Yeah, ripped up, bad news, need ad so you don't have come
running. Just as fast as we can. Shooter's gonna help coming. Man
Dix is the Troubleshooter Show. No Tom Martinez, Hi Tom Martino. Here
listen, I got you right here. While I have you this I brought
to you by Fixing twenty four to seven. Now, I'm gonna tell you
somebody real quick, real quick. Then I go on to your calls.
I have never seen a deal like this in the entire time I've represented fix
It. This is the time. Normally they do a clean, an extreme
clean of the furnace or air for thirty nine bucks okay each or either or
in the summer you get the air and then winter you get the furnace because
they do that no no breakdown guarantee. I just want to tell you right
now, right now, and then we'll talk later on to in detail.
But right now, there's only twenty six of these available at twenty six dollars.
But listen, it's for both for thirteen dollars each. You get an
extreme clean, adjust and tune with a no breakdown guarantee. Now, why
would you do both? Well, maybe you've never had them done before.
And that's the only condition here new customers, So if you haven't had them
done before, then you haven't had them done. Get them both done because
they both work in conjunction with each other. If you're a regular customer,
you've been having one and then the other one and the other, that's fine.
But right now is your chance to get in for twenty six bucks.
I swear to God, if you go to coffee with your kids or your
wife, you're going to spend that twenty six dollars. Here's the number seven
to zero five two six thirty nine thirty nine. Or go to the website
fixmihome dot com and then we'll be talking to Hannah. She's one of the
fine peeps there that I know, along with George and the gang. So
twenty six dollars both furnace and air twenty that's thirteen each. I swear to
God that that's more than the gas that takes them to get their Why are
they doing it? They want to put their sticker on there and be your
company. They want to impress you, so take advantage of it. Seven
two zero five two six thirty nine thirty nine. You can't go wrong now,
I want to talk about a squatter with Kurt Kirk a squatter. Not
that I love talking about squatters. In fact, this whole damn country is
just so divided about everything in the world. God Almighty, you know,
I don't know. I think we're going to come down someday. Listen,
this is what I think. I think someday we're going to come down to
businesses aligning themselves politically, although they should in corporations, this ESG thing and
all this other stuff. Companies are going to be either one side or the
other. Liberal, conservative, progressive, I don't care what you call but
you're going to have leadership falling on one end or the other. Therefore,
investors are going to follow that. Customers are going to follow that, restaurants
are going to follow I swear I country, I don't. I'm not saying
I like this. I see a country where people are even going to live
where the political climate suits them. You see a lot of that right now,
people moving to Florida and Texas are away from So I don't know,
anyway, I digress, I really do feel that. Hey, do you
remember at the time when we could disagree and not hate each other. God,
what the hell happened and this year is going to be the word Kirk
on that lovely thought. Let's start off our Monday with a squatter issue,
right, what's happened in Kirk? All right? Now, well, secually
happened to my mother. She has apartments and we have there, so what
does she have an apartment building? He had like three apartments in it,
okay, and one of them this guy just decided he was going to live
there. Of course. Yeah, So we went through the normal channels,
you know, beliefs. Now, did he claim that he had a lease,
did he claim he was paying? What did he claim? Because they
have to make a claim. I he did not claim anything. And and
my mother says, well, he doesn't have a lease, never signed a
lease, He never asked me anything. I want to get our real estate
attorney on and I'm going to tell you why. Normally, when someone squats,
they had they make a claim like I live here, or I rent
here, or we had an agreement or something. I'm not sure what happens
if they're stupid enough to squat and not make a claim. Squatting usually,
I believe now I might be wrong, usually comes with a claim, which
means then if he doesn't have a claim, can you just go and kick
him out? Kirk uh I really want to, Katschina. If you could
get Brad O'Brien on O'Brien legal services, that would be a good one.
Let's do that, Katschina. I know Kitschina is in mourning today, but
can you do that for me? Kachina? Can you pull yourself out of
the doldrums? And you know why she's in You know what's going on with
her? Ray? Come on, we all know, right, don't we
know what's happening? Do you know why she's in mourning? Because Dollar Tree
has closed its doors? Yeah? After thirty five years. You hang on,
Kirk, We're gonna get you an answer. I'm serious, okay,
as to what she can do if the guy hasn't made to claim or wherever?
What state is she in? Denver? Colorado? Oh? She's in
Denver, Colorado? Thank you? Hold on, Ashley? What's happening with
you? Ashley? Hey? Did you send me an email? I did
you know what? I love the fact that I recall that right now.
I'm trying to find it. Something about your stuck. Tell me what's going
on? So the short part of the short answer is that we haven't had
solar panels on our roof for over seven months because our solar company, Sunrun
REFU just had you absolutely anything to get them up. Well, let's let's
start at the beginning. How long have you had this system? So we
bought the house three years ago, it was already on the house. Oh,
you inherited the system. Yes, we finished sam when we moved in
the house, we went ahead and bought out the rest alone. So the
solar panels are our very clear, but they're still supposed to be serviced by
Sunbrin well, sun Run. Who is sun Run? So they're supposedly one
of the top solar companies in the country. No, they're not. It
says when you look online that when you look on they're like, hey,
sun runs one of the best, and they're not. I could never go
with them. Was it installed by sun Run? No, Originally it was
owned by the event and then sun Run bought them out and so they took
over the contract. Now, when you take took over the contract? What
contract? So basically, so sun Run is on the side of our house.
They have the box on the side of their house. They're supposed to
do all the warranty and do all the servicing, and all did under warranty.
It is under warranty. How do you know this based on our contract
and also the contract for I hate to keep asking these, but I what
contract? The contract when you bought the house or the contract after you bought
it you signed up with sun Run. Tell me about your contract. So
the contract you originally had was with Vivin and then they had a really hard
time moving all of our stuff over. But then after we got a bunch
of hail damage on our roof last year, Sun Run then signed to had
us contracts to have them take off the solar panels and then reinstall them,
and that included all of the information of will maintain a warranty from previous So
you signed a contract how long ago with the sun Run that to detach and
rate set the panels was in September. No, I'm talking about that actually
said if you let us take the panels off and put them back on,
we're going to service this whole system for you forever or what what were the
terms. It just doesn't sound right to me that this company comes in to
take off the panels and reinstall them or supposedly reinstall them. But you say
it also was a maintenance agreement. How much were you paying for this maintenance
agram? Well, not fortiving it. It was for anything required to maintain
the warranty, so not like maintaining and checkout on it every year. But
they were supposed to maintain the warranty for any damage to the solar panels.
And okay, what warranty do you have? What do they mean by a
warranty? So it was supposed to be ten years from the time of installation
of the solar panels, and then a twenty five year manufacturer warranty. Okay,
And you're saying sun Run took this on, Yes, and what do
you pay them for this? We already paid for the solar panels, so
it's but you didn't pay You didn't pay sun Run for them. I believe
we did because I believe at the time that we bought the house, sun
Run was already the one in charge of the solar panels, and so he
paid off the loan. It would have been the sun Run but you did
us. But that contract was that signed with you were the previous homeowner.
The original contract was with the previous homeowner. But then we when we bought
the house, we had to take it on and so we just paid off
this. Yeah, but I don't care if you say you took it on.
And Ashley, please understand most of those contracts are only for the original
purchaser. Do you actually have a contract that extended to you from sun Run?
Yes? Do you have it in writing signed by sun Run, Yes,
that they will take care of that. They will honor the warranty of
our solar panels from the previous one from where originally was it was supposed to
be ten years from the time of installation. Okay, now, okay,
now here's what I want to know. They took them off so you could
have roof repairs and never put them back on. Well, what they have
fed is we don't have people in the area, so we're going to hire
a subcontractor or do it. The subcontractor Nova Source turned out to be fraudulent,
so Novas Source without the permits they were supposed to have before done by
sun Run, who didn't do their due diligence, they took off the solar
panels. They've been on our fence for the past seven months, and I
was the one who found out that Novas source was charuduling because they were Okay,
here's where are your panels right now? They're on our fence. So
did you pay for both removal and installation or just removal? We had a
contract for removal and installation and we were working. How much did you pay?
How much did you pay? It was full? Then here's what I'm
going to tell you, Ashley. You need to start from scratch. You
cannot depend on Sun Run to service this. You didn't pay for it,
so just just cut them off, just forget them. Okay, I'm going
to have some suggestions for you. Hang on. I promise you some solid
suggestions. I'm Tom Martine. We have more coming up. And don't forget
the most extraordinary deal ever for extreme clean of both furnace and ac. Just
twenty six dollars for both thirteen dollars each seven to zero, five two,
six, thirty nine, thirty nine. Go with a sure thing Denver's Best
roofer Excel roofing dot com. You don't pay a cent until you're content.
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All right, listen, I don't know how we're gonna do this because
we only had twenty six available, but thirteen, Han is telling me.
Now, Hannah, you're telling me that you can get both done for twenty
six dollars of full extreme clean for twenty six bucks. But if someone just
wants the furnace or just wants the ac done, you mean to tell me
you will roll a truck for thirteen bucks, honest to god, for thirteen
dollars. Yes, you want to know why we're gonna do that? No,
Yeah, he's crazy. Why are you gonna do it? Seriously?
Are they serious? We want to do this? Right, We're playing a
long game here, Tom Enough. Of course you're hoping the quarterback. Right,
They're gonna see how good this is. Okay, no other company goes
this far. Thirteen dollars. We're gonna guarantee no breakdowns. This summer at
that guarantee, and then we're gonna have a feen dollars if you just want
your air done thirteen bucks. But here's what I want to say. Okay,
are you you said there's twenty six available now? Is that gonna be
twenty six at thirteen, twenty six at twenty six and twenty like twenty six
furnaces, twenty six acs and twenty six combos? Or are we gonna do
just twenty six no matter what because it must be sold out by now?
Is me twenty six no matter what what? People call in for six bookings
for this very special office. Okay, people, they've got a call.
But it'll still even after twenty six, it'll still be just be thirty nine
bucks anyway for one or the other. But right now, twenty six available
at thirteen dollars, or you can do both for twenty six. You can't
beat that's seven two zero five two six, thirty nine thirty nine. Let
me go to the phones. I got two experts standing by. Brad O'Brien
is a real estate attorney. Brad, you know, I know we talked
about squatters before, and I know you're probably sick and tired of talking about
it. But let me ask you a question real quick. In the past,
I thought that a squatter would make a claim, for example, and
let's bring Kirk up to who called. They would make a claim saying well,
I have a lease, or I this is my place, or we
have an agreement or whatever. Kirk said. In this case, his mom
has three apartments in a building, a triplex, and somebody moved into one
of them. But apparently, Kirk, let me get this straight, that
squatter is not making any claim. What do they say when when you ask
why are you there? He just kind of says, I just moved in
here. Did he say did he say I had an agreement? Or did
he say I just need a place to live? I mean, does he
give any explanation? No? Not really. The thing is he's been there
for a while now. And how long has he been there? It's been
like five months or month? Wait? Wait wait wait wait wait wait Kirk,
why would your mother let that or why would you let that happen for
five months? Well, I can't do anything about it because I'm I'm real
sick. I'm barely walking, and you know, I just got old,
and I'm old are you How old are you? I'm about fifty eight,
Kirk, kill you tell me you're too old. That's cool. Anyway,
you're sick, Kirk, I don't want to make fun of that. If
you're sick, if you're truly sick, or to say, what's wrong with
you? Man? I have an atrophy? And by abd are you?
Okay? Okay, okay, listen. So so you're not just fifty eight,
you're fifty eight and you have diabetes which is out of control? Right?
Yeah, okay, listen? Right? So are you are you overweight?
Kirk? Yes? Okay? But this guy is, you know,
just acting like he owns the whole building. Oh okay, So Brad does
a squatter right? First of all, does a squatter get more rights the
longer they're there? I just need to know that one thing. Do they
no? So long as they're never there with permission of the owner and they
don't pay rent? Now, what if the squatter is not making any claim?
Can't they just have him removed? Yes, there's an expedited eviction process
for squatters. Has to be somebody that's not related to you, never paid
rent, never had a lease, truly an unauthorized person, and that expedited
process can be done as quickly, as quickly as two or three days within
the court. Now is this new, Brad, This expedited process. No,
but it's not really used very often because typically somebody has has either paid
rent or they had permission to enter in the first place. This is truly
like a squatter. Somebody's broken to an vacant place and just squatted. What
if he changes his mind in the middle of this process and says, oh,
we had a verbal agreement, Well, that's a question of fact.
I mean, you can still the lamb. The owner can still proceed as
if it's a squatter case, and then there's a hearing then like a day
or two, and if the squatter can prove that they had some then it's
not no longer squatter case. We've done the expedited eviction. You did it.
Yes. When the sheriff showed up over the Denver shriff, he says,
we have to have twenty people and access to a truck to move his
stuff. Twenty Wait, wait, you have to have twenty people. Yes,
Well, hold on a second. You did mention one time, Brad,
in passing, and I didn't write it down but you said something about
the sheriff can demand that the that the eviction be done in an hour.
Yeah, one to two hours. The sheriff doesn't want to be on the
site longer than one or two hours. So you either have to hire a
professional moving company or show up with your own help in trash bags. To
do it yourself. You have to put who decides how many people the sheriff
eyeballs on site. You basically have to show them when they show up for
the eviction that you can get it's done in an hour or two. In
Denver it might be an hour. Yeah, the guy doesn't have nothing.
I mean the furniture that was in there. Wait a minute, so what
happened? Wait? Wait? Wait, so what happened When the sheriff showed
up? They would not let you evict. They would not let us evict,
and we had to get a locksmith. You know something, Brad,
These sheriff's deputies have no uh, I don't know. They have no business
trying to practice law, in my opinion, don't you think that that was
wrong for them to do that? Well, they size up what's in there.
As far as furniture and stuff, I can't believe that they would have
said twenty people are necessary, even a professional crew. Are you sure they
said that? Kirk? Yes? Did you? Okay? Who was the
deputy that told you that? Do you have a name? I don't know
what my mom does. I want to get the name and what sheriff's department
was it? Denver? Share? Now, once he had this order,
Brad, and he was turned away by the deputy, can they just redo
it or do they have to go through the entire process once again? Well,
if it's been pretty recent, he should be able to try again with
the same writ of a restitution without having the same writ. How long ago
was this writ, this court order? Kirk? Three weeks ago? He
can he still use it? Do you think, Brad? I don't know
the hard deadline, but I think that's still recent enough. Yeah, they
want another one thousand dollars to do it. Who does the Denver sheriff?
What are you talking about? Another thousand? What are you talking about they're
talking of let's going back to court talking to the judge again. Well,
no, no, no, no, the sheriff doesn't practice law, Kirk.
I know. Did the sheriff tell you you have to go back to
court. Yes, you know what, Deputy Doc. We need to call
the sh aff's department. What the hell are these guys doing practicing law,
Brad? Do they have a right to tell him me? You have to
go back to court. They're not going to honor that writ No, and
the sheriff see is normally like one hundred hundred and fifty to execute a writ.
No, he meant it's going to be another thousand to go back to
court. It doesn't sound right. No way, Kirk, I'm not here.
We need to talk to your mom. Okay, we're not hearing.
There's something we're not hearing. Is your mom able to talk to us?
How old is she? She's lady sick? Okay, is right now?
He's admit she's sleeping. Okay, never mind, Kirk. But Kirk,
are you saying you try to reserve or re execute this eviction? And the
sheriff said, we're not coming until you get a new one, right and
again with the twenty people and the truck and okay, you know what,
let Deputy doc you're there, get We got to call the Sheriff's department.
There's nothing in the statute about twenty people or anything like that. I just
can't believe the Sheriff's department. We need to get some names and make some
calls, Kirk. And personally, Kirk, I don't believe what I'm hearing.
So did you hear this? Personally? I'm hearing a second hand from
my mom. Okay, I don't think your mom heard it correctly. Okay,
So I can't go over there for your mom. If you can't do
it, then we're just going to have to rely on her, and she
doesn't want to do it. So you may just have to give up your
place to this guy forever. I don't know what to tell you if no
one will step up and do it. If you can't do it and she
can't do it, then this guy lives there. Did he show up?
Let me ask you this, Kirk. Did he show up all of a
sudden or does he know someone living there? How did he find the place?
My guess he's the son of one of my mom's friends. Well,
did you talk to one of those friends I have? They had a falling
out somehow, and I don't go Well, Kirk, your mom may just
have to give up her place. That just might be. You know,
there's no magic here. If you and her won't stick up for your rights
and won't do what you need to do. It belongs to him. We've
already done that. We've already had the sheriff at the house and he no.
No. What I mean is defy the sheriff. You go tell the
sheriff that they're wrong, You talk to their superiors, and you make sure.
See you haven't talked to anyone, Kirk, You're leaving it to your
eighty six year old bedridden mother. She's not but oh, okay, nothing.
Well, we need to figure out whether you or your mom wants to
take this on with the Sheriff's department, because Deputy Doc needs to talk to
one of you and get to the bottom of it. I'm Tom Martinez three
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I want to uh go to brook now about this solar system. And then
I want to mention that deputy Chopper he's going to take the one instead of
Doc. He'll take the one for the Sheriff's department. He has he knows
people over there. He's an ex cop or police officer or whatever you want
to call him. And let's talk to Ashley. Ashley, let's talk about
this. So Brooke Ashley said she bought a house and inherited a solar system
and that she had storm damage and needed to get the panels removed and reinstalled.
She hasn't been charged yet, but she said she found a company who
supposedly was going to service the system. So they took off, they subcontracted
someone to take off the panels. They were going to now also service it.
And I said, what do you mean service it? And she said,
well, our solar system has a ten year warranty on some things in
twenty five years on another and sun Run said they're going to take care of
it. And now sun Run is basically ignoring her. Ashley, Do I
have that right so far for the most part? Yeah, I mean sun
Run they're the ones who are supposed to be over how they own our and
monitor our account so everything. Yeah, but they don't own your account.
I just want you to know that. Okay, they don't and you have
no obligation to them. What's so because you haven't paid them a dime and
so so far, all you have is a company that said they were going
to help you and have done nothing except remove panels and left them there.
And you said the company they sent was fraudulent. Yes, so certainly you
don't feel an allegiance to sun Run, do you not at all? Okay?
Now, let's talk to a good solar company Red Rocks, Roof and
Solar, and I want to talk to brook Brook. First of all,
Brook have you heard of sun Run? Yeah? Absolutely so. Sun Run's
a nationwide installer. So a lot of folks have utilized sun Run in a
variety of aspects for their solar Are they good company? I found that most
folks that work with sun Run wish that they hadn't. Okay, now,
next question, who is this subcontractor Ashley that removed your panels? Nova Source?
Have you heard of Nova Source? No? I have not heard of
them. Okay, that's because would you explain this to her and explain it
to everyone? How solar companies come and go like bubbles in oozing poop?
Yeah? No, you definitely, I mean that's that's normal. There's a
ton of solar companies that start up and then they are able to do what
they say that they're going to or help out customers the way that they're going
to and things fall through the cracks for sure? Are they electrical contractors?
Did you see their license or what makes you say that they were fraudulent?
So they were not licensed in a Rapahoe County to take off and to remove
and reattach solar panels and sun runs out. They're supposed to give us their
license summer beforehand. They did not. And it was only when they weren't
No resource wasn't doing anything, and I finally called a Rapahoe County and to
see what the status of our permit was and where are your panels? Right
now? They're leaning against our friends. Yeah, okay, are you are
you an unincorporated a rapa Hoe County? Yes? Yeah, so unincorporated a
rapa Hoe County is unique every other place to pull a detach and reset permit
or remove and reset whatever you want to call it, is like a single
day quick permit for a rapa Hoe County. It takes one to four weeks
to issue a permit, so you're at least looking at five weeks out minimally
probably to have your panels redone. If you work with a company that is
licensed a rapa Hoe County requires either a general contractor or a engineer on full
time. Last, you have to be naps and certified, and you have
to be a electrical contractors. No other jurisdiction in Colorado requires all three,
so they're very difficult to get licensed in or to do it. Are you
licensed there, Yes, we are. Here's what I suggest, Ashley.
Let's just cut right to it. You're beating a dead horse. I would
leave sun Run in the dust. Forget about them. You don't want them.
They already picked a fraudulent company. You don't want sun Run, you
don't want a Nova source. What you want to do is simply get a
good company to come and finish the job. Since you haven't paid a dime,
you'll be money ahead. That's my recommendation. We're not going to waste
our time trying to go after sun Run. You haven't paid them, and
in fact, why would we go after them. We don't want you working
with them. So, even though they're the one for all of our information
about how much we're getting from our solar panels and what we're saving through the
energy company and things like that, if we go with another like if we
just switch companies like that, we'ld just switch to or listen, let me
explain something. The manufacturer's warranties have nothing to do with sun Run. They
have bsdu into thinking that they're helping you and they're not. And this information
that they supposedly gathered from you, Brooke can find out in a half hour
or less. So exactly like what Tom's saying. So, whoever your inverting
company is, which if you have a ten year warranty, sounds like it
might be Solar Edge and Solar It's just all of the monitoring CNRON just makes
it look nice. Yeah, so hold on a second. I kind of
come right back, hong on, hang on, go with a sure thing
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now three oh three seven seven one help. You'll think you're his only customer
when you choose Frank durand the Real estate Man dot com to list your home
with Remax Alliance three oh three nine two zero sixteen twenty two. Hi Tom
Martino, your troubleshooter three oh three seven to one three talk three oh three
seven one three eight two five five. Don't forget the extreme clean Just thirteen
bucks for your AC thirteen dollars with a no breakdown guarantee from fix at twenty
four to seven fixmihome dot com or seven two zero five two sixts thirty nine
thirty nine. I know it's not honest to god. Now now they look,
they said there's twenty six of them. I can't believe they're not sold.
But they might be doing some just for me. So if you call
and maybe you'll get in thirteen bucks now both of them furnace and AC for
just twenty six bucks. I want to talk to Brook again here about the
solar system. Brook. I think the biggest problem in the solar industry,
and I've said it before is service people suck. Yeah, I would agree
one hundred percent on that. So can you take why is it that people
think that they only can use one company for warranty work? Can you talk
about that? Well, some companies have it within their warranty that their warranty
voide it. So, for instance, in my if you work with us,
we have a thirty year parts in labor warranty, But if you have
somebody else do it, then our warranty goes away. But the manufacturer ones
always stand. It doesn't matter who you work with. So that's maybe one
reason why folks think that the manufacturer's warranty, which is the only one she
has, will stand. Yep, as long as that person is certified with
the war like the manufacturer, which almost anybody working on solar is going to
be us able to work on stas and Solar Edge. So redrocksars dot com
give them a call. Three oh three seven zero four two four four nine.
Go with a sure thing Denver's best roofer Excel Roofing dot com. You
don't pay a cent until you're content on top of it. Time for an
insurance check up, free no obligation comparison call Compass Insurance paying too much your
coverage at dozens of insurance companies find out now three oh three seven seven to
one help. You'll think you're his only customer. When you choose Frank durand
the Real estate Man dot com to list your home with Remax Alliance three oh
three nine two zero sixteen twenty two Rift News. So you don't happen,
come running just as fast as we can. Shoot's gonna help coming man.
This is the Troubleshooter Show. No Tom Martino, Hey Tom Martino here,
Welcome to the show. Three oh three seven one three talk three o three
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all your drug and supplies and doctor consultations, Denver Regen dot com. By
the way, fix at twenty four sevens with us. And we've been talking
about this extreme clean and let me explain this real quick and then I'll get
to your calls at three oh three seven one three talk three oh three seven
one three five to five an extreme clean. The reason I emphasized it so
much is truly, truly, truly, I had a rattle in this is
a true story, and one a while ago because I've known George for so
many years. But at Fix, at the owner, I had a rattle
and it sounded like my furnace was falling apart, and I was afraid I
need a new furnace. And he said it was caked and on dirt on
the blower that was causing it to be out of balance. And all they
did was cleaned it. Well, I shouldn't say all they did. It
was an extreme clean. They actually removed that cage, cleaned it and then
cleaned the burners which were burning yellow. Then they went pure blue and they
it was like the whole furnace was like made now. And he said,
yeah, this is what I'm introducing. This was years ago, and he
said we're going to do it for thirty nine bucks. And I said,
whoa, you just spent two hours here and he said, yeah, but
we want people to see what we can do. And that's the story of
that. Seriously, I was with it when it was birthed, and so
from then on in they kept doing thirty nine, which would have been like
two fifty ars. Seriously at least. But anyway, today today it's thirteen
dollars. I swear to God thirteen dollars. Now, I don't care who
you are. I don't care if you're skeptical about anything. You can't get
anything for thirteen dollars. So they'll come and do your complete air conditioner today
for thirteen bucks or not today. They'll schedule it today if you schedule today,
right, So it's thirteen bucks or your furnace for thirteen or both for
twenty six. Obviously thirteen plus thirteen for those from marktsas equals twenty six.
Now I want to mention this that is today only twenty They said twenty six
were available. But I have to believe that they're extending that number because they're
still taking calls. And I know damn well that they have twenty six.
But at least until it ends, they reserve the right to end it.
But call seven two zero five two six thirty nine thirty nine fixed my home
dot Com? Do you want to add anything to that? Before we go
to the calls and talk about stuff, what do you want to add to
that? One of the big questions we get is we give a no breakdown
guarantee. Yeah, yeah, And people asks us, how can you make
that guarantee. Yeah, you really hit all the points. But the big
part of that is the number one cause of the breakdown. The breakdown it's
going to cost you fifteen grand when you have to replace it. Is that
dirt, dust and debris it's caked on there. People don't realize it.
The first thing that goes the blower motor. That's that is the key.
We actually pull that out. When you show the homeowners that blower motor just
how dirty it is, all of a sudden they realize. And then what
happens is that cakes on, It resists, starts, then the seals start
breaking, oil starts coming out, it seases. Then after that the burners,
the burners get caked up, and the valves, the little holes where
the gas comes out. I mean, there's so many things that happen,
and the dirty or your house, by the way, the worst it can
happen. Yes, So in addition to this, if you ever get this
done, and you should, you should all also consider duckt cleaning too.
That can help your house. And then in general, basically, what can
I say? You have to change your stupid filters, Yes, I mean
people never do it now. I when I had these guys, they just
were at my house. Now, you wonder how do I keep getting these?
Well, because I'm a member of the Green Bubble Club. So they
came and did a cleaning for us, and they said, do you see
this filter you have? Tom And I didn't buy it, Stephanie did,
so I'm not going to take the blame. It was a thick, high
efficient filter and it was supposed to be like really good. They said,
don't get this great filter. You want the most wispy filter. Yes,
exactly. You want to be able to see your hand through it. Okay,
so hold it up to a light and you want to see your hand
wave right now? Why? Because you do not want to choke down your
furnace. People think the thicker and the more thick and better that the better
off. They are right, and it's not. You want a wispy filter
that you can see through. The secret is, however, you must change
that filter monthly, or at least every two months. Now. Obviously,
if you have a really clean house with an electrostatic air cleaner and all of
that, you might be able to get away with two months. But I
would say they're so cheap, why bother trying to go more than a month.
And there's my there's my speech now. An somebody doubted me when I
said that dollar stores are shutting down, but they are in fact not just
dollar stores but Dollar Tree. They're shutting down and I saw that. Let
me let me look for it here. But I saw that, and it's
it's true. So uh, that's why I joked with I joked with Kaschina
that her she's in mourning because of it. But the dollar stores have closed.
I think there was like six of that one. Let me find it
here. I have the actual names of all of that. Yeah, Dollar
Tree stores and also dollar stores. Now my YouTube morons know about it,
so I'm surprised you haven't heard that they were closing and they just can't make
it anymore or they'd have to change their name to the five dollar store and
that's not going to work that well. So what's happening is, let me
think how many stores, like hundreds in addition, because it's more than just
Dollar Tree and Dollar Tree though is big, big, big big. But
anyway, that's according to the news I read. Of course, this is
not inside information for me. This is literally what I have read. Now,
Deputy Choppers here, Deputy Shopper, do you have a follow up on
anything. Oh, I'm working on I already contacted the dever Sheriffs. I'm
waiting on them to get back to me. But have you talked about the
fly in? Because I was in my car and I didn't hear the beginning.
Oh what I said was I think it was off the air. I'm
thinking, I said, Deputy Chopper, and I or I said, I
guess. I said it to my YouTube morons on the chat that we got
together on Saturday and went to this country airport, which right now I'm not
going to give the name because and I'll tell you why, because I don't
want it to be overcrowded anyway. I couldn't believe all the people that show
up from all these little What happens is this guy on the first Saturday of
every month has a fly in where people come and have pancake breakfast and all
of the guys in these airplanes from little country airports join It. Wasn't it
fun, Chopper? Wasn't it fun? I had almost forgot how nice airport
people are, But it was great. It was a good time. A
lot of airplanes to look at and you know, pancakes and sausage. No
politics, just fun exactly. The biggest controversy is who had the who had
the best airplane? I mean, come on, hey, here's the deal.
So we went in and a Chopper and that's hence the name Deputy Chopper.
By the way, he actually got to fly. But I just want
to say, somebody, Chopper, the seatbelt fit. I was so impressed.
I mean, you're making tremendous progress. I'm serious. I hope you
don't mind me talking about this. Did I violate hippodology? I don't.
Yeah, I don't carry. Hey it's working. Yeah, choppers, Uh,
choppers doing well on a diet. And we were joking about the seatbelt
not fitting well. It fit even before it was just a little tight that
I think he was more comfortable this time. I think what we ought to
do, chopd is one day have a YouTube more on gathering at the hangar
and take them for rides. What do you think that's a great idea.
Yeah, I might even throw on some hot dogs and burgers, but who
knows I might do that. No, I'm not gonna mte do it.
I'm going to do it. So you got to remind me. Yeah,
it'll be only you got to be signed up on YouTube for the show in
order to get it. You can't just show up and then we'll do rides.
Well that would be a lot of that. Yeah. So anyway,
Chopper, let me know when you get a hold of the sheriff, because
what they said was on this eviction of a squatter, they got the expedited
eviction, which is being afforded to people that have no contracts, no agreements,
nothing at all, and they claim the person just show up. There's
an expedited eviction. But when they had the writ to move them out to
the wriit to move the guy out, the Sheriff's department, according to this
guy, demanded that they have twenty people to do it. Now, I've
never heard of such a thing. I do know that Denver can demand that
you have enough people to get it done in an hour. It does not
have to be a professional mover, and you do not have to put it
in a truck or a U haul or anything. All you have to do
is move it to the front. Now, according to this guy, there's
nothing in that apartment. The squatter has next to nothing, So why would
Denver Sheriff's Department demand that twenty people show up, so they weren't able to
evict the guy that was three weeks ago, so they wanted to do it
again. And now the Sheriff's department is saying, you need a new and
our attorney says, no, you do not. You don't have to go
back to court for another one. So we have the sheriff's department practicing law.
Now the deputies are are and I don't mean deputies like our deputies.
I'm talking about the Denver Sheriff's Department that I think what they're doing is they're
they're pissed off that they're getting their coffee and donut time eaten into, so
they're I think what they're doing is they're demanding things that aren't in the law.
So I want to know what the hell's going on with these idiots,
because I just don't think that they have a right to do that. Three
h three seven two five five. We got John. He wants to talk
about Tabor. Everyone's wondering where the checks are. The checks are delayed,
they're coming and we hear that they underpaid and we'll have to send another round
of checks John, What is your question? Well, I saw new saw
a news broadcast on Fox thirty one, and then I looked it up online
and read a little bit of the story. Apparently they still owe us like
thirty four in that. That's right money, that's right that wait wait,
wait, they do have the money because the Tabor money was there. Are
you saying they don't have the money they're trying to figure out what to do
with it right now? Well, I think they spent the money, is
what you mean to say? Yeah, I mean, can you believe these
idiots they sent out the wrong amount. First, they tried to keep it,
remember that maneuver. They tried to keep it. Well, they tried
to eliminate the table. No, that's what I meant. They tried to
eliminate it, saying we're going to lower your taxes. But remember they were
the ones that raised our taxes to begin with and then turned around and say,
well, now we're going to lower your taxes by keeping the bottom line
is it's a big scam. Our governor is a scammer. He is a
scammer. He looks for ways. Remember when he claimed it was him that
was giving back this refund, His administration had nothing to do with him.
In fact, it was up to him we wouldn't get one. I you
know, whether you're a Republican or Democrat, you can't be happy with Polish.
I'm sorry you can't be Now. Now I will tell you this.
I will tell you this. I don't think he did a bad job when
it came to COVID. I don't think he did such a bad job.
But anyway, no, I was not forget he called the selfish bastards though
what oh he called a selfish bastards We didn't want to wear masks? Oh
oh oh yeah, Well you know I'm telling you, man, I just
get so pissed. So anyway, John, did you what was your specific
question? Well, my question was because I haven't really heard anybody else talk
about it except on Fox News one time and then looking it up on uh
No. But they have to pay us, There's no way around it.
They're going to have to do it. So let me see what I can
find out. During the break, we got more coming up. Get your
calls in three oh three seven one three talks seven to one, three eight,
two five five. What's on your mind? How can we help you?
We ask these questions every single day, and don't forget. Please renew
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oh three seven seven to one help. You'll think you're his only customer when
you choose Frank durand the real estate Man dot com to list your home with
Remax Alliance three oh three nine two zero sixteen twenty two Hi three oh three
seven one three talk three O three seven one three eight two five five?
Did Mark ever connect? Is he on? Or what's going on? I
wasn't able to hear him before, and you accuse me of ignoring him?
Is he on? As you've done before? But yeah, he's got on
and up right now. I don't know if he's actually connected. Mark?
Are you there anyway? As soon as you are, just chime in,
brother, Let's go to uh Bill. What's happened at Bill? What's going
on? Bro? Can you hear me? Bill? Are you there?
Yeah? Can you hear me Tom? I sure can Bill? What's going
on? Man? About a month ago I went to Breaks Plus to get
my tires rotated and I even got an oil change. That last snowstorm,
I went like two blocks and my wheel literally fell off and your tires were
rotated and they did your brakes, Yeah, they did both. And then
when I drove it down the street to get gas and this Toyota Tundra,
I just I have the pictures on Breaks which which wheel? Which wheel fell
off my front driver's side. Well, there's no way that's a coincidence in
my opinion. So what happened. They took they went and got new rims
for me, but my fender is all caved in, and well they need
to fix it. What year is this at twenty ten, Well, the
good news is you're not gonna have diminish value or anything, but they should
fix the damn thing. Well, here's my question to you. They were
just gonna pick drag and grab it. Please, sorry, sorry, okay,
just hold on Bill, just I'm gonna put you on hold for a
minute. Just and Kachina just talk to him real quick. I and for
those listening, and you heard the delay, and I know my YouTube morons
don't hear a delay, so they heard the full Monty. He just said,
oh screw it, and he didn't use the word screw. So just
hang on. I'll come right back to Bill. But I need to,
uh just take a breather on that and build up our delay again. Okay,
and then we're gonna take a break by Hannah real quick. Here,
let's go to Hannah fix At twenty four to seven. Somebody said, the
no breakdown guarantee is both furnace and AC but but what but we're not going
to even use the furnace until winter, So talk about that, well,
talk, that's what you would think. Actually, your entire system works in
conjunction, right, So when your AC is running all summer long, that
blower wheel that's in the furnace right, the whole it is working in anarmover,
it's an error mover. If that thing is clogged, if it's got
the dirt, dustin debris on there, energy bills are going up, breakdowns
are happening. So really it is the perfect time to do both AC definitely,
but furnace too. Yeah, so either so if anything in the system
breaks down, they re they guarantee it. So anyway, three oh three,
seven to one to three Tonk is our number, or three oh three
Martino, you can call twenty four to seven and we have more coming up
on the Troubleshooter show. Waterpros dot net remember this full house, full house
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eight six two five five five four. Go with a sure thing Denver's Best
roofer Excel Roofing dot com. You don't pay a cent until you're content.
Time for an insurance check up free, no obligation. In comparison, call
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three oh three seven seven to one. Help. You'll think you're his only
customer when you choose Frank durand the real estate Man dot com to list your
home with Remax Alliance three oh three nine two zero sixteen twenty two. Okay,
I want to clarify something too well, No, let me go to
the phones. There are absolutely conflicting reports on this Dollar Tree and how many
stores they're closing, and this freaking news break by the way, and I'm
going to go to the phones, but news break says they're all closing.
Think about that they're closing their doors at Dollar Tree, which I am told
is not true. This is an entire news article and anyway, stay tuned
for that they should check their accuracy, I guess, and that comes,
by the way from the US Sun. News Break is an aggregator of stories.
But I still think they should be responsible for what the hell they're republishing
At the US Sun. They republish that anyway, Let's let's keep going here.
Three all three seven, one, three eight, two five five.
So breaks plus bill we left off with you a month ago. Breaks plus
tire rotated front driver's side wheel fell off on his two ten Toyota Tundra.
Here's what they need to do, no matter what, whatever, whatever it
takes, they should put you back to reaccident condition. They don't have to
do anything more than that. Okay, if you want to paint your own
car, you got to come up with an adequate number on what they would
have had to have painted. They don't have to give you a new paint
job. Okay, So I think, how much is it going to cost
to repaint the car? It's going to be like four thousand dollars. And
okay, if they had that front if they had that front driver's side fender
fixed where the wheel fell off, how much is that repaint going to be
from a body shop? What's seventeen hundred. That's what it would cost,
yes, sir, just that area. Yeah, well look okay, or
would you think it'll be uh, it'll look like because the truck is a
work truck, I mean it might have some scratches next to the door.
I mean, Bill, they don't have to paint your whole truck. Okay,
there you have right now, a fourteen year old truck. Fourteen years
old. Okay, if now they owe it, they owe you the fix.
They need to fix it, no doubt, and they need to make
a decent paint job, but they don't. So they should try to blend
it the best as possible. But they do not have to paint the rest
of your truck. Now. I don't know if seventeen hundred is high or
lower whatever, but if you get a few estimates and that front quarter would
have cost you seventeen hundred in paint, then they should give you that money
and then you can put it toward a full paint job. That for sure.
And if they won't do that for you, I think we need to
put someone on it. Now. Are they refusing to pay anything for the
paint? Well, no, he was going to do that, and I
was going to like pay half. I mean, if you look at the
pick wait wait, hold on, Bill, I'm not understanding. What were
they willing to do for the pain. They were going to be paid this.
They were going to put a new fender on and repaint it good.
That's all they have to do, Okay, I didn't know. Well,
why would you think they have to do more? And why? I mean
I was going to meet them. Well, I mean, if you look
at the pictures on Google, I mean, and they tried to fix them,
wheel of them even that was done wrong. I had to I had
to go Bill that. Bill, Bill, I'm not justifying them fixing it
wrong. If you heard what I said, they need to fix it,
right, Okay, they need to and they need to paint the fender they
put on. But I don't know why you believe they need to go beyond
that. Okay, I'm just I'm probably just You're probably right, You're right.
I mean, I'm just I'm not trying to be difficult. I'm just
saying that's all you can expect. Everything else is called better mint now people,
and Bill, You're not the only one. A lot of people make
the argument that they were that and happy. They would have never thought about
painting the whole truck. But now that that fender is repainted, it's not
matching perfectly. Blah blah blah blah blah. The courts don't work that way.
They just don't. You don't get to just better the situation by the
fact that you had an accident. You just don't. If it was a
newer truck and you couldn't get the paint to match, you'd have more of
an argument, for sure. Three three seven, one, three eight,
two five five. Let's go back to the phones and talk to Mohammed.
Mohammed. What has happened? Oh? Did he hang up? Mohammed?
Okay, we'll go to Kem then is it Kem k e m or ken
Jim? Kim? Kim? Okay, Kim. What's happening. Well,
I've got a problem with a roofing product that was installed on my house three
years ago. Interesting, what's the problem. Well, that's one of the
synthetic shingles, the fifty year shingle product. What is it called, Well,
it's made by the f Waves company. Is it the hail proof like
plastic kind of thing. Yeah, it's a synthetic material. That's hailproof,
wind proof, you know, fifty year product. Yeah, I've heard you
mentioned mentioned f wave before with one of your roofing companies that you deal with.
Well, I don't know if I did. I know Mark mentioned yet.
I thought he was the one that had that done. Maybe maybe I'm
wrong, but we have talked about it before. And who did your roof?
Well, p r Q Exteriors did an outstanding job. I've had no
issue with them. They've been super It's the shingle product that what's wrong with
them? Well, I believe it's a it's a defective material. What what
the representatives has told my roofing company is that apparently there wasn't enough adhesive applied
to the underside of those shingles when they were Now are they saying just this
batch or are they claiming all of the f waves They're they're claiming the batch
that was installed in my roof did not have a proper adhesive on it.
Oh, so what are they going to do about it? Well, so
this roof was installed in twenty one, three years ago. The first winter
I noticed the roof, the machinles were popping up and they they contact when
in twenty twenty one, during the fall, when the weather cooled off,
that's when the shot it. Okay, it's in the cooler. So they
advised PRQ to apply a silicone to the underside of the shingles and tack them
down nails. So the PRQ did that. The next winter two thousand fall
of twenty twenty two, the peeling started up again. You shouldn't mess You
shouldn't have to mess with us. You paid good money for that roof,
man, that's a fifty year roof. It's a fifty thousand dollars roof as
well. And did your insurance pay for that or did you pay for the
upgrade? The insurance paid for it. How did you get them to upgrade
you? It wasn't an upgrade. I had a high quality shingle on there
to begin with. But they okay, very good, very good. So
what's going on now? Where does it stand right now? Well, the
second winter, the shingles popped up again, and they came up with a
specially my made clip that they wanted installed to try and hold them down.
That's a come on, man, just why won't they just redo it?
Well, this is a this is the third year now and they're still peeling
up after they had the clip. Wait a minute, so wait, you
him, you let him put the silicone, and then you let them fix
it again, and you let him fix it. Let me get this straight.
You let him fix it three times. No, the first time they
put the silicone and nails to tack it down, and then the second time,
the second time they applied clips. Okay, and it's still coming up,
it's still coming out. And so I had a representative come out again
this spring, about a couple of weeks ago, and he took it back.
I wrote a letter. He asked me to write a letter to the
company explaining what had been done in the last three years. Their response was,
you can do one of two things. We can tack it all down
again, or you can put the clips on the whole roof again. But
they won't replace it. They won't replace the roof. I think they're dead
wrong. Well you and to you and the roofing company, and I agree,
But are the installers agree? F wave does not agree? Why do
they think you should accept this? Well, that's where I'm at with this.
I'm in My roofer thinks it's crazy. He thinks they're a big company
picking on the little guy and waiting to see what I'm going to do.
Well, I want to talk to one of our roofers, just to get
there, to get their input. Well, i'd like learning get a hold.
What's that? My concern is, I don't think whichever route I go,
tacking it down or putting clips on, will pass an inspection if I
ever want to sell this house. I'm not sure that. I don't think
that's your worry. I think my worry would be I bought a fifty year
damn roof and it's jury rigged well, and they'vemitted that the adhesive must not
have been applied correctly to the shingle spatch, and that's why you went with
an f wave shingle with a fifty year warranty exactly. Oh, this is
ridiculous. So they're going to fix it for fifty years. Well, I
don't know what they'll do because the first clips I applied to it didn't hold
them down. Why is that? Though? I find that very odd?
Well, why would hold on a second? All right? I want to
get let's see if we can get Jay bretts on from Excel just to weigh
in on this three oh three seven one three eight two five five. Go
with a sure thing Denver's best roofer excel Roofing dot com. You don't pay
a cent until you're content. Time for an insurance check up free, no
obligation. In comparison, call cop Us Insurance paying too much your coverage at
dozens of insurance companies find out now three all three seven seven to one.
Help. You'll think you're his only customer when you choose Frank durand the real
estate Man dot com to list your home with Remax Alliance three all three nine
two zero sixteen twenty two. Hi, Tom Marchino three O three seven one
three talk seven one three eight two five five. Let's go to Jay Brett's
owner of excel Roofing ex ce l Excelroofing dot com. Chay, what do
you know about f wave? Uh? I just look this up. In
addition to what I'm hearing from Kim, Kim says that his did not have
enough glue on it. They're coming up and the manufacturer refuses to do anything.
But what do you call it? Tatch jobs? They're they put down
silic cone to try to keep it down, and then they had to do
clips the second year to keep it down, and now they're offering to do
more silicone and more clips, but they won't replace the roof, and every
year a different section is affected. We only have a few seconds here,
but we can hold you over. But Jay, have you heard of this
problem. We've seen it before. Tom and I would tell him there's going
as a manufacturer, keep the direction it every year. You should let him
do that thing. Yeah, we can hold over the break man. We'll
let them do it. Yeah, but I didn't buy a I wouldn't buy
a fifty or sixty or seventy five thousand dollars roof for that. We'll talk
about that and more coming up. Go with a sure thing Denver's Best roofer
Excel roofing dot com. You don't pay a cent until you're content. Time
for an insurance check up free, no obligation. In comparison, call Compass
Insurance. Pay too much your coverage at dozens of insurance companies find out now
three three, seven seven to one help. You'll think you're his only customer
when you choose Frank durand the real Estateman dot com to list your home with
Remax Alliance three all three nine two zero sixteen twenty two. Yeah, Rito
need so you don't have come running as fast as we can. Shooter's gonna
help come man. This is the Troubleshooter Show. No Tom Martino, Hi
Tom Martino. Here. This hour brought to you by Frank duran the real
Estateman dot com. He does an analysis of your home free of charge,
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real estate Man dot com three oh three nine two zero sixteen twenty two.
Let's go to the phones. Jay Brett's he's an expert. He's also the
owner of Excel Roofing. I've known him for many, many years, and
we were talking about f wave and apparently it's happening all over the country.
So I thought f wave was the Shiznit's at first Tailproof hardy, but now
they're having a problem with adhesives and keeping the keeping the damn roof on the
roof it's peeling up. And now they go out and they put silicone nails
or clips. The guy says, I didn't spend fifty grand for this,
And Jay, you're saying, as long as they keep honoring the warranty,
just go with it. Well, how would you feel if you put a
very expensive roof on your house and every year or so you got to have
people come out and fix the shingles that are coming up. And by the
way, I hear your point, Excel is not involved in this job.
I'm asking Jay as as an observer of the industry. Go ahead, Jay,
I totally get what you're saying, Tom, and for everybody out there.
The F wave shingles there, plastic shingles are about a quarter of an
inch stick. They kind of look like a thick asphalt shingle and the plastic
nature of them, they are very bomb proof in my opinion, very resistant
to hail. So I think that that's great plastic shingles. Over the years,
we've seen discoloration problems as the main problem, and we thought that F
wave was the schnitzel. Also, to use your word sometimes what happens is
that the plastic. I don't know, if it's just the nature of the
material or whatever, it will lift up a little bit. I guess the
first question I have for Tim is how bad are these things lifting up?
I mean, if it was my house and I had this roof and the
shingles were lifting up more than say, half an inch, I would be
really concerned. They're not. They're not. It doesn't look like a bunch
of ski jumps on his roof. Then I would let the manufacturer continue to
work with it and see if it gets the problem under control. How far
are these shingles lifted him? They're easily a half inch, and it's probably
thirty to forty percent of the roof. It's not just a few shingles.
And I've got now, do they lift where they already repaired them or only
in the other sections? Well, the slope on our roof as such that
I can't get up there and look at it. But as much as many
clips as they put on last year, they've got to be lifting up over
the clips and the clips didn't hold them down, is what I'm saying.
But that the pictures are unbelievable. Did you send me the photos. Did
you send me the picks? I did not. No, I didn't know
how to do that, but I can. I might want Jay to take
a look at those and we'll call you back. Jay, would you mind
taking a look at him? Certainly, I'll take a look at those.
Tom So, Kim, how old is this work? It was installed in
twenty one, so it's three years. So the first three years worst spring,
first spring they did the adhesive and nails, and the last year they
did especially designed clips. And so now I'm on the the third year,
trying to put a band aid on the same. What percentage of it is
coming up now? I would say thirty to forty percent. That's amazing.
See that sucks. Inty percent is lifting up half an inch. Some of
them are half an inch, some of them maybe not as much, but
significant. I mean, you look at it. You wouldn't believe that it's
that somebody is living with that. Here's what I want to do again,
Kim, I want Kachina will get on and tell you on hold, she'll
tell you how to send us those pics. We're going to send them to
Jay. Thank youj excelroofing dot com. As always, they have that instant
pricer on their website. You put your address in, it'll give you a
price based on their prices and costs. And it is also for whatever roof
you plug in there. That's excel exlxlroofing dot com. Okay, good,
I want to go to some other people who have been waiting. Thank you,
Kim. We will get back to you. I promise she'll get that
information. We got a comment on Tabor somebody. In fact, we get
a lot of calls on this. Not only, of course, did they
try to steal our tabor, but once we got it, now we find
out they underpaid us. What is your comment, Chuck? Hey Tom,
I was reading an article on Facebook. I believe it was with the Colorado
Suns that the Democratic Legislature has negotiated with polists and all of the fund whatever
millions or tens of millions are going to be refunded, are going to low
income people. People that tay taxes will not be getting any refund I'd have
not heard that. Are you sure of that? I tell you I read
it last night on I believe it was the Colorado Sun that they had reached
an agreement and all of the refunds will be going to low income you mean
the additional refunds. Yes, I don't know. I mean, I'll look
that up, but I don't know about that. And that was you know,
I mean, that's the only place you read about it. They're calling
it childcare tax credits that are going to low income people. Okay, I'm
going to look it up. That I'm just and I believe it was.
I believe the paper or the organization was because Colorado sucks and it's for low
income and what is it being called childcare tax credits? Oh? Wait that
well, childcare tax credits are a whole different thing, man. That's how
they're going to return the Taver refund. Okay, I don't know, bro,
I'm looking it up. I'm doing all kinds of searching as we're talking.
But let me see if anyone else knows about that or heard about that.
Thank you, Chuck. Threeh three seven one three eight two five five.
Gary, you have a question on disability. What is it? Gary?
Hey, Tom just got back from the doctor and find out I've got
four crush discs in my back and arthritis, and he told me that I
was I would qualify for social security disability? Can you recommend? How old
are you? Gary sixty two and a half? Okay, and why do
you feel can you do no work at all? And it can't be improved?
As you know? I mean, I don't care. I mean,
if you go on disability, you can always work on fixing it and get
off disability. But what are your plans? I don't know. I'm just
in pain and after these X rays, I'm just bone on bone and with
the arthritis, and I'm in pain. And he said I would qualify,
so I thought I'd look into it. Okay, So you're looking for an
attorney that does that. Yeah, okay, Pete McGuire, okay, three
to zero three six nine eight six eight, Okay, I got it.
I will give him a call now, Pete McGuire. And I say used
to be, I mean one of the brothers, Uh and Carrie might still
be practicing. He's getting up there in age. Maybe not, but that
the law firm used to be, not used to be. It still could
be. Sullivan, Sullivan and maguire good people, and years ago. They
used to be on the referral list for many many years, many many years.
And then then the guys just basically got older and started retiring. Let's
see. Yeah, no, they're still going by the name Sullivan. Sullivan.
Oh, by the way, at six nine one, I'm sorry,
I'm glad I looked six nine one nine eight six eight. Got it all
right? Let me know how ghost. Thank you for calling. Three oh
three seven one three eight two five five more coming right up on the Troubleshooter
Show. Anything we can do for you, Give us a call right now
and we'll see what we can do. Go with us. Sure thing Denver's
best roofer Excel Roofing dot com. You don't pay a cent until you're content.
Time for an insurance check up free, no obligation comparison call Compass Insurance
paying too much your coverage at dozens of insurance companies find out now three oh
three seven to seven to one help. You'll think you're his only customer when
you choose Frank durand the real estate Man dot com to list your home with
Remax Alliance three oh three nine two zero sixteen twenty two. Hi Tom Martine
here three o three seven to one three talk. Okay, so on the
table, Yes, they are considering. It doesn't say here on any of
the articles I'm reading that it has been approved finally yet, but they are
trying to redirect about seven hundred million of Tabor refunds from wealthier families to low
or income families. They want to provide thirty two hundred per child for kids
under six and twenty four hundred per child between six and sixteen to the lowest
of income families. So that is something you know, isn't it funny?
How listen to this. We pay income taxes in this state and they get
a surplus, and according to Tabor Taxpayers Bill of Rights, they're supposed to
refund that. And ever since the Taxpayers Bill of Rights have been implemented,
ever since, the lawmakers do nothing but try to keep it. They try
everything they can to keep it, and when they can't keep it, then
they want to redirect it. It was our income tax to begin with,
and it was a surplus. So after the fact, they're saying, now
that you've given it to us, we do not want to give it back.
So they come up with all kinds of reasons to keep it or divert
it. You should get it back. It's a tax refund. It's not
a charity. Why is it that the government believes your money is their money,
and then they decide how much you get to keep. Why is that
it's the other way around. Don't you think it's counterintuitive? You would think
that if you're a legislature that giving money to your constituents would curry favor with
them as opposed to not giving it to them, which would get them really
upset. Well, that's what you would think. But let me explain something
in the law of politics that I've tried to get through time and time again.
And here it is. When you're of a particular political ILK, and
I'm not saying no matter what ilk it is, you are willing to forego
pain. You are over You're willing to overlook your personal ethics. You're willing
to overlook your religion, You're overlooking every family ties, friendships in order to
be politically right. I don't mean right as right or left. I mean
politically correct in your mind. And you are willing to go through pain and
suffering for it. If this country goes to hell, as long as their
party is in office, they're willing to go through hell. I've said it
before. Political pressure is the strongest, the strongest pressure there is it breaks
up marriages, it breaks up families. Listen, you have people making the
sign of the crown for their religion, and then you know saying there's nothing
wrong with abortion. And again, I'm not going to give you my belief
on a board. I'm just saying that there's a dichotomy there. You can
belong to a religion that absolutely positively outlaws something, but if your political party
is for it, you will overlook that part of your religion. So and
by the way, I'm not making a judgment. Well, I'm saying like
it is, and you know that's how it is. That's exactly how it
is. First in life comes this survival, absolute survival, breathing and food
and water. Right then politics, even above family. I swear to God,
you don't think I'm telling you the truth. Talk to parents and kids
who don't talk to each other anymore because of politics. Talk to best friends
all of their lives that don't talk to anybody. They don't talk to each
other anymore. Politics, politics, politics, So Doc, you say,
why can politicians do this? Because they're ill. They believe if they give
the money to the poor, they're doing what they're supposed to do. And
everyone in that party will follow the same with the other party. If they
do what they believe is right according to their party, everyone in their party
will go along with it. You're not going to ever admit you're wrong.
That's it, and you know that's what it is. And I'm talking about
all political parties. If it's according to your party, you will grin and
you will bear it. You will overlook a man who can hardly wipe his
ass if you want him to be president because it is your party. Or
you'll overlook a man who's accused of dozens and dozens and dozens of crimes and
grabs women's genitals. Why because it is your party. Now, I know
both parties hate me right now because what I'm saying, But it's true.
Whatever your party is is right, whatever the other party is is wrong.
And I don't mean right as and right, I just mean correct and incorrect.
God, I'm so sick and tired of it. I wish people truly
honest to God and truly wild, truly their their their heart and their conscience,
not just political pressure. But that will never happen. That will never
ever ever happen. Politics are the number one force, number one Chris,
what's happening with you? Chris? What's going on? Hey? Tom good
more, good afternoon. What's going on? Then? I'm in a situation
and I need some help. What do you have a situation? This sounds
serious? What's this? Go ahead? My own two houses. One of
them's free and clear. One of them we have a two hundred thousand dollars
note on it. The house that's free and clear, we have been renting
for eight years, nine years now. I only kick tenants out because we
need to leave Colorado. I've done almost all of the work to fix it
up, to get it ready to sell. But I heard the one that's
free and clear. What is it worth? Uh, we're probably gonna put
on a market on six hundred, it's okay. And the one that the
one that you live in. How much equity over five hundred? So but
you still owe money on it? Right? Yes, there's still a two
hundred thousand dollars note on it. Then okay, got it? So what
what is your question? All right? My question is I'm trying to fix
up this rental and I'm almost done, and I hurt myself and I can't
finish the work. And one of the problems is a family member borrowed some
money without our permission or knowledge, and well wait, wait, wait,
how do they borrow money without permission or knowledge? That's called steal, that's
not called borrowing family member? And she will sir, are you there,
Chris, he's popping in and out. Chris, Hold on a second,
We're going to reconnect with you, okay. Three oh three seven one three
talk seven one three A two five five. Pro Bid Energy is a solar
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of insurance companies find out now three all three seven seven to one help.
You'll think you're his only customer when you choose Frank durand the real estate Man
dot com to list your home with Remax Alliance three oh three nine two zero
sixteen twenty two Hi Tom Martino, you're troubleshooter three oh three seven one three
talk three oh three seven one three eight two five five. Mike's got a
comment on Tabor. Mike, go ahead. What's your comment? Uh?
Yes, Tom, As a matter of fact, I called the several times
previously, but apparently last week or so could not get someone onnest for the
CPA or account or you know that type of thing. Well, hold on,
do you still need a question on that? By the way, you
still get her? Well, we'll do that. We'll do that afterwards.
What's your comment on Tabor? Well, you know I went ahead and filed
on an extension. Uh as such? What? Oh wait wait wait,
you were wondering where your refund was. Well, no, because my CPA
is telling me that it's disallowed if you go ahead and do an extension and
that wait wait wait, wait wait, what is disallowed? You're not disallowed.
Well, that's from what I'm trying to do over the weekend I went
through. You know, I've got a different, different information from the Department
of Revenue and as far well, what did the Department of Revenue tell you?
What they're saying is that if you filed a extension as far as a
federal return, then you're allowed as far as the TABOR but you won't be
able to go ahead and file for that until the twenty fourteen return. You
can't get it between you know, even though you did an extension, you
can't get it before then. No, no, no, you only get
it after your final tax return is filed. Right. Well, they're saying
here is that you won't get until your twenty twenty four return is filed.
Okay, credit, here's what they say. Okay, I'm looking on their
site. Okay, say it's not It does not quit disqualify you. But
if you don't file by the April fifteenth deadline, you may have to wait.
After the filing deadline. You have to wait until your until they know
what your taxes really are. That's what that's the bottom line. And so
it could come into the next year. But you won't be cheated out of
it. Well from the information I've got to you know it from the well,
sorry you got you got wrong information. They don't keep it. Okay,
So what can I tell you, Mike, you got wrong information?
Unless their own website is wrong, you don't You're not disqualified. Okay,
so what I did file do if you if you file an extension, you
are still eligible for the refund and it won't be applied towards twenty twenty four.
You'll get it, We'll say, if I filed here this, I
don't know when you get it. They say you're still qualified and upon filing
your final your final taxes, you will get it. Okay, Okay,
that's all I know, man, I mean, I can't go. That's
what they're telling me on tabor, on the on the website. So you
know, I don't know why you think you're not going to get it.
Mike, It's wrong. You will get it. They do not take it
away for filing an extension. Okay, So I'm not going to say it
again, Chris. Let's go back to you, Chris, as far as
this contractor goes, Now, you own a home, one mortgaged for two
hundred with a five hundred thousand dollars equity, the other one free and clear
for six hundred. You want to sell both and get out of Dodge,
right, yes, sir, but you're trying to fix up which house?
Now? One night we owned Frank Clear, this was a rental property and
right you want to fix up the rental. So what's wrong? Pretty much
nothing. I've done almost all of the work. It's just I hurt myself
and I'm having a hard time finishing the job by myself. Yeah, and
when we found out our money was missing, Bacon, we'll hold on her.
Now. When you say money was taken, that's right. The relative
stole your money. How much money? One hundred and sixteen thousand dollars?
And who is the relative person? Okay, so you won't get him arrested.
How did he take the money? My wife's disabled and we had a
trust set up and he was a co trustee. Okay, got it.
So how did he use the money? He had substance abuse issues? What's
that? Substance abuse issues? Okay? So now what is your question for
us? Chris? Do you know any contractors that would be way to work
with me and help me finish this and either accept payment after the fact,
can do financing? Or do you know ways that I can tap into?
Yes? I do no ways, yes, fairly quick. Yes, there
are ways you can do it. Yes to all of them. Now,
do you have let me ask you something. Do you have any income at
all or both disabled okay. Now capituli security and I get via disability.
Okay, so you're not going to qualify for a loan. Probably not?
Okay, well you will. How old did you say you were? Sixty
two? Oh no, I'm My wife is fifty five. Okay, you
can get a reverse loan even at fifty. There are certain reverse loans you
can get. They're expensive, meaning they're going to cost you for points up
front, not like hundreds of that. I mean they're going to cost you,
you know, six, seven, eight, maybe ten grand. You're
going to get a loan enough to finish that house. But you on your
primary residence, where you have all of that equity, you can easily get
a reverse loan. You don't have to qualify as far as income. You
will have enough money to fix up in a line of credit the house and
then it's not going to hurt you or eat up too much equity because you're
going to sell both houses and pay it off. Okay, that's what I
would do. How long would that take to happen? Approximately? Do you
have any estimates? You could probably get it in six weeks? Yeah,
okay, now maybe less. You should call one of our people in power
reverse dot com talk to Mark Massey in Power Reverse. Now, listen,
I'm gonna tell you something. He does these. It's a little more expensive
because you're not both sixty two, but you can get it done, and
you really should because other than that, you're gonna lose it. Here's the
number seven to zero five hundred seven seven one nine. The only other thing
I could recommend is maybe if you go to a contractor maybe like Genesis Total
Exteriors they do inside to or you go to one of the people on a
referral list like Triple A or people have been on there for years, some
of them may consider doing a lean on your house for the amount. If
they can afford it, they'll do a lien on your house, maybe charge
an extra few grand here for carrying you, and then have you pay off
the lian, like almost a second mortgage, having you pay it off when
you sell. Maybe I'm not sure, but they might. They might work
something out with you, Kat, I'll try. I'll try. Given get
at assistant Triple akehol and see and then don't forget about I wouldn't. I
wouldn't discount the reverse loan on a short term basis. I understand it's just
these six weeks is an issue because we're running out of money. Why don't
you ask him if he can do it sooner? Now here's what I want
to know. What are you going to do about the kid that took your
money? It's one of the reasons we're choosing to lose Colorado. We managed
to get him into rehab, and she's basically saying that I I don't know
right now. She's very upset with him and she doesn't want to speak with
him, but I know that's wrong and she needs Well listen, man,
he really screwed you guys in your older age. That's a lot of money.
He took people with substance issues. They don't care about other people.
Is there any hope in prayer this guy can ever pay back anything? Possibly,
but it would be trivial and it would be long term. What I
mean and this I'm telling you. Does he feel any remorse at all?
Yes? No, he knows more of the situation. He just kept assuming
that everything would be okay. Is your son too, No, he's my
wife's son. Yeah. Ah, more than one hundred grand, more than
one hundred thousand dollars, yes, Sir ah Man and that was her money.
Yes, sir God, all right, the best to you man.
Let me know, call me back if you need anything. I'm Tom Martine
more coming right up. Go with a sure thing Denver's best roofer Excel Roofing
dot com. You don't pay a cent until you're content. Time for an
insurance check up free no obligation comparison call Compass Insurance paying too much your coverage
at dozens of insurance companies find out now three oh three seven seven to one
help. You'll think you're his only customer when you choose Frank durand the real
estate man dot com to your home with Remax Alliance three all three nine two
zero sixteen twenty two. I tell much you know here. Okay, so
remember the Extreme Clean, the Extreme Clean, thirteen bucks for the ac,
thirteen bucks for the furnace, both for twenty six but you can have one
or the other done. When you talk about increasing efficiency up to thirty percent.
Now, you guys have gotten reports from people say we can't believe how
much different it operates, just from clean, just from the Extreme clean.
Explain that you know what it is is the smallest layer. I believe it's
one eighth of an inch of dust could increase the energy output by thirty to
forty decrease it, right, It increases what it's outputting when it's not clean.
You go and you clean that. All of a sudden your system is
not running as hard. You're saving money that way, but you're also preventing
this breakdowns. That's the big thing right there. But I mean across the
board, it's great. Be careful because a lot of people who talk about
cleaning, they don't really clean. They vacuum out the cabinet and they wipe
it down. You know what is so great about that? Tom, That's
actually what differentiates us in the marketplace when you come out and you actually do
it the right way and right now, even if you had it done by
somebody else, call for thirteen bucks, what can you lose? They will
take a look at what if they really did what they said they do.
What a great comparison, What a great comparison. It's fixed myhome dot com
seven two zero five two six thirty nine thirty nine. Drew, Welcome to
the show. What's going on? Oh you're a favorite with my YouTube people.
Go ahead, Drew, Hi, Tom, what's happening? I haven't
heard from you in so long. Well, I remember you because I know
you don't have to go over it. You've been a long time caller since
I've been in New York City. What's going on? What's going on is
New Jersey Manufacturer, in my opinion, up because I've got a perfect driving
record, and they raised my insurance premium nearly forty percent. And everyone all
over the country, Drew, everyone is facing this for oh, easily,
easily, You're not just hey, listen. I don't know if this makes
you feel any better, but I promise it's not personal, okay. And
the other thing is I was injured. I was rear ended. The other
guy was one hundred percent at fault, one hundred percent at fault by the
Saint Troopers he rear ended me. I have my MRI two harniated this and
two terrors in the right knee. And New Jersey Manufacturers refuses to treat me,
even though the doctor has written three prescriptions. Wait a minute, they
refuse to treat you. Yes, I don't understand. Now, hold on
on a second. We're running out of time. Hang on now, listen,
Drew. Even though you call time and time again with these battles,
and I think some of them are unwinnable. This one, I don't understand.
You got a prodoctor's prescription and they refuse to treat you. We'll come
back to that and more coming up. Three oh three seven one three eight
two five five. Go with a sure thing Denver's best roofer Excel Roofing dot
com. You don't pay a cent until you're content. Plead time for an
insurance check up free, no obligation. In comparison, call Compass Insurance paying
too much your coverage at dozens of insurance companies find out now three oh three
seven seven to one. Help. You'll think you're his only customer when you
choose Frank durand the real estate Man dot com to list your home with Remax
Alliance three oh three nine two zero sixteen twenty two Rift News. So you
can. Shooter's gonna help. Come. This is the Troubleshooter Show. No
Tom Martine, Tom Martino here, Welcome to the show. Three O three
seven one three talk three O three seven one three eight two five five.
Okay, let's talk and see what we can do for you in your life.
Okay, that's what we do each and every day Drew is talking about
something he's upset about, and that is his doctor and all of that was
this after an accident, Drew, Yeah, yeah, and what was prescribed
to you that they're refusing what was prescribed. I'm supposed to get physical therapy.
Yeah, I have two large terrorsts in the right knee. And I
also, now, who's refusing to Who's refusing to give you this? Uh,
physical therapy through Jersey manufacturer's insurance? Wait? Wait, wait, hold
on the insurance company? Does do you have physical therapy coverage? Yes,
they're refusing it. I haven't seen any reason. They're just refusing it,
saying well, hold on now, hold on. So it's not the provider
refusing it, it's the insurance company refusing it. Yes, how do you
know you have coverage for physical Not all? Not all insurances cover physical therapy
because I was told by the physical therapist. That's not the issue. The
issue is the car insurance company is refusing to provide payments, saying it's not
yes necessary, But the doctor has written are you prescriptions that I needed?
And I do need it. I've got an injured back, injured right knee.
Okay, hold on, do you have medal. Well hold on in
New York or Jersey? Where was this accident? Through two eighty seven north
near what state? Bro I just need to know what state New Jersey?
In New Jersey? Is it in no fault state? I don't know much
about that. All I know is the state troopers sell me totally. Here's
what I want to know. Are you no if this was the result of
a car accident, is the other party paying for your expenses? Or do
you have any kind of medical payment coverage? The other party paid for the
damage to the vehicle. My insurance company is supposed to pay for physical therapy
a New Jersey manufacturer. Is it your car insurance company or your health insurance
company? My car insurance company? Okay, I get what you're saying,
insurance and then when that runs out's supposed to go through medicare. No,
I get it. I get it. So you're saying that your car insurance
company is supposed to pay who is your carrier on your car? New Jersey
manufacturers? I never heard of that before. Okay, Doc, can I
make a suggestion? Yeah? Hey, Drew just asked the doctor who wrote
the prescriptions to write the letters of the insurance company, and a lot of
times that will do it. If he writes a letter saying that it's necessary
and he prescribes it, very often, that will turn the tables. Thank
you for that. That's very nice to you. Is there an appeal process
with the with the insurance company. My attorney just got the information, so
he said he's going to get another note from the doctor and he should give
it to where again to do what? Yeah, you should you should send
it to the insurance company that's refusing. In other words, the insurance company,
they have what's called managed care, meaning that they look at your case
and because there are let's put it this way, Drew, there are some
doctors that will prescribe anything, and they're saying, just because it's prescribed by
your doctor doesn't mean it's medically necessary. So they need to understand why your
doctor is recommending it. Right. There's another reason too, because the insurance
companies, I may need to get an operation on my right knee, there's
too large terrors there. They won't allow the operation until you get the physical
therapy. And they're denying the physical therapy, so it doesn't make any sense
what they're doing. And the doctor is a good doctor. He's written,
and I need therapy for the right knee and the left back. Oh man,
I I just don't understand why your insurance company is flat out refusing it.
I mean, really, the only reason I heard from the physical therapist's
office is they're claiming I don't need it, but they're not giving any reason.
They're just saying I don't need it. But there's an appeal process for
that. Listen. I would do what Doc says. First, have your
doctor write a letter, not just a prescription, but a short letter as
to why you need it that you can provide to your insurance company. And
then I would also go to the insurance commissioner in New Jersey saying that they're
refusing care. Okay, good idea, and then threaten this when you talk
to them in a nice way, bad faith, that they're not giving you
what you contracted to get. Just do that and see what I think you
might get. A reaction that might surprise you. Three zero three seven one
three talk seven one three eight two five five. Welcome to the show.
We are here to help you solve problems, answer questions, take complaints,
and you can get your calls in and we will try to take as many
as possible. So earlier, by the way, this was a real fiasco
because now I'm looking up more and more stories, and there's all kinds of
conflicting reports. But here's the bottom line. Yes, some dollar stores and
dollar trees are closing, not all of them, not the majority of them.
However, I did mention it because I mentioned in the beginning one of
the articles mentioned that a lot of them were closing. That turned out to
be a bunch of garbage, by the way, and here's another thing.
There is a move across the country because of the expense of doing business that
if you are making reservations now or appointments and don't make them, more and
more companies are now going to charge no show fees no shows. That goes
for hairstylists, that goes for regular restaurant reservations, that goes they're getting your
agreement that if you do not show up, they're going to charge you.
Doctors, of course, have long done that for certain appointments. Dentists are
doing it, but they're going to start doing it for other service industries as
well. In fact, if you make an appointment to have someone come to
your home for something and you're not there. They're starting to charge no show
fees or cancellation fees. Again, is this legal? People ask? Here's
the bottom line. If you agree to it at the the beginning of your
relationship, then your business relationship, they can do it. They cannot arbitrarily
do it and say well, we're just gonna charge it. They can't.
Okay, they might want to, but they can't necessarily do it unless it's
part of your original agreement. We have more coming up on the Troubleshooter show.
Go with a sure Thing Denver's Best Roofer Excel Roofing dot com. You
don't pay a cent until you're content. Time for an insurance checkup free no
obligation comparison call Compass Insurance paying too much your coverage at dozens of insurance companies
find out now three o three seven to seven to one help. You'll think
you're his only customer when you choose Frank durand the real estate Man dot com
to list your home with Remax Alliance three oh three nine two zero sixteen twenty
two. Hi Tom Martino here at three oh three seven one three talks seven
one three eight two five five Grossman Wellness dot Com. Please go there for
two hundred and forty nine bucks. You get blood work, a consultation,
and a slight exam. It's not like a full physical, just to see
where you are with health. I go there every three months. I get
blood work, I get all my prescriptions and I get all my supplements all
for one price of a few hundred bucks. Now listen, if it's not
for you, it's not for you, but at least find out what they
can do for you. They have different levels of the concierge membership Grossmanwellness dot
Com, mds, nurses, nurse practitioners, everything you need to keep your
health. I mean, if you get stuff done every three months, anything
can get out of hand. Okay, So we have Hannah with us from
fixmihome dot com and we're on the home stretch. And basically bottom line is
this. You'll never find a better deal. I mean, I don't care
what you say. Now, there was some confusions aboudies that we called.
They didn't know about it. Listen, they do know about it. So
if you call, no matter what, make the booking, you will get
the price. Just make a note of it. They keep breactions of ball
calls. The price is so extraordinary. At first a couple of people thought
it was a mistake. It's not thirteen dollars you get your furnace clean,
thirteen dollars you get your ac clean. Get both cleaned for twenty six bucks,
No gimmicks, nothing. Now. Listen, they go there not with
the sight of selling you something, but of fixing and cleaning and adjusting and
tuning and getting you more efficiency. Okay, bottom line, that's what they
do. Now. If there is something wrong, they're going to bring it
to your attention. But there's no pressure ever, Tana. I want to
make that clear. That's not the purpose is to find something wrong. A
lot of places do that. These guys want to get in and out.
They want you to be pleased with them. No, I mean that's the
whole idea. When you have long term success, that's because of relationships and
what we really say, this is all about education. It's showing what's going
on the system, then offering options. But really, if you're getting that
system maintained once a year, right before the summer, that is the best
thing that you can do for your investment. Whether it is the bills every
single month or making sure that that system is going to run and not have
an expensive breakdown. And you know we're only doing this price Tom for your
people. You and George are good friends. At the thirteen dollars price,
you're not going to find it anywhere else. And it ends it to o'clock.
You've been calling like crazy. Okay, so okay, good, we
went way beyond the twenty sixth thank you, But it ends at two o'clock.
So if you want to get in for the for the twenty six bucks,
you'll never I mean, look, once you have it done, I'm
convinced there's no one who's going to have it done and think they got screwed
on this one. They got. That's the best deal ever. And you
increase your efficiency and keep track of that. Now, by the way,
as of the latest, here's what we're being told the redirection of tabor funds.
One guy said it was a done deal. I can't find forification of
that. But they are trying with the balance that's due us. See,
they paid a certain amount and then there's a balance due that they didn't pay.
We're being told that they're diverting that to low income families for childcare.
Credits up to thirty four hundred bucks. I can't find where it actually has
been finalized yet, but I'm trying to do this while I'm also on the
air, so you have to give me some grace here. If any of
you have found differently, let me know whether or not it has actually gone
through for sure, because I do know they're trying their damnness to get the
rest of our money. And I say our money because it is our money.
It's the bottom line, it's our money. It is absolutely not there
for them. It's overpaid money to the tax biller tax Payer's Bill of Rights
TABOR that they're supposed to refund that money. Again, they refunded some.
There was a balanced and now they're trying to divert that. Okay, you've
probably heard with what's happening with the minimum wage all over the country. And
by the way, I'm not saying it's bad or good or anything. I'm
just saying, with what's happening with minimum wages around the country, you're having
fast food joints now missing their earnings. Picture that doesn't mean they're losing money
by any means, but the earnings are not as optimistic. They're missing their
estimates. See estimates of earnings are given out on a quarterly basis, and
they're given out sometimes sometimes some more than that, but it's usually quarterly.
They give out what an estimate will be for earnings in hopes that stockholders will
be energized, and then when they go beyond that, it's really good news.
But if they don't hit the earnings, it sometimes doesn't farewell for stock
prices. But the companies are obligated to tell the truth and not to exaggerate
on the earnings or be pessimistic. They're supposed to try to be on target.
Here's the deal. Fast food places are missing targets because their labor has
gone sky high. So the idea was to try to make all jobs at
least support a family. It's not going to ever happen, but that's what
they're trying to do. But here's what's really going to happen. More and
more fast food joints are looking for a are looking to ai kiosks to fill
orders. Drive throughs kiosks restaurants without people or maybe two people where there used
to be twelve. And now even though the minimum wage is being raised,
we're having less people make that minimum wage, or they might make a little
more than minimum wage, but there's going to be fewer of them. So
it's really having the opposite effect of what people think it will have. It
is, it's not helping to give us more well paying jobs. If anything,
it's doing the opposite. It is actually kind of making it more difficult
on workers. And that's just the way it is. Whenever we try to
screw with the economy, that's what happens, because we do it with the
idea. I'm sure everyone's idea is to try to make life easier for people.
Now there's another thing going on, and I want to know how you
feel about this one. It's called tipflation. That's a nickname given to it.
You know what I mean. If you're paying more for items at a
restaurant. It used to be fifteen percent, right then it got to be
twenty percent, But you're paying more anyway, so now it's twenty percent.
And since the average ticket is more than it used to be, the twenty
percent of that ticket would logically be more. But servers and people in the
business of getting tips say we should actually be doing more than twenty percent,
even though the ticket items are going up, we should now be tipping twenty
five percent. See this part. I don't understand by the way. I'll
tip really well if it's great service. I've tipped up to thirty percent,
but I tip ten or nothing if it's really bad. I've never had service
that bad where I don't tip anything, not in a long time. But
as far as twenty percent, why isn't twenty percent adequate? If the ticket
items have gone up with inflation, the tip increases with inflation. But that's
not what these people are saying who are in the industry. According to this
article, they're saying that people in the service industry believe that it should be
now twenty five percent, in some cases even twenty six percent. So think
about that. If you're at a restaurant and you spend, it doesn't sound
that bad with lower amounts, right, I mean, if you have twenty
five percent, what do you think? But when you start getting up into
a bill, let's say a two hundred dollars bill, come on, I
mean that could be that could be hefty. What do you think? Now
on a smaller bill, it doesn't sound that bad. But here's how I
do it with smaller bills. Two percentages. If I'm going out to breakfast
and things are only fifteen or twenty bucks, I don't ever tip less on
breakfast ever than ten dollars. I mean, I don't care what it is.
If it's twenty bucks, it's ten dollars. If it's thirty bucks,
it's ten dolls. Because they work hard for breakfast. You know, there's
a lot of pick up, a lot of coffee, a lot of different
things. When it gets to be more than that. Though I've not gone
over twenty percent, do you think that's wrong? Do you think we should
start doing over twenty percent? Is what I'd like to know. Plus,
of course, we're always taking your calls at three zero three seven one to
three talk for problems, questions and complaints. We have more coming right up.
Go with a sure thing Denver's Best roofer Excel Roofing dot com. You
don't pay a cent until you're content. Time for an insurance check up free,
no obligation. In comparison, call Compass Insurance paying too muche at dozens
of insurance companies find out now three all three seven seven to one help.
You'll think you're his only customer when you choose Frank durand the real estate man
dot Com to list your home with Remax Alliance three all three nine two zero
sixteen twenty two II, Tomartino Nor Troubleshooter three oh three seven one three Talks
seven one three eight two five five. Matthew, Welcome to the show.
What's going on with you? Matthew? I got a quick question for you.
I own a house free and clear, and I want to make sure
that if something when I die or something happens, I want to leave it
to my siblings or one of my siblings. What's the what's the smartest way
to do that? Through the will or do the trust? Well, you
you don't need a trust for one house. How much do you have in
addition to a house? Just the house, only the house. You can
do whatever you do, don't do it before you die. Do a beneficiary's
deed? You You can do a beneficiary deed to your siblings. But if
you do that, they have to have an agreement among themselves as to what
percentage they each get or it will all be equal. Okay, do you
want to leave it equally? What if can I leave it to like one?
And then say if something happens to that one, and then you go
down the list there's three of them. Yes, yes you can, Yes
you can. You should have an attorney do it to make sure it's some
right, but yes you can do that. You don't have to leave it
to all of them. You can leave it to one in a beneficiary deed.
Then what would happen if you did that is it would automatically go to
their estate, not necessarily the other sibling. If you want to do the
stair step that you said, first sibling, second sibling, third sibling,
then you have to do it a different way that you would have to do
in a will. So what you would do is do a beneficiary deed,
but in the will specify that if that person is deceased, then it goes
to the next and then the next. So you need a combination. And
of course you can always do a you know, I mean it gets more
complicated a trust, but you really don't need that. Okay, so do
you have for let me ask you something about your house. First, how
much equity do you have? I don't know. It was given to me.
It was given to be my grandfather five years ago and it's so it's
he's had it since the fifties, So I don't know now when you say
it was given to you, did he die He died recently, but he
gave it to me. Well, he was still alive, he signed over
the Okay, so you inherited his basis on that house, which means that
if you tried to sell it, there'd be a lot of taxes to pay.
What's the house worth about? Well, I think the last appraisal is
four to fifty. Yeah, so you have four point fifty. You have
four to fifty of equity because you don't have any loan, right, So
that's that's some good money. That's some good money. However, you have
no loan on it now, right correct. Yeah, So if you if
you, by the way, don't make the mistake a set I say,
I said of quick claiming it, make sure that you put it in your
will or a beneficiary deed. So on the day of your death, what
would happen is they would get the stepped up basis, meaning a higher basis,
which would mean in the in essence, lower taxes for them. Okay,
I hope that makes sense. You ought to try calling one of our
attorney Dan McKenzie would be great for that. It wouldn't cost you that much
at all. And he does stuff like that all the time on a one
up basis, and that's mackenzie law. Eight three three c plans eight three
three co plans. All right, So Hannah, some of the feedback as
far as they want to know when this ends, because I heard Kaschina trying
to explain it to people. So on the twenty six dollars meaning thirteen each,
you don't have to have them both done, but if you do it,
it's twenty six. If you have one done, it's thirteen bucks.
These are going to be good through two o'clock. You can make the appointment
up through two o'clock. It doesn't have to be done today, is that
right correct? You just need to book it today, get it on the
bus before. Yes. So you have like whatever nine minutes, ten minutes,
Yeah, you can. You can hit a little more, a little
more than ten. You have eighteen minutes or something, So call now a
seven to zero five, two, six, thirty nine, thirty nine or
can you do I don't know if you can get it on the website.
Can you go on the website right now and get it done. You should
call right now because we only have a few minutes. So to make sure
you get in there and you specify which one you want done or if you
want it both, you should get them both for twenty six plus. You'll
be crazy not to And that's seven to zero five two, six thirty nine
thirty nine. Again. You know you can increase efficiency, no breakdown guarantee,
blah blah blah blah blah. All right. In consumer stuff, that's
really important. What we're finding out is that people on YouTube are cheap skates,
my morons. I'm trying to figure out what they feel is a correct
tip. This is something where I disagree with a little tipping on to go
orders. People feel like they should not tip on a to go order.
And I've seen people work their asses off on a to go order. Now
it's not the same as serving you, but they put it together, they
package everything up. They're working at the counter, they're not working at tables.
They're doing just to go, and I think they should get some kind
of some kind of tip. What do you think, Hannah, I don't
think they should. I don't know. Well, you know, I worked
in college in the restaurant industry, and it does take a lot of time.
So what I do I do to go is not just throwing it in
a bag and handing it to you eighty five bucks, you know, just
something for their time. That's how I handle it personally. Anyway, somebody
said, if they're standing up when they order or get served, they don't
pay a tip. It is interesting too because you see this, you know,
I mean, I think of places like Starbucks where I know they get
paid well, but you're standing right next to them when you decide whether to
tip or not and they're watching. You can feel the pressure. Do you
ever feel that? Yeah? How about this? How about when the new
little key oscar or the iPad or the whatever where you have your card,
then they turn it around to you and then it has a tip ten twenty
Well, no, it's usually fifteen twenty twenty five. Uh huh okay or
custom right, yep. Custom. So on small things like if I just
get a little cup of yogurt or something out as frozen yogur or something,
I'm not gonna tip seventy nine cents or a buck twenty five. I always
do a minimum of two bucks for that. You know what I mean,
and it might be percentage wise high, but I mean, these are there
if they work hard, they're smiling, they're trying to help you. I
like tipping. Okay, I don't over tip, but I do like tipping.
I think these kids deserve tips. But as far as here's another wrinkle,
I'm a little pissed off when the restaurants have service fees or what do
they call them? They call them service fees right, yeah, or they
call them yeah, that's what they call or surcharge of some kind. Now
here, here's the thing. Then they still have the tip line. Well,
I was at a place, a really nice hotel or resort, and
they had a service fee, a resort fee, have twenty percent. They
call it their service fee. But then they had a tip line, and
I'm thinking, oh, I'm sorry, I don't think I want to tip
above the twenty percent. I mean, that's a lot of money. So
what do you do in that case when they have a service fee? Do
you subtract it from what you would normally tip or does this substitute what you
would normally tip. What I do is I ask the server, I say,
does this go to you? If it goes to them? Then if
I would do more, I do a little bit more, or if that
was the base amount that I found a lot of times when I asked the
server that say, well, that's a service stars, so we all split
it. Yeah, so what do you do? I mean, that's where
it's getting odd. But a lot of restaurants are adding it as a service
fee. So I say, why not just raise prices in general and have
no tipping. I'm wondering. I'm wondering, he would that be good?
Bad? What do you think? Hey? Tom? Yeah? So Ryan
and I were just at Casa Benita this lesson. How was it? By
the way, I actually liked it. I thought the food was a very
big step above. Oh yeah, sure, So we kind of went on
like a little double date thing. But they don't allow tipping anymore. They've
raised the prices, so it's not an all you can eat thing like it
used to be. Okay, and you don't have to take an entire roll
of tombs before you go. It's considerably better in terms of quality. But
yes you don't and there's a lot of up charges. I'm not gonna lie
about that. So if you want to drink and you want it brought to
your table or whatever. You know, there's a charge for that, but
you don't tip, so everything is built in so at the end of the
night, that's it, and I had no problem with it. But the
food, the food, is it like a good Mexican restaurant? Now,
would you say a good Mexican restaurant? I think that is a little bit
of a stretch, is it like? Okay? Is it like so it's
not like a good Mexican restaurant. Now would it be comparable to like haciendas?
No? Okay? Is it comprehend? Is it in Taco bell?
Yes? Yes, but it's way better than it used to be, is
what you're saying. Yes, I mean, like I said, what are
the prices? Like? In general, it's forty five dollars per person and
that is included in everything. But that does not include any alcoholic beverages.
So if you want a margarita or a glass of wine or whatever, it's
a little bit of another charge for that. And then you only get one
order of soap apios, which is an order of four, So if you
want another order of soap a pios, you have to pay a dollar for
it. So that's what I'm saying about up charges, and there's like different
sauces that you can get which are also upcharges. Call but I thought it
was okay, but they they have that whole structure of you don't you don't
tip, they I get pay it. Yeah, I like that. I
like that. Three oh three seven one three eight two five five. Go
with a sure thing Denver's Best roofer Excel Roofing dot com. You don't pay
a cent until you're content. Time for an insurance checkup, free no obligation
comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find
out now three all three seven seven to one help. You'll think you're his
only customer when you choose Frank durand the real Estate eight Man dot com to
list your home with Remax Alliance three all three nine two zero sixteen twenty two.
Hi Tom Martino, your troubleshooter three all three seven one three talks seven
one three eight two five five. Welcome to the show. And we have
just a few minutes left. So I'm just gonna say that if you haven't
taken advantage, I'm going to give one last stitch you have five minutes seven
two zero, five two, six, thirty nine, thirty nine. You
can get in for thirteen dollars for your ac or thirteen dollars for your furnace,
or twenty six for both. Make an appointment and you can get it
done. Look at an extreme clean tune and adjust increases efficiency. And one
thing I haven't mentioned. It increases the lifespan of your absolute just of of
everything dirt. We'll kill it. So thanks for being here, Hannah,
appreciate that. Now on some last minute notes here, I made a rant
about how people will undergo political pain in order to or excuse me economic pain
and pain. And you know they'll they'll put up with crime, they'll put
up with inflation, they'll put up with this, they'll put up with that,
they'll put up with immorality, they'll put up with whatever, if it
goes against the religion, if it goes against whatever, as long as their
party is in office. That I thought political pressure was and political feelings are
the highest. And I stand by this. Somebody said, Tom, anyone
who doesn't know one of the main goals of democrats is redistribution of wealth and
blah blah blah, and of course, I know you get the other one
says Tom, and I don't know how they got this. Your liberal colors
are showing I have no idea what they mean by that. Then the other
one said, just the opposite. I knew you were a right winger.
Isn't that crazy? By the way, a survey was done on people's motivations
once, and I won't holds the survey right now, but I'm just because
I don't have time, but I want to just tell you what they've come
up with, all right, and this is what it is. Number one
motivator in people, ideology just what I said, ideology number two, ego
number three, the rewards system, number four coercion. By the way,
we're out of time. I'm Tom Martino. Don't forget to call three oh
three Martino twenty four to seven for help, information and referrals. That's three
oh three six, two seven, eight four sixty six. And save all
your problems for me.