WEBVTT 1 00:00:00.440 --> 00:00:05.080 You're listening to the John and Heidi Show Bonus Hour. If you miss any 2 00:00:05.080 --> 00:00:09.359 of the program, you can find a podcast at the bottom of the page 3 00:00:09.400 --> 00:00:13.759 at Johnny radio dot com. Thank you for listening to The John and Heidi 4 00:00:13.919 --> 00:00:19.679 Show Bonus Hour. Super excited for my guest today, Jordan Deffenbaugh. He 5 00:00:19.800 --> 00:00:25.399 is with an organization called the c r C and they are the Community Revitalization 6 00:00:25.480 --> 00:00:28.359 Collective. They're a bunch of do gooders doing all kinds of good stuff. 7 00:00:28.399 --> 00:00:33.439 I love that. That's awesome. Yesterday they did a thing called Citizen Taco. 8 00:00:33.520 --> 00:00:35.719 They do that every Wednesday, so if you missed it yesterday, it's 9 00:00:35.719 --> 00:00:38.920 okay. They'll do it again next Wednesday and the following Wednesday. And we're 10 00:00:38.920 --> 00:00:42.479 going to chat with them all about that. And they've also got a thing 11 00:00:42.640 --> 00:00:48.280 called the Tool Library Suit Falls Tool Library. I keep saying tool lending Library, 12 00:00:48.280 --> 00:00:52.280 because here's why there's a thing called the toy Lending Library. Two completely 13 00:00:52.280 --> 00:00:55.359 different things. In my brain, I've got them tied together. They're not 14 00:00:55.439 --> 00:01:00.600 related other than they're both amazing organizations. But this one, the Sue Falls 15 00:01:00.719 --> 00:01:03.840 Tool Library. You could become a member for as little as fifty dollars a 16 00:01:03.920 --> 00:01:07.120 year, and then when you have like a need for tools, instead of 17 00:01:07.159 --> 00:01:08.959 going out and buying a tool, you's going on and pick one up and 18 00:01:08.959 --> 00:01:11.000 you use it, and then you bring it back when you're done, like 19 00:01:11.000 --> 00:01:15.359 like a library. How cool is that. I've got a bunch of tools 20 00:01:15.680 --> 00:01:18.640 that when we finish the projects that we have. We got a bunch of 21 00:01:18.640 --> 00:01:21.319 projects going on right now, but when we get done with them, I'm 22 00:01:21.319 --> 00:01:23.879 going to be taking them to the tool Library. We're gonna be chatting with 23 00:01:23.959 --> 00:01:29.040 Jordan Dffenball all about that. We've also got them scheduled for next week because 24 00:01:29.079 --> 00:01:32.840 they've got some events coming up next week, and we've got them scheduled for 25 00:01:32.879 --> 00:01:36.599 the following week because they've got more stuff coming up the following week. They 26 00:01:36.599 --> 00:01:38.040 are busy, busy folks at the CRC. We're going to chat with him 27 00:01:38.079 --> 00:01:42.840 all about that coming up. Thanks for listening to The John and Heidi Show 28 00:01:42.920 --> 00:01:49.519 Bonus Hour on a Thursday. It's more important than ever to have a better 29 00:01:49.599 --> 00:01:53.400 credit card. At better credit cards dot com, we offer a variety of 30 00:01:53.400 --> 00:01:57.239 credit card options to fit your needs. Whether you want a card to give 31 00:01:57.239 --> 00:02:00.640 you cash back or a credit card to help you build your credit. We 32 00:02:00.719 --> 00:02:06.599 probably have it at better credit Cards dot com. That's better credit Cards dot 33 00:02:06.640 --> 00:02:15.280 com. Give yourself credit cards. Thanks for listening to the John and Heidi 34 00:02:15.360 --> 00:02:19.840 Show. Excited to visit right now with Jordan Deffenbaugh. He is with Community 35 00:02:20.039 --> 00:02:24.680 Revitalization Collective CRC and they're doing some amazing things in Sue Falls. And first 36 00:02:24.719 --> 00:02:28.759 thing we're going to talk about here is the Soux Falls Tool Lending Library, 37 00:02:29.159 --> 00:02:31.280 the suit Falls Tool Library. Rather, this is a thing that you guys 38 00:02:31.319 --> 00:02:34.800 started recently. Tell me a little bit about this, Jordan. It's a 39 00:02:34.800 --> 00:02:38.159 really cool idea. Well, yeah, it's a really cool idea. It's 40 00:02:38.159 --> 00:02:40.919 also a really simple one. Um. What it is is we have a 41 00:02:40.919 --> 00:02:45.439 collection of tools and if you want to join, to become a member of 42 00:02:45.479 --> 00:02:51.039 the Tool Library, it's fifty dollars a year and then you have access to 43 00:02:51.080 --> 00:02:55.319 the whole sellection, so that stuff like drills, brooms, shovels, we 44 00:02:55.400 --> 00:03:00.439 have lawnmowers, and we're our collection is growing, so as the membership grows, 45 00:03:00.759 --> 00:03:05.400 it also opens the door for new possibilities. Obviously, right now we're 46 00:03:05.400 --> 00:03:08.400 in a small space at nine two one East eighth Street. We're actually round 47 00:03:08.439 --> 00:03:15.000 back in two balls uf goota it's like the old SMOs Pub formerly Red Sea 48 00:03:15.080 --> 00:03:21.319 Pub, and we are round the back and folks can check us out. 49 00:03:21.400 --> 00:03:25.280 We're mostly open during the day, like four to six. We're in the 50 00:03:25.280 --> 00:03:31.120 midst of finding volunteers right now, so we're hopefully getting in full operation in 51 00:03:31.159 --> 00:03:37.039 the next month or so. But we're pretty active on social media Facebook. 52 00:03:37.240 --> 00:03:40.360 If folks we need to message us or email us, we were pretty responsive. 53 00:03:40.400 --> 00:03:44.719 So if folks have donations or if they want to get in to check 54 00:03:44.759 --> 00:03:47.599 out the tool library at a certain time, we're pretty responsive. Sue Falls. 55 00:03:47.680 --> 00:03:52.919 Tool library dot org is the website for that. And are there specific 56 00:03:52.919 --> 00:03:54.120 tools that you guys are looking for? You going, Man, I really 57 00:03:54.159 --> 00:03:59.960 wish somebody had one of these, you know, I think right now, 58 00:03:59.840 --> 00:04:04.439 I think it folks. If folks we're willing to donate, like some decent 59 00:04:04.560 --> 00:04:11.800 power tools. We have a selection of drills and sawsalls and things like that, 60 00:04:12.039 --> 00:04:16.120 but like getting a few solid bets like a really nice impact driver and 61 00:04:16.199 --> 00:04:23.519 a really nice circular saw with a consistent battery set, like sayd Walt or 62 00:04:23.639 --> 00:04:29.199 Milwaukee, those types of brands would be really helpful. Otherwise, I mean, 63 00:04:29.199 --> 00:04:32.839 we're steadily giving getting the stuff that we want. Whis been really interesting 64 00:04:33.519 --> 00:04:36.279 is and this is sort of the power of asking, so to speak. 65 00:04:38.800 --> 00:04:41.360 There have been times where I'm like, Okay, I have a post hole 66 00:04:41.439 --> 00:04:45.439 digger that I need for a project, a community project with the CIREC, 67 00:04:46.079 --> 00:04:48.000 Like, Okay, where do I get one? Well, I just jumped 68 00:04:48.040 --> 00:04:53.199 on to Facebook on social media and said, Hey, does anyone out there 69 00:04:53.319 --> 00:05:00.199 have a spare post hole digger? And within about forty eight hours, I'll 70 00:05:00.240 --> 00:05:03.279 find one. Someone will drop one off. That's like it's happened several times. 71 00:05:03.519 --> 00:05:06.120 Yeah, And I think it's like people see the like, oh I 72 00:05:06.279 --> 00:05:10.759 got I got this tool lying around, I'm not using it. I might 73 00:05:10.800 --> 00:05:13.839 as well have these guys to use it. They can manage the resource. 74 00:05:14.439 --> 00:05:18.439 Folks can come use that tool if they ever need to um. But then 75 00:05:18.600 --> 00:05:24.399 it's also open to other folks in the neighborhood, in the community. And 76 00:05:24.800 --> 00:05:28.319 I look at it like there's so many times people come around to a project 77 00:05:28.839 --> 00:05:32.680 and there's something in the way, they're missing a tool, and they just 78 00:05:32.720 --> 00:05:35.399 need that one tool and they can complete it. And that's what I think, 79 00:05:35.439 --> 00:05:40.439 that's what we're trying to alleviate some of those spaces. I love that 80 00:05:40.519 --> 00:05:43.000 and I've got some tools I'm gonna be bringing to I was telling you that 81 00:05:43.040 --> 00:05:46.600 we've got several projects we're gonna be wrapping up soon, and when we're done 82 00:05:46.600 --> 00:05:48.480 with these, I'm going to be bringing a whole bunch of stuff down there. 83 00:05:48.560 --> 00:05:51.360 So I'll see if we can. Maybe when it's time to do that, 84 00:05:51.439 --> 00:05:55.519 maybe we'll also post a thing online asking other folks, Hey, yeah, 85 00:05:55.639 --> 00:05:58.199 you've got some stuff, We'll bring it down. I think this is 86 00:05:58.240 --> 00:06:01.240 really cool. Again, the tool library, the sious Falls Tool Library, 87 00:06:01.240 --> 00:06:05.800 sous Falls tool Library dot org. And one of the other things you guys 88 00:06:05.800 --> 00:06:10.439 do. I think this is really cool as well. Citizen Taco, and 89 00:06:10.519 --> 00:06:14.079 this is the thing you do on Wednesdays. Tell me a little bit about 90 00:06:14.120 --> 00:06:18.759 what you guys do for Citizen Taco. Well, Citizen Taco is also a 91 00:06:18.839 --> 00:06:25.639 very simple concept. You come to the stand, I give you a taco, 92 00:06:25.720 --> 00:06:29.160 and then you give me an idea to make the community better. So 93 00:06:29.360 --> 00:06:32.439 we're every week, we're there out in front of the Union Gospel Mission Turst 94 00:06:32.480 --> 00:06:40.839 store. We've just recently started working with Rudy Navarrat who has the Rudy Taco 95 00:06:40.920 --> 00:06:45.800 bus, and so we are working with him and now we're serving upwards of 96 00:06:45.839 --> 00:06:50.680 one hundred and fifty people a week and it's a way for folks to get 97 00:06:50.720 --> 00:06:54.879 to know each other in the way of your neighborhood. And a lot of 98 00:06:54.879 --> 00:06:58.680 these folks might be houseless. They might be residents of the Bishop Dudley, 99 00:06:59.480 --> 00:07:01.199 they might be folks that just live in the way of your neighborhood, or 100 00:07:01.199 --> 00:07:05.879 the folks that are just like coming down to have tacos, and it offers 101 00:07:05.920 --> 00:07:11.120 a really safe space to engage with the community and actually get a sense of 102 00:07:11.199 --> 00:07:14.639 like, Okay, what's going on on Eighth Street, what's happening? And 103 00:07:14.879 --> 00:07:17.759 yeah, there's a lot of I mean with there's a lot of houses people 104 00:07:17.800 --> 00:07:21.480 down there, and as a result, there are challenges that have come from 105 00:07:21.519 --> 00:07:27.519 that that density. So we're trying to understand that at the CRC, and 106 00:07:27.519 --> 00:07:31.839 we use in Taco to create a really safe space to build community. If 107 00:07:31.879 --> 00:07:36.639 you'd like to learn more about that, my CRC dot org. My CRC 108 00:07:36.839 --> 00:07:41.360 dot org. And we talked earlier about the Suo Falls tool Library that website 109 00:07:41.399 --> 00:07:44.959 Suo Falls tool Library dot org. Jordan, thank you for doing what to 110 00:07:45.000 --> 00:07:48.040 do and thanks for time today. All right, thank you again, Jordan 111 00:07:48.160 --> 00:07:51.680 Deffenbaugh and again if you'd like to learn more about Suo Falls Tool Library, 112 00:07:51.680 --> 00:07:59.000 Swo Falls tool Library dot org and my CRC dot org. Thanks for listening 113 00:07:59.040 --> 00:08:01.920 to the John and Heidi Show. Did you know you can allocate a percentage 114 00:08:01.920 --> 00:08:05.959 of your IRA to physical gold and silver with a tax free rollover, you 115 00:08:05.000 --> 00:08:09.240 can put your IRA back on the gold standard. Genesis Gold IRA is the 116 00:08:09.279 --> 00:08:13.519 only IRA that can hold physical precious medals. Call now for your free gold 117 00:08:13.560 --> 00:08:18.079 and Silver report and learn how to qualify for up to ten thousand dollars in 118 00:08:18.120 --> 00:08:20.920 free silver Genesis goold ira dot com. But like to help protect your IRA 119 00:08:22.079 --> 00:08:24.519 today with a simple phone goal. Learn more and get the phone number at 120 00:08:24.600 --> 00:08:31.079 Genesis goold ira dot com. That's Genesis, goold ira dot com. This 121 00:08:31.160 --> 00:08:33.679 Day in Sioux Falls History brought to you by the Sioux Falls Fund Page and 122 00:08:33.879 --> 00:08:37.799 Sunny ninety three point three. It was on this day, July twentieth, 123 00:08:37.960 --> 00:08:43.919 nineteen oh three, a brand new Carnegie Public Library open to the public in 124 00:08:43.960 --> 00:08:46.679 Sioux Falls. The first library in Sioux Falls was created by the Ladies History 125 00:08:46.759 --> 00:08:52.000 Club back in eighteen eighty one and was greatly expanded by the gift of a 126 00:08:52.039 --> 00:08:54.799 local attorney J. M. Bailey. His personal book collection was given to 127 00:08:54.840 --> 00:09:00.000 them in eighteen ninety, but the continued growth of the city and the collection 128 00:09:00.240 --> 00:09:03.519 of more and more books created the need for a permanent library building. Initially, 129 00:09:03.600 --> 00:09:09.960 William and Winona Axtell Lion answered the call and donated the old All Souls 130 00:09:09.039 --> 00:09:13.559 Church at twelfth in Dakota to the city to be used as a library. 131 00:09:13.720 --> 00:09:18.240 However, word reached town that Andrew Carnegie was funding brand new, beautiful library 132 00:09:18.240 --> 00:09:22.679 buildings all around the country. Steel mogul Andrew Carnegie retired from the steel business 133 00:09:22.679 --> 00:09:26.600 after a particularly bloody strike at one of his plants. As a man from 134 00:09:26.600 --> 00:09:28.639 a poor family who had worked his way to the very top, he had 135 00:09:28.720 --> 00:09:33.399 no desire to see people get hurt in their demand for fair wages and better 136 00:09:33.399 --> 00:09:37.720 working conditions, So he left the business world and became a philanthropist, giving 137 00:09:37.759 --> 00:09:41.240 away huge chunks of money to causes that he deemed worthy. Libraries became a 138 00:09:41.279 --> 00:09:46.279 favorite cause for Carnegie, and he would eventually fund the construction, furnishings, 139 00:09:46.440 --> 00:09:50.759 or expansion over over twenty five hundred libraries around the world. So a group 140 00:09:50.759 --> 00:09:56.159 of Sioux Fall citizens, including wh Lion and Josephine Gilden began working to secure 141 00:09:56.240 --> 00:09:58.840 a grant from Carnegie. In the end, he would give thirty thousand dollars 142 00:10:00.000 --> 00:10:03.279 to build the Carnegie Public Library in downtown Sue Falls. The Ladies History Club 143 00:10:03.320 --> 00:10:09.159 and other local organizations would raise thousands more to purchase books and furnish the new 144 00:10:09.200 --> 00:10:11.440 building. It was on this day in Sue Fall's history that the doors were 145 00:10:11.480 --> 00:10:16.440 finally open for all to see. This day in Sue Fall's History has been 146 00:10:16.440 --> 00:10:20.960 brought to you by Sue Falls fundpage dot com and Sunny ninety three point three. 147 00:10:20.960 --> 00:10:24.039 How much do you pay for your cell phone every month? If that's 148 00:10:24.080 --> 00:10:28.679 more than fifteen bucks, it's time for a mintervention. Mintmobile makes it affordable 149 00:10:28.720 --> 00:10:31.399 and easy to switch get a new phone or bring a current one. Whether 150 00:10:31.440 --> 00:10:35.519 you're a fan of iPhones or Samsung, they both work well with Mintmobile. 151 00:10:35.639 --> 00:10:41.399 At mintervention dot com you can see the current special offers from Mintmobile, offering 152 00:10:41.440 --> 00:10:45.919 premium wireless for just fifteen dollars a month. That's far less than most people 153 00:10:45.960 --> 00:10:50.960 are paying just fifteen dollars a month. Learn more now at mintervention dot com. 154 00:10:50.240 --> 00:10:54.440 Here's your market beat minute for Thursday July twentieth, brought to you by 155 00:10:54.519 --> 00:11:00.399 Genesis Gooldira dot com. Equity markets advanced Wednesday despite another cooler than a expected 156 00:11:00.440 --> 00:11:03.320 economic report. The housing starts and building permits figure were weaker than expected. 157 00:11:03.360 --> 00:11:07.480 Despite a recent downtick in mortgage rates, the news indicates a slowing within the 158 00:11:07.519 --> 00:11:11.519 housing sector and one that could gain momentum as a year progresses. Mortgage rates 159 00:11:11.559 --> 00:11:16.279 are back in the seven point five percent range for an average thirty year mortgage 160 00:11:16.320 --> 00:11:20.360 and will likely rise given the outlook for the FOMC policy. FOMC meets in 161 00:11:20.399 --> 00:11:22.480 less than a week and they're expected to high rates by another twenty five basis 162 00:11:22.480 --> 00:11:26.840 points. The S and P five hundred continues to rise, but is heading 163 00:11:26.879 --> 00:11:30.000 for a hard ceiling. How it gets is still questionable, but signs are 164 00:11:30.039 --> 00:11:33.159 growing that the top could be closer than many market participants realize. 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