, the phone number, and
they'll port it. Now, they'll port

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the number, but she's still going
to be charged. Pure Talk is still

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going to charge her that if she
owes for the phone, of course,

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how much? How much? What
kind of phone do you have, Jane,

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I have a fansung And how long
ago did you get that phone?

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Well, it's I've been with pure
Talk over a year and I got a

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new phone. I think of it
earlier this year. Wait, okay,

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and how much do you pay a
month? I'm sorry, I don't remember.

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Okay. Well, we have to
know all this, Jane, because

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one of the reasons you can't cancel
is if the phone's not paid for or

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you have to pay for it in
full? Are you probably do that?

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Okay? I can't talk to anyone
to find out that number, no matter

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what, Tom, No, No, I get that, Mark, I

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get that she can port the number, but she's got to pay for the

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cell phone in order to get her
contract ended. I think. But we

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can call and find out from Pure
There's got to be someone from Pure Talk

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in a mediate department or PR department
that we can ask general questions. In

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fact, dollar, what wonderful dollar? Why don't we ask some deputy Dollar

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with us today along with Deputy Chopper? And then I have Henry Breadth from

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sol Rufie. Hey, deputy,
why don't we ask him in general?

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What's the procedure if they're still paying
on a phone and then they have you

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know, they they want to leave, but again numbers cannot be held up.

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But they can still charge you for
the phone and for cancelation and all

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that. I don't know what kind
of contract they have. Really, where

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did you go to sign up for
them? Did you do it online?

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Yeah, you did it online all
by yourself. You went online and signed

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up and they sent you a phone
all by yourself. No, No.

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What I mean is no, what
I didn't mean that as an is I

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meant like, you went online,
you did everything yourself. You didn't have

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to go to a store, you
didn't have to do anything that's right,

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and then they sent you the phone. Yes, okay, I'm going to

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go to their website too and look
at some of the UH terms and conditions

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and see what they say. So
hold on, We're going to have somebody

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call over there to find out some
general information. Three oh three seven one

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three talk three oh three seven one
three eight two five five. Angie has

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an issue with drainage in her home. Angie, what's going on? Hey?

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There, So seven years ago I
purchased a home up here in South

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Johnstown's historic Spanish Colony neighborhood. Okay
that's seven years ago. Okay, yeah,

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seven years I've been in this home, and since then we've definitely faced

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persistent issues with city maintenance, just
regarding drainage, infrastructure and the roads and

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sidewalks and touch basic services like snowplows. It was Oh, by the way,

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was this a new home. No, this was not. This home

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was built back in nineteen fifties.
These homes, all of these homes actually

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were built in the first one originating
in nineteen twenty four, so it's our

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hundredths first day up here in this
neighborhood. They were built for the workers

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labors for the Great Western Sugar Company, and these homes were given to them

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so that they would stay all year
round. So most of my neighbors,

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their grandparents own these homes or their
parents right now that are living in them

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as well. Okay, so and
you bought that how many years did you

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say? It was seven years ago? And so what's going on? So,

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I mean, initially the things that
we were seeing that happening as a

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neighborhood, we've I noticed that my
neighbors came together and just kind of did

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it themselves, purchasing clouds, leaning
off the storm drain cover that was there.

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Okay, so you're saying that the
neighborhood itself, and I have to

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get a picture of this. The
neighborhood itself is taking on a lot of

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responsibilities that should be done by a
municipality correct and always really has in the

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seven years, and then they talk
about how they've always had had to do

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that. I do have only like
two to three residents that are monolingual English

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speakers, and they're the ones that
have put in the most complaints. Now,

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now, okay, what I want
to know though, this is important,

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Angie. What's the municipality? Is
it a county you're looking at or

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a city? A city? And
is it actually Johnstown? It is Johnstown?

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Yes, and okay, So the
obvious question is this, if you

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called Johnstown to say, hey,
you know, why is our neighborhood neglected?

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What do they say? So I
spoke a year ago, because in

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the last three years we've had a
massive town home development actually put their and

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stuff against our fence and create a
new, sprawling area and that's when all

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the and that's when all the problems
happened. Yeah, in the last year

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it's actually been so exatibated that we
can't what we're doing is not helping.

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And we flood every time it rained. What our front yard? Okay,

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now, hold on, So they
put in a new development and now you

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have flooding in your art. We
talked about drainage yesterday and it's a little

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weird about drainage, but with a
new subdivision, they definitely have to have

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a drainage plan for the neighborhood when
this was approved. Were were there public

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hearings and all of that this development, there were hearings. Unfortunately, my

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husband and I were out of town
for the entire summer. We're both teachers,

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so we went back to the Midwest. But I do have neighbors that

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I've been able to pull up their
public comments and their concerns from twenty twenty

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one when this was going on,
being that the new subdivision was building up

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next. Yeah, okay, so
you mentioned you're mentioning a lot of things

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in general. You're saying city services, but you're also saying drainage. If

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you had to make a list of
major problems, drainage would be one of

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them. What would what else would
be on that list? Our sidewalks in

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our street are boeing and eroding and
crafting, Like I now park on dirt

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in front of my house because we
don't have briadways because the road has eroded

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away and my sidewalk is cracked.
This was a paved street that they just

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let go to hell. Yeah,
what else? Drainage? Streets? What

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else streets? I think I mean, drainage in the streets and the curbs

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are definitely well, that's pretty major. I just wondered, I want to

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get a wall. While we're talking
about what does the city say about it?

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The city a year ago when I
told them and I spoke about our

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drainage issues in my neighborhood across the
street from town hall, because by the

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way, I live right across the
street from meetings and I've attended every single

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week, right, So what do
they say. They said, ten years

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ago they put in a storm drain
and that they took care of that problem

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and they've never had complaints since.
That's what the old mayor told me.

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And then when I told them about
the termite infestation, they just basically said

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they in my home. They basically
said like, okay, well you should

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probably get that, you know,
addressed and taken care of, and we

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feel sorry for you. Well,
what about the streets. What do they

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say about the streets? The streets? They so they actually in the past,

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I did go on social media during
a storm that was live and immediately

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after that next week they had a
company coming to redo a massive dip in

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our neighborhood. As you entered there
was a huge dip that would cause us

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to bottom out. But the problem
with that is when I talked to that

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crew and that project manager, I
asked them if it had anything to do

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with the drainage infrastructure issue, and
they said it was all cosmetic and that

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they So I want to know this
is your neighborhood the only one experiencing problems?

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Yes, then why just hold on? That's the part I need to

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00:11:52.679 --> 00:12:00.279
know. Why just your neighborhood more
coming out of show go with a sure

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seven to seven to one help.
You'll think you're his only customer when you

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00:12:20.799 --> 00:12:24.960
choose Frank durand the real estate Man
dot com to list your home with Remax

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Alliance three oh three nine two zero
sixteen twenty two. Tom Martine here three

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00:12:35.679 --> 00:12:37.840
all three seven one three talks seven
one three eight two five five. So

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we're looking into the Johnstown thing to
figure out what's going on. By the

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way, I want people to tell
me I'm wrong when it comes to food

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trucks not having good food. Now
you're wrong speaking of food. Yeah,

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but you're not giving me specifics.
So okay, the California Labster Rolls absolutely

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dealish. What's the name of the
place the truck, California Lobster Rolls.

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No, there is one called California
Lobster Rolls. A truck now that sounds

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really good. I mean, I've
never had it. Is that the one

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from Shark Tank Mark? It could
be Actually, now that you say that,

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it sure could be California Lobster Rolls. They are good, supposedly,

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there's nothing cheap about it. It's
like twenty five bucks for lunch. Well

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it's lobster you know. Hey,
here's another thing, speaking of dining.

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Now, maybe you've all noticed it
and you don't care, but these fees

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are showing up and they don't tell
you. Now, some of them are

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flat out called gratuity, okay,
and they're twenty percent no matter what,

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on top of your bill. You
have to look. They don't tell you.

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And then there's still a place for
your tip. Okay. But there's

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another one, and that is service
charge. Now what is it? Now?

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Now this and it's new, it's
new, or they say kitchen staff.

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Have you seen those? Yeah?
I might as well just see payroll.

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What's that mark? They might as
well just say payroll, or why

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not say kids braces? I mean, if you're going to delineate your expenses,

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I mean, you know, college
fund, I mean, what the

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hell I mean, just charge I
don't understand that. Why not just charge

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more for everything? Because they want
to be sneaky. Yeah, they want

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you to know your food. The
food's not that expensive, the damn people

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serving it is are I mean they're
they're really expensive or they're pain in the

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ass. No, really, I
don't know how you feel about these.

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I don't mind paying, you know, just pay a fair price and not

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have tips, or pay a price
and have a tip, but the sneaking

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00:14:46.360 --> 00:14:48.600
in a fee plus a tip that
this is where and then if you don't

205
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give a tip on top of a
tip, like I went to a resort

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00:14:52.679 --> 00:14:56.080
one time. When where is it? What's the one I'm thinking of?

207
00:14:56.159 --> 00:15:00.159
Now? It could be the broad
More anyway where it's all built in now

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00:15:00.320 --> 00:15:05.559
twenty percent on everything you do there, everything everything's built it's twenty percent and

209
00:15:05.600 --> 00:15:09.600
they call it a You know a
built in gratuity, but if you don't

210
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give an additional gratuity, they kind
of look at you with I'm not talking

211
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about the broad more specific, I'm
talking about the trend. If you don't

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00:15:18.159 --> 00:15:22.399
tip on top of it, they
give you the side eye. I came

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00:15:22.480 --> 00:15:24.879
up with a new one. You're
ready for this? What is if I

214
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ain't sitting, I ain't tipping.
I am no longer tipping. If I

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00:15:28.080 --> 00:15:33.000
walk up and pick something up at
a counter that includes Starbucks, now I'm

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00:15:33.000 --> 00:15:37.120
not sitting. I'm not Those two
go people work hard to get you ready

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00:15:37.120 --> 00:15:39.639
and all that. No, come
on, they don't serve you, but

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00:15:39.679 --> 00:15:43.720
they work hard. Hey, hey, Cynthia, Angie, hang on,

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00:15:43.799 --> 00:15:50.080
we're we're working on Angie, we're
working on that one with Yeah. Are

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00:15:50.120 --> 00:15:52.960
you saying the kitchen staff doesn't work
hard? Then by saying that, no,

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00:15:54.240 --> 00:16:00.600
prepare work, Cynthia, what's going
on with you? There is a

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00:16:00.720 --> 00:16:11.799
law or an ordinance that requires HOA
inspector violation inspectors that drive around for violations?

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00:16:11.159 --> 00:16:15.240
Do they have to be in an
identifiable vehicle? No? Wait a

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00:16:15.279 --> 00:16:19.200
minute, Wait a minute, Cynthia, I don't know of any regulations covering

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00:16:19.480 --> 00:16:25.799
HOA enforcement officers or inspectors or homeowners
who are pains in the ass, they

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00:16:25.840 --> 00:16:27.759
can just well. I mean I
knew a guy once that just walked around

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00:16:27.799 --> 00:16:32.279
with a clipboard and then he would
call up his HOA. He wasn't even

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00:16:32.360 --> 00:16:34.480
hired by the HOA. I don't
think there's any I don't know of any

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00:16:34.639 --> 00:16:40.600
laws that say that an HOA vehicle
has to be marked. I think it

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00:16:40.639 --> 00:16:44.159
should be. Well, why is
that what happened with you? We're getting

231
00:16:44.200 --> 00:16:48.840
we're getting we're getting violations, and
we've also had a lot of robberies in

232
00:16:48.879 --> 00:16:51.960
the area. Yeah, we don't
know. Well, they don't care about

233
00:16:52.000 --> 00:16:55.159
that. They just care about if
you're trash can showing from the street,

234
00:16:55.399 --> 00:16:59.279
or if you're or if your curtains
aren't the right color. Yeah, so

235
00:16:59.320 --> 00:17:03.120
anyway, but it's okay to steal
cars and do all that other stuff.

236
00:17:03.240 --> 00:17:07.200
But let me ask you some of
the seriousness, Cynthia, specifically, what

237
00:17:07.240 --> 00:17:11.599
are you talking about that's you're upset? You're gonna love this. I got

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00:17:11.640 --> 00:17:15.920
a violation for having artificial flowers in
my yarn. You know what. I

239
00:17:15.960 --> 00:17:19.960
got one of those. My wife
put some in for because she didn't like

240
00:17:21.000 --> 00:17:23.319
that it wasn't landscape properly, and
it's supposed to be done by the Hua

241
00:17:23.480 --> 00:17:26.119
in those areas. And they said, you're not supposed to do that.

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00:17:26.319 --> 00:17:30.519
Then she put a wreath on our
door. You know, there's different seasonal

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00:17:30.559 --> 00:17:33.559
wreaths, not just of course the
holidays. And they said you can't have

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00:17:33.640 --> 00:17:37.000
the wreath. And then they then
they said when I said you could see

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00:17:37.039 --> 00:17:40.680
trash from I swear to God,
if you are walking past my house and

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00:17:40.720 --> 00:17:44.119
you paused, took binoculars out and
got on a ladder, you could see

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00:17:44.160 --> 00:17:48.480
my trash can on the side of
the house behind the gate. And they

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00:17:48.519 --> 00:17:51.160
sent me a letter. You know, So I guess what I have to

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00:17:51.160 --> 00:17:55.119
do is camouflage it and bury it
six feet under. But in any case,

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00:17:55.559 --> 00:17:57.920
the point I'm making is this,
there are people that just walk around

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00:17:57.920 --> 00:18:02.920
and do that kind of stuff.
They don't have a life. Well,

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00:18:03.200 --> 00:18:07.400
I guess I want to know,
you know, is that that's it's legal.

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00:18:07.440 --> 00:18:11.720
Then they can drive any kind of
car. Yeah, well, what

254
00:18:11.759 --> 00:18:15.160
would be illegal about it? I
don't think they can drive a war tank,

255
00:18:15.880 --> 00:18:19.440
but I think that, I mean, they used to have a management

256
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company vehicle that much. I know
what you mean, But tell me what

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00:18:23.880 --> 00:18:27.559
difference that would make. I mean
seriously, and I'm not kidding with you,

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I mean what difference would it make
what vehicle they're in. I wouldn't

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00:18:33.319 --> 00:18:37.079
feel paranoid, I would I would
feel okay. But there are a lot

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00:18:37.119 --> 00:18:41.839
of ho a Nazis, there really
are. There are a lot, and

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00:18:41.839 --> 00:18:45.359
there are threats to democracy. I'm
just kidding, by the way, I'm

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00:18:45.440 --> 00:18:48.039
just kidding. No, No,
I think so. I think so Tom

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00:18:48.559 --> 00:18:53.160
may have just and their vindictive.
Well, you know what, You're right,

264
00:18:53.359 --> 00:18:57.319
You're right. There are the little
clipboard people. I call them the

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clipboard people. And usually the guys
have Bermuda shorts with knee high socks.

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They're usually black socks with sandals.
But I don't think that's an official uniform.

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00:19:10.319 --> 00:19:12.759
But listen, I love the food
truck thing, and I think you're

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00:19:12.799 --> 00:19:17.599
wrong in that regard. Where can
I find that lobster ole? I don't

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00:19:17.640 --> 00:19:18.839
know, Mark, where's the lobster
roll? Where do they show up?

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00:19:18.920 --> 00:19:21.880
Lobster one? I saw it?
Is it? The one? I?

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The one I'm talking about is usually
or at least once a week at the

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one oh five Brewery in Castle Rock. Oh okay, Well, I can't

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00:19:29.960 --> 00:19:33.559
try it there. I don't know
where they are either. But have you

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00:19:33.640 --> 00:19:37.440
ever have you ever had a food
truck you liked? I do. And

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00:19:37.960 --> 00:19:42.519
they had a series of food trucks
down by the Capitol in Denver, and

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00:19:42.559 --> 00:19:47.400
they had like a whole bunch of
different food trucks. Yeah, and it

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00:19:47.519 --> 00:19:51.839
was wonderful. You know. It
was like some kind of a food truck

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day or something, and various different
food vendors were there. You know.

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00:19:56.279 --> 00:20:00.680
I've been to those things. I
mean, I really liked it, community

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00:20:00.720 --> 00:20:03.640
of it all, and I want
these people to do well. I just

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00:20:03.720 --> 00:20:07.119
never I I'm just being straight here. The other day I had some more

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and I thought, you know what, they just don't come through. I

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mean, but maybe I don't know, it might be me me. Hey,

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Cynthia, you didn't mention what were
the violations you got? I mean

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00:20:18.640 --> 00:20:22.079
artificial flowers? I have to but
in addition to that, you said you've

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00:20:22.119 --> 00:20:26.839
had violations in addition to your flowers, what else? Well? I did

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00:20:26.920 --> 00:20:30.440
have a security camera issue one time. You know, they want to know.

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00:20:30.759 --> 00:20:34.960
They also want to know when you
just repaint your property, you know,

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00:20:36.039 --> 00:20:38.559
the same color, even wait,
even if you go even if you

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00:20:38.599 --> 00:20:45.839
go with the same color. Yeah, why because they're stupid. Wow,

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00:20:45.200 --> 00:20:49.720
you know, what do you mind
mentioning the neighborhood? Yeah, it's a

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00:20:49.759 --> 00:20:57.119
Green Valley ranch Master Homeowner Association.
Okay, well you know that's that's what

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00:20:57.200 --> 00:21:02.200
you get. That's what you get
when when when you got Ah. Now,

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00:21:02.200 --> 00:21:03.319
by the way, I just want
to say that, I didn't mean

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00:21:03.359 --> 00:21:06.039
to cut you off there. What
did you want to say, Cynthy.

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00:21:06.319 --> 00:21:08.599
What I wanted to say is I
like, as they have a purpose.

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00:21:08.920 --> 00:21:14.880
I just don't like when they're overreaching. Well and there's trash everywhere. You

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00:21:14.960 --> 00:21:21.119
complain about trash and they send you
to somebody else, so they're not focusing

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00:21:21.200 --> 00:21:26.519
on the pertinent issues that really affect
the common areas. Yes, you know,

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00:21:26.720 --> 00:21:30.480
well, thank you for calling.
I wish there was something we could

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00:21:30.519 --> 00:21:33.200
do about at three oh three seven
one three talk seven one three eight two

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00:21:33.279 --> 00:21:37.559
five five. Really we could have
an entire show, an absolutely entire show

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00:21:37.559 --> 00:21:41.559
on on just Hoys. Yes,
Mark, yes, really quick. It's

304
00:21:41.640 --> 00:21:47.200
not California Lobster. It's called Cousin's
Main Lobster. I just looked them up.

305
00:21:47.519 --> 00:21:52.920
Sure, okay, So it's Cousins
Main Lobster Lobster yep. And their

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00:21:52.200 --> 00:21:56.440
trucks and they're everywhere. If you
you can look at their schedule on their

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00:21:56.480 --> 00:22:00.759
website. Cousinmaine Lobster dot com because
okay, I'm gonna look at st and

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00:22:00.839 --> 00:22:07.240
Suzanne send him a bill for me. Thank you, Cousin Maine Losser and

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00:22:07.480 --> 00:22:11.599
uh dot com. Let's see what
we got here? Okay, So anyway

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00:22:11.880 --> 00:22:18.440
three oh three seven one three a
two five five go with a sure thing

311
00:22:18.559 --> 00:22:22.960
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312
00:22:23.039 --> 00:22:32.519
content. Time for an insurance check
up free no obligation comparison call Compass Insurance

313
00:22:32.680 --> 00:22:36.799
paying too much your coverage at dozens
of insurance companies find out now three all

314
00:22:36.880 --> 00:22:40.640
three seven seven to one help.
You'll think you're his only customer when you

315
00:22:40.720 --> 00:22:44.880
choose Frank durand the real estate Man
dot com to list your home with Remax

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00:22:44.920 --> 00:22:55.640
Alliance three all three nine two zero
sixteen twenty two. Hi Tom Martino,

317
00:22:55.799 --> 00:23:00.440
your troubleshooter three all three seven one
three talk three oh three seven one three

318
00:23:00.400 --> 00:23:06.319
eight two five five. Part of
my theme today is going to be keeping

319
00:23:06.319 --> 00:23:10.880
your house cool, because there are
many strategies that we can use and I

320
00:23:10.920 --> 00:23:12.680
want to go over a guy.
You hear me talk about Coole House fans.

321
00:23:12.680 --> 00:23:15.759
You hear me talk about ac You
hear me talk about Solary. You

322
00:23:15.759 --> 00:23:18.920
hear me talk about addicts and all
of that. And I really want to

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00:23:19.119 --> 00:23:25.160
put it together in a really easy, understandable way so we can all figure

324
00:23:25.200 --> 00:23:30.039
out how to do it and do
it efficiently and UH and really what is

325
00:23:30.079 --> 00:23:33.039
the best thing to do? Angie
on your uh on your drainage. I'm

326
00:23:33.039 --> 00:23:37.079
going to have a deputy chopper over
here. I'm going to have them called

327
00:23:37.119 --> 00:23:42.839
the city and see if they have
a plan in place for some of these

328
00:23:42.960 --> 00:23:48.000
issues. You know, I have
a feeling this would be the worst case

329
00:23:48.039 --> 00:23:56.359
scenario, and that is I have
a feeling that your city's probably broke.

330
00:23:56.359 --> 00:24:03.000
Have they ever cried the blues on
that one? That's my knowledge. But

331
00:24:03.160 --> 00:24:07.799
I do know that since I've gone
on social media, they have finally decided

332
00:24:07.799 --> 00:24:10.759
to come out here and take a
look at us. That's amazing that,

333
00:24:10.759 --> 00:24:15.240
that's amazing. Have you gathered that
much? Have you gathered that much attention?

334
00:24:15.359 --> 00:24:18.799
You think I have? However,
they came out and they left a

335
00:24:18.880 --> 00:24:22.720
voicemail apologizing because they didn't realize there
was never a storm drain put in.

336
00:24:22.759 --> 00:24:26.240
It's just a six inch pipe that
was still used for when the land was

337
00:24:26.279 --> 00:24:32.440
agricultural and the strain wasn't put on
the area around us. And so they

338
00:24:32.480 --> 00:24:36.000
have a plan in place in the
next two years to put in a storm

339
00:24:36.079 --> 00:24:38.680
drain, an actual storm drain and
not just a graded cover that was put

340
00:24:38.680 --> 00:24:42.400
in ten years ago. However,
my term, at this point, we've

341
00:24:42.440 --> 00:24:47.279
treated for a full year. And
the larger companies, Orcin and Terminix,

342
00:24:47.359 --> 00:24:51.079
they are GSA certified, so they
have now put in writing that a year

343
00:24:51.160 --> 00:24:53.000
later, even though a year ago
they said they will not treat us because

344
00:24:53.039 --> 00:24:56.079
they cannot guarantee they can get rid
of them with the amount of water that

345
00:24:56.160 --> 00:25:00.720
flowed our property and how often.
But they responsibility, or at least the

346
00:25:00.759 --> 00:25:06.039
subdivision does. Did they file a
drainage plan when they built a damn thing?

347
00:25:06.279 --> 00:25:07.799
You know what? That's what we
might want to ask that found that

348
00:25:08.160 --> 00:25:14.160
chopper. We may want to ask
about the the drainage plan that subdivision,

349
00:25:14.440 --> 00:25:18.960
that new subdivision filed. I mean
they have to approve a drainage. I've

350
00:25:18.960 --> 00:25:22.920
acquired all of them. I acquired
what the subdivision filed, which is called

351
00:25:22.920 --> 00:25:29.440
a preliminary utility utility plan that'supposed to
outline how they tie into existing infrastructure.

352
00:25:29.480 --> 00:25:33.200
And then the city turned over the
one in their folder that has their engineering

353
00:25:33.200 --> 00:25:36.640
company. So I called Olson Engine. Well hold on, hold on,

354
00:25:36.720 --> 00:25:40.000
angie, angie, angie, just
wait, you said you looked into it.

355
00:25:40.200 --> 00:25:41.440
What did you find? Not?
Who did you call? What did

356
00:25:41.480 --> 00:25:47.200
you find? I found out that
they only surveyed the south end of my

357
00:25:47.279 --> 00:25:49.319
block because per code, they only
put a new road at the south end,

358
00:25:49.440 --> 00:25:52.160
and the city would have had to
indicate there was a problem on the

359
00:25:52.200 --> 00:25:56.079
north end and the water flows two
separate directions from the middle of my street.

360
00:25:56.240 --> 00:26:00.559
So you're saying they did it basically, they did it half assed plan.

361
00:26:00.480 --> 00:26:03.119
Yes, they did the minimum amountain
all right, hold on, I'm

362
00:26:03.119 --> 00:26:07.799
gonna have Chopper look into it with
johns with Yees Johnstown. I didn't realize

363
00:26:07.839 --> 00:26:11.400
john Sound was an actual city himself. I mean, I really didn't realize

364
00:26:11.440 --> 00:26:17.160
that. But we'll we'll look into
that for sure. Three oh three seven

365
00:26:17.200 --> 00:26:21.759
one three talk seven one three eight
two five five Henry Brett's uh with Excel

366
00:26:21.839 --> 00:26:26.200
roofing one of the only sponsors I
can say I knew when he was in

367
00:26:26.240 --> 00:26:33.119
the crib quite literally anyway. So
uh, that's Jay Brett's son and Excel

368
00:26:33.200 --> 00:26:36.519
roofing. Let's talk about cooling a
house now, we talk about a whole

369
00:26:36.559 --> 00:26:41.839
house fan, but off the air. Deputy Dollar said, uh, something

370
00:26:41.880 --> 00:26:47.319
about it, and then and then
Henry said, well, an attic fan

371
00:26:47.400 --> 00:26:49.440
is important, and then, uh, I know a lot of people confuse

372
00:26:49.599 --> 00:26:55.880
attic fan and whole house fan,
and I just want to say something.

373
00:26:56.119 --> 00:27:04.960
Attic fans are not absolutely necessary at
all. They help ventilate the addict,

374
00:27:06.480 --> 00:27:10.920
but it is not a whole house
fan. They're two separate things. However,

375
00:27:11.279 --> 00:27:17.400
attic ventilation with or without a fan
is mandatory without it. If you

376
00:27:17.440 --> 00:27:22.240
don't have good attic ventilation, nothing's
gonna work right. You're gonna be hot

377
00:27:22.279 --> 00:27:26.839
like crazy in the summer. Your
air conditioner will never overcome that heat.

378
00:27:26.400 --> 00:27:30.359
And I think something else can be
said about that. Your whole house fan

379
00:27:30.400 --> 00:27:33.640
won't work if you don't have attic
insulation. If you go and buy a

380
00:27:33.640 --> 00:27:37.039
whole house fan and it's going into
the attic but there's no way to get

381
00:27:37.039 --> 00:27:41.960
out, you're not really doing much. You're you're forcing it through cracks and

382
00:27:41.000 --> 00:27:45.440
crevices. Henry, what do you
guys do when you put on a roof.

383
00:27:45.440 --> 00:27:48.680
Your dad's a real bugaboo about attic
insulation, and you say, most

384
00:27:48.720 --> 00:27:53.960
houses you go to don't have enough. So proper attic ventilation is super important.

385
00:27:55.039 --> 00:27:57.559
You need fifty percent intake in fifty
percent exhaust. And if you don't

386
00:27:57.599 --> 00:28:02.839
have that, you mean of the
volume in your attic needs to be taken

387
00:28:02.880 --> 00:28:07.000
in with fresh air. Not necessarily, but you need to have that proper

388
00:28:07.119 --> 00:28:10.880
ratio for incoming air versus exiting air. I see what you're saying. Okay,

389
00:28:10.960 --> 00:28:12.440
you need to have that. There's
two types of events. So there's

390
00:28:12.480 --> 00:28:18.240
intake and exhaust exhaust exactly. And
so so the intakes are low, right

391
00:28:18.319 --> 00:28:21.720
sure, and that's gonna be like
the sofet what goes right along the bottom

392
00:28:21.759 --> 00:28:23.720
of the roofline. And then the
exhaust is going to be on the top.

393
00:28:23.799 --> 00:28:27.279
So that could be something like a
ridge vent or just or just placed

394
00:28:27.359 --> 00:28:32.720
pipes around right, Yeah, exactly. And so if that is installed correctly,

395
00:28:32.799 --> 00:28:36.839
you'll avoid issues like heat blisters,
and heat blisters can offer So now

396
00:28:36.920 --> 00:28:38.960
we're not we're talking about more than
air conditioning. Now, now we're talking

397
00:28:38.960 --> 00:28:42.480
about the roof lasting. Yeah,
and you know, what that will avoid

398
00:28:42.519 --> 00:28:48.279
a manufacturer's warranty if you have heat
blisters. Wow. Yeah, okay.

399
00:28:48.480 --> 00:28:52.559
So by the way, guys,
in addition to cooling your house, you

400
00:28:52.920 --> 00:29:00.920
also will will lengthen the lifespan of
your roof and warping. And also if

401
00:29:00.960 --> 00:29:04.119
moisture ever got in there, we're
talking about mold, we're talking about rotting

402
00:29:04.200 --> 00:29:12.559
the decking. So attic ventilation is
the most overlooked system. I believe in

403
00:29:12.599 --> 00:29:18.799
the entire house. Attic ventilation.
It's so important. So there are a

404
00:29:18.920 --> 00:29:23.359
lot of people that don't have enough
ridge vents, excuse me, enough vents

405
00:29:23.440 --> 00:29:30.440
in the soft's low vents. Many
of them are insulated over right, That's

406
00:29:30.519 --> 00:29:34.440
absolutely correct. And there's there's different
solutions to stuff like that, part of

407
00:29:34.480 --> 00:29:38.480
which would be like including more you
know, soft events, or you could

408
00:29:38.519 --> 00:29:42.400
do something like an attic fan,
but you'd still make sure that that intake

409
00:29:42.480 --> 00:29:45.160
versus X takee. Right. Yeah, even with the fan, you have

410
00:29:45.200 --> 00:29:48.599
to have it drawing air from somewhere. Absolutely. Now, the attic fans,

411
00:29:48.640 --> 00:29:52.640
that's another story and they're really good. Hold on and we'll get to

412
00:29:52.640 --> 00:29:56.240
those. And also Scott, his
mother passed away. He has questions about

413
00:29:56.240 --> 00:29:57.920
a a state, Scott, I'll
tell you we have experts that can help

414
00:29:57.960 --> 00:30:06.680
you that there and then Paul wants
to talk about medical billing. Go with

415
00:30:06.720 --> 00:30:10.920
a sure thing Denver's Best roofer Excel
Roofing dot com. You don't pay a

416
00:30:11.000 --> 00:30:18.200
cent until you're content. Time for
an insurance check up free, no obligation

417
00:30:18.359 --> 00:30:22.960
comparison call Compass Insurance paying too much
your coverage at dozens of insurance companies find

418
00:30:22.960 --> 00:30:26.160
out now three oh three seven to
seven to one help. You'll think you're

419
00:30:26.200 --> 00:30:30.079
his only customer when you choose Frank
durand the real estate Man dot com to

420
00:30:30.160 --> 00:30:34.920
list your home with Remax Alliance three
oh three nine two zero sixteen twenty two.

421
00:30:41.440 --> 00:30:45.720
Hi Tom Martino, you're troubleshooter three
oh three seven one three talk three

422
00:30:45.880 --> 00:30:51.880
three seven one three A two five
five. Okay, Scott, you need

423
00:30:51.880 --> 00:30:55.599
some estate, some estate help.
If you get us started, we'll get

424
00:30:55.599 --> 00:31:00.720
an expert on the phone for you. What's the issue? Okay, So

425
00:31:00.880 --> 00:31:07.759
my mom passed away suddenly last Monday. Everything said and done, We got

426
00:31:07.799 --> 00:31:11.640
the corner signed the death certificate,
I believe yesterday, So we're waiting on

427
00:31:11.680 --> 00:31:15.960
the copies of that to get to
the mortuary. But my dad has already.

428
00:31:15.000 --> 00:31:18.279
My dad passed away back in twenty
eleven, and so we didn't really

429
00:31:18.319 --> 00:31:25.640
know anything because this was so unexpected
on my mom's side. Yes, so

430
00:31:26.440 --> 00:31:29.400
tell me what do you know?
What? What do you need help with?

431
00:31:29.480 --> 00:31:32.119
And by the way, I'm sorry, no matter how old our parents

432
00:31:32.160 --> 00:31:36.400
are, it's still a shock when
they die. So, so what what

433
00:31:36.440 --> 00:31:38.880
do you need help with? So? First, I guess do I need

434
00:31:38.920 --> 00:31:41.920
because I've seen stuff that you look
that says I need. We need to

435
00:31:41.960 --> 00:31:47.240
open probate, we need to get
the I mean, it's just me and

436
00:31:47.319 --> 00:31:48.519
my brother. I got it,
bro, I got it. I got

437
00:31:48.519 --> 00:31:52.240
it. I'll ask you the right
questions and we'll give you exact information we've

438
00:31:52.319 --> 00:31:56.359
we've been through this before. And
I'm glad you called and and we can

439
00:31:56.400 --> 00:31:59.119
get our expert on just if you
can just hold on for a few minutes,

440
00:31:59.359 --> 00:32:02.079
that would really help. Thank you. And yeah, there's some series

441
00:32:02.119 --> 00:32:05.440
of questions. I don't want to
rush you right now. I'm going to

442
00:32:05.559 --> 00:32:08.799
ask and then we can determine what
you need to do and how you need

443
00:32:08.839 --> 00:32:14.240
to do it through our experts.
Uh, Paul, what is your issue

444
00:32:14.799 --> 00:32:22.400
with medical billing? I know a
question I still found out today that the

445
00:32:22.519 --> 00:32:29.240
hospital is separating the charges. They're
going to have the charges for the service

446
00:32:29.319 --> 00:32:35.440
of the doctor, right, you
know material, but they are also going

447
00:32:35.519 --> 00:32:38.799
to charge a facility fee. Yeah. Yeah, that's not uncommon. Paul.

448
00:32:38.880 --> 00:32:45.319
Did you know that? No,
I die that. Yeah, here's

449
00:32:45.319 --> 00:32:47.920
what they do, Paul. Let
me let me explain something. Let's say,

450
00:32:49.119 --> 00:32:53.319
even like you went to an emergency
room, they have a practice literally

451
00:32:53.480 --> 00:33:00.039
sometimes that contracts to the er to
provide docs, and that that practice will

452
00:33:00.160 --> 00:33:06.000
charge you for the doctors. Then
you have a facilities fee, and that

453
00:33:06.119 --> 00:33:12.400
facilities fee will be for the emergency
room itself, and then on top of

454
00:33:12.440 --> 00:33:17.680
that you could also be charged separately
for other things. And that is that's

455
00:33:17.720 --> 00:33:22.279
been going on an MRI, like
an MRI or a cat scan or anything,

456
00:33:22.519 --> 00:33:27.000
right, and that has been going
on for years and years. Scott,

457
00:33:27.240 --> 00:33:29.359
what is your excuse me? I
mean, Paul, what is your

458
00:33:29.440 --> 00:33:34.079
question about it? Paul? Well, is Medicare going to cover eighty percent

459
00:33:34.119 --> 00:33:38.000
of that oral? Well, Medicare
will cover will cover what whatever coverage you

460
00:33:38.119 --> 00:33:44.240
have. And I'm hoping is there
is there a there's Medicare. Do you

461
00:33:44.279 --> 00:33:52.559
have a supplement as well? No? No, okay, Well, then

462
00:33:52.599 --> 00:33:58.279
here's what will happen. Medicare has
what's called an approved amount, and they

463
00:33:58.279 --> 00:34:02.519
will pay a percentage of the approved
amount, and then you'll be responsible for

464
00:34:02.599 --> 00:34:08.760
the balance up to a deductive Well
wait, there's a somewhat of a deductible

465
00:34:08.840 --> 00:34:15.800
first, and then you'll be responsible
for twenty percent of the balance. Well,

466
00:34:15.880 --> 00:34:22.039
but that's on the medical side of
the Oh no, it's on everything.

467
00:34:23.000 --> 00:34:30.239
No. Yeah, even though they're
separated. But each one has its

468
00:34:30.360 --> 00:34:37.079
own approved amount, okay, so
it's not like they add it all up

469
00:34:37.719 --> 00:34:43.119
and then you pay twenty percent of
that your twenty percent or what appears to

470
00:34:43.159 --> 00:34:46.440
be twenty percent will be different for
each one, depending on what the approved

471
00:34:46.440 --> 00:34:51.840
amount is. But usually I want
to tell you something. If it's a

472
00:34:51.880 --> 00:34:55.679
Medicare provider, the approved amount is
usually what they bill you, and they're

473
00:34:55.719 --> 00:34:59.760
not going to come after you for
the balance anyway. That's not allowed.

474
00:35:00.519 --> 00:35:04.400
So you pay your twenty percent,
and if there's more, because it's not

475
00:35:04.559 --> 00:35:08.000
approved, they can't come after you
for the unapproved amount, So you should

476
00:35:08.000 --> 00:35:12.159
be pretty good. I'm Tom Martino. We have more coming up on the

477
00:35:12.239 --> 00:35:19.400
Troubleshooter Show. Go with a Sure
Thing, Denver's best roofer Excel Roofing dot

478
00:35:19.440 --> 00:35:25.119
com. You don't pay a cent
until you're content. Time for an insurance

479
00:35:25.199 --> 00:35:30.679
checkup free no obligation. Comparison call
Compass Insurance paying too much your coverage at

480
00:35:30.719 --> 00:35:35.400
dozens of insurance companies. Find out
now three oh three seven seven to one

481
00:35:35.519 --> 00:35:38.159
help. You'll think you're his only
customer when you choose Frank durand the real

482
00:35:38.239 --> 00:35:43.800
estate Man dot com to list your
home with Remax Alliance three oh three nine

483
00:35:43.840 --> 00:36:02.000
two zero sixteen twenty two ript News. You don't have run the shooter is

484
00:36:02.039 --> 00:36:09.119
gonna help com man. This is
the Troubleshooter show. No Tom Martino.

485
00:36:09.320 --> 00:36:13.920
Hey, I'm Tom Martino, your
troubleshooter, your consumer. I get forty

486
00:36:14.000 --> 00:36:16.599
years, forty five years in denavor
fighting for you. Hey, eight eight

487
00:36:16.599 --> 00:36:21.039
eight Heating dot Com. Keep that
in mind for your air conditioner problems or

488
00:36:22.239 --> 00:36:25.000
or things you need even free second
opinions. That's eight eight eight Heating dot

489
00:36:25.000 --> 00:36:30.119
Com three oh three seven seven zero
two seven seven six. Okay, we

490
00:36:30.239 --> 00:36:32.519
got Excel roofing in the house.
We've been talking about attic ventilation. We're

491
00:36:32.519 --> 00:36:37.800
also going to talk about this with
Scott his dad passed away. He needs

492
00:36:37.800 --> 00:36:42.519
some information and or his mom passed
away. I'm sorry, and Scott,

493
00:36:42.760 --> 00:36:45.679
I have an expert on for you. This is good news. Dan McKenzie,

494
00:36:45.760 --> 00:36:49.199
McKenzie law. Now listen, here's
the deal. He does a state,

495
00:36:50.480 --> 00:36:52.599
a state planning and a state law
and all of that. Now here's

496
00:36:52.639 --> 00:36:55.800
the thing, Scott, your mom, I want to ask a question.

497
00:36:55.880 --> 00:37:00.960
When your dad died back in one
I think you said whenever. When your

498
00:37:01.039 --> 00:37:07.480
dad died, did he was everything? In eleven? Twenty eleven? Was

499
00:37:07.519 --> 00:37:13.320
everything transfer over to your mom properly? Yes? Okay? So now your

500
00:37:13.360 --> 00:37:19.719
mom dies, and what does she
die with? We have two houses and

501
00:37:20.199 --> 00:37:25.079
all the accounts everything that she had, okay, two homes and bank accounts,

502
00:37:25.280 --> 00:37:30.360
and if you added up all of
the positives and subtracted the mortgages if

503
00:37:30.400 --> 00:37:35.079
there are any, what do you
come up with as an rest just on

504
00:37:35.559 --> 00:37:39.840
a value maybe a little under two
million? Okay? Now, how many

505
00:37:39.880 --> 00:37:44.679
siblings or errors will there be?
Do you think? Right now? Me

506
00:37:44.760 --> 00:37:47.920
and my brother and then we'll probably
do my daughter, her only granddaughter.

507
00:37:49.360 --> 00:37:55.239
Do you have a will? Does
she have a will? No? Okay?

508
00:37:55.800 --> 00:38:00.119
Okay, Now what I want to
talk to Dan McKenzie now, Dan,

509
00:38:00.519 --> 00:38:05.559
you heard all the circumstances. My
first question is this, when does

510
00:38:05.719 --> 00:38:09.039
probate have to be opened and you
can't do it with just a small estate

511
00:38:09.119 --> 00:38:17.039
affidavit? When is probate mandatory when
the seams had either eighty two thousand dollars

512
00:38:17.039 --> 00:38:22.280
worth of stuff in their name by
themselves or if state owned real estate?

513
00:38:22.920 --> 00:38:28.000
Okay? And what about vehicles?
Does that play into it ever? I

514
00:38:28.000 --> 00:38:30.320
mean it's part of the eighty two
thousand dollars calculations, okay, okay,

515
00:38:30.480 --> 00:38:36.440
But as far as transferring ownership of
a vehicle, the only thing that gets

516
00:38:36.519 --> 00:38:42.119
sticky is transferring the real estate that
has to have a probate. Well,

517
00:38:42.119 --> 00:38:45.679
once you do need to probate,
the probate kind of covers everything. Okay,

518
00:38:45.719 --> 00:38:47.800
I can't do like you know,
a car or using a small estate

519
00:38:47.840 --> 00:38:52.119
affidavit and a probate to the real
estate. It's once it's probate, it's

520
00:38:52.159 --> 00:38:55.360
the probates the whole thing. And
if there was no will or nothing like

521
00:38:55.360 --> 00:39:00.239
that, who opens the probate?
Any interested party can do it. The

522
00:39:00.280 --> 00:39:05.719
heirs have six weeks to head start
if they haven't done it by then,

523
00:39:05.760 --> 00:39:07.239
and there are creditors that want to
do it. Creditors could do it.

524
00:39:07.280 --> 00:39:12.000
That's not very common, but it
could happen. That does not mean you

525
00:39:12.039 --> 00:39:15.400
have to open within six weeks.
The statute says you have three years to

526
00:39:15.440 --> 00:39:17.519
open a probate, but obviously you
don't wait that one. No, no,

527
00:39:17.559 --> 00:39:22.239
because someone can. Someone can circumvent
you and do it if they're a

528
00:39:22.280 --> 00:39:29.280
creditor. Now, as far as
the probate and no will, tell me

529
00:39:29.719 --> 00:39:34.079
what will happen with no will and
she has an estate, let's call it

530
00:39:34.119 --> 00:39:37.840
two million? And he said,
well, me and my brother, and

531
00:39:37.880 --> 00:39:40.360
then we want to throw in my
daughter who has her only grandchild, or

532
00:39:40.400 --> 00:39:45.039
excuse me, my daughter who is
the only grandchild. Let's talk about that.

533
00:39:45.320 --> 00:39:49.880
Do they get to decide that?
And how does that work? They

534
00:39:49.960 --> 00:39:52.079
could decide it? I mean,
I guess I'd be surprised if your brother

535
00:39:52.320 --> 00:39:57.199
is willing to accept only a third
instead of half. If you want to

536
00:39:57.199 --> 00:40:00.360
give a portion of your share to
your daughter, there's ways to do there

537
00:40:00.559 --> 00:40:05.159
you can do, but there's no
there's no law that says without a will,

538
00:40:06.159 --> 00:40:09.519
this happens. The default is that
it's the two that the two surviving

539
00:40:09.599 --> 00:40:15.840
kids. So the default is the
default is those two brothers get half in

540
00:40:15.920 --> 00:40:22.159
half, right, Okay, So
Scott, without a will, you,

541
00:40:22.679 --> 00:40:28.159
you and your brother are the only
ones left and you would be and and

542
00:40:28.440 --> 00:40:34.159
you guys would get her estate now
if she was married still depending on how

543
00:40:34.199 --> 00:40:38.480
long there might be the spouse first
and then the kids. But it's the

544
00:40:38.559 --> 00:40:43.039
kids now. The other part is
this, And I'm not trying to raise

545
00:40:43.239 --> 00:40:47.320
problems for you, but you mentioned
your daughter. Is your brother perfectly willing

546
00:40:49.039 --> 00:40:52.800
to make it a third, a
third and a third? Yes, it

547
00:40:52.840 --> 00:40:55.440
sounds like it. Yeah, because
he's getting he's getting the house, so

548
00:40:55.599 --> 00:40:59.559
yeah, it sounds like it.
Well, it doesn't matter what he's getting.

549
00:40:59.639 --> 00:41:01.880
You're taught talking about the amount of
what he's getting. He would only

550
00:41:01.920 --> 00:41:07.320
be getting a third as opposed to
a half. Yeah, and and you've

551
00:41:07.320 --> 00:41:12.960
guys discussed that, right, Yeah, so we the plan was he took

552
00:41:13.039 --> 00:41:15.400
one house, I took the other
house, and then the money and the

553
00:41:15.440 --> 00:41:19.679
stuff that was setting in the accounts
would get divided up three ways that way,

554
00:41:19.760 --> 00:41:22.079
So they okay, I get it, and you guys can do that.

555
00:41:22.119 --> 00:41:24.039
You guys can decide any way you
want, right right, Dan?

556
00:41:24.079 --> 00:41:28.320
Am I am I wrong? Here? Can they do that? So?

557
00:41:28.599 --> 00:41:30.679
I mean the court's going to point
a personal representative and it's going to be

558
00:41:30.719 --> 00:41:36.079
up to that person to decide.
And you and your brother have equal uh

559
00:41:36.880 --> 00:41:38.360
favor to do that. So if
the two of you have to decide,

560
00:41:38.400 --> 00:41:42.960
you want to do that, Yes, make every decision or not or anny

561
00:41:43.000 --> 00:41:45.760
one of you. Yeah, who's
going to be the personal representative? Scott

562
00:41:47.840 --> 00:41:52.159
more than likely probably me, I
would say in this instance, I think

563
00:41:52.159 --> 00:41:55.440
he would be okay with that.
But again, okay, well, you

564
00:41:55.800 --> 00:42:00.000
got to make that decision and then
open probate. And of course I would

565
00:42:00.039 --> 00:42:05.159
get an attorney to do it,
like a Dan McKenzie. And and you

566
00:42:05.199 --> 00:42:07.519
know, I mean, you can
get anyone you want. But I'm saying

567
00:42:07.559 --> 00:42:10.880
that I know Dan and uh and
but but the thing is this, Okay,

568
00:42:12.199 --> 00:42:15.960
trying to do it alone is not
so cool, I really, because

569
00:42:15.039 --> 00:42:19.480
you have to dot the i's and
cross the t's and make sure you're not

570
00:42:19.559 --> 00:42:24.280
leaving any bills outstanding because they can
come after you, okay, And there

571
00:42:24.280 --> 00:42:30.159
are certain ways to make sure you're
giving the proper notice to creditors and all

572
00:42:30.199 --> 00:42:34.960
of that. All of that takes
place with an estate and with probate.

573
00:42:35.039 --> 00:42:37.519
Okay, Okay, So I hope
we have. Do you have any other

574
00:42:37.639 --> 00:42:40.559
questions, Scott, No, I
think you kind of put him in the

575
00:42:40.599 --> 00:42:45.119
right direction for probate, Like if
I called Dan, he could either kind

576
00:42:45.119 --> 00:42:47.920
of help me to get that all
set up and kind of get that moving

577
00:42:47.960 --> 00:42:51.519
forward. That's what they do.
That's what they do. Yes, And

578
00:42:51.559 --> 00:42:55.079
of course you can look and look
online for probate. But as I said,

579
00:42:55.119 --> 00:42:59.599
we know him very well. He's
a good guy. COO Plans dot

580
00:42:59.679 --> 00:43:07.039
C and his phone number is eight
three three COO Plans eight three to three

581
00:43:07.079 --> 00:43:09.480
Studio Plans. So kit CHENA,
you might want to make sure he gets

582
00:43:09.519 --> 00:43:13.039
the number if he needs it,
and then hold on. We have another

583
00:43:13.119 --> 00:43:16.719
question real quick here. I just
came in here probate question with no will

584
00:43:17.280 --> 00:43:22.440
another one, Pete, So hang
on there. Thank you very much,

585
00:43:22.480 --> 00:43:24.960
Thank you big Dan. We have
another question that just came in, Pete.

586
00:43:25.000 --> 00:43:29.719
What is your question? Party?
Tom, Hey, I think I've

587
00:43:29.760 --> 00:43:32.519
probably just got the answer to it
listening to your last caller there. I

588
00:43:32.519 --> 00:43:37.360
have a very good friend that has
lived with his grandma for the last twenty

589
00:43:37.440 --> 00:43:40.400
years her life. Helped her actually
buy the house she owned. You know,

590
00:43:40.760 --> 00:43:43.599
he wasn't on the loan or anything, but you know, you have

591
00:43:43.679 --> 00:43:46.079
to pick it out and everything bought
all the furniture. Long story short,

592
00:43:46.440 --> 00:43:51.199
she started getting ill and everything over
the years, and she passed away recently

593
00:43:51.639 --> 00:43:53.239
and had all got holes, armers
and stuff. Hele and in her head

594
00:43:53.320 --> 00:44:00.000
didn't recover from it, and she
had no will. She has three daughters,

595
00:44:00.119 --> 00:44:02.800
mom and her two sisters. And
wait, wait wait wait, okay,

596
00:44:02.960 --> 00:44:07.599
so so this woman, how do
you know this woman, she's a

597
00:44:07.599 --> 00:44:12.960
good friend of mine's grandmother. Okay, so this grandma, this grandma had

598
00:44:12.960 --> 00:44:15.639
a friend living with her. That
man was living with her, her son,

599
00:44:15.199 --> 00:44:19.599
her son, her grandson, her
grandson, and her grandson's the one

600
00:44:19.599 --> 00:44:22.400
that bought the house with her.
I mean or or was there? Yes?

601
00:44:22.679 --> 00:44:27.119
Yes, and and okay, so
there's there's no spousal Okay, there's

602
00:44:27.159 --> 00:44:32.119
no spousal arrangement. Are you asking
if this grandson has any special rights without

603
00:44:32.119 --> 00:44:37.519
a will, has any rights whatsoever? His mother and her two sisters,

604
00:44:37.639 --> 00:44:38.679
you know, his two aunts are
trying to say, hey, you need

605
00:44:38.679 --> 00:44:42.440
starling for a place because we're going
to sell the house and you're not getting

606
00:44:42.480 --> 00:44:45.320
a time of anything. She didn't
really have any money, okay, just

607
00:44:45.360 --> 00:44:49.800
the house. This grandma, this
grandma. Does she have she doesn't have

608
00:44:49.840 --> 00:44:53.719
a husband, right, No,
No, does this grandma have any direct

609
00:44:53.960 --> 00:45:00.360
kids and kid? Just she has
three daughters? Okay, now, Dan,

610
00:45:00.920 --> 00:45:05.639
from what you said before, would
those three daughters audit without a will

611
00:45:05.679 --> 00:45:10.239
automatically step in there for the grandma? They are the heirs. Again,

612
00:45:10.360 --> 00:45:13.800
let me as the appointed, as
the personal rep. You got the person

613
00:45:13.920 --> 00:45:16.480
running the estatement, people benefiting from
the estate. That three are definitely gonna

614
00:45:16.480 --> 00:45:21.480
benefit from the estate. Whoever's going
to run it and figure out the situation

615
00:45:21.559 --> 00:45:24.000
with this person in his house is
kind of up to the court, but

616
00:45:24.079 --> 00:45:28.440
the default would be a third,
a third and a third with three girls

617
00:45:28.440 --> 00:45:34.519
and no will. Now he next
question is the grandson expecting anything special?

618
00:45:36.079 --> 00:45:38.719
Nothing special. He just thinks that
he should be able to maybe, you

619
00:45:38.760 --> 00:45:42.400
know, he wants to finish paying
off the house and he can't even go

620
00:45:42.480 --> 00:45:44.480
to the bank and pay on the
mortgage. He's tried and they're like,

621
00:45:44.519 --> 00:45:50.039
you're not even on the morrigin and
so well are the sisters inclined to let

622
00:45:50.119 --> 00:45:53.559
him have that house? No,
absolutely not. They want to sell it.

623
00:45:53.639 --> 00:45:57.360
They want to sell it and pay
off the loan. Is that correct?

624
00:45:58.719 --> 00:46:01.039
Yes? Now, Dan, and
this grandson, even though he's been

625
00:46:01.079 --> 00:46:05.880
living there taking care of her and
and you know he's been there. He's

626
00:46:05.920 --> 00:46:08.320
not legally on anything. He doesn't
have any rights there. Does he did?

627
00:46:09.679 --> 00:46:14.199
Probably not? I mean, is
there any argument that he's you know,

628
00:46:14.639 --> 00:46:16.960
I mean, you know, providing
some service they maintain the value of

629
00:46:16.960 --> 00:46:20.400
the house or the like. You
know, there could be like a contract

630
00:46:20.440 --> 00:46:22.760
or an unjustined Richmond claim. I
mean, if he contributed to the purchase

631
00:46:22.760 --> 00:46:25.920
of the house, maybe he could
do something I wouldn't. I would never

632
00:46:25.960 --> 00:46:29.920
think, never without a little bit
more announce right. So, yeah,

633
00:46:30.519 --> 00:46:35.519
he's not making any claims that he
bought stuff, that he bought this house

634
00:46:35.559 --> 00:46:38.480
with her, is he No,
But he did fill it with furniture.

635
00:46:38.960 --> 00:46:42.079
He paid for it all. And
they're saying that, yeah, you're not

636
00:46:42.079 --> 00:46:45.360
getting the furniture either. Were Well, he should get well, he should

637
00:46:45.360 --> 00:46:49.960
get what he paid for unless it
was a gift to grandma. We don't

638
00:46:50.000 --> 00:46:52.639
know that. That's the part that
might be a fight. But why would

639
00:46:52.679 --> 00:46:57.000
they be so greedy if he bought
the furniture and can prove it. Well,

640
00:46:57.280 --> 00:47:00.239
they don't get along. They have
got along for ten years, you

641
00:47:00.280 --> 00:47:01.519
know, they live and really he
lived in Arvada with his grandmas. I

642
00:47:01.639 --> 00:47:06.719
never never would even call her until
the day before she died. Well,

643
00:47:06.920 --> 00:47:09.760
I know the law doesn't say they
have to be good daughters, right right,

644
00:47:09.840 --> 00:47:13.840
Yeah, that's the whole situation there. They're strange too. And you

645
00:47:13.880 --> 00:47:15.239
know, he's like, hey,
you know, I'm gonna take my furniture.

646
00:47:15.280 --> 00:47:19.760
And he's like, no, Now
is this grandson? Does this grandson

647
00:47:19.880 --> 00:47:23.159
belong to one of the three girls? Yes? Yes, and his own

648
00:47:23.199 --> 00:47:29.639
mom screwing him? Right? Yes? Absolutely? All right, Well,

649
00:47:29.800 --> 00:47:31.159
so he wants now do I start
looking for a place, you know,

650
00:47:31.280 --> 00:47:34.679
or do I have a leg stander? He doesn't have tons of money for

651
00:47:34.800 --> 00:47:36.760
a lawyer, you know, but
I said, you know what, let

652
00:47:36.800 --> 00:47:39.960
me call it. I'm not even
sure. I'm not even sure. He

653
00:47:40.639 --> 00:47:46.079
doesn't seem to have a claim.
He doesn't mean owns the house. Now

654
00:47:46.119 --> 00:47:50.599
when the personal rep get the point
said, the personal rep job is to

655
00:47:50.719 --> 00:47:54.039
protect the estate. I'm sorry,
to save me and getting people who don't

656
00:47:54.079 --> 00:47:58.800
own the house out right, right, person is going to be probably legally

657
00:47:58.840 --> 00:48:04.000
obligated to get him, right,
Yeah, I don't have real high hopes

658
00:48:04.000 --> 00:48:07.239
for it. Yeah, unless and
then if he can show what if he

659
00:48:07.280 --> 00:48:10.599
can show receipts for the furniture,
would that change things for the furniture part

660
00:48:10.599 --> 00:48:14.880
of it? Dan, for sure, in the house it's his. But

661
00:48:15.039 --> 00:48:19.360
yeah, you know, I think, yeah, yeah, so anything that's

662
00:48:19.400 --> 00:48:22.519
his inside that house, Pete,
I mean, that doesn't take that away

663
00:48:22.559 --> 00:48:28.039
from him if he can prove it's
his. And I'm surprised his own mom

664
00:48:28.079 --> 00:48:30.599
wouldn't say take your furniture, you
know. I mean, it's amazing what

665
00:48:30.760 --> 00:48:36.000
happens. I'm sure Dan McKenzie sees
a lot of garbage when it comes to

666
00:48:36.159 --> 00:48:38.679
estates and how people get greedy.
All right, thank you very much,

667
00:48:38.719 --> 00:48:42.599
we got more coming up. I'm
Tom Martine. Three oh three seven one

668
00:48:42.639 --> 00:48:52.719
three eight two. Go with a
sure thing Denver's best roofer Excel Roofing dot

669
00:48:52.760 --> 00:48:59.440
com. You don't pay a cent
until you're content. Time for an insurance

670
00:48:59.519 --> 00:49:04.079
check up. It's free, no
obligation comparison call Compass Insurance paying too much

671
00:49:04.199 --> 00:49:07.119
your coverage at dozens of insurance companies
find out now three all three, seven,

672
00:49:07.239 --> 00:49:10.679
seven to one help. You'll think
you're his only customer when you choose

673
00:49:10.679 --> 00:49:15.119
Frank durand the real estate Man dot
com to list your home with Remax Alliance

674
00:49:15.360 --> 00:49:31.280
three all three nine two zero sixteen
twenty two. Hi Tom Martinez here at

675
00:49:31.280 --> 00:49:35.519
three oh three seven one three talks
seven one three eight two five five.

676
00:49:35.639 --> 00:49:43.239
Welcome to the show. And uh
you know, uh really uh solar right

677
00:49:43.280 --> 00:49:45.960
now. You can't help but think
about it when you look up at the

678
00:49:45.039 --> 00:49:50.559
sun and all of the electricity that's
being generated for people. Probid Energy dot

679
00:49:50.599 --> 00:49:54.639
Com one of our solar contractors that
does installation and they do U. They

680
00:49:54.639 --> 00:50:00.119
do of course all the service and
sales. Probid Energy dot Com. Now

681
00:50:00.440 --> 00:50:02.960
Stella's got a issue on solar,
come to think of it. Go ahead,

682
00:50:04.239 --> 00:50:07.639
what's going on with you? Stella? Hi Tom, thank you so

683
00:50:07.760 --> 00:50:13.639
much for taking my call. We
purchased solar in September twenty seventeen from Alpasso

684
00:50:13.760 --> 00:50:19.440
Green Energies dressed Peace View Solar by
l Pasco Green Energies. It's called El

685
00:50:19.559 --> 00:50:24.079
Paso Green Energy. Yes okay.
And this is a company, is that

686
00:50:24.199 --> 00:50:30.280
right? Yes? Okay? And
what about all that? We were told

687
00:50:30.320 --> 00:50:32.360
that if we moved we could take
solar panels with us, they would take

688
00:50:32.360 --> 00:50:36.719
them down for us. And how
long ago? How long ago did you

689
00:50:36.800 --> 00:50:40.679
buy it? It's twenty seventeen September. Okay, now, did you buy

690
00:50:40.719 --> 00:50:46.920
it or did you lease it?
Bought it? Okay, and tell me

691
00:50:47.039 --> 00:50:50.760
what's happening. You want to leave
and they say you can't take it?

692
00:50:50.800 --> 00:50:55.480
What's the situation? No, In
January through April of twenty three, our

693
00:50:55.519 --> 00:51:00.039
electric bill sort between two hundred and
eight dollars and three hundred eventy five dollars.

694
00:51:00.599 --> 00:51:05.639
So we tried calling. How did
it do before that, stella?

695
00:51:05.719 --> 00:51:08.239
When you well, we were we
were in the single digits, we were

696
00:51:08.280 --> 00:51:12.760
like maybe the double digits that we
were paying. So it was really helping

697
00:51:12.840 --> 00:51:17.119
you. It was really really helping
you when you first did it. Mm

698
00:51:17.199 --> 00:51:22.079
hmm, okay, go ahead,
Okay. We tried calling them and found

699
00:51:22.119 --> 00:51:27.400
out they must have went out of
business because all phone numbers were just connected.

700
00:51:27.480 --> 00:51:30.400
Yeah. Most most solar companies go
out of business after they do their

701
00:51:30.440 --> 00:51:34.639
at the end, most of them
aren't real companies. They're just sales arms.

702
00:51:34.880 --> 00:51:38.599
Do you know who actually installed your
system? Uh? It just says

703
00:51:38.920 --> 00:51:45.440
L Pasco Green Energies Energy Slash Peak
View Solar by L Pasco Green Energies Energy.

704
00:51:45.280 --> 00:51:49.440
Okay, Slash. What was that
second name of the company. It

705
00:51:49.519 --> 00:51:55.599
was L Paso and then slash what
Peak View Solar. Yeah, Peak VI

706
00:51:55.800 --> 00:51:59.800
Solar might be the one that did
it, It doesn't matter. Right now

707
00:51:59.840 --> 00:52:05.199
you have uh purchase documents where you
actually bought the system and you got the

708
00:52:05.239 --> 00:52:10.480
tax credits right, Okay, so
what is your question? My question is

709
00:52:10.639 --> 00:52:15.599
now if we get hail them is
this summer? What do I call to

710
00:52:15.639 --> 00:52:20.840
take those panels down and put them
back up? Okay, happen to break

711
00:52:20.840 --> 00:52:27.800
a panel? I'm going to tell
you now the actual solar system itself for

712
00:52:28.000 --> 00:52:32.559
service, you can call a good
solar company. We have two of them.

713
00:52:32.599 --> 00:52:38.159
One I told you was that probid
Energy dot com and we have Red

714
00:52:38.320 --> 00:52:45.480
Rocks rs dot Com. Red Rocks
roof and solar. And again they do

715
00:52:45.800 --> 00:52:50.440
they do solar, They do roof
in conjunction or removing and putting stuff up

716
00:52:50.519 --> 00:52:53.320
for your roof when you have a
solar system. But the Red Rocks is

717
00:52:53.320 --> 00:52:58.440
a good company too, So you
could call any one of of those companies

718
00:52:58.480 --> 00:53:01.079
on our referral list and they would
take care of anything that happens to your

719
00:53:01.119 --> 00:53:05.880
system. Now, if you call
a regular roofer guys, what do you

720
00:53:05.920 --> 00:53:08.400
guys do? And Excel Roofing Henry, what do you do when you come

721
00:53:08.480 --> 00:53:14.079
and there is a solar system,
let's say, and you have to remove

722
00:53:14.320 --> 00:53:15.480
and you have to do it.
Do you guys have a crew that do

723
00:53:15.559 --> 00:53:19.559
it? Or do you subcontract?
What do you do? So the first

724
00:53:19.559 --> 00:53:22.679
thing that we're going to do is
look for who installed the system? Yeah,

725
00:53:22.760 --> 00:53:24.239
if you can, right for sure? We don't want to avoid anybody's

726
00:53:24.280 --> 00:53:28.639
warranty. Yeah. And if they've
gone out of business, then we would

727
00:53:28.840 --> 00:53:31.719
defer to one of our trusted partners. Okay, So they would do the

728
00:53:31.719 --> 00:53:35.920
same thing. They would try to
go to the original company. But if

729
00:53:35.920 --> 00:53:38.880
the original company is no longer there, Stella, you still have a system

730
00:53:38.920 --> 00:53:45.119
that needs to be serviced and worked
one. Yes, I live by the

731
00:53:45.119 --> 00:53:47.280
way. Where is this red wrong? They would go out to Pablo SODA's

732
00:53:47.280 --> 00:53:51.880
pro bid. They're in the Denver
metro area, but they go all over.

733
00:53:52.719 --> 00:53:54.000
Okay, now, Stella, I
want to ask a few questions.

734
00:53:54.079 --> 00:53:58.719
I want to ask a few questions. You said it was generating a lot,

735
00:53:58.760 --> 00:54:04.760
and it was doing well until when
till January of twenty three. What

736
00:54:04.920 --> 00:54:08.440
happened in January of twenty three?
I have no clue, but it went

737
00:54:08.480 --> 00:54:12.880
on all the way till April,
and then you might want to have your

738
00:54:12.920 --> 00:54:15.800
system looked at. Yeah, I
know, we didn't know what we call

739
00:54:15.920 --> 00:54:20.400
them or no? No, not
that I mean a good so hold on,

740
00:54:20.679 --> 00:54:24.320
so is your electric bill still higher
now? No, it's all the

741
00:54:24.360 --> 00:54:29.079
way down again, I get corrected. It just peaked for a short time.

742
00:54:29.920 --> 00:54:32.119
Yes, oh no telling what could
have done that? As long as

743
00:54:32.199 --> 00:54:37.079
it's working, Stella, you're fine. I don't even know. I really

744
00:54:37.119 --> 00:54:39.239
don't even know. And I should
ask our solar people. I don't even

745
00:54:39.280 --> 00:54:43.280
know if they have to be checked
down. Then I have no idea.

746
00:54:43.840 --> 00:54:46.840
Mark, do you have any idea
if solar systems need to be periodically checked?

747
00:54:47.199 --> 00:54:52.719
I have no idea. Maybe don't
know. Maybe we should ask,

748
00:54:53.559 --> 00:54:57.039
you know, we should, you
know. That's a good question anyway,

749
00:54:57.119 --> 00:55:00.199
So Kachina, when you get a
chance, either pro bid Mark or all

750
00:55:00.239 --> 00:55:04.800
over Brook and just ask a general
question. If someone has a solar system,

751
00:55:05.079 --> 00:55:07.960
it ain't broke, don't fix it, but do you ever get it

752
00:55:07.079 --> 00:55:09.760
checked? Yes? What we're gonna
say, Henry, So, typically a

753
00:55:09.840 --> 00:55:15.840
solar panel will lose about point five
percent two point eight percent? What per

754
00:55:15.960 --> 00:55:19.679
year? Per what per year?
What of efficiency? For what reason?

755
00:55:19.840 --> 00:55:23.679
It's just it deteriorates slowly. I
did, but that's not a lot,

756
00:55:23.760 --> 00:55:30.320
but point five let's say half a
percent a year, right, Okay,

757
00:55:30.519 --> 00:55:34.639
so in ten years. Yeah,
I guess I just never knew that at

758
00:55:34.679 --> 00:55:37.199
all. We can ask about that
too. Three oho three seven one three

759
00:55:37.159 --> 00:55:43.880
eight two five five. So cooling
your home, we're going to continue that

760
00:55:43.960 --> 00:55:46.760
discussion as well on how to do
it properly. We talked about attic ventilation

761
00:55:47.320 --> 00:55:52.400
with or without a fan. Attic
ventilation is the number one, even before

762
00:55:52.440 --> 00:55:55.760
a whole house fan. Now no, I love whole house fans, trust

763
00:55:55.760 --> 00:56:01.639
me, but if your attic is
not properly ventilated, it's going to stifle

764
00:56:01.920 --> 00:56:06.119
the whole house fan. And plus
you're gonna have too much heat in that

765
00:56:06.159 --> 00:56:10.320
attic. So attic ventilation I've said
it before, the number one overlook system

766
00:56:10.360 --> 00:56:19.440
in your home. We got more
right after go with a sure thing Denver's

767
00:56:19.480 --> 00:56:22.840
Best roofer Excel roofing dot com.
You don't pay a cent until you're content.

768
00:56:27.199 --> 00:56:30.400
Time for an insurance check up free, no obligation. In comparison,

769
00:56:30.519 --> 00:56:35.599
call compass insurance paying too much your
coverage at dozens of insurance companies find out

770
00:56:35.639 --> 00:56:37.719
now three oh three seven seven to
one. Help. You'll think you're his

771
00:56:37.880 --> 00:56:42.880
only customer when you choose Frank durand
the real estate man dot Com to list

772
00:56:42.920 --> 00:56:47.679
your home with Remax Alliance three oh
three nine two zero sixteen twenty two.

773
00:56:51.239 --> 00:56:53.840
Hi Tom Martinez here three oh three
seven one three talks seven one three eight

774
00:56:53.880 --> 00:57:02.880
two five five Bennett? What's going
on? Bennett? Yes, sir?

775
00:57:04.199 --> 00:57:07.559
What is happening with you? You
know Tom, I've called you before on

776
00:57:07.599 --> 00:57:12.159
this and if I'm out of line, I want you to tell me.

777
00:57:12.320 --> 00:57:15.480
But I am so damn frustrated.
What is it? What is it?

778
00:57:15.880 --> 00:57:20.159
It's vehicle admissions? Tell me about
it. What do you mean the testing

779
00:57:20.239 --> 00:57:23.960
procedure or what the testing? Uh? We've got two vehicles that are just

780
00:57:24.039 --> 00:57:29.360
five years old. Yes, my
wife went this morning at a a M

781
00:57:30.119 --> 00:57:35.199
to get a test. There was
ninety cars in front of her. Oh,

782
00:57:35.599 --> 00:57:38.039
I've heard other people talked about this, Henry, What were you going

783
00:57:38.079 --> 00:57:40.639
to say about it? Do you
just find a drive by? All you

784
00:57:40.719 --> 00:57:45.320
have to do is find a location
and drive by. Okay, you can't

785
00:57:45.360 --> 00:57:50.840
do that on Altra kid twice you
got to do? You can look them

786
00:57:50.920 --> 00:57:53.599
up, can you really? But
okay, you can look them up and

787
00:57:53.639 --> 00:57:57.920
all you have to you have to
do two and six months and then you're

788
00:57:57.960 --> 00:58:02.880
sent the thing. It'll say that
you don't have to have any missions on

789
00:58:02.920 --> 00:58:07.960
your card. So I mean it'll
say where will it say that? It's

790
00:58:07.000 --> 00:58:10.239
printed on the car, just tells
you that and you carry it with you.

791
00:58:10.280 --> 00:58:14.039
No. No, the card that
they send you to get your license

792
00:58:14.039 --> 00:58:19.679
plates renewed will have on the bottom
no missions, and it's called rapid right.

793
00:58:21.440 --> 00:58:22.800
I did one of these this morning
and it was yeah, it was

794
00:58:22.880 --> 00:58:28.039
great. You went this morning and
it was great, but defined great,

795
00:58:28.159 --> 00:58:30.159
I mean, no way, just
straight through. It took me five minutes.

796
00:58:30.519 --> 00:58:35.800
Where'd you go? So it's Ericare, Colorado specifically the one in Sheridan.

797
00:58:35.920 --> 00:58:39.199
I've had great luck there. The
one in Parker they had a problem

798
00:58:39.320 --> 00:58:43.960
yesterday. Their sister went down,
and that may be why where did you

799
00:58:44.000 --> 00:58:50.000
go? Which one? My wife
went to the one in southeast Aurora and

800
00:58:50.039 --> 00:58:54.599
there were ninety cars there was.
She went there at nine o'clock this morning

801
00:58:55.360 --> 00:58:59.360
and she came home by ten.
She was so, well, that's not

802
00:58:59.559 --> 00:59:04.559
bad. And they went through ninety
cars they were she was number ninety in

803
00:59:04.719 --> 00:59:08.320
line to be tested. You know, I treat these things just kind of

804
00:59:08.360 --> 00:59:12.360
like I treat the DMV. You
get there right when they open and then

805
00:59:12.400 --> 00:59:15.239
you're in and out. And I
mean sometimes that happens to the DMV,

806
00:59:15.400 --> 00:59:17.920
sometimes it doesn't. But that's that's
how I've handled these ones. And I've

807
00:59:17.960 --> 00:59:21.239
had to do this on a lot
of vehicles. Are you talking about the

808
00:59:21.280 --> 00:59:23.960
one on ilift for the one in
Parker, the town of Parker? I

809
00:59:23.960 --> 00:59:29.760
mean specifically AirCare Colorado is who I
use, and I like the one I

810
00:59:29.960 --> 00:59:32.719
share. All air Care I thought
there are. Yeah, they're all air

811
00:59:32.760 --> 00:59:36.599
Care. It's just different locations,
but they're all run by the state.

812
00:59:36.719 --> 00:59:38.960
Yeah. Well, you know,
Tom, My opinion is, and I

813
00:59:39.000 --> 00:59:45.280
could be totally wrong. I think
this is how do I put it.

814
00:59:45.320 --> 00:59:50.320
I think it's highway robbery because there's
all the cars today should pass the missions.

815
00:59:50.559 --> 00:59:52.440
That's the way, Bennett. Bennett, you said something that just hit

816
00:59:52.519 --> 00:59:57.840
me. Did you say your vehicles
are only five years old? Yes,

817
00:59:57.960 --> 01:00:04.199
they they're exempt. Pardon they're exempt. All vehicles are for the first seven

818
01:00:04.280 --> 01:00:07.840
years are exempt. Then why are
you getting an emissions check? Bennett?

819
01:00:07.400 --> 01:00:10.760
Well, I don't know, Tom. We just opened up the mail yesterday.

820
01:00:10.920 --> 01:00:16.360
The plates are due and it says
a mission test required. It did?

821
01:00:17.199 --> 01:00:22.880
Yes, I wonder why what years
that vehicle? The one that I

822
01:00:22.920 --> 01:00:30.000
have is in nineteen and the other
one is a twenty. They're exempt.

823
01:00:30.079 --> 01:00:35.719
I don't know what else to say. So, how do you know what?

824
01:00:35.800 --> 01:00:37.960
We got a call? We got
to call one of our people,

825
01:00:37.440 --> 01:00:42.239
Mark. Don't we have an expert
somebody? Thats sus used to have somebody

826
01:00:42.280 --> 01:00:45.519
that knew about the air program.
I don't know why you would. Why

827
01:00:45.519 --> 01:00:51.880
would your notice say admissions test required? Does it say admission test required if

828
01:00:52.079 --> 01:00:54.280
blah blah blah? Or did it
say on this car? Or I mean

829
01:00:54.360 --> 01:00:58.440
send us a picture of that?
Yeh? Send us the notice you got,

830
01:00:58.440 --> 01:01:02.960
Bennett Kitschena tell help them get us
a picture of that. I find

831
01:01:02.960 --> 01:01:08.719
that hard to believe, because I
did think that it was supposed to be

832
01:01:08.880 --> 01:01:16.239
exempt. Did you bring those cars
in from out of state? Did what

833
01:01:16.400 --> 01:01:22.000
difference when you bought them? Where'd
you buy the Bennett, let's see the

834
01:01:22.079 --> 01:01:27.400
last one, I bought town High
Nations. Yeah, but you bought them

835
01:01:27.440 --> 01:01:30.920
in Colorado? Right? What difference
would that have makee? Chopper? If

836
01:01:30.960 --> 01:01:35.519
he bought them out of town,
they would be required to have auto emissions

837
01:01:35.519 --> 01:01:38.280
and I don't think they're exempt to
seven years. It's seven years. I

838
01:01:38.320 --> 01:01:42.400
think it is because I the one
I registered this morning. I needed a

839
01:01:42.480 --> 01:01:45.559
VN verification for it because I got
it in Arizona. But it didn't require

840
01:01:45.599 --> 01:01:52.559
emissions. And why'd you go to
get the vin verification? But in addition

841
01:01:52.639 --> 01:01:58.760
to that, my goodness, people, listen, seven years, no emissions

842
01:01:58.800 --> 01:02:02.519
needed. That's just how the state
law is. Okay, Now where's our

843
01:02:02.559 --> 01:02:07.000
solar guy that had questions? Oh? No, we were going to ask

844
01:02:07.039 --> 01:02:09.039
another question. What was it that
we had for our solar guy? Oh?

845
01:02:09.079 --> 01:02:15.079
Yeah, yeah, on service and
efficiency and all of that. Right,

846
01:02:15.119 --> 01:02:16.760
what else? We had another question? Anybody want to help me here?

847
01:02:16.920 --> 01:02:21.960
Go on, Mark, make fun
of me? Tell me Mark?

848
01:02:22.320 --> 01:02:25.559
Are you there? You bet hey
man? Probid energy dot com? Okay,

849
01:02:25.599 --> 01:02:29.559
we have a quick question. Is
it true? Oh? I know

850
01:02:29.559 --> 01:02:30.920
what I was going to ask about
regular service? But first let me ask

851
01:02:30.920 --> 01:02:35.519
you this just a solar panel,
just that sits there on the roof.

852
01:02:36.119 --> 01:02:38.320
I guess Henry over here was looking
it up and said that they can lose

853
01:02:38.360 --> 01:02:45.000
efficiency a little efficiency each year they
deteriorate. Yep, yep, so just

854
01:02:45.079 --> 01:02:50.000
phenominally though, yeah, I mean
there's people that have systems for thirty years

855
01:02:50.039 --> 01:02:53.800
that are still okay, okay,
now as far I know what the question

856
01:02:53.880 --> 01:02:58.360
we had this woman said, the
company that did our system went out of

857
01:02:58.360 --> 01:03:00.079
business. Of course we hear that
all the time. So she says,

858
01:03:00.079 --> 01:03:02.079
who do I call them? You
have a problem? And I told her

859
01:03:02.079 --> 01:03:07.519
about you guys. Another question I
have what if you don't have problems and

860
01:03:07.559 --> 01:03:09.559
if it ain't broke, we always
hear you don't fix it, But do

861
01:03:10.199 --> 01:03:15.400
solar systems every now and then?
Should you have them checked? I mean,

862
01:03:15.719 --> 01:03:21.039
I don't know the answer to that. You know, I don't think

863
01:03:21.079 --> 01:03:23.119
it's a bad idea. You know, a lot of people get so accustomed

864
01:03:23.199 --> 01:03:27.679
to not you know, out of
sight, out of mind, just like

865
01:03:27.760 --> 01:03:30.719
anything in a house. But yeah, it doesn't hurt to have them just

866
01:03:30.840 --> 01:03:36.119
check. But I would say probably
not unless you're having a problem. Maybe

867
01:03:36.159 --> 01:03:38.519
you go five years. I don't
think. Yeah, yeah, I agree

868
01:03:38.559 --> 01:03:44.199
with you, just just to know
it's operating properly, you know, And

869
01:03:44.280 --> 01:03:46.559
a lot of a lot of these
folks have apps they can see how their

870
01:03:46.559 --> 01:03:52.559
systems operating. Oh good, Or
you're getting an electric bill when you didn't

871
01:03:52.639 --> 01:03:55.440
used to get one at that same
time, you're like, huh, something's

872
01:03:55.440 --> 01:03:59.079
going wrong. Hey, Mark,
I got a question now that you've talked

873
01:03:59.079 --> 01:04:02.960
about an app, do you guys
or do any solo companies ever have a

874
01:04:02.960 --> 01:04:09.880
way to remote into their customer system
so they can diagnose things without going there.

875
01:04:10.320 --> 01:04:14.039
Yeah, a lot of the systems
have that. Some of the older

876
01:04:14.039 --> 01:04:16.719
systems do not. So older systems
you'd have to make a service call.

877
01:04:16.800 --> 01:04:20.320
But some of the newer systems that
we install, we can tap into their

878
01:04:20.320 --> 01:04:24.840
system to let them know. I
have a perfect example. A guy had

879
01:04:24.840 --> 01:04:27.840
a lightning strike. He's got a
problem with the system, so we tapped

880
01:04:27.840 --> 01:04:30.159
into it. It looks like it
might be a branker, so we have

881
01:04:30.199 --> 01:04:32.679
to go out there and make a
service Okay, So but you literally can

882
01:04:32.719 --> 01:04:39.320
then network into it. Yes,
And some that we did not install,

883
01:04:39.360 --> 01:04:43.880
we have to get permissions from the
homeowner and they may have to pay a

884
01:04:43.880 --> 01:04:46.960
fee to give us that permission to
go in and then we take over their

885
01:04:47.000 --> 01:04:51.679
service essentially. Okay, but that's
really good to know that you can have

886
01:04:53.320 --> 01:04:56.159
you can look into their system and
figure out what's going on. Just like,

887
01:04:56.840 --> 01:05:00.519
yeah, I mean that's really yeah, And I think that's where society's

888
01:05:00.559 --> 01:05:04.599
going in general, I mean as
probid Energy dot com three oh three six

889
01:05:04.679 --> 01:05:09.519
two three fifteen thirty one. Mark, can Tesla tap into your car and

890
01:05:10.000 --> 01:05:14.280
diagnose anything from your out and your
driveway or what? Yeah, I don't

891
01:05:14.280 --> 01:05:16.800
know, like anything, but they
can do quite a bit. They can

892
01:05:16.840 --> 01:05:21.519
see if everything's working. I'm not
sure about to repair, right, okay,

893
01:05:21.760 --> 01:05:27.519
yeah, well if it's hardware obviously, stuff like that now, okay,

894
01:05:27.559 --> 01:05:34.039
all right? Three o three seven
one three eight two five five Go

895
01:05:34.159 --> 01:05:39.400
with a sure thing Denver's best roofer
Excel Roofing dot com. You don't pay

896
01:05:39.440 --> 01:05:45.199
a cent until you're content. Time
for an insurance check up free, no

897
01:05:45.280 --> 01:05:50.199
obligation. In comparison, call Compass
Insurance paying too much your coverage at dozens

898
01:05:50.199 --> 01:05:54.920
of insurance companies find out now three
oh three seven to seven to one help.

899
01:05:55.079 --> 01:05:58.639
You'll think you're his only customer when
you choose Frank durand the real estate

900
01:05:58.679 --> 01:06:02.119
Man dot com to list your home
with Remax Alliance three all three nine two

901
01:06:02.199 --> 01:06:17.840
zero sixteen twenty two. Hi Tom
Martinez here three all three seven one three

902
01:06:17.960 --> 01:06:21.719
talks seven one three eight two five
five here to help you solve problems,

903
01:06:21.760 --> 01:06:27.320
answer questions, take complaints so cooling
your house. When we talked about the

904
01:06:27.360 --> 01:06:30.079
whole house fan, Uh, it
won't work if you don't have good attic

905
01:06:30.159 --> 01:06:33.079
ventilations. So you got to have
the attic ventilation that we talked about.

906
01:06:33.760 --> 01:06:38.519
Now, Henry with excel roofing,
What if tell us about that fan that

907
01:06:38.559 --> 01:06:41.559
you guys have. I love that
fan that you guys have. You can

908
01:06:41.639 --> 01:06:44.119
drop it in and that's it,
right, I mean you don't have to

909
01:06:44.119 --> 01:06:45.679
wire it to the house, do
you. Yeah. So you're referring to

910
01:06:45.719 --> 01:06:49.800
the solar powered attic fan, right, how does it work? It's great.

911
01:06:49.840 --> 01:06:53.039
You don't have to get an electrician
up there. Nothing. You just

912
01:06:53.079 --> 01:06:57.039
take this fan. It's got a
solar power on our solar power. Yeah,

913
01:06:57.119 --> 01:07:00.119
we'll take a system on it.
You place it on the roof and

914
01:07:00.360 --> 01:07:03.280
as soon as the sun comes out, starts working, draws all that hot

915
01:07:03.320 --> 01:07:08.559
air out of your attic. It
acts as an exhaust vent, pulling up

916
01:07:08.599 --> 01:07:14.079
the air through the intake events.
Very efficient and it runs whenever it wants

917
01:07:14.159 --> 01:07:16.480
and you never have to touch it, yeah, unless it breaks on you.

918
01:07:16.559 --> 01:07:19.880
But like a regular attic fan,
you have to wire that into your

919
01:07:19.880 --> 01:07:23.519
house. For this one, you
don't. You just put it up there.

920
01:07:23.880 --> 01:07:27.400
Yeah, and you and it drops
in right literally into a hole,

921
01:07:27.400 --> 01:07:30.519
and then you you obviously have to
install it properly so it doesn't leak.

922
01:07:30.559 --> 01:07:34.840
And then that's what a roofer does. And then it just as Ron P.

923
01:07:35.039 --> 01:07:39.599
Peel once said, you set it
and forget it absolutely. And this

924
01:07:39.639 --> 01:07:43.760
thing's super efficient. It moves about
fifteen hundred cubic feet of air per minute,

925
01:07:43.920 --> 01:07:46.760
so most homes just need one,
right, Yeah, it depends how

926
01:07:46.800 --> 01:07:51.559
bad your attic is if it has
proper ventilation. Now I know Excel roofing

927
01:07:51.639 --> 01:07:58.119
is pretty what's that you got to
use the mic chopper? You're reminding me

928
01:07:58.199 --> 01:08:00.280
of Deputy Dock. Now I'm sorry, I go ahead. I had a

929
01:08:00.320 --> 01:08:03.400
doc moment. What's the cost on
that? You know? It depends if

930
01:08:03.400 --> 01:08:08.280
it's going in with a new roof
or a Yeah, if it's going in

931
01:08:08.320 --> 01:08:11.880
on its own. What's the range
shooting? You know, I can't remember

932
01:08:11.880 --> 01:08:15.159
off the top of my head.
I think it's about one thousand dollars one

933
01:08:15.159 --> 01:08:16.640
of these. I will quote me
on that. I think it was one

934
01:08:16.640 --> 01:08:21.199
thousand and fifteen hundred as I remember. But I'm telling you it's well worth

935
01:08:21.239 --> 01:08:26.960
it because it will your air condition
will work better. Now, remember you

936
01:08:27.000 --> 01:08:30.640
still have to have the proper venting
the lower events to pull it out.

937
01:08:30.479 --> 01:08:34.800
Yeah, and then along that extend
life of your roof, right if you

938
01:08:34.800 --> 01:08:39.880
get heat blisters. So on that
note, it does give you the IRS

939
01:08:40.840 --> 01:08:45.439
tax credit through IRS Forum fifty six
ninety freely. Yeah. Oh, I

940
01:08:45.479 --> 01:08:48.359
didn't know that. You will you
get a thirty percent credit on that.

941
01:08:49.439 --> 01:08:53.000
You know, you'd have to refer
to that government page. But there is

942
01:08:53.039 --> 01:08:57.119
a tax credit available. Okay,
So that's cool. Now we talked about

943
01:08:57.119 --> 01:09:01.039
that. The next step, Now
that's before you do anything else, right

944
01:09:01.239 --> 01:09:04.760
that, even before you do solar
and before you do a whole house fan,

945
01:09:04.920 --> 01:09:09.159
make sure your addict is ventilated.
As I said, you don't always

946
01:09:09.159 --> 01:09:12.960
need a fan to do that,
but make sure the attic's ventilated. After

947
01:09:13.039 --> 01:09:17.000
the addicts ventilated, I personally would
the next do a whole house fan.

948
01:09:17.079 --> 01:09:20.520
That's when I do a whole house
fan. And those are quiet cools.

949
01:09:20.880 --> 01:09:25.520
You know, you've heard me talk
about Qccolorado dot com and there are other

950
01:09:25.560 --> 01:09:28.800
dealers that have quiet cool in other
parts of the country. Now, what

951
01:09:28.840 --> 01:09:33.800
you do is that is a remote
mounted fan in the attic and it vents

952
01:09:33.840 --> 01:09:38.199
into the attic. But then remember
the attic then is vented, so it

953
01:09:38.239 --> 01:09:42.439
goes out of the attic and it
pulls air from the lower parts of your

954
01:09:42.439 --> 01:09:47.720
house through your house and destratifies the
air. So with good attic ventilation and

955
01:09:47.760 --> 01:09:55.119
then a whole house fan, those
two things alone will be an incredible savings

956
01:09:55.119 --> 01:10:00.520
on energy, keeping your house more
level. There will be many times you

957
01:10:00.680 --> 01:10:05.479
never even need to use air conditioning
in a There's probably only one season and

958
01:10:05.520 --> 01:10:10.119
the height of that season where your
air conditioner will work hard, But it'll

959
01:10:10.119 --> 01:10:15.039
work less hard with this than without
it, especially with the ventilated addict and

960
01:10:15.119 --> 01:10:18.840
the whole house fan. Absolutely,
I mean it's incredible. I mean it,

961
01:10:19.359 --> 01:10:24.199
It makes the entire difference. And
the best time, of course to

962
01:10:24.199 --> 01:10:27.399
have your ventilation your attic check is
when you're having a roof done. So

963
01:10:27.840 --> 01:10:30.720
but let me ask you this though, if you notice, we don't we

964
01:10:30.760 --> 01:10:31.920
don't have a lot of time,
but maybe we'll talk about that. If

965
01:10:31.920 --> 01:10:36.319
you notice some of the ventilation problems
during an install for insurance, will insurance

966
01:10:36.359 --> 01:10:40.720
pay any extra at all to do
it right? Or you know, it

967
01:10:40.760 --> 01:10:44.680
really depends, but we'd always push
for that. Yeah, Or it's the

968
01:10:44.760 --> 01:10:47.600
cheapest time to have it done because
they're already mobilized in there. Exactly.

969
01:10:47.720 --> 01:10:50.920
Yeah, I'm Tom Martinez. We
got more coming up on the Troubleshooter Show.

970
01:10:51.000 --> 01:10:55.880
Get your calls in any problem,
question or complain three oh three seven

971
01:10:55.960 --> 01:11:00.199
one three talk seven one three eight
two five five. Go with a sure

972
01:11:00.279 --> 01:11:04.800
thing Denver's best roofer Excel Roofing dot
com. You don't pay a cent until

973
01:11:04.840 --> 01:11:12.359
you're content. Time for an insurance
check up free, no obligation. In

974
01:11:12.439 --> 01:11:16.760
comparison, call Compass Insurance paying too
much your coverage at dozens of insurance companies

975
01:11:16.800 --> 01:11:20.359
find out now three all three seven
seven one help. You'll think you're his

976
01:11:20.520 --> 01:11:25.520
only customer when you choose Frank durand
the real estate Man dot com to list

977
01:11:25.560 --> 01:11:30.000
your home with Remax Alliance three oh
three nine two zero sixteen twenty two.

978
01:11:34.520 --> 01:11:45.319
Ripped news. You don't have come, runs as fast as you can.

979
01:11:45.760 --> 01:11:53.920
Shooter's gonna help. Come man,
This is the Troubleshooter Show. No Tom

980
01:11:53.960 --> 01:11:58.960
Martino, Hi, Tom Martino,
Your troubleshooter three O three seven to one

981
01:11:59.039 --> 01:12:01.800
three talks seven one three eight two
five five. What's going on in your

982
01:12:01.840 --> 01:12:09.079
life? Happy afternoon? You know
what we are here for you. Anything

983
01:12:09.119 --> 01:12:11.359
we can do for you. You
call us if you've got a problem,

984
01:12:11.439 --> 01:12:15.000
question and complaint. There's some stuff
we've been talking about that I want to

985
01:12:15.000 --> 01:12:17.760
bring up. Let's see, I
have it right here, all right,

986
01:12:19.680 --> 01:12:23.560
I know, I I uh,
this is not going to be I'm not

987
01:12:23.600 --> 01:12:29.119
going to descend to the level of
Michael Brown Show today, but I will

988
01:12:29.720 --> 01:12:33.680
talk about some stuff. And when
I say descend to the level, that

989
01:12:33.800 --> 01:12:41.560
was all because of but you're dragon
Is Talk Dragon They did Penis Talk.

990
01:12:41.640 --> 01:12:45.479
They talked about that thirteen what to
do and what not to do with your

991
01:12:45.479 --> 01:12:49.319
penis thirteen things. So anyway,
I'm going to talk about what we do

992
01:12:49.399 --> 01:12:54.840
in bed. And I talked about
this a little one day, but I

993
01:12:54.880 --> 01:13:00.560
have actual stats here. So what
percentage what do you think people do the

994
01:13:00.560 --> 01:13:03.079
most in bed when it comes to
technology? If you had to pick,

995
01:13:03.239 --> 01:13:09.760
When I say technology, that's everything
that's iPads, computers, smartphones, not

996
01:13:09.880 --> 01:13:15.800
your TV. We're talking about devices, so not your TV, yourvice,

997
01:13:15.880 --> 01:13:19.039
your smart devices. What do most
people do with their smart devices in bed?

998
01:13:19.079 --> 01:13:23.359
What's the highest percentage and what do
they do? I'll give you a

999
01:13:23.439 --> 01:13:27.239
hint, sixty five percent? What
is it? They read the news?

1000
01:13:27.560 --> 01:13:32.479
No emails. They just like just
normal stuff. They check emails and messages

1001
01:13:33.119 --> 01:13:42.199
sixty five percent. Now the next
largest percentage of people scroll through social media.

1002
01:13:42.279 --> 01:13:45.960
That's almost kind of the same thing. Sixty five percent look for their

1003
01:13:45.000 --> 01:13:50.920
messages and emails, and then fifty
nine percent look for or look through their

1004
01:13:50.960 --> 01:13:58.359
social media. And then what we
think is next, you know, porn,

1005
01:13:58.880 --> 01:14:02.119
no regular YouTube videos. You know, porn, believe it or not,

1006
01:14:02.760 --> 01:14:08.439
is not as much as you think
it's not. That's not me doing

1007
01:14:08.479 --> 01:14:12.800
those sound effects. By the way, in case you wondered, so regular

1008
01:14:12.880 --> 01:14:16.119
videos fifty we were we were pretty
sure that I wasn't. And I watch

1009
01:14:16.680 --> 01:14:20.439
I watch videos in bed. I
watch a lot of them, not videos,

1010
01:14:20.479 --> 01:14:24.720
movies. I fall asleep, Like
once in a while, I'll play

1011
01:14:24.760 --> 01:14:30.479
Seinfeld episodes. Oh god, there's
I've started watching that again. Mark from

1012
01:14:30.479 --> 01:14:33.760
the beginning, there's a lot I
watch it. It drives Tuesday and nuts,

1013
01:14:33.760 --> 01:14:38.720
but I watch it almost every night. And and I forgot about a

1014
01:14:38.720 --> 01:14:43.199
lot of the episodes. Geez,
I mean you go through them and you

1015
01:14:43.199 --> 01:14:48.960
forget about anyway. So that's fifty
four percent, and then there's still a

1016
01:14:48.960 --> 01:14:58.399
big percentage that check weather forty three
percent, and then TV shows and movies

1017
01:14:58.439 --> 01:15:01.479
along with that. Now people shall
online thirty four percent. We still haven't

1018
01:15:01.479 --> 01:15:05.479
gotten to porn. No, I'm
serious thirty three percent. Look at the

1019
01:15:05.520 --> 01:15:15.239
news, uh thirty four percent.
Music so reading ebooks eighteen percent. Now

1020
01:15:15.319 --> 01:15:18.119
I read. I've read e books
here and there. The thing I hate

1021
01:15:18.119 --> 01:15:21.399
about e books are on mine.
I got it. You got to freeze

1022
01:15:21.399 --> 01:15:26.479
the orientation because I don't like when
it goes when you lay sideways. You

1023
01:15:26.520 --> 01:15:28.840
still want to read it. Never
mind, it's hard to explain it,

1024
01:15:28.840 --> 01:15:32.760
but I don't want it to flip
over anyway. Only fifteen percent of the

1025
01:15:32.840 --> 01:15:42.319
people watch porn in bed fifteen most
everybody does everything else, but only fifteen

1026
01:15:42.359 --> 01:15:45.880
percent do the porn in bed.
I thought you'd I thought, yeah,

1027
01:15:45.880 --> 01:15:48.880
everybody knows. The best place to
watch porn is work at work? Do

1028
01:15:48.920 --> 01:15:53.039
you actually can you actually do that? That's probably what you're doing in there

1029
01:15:53.039 --> 01:15:57.359
when I'm in here working three oh
three seven one three talks seven one three

1030
01:15:57.479 --> 01:16:00.560
eight two five five. So we
have Henry with us from excel Roof.

1031
01:16:00.600 --> 01:16:05.359
We were talking about cooling the house
and again, attic ventilation was the first

1032
01:16:05.359 --> 01:16:12.560
thing. Second thing was whole house
ventilation, and then you can then talk

1033
01:16:12.600 --> 01:16:15.600
about your air conditioner and if you
want to get really efficient. Of course,

1034
01:16:15.640 --> 01:16:21.560
solar systems. Solar systems have had
an uptick recently in all kinds of

1035
01:16:21.600 --> 01:16:30.159
popularity because first, because electric bills
are getting higher, solar has a don't

1036
01:16:30.239 --> 01:16:32.239
but don't you think, Tom,
if they got rid of the subsidies,

1037
01:16:32.520 --> 01:16:38.359
the entire industry dies. Yes,
I think it would go away. I

1038
01:16:38.399 --> 01:16:41.520
think people are doing it well.
I mean I think it would be cost

1039
01:16:41.600 --> 01:16:45.560
prohibitive, Yes, I do,
yep. And in some of these commercial

1040
01:16:45.600 --> 01:16:51.119
systems, I am still astounded,
honest to god, on how you can

1041
01:16:51.159 --> 01:16:58.239
get half of it paid for through
grants. They're special rep grants. But

1042
01:16:58.439 --> 01:17:03.079
in addition to that, you can
get sixty percent. With other ways,

1043
01:17:03.159 --> 01:17:06.520
you actually get one hundred and ten
percent of it paid for if it's a

1044
01:17:06.560 --> 01:17:13.119
commercial system considered a rural area.
Now rural doesn't mean just out in farmland

1045
01:17:13.159 --> 01:17:18.279
either, It just means not within
major cities. You can get commercial systems.

1046
01:17:18.319 --> 01:17:23.640
Now, there are some landlords that
these do these commercial systems. So

1047
01:17:23.680 --> 01:17:27.720
they get a grant and they and
I have case histories, they get a

1048
01:17:27.760 --> 01:17:32.439
grant and then they get the tax
credits and the incentives and you add all

1049
01:17:32.439 --> 01:17:36.279
that up and let's say the system. I'm just giving fake numbers here,

1050
01:17:36.319 --> 01:17:42.000
but the percentages are real. Let's
say the system costs one hundred thous they

1051
01:17:42.000 --> 01:17:46.720
get one hundred and ten. They
put ten grand in their pocket net positive.

1052
01:17:47.079 --> 01:17:53.079
Now this commercial system, let's say, is for their warehouse building blah

1053
01:17:53.159 --> 01:17:57.319
blah blah. So now you subtract
the electricity. They're not paying for it,

1054
01:17:57.439 --> 01:18:00.600
right, So that electricity, let's
say in a year, would have

1055
01:18:00.600 --> 01:18:04.319
been one hundred and twenty five thousand. So now you have one hundred and

1056
01:18:04.319 --> 01:18:11.439
twenty five thousand a year they're making. Plus they're over generating selling back to

1057
01:18:11.560 --> 01:18:16.039
the grid, which produces more money. So now you're up to let's say

1058
01:18:16.039 --> 01:18:20.600
one hundred and eighty thousand. And
then they have a few tenants, and

1059
01:18:20.640 --> 01:18:30.319
those tenants are paying for their electrical
use even though the landlord is getting it

1060
01:18:30.399 --> 01:18:34.000
through his solar system. But he
charges them less than they would pay if

1061
01:18:34.039 --> 01:18:40.560
they were hooked up to a power
company, and he makes money there.

1062
01:18:40.920 --> 01:18:46.199
So we have some commercial systems where
they have commercial buildings and they're also landlords

1063
01:18:46.680 --> 01:18:55.239
actually making two hundred thousand dollars or
more a year on their system. After

1064
01:18:55.439 --> 01:19:00.279
it cost them nothing to put it
in. I mean, when I was

1065
01:19:00.319 --> 01:19:05.640
shown this on paper, and you
know, Red Rock showed me, Brooks

1066
01:19:05.640 --> 01:19:10.000
showed me Red Rocks roof and solar, and then Mark over at pro Bid.

1067
01:19:10.039 --> 01:19:14.399
They're doing commercial systems, getting them
damn near paid for. It's amazing

1068
01:19:14.479 --> 01:19:20.079
to me. It's just amazing how
people are pushing solar. You also,

1069
01:19:20.359 --> 01:19:25.640
if you here's what else I found
out that I found was amazing. If

1070
01:19:25.680 --> 01:19:34.640
you couple in with the solar system, high efficiency AC or furnaces, all

1071
01:19:34.680 --> 01:19:40.880
of that, you can get tax
credits on the whole system if it's considered

1072
01:19:41.000 --> 01:19:45.920
integrated, so that that fifteen percent
or excuse me, that thirty percent tax

1073
01:19:46.000 --> 01:19:53.039
credit is on everything go ahead.
So there's some manufacturers that do that with

1074
01:19:53.079 --> 01:19:57.479
the roofing too. Now I heard
that. Now the actual roof is the

1075
01:19:57.560 --> 01:20:00.159
panel, right? Is that getting
popular? Yeah, so that's the solar

1076
01:20:00.439 --> 01:20:04.960
voltaic shingles. Yeah, well Tesla
does it. Yeah, it's very similar

1077
01:20:04.960 --> 01:20:10.439
to Tesla, but there's also like
roofing shingle manufacturers doing that. What I

1078
01:20:10.439 --> 01:20:13.600
want to know about that is when
you guys install those, how do you

1079
01:20:13.640 --> 01:20:15.239
install them? Do you have to
wire them together? Yeah? You do.

1080
01:20:15.439 --> 01:20:19.119
It's just like a regular do they
like plug into the little fast Yeah,

1081
01:20:19.119 --> 01:20:23.479
there's a little fasteners and plugs.
But what I was getting at with

1082
01:20:23.479 --> 01:20:26.560
that is like there are some companies
I don't want to call them up by

1083
01:20:26.640 --> 01:20:30.720
name, but they will wrap their
shingles, the asphalt shingles into that solar

1084
01:20:30.840 --> 01:20:34.239
package and sell it as an integrated
system. I mean, does that be

1085
01:20:34.439 --> 01:20:38.399
correct to you? Yeah? Well
yeah, I hear you can do that.

1086
01:20:38.560 --> 01:20:42.479
I mean I was told you can
do that if it's integrated into the

1087
01:20:42.520 --> 01:20:45.680
solar system and part of it,
you can get your tax credits on that.

1088
01:20:45.960 --> 01:20:49.239
So has your dad has Excel looked
into these solar do you guys do

1089
01:20:49.359 --> 01:20:54.560
any solar shingles? So that specific
route I was approached to do that,

1090
01:20:54.880 --> 01:20:58.920
I did not go through with that. I would think they probably don't like

1091
01:20:58.920 --> 01:21:01.640
like the Tesla brand. I mean
it replaces what they do. Well,

1092
01:21:01.680 --> 01:21:04.119
what do you mean it replaces what
they do? You mean the soul it's

1093
01:21:04.119 --> 01:21:08.119
not like a panel on top,
it's the roof. Right. Oh,

1094
01:21:08.319 --> 01:21:12.119
so it's both the panel and the
roof. But but why couldn't they But

1095
01:21:12.119 --> 01:21:15.600
but roofers can install them. They
can't. They don't just have anybody install

1096
01:21:15.640 --> 01:21:17.319
them, right, I don't.
I don't know how Tesla works. I'm

1097
01:21:17.399 --> 01:21:21.319
just talking about the Tesla product.
So with with that company that I was

1098
01:21:21.359 --> 01:21:28.279
referring to, they actually the manufacturer
acts as the GC and then subcontracts the

1099
01:21:28.399 --> 01:21:32.600
roofer and then uses the roofers labor. So it's it's a very complicated process

1100
01:21:32.640 --> 01:21:36.239
and there's a lot of different pieces
that go into it, and I mean

1101
01:21:36.399 --> 01:21:42.359
bracket mounted it just it seems to
be the simplest and the easiest to work

1102
01:21:42.399 --> 01:21:45.399
on it as well install. So
that's what we're the biggest fans of.

1103
01:21:45.840 --> 01:21:50.159
Now. When when you do let's
say, when you do these solar roofs,

1104
01:21:50.920 --> 01:21:56.479
I think eventually I can't. I
can't. Like GAF makes one,

1105
01:21:56.560 --> 01:22:00.479
right, Okay, I think eventually
it's going to be the way. Why

1106
01:22:00.520 --> 01:22:04.760
wouldn't everyone with all of that roof
exposure all over, why wouldn't we capture

1107
01:22:04.800 --> 01:22:10.600
that free energy? Now? How
much more though they're probably a lot more

1108
01:22:10.640 --> 01:22:14.800
than a regular roof obviously, right, yeah, it's a lot more.

1109
01:22:14.840 --> 01:22:17.239
And I mean on that note,
especially in Denver with our market, we

1110
01:22:17.319 --> 01:22:23.520
have a lot of these reroofing projects
from insurance and the insurance will not cover

1111
01:22:23.600 --> 01:22:27.079
that additional cost because it's no,
no, they won't cover that additional but

1112
01:22:27.119 --> 01:22:29.760
you can get tax credits. Sure, I mean, I'll bet. I

1113
01:22:29.760 --> 01:22:32.319
imagine you can have your insurance pay
for the roof part, you kick in

1114
01:22:32.439 --> 01:22:35.680
extra, and I think if you
get the tax credits on it, that's

1115
01:22:35.720 --> 01:22:40.920
an incredible thing. Now with the
roof panel, that's just the panel part

1116
01:22:40.960 --> 01:22:43.960
of it. You still have to
have the inverter and the net metering and

1117
01:22:44.000 --> 01:22:46.239
all that, which is fine.
But from what I can see from these

1118
01:22:46.359 --> 01:22:53.720
illustrations online, these solar panels are
nice looking. Are they a good roof

1119
01:22:53.800 --> 01:22:57.560
in and of themselves? JF and
the rest of them. So the issue

1120
01:22:57.600 --> 01:23:00.800
with JF is these are not Class
four shingle. This is a class three

1121
01:23:00.880 --> 01:23:04.800
system, So how does that differ
from a four? So the four is

1122
01:23:04.840 --> 01:23:09.159
the impact resistant. So our market
is a hail market. We have lots

1123
01:23:09.199 --> 01:23:12.960
of hail, and so our shingles
are going to be rated out of class

1124
01:23:12.960 --> 01:23:16.039
two, Class three and class four, and class four often gets as a

1125
01:23:16.079 --> 01:23:19.880
discount on our insurance. So these
are a class three, so they do

1126
01:23:19.960 --> 01:23:24.319
not qualify for any discount, and
they are not rated the same as a

1127
01:23:24.359 --> 01:23:31.000
class four. Okay, but they
still they still are a roof though I

1128
01:23:31.000 --> 01:23:34.239
mean they're not. You know,
there's still a pretty hardy roofs class three

1129
01:23:34.359 --> 01:23:38.840
right, sure, I mean three
inch hal is going to total like anything,

1130
01:23:38.960 --> 01:23:45.159
So that argument is definitely valued.
Okay, So, as I said,

1131
01:23:45.239 --> 01:23:46.600
I think that's something we're going to
see in the future. Three oh

1132
01:23:46.640 --> 01:23:50.399
three seven one three talk seven one
three eight two five five. We have

1133
01:23:50.479 --> 01:23:59.840
more coming right up. Go with
a sure thing Denver's Best roof of excel

1134
01:24:00.000 --> 01:24:05.760
gro dot com. You don't pay
a cent until you're content. Time for

1135
01:24:05.800 --> 01:24:12.279
an insurance check up free no obligation
comparison call Compass Insurance paying too much your

1136
01:24:12.319 --> 01:24:15.359
coverage at dozens of insurance companies find
out now three oh three seven to seven

1137
01:24:15.399 --> 01:24:19.159
to one help. You'll think you're
his only customer when you choose Frank durand

1138
01:24:19.159 --> 01:24:24.600
the real estate Man dot com to
list your home with Remax Alliance three oh

1139
01:24:24.640 --> 01:24:33.359
three nine two zero sixteen twenty two. Hi Tom Martino here, three oh

1140
01:24:33.399 --> 01:24:39.119
three seven one three talk three oh
three seven one three eight two five five.

1141
01:24:39.520 --> 01:24:43.840
We're experimenting with taking a video call, but it's gonna be hard because

1142
01:24:43.840 --> 01:24:45.359
we don't have the audio. No, no, I'll have it figured out

1143
01:24:45.399 --> 01:24:47.800
real quick. Well, we'll figure
it out. That's a good one,

1144
01:24:47.840 --> 01:24:54.760
Mark, that's uh. It's an
experiment on taking video calls for UH.

1145
01:24:55.039 --> 01:24:58.920
That's cool. Yeah, for UH
for the show. Wouldn't that be cool?

1146
01:24:59.159 --> 01:25:00.119
So then we give we'd have to
be able to get them on the

1147
01:25:00.159 --> 01:25:04.079
air, of course with our audio, and then get them on video for

1148
01:25:04.199 --> 01:25:10.760
our stream. There's still a delay. What do you mean, Oh,

1149
01:25:11.000 --> 01:25:13.640
well, no, if there won't
be a delay, there won't be a

1150
01:25:13.680 --> 01:25:16.720
delay. There will be a delay
because YouTube. YouTube's always delayed. Chopper

1151
01:25:16.840 --> 01:25:21.000
always YouTube. But we're not going
to be listening to them through YouTube in

1152
01:25:21.039 --> 01:25:25.439
the future. What we'll do is
we'll figure out a way to get them

1153
01:25:25.439 --> 01:25:31.960
through our regular board and then we'll
be able to put out what do we

1154
01:25:32.000 --> 01:25:34.239
do, Mark, is it a
phone number he calls or how do you

1155
01:25:34.239 --> 01:25:38.479
get them up there? I just
send a link. I send them a

1156
01:25:38.520 --> 01:25:41.279
link and all they got to do
is type in their name and they're hot.

1157
01:25:41.920 --> 01:25:45.119
Oh that's very couz. We'll just
have to figure out a way people

1158
01:25:45.159 --> 01:25:47.760
line up with a link with them. They line up and then we send

1159
01:25:47.760 --> 01:25:53.239
them links and then we can get
them on the air with video and audio.

1160
01:25:53.600 --> 01:25:57.199
See cutting edge. We're always looking
for cutting edge here on the Troubleshooter

1161
01:25:57.199 --> 01:25:59.520
Show. I'll tell you that,
or we're you gonna say again, Chopper,

1162
01:25:59.560 --> 01:26:02.359
you're in basing yourself every time you
cutting edge hands putting you're not up

1163
01:26:02.399 --> 01:26:05.239
for technology, Chopper. Just no, I was going to say, I

1164
01:26:05.279 --> 01:26:09.279
can stay at home now and talk
to you. No, but yeah you

1165
01:26:09.319 --> 01:26:15.079
could actually And uh, speaking of
which, where is where is deputy uh

1166
01:26:15.439 --> 01:26:20.520
deputy doc today? Anyway? So
uh, let me get back to a

1167
01:26:20.600 --> 01:26:24.760
topic we were talking about, and
I'll tell I'll take Mike if he's on

1168
01:26:24.800 --> 01:26:30.239
there right now. But right now, as far as uh, where where

1169
01:26:30.279 --> 01:26:34.760
is it? Oh? Credit card
delinquencies all over the country an all time

1170
01:26:34.880 --> 01:26:45.279
high, and now they say probably
that will spawn a new round of bankruptcies.

1171
01:26:45.760 --> 01:26:53.680
So what I want to know is
how is that happening in the best

1172
01:26:53.720 --> 01:26:57.960
economy apparently we've had in twenty years? Because, by the way, I

1173
01:26:57.960 --> 01:27:00.039
don't know if you've heard that or
not. With the NBA interview, And

1174
01:27:00.119 --> 01:27:04.960
did you know that President Biden also
said he has gotten more accomplished than any

1175
01:27:05.000 --> 01:27:12.960
president in history? Did you know
that more accomplished and accomplished more and done

1176
01:27:12.960 --> 01:27:16.560
more good than any he's even insulting
his own Barack Obama when he said that,

1177
01:27:16.880 --> 01:27:21.159
but he's bragging he's gotten more accomplished
than any other president. Uh.

1178
01:27:21.600 --> 01:27:25.239
I guess we can throw the whole
civil war thing out of it now.

1179
01:27:25.359 --> 01:27:30.239
There is another trend, by the
way, there's another trend going on with

1180
01:27:30.399 --> 01:27:38.079
unemployment. They say that there are
people advertising for jobs and making it look

1181
01:27:38.159 --> 01:27:44.079
like there are jobs available to keep
their public image up and to not take

1182
01:27:44.239 --> 01:27:48.359
hits in the stock market. But
when you apply for the jobs, they

1183
01:27:48.399 --> 01:27:55.479
ghost you. They say they're hiring, but they never actually hire. They

1184
01:27:55.520 --> 01:27:58.760
go through the motions but don't hire
people. Have you heard of that mark?

1185
01:27:59.199 --> 01:28:01.720
That's happening a lot on people.
I wonder why, what's the why

1186
01:28:01.760 --> 01:28:08.000
waste their own time? Because they're
saying that it gives the illusion they're busy

1187
01:28:08.079 --> 01:28:16.319
and vibrant and investors because investors notice
layoffs and they notice a lack of hirings

1188
01:28:16.399 --> 01:28:20.399
or a lack of job openings in
it as a leading indicator, by the

1189
01:28:20.399 --> 01:28:27.560
way, not necessarily a concurrent UH
indicator, but a leading indicator. So

1190
01:28:27.680 --> 01:28:31.439
businesses want to give a positive leading
indicator, so they pretend they are hiring

1191
01:28:31.520 --> 01:28:34.680
and vibrant. Mike, you have
a question for roofing. What's going on?

1192
01:28:36.359 --> 01:28:39.840
Hi? Tom, Hey, you
got a question for your guy from

1193
01:28:39.920 --> 01:28:45.039
Excel. Yeah, I had them
put on a malarkey Class four roof about

1194
01:28:45.039 --> 01:28:50.800
four years ago. Yeah wait wait, yeah, there's literally a company called

1195
01:28:50.920 --> 01:28:58.439
malart It is my god, that's
Dumba's name, because that's a great word

1196
01:28:58.800 --> 01:29:01.319
that that's one of Biden's favorite words. That's a bunch of malarkey. In

1197
01:29:01.319 --> 01:29:04.239
fact, he uses it in his
emails to me all the time. Anyway,

1198
01:29:04.239 --> 01:29:10.600
go ahead, and sir, so, I've heard advertisements for this company

1199
01:29:10.640 --> 01:29:19.359
that will treat your roof with a
basically organic liquid to keep those shingles pliable.

1200
01:29:19.880 --> 01:29:23.760
And I'm wondering, first, you're
not talking about the one that says

1201
01:29:23.760 --> 01:29:28.479
it replaces your roof, right that
the coding instead of replacing your roof,

1202
01:29:28.520 --> 01:29:30.760
you're not talking about that. You're
talking about just a treatment, right,

1203
01:29:32.399 --> 01:29:40.920
right, a treatment to keep the
shingles pliable in our extreme UV environment.

1204
01:29:41.720 --> 01:29:46.199
So I'm wondering, first of all, whether that will void the Mallarkey lifetime

1205
01:29:46.239 --> 01:29:54.760
warranty and whether Excel thinks it's a
decent idea. So, in my professional

1206
01:29:54.800 --> 01:29:58.920
opinion, I do not believe that
that stuff has any lasting effect as far

1207
01:29:58.960 --> 01:30:01.840
as malarkey, I've heard of a
company endorsed that kind of product before.

1208
01:30:02.279 --> 01:30:05.560
It's kind of like moisturizing your roof. I mean, it's not really adding

1209
01:30:05.600 --> 01:30:11.600
any structural, you know, benefits
to it. Any pre existing damage is

1210
01:30:11.600 --> 01:30:16.359
still going to exist. It's any
weathering effects are still going to be there.

1211
01:30:16.439 --> 01:30:19.880
I mean, even if it does
add something on top of it,

1212
01:30:19.880 --> 01:30:24.680
it's going to wear away ferish.
I don't think it'll harm anything, but

1213
01:30:24.720 --> 01:30:30.039
I'll it's probably not worth doing.
And what's the cost. I'm talking about

1214
01:30:30.039 --> 01:30:34.479
this the treatment. How much is
it, sir? I don't know.

1215
01:30:34.960 --> 01:30:40.119
I haven't even looked into it,
so I can't speak on behalf of malarchy

1216
01:30:40.199 --> 01:30:43.199
for that. I'm not sure.
I would be surprised if it was.

1217
01:30:43.319 --> 01:30:45.680
But that's just my opinion. Now. I thought you were talking about another

1218
01:30:45.720 --> 01:30:49.560
one too, and that's the one
where they say you don't have to replace

1219
01:30:49.600 --> 01:30:56.079
your roof, they code it and
they put a layer of liquid asphalt or

1220
01:30:56.079 --> 01:30:59.920
something on it. Have you heard
of those? I have not. Just

1221
01:31:00.159 --> 01:31:03.720
is just a no, I go, this is just like a yeah,

1222
01:31:03.760 --> 01:31:08.359
you know, for years, by
the way, for years and I know

1223
01:31:08.439 --> 01:31:11.640
this is You're not supposed to say
gypsies anymore. Isn't that supposed to be

1224
01:31:11.720 --> 01:31:15.000
a isn't that supposed to be like
politically and correct. But there were travelers

1225
01:31:15.079 --> 01:31:19.720
whatever you want to call them,
and they were going around, uh,

1226
01:31:19.920 --> 01:31:24.720
selling the spraying the roof or the
asphalt and all that. And it's the

1227
01:31:24.720 --> 01:31:27.520
same stuff. I mean, it's
the same concept. You know, it's

1228
01:31:27.560 --> 01:31:30.399
supposed to extend the life and help
it and it it really is a bunch

1229
01:31:30.439 --> 01:31:36.359
of crap asphalt shinglers. It takes
so long to leach out their oils and

1230
01:31:36.399 --> 01:31:42.840
there really it does, I mean, so to add to it, I

1231
01:31:43.600 --> 01:31:47.960
frankly don't even know the extent they
can absorb it. It sounds like a

1232
01:31:48.000 --> 01:31:53.880
topical treatment that will eventually be leached
out by the sun. Anyway, Yeah,

1233
01:31:53.920 --> 01:31:57.680
I really agree with that. And
then on the Mallarkey warranty, I

1234
01:31:57.720 --> 01:32:01.520
would reach out to the Malarkey rep
who's local here or I have this PF.

1235
01:32:02.199 --> 01:32:04.640
I'm looking over it. There's a
lot of legal language in it.

1236
01:32:04.640 --> 01:32:14.439
I would just verify with them.
Now, as far as some of our

1237
01:32:14.640 --> 01:32:19.159
problems in society, I want to
switch gears real quick. Do you know

1238
01:32:20.000 --> 01:32:27.800
the biggest There are two things excluded
by health insurance almost all the time when

1239
01:32:27.800 --> 01:32:32.760
it comes to claims. Two things, and probably those two things are some

1240
01:32:32.800 --> 01:32:38.239
of the most important things for our
health. One is dental I've always said

1241
01:32:38.319 --> 01:32:42.520
dental should not be separate at all. You can take away cosmetic dentistry,

1242
01:32:42.920 --> 01:32:48.159
but dental cleanings and dental checkups should
be primary healthcare because they're the number one

1243
01:32:48.199 --> 01:32:53.520
indicator of disease. If you have
gum disease and mount disease, it causes

1244
01:32:53.560 --> 01:32:57.239
inflammation throughout your whole body. But
then the other thing, when it has

1245
01:32:57.279 --> 01:33:01.359
to do with the ills of our
society, do you know that what do

1246
01:33:01.439 --> 01:33:09.520
you think the biggest turndown of medical
claims is what going to take a shot

1247
01:33:09.520 --> 01:33:13.960
in the dark? Alternative medicine?
Well, no, no, Actually,

1248
01:33:14.159 --> 01:33:16.720
alternative medicine isn't covered at all,
so that's kind of a trick question.

1249
01:33:16.960 --> 01:33:21.239
It's not covered at all alternative medicine. So therefore, I mean and chiropractice

1250
01:33:21.359 --> 01:33:26.399
no longer considered alternative. So those
are not turned down because they're not accepted,

1251
01:33:26.439 --> 01:33:30.720
they're not covered. Mental health claims
denied. Do you know one of

1252
01:33:30.760 --> 01:33:41.560
the biggest deniers of mental health claims
Kaiser Kaiser. So mental health claims are

1253
01:33:41.680 --> 01:33:49.119
turned down, probably more than any
other claim. So why why do you

1254
01:33:49.159 --> 01:33:56.880
think? And that is one of
the biggest problems we have in the country

1255
01:33:57.239 --> 01:34:00.439
because a lot of things stem from
that, as far as violent lens and

1256
01:34:00.560 --> 01:34:03.800
craziness. Anyway, I thought you'd
be interested to know that. So dental

1257
01:34:04.079 --> 01:34:08.800
I think should be major medical it
should be or not major. It should

1258
01:34:08.800 --> 01:34:13.119
be part of our regular healthcare.
And then mental health is turned down more

1259
01:34:13.119 --> 01:34:20.920
than any other claim. Go with
a sure thing Denver's Best roofer Excel Roofing

1260
01:34:21.000 --> 01:34:28.479
dot com. You don't pay a
cent until you're content. Time for an

1261
01:34:28.520 --> 01:34:32.319
insurance checkup free, no obligation.
In comparison, call Compass Insurance paying too

1262
01:34:32.359 --> 01:34:36.640
much your coverage at dozens of insurance
companies find out Now three oh three seven

1263
01:34:36.640 --> 01:34:41.199
to seven to one help. You'll
think you're his only customer when you choose

1264
01:34:41.199 --> 01:34:45.640
Frank Durand the real estate Man dot
com to list your home with Remax Alliance

1265
01:34:45.880 --> 01:34:51.760
three oh three nine two zero sixteen
twenty two. Hi Tom Martinez, your

1266
01:34:51.760 --> 01:34:57.279
troubleshooter three oh three seven one three
talks seven one three two five five In

1267
01:34:57.319 --> 01:35:05.000
the top ten by the way,
and the top ten highest scammed states for

1268
01:35:05.159 --> 01:35:12.000
falling for scams. Colorado's smack dab
in the middle five. They're in the

1269
01:35:12.000 --> 01:35:16.279
top ten for scams. That's why
my show thrives. The top ten.

1270
01:35:17.760 --> 01:35:30.680
They have seven victims for one hundred
thousand population and the financial loss per one

1271
01:35:30.760 --> 01:35:35.079
hundred thousand people is seventy eight hundred
dollars. Now what surprises me is the

1272
01:35:35.199 --> 01:35:42.479
number one state for ripoffs. This
really surprises me. Wisconsin. What's that

1273
01:35:42.600 --> 01:35:45.520
all about? Is it because they
can take advantage of the farmers. The

1274
01:35:45.640 --> 01:35:54.560
number two is District of Columbia.
Number three is Nevada. Now everyone thinks

1275
01:35:54.640 --> 01:35:59.319
Vegas, right, because there's a
lot of scams come well, but remember

1276
01:35:59.319 --> 01:36:02.239
this is not where the scams come
from. This is the number one area

1277
01:36:03.000 --> 01:36:10.800
or the top ten areas for being
scammed. So you have Wisconsin, DC,

1278
01:36:11.479 --> 01:36:17.399
Nevada, and then Alaska and then
Colorado. Rounding out the list,

1279
01:36:17.479 --> 01:36:21.279
you have Vermont, Virginia, New
Jersey, Illinois, Oregon. There doesn't

1280
01:36:21.319 --> 01:36:28.479
seem to be a rhyme or reason
for these areas. I was looking politically,

1281
01:36:28.640 --> 01:36:33.880
I was looking demographically, I was
looking strategic. There's no geographic that

1282
01:36:33.960 --> 01:36:39.600
I can see there's nothing there demographically. No. Politically no, they're all

1283
01:36:39.800 --> 01:36:45.079
all over the place politically. So
that just is weird that these states fall

1284
01:36:45.119 --> 01:36:48.800
for more scams. Okay, you
got some follow up, chopper. What's

1285
01:36:48.840 --> 01:36:54.239
going on? Bro, I've got
my mic on Tom. Thanks. Both

1286
01:36:54.319 --> 01:36:56.840
these fallow ups have this time.
I'm going to look them up here.

1287
01:36:56.880 --> 01:37:01.720
They have the same issue, the
part it's not being available. Oh oh

1288
01:37:01.720 --> 01:37:03.840
wait, wait, do you have
names on those so I can look up

1289
01:37:03.880 --> 01:37:10.640
the case. Yeah, let's go
with Mark. He was the gentleman with

1290
01:37:10.720 --> 01:37:15.520
the boat down in San Juan,
and he could hardly use it. He

1291
01:37:15.600 --> 01:37:20.159
couldn't use it at all, and
didn't it What did he want? He

1292
01:37:20.239 --> 01:37:24.720
just wanted his boat fixed. They
he was waiting on parts, and he

1293
01:37:24.840 --> 01:37:30.279
kept on putting him off. I
called down probably three or four times.

1294
01:37:30.279 --> 01:37:33.319
They called me back. The parts
came in, they put it. They

1295
01:37:33.359 --> 01:37:38.800
delayed him again because they had six
new boats to put out. I thought

1296
01:37:38.840 --> 01:37:43.880
that was reasonable, and bottom line, he got his boat. Oh really,

1297
01:37:44.199 --> 01:37:47.359
yes? No, wow, well
that's pretty damn cool. You got

1298
01:37:47.359 --> 01:37:49.920
to give me a dinger there,
bro, I don't have my day on

1299
01:37:50.000 --> 01:37:53.960
that. Since I'm not in my
home studio, I can't pull it out

1300
01:37:53.960 --> 01:37:58.960
so readily, thank you very much. Okay. The second one, this

1301
01:37:59.039 --> 01:38:02.159
is the same thing parts, but
this is which one was this? This

1302
01:38:02.279 --> 01:38:12.560
is uh Martin and lean Martin floor
is it's with a lazy days of RV.

1303
01:38:12.720 --> 01:38:15.680
God. That was Yeah, that
was sad. Yeah, yeah,

1304
01:38:15.680 --> 01:38:20.880
but they bought one bought a RV
for sixty nine dollars. They have sixty

1305
01:38:20.960 --> 01:38:24.880
nine. They bought a they had
a two thousand and eight motor home.

1306
01:38:25.079 --> 01:38:29.199
Right, they bought for sixty nine
to four. Okay, there's two sides

1307
01:38:29.239 --> 01:38:32.760
of the new store. Before they
bought it. There were some defects that

1308
01:38:32.880 --> 01:38:38.920
was that were noted right and they
didn't get it fixed. Well. The

1309
01:38:39.039 --> 01:38:41.960
main thing, and this is where
you and Mark had come in on this

1310
01:38:42.079 --> 01:38:47.399
because I'm not an expert on RV
is apparently the part is so the automatic

1311
01:38:47.560 --> 01:38:57.000
level or levels the RV. They
said they couldn't use their units since the

1312
01:38:57.079 --> 01:39:00.039
day they bought it. However,
I talked to a gentleman it lazy days

1313
01:39:00.079 --> 01:39:04.359
and this is the one out in
a roar where the old stapleedon airport runway

1314
01:39:04.399 --> 01:39:11.880
within Yeah, and he says that's
wrong that they could have they could be

1315
01:39:12.079 --> 01:39:15.319
using their RV they would just have
to manually level it. Oh, so

1316
01:39:15.880 --> 01:39:20.880
he's saying they should have came and
got it. So the reason, okay,

1317
01:39:21.199 --> 01:39:24.840
until the park came in, right
until the park. Well I kind

1318
01:39:24.840 --> 01:39:28.399
of agree with that. I did
once I heard that. And uh,

1319
01:39:28.479 --> 01:39:32.119
I mean, if you're even if
it's not perfect, if it's not unsafe

1320
01:39:32.199 --> 01:39:35.119
or anything, and you can use
it, go ahead and use it until

1321
01:39:35.159 --> 01:39:39.359
the parts come in. Is it
that hard to level it manually versus no,

1322
01:39:39.800 --> 01:39:42.840
No, there's usually a little bubble
there and you can. What you

1323
01:39:42.880 --> 01:39:45.039
do is you sit there and you
you manipulate it, depending on if you

1324
01:39:45.079 --> 01:39:49.640
have hydraulic or if you have air
bags. The newer, bigger units have

1325
01:39:49.720 --> 01:39:53.960
air bags that level it. Okay, right, And Lazy eight said they

1326
01:39:53.960 --> 01:39:58.560
would have even driven the RV to
their house so they could have used it,

1327
01:39:58.920 --> 01:40:01.720
or they will still do that.
I had to back off Tom because

1328
01:40:01.720 --> 01:40:06.720
they both got attorneys and I will. But okay, but why are they

1329
01:40:06.800 --> 01:40:12.920
suing if they can use their RV
because apparently they don't agree that they can

1330
01:40:13.000 --> 01:40:17.079
use their RV And Lazy eight says, we have legal advice. They said

1331
01:40:17.079 --> 01:40:20.000
they had legal advice. I backed
out, Mark, do you have auto

1332
01:40:20.079 --> 01:40:23.960
leveling. You do, I'm sure
you do with that, Oh my god.

1333
01:40:24.039 --> 01:40:28.840
Yeah. But I'll say this,
I'd have to have two systems fail,

1334
01:40:28.880 --> 01:40:32.159
the airbags and the other levelers,
but it still doesn't even matter.

1335
01:40:32.479 --> 01:40:35.640
I if I had to auto level, and I had in our old unit,

1336
01:40:35.720 --> 01:40:39.399
I haven't had to do it in
this unit ever. I just put

1337
01:40:39.439 --> 01:40:43.119
a tennis ball on the tile and
make it so the ball doesn't roll.

1338
01:40:43.159 --> 01:40:45.479
It's not that hard to do.
It's not like you're out with jacks.

1339
01:40:45.600 --> 01:40:50.199
But don't you doing self? I
mean, don't you have a manual system

1340
01:40:50.199 --> 01:40:53.239
if you want to do it right? You do? You can? You

1341
01:40:53.279 --> 01:40:56.520
can. In our mindset, it's
all it's all computerized. I don't have

1342
01:40:56.560 --> 01:41:00.000
any form of a Oh there's no
there's no level. You're thinking on the

1343
01:41:00.039 --> 01:41:03.399
older ones. This is a two
thousand. Had mine had both. You

1344
01:41:03.439 --> 01:41:09.479
could go to auto and then it'd
go like and adjust all the air bags,

1345
01:41:09.760 --> 01:41:14.880
or you went manual and then you
could like adjust things. Yeah,

1346
01:41:14.920 --> 01:41:17.720
well that's that's what I'm saying.
So on my manual one, each of

1347
01:41:17.760 --> 01:41:23.279
the four legs, basically I can
manually operate bring them down or up,

1348
01:41:23.319 --> 01:41:27.079
so I can level that way.
But then you just hit the auto level

1349
01:41:27.119 --> 01:41:30.520
on the air bag after you drop
defeat, and then the air bag will

1350
01:41:30.600 --> 01:41:34.880
dial it in. If yes,
but if both but hold on, if

1351
01:41:34.960 --> 01:41:39.880
both failed, Tom, what you
would have to do? Well, if

1352
01:41:39.920 --> 01:41:44.119
both failed one hundred percent, you'd
be well, you just wouldn't be able

1353
01:41:44.119 --> 01:41:48.880
to level. But you can.
You could manually do either or though Okay,

1354
01:41:48.960 --> 01:41:53.119
I get it, I get it, but that's odd. I'm shocked

1355
01:41:53.159 --> 01:41:56.680
that you have jacks that go down
and hit the ground. Oh yeah,

1356
01:41:56.840 --> 01:42:00.800
man, garb like that. Yeah, because well, and then the air

1357
01:42:00.840 --> 01:42:03.479
bags on top of that. So
let's say the airbag bags go ahead.

1358
01:42:03.800 --> 01:42:06.720
Yeah, if the air bags went
out, you could literally level. You

1359
01:42:06.760 --> 01:42:12.000
could let all the air out one
hundred percent and then level on those legs.

1360
01:42:12.359 --> 01:42:15.000
But when you're just stopping at Walmart
or stopping, you know, one

1361
01:42:15.119 --> 01:42:18.399
night, let's say it's overnight,
while you're heading somewhere, you just use

1362
01:42:18.479 --> 01:42:23.319
the air bags to level. Okay, But if you're on a grade,

1363
01:42:23.359 --> 01:42:26.680
if you're on something that's like a
foot, I mean, I don't care

1364
01:42:27.279 --> 01:42:30.840
what it is. I've never seen
a bus or a big RV that's gonna

1365
01:42:30.880 --> 01:42:34.439
level handle two feet with airbags.
No, no, no, no,

1366
01:42:34.479 --> 01:42:38.279
there's a limit to where I mean, even with the jacks, there's a

1367
01:42:38.319 --> 01:42:42.680
limit to where you can do it
safely. And yeah, but these people,

1368
01:42:42.720 --> 01:42:45.560
all they had to do was hit
the button. I don't want people

1369
01:42:45.560 --> 01:42:47.439
to think they had to get out
and manually jack this thing up like a

1370
01:42:47.479 --> 01:42:51.279
fifth wheel. Right. What we're
saying is there's buttons where you hit them

1371
01:42:51.279 --> 01:42:55.680
and the feet come down, and
then you can adjust each foot up that

1372
01:42:55.840 --> 01:42:59.720
down. It's not that hard.
There's four usually four directional buttons, one

1373
01:42:59.760 --> 01:43:04.600
for each a quadrant and mark if
if the thing is just slightly out of

1374
01:43:04.600 --> 01:43:10.119
the level, everything inside still works, like yeah, just a little crooked,

1375
01:43:10.359 --> 01:43:13.439
yeah, most all the time.
Yeah, yeah, the leveling is

1376
01:43:13.680 --> 01:43:17.680
like sitting in a like sitting in
a lenar home. I'm kidding. Most

1377
01:43:17.800 --> 01:43:21.039
most of the time. The leveling
is for us, just for our comfort

1378
01:43:21.119 --> 01:43:27.159
and and also for drains and stuff
it can it can help and on the

1379
01:43:27.239 --> 01:43:29.960
roof if you get if you get
rain and stuff like that. So the

1380
01:43:30.000 --> 01:43:33.800
bottom line is lazy eight said they
could have used it lazy lazy days.

1381
01:43:34.439 --> 01:43:39.000
You know. I'm wondering. I'm
wondering if we should put them in the

1382
01:43:39.039 --> 01:43:45.560
Biden home a depitty dock and deputy
chopper. Now I'm and uh, we

1383
01:43:45.560 --> 01:43:56.359
we should have the Biden Home for
for retired deputies. Go with a sure

1384
01:43:56.479 --> 01:44:00.000
thing Denver's Best roof of Excel Roofing
dot com. You don't a cent until

1385
01:44:00.039 --> 01:44:09.159
you're content. Time for an insurance
check up free no obligation comparison call Compass

1386
01:44:09.199 --> 01:44:13.920
Insurance paying too much your coverage at
dozens of insurance companies find out now three

1387
01:44:13.920 --> 01:44:16.560
oh three seven to seven to one
help. You'll think you're his only customer

1388
01:44:16.600 --> 01:44:20.199
when you choose Frank durand the real
estate Man dot com to list your home

1389
01:44:20.439 --> 01:44:31.199
with Remax Alliance three all three nine
two zero sixteen twenty two. Hi Tom

1390
01:44:31.239 --> 01:44:36.119
Martine, your troubleshooter three oh three
seven one three talk three oh three seven

1391
01:44:36.199 --> 01:44:41.720
one three eight two five five.
So let's talk about your problems, your

1392
01:44:41.760 --> 01:44:45.239
questions or complaints. We have Excel
Roofing with us as well. And somebody

1393
01:44:45.279 --> 01:44:50.560
had a question on a solar uh
solar roofing and these solar roofing panels as

1394
01:44:50.600 --> 01:44:57.600
I said that they're relatively new,
relatively new, Have you guys done any

1395
01:44:57.640 --> 01:45:00.359
installations? They wanted to know if
you've done any at all. We have

1396
01:45:00.439 --> 01:45:03.640
not done any yet. I mean, we'd certainly be open to it,

1397
01:45:03.640 --> 01:45:08.119
we just haven't found the right partner. Yeah, and you're looking into it

1398
01:45:08.239 --> 01:45:12.800
again. It's really relatively new on
the market. But they are panels that

1399
01:45:12.840 --> 01:45:17.199
plug together and generate electricity, and
they're photovoltaic and a lot of people are

1400
01:45:17.560 --> 01:45:21.039
starting to manufacture them. We have
more coming up. Go with a sure

1401
01:45:21.159 --> 01:45:26.680
thing Denver's Best Roofer Excel Roofing dot
com. You don't pay a cent until

1402
01:45:26.680 --> 01:45:32.880
you're content. Time for an insurance
check up, free, no obligation comparison

1403
01:45:33.000 --> 01:45:39.119
call Compass Insurance paying too much your
coverage at dozens of insurance companies find out

1404
01:45:39.119 --> 01:45:42.239
now three o three seven to seven
to one help. You'll think you're his

1405
01:45:42.399 --> 01:45:45.359
only customer when you choose Frank durand
the real estate Man dot com to list

1406
01:45:45.399 --> 01:45:58.960
your home with Remax Alliance three oh
three nine two zero sixteen twenty two new

1407
01:46:00.279 --> 01:46:05.439
needed So you don't have come,
run in just as fast as we can.

1408
01:46:06.319 --> 01:46:15.600
Shooter's gonna help come. This is
the Troubleshooter Show. No Tom Martino,

1409
01:46:17.199 --> 01:46:20.960
Hey Tom Martino here, Welcome to
the show. Three oh three seven

1410
01:46:21.079 --> 01:46:25.960
one three talk three oh three seven
one three eight two five five. This

1411
01:46:26.039 --> 01:46:30.000
hour brought to you by renew home
Innovations dot com for the most beautiful bath

1412
01:46:30.520 --> 01:46:35.520
to shower conversions. If you want
a beautiful rectangle shower with stone walls,

1413
01:46:35.560 --> 01:46:41.600
stone resin, no maintenance, beautiful
glass panels on the front, no no

1414
01:46:42.079 --> 01:46:45.640
stepping over, walking over tubs anymore, no thresholds. You can roll right

1415
01:46:45.680 --> 01:46:50.399
in and walk right in. It's
it's a perfect transition for older people.

1416
01:46:50.479 --> 01:46:56.039
Or just beautiful baths, perimeter drains, benches or grab bars. You also

1417
01:46:56.079 --> 01:47:00.880
have soap dishes. You make it. It's you literally custom it for you

1418
01:47:00.279 --> 01:47:03.279
and then they can do it in
two or three days. And you have

1419
01:47:03.439 --> 01:47:09.840
seventy two months to pay with no
interest, seventy two months to pay three

1420
01:47:09.960 --> 01:47:13.640
zero three seven one three talk seven
one three eight two five five. And

1421
01:47:13.720 --> 01:47:19.800
speaking of financing, I had a
text here about this Henry for roofing.

1422
01:47:20.600 --> 01:47:26.560
Most I think your dad said eighty
five percent of the people get their roofs

1423
01:47:26.600 --> 01:47:30.920
replaced through insurance because of where we
live and how we live. But you

1424
01:47:31.000 --> 01:47:38.119
have about fifteen percent people that have
to fifteen to twenty percent that buy roofs.

1425
01:47:38.199 --> 01:47:42.079
Is that about it? Retail customers? Yeah, so the retail customers

1426
01:47:42.119 --> 01:47:45.279
will always be there, and it
depends that might because of a real estate

1427
01:47:45.319 --> 01:47:48.920
transaction right where they're requiring a new
roofs yeah, or it's just so old

1428
01:47:49.000 --> 01:47:53.119
you got to get a new one
exactly. I mean there's roofs like cedar

1429
01:47:53.199 --> 01:47:56.760
shakes. It's really hard to total
that out with Hale, and so there's

1430
01:47:56.840 --> 01:48:00.279
situations where customers will be forced to
pay out of locket for their roof or

1431
01:48:00.319 --> 01:48:04.840
their insurance might drop them. So
there's a lot of situations when that that

1432
01:48:04.960 --> 01:48:11.359
comes up. Now, one thing
somebody wanted to know is they're financing available.

1433
01:48:11.680 --> 01:48:13.640
Now. I don't know if you
guys deal with that or not.

1434
01:48:13.720 --> 01:48:18.199
Do you absolutely you can finance a
roof? Oh wow? I wonder if

1435
01:48:18.199 --> 01:48:20.520
do they do it like an equity
loan? Do you know or what?

1436
01:48:20.760 --> 01:48:24.840
Do you have any idea? I
don't know if it's a lean on the

1437
01:48:24.880 --> 01:48:28.560
house or not. I'm asking.
I don't believe, so I'm pretty sure

1438
01:48:28.600 --> 01:48:32.079
it's a line of credit. Okay. So anyway, they do have financing

1439
01:48:32.119 --> 01:48:36.800
available for roofs. That's good news
for this person because apparently they need one,

1440
01:48:38.399 --> 01:48:43.439
and again they need it, but
they don't have an insurance problem.

1441
01:48:44.520 --> 01:48:45.920
Go ahead, yeah, call us
up. I mean we can go out

1442
01:48:45.920 --> 01:48:49.439
there, we'll do a full evaluation
of the roof, give you a quote,

1443
01:48:49.479 --> 01:48:54.439
and we do our own financing.
We can provide whatever rates you would

1444
01:48:54.439 --> 01:48:57.239
be interested. I mean, what
you'd apply for, you know, what

1445
01:48:57.279 --> 01:49:00.920
would you give you? And yeah, just go from there. Okay,

1446
01:49:00.000 --> 01:49:05.760
now listen to this. Okay,
we have a ton of text for some

1447
01:49:05.800 --> 01:49:11.520
reason. But I don't know what
this one means. It's exempt until you

1448
01:49:11.600 --> 01:49:15.720
sell it, so if you buy
it used, it's no longer exempt.

1449
01:49:15.720 --> 01:49:19.199
I don't what were we talking about, guys? Then? I think it's

1450
01:49:19.279 --> 01:49:23.920
thinking that has some to do with
the emissions, and they're completely wrong.

1451
01:49:23.960 --> 01:49:26.840
In the sixth year, if you
sell it, you have to get a

1452
01:49:26.920 --> 01:49:30.399
test. If it's five or I
think five and a half years, you

1453
01:49:30.439 --> 01:49:33.600
don't have to right, like you
were saying it, it's it's the vehicle,

1454
01:49:33.880 --> 01:49:40.119
not the owner, of course,
right. So the year, it's

1455
01:49:40.159 --> 01:49:44.439
the year of the vehicle, right, And will there be a time do

1456
01:49:44.479 --> 01:49:47.199
they? They're not phasing out tests
at all though, right, even every

1457
01:49:47.279 --> 01:49:50.319
car, no matter how new it
is, Like if you get a twenty

1458
01:49:50.399 --> 01:49:57.319
twenty five car, it's exempt for
seven years, right, Guys, at

1459
01:49:57.319 --> 01:49:59.640
the end of the seventh year,
you still got to get it tested.

1460
01:49:59.680 --> 01:50:02.720
I mean, in other words,
they're not making cars that are exactly electric,

1461
01:50:02.840 --> 01:50:05.760
yeah, for right now. I
mean they could change that in the

1462
01:50:05.760 --> 01:50:13.359
future for sure, because they're getting
better at emissions exactly now. Speaking of

1463
01:50:13.439 --> 01:50:16.640
the heat, I got a text
and I looked it up. People heard

1464
01:50:17.239 --> 01:50:25.039
that if you fuel during these hot
days, you're paying a lot for vapor

1465
01:50:25.079 --> 01:50:28.600
and you're paying for your paying for
fuel, but you're not getting as much

1466
01:50:28.680 --> 01:50:32.439
that the volume. You get more
volume with cooler weather. Can I address

1467
01:50:32.479 --> 01:50:34.760
that? Go ahead? I looked
it up. Can't I actually have my

1468
01:50:34.840 --> 01:50:40.560
mic on. I have a car, and a lot of cars tell you

1469
01:50:40.880 --> 01:50:44.479
how many miles you have? Yes, when you fill up, That's what

1470
01:50:44.600 --> 01:50:48.680
I've noticed that with the heat,
it'll stop at the pump and it'll only

1471
01:50:48.720 --> 01:50:53.159
say I have like three hundred and
thirty. On colder times, when I

1472
01:50:53.199 --> 01:50:56.920
fill it up, it'll go all
the way up to three hundred and sixty

1473
01:50:57.399 --> 01:51:00.840
and it's the same. So you
do think you get more do You're not?

1474
01:51:00.039 --> 01:51:04.319
But you're not paying for You're not
paying. In other words, it

1475
01:51:04.359 --> 01:51:09.319
doesn't with hot weather. You're not
getting robbed, is what I'm saying I

1476
01:51:09.359 --> 01:51:14.560
don't. Yeah, the volume in
your tank can be affected somewhat. That's

1477
01:51:14.600 --> 01:51:17.680
for existing gas. For example,
if you go on a hot day and

1478
01:51:17.760 --> 01:51:24.640
your existing tank is very hot,
it has more volume, so you can

1479
01:51:24.800 --> 01:51:29.880
you add less to it, but
you add, but you pay for every

1480
01:51:29.880 --> 01:51:33.960
dime and you're not getting cheated.
If it's cold, your your gas has

1481
01:51:34.039 --> 01:51:41.319
less volume, and therefore when you
fill up your you can put more in.

1482
01:51:41.520 --> 01:51:45.880
That's why your mileage is showing.
However, if you started out with

1483
01:51:45.960 --> 01:51:50.880
an empty tank on an extremely hot
day or an extremely cold day, do

1484
01:51:50.960 --> 01:51:57.119
you get more or less gas?
The answer is there's no difference. Or

1485
01:51:57.359 --> 01:52:00.119
let's put it this way, that
the measurements were less than one percent of

1486
01:52:00.159 --> 01:52:03.439
a difference. Why it's logical,
think about it. I had to think

1487
01:52:03.439 --> 01:52:10.319
about it for a minute, and
that is because gas is stored underground and

1488
01:52:10.359 --> 01:52:15.199
it's not subject to the ambient temperatures. The average is about sixty eight degrees

1489
01:52:15.279 --> 01:52:21.039
to sixty five no matter what.
So those tanks are insulated and buried enough

1490
01:52:21.199 --> 01:52:27.920
now that you don't get any variations
in volume. So I hadn't thought of

1491
01:52:27.960 --> 01:52:30.560
that. So thanks for texting that. That was a brain teaser, all

1492
01:52:30.640 --> 01:52:36.399
right, now here's a question for
Mark, and they knew I wasn't gonna

1493
01:52:36.439 --> 01:52:41.880
say, Mark, do you think
that liberals will back off of the incindiary

1494
01:52:42.079 --> 01:52:48.920
speech about threats and dictatorships and doing
away with elections? Do you think or

1495
01:52:48.960 --> 01:52:53.800
is it just temporary? No,
you don't think they will back off.

1496
01:52:54.079 --> 01:52:56.960
It wasn't even temporary, but who
cares. I thought it was. I

1497
01:52:56.960 --> 01:53:00.279
don't think the other side will either. Okay, you think they're both going

1498
01:53:00.359 --> 01:53:03.079
to just hit it. Well,
the difference is the one calls name,

1499
01:53:03.159 --> 01:53:05.800
so one says, hey, he's
an idiot, he's a buffoon, he's

1500
01:53:05.840 --> 01:53:10.760
stupid, he can't talk right,
he looks stupid. I mean that's one.

1501
01:53:11.159 --> 01:53:14.039
But then the other one's like,
he's hitler, He's going to kill

1502
01:53:14.079 --> 01:53:16.600
the country. They'll never be an
election. So there's a lot of differences

1503
01:53:16.640 --> 01:53:19.920
in the hate speech. But I
don't think either side is giving up on

1504
01:53:19.960 --> 01:53:26.039
the hate speech. Okay, Biden, Biden has nothing to run on.

1505
01:53:26.159 --> 01:53:30.840
The only thing he can run on
is anti Trump. He has done nothing.

1506
01:53:30.039 --> 01:53:35.079
He can't form he can't form a
sentence on. He apparently marked it

1507
01:53:35.159 --> 01:53:41.199
not here, he marked it not
hear the interview with Lester Holt he's accomplished

1508
01:53:41.239 --> 01:53:45.119
more than any other president. I
watched the I watched the entire interview,

1509
01:53:45.159 --> 01:53:48.520
and he was a bumbling buffoon.
Yet again, Why these people, why

1510
01:53:48.600 --> 01:53:53.079
his handlers, and I don't know
if that's just Jill or all of them,

1511
01:53:53.239 --> 01:53:57.279
why they even allow him to go
interview? Here's what I understand.

1512
01:53:57.560 --> 01:54:00.039
Did you see him jump down Lester's
throat? I mean, this guy was

1513
01:54:00.159 --> 01:54:04.159
pretty much provided you reporting on the
lies that he told? Is what they

1514
01:54:04.199 --> 01:54:08.479
asked, and is what he asked. Why aren't you reporting on the lies?

1515
01:54:08.520 --> 01:54:12.039
Why just on me? But but
here's what I want to know,

1516
01:54:12.359 --> 01:54:15.319
when went really, oh, you
know what, I'm really sick and tired

1517
01:54:15.319 --> 01:54:19.079
of hearing. Honest to god,
you gotta talk about this because I'm tired

1518
01:54:19.119 --> 01:54:24.359
of hearing Biden say this, and
he says it every fricking time, and

1519
01:54:24.399 --> 01:54:29.359
he also does it in his emails. And that's this that he's promised that

1520
01:54:29.479 --> 01:54:31.760
on day one he's going to be
a dictator. Did you ever hear the

1521
01:54:31.800 --> 01:54:34.279
interview where that was said? Did
you ever hear it? Yeah? It

1522
01:54:34.319 --> 01:54:39.039
was total bs But then there was
nothing like it. But why wouldn't Why

1523
01:54:39.039 --> 01:54:42.600
wouldn't an interviewer say, well,
really, did he really say he would

1524
01:54:42.720 --> 01:54:45.039
want it to be because because they
wanted in the bag for the Democrats.

1525
01:54:45.039 --> 01:54:48.399
The other thing he says all the
time he brings up this bloodbath. The

1526
01:54:48.439 --> 01:54:54.840
bloodbath was about car manufacturers in the
US. That was all that was about.

1527
01:54:54.840 --> 01:54:57.319
It had nothing to do with like
a blood bath in the street.

1528
01:54:57.720 --> 01:55:00.199
And you're right, none of these
people call him on them because they all

1529
01:55:00.239 --> 01:55:04.720
have it in the bag for Biden. Why I have yet to understand that

1530
01:55:05.199 --> 01:55:12.119
except where indoctrinated, indoctrinated very young
now coming up through public school. Then

1531
01:55:12.119 --> 01:55:14.319
they want you to go to college. And by the way, most of

1532
01:55:14.319 --> 01:55:17.960
the people coming out with stupid degrees
are making no money whatsoever compared to a

1533
01:55:18.000 --> 01:55:23.119
plumber and an electrician or anybody else. But the bottom line is they indoctrinate

1534
01:55:23.199 --> 01:55:26.840
you and to hating the right.
It doesn't matter if it's Trump, just

1535
01:55:26.880 --> 01:55:30.199
could be Bush, it could be
Reagan, it could be whoever's next.

1536
01:55:30.520 --> 01:55:34.680
They indoctrinate you from day one in
kindergarten to hate the right. I have

1537
01:55:34.760 --> 01:55:41.000
no idea why. Now here's oh, by the way, speaking to that,

1538
01:55:41.119 --> 01:55:45.000
one of the tools, say it
to Shepherd, one of the tools,

1539
01:55:45.479 --> 01:55:47.760
one of the tools that I've seen
being used right now is Quorra.

1540
01:55:48.800 --> 01:55:51.399
I used to like Quorra, you
know, because it was like, you

1541
01:55:51.399 --> 01:55:56.920
know what Quorra is. It's Cora
is a forum for questions and answers.

1542
01:55:57.239 --> 01:56:00.640
I mean it really you just go
on there and ask like questions and then

1543
01:56:00.760 --> 01:56:03.840
experts who are on their answer and
then answer. I've answered questions in the

1544
01:56:03.880 --> 01:56:09.560
past on Quorra a lot, but
now I swear to God, it's like

1545
01:56:09.720 --> 01:56:14.960
such baiting. I mean it's like, do you think that President Trump is

1546
01:56:15.000 --> 01:56:18.800
a sensible moral man? Now?
I mean, first of all, those

1547
01:56:18.920 --> 01:56:23.079
questions are so baited, I mean, and then you got all of these

1548
01:56:23.119 --> 01:56:30.880
detractors. You never ever see anything
on Quora that is critical of Biden ever,

1549
01:56:31.319 --> 01:56:34.399
and they hate Trump. Not that
I care, but I mean I

1550
01:56:34.520 --> 01:56:38.680
thought it was a form for knowledge. You know, you would ask a

1551
01:56:38.680 --> 01:56:42.479
lot of cool questions on Cora.
Quorra was a really at one time,

1552
01:56:43.199 --> 01:56:46.399
it was a really good form for
information. Now, of course, you

1553
01:56:46.479 --> 01:56:50.680
can take the place of Quora with
artificial intelligence. I mean you get chat

1554
01:56:50.800 --> 01:56:55.319
GPT. Why go on there and
listen to a bunch of blowhards. But

1555
01:56:55.479 --> 01:56:59.319
in any case, the bottom line
is it's become a political tool, and

1556
01:56:59.359 --> 01:57:02.079
I don't know if any anyone else
has noticed that it has literally become a

1557
01:57:02.119 --> 01:57:08.760
political tool, at least with other
forms of social media, you know,

1558
01:57:08.960 --> 01:57:14.319
I mean absence of censorship. We've
heard about during sometimes you do see a

1559
01:57:14.399 --> 01:57:16.319
variety of opinions. For God's sakes, you know, you see you see

1560
01:57:16.359 --> 01:57:24.239
all opinions, right, I haven't
seen recently any particular people being censored or

1561
01:57:24.600 --> 01:57:30.119
false information, except how would you
know if they're censored? That's true too,

1562
01:57:30.119 --> 01:57:31.199
I mean, how would we know
if we're not seeing it. I

1563
01:57:31.239 --> 01:57:34.960
think people would complain like they were
during COVID. I mean, I'm not

1564
01:57:35.039 --> 01:57:39.479
hearing a lot of that like we
did during COVID and stuff. Now,

1565
01:57:39.640 --> 01:57:45.399
as far as just this is very
interesting. Do you know that financial distress,

1566
01:57:46.479 --> 01:57:54.520
through interviews and surveys of bankruptcies,
debt, accounts in distress or accounts

1567
01:57:54.560 --> 01:58:00.399
payable late, and lowest credit scores
are at an all time high during one

1568
01:58:00.439 --> 01:58:04.000
of what we call the best economies, at least that's what I heard during

1569
01:58:04.000 --> 01:58:08.960
the Lester Hold interview. One of
the best economies in history, we have

1570
01:58:09.199 --> 01:58:13.520
more financial distress. Now, what
would you say is the number one city

1571
01:58:13.520 --> 01:58:17.640
in financial distress? Taking into the
count the matrix of late pays, credit

1572
01:58:17.680 --> 01:58:23.600
cards, bankruptcies, debt, and
just all of that. What would you

1573
01:58:23.640 --> 01:58:26.760
say the number one city in distress
is just take a guess. I mean,

1574
01:58:27.000 --> 01:58:32.039
it's not what you think. It
is Detroit, Chicago, And number

1575
01:58:32.039 --> 01:58:35.239
two is Houston, Number three is
New York. Number four is La.

1576
01:58:36.279 --> 01:58:41.760
Think about that. So you do
have, you do have, and then

1577
01:58:41.880 --> 01:58:48.159
Dallas Vegas. But Colorado's doing pretty
damn good. Denver's doing pretty good.

1578
01:58:48.159 --> 01:58:51.359
It's way down on the list,
out of the top one hundred, it's

1579
01:58:51.359 --> 01:58:57.760
way down on the list. I'm
surprised Vegas wasn't higher for financial distress.

1580
01:58:58.000 --> 01:59:00.039
Absolutely well, it is pretty high. I mean it's it's pretty up there.

1581
01:59:00.079 --> 01:59:04.159
As far as Vegas is number six
out of one hundred, that's pretty

1582
01:59:04.239 --> 01:59:09.920
damn high. You guys, realize
Nevada is going red big time this year.

1583
01:59:10.039 --> 01:59:13.479
I mean he's so far ahead Trump
that is in that state, it's

1584
01:59:13.520 --> 01:59:16.000
crazy. You know. The main
reason why, No, he's going to

1585
01:59:16.039 --> 01:59:21.520
get rid of taxes on tips.
That's when it's a complete it's a complete

1586
01:59:21.520 --> 01:59:26.039
industry. I mean he should be
able to do that fairly quick. I

1587
01:59:26.039 --> 01:59:29.520
don't even know if that I don't
know how that works. Honestly, does

1588
01:59:29.560 --> 01:59:32.159
that have to go? It's over
the irs. It seems to me like

1589
01:59:32.199 --> 01:59:38.000
it would be legislation. Why why
Okay, let's dive into that. Why

1590
01:59:38.000 --> 01:59:42.439
would it be legislation, he's over
the irs. Did they actually vote to

1591
01:59:42.560 --> 01:59:45.520
tax tips? I don't know.
No, No, they didn't vote to

1592
01:59:45.600 --> 01:59:48.199
tax tips. They vote to tax
income, and it's considered income. But

1593
01:59:48.279 --> 01:59:51.520
here's where I think, Yeah,
but they weren't. But they weren't taxed

1594
01:59:51.560 --> 01:59:56.079
forever, No, mark they were. Here's what it was though, here's

1595
01:59:56.119 --> 01:59:59.800
what it was. See now,
what they do are they take gross receipts

1596
02:00:00.159 --> 02:00:03.399
and they impute twenty percent average to
the workers. Okay, they impute it

1597
02:00:03.720 --> 02:00:08.640
so if you don't report at least
that it's imputed to you. Before it

1598
02:00:08.760 --> 02:00:13.479
used to be all voluntary. So
when you say they didn't pay tax on

1599
02:00:13.520 --> 02:00:17.479
it. Nineteen eighty two they passed
it and it was Congress. It was

1600
02:00:17.600 --> 02:00:24.560
called the Tax Equity and Fiscal Responsibility
Act, and that's when they started taxing

1601
02:00:24.600 --> 02:00:28.239
tips. They prior to that time, they were never taxed. They were

1602
02:00:28.279 --> 02:00:33.039
considered they were considered gratuity or gift, which is non taxable. And if

1603
02:00:33.119 --> 02:00:36.319
you think about it. Isn't it
a gift when you give someone a test

1604
02:00:36.399 --> 02:00:41.119
because they treated you right it as
a freaking gift. Yes, it is,

1605
02:00:41.680 --> 02:00:45.720
but after it was considered income.
There were two ways it was considered

1606
02:00:45.760 --> 02:00:50.079
income. One was through voluntary reporting
and then they switched to that mandatory minimum

1607
02:00:50.680 --> 02:00:55.800
where they take the gross receipts and
impute it. We have more coming right

1608
02:00:55.880 --> 02:01:03.520
up. Go with a sure thing
Denver's Best roofer Excel Roofing dot com.

1609
02:01:03.560 --> 02:01:11.319
You don't pay a cent until you're
content. Time for an insurance check up

1610
02:01:11.439 --> 02:01:15.800
free, no obligation. In comparison, call Compass Insurance paying too much your

1611
02:01:15.840 --> 02:01:19.159
coverage at dozens of insurance companies find
out Now three oh three seven seven one

1612
02:01:19.279 --> 02:01:23.920
help. You'll think you're his only
customer when you choose Frank durand the real

1613
02:01:24.000 --> 02:01:28.600
estate Man dot com to list your
home with Remax Alliance three oh three nine

1614
02:01:28.600 --> 02:01:39.079
two zero sixteen twenty two. Hi
Tom Martine, your troubleshooter three oh three

1615
02:01:39.840 --> 02:01:43.479
seven one three talks seven one three
eight two five five. You know,

1616
02:01:45.039 --> 02:01:49.039
you know there's a there's a lot
of there's a chasm when when we talk

1617
02:01:49.079 --> 02:01:55.560
about the environment and food and everything. Everything has become political nowadays. Let's

1618
02:01:55.560 --> 02:01:59.000
face honest to God. I mean, okay, the Church of climate change.

1619
02:01:59.000 --> 02:02:01.399
We all know about that, and
my god, you can't listen to

1620
02:02:01.439 --> 02:02:05.319
a weather report without being preached to. And as if we can do something

1621
02:02:05.359 --> 02:02:10.399
about it, and we really can, I mean we really really really really

1622
02:02:10.479 --> 02:02:19.359
really really can't. If if the
entire entire Asia reduce their emissions to nothing,

1623
02:02:19.800 --> 02:02:24.279
it would be it would have a
tiny, tiny, tiny, tiny,

1624
02:02:24.319 --> 02:02:27.560
if any effect. But I don't
want to get into that right now.

1625
02:02:27.560 --> 02:02:30.000
What I want to say is I
do believe in being good stewards to

1626
02:02:30.039 --> 02:02:33.119
the environment, to the air,
to the water, and trying to purify

1627
02:02:33.159 --> 02:02:39.560
and trying to trying to have the
best kind of life we can. I

1628
02:02:39.560 --> 02:02:42.439
mean, who doesn't want that?
Who doesn't want to stay healthy? I

1629
02:02:42.479 --> 02:02:46.079
always talk about healthy water, eating
healthy, talk about exercise. All of

1630
02:02:46.079 --> 02:02:49.239
that's good stuff, right, and
obviously we want good air to breathe,

1631
02:02:49.359 --> 02:02:53.159
right. I don't know why it
stuff like that has to be political.

1632
02:02:54.159 --> 02:02:56.920
I think it's because a lot of
people have different ways of doing it and

1633
02:02:56.960 --> 02:03:00.760
think that if you do it another
way, you're evil, And it gets

1634
02:03:00.800 --> 02:03:04.159
down to you know, we have
extreme crazies on each end of the spectrum.

1635
02:03:04.800 --> 02:03:09.920
But one thing that no one seems
to explain, and I kind of

1636
02:03:09.960 --> 02:03:15.279
think it's probably all the maybe the
hormones and antibiotics and GMOs. Who knows.

1637
02:03:15.800 --> 02:03:24.520
But since nineteen sixty five, a
very interesting phenomenon has been happening with

1638
02:03:24.720 --> 02:03:31.159
people who were born after nineteen sixty
five. Do you know that they're aging

1639
02:03:31.239 --> 02:03:35.720
faster now? I know people think, well, everyone seems younger nowadays,

1640
02:03:36.359 --> 02:03:46.640
but the actual chronological age and biological
age those born after nineteen sixty five up

1641
02:03:46.680 --> 02:03:56.479
till now. The farther you're born
after sixty five, the more likely that

1642
02:03:56.720 --> 02:04:06.920
your chronological age and your biological age
are different. You're biologically older. In

1643
02:04:06.960 --> 02:04:10.479
other words, let's put it in
another way. If you're born in the

1644
02:04:10.479 --> 02:04:15.479
fifties and you were born and you're
ten, you're ten. If you're twenty

1645
02:04:15.680 --> 02:04:17.239
or twenty, if you're forty or
forty. Now, yeah, people died

1646
02:04:17.279 --> 02:04:21.279
earlier and all that we had.
People died from pneumonia, for God's sakes,

1647
02:04:21.319 --> 02:04:25.439
There're people were dying from a lot
of things. I'm not talking about

1648
02:04:25.479 --> 02:04:30.640
things that kill you. I'm talking
about your aging process. Your aging process

1649
02:04:30.680 --> 02:04:35.479
pretty much kept in line with your
chronological age. Now, maybe we didn't

1650
02:04:35.520 --> 02:04:40.880
take care of ourselves. So when
we were forty, a forty year old

1651
02:04:40.920 --> 02:04:44.600
back then maybe didn't look as good
as a forty year old now, right,

1652
02:04:44.680 --> 02:04:50.720
But all things being equal, if
you look at kids born after sixty

1653
02:04:50.720 --> 02:04:55.439
five, are people born after sixty
five, they're not necessarily kids? And

1654
02:04:55.479 --> 02:05:01.079
you look at people as they get
older right now, being born right now

1655
02:05:01.199 --> 02:05:04.760
or kids being born in the last
ten or twenty years are aging faster?

1656
02:05:06.359 --> 02:05:12.359
Now why is that? Do you
think that they've actually done studies and not

1657
02:05:12.439 --> 02:05:16.319
only are the aging faster, but
on set diseases based on this age are

1658
02:05:16.359 --> 02:05:20.920
happening. Do you think it's the
food? What do you think the environment?

1659
02:05:23.279 --> 02:05:29.439
And then if you saw the Blue
Zone documentary, Now again, this

1660
02:05:29.479 --> 02:05:33.000
guy, this guy's a little I
mean, he's a little weird. I

1661
02:05:33.000 --> 02:05:36.439
mean I like him, But the
Blue Zone documentary, I didn't like it

1662
02:05:36.520 --> 02:05:40.880
so much that this guy. I
thought this guy was combine a health authority.

1663
02:05:41.159 --> 02:05:45.159
But what he did was studied pockets
in the world that have longevity.

1664
02:05:46.079 --> 02:05:54.079
And what he found were things common
to all those pockets where people live to

1665
02:05:54.119 --> 02:06:00.560
be one hundred routinely. Routinely they
were only I think six or seven pockets

1666
02:06:00.560 --> 02:06:02.680
in the world. He called them
blue zones. There was an explanation for

1667
02:06:02.720 --> 02:06:08.439
that, but I forget that explanation. It just happened to be a nickname

1668
02:06:08.520 --> 02:06:13.039
for something they ate somewhere. But
in any case, it was really amazing

1669
02:06:14.760 --> 02:06:19.920
the things they found in common and
why these people were living routinely to one

1670
02:06:19.960 --> 02:06:27.479
hundred. But get this, since
that documentary was made where people were routinely

1671
02:06:28.199 --> 02:06:32.960
living to one hundred, he went
back and the lifespans are now. The

1672
02:06:32.960 --> 02:06:41.800
more technology and the more advancements in
civilization that happened to those areas, the

1673
02:06:41.840 --> 02:06:48.600
more the death rate increased. So
the number one thing I noticed in all

1674
02:06:48.720 --> 02:06:54.079
of those blue zone pockets where people
lived to be one hundred or older.

1675
02:06:54.199 --> 02:06:57.199
No, no, there are people. They were walking around at one hundred

1676
02:06:57.239 --> 02:07:00.399
and five hundred and six, still
doing their morning aerobics or morning exercises.

1677
02:07:01.000 --> 02:07:04.439
The one thing that I noticed is
they're not one of them. Not one

1678
02:07:04.439 --> 02:07:10.960
of those areas had any processed food
whatsoever. Everything came out of the ground

1679
02:07:11.359 --> 02:07:15.840
and was made by them from their
bare hands to the table. Not one

1680
02:07:15.920 --> 02:07:19.359
thing was processed, not one not
even meat. Meat they ate came from

1681
02:07:19.359 --> 02:07:25.000
the animal, but there was it
wasn't processed. There was no you know,

1682
02:07:25.239 --> 02:07:30.159
hanging up and salty, and you
know, the original processing was that

1683
02:07:30.239 --> 02:07:32.600
kind of thing, right, and
then you had all kinds of different processing

1684
02:07:32.640 --> 02:07:36.520
with grains. They don't do any
of that, none of that. So,

1685
02:07:38.479 --> 02:07:41.920
and let me give you an example
of what processing does. When people

1686
02:07:41.920 --> 02:07:44.279
say, what's wrong with a loaf
of bread? What's wrong with a piece

1687
02:07:44.279 --> 02:07:46.840
of bread? That piece of bread, if you look at how it's manufactured

1688
02:07:46.840 --> 02:07:54.279
today, it represents more grain than
you would ever eat in a million years

1689
02:07:54.760 --> 02:07:58.640
in one sitting. But with a
slice of bread, because of how it's

1690
02:07:58.640 --> 02:08:01.399
condensed and processed, you get to
eat that one slice of bread. Now,

1691
02:08:01.439 --> 02:08:07.000
originally, food processing was introduced in
order to stave off famine and starvation.

1692
02:08:07.520 --> 02:08:13.000
It was a way to efficiently produce
food and to preserve it, and

1693
02:08:13.079 --> 02:08:18.000
it was great when you were avoiding
starvation. There was nothing wrong with processed

1694
02:08:18.039 --> 02:08:24.239
food for its purpose. Its purpose
was to get mass food processed and preserved

1695
02:08:24.520 --> 02:08:30.000
so it didn't go bad overnight,
and then you could feed people without them

1696
02:08:30.079 --> 02:08:35.079
dying. That was the original purpose. Then it became a convenience, and

1697
02:08:35.159 --> 02:08:39.159
then after a convenience, it's become
an addiction. We're literally addicted to the

1698
02:08:39.199 --> 02:08:41.760
processing. We're addicted. We don't
know we are, but we are.

1699
02:08:43.079 --> 02:08:45.520
We're addicted to the carbs and all
of that. So, to make a

1700
02:08:45.520 --> 02:08:50.840
long story short, the first thing
in common every single person had in every

1701
02:08:50.880 --> 02:08:56.239
single blue zone bar none. There
was zero processed foods, zero processed drinks.

1702
02:08:56.359 --> 02:08:58.760
Now they had some alcohol. But
what I say process, I'm talking

1703
02:08:58.760 --> 02:09:07.680
about today's processing. No, no
pasteurizing, no homogenized stuff nothing, No

1704
02:09:07.800 --> 02:09:13.239
high fractose corns, rup no nothing
condensed. Nothing condensed either. There was

1705
02:09:13.399 --> 02:09:22.880
nothing condensed, nothing processed, nothing
overly sweetened, nothing, no carbonations,

1706
02:09:22.920 --> 02:09:24.560
nothing. It was all non.
That was the first thing. Then there

1707
02:09:24.560 --> 02:09:30.159
were a few others. Go with
a sure thing Denver's Best roofer Excel Roofing

1708
02:09:30.279 --> 02:09:35.760
dot com. You don't pay a
cent until you're content. Time for an

1709
02:09:35.760 --> 02:09:41.600
insurance checkup free, no obligation comparison
call Compass Insurance paying too much your coverage

1710
02:09:41.640 --> 02:09:46.239
at dozens of insurance companies find out
now three all three, seven, seven

1711
02:09:46.239 --> 02:09:50.000
to one help. You'll think you're
his only customer when you choose Frank durand

1712
02:09:50.000 --> 02:09:54.359
the real estate Man dot com to
list your home with Remax Alliance three A

1713
02:09:54.479 --> 02:10:20.560
three nine, two zero, sixteen
twenty two. Hi Tom Martinez here three

1714
02:10:20.640 --> 02:10:24.079
all three seven one three talks seven
to one three eight two five five.

1715
02:10:26.640 --> 02:10:33.079
All right, So as far as
roofing goes, how long does someone have

1716
02:10:33.159 --> 02:10:35.079
to put in a claim? They
have a year, don't they? They

1717
02:10:35.079 --> 02:10:39.000
have a year? So I think
you have a year to put in a

1718
02:10:39.079 --> 02:10:41.760
claim. I'm reading a text by
the way. Yeah, the insurance varies

1719
02:10:43.239 --> 02:10:46.239
somewhat, but it's about a year
typically. Yeah, So if you don't

1720
02:10:46.279 --> 02:10:50.399
put in a claim, you could
end up paying for yourself. A lot

1721
02:10:50.399 --> 02:10:52.680
of people do wait, don't wait. You don't have to have the repair

1722
02:10:52.760 --> 02:10:56.880
done, but you have to have
the claim done in a year. And

1723
02:10:58.079 --> 02:11:03.399
also another thing that happens you only
if you wait till. If you wait

1724
02:11:03.439 --> 02:11:07.439
eight months or nine months, then
you have another problem because you only have

1725
02:11:07.520 --> 02:11:13.159
a year to sue your insurance company. When it comes to bad faith,

1726
02:11:15.840 --> 02:11:18.239
you have to do it. I
believe it's one year from the date of

1727
02:11:18.319 --> 02:11:26.359
loss. So you have to really
be careful not to sit on your rights

1728
02:11:26.800 --> 02:11:31.640
when it comes to insurance. So, now, how how long do they

1729
02:11:31.920 --> 02:11:35.560
like? How long do people usually
wait when you guys go there? As

1730
02:11:35.600 --> 02:11:39.039
far as actual repairs, How long
have they waited? You know, after

1731
02:11:39.079 --> 02:11:41.960
a hailstom we usually get people calling
it immediately and then we have it trickle

1732
02:11:43.039 --> 02:11:46.720
off. So I think it's really
just people procrastinate working on the roof.

1733
02:11:46.840 --> 02:11:52.079
It's not a sexy, interesting thing
to do, right, But it's not

1734
02:11:52.119 --> 02:11:54.920
like something neighbors walk by and say, wow, you redid your roof.

1735
02:11:54.560 --> 02:11:58.119
Yeah, it's very necessary. So
if you if you wait too long,

1736
02:11:58.319 --> 02:12:01.880
then you your insurance, right.
But if you do it and then wait,

1737
02:12:01.960 --> 02:12:05.960
how long have people waited? Like
you after the claims file? Yeah,

1738
02:12:05.960 --> 02:12:07.840
have you done? Have you showed
up? I mean, how long

1739
02:12:07.920 --> 02:12:13.399
have some people waited? I'm curious. You know, typically like that,

1740
02:12:13.399 --> 02:12:16.000
that might be a couple of months
after the claim, but we rarely see

1741
02:12:16.039 --> 02:12:20.439
people hold out to them. Oh
really okay, I mean materials go up,

1742
02:12:20.520 --> 02:12:22.079
and they could go up. I
was about to say go down.

1743
02:12:22.159 --> 02:12:26.319
They never go down. There's always
these price increases. Our suppliers, Pacific

1744
02:12:26.399 --> 02:12:31.119
ABC, they're always putting these price
increases in. But here's the bad thing.

1745
02:12:31.359 --> 02:12:35.720
Okay, the bad thing is doing
it too quickly, too and they

1746
02:12:35.760 --> 02:12:39.000
sign these people at the door man
and I know you did a commercial on

1747
02:12:39.039 --> 02:12:43.760
it and I talk about it all
the time. I don't know why people

1748
02:12:43.800 --> 02:12:46.319
fall for this because it sounds logical. Somebody knocks at your door, right

1749
02:12:46.880 --> 02:12:52.640
and they say, mister martinro we
want to check your roof courtesy, free

1750
02:12:52.640 --> 02:12:56.159
of charge. We just want to
see what kind of damage you have,

1751
02:12:56.239 --> 02:12:58.680
if any, If you may want
to let your insurance know, of course,

1752
02:13:00.079 --> 02:13:03.319
uh, you know, but but
it's good to know first. And

1753
02:13:03.479 --> 02:13:07.039
all you have to do is give
us authorization to get on your roof.

1754
02:13:07.560 --> 02:13:11.399
And they want you to sign on
the clipboard, and you don't need you

1755
02:13:11.520 --> 02:13:16.359
do not need authorism to give authorization. If someone tells you that they're lying

1756
02:13:16.359 --> 02:13:20.520
to you, there is no such
thing or wave response, you know,

1757
02:13:22.359 --> 02:13:26.000
wave responsibility. So if we get
injured, you're not responsible. Never you

1758
02:13:26.039 --> 02:13:30.760
don't have to sign for anything,
okay at all? Quick question about that.

1759
02:13:30.760 --> 02:13:33.439
If you are a renter and somebody
comes up and says, hey,

1760
02:13:33.520 --> 02:13:35.159
I need to you know, you
to sign this so I can go on

1761
02:13:35.239 --> 02:13:39.279
and look at your roof, now, who is well, because that's a

1762
02:13:39.279 --> 02:13:43.039
scampions a tenant could sign. A
tenant could sign that, and there's no

1763
02:13:43.119 --> 02:13:48.279
way a roofer can hold the landlord
or the owner to that contract. That

1764
02:13:48.319 --> 02:13:52.199
would be just stupidity on the on
a on a roofer's part. That's why.

1765
02:13:52.319 --> 02:13:56.000
Usually what the roofer says, are
you the homeowner? Usually they say

1766
02:13:56.039 --> 02:13:58.359
are you the homeowner? How long
have you lived here? Oh, you

1767
02:13:58.359 --> 02:14:01.199
may have some arm damage, you
know, And they say things like this,

1768
02:14:01.239 --> 02:14:05.279
we're replacing the roofs down the street
here or next door, or we

1769
02:14:05.600 --> 02:14:13.840
or we've been out doing courtesy surveys
of roof damage for people, so to

1770
02:14:13.920 --> 02:14:16.880
let them know if they should put
in a claim or not. That's what

1771
02:14:16.960 --> 02:14:20.199
they say, so it sounds like
a public service. We just need to

1772
02:14:20.279 --> 02:14:26.520
get a signature so you don't so
we don't hold you responsible for injury,

1773
02:14:26.560 --> 02:14:28.720
get any scammed on any of those
just say hey, I'm a renter.

1774
02:14:28.159 --> 02:14:33.000
Yeah, Or you say, look, you can check my roof if you

1775
02:14:33.079 --> 02:14:35.600
want, but I'm not signing anything. That's it right there. I mean,

1776
02:14:35.680 --> 02:14:39.079
these contracts, I've never seen them
as bad as they are right now.

1777
02:14:39.640 --> 02:14:43.520
If you see these things, they
have twenty five percent cancelation fees.

1778
02:14:43.560 --> 02:14:48.399
That's up five percent than what we've
seen before. They also lock you in

1779
02:14:48.520 --> 02:14:52.119
just to like this whole list of
things. They're not liable for any damage.

1780
02:14:52.159 --> 02:14:54.600
They caused your home. I mean
it's a big release or contract,

1781
02:14:54.760 --> 02:14:58.119
and some of them they have up
to a year to start. I mean

1782
02:14:58.159 --> 02:15:01.319
they take your mind. Oh,
and then they want your first insurance check.

1783
02:15:01.399 --> 02:15:05.840
Yeah, it's horrible. I mean, do not pay a cent nobody

1784
02:15:05.920 --> 02:15:07.840
up front. And if you do
that, you self bond yourself. If

1785
02:15:07.840 --> 02:15:11.640
the project goes horribly wrong, you
still have the money to pay somebody else

1786
02:15:11.680 --> 02:15:15.800
to do it. If you go
with one of these companies, you have

1787
02:15:16.039 --> 02:15:20.399
no backing. None. And here's
the deal. I'm not saying that everybody

1788
02:15:20.439 --> 02:15:24.000
that comes to your door is a
rip What I'm saying is, of all

1789
02:15:24.079 --> 02:15:31.960
the roofing ripoffs I've ever had,
about ninety five percent of them start with

1790
02:15:31.079 --> 02:15:35.880
someone knocking at your door. That
doesn't mean everyone at your door, but

1791
02:15:35.000 --> 02:15:39.279
that's the biggest universe of ripoffs,
is when someone knocks on your door.

1792
02:15:39.479 --> 02:15:43.520
You can still call a company and
get ripped off too. I'm not saying

1793
02:15:43.520 --> 02:15:50.199
you can't. But the number one, the number one sign they want you

1794
02:15:50.319 --> 02:15:56.880
to sign something upfront to look at
your roof. Then they won't present you

1795
02:15:58.279 --> 02:16:03.079
with a complete contract. And that's
number two and number three, they want

1796
02:16:03.119 --> 02:16:09.199
money upfront, go with a sure
thing Denver's best roofer Excel Roofing dot com.

1797
02:16:09.239 --> 02:16:16.079
You don't pay a cent until you're
content. Time for an insurance checkup

1798
02:16:16.119 --> 02:16:20.520
free, no obligation. In comparison, call Compass Insurance paying too much your

1799
02:16:20.520 --> 02:16:24.640
coverage at dozens of insurance companies find
out now three all three seven seven to

1800
02:16:24.680 --> 02:16:28.359
one. Help. You'll think you're
his only customer when you choose Frank durand

1801
02:16:28.359 --> 02:16:31.799
the real estate Man dot com to
list your home with Remax Alliance three all

1802
02:16:31.840 --> 02:16:39.360
three nine two zero sixteen twenty two. Hey, I'm Tom Martino, your

1803
02:16:39.399 --> 02:16:45.079
troubleshooter three oh three seven one three
talk seven one three eight two five five.

1804
02:16:45.920 --> 02:16:54.040
Have you ever purchased a brand ever
based on a company's political stance ever,

1805
02:16:56.200 --> 02:17:07.360
or environmental stance, or or their
commitment to diversity, equity and inclusion.

1806
02:17:07.600 --> 02:17:11.760
There's an answer here, I've avoided
it. Now, Okay, that's

1807
02:17:11.799 --> 02:17:18.559
what they're saying. Most consumers actually
use that to avoid companies, not to

1808
02:17:18.719 --> 02:17:28.559
choose, but to avoid them.
However, in an interview of Democrats and

1809
02:17:28.639 --> 02:17:35.760
Republicans, what percentage of Democrats do
you say responded that they do purchase based

1810
02:17:35.879 --> 02:17:43.040
on these factors, especially diversity,
equity and inclusion. Would you say a

1811
02:17:43.159 --> 02:17:50.159
majority of them by because of it
or don't care. I'm going to tell

1812
02:17:50.159 --> 02:17:54.120
you right now, sixty two percent
of them say they don't care. Sixty

1813
02:17:54.399 --> 02:18:00.280
no, Sixty two percent of Democrats
say they don't care. Thirty eight percent

1814
02:18:00.360 --> 02:18:05.079
say they do care. Now,
let's go to Republicans. What percentage don't

1815
02:18:05.120 --> 02:18:11.239
care? Eighty three seventy nine percent
don't care. Twenty one percent of even

1816
02:18:11.280 --> 02:18:22.639
Republicans care. Now here's what's funny. The independent shopper mimics closely the Republicans.

1817
02:18:24.000 --> 02:18:31.440
Now, when it comes to blacks, black consumers, fifty seven percent

1818
02:18:31.520 --> 02:18:39.000
say they do not purchase based on
equity and inclusion and diversity fifty seven percent.

1819
02:18:39.719 --> 02:18:43.079
Forty three percent say they do buy
because of that. But I find

1820
02:18:43.120 --> 02:18:48.719
that very interesting. Now, in
the entire country, taken all adults together,

1821
02:18:50.879 --> 02:18:58.079
all adults together, the vast majority
of US American adults consumers do not

1822
02:18:58.239 --> 02:19:05.120
care anything about a company's politics their
diversity and inclusion. Seventy two percent say

1823
02:19:05.239 --> 02:19:09.879
they do not base their purchases on
that at all. Now, some of

1824
02:19:09.879 --> 02:19:15.600
those could mean they don't purchase at
all, but they don't base their purchases.

1825
02:19:16.079 --> 02:19:20.399
Twenty eight percent of Americans say they
do. Yet more and more companies

1826
02:19:20.399 --> 02:19:24.559
are coming out with all of these
policies and feel they have an obligation to

1827
02:19:24.600 --> 02:19:28.520
do so. Isn't that weird?
Anyway, we're out of time. Don't

1828
02:19:28.559 --> 02:19:31.559
forget excel roofing was our guest today, where you don't pay a cent until

1829
02:19:31.559 --> 02:19:37.239
you're content excelroofing dot com three oh
three seven six one sixty four hundred three

1830
02:19:37.280 --> 02:19:41.840
oh three seven six one sixty four
hundred And don't forget to call three oh

1831
02:19:41.920 --> 02:19:45.319
three Martino twenty four to seven for
help. Three oh three six two seven

1832
02:19:45.360 --> 02:19:46.280
eight four sixty six