WEBVTT

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Yeah, ripped up what you need
advice so you don't have come running Just

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as fast as we can. Shooter's
gonna help come. This is the Troubleshooter

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Show now. Tom Martino, Hi, Tom Martino here, Welcome to the

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show. It is a holiday week, isn't it? Is it a holiday

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week? I think it's a holiday
week, So happy to you. Got

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my flag shirt on and if you're
streaming that is we have a wide shot

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here. Brendan Killian's with me from
Denver Shades dot Co, which is made

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in the shade, and we're talking
about all kinds of things today. I

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want to put a couple of words
out right now because I'd like to know

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where do you go if you need
to get machining done on a small engine?

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I want all my YouTube morons and
everyone else to help me. I

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don't know where to go a small
motorcycle engine. Where do you go?

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Regular machine shops don't do it?
Yeah, so where do you go?

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I don't have a I mean my
people in car business, they all know

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about machine shops for transmissions and engines
and big things. But where do you

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go for motorcycle engines, for the
small cylinder stuff? For honing, machining,

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for heads, for blocks. Where
do you go? People? Come

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on? I know I got a
lot of I know I have to have

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a lot of motorcycle people out there, so I'd like to know three zero

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three seven one three talk three o
three seven one three eight two five five.

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And I don't know if it's a
new trend or an o trend.

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If it's a trend that's new or
old brending. But weird shape windows now,

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I thought that was a thing of
the seventies and eighties with the weird

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shape windows now what you know what
I mean? Trapezoid even some triangles,

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some you know, some weird shape
windowst's just stay weird. So were they

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old? Are they still in newer
houses? Now? The more the ones

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I see, what do you call
the ones that are real long and big

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and and the tops are like one
end of a trapezoid. It's not it's

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square in the bottom but curved on
the top, you know what I mean,

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Like they follow the roofline. Yep, what are they? I mean?

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The lot of most of the are
trapezoid windows, trapezoid where the the

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each end is parallel to I don't
know, they would be offset like,

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so one whatever to the last ones. Okay, whatever, weird, let's

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just call a weird tree. Well
shaped windows? Okay, odd, better

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than we what are you doing that? Seriously? So we're getting a lot

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of calls on these, as I
was telling you earlier, there's a lot

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of those windows down in Colorado springs
and in the mountains and stuff. Because

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okay, so okay, let's we
have options to cover those. There's even

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motorized options, roller shades, solar
screens, motorized honeycomb and fixed lights right

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the window. Yeah, yeah,
it's just a fixed window. But you

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know, people get blasted from that
western sun in there and it heats up

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their house in the summer, so
they need options. Now, octagons are

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very common, right, can you
actually you can't get a shade inside an

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octagony? Yep? How do you
do that? So there's all sorts of

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products for that. There's a product
called tableau, which is more stationary.

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And then then okay, yeah,
there's you can get one. Okay,

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can you get one that goes up
and down? Though? Yeah? You

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can. Well, how does it
though? Is it on the outside of

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the window or no, it's inside
and it it collapses coming you have to

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watch a video. It's very unique. So it actually goes up and down

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inside the frame. Yep. Okay, And you can do that with other

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shape windows shut like a shutter you
can put in. You can make a

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shutter. What about those oval windows, you know, the big egg shaped

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the oval ones. Yep, we
have look at those. We can make

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something that pretty much any window,
Okay, you really can't. Shutters absolutely

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can do any shape. You can
motorize the tilt, so if it's high

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up in the air, you can
just have a remote look like I'm looking

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online, like that is that call
it? You call that a trap is

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white even though the bottom is flat, right, Okay, Well that one

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is uh that has that has a
shade in it. Yep. I'm gonna

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have to see video on that.
That's weird. So anyway, three oh

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three, seven to one three talk. If you have any questions about anything

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window coverings, you can call or
or not. I mean, Brenda's here

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just to say hi and let's go
to the phone. Okay, let's do

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that. Let's talk to Don Don. What's going on with you? Don?

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Welcome to the show, marry you, hey man, I'm doing okay

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today and I think it's going to
be a short week for a lot of

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people. What about you, what's
going on with you? Man? You

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did you have a stolen car?
Okay, that's a little better, So

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I guess I'll started beginning. My
car was stolen on May thirty first,

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and I reported it to the Rarea
police, which I turned over to the

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Gymno, police didn't realize my checkbook
was in the car until Monday, the

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seventeenth of June and a check hit
my account for eight hundred and seventy five

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dollars and twenty six cents made out
to this guy I don't know having any

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idea? Is only okay? Hold
on? Is it only one bad check

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so far? Yeah, it's only
one check. I went in reported it

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to the Chase bank that Now,
did you support it when it was stolen?

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No, I didn't realize that the
checkbook was in there. I just

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I was just didn't remember it being
in there. How much is it for

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eight hundred and seventy five dollars and
twenty six cents? And who is it

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made out to? Do you want
me to say that on it on the

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radio? Yep? Okay, so
is George or Jorge Olive us O l

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ib As and he cast it through
Wills Fargo, and I think the way

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it looks, he cast it through
a knap on your phone because there's no

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ID or anything on the check because
if you go cash it at the bank,

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they asked for ID right in on
this. What does your bank say

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they're going to do about it?
The check? What's that? What is

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your bank? What does your bank
say they're going to do about it?

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Well, I've been fighting with them
the first when I first reported it on

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the on the seventeenth or eighteenth,
on the way I had to go into

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the banks or yea, yeah,
okay, But but what are they saying

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about it? Man? Are they
saying they're going to help you out?

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They said that they had three to
five days, and on the fifth day

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I had scheduled another appointment to go
in and talk to them. And now

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they said they have ten days.
Well they're ten days are up today.

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Who's your bank chase? Okay,
So they haven't told you what they're gonna

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do. Nope, they have not
told me yet what they're gonna do.

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Normally they don't charge that you're not
responsible for fraud. Yeah, they want

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you to know about it, but
still that they you know, even though

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banks don't tell us this, they
want us to believe that now that things

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are automated, that they don't have
to check signatures, but they do.

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They still have us do signature cards
at banks. I don't signature check handwriting

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isn't even close to my handwriting.
And we've all had well, I had

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a situation. I don't even know
how they got a check of mine where

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they my business account was tapped.
The bank made it right, of course,

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we didn't know about it. I
don't know what happens when they if

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they say to you, well,
it was in your car and your car

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was stolen, you know, I
don't know are they making any noise about

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that. I'm not even sure you
have to tell them that. Did you

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tell them that the checks, the
checkbook was in your car? Yes,

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yeah, okay, you might have
hung yourself there. I'm not saying you

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should ever, I'm not saying you
don I'm not saying you should lie to

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them, but I'm not sure it
was the greatest thing to tell them.

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Okay, but it's too late now
they know you that. Okay, So

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did they make any noise at all
that you might be responsible. No,

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they haven't said that either, But
my feeling is less. They say,

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the more I feel like compiny,
get nailed for it. That's the way

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I'm feeling right now. Yeah,
Okay, I don't know. Let's let's

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see if we can give this to
someone to call over there. Deputy Dollar,

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Hey, Kachina is Deputy Dollar around? He is? And so is

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Chopper. Are they in the studio? They are? Dollar? What do

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you think about this? What do
you think the fraud thing is on that?

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I know sometimes if you give out
a pin number or or somehow,

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if you're reckless with a pin number, they nail you on it. I

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wonder what they would do about this. Yeah, I mean they're still responsible

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to make sure I know signature's match. But I mean, in today's world,

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there's millions of checks going through the
bank every day. We can try

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and see what that's. Okay,
let's let's see what they say. We're

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going to come back to Martin about
lazy Days RV and we'll see what that

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issue is. And more. I
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three oh three nine two zero sixteen
twenty two Martino here, listen. There's

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ways you can contact me. In
fact, I'm on next Door, I'm

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on LinkedIn, Instagram, We're on
Facebook YouTube. Also, you can text

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me through the station at five seven
seven thirty nine. You can also text

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my private Google number not so private
anymore seven four seven nine nine nine fifty

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two eighty seven four seven nine nine
nine fifty two eighty. You can text

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me and I will get it right
here in my studio. So according to

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what I'm reading about the law,
that bank has a responsibility even in an

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automated system to check signatures. And
banks are skating right now. They're fooling

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people into thinking that with an automated
system they don't have that responsibility anymore.

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But they do. They absolutely have
the responsibility to check signatures. Now,

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if we don't have any luck with
Chase, I suggest you're taking the small

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claims court for that amount, and
I think he'll win. If you can

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show that the check is not even
close to your signature, I think you'll

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win. Three oh three seven one
three Talk is our number, or you

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can call three oh three Martino,
three oh three six two seven, eight

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four sixty six. So, Martin, what's going on with lazy days?

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I can say, we don't get
many. In fact, I can't think

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of any complaints about him. What's
going on with him? Okay? So

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I got my wife on the line
right now, ling Chin. You know

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she's pretty successful, you know,
person from China, but here now in

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America. I also have my lawyer
on the line, but he's limited to

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what he wants to say. You
know, he's just he's just been my

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lawyer with the family for years.
Yeah, so what's going on? Man,

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tell me, tell me what's going
on? Sounds serious? Yeah?

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We we ended up. You know, my wife, you know, all

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she wanted to do is live the
American dream. Me. I'm an American

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and so you know I'm here,
but her, you know, we we

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went ahead and you know, we
we got a loan from a Navy Credit

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union for forty five thousand dollars and
then we brought cash. In twenty four

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thousand, we were working with Lazy
DRV and you know they you know,

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we we bought you know, we
already paid them off. We bought them.

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So five yeah, total sixty nine
thousand, four hundred is what we

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paid for the two thousand and eight. If hold on, you bought so

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so you paid, you paid Holmus
sixty nine grand and you bought four hundred

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what's that? Sixty nine four hundred? I get it. And you bought

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a used one, yes from them
with you know litt miles diesel, like

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thirty four thousand miles not used too
much, okay? And what kind was

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it? It's a two thousand and
eight at Tesca, a thirty seven footer

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like a big charter bus. I
know, what you're talking about? Yeah,

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okay, and so what about it? So, so you know we

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paid for it on paid in full
July the eighteenth, Is that right,

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honey? Yeah? Yeah, Aba
yeah, April April eighteenth. I'm sorry,

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Apri eighteenth eighteen. No, No, I want to know the date

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of purchase. I don't care when
you paid it off. What's the date

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of purchase? April eighteenth? Okay, So what's going on? So then

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you know they went through the maintenance
and then we wanted a washer and dryer

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in there, so I paid another
three thousand cash and they said it would

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take a few days and that didn't
happen. We already had plans to build.

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I want to take my wife to
uh, you paid an extra three

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grand? Yeah for a washy get
well? When they didn't do it,

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did you get your money back?
No? They kept possession of it.

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And then no, Here's what I'm
going to ask martin a very simple question.

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Are they a few are they going
to eventually do a washer and dryer?

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Or are they simply saying you paid
three thousand dollars for nothing? I

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need to know the obvious. What
are they saying about not fulfilling that three

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thousand dollars deal for the washing.
No, don't know. They are already

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they installed it. They installed Well, you said you didn't get it,

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okay, So so that has nothing
to do with the story. Then tell

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tell me what you're calling about.
So, so here it is. You

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know, it was it was Mother's
Day. You know, we had reservations

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and we said emails and up in
a Yellowstone and we had to cancel that

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because they said the RV is not
ready. So it was delayed. Was

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it delayed in delivery or what?
What delayed? What delayed it because the

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hydra well they said because they didn't
have the parts and the washing and dryer

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00:15:50.799 --> 00:15:54.480
wasn't ready you know, to be
you know, to take it. So

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00:15:54.559 --> 00:15:58.399
we said, okay, Martin,
Martin, you just whispered something hydraulics.

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00:15:58.720 --> 00:16:03.639
Let me ask you something. You
took delivery of the RV on April eighteenth,

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00:16:03.759 --> 00:16:07.720
twenty twenty four, or is that
when you bought it. That's when

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00:16:07.720 --> 00:16:10.759
we bought it. We haven't took
possession of it yet. We haven't bought

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00:16:10.759 --> 00:16:15.000
Okay, when you bought it on
April eighteenth, twenty twenty four, there

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were problems they needed to fix before
you took delivery. I'm not talking about

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00:16:21.000 --> 00:16:26.519
the washer dryer. Were there other
problems noted? It was no, And

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00:16:26.639 --> 00:16:32.080
what happened was we did the inspection
in the final walkthrough, and their lead

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00:16:32.200 --> 00:16:37.919
mechanic DJ told us that the leveling
hydraulic system, which is a huge package,

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00:16:37.360 --> 00:16:41.600
is not working. It's not leveling
self leveling automatically, and then he

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00:16:41.679 --> 00:16:45.600
showed me a video of what could
happen if it doesn't level. Okay,

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00:16:45.879 --> 00:16:48.080
let me ask you this. You
were buying this as is? Is that

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00:16:48.159 --> 00:16:55.559
correct? Yes? Yeah? Did
you do the final walkthrough before you bought

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00:16:55.559 --> 00:17:00.600
it or after you bought it as
is? Oh? No, they do

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00:17:00.679 --> 00:17:03.799
it after you know you after you
know after and it's ready to go.

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00:17:03.879 --> 00:17:06.559
They checked it out. Well,
your your attorney's on the line and he's

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00:17:06.599 --> 00:17:11.079
going to tell you. If you
buy something as is and then do a

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00:17:11.160 --> 00:17:14.720
walk through, Oh, I don't
understand it. What good is that?

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00:17:15.440 --> 00:17:19.079
Oh? Well, because the walk
through is done at the end before they

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00:17:19.119 --> 00:17:22.920
let you drive it off the lot. Yeah, but it's done after you

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00:17:22.000 --> 00:17:30.200
bought it as is. Yeah yep. Well okay, did you at any

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00:17:30.279 --> 00:17:33.440
time have this checked out before you
bought it? Listen, I want you

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00:17:33.480 --> 00:17:37.640
to know somebody, Martin, I'm
trying to find a hook to help you.

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00:17:37.880 --> 00:17:42.200
I'm not trying to trick you.
Here's the deal. I understand an

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00:17:42.319 --> 00:17:48.160
RV, just like a car,
is as is, or I should say

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00:17:48.519 --> 00:17:52.640
as represented, but you have to
prove it was represented in a certain way.

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00:17:52.920 --> 00:17:57.039
What you're telling me is you bought
something as is, then did a

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00:17:57.079 --> 00:18:02.680
walk through and found a pro problem
with the self leveling system. Is that

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00:18:02.759 --> 00:18:07.519
right? The way they do it
at Lazy RV is is they do a

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00:18:07.559 --> 00:18:12.759
final inspection, but it never passed
the lead the main mechanic. Did they

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00:18:12.839 --> 00:18:23.759
do the final inspection after you bought
it or before you bought it? I

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00:18:23.799 --> 00:18:26.960
don't understand, sir. Okay,
here's what I'm going to say. Here's

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00:18:27.000 --> 00:18:30.359
what I want to know, and
I'm going to go on. I'm going

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00:18:30.440 --> 00:18:33.799
to take a break, and you
ask your attorney. You bought that thing

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00:18:33.240 --> 00:18:37.279
and then they did a final inspection? Or did they do the final inspection

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00:18:37.480 --> 00:18:41.240
first and then you bought it with
a promise. I don't know what you're

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00:18:41.279 --> 00:18:45.759
telling me, because if you bought
it, you bought it, and if

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00:18:45.799 --> 00:18:48.799
they want to fix it, they
can fix it. But I or did

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00:18:48.839 --> 00:18:52.240
you buy it with a warranty.
I need to know what we can do

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00:18:52.319 --> 00:18:55.839
to go after them. And by
the way, Lazy Days is a sponsor,

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00:18:56.119 --> 00:18:59.279
but I don't care if they're a
sponsor. They're good people. They'll

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00:18:59.319 --> 00:19:03.480
fix something they did something wrong.
But if you bought something as is,

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00:19:03.799 --> 00:19:07.119
I don't know what's going to go
on. I think it's unfair if you

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never took delivery, and you would
think logically they would fix it for you,

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00:19:11.359 --> 00:19:15.000
especially if they said, hey,
you know they have some kind of

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00:19:15.279 --> 00:19:21.880
certified used or something. But I
don't know the conditions with which you bought

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00:19:21.920 --> 00:19:23.559
it. So hold on. It
will come back to you. Ask your

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00:19:23.599 --> 00:19:27.759
attorney ask them what I'm asking you. Did you buy it as is then

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00:19:27.799 --> 00:19:33.039
they inspected it? Or did you
buy it and then and with promises with

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00:19:33.119 --> 00:19:37.759
a warranty? Or did they do
the inspection before you bought it? And

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00:19:37.839 --> 00:19:41.880
can you get your money back?
These are all important questions. I'm Tom

257
00:19:41.920 --> 00:19:51.440
Martino Moore coming up. Go with
a sure thing Denver's Best Roofer Excel roofing

258
00:19:51.559 --> 00:19:57.039
dot com. You don't pay a
cent until you're content. Time for an

259
00:19:57.039 --> 00:20:02.680
insurance check up free, no obligation. In comparison, call Compass Insurance paying

260
00:20:02.759 --> 00:20:06.559
too much your coverage at dozens of
insurance companies. Find out now three all

261
00:20:06.640 --> 00:20:10.400
three seven seven to one help.
You'll think you're his only customer when you

262
00:20:10.480 --> 00:20:14.640
choose Frank durand the real estate man
dot com to list your home with Remax

263
00:20:14.680 --> 00:20:22.559
Alliance three oh three nine two zero
sixteen twenty two. Hi Tom Martino here

264
00:20:23.640 --> 00:20:30.039
three O three seven one three talk
three O three seven one three eight two

265
00:20:30.200 --> 00:20:36.000
five five. So Martin Wilke,
Now, uh, we're uh did you

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00:20:37.559 --> 00:20:40.359
Martin? Did you so? So? Did you talk to your attorney?

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00:20:40.599 --> 00:20:44.599
I need to know. I need
to know the conditions in which you bought

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00:20:44.640 --> 00:20:48.680
the RV. Did you buy the
RV as is I have it exactly?

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00:20:48.720 --> 00:20:53.240
How it was? So good?
Tell me Marty, Marty Jank Dorking Chambers,

270
00:20:53.319 --> 00:20:57.559
York Evans and Associations. I don't
care about that long liity of names.

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00:20:57.599 --> 00:21:02.039
I just want to know what's going
on. Okay. So what we

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00:21:02.160 --> 00:21:04.319
did was we did a walk through
through the RV. We looked at a

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00:21:04.359 --> 00:21:08.359
couple of them and this one was
one that we liked. So we did

274
00:21:08.400 --> 00:21:12.839
a walk through and then they found
this problem of this problem, this problem,

275
00:21:12.920 --> 00:21:17.160
this problem, and they said,
we'll fix these things, but you

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00:21:17.319 --> 00:21:22.039
got to you know, purchase first
before we put time and money into Okay.

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00:21:22.799 --> 00:21:25.519
And did you get that in writing
that they were going to fix those

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00:21:25.599 --> 00:21:29.119
things, that you noted those things? Yeah, yes we did. We

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00:21:29.200 --> 00:21:33.119
did a checklist to walk through with
them. Okay. And they said,

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00:21:33.279 --> 00:21:37.079
and they said, it's called in
a in a deal like this, it's

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00:21:37.119 --> 00:21:41.519
called a we O statement. Did
they do some kind of we owe statements

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00:21:41.559 --> 00:21:44.680
saying what they needed to fix?
Yeah? See, I just couldn't.

283
00:21:44.720 --> 00:21:47.279
You know, It's not what I
do. Tom. You know, I'm

284
00:21:47.319 --> 00:21:51.039
a fair guy. I'm Martin Martin. Let's tuck, Martin. Let's not

285
00:21:51.160 --> 00:21:55.680
go there. I'm not asking you
anything except did you get in writing what

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00:21:55.799 --> 00:21:59.799
they're going to do? Yes?
We did? Good, good, good,

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00:22:00.079 --> 00:22:03.079
good good. Okay. So where
do we stand today? What do

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00:22:03.119 --> 00:22:07.880
you need help with? Okay?
So, so the mechanic, one of

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00:22:07.920 --> 00:22:11.759
the mechanics, Chad and DJ called
me yesterday right after I talked to Mark,

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00:22:12.079 --> 00:22:15.079
you know from your show. Okay, you talked to Mark off the

291
00:22:15.160 --> 00:22:22.079
air. Yeah. Good. Then
the Lazy Day Chad and DJ called me

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00:22:22.200 --> 00:22:26.400
up and said, Martin, oh
good, so Mark probably did Mark call

293
00:22:26.519 --> 00:22:30.039
Lazy Days for you? No,
not yet well, okay, they just

294
00:22:30.160 --> 00:22:34.000
happened to call you after you talk
to Mark, Yeah, to find out

295
00:22:34.079 --> 00:22:37.960
what the status was going on.
Yeah, and he told me that,

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00:22:38.799 --> 00:22:41.119
you know, we got the little
bad news. He goes, we have

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00:22:41.240 --> 00:22:48.400
to order more parts. Okay,
might come in July fifteenth, And I

298
00:22:48.519 --> 00:22:51.400
said, well, what what is
it? Now? Let me ask you

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00:22:51.519 --> 00:22:56.759
something, Martin. So Martin,
it's so this issue. The main issue

300
00:22:56.839 --> 00:23:00.240
here is you bought the damn thing, you want to use it. It's

301
00:23:00.359 --> 00:23:06.160
not so much they're refusing to fix
it, right, Yeah, they just

302
00:23:06.359 --> 00:23:08.799
have possession of and I already made
for No. I get what you're saying.

303
00:23:10.160 --> 00:23:15.480
I understand completely. Now how long
do they say it's going to be

304
00:23:17.960 --> 00:23:21.079
Well, it started off in April
the eighteenth, and now they just called

305
00:23:21.119 --> 00:23:25.799
me and said that July fifteenth they
might have the party in. And I

306
00:23:25.880 --> 00:23:29.160
asked them, well, what part
is it that you're ordering now in order

307
00:23:29.240 --> 00:23:32.200
to it to be safe in order
to drive off the lot, because they

308
00:23:32.279 --> 00:23:33.400
told me, once you drive it
off the lot, it has is.

309
00:23:33.920 --> 00:23:37.400
But the mechanic told me I can't
let you drive this off the lot because

310
00:23:37.400 --> 00:23:41.400
it's not safe. The hydraulic system
is not working. Of uh, you

311
00:23:41.519 --> 00:23:45.880
seriously goes yes, Martin, Martin, let's stay on track. What are

312
00:23:45.920 --> 00:23:49.319
they going to do? Are they
They're going to fix it? Now,

313
00:23:51.079 --> 00:23:55.160
here's the deal. Whatever they promised
to fix, they need to fix.

314
00:23:55.880 --> 00:23:59.839
But here's something you need to know. And your attorney's still on the line,

315
00:24:00.079 --> 00:24:04.359
right, No, he had to
hang up. Okay, Well he's

316
00:24:04.440 --> 00:24:07.960
going to tell you this. Whatever
they promised to fix, they need to

317
00:24:08.079 --> 00:24:12.839
fix. But you have to understand
you're not buying a new RV. Okay,

318
00:24:15.240 --> 00:24:19.519
so when you drive away, they're
kind of right, it's your deal.

319
00:24:21.559 --> 00:24:22.799
Yep. We haven't drove it,
we haven't took possession of it.

320
00:24:23.000 --> 00:24:26.160
I get it, Martin, But
listen, Martin, I still want you

321
00:24:26.240 --> 00:24:33.440
to hear what I'm saying. While
it's there. They don't have to fix

322
00:24:33.200 --> 00:24:41.680
anything they did not promise to fix. I'm not sticking up for them.

323
00:24:41.720 --> 00:24:44.960
I'm telling you how it is.
Here's what I think you should do.

324
00:24:45.680 --> 00:24:48.079
I think you should get your money
back and move on. That's what I

325
00:24:48.240 --> 00:24:52.200
think you want, Tom Martine,
that's all we want. I'm killing you.

326
00:24:52.559 --> 00:24:56.720
I cannot. I don't know why
they would not give your money back

327
00:24:56.799 --> 00:25:00.400
and let you move on. I
mean, we just want to our money

328
00:25:00.440 --> 00:25:03.359
back so I can pay the Navy
Credit Union back the loan that my wife

329
00:25:03.480 --> 00:25:07.400
got and then get my cash back. We don't want it no more to

330
00:25:07.480 --> 00:25:10.720
it's not safe in the mechanic.
Well no, now, Martin, Martin,

331
00:25:10.839 --> 00:25:15.880
Martin Martin, Yeah, don't tell
me you don't want it back because

332
00:25:15.960 --> 00:25:21.640
it's not safe, because you're going
to defeat your own argument. They're fixing

333
00:25:21.759 --> 00:25:26.119
the damn thing now to make it
safe. You want it back because it's

334
00:25:26.240 --> 00:25:32.960
taking too long. Yeah, there's
a difference, Martin. Well, you

335
00:25:33.119 --> 00:25:37.519
can't say to me, I want
my money back because it's not safe and

336
00:25:37.599 --> 00:25:40.960
I'm never going to trust it because
you're the one that bought it. Okay,

337
00:25:41.279 --> 00:25:45.160
you bought it. You bought a
two thousand and eight RV. They

338
00:25:45.319 --> 00:25:48.359
noted problems. You were there when
they noted them. You bought the thing,

339
00:25:48.720 --> 00:25:52.400
and they said they would fix it, and you agreed to that.

340
00:25:52.400 --> 00:25:57.559
Okay. But what you probably did
not agree to is wait all summer for

341
00:25:57.640 --> 00:26:03.240
the damn thing exactly, Tom.
That's so I'm on your side, but

342
00:26:03.359 --> 00:26:10.319
I'm trying to refine your argument.
What the hell are you paying your attorney

343
00:26:10.359 --> 00:26:11.359
for? Let me ask you that, what are you paying them for is

344
00:26:11.440 --> 00:26:18.440
he telling you this stuff? My
attorney's not charging me. Okay, so

345
00:26:18.599 --> 00:26:22.240
he's not your attorney. Listen,
just hold on a sec bro hold on.

346
00:26:22.720 --> 00:26:26.000
I want to I want to know
what Mark said to them, or

347
00:26:26.039 --> 00:26:29.200
if he called them. He has
a relationship, he knows somebody there.

348
00:26:29.440 --> 00:26:30.839
If he can't call, we'll get
someone else to call. Hold on,

349
00:26:32.240 --> 00:26:36.960
because this is really, this is
really something that they should just cut,

350
00:26:37.079 --> 00:26:40.880
bait and run if they can't get
the dang thing to you. I think

351
00:26:41.000 --> 00:26:42.960
ninety days has it been, for
God's sakes, has it been April,

352
00:26:44.039 --> 00:26:48.160
May, June? Jelan. I
mean, come on, we'll we'll see

353
00:26:48.200 --> 00:26:51.640
what we can do with them.
Okay, hold on three oh three seven

354
00:26:52.000 --> 00:26:56.640
one three talk three oh three seven
one three eight two five five. So

355
00:26:56.720 --> 00:27:00.319
I'm getting a few texts here I
want to go over. And it has

356
00:27:00.480 --> 00:27:12.240
to do with the regulations. The
Supreme Court ruled that federal agencies can't make

357
00:27:12.359 --> 00:27:17.640
rules. No, they didn't.
They did not say that. What they

358
00:27:17.799 --> 00:27:22.519
said is that the federal agencies can
have rules. But when it comes to

359
00:27:22.759 --> 00:27:29.720
interpretation of whether the rule is just
or fair, or is it making law

360
00:27:29.960 --> 00:27:34.480
or is it overreaching, you have
to go to court it's not up to

361
00:27:34.759 --> 00:27:42.799
the agency any longer to decide within
itself if their self regulation is sufficient.

362
00:27:44.519 --> 00:27:48.640
You see a lot of times they
would make a ruling and then you'd go

363
00:27:48.839 --> 00:27:56.000
before a hearing officer within that organization. They were ruling on themselves as to

364
00:27:56.079 --> 00:28:00.519
whether what they did was just.
Courts are saying no, no, no,

365
00:28:00.759 --> 00:28:07.039
no no. They don't have legislative
power, they don't have judicial power.

366
00:28:07.680 --> 00:28:11.400
They do have power to enforce and
make law and rules based on the

367
00:28:11.519 --> 00:28:18.559
law they do. Don't think they
can't make federal rules. They can,

368
00:28:18.480 --> 00:28:23.559
and thank goodness, they can.
We can't assume all federal agencies are overreaching

369
00:28:25.000 --> 00:28:30.640
now personally, do you know why
I believe this has come to be Now

370
00:28:30.680 --> 00:28:33.880
there's some undercurrent here. Although it
was brought by who was it brought by?

371
00:28:33.960 --> 00:28:40.519
It was brought by some organization based
on something. It wasn't based on

372
00:28:40.880 --> 00:28:44.440
what I think was the real issue. What do you think the real issue

373
00:28:44.599 --> 00:28:48.119
was? If you had to guess, Come on, deputies, come on,

374
00:28:48.480 --> 00:28:52.200
what do you think? What do
you think the real underlying issue was

375
00:28:52.759 --> 00:28:57.759
about the federal agencies overreach. I'm
going to talk about it company, Come

376
00:28:57.799 --> 00:29:02.880
on, YouTubers, anybody let me
know what you think. Please don't let

377
00:29:02.960 --> 00:29:04.720
me down. You can't be that
stupid. We got more coming up.

378
00:29:10.480 --> 00:29:14.720
Go with a sure thing Denver's best
roofer Excel Roofing dot com. You don't

379
00:29:14.759 --> 00:29:21.720
pay a cent until you're contenta time
for an insurance check up free, no

380
00:29:21.839 --> 00:29:26.720
obligation. In comparison, call Compass
Insurance paying too much your coverage at dozens

381
00:29:26.759 --> 00:29:30.039
of insurance companies find out now three
oh three, seven to seven to one.

382
00:29:30.160 --> 00:29:33.640
Help. You'll think you're his only
customer when you choose Frank durand the

383
00:29:33.720 --> 00:29:37.200
real estate Man dot com to list
your home with Remax Alliance three oh three

384
00:29:37.319 --> 00:29:45.160
nine two zero sixteen twenty two.
Hi Tom Martino here, three oh three

385
00:29:47.200 --> 00:29:49.880
seven one three talk three oh three
seven one three eight two five five.

386
00:29:51.000 --> 00:29:59.160
Okay, So all right, Paul
has a comment on the Chevron ruling and

387
00:29:59.319 --> 00:30:07.720
that's really it has to do with
federal agencies. Go ahead, Okay,

388
00:30:08.160 --> 00:30:12.359
that was Paul. He said he
had a comment. Was that him?

389
00:30:14.720 --> 00:30:18.039
All right? Here? I know, so let's talk to Sean. Was

390
00:30:18.119 --> 00:30:21.759
a question about appraisal, and I'm
going to talk about the real reason for

391
00:30:21.880 --> 00:30:23.480
this. I'm just going to tell
you right now what it is and then

392
00:30:23.519 --> 00:30:27.319
we'll go into details. I believe
it was frustration. I know the case

393
00:30:27.480 --> 00:30:32.720
wasn't brought over COVID, but I'll
bet you that they sure as hell were

394
00:30:32.759 --> 00:30:40.519
thinking this because during COVID these agencies
were crazy, and I mean bat crap

395
00:30:40.799 --> 00:30:47.119
crazy totally. I mean they were
yes, mass no mask, this mask,

396
00:30:47.200 --> 00:30:49.440
that mask, and then this that
and the other thing, and some

397
00:30:49.799 --> 00:30:52.839
in the New Yorks you can open, you can do this. You got

398
00:30:52.920 --> 00:30:55.240
to show a card. You don't
have to show card. They were like

399
00:30:55.359 --> 00:31:00.400
the Gestapo, for God's sakes,
and that's not going to happen anymore,

400
00:31:00.680 --> 00:31:03.200
not under this one. Hey,
go ahead, Paul, you have a

401
00:31:03.240 --> 00:31:08.799
comment. Yeah, the Chevron case, as I recall, was original,

402
00:31:10.799 --> 00:31:15.759
started from some fishermen. The Agency
for your Age she decided they wanted a

403
00:31:15.880 --> 00:31:23.440
push that the fishermen had to pay
to have uh inspectors on their boats basically

404
00:31:23.599 --> 00:31:29.200
full time. It was obscurred and
uh so that's where it started. But

405
00:31:29.319 --> 00:31:32.839
this has been a long, long, long time coming. I remember a

406
00:31:32.920 --> 00:31:36.759
big yeah, but that's where it
started. But that wasn't the most recent

407
00:31:36.920 --> 00:31:42.440
case that brought it to a head. Well, that's that's the one.

408
00:31:42.519 --> 00:31:48.680
The Supreme Court ruled on No,
they ruled on that doctrine. They ruled

409
00:31:48.799 --> 00:31:52.960
on that doctrine. But it wasn't
Chevron who brought that case about their that

410
00:31:53.200 --> 00:31:59.359
doctrine. No, there were that
brought the thing. You mean that that

411
00:31:59.480 --> 00:32:02.839
brought the issoo to the court or
right do right ouction is in law.

412
00:32:05.559 --> 00:32:09.920
But the I mean, there were
a lot of two A cases involving Chevron,

413
00:32:10.440 --> 00:32:15.160
and I remember a big, big
thing some years ago. I know

414
00:32:15.319 --> 00:32:19.119
what they call it. You know, basically it had to do with regulating

415
00:32:19.319 --> 00:32:22.480
water on people's property. Here,
if you had a little piss pond,

416
00:32:22.880 --> 00:32:27.920
a little something on your water,
a little bit of water, wetlands property,

417
00:32:28.400 --> 00:32:30.640
they wanted to regulate your old land
what you could do with it.

418
00:32:31.160 --> 00:32:34.839
So, you know, I don't
know what you're trying to get at.

419
00:32:34.920 --> 00:32:39.759
There was a whole host of agency
overreach for you many of course, that's

420
00:32:39.839 --> 00:32:44.279
right, that's right. What I
was trying to do is and I can't

421
00:32:44.319 --> 00:32:49.680
find it the case that brought that
to a head. Chevron didn't go back

422
00:32:49.720 --> 00:32:52.400
and appealed to nineteen eighty four ruling. I mean, somebody brought it to

423
00:32:52.599 --> 00:32:55.599
the head. And I'm trying to
figure out what that latest case was.

424
00:32:55.880 --> 00:33:02.440
That's all. That's I don't recall
it right offhand what the case was,

425
00:33:02.519 --> 00:33:07.359
but I will, I'll find it. But whatever it was, it had

426
00:33:07.400 --> 00:33:13.519
to do with the Chevron doctrine,
exactly what you said, and they struck

427
00:33:13.559 --> 00:33:16.440
it down. And now you can't
just make a ruling and then rule on

428
00:33:16.559 --> 00:33:22.240
your own ruling. It goes a
little beyond that because people were already able

429
00:33:22.359 --> 00:33:29.119
to suit into court, but the
difference element of it is gone. So

430
00:33:29.359 --> 00:33:36.400
courts, even though somebody might have
a legitimate argument, the court was forced

431
00:33:36.920 --> 00:33:42.200
they couldn't just do what courts are
supposed to do. They were forced to

432
00:33:42.559 --> 00:33:47.200
abide by whatever the agency disment.
Yeah, so what they're saying is the

433
00:33:47.319 --> 00:33:55.960
agency can't make its own determinations.
Well, it's more than that. You

434
00:33:57.160 --> 00:34:00.480
keep saying it's more than that,
and then you repeat exactly what I said.

435
00:34:00.680 --> 00:34:07.279
They're saying the agencies can't make law. Yes, the agencies can't make

436
00:34:07.400 --> 00:34:10.679
l on but the difference between what
you and I are talking about is that

437
00:34:13.159 --> 00:34:16.760
it wasn't just a matter of people
only being limited to talk to the agency

438
00:34:16.800 --> 00:34:22.320
about their arguments. They could literally
sue in court, but the courts had

439
00:34:22.400 --> 00:34:29.639
to abide. But what the agency
had ruled exactly That's what I am saying.

440
00:34:29.840 --> 00:34:34.079
They can no longer do that.
The purview is now with the courts.

441
00:34:35.719 --> 00:34:38.280
Well, okay, I'm not going
to restate this over and over and

442
00:34:38.360 --> 00:34:43.880
over. We're both saying the same
thing. The purview is now with the

443
00:34:44.079 --> 00:34:50.000
courts to decide, not for the
interagencies to decide. They don't come to

444
00:34:50.119 --> 00:34:53.840
court with evidence. They come to
court with an opinion. And the case,

445
00:34:53.960 --> 00:34:59.159
by the way, was something called
Lower Bride Enterprises versus something or other's

446
00:34:59.400 --> 00:35:02.840
the Department of Commerce and that was
the most recent case that brought that up.

447
00:35:04.960 --> 00:35:07.960
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448
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450
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451
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452
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453
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twenty two ripped News. You need
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454
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fast as we can. Shooter's gonna
help come Max is the Troubleshooter Show.

455
00:35:57.679 --> 00:36:05.480
No Tom Martinez, Hi Tom Archino, your troubleshooter three O three seven one

456
00:36:05.599 --> 00:36:09.280
three talk three O three east seven
one three eight two five five. Welcome

457
00:36:09.400 --> 00:36:13.599
to the show. We're here to
help you solve problems, to answer questions,

458
00:36:13.719 --> 00:36:16.440
take complaints, and make your life
just a little easier. Sean has

459
00:36:16.480 --> 00:36:21.760
a question of about land. Go
ahead, Sean, what's going on with

460
00:36:21.840 --> 00:36:25.000
you? Hey? Tom? Thanks
take my call? Yes, sir,

461
00:36:25.079 --> 00:36:29.559
can you give me a referral?
I'm looked for in appraisal on some vacant

462
00:36:29.639 --> 00:36:34.159
land. The land is in Lake
County, Colorado, currently owned by family,

463
00:36:34.320 --> 00:36:37.039
and I'm looking to purchase it and
wanted to get an appraisal done first.

464
00:36:37.639 --> 00:36:42.800
Just want to demand your recommendation for
a contact. Vacant land is a

465
00:36:42.880 --> 00:36:47.599
little different animal than regular land.
I'm interested to me then a regular property?

466
00:36:49.280 --> 00:36:54.239
Is it vacant land multi acres or
vacant land a lot about ten acres?

467
00:36:55.039 --> 00:37:00.239
Okay? Is it in a subdivision
or is it unincorporated or is it

468
00:37:00.440 --> 00:37:05.199
just out where? Tell me about
the lands? Actually a mining claim?

469
00:37:05.920 --> 00:37:09.800
It is a patented mining claim.
It's it's I guess in a remote area.

470
00:37:09.840 --> 00:37:15.239
It's off of Western Pass. You're
it's going to be very difficult to

471
00:37:15.280 --> 00:37:21.960
get someone to do a mining claim. Okay, right now, I'm not

472
00:37:22.039 --> 00:37:27.199
saying it's impossible. I'm going to
check with some of our contacts, but

473
00:37:28.199 --> 00:37:37.159
see those see mining claims become almost
a shot in the dark, I guess

474
00:37:37.000 --> 00:37:42.280
unless there are comps. Here's what
I want to ask you. Why the

475
00:37:42.360 --> 00:37:45.400
appraisal. Is it because you don't
want to pay too much? Or they

476
00:37:45.679 --> 00:37:49.119
they're insisting on it? Tell me
why? Or are you getting a loan?

477
00:37:49.239 --> 00:37:52.679
Tell me about it? Nope,
just looking to establish a fair market

478
00:37:52.760 --> 00:37:59.559
value today, Okay, Okay,
Then what you can do is until we

479
00:37:59.639 --> 00:38:04.119
can find someone, you can go
to county records or a title company and

480
00:38:04.280 --> 00:38:08.599
just pay it's not much money,
and ask the title company for similar mining

481
00:38:08.679 --> 00:38:13.719
claims that have changed hands. Now, okay, help me here, because

482
00:38:13.760 --> 00:38:16.599
I haven't I've never purchased a mining
claim. Do they involve a title of

483
00:38:16.679 --> 00:38:23.119
any kind when you buy them?
I don't know, I would assume so,

484
00:38:23.360 --> 00:38:25.880
I mean, I'm not purchasing it
for the purpose of the claim,

485
00:38:27.039 --> 00:38:30.159
right I'm purchasing it simply for the
purpose of the land. But the you

486
00:38:30.239 --> 00:38:31.320
know, well, I understand that, but in order to do it,

487
00:38:31.400 --> 00:38:36.320
you have to convey titles somehow.
I don't know how it's done. I

488
00:38:36.480 --> 00:38:39.960
know nothing about mining claims and how
title is conveyed. I just don't know.

489
00:38:40.719 --> 00:38:44.679
We can find out, we can
ask someone. But I thought,

490
00:38:45.199 --> 00:38:47.719
if you're looking to buy it,
are there other mining claims in the area.

491
00:38:50.239 --> 00:38:54.079
There are, yes, Okay,
you can find out if they've been

492
00:38:54.199 --> 00:39:00.320
conveyed and for how much and when, and establish some kind of a least

493
00:39:00.320 --> 00:39:04.039
an idea. That's all public record. But if you don't know how to

494
00:39:04.159 --> 00:39:08.719
look for it, maybe a title
company could help. Okay, I'm assuming

495
00:39:08.760 --> 00:39:12.920
I could find that on the Lake
County Assessor or through the Lake County Assessor.

496
00:39:13.079 --> 00:39:15.840
Well, yeah, usually that.
Now again, I'm not I'm professing

497
00:39:15.920 --> 00:39:20.599
my ignorance when it comes to mining
claims. If this was a piece of

498
00:39:20.719 --> 00:39:25.239
property, all of that would be
apropos I'm not sure. I'm really not.

499
00:39:25.480 --> 00:39:30.079
When you have a mining claim,
what do you have? I don't

500
00:39:30.119 --> 00:39:31.679
know. I mean, I don't
know if it's federal, I don't know

501
00:39:31.719 --> 00:39:36.079
if it's state. I don't know
if it's county, but I'm going to

502
00:39:36.239 --> 00:39:39.360
ask someone and we're going to figure
it out. I don't even think our

503
00:39:39.400 --> 00:39:43.480
real estate attorney would know, but
you know, Kachina, you can ask

504
00:39:43.599 --> 00:39:47.599
in general if he knows, if
he doesn't find but let's maybe we can

505
00:39:47.679 --> 00:39:52.880
ask our listeners. And we have
smart listeners, even my YouTube morons might

506
00:39:53.000 --> 00:39:59.480
know, so we can figure it
out and say, hey, what do

507
00:39:59.559 --> 00:40:01.679
you do with mining claim? Have
you sold one? How is title conveyed?

508
00:40:02.039 --> 00:40:07.000
Because what you want to do is
look for comps. You're the best

509
00:40:07.199 --> 00:40:12.920
indication of value. The best always
are comps, no matter what. If

510
00:40:13.000 --> 00:40:17.119
you find similar claims in similar areas, you're going to establish a value.

511
00:40:17.440 --> 00:40:22.519
Now you can start on the county
level, but call a title company in

512
00:40:22.599 --> 00:40:25.280
that area. Are there any title
companies you can think? And then say,

513
00:40:25.440 --> 00:40:31.159
hey, have you ever conveyed title
or ownership of mining claims? And

514
00:40:31.400 --> 00:40:37.039
if I wanted to get demographic information
just for you know, for how much

515
00:40:37.119 --> 00:40:40.920
they're worth and what they've conveyed for
where do I go for that? Title

516
00:40:40.960 --> 00:40:46.079
companies are very helpful and and perhaps
we can find out for you too.

517
00:40:46.199 --> 00:40:51.360
You can keep listening and we'll put
out the word. Okay, and so

518
00:40:52.079 --> 00:40:55.159
do you question, Yeah, go
ahead, go ahead on the you know,

519
00:40:55.280 --> 00:40:59.760
on the assessor's website. Obviously there's
an assessed value in a market value.

520
00:41:00.159 --> 00:41:02.039
How accurate do you think that market
value would be on someone? Well,

521
00:41:02.320 --> 00:41:07.599
that's a good question. Some assessors
they tell you what year it's based

522
00:41:07.639 --> 00:41:15.559
on. They tell you so you
can extrapolate from there. What is when

523
00:41:15.599 --> 00:41:21.320
they say market value? Do they
say as of a certain date? Yes,

524
00:41:21.519 --> 00:41:22.880
and that was a I don't know
the exact date, but it was

525
00:41:22.920 --> 00:41:29.800
twenty twenty three. Okay, what's
the market value? They mentioned? Roughly

526
00:41:29.880 --> 00:41:35.920
forty k Okay? Oh, what
I want to do? Kashina? I

527
00:41:36.079 --> 00:41:45.199
want to call because he deals with
tax, taxes and research. I want

528
00:41:45.239 --> 00:41:49.679
to call one of my contacts in
real estate. I'm going to put the

529
00:41:49.760 --> 00:41:52.360
name up here. Okay, I
don't know if you have the number,

530
00:41:52.440 --> 00:41:55.199
but I'm going to put it down. I don't want people call him that.

531
00:41:55.440 --> 00:41:59.079
Do you see that name in red
eye put down under show notes?

532
00:42:00.000 --> 00:42:05.119
Okay, do you know who that
is? He's with and he is in

533
00:42:05.360 --> 00:42:07.639
I believe anyway, we've talked to
him before. Let me look for his

534
00:42:07.760 --> 00:42:10.840
number and I'll put it up there. So if you hang on or you

535
00:42:10.920 --> 00:42:14.719
can just listen Sean, We'll try
to figure this out for you. Okay,

536
00:42:15.199 --> 00:42:21.360
okay, thanks love for sure.
Sure, Christine, what's going on?

537
00:42:21.559 --> 00:42:24.840
Christine? Hi? Tom? How
are you good? What's going on

538
00:42:25.000 --> 00:42:31.920
with you? So? I have
a twenty sixteen Hundai Santa Fe Sport that

539
00:42:32.199 --> 00:42:37.920
through both Pro Auto Care, our
local mechanic as well as through shomp Hyundai

540
00:42:38.519 --> 00:42:44.559
has been tested and determined that it's
got excessive oil use going on with the

541
00:42:44.639 --> 00:42:51.840
engine. It's a two thousand and
sixteen yes, okay, so keeps going

542
00:42:52.039 --> 00:42:57.599
roughly nine roughly ninety thousand miles.
We bought it as a certified pre owned

543
00:42:57.719 --> 00:43:01.719
car, and we're told we'd have
the balance of the original Hyundai you know,

544
00:43:01.840 --> 00:43:05.639
ten year, one hundred thousand mile
warrant. Yeah, uh huh?

545
00:43:06.599 --> 00:43:09.400
Did you get it now? Yeah? Go ahead, no, go ahead,

546
00:43:09.400 --> 00:43:14.440
I'm listening. So, as it
turns out, the car is at

547
00:43:14.559 --> 00:43:20.159
Champ Hyundai right now. It's been
torn apart. They took photos and everything,

548
00:43:20.960 --> 00:43:25.880
and the warranty company apparently is not
the original corporate warranty. It is

549
00:43:27.079 --> 00:43:32.599
an extended warranty through Hyundai. Is
how they're saying that this oil usuedd just

550
00:43:32.639 --> 00:43:37.440
being claimed the problem. Well,
hold on, hold on, don't they

551
00:43:37.519 --> 00:43:40.760
have a drive train normally that's that
goes ten years. I don't understand what

552
00:43:40.880 --> 00:43:45.760
you're talking about. An extended parent. See. Apparently, because we're a

553
00:43:45.880 --> 00:43:51.840
second owner on this car, you
don't get the original Hyundai warranty, although

554
00:43:51.920 --> 00:43:54.800
that's how they sell it to you. They tell you that you have the

555
00:43:54.960 --> 00:43:58.559
balance. You know, you get
the remainder of the ten year, one

556
00:43:58.599 --> 00:44:02.239
hundred thousand mile But that's done through
a Okay, all right, whatever it

557
00:44:02.400 --> 00:44:07.840
is. It's backed by Hyundai.
Right, yes, yes, that shouldn't

558
00:44:07.920 --> 00:44:12.480
matter if it's covered. It's covered, right or isn't it right? Well,

559
00:44:12.719 --> 00:44:17.039
they're saying that it's covered, except
for we do not get the option

560
00:44:17.320 --> 00:44:22.320
of a loaner car under the because
it's not under the corporate warranty. So

561
00:44:23.320 --> 00:44:28.440
we have the choice of either renting. Well, they would never extend a

562
00:44:28.519 --> 00:44:35.079
loaner to a second owner ever.
Right, So we are currently paying about

563
00:44:35.159 --> 00:44:38.440
eighty eight dollars per day for a
rental car under our own we've rented it

564
00:44:38.559 --> 00:44:45.599
ourselves while this repair is happening.
The problem is they are back ordered on

565
00:44:45.880 --> 00:44:51.440
the replacement re manufactured engines that they
are going to be providing with no date

566
00:44:51.599 --> 00:44:54.440
in sight for when you're actually going
to get though a brand new you're going

567
00:44:54.480 --> 00:44:59.960
to get a newly manufactured, re
manufactured engine. It's a re manufactured engine.

568
00:45:00.119 --> 00:45:01.599
What we're supposed to be getting And
what's out of pocket on that?

569
00:45:01.920 --> 00:45:07.679
If there is any I think there's
no out of pocket on that, except

570
00:45:07.719 --> 00:45:13.280
we did have to pay the initial
six hundred dollars costs for testing the engine

571
00:45:13.400 --> 00:45:16.320
to determine it. You know what
will That really sucks that they're backwatered.

572
00:45:16.360 --> 00:45:20.960
It really does. And they're not
the only ones. It's happening all over

573
00:45:21.039 --> 00:45:28.679
the country, and your consequential losses
are never going to be covered under warranty.

574
00:45:29.960 --> 00:45:32.719
And I don't know what to tell
you because you're not the only one.

575
00:45:32.840 --> 00:45:37.320
This is a this is an impossible
problem to solve because it's never happened

576
00:45:37.360 --> 00:45:42.519
before. There's not been class action
suits. There's not because there's not enough

577
00:45:42.559 --> 00:45:46.719
people in any one class. It's
just the weirdest thing. People are without

578
00:45:46.800 --> 00:45:52.159
their cars for all kinds of reasons, and they're renting cars or they're borrowing

579
00:45:52.320 --> 00:45:57.920
cars, but you can't hold if
you're going to try. Let's just put

580
00:45:57.960 --> 00:46:01.519
it this way. I think it'll
be a cold day in hell to try

581
00:46:01.639 --> 00:46:09.159
to hold Hyundai responsible for your replacement
vehicle. Right right, They will reimburse

582
00:46:09.239 --> 00:46:14.760
the cost up to forty dollars a
day. That's oh really, I am

583
00:46:14.880 --> 00:46:20.599
shocked. I'm actually shocked at that. But they won't give us that reimbursement

584
00:46:20.760 --> 00:46:25.840
and tell the repair is completed.
Goy, how long do they say it's

585
00:46:25.880 --> 00:46:30.159
gonna be? This is terrible.
They don't know, they don't know.

586
00:46:30.280 --> 00:46:35.119
There's no date as to when these
engines will be available. The other thing

587
00:46:35.280 --> 00:46:40.239
that is there's no date. Yeah, hotly, that's what they're telling us.

588
00:46:40.800 --> 00:46:45.199
We've been in touch with both Hyundai
Corporate as well as Chomp Hyundai here

589
00:46:45.400 --> 00:46:50.639
to you know that's working on the
repair. So I'm wondering, though at

590
00:46:50.719 --> 00:46:53.719
this point, since we're kind of
just bleeding money at this point, do

591
00:46:53.840 --> 00:46:58.199
you think it would be worth just
to telling them just put the car back

592
00:46:58.239 --> 00:47:02.280
together again and we'll just drive it
and put oil in it when when it

593
00:47:02.360 --> 00:47:06.440
needs oil and then a hell no, you're gonna get oh wait wait,

594
00:47:06.480 --> 00:47:10.119
wait, you mean you mean drive
it until the engine comes in. They

595
00:47:10.159 --> 00:47:15.400
won't do that because they said that
now that a warranty claims in place,

596
00:47:15.599 --> 00:47:17.800
you're not allowed to put any additional
miles on the car, so they won't.

597
00:47:17.840 --> 00:47:22.039
I would never. I would never
let them put it back together and

598
00:47:22.199 --> 00:47:27.239
forego an engine. Do you understand
when you get that re manufactured engine,

599
00:47:27.639 --> 00:47:32.559
the value of that car is incredible? Okay? So I mean waiting even

600
00:47:32.719 --> 00:47:37.760
though I mean, I can't tell
you it is. I can't tell you

601
00:47:37.880 --> 00:47:39.719
that. Only you know that.
I mean, obviously, if a replacement

602
00:47:39.800 --> 00:47:45.159
vehicle is necessary and it's costing you
a crapload of money, I can't tell

603
00:47:45.199 --> 00:47:49.400
you that. But if it was
me, I'm looking at a twenty sixteen,

604
00:47:49.440 --> 00:47:52.000
almost a ten year old car,
and I'm going to get a brand

605
00:47:52.079 --> 00:47:59.679
new engine. I mean, when
let me ask you something so oh,

606
00:47:59.760 --> 00:48:02.360
Mark is called in Mark is to
somewhat of a Hyundai expert. He's owned

607
00:48:02.400 --> 00:48:05.400
so many of them. Mark,
what do you have to say about it?

608
00:48:07.760 --> 00:48:12.199
She wanted ninety thousand miles on it, She's gonna get a brand new

609
00:48:12.320 --> 00:48:16.360
engine, and they're paying forty four
bucks a day for a rental. I'm

610
00:48:16.440 --> 00:48:22.039
crying in my beer here. Come
on, No, I know exactly what

611
00:48:22.199 --> 00:48:24.159
you're saying, and she'll have like
a new car for goodness, sakes.

612
00:48:24.280 --> 00:48:30.840
I know, why are you paying
eighty eight bucks for rental I'll tell you

613
00:48:30.920 --> 00:48:35.679
that's a that's a good point.
Why are you paying forty eighty eight bucks?

614
00:48:36.639 --> 00:48:39.960
Because, as you know, Tom, the loss of use issue with

615
00:48:40.159 --> 00:48:46.199
rental cars that if you don't take
their insurance then you can be liable for

616
00:48:46.360 --> 00:48:50.760
the loss of use of that rental
car issue. That's no, no,

617
00:48:50.960 --> 00:48:53.159
no, no, no, Christine, you are nuts. If you're taking

618
00:48:53.480 --> 00:49:00.360
their insurance. Your insurance usually covers
loss of use. I think we've checked

619
00:49:00.360 --> 00:49:04.599
and they don't. But I can
double check again. And Christine, who's

620
00:49:04.639 --> 00:49:07.280
your insurance carrier? See, this
is a whole different ballgame. Now,

621
00:49:07.360 --> 00:49:13.760
this has nothing to do with anyone. You're buying forty dollars worth of insurance

622
00:49:13.800 --> 00:49:17.320
for God's sakes, I mean,
come on, I mean, Christine,

623
00:49:19.400 --> 00:49:25.679
let's use common sense here. Who's
your insurance carrier? Geiko and what do

624
00:49:25.920 --> 00:49:30.320
Okay, you need to call Compass
and get an insurance. I'm serious,

625
00:49:30.599 --> 00:49:34.119
you need to call Compass at least
to get a check up to see what

626
00:49:34.280 --> 00:49:37.039
the hell's going on. I mean, if they tell you. And by

627
00:49:37.079 --> 00:49:39.320
the way, loss of use.
Okay, I get what you're saying that

628
00:49:39.480 --> 00:49:44.320
your insurance company will pay for damages
but not for loss of use. And

629
00:49:44.480 --> 00:49:46.920
you're telling me you had to take
out there. What is their insurance costing

630
00:49:46.960 --> 00:49:52.239
you at the rental agency. I
think it's about what you were saying.

631
00:49:52.280 --> 00:49:55.239
I think it's about like thirty to
forty bucks six for the insurance. It

632
00:49:55.360 --> 00:49:59.360
is the worst insurance. Well,
that's the worst coverage you could ever You

633
00:49:59.440 --> 00:50:02.320
could literally really go out and buy
your own insurance and just enhance your own

634
00:50:02.360 --> 00:50:07.400
insurance cheaper. I don't understand why
you're making that choice. For God's sakes,

635
00:50:07.440 --> 00:50:10.079
I mean, this is absolute.
Do you understand what how much that

636
00:50:10.440 --> 00:50:16.239
that insurance is costing? I mean
no, I think Mark's right. They

637
00:50:16.320 --> 00:50:22.079
are doing They are doing so much
for you. And if you're calling because

638
00:50:22.119 --> 00:50:27.440
they're not paying, you're paying fourteen
thousand dollars fourteen thousand, six hundred dollars

639
00:50:27.599 --> 00:50:30.480
annualized for that insurance. I'm sorry, no, no, no, you

640
00:50:30.639 --> 00:50:36.960
need you need to enhance that.
I doubt I doubt that they don't pay.

641
00:50:37.280 --> 00:50:42.400
Did did they tell you they will
not extend to rental cars and loss

642
00:50:42.440 --> 00:50:47.920
of use? I think I have
asked before about the cover of a rental

643
00:50:49.000 --> 00:50:52.320
car. Yes, and for you
know, the liability and for the collision

644
00:50:52.360 --> 00:50:55.880
and all that, but not the
loss of use peace. Now it's possible.

645
00:50:55.960 --> 00:50:59.599
That's pains recently. I want to
I want to get I want to

646
00:50:59.599 --> 00:51:01.760
get comp Us Insurance on too.
We owe it to you to answer a

647
00:51:01.880 --> 00:51:06.639
question mark. I agree with you. You know, hold on if you

648
00:51:06.719 --> 00:51:08.079
want to hear about the insurance.
We'll do that. Coming right up.

649
00:51:08.599 --> 00:51:12.960
I didn't do the fifteen yet,
did I? Shannon? Okay, I

650
00:51:13.039 --> 00:51:20.400
got to take this break more.
Coming right up, Go with a sure

651
00:51:20.519 --> 00:51:24.039
thing Denver's best roofer Excel roofing dot
com. You don't pay a cent until

652
00:51:24.079 --> 00:51:30.599
you're content. Time for an insurance
check up free, no obligation. In

653
00:51:30.679 --> 00:51:36.920
comparison, call Compass Insurance paying too
much your coverage at dozens of insurance companies

654
00:51:37.039 --> 00:51:39.239
find out now three o three seven
to seven to one help. You'll think

655
00:51:39.280 --> 00:51:44.079
you're his only customer when you choose
Frank durand the real estate Man dot com

656
00:51:44.320 --> 00:51:47.960
to list your home with Remax Alliance
three oh three nine two zero sixteen twenty

657
00:51:49.039 --> 00:51:59.639
two. Man, We've had a
lot of diverse problems today, like mining

658
00:51:59.679 --> 00:52:02.119
claims. By the way, I
did I did do some research, ed

659
00:52:02.159 --> 00:52:07.360
Tomlinson's on he is, he's a
Remax real estate broker. He knows a

660
00:52:07.400 --> 00:52:09.719
lot about different things. I wondered, ED, if you ever came across

661
00:52:09.840 --> 00:52:15.920
mining claims in your time doing tax
research. Uh, I'm pretty well familiar

662
00:52:15.960 --> 00:52:22.840
with some of the mining mining claims. What is the actual question? Okay,

663
00:52:22.960 --> 00:52:27.480
well the actual question is? The
actual question is this if we can

664
00:52:27.559 --> 00:52:30.360
figure out how title is conveyed?
And I found out that it's nothing more

665
00:52:30.400 --> 00:52:37.199
than a quit claim usually unless there's
a loan involved. Most banks won't loan

666
00:52:37.280 --> 00:52:40.519
on mining claims, by the way, but if somehow you have a loan,

667
00:52:42.840 --> 00:52:45.079
a quit claim will not get you
out of the loan. It just

668
00:52:45.360 --> 00:52:50.679
transfers the property. But in any
case, Ed, here's what he wants

669
00:52:50.719 --> 00:52:55.360
to know, basically, comps.
How does he find comps if he's Sean,

670
00:52:55.480 --> 00:53:07.840
where is this mining claim? Sean? What county near Leadville? So

671
00:53:08.960 --> 00:53:12.920
if you needed to find comps for
that, Ed, because he can't find

672
00:53:12.960 --> 00:53:16.039
an appraiser to do it right,
right, you would go back to them,

673
00:53:16.199 --> 00:53:21.480
to the assessor assessor's office and ask
for them. Now, that'll take

674
00:53:21.519 --> 00:53:23.679
them a couple of days because they're
not easy to find. Oh, they're

675
00:53:23.679 --> 00:53:30.400
not something that is typical. But
they'll actually research that for you. Sure,

676
00:53:31.039 --> 00:53:36.559
I have to. Also the lull
is that they they are required to

677
00:53:36.639 --> 00:53:42.840
help you. Okay. Now,
when they research it, what's to prevent

678
00:53:43.000 --> 00:53:47.480
them from simply using the tax certificate
or the appraise, the the the assessment

679
00:53:47.599 --> 00:53:52.760
card that has a market value on
it? Is that dependable? No?

680
00:53:54.000 --> 00:54:00.320
Only only only sales are dependable.
Okay. So when the assessor puts a

681
00:54:00.400 --> 00:54:07.360
market value on there, what are
they basing it on? Ooh, probably

682
00:54:07.440 --> 00:54:12.159
a computer? You mean, like, do you think it has anything to

683
00:54:12.239 --> 00:54:17.440
do with recent sales? Probably not. I've never heard of a tax assessment

684
00:54:17.920 --> 00:54:22.480
and I've never heard of a tax
assessment having a market value on there.

685
00:54:22.000 --> 00:54:27.800
Do all the tax assessments have market
values written? Yes, but it's usually

686
00:54:27.880 --> 00:54:30.920
extra low and the taxes are only
about fifteen or twenty dollars just to handle

687
00:54:31.079 --> 00:54:37.360
paperwork. Okay, So in the
eyes of the assessor, it doesn't have

688
00:54:37.400 --> 00:54:44.920
any value. So, but they
still have some process. So what you

689
00:54:45.039 --> 00:54:49.199
should do, probably Sean, is
what he just said. You go to

690
00:54:49.280 --> 00:54:53.199
the assessor's office and ask them for
transfers that have taken place in the last

691
00:54:53.960 --> 00:55:00.159
two or three years. Two years
okay, and then you'll get it an

692
00:55:00.239 --> 00:55:04.639
idea. You can average that out. Thank you, Ed Tomlinson. We

693
00:55:04.719 --> 00:55:07.800
really appreciate We really appreciate it.
Your your your time. Thank you.

694
00:55:08.880 --> 00:55:15.320
By the way, let's talk to
Jeremy over at Compass. Hey, Jeremy,

695
00:55:16.400 --> 00:55:21.079
Hey, Tom, So, Christine
is renting a car. She has

696
00:55:21.159 --> 00:55:29.039
Geico insurance. She doesn't believe that
her coverage extends to a rental car for

697
00:55:29.440 --> 00:55:36.840
the purposes of loss of use.
What that means is, Jeremy, it

698
00:55:36.920 --> 00:55:38.880
might be a little ding in the
door, but if it takes them a

699
00:55:39.000 --> 00:55:44.519
week to fix or two or three, you can be popped with loss of

700
00:55:44.719 --> 00:55:51.239
use. What happens in that case? Yeah, No, that she's correct.

701
00:55:51.960 --> 00:55:55.880
Insurance policies are not going to cover
the loss of use. And even

702
00:55:57.039 --> 00:56:00.880
even my insurance, even upgraded insurance. You're telling me that when I rent

703
00:56:00.960 --> 00:56:05.440
a car, even though I'm fixing
the damage, they can come after me

704
00:56:05.599 --> 00:56:08.440
for loss of use. Correct.
Yeah, okay, as long as you

705
00:56:08.440 --> 00:56:14.159
have physical damage coverage, they'll fix
whatever the damage is, but they're not

706
00:56:14.280 --> 00:56:17.960
going to pay. They'll argue for
you that you know, they have to

707
00:56:19.159 --> 00:56:24.320
prove that, you know they need
that they're actually losing the money. But

708
00:56:25.480 --> 00:56:30.840
and Brian and I have actually debated
this before. In my opinion, those

709
00:56:30.960 --> 00:56:36.280
contracts are not written for our benefit. So I you could argue that you're

710
00:56:36.320 --> 00:56:42.079
not actually losing money. I don't
trust that argument, and so in the

711
00:56:42.239 --> 00:56:45.519
past I would just kind of casually
tell people, hey, this is something

712
00:56:45.599 --> 00:56:50.559
to kind of be aware of in
the last few years with all the supply

713
00:56:50.719 --> 00:56:54.000
chain issues and just all the issues
that we're seeing and how long things can

714
00:56:54.119 --> 00:57:00.960
take. It's you know, depending
on obviously the cost of that insurance through

715
00:57:00.079 --> 00:57:06.639
them. It is something to consider
because you could get stuck with something.

716
00:57:06.760 --> 00:57:09.440
I had someone look at this the
other day. They were renting a car,

717
00:57:09.559 --> 00:57:15.679
and we actually went through the contract
and that contract actually limited the loss

718
00:57:15.719 --> 00:57:22.719
of use they can collect up to
thirty days, so you know, obviously

719
00:57:22.800 --> 00:57:27.559
they can all vary by this one
at least was limiting, but even thirty

720
00:57:27.639 --> 00:57:30.599
days, I mean, that's a
lot of money if they're charging you for

721
00:57:30.719 --> 00:57:32.920
that because they can't rent it out, or they're saying they can't rent it

722
00:57:32.960 --> 00:57:38.920
out. Jeremy, when I go
and rent a car, I usually buy

723
00:57:39.599 --> 00:57:45.159
a limited amount of insurance from the
carrier, even though you guys provide me

724
00:57:45.280 --> 00:57:49.440
with great insurance, and part of
the reason was loss of use. But

725
00:57:49.559 --> 00:57:53.280
I swear to you I don't recall
paying any more than maybe fourteen bucks a

726
00:57:53.400 --> 00:57:57.719
day. Now. I don't know
if that's changed. She said she's paying

727
00:57:57.960 --> 00:58:02.280
forty dollars a day. That seems
like sessive. I have heard from the

728
00:58:02.400 --> 00:58:07.679
last few people I've talked to closer
to that thirty thirty five range is holy

729
00:58:08.280 --> 00:58:13.840
crap. One person was telling me
the insurance not yeah. I don't know

730
00:58:13.920 --> 00:58:17.639
how accurate this was, was more
than the rental car, which I had

731
00:58:17.679 --> 00:58:22.719
a hard time believing. But I
think part of that is the supply chain

732
00:58:22.840 --> 00:58:28.840
issues and people being a little bit
more aware of it. They're seeing a

733
00:58:28.920 --> 00:58:32.559
bit more of an interest in it, and that probably is somewhat affecting the

734
00:58:32.599 --> 00:58:39.639
price of that Holy crap. So
she does have an issue now. Of

735
00:58:39.760 --> 00:58:44.320
course, the other issue is this, even if she is paying a lot

736
00:58:44.400 --> 00:58:49.199
of money for that coverage, ken
they I mean, and this is not

737
00:58:49.360 --> 00:58:52.119
for you, Jeremy, but I
really appreciate you being on the the Insurance

738
00:58:52.159 --> 00:58:55.679
Health Center dot com and that's where
you call for insurance checkups three h three

739
00:58:55.840 --> 00:59:01.079
nine ninety six nine thou But the
real question here is can she hold Yundai

740
00:59:01.119 --> 00:59:05.280
responsible? I'd say, in my
opinion, never in a million years,

741
00:59:06.119 --> 00:59:09.519
because loss of use is a total
different ballgame. They're saying that loss of

742
00:59:09.679 --> 00:59:15.039
use is a result of an accident
and to get that coverage for what could

743
00:59:15.159 --> 00:59:20.519
happen. There's no way that Hyundai
is going to be responsible for that.

744
00:59:21.199 --> 00:59:23.639
Now, can you rent it without
that? Sure? You can just let

745
00:59:23.719 --> 00:59:29.119
your insurance cover it and hope they're
not successful in a loss of use case.

746
00:59:30.599 --> 00:59:37.599
You know, all I can say
is that's really a consequential loss warranty

747
00:59:37.840 --> 00:59:46.159
specifically disclaim those. But I was
unsuccessful, Christine in finding you a better

748
00:59:46.239 --> 00:59:52.400
solution because I thought Compass would say
that was outrageous and they're not saying that.

749
00:59:53.559 --> 00:59:59.480
So God, it's it's an understand
where I'm at. Oh, I

750
00:59:59.599 --> 01:00:05.599
understand and completely where I mean.
I was totally outdated on that. I

751
01:00:05.679 --> 01:00:09.039
mean, yeah, so when you
go to rent to when you go to

752
01:00:09.079 --> 01:00:15.559
rent a car, I wish they
would have just loss of use coverage that

753
01:00:15.719 --> 01:00:20.079
you can take out with the with
the rental agency, so the rest of

754
01:00:20.159 --> 01:00:23.039
your own insurance covers it. You
know what I'm saying. I don't know

755
01:00:23.239 --> 01:00:29.519
too, Tom Wow, they don't
do it, but I wish. I

756
01:00:29.599 --> 01:00:30.960
wish they did too, because that's
exactly what I would do, but they

757
01:00:30.960 --> 01:00:35.320
don't offer that. So have you
ever have you ever looked into these other

758
01:00:35.440 --> 01:00:38.960
places rent a heap, things like
that. I think they're called something like

759
01:00:39.039 --> 01:00:45.880
that. I don't know, I
hate I have not. I guess that's

760
01:00:45.880 --> 01:00:49.599
another option. Try to find a
less expensive rental car, that's another option.

761
01:00:50.679 --> 01:00:53.679
Yeah, I don't know. Man, you know, I just don't

762
01:00:53.719 --> 01:00:58.239
recall paying that much, but I
might. I might have no one,

763
01:00:58.320 --> 01:01:00.800
no, not. Actually it was
a while, so it's possible. Though

764
01:01:00.880 --> 01:01:05.400
you bring you bring up a really
good issue, and I'd like to know

765
01:01:05.559 --> 01:01:07.639
what other people are facing with that. But there's nothing we can do.

766
01:01:07.800 --> 01:01:12.400
And really, I'm not telling you
not to go after Hyundai, but I

767
01:01:13.639 --> 01:01:17.800
they're paying forty bucks a day plus
they're paying. You're gonna have a nice

768
01:01:17.840 --> 01:01:21.559
car when you're done. I mean, really, it's gonna be worth something.

769
01:01:22.000 --> 01:01:24.039
In fact, what I would do
if IRAU is once they get that

770
01:01:24.199 --> 01:01:29.119
engine, well, I would do
one of two things. Either drive the

771
01:01:29.639 --> 01:01:31.840
wheels off it or sell it immediately
with a new engine. What are you

772
01:01:32.000 --> 01:01:37.199
kidding? That'll have a great market
value. Yeah, I was thinking exactly

773
01:01:37.320 --> 01:01:39.480
that. Tom. The only thing
that's the big hitch and the whole thing.

774
01:01:39.639 --> 01:01:45.079
I reirdly wouldn't even mind paying the
cost per day. The problem is

775
01:01:45.280 --> 01:01:47.760
it's just there's no end there's no
end date. They haven't given me any

776
01:01:47.880 --> 01:01:52.119
end date as to when this engine
will be available. What if it's four

777
01:01:52.199 --> 01:01:54.400
months from now? You know,
I know that. No, No,

778
01:01:54.559 --> 01:01:59.519
I understand though, but that is
something happening to everyone. Look at.

779
01:01:59.599 --> 01:02:01.400
I don't know what to tell you. Look at. I had a little

780
01:02:01.519 --> 01:02:06.639
scratch I was having done and they
said, well we would replace this piece

781
01:02:06.679 --> 01:02:08.519
and I said okay, and they
said it's going to be four months And

782
01:02:08.599 --> 01:02:13.800
I said what so what I did? Because it wasn't critical us, I

783
01:02:13.880 --> 01:02:15.079
said, well, guess what here, I'll pay for the part, call

784
01:02:15.159 --> 01:02:17.760
me when it's in. Then I
went in and had it changed out.

785
01:02:19.039 --> 01:02:22.599
I mean, I would never leave
a car. I mean, I don't

786
01:02:22.639 --> 01:02:24.280
know what to do if a car's
not drivable and they tell you it's going

787
01:02:24.320 --> 01:02:28.440
to be and some people are telling
me it can be four to six months.

788
01:02:28.639 --> 01:02:30.719
I got to take this break.
We got more coming right up.

789
01:02:30.719 --> 01:02:38.599
I'm sorry about that. Christine,
go with a sure thing Denver's best roofer

790
01:02:38.800 --> 01:02:45.920
Excel Roofing dot com. You don't
pay a cent until you're content. Time

791
01:02:45.960 --> 01:02:51.400
for an insurance checkup free, no
obligation. In comparison, call Compass Insurance

792
01:02:51.599 --> 01:02:54.719
paying too much your coverage at dozens
of insurance companies find out now three oh

793
01:02:54.800 --> 01:02:58.639
three, seven to seven to one. Help. You'll think you're his only

794
01:02:58.800 --> 01:03:01.559
customer when you choose for durand the
real estate Man dot com to list your

795
01:03:01.639 --> 01:03:09.840
home with Remax Alliance three oh three
nine two zero sixteen twenty two. Hi

796
01:03:10.119 --> 01:03:15.639
Tom Martino, your troubleshooter three all
three seven one three talk seven one three

797
01:03:15.639 --> 01:03:17.840
eight two five five. Don't forget
I have Denver Shades. I got Denver.

798
01:03:19.119 --> 01:03:23.239
Uh. I meant to say a
maid in the shade with me?

799
01:03:23.480 --> 01:03:29.480
Brendan Killian their website Denver Shades dot
co for window covering sad. Let's go

800
01:03:29.639 --> 01:03:35.599
to uh Mark. Hey, Mark, Hey, we were talking about loss

801
01:03:35.639 --> 01:03:39.280
of use. I hope she's listening
because this uh slipped my mind. And

802
01:03:39.400 --> 01:03:43.400
again these guys are calling me Biden, but it did slip my mind.

803
01:03:43.480 --> 01:03:50.320
Tell them that you thank you,
mar Mark, Mark? What do you

804
01:03:50.400 --> 01:03:53.039
got to say? Hey? Listen, man, it's pretty straightforward. So

805
01:03:53.199 --> 01:04:00.119
the venture X by Capital one will
cover almost all damage staffed up to like

806
01:04:00.320 --> 01:04:05.199
seventy or eighty thousand dollars, and
they'll losso cover loss of use and there's

807
01:04:05.320 --> 01:04:09.440
no extra cost. You just got
to make sure you use that credit card

808
01:04:10.079 --> 01:04:13.599
to pay and book directly with whomever. You can't book it through a third

809
01:04:13.679 --> 01:04:18.679
party. And then the the Amex
Platinum covers loss of use and that stuff

810
01:04:18.719 --> 01:04:23.639
as well. So a lot of
credit cards what she's buying insurance for,

811
01:04:24.000 --> 01:04:28.000
but for forty four bucks a day
or whatever she's spending, she's buying a

812
01:04:28.119 --> 01:04:30.920
full coverage package. That's just not
for loss of use. I don't care

813
01:04:30.960 --> 01:04:35.280
what she says. So Mark,
you're saying you have you used the credit

814
01:04:35.360 --> 01:04:40.360
card, it will handle that.
Yeah. And there's other ones too,

815
01:04:40.519 --> 01:04:44.599
like you have one, what's the
green one you use for business? The

816
01:04:44.760 --> 01:04:49.119
cap one? Yeah, yeah,
yeah, it's it's this far card handles

817
01:04:49.519 --> 01:04:53.079
quite a bit too. Man.
I'm embarrassed to tell this story, but

818
01:04:53.199 --> 01:04:57.719
we were in Texas and we stayd
a hotel. We flew in and we

819
01:04:57.800 --> 01:05:00.639
stayed a hotel that was actually on
airport ground, so we had to go

820
01:05:00.800 --> 01:05:04.639
through this gate every day. And
I backed up. I backed up,

821
01:05:05.039 --> 01:05:10.599
and I scraped the live in hell
at a rental car on this cement thing.

822
01:05:11.320 --> 01:05:15.199
Capital One stepped in. They paid. Thank god, I put it

823
01:05:15.320 --> 01:05:16.920
on that card. I didn't even
realize I did, but I wow.

824
01:05:17.280 --> 01:05:20.760
But they paid about five grand in
damage and I had no out of pocket,

825
01:05:20.920 --> 01:05:26.199
nothing hit. My insurance just covered
everything. Really good coverage. Man,

826
01:05:26.320 --> 01:05:28.880
You know what, I really do
have to take advantage of that.

827
01:05:29.000 --> 01:05:31.920
That's that's really a good reminder.
Okay, have that same card, use

828
01:05:32.000 --> 01:05:36.800
that green one. But that's hey
real quick. We're in California. Gas

829
01:05:38.159 --> 01:05:43.840
is absolutely crazy. It won up
a dollar plus from Oregon and I should

830
01:05:43.880 --> 01:05:45.840
have gased stuff there, but we
ran out of gas stations we could fit

831
01:05:45.960 --> 01:05:49.320
in. But I will say this, Rold Gavin Newso, no joke.

832
01:05:49.800 --> 01:05:56.679
These roads here just absolutely gorgeous.
No pot potholes the minute you leave,

833
01:05:57.239 --> 01:06:00.840
the minute you get out of Colorado, there's no holes. And the rest

834
01:06:00.840 --> 01:06:03.480
of the damn country. I have
no idea. What's up plus butt,

835
01:06:03.559 --> 01:06:09.920
but my guess he doesn't fix anything. Yeah, no, No, California's

836
01:06:10.000 --> 01:06:15.239
infrastructure is pretty damn good. That's
why you can get all that housing underneath

837
01:06:15.280 --> 01:06:19.360
the bridges and stuff yeah, yeah, right later, all right, we'll

838
01:06:19.360 --> 01:06:27.480
see you, uh three o three
and remembers remember we we beat we beat

839
01:06:27.559 --> 01:06:30.400
Medicare. Anyway, I don't know
that anyway. That's just my that's my

840
01:06:30.559 --> 01:06:39.920
quote anyway. More coming right up, go with a sure thing Denver's best

841
01:06:40.000 --> 01:06:44.000
roofer Excel Roofing dot com. You
don't pay a cent until you're content.

842
01:06:46.400 --> 01:06:50.480
Time for an insurance checkup free,
no obligation. In comparison, call Compass

843
01:06:50.559 --> 01:06:56.239
Insurance paying too much your coverage at
dozens of insurance companies find out now three

844
01:06:56.280 --> 01:06:59.880
o three seven to seven to one
help. You'll think you're his only customer

845
01:07:00.000 --> 01:07:02.559
when you choose Frank durand the real
estate Man dot com to list your home

846
01:07:02.800 --> 01:07:10.840
with Remax Alliance three all three nine
two zero sixteen twenty two. So when

847
01:07:10.960 --> 01:07:16.199
is someone going to come out with
the Biden shuffle for a dance? I'd

848
01:07:16.320 --> 01:07:20.840
like to see it. It would
make a good dance, the Biden shuffle,

849
01:07:21.559 --> 01:07:28.719
Huh, I wonder, saying like
maybe we can do that on TikTok.

850
01:07:30.840 --> 01:07:35.119
Anyway, Mark, you called in
about this guy. We called him

851
01:07:35.159 --> 01:07:40.320
on the air and he claimed he
was a victim. He said one of

852
01:07:40.400 --> 01:07:44.719
his employees stole his truck in his
contracts and went out and took money.

853
01:07:45.719 --> 01:07:48.800
You were one of the victims,
right, So what's what's going on with

854
01:07:48.880 --> 01:07:51.599
that? Did you ever call police
about that? And did he ever call

855
01:07:51.679 --> 01:07:57.440
police? Because he's he claims this
truck was stolen. Well, I think

856
01:07:57.519 --> 01:08:00.400
he claims his truck was stolen after
the fact, after all of this had

857
01:08:00.480 --> 01:08:04.000
happened. This is a horrizle.
Well he's yeah, because here's what he

858
01:08:04.039 --> 01:08:08.599
said. He was out of town
and didn't know it. Horizon Roofing and

859
01:08:08.800 --> 01:08:14.639
Concrete Services Joe Perkowitz says, I
didn't do it. He said, Mark

860
01:08:14.760 --> 01:08:19.119
never even met me before, and
right, he sent yes, and he

861
01:08:19.239 --> 01:08:25.039
paid my employees eighteen grand up front. Who did you make that check out

862
01:08:25.079 --> 01:08:30.399
to? I know it was real
cash. It was cold hard. I'll

863
01:08:30.439 --> 01:08:33.159
wait a minute, Mark, now, now we have to put the dunce

864
01:08:33.239 --> 01:08:41.439
cap on you for a second.
You you literally got eighteen thousand dollars in

865
01:08:41.600 --> 01:08:45.319
green bags, yes, and paid. Did you think it was strange that

866
01:08:45.439 --> 01:08:50.680
he wanted eighteen thousand dollars in cash? Well, he didn't ask for eighteen

867
01:08:50.840 --> 01:08:55.520
upfront. He asked for five upfront. So I gave the up hold on

868
01:08:56.000 --> 01:09:01.399
okay, and then what well,
then he did the work with excavating the

869
01:09:01.479 --> 01:09:05.279
backyard and removing all of the debris
and all of it. Then one set

870
01:09:05.359 --> 01:09:12.079
up. Well, then he came
back with some cement forms and cement form

871
01:09:12.199 --> 01:09:18.399
clamps that is, and asked for
five thousand more so that he could get

872
01:09:18.479 --> 01:09:23.399
this cement ordered. Okay, and
gave a great excuse for it. I

873
01:09:23.479 --> 01:09:27.560
mean I bought it, okay,
so you paid I ree, excuse me

874
01:09:27.680 --> 01:09:31.079
five plus five that's ten. Then
what right? Well, then he came

875
01:09:31.560 --> 01:09:34.479
then nothing, but he came back
and says, Mark, I just have

876
01:09:34.560 --> 01:09:38.399
to have a little bit more to
get this started, and you know I

877
01:09:39.079 --> 01:09:45.000
needed half up front, so I
would like to have five let me see

878
01:09:45.039 --> 01:09:50.880
five eight thousand more to get this
now. But here's what I'm asking you.

879
01:09:51.079 --> 01:09:59.560
Did you think it was strange he
wanted it in all cash. We

880
01:10:00.119 --> 01:10:04.399
negotiated up front the CRISI of the
entire project at a cash greenback price.

881
01:10:04.960 --> 01:10:08.840
You walked into this, Mark,
Man, Mark, you walked into this

882
01:10:09.000 --> 01:10:13.359
bro you were begging to get.
I'm not saying you deserve it, by

883
01:10:13.359 --> 01:10:15.920
the way, I'm not saying you
deserve it, but you walked into it.

884
01:10:15.720 --> 01:10:18.760
I don't think there's anything you can
do against this guy. You never

885
01:10:18.920 --> 01:10:23.279
dealt with, Joe. I'm telling
you, I don't I don't think you

886
01:10:23.640 --> 01:10:27.840
You paid cash to a guy and
then that guy ripped you off. I

887
01:10:27.920 --> 01:10:31.079
don't know what we do about it. Go with a sure thing Denver's best

888
01:10:31.199 --> 01:10:35.199
roofer Excel Roofing dot com. You
don't pay a cent until you're content.

889
01:10:39.600 --> 01:10:44.840
Time for an insurance checkup free,
no obligation comparison call Compass Insurance paying too

890
01:10:44.920 --> 01:10:48.199
much your coverage at dozens of insurance
companies find out now three O three seven

891
01:10:48.239 --> 01:10:51.720
to seven to one help. You'll
think you're his only customer when you choose

892
01:10:51.760 --> 01:10:57.159
Frank durand the real estate Man dot
com to list your home with Remax Alliance

893
01:10:57.439 --> 01:11:10.000
three three nine two zero sixteen twenty
two Yeah, rid news need so you

894
01:11:10.159 --> 01:11:16.760
don't have come running just as fast
as we can shoot. That's gonna help

895
01:11:17.039 --> 01:11:26.880
coming. Man is the Troubleshooter show
Now Tom Martino, Hi, Tom Martino,

896
01:11:26.920 --> 01:11:30.960
you're a troubleshooter three all three seven
one three talk seven one three eight

897
01:11:30.960 --> 01:11:32.880
two five five. We're here to
help you solve problems. Answer question taking

898
01:11:32.880 --> 01:11:36.279
place. Listen. I gotta go
to I have to go to Beth who's

899
01:11:36.279 --> 01:11:39.760
been waiting a long time and has
an issue. I saw it there.

900
01:11:40.000 --> 01:11:44.600
We also have made in the Shade
in here, which is uh Denver Shades

901
01:11:44.640 --> 01:11:47.600
dot Co seven two zero four five
eight sixty five sixty six. And we've

902
01:11:47.600 --> 01:11:53.600
been talking about a bit about some
window coverings. Somebody wanted to know in

903
01:11:53.680 --> 01:11:57.880
a text Brendan made in the Shade
do you guys do any window tinting at

904
01:11:58.039 --> 01:12:01.479
all? We do? Oh yeah, we didn't for a long time,

905
01:12:01.520 --> 01:12:05.039
but we now partnered with someone who
who has been doing it for a long

906
01:12:05.159 --> 01:12:10.640
time. So yes, does it
help? Oh yeah, yeah, I

907
01:12:10.720 --> 01:12:13.960
mean it's not like a window covering
is no, of course, definitely not

908
01:12:14.119 --> 01:12:17.680
like that. But some of the
blasting glare, especially in the Western when

909
01:12:17.680 --> 01:12:23.479
you're fading furniture and help on that
too. Now you're saying you're doing a

910
01:12:23.560 --> 01:12:26.680
lot of outdoor stuff right now.
Yeah, a lot of outdoor roller shades

911
01:12:26.720 --> 01:12:31.680
and pat and stuff, patios,
outdoor kitchens. Yeah. So to do

912
01:12:31.800 --> 01:12:34.800
the outside you have to have a
roof structure right to put it on the

913
01:12:34.880 --> 01:12:39.800
front, on the on the like
a lot of pergolas and that sort of

914
01:12:39.880 --> 01:12:43.479
thing, or roof structure. Can
you put it for a feeling or if

915
01:12:43.560 --> 01:12:45.399
you can do an awning, a
retractable an if you don't have that,

916
01:12:45.600 --> 01:12:49.800
Yeah, and they can get very
wide, like almost thirty feet, so

917
01:12:49.920 --> 01:12:55.000
you do. Yep, that's that's
considered a window covering. Yeah, yeah,

918
01:12:55.079 --> 01:12:57.479
we do outdoor. Not all the
dealers do, but we do.

919
01:12:57.680 --> 01:13:00.960
We do a lot of them.
Actually, all right, cool, anyway,

920
01:13:00.279 --> 01:13:05.319
let's go Beth. What's happening Beth? Hi, Hi, Beth.

921
01:13:05.560 --> 01:13:09.800
We've been having Hi. How are
you? I'm doing good? What's going

922
01:13:09.840 --> 01:13:15.600
on with you? We and I
say we. Some parents have been having

923
01:13:16.239 --> 01:13:24.439
some trouble getting financial information from a
booster club operating at a high school and

924
01:13:26.600 --> 01:13:32.119
until recently, tax returns hadn't been
filed, and they finally filed for two

925
01:13:32.279 --> 01:13:36.600
years, but it's still Can you
tell me the purpose of the booster club?

926
01:13:39.720 --> 01:13:44.479
Well, that's a good question.
I have belongs to it? Who

927
01:13:44.560 --> 01:13:47.159
belongs to it? Beth? Let's
start there. Yeah, there's a board

928
01:13:47.239 --> 01:13:55.600
of directors. They have listed that
it's a non non voting members but who

929
01:13:55.880 --> 01:13:59.760
belonged who belonged to I mean,
like, just tell me the membership?

930
01:13:59.840 --> 01:14:05.880
What is it for? It's for
the parents that thought to support the baseball

931
01:14:05.960 --> 01:14:11.880
team and what is it? What
does the booster club do? They it's

932
01:14:11.960 --> 01:14:16.119
for supporting the baseball team? Right, But do the parents belong or the

933
01:14:16.239 --> 01:14:26.159
players belong? Who belongs to it? Yes? My understanding is that the

934
01:14:26.319 --> 01:14:32.680
parents belong. But there's no bylaws
that we can find. Well, how

935
01:14:32.720 --> 01:14:35.720
do you join? Okay? Tell
me? How do you join? And

936
01:14:35.800 --> 01:14:40.039
why do you care? Here's what
I mean to This is what I'm asking.

937
01:14:40.359 --> 01:14:43.680
Why do you care about financials?
Do you pay something? Do you

938
01:14:43.760 --> 01:14:46.279
pay monthly? Do you pay an
initiation fee? If I go to that

939
01:14:46.439 --> 01:14:50.039
school and I start my kid in
that school? How do I join the

940
01:14:50.039 --> 01:15:00.079
booster club? And that's the thing
is that they do fundraisers and the coach's

941
01:15:00.600 --> 01:15:09.920
email the play baseball players two for
fundraising. However, there aren't any bylaws.

942
01:15:10.239 --> 01:15:14.840
There's only a board of directors.
They're as far as members from what

943
01:15:14.960 --> 01:15:19.640
I can tell, there's there are
no members that can vote. There isn't

944
01:15:19.960 --> 01:15:25.000
is it okay? The entity itself? Is it a five? Oh one

945
01:15:25.199 --> 01:15:33.079
C three? Yes? Okay?
Now they have to file every year?

946
01:15:33.560 --> 01:15:44.840
Have they done that? No?
Why I don't think they were forced to

947
01:15:45.039 --> 01:15:54.680
file? Well? Okay, so
they do no filing whatsoever. They recently

948
01:15:55.720 --> 01:16:03.079
filed a ten N for two years
for twenty three and twenty two. They've

949
01:16:03.199 --> 01:16:14.960
been operating since twenty nineteen. Okay, they filed ten ninety n's correct?

950
01:16:15.399 --> 01:16:24.279
And when did the nine ninety end
right? As a Nancy got it correct?

951
01:16:25.159 --> 01:16:30.199
Okay? And that is a return
right and that's okay. So the

952
01:16:30.319 --> 01:16:38.760
postcard and did you look at the
filing now? The nine N is not

953
01:16:38.960 --> 01:16:44.319
available. It's an electronic postcard.
Fu were you able to get at least

954
01:16:44.319 --> 01:16:49.239
what they put on there? No, it's for small tax examps. I'm

955
01:16:49.279 --> 01:16:58.920
looking it up organizations and okay,
so you have no idea where the money

956
01:16:59.039 --> 01:17:02.000
goes or what they use it for. Do you think now when you say

957
01:17:02.039 --> 01:17:09.560
a board of directors, how many
directors five? Do you think their self

958
01:17:09.640 --> 01:17:12.600
in their their self enriching? I
mean, what do you think's going on?

959
01:17:14.560 --> 01:17:24.000
I do? Really? Yes?
Okay, And and tell me when

960
01:17:24.079 --> 01:17:30.640
you ask the board of directors for
information, what do they say that up

961
01:17:30.760 --> 01:17:39.880
until last night, they said that
they would get it to the parents that

962
01:17:40.239 --> 01:17:45.880
were currently that currently had baseball players
at the school. So there's a separate

963
01:17:46.479 --> 01:17:51.199
communication between Okay. So that's what
I want to ask, do you have

964
01:17:51.279 --> 01:17:58.319
a player at the school. He
graduated in twenty twenty four, so he

965
01:17:58.439 --> 01:18:01.479
graduated in me. Okay, and
you were trying while he was a student

966
01:18:02.399 --> 01:18:05.880
and a baseball player to find out
what's going on with this booster club?

967
01:18:08.319 --> 01:18:12.039
Correct? Did the booster club ever
buy anything for the team? Did they

968
01:18:12.079 --> 01:18:18.479
ever put on any events other than
fundraisers? It's not clear because we asked

969
01:18:18.520 --> 01:18:24.720
for financial information and we hadn't been
provided any information about what was When you

970
01:18:24.760 --> 01:18:28.600
say it's not clear, what I
mean is when a booster club does something,

971
01:18:28.680 --> 01:18:30.640
you usually know they do something.
They buy this, or they buy

972
01:18:30.720 --> 01:18:36.880
that, or they sponsor this or
they sponsor that. I'm only aware of

973
01:18:38.319 --> 01:18:43.600
fundraisers. So other than fundraisers,
what do they do with the funds?

974
01:18:45.560 --> 01:18:54.119
It's not clear? And okay,
are these parents that are on the board

975
01:18:54.159 --> 01:19:00.840
of directors this five member board?
Are they parents? Most of them are?

976
01:19:00.119 --> 01:19:05.720
The treasurer is apparent from someone that
graduated two years ago. Well,

977
01:19:06.079 --> 01:19:09.880
what are the Okay, how much
are they raising? Do you have any

978
01:19:09.920 --> 01:19:18.760
idea about that? I didn't until
last night. They provided two spreadsheets that

979
01:19:19.159 --> 01:19:27.039
showed seventy five thousand dollars per year. I don't have the breakdowns in front

980
01:19:27.079 --> 01:19:33.760
of me about well taken in.
So they are coming through with information last

981
01:19:33.840 --> 01:19:40.000
night, yes, but it is
not clear. It just says Venmo transaction,

982
01:19:40.399 --> 01:19:47.159
so it's not clear what's going to
specific places. But it does note

983
01:19:47.199 --> 01:19:50.399
that they're also do you not want
to mention the high school or anything?

984
01:19:50.399 --> 01:19:54.079
I mean, have you gone to
the high school people and say, hey,

985
01:19:54.560 --> 01:19:58.520
you know they're operating as part of
the you know, this team or

986
01:19:58.640 --> 01:20:00.680
this school in the name of the
school, do you care? Have you

987
01:20:00.760 --> 01:20:06.520
talked to anyone at the school.
I've talked to the principal, the superintendent,

988
01:20:06.760 --> 01:20:13.319
and what do they do? What
do they say? They have said,

989
01:20:14.319 --> 01:20:18.960
up until recently, have said thank
you for your concerns, thank you

990
01:20:19.039 --> 01:20:24.479
for passing this long. A couple
of weeks ago I got an email that

991
01:20:24.720 --> 01:20:30.960
they can't discuss specifics. And then
most recently they're trying to say that there's

992
01:20:31.000 --> 01:20:35.800
a separation between the booster club and
the school. Well, there is a

993
01:20:35.920 --> 01:20:42.640
separation, but the so this booster
club seems to be a license to just

994
01:20:42.880 --> 01:20:45.840
collect money, but no one no
accountability as to where they spend it.

995
01:20:47.520 --> 01:20:53.920
Correct, so no one actually joined? How do they elect the five member

996
01:20:53.960 --> 01:21:01.479
board of directors. I've only seen
one time where they actually put that there

997
01:21:01.640 --> 01:21:10.640
was a position open. What I've
seen is that people suddenly become vice president

998
01:21:11.159 --> 01:21:17.319
or do they have meetings, not
that I'm aware of. I've asked for

999
01:21:18.399 --> 01:21:24.960
meeting schedules, they haven't been provided. I've asked for financial information and until

1000
01:21:25.039 --> 01:21:30.560
last night only the first time I've
received anything. I've asked for clarification from

1001
01:21:30.600 --> 01:21:41.239
the school because I've seen where the
coach has used Google classroom to ask players

1002
01:21:41.600 --> 01:21:46.720
for fundraising information and email. Okay, I hear a lot about fundraising.

1003
01:21:47.159 --> 01:21:51.199
Do you ever hear about events they
have to pay? I mean where they

1004
01:21:51.319 --> 01:21:56.600
spend money? I hear about them
raising money. Can you think of anything

1005
01:21:56.680 --> 01:21:59.800
they do? I mean, did
the Do they help the baseball team with

1006
01:22:00.079 --> 01:22:03.640
the uniforms? Do they help the
baseball team with supplies? With travel?

1007
01:22:06.760 --> 01:22:12.880
What I paid the Booster club for
travel? I have heard that they pay

1008
01:22:13.039 --> 01:22:26.399
for dinners and I believe snacks.
I've heard you simply you simply want an

1009
01:22:26.439 --> 01:22:31.560
accounting? Are you the only one? No? How many parents would you

1010
01:22:31.720 --> 01:22:36.920
say? Literally? How many?
Not say many? But how many parents

1011
01:22:38.000 --> 01:22:46.479
do you think care about this?
I would say, can? I would

1012
01:22:46.520 --> 01:22:54.199
also say that parents aren't aware what
brought you tell me why this came up

1013
01:22:54.239 --> 01:23:00.159
to begin with your suspicions, Well, they're One of the suspicions. Is

1014
01:23:00.399 --> 01:23:11.079
there is a meet the players event
that our players show up for. Yes,

1015
01:23:11.239 --> 01:23:15.039
that it's actually the registration is to
a different five oh one C three,

1016
01:23:15.920 --> 01:23:20.319
And so my question is where the
community is paying a different five oh

1017
01:23:20.359 --> 01:23:27.680
one C three. Our players are
showing up to earn money, I guess

1018
01:23:28.680 --> 01:23:31.439
for this five oh one C three. Where is the money coming back?

1019
01:23:31.600 --> 01:23:40.239
Is there any benefit because my my
son and players are in my opinion,

1020
01:23:40.359 --> 01:23:44.880
being used to earn money for different
five oh one C three. Well,

1021
01:23:44.960 --> 01:23:51.640
how many different ones three that I'm
aware of? Are they all part of

1022
01:23:51.720 --> 01:23:58.000
the same five member board of directors? No, they're different five oh one

1023
01:23:58.119 --> 01:24:00.760
C three. So there's a community
five two community five on one C threes,

1024
01:24:01.479 --> 01:24:06.840
a school five on one C three. The softball team had been benefiting

1025
01:24:08.119 --> 01:24:13.840
from fundraisers from the baseball five oh
one C three, and they in February

1026
01:24:14.079 --> 01:24:16.720
created their own five oh one C
three. So we've got about four five

1027
01:24:16.760 --> 01:24:21.239
oh one. So it's not just
one that you're worried about or you're concerned

1028
01:24:21.279 --> 01:24:26.720
about. There are a number of
them. There are a number that are

1029
01:24:27.399 --> 01:24:33.119
working in the same circle. My
concern is that as parents, our players

1030
01:24:33.399 --> 01:24:38.039
are, in my opinion, being
used to earn many to these five O

1031
01:24:38.159 --> 01:24:43.680
one C three's without any information coming
back as to what's being earned, how

1032
01:24:43.720 --> 01:24:48.000
it's distributed. Right there, don't
I don't blame you. I don't blame

1033
01:24:48.079 --> 01:24:56.840
you. I mean these organizations should
be totally transparent. Do you have Do

1034
01:24:56.920 --> 01:25:00.640
you have the tax ID numbers for
these five oh one three C threes?

1035
01:25:01.079 --> 01:25:05.159
Yes, you do for each one. I want you to email me the

1036
01:25:05.319 --> 01:25:11.600
name, the complete name, and
the taxpayer ID number for each one.

1037
01:25:13.119 --> 01:25:16.159
Okay, Okay, I mean I
really do. I'm going to look into

1038
01:25:16.199 --> 01:25:27.479
them. Okay, I agree.
I mean it's because I I don't okay,

1039
01:25:27.800 --> 01:25:30.039
I mean, I don't know what's
going on. But you know,

1040
01:25:30.159 --> 01:25:32.640
you bring up a good point.
How many times do we actually check?

1041
01:25:34.680 --> 01:25:41.199
I mean a lot of people raise
money. We had one time a woman

1042
01:25:41.399 --> 01:25:46.960
who had this entire big organization for
I forget what it was soccer or something.

1043
01:25:47.520 --> 01:25:51.239
She was raising money hand over fist
and not giving any of it over.

1044
01:25:51.560 --> 01:25:59.520
It was her own little cash cow. Now I'll bet you this goes

1045
01:25:59.560 --> 01:26:03.000
on all the place. I mean, who actually checks into these booster clubs

1046
01:26:03.039 --> 01:26:10.359
and fundraisers? Who does? No
one does? No one does. So

1047
01:26:11.199 --> 01:26:15.279
I want you to send me your
contact info along with the school's name and

1048
01:26:15.359 --> 01:26:18.039
all that. I won't put it
on the air yet. And I want

1049
01:26:18.159 --> 01:26:24.239
the names of the organizations along with
their taxpayer IDs or their tax IDs whatever

1050
01:26:24.359 --> 01:26:28.359
EI ns, whatever you call them, their their identification numbers. We got

1051
01:26:28.399 --> 01:26:36.720
more coming up on the Troubleshooter Show. Go with a sure thing Denver's Best

1052
01:26:36.840 --> 01:26:41.840
Roofer Excel Roofing dot com. You
don't pay a cent until you're content.

1053
01:26:45.239 --> 01:26:48.319
Time for an insurance checkup free,
no obligation. In comparison, call Compass

1054
01:26:48.399 --> 01:26:54.039
Insurance paying too much your coverage at
dozens of insurance companies find out now three

1055
01:26:54.119 --> 01:26:57.720
O three seven to seven to one
help. You'll think you're his only customer

1056
01:26:57.800 --> 01:27:00.399
when you choose Frank durand the real
estate Man dot com to list your home

1057
01:27:00.640 --> 01:27:06.760
with Remax Alliance three oh three nine
two zero sixteen twenty two. Hi Tom

1058
01:27:06.840 --> 01:27:13.720
Martino, your troubleshooter three O three
seven one three talk seven one three eight

1059
01:27:13.800 --> 01:27:17.800
two five five Ray, what's happening
with you? What's going on? Ray?

1060
01:27:21.000 --> 01:27:25.760
Yeah, Tom, I'm looking for
a law for termination. Lawyer my

1061
01:27:25.880 --> 01:27:30.359
fine one. But they didn't know
what they was doing. Okay, tell

1062
01:27:30.439 --> 01:27:33.359
me about it. First, tell
me about your situation. I working for

1063
01:27:33.439 --> 01:27:38.479
this truck in outfit out of South
Dakota, North Dakota, and we got

1064
01:27:38.600 --> 01:27:43.359
cameras in the truck. So they
were saying somebody put a bag over the

1065
01:27:43.439 --> 01:27:46.239
camera in the truck and they asked
the other guy to drive p ind did

1066
01:27:46.279 --> 01:27:47.960
he do it? And asked me, did I do it? I told

1067
01:27:48.000 --> 01:27:51.920
him no? He said no,
dub well, super Cloud, I said,

1068
01:27:53.000 --> 01:27:56.520
I think you done it and terminated
me by phone. Don't let it

1069
01:27:56.640 --> 01:27:58.920
know nothing, he said, don't
come down here. The morning we you

1070
01:27:59.159 --> 01:28:03.119
terminated. How long were you there? Ray? Three years? Made nine

1071
01:28:03.199 --> 01:28:11.039
hundred loads in uh covid uh that
pandemic. I made nine hundred loads from

1072
01:28:11.119 --> 01:28:15.880
Dimmer to law platform. So you
worked there for three years and then and

1073
01:28:15.960 --> 01:28:21.680
then you were fired this fire terminated. Just called me on the phone till

1074
01:28:21.720 --> 01:28:28.479
I was terminated. You're fired by
phone, okay. And then here's what

1075
01:28:28.560 --> 01:28:30.199
I want you to know. Ray. And the only reason I'm saying this

1076
01:28:31.279 --> 01:28:36.159
is to help you. I promise
you Now you said it had to do

1077
01:28:36.359 --> 01:28:43.119
with covering up the camera, getting
a cameras in the diesel trucks. Why

1078
01:28:43.239 --> 01:28:46.399
do they have cameras in the diesel
trucks. That's a new law for a

1079
01:28:47.039 --> 01:28:50.920
motor carrier, federal motor carrier.
At the hell cameras in the court truck,

1080
01:28:51.000 --> 01:28:54.920
one in each corner, one in
the middle to watch the driver TC

1081
01:28:55.239 --> 01:29:00.000
blinkers I three times and they say
you were asleep. Okay, now your

1082
01:29:00.479 --> 01:29:04.640
camera was covered up. Yeah,
they said, what's coming up with a

1083
01:29:04.760 --> 01:29:12.159
bank? Which one all of them? The one in the center. Okay.

1084
01:29:12.560 --> 01:29:16.600
And and you have a code driver
that you partner with. Yes,

1085
01:29:16.720 --> 01:29:19.239
he does P and D doing a
day and I'm lying home at night.

1086
01:29:19.920 --> 01:29:25.079
Okay do you do you do you
drive together side by side or do this

1087
01:29:25.199 --> 01:29:28.319
one pick up the truck the other
one get out? You know? One

1088
01:29:28.399 --> 01:29:30.079
pick truck he drive in a day
and I pick it up at night and

1089
01:29:30.199 --> 01:29:34.319
drive delivery and talent. Okay,
I gotcha, Now I got the picture.

1090
01:29:34.920 --> 01:29:40.640
Now here's the here's the bad news. Okay, Ray, whether that

1091
01:29:40.840 --> 01:29:45.800
camera was covered up or not.
Unless you're represented by some kind of union

1092
01:29:45.920 --> 01:29:51.840
or something, they can call you
and fire you. MM hmm, they

1093
01:29:51.880 --> 01:29:58.399
don't have to have a reason.
Okay, let let me let me put

1094
01:29:58.399 --> 01:30:01.920
it. I want to give you
an analogy here. Years ago, people

1095
01:30:02.119 --> 01:30:06.920
used to call with all kinds of
trouble with landlords, and I would say

1096
01:30:06.960 --> 01:30:12.680
to them, it really sucks.
Tenants have no rights, basically none.

1097
01:30:13.079 --> 01:30:15.520
You know, landlords pretty much can
do whatever they want. And then that

1098
01:30:15.800 --> 01:30:23.640
changed big time. I mean it
changed big time, where now tenants almost

1099
01:30:23.800 --> 01:30:29.359
have more rights than landlords as far
as renewing leases and all kinds of stuff.

1100
01:30:29.680 --> 01:30:34.199
However, now I'm going to tell
you with employment law has not caught

1101
01:30:34.279 --> 01:30:41.800
up. All of the rights are
with employers when it comes to hiring and

1102
01:30:42.039 --> 01:30:46.920
firing. There's just very few rules
they have to follow. Now, a

1103
01:30:47.039 --> 01:30:53.119
lot of employers think they have to
follow way more rules than they really have

1104
01:30:53.279 --> 01:30:57.239
to follow. They document everything,
and they think they're going to be sued

1105
01:30:57.319 --> 01:31:01.239
for everything. But I want to
know this. Are they trying to stand

1106
01:31:01.319 --> 01:31:06.159
in your way for unemployment? No? I never got unemployment. I just

1107
01:31:06.279 --> 01:31:12.920
been sitting torment for the last Well
how long ago were you fired? I

1108
01:31:13.039 --> 01:31:17.960
was fired July twenty first, two
thousand and two, two thousand and one

1109
01:31:19.079 --> 01:31:25.680
and twenty two. Why are you
calling now. I got a lot of

1110
01:31:25.720 --> 01:31:27.920
things going on in my life.
I just said, I just wanted to

1111
01:31:27.960 --> 01:31:31.560
get away because there's under me.
I don't think there's anything you can do

1112
01:31:31.640 --> 01:31:35.840
about it now at all. I
mean you're talking about here, I have

1113
01:31:35.880 --> 01:31:39.520
a hear yo, huh, Yeah, I have a three year one.

1114
01:31:39.600 --> 01:31:43.720
I have a three year window,
A three year window for one good file

1115
01:31:43.720 --> 01:31:48.199
a laws Who's who told you that? That's a statue for what? For

1116
01:31:48.720 --> 01:31:51.720
filing the lawsuit for what? It
depends on what you're filing it for?

1117
01:31:54.279 --> 01:32:03.119
Wealth determination? Okay, okay,
what is wrongfulating? Here's what I want

1118
01:32:03.159 --> 01:32:06.520
to know. I'm trying to find
I'm trying to find something. Who told

1119
01:32:06.600 --> 01:32:14.319
you? Who told you that you
had you were wrongfully terminated? Did anyone

1120
01:32:14.439 --> 01:32:17.520
tell you that? Did you talk
to an attorney? Yeah? It's two

1121
01:32:17.600 --> 01:32:21.800
it's two years and it'd be two
years if okay, Okay, Now,

1122
01:32:23.199 --> 01:32:26.479
who told you? Though? Here's
what I want to know? Yeah,

1123
01:32:27.560 --> 01:32:32.960
who told you it was wrongful termination? He has no proof. He just

1124
01:32:33.000 --> 01:32:36.000
said I've done it. He just
said I think you've done it. Now,

1125
01:32:36.039 --> 01:32:40.039
Okay, what if he says this, I made a mistake, you

1126
01:32:40.119 --> 01:32:45.840
didn't do it. We don't want
you working here anyway? Yeah, what

1127
01:32:45.920 --> 01:32:47.960
would you do? Then? No, I'm asking because I really mean that

1128
01:32:48.359 --> 01:32:53.520
they don't have to have a reason
to terminate you unless you have some kind

1129
01:32:53.560 --> 01:32:57.399
of contract. Do you have an
employment contract? No, I'm not with

1130
01:32:57.520 --> 01:33:01.039
a union. Know did you have
it? And you didn't have a personal

1131
01:33:01.119 --> 01:33:05.600
employment contract? When you talked to
an attorney, did any attorney tell you

1132
01:33:06.159 --> 01:33:11.680
that you had a wrongful termination case? That's what the handle. This is

1133
01:33:12.000 --> 01:33:16.159
her job, her law firm handle. It's called livelihood law firm. They

1134
01:33:16.199 --> 01:33:19.680
handle wrong for termination. Okay,
And why didn't you hire them? I'm

1135
01:33:19.760 --> 01:33:25.199
just curious. She was somebody that
was the statue of limitation was on.

1136
01:33:25.319 --> 01:33:30.039
The deadline was over with, and
that's what discrimination. The wrong for termination

1137
01:33:30.239 --> 01:33:33.159
is two to three years. And
I asked them on this law met fill

1138
01:33:33.199 --> 01:33:36.720
out. Do you have any upcoming
deadlines? And I told them I need

1139
01:33:36.800 --> 01:33:42.840
to fid a letter up to the
company, intend to sue before July to

1140
01:33:42.960 --> 01:33:46.520
twenty A second of twenty twenty four. Let me tell you the only let

1141
01:33:46.640 --> 01:33:54.960
me tell you the only conditions that
you can bring for wrongful termination? Okay,

1142
01:33:55.600 --> 01:34:02.920
okay. One is discrimination for race, gender, religion, or disability.

1143
01:34:03.399 --> 01:34:08.960
Okay, if they fired you for
any of those reasons and you have

1144
01:34:09.119 --> 01:34:14.960
to prove it, that would be
wrongful termination. Another one would be what's

1145
01:34:15.079 --> 01:34:25.560
called retaliation. That's if you reported
something that was illegal or unsafe. It's

1146
01:34:25.600 --> 01:34:32.960
a whistleblower protection. The other one
would be if they violated your legal rights,

1147
01:34:33.159 --> 01:34:41.159
meaning they made you work too long, or they violated your actual employment

1148
01:34:41.920 --> 01:34:48.960
rights. The other one would be
if they breached an employment contract. In

1149
01:34:49.079 --> 01:34:54.840
other words, there's if you had
a contract and they breached it. But

1150
01:34:55.199 --> 01:35:00.159
other than that, there is very
little you can do for being terminated.

1151
01:35:00.479 --> 01:35:04.159
I know what you're thinking. He
lied about you covering up the camera.

1152
01:35:04.600 --> 01:35:10.520
He suspected you covering up the camera, so he fired you. They're allowed

1153
01:35:10.600 --> 01:35:14.800
to do that. I know it
doesn't sound fair, but they're allowed to

1154
01:35:14.960 --> 01:35:20.520
do that. Oh, that's like
a Royal police chief to fire Vanessa's that's

1155
01:35:20.560 --> 01:35:25.880
what she follow a lawsuit against the
Royal Police for wrong determination. Okay,

1156
01:35:27.960 --> 01:35:30.319
do you have money to pay an
attorney? Yeah? I got about seventy

1157
01:35:30.359 --> 01:35:34.640
five grand. You're crazy if you
blow it. What do you hope to

1158
01:35:34.760 --> 01:35:39.680
deter if you if you spend that, because it's going to cost every bit

1159
01:35:39.760 --> 01:35:42.880
of that to go to court.
So if you spend your seventy five grand,

1160
01:35:42.960 --> 01:35:45.640
what do you hope to get my
back being about two hunder grand?

1161
01:35:46.600 --> 01:35:50.600
Okay, So have you talked to
an attorney yet that will take the case.

1162
01:35:51.760 --> 01:35:55.119
I have one with. She sat
there and looked over and then she

1163
01:35:55.159 --> 01:36:00.600
said, your time are your time
head expired? Have you worked? Have

1164
01:36:00.800 --> 01:36:06.279
you be? That's because okay,
tell me this these are the Was it

1165
01:36:06.399 --> 01:36:15.159
discrimination because that that's gone? Was
it retaliation? Was it violation of legal

1166
01:36:15.279 --> 01:36:18.159
rights or breach of employment contract?
Which one was it? Which one are

1167
01:36:18.199 --> 01:36:23.920
you? Which one are you grabbing
onto? What's that? VALI? Retaliation?

1168
01:36:24.239 --> 01:36:27.199
And what was it retailed? What
did you report about them that they're

1169
01:36:27.239 --> 01:36:30.880
retaliating against. I said, I
wouldn't go to get a hans Met endorsement.

1170
01:36:31.319 --> 01:36:33.720
And when they bought the company,
they said you could keep your job

1171
01:36:34.039 --> 01:36:38.199
and would and did not have to
have a hans Met endorsement. And later

1172
01:36:38.279 --> 01:36:42.039
on they said, and that's that
they're allowed to fire you. That that's

1173
01:36:42.119 --> 01:36:47.319
not retaliation. Retaliation. Is they're
getting back after you for you reporting something.

1174
01:36:47.640 --> 01:36:50.920
Listen, I'm you didn't call for
me to give you a bad time,

1175
01:36:51.199 --> 01:36:55.720
But Ray, I am really trying
to help you here. You you

1176
01:36:55.840 --> 01:36:58.359
don't sound like you have much of
a case. Now you can go talk

1177
01:36:58.439 --> 01:37:00.800
to all the attorneys you want.
But I'm afraid you're going to blow a

1178
01:37:00.880 --> 01:37:06.760
lot of money. Now. Now, tell me about this back pay when

1179
01:37:06.840 --> 01:37:12.079
you left there, they owed you
two hundred grand. No, I'm just

1180
01:37:12.199 --> 01:37:17.720
asking from the back pay to the
uh what do you call it? Are

1181
01:37:17.800 --> 01:37:21.399
you talking about the pay you would
have been paid by not working because you

1182
01:37:21.479 --> 01:37:27.359
weren't working? Okay? You're talking
about lost wages? Okay, But but

1183
01:37:27.600 --> 01:37:30.000
here's the deal, Ray, have
you gotten a job? Have you gotten

1184
01:37:30.039 --> 01:37:36.960
a job since then? No?
Why I've got my own all? Well,

1185
01:37:38.039 --> 01:37:41.920
I don't. I don't have to
work. Okay, Then enjoy your

1186
01:37:42.000 --> 01:37:45.720
oil well and your money and forget
about it. Because, Bro, you're

1187
01:37:45.800 --> 01:37:55.279
supposed to go. You're supposed to
mitigate your damages. You. The reason

1188
01:37:55.359 --> 01:37:58.960
you can't find an attorney is because
no one will take it. Ray,

1189
01:37:59.239 --> 01:38:02.279
I'm just being honest with you.
You don't have a wrongful termination claim as

1190
01:38:02.319 --> 01:38:04.840
far as I can tell, And
I'm not giving you a legal advice.

1191
01:38:04.880 --> 01:38:09.119
I'm just saying, man, like
you have an oil well, so so

1192
01:38:09.279 --> 01:38:15.680
are you independently wealthy Ray, I
gotta know then you should enjoy life.

1193
01:38:16.000 --> 01:38:24.479
We'll see you. We got more
coming up. Go with a sure thing

1194
01:38:24.640 --> 01:38:29.039
Denver's best roofer Excel Roofing dot com. You don't pay a cent until you're

1195
01:38:29.119 --> 01:38:35.039
content. Time for an insurance checkup
free, no obligation. In comparison,

1196
01:38:35.199 --> 01:38:41.239
call Compass Insurance paying too much your
coverage at dozens of insurance companies find out

1197
01:38:41.319 --> 01:38:44.840
now three all three seven seven to
one help. You'll think you're his only

1198
01:38:44.960 --> 01:38:47.720
customer when you choose Frank durand the
real estate Man dot com to list your

1199
01:38:47.800 --> 01:39:00.399
home with Remax Alliance three all three
nine two zero sixteen twenty two. Tom

1200
01:39:00.439 --> 01:39:04.600
Martinez here, three oh three seven
one three talk three oh three seven one

1201
01:39:04.640 --> 01:39:10.159
three two five five Stephanie, what's
going on with you? Stephanie? Okay,

1202
01:39:10.920 --> 01:39:14.479
I'm back. This is I'm not
sure if you remember me from Friday?

1203
01:39:14.520 --> 01:39:17.880
How long ago to call Stephanie?
I called on Friday. Oh okay,

1204
01:39:17.960 --> 01:39:20.760
then we'll we'll find that easily.
Go on. What's going on?

1205
01:39:21.760 --> 01:39:28.680
So basically, I'm having a whole
issue with the management company that I'm renting

1206
01:39:28.760 --> 01:39:33.199
from. It started like from the
beginning, they were very dishonest with me

1207
01:39:34.239 --> 01:39:36.760
when I went to go look at
the place. Is this the one where

1208
01:39:36.840 --> 01:39:45.079
you had uh a lease for a
year? You had six months one year

1209
01:39:45.199 --> 01:39:48.119
lease? Yep, and you had
six months left. No, no,

1210
01:39:48.319 --> 01:39:50.319
no, that's not me. Okay, that's not the one. Okay,

1211
01:39:50.359 --> 01:39:53.920
I'm going to find it. Okay, so keep going, tell me about

1212
01:39:53.920 --> 01:39:56.560
it. What's what's happening. I've
only been there for two months, but

1213
01:39:57.079 --> 01:40:00.119
starting from the beginning, when I
went to look at the place, it

1214
01:40:00.199 --> 01:40:03.359
didn't seem like there was anything wrong, right, But I did notice there

1215
01:40:03.439 --> 01:40:08.119
was a window open at the top
of the Was there an odor issue?

1216
01:40:08.279 --> 01:40:12.239
That's what I'm seeing here, Okay, that is that's one of the issues.

1217
01:40:12.279 --> 01:40:15.920
That was the first problem. And
then when I came in to move

1218
01:40:16.000 --> 01:40:19.840
in, it was just it smelled
like dog and cat pee all over the

1219
01:40:19.920 --> 01:40:25.159
house. And I addressed that to
them and I said, you know,

1220
01:40:25.239 --> 01:40:27.760
it didn't smell like this when I
first looked at this house, and they

1221
01:40:27.840 --> 01:40:30.239
told me open the windows and the
smell will go away. And I'm like,

1222
01:40:30.479 --> 01:40:33.720
okay, but I can't like open
the windows like all the time.

1223
01:40:33.840 --> 01:40:36.840
I'm like, if I'd have known
that this house smelled like that, I

1224
01:40:36.880 --> 01:40:42.760
would have never went through with it, and so we had a whole entire

1225
01:40:42.880 --> 01:40:45.079
issue with that. They didn't They
kept brushing me off. They didn't want

1226
01:40:45.119 --> 01:40:47.039
to do anything. So what do
you want? Do you want to get

1227
01:40:47.079 --> 01:40:50.520
out of the lease? Yeah,
well here's another here's a problem though.

1228
01:40:50.800 --> 01:40:57.840
The house is infested with mice and
I saw mice pooping. They only gave

1229
01:40:57.880 --> 01:41:00.760
you one day to tell them everything
wrong with the house, and I saw

1230
01:41:00.840 --> 01:41:02.359
the mice poop on the second day, so I guess it was a day

1231
01:41:02.439 --> 01:41:08.920
late. But I saw trapped in
the garage and there's a family of mice

1232
01:41:09.039 --> 01:41:14.000
living in there. They come inside
the house. I told the company about

1233
01:41:14.039 --> 01:41:16.319
it, and then they're like,
that's your responsibility, and I'm like this,

1234
01:41:16.760 --> 01:41:20.199
all this stuff was happening before I
got Is this an apartment or a

1235
01:41:20.319 --> 01:41:25.199
house? It's a house. Oh, it's a house. And it was

1236
01:41:25.319 --> 01:41:28.600
vacant for two months before I got
there. So there was a lot of

1237
01:41:28.640 --> 01:41:31.159
stuff wrong with it that they didn't
fix. How'd you find the house?

1238
01:41:32.479 --> 01:41:38.680
I went on renters for rent dot
com. Okay, now, how much

1239
01:41:38.760 --> 01:41:44.239
did you pay for a deposit?
I paid forty well, I paid all

1240
01:41:44.319 --> 01:41:46.359
together to get in. I paid
forty four hundred so that was wow.

1241
01:41:47.079 --> 01:41:54.399
First month, and then the deposit. Wow how much a month is it?

1242
01:41:55.399 --> 01:41:59.479
Twenty two hundred? Okay, So
will the landlord, what do you

1243
01:41:59.560 --> 01:42:00.920
want right now? Tell me?
I mean, do you want to get

1244
01:42:00.960 --> 01:42:03.239
out of it or what? I
want to try to see a fight if

1245
01:42:03.279 --> 01:42:05.720
there's a way I can get out
of this, because I don't want to

1246
01:42:05.800 --> 01:42:11.560
go with the rat infestation problem.
I don't have. I called the exterminator

1247
01:42:11.640 --> 01:42:14.840
and it's was it a rat or
a mice? There's a big difference.

1248
01:42:15.199 --> 01:42:18.119
It's huge. So if it's a
mouth when we it's one of them got

1249
01:42:18.159 --> 01:42:21.479
caught in the window, will I
mean in the fire escape down there and

1250
01:42:21.560 --> 01:42:26.319
couldn't get out, and so I
put a trap down there and I caught

1251
01:42:26.399 --> 01:42:30.960
it. And this thing is a
monster. I don't know what it even

1252
01:42:30.079 --> 01:42:32.840
is. It doesn't look like a
regular mouse. Even if my dad came

1253
01:42:32.880 --> 01:42:35.399
and looked at and he's like,
oh my gosh, that thing is huge.

1254
01:42:35.840 --> 01:42:40.079
And that's not the only one that
we saw. There are multiple ones

1255
01:42:40.159 --> 01:42:42.760
that we're seeing it. I can't
have my kids living there like that.

1256
01:42:43.399 --> 01:42:45.800
I don't blame you. I don't
blame you. They're not and they're not

1257
01:42:45.920 --> 01:42:47.640
trying to do anything about it.
They're not trying to help me. I'm

1258
01:42:47.720 --> 01:42:51.279
like, this was an issue that
that was going on before we even got

1259
01:42:51.319 --> 01:42:56.039
here. This needed to be taken
care of before you re rent this house

1260
01:42:56.119 --> 01:42:59.239
to people. You know, that's
this kind of kind of cook it or

1261
01:42:59.520 --> 01:43:02.359
it's very now now it is no. Well, Stephanie, there's no way

1262
01:43:02.399 --> 01:43:05.720
you could have known that. You're
right, But but maybe they didn't know

1263
01:43:05.800 --> 01:43:10.760
about it. What do you think
They definitely knew about it because they had

1264
01:43:10.880 --> 01:43:14.119
trapped in the garage, and I
think, so what about the odor?

1265
01:43:14.199 --> 01:43:18.560
Is the older still there? So
what they did was the owner agreed to

1266
01:43:18.960 --> 01:43:24.880
do only the common area. So
what he did was he replaced the pads

1267
01:43:25.720 --> 01:43:28.359
from underneath the carpet. Right,
what does the common area mean? What

1268
01:43:28.439 --> 01:43:30.560
does that mean? So there's like
two living rooms. There's you walk in

1269
01:43:30.640 --> 01:43:33.760
the front door and then that's the
first living room. And then you did

1270
01:43:33.840 --> 01:43:38.640
it help the odor? What they
did did it help help helped the odor

1271
01:43:39.920 --> 01:43:43.640
on the first floor, But there's
still odor on the on the top floor,

1272
01:43:43.800 --> 01:43:46.560
and then in the basement it still
smells like like dog. You're all

1273
01:43:46.600 --> 01:43:48.520
right, hold on, I gotta
hold on. I'll come right back to

1274
01:43:48.560 --> 01:43:58.520
you hold on go with a sure
thing Denver's Best roofer Excel Roofing dot com.

1275
01:43:58.720 --> 01:44:04.039
You don't pay a seen you know
you're content. Time for an insurance

1276
01:44:04.119 --> 01:44:09.399
check up free, no obligation.
In comparison, call Compass Insurance paying too

1277
01:44:09.479 --> 01:44:13.720
much your coverage at dozens of insurance
companies find out now three all three seven

1278
01:44:13.840 --> 01:44:16.840
seven one help. You'll think you're
his only customer when you choose Frank durand

1279
01:44:16.840 --> 01:44:21.279
the real estate Man dot com to
list your home with Remax Alliance three all

1280
01:44:21.319 --> 01:44:29.960
three nine two zero sixteen twenty two. You know here at three three seventy

1281
01:44:29.960 --> 01:44:32.600
one three talk THREELL three seven one
three eight two five five Stephanie, listen

1282
01:44:35.119 --> 01:44:40.000
the You know what I want to
know is when you reported the rat problem,

1283
01:44:40.119 --> 01:44:43.640
did they say it was your problem? Yes? They did. I

1284
01:44:43.960 --> 01:44:48.239
sent him an first. I called
the lady and I said, she said,

1285
01:44:48.279 --> 01:44:50.239
well, you were supposed to tell
us everything that was wrong with the

1286
01:44:50.279 --> 01:44:54.279
house. You have one on the
first day. Yeah, but how are

1287
01:44:54.319 --> 01:44:58.720
you supposed to know? That's bull
craft? So so who told you that?

1288
01:44:58.880 --> 01:45:02.239
The management company? Yep, Okay, we have to have someone call

1289
01:45:02.359 --> 01:45:08.079
for you really, and and here's
we may have to I don't know what

1290
01:45:08.159 --> 01:45:11.479
they're gonna do. But here's the
thing. You may want to get out

1291
01:45:11.479 --> 01:45:14.520
of there, Stephanie, but you
got to give them an opportunity to try

1292
01:45:14.560 --> 01:45:18.479
to correct it. Okay. So
I mean, I'm willing to do that,

1293
01:45:18.720 --> 01:45:24.399
but I just can't have I wouldn't
want it either. I mean,

1294
01:45:24.520 --> 01:45:29.279
do you literally see these rats running
around? Yes? My son has seen.

1295
01:45:29.720 --> 01:45:33.239
I've seen one ran that ran into
my my pantry. My son,

1296
01:45:33.560 --> 01:45:40.800
he's his he saw one running out
of the laundry room. I don't know

1297
01:45:40.880 --> 01:45:44.000
how many there is. I'm and
I see it in the walls too.

1298
01:45:44.079 --> 01:45:45.800
They're in the walls. You can
hear, oh God, scratching in the

1299
01:45:45.880 --> 01:45:50.439
walls. Yeah, it's disgusting.
Yes, And I'm just like, there's

1300
01:45:50.479 --> 01:45:54.359
no way that you guys are not
going to that shouldn't even be legal.

1301
01:45:54.520 --> 01:45:57.920
How can you do that? They're
they're gonna well, there, no,

1302
01:45:58.079 --> 01:46:00.760
there are some habitabilities and fact,
hang on, I'm gonna give you some

1303
01:46:00.840 --> 01:46:04.079
steps to do on your own as
well. Plus we're gonna give this to

1304
01:46:04.199 --> 01:46:08.439
someone to work on. Hang on, Okay, go with a sure thing

1305
01:46:08.600 --> 01:46:13.000
Denver's best roofer Excel roofing dot com. You don't pay a cent until you're

1306
01:46:13.039 --> 01:46:19.359
content. Please time for an insurance
check up free, no obligation comparison call

1307
01:46:19.479 --> 01:46:25.399
Compass Insurance paying too much your coverage
at dozens of insurance companies find out now

1308
01:46:25.520 --> 01:46:29.359
three oh three seven seven to one
help. You'll think you're his only customer

1309
01:46:29.399 --> 01:46:32.000
when you choose Frank durand the real
estate Man dot com to list your home

1310
01:46:32.239 --> 01:46:38.199
with Remax Alliance three oh three nine
two zero sixteen twenty two. Yeah,

1311
01:46:42.640 --> 01:46:51.560
rip of news. Need so you
don't have runious as fast as we can.

1312
01:46:53.880 --> 01:47:00.239
Shooter's gonna help. Come man,
This is the Troubleshooter Show. No

1313
01:47:00.760 --> 01:47:04.920
Tom Martino, Hi, Tom Martino
here, Welcome to the show. Three

1314
01:47:05.039 --> 01:47:09.359
h three seven one three talk seven
one three eight two five five. Very

1315
01:47:09.479 --> 01:47:15.239
busy show. And we have Brendan
Killian with us Killian from Made in the

1316
01:47:15.319 --> 01:47:18.479
Shade. I wanted to mention something
somebody wanted to know. Can you do

1317
01:47:20.760 --> 01:47:29.159
these? Can you replace parts of
these long swingy shades or older shades in

1318
01:47:29.239 --> 01:47:31.520
a house if they want to keep
a vintage look, do you have access

1319
01:47:31.600 --> 01:47:36.119
to parts or see? In my
opinion, I'm all for just getting rid

1320
01:47:36.159 --> 01:47:40.760
of crap and getting new, but
I don't know like to a certain extent.

1321
01:47:41.039 --> 01:47:45.199
They also somebody wanted to know about
wood blinds getting restrung. God,

1322
01:47:45.319 --> 01:47:48.920
that's got to be expensive. It
is. It's pretty cost prohibitive. It

1323
01:47:49.079 --> 01:47:53.319
is. If it's as simple like
a clutch or a cord, then that

1324
01:47:53.479 --> 01:47:57.359
makes sense if the shade isn't that
old, you know. But most people

1325
01:47:57.479 --> 01:48:00.479
they either warranty, like your companies
are just going to re make them.

1326
01:48:00.000 --> 01:48:03.399
If it's under warranty, they're not
getting it's underw hard to find anyone that

1327
01:48:03.880 --> 01:48:09.920
shade repairs. Do you even sell
wood shades anymore? Wood blinds? Are

1328
01:48:09.920 --> 01:48:15.239
they good? Real wood flats?
Yeah? Why would to me? It

1329
01:48:15.319 --> 01:48:18.600
seems like I don't know. Are
they hard to keep up or do they

1330
01:48:18.760 --> 01:48:23.079
fade? Do they? No?
They they're pretty good. Ye, pretty

1331
01:48:23.079 --> 01:48:26.079
pretty good. Yeah. A lot
of times people like they'll have shutters and

1332
01:48:26.159 --> 01:48:29.680
then they'll kind of want to mimic
that look but at a lower price point,

1333
01:48:29.840 --> 01:48:32.199
like maybe upstairs or in the house, so they'll go with like the

1334
01:48:32.279 --> 01:48:38.359
white like woodblinds or faux wood blinds
and then shutters up in front, you

1335
01:48:38.439 --> 01:48:43.159
know, that sort of thing.
So okay, And as far as around

1336
01:48:43.239 --> 01:48:47.239
a swimming pool, they have a
patio with an en closed swimming pool.

1337
01:48:47.640 --> 01:48:50.960
What do you guys do for that
doesn't have to be You can't do regular

1338
01:48:51.079 --> 01:48:54.920
cloth shades, right, I mean
can you in a swimming pool area?

1339
01:48:55.000 --> 01:48:59.119
Are there is there material that's water
resisting? Oh? Absolutely, yeah,

1340
01:48:59.199 --> 01:49:02.880
like roller shades and whatnot. Yeah, it's almost like a it's not plastic

1341
01:49:03.039 --> 01:49:08.720
to I know, what you made
for outdoors is completely weather okay, you

1342
01:49:08.760 --> 01:49:14.159
know retarded, so okay. Yeah, anyway, so Denver Shades dot Co.

1343
01:49:14.560 --> 01:49:15.960
I'll give out his number in a
minute. Stephanie, we were talking

1344
01:49:15.960 --> 01:49:23.039
about her apartment house and basically,
Stephanie, I've done some research here.

1345
01:49:23.199 --> 01:49:27.560
Now one of the things you can
do, We're going to have somebody call

1346
01:49:27.680 --> 01:49:32.439
the landlord and see we have a
recommendation they can call to get rid of

1347
01:49:33.439 --> 01:49:38.000
these rats, no matter how bad
they are. We got a guy that's

1348
01:49:38.119 --> 01:49:41.520
really good and I know he's listening
right now, or he should be,

1349
01:49:42.279 --> 01:49:45.560
and if he is, feel free
to call in Brian please you know what

1350
01:49:45.600 --> 01:49:48.119
I'm talking about. Kachina. I
don't know if you have him down.

1351
01:49:48.319 --> 01:49:51.920
I do our roadent guy. Why
don't you get him on and if he's

1352
01:49:53.039 --> 01:50:00.479
if he answers and Stephanie listen,
I think you should start with the warranty

1353
01:50:00.520 --> 01:50:04.680
of habitability thing. Now, let
me explain what that means, Okay,

1354
01:50:06.279 --> 01:50:13.039
in basics in Colorado. Now,
Colorado has a lot of rights for renters.

1355
01:50:13.119 --> 01:50:17.880
Right now, in Colorado, you
are allowed to make a claim under

1356
01:50:18.039 --> 01:50:25.720
a warrant of habitability. You can
claim that the situation there is intolerable when

1357
01:50:25.800 --> 01:50:31.239
it comes to odors and when it
comes to rats or rodents, call them

1358
01:50:31.359 --> 01:50:41.960
large rodents. And you are respectfully
asking the landlord to please remedy the situation

1359
01:50:42.800 --> 01:50:51.399
in a reasonable amount of time within
thirty days or you you will start withholding

1360
01:50:51.479 --> 01:50:59.039
rent to make the improvements. Okay. Now, I'm going to tell you

1361
01:50:59.159 --> 01:51:01.680
something. There's a very very specific
way you go about this, and you

1362
01:51:01.840 --> 01:51:08.239
can protect yourself from eviction, and
then you would use your money and you

1363
01:51:08.399 --> 01:51:11.439
don't just get to take the rent
and just live there. A lot of

1364
01:51:11.479 --> 01:51:15.439
people misuse it. But you have
to literally use the money to remedy the

1365
01:51:15.560 --> 01:51:19.800
problem. Okay, okay, And
in order to do that, we got

1366
01:51:19.880 --> 01:51:24.479
to find out the extent of the
problem. So that's where I hope this

1367
01:51:24.600 --> 01:51:30.680
guy Brian can come in and help
by at least assessing the situation and maybe

1368
01:51:30.960 --> 01:51:34.840
as far as the odors go,
we try someone else that would be like

1369
01:51:36.199 --> 01:51:41.800
maybe a good carpet cleaner like zero
res. But we need to get an

1370
01:51:41.840 --> 01:51:45.600
idea of what it will cost,
so you need to take some pictures for

1371
01:51:45.760 --> 01:51:48.479
us. How big O'Brien the mouse
guy is on right now. Let me

1372
01:51:48.560 --> 01:51:57.159
talk to him. And Hey,
Brian, I'm a going Tom good Man.

1373
01:51:57.479 --> 01:52:00.720
Hey, listen, I feel bad
for Stephanie. She and her How

1374
01:52:00.800 --> 01:52:03.359
many kids you have, Stephanie?
I have two kids in the house.

1375
01:52:04.399 --> 01:52:12.079
She rented a house. Yeah,
she rented a house. Tell her how?

1376
01:52:12.279 --> 01:52:14.920
Tell him? How big? If
you had to, like, describe

1377
01:52:14.960 --> 01:52:17.840
it. If you make a fist, if you make it, I'm talking

1378
01:52:17.880 --> 01:52:21.520
about the rat or the rodent.
If you make a fist, Was it

1379
01:52:21.600 --> 01:52:27.479
that big around? Yeah? It
was bigger than a fist you're making me.

1380
01:52:28.640 --> 01:52:31.039
I was sick to my stomach.
I was. I couldn't look at

1381
01:52:31.079 --> 01:52:34.199
it. I didn't. I lost
my appetite everything. And that thing was

1382
01:52:34.359 --> 01:52:40.760
running around in the the fire's escape. It was stuck in there. Did

1383
01:52:40.800 --> 01:52:44.279
you have a did you have a
Does it have a long hairless tail?

1384
01:52:45.680 --> 01:52:51.720
It has a long hairless tail.
Yeah, Now, and how many and

1385
01:52:53.159 --> 01:52:56.920
you've seen him running across the floor
in your house. Yes, I have

1386
01:52:57.960 --> 01:53:02.239
how many times? This today will
have been the third, so I'm not

1387
01:53:02.359 --> 01:53:05.800
sure if it's the same one.
By seeing I believe it's a family,

1388
01:53:06.000 --> 01:53:12.079
like it's an infestation because my son
seen one in the basement. I've seen

1389
01:53:12.159 --> 01:53:15.319
one run in the kitchen. And
then I can hear certain things like in

1390
01:53:15.399 --> 01:53:19.720
the walls. Can you see openings
in the walls or anything where they're going?

1391
01:53:21.840 --> 01:53:26.680
I see some like in the bottom
on the floor there's little there's like

1392
01:53:26.800 --> 01:53:29.640
little parts where there's a hole.
Now, I'm going to tell you something.

1393
01:53:29.720 --> 01:53:31.760
Brian has this keen set. I'm
serious, by the way, he

1394
01:53:31.920 --> 01:53:38.720
is really good at detecting. And
I know it sounds insurmountable, but that's

1395
01:53:38.760 --> 01:53:43.359
why we want to hook him up
with the landlord because he can probably do

1396
01:53:43.560 --> 01:53:47.479
this. It's not going to be
extraordinarily extensive like you think. I mean,

1397
01:53:47.560 --> 01:53:49.960
he's got ways of doing this.
But here's what I want to know,

1398
01:53:50.079 --> 01:53:55.920
Brian. If she's hearing scratching in
the walls, now, without exaggerating,

1399
01:53:56.000 --> 01:54:00.640
Stephanie, how much scratching are we
talking about inarticular area or all over?

1400
01:54:01.800 --> 01:54:04.439
I heard it just when the scratching
of the wall. I heard it

1401
01:54:04.600 --> 01:54:12.119
by the fireplace in the living room. Okay, okay. And can they

1402
01:54:12.239 --> 01:54:15.039
go out throughout all the walls or
do they just pick certain areas? I

1403
01:54:15.079 --> 01:54:19.000
mean, they can't walk through studs
for God's sakes, right, No wherever

1404
01:54:19.119 --> 01:54:25.000
there's electrical wiring or any kind of
plumbing lines that have gone through the walls,

1405
01:54:25.560 --> 01:54:29.039
typically they open the wall or the
unopening that's going to be about an

1406
01:54:29.079 --> 01:54:31.960
inch in a diameter. Well,
the wire or the pipe may be much

1407
01:54:32.079 --> 01:54:35.359
smaller than that. And then the
road and just go right through those with

1408
01:54:35.479 --> 01:54:39.840
the X ray face around the big
fat road and she said was thick,

1409
01:54:40.000 --> 01:54:43.520
bigger than her fist. Can go
through those, yep, because they can

1410
01:54:43.600 --> 01:54:48.039
compress their bodies. Oh man,
I want to film at her conference like

1411
01:54:48.119 --> 01:54:50.800
that. Yeah, it was really
star I go, wow, we got

1412
01:54:50.840 --> 01:54:57.039
through a half inch hole. And
it sounds like a horror movie. It's

1413
01:54:57.119 --> 01:55:02.119
not, but it's pretty uh daunting
if you're hearing that, and Stephanie,

1414
01:55:02.600 --> 01:55:06.920
if you're hearing the scratching noises,
what that basically is is they're just looking

1415
01:55:06.960 --> 01:55:11.720
to uh they're fishing around to get
to other places in your place, in

1416
01:55:11.840 --> 01:55:16.560
your home. Where do you live
at roughly in general. Yeah, this

1417
01:55:17.119 --> 01:55:24.000
is another thing. We're off of
Mark Shuffle and Bradley Road, so there's

1418
01:55:24.079 --> 01:55:27.119
like, no, it's that.
I mean, what town are we talking?

1419
01:55:27.560 --> 01:55:30.479
Oh, Colorado Springs? Okay,
okay, Brian, you can't Yeah,

1420
01:55:30.920 --> 01:55:33.199
I don't think you go down there. See we got to find someone.

1421
01:55:34.000 --> 01:55:40.720
Yeah, oh gone by a field. So but I ask my neighbors

1422
01:55:40.760 --> 01:55:44.800
if they're having this issue, and
both sides they're saying no. So that's

1423
01:55:44.840 --> 01:55:46.960
how I know it's been in this
house. Like, I don't know if

1424
01:55:46.960 --> 01:55:53.039
they they've built an underground tunnel to
this house or what's going on, but

1425
01:55:53.199 --> 01:55:57.399
they they did tell me that the
last tenants didn't take care of the house

1426
01:55:57.600 --> 01:56:01.079
very much at all. So yeah, okay, lot, what haped?

1427
01:56:01.079 --> 01:56:03.840
Brian? Do you guys have a
Do you have a counterpart down there?

1428
01:56:04.600 --> 01:56:08.560
We don't. We used to have
an office down there, but unfortunately the

1429
01:56:08.600 --> 01:56:12.359
employee. We need someone, But
we need someone like Brian because I thought

1430
01:56:12.439 --> 01:56:15.239
this was in Denver somewhere. We
need someone who has some insight because I'm

1431
01:56:15.319 --> 01:56:20.800
telling you, there's way more to
it than just coming in and uh crapping

1432
01:56:20.880 --> 01:56:29.520
up the place. Yeah, yeah, boy, there's a see right now,

1433
01:56:29.600 --> 01:56:32.399
coming up on the holiday weekend.
I'm actually going out of town for

1434
01:56:32.479 --> 01:56:36.199
a bit. I'll be back in
after the first of the month, well,

1435
01:56:36.199 --> 01:56:42.680
I should say second week. Let
me see what part of Springs are

1436
01:56:42.720 --> 01:56:45.279
you in. Are you on the
southern part or more? Yeah, it's

1437
01:56:45.279 --> 01:56:48.800
almost like it's almost to security,
but it's not. I don't know if

1438
01:56:48.800 --> 01:56:55.880
you ever have Colorado Center, because
I do go down there once a month

1439
01:56:56.039 --> 01:56:59.720
for another client. That's because they're
they're so big that we service them with

1440
01:56:59.760 --> 01:57:04.199
that exception and I and I have
to look and see when I'm coming down

1441
01:57:04.279 --> 01:57:09.039
there again. Yeah, well,
anything's better than nothing. But I wouldn't

1442
01:57:09.199 --> 01:57:12.000
make you do this. I mean, obviously I wouldn't demand anything. I

1443
01:57:12.079 --> 01:57:15.079
mean, I'm just so happy or
but but what I'm trying to get an

1444
01:57:15.119 --> 01:57:19.920
idea is how how much can you
pretty much tell how bad it is by

1445
01:57:19.960 --> 01:57:24.399
looking around? You can can't?
You? I can, I can't.

1446
01:57:25.159 --> 01:57:28.439
And the best thing to do is
start stealing up those holes right away so

1447
01:57:28.560 --> 01:57:31.720
they stop getting into the home.
And then when you push him outside,

1448
01:57:31.720 --> 01:57:34.720
then you start treating the exterior.
And by the way, he doesn't mean

1449
01:57:34.800 --> 01:57:38.960
you do it. There's a very
special way of doing it, trust me.

1450
01:57:39.119 --> 01:57:43.880
It's not. It's not easy.
But here's where security is. It's

1451
01:57:44.159 --> 01:57:49.319
it's totally almost on the on leaving
Colorado Springs to the south, isn't it.

1452
01:57:50.039 --> 01:57:55.840
What's that by fountain? Are you
familiar with me? No, it's

1453
01:57:55.880 --> 01:57:58.720
not. It's north of fountain,
but it's close. It's not. Yeah,

1454
01:57:58.920 --> 01:58:01.680
it's good. It's snart the fountain
quite a bit. But and are

1455
01:58:01.720 --> 01:58:09.359
you along Highway eighty five? Is
that Powers Road? I don't know the

1456
01:58:09.520 --> 01:58:13.439
name of that road. I just
see it familiar I know anyway. All

1457
01:58:13.479 --> 01:58:16.800
I know is it's Mark Scheffle.
It's off of Mark Shuffle Street and Bradley

1458
01:58:16.920 --> 01:58:24.520
Road. Okay, well, we
all have GPS's. Let's just do me

1459
01:58:24.600 --> 01:58:30.680
a favor. And you need Brian
when should uh? When will you know

1460
01:58:30.720 --> 01:58:33.560
when you're going to be down there
next? Well? I just rolled up

1461
01:58:33.560 --> 01:58:36.960
into my next job I got to
do. But I can access my my

1462
01:58:38.520 --> 01:58:41.279
schedule and I can get an actual
date when I'll be down there. All

1463
01:58:41.319 --> 01:58:44.520
right, Stephanie, do me a
favor and just leave all your contact information

1464
01:58:45.039 --> 01:58:47.520
and he's gonna let he'll let Kitchina
know when you're going to be when he's

1465
01:58:47.560 --> 01:58:50.039
going to be down there. And
then we'll just try to coordinate. I

1466
01:58:50.119 --> 01:58:53.760
mean, I just want him to
eyeball it, just to see what he

1467
01:58:53.880 --> 01:58:58.279
thinks. I mean, just to
get an idea. And then we need

1468
01:58:58.439 --> 01:59:03.000
to get deputy doc on this for
your landlord to see. Hold on a

1469
01:59:03.119 --> 01:59:06.800
second. All right, Thank you, Brian. We really appreciate it man

1470
01:59:08.479 --> 01:59:12.479
very much. We have more coming
up on the Troubleshooter Show. Three oh

1471
01:59:12.560 --> 01:59:15.520
three seven one three eight two five
five Frank Rand the real estate Man.

1472
01:59:15.680 --> 01:59:18.520
Remember he'll do a free market analysis
of your home for the asking. And

1473
01:59:18.600 --> 01:59:24.600
that's three oh three nine two zero
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1474
01:59:24.680 --> 01:59:27.479
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1475
01:59:27.640 --> 01:59:31.880
honest help. They don't they don't
lie or cheat. These guys are great.

1476
01:59:31.960 --> 01:59:35.880
They're not exaggerated with prices. Eight
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1477
01:59:35.920 --> 01:59:45.439
three seven seven zero two seven seven
six Go with a sure thing Denver's best

1478
01:59:45.520 --> 01:59:49.560
roofer Excel Roofing dot Com. You
don't pay a cent until you're content.

1479
01:59:53.920 --> 01:59:57.439
Time for an insurance check up free, no obligation. In comparison, call

1480
01:59:57.600 --> 02:00:01.319
Compass insurance. Paying too much your
bridge at dozens of insurance companies find out

1481
02:00:01.359 --> 02:00:04.439
now three oh three seven seven to
one. Help. You'll think you're his

1482
02:00:04.640 --> 02:00:09.560
only customer when you choose Frank durand
the real estate man dot com to list

1483
02:00:09.640 --> 02:00:14.039
your home with Remax Alliance three all
three nine two zero sixteen twenty two.

1484
02:00:15.560 --> 02:00:19.079
Hi, Tom Martino, you're a
troubleshooter. Three all three seven one three

1485
02:00:19.159 --> 02:00:23.399
talk seven one three eight two five
five. By the way, for estate

1486
02:00:23.479 --> 02:00:28.239
planning, Dan McKenzie McKenzie law.
Now, I mentioned estate planning because it's

1487
02:00:28.279 --> 02:00:31.920
so important that people don't put that
off. And he's got great plans for

1488
02:00:32.079 --> 02:00:36.600
people of all ages. Three O
three oh No, his number is easy.

1489
02:00:36.760 --> 02:00:40.039
Listen to this. It's not three
or three, it's eight three three

1490
02:00:40.239 --> 02:00:45.119
co plans. But he's live and
local eight three three co plans mackenzie Law

1491
02:00:45.239 --> 02:00:55.279
for simple wills or trusts. Okay, Now we question on probate, speak

1492
02:00:55.640 --> 02:01:00.920
of McKenzie law. Go ahead,
Nicole, what's going on? Hi?

1493
02:01:00.079 --> 02:01:05.079
Tom My mom died in March and
twenty four in Arizona. We're going through

1494
02:01:05.159 --> 02:01:10.600
probate and we went through the notice
of creditors that it gives letters up to

1495
02:01:10.640 --> 02:01:16.159
all of her creditors, and we
did receive a patient ledger of money that

1496
02:01:16.319 --> 02:01:20.880
is owed back to the estate of
one hundred and sixty dollars, and I

1497
02:01:21.079 --> 02:01:29.359
what is that for. It's for
she's going through an ice specialist and they

1498
02:01:29.399 --> 02:01:35.119
were overcharging her every time she went
since back in twenty twenty one. So

1499
02:01:35.319 --> 02:01:40.439
this is money owed. You're saying, this is money owed to the estate?

1500
02:01:41.920 --> 02:01:45.039
Yes, okay, yes, and
they're the ones who provided the information,

1501
02:01:46.079 --> 02:01:50.279
but no check to the estate or
to myself because I am personal representative.

1502
02:01:50.359 --> 02:01:55.920
How much are they saying they owe
in total? One hundred and sixty

1503
02:01:56.000 --> 02:01:59.720
dollars? You know, I can't
even believe they bothered to do that.

1504
02:02:00.000 --> 02:02:02.279
It's very nice of them. I
mean, it doesn't seem logical they would

1505
02:02:02.319 --> 02:02:10.000
do that and then not pay right
exactly. So my question is with the

1506
02:02:10.119 --> 02:02:14.039
notice to creditors, we have four
months for them to come forward saying that

1507
02:02:14.159 --> 02:02:21.560
there is credit or that we owe
the company to companies with them not contacting

1508
02:02:21.640 --> 02:02:27.119
me. I have left numerous messages
for them to find out if and when

1509
02:02:27.159 --> 02:02:31.279
the money's coming. What is my
next step because they're not retreating my phone

1510
02:02:31.319 --> 02:02:34.880
call, so I need to just
send a certified letters san Well, answer

1511
02:02:34.960 --> 02:02:40.199
my question. I mean, it's
weird. They themselves are the ones that

1512
02:02:40.399 --> 02:02:47.520
told you that they owe one hundred
and sixty dollars, so they got to

1513
02:02:47.600 --> 02:02:50.079
want to pay you. They can't
be that. I mean, why would

1514
02:02:50.119 --> 02:02:57.279
they even bother mentioning it, because
you'd never know, right exactly. Yeah,

1515
02:02:57.359 --> 02:03:00.640
and you've called them up. Yeah, And every time I call,

1516
02:03:00.720 --> 02:03:04.880
I have to leave messages. And
it does seem like in this little town

1517
02:03:04.960 --> 02:03:11.079
where my mom was getting her medical
treatment, this is normal for doctor's offices.

1518
02:03:11.520 --> 02:03:14.279
Do you have to leave a message
and you wait two to three weeks

1519
02:03:15.039 --> 02:03:17.439
for them to call you back if
you're lucky, explains why my mom is

1520
02:03:17.479 --> 02:03:24.760
no longer here? When did you
what town is it? The doctor's office

1521
02:03:24.880 --> 02:03:30.279
is in Prescott Valley, Arizona.
Okay, yeah, in Prescott, Yeah,

1522
02:03:30.640 --> 02:03:35.880
that is that is isolated, although
Presco it's pretty nice though. It's

1523
02:03:35.920 --> 02:03:42.479
a nice area. It is beautiful, but they have very limited medical devices,

1524
02:03:42.600 --> 02:03:45.920
Like they didn't have the hydrobaric chambers, which probably could have saved my

1525
02:03:45.960 --> 02:03:50.199
mom's life, but they didn't even
have that at their main hospital. How

1526
02:03:50.239 --> 02:03:57.920
big is this clinic? I couldn't
tell you. Prescott Valley. There's probably

1527
02:03:58.039 --> 02:04:05.039
just a couple of eye doctors.
In the area miles just to go from

1528
02:04:05.079 --> 02:04:12.760
my Unfortunately, unfortunately, there's not
any kind of agency or anyone you can

1529
02:04:12.840 --> 02:04:15.479
get. I mean, it would
be a probate attorney, which would be

1530
02:04:15.600 --> 02:04:20.359
absolutely ridiculous because we're talking about one
hundred thousand dollars. What's that? Yeah,

1531
02:04:20.399 --> 02:04:26.079
I know, I know for a
probate was extensive. I couldn't afford

1532
02:04:26.119 --> 02:04:28.479
it. Well, it's not going
to be. It wouldn't be that much

1533
02:04:28.520 --> 02:04:35.279
here. But how much is there
a state worth? Probably over two hundred

1534
02:04:35.399 --> 02:04:41.039
thousand. We've already sold the house. Are you the personal Are you the

1535
02:04:41.119 --> 02:04:45.199
personal representative? I am? Is
this more of a principle to you?

1536
02:04:45.279 --> 02:04:47.600
Because I mean it's one hundred and
sixty bucks. I mean, I mean

1537
02:04:47.680 --> 02:04:50.439
you can go to small claim score, but you got to go there to

1538
02:04:50.560 --> 02:04:56.319
go after them. You can do
it as the personal representative. Yeah,

1539
02:04:56.439 --> 02:04:58.800
And I thought about that, saying
she would just let it go. But

1540
02:04:58.960 --> 02:05:02.039
my sister, well, well,
small claims court is definitely your option as

1541
02:05:02.119 --> 02:05:06.920
personal representative. You can sue in
small claims court. Okay, it's the

1542
02:05:08.079 --> 02:05:11.319
only thing that's practical, but you
have to go to where they are.

1543
02:05:12.880 --> 02:05:15.800
Yeah, and it's not worth my
travel down there. Unless I was going

1544
02:05:15.840 --> 02:05:18.199
to say, unless you're going to
be down there and you are settling the

1545
02:05:18.359 --> 02:05:24.359
estate. Anyway, I can do
everything remote. It's been that easy.

1546
02:05:25.560 --> 02:05:30.760
You know, some small claims courts
will let you do zoom. Okay,

1547
02:05:30.640 --> 02:05:35.439
you can call down there to the
county clerk of the courts and ask them

1548
02:05:36.399 --> 02:05:42.720
if you can do a remote hearing
if you sued someone in small claims court.

1549
02:05:46.920 --> 02:05:49.760
Some of them do that. That's
the only thing I can think of

1550
02:05:49.880 --> 02:05:55.239
that would be even near practical.
I mean, you know, obviously,

1551
02:05:56.439 --> 02:06:00.000
but but I wish there was kind
of a you know, like a judge

1552
02:06:00.079 --> 02:06:05.159
on an overprob But you did you
actually open a probate? Yes, we

1553
02:06:05.279 --> 02:06:10.119
had to, Okay, because you're
right too. It really I feel like

1554
02:06:10.239 --> 02:06:15.439
an assigned I forgot the terms that
they used. But yeah, we had

1555
02:06:15.479 --> 02:06:18.359
an open probate, even though she
had a will. Most of the people

1556
02:06:18.359 --> 02:06:21.039
said it didn't matter, we need
to probate. Well, no, you

1557
02:06:21.239 --> 02:06:25.239
have to to transfer real estate and
all of that, yes, for sure.

1558
02:06:25.560 --> 02:06:30.000
Yeah, and how much that it
actually hasn't gone. I had the

1559
02:06:30.159 --> 02:06:33.600
court costs for one hundred and ninety
four dollars. So you did this all

1560
02:06:33.680 --> 02:06:40.279
on your own? Yeah? My
sister and I both you know, did

1561
02:06:40.359 --> 02:06:45.840
you know that probate you may ask
the judge or the clerk for the judge.

1562
02:06:45.760 --> 02:06:54.520
You might be able to issue something
through probate that compels them to answer.

1563
02:06:57.159 --> 02:07:01.159
That's a that's another option that you
say you are used to filing paperwork

1564
02:07:01.199 --> 02:07:04.720
and stuff. There might be a
motion or something you can file that would

1565
02:07:04.760 --> 02:07:13.880
compel a court order. Okay,
that's an option to look into. I

1566
02:07:13.920 --> 02:07:15.920
don't know if they're going to do
it for allowsis one hundred and sixty bucks.

1567
02:07:15.960 --> 02:07:20.439
And most of the time that happens
when the estate owes money and it

1568
02:07:20.520 --> 02:07:24.680
has to collect money to pay money. But it might be worth it.

1569
02:07:24.760 --> 02:07:28.199
Who knows. You may have the
judge issue an order. I mean,

1570
02:07:29.159 --> 02:07:34.439
it's it's worth asking, Okay,
and then I wish you the best.

1571
02:07:34.479 --> 02:07:39.840
I'm sorry about that, but that's
really what I would do at this point.

1572
02:07:40.399 --> 02:07:43.399
Three h three seven one three eight
two five five it was in this

1573
02:07:43.520 --> 02:07:45.000
state. It could be easy.
We'd get an attorney on and try to

1574
02:07:45.079 --> 02:07:49.600
do something. Okay, we got
more coming right up. I'm Tom Martine

1575
02:07:56.399 --> 02:08:00.640
go with a sure thing Denver's best
roofer Excel roofing dot com. You don't

1576
02:08:00.680 --> 02:08:07.600
pay a cent until you're content.
Time for an insurance checkup free, no

1577
02:08:07.720 --> 02:08:11.600
obligation. In comparison, call Compass
Insurance paying too much your coverage at dozens

1578
02:08:11.640 --> 02:08:16.680
of insurance companies find out now three
all three seven seven one help. You'll

1579
02:08:16.760 --> 02:08:20.520
think you're his only customer when you
choose Frank durand the real estate man dot

1580
02:08:20.600 --> 02:08:24.319
com to list your home with Remax
Alliance three oh three nine two zero sixteen

1581
02:08:24.359 --> 02:08:37.079
twenty two. Hi Tom Martino,
you're troubleshooter three oh three seven one three

1582
02:08:37.199 --> 02:08:43.800
talk three oh three seven one three
eight two five five Shelley, what's going

1583
02:08:43.840 --> 02:08:50.119
on with you? Shelley? Yeah, him, I have been having some

1584
02:08:50.199 --> 02:08:54.000
problems with my HOA and could really
use some help. Okay, Now,

1585
02:08:54.319 --> 02:09:00.960
HOA problems. HOA problems are big
time pains in the What's going on?

1586
02:09:01.199 --> 02:09:05.399
So? I had a leak and
it's been already I think two years in

1587
02:09:05.520 --> 02:09:07.159
my house. They called me from
work. I came out. Is this

1588
02:09:07.279 --> 02:09:11.439
a single family home? It's a
condo, so there was a unit below

1589
02:09:11.520 --> 02:09:15.439
me. They called me because they
could see a leak down there. I

1590
02:09:15.560 --> 02:09:20.119
came home immediately, they turned water
off. The president came. She said,

1591
02:09:20.520 --> 02:09:22.159
we're going to call some people out. They called people out. I

1592
02:09:22.279 --> 02:09:26.640
assumed it was under my massive policy
because it was a leak behind the walls.

1593
02:09:26.760 --> 02:09:31.000
Two mints went by. They hit
me with a bill for thirty thousand

1594
02:09:31.039 --> 02:09:35.960
dollars. Wait, did you just
say thirty thousand? Thirty thousand? I

1595
02:09:35.119 --> 02:09:39.239
know the damage was not that extensive
because in my house it wasn't fairly anything.

1596
02:09:39.960 --> 02:09:45.800
Now, Shelley, so they're saying
that this pipe broke or what what

1597
02:09:46.039 --> 02:09:48.399
happened? Yeah, I'm you know
what, I never even got the reports

1598
02:09:48.439 --> 02:09:52.479
from the plumbers or anybody. Okay, but are they Why are they blaming

1599
02:09:52.560 --> 02:09:56.279
your Shelley? I know you want
to tell me a lot, just one

1600
02:09:56.359 --> 02:10:00.960
thing at a time. Why are
they blaming you for a plumbing leak?

1601
02:10:01.000 --> 02:10:05.039
Yeah? Because it was in my
unit? Okay where in your unit?

1602
02:10:07.079 --> 02:10:11.520
It was behind It was in a
wall, behind the water heater. And

1603
02:10:11.720 --> 02:10:16.119
what was it that that broke or
went bad? Like I said, I

1604
02:10:16.199 --> 02:10:18.119
have no idea one of the pipes. They said it was a rusty pipe.

1605
02:10:18.880 --> 02:10:22.680
Okay what the plumber said, yeah, and they said and the HOA

1606
02:10:22.840 --> 02:10:28.359
said you're responsible for this? Yes? Uh huh? Two months later?

1607
02:10:28.159 --> 02:10:31.920
Mind you? Not even right away? I asked when people were coming out,

1608
02:10:31.960 --> 02:10:35.560
I'm like, who is paying for
this? Because I haven't called these

1609
02:10:35.600 --> 02:10:39.640
people out. I didn't call this
restoration company and I never got answer,

1610
02:10:39.720 --> 02:10:43.560
so I assumed, Okay, it's
master policies paying for this, Shelley.

1611
02:10:43.880 --> 02:10:48.920
It could be that you are responsible, depending on the bylaws. I don't

1612
02:10:50.039 --> 02:10:54.960
know. I mean, it's not
a simple I mean it's they're not all

1613
02:10:56.000 --> 02:11:01.119
the same. What I mean,
Yeah, there are some policy that the

1614
02:11:01.439 --> 02:11:07.159
HOA covers the stuff inside the walls
and you cover everything on the inside.

1615
02:11:07.600 --> 02:11:13.359
There are other policies where you might
be responsible. But no matter what though,

1616
02:11:13.880 --> 02:11:20.399
if you are responsible, that's why
you have insurance exactly. And I

1617
02:11:20.479 --> 02:11:24.680
did read on the bylaws where you
are allowed to call out your own people

1618
02:11:24.760 --> 02:11:28.520
to fix these things. No,
no, let's forget about that right now.

1619
02:11:28.159 --> 02:11:33.800
Okay, you they can call anyone
they want in an emergency. I'm

1620
02:11:33.840 --> 02:11:37.680
not going Here's well, let's not
even go there. I want to know

1621
02:11:37.840 --> 02:11:43.159
this. Have you put an acclaim
with your condo insurance? Yours? I

1622
02:11:43.359 --> 02:11:48.880
have State Farm is not going to
cover it because the HOA will not give

1623
02:11:48.920 --> 02:11:54.560
them a detailed invoice. Come to
find out, RhoA got rid of that

1624
02:11:54.720 --> 02:11:58.479
management company, which was Roquel,
got a new management company, and this

1625
02:11:58.640 --> 02:12:01.520
new guy has been very nice to
me, and he told me the reason

1626
02:12:01.560 --> 02:12:07.159
why is because Roqual used their own
people. Basically is why they're not giving

1627
02:12:07.239 --> 02:12:11.199
me detailed invoices, he said,
which is unethical. He's like, in

1628
02:12:11.319 --> 02:12:16.600
thirty thousand, he's like, that's
outrageous. Of course it is. So

1629
02:12:16.079 --> 02:12:20.600
these people so, so who wants
to be paid this money? Who?

1630
02:12:22.720 --> 02:12:26.359
Now they're my HA board members.
Yeah, but why should they care?

1631
02:12:28.279 --> 02:12:31.640
Hold on, Shelley, did your
HOA pay for this? Yes? They

1632
02:12:31.680 --> 02:12:37.720
did? Uh huh without a detailed
invoice apparently, Yeah, that's why they

1633
02:12:37.760 --> 02:12:43.279
got rid of that management company.
But yeah, wait, so the management

1634
02:12:43.359 --> 02:12:46.520
company paid the invoice. No,
the HA board members they paid it.

1635
02:12:48.279 --> 02:12:52.439
Why, I have no idea.
But now without a detailed without a detailed

1636
02:12:52.479 --> 02:12:58.880
invoice, So the HOA because they
paid it without an invoice, your insurance

1637
02:13:00.119 --> 02:13:05.279
saying we're not going to pay it. Yeah, so now they're coming back.

1638
02:13:05.399 --> 02:13:07.680
This new guy was very nice.
He told me don't worry about it.

1639
02:13:07.720 --> 02:13:09.880
When they started with this new company, he's like, don't worry about

1640
02:13:09.880 --> 02:13:13.239
it. He's like, you're right, you're not responsible. He's like,

1641
02:13:13.000 --> 02:13:18.199
that's outrageous. He's like, your
state farm should have been called. They

1642
02:13:18.279 --> 02:13:20.039
can't do that, He's like,
and it's unethical that they called out their

1643
02:13:20.079 --> 02:13:26.520
own company. Whether that's unethical or
not, it may not be unethical.

1644
02:13:26.600 --> 02:13:31.279
Okay, you're going in the wrong
direction. If you want to fight this,

1645
02:13:31.800 --> 02:13:35.359
there is one direction to go,
and that is you deserve to have

1646
02:13:35.520 --> 02:13:41.520
a complete breakdown of everything they did
and how much it costs. You deserve

1647
02:13:41.640 --> 02:13:46.920
that, Okay. Let's not go
with the unethical or ethical or anything like

1648
02:13:46.000 --> 02:13:50.479
that, Okay, because it's not
gonna lead anywhere. You need something that's

1649
02:13:50.560 --> 02:13:56.680
going to lead to a solution.
And if we get a detailed invoice of

1650
02:13:56.800 --> 02:14:01.800
what was done, then we know
if it's the a's problem or if it's

1651
02:14:01.159 --> 02:14:07.960
your problem, and then your insurance
company can decide. But right now I

1652
02:14:07.000 --> 02:14:11.840
don't. They're never gonna get that
money from you anyway, and they know

1653
02:14:11.039 --> 02:14:16.479
that. So if they want to
be paid, they have to cooperate.

1654
02:14:16.600 --> 02:14:18.960
Did you tell them that that if
they want to be paid, they have

1655
02:14:20.159 --> 02:14:26.039
to cooperate and they must have a
detailed invoice. Yeah, And if they

1656
02:14:26.079 --> 02:14:31.479
don't get a detailed here's what I
fear. I fear that your HOA is

1657
02:14:31.560 --> 02:14:33.920
going to put a lien on your
place. Yeah, and that's what they

1658
02:14:35.039 --> 02:14:37.920
threatened before. And I'm like,
you know, go ahead sue me.

1659
02:14:37.000 --> 02:14:41.600
I'm like, I don't think you
guys will win, because well they may

1660
02:14:41.720 --> 02:14:46.800
win. The problem is you have
to you what kind of an invoice do

1661
02:14:46.920 --> 02:14:50.239
they have? Tell me what kind
do they have? It was just the

1662
02:14:50.840 --> 02:14:58.399
basic It just said like drywall enterprise, nothing like detailed. What does State

1663
02:14:58.520 --> 02:15:03.000
Farm want? What does State Farms
in detailed? She said, if there

1664
02:15:03.199 --> 02:15:05.560
was a strip of paints that they
had to use, I want to know

1665
02:15:05.720 --> 02:15:09.159
why and how much that was.
Oh man, She's like, I want

1666
02:15:09.239 --> 02:15:16.279
to know how long they used blowers, how much that cost? You know,

1667
02:15:16.399 --> 02:15:18.239
they they you know, State Farm. As much as I hate them,

1668
02:15:18.319 --> 02:15:24.359
they they have a right to know
what they're paying for. Exactly,

1669
02:15:24.439 --> 02:15:26.560
Yeah, exactly, I agree with
them because I'm like, these people left

1670
02:15:26.640 --> 02:15:31.199
blowers here for a week that weren't
even being used, so I know they

1671
02:15:31.359 --> 02:15:35.159
charged. Okay, what's the name
of the actual company that did the work.

1672
02:15:37.800 --> 02:15:41.720
I don't remember the actual restoration company. I know it was through Roquel,

1673
02:15:41.920 --> 02:15:46.000
somebody that's part of them. What
is rocal? Rokel is the management

1674
02:15:46.079 --> 02:15:56.039
company r O c l R W
CL And did you contact them? Oh?

1675
02:15:56.119 --> 02:16:01.039
I contact them numerous times, asking
them for detail. Then they are

1676
02:16:01.159 --> 02:16:09.359
uncooperative And why did your HOA get
rid of them? Because of that reason?

1677
02:16:09.439 --> 02:16:15.760
They were shady and they didn't like
them. Yeah, you have the

1678
02:16:15.920 --> 02:16:20.439
name of the new HOA guy who's
or the new manager. Yeah? Is

1679
02:16:20.520 --> 02:16:26.840
he with a company or is he
with He's with our new HA management company,

1680
02:16:26.079 --> 02:16:28.920
Bright Star. And he's been really
nice and he's he's told me I

1681
02:16:30.000 --> 02:16:33.520
could help you out with anything you
need. He's like documents, He's tried,

1682
02:16:33.120 --> 02:16:37.239
he emailed Roquel trying to get it
paid for. I want to know

1683
02:16:37.399 --> 02:16:43.120
from him. I want one of
our people to call him to see to

1684
02:16:43.239 --> 02:16:48.719
see what the HA is going to
do against you. Yeah. Yeah,

1685
02:16:48.760 --> 02:16:50.600
because he's he said, he's like
I tried. He's like that they've decided

1686
02:16:50.639 --> 02:16:54.239
they want that thirty thousand and they're
going to come back after you. And

1687
02:16:54.319 --> 02:16:56.440
I'm like, well, I said, ask these board members, like,

1688
02:16:56.600 --> 02:17:01.559
are any of them going to pay
thirty thousand dollars for something with no invoices?

1689
02:17:03.040 --> 02:17:05.920
No? Hold on a second,
No, you're right, you're right,

1690
02:17:07.000 --> 02:17:09.959
Shelley, hold on, you are
right. We this is bad.

1691
02:17:11.360 --> 02:17:13.520
This is bad. Yeah, I'm
a teacher. I don't have thirty thousand

1692
02:17:13.559 --> 02:17:18.360
dollars. Dan, don't That part
is ridigulous? Who who is in?

1693
02:17:18.639 --> 02:17:22.280
Who is uh in the studio?
Kachina. I'll take it. Tom.

1694
02:17:22.440 --> 02:17:24.879
We've got you know, Chopper.
Here's what we need to do. I

1695
02:17:24.959 --> 02:17:26.959
want to do that well, I'm
going to tell you after this, I

1696
02:17:26.040 --> 02:17:30.879
want to be very logical about this. Hang on, Shelley and try to

1697
02:17:30.959 --> 02:17:33.280
get Compass on if you can.
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1698
02:17:33.440 --> 02:17:37.120
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1699
02:17:37.159 --> 02:17:45.159
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