WEBVTT 1 00:00:07.599 --> 00:00:12.560 Welcome to the Thinking Crypto podcast. You're home for cryptocurrency news and interviews. 2 00:00:12.759 --> 00:00:15.480 If you are new here, please hit that subscribe button as well as the 3 00:00:15.519 --> 00:00:18.920 thumbs up button and leave a comment below. If you're listening on a podcast 4 00:00:19.000 --> 00:00:23.239 platform such as Spotify or Apple, please leave a five star rating and review. 5 00:00:23.320 --> 00:00:26.399 It supports the podcast and that doesn't cost you anything. Well, folks, 6 00:00:26.440 --> 00:00:29.920 let's take a look at the price of bitcoin. Still consolidating, still 7 00:00:29.920 --> 00:00:34.920 bouncing between sixty nine to seventy one thousand dollars. Right now, bitcoin is 8 00:00:35.079 --> 00:00:39.000 just over seventy thousand dollars, so we're waiting to see what the next move 9 00:00:39.079 --> 00:00:43.320 is going to be. We're waiting for that dxy to start collapsing. It 10 00:00:43.399 --> 00:00:47.280 is forming a small red candle on the daily chart, but we need to 11 00:00:47.280 --> 00:00:51.280 see more confirmation here. Here's what Matthew Hiland, who's a great analyst, 12 00:00:51.320 --> 00:00:55.960 is saying. Bitcoin will attempt to go for its highest weekly close ever on 13 00:00:56.039 --> 00:00:59.520 Sunday. Of course, Sunday is the last day of the month March thirty 14 00:00:59.520 --> 00:01:03.600 first, so fingers crossed that it's able to do that. Also, it 15 00:01:03.640 --> 00:01:07.840 is attempting to complete its seventh consecutive green monthly candle for the first time in 16 00:01:07.879 --> 00:01:12.480 its entire history with the March closed. So look, nothing can go up 17 00:01:12.480 --> 00:01:17.120 forever in a straight line. So even if it closes in the red, 18 00:01:17.159 --> 00:01:19.920 that's okay. I believe April will be bullish. I could be wrong, 19 00:01:19.959 --> 00:01:23.879 but I believe April is going to be bullish with the having and the narrative 20 00:01:23.000 --> 00:01:26.920 and the hype behind that. But who knows. Guys, Bitcoin is doing 21 00:01:27.000 --> 00:01:30.319 its own thing right now, so we've got to be patient and let things 22 00:01:30.359 --> 00:01:34.439 play out. Now, let's take a look at the top trending coins on 23 00:01:34.519 --> 00:01:38.040 social media. This data is brought to you by Sentiment, which provides a 24 00:01:38.040 --> 00:01:41.480 lot of cryptometrics and analytics. If you like to sign it for an account, 25 00:01:42.000 --> 00:01:44.439 check out my link in the description. You can use the code thinking 26 00:01:44.480 --> 00:01:48.519 crypto to get a discount. So light coin is trending at number one here, 27 00:01:48.640 --> 00:01:52.799 it's positive sentiments at forty eight percent. It's negative sentiment though, is 28 00:01:52.840 --> 00:01:57.840 at thirty one percent, so not too much positive sentiment there. Light Coin 29 00:01:57.920 --> 00:02:01.400 is trending due to the upcoming future trading on coinbase, the potential for and 30 00:02:01.519 --> 00:02:07.799 ETF and the recent price increases, so that makes sense why it's trending There 31 00:02:07.840 --> 00:02:10.039 was news of course earlier in the week about it, like cooin, etf 32 00:02:10.080 --> 00:02:14.400 and much more. Coming in at number two is Vello. Vello has been 33 00:02:14.439 --> 00:02:19.439 getting a lot of news lately in price increase with positive sentiment here number two. 34 00:02:19.840 --> 00:02:23.080 It's trending due to discussions about Vello Finance, a defive project on the 35 00:02:23.120 --> 00:02:29.400 blockchain. Users are talking about holding vellow tokens and wallets and features, as 36 00:02:29.439 --> 00:02:35.520 well as accessing information and trading options related to Vello on various platforms. Now 37 00:02:35.560 --> 00:02:40.840 coming at number three here is Hat in a Dog's World mew mew. Yes, 38 00:02:42.000 --> 00:02:45.800 that's a real coin. It's a meme coin. Be careful with these 39 00:02:45.840 --> 00:02:49.680 meme coins, guys. But it comes in at number three. Number four 40 00:02:49.840 --> 00:02:54.280 is a raven Coin RVN. Actually haven't heard of that dog with hat. 41 00:02:54.400 --> 00:03:00.400 Another meme coin coming in at number five. Bitcoin Cash coming in at number 42 00:03:00.439 --> 00:03:05.439 six with a positive sentiment of forty five percent but a negative sentiment of forty 43 00:03:05.479 --> 00:03:10.879 percent. Cat token Oh my gosh, see literally c AT is the token 44 00:03:12.280 --> 00:03:15.800 symbol here. It has positive sentiment. Folks. I'm gonna give the warning 45 00:03:15.800 --> 00:03:22.680 again, be careful with these meme coins. Defy or defy dot money or 46 00:03:22.960 --> 00:03:28.520 YFII from saying that right coming in here in number eight, but has high 47 00:03:28.520 --> 00:03:34.000 negative sentiment at forty one percent and positive sentiment at thirty nine percent. Dojelon 48 00:03:34.159 --> 00:03:38.919 mars Elon that's seventy one percent positive sentiment at number nine, and Shiba you 49 00:03:39.000 --> 00:03:44.000 know here at number ten with positive sentiments. So a lot of meme coins, 50 00:03:44.039 --> 00:03:46.199 guys, some new ones as well. I personally don't invest in meme 51 00:03:46.240 --> 00:03:50.879 coin. I find them to be very risky. But if your risk appetite 52 00:03:51.360 --> 00:03:53.800 is, you know, at that level, and you know what you're doing, 53 00:03:53.840 --> 00:03:57.400 then more power to you. But just be careful to my new investors 54 00:03:57.400 --> 00:04:00.840 in the crypto industry, be very careful with mean coins. You can get 55 00:04:00.840 --> 00:04:04.719 burned. It's like go walking into the casino and throwing it on black or 56 00:04:04.800 --> 00:04:09.680 red whatever. Right, it's that level of risk, so just be careful 57 00:04:09.680 --> 00:04:13.280 out there. Now, we got some interesting information here that these spot bitcoin 58 00:04:13.319 --> 00:04:18.720 ETFs have accumulated over thirty five billion dollars worth of bitcoins since January. Wow, 59 00:04:18.879 --> 00:04:24.839 folks, incredible performance and we're just getting started. And of course Larry 60 00:04:24.839 --> 00:04:28.600 Fink was on TV this week saying, you know, black Rocks ETF is 61 00:04:28.639 --> 00:04:32.639 the fastest growing ETF and history of all ETFs so very bullish, and we 62 00:04:32.759 --> 00:04:39.600 still got ways to go as more rias and wealth managers start allocating their clients' 63 00:04:39.639 --> 00:04:42.800 funds to these ETFs. Now the big news of the day, folks, 64 00:04:42.920 --> 00:04:47.480 we got Ripple CEO Brad garling House and Ripple's chief legal officer, Stuart Aldoraddy 65 00:04:47.839 --> 00:04:53.879 were spotted in New York today at a federal courthouse and the question was asked, 66 00:04:53.920 --> 00:04:58.360 are they in talks with the SEC for settlement? So the photos checked 67 00:04:58.360 --> 00:05:02.639 out. They were certainly in New York at the federal courthouse. And Eleanor 68 00:05:02.759 --> 00:05:09.240 Tarott of Fox Business confirmed that there was a hearing indeed today at the court, 69 00:05:09.639 --> 00:05:12.879 and she says, according to a court listener, there was a settlement 70 00:05:12.959 --> 00:05:16.639 conference schedule for today, March twenty ninth. She asked Ripple for comments and 71 00:05:16.720 --> 00:05:19.600 they did not comment, of course, So I don't think they're going to 72 00:05:19.639 --> 00:05:23.720 come out and say anything about this, but we will probably hear from the 73 00:05:23.759 --> 00:05:28.759 SEC and Ripple if there is some sort of settlement or action item here. 74 00:05:29.120 --> 00:05:33.319 So Eleanor did find a document which highlighted that there was a one hour meetings 75 00:05:33.399 --> 00:05:38.639 schedule for today. So once again this is legit and confirmed. Some folks 76 00:05:38.680 --> 00:05:43.600 on Twitter here were able to pull up some scheduling information and once again confirmed 77 00:05:43.639 --> 00:05:46.240 it. And he also asked Mark Fagel, who's a former SEC official, 78 00:05:46.360 --> 00:05:51.199 about his thoughts on this. He ditrol people initially saying it means the parties 79 00:05:51.240 --> 00:05:56.839 have settled, Ripple will pay two billion dollars and it is now illegal for 80 00:05:56.920 --> 00:05:59.800 you to trade XRP, and he says, no, sorry, I read 81 00:05:59.800 --> 00:06:03.519 that wrong. It's a mandatory pre hearing settlement conference. Part of the original 82 00:06:03.600 --> 00:06:09.360 scheduling order. Odds of a settlement is about zero percent. Now, Mark 83 00:06:09.439 --> 00:06:12.959 did say, to be clear, that's my assumption. I have no actional 84 00:06:13.000 --> 00:06:16.279 knowledge of this. Now. I don't think he's entirely wrong, but zero 85 00:06:16.360 --> 00:06:20.920 percent chance, I think that's not right. You know, from a probability 86 00:06:20.920 --> 00:06:24.720 standpoint, I think it has to be higher. I think we could say 87 00:06:24.839 --> 00:06:29.319 fifteen percent chance of settlement or twenty percent, right, but eighty percent maybe 88 00:06:29.360 --> 00:06:33.480 no. But I think we see the gears are in motion here. If 89 00:06:33.560 --> 00:06:38.680 they're meeting, they're discussing the SEC has put out how much money it wants 90 00:06:38.720 --> 00:06:42.079 two billion dollars. Obviously they're not going to get two billion, right, 91 00:06:42.720 --> 00:06:46.560 they're going to negotiate this down. Maybe they walk away with a few hundred 92 00:06:46.639 --> 00:06:49.600 million dollars. I think, honestly, I had said since the beginning in 93 00:06:49.639 --> 00:06:53.600 this lawsuit that Ripple would have to pay a fine for the early days. 94 00:06:53.879 --> 00:06:57.120 You guys know I've been on record for that. So we're at least near 95 00:06:57.160 --> 00:07:00.000 the conclusion of this. You know, I did tweet out that I think 96 00:07:00.000 --> 00:07:03.759 I think it would be wise for Gary Ginser to take this small win right, 97 00:07:03.879 --> 00:07:08.600 split the baby in the middle here, because they lost on the fact 98 00:07:08.639 --> 00:07:14.399 that XRP is intrinsically a security and that secondary market sales and exchanges are securities. 99 00:07:14.399 --> 00:07:17.079 They lost that very clearly, right, and that has set case law 100 00:07:17.279 --> 00:07:23.160 precedent for the entire market. So if you're Gary, you could walk away 101 00:07:23.199 --> 00:07:26.560 with a small victory here saying, hey, at least we were able to 102 00:07:26.959 --> 00:07:30.319 get some clarity and we got rippled to pay a fine because he's taking a 103 00:07:30.319 --> 00:07:33.040 lot of losses in court right now. It would actually be wise. But 104 00:07:33.439 --> 00:07:38.560 look, Gary's actually not the one in control, right He's been controlled by 105 00:07:38.560 --> 00:07:43.360 Elizabeth Warren, and Elizabeth Warren is being controlled by the Tradfy incumbents. But 106 00:07:43.480 --> 00:07:47.199 we'll see because there's also the election coming up, and Elizabeth Warren and Gary 107 00:07:47.240 --> 00:07:50.959 Ginser are Democrats, and Biden, of course is a Democrat. And you 108 00:07:51.040 --> 00:07:57.120 know Biden's administration appointed Gary Ginster. So maybe they, you know, try 109 00:07:57.160 --> 00:08:00.639 to walk away with some sort of victory because you can imagine the headlines. 110 00:08:00.720 --> 00:08:05.120 Ripple pays three hundred million dollars in settlement with the SEC. That's going to 111 00:08:05.199 --> 00:08:07.759 look good for Gary. So even though it's not going to be the big 112 00:08:07.839 --> 00:08:11.600 victory that he wanted, he's at least gonna walk away with something here. 113 00:08:11.639 --> 00:08:16.079 But who knows, right, this is all just speculation, So I think 114 00:08:16.120 --> 00:08:20.279 there's some chance of settlement. I don't think it's zero percent, like Mark 115 00:08:20.279 --> 00:08:24.079 Fagel saying here. I think Mark is a little bit biased because he's constantly 116 00:08:24.120 --> 00:08:30.079 bashing crypto people and much more, and he's been wrong on on certain topics. 117 00:08:30.160 --> 00:08:33.000 But I'm not saying it's one hundred percent. I think we have to 118 00:08:33.000 --> 00:08:39.919 be logical here and at least give a fifteen to twenty percent chance that settlement 119 00:08:39.960 --> 00:08:43.840 may be possible. Now. Funny enough, Ripple's chief legal officer, Stuart 120 00:08:43.879 --> 00:08:50.519 ALLROADI tweeted out today that seven years after the Dow report, which the SEC 121 00:08:50.519 --> 00:08:54.519 claims provided clarity the crypto. The SEC is still litigating eight major crypto cases 122 00:08:54.559 --> 00:09:00.120 in federal courts with no end in sight. Something's broken, so this may 123 00:09:00.679 --> 00:09:05.120 and this was after the court hearing they had today, so he's kind of 124 00:09:05.200 --> 00:09:09.240 venting his frustration here. But yeah, folks, you know interesting, Like 125 00:09:09.279 --> 00:09:11.799 I said, the ball is rolling here, the gears are in motion, 126 00:09:13.399 --> 00:09:18.960 and we'll see, hopefully we get some sort of conclusion to this soon because 127 00:09:18.080 --> 00:09:22.759 this is so annoying and we need to move forward. But we're dealing with 128 00:09:22.799 --> 00:09:28.919 a scumbag regulator that is controlled by Elizabeth Warren and the incumbent, so we 129 00:09:28.000 --> 00:09:33.759 got to keep fighting. And look, it's like the saying goes right. 130 00:09:33.960 --> 00:09:37.960 First they ignore you, then they laugh at you, then they fight you. 131 00:09:37.279 --> 00:09:41.879 That's the phase we're in right now. Then you win the genius out 132 00:09:41.919 --> 00:09:45.840 of the bottle. They can't stop this technology. What they're doing is causing 133 00:09:45.879 --> 00:09:50.399 a lot of confusion. They're putting up roadblocks, they're slowing down projects. 134 00:09:50.559 --> 00:09:56.080 But guess what, the crypto projects are going overseas and they can still exist, 135 00:09:56.159 --> 00:09:58.600 right because this is a global asset class in technology, So you can 136 00:09:58.639 --> 00:10:01.759 put up a as many roadblocks in the US as you want. It's only 137 00:10:01.759 --> 00:10:07.240 a matter of time too, when you think about generations that pass away and 138 00:10:07.279 --> 00:10:11.519 the changing of the guard, right, So eventually this technology is going to 139 00:10:11.559 --> 00:10:16.320 win. Disruptive technology always wins. This is apparent throughout the history of the 140 00:10:16.360 --> 00:10:20.320 world. So time is on our side here and gainser. He's going to 141 00:10:20.360 --> 00:10:24.080 be here till whenever, and he's going to be out right, a new 142 00:10:24.120 --> 00:10:28.559 president will come in. You got younger members of Congress coming in, many 143 00:10:28.559 --> 00:10:33.639 who are pro crypto. So the tide is changing here and against there is 144 00:10:33.679 --> 00:10:37.240 not on the winning side of history here quick way from our sponsor, folks, 145 00:10:37.240 --> 00:10:39.360 and that is v chain. V chain is one of the top enterprise 146 00:10:39.480 --> 00:10:45.399 layer one blockchains out there that is working on amazing Web three and decentralized app 147 00:10:45.720 --> 00:10:48.279 initiatives. They are partnered with some of the big brands out there such as 148 00:10:48.360 --> 00:10:52.960 BMW, Walmart, China, PwC. They are also working with the Boston 149 00:10:54.039 --> 00:10:58.720 Consulting Group. V chain is a very eco friendly blockchain using low energy. 150 00:10:58.799 --> 00:11:03.399 It's very fast and great security, and that's why it's getting incredible adoption for 151 00:11:03.480 --> 00:11:07.279 many enterprises. I am a VET token holder. I have been for years. 152 00:11:07.279 --> 00:11:09.279 So if you'd like to learn more about v chain, go to vchain 153 00:11:09.320 --> 00:11:13.159 dot org. Link will be in the description. Now some not so good 154 00:11:13.200 --> 00:11:18.240 news, folks. Eleanor Terrytor Fox Business is reporting that Indie Custodia versus the 155 00:11:18.360 --> 00:11:24.279 FED lawsuit. The judge in the case sided with the FED in a summary 156 00:11:24.399 --> 00:11:30.600 judgment and denied Custodia's petition for review of its APA claim and its motion for 157 00:11:30.720 --> 00:11:37.639 judgment on its statutory mandamus claim. So not great news. Custodia can certainly 158 00:11:37.639 --> 00:11:41.279 appeal here, but everyone was hoping they could win against the FED. But 159 00:11:41.679 --> 00:11:46.679 I think this is all goes back to they're trying to slow crypto down as 160 00:11:46.759 --> 00:11:50.320 much as possible. They don't want Custodia launching. It disrupts the trad five 161 00:11:50.399 --> 00:11:54.240 banking incumbents, right, Custodia is trying to build a new model being a 162 00:11:54.240 --> 00:11:58.879 crypto bank. So it's but once again time is on our side here, 163 00:12:00.399 --> 00:12:05.480 Eleanor Territt said. A spokesperson for Custodia told Fox Business challenging the Fed's strong 164 00:12:05.600 --> 00:12:11.519 arm tactics has always been an uphill battle, but Custodia Bank remains committed to 165 00:12:11.559 --> 00:12:15.519 our vision of creating a safe, tech enabled bank. We are reviewing the 166 00:12:15.559 --> 00:12:20.919 court's decision and all of our options, including appeal, so it's not entirely 167 00:12:20.960 --> 00:12:24.919 over here, but we'll see what happens now. The other major thing that's 168 00:12:24.919 --> 00:12:30.679 going on is the waiting of the Ethereum ETF spot ETF approval from the SEC. 169 00:12:31.000 --> 00:12:33.320 Many folks are doubtful that this will happen by May twenty third, which 170 00:12:33.360 --> 00:12:37.799 is the next deadline. So Attorney Fred Wispoli, who I've had on the 171 00:12:37.840 --> 00:12:41.320 podcast, he did say, I continue to believe the ETF gets rejected and 172 00:12:41.360 --> 00:12:46.679 the SEC just forces applicants to beat it in the court, with said loss 173 00:12:46.720 --> 00:12:52.039 being almost guaranteed. There is simply no penalty for the SEC for engaging in 174 00:12:52.240 --> 00:12:58.080 arbitrary and capricious actions, So what does it care. That's a great point, 175 00:12:58.120 --> 00:13:01.559 and here Ryan selkis a Missari, agreed with that. He said, 176 00:13:01.639 --> 00:13:05.960 this is the correct take regarding the ether METF. The set under Gary Ginser 177 00:13:05.399 --> 00:13:11.279 is a corrupt institution that is rotting from the head. It actively undermines its 178 00:13:11.320 --> 00:13:16.080 own mandate in order to prioritize political ends. So this is what I've been 179 00:13:16.080 --> 00:13:20.960 saying, guys. This ether METF situation is not as simple as the Bitcoin 180 00:13:20.000 --> 00:13:24.879 ETF situation. Look, Bitcoin didn't have any problems with it being a security 181 00:13:24.919 --> 00:13:28.639 or commodity, there was no question about that right, but they still didn't 182 00:13:28.679 --> 00:13:33.919 want to approve it. It took the courts to force Gary Genser and it 183 00:13:33.080 --> 00:13:37.320 was a three to two vote. Gary was the third, first was commissioner 184 00:13:37.440 --> 00:13:41.720 person and Marcy Wada and then Gary the third, and then the other two 185 00:13:41.279 --> 00:13:46.159 Democrat commissioners voted no. So even after the court rules, so I don't 186 00:13:46.200 --> 00:13:50.559 think this eth ETF is getting through. I could be wrong. I think 187 00:13:50.600 --> 00:13:54.919 Gary is gonna die in the hill and he's gonna go all the way because 188 00:13:54.080 --> 00:14:00.200 his handler's Elizabeth Warren and the banking incumbents want him to do that. He 189 00:14:00.240 --> 00:14:03.000 doesn't care. And as Fred says here, he can be called arbitrary and 190 00:14:03.039 --> 00:14:11.480 capricious. He call a liar unlawful regulator much more. He doesn't care because 191 00:14:11.559 --> 00:14:15.080 there's no penalty for him. You know, I don't see the House Financial 192 00:14:15.120 --> 00:14:18.759 Services cutting off his funding or doing thing like that. They're just sending him 193 00:14:18.879 --> 00:14:22.799 letters. Patrick McHenry has not even issued at subpoena he threatened against Gary a 194 00:14:22.879 --> 00:14:26.080 year ago. So at this point Gary's just like, Yeah, I'll do 195 00:14:26.159 --> 00:14:30.279 whatever I want because there's no penalty. Sure, I get bad headlines, 196 00:14:30.279 --> 00:14:33.200 I get bad optics, and I do think that plays a factor. In 197 00:14:33.200 --> 00:14:37.039 the long run, He's gonna lose Democrat support, right because politics, a 198 00:14:37.039 --> 00:14:39.799 lot of it is an optics game. But in the immediate nothing's going to 199 00:14:39.840 --> 00:14:43.919 happen to him. He's just hanging out in his office and he's going to 200 00:14:45.000 --> 00:14:48.399 try to get as much the penalty and settlement money and that he can from 201 00:14:48.399 --> 00:14:52.559 the industry, and he's probably enjoying this that he gets to go around shaking 202 00:14:52.559 --> 00:14:56.960 down these companies like the mob here. Charles Gasparino, Fox Business also tweeted 203 00:14:56.000 --> 00:15:03.080 out today scoop securities lawyers growing in reasingly pessimistic about the approval of an etheroreum 204 00:15:03.080 --> 00:15:07.559 ETF, saying it would be impossible to create one if the SEC deems it 205 00:15:07.559 --> 00:15:13.320 as security guys. I actually interviewed just this past week Steven Narioff, who's 206 00:15:13.840 --> 00:15:18.320 was an Etheroum advisor I think a co founder as well, and we had 207 00:15:18.360 --> 00:15:22.120 a long discussion about this, and that interview should be published maybe Monday or 208 00:15:22.159 --> 00:15:24.639 Tuesday, so it is day tuned for that. So there's a lot of 209 00:15:24.639 --> 00:15:28.879 complications here and we got to keep fighting. Gary Genser is not giving up, 210 00:15:28.960 --> 00:15:31.399 and we cannot give up. We got to use social media, we 211 00:15:31.440 --> 00:15:35.600 got to contact our representatives. And this is why I'll be going to the 212 00:15:35.679 --> 00:15:39.240 DC Blockchain Summit, which will be held in Washington, DC. Of course, 213 00:15:39.559 --> 00:15:41.919 this is being put together by the Chamber of Digital Commerce. It's a 214 00:15:41.960 --> 00:15:46.320 two day event. You got the summit on the fifteenth, You got the 215 00:15:46.320 --> 00:15:50.600 Blockchain Education Day on the sixteenth, so you can attend either one. The 216 00:15:50.600 --> 00:15:54.559 Blockchain Education Day we go to Capitol Hill, so if you'd like to buy 217 00:15:54.600 --> 00:15:58.039 a ticket and you know, we can meet up there and talk about crypto 218 00:15:58.120 --> 00:16:03.840 and go have our voices heard in DC. Check out the link in the 219 00:16:03.879 --> 00:16:07.440 description. You can use the code thinking crypto to get a discount. So 220 00:16:07.960 --> 00:16:10.799 hopefully I can see some of you there. But like I said, folks, 221 00:16:10.840 --> 00:16:12.200 we got to keep fighting. All right. That's the news. Let 222 00:16:12.200 --> 00:16:15.559 me know what you think. Leave your thoughts and comments below, hit the 223 00:16:15.559 --> 00:16:18.919 thumbs up button, hit the five star rating. Don't forget to follow me 224 00:16:18.120 --> 00:16:22.440 on TikTok, Instagram, LinkedIn, Facebook, and all social platforms. Links 225 00:16:22.440 --> 00:16:26.440 in a description also, folks, sign up for my free email newsletter on 226 00:16:26.559 --> 00:16:30.879 substack one hundred percent free. Thank you for watching and listening, and I'll 227 00:16:30.919 --> 00:16:33.320 talk to you all later