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I do know that they use their
all romans and be updating it in part.

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For instance, they're also getting very
creative and they're going I use,

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for for instance, like crypti,
they'll call it, they call digital assets,

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they'll call it digital currency, like
cryptocurrency, NFTs and all that.

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Because for most people like crypto or
it's just like cash. Yeah, but

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for the irs, they look at
it as stocks. You're listening to Carrie

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00:00:24,079 --> 00:00:29,800
Let's's Financial Survival Network, where you
get valuable information you just can't find anywhere

8
00:00:29,800 --> 00:00:36,079
else to thrive in today's trying times. You need the Financial Survival Network now

9
00:00:36,240 --> 00:00:41,560
more than ever. Go to Financial
Survivalnetwork dot com and get your free newsletter

10
00:00:41,600 --> 00:00:50,880
and gift. Financial Survival Network now
more than ever. Ben, welcome.

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00:00:50,960 --> 00:00:55,799
You are listening to and watching the
Financial Survival Network. A it's twelve twelve,

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twenty three. It's a great time
to talk about taxes. A lot's

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happening with the irs. You're good
friends over there, but never forget they're

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from the government. They're there to
help you, of course. Claudia Montrs.

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You are an attorney tax attorney in
my adopted state of Florida down in

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Miami. It's great to have you
on. So we've heard a lot about

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the IRS. You Hey, we've
heard a lot about the IRS adopting AI.

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Can you shed any light on that. What's going on with their enforcement

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program which appears to be stepping up. Yes, So, like about a

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couple of years ago, the irn's
got a lot of funding for get up

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to eighty seven thousand co collection agents. And like you said, the IRS,

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they are here to help us.
We all as taxpayers have a bill

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of right. But at the end
of the day, the RI Collection Agency

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and that's one of their mission statement
to collect U smash money. Oh to

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them, and they fed in the
shortest amount of time. So and now

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they and and now you've see natural
pickup, like especially in COVID and everything.

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They kind of went quiet and they
gave a lot of people out of

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extensions and but now they started picking
up. There's uh, there's a lot

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of activities making December. They there's
still working, but it's every years for

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the longest time they have any informal
pause on the collection actions. They don't

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like to get bad I get bad
press. They're then collection actions during the

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holidays, but they're still working and
still seeing them do some the autists and

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all that. But the big thing
that they're doing is that like uh,

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I want to say, every year
there's about eight million new collection taxes,

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new ones. That's a lot,
and that doesn't count the ones that did

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not file their tax returns. That's
just people I file a taxer and they

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didn't pay in full. So every
year there's new ones, so plus the

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people that I'm filed. And their
big target as the you know, it

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was the high income earners that were
not followed their tax returns. Now and

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then they're going after es corporations that
for people are then collecting you know,

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taking a resonable salary. A lot
of people incorporate to say taxes, but

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they don't think the salary which you're
required to s. I'm seeing audits on

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that. And now, like I
said, partly big funding was that they

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use. They're using all this money
not only for revenue agents, but also

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to update all their systems, right, so they'll bring up to date so

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that because they use algorithms also just
to cycle you're going to audit and it's

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really some pissy computers and problems tell
you where they're going to find the audits

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and now that's how they're using technology
to make them more efficient too. Yeah,

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well maybe it's not the worst thing
in the world, but you know,

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AI has limitations. But have we
seen anything yet coming from that,

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particularly with AI and the IRIS not
not really. I do know that they

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use their all romans and they updating
it in part. For instance, they're

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also getting very creative and they're going
to use for for instance, like crypt

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they don't call it, they call
it digital assets. They'll call it digital

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currency, like cryptocurrency, NFTs and
all that because for most people like crypto

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or it's just like cash, but
for the irs, they look at it

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as stocks. They're also tracked.
Yeah, so that's a different way of

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looking at for tax purposes. Tracking
that. And the other big thing is

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that I'm sure there which is done
to fincy is that they are now in

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Jerry. First they're starting their database
and small business owners with a corporate Transparency

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and that would basically got all businesses. What's that Basically, it basically covers

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all small businesses have to write start
with fencing, just like they do with

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for reporting acts. And they're doing
this to find people are doing fraud and

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illegal activities. But all those systems
are connected and they're going to step up.

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Was more enforcing because they're going to
notice that there's going to be people

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that may be register it and they're
not filing tax redress because the penalties for

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an hours serve with these fins is
very high. So I left the ten

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thousand, so and they're going to
start being those connections and what's more,

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using technology to make sure people are
compliant. It amazes me how many people

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are out there in this day and
age still don't file tax returns. Yea,

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it is a lot. A lot
of people shocking made out. It's

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really kind of shocking because they know
who you are. And you remember that

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old songs, a country western song
and he tells the I R s to

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take can take him off their mailing
list. That doesn't happen in reality,

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does it? No? I mean
people I think they just get because like

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I said, there's eight million new
cases a year, and that's for people

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that actually it's become eight It couldn't
always like eight to ten to going out,

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but that's just people that filed but
they didn't pay, so it doesn't

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count. They get it. I
forgot the exact number, but it was

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thousand and millions single digits, but
high single digits in the millions for people

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that didn't file their attacked returns.
And there's just so many, so much

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commandpower that they have. So yes, they have a backlock. They haven't

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gotten into use ins because they have
the backlock, but not that they're updating

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their computers. They can do a
lot more automated, so they will send

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the letters automated. They will like
look at for instance, an easy way

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that they catch you is that your
employer or whoever issues some customer for the

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most has to issue a ten ninety
nine or a W two two and they

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send a copy to the i r
S. So that's how they actually catch

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a lot of people. They match
it like that, you yeah, so

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matching and all that. And they're
way better than they used to be.

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I mean, I know, like
Social Security like instantly picks up your tax

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returned from the I r S and
you know, figures out, you know,

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whether they're taking too much or too
little. They adjust all this money.

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You know, it was pretty shocked
to see how efficient they were with

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that, you know, because they
just never were like that before. Yeah,

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not the getting real official at all. And you said, Now they're

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investing in the in the programs I
mean like technology, and they're they're bringing

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new agents, which is good at
that because I'm I think they're just rushing

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them. I seeing this and other
tax professionals in them that they rush them

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through the system, through the training, and so some of them they they're

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not they're not all fully trained.
So it can be difficult in some audits.

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They don't want to work with you. But the good thing is,

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like with everything with government, they
just have to follow the rules and they

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set themselves. Yeah, hopefully hopefully, but they But one thing, one

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thing I got to emphasize, if
you do have interaction with UH, with

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the irs, it's not personal.
You know, they're not necessarily out to

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get you, although it might feel
like they're out to get you, but

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they're really not. And if you
treat them with respect and consideration like you

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want to be treated with, it
really helps your case, doesn't it.

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Yes, And remember they have they
followed procedure, right, they have guilence

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that they have to follow. And
if they deviated, sometimes there's some bad

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agents. But if they deviated is
because they maybe they didn't even know about

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it, but they've all this guideless
and you know, first you're going to

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get a letter that you own,
honey. Then it will be at thirty

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they notice. Then it will be
a notice that we're gonna let put and

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lean. Then I say, notice
that they're going to levy and all that

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is and then or maybe that you're
going to rebook your passport. All that

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is to get you to the table
so that you can get it into a

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payment plan or pay. They don't
really want out of levy and they don't

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want to freeze your bank accounts.
They want to put a mean, they

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want to get you in the in
the day. Who I'm getting an into

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a payment plan for the spar and
everything. Really, I will say about

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eighty percent of it ends up being
a payment plan because everybody wants to pay

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the pennies on the dollars. I
can't. And remember ten years ago the

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guy with the beer like he says
pennies on the dollar that doesn't really exist.

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Yeah, the uh compromise. Yeah, you know, yeah, it's

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interesting. So people, you know, it's the scariest three letters in the

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English language, right irs, Yes, it you know, I do it

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all the time, but I think
one time I got a letter because they

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were they were just doing an adjustment
to my return. And I think even

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for a second when it stop buying
and the Latindias for like a nano second,

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I have to pause, and I
get those glades for them all the

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time. So I do understand.
I generally think I've been practicing for over

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twenty years. Only once have I
seen someone that was doing tax evation.

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Everybody else is just they they make
a mistake. Either they they what happened

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to them, they had a sick
family member, they lost their job and

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they just forgot about their taxes,
or they just really didn't understand what they

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were doing, or give them bad
advice an accountant or sometimes a lawyer infantry

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that gave them bad advice that end
up they end up doing the wrong thing.

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So yep, And you know,
I was going to say, one

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of the major mistakes that you make
in dealing with irs or any other creditor,

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and let's face it, their creditor
now I know, the first first

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among equal creditors, but they're superior
creditor. But it's going into denial,

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like shutting down and just not dealing
with the problem, and then problems that

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don't get dealt with become disasters.
Whereas if you accepted it and you just

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dealt with them, a solution,
like you said, a payment plan could

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be worked out. But if you
go into denial, then that option gets

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close to you and then it's like
and that does upset the government when you

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ignore them more than anything. And
yeah right, so yeah, so people

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come to you like, what's the
what's the best outcome you ever got for

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00:11:45,960 --> 00:11:52,120
somebody with the IRS dealing with them? Oh? I think our best really

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actually person Oh like a million?
Now you buy it down to a million,

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So that was good. But that
but once more, that was just

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given. I mean they had all
the right facts, but they just didn't

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credit right. So it's ah they
being So we gave them all back up

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and brought it down and and and
like I like you said, going back

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to what you mentioned, it's like, uh, it's the denial. I

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think I have a PROZZL record,
I free, you know, like,

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and I think how to deal with
your IRS data? And the first one

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is forgiveness because they think we feel
so bad that we got ourselves and we

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feel guilty and shame. But like
you said, there's eight million other people

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in this in the country at the
very mindidlum that had the same issue as

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you. It is not you know
a lot of people like you say don't

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meant it. So I think it's
you used to kind of like forgive yourself

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accepted and then just kind of like
then big action. That's the main thing,

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because I have a lot of clients
that bring letters that are not open,

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and the problem with that is that
you and not at we all everybody

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listening here, we all have rights, is tax payers, and we got

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our pills right and all that.
But if you don't open your letter to

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find out, oh, with your
deadlines and when you're up to those certain

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00:13:03,919 --> 00:13:07,679
things, you're waiting, right,
so you're losing opportunities to like, maybe

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there's something wrong with the test because
sometimes you know, the tax reatarre may

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be wrong and you just need to
fix it with a form and then you

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owe nothing. Well sure there's been
a lot of cases like that, but

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once more, yes, you need
to have your rights and things like that.

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So yeah, looking at your site
and David L. Claudia saved the

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00:13:26,879 --> 00:13:31,799
day for us. The IRS was
wrongly pursuing me for taxes they claim I

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owed, and she wiped out about
thirty k in death. She was a

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professional and did a fantastic job and
show the demand from the IRS it was

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like one hundred eighty thousand. Well
account to balance that supposedly owed one hundred

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and eighty thousand. Yeah, we
we we bring it down. I mean

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we didn't do it. That's good
that we should try to keep Italian this

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year. I don't know why we
didn't do it as good, but yeah,

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I mean at the end of the
day, it's just about paying what

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you owe and the correct amount.
And like you said, sometimes it's just

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a mistakes. Sometimes the tax surchains
are around, so we're able to fix

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00:14:11,840 --> 00:14:15,759
the tax return and show where the
error goes, then we can reduce your

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taxes. Sometimes is an audit Like
right now, I'm very excited. We

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are. We just finished a case
where we were working found in tax sport

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00:14:24,600 --> 00:14:28,240
for almost three years. Hey with
the Ahara is trying to get going back

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00:14:28,279 --> 00:14:31,320
and forth, and and we got
her to where she needed to be where

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she owed the IRS I think two
thousand dollars which she already had paid for.

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So we're very excited that we brought
up from like sixty nine or sixty

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four and the amounts is not big
in the other ones, but we fought

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00:14:45,559 --> 00:14:48,879
so hard for this. We're going
We're very, very excited. That's the

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00:14:48,960 --> 00:14:54,759
kind of lawyer you want working for
you as a recovering attorney myself having experience

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00:14:54,840 --> 00:14:58,559
in some of these matters, that's
what you want. So just tell us

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where we find you, how we
connect with you on the web, Cloudia.

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Yeah, so our website is Wwmncarslaw
dot com. Is an asimary O

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N S N N T C A
r Z law dot com. Or also

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if you go to ww talk to
Claudia. Do we have their small class

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00:15:20,000 --> 00:15:22,039
and you can learn about how if
you have tax issues and then you can

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make an appointment with us too,
and we need do our consultations that I

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see if we can help you on. We're a good fit for each other.

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All right, excellent, Well appreciate
you coming on with us. Got

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a question for Clouda or myself the
emails k l at Carrie LUTs dot com

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and you'll find a linked Clodia site
on our site and the show that's in

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00:15:43,840 --> 00:15:50,559
this interview on Financial Survival Network dot
com and a p lease sign up your

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00:15:50,559 --> 00:15:54,639
free newsletter. Got a good one
coming out shortly. Really appreciate you coming

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out, Clodia and yeah, appreciate
it. Hey, wish you the best

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and happy and healthy new Year,
Merry Christmas, and we'll talk to you

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again after the first of the year
to figure out what we did wrong last

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year. Okay, take it.
Thanks for listening to carry Letz's Financial Survival

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Network, your solution to today's trying
times. For the latest, go to

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Financial Survivalnetwork dot com. Financial Survival
Network now more than ever,