1 00:00:00,480 --> 00:00:07,559 Snapped is intended for mature audiences. Please use discretion when listening to access episode 2 00:00:07,599 --> 00:00:13,240 transcripts. Consider joining our Patreon at just two dollars a month. These transcripts 3 00:00:13,240 --> 00:00:16,399 have a key at the top with the names and schools of every speaker, 4 00:00:16,839 --> 00:00:21,839 so I highly recommend if you want the ultimate follow along experience, check them 5 00:00:21,839 --> 00:00:27,839 out on Patreon dot com slash snapped. For additional details about Snapped, visit 6 00:00:27,960 --> 00:00:32,679 Snaps the podcast dot com, and don't forget to follow us on social media 7 00:00:33,119 --> 00:00:40,920 at Snaps the Podcast. When I was eighteen years old, I became an 8 00:00:40,920 --> 00:00:46,560 Alpha FI sister at the University of Maryland. Three years after disaffiliating from the 9 00:00:46,640 --> 00:00:53,079 chapter and three days before graduating college, I released the first season of Snapped, 10 00:00:53,320 --> 00:00:58,399 a tell all podcast series about my sorority experience. Since the release of 11 00:00:58,439 --> 00:01:03,960 season one, I've interviewed forty current or former Greek Life members, including some 12 00:01:03,000 --> 00:01:10,799 Greek Life adjacent individuals. These are their stories. I'm Lucy Taylor, your 13 00:01:10,879 --> 00:01:19,040 host and favorite excommunicated sister. This is Snapped Snapped. Please note that all 14 00:01:19,040 --> 00:01:23,159 the content presented in this episode is based on alleged information, but based on 15 00:01:23,200 --> 00:01:29,640 the documents I've seen the research I've done and the people I've spoken to on 16 00:01:29,799 --> 00:01:48,799 and off the record, these are my findings. My dus were so expensive. 17 00:01:49,159 --> 00:01:56,719 They were thirteen hundred my freshman year chefs to like Long Peach State alone 18 00:01:56,799 --> 00:02:02,680 life they've raised over a million dollars and jaws. It was like over a 19 00:02:02,719 --> 00:02:07,400 thousand dollars for the year. But then there was like monthly fees and I 20 00:02:07,439 --> 00:02:09,879 was like privilege enough to have parents who would like pay it for me. 21 00:02:12,400 --> 00:02:19,479 It was two thousand a semester. A semester yeah, uh huh. They 22 00:02:19,520 --> 00:02:23,360 could make fines out of nothing, like we would get like scolded at chapter 23 00:02:23,400 --> 00:02:25,879 where they're like, ladies, don't make us find you for this. We 24 00:02:25,919 --> 00:02:30,800 had new member fees, we had our regular membership fees. We had to 25 00:02:30,840 --> 00:02:34,639 pay for our pin, which it is one hundred and sixty dollars just for 26 00:02:34,719 --> 00:02:38,199 our pin. How much were your dues and how much was it to live 27 00:02:38,199 --> 00:02:42,560 in the house. Ten thousand dollars would be like a very low ballpark. 28 00:02:42,960 --> 00:02:45,759 Ten thousand a semester, yep. And that was to live in the house 29 00:02:46,199 --> 00:02:49,439 plus our juice, plus all a bunch of like extra fees. Like there 30 00:02:49,520 --> 00:02:53,840 was like every year we were build for a necklace that we got our freshman 31 00:02:53,960 --> 00:02:58,800 year and we were built fifty dollars for it every year, and we were 32 00:02:58,800 --> 00:03:00,520 like, are you sure we're still paying off this necklace? Like this necklace 33 00:03:00,520 --> 00:03:07,319 that is like faded. In an article on msnbc dot com titled why Fraternity's 34 00:03:07,360 --> 00:03:15,360 need to be abolished, Andrew Losh highlights some frightening statistics. Losh points out 35 00:03:15,400 --> 00:03:20,439 that fraternities, which own and operate over three billion dollars worth of real estate, 36 00:03:20,960 --> 00:03:25,159 take in more than one hundred and fifty million dollars in tax free revenue 37 00:03:25,599 --> 00:03:35,080 each year. But the question remains, who exactly benefits from this massive sum 38 00:03:35,159 --> 00:03:47,639 of money. Did they tell you about where the money was going. I 39 00:03:47,680 --> 00:03:51,520 had no idea where the money was going towards. They would just say, 40 00:03:51,520 --> 00:03:53,159 oh, it's going to the chapter. And it's like, what does that 41 00:03:53,240 --> 00:03:58,960 mean, dude? Sorority house isn't improving, nothing's changing in our sorority chapter, 42 00:03:59,159 --> 00:04:01,520 So what are you spending on that money on us? We have to 43 00:04:01,520 --> 00:04:06,039 pay nationals dues which are like two hundred and fifty dollars, and we all 44 00:04:06,120 --> 00:04:11,080 question where they go and what they actually do. And it's a bunch of 45 00:04:11,080 --> 00:04:15,319 miscellaneous things. That we don't really see or no, and how many people 46 00:04:15,360 --> 00:04:19,879 are in your chapter, it's sixty eight to about ninety. That's twenty thousand 47 00:04:19,920 --> 00:04:26,800 dollars a semester to nationals. About yeah, uh huh, I mean all 48 00:04:26,839 --> 00:04:30,560 in all, we had at times two hundred girls in my sorority. One 49 00:04:30,639 --> 00:04:33,319 hundred fifty dollars times two hundred, that's a lot of money going straight to 50 00:04:33,399 --> 00:04:39,079 nationals. Thirty thousand dollars going straight to nationals. Thirty thousand dollars just from 51 00:04:39,079 --> 00:04:45,120 my chapter every semester. So that's sixty thousand a year going straight to nationals 52 00:04:45,160 --> 00:04:49,040 from just just year chapter. I'm a smiling because I'm uncomfortable. I do 53 00:04:49,199 --> 00:04:53,920 not know what you was going to. Every year, we had our LA 54 00:04:54,160 --> 00:04:58,480 chapter's budget, and then we had money in this like vault. Every chapter 55 00:04:58,600 --> 00:05:01,519 meeting our finance, so I would read out, this is how much money 56 00:05:01,560 --> 00:05:05,360 we have in our checking and this is how much is in the vault, 57 00:05:05,399 --> 00:05:08,519 and then the vault would like build and build and build, and then at 58 00:05:08,519 --> 00:05:10,959 the end of the year, all that money that was in the vault, 59 00:05:10,959 --> 00:05:14,920 which was like more than ten thousand dollars, was just going back to the 60 00:05:15,040 --> 00:05:20,240 national organization. Every chapter, our finance VP would stand up and share how 61 00:05:20,319 --> 00:05:25,800 much money was in our savings account and our checking account. We would have 62 00:05:26,000 --> 00:05:30,839 hundreds of thousands of dollars in our savings and I never knew what that money 63 00:05:30,920 --> 00:05:35,920 was used for. Hundreds of thousands. Yes, allegedly it was there in 64 00:05:35,959 --> 00:05:42,680 case someone in the chapter got into legal trouble and needed legal representation for the 65 00:05:42,759 --> 00:05:50,279 organization. Well, technically the legal representation isn't always for the members, more 66 00:05:50,319 --> 00:05:58,639 so the organization itself, But more on that later, Snappers. As I 67 00:05:58,720 --> 00:06:05,040 conducted these interviews, it became increasingly evident that these groups are financially exploiting their 68 00:06:05,040 --> 00:06:11,079 members and they know that they can get away with it because they recruit middle 69 00:06:11,120 --> 00:06:16,560 to upper class students whose parents foot the bill. While sorority and fraternity chapters 70 00:06:16,639 --> 00:06:24,120 typically provide a breakdown of where their dues are allocated, it doesn't always reveal 71 00:06:24,319 --> 00:06:29,240 the full picture of where the money is really going. Right, I'm actually 72 00:06:29,240 --> 00:06:31,839 gonna pull up, like every brother in our house get to copy the budget. 73 00:06:32,319 --> 00:06:38,879 Like it's not very specific. So nationals dues two fifty per person, 74 00:06:39,319 --> 00:06:44,800 and they also have pledged dues which are four fifty per person and in addition, 75 00:06:45,360 --> 00:06:49,079 for some reason, we just pay seventy five dollars to Nationals for a 76 00:06:49,199 --> 00:06:54,519 national security fee. I don't understand why, but we just pay that. 77 00:06:54,920 --> 00:07:00,639 My sorority's financial chair broke down dues for us, but at the top of 78 00:07:00,639 --> 00:07:04,519 it it says initiated member fee ghost to Nationals. That's all I know. 79 00:07:04,959 --> 00:07:10,120 To get a closer look at a breakdown of dues, I dug through my 80 00:07:10,279 --> 00:07:15,720 archives to find the twenty seventeen Alpha Fee New Member Finance presentation. So this 81 00:07:15,759 --> 00:07:20,480 is how the new member fees were broken down. Five hundred dollars to chapter 82 00:07:20,639 --> 00:07:26,720 dues. It states that this goes to socials, shirts, sisterhood events, 83 00:07:26,959 --> 00:07:30,240 recruitment, marketing events, dot dot dot, basically everything in our chapter. 84 00:07:30,879 --> 00:07:35,199 Then there's the fifty five dollars new member fee unclear where this money goes, 85 00:07:36,079 --> 00:07:43,519 seventy dollar badge fee for your badge, one hundred and seventy five dollars initiation 86 00:07:43,639 --> 00:07:48,360 fee unclear where this money goes. One dollar and forty four cents for your 87 00:07:48,480 --> 00:07:56,000 Founder's Day pennies. Based on another Alpha Fee financial contract, the Founder's Day 88 00:07:56,040 --> 00:08:01,839 Pennies are an annual fee imposed on both new and exists members of Alpha fee. 89 00:08:01,399 --> 00:08:05,759 The fee amounts to one cent for every year since the establishment of the 90 00:08:05,879 --> 00:08:11,279 organization, And yeah, a dollar and forty four cents doesn't really sound like 91 00:08:11,319 --> 00:08:16,519 a lot. But according to Alpha Fee's website, they currently have one hundred 92 00:08:16,560 --> 00:08:20,959 and seventy three thriving collegiate chapters, and as I fact check, it now 93 00:08:22,040 --> 00:08:26,480 says one hundred seventy five. I think there were like one hundred and forty 94 00:08:26,480 --> 00:08:30,240 four members in my chapter. And yeah, Maryland is a big school. 95 00:08:30,319 --> 00:08:35,639 So let's say every chapter has an average of one hundred members. So that's 96 00:08:35,360 --> 00:08:43,200 one dollar and forty four cents times one hundred times one seventy three, that's 97 00:08:43,600 --> 00:08:48,799 twenty four thousand, nine hundred and twelve dollars. Not sure where that money's 98 00:08:48,840 --> 00:08:56,360 going. The presentation goes on to say that new members pay a two hundred 99 00:08:56,360 --> 00:09:00,720 dollars parlor fee. This is for any sister who doesn't live in the house, 100 00:09:01,039 --> 00:09:05,399 and it goes towards a general fund that's used to maintain the house on 101 00:09:05,440 --> 00:09:13,240 a continuing basis. So this includes housekeeping services including paper products, minor decorating, 102 00:09:13,679 --> 00:09:18,559 never saw decoration, utilities, chapters, snacks that you'll still get yelled 103 00:09:18,559 --> 00:09:22,559 at for eating because you're not an in house sister. Last, but not 104 00:09:22,720 --> 00:09:28,720 least, new members pay the five hundred dollar bond. The finance presentation states 105 00:09:28,759 --> 00:09:33,559 that it is required by Alpha Fee that all sisters pay a house bond to 106 00:09:33,600 --> 00:09:39,759 their initiating chapter. It goes on to say that the bond fee is used 107 00:09:39,759 --> 00:09:46,840 for substantial and long term repairs slash renovation to the house. However, in 108 00:09:46,879 --> 00:09:50,759 the financial agreement letter, it states that the bond fee goes towards the rental 109 00:09:50,799 --> 00:10:00,000 of meeting space or the future acquisition of property. So no one's really sure 110 00:10:00,080 --> 00:10:03,519 or where the five hundred dollar bond fee goes. Well, actually that's not 111 00:10:03,639 --> 00:10:11,279 fully true, because the financial letter does state that housing related fees are collected 112 00:10:11,360 --> 00:10:18,440 and sent to the House Corporation Board or Property Committee whoever or whatever. That 113 00:10:18,519 --> 00:10:22,440 means. The total of these new member dues came out to be one thousand, 114 00:10:22,519 --> 00:10:28,000 five hundred and ninety one dollars and forty three cents, So this means 115 00:10:28,000 --> 00:10:31,279 that the sorority was getting seventy four thousand, seven hundred and ninety seven dollars 116 00:10:31,279 --> 00:10:37,279 and twenty one cents in total from the forty seven new members they acquired during 117 00:10:37,320 --> 00:10:43,279 recruitment. In twenty seventeen from just one chapter, mind you, and we 118 00:10:43,480 --> 00:10:48,879 can't forget about the money from the general members. In another Alpha Fee document 119 00:10:48,919 --> 00:10:52,320 that I found from twenty seventeen, it notes that there's a twelve thousand dollar 120 00:10:52,559 --> 00:10:58,759 room and board fee charged to live in members. It states that this money 121 00:10:58,840 --> 00:11:03,720 assists with the cost of maintaining the chapter facility and furniture replacement and expansion. 122 00:11:05,279 --> 00:11:11,759 But I thought that's what the five hundred dollar bond fees for and the two 123 00:11:11,840 --> 00:11:18,039 hundred dollar parlor fee, because the room and board money and the bond fee 124 00:11:18,039 --> 00:11:22,840 and the parlor fee are all going to the Housing corporation. But why does 125 00:11:22,879 --> 00:11:35,799 the housing corporation need all of this money? I notice a few noteworthy points 126 00:11:35,840 --> 00:11:41,480 regarding the membership fees charged to regular members. Firstly, there's an annual due 127 00:11:41,559 --> 00:11:45,600 of ninety five dollars that is paid to Alpha Fee International. Unclear with this 128 00:11:45,639 --> 00:11:50,120 money. Additionally, if a member plans to study abroad, they're required to 129 00:11:50,120 --> 00:11:54,399 pay a one hundred dollar fee to reserve their position in the chad knows no 130 00:11:54,480 --> 00:11:58,559 one knows. Lastly, you pay seven hundred and ten dollars for your chapter 131 00:11:58,679 --> 00:12:03,960 due, some of which is allocated to the local Panelinic Association. What's the 132 00:12:05,000 --> 00:12:11,039 Panelinic Association? I know, it's also confusing, like there's so many terms, 133 00:12:11,039 --> 00:12:15,000 it's hard to cook, Chuck. Lucky for us, we've got some 134 00:12:15,039 --> 00:12:20,080 people who can explain. So there's a governing body of all the sororities called 135 00:12:20,080 --> 00:12:24,639 the Pantelatic Association, and you can think of it like an SGA. Basically, 136 00:12:24,679 --> 00:12:30,399 there's president and then there's all these vice presidents of different things, and 137 00:12:30,559 --> 00:12:33,360 they are in charge of like implementing policy, planning events, working with all 138 00:12:33,360 --> 00:12:39,440 the liaisons that are adults that run things, keeping people safe. Each school 139 00:12:39,519 --> 00:12:45,080 has their own version of Panhellenic and it's who oversees all of the sororities and 140 00:12:45,159 --> 00:12:50,120 it's members of each sorority. Fraternities have a version called IFC. The recruitment 141 00:12:50,120 --> 00:12:56,720 budget at some of our large SEC schools for Panelinic is going to be over 142 00:12:56,879 --> 00:13:01,159 three hundred four hundred thousand dollars and a lot of that money goes towards t 143 00:13:01,360 --> 00:13:07,440 shirts, food, a golf cart so that our Panelinic exact can drive around 144 00:13:07,519 --> 00:13:11,000 on a golf cart. You know what's safe for our recruitment counselors. Yeah, 145 00:13:11,159 --> 00:13:18,759 some of these recruitment budgets are insane. Not only are we as collegian 146 00:13:18,799 --> 00:13:22,440 women paying dues to our chapter, each of our chapters are paying dues to 147 00:13:22,679 --> 00:13:26,440 our local Panelinic. So that'll depend on your campus, but I would say 148 00:13:26,440 --> 00:13:31,799 it's probably pretty average for like a local Panelytic to charge dues at twenty dollars 149 00:13:31,840 --> 00:13:37,639 per member. So if you have a chapter of three hundred women and your 150 00:13:37,639 --> 00:13:43,320 Panelinic is charging you twenty dollars yearly dues, that's what six thousand dollars for 151 00:13:43,360 --> 00:13:48,240 a chapter of just like their dues to your local Panelinic. So part of 152 00:13:48,279 --> 00:13:54,240 those sorority dues go to your local Paneltic association and the Panelatic Association uses that 153 00:13:54,279 --> 00:14:01,039 money for recruitment. But then why are they still charging PMMs fifty dollars to 154 00:14:01,120 --> 00:14:05,559 sign up? Well, that's how much it was when I did it at 155 00:14:05,639 --> 00:14:09,840 UMD. But like at the University of Alabama, they charged the pmm's three 156 00:14:09,960 --> 00:14:18,000 hundred and seventy five dollars just to register for Rush who they must have a 157 00:14:18,240 --> 00:14:24,600 lot of golf cards at BAMA. During last week's episode, I introduced you 158 00:14:24,639 --> 00:14:33,720 to MICHAELA. I walk Away as Treasure and secretary of pan Hellena Exactly from 159 00:14:33,759 --> 00:14:37,879 a like ten minute conversation. Michaela is a twenty twenty two graduate from Stetson 160 00:14:39,000 --> 00:14:43,000 University in Florida. One of the things that made my ears perk up from 161 00:14:43,039 --> 00:14:50,720 Michaela's intake form was her interest in discussing the allocation of funds because I needed 162 00:14:50,840 --> 00:14:54,840 as much help as I could get to try and understand what the fuck is 163 00:14:54,879 --> 00:15:01,559 happening with the money. During our interview, Michaela shared some concerns about what 164 00:15:01,679 --> 00:15:07,840 she witnessed while serving as the treasurer on Panelinic Exact. So, for example, 165 00:15:07,039 --> 00:15:11,840 recruitment comes around, we bought sweatshirts, swag, we have to buy 166 00:15:11,840 --> 00:15:16,399 all of this stuff. And I go to the woman who holds our card, 167 00:15:16,559 --> 00:15:18,480 the same woman who runs all of it, and I was like, 168 00:15:18,639 --> 00:15:22,000 do we even have Like I'm the treasurer, I don't even know where the 169 00:15:22,120 --> 00:15:26,320 card is. I don't know how much money we have in our account. 170 00:15:26,639 --> 00:15:30,919 I don't know if we can even spend all of this money, Like I 171 00:15:31,039 --> 00:15:33,919 have no clue what to do with Like, are we good? Can I 172 00:15:33,960 --> 00:15:37,840 see the account? So she was like, oh, I already checked the 173 00:15:37,879 --> 00:15:41,200 account. We're fine. The adult the adults, and I was like, 174 00:15:41,240 --> 00:15:45,120 well, can I see it to make sure my spreadsheets correct? No, 175 00:15:45,279 --> 00:15:52,279 you don't need to see that. Okay, okay. Why appoint a treasurer 176 00:15:52,759 --> 00:15:58,519 if they're not allowed to access the budget? And you know, it's strange 177 00:15:58,679 --> 00:16:04,039 because I literally heard of this happening before. The treasure was not allowed to 178 00:16:04,080 --> 00:16:08,360 tell me what my planning committee's budgets were. My really good friend was the 179 00:16:08,480 --> 00:16:11,440 treasurer, and I remember her getting so mad at me because I'd be like, 180 00:16:11,480 --> 00:16:14,919 can you just give me a peek? Can you give me like a 181 00:16:14,960 --> 00:16:18,879 ballpark of like a low estimate on the money that we had, And she 182 00:16:18,919 --> 00:16:22,039 would get so mad at me. But I later found out that the reason 183 00:16:22,159 --> 00:16:27,000 that I couldn't know is because they didn't know what the budgets were. That 184 00:16:27,120 --> 00:16:32,960 was Kirston, who you all know by now. Kirston and Michaela were both 185 00:16:33,000 --> 00:16:37,919 in Zeta, but Michaela was a sister in Florida at Stetson University and Kirston 186 00:16:37,960 --> 00:16:42,639 at cal State Long Beach. Michaela goes on to say each sorority who's a 187 00:16:42,639 --> 00:16:48,480 member of National pan Hellenic which is every big historically white sorority can think of, 188 00:16:48,759 --> 00:16:52,600 they give money to National pan Hellenic to oversee everything nationally, and then 189 00:16:52,679 --> 00:17:00,320 that is distributed to our individual schools. So something that National pan Hellenic was 190 00:17:00,360 --> 00:17:04,839 they actually froze dues during COVID. Okay, so no one was paying dues 191 00:17:06,240 --> 00:17:10,880 they weren't supposed to be. However, some chapters were still charging, and 192 00:17:11,039 --> 00:17:14,680 I can say for a fact my chapter was one of them. So just 193 00:17:14,799 --> 00:17:22,240 to make that clear, my chapter was still charging pan Hellenic dues after National 194 00:17:22,319 --> 00:17:26,000 pan Hellenics had stopped charging. So to this day, I don't know where 195 00:17:26,039 --> 00:17:30,440 that money went because I knew that money wasn't supposed to be getting charged, 196 00:17:32,000 --> 00:17:34,240 but no one else knew. The rest of the chapter did not know, 197 00:17:34,319 --> 00:17:38,519 and I started telling people. I told other people, and enough of us 198 00:17:38,559 --> 00:17:42,039 were like, where is this money going? And still no one gave us 199 00:17:42,079 --> 00:17:48,920 answers. I've asked the chapter secretary, I've asked the chapter advisor, I've 200 00:17:48,960 --> 00:17:55,920 asked presidents president advisors. I asked the president who oversees all of Florida. 201 00:17:56,039 --> 00:17:57,680 I asked her where that money is going? And I got no answers. 202 00:18:00,279 --> 00:18:03,799 I started with emails and it bumped up to phone calls, so they would 203 00:18:03,799 --> 00:18:07,359 pick up and they just be like, well, we need to do an 204 00:18:07,359 --> 00:18:12,519 investigation, we need to figure this out. Then eventually Mikayla got ahold of 205 00:18:12,559 --> 00:18:18,319 her chapter's treasurer advisor. I was on the phone with her and I was 206 00:18:18,319 --> 00:18:22,359 like, why am I being charged this? They're not even accepting the money 207 00:18:22,440 --> 00:18:26,680 right now, so where is this going? And she gave me an explanation 208 00:18:26,000 --> 00:18:32,920 of oh, nationals must just be like hoarding it so that way they can 209 00:18:33,079 --> 00:18:37,640 lower it later on, so that way it's not as expensive later so that 210 00:18:37,640 --> 00:18:40,960 way one dudes tick back in. They can just get this hoard of money 211 00:18:41,400 --> 00:18:49,039 and it'll cheapen your dues. Like it was constantly an excuse. And then 212 00:18:49,079 --> 00:18:56,039 we have our philanthropic efforts, which how much good do those really do? 213 00:18:56,799 --> 00:19:02,039 I know that a lot of money gets donated, I don't know where exactly 214 00:19:02,640 --> 00:19:06,920 that I haven't seen the effects of that money. I should say ours was 215 00:19:07,000 --> 00:19:14,720 breast cancer. The issue was our organization had started their own breast cancer awareness 216 00:19:14,759 --> 00:19:22,920 and education nonprofit, So our philanthropy money was going to our own nonprofit and 217 00:19:22,000 --> 00:19:27,519 what did the nonprofit do? That's where kind of my issue comes in. 218 00:19:27,960 --> 00:19:33,440 I'm sure you've heard the same, think PAINK Yeah, that's trademarked by our 219 00:19:33,519 --> 00:19:40,559 nonprofit. Okay, so what they were doing is we have the little ribbons 220 00:19:40,599 --> 00:19:45,480 on everyone's backpack that we hand out, but it was focused on awareness and 221 00:19:45,759 --> 00:19:52,720 education about breast cancer. It wasn't really focused on treatment. I mean we 222 00:19:52,759 --> 00:19:56,400 went to the breast cancer walk and handed out food to survivors, Like that 223 00:19:56,440 --> 00:20:02,480 was the extent of our philanthropy, Like where was the money for research? 224 00:20:02,640 --> 00:20:11,839 Where was the money for anything. Kirsten also expressed some concern over Zeta's philanthropy. 225 00:20:11,039 --> 00:20:17,519 I thought it was suspicious that other organizations like had a specific cause that 226 00:20:17,559 --> 00:20:21,920 they gave it to, like a specific organization, right, this was just 227 00:20:22,000 --> 00:20:26,680 the donald McDonald's right, right, right right, or like I'm Saint Jude. 228 00:20:26,920 --> 00:20:30,799 Ours was just breast cancer Awareness or the ZTA Foundation. And again this 229 00:20:30,880 --> 00:20:34,279 is just my suspicion, but like when we donate to the ZTA Foundation, 230 00:20:34,680 --> 00:20:41,000 like I'm pretty sure that that money goes to buying the pink ribbons, yes, 231 00:20:41,720 --> 00:20:45,000 organization letters on it, which, if I can be cynical, like 232 00:20:45,079 --> 00:20:48,680 that's just self promotion, Like we're not promoting breast cancer like this, right, 233 00:20:48,759 --> 00:20:52,160 I see people like around town wearing them because they got them in like 234 00:20:52,200 --> 00:20:57,640 the NFL football games, that says Zeta Yes Think pangs Eta. According to 235 00:20:57,720 --> 00:21:07,000 Zada's website, Zeta members have distributed almost twenty five million Zeta Think Pink ribbons. 236 00:21:07,039 --> 00:21:11,799 Also in their biennial report, Zeta notes that between twenty eighteen and twenty 237 00:21:11,960 --> 00:21:19,119 twenty they raised eight million dollars for the Zeta Alpha Foundation. And then we 238 00:21:19,160 --> 00:21:26,119 would also host these breast cancer awareness events where we would bring like a health 239 00:21:26,160 --> 00:21:30,519 professional I think in I think they were health professionals, and we would bring 240 00:21:30,559 --> 00:21:34,279 like survivors, which was nice. But it was just like an educational event 241 00:21:34,279 --> 00:21:37,880 about breast cancer to like the Greek community, which I guess is you know, 242 00:21:37,960 --> 00:21:42,160 valuable information, of course, but it wasn't. We were not serving 243 00:21:42,200 --> 00:21:48,519 the community like we weren't like funding hospital stays or like supporting survivors or doing 244 00:21:48,599 --> 00:21:52,079 anything like that. It was like either self no, no, it was 245 00:21:52,079 --> 00:21:56,920 all self promotion. I think it's important to note that the foundations that they 246 00:21:57,000 --> 00:22:03,960 create are classified as five have A one C three nonprofit organizations. According to 247 00:22:04,039 --> 00:22:11,440 the IRS A Section five A one C three organization must not be organized or 248 00:22:11,599 --> 00:22:19,079 operated for the benefit of private interests. M. Kirsten goes on to say, 249 00:22:19,240 --> 00:22:23,920 so, we had a budget for philanthropy, but we would like exceed 250 00:22:25,039 --> 00:22:27,519 that because you don't know it's easy to exceed it when you don't know how 251 00:22:27,599 --> 00:22:32,440 much has been it. And I remember because again my roommate was the treasurer. 252 00:22:32,880 --> 00:22:37,279 She told me if that they spent like seven hundred dollars on materials, 253 00:22:37,359 --> 00:22:41,720 decorations, shit like that, and they only ended up raising like a thousand 254 00:22:41,200 --> 00:22:45,160 at the end of the day, Like you spend so much money like keeping 255 00:22:45,240 --> 00:22:49,359 up appearances that like if you really cared about your philanthropy, like why don't 256 00:22:49,359 --> 00:22:55,319 you just give that shit to like the charity. I was ashamed, Like 257 00:22:55,400 --> 00:22:59,599 we would have events and like I wasn't even sure the money was going to 258 00:22:59,640 --> 00:23:03,319 philand instead of giving to a real organization, we had like the Zta Foundation 259 00:23:03,559 --> 00:23:06,480 and all the money was funneled through there. And I'm like, I love 260 00:23:06,519 --> 00:23:14,160 the funk. That means it's snapped. So on, just another classic day 261 00:23:14,359 --> 00:23:18,079 on the Snap discord. We're just you know, talking shit about Zeta, 262 00:23:18,319 --> 00:23:25,440 and our discord moderator says, don't even get me started on Zeta's philanthropy. 263 00:23:25,720 --> 00:23:30,279 They obviously don't keep track of the money that well, considering someone was able 264 00:23:30,319 --> 00:23:37,599 to embezzle hundreds of thousands of dollars from it embezzlement, my ears perked up. 265 00:23:37,319 --> 00:23:42,680 After doing some research, I found multiple sources that confirmed that the financial 266 00:23:42,720 --> 00:23:48,880 coordinator for the Zeta Foundation had stolen over four hundred and fifty thousand dollars from 267 00:23:48,960 --> 00:23:57,880 Zeta. What's particularly interesting about this case is how the coordinator managed to carry 268 00:23:57,960 --> 00:24:03,680 out the theft. She recorded all donations, including the ones she stole, 269 00:24:03,119 --> 00:24:08,680 in the foundation's database, which meant that donors would still receive confirmation and thank 270 00:24:08,720 --> 00:24:15,559 you cards as usual. It wasn't until six years after this stealing began that 271 00:24:15,640 --> 00:24:22,119 a fraud investigator at the financial coordinator's bank notified Zeta officials about the fraud. 272 00:24:22,839 --> 00:24:29,079 As a result, Zeta officials decided to terminate her employment. The failure of 273 00:24:29,119 --> 00:24:34,720 the Zeta Foundation to detect the theft of almost half a million dollars raises questions 274 00:24:34,759 --> 00:24:48,839 about the overall management and oversight of such foundations. If you listen to last 275 00:24:48,839 --> 00:24:53,160 week's episode, you already know Tory the former a lum adviser for Alpha Delta 276 00:24:53,200 --> 00:24:59,519 PI. Tory and I also talks philanthropy. It was always interesting to me 277 00:24:59,559 --> 00:25:06,079 because philanthropies this huge like part of recruitment, and they always kind of pr 278 00:25:06,160 --> 00:25:08,119 it that way, right, like that's what our group is for. We 279 00:25:08,119 --> 00:25:12,160 always helped their community in such and such ways. Here's our philanthropy. And 280 00:25:12,240 --> 00:25:15,319 at the end of the day, philanthropy is not even on exact board in 281 00:25:15,440 --> 00:25:19,880 our sorority. It's a smaller position under an exact purse. It's at the 282 00:25:19,960 --> 00:25:29,920 time was under recruitment and marketing. That's disturbed. That's disturbed. Yeah, 283 00:25:30,000 --> 00:25:33,960 our philanthropy officer had to report to the recruitment and marketing director of vice president. 284 00:25:34,240 --> 00:25:38,519 There were a couple of years before I got involved where our philanthropy actually 285 00:25:38,519 --> 00:25:42,200 lost money. So our philanthropy event made no money whatsoever. It actually cost 286 00:25:42,279 --> 00:25:48,240 the chapter to put on, so there was no money going anywhere. Later, 287 00:25:48,519 --> 00:25:52,880 it's twofold, so you have to send your money to the Alpha Delta 288 00:25:52,920 --> 00:25:57,079 Pi Foundation, and the Alpha Delta Pi Foundation takes a little off the top 289 00:25:57,559 --> 00:26:03,440 and then sends the rest to whatever donation you are going to send it to, 290 00:26:03,519 --> 00:26:07,519 which at that time was our national philanthropy. So every sorority makes a 291 00:26:07,599 --> 00:26:11,799 foundation so that they can get away with certain codes and not having to pay 292 00:26:11,839 --> 00:26:15,559 taxes on things and then they can be a little more secretive about where that 293 00:26:15,599 --> 00:26:22,799 money's going. Right, But technically that money then goes to the national philanthropy 294 00:26:22,880 --> 00:26:26,640 or international philanthropy, whatever organization they've chose to partner with, and where does 295 00:26:26,799 --> 00:26:32,960 that money go. Alpha Delta Pie Foundation gives to Ronald McDonald House Charities. 296 00:26:33,000 --> 00:26:37,960 That's the foundation our sorority has chosen to partner with internationally. So once we 297 00:26:37,039 --> 00:26:41,039 give the money to them, then that's Ronald McDonald's House Charities to figure out 298 00:26:41,079 --> 00:26:47,119 what they do with that money. Okay, so it's a portion based first 299 00:26:47,119 --> 00:26:52,599 to nationals and then the rest to Ronald McDonald basically, right, and they 300 00:26:52,640 --> 00:26:56,160 would they would quantify that as it's not going to Nationals, it's going to 301 00:26:56,200 --> 00:27:00,720 the Alpha Delta Pie Foundation, which then goes to the sisters and forms of 302 00:27:00,759 --> 00:27:08,240 scholarships and educational materials. That's their little mini philanthropy on the side or on 303 00:27:08,279 --> 00:27:14,599 top, if that makes sense. To be honest, it still didn't really 304 00:27:14,640 --> 00:27:19,200 make sense, so I did some more research. According to the Culonnaane Law 305 00:27:19,279 --> 00:27:26,079 Group, fraternities can be recognized as tax exempt social clubs, which are five 306 00:27:26,160 --> 00:27:30,039 O one C seven's. However, if a fraternity creates a foundation and can 307 00:27:30,160 --> 00:27:37,920 establish that it is exclusively charitable or educational, it can qualify for another exemption 308 00:27:37,200 --> 00:27:45,200 under IRC five O one C three and be eligible for tax deductible contributions. 309 00:27:45,160 --> 00:27:51,799 Bertrand Harding, author of the Tax Law of Colleges and Universities, notes that 310 00:27:51,880 --> 00:27:56,559 foundations are able to provide grants to cover things like the annual operating expenses for 311 00:27:56,640 --> 00:28:03,559 study related areas of the house, or installing internet wiring if the university wires 312 00:28:03,599 --> 00:28:08,200 its dorms, and according to the Zeta Foundation's website, foundations can also fund 313 00:28:08,240 --> 00:28:15,839 scholarships, educational and leadership development programming, and encourage everyone to think pink with 314 00:28:15,920 --> 00:28:22,319 breast cancer education and awareness efforts. So if they claim that their foundation does 315 00:28:22,359 --> 00:28:30,039 these charitable or educational things, they're allowed to receive tax deductible contributions. However, 316 00:28:30,119 --> 00:28:36,279 in twenty twelve, Inside Higher Ed published an article by Doug Letterman that 317 00:28:36,400 --> 00:28:48,880 illustrates the case of a fraternity foundation whose tax exempt status was revoked. So 318 00:28:49,039 --> 00:28:55,440 it all started because the Phi Gamma Delta frat at Bucknell University needed renovations to 319 00:28:55,480 --> 00:28:59,440 their chapter house. I guess they've punched too many walls or something. They 320 00:28:59,519 --> 00:29:03,559 knew that they have better luck getting donations if those donations could be tax deductible 321 00:29:03,680 --> 00:29:11,400 contributions. So what they do Boom, They made a foundation that is allegedly 322 00:29:11,720 --> 00:29:18,559 exclusively for charitable and educational purposes. Wink wink. However, after two successful 323 00:29:18,599 --> 00:29:23,960 tax exempt approvals, the IRS audited the corporation and concluded that it did not 324 00:29:25,519 --> 00:29:32,039 deserve a tax exemption based on its actual activities. The IRS ruled that a 325 00:29:32,079 --> 00:29:37,519 foundation designed to support educational and charitable activities at a college fraternity must do more 326 00:29:37,559 --> 00:29:44,680 than just help maintain and operate its housing facility. So apparently they can't use 327 00:29:44,720 --> 00:29:48,440 the grants for the house unless they're using it to cover things like the expenses 328 00:29:48,480 --> 00:29:56,720 for study related areas of the house, because that's considered educational. Also, 329 00:29:57,319 --> 00:30:03,359 to the people who are donating to these organizations, know what these foundations use 330 00:30:03,440 --> 00:30:07,599 their money for? Like, does this mean that when I went to Cappadilla's 331 00:30:07,680 --> 00:30:12,920 Night, you know, Cappadelza's philanthropy event where there's self caseity as for charity, 332 00:30:12,920 --> 00:30:18,240 you know Zata di zader TOAs Alpha feed is mac and fees, we 333 00:30:18,279 --> 00:30:22,240 did those for charity. Are you telling me that when I went to Cappadilla's 334 00:30:22,319 --> 00:30:26,680 night that five bucks could have gone towards some new chairs in their study room. 335 00:30:27,119 --> 00:30:34,440 Snapped Is this all even legal? Like? Who came up with these 336 00:30:34,559 --> 00:30:41,359 rules? And where do the dudes actually go? No one knows. I 337 00:30:41,400 --> 00:30:45,640 have nothing to do with finance at all. Who trusted me with this? 338 00:30:45,960 --> 00:30:48,839 Literally? No one knows? Like I would say that so many times in 339 00:30:48,839 --> 00:30:55,160 interviews that I would just want it fucking written on my forehead or on a 340 00:30:55,240 --> 00:31:00,720 hat, And so I made it happen. We have an exclusive No One 341 00:31:00,880 --> 00:31:06,160 Knows hat that is part of our Snap season three merch collection. Check out 342 00:31:06,200 --> 00:31:11,079 our merch on Snaps the podcast dot com and there you'll also find other ways 343 00:31:11,119 --> 00:31:15,640 to donate to this podcast. As a reminder, we are an independent podcast 344 00:31:15,720 --> 00:31:19,200 and so your support goes a long way. If Snapp has made you feel 345 00:31:19,240 --> 00:31:26,359 seen or has impacted you in any way, please consider contributing to this work. 346 00:31:26,880 --> 00:31:42,880 Again that Snaps the podcast dot com by Snapped. So there's the money 347 00:31:42,920 --> 00:31:51,920 from the philanthropy that's going places. But what about all those dues. I 348 00:31:52,000 --> 00:31:56,799 had a conversation with a sister from Penn State who had some thoughts about where 349 00:31:56,839 --> 00:32:01,440 her sorority dues were being allocated. We're going to call her Lauren. So 350 00:32:01,880 --> 00:32:07,200 after I listened to your podcast for the first time, cleaning my room on 351 00:32:07,240 --> 00:32:13,160 the sorority floor. Very ironic, but I do believe that you actually mentioned 352 00:32:13,200 --> 00:32:16,640 something, and it was like, just check where your money goes. And 353 00:32:17,079 --> 00:32:22,920 I did some digging, and the dues that we owed every semester as an 354 00:32:22,920 --> 00:32:29,240 initiated member for US came to be around like anywhere between four hundred five hundred 355 00:32:29,240 --> 00:32:31,200 dollars a semester. Between one hundred and twenty and one hundred and fifty of 356 00:32:31,240 --> 00:32:37,039 that went directly to the national's office. But I always wondered, Okay, 357 00:32:37,079 --> 00:32:43,680 one hundred and fifty dollars I'm paying and it's being sent straight to nationals, 358 00:32:44,759 --> 00:32:52,240 where is that money going? But I also do know that my sorority has 359 00:32:52,359 --> 00:32:58,759 donated to a political action committee. It's called the Fraternity and Sorority Political Action 360 00:32:58,799 --> 00:33:05,960 Committee called frat p A for short. In an article for jezebel dot com, 361 00:33:06,079 --> 00:33:12,559 Callie Boosman states, in this age of special interest groups and untrustworthy politicians, 362 00:33:13,079 --> 00:33:16,519 how can we be really sure that the most vulnerable groups are being protected 363 00:33:16,519 --> 00:33:21,759 by the government who is advocating for the little guy. How can we be 364 00:33:21,960 --> 00:33:29,079 certain that everyone's rights are truly being protected. It's okay, everybody, rest 365 00:33:29,359 --> 00:33:36,839 easy. The Fraternity and Sorority Political Action Committee, affectionately referred to as the 366 00:33:36,920 --> 00:33:47,480 Frat Pack, is here. In twenty thirteen, Frat Pack's executive director, 367 00:33:47,599 --> 00:33:53,000 Kevin O'Neil told ABC News that frat Pack was established in two thousand and five 368 00:33:53,680 --> 00:34:00,359 as a response to the changing political and demographic landscape. Kevin highlights that for 369 00:34:00,359 --> 00:34:07,160 forty years, fraternity and sorority members made up the majority of Congressmen and senators. 370 00:34:07,920 --> 00:34:15,079 Kevin explains that for that current time period, only twenty seven percent of 371 00:34:15,119 --> 00:34:20,039 the members in the House and Senate were Greek, disgusted or disgusted. Give 372 00:34:20,159 --> 00:34:29,280 breaks a chance, Give Greeks a chance. Thank you all so much for 373 00:34:29,360 --> 00:34:37,960 coming to our Frat Pack charity event. I am so excited because we're going 374 00:34:37,000 --> 00:34:43,239 to hear from some of the donors themselves who are donating to our lovely frat 375 00:34:43,280 --> 00:34:52,960 Pack. I support the Fraternity Sorority Political Action Committee because I support Greek life. 376 00:34:53,119 --> 00:34:58,159 I support the Fraternity and Sorority Political Action Committee because it's important to the 377 00:34:58,199 --> 00:35:02,719 continuance of our Greek organizations. So by supporting the Political Action Committee go a 378 00:35:02,719 --> 00:35:06,880 long way towards supporting the Greek system as a whole. I gave and I 379 00:35:06,920 --> 00:35:09,960 continue to give because I had a great fraternity experience and I care about getting 380 00:35:09,960 --> 00:35:15,199 more of our members elected to Congress. We need to be engaged and involved 381 00:35:15,599 --> 00:35:19,960 because if we're not doing our part, then who's speaking for us? Another 382 00:35:20,079 --> 00:35:22,360 pack is out there where you can donate, and you know that the money 383 00:35:22,440 --> 00:35:27,199 is going to candidates who have shared a similar experience with you. We all 384 00:35:27,239 --> 00:35:31,360 have this common bond, the fraternal experience, and I mean I feel confident 385 00:35:31,440 --> 00:35:36,360 giving my money to the Fraternity and Sobrity Political Action Committee because I know what's 386 00:35:36,360 --> 00:35:39,440 going to go on and to support my brothers and sisters, regardless of what 387 00:35:39,559 --> 00:35:44,599 party they're affiliated, ways they're an immediate bond and whether they after a Democratic 388 00:35:44,599 --> 00:35:46,960 Republican we know where brothers. We share that bond and we actually worked better 389 00:35:47,039 --> 00:35:54,039 together as a results. Those lovely audio clips were pulled from two YouTube videos, 390 00:35:54,559 --> 00:36:00,800 one titled Fraternity and Sorority Political Action Committee post it in twenty ten, 391 00:36:00,360 --> 00:36:07,639 and the other one titled Fraternity and Sorority Pack Video two posted in twenty twelve. 392 00:36:07,360 --> 00:36:12,199 As always, you can find all of our sources. In the episode 393 00:36:12,280 --> 00:36:16,880 description, Lauren from Penn State goes on to say, you know, these 394 00:36:17,000 --> 00:36:23,440 organizations claim that they are politically neutral, but you're not. You you are 395 00:36:23,519 --> 00:36:30,039 funding politics in this country. A twenty twenty one Fordam Observer article reports that 396 00:36:30,119 --> 00:36:36,719 frat Pack appears to show a strong preference for funding Republican candidates. The article 397 00:36:36,800 --> 00:36:42,199 points out that during the twenty nineteen twenty twenty election cycle, frat Pack's largest 398 00:36:42,199 --> 00:36:46,400 donation was given to Senate Minority Leader Mitch McConnell. Lawrence says that in that 399 00:36:46,519 --> 00:36:53,960 process of giving that money to politicians, they are also expecting that the politicians 400 00:36:54,079 --> 00:37:00,800 will do things to work in their favor to push their agenda in office. 401 00:37:00,079 --> 00:37:06,639 Not only do they try to keep members of Greek life in office, but 402 00:37:06,719 --> 00:37:13,760 they are also trying to keep Greek organizations exempt from the repercussions of Title nine 403 00:37:13,800 --> 00:37:20,519 offenses. That is one of the ideals that they have outwardly pronounced, Like 404 00:37:20,599 --> 00:37:23,440 how do they twist that and make it sound like they're good people? Title 405 00:37:23,519 --> 00:37:29,360 nine is supposed to be about gender equity, and I understand that, you 406 00:37:29,400 --> 00:37:36,760 know, they they want these organizations to be cisgendered. Oh susion about sexual 407 00:37:36,800 --> 00:37:42,960 assault? This is about this may be, it may not necessarily be intended 408 00:37:43,039 --> 00:37:49,440 to be about sexual assault, but that is very, very very closely tied 409 00:37:49,599 --> 00:37:54,360 into Title nine. So, from what I understand, like frat Pack is 410 00:37:54,400 --> 00:38:01,159 trying to keep Greek organizations from being tied to Title nine, and that means 411 00:38:01,239 --> 00:38:07,800 that they won't have to meet any sort of gender equity standards because they are 412 00:38:07,880 --> 00:38:13,079 gendered organizations historically. So I think that that's sort of the reasoning that they 413 00:38:13,119 --> 00:38:20,320 have publicly about the desire to not be involved in Title nine. But Title 414 00:38:20,400 --> 00:38:25,880 nine has sort of become synonymous with sexual assault survivors, and anyone with a 415 00:38:25,920 --> 00:38:32,719 brain or two eyes knows that sexual assault is abhorrently common in Greek life. 416 00:38:35,119 --> 00:38:39,639 I have had my own experiences with that. I have a best friend who 417 00:38:39,920 --> 00:38:45,079 had to leave school because of that. And Title nine is one of the 418 00:38:45,119 --> 00:38:50,800 few advocacy groups on college campuses that sort of take charge for a lot of 419 00:38:51,519 --> 00:38:58,400 specifically sorority women, And it's disturbing to me that this organization that my money 420 00:38:58,480 --> 00:39:13,719 is going directly to is trying to fight against me. In twenty fifteen, 421 00:39:14,000 --> 00:39:19,079 Inside Higher Ed reported that frat Pack was lobbying for the Safe Campus Act. 422 00:39:20,079 --> 00:39:24,239 The act would mandate that sexual assault victims must report the incident to law enforcement 423 00:39:24,360 --> 00:39:30,920 before the university could initiate an investigation. The stronger due process would also apply 424 00:39:31,079 --> 00:39:36,679 to student groups, meaning it would be more difficult to push a fraternity off 425 00:39:36,719 --> 00:39:43,840 campus if it's accused of sexual misconduct. The legislation would require a college to 426 00:39:43,880 --> 00:39:50,920 conduct a full discipline hearing before a chapter could be banned from campus. Kevin 427 00:39:50,920 --> 00:39:55,760 O'Neil, frat Pack's executive director, stated, we strongly believe that the Safe 428 00:39:55,760 --> 00:40:02,159 Campus Act proposes sound and effective solutions to address the current system's flaws. It 429 00:40:02,280 --> 00:40:08,480 ensures that each student and student organization involved in a sexual assault case is treated 430 00:40:08,639 --> 00:40:15,320 fairly. In an article on slate dot com, Amanda Marcott points out that 431 00:40:15,880 --> 00:40:21,440 underage drinking, drug dealing, burglary assault, all these actions break both school 432 00:40:21,519 --> 00:40:24,719 rules and the law. But frat pack is not asking universities to wait for 433 00:40:24,719 --> 00:40:30,599 the criminal court to adjudicate these crimes before punishing the students for breaking their corresponding 434 00:40:30,679 --> 00:40:37,320 school rules. In the situation frat pack is proposing, a school could punish 435 00:40:37,400 --> 00:40:42,079 a student for stealing from another student without waiting for the courts to adjudicate the 436 00:40:42,119 --> 00:40:45,760 matter. But if a student rapes another student, the school couldn't act. 437 00:40:51,599 --> 00:40:57,320 The Safe Campus Act was never passed, thank god, but this legislation is 438 00:40:57,360 --> 00:41:01,559 still significant because it shows how frat pack often lobbies for greater protections for the 439 00:41:01,679 --> 00:41:12,320 accused, but never the victims. So what else is on frat packs agenda? 440 00:41:12,559 --> 00:41:16,840 Well, the first thing that's on frat packs Wikipedia page, for example, 441 00:41:17,639 --> 00:41:22,599 is that they focus on issues related to freedom of association. I think 442 00:41:22,800 --> 00:41:29,480 I've heard this term before, and add inn't like the ending. In the 443 00:41:29,559 --> 00:41:35,280 season two of Recruitment, Special cultural historian Margaret Freeman introduced us to the term 444 00:41:35,719 --> 00:41:40,119 freedom of association. By the nineteen forties, you see sororities of attorneys beginning 445 00:41:40,119 --> 00:41:44,760 to argue for what they call quote unquote freedom of association. By that, 446 00:41:44,840 --> 00:41:47,920 they mean they're freedom as private clubs, as private citizens to choose their own 447 00:41:47,960 --> 00:41:53,320 members. In her book Women of Discriminating Taste, Margaret Freeman notes that the 448 00:41:53,360 --> 00:42:00,599 Greek organizations would argue that the heart of discrimination is not racial, but an 449 00:42:00,599 --> 00:42:05,960 effort to preserve deeply rooted American freedom. They argued that the right to choose 450 00:42:06,000 --> 00:42:12,000 their friends is the most dynamic private right and our democracy. So this was 451 00:42:12,079 --> 00:42:17,119 their way of saying, it's our right to not admit black students. Sorry. 452 00:42:17,920 --> 00:42:23,639 Freedom of association. Margaret Freeman goes on to say, I find it 453 00:42:23,679 --> 00:42:30,880 really interesting that Stroger's still focused on freedom association and they use that phrasing, 454 00:42:30,360 --> 00:42:36,800 which originated in their mid twentieth century roiling cry to maintain themselves as racially segregated 455 00:42:36,840 --> 00:42:39,280 social organizations, you know, for whites only. So, for example, 456 00:42:39,440 --> 00:42:44,679 in twenty sixteen, when Harvard announced a policy that they planned to an act 457 00:42:44,800 --> 00:42:51,480 that would limit leadership opportunities and scholarship eligibility for students who joined single sex organizations, 458 00:42:51,920 --> 00:42:55,480 which included sororities, fraternities at Harvard, greek club organizations, and the 459 00:42:55,519 --> 00:43:04,039 Fraternity and Sorority Political Action Committee, Pack reiterated that call for freedom association. 460 00:43:04,320 --> 00:43:07,960 And at that time, to me, who knows the history, knows what 461 00:43:07,039 --> 00:43:10,719 that originally signified, you know, I find that a little disturbing, and 462 00:43:10,760 --> 00:43:15,039 they just want to bring it out again without any sort of context about the 463 00:43:15,039 --> 00:43:16,760 past history of that, you know, And I want other people to know 464 00:43:16,840 --> 00:43:20,159 that too, and to stop and think, you know, hold on a 465 00:43:20,199 --> 00:43:24,639 second, we're just sort of transposing that meaning onto a different situation and recognize 466 00:43:25,159 --> 00:43:30,159 that in these instances, this freedom that you are achieving, you know, 467 00:43:30,199 --> 00:43:35,519 your freedom is predicated on someone else's restriction. So in each instance, it 468 00:43:35,519 --> 00:43:38,559 seems like it's really just about not giving an inch on their ability to maintain 469 00:43:38,599 --> 00:43:45,159 that secretive and discriminatory membership selection without any sort of interference from outsiders, like 470 00:43:45,280 --> 00:43:49,440 anyone on campus or anyone you know, at the federal intervention. You know, 471 00:43:49,480 --> 00:43:53,559 we've talked about discrimination not being only about race, but also class, 472 00:43:54,000 --> 00:43:59,760 religion, or perceived physical attractiveness or potential members, and so, you know, 473 00:43:59,800 --> 00:44:04,199 more recently we also have the issue of transgender members, which in PC 474 00:44:04,360 --> 00:44:09,239 policies sort of blanket allows for whether you know, how that's actually carried out 475 00:44:09,280 --> 00:44:15,280 at each national organization or at each chapter level, you know, that's clearly 476 00:44:15,800 --> 00:44:20,360 not really known. But for non binary members at this time, there is 477 00:44:20,400 --> 00:44:23,039 no in PC policy in place right now. And so again, these are 478 00:44:23,079 --> 00:44:29,519 sort of issues and situations where there's decisions that can fall under freedom association. 479 00:44:30,320 --> 00:44:37,280 If certain members are not certain organizations within the PC are not comfortable allowing a 480 00:44:37,400 --> 00:44:42,280 certain group in their membership, they'll throw out the Freedom Association, and to 481 00:44:42,400 --> 00:44:45,199 me, using that up phrasing really is just sort of the same color blind 482 00:44:45,280 --> 00:44:49,519 language they've used to support wide supremacy over the years, just using it for 483 00:44:49,559 --> 00:44:53,320 different types of discrimination. And you know, it's worked well enough since most 484 00:44:53,440 --> 00:45:00,679 members would refute the claim that their national organizations are really major practitioners racism in 485 00:45:00,679 --> 00:45:05,039 the US, even though we do know that's true. And again I'll always 486 00:45:05,079 --> 00:45:08,320 stop here and note that I'm not saying that all sorority or all Jorney members 487 00:45:08,320 --> 00:45:12,800 are racist, but that they are, you know, enclosing themselves in a 488 00:45:12,880 --> 00:45:16,079 social group that has historically, you know, and clearly also in the contemporary 489 00:45:16,119 --> 00:45:22,719 times, been guilty of racism and perpetuating white supremacy. And interestingly enough, 490 00:45:22,239 --> 00:45:28,920 freedom, you know, quote in American freedoms particularly right are terms that are 491 00:45:28,960 --> 00:45:32,719 again carrying a lot of political weight toward a certain political ideology in the US 492 00:45:32,840 --> 00:45:37,079 today. And so I don't think it's really a big stretch here to say 493 00:45:37,360 --> 00:45:42,039 that, Like in the nineteen fifties and nineteen sixties when we were first this 494 00:45:42,119 --> 00:45:45,000 was sort of sort of thrown out as their their sort of mantra sororities are 495 00:45:45,000 --> 00:45:58,800 appealing with that language to conservative minded individuals, snapped, Okay, so so 496 00:45:58,960 --> 00:46:07,639 far have that frat pack supports protections for those accused of sexual assault and the 497 00:46:07,800 --> 00:46:14,800 right to discriminate? What else, frat pack, what else do you support? 498 00:46:15,039 --> 00:46:20,599 In a Bloomberg article from twenty thirteen, written by David Glovin, it 499 00:46:20,639 --> 00:46:24,280 was revealed that frat Pack played a pivotal role in obstructing the passage of a 500 00:46:24,360 --> 00:46:32,039 federal law intended to address hazing. The Bloomberg article tells the tragic story of 501 00:46:32,079 --> 00:46:37,599 Harrison Koyak, a nineteen year old who tragically lost his life to fraternity hazing 502 00:46:37,679 --> 00:46:44,719 in two thousand and eight. Following her son's untimely death, Leanne Koeyak, 503 00:46:45,000 --> 00:46:52,440 Harrison's mother, became a huge advocate against hazing. Leanne believes that US Representative 504 00:46:52,519 --> 00:46:59,840 Fredrika Wilson appeared to be a good ally in this battle against hazing because Frederick 505 00:47:00,119 --> 00:47:07,360 Wilson was a self proclaimed hazebuster. Leanne even accompanied Wilson to a press conference 506 00:47:07,400 --> 00:47:12,760 held on Capitol Hill, during which Wilson pledged to withhold financial aid from students 507 00:47:12,840 --> 00:47:22,199 involved in hazing, but ultimately nothing happened. Wilson's office literally ghosted leanne Kawayak, 508 00:47:23,840 --> 00:47:31,320 and Wilson never introduced that legislation. So what happened? What caused Wilson 509 00:47:31,400 --> 00:47:42,840 to shift from being this enthusiastic gung ho hazebuster to ultimately not doing anything about 510 00:47:42,880 --> 00:47:49,239 this bill that would help combat hazing. Well, As the Bloomberg article states, 511 00:47:50,199 --> 00:47:54,920 frat Pack was working behind the scenes to dissuade Wilson against filing the bill. 512 00:47:57,760 --> 00:48:04,800 Frat Pack's executive director, Kevin o'neie, maintains significant communication with Wilson's office. 513 00:48:06,440 --> 00:48:12,960 O'Neil insisted that Wilson's anti hazing proposal unfairly targeted students on financial aid. 514 00:48:14,599 --> 00:48:19,039 Cindy Stellhorne, the president of frat Pack at the time, said, there's 515 00:48:19,079 --> 00:48:22,840 already good laws in place, Cindy, there's student's dying. Not only was 516 00:48:22,880 --> 00:48:28,119 miss Stellhorne the president of frat Pack at that time, but she was also 517 00:48:28,199 --> 00:48:35,280 affiliated with an independent insurance agency called MJ Insurance, Inc. As stated on 518 00:48:35,320 --> 00:48:42,079 their website, Cindy Stellhorn is currently the manager of the insurance agency's Sorority division. 519 00:48:42,760 --> 00:48:47,119 Stellhorn even said in an interview that her industry has strong anti hazing programs 520 00:48:47,159 --> 00:48:53,840 and that states should tackle hazing through stringent criminal laws. Fun fact, Miss 521 00:48:53,880 --> 00:48:59,199 Cindy Stellhorne was actually one of the frat Pack downers that we heard from earlier 522 00:48:59,280 --> 00:49:04,519 this episode. We need to be engaged and involved because if we're not doing 523 00:49:04,519 --> 00:49:07,840 our part, then who's speaking for us? Yeah? If we don't stand 524 00:49:07,960 --> 00:49:15,840 up against anti hazing legislation, then who will give Greeks a chance? In 525 00:49:15,880 --> 00:49:20,920 amid twenty twelve memo, Frat Pack told their members, we have been aggressively 526 00:49:20,960 --> 00:49:25,239 working with the congressional leader to develop a more favorable approach for the moment. 527 00:49:25,639 --> 00:49:31,440 We believe that effort has been successful and federal hazing legislation is not likely to 528 00:49:31,440 --> 00:49:40,599 be introduced in twenty twelve. God furbish and they were correct. Their effort 529 00:49:40,599 --> 00:49:46,800 to prevent federal hazing legislation was indeed successful. Wilson pulled back on her anti 530 00:49:46,840 --> 00:49:52,000 hazing proposal and instead became a co sponsor of a bill that would let fraternities 531 00:49:52,039 --> 00:50:00,039 and sororities use charitable donations to renovate chapter houses. It's the worth noting that 532 00:50:00,039 --> 00:50:05,280 Wilson, the representative that backed out of the anti hazing bill and then co 533 00:50:05,440 --> 00:50:19,400 sponsored this one, received a one thousand dollars donation from frat Pack. There 534 00:50:19,440 --> 00:50:24,480 are two key reasons that frat Pack might lobby against anti hazing laws, One 535 00:50:25,360 --> 00:50:32,679 to keep insurance premiums low and two to avoid more bad press. We'll talk 536 00:50:32,719 --> 00:50:38,239 more about why later. For now, let's keep following the money. Like 537 00:50:39,000 --> 00:50:45,519 who is financially supporting frat Pack was one big question that came to my mind, 538 00:50:45,679 --> 00:50:52,000 and according to a twenty twenty article in a Daily Mississippian, the primary 539 00:50:52,119 --> 00:51:01,400 corporate donations to fs PACK come from the housing corporations. The housing corporations, 540 00:51:10,519 --> 00:51:15,239 new members pay a two hundred dollar parlor fee. New members pay the five 541 00:51:15,360 --> 00:51:22,079 hundred dollar bond. The finance presentation states that it is required by Alpha Fee 542 00:51:22,119 --> 00:51:25,719 that all sisters pay a house bond to their initiating chapter. There is a 543 00:51:25,800 --> 00:51:31,159 twelve thousand dollar room and board fee charged to live in members. The financial 544 00:51:31,239 --> 00:51:37,360 letter does state that housing related fees are collected and sent to the house corporation 545 00:51:37,440 --> 00:51:46,840 board or property committee. Although it may be true that no members dues go 546 00:51:47,000 --> 00:51:54,480 directly to fs PACK, their dues do go directly to the housing corporations, 547 00:51:55,079 --> 00:52:00,559 and, as it states in the Daily Mississippian, the prime Mary corporate donations 548 00:52:00,599 --> 00:52:09,960 to fspack come from the housing corporations that are funded by members dues. Additionally, 549 00:52:10,320 --> 00:52:15,880 according to the College of William and Mary's student newspaper, national officers whose 550 00:52:15,880 --> 00:52:23,159 salaries are paid by national dues often donate to frat Pack, So your dues 551 00:52:23,280 --> 00:52:30,079 could be funneled through channels that may ultimately fund candidates that you don't support. 552 00:52:30,480 --> 00:52:37,960 So besides these housing corporations and national officers, who else is donating to frat 553 00:52:37,039 --> 00:52:44,480 Pack? While according to a Bloomberg article by David Glauwin, Fratpack raised more 554 00:52:44,519 --> 00:52:49,760 than five hundred k for the twenty eleven twenty twelve election cycle. Among its 555 00:52:49,840 --> 00:52:55,960 donors were executives from companies that fraternities and sororities hire to raise money for them, 556 00:52:57,119 --> 00:53:04,719 brokers from insurers that sell liability policies to Greek institutions, and lawyers who 557 00:53:04,760 --> 00:53:10,920 defend the groups in negligence and wrongful death lawsuits. So basically, frat pack 558 00:53:10,960 --> 00:53:15,639 should be called the everyone that profits off of Greek life political action committee? 559 00:53:16,400 --> 00:53:22,760 Right? Is that what I'm seeing? Well, snappers, let's bring it 560 00:53:22,800 --> 00:53:28,039 back to our overarching question of where the fuck is the money going? In 561 00:53:28,119 --> 00:53:31,639 my conversation, with Tory, the former ADPI advisor. I was like, 562 00:53:32,440 --> 00:53:39,400 what I'm really curious about is if there's anybody making major money from this. 563 00:53:39,800 --> 00:53:46,079 It seems to be more about where can we push the money to push our 564 00:53:46,119 --> 00:53:50,679 agenda. I don't think at least it goes to a certain person or any 565 00:53:50,679 --> 00:53:54,159 one person's gaining from it, But it is a system that gives back to 566 00:53:54,280 --> 00:54:04,400 people who are already very privileged. I think Tories right, because the biggest 567 00:54:04,440 --> 00:54:09,519 beneficiaries of Greek Life's existence aren't even necessarily part of Greek Life. It seems. 568 00:54:10,800 --> 00:54:16,079 They are the lawyers, lobbyists, and political campaign funds that rely on 569 00:54:16,119 --> 00:54:23,239 the money that Greek Life provides. Your dues, my dues. They're all 570 00:54:23,440 --> 00:54:30,840 used to sustain an entire industry that would cease to exist if Greek Life disappeared. 571 00:54:37,559 --> 00:54:44,400 For example, did you know that fraternities and sororities actually ensure their reputations? 572 00:54:45,679 --> 00:54:51,400 No? I mean literally, they buy insurance policies for their reputations. 573 00:54:52,880 --> 00:54:57,880 Let's have rich youngmen from Holmes Murphy, a key player in Greek life insurance, 574 00:54:58,239 --> 00:55:05,519 explain this phenomena. Take it away, rich. It does surprise people 575 00:55:05,599 --> 00:55:09,119 that there's actually somebody that specializes in this and the first assumption is that we're 576 00:55:09,159 --> 00:55:15,039 on college campuses hanging out with undergraduates having a good time, and you know 577 00:55:15,159 --> 00:55:17,280 that's not the case. I'm Rich Young and I'm the fraternal practice leader with 578 00:55:17,360 --> 00:55:30,079 Holm's Worth. We developed insurance and risk management programs for fraternal organizations and primarily 579 00:55:30,119 --> 00:55:34,480 college fraternitys and sororities that age group eighteen to twenty two year olds to deal 580 00:55:34,519 --> 00:55:37,880 with, especially on college campuses, you know, high risk behaviors hazing, 581 00:55:37,960 --> 00:55:44,880 when we're going through pre initiation, alcohol and substance abuse, as well as 582 00:55:45,280 --> 00:55:51,519 sexual misconduct, and then certainly other issues around premises where we have chapter houses 583 00:55:51,519 --> 00:55:53,639 and things like that. There are some of the typical risk that you would 584 00:55:53,639 --> 00:55:59,199 deal with, slipping falls and those things, but rarelier will refocuses on on 585 00:55:59,440 --> 00:56:02,400 is the issue around you know, those key risks that you know seem to 586 00:56:04,320 --> 00:56:07,480 be the difficulties in our client space. We work with the national fraternities, 587 00:56:07,559 --> 00:56:13,199 so there are grown ups that are running the organizations that have professional staffs, 588 00:56:13,239 --> 00:56:16,800 but that varies. Some are ran by volunteers and others. You know, 589 00:56:16,800 --> 00:56:22,440 the larger groups have large professional staffs and that's where we engage and a lot 590 00:56:22,440 --> 00:56:27,920 of the information that we provide or the resources that we provide are then distributed 591 00:56:28,000 --> 00:56:30,639 down through those channels. The Fraternal Practices now part of Homes and Murphy has 592 00:56:30,679 --> 00:56:34,920 been doing this since nineteen ninety one, and over that time period, we've 593 00:56:34,960 --> 00:56:39,599 really built out a team that has a lot of specific expertise in this area. 594 00:56:39,880 --> 00:56:45,559 We get a lot of referrals from universities and colleges, and so it 595 00:56:45,679 --> 00:56:47,360 is something to where you know, we are viewed as the expert in this 596 00:56:47,559 --> 00:56:52,199 area. You know, it's very satisfying for me because I had a fantastic 597 00:56:52,639 --> 00:56:55,800 fraternity experience and when I look back in it, I owe a lot of 598 00:56:55,800 --> 00:57:00,440 my success in my professionally, professional and personal life. So, you know, 599 00:57:00,519 --> 00:57:06,239 just being able to be there to help our clients perpetuate this experience for 600 00:57:06,320 --> 00:57:10,559 future generations is really satisfying. Then what gets me out of bed wanting to 601 00:57:10,599 --> 00:57:19,960 do my best every day? There's no place like Holmes. Thanks rich what 602 00:57:20,119 --> 00:57:27,719 would we do without you? The Holmes Murphy website says it best from a 603 00:57:27,800 --> 00:57:31,000 slip and fall to the worst of the mall, our team handles any claim 604 00:57:31,079 --> 00:57:38,280 that may arise quickly and efficiently while serving as your claim advocate, So snappers, 605 00:57:38,679 --> 00:57:45,000 because I love you all so much, you can use code snapped at 606 00:57:45,119 --> 00:57:54,119 checkout for twenty percent off your chapter's reputation insurance. That's snappe d Get the 607 00:57:54,119 --> 00:58:00,480 fuck out and somebody help. Hashtag not sponsored. The Holmes Murphy Greek Life 608 00:58:00,480 --> 00:58:07,320 Plan works to establish it so that the Greek organizations aren't held financially liable for 609 00:58:07,400 --> 00:58:14,079 the actions of members once they break a chapter rule like no drinking rules. 610 00:58:14,119 --> 00:58:19,320 For example, you know plenty of sororities and fraternities have no drinking policies, 611 00:58:20,079 --> 00:58:24,039 and not really because underage drinking is illegal, rather so that they can pin 612 00:58:24,159 --> 00:58:31,800 the blame on members if slash when something goes wrong. The Atlantic reporter Caitlin 613 00:58:31,840 --> 00:58:38,920 Flanagan explains in her article death at a Penn State fraternity. Fraternity executives realized 614 00:58:38,960 --> 00:58:45,519 that even if they couldn't change members behavior, they had to indemnify themselves against 615 00:58:45,559 --> 00:58:51,000 it, which they did by creating an incredibly strict set of rules named for 616 00:58:51,079 --> 00:59:00,119 a term of art in the insurance industry risk management policies. These management policies 617 00:59:00,239 --> 00:59:07,239 forbid not just hazing and sexual assault, but also a range of other activities 618 00:59:07,239 --> 00:59:13,000 that are ingrained in frat life. For example, these policies will say, 619 00:59:13,760 --> 00:59:16,039 you can't play beer pong in a frat house, you can't have a sip 620 00:59:16,039 --> 00:59:21,639 of alcohol if you're under twenty one. He broke the no drinking rule. 621 00:59:21,719 --> 00:59:27,840 Your honor one young man's actions is not a reflection of the brothers of this 622 00:59:27,960 --> 00:59:32,559 chapter. Once Nationals has proved that you violated one of their risk management policies, 623 00:59:34,079 --> 00:59:42,599 such as underage drinking, you are cut off from the frats legal funds. 624 00:59:44,119 --> 00:59:47,519 We would have hundreds of thousands of dollars in our savings. Allegedly, 625 00:59:47,840 --> 00:59:53,440 it was there in case someone in the chapter got into legal trouble and needed 626 00:59:53,679 --> 01:00:01,079 legal representation for the organization. Now we understand that yes, in theory that 627 01:00:01,239 --> 01:00:08,199 legal fund money could be used to protect members from legal issues, right, 628 01:00:09,440 --> 01:00:17,760 but in reality that fund that members dues are going towards won't be able to 629 01:00:17,800 --> 01:00:25,840 reach the members. This risk management policy loophole ensures that the national organizations won't 630 01:00:25,840 --> 01:00:34,920 be responsible for the violence perpetuated within their system. All of this nonsense to 631 01:00:35,039 --> 01:00:39,599 prop up the Greek life insurance industry and to make sure frat members don't drink 632 01:00:40,239 --> 01:00:45,440 injure or commit enough sexual assault to send their organization into a financial black hole. 633 01:00:46,239 --> 01:00:52,920 Caitlin Flanagan spent a year investigating Greek life and wrote her chilling online expose 634 01:00:52,199 --> 01:00:58,440 called The Dark Power of Fraternities. In twenty fourteen. Flanagan went on NPR 635 01:00:58,559 --> 01:01:02,280 to discuss her finding. You write in your story that in the nineteen eighties, 636 01:01:02,280 --> 01:01:08,119 fraternities were ranked the sixth worst insurance risk in America, not much safer 637 01:01:08,159 --> 01:01:13,719 than toxic waste removal. And if they are so risky, how do fraternities 638 01:01:13,760 --> 01:01:17,440 get insurance? They don't get insurance, They self insure. What that means 639 01:01:17,519 --> 01:01:23,159 really is they needed to band together and create a vast sum of money. 640 01:01:23,239 --> 01:01:27,960 The main one is called the Fraternity Risk Management Fund. No one knows how 641 01:01:28,000 --> 01:01:30,079 much money is in that. The closest I could get to the amount was 642 01:01:30,119 --> 01:01:34,400 that it is under a billion dollars. And when a kid is injured, 643 01:01:34,719 --> 01:01:38,559 when somebody's killed, the check ultimately comes from their own pocket. Who ends 644 01:01:38,599 --> 01:01:44,079 up paying the claims if there are civil lawsuits. The most expensive part of 645 01:01:44,159 --> 01:01:47,480 joining a fraternity is the portion of your dues that go to fraternity insurance. 646 01:01:47,880 --> 01:01:52,519 What will happen is if Johnny has made any kind of mistake the night that 647 01:01:52,559 --> 01:01:55,159 there's a big incident. If he was downstairs in the fraternity having beers and 648 01:01:55,199 --> 01:02:00,119 that upstairs someone is getting sexually assaulted, he if he's under twenty one one, 649 01:02:00,199 --> 01:02:02,199 it's going to be a named defendant. He'll get dropped from his fraternity 650 01:02:02,239 --> 01:02:06,800 insurance in a second, and his claim will be paid by his parents homeowners 651 01:02:06,800 --> 01:02:10,360 insurance. College kids legal addresses, their home address, their liabilities covered under 652 01:02:10,400 --> 01:02:15,800 the umbrella policy of their parents' homeowners insurance, and if the kid needs a 653 01:02:15,920 --> 01:02:17,719 legal defense, if his parents are going to have to find the money for 654 01:02:17,760 --> 01:02:24,599 that too. In a twenty thirteen article on Above the Law dot Com, 655 01:02:24,679 --> 01:02:32,159 Joe Patrice acknowledges that fraternities in many ways have the perfect business model. Collect 656 01:02:32,280 --> 01:02:39,639 millions for selling a lifestyle and deny all liability for that lifestyle, and to 657 01:02:39,719 --> 01:02:45,119 go a step further. This business model also helps explain why some of frat 658 01:02:45,239 --> 01:02:52,880 Pack's biggest donors are insurance brokers, because they want to keep profiting from their 659 01:02:52,920 --> 01:02:59,119 Greek life clients not paying them. Think about flood insurance. For example, 660 01:03:00,079 --> 01:03:02,360 you live somewhere that doesn't flood often, you won't have to pay a high 661 01:03:02,360 --> 01:03:07,039 premium because the insurance company knows there's a small chance they'll actually have to pay 662 01:03:07,079 --> 01:03:14,039 out. Now, think about frat insurance. If hazing is made federally illegal, 663 01:03:14,800 --> 01:03:19,039 that increases the odds of an insurance company having to pay for the resulting 664 01:03:19,159 --> 01:03:24,320 lawsuits. They'll be forced to raise Greek life premiums or worse, drop them 665 01:03:24,320 --> 01:03:31,480 as clients entirely. So to mitigate this risk, insurance brokers donate to our 666 01:03:31,559 --> 01:03:37,880 beloved frat pack who works hard to make sure hazing doesn't become federally illegal or 667 01:03:37,920 --> 01:03:45,119 that those accused of sexual assault have more legal protections. That way, there's 668 01:03:45,239 --> 01:03:54,239 less lawsuits for everyone and more money to go around. The answer to our 669 01:03:54,320 --> 01:04:00,159 question about where the money is going appears to be less straightforward than I anticipated. 670 01:04:01,440 --> 01:04:06,480 I was waiting for this big moment where I'd uncover some mega rich, 671 01:04:06,760 --> 01:04:14,880 elderly sorority alum who's buying mansions and golf cards for panel and exact to ride 672 01:04:14,920 --> 01:04:21,320 around in, but snappers, it seems like the answer to our question is 673 01:04:21,360 --> 01:04:30,159 far more complex. This massive Greek life operation is a well oiled machine with 674 01:04:30,280 --> 01:04:36,519 recruitment, philanthropy, housing corporations, insurance companies, lawyers, hazing, and 675 01:04:36,639 --> 01:04:45,360 political action committees, all playing their part together, they orchestrate a money making 676 01:04:45,360 --> 01:04:54,079 machine and exploit young people for profit, much like the US college system itself. 677 01:05:02,320 --> 01:05:06,440 If you're feeling ready to listen to next week's episode, I got you, 678 01:05:08,119 --> 01:05:13,599 join the Snapped Patreon at the dismantler level and you'll get exclusive access to 679 01:05:13,719 --> 01:05:19,519 next week's episode through our dismantler only podcast, Speed Become a dismantler today at 680 01:05:19,559 --> 01:05:27,679 Patreon dot com. Slash Snapped warning, we are now entering fraternity world. 681 01:05:28,679 --> 01:05:36,320 What are you allowed to do? Then? In terms of like what again? 682 01:05:36,360 --> 01:05:48,239 I can't get into too many specifics there. Snapped. This episode was 683 01:05:48,360 --> 01:05:56,199 written, recorded, produced, and edited by myself, Lucy Taylor, story 684 01:05:56,360 --> 01:06:04,800 editor and production supervisor, Megan Thompson, Copy editor Cameron Gore, researcher Alex 685 01:06:04,880 --> 01:06:13,840 Tippett, Audio engineer Niel Gottlia. Special thank you to Margaret Freeman, whose 686 01:06:13,880 --> 01:06:17,239 work you can find at Margaret Lfreeman dot com. Stay in the loop of 687 01:06:17,360 --> 01:06:24,480 Snapped by following us on Instagram and TikTok at Snaps the Podcast. You can 688 01:06:24,559 --> 01:06:30,000 also join our email list at Snaps thepodcast dot com. Thank you so much 689 01:06:30,000 --> 01:06:36,840 for listening to this episode and I'll see you next Wednesday for another episode of Snapped.