You're listening to the John and Heidi Show Bonus Hour. If you miss any
of the program, you can find a podcast at the bottom of the page
at Johnny Radio dot com. Give Yourself Funny Credit. It's more important than
ever to have a better credit card. At better credit cards dot com,
we offer a variety of credit card options to fit your needs. Whether you
want a card to give you cash back or a credit card to help you
build your credit, we probably have it at Better credit Cards dot com.
That's Better credit Cards dot com. Give Yourself Funny Credit, Better Credit Cards.
Thank you for listening to the John and Heidi Show on a Monday.
So excited to have Brent Baker joining us on this Labor Day Monday. He'll
be in here to chat about real estate. I love doing that every Monday.
Get a little real estate update. And this Monday, even though it
is Labor Day, still get a chant with Brent Baker coming your way here
in a bit. We also have a movie star Monday. I have Josh
Place and he is a pretty cool dude. He's actually doing something amazing.
He's in movies and TV shows. But we're not talking about that today.
We're talking about Operation twenty two He's out literally doing a twenty two mile huck
ruckpack run every single day for twenty two days. We're right in the middle
of it, going to catch up with him coming up in a bed.
Did you know you can allocate a percentage of your IRA to physical gold and
silver with a tax free rollover, you can put your IRA back on the
gold standard. Genesis Gold IRA is the only IRA that can hold physical precious
medals. Call now for your free gold and silver report and learn how to
qualify for up to ten thousand dollars in free silver Genesis goold ira dot com.
I'd like to help protect your IRA today with a simple phone call.
Learn more and get the phone number at Genesis goold ira dot com. That's
Genesis goold ira dot com. Thanks for listening to the John and Heidi Show
Bonus Hour on a Monday. It's Labor Day today and I have Brent Baker
joining me for a real estate update. First of all, happy Labor Day
teaser. Well, thank you John, and happy Labor Day to you.
So we've been doing all kinds of fun things. We're teaching people, and
we're learning all kinds of stuff about real estate and today, we're going to
talk about some myths, because there's some myths out there, and some of
these are big myths where people don't necessarily know this isn't quite accurate. So
let's talk about some of the myths. And we'll maybe do this over the
next couple of weeks, but we'll start today. So what is the first
real estate myth? Well, and it's an old, old theme among realtors,
but go to the lenders and get pre approved. You know a lot
of people think, oh, I can do that after I find the house,
but even in a market that is a little bit stagnant like we're in,
you can lose out because it might take a day or two depending on
what they need to get you approved, and you could lose that house.
And the other thing is you might fall in love with a house that's just
outside of your affordability, and why wouldn't you get pre approved? Because that's
everything about that makes sense because now I know how much I can afford,
doesn't mean you have to spend that much, by the way, correct,
But then you also when you're walking in to make an offer, you're walking
in to make a real offer rather than I want to make an offer,
but I need to get an approval first. So well, very few realtors
are going to write that offer. Yeah, at least the good ones.
We don't want to waste our time. We don't want to waste your time.
We certainly don't want to take off a seller, and as a seller,
a seller wants confidence that you have the ability to perform when they're looking
at your offer. Yeah, so number one real estate myth, You shouldn't
get bother getting pre approved. Yes, you should. You should bother getting
pre approved, and it's not much of a bother. What's real estate myth?
Number two? The schools don't matter if you don't have kids. Okay,
so the school district kind of doesn't matter. It doesn't it. It
really does if you have a child with special needs, certain school districts rank
really well in those areas or may have programs while other areas may not.
We hear it all the time. Or they their kids started in this school
district and they want them to keep their friends and so insue falls. You
know, moving a block can change two out of the three schools that your
kids are in. So it really is important. And even if it's not
something that matters to you. Someday when you're going to sell that house,
that's going to matter to you because it's going to matter to the people that
are buying. Then correct. And you know some people say, well,
you know, a lot can change, or you know, the buyers may
not have the same needs. But it's not uncommon to hear people say I
need to be in this district because I have a child that is in this
activity and this is where it ranks well. Or I have a special needs
child, so I need to be in this district. Absolutely, those are
important factors. Very nice. So real estate myth number three? What is
that that realtors don't show properties listed by other firms. They think we only
you want to show what's listened with our firm, And that's absolutely false.
I know that's not true with you because when we were looking for homes a
little over a year ago, I think you showed us every house that was
on the market. So well, that's kind of the goal. I mean,
you're not going to buy anything if you don't like it. So I
felt bad for Brent because Heidi would she would find something to say, oh,
hey, we gotta go look at this house and I'm like, just
can we drive by it first before we bother Brent, So I apologize again
for that, but no, we were looking at all kinds of stuff that
we're listed by, all all kinds of different firms. Right, There's there's
nothing to be gained by not showing the things that meet your criteria. Yeah,
because at the end of the day, you're the one spending the money.
You're the one with the mortgage. I'm never going to make money if
I can't get you into a house you like. Yeah. So we're going
through right now some real estate myths for twenty twenty three, and we've got
the first three. We're going to talk about the next few in the coming
weeks here, but right now for somebody who maybe is listening on this Labor
Day going, you know, kids are back to school. I'm settled,
I'm ready. It's time to maybe find a place that I want to go.
We were just talking about school districts. That's why I was thinking of
that. If they would like to reach out to you and maybe take the
leap and sell their house or buy a house, how do they get a
hold of you, sir? I can be reached at six zero five three
one zero zero two ninety seven or Brent Baker at kW dot com. Very
nice again, Brent Baker, and he is also with Clients First Group.
You can find them online at Clients FirstGroup dot com. How much do you
pay for your cell phone every month? If that's more than fifteen bucks,
it's time for a mintervention. Mintmobile makes it affordable and easy to switch,
get a new phone or bring a current one. Whether you're a fan of
iPhones or Samsung, they both work well with Mintmobile. At mintervention dot com
you can see the current special offers from Mintmobile, offering premium wireless for just
fifteen dollars a month. That's far less than most people are paying just fifteen
dollars a month. Learn more now at mintervention dot com. This Day in
Sioux Falls History is brought to you by the Sioux Falls Fund Page, West
Sioux Studios and Sunny ninety three point three. It was on this day,
September fourth, eighteen eighty three, the first of three state constitutional conventions held
in South Dakota convenes here in Sioux Falls without approval of the US Congress.
In fact, local powerbrokers were trying to force Congress to grant statehood to South
Dakota. The first convention, as well as the other two that would come
a few years later, would be held in a building known as Germania Hall,
which was built on parts of the block now occupied by Sioux Falls City
Hall. This day in Sioux Falls History has been brought to you by the
Sioux Falls Fund Page, West Sioux Studios and Sunny ninety three point three.
Why did the Chicken cross the road? To save money? On insurance?
And insurance chicken dot com? Do you have the best plan for you?
Find out an insurance Chicken dot com. Let's face it, we don't even
want insurance. We need it, but you don't need to overpay. Head
over to insurance chicken dot com to see your raids from several different companies,
all available in one place at insurance chicken dot com. The other guys have
a gecko, a duck, and an emu. Why not a Chicken insurance
chicken dot com. That's insurance chicken dot com.