WEBVTT 1 00:00:00.720 --> 00:00:13.679 Y'all ripped news, You need advice? Who you don't have? Come running 2 00:00:13.759 --> 00:00:21.879 successes? We can show Shooter's gonna help come man. This is the Troubleshooter 3 00:00:22.000 --> 00:00:28.320 Show. Now Tom Martino, Hi, Tom Martino here, Welcome to the 4 00:00:28.399 --> 00:00:33.679 show. Three oh three seven one three talk three oh three seven one three 5 00:00:33.799 --> 00:00:40.719 eight two five five. What's going on in your life today? Don't sit 6 00:00:40.799 --> 00:00:47.159 on problems, questions, complaints, curiosities, paints in the ass. Do 7 00:00:47.280 --> 00:00:50.320 something about it. The only place really where we discuss this stuff. Think 8 00:00:50.320 --> 00:00:54.200 about that. Today We're gonna be talking a little bit about taxes because we 9 00:00:54.200 --> 00:00:56.399 have a few days to file. Of course, we can also do an 10 00:00:56.439 --> 00:01:02.240 extension. I imagine a lot of people do extensions. What is on your 11 00:01:02.399 --> 00:01:07.519 mind? Well, here's the deal we have Steve Saysik with us from Larson 12 00:01:07.599 --> 00:01:11.480 Tax Relief. I don't know if it's safe to call them a tax attorney, 13 00:01:11.480 --> 00:01:15.799 but that's his area of specialties. Wouldn't that be what you call Steve? 14 00:01:15.840 --> 00:01:19.200 What you call yourself? Yeah, I mean I work with I am 15 00:01:19.200 --> 00:01:23.879 an attorney, and I work with Larson as an enrolled agent for their collections. 16 00:01:23.879 --> 00:01:26.359 Some things that man nature. But I also have an attorney yeah, 17 00:01:26.480 --> 00:01:30.879 and so you have handled tax cases and you negotiate with the irs, and 18 00:01:32.040 --> 00:01:37.239 what's the most common issue collection for us? The stuff that Larson handles is 19 00:01:37.280 --> 00:01:41.000 typically nine forty one, which is the wage and withholding return. Oh that 20 00:01:41.040 --> 00:01:42.319 one. Yeah, that's that's for at least for me and myself. That 21 00:01:42.920 --> 00:01:46.599 what does that mean? Nine forty one? So when you're in business, 22 00:01:46.840 --> 00:01:49.319 you file at nine forty one? What every quarter? Is it? Yeah? 23 00:01:49.359 --> 00:01:53.959 You file those every quarter for that It tells you how many employees and 24 00:01:53.280 --> 00:01:56.439 how much you pay, and then they tell you how much you owe. 25 00:01:56.680 --> 00:01:59.640 Right, so you're supposed to take money out of your employees paycheck and you 26 00:01:59.640 --> 00:02:00.920 tell them that, right, Plus don't you have to match it or what 27 00:02:01.000 --> 00:02:04.200 do there's a portion of that you have a corporate portion, you have a 28 00:02:04.200 --> 00:02:07.199 matching portion as an employer, and that's called the part you put into that 29 00:02:07.360 --> 00:02:12.680 fund then or you collect as a trust exactly correct, And that's held in 30 00:02:12.719 --> 00:02:15.000 trust for the state, seld and trust for the employee. Right right, 31 00:02:15.159 --> 00:02:20.120 then you pass it on data day rs that amount that you say, I'm 32 00:02:20.120 --> 00:02:23.120 going to pay you fifty bucks, but you're only getting thirty six because I'm 33 00:02:23.120 --> 00:02:24.960 going to hold this for your taxes. Now, if you in the past, 34 00:02:25.000 --> 00:02:28.879 we've had Don Iiley, this guy, it was the famous case. 35 00:02:28.919 --> 00:02:31.520 I know you guys took a lot of their cases and helped people. But 36 00:02:31.599 --> 00:02:36.800 what happened was Don Ailey was famous. He made this famous. What he 37 00:02:36.840 --> 00:02:40.039 did was he would get nine forty one reports from his clients. So he's 38 00:02:40.080 --> 00:02:46.080 an accountant, right, So his clients ABC and X y Z would report 39 00:02:46.319 --> 00:02:52.039 the accurate number of employees, the accurate number of withholdings, and they would 40 00:02:52.039 --> 00:02:57.280 forward to check to his trust account right, and they expected or they'd give 41 00:02:57.319 --> 00:03:00.520 him access to their own accounts and stay with from market. He was in 42 00:03:00.680 --> 00:03:06.080 charge of making the nine forty ones for his clients. That's not unusual to 43 00:03:06.080 --> 00:03:09.039 have an accountant do a nine forty one for your business. Sure, payroll 44 00:03:09.039 --> 00:03:13.560 companies do it all the time. So he, in essence was a payroll 45 00:03:13.599 --> 00:03:17.360 company for the kind of you. So he would do all the legal stuff. 46 00:03:17.800 --> 00:03:24.520 But so what he would do is take company ABC or XYZ who reported 47 00:03:25.280 --> 00:03:30.800 all of the accurate stuff and report that they had no employees or few employees, 48 00:03:30.879 --> 00:03:36.199 sure, and pay into the IRS on the nine forty one what appeared 49 00:03:36.240 --> 00:03:40.039 to be the correct amount for what he reported correct, So there was levels 50 00:03:40.039 --> 00:03:45.120 of fraud there. So it was really so there was no way for the 51 00:03:45.159 --> 00:03:52.240 irs to know that there was any fraud going on because the CPA is filing 52 00:03:52.400 --> 00:03:54.439 saying, here's how many employees, here's what we owe, here's the check. 53 00:03:55.120 --> 00:04:00.560 Right then the employer would not know because they're never going to get a 54 00:04:00.599 --> 00:04:03.719 notice of any deficiency. Sure so, and the employer as seeing the money 55 00:04:03.719 --> 00:04:06.719 come out of their bank account. Okay now, and I should get it 56 00:04:06.800 --> 00:04:10.520 on a wide shot here since you're talking. So here's what I want to 57 00:04:10.520 --> 00:04:13.560 know, Steve. How does that come crumbling down? I forgot how we 58 00:04:13.840 --> 00:04:15.399 I don't know Mark. Are you there right now? I don't know if 59 00:04:15.399 --> 00:04:20.680 Mark is there. I don't see his camera. But how does that come 60 00:04:20.720 --> 00:04:28.439 crumbling down? Somewhere along the line, Company ABC found out they had inaccurate 61 00:04:28.920 --> 00:04:31.519 nine forty one if I remember correctly, it was an audit of Company ABC. 62 00:04:31.680 --> 00:04:33.680 And so when they turn over their p and L and their books, 63 00:04:33.720 --> 00:04:36.360 they say, we have X amount of employees we've been deducted. And then 64 00:04:36.399 --> 00:04:39.680 they look at the nine forty one say, well, that's not what you've 65 00:04:39.720 --> 00:04:42.720 been paying exactly, and they said, oh, yes, it is here 66 00:04:42.800 --> 00:04:46.000 are the checks we wrote two our accountant and they trace that back and then 67 00:04:46.040 --> 00:04:49.600 they go to the accountant and say, wait a minute, mister accountant company 68 00:04:49.639 --> 00:04:54.240 ABC wrote you a check for one hundred grand. You wrote the IRS a 69 00:04:54.319 --> 00:04:59.160 check for fifteen right, and you kept eighty five exactly. He's in jail. 70 00:04:59.680 --> 00:05:01.160 I don't know if he's actually still in jail. He was in jail. 71 00:05:01.199 --> 00:05:03.720 They don't keep people in jail a long time for this kind of crime. 72 00:05:04.439 --> 00:05:10.439 And then we figured he had about twenty million dollars that he pilford from 73 00:05:10.480 --> 00:05:15.000 people. Now I don't know what happens in these cases. Does he have 74 00:05:15.040 --> 00:05:16.639 to pay that back eventually? Because he'll never pay it back? Yeah, 75 00:05:16.680 --> 00:05:19.319 I mean there's did he stash it? Do they look where he put it? 76 00:05:19.360 --> 00:05:25.399 I mean, I'm always fascinated by fraud because I think in some cases 77 00:05:25.480 --> 00:05:29.720 fraud can pay because you go to jail. Mark and I used to bat 78 00:05:29.759 --> 00:05:32.920 this around. Would you go to jail for X amount of dollars for so 79 00:05:33.040 --> 00:05:36.079 many millions of dollars a year? So when you come out you have a 80 00:05:36.120 --> 00:05:39.639 stash somewhere. I don't know, I mean, I don't even know. 81 00:05:39.959 --> 00:05:44.360 Do they make reimbursement part of it. So disgorgement is a part of the 82 00:05:44.439 --> 00:05:46.480 judgment. I would assume I haven't looked at the touch against him, right, 83 00:05:46.560 --> 00:05:48.560 But you know, at the end of the day, the irises can 84 00:05:48.600 --> 00:05:50.879 say, you have a fine enough X amount of dollars and you're gonna pay 85 00:05:50.879 --> 00:05:53.839 it for you know, the rest of the results life. But if he 86 00:05:53.920 --> 00:05:57.959 has got Allion Camans or nick a Arraguar or whatever they're doing these things, 87 00:05:58.000 --> 00:06:00.839 and if he was fairly intelligent about it, which sounds like he was, 88 00:06:01.399 --> 00:06:04.600 I think that it's it's not a victims victims crime. He's you know, 89 00:06:04.680 --> 00:06:09.759 he's killed all the businesses. And then maybe it was responsible for what when 90 00:06:09.800 --> 00:06:13.759 a company, When a company has not paid well, when a company did 91 00:06:13.759 --> 00:06:18.000 pay their accountant everything they owed, then the I R S up makes it 92 00:06:18.040 --> 00:06:23.800 makes a claim so that employee. Does that employee have to pay again if 93 00:06:24.199 --> 00:06:27.000 wages, I don't think they do. If it was withheld, doesn't the 94 00:06:27.040 --> 00:06:29.480 I R S hold them harmlessly? Right? The IRIS is not going to 95 00:06:29.480 --> 00:06:33.519 hold an innocent employee because they in fact, what did happen to the companies 96 00:06:33.519 --> 00:06:36.560 that came to you for help? Did they have to pay again? Yeah? 97 00:06:36.560 --> 00:06:41.279 They were obligated Oh, because they're the ones. The onus is on 98 00:06:41.319 --> 00:06:45.920 the taxpayer, not so the fiduciary who screwed them. That was because they 99 00:06:45.959 --> 00:06:48.279 found the fiduciary, so they're responsible. Yeah, But had they not found 100 00:06:48.319 --> 00:06:51.399 it, the company still on the hook for those taxes because those taxes were 101 00:06:51.439 --> 00:06:55.279 due. Regardless of whether that's CPA paid or not, it's sexually for the 102 00:06:55.319 --> 00:06:59.519 employee, they weren't due. So does the employer have to pay their match 103 00:06:59.639 --> 00:07:02.800 only or does the employer have to pay everything? So the employer is on 104 00:07:02.879 --> 00:07:06.720 the hook for the corporate their own portion and then the matching if the company 105 00:07:06.759 --> 00:07:10.680 fails in a lot of cases, but what if they what if they passed 106 00:07:10.680 --> 00:07:14.120 on the client's money which was stolen, Do they have to make up that 107 00:07:14.240 --> 00:07:16.759 client's money that was paid to the government or not. When you say the 108 00:07:16.800 --> 00:07:20.399 client is, well that excuse me. The employee. Sure, So if 109 00:07:20.439 --> 00:07:26.240 i'm with if a thousand dollars is withheld from me and the company matches that, 110 00:07:26.240 --> 00:07:29.040 I don't know if it's fifty to fifty portion, Well, so the 111 00:07:29.079 --> 00:07:33.720 company matches, and now we're busted. You're saying the employees held harmless. 112 00:07:33.759 --> 00:07:38.560 They don't have to pay another thousand. But do I have to pay their 113 00:07:38.600 --> 00:07:42.279 portion because I squandered it or I sent it to a bad accountant. If 114 00:07:42.279 --> 00:07:45.720 the company fails, the portion that is the owners are going to be liable 115 00:07:45.759 --> 00:07:48.639 for is the employee's portion. Oh, the company will die and there's no 116 00:07:48.720 --> 00:07:53.000 I know. But in this case, if the company's lived on after don 117 00:07:53.040 --> 00:07:57.360 Eiley, are they responsible for both portions? Are they holy? So this 118 00:07:57.439 --> 00:08:01.839 could ruin a company. In fact, it it ye company And to note 119 00:08:01.839 --> 00:08:05.800 follow their own other than the fact that this guy defrauded them, and it's 120 00:08:05.879 --> 00:08:09.639 unfortunate and we were able to negotiate things in those particular circumstances. Are there 121 00:08:09.040 --> 00:08:13.279 then tips we give to companies right now, People, if you're in business 122 00:08:15.040 --> 00:08:20.839 and you're using a professional employment group or HR group or someone to administer your 123 00:08:20.040 --> 00:08:24.160 HR, someone to do your paychecks, to do your nine to forty one, 124 00:08:26.519 --> 00:08:30.519 is it wise every now and then to check and reconcile with the irs. 125 00:08:30.800 --> 00:08:33.039 I think it's not a bad idea. And then also you have to 126 00:08:33.080 --> 00:08:37.080 sign these returns and so you know, we believe that I had it where 127 00:08:37.080 --> 00:08:39.799 he would had like a stamp or something he was doing. Oh, so 128 00:08:39.960 --> 00:08:43.960 like it's the levels of see the returns as file. You can even actually 129 00:08:45.240 --> 00:08:48.080 have them sent them to you get transcripts from the IRS on what was filed 130 00:08:48.120 --> 00:08:52.200 on your company. Right, it's simple bookkeeping, but it does take out 131 00:08:52.320 --> 00:08:56.399 time and effort to do it. We have a lot of business people who 132 00:08:56.519 --> 00:09:01.360 monitor this show, so that's a lesson to be learned. Let's talk to 133 00:09:01.320 --> 00:09:07.120 Ulysses. Ulysses, Okay, what's going on? Man? What's happening? 134 00:09:09.039 --> 00:09:13.679 Yeah? Can you hear me? Yes? Now is it Ulysses or Ulysses? 135 00:09:13.720 --> 00:09:18.639 What? Well, it's Lisas Okay, cool, what's going on? 136 00:09:18.960 --> 00:09:24.639 Releases? So I just recently purchased a home and I, well, that's 137 00:09:24.759 --> 00:09:28.960 kind of good news, I hope. Right, Yeah, it's good news. 138 00:09:28.960 --> 00:09:31.279 But I decided to remodel the bathroom and as I was tearing it out, 139 00:09:31.360 --> 00:09:37.080 I noticed there was a bunch of mold everywhere. Yeah, and so 140 00:09:37.120 --> 00:09:41.000 I contacted the cellar and say they were aware of the mold. They said 141 00:09:41.080 --> 00:09:43.399 they weren't, but there was a new carpet installed, and I pulled back 142 00:09:43.440 --> 00:09:48.919 the carpet and well, even if even if they were, was that was 143 00:09:48.919 --> 00:09:52.200 that? I don't I'm not aware was was mold on your disclosure statement? 144 00:09:54.240 --> 00:09:58.039 Yeah? So anytime there's mold, they have to disclose it. Well on 145 00:09:58.639 --> 00:10:03.559 yeah, I think if it's on the disclosure statement. I'm not sure if 146 00:10:03.600 --> 00:10:09.360 mold is covered by statute, but in any case, it was on the 147 00:10:09.440 --> 00:10:15.399 disclosure statement. And what did they say on that disclosure statement. They weren't 148 00:10:15.440 --> 00:10:20.919 aware of any mold. That's what they said. Now, unfortunately, and 149 00:10:22.000 --> 00:10:26.399 here's what we really need to talk about. What are your damages? You 150 00:10:26.440 --> 00:10:31.240 would have to say that had I known about the mold, I would have 151 00:10:31.320 --> 00:10:37.200 either paid less or I wouldn't have purchased the property. But is that true? 152 00:10:37.519 --> 00:10:41.279 Where there are multiple offers? Would you have bought it anyway? And 153 00:10:41.279 --> 00:10:45.720 did they know about it? You'd have to prove it. Here's what I'm 154 00:10:45.759 --> 00:10:52.360 getting at. Most of the time, unless we're talking about a major defect, 155 00:10:52.360 --> 00:10:58.399 most of the time this disclosure issue is not worth going after. I'm 156 00:10:58.399 --> 00:11:03.039 not saying you shouldn't. I'm saying unless you can negotiate or settle something, 157 00:11:03.320 --> 00:11:09.600 it's almost never worth going after. Okay, because of the level of proof, 158 00:11:09.840 --> 00:11:15.600 how would you prove you're using lot? You're saying, well, if 159 00:11:15.600 --> 00:11:18.200 they did the bad the floor, they would have had to have seen it, 160 00:11:18.279 --> 00:11:22.120 right, isn't that what you're saying? Yeah, what if they say, 161 00:11:22.759 --> 00:11:31.120 well, our contractor never mentioned it, then what In other words, 162 00:11:31.320 --> 00:11:35.320 I'm asking you. I'm not challenging you. I'm asking you, how would 163 00:11:35.360 --> 00:11:39.639 you prove they knew it. I called Home DEEPO yesterday because they're the ones 164 00:11:39.639 --> 00:11:43.799 that installed the carpet and they have pictures where it looks like there's mold, 165 00:11:45.720 --> 00:11:48.279 and I asked them what's their policy on mold? Right, like, what 166 00:11:48.360 --> 00:11:52.360 happens if they find mold when they're going to install carpet. They said they're 167 00:11:52.360 --> 00:11:56.919 supposed to report it, and UH, all right, so you have to 168 00:11:56.960 --> 00:12:00.000 get it, so you have, but okay, you have to prove. 169 00:12:00.960 --> 00:12:05.279 Okay, that doesn't matter. If their policy, the homeowner can simply say 170 00:12:05.320 --> 00:12:11.679 this ulysses. I've never ulysses. I've never ever heard anything about mold. 171 00:12:11.720 --> 00:12:13.600 I didn't know it was there. If that guy found it, he never 172 00:12:13.639 --> 00:12:18.120 said anything to me. You literally have to prove it. What I'm asking 173 00:12:18.159 --> 00:12:24.399 you is how much extra did it cost you because of this mold? Well, 174 00:12:24.440 --> 00:12:28.039 I haven't taken care of it. Yeah, I'm trying to get it. 175 00:12:28.200 --> 00:12:33.399 How much? Mediator? Okay, don't get someone who's going to rip 176 00:12:33.440 --> 00:12:37.840 you off and take advantage of you. And because a lot of them are 177 00:12:37.840 --> 00:12:41.639 going to tell you, for God's sake, some of them want you to 178 00:12:41.639 --> 00:12:46.559 rebuild the whole house. Yeah, so just be careful on that. I 179 00:12:46.600 --> 00:12:52.879 would call American Restoration twenty four to seven. I would call him. He's 180 00:12:52.919 --> 00:12:56.919 honest, he'll do mold tests. He'll do the most cost efficient way to 181 00:12:56.960 --> 00:13:01.639 get rid of it for you. Did you already call a mold mitigator. 182 00:13:01.480 --> 00:13:05.120 We got a guy coming to give us a quote and just to see how 183 00:13:05.559 --> 00:13:07.600 bad it is and what kind of mold it is, how long it's been 184 00:13:07.679 --> 00:13:11.279 there, but we have a pointment. Okay, good. Would you also 185 00:13:11.440 --> 00:13:16.879 do me a favor? Then? Would you also call his nickname's Rock. 186 00:13:18.440 --> 00:13:22.240 He's over at American Restoration twenty four to seven. Really, I'd like you 187 00:13:22.320 --> 00:13:26.720 to talk to him because he'll do mold testing and do some real stuff and 188 00:13:26.759 --> 00:13:30.919 give you a real price. He's not one of these people that go in 189 00:13:30.960 --> 00:13:35.080 and exploit. I don't want you to be exploited. I don't want your 190 00:13:35.240 --> 00:13:41.360 fear to make you These companies. A lot of these mitigation companies scare the 191 00:13:41.399 --> 00:13:46.200 hell out of you, So at least get a second opinion. Okay, 192 00:13:46.279 --> 00:13:48.120 yeah, I'll do that, and then I want you to call me back 193 00:13:48.600 --> 00:13:54.120 because we're not done yet. If it's so obvious, maybe we do go 194 00:13:54.200 --> 00:13:58.960 after the buyer the seller. I mean, but first, here's the number 195 00:13:58.039 --> 00:14:11.080 eight three three seven am rest r e s t okay eight three three seven 196 00:14:11.200 --> 00:14:15.320 am rest am rest and it's also mrs two four seven dot com. It's 197 00:14:15.320 --> 00:14:18.600 called American Restoration twenty four seven. Listen, did you when you mentioned it 198 00:14:18.639 --> 00:14:22.159 to the owner? What did they the seller? What did they say? 199 00:14:22.879 --> 00:14:26.159 They just said that they didn't have any knowledge of mold. Okay, see, 200 00:14:26.200 --> 00:14:28.080 okay, so we're right where I said we'd be. Call me back, 201 00:14:28.159 --> 00:14:33.159 let me know, and then really I'm gonna mark this here so i'll 202 00:14:33.200 --> 00:14:37.759 remember you when you call back. And then then what we'll do is we'll 203 00:14:37.840 --> 00:14:43.159 check with you and see if we have any thing we can do about it. 204 00:14:43.200 --> 00:14:46.159 Three all three seven one three A two five five water Pros. By 205 00:14:46.200 --> 00:14:50.000 the way, speaking of healthy environments, you also want your water to be 206 00:14:50.039 --> 00:14:54.120 pure and perfect. Waterpros dot Net. Paul the Waterman can do that for 207 00:14:54.200 --> 00:14:58.440 you at the lowest price and the best quality that there's no two ways about 208 00:14:58.480 --> 00:15:03.039 it. This company has come through for me every time. Three oh three 209 00:15:03.000 --> 00:15:11.200 eight six, two five, five five four. Go with a sure thing 210 00:15:11.279 --> 00:15:15.759 Denver's best roofer Excel Roofing dot com. You don't pay a cent until you're 211 00:15:15.759 --> 00:15:22.720 content. Time for an insurance check up free, no obligation. In comparison, 212 00:15:22.879 --> 00:15:26.440 call Compass Insurance. Paying too much your coverage at dozens of insurance companies 213 00:15:26.519 --> 00:15:30.720 find out now three oh three seven to seven to one help. You'll think 214 00:15:30.759 --> 00:15:33.799 you're his only customer when you choose Frank durand the real estate Man dot com 215 00:15:33.799 --> 00:15:39.440 to list your home with Remax Alliance three oh three nine two zero sixteen twenty 216 00:15:39.519 --> 00:15:48.159 two. Hi Tom Martino here three oh three seven one three talks seven one 217 00:15:48.200 --> 00:15:56.240 three eight two five five Non disclosure issues remember they are quite challenging for people 218 00:15:56.799 --> 00:16:00.440 when it comes to real estate. Now we're going to talk about a car 219 00:16:00.519 --> 00:16:04.240 dealership issue, and I want you to call with any issue you have, 220 00:16:04.440 --> 00:16:10.480 and remember this. You can call twenty four to seven and leave a message 221 00:16:10.840 --> 00:16:15.759 three oh three Martino three oh three six two seven eight four six six, 222 00:16:17.440 --> 00:16:22.840 And that's really important that you do it and leave a message with your number 223 00:16:22.879 --> 00:16:27.080 and we will get back to you. Also important, check your AC now 224 00:16:27.159 --> 00:16:30.600 your water heater, you're plumbing whatever you want, any one item, twenty 225 00:16:30.639 --> 00:16:34.000 eight bucks eight eight eight Heating dot Com will come to your house to check 226 00:16:34.039 --> 00:16:37.639 it and service it. So for the water heater, they flush it and 227 00:16:37.679 --> 00:16:41.279 tune it and check it and give you a true assessment of that for twenty 228 00:16:41.279 --> 00:16:45.960 eight bucks. If you need like a replacement or anything more, they credit 229 00:16:47.000 --> 00:16:49.120 you the twenty eight bucks. You don't do better than that eight eight eight 230 00:16:49.120 --> 00:16:56.600 heating dot Com. Now, Tim says he has an issue with Planta, 231 00:16:56.840 --> 00:17:00.200 with poxes me Plant Hyundai. Now, I want to say something. We 232 00:17:00.320 --> 00:17:07.279 don't have Planet Hyundai or any new car dealership on a referral list right now. 233 00:17:07.200 --> 00:17:14.680 But Planet Hyundai as they go is a pretty good dealership. I just 234 00:17:14.720 --> 00:17:22.079 say that up front. Tim, what's going on with him? Hey man, 235 00:17:22.160 --> 00:17:27.720 what's going on with the Planet Hyundai. Well? I was shopping online 236 00:17:29.559 --> 00:17:34.400 and I saw a vehicle that I liked and they had it advertised after discounts 237 00:17:34.440 --> 00:17:41.359 at thirty six thousand and seven oh seven. I said, thirty thousand seven 238 00:17:41.599 --> 00:17:45.640 seven. Okay, what's that? I'll say you some screenshots of that? 239 00:17:47.400 --> 00:17:53.319 Okay, Now it was on was it on their website? Yeah? Okay? 240 00:17:53.720 --> 00:18:00.160 So what happened? Well, I call them up. The reason my 241 00:18:00.240 --> 00:18:03.039 life it so much was because it showed they have a page on there that 242 00:18:03.079 --> 00:18:10.039 I sent you that says key features. And now what did you find? 243 00:18:10.319 --> 00:18:15.680 What? Excuse me? What what vehicle was it? I'm not looking at 244 00:18:15.680 --> 00:18:18.400 your ad right now. I will look at it, but what what was 245 00:18:18.440 --> 00:18:26.559 it? There was a Santa Cruz xlt A Santa Cruz says, okay, 246 00:18:26.559 --> 00:18:30.720 and what was the feature? You really liked? But it had the telepackage 247 00:18:33.880 --> 00:18:41.200 okay, and a lot of them don't. And I'm I'm disabled, So 248 00:18:41.319 --> 00:18:45.759 I was thinking of putting all those you know, scooter carriers on the back 249 00:18:45.839 --> 00:18:49.400 of my vehicle. Anyway, I called them up, ready to buy this 250 00:18:49.480 --> 00:18:55.519 thing, and I said, I just wanted to check it that you had 251 00:18:55.559 --> 00:19:02.440 it on hand and everything and the advertise for thirty seven seven and it has 252 00:19:02.680 --> 00:19:04.279 you know, And they said, oh, no, no, no, 253 00:19:04.279 --> 00:19:07.559 no, no, no, it's okay. I'm looking at the I'm looking 254 00:19:07.599 --> 00:19:12.240 at it right now and the ad I'm looking at it. So I see 255 00:19:12.279 --> 00:19:18.839 what you sent here today? What's that, sir? It says on the 256 00:19:18.920 --> 00:19:25.839 website today it says thirty seven seven. No, no, I'm not looking 257 00:19:25.880 --> 00:19:29.039 at today I'm looking at what you sent me and I'm trying to find where 258 00:19:29.079 --> 00:19:34.000 it says toe package. But anyway, anyway, go ahead. I mean 259 00:19:34.400 --> 00:19:38.680 it says key features. Oh, I see it, key features, the 260 00:19:38.759 --> 00:19:42.079 AWD blah blah blah, and then toe package. Okay, So okay. 261 00:19:42.160 --> 00:19:47.400 So then they changed the ad or corrected it after you contacted, and because 262 00:19:47.839 --> 00:19:55.359 they said to you that would be an extra thousand bucks dollars, but so 263 00:19:55.400 --> 00:19:57.480 would they would they not sell it? Let me ask you this, would 264 00:19:57.559 --> 00:20:03.079 they sell it to you for thirty seven oh seven? No? What did 265 00:20:03.079 --> 00:20:08.319 they say? It would cost an extra eight hundred? Uh? They they 266 00:20:08.359 --> 00:20:14.799 said it wouldn't have the tow package, but they got down to thirty eight 267 00:20:15.359 --> 00:20:22.160 two hundred and seven dollars. I believe in that area. You mean, 268 00:20:22.200 --> 00:20:27.319 if you wanted the tow package, Yes, I needed I get it. 269 00:20:27.640 --> 00:20:32.640 What I'm saying is and that would have been doctor the manager over there, 270 00:20:32.799 --> 00:20:37.839 and he tells me, well, the tow package just means that the wiring 271 00:20:37.000 --> 00:20:41.759 is pre wired to the back of the truck, so that if you decide 272 00:20:41.759 --> 00:20:45.519 to add the trailer hitch a tow package way, you don't have to run 273 00:20:45.519 --> 00:20:48.839 the wire and all the way to the front of the truck, which is 274 00:20:48.279 --> 00:20:52.119 bull Well, it depends. I mean, I don't know what their definition 275 00:20:52.160 --> 00:20:56.880 of a toe package is. I mean it's on those sheets there. There 276 00:20:56.960 --> 00:21:06.799 is a chat for the Hyundai Motor Company. Okay, Tim, Tim, 277 00:21:06.920 --> 00:21:10.519 let's just skip. Let's just cut right to the chase. And it wouldn't 278 00:21:10.519 --> 00:21:14.200 matter what car you're buying and where you're buying it. This is called a 279 00:21:14.279 --> 00:21:22.400 misrepresentation of a material fact. Now, if this was a damage thing, 280 00:21:22.480 --> 00:21:27.240 if this cost you damage, it's considered bait and switch. It is not 281 00:21:27.480 --> 00:21:33.480 considered bait and switch if it's a mistake, or if it's an oversight or 282 00:21:34.039 --> 00:21:40.359 a misunderstanding. If they did it once, if they did it on a 283 00:21:40.440 --> 00:21:47.160 dozen vehicles, or month after month after month, even after it was brought 284 00:21:47.160 --> 00:21:52.039 to their attention, it would be considered egregious or what's called bait and switch. 285 00:21:52.160 --> 00:21:57.359 That's what the f the Federal Trade Commission says. Here is a mistake 286 00:21:57.440 --> 00:22:02.000 a lot of us make. Now I'm not saying you made a mistake. 287 00:22:02.039 --> 00:22:07.359 I'm saying a mistake and impression. We think that when something is advertised, 288 00:22:07.799 --> 00:22:15.559 they must deliver it, and that's not true. Only if there was civil 289 00:22:15.680 --> 00:22:22.200 damages that you relied on, you flew out there, you made special arrangements, 290 00:22:22.240 --> 00:22:26.200 you lost another deal, whatever, whatever, whatever. But that's only 291 00:22:26.359 --> 00:22:32.880 if it wasn't a mistake. The Federal Trade Commission and the state attorney general, 292 00:22:33.240 --> 00:22:37.880 all the authorities for the fifty years I've been doing this for consumers. 293 00:22:37.680 --> 00:22:41.640 What they do is they give you a break if it's a mistake, and 294 00:22:41.680 --> 00:22:45.200 they look at your pattern. If you have a pattern of doing this, 295 00:22:45.720 --> 00:22:49.720 a pattern of deceit, if you have a track record of tricking people into 296 00:22:49.759 --> 00:22:55.720 coming to the dealership, then there could be a problem. Now that's the 297 00:22:55.839 --> 00:22:57.200 law part of it. I don't mean the law part. I mean the 298 00:22:57.759 --> 00:23:02.279 enforcement part of it. Now, let's talk about the practical part of it. 299 00:23:02.599 --> 00:23:06.759 In my opinion, they should have just given it to you and and 300 00:23:07.079 --> 00:23:11.880 it should have been a really good good will thing, you know. Yeah, 301 00:23:11.960 --> 00:23:17.200 now what I thought that? Now? Mark? Are you there? 302 00:23:17.279 --> 00:23:22.160 Is Mark on today? He just texted me, is he honor off? 303 00:23:22.200 --> 00:23:26.319 So right now we're a little shorter on accesses. So he's going to come 304 00:23:26.319 --> 00:23:30.599 on a little bit later, okay, because he said something about an experience 305 00:23:30.640 --> 00:23:36.880 with a planet. So Tom, yeah, I want to tell you that 306 00:23:37.079 --> 00:23:42.279 I checked their website today. Yeah, and they have changed the hour price 307 00:23:42.480 --> 00:23:49.000 to thirty seven seven oh seven, but they have not removed the toe package 308 00:23:49.039 --> 00:23:52.279 from the key features. Will they do it? Okay? Almost? Will 309 00:23:52.319 --> 00:23:56.279 they almost guarantee you that they won't sell it to you for thirty seven seven 310 00:23:56.319 --> 00:24:00.200 oh seven. Well, then if they can keep doing that, that would 311 00:24:00.200 --> 00:24:07.680 be a problem. But here's the deal. You'd have to show this that 312 00:24:07.799 --> 00:24:11.519 it is a pattern. So here's what I'd like to know if they would 313 00:24:11.599 --> 00:24:17.440 sell it for that. But here's another thing. Just because the toe package 314 00:24:17.680 --> 00:24:22.440 is considered one thing from corporate, they could consider I mean, I don't 315 00:24:22.480 --> 00:24:26.720 know where you get a definition of the toe package at Planet Hyundai. I 316 00:24:26.759 --> 00:24:33.839 don't know, because when I didn't, I got it from Hyundai's motor their 317 00:24:34.039 --> 00:24:37.480 corporate. Well, no, I get that. I get that. But 318 00:24:37.599 --> 00:24:41.880 for example, I got on a tap with it with a fellow. No, 319 00:24:41.000 --> 00:24:45.920 I get that, But they weren't from Planet Hyundai. They weren't. 320 00:24:45.000 --> 00:24:48.880 Did you ask Planet Hyundai before you made an offer and went out there what 321 00:24:49.039 --> 00:24:56.839 the toe package entailed? I when I checked to make sure that it had 322 00:24:56.880 --> 00:25:00.799 one, I was going to do the deal at thirty eight something, and 323 00:25:00.960 --> 00:25:06.279 I think we should have somebody call over there and clarify this. And he 324 00:25:06.319 --> 00:25:10.640 said, no, that tow package means that it's just pre wired. Well 325 00:25:10.720 --> 00:25:14.960 okay, but listen, what I'm what I'm getting at is if that truly 326 00:25:15.200 --> 00:25:18.839 is what it is to them. I mean, I don't know what it 327 00:25:18.920 --> 00:25:22.559 means to them. Now. When I, for example, buy a truck, 328 00:25:22.640 --> 00:25:26.359 or used to buy a truck with a toe package, it would include 329 00:25:26.160 --> 00:25:34.119 the wiring, and it would include the receiver on the back, or at 330 00:25:34.200 --> 00:25:41.480 least the receiver, sometimes not the wiring. And so was there a receiver 331 00:25:41.599 --> 00:25:48.160 on this one? No? Okay, there should be at least if it's 332 00:25:48.200 --> 00:25:52.480 a toe package, I don't buy it with the wiring. There needs to 333 00:25:52.519 --> 00:25:56.279 be at least a receiver on the back. It doesn't have to have the 334 00:25:56.319 --> 00:26:00.359 ball that goes into the but it should at least have that receiver installed. 335 00:26:00.920 --> 00:26:03.160 Well, yeah, I was. I didn't assume that it would have the 336 00:26:03.240 --> 00:26:07.680 ball or I don't need the ball, okay, because you would just stick 337 00:26:07.720 --> 00:26:11.119 it in the receiver. Here's what I'd like to do. I'd like to 338 00:26:11.160 --> 00:26:14.240 call over there. We got to give this to somebody. No, and 339 00:26:14.279 --> 00:26:17.279 if they still have it on there and they won't sell it. Did you 340 00:26:17.359 --> 00:26:22.240 call to find out if they would sell it for that price for seven seven 341 00:26:22.359 --> 00:26:30.039 yeah no no, no for the new for the new price seven seven yeah 342 00:26:30.079 --> 00:26:33.559 no, I haven't. Would you do that please and we'll get Please do 343 00:26:33.640 --> 00:26:36.640 that. I mean, I really want you to do that because if they 344 00:26:36.839 --> 00:26:41.319 because then they could say it was a mistake, we corrected it, and 345 00:26:41.400 --> 00:26:44.880 then they'd be right. But if they still won't sell it for that, 346 00:26:45.160 --> 00:26:48.279 there's a problem. Call I want I want you to call us back. 347 00:26:48.319 --> 00:26:51.680 I'm not going to give it to anybody until you try to buy it for 348 00:26:51.720 --> 00:26:56.039 that price. Three oh three seven to one three talk seven one three eight 349 00:26:56.119 --> 00:27:03.200 two five five Listen Denver Regent. If you're looking for semaglutide in a compounded 350 00:27:03.279 --> 00:27:07.200 form for weight loss, you can do it at just two hundred and fifty 351 00:27:07.319 --> 00:27:11.839 bucks a month at Denverregen dot com. And you know there's a shortage and 352 00:27:11.880 --> 00:27:17.400 you know that it's way more expensive than that if you do the brand name 353 00:27:17.519 --> 00:27:26.279 Denverregen dot com. Go with a sure thing Denver's Best Roofer Excel roofing dot 354 00:27:26.319 --> 00:27:33.000 com. You don't pay a cent until you're content. Time for an insurance 355 00:27:33.079 --> 00:27:37.519 check up free no obligation comparison call Compass Insurance paying too much your coverage at 356 00:27:37.559 --> 00:27:41.279 dozens of insurance companies find out now three O three seven to seven to one 357 00:27:41.400 --> 00:27:45.039 help. You'll think you're his only customer when you choose Frank durand the real 358 00:27:45.119 --> 00:27:49.720 estate Man dot com to list your home with Remax Alliance three oh three nine 359 00:27:49.720 --> 00:27:56.319 two zero sixteen twenty two. Hi Tom Martino here, Steve Sizzek with us 360 00:27:56.359 --> 00:28:03.079 from Larsen Tags Relief. You can tell at five seven seven three nine And 361 00:28:03.160 --> 00:28:07.880 what you do is put a Tom in the subject and it'll get to us. 362 00:28:08.640 --> 00:28:15.440 So, Steve, we have a question, and that is on extensions 363 00:28:15.480 --> 00:28:18.799 coming up? Can can you file that online without a signature? Can their 364 00:28:18.839 --> 00:28:26.319 account and do it? Hold on sir go ahead. You can file online 365 00:28:26.640 --> 00:28:29.519 just on IRS dot goes. It doesn't require signature, but you do have 366 00:28:29.559 --> 00:28:30.640 to have an account with IRS in order to do that, So you have 367 00:28:30.680 --> 00:28:34.440 to create your online account three IRS dot goes. But your accountant can then 368 00:28:34.480 --> 00:28:37.799 file it without going without having you sign it. Yeah, your accountant can 369 00:28:37.839 --> 00:28:41.200 do that for you. Don't need a doc you sign or anything. No, 370 00:28:41.559 --> 00:28:45.559 and just ask for them to send you a copy of that A transcript 371 00:28:45.559 --> 00:28:48.039 to the fact that they filed it, because just if they tell you that 372 00:28:48.039 --> 00:28:49.640 they did it doesn't mean they actually did it. You'd want verification of that. 373 00:28:51.440 --> 00:28:56.240 All right, three oh three seven one three. Talk. Now we 374 00:28:56.359 --> 00:29:04.200 have Mike an issue with the dentist. Mike. What's going on? Hey, 375 00:29:04.240 --> 00:29:11.359 Mike, I'm hoping he's there mine. Are you there? Just lost 376 00:29:11.400 --> 00:29:15.960 him? I'm so sorry. I'll try to get him back. No, 377 00:29:15.000 --> 00:29:21.359 it's okay. James has a follow up with Solar an offence issue. He's 378 00:29:21.400 --> 00:29:27.759 working James, you're working with Chopper. When was your original call approximately three 379 00:29:27.799 --> 00:29:33.319 weeks ago? And what was it about? James? Did you? First 380 00:29:33.319 --> 00:29:36.279 of all, I see, let me let me find your call. Go 381 00:29:36.279 --> 00:29:38.400 ahead, I'll keep talking. Go ahead, I mean I'll keep listening. 382 00:29:38.440 --> 00:29:45.279 Go ahead, sir. What's going on? It's done a fence for a 383 00:29:45.319 --> 00:29:51.440 Denver County solar panel field. And when we had finished the fence, the 384 00:29:51.480 --> 00:29:56.279 company stopped answering the phones. Is this is this in Colorado's? This is 385 00:29:56.319 --> 00:30:03.240 not Colorado Springs? Is it? Oh? Denver? Okay, keep going, 386 00:30:03.279 --> 00:30:07.880 sir. So they just wouldn't answer their phone. Then they sent an 387 00:30:07.880 --> 00:30:12.039 email saying and they wouldn't pay at all and that I've never gotten out before. 388 00:30:12.240 --> 00:30:19.079 So I reached out to you guys and through through your help and uh 389 00:30:19.200 --> 00:30:23.400 you're you know the different things. Uh. They finally about two days ago 390 00:30:23.440 --> 00:30:30.640 they paid good. So so they paid money that you would put down. 391 00:30:32.480 --> 00:30:36.839 Uh, they had paid money ode on the final payment for the project that 392 00:30:36.880 --> 00:30:40.920 they're trying to we hel out of. Oh I see, Tom, it's 393 00:30:40.960 --> 00:30:45.720 a dinger call. Yeah, it is a dinger call. Now since you 394 00:30:45.880 --> 00:30:49.319 handled it, do you remember the details, chopper? Yes, what happened 395 00:30:49.359 --> 00:30:56.200 is there's like a big subcontractor out there at d I A and there's a 396 00:30:56.240 --> 00:31:00.759 middle one that was kind of screwing this guy over. Well that's wrong, 397 00:31:00.920 --> 00:31:04.839 and I contacted the big guy and said, come on help the little guy 398 00:31:04.880 --> 00:31:11.519 out and they did. It's a ten thousand dollars dinger. Wow, that 399 00:31:11.720 --> 00:31:18.559 is pretty cool. Yeah, I remember that guy got That guy got paid. 400 00:31:18.640 --> 00:31:22.519 The general got paid right, but the sub but he didn't but our 401 00:31:22.599 --> 00:31:27.319 guy here didn't correct Yep, I remember that. Cool. Thank you for 402 00:31:27.400 --> 00:31:30.400 that follow up, Man's that made me feel good more. Coming right up, 403 00:31:36.000 --> 00:31:40.079 go with a sure thing Denver's best roofer Excel roofing dot com. You 404 00:31:40.079 --> 00:31:47.119 don't pay a cent until you're content. Time for an insurance check up free 405 00:31:47.200 --> 00:31:51.839 no obligation. In comparison, call Compass Insurance paying too much your coverage at 406 00:31:51.880 --> 00:31:55.599 dozens of insurance companies find out now three O three seven to seven to one 407 00:31:55.720 --> 00:31:59.359 help. You'll think you're his only customer when you choose Frank Durand the real 408 00:31:59.440 --> 00:32:04.480 estate man to list your home with Remax Alliance three all three nine two zero 409 00:32:04.599 --> 00:32:16.240 sixteen twenty two. Hi Tom Martino, your troubleshooter. Okay, Larson tax 410 00:32:16.240 --> 00:32:20.359 relief with US eight four or four lars in tax? Steve says it an 411 00:32:20.359 --> 00:32:23.839 attorney at law who works there as an Enrold agent and he does long also, 412 00:32:23.960 --> 00:32:28.400 but for himself, and I mean for his firm. Now I want 413 00:32:28.400 --> 00:32:31.079 to ask Steve a question. So, even though you're filing an extension, 414 00:32:31.160 --> 00:32:35.240 you still have to pay, right, people need to know that, Yeah, 415 00:32:35.319 --> 00:32:37.440 it's an extension of file not to pay. So if you feel like 416 00:32:37.440 --> 00:32:40.519 you're going to owe, then you need to either pay one hundred percent of 417 00:32:40.519 --> 00:32:44.319 what you owed the previous year or ninety percent of what you think you're going 418 00:32:44.359 --> 00:32:47.279 to whichever's greater. Now, what if you don't and you want an installment. 419 00:32:47.839 --> 00:32:51.519 Isn't there an automatic thing you can do, like just send in a 420 00:32:51.599 --> 00:32:53.720 payment saying I want an installment or how does that work? So if you 421 00:32:53.799 --> 00:32:57.559 do file the return and there's a balance on there and it's below a certain 422 00:32:57.599 --> 00:33:00.519 amount, you can actually file a form with the returns saying hey, I'd 423 00:33:00.559 --> 00:33:02.160 like to go ahead and pay installments on that And on that form, does 424 00:33:02.240 --> 00:33:06.039 it tell you what payments they're going to be? Like, does it have 425 00:33:06.079 --> 00:33:07.880 a schedule for what you owe and what the payments? Typically it does, 426 00:33:07.920 --> 00:33:10.359 and it's got like a calculator that UCB it can help you out with. 427 00:33:10.440 --> 00:33:14.039 Or there's even instructions on there as to what they'll accept and what they want 428 00:33:14.079 --> 00:33:16.200 to accept then and what form? Do you know what formula? I think 429 00:33:16.200 --> 00:33:19.480 it's a nine four or five three? Don't quote me on that, Okay, 430 00:33:19.519 --> 00:33:21.640 Now it's similar to that you can look at up. So basically there's 431 00:33:21.640 --> 00:33:24.240 a form for an extension with installment, but that's only up to a certain 432 00:33:24.279 --> 00:33:28.559 amount. Right, If it's over that amount, they don't even you cannot 433 00:33:28.559 --> 00:33:30.079 get an installment you can get in a selven agreement. You have to either 434 00:33:30.119 --> 00:33:34.759 you have to negotiate with the automated collections and is that what an enrolled agent 435 00:33:34.839 --> 00:33:36.880 does too? Is that what you can know? Yeah, yeah, Larsen 436 00:33:36.920 --> 00:33:38.240 that's one of the best things that Larsen is very good at. Actually, 437 00:33:38.240 --> 00:33:39.599 it was one of the best things. We're good at it, whether you 438 00:33:39.640 --> 00:33:43.960 it's a personal liability a business liability trust fund? Is negotiating. Is we 439 00:33:44.039 --> 00:33:46.200 negotiate when it gets to a point where you can't do it yourself or you 440 00:33:46.200 --> 00:33:49.519 don't want to sit on four hours, you know, on hold with the 441 00:33:49.559 --> 00:33:51.960 irs and have some idiot pick up the phone and tell you that you know 442 00:33:52.000 --> 00:33:54.599 you're the wrong person. Were the people that can handle that? You can 443 00:33:54.640 --> 00:33:58.960 take that brain damage off off your desk for you. That's important to know 444 00:33:59.039 --> 00:34:02.559 because I think that is one of the areas where we get intimidated. Does 445 00:34:02.559 --> 00:34:06.359 that mean you have to sit on We don't have a lot of time, 446 00:34:06.400 --> 00:34:08.000 But do you have to sit on the phone or do you have special numbers 447 00:34:08.000 --> 00:34:10.039 to call for them? We have it, We have special numbers. Lead 448 00:34:10.159 --> 00:34:13.559 all right, now we have more coming up. Get your calls into me 449 00:34:13.679 --> 00:34:15.320 three oh three Martino three oh three, six, two seven, eight, 450 00:34:15.360 --> 00:34:20.000 four sixty six, or of course our regular call numbers three oh three, 451 00:34:20.119 --> 00:34:25.119 seven one, three talk seven one three eight two five five more coming up, 452 00:34:30.199 --> 00:34:34.280 Go with a sure thing Denver's Best roofer Excel Roofing dot com. You 453 00:34:34.320 --> 00:34:40.480 don't pay a cent until you're contenth time for an insurance check up free no 454 00:34:40.559 --> 00:34:46.519 obligation comparison call Compass Insurance paying too much your coverage at dozens of insurance companies 455 00:34:46.599 --> 00:34:51.039 find out now three oh three seven seven to one help. You'll think you're 456 00:34:51.039 --> 00:34:53.960 his only customer when you choose Frank Durand the real estate Man dot com to 457 00:34:54.039 --> 00:34:59.559 list your home with Remax Alliance. Three oh three nine two zero sixteen twenty 458 00:34:59.559 --> 00:35:13.159 two. Yeah, ripped up. You need advice so you don't have come. 459 00:35:13.320 --> 00:35:17.519 Run in just as fast as you can. Shooter's gonna help. Come. 460 00:35:19.119 --> 00:35:24.440 Man Dix is the Troubleshooter Show. No Tom Martine, Hi, I'm 461 00:35:24.480 --> 00:35:30.639 Tom Martino. Welcome to the show. Three oh three seven one three talk 462 00:35:30.719 --> 00:35:36.519 three oh three seven one three eight two five five. On this wide shot, 463 00:35:36.599 --> 00:35:39.960 you're gonna see uh my buddy here, Steve Sizzeck, an attorney at 464 00:35:40.000 --> 00:35:45.920 law. He is with Larsen Tax Relief, and we're talking about problems in 465 00:35:45.920 --> 00:35:50.000 that area. A lot has to do with collection. If you have any 466 00:35:50.079 --> 00:35:52.679 questions, give us a call. Audits collections. Now they don't do normal 467 00:35:52.719 --> 00:35:58.880 tax returns for people, but if someone hasn't let's say someone hasn't filed in 468 00:35:58.880 --> 00:36:01.000 ten or fifteen years or eight years or six years or five years, they 469 00:36:01.039 --> 00:36:05.480 get a notice and they want to do something. Now, you don't actually 470 00:36:05.519 --> 00:36:07.559 do the returns, but you give them counseling or do you do the returns 471 00:36:07.559 --> 00:36:10.920 in those cases? What do you do in those cases? So Larson actually 472 00:36:10.920 --> 00:36:14.960 does have a separate branch. It's independent of Larsen, but it's still got 473 00:36:15.000 --> 00:36:17.920 the Larsen so you they will do that. Okay, good, So you 474 00:36:19.039 --> 00:36:23.159 can person you can help get someone back into the system. Yeah, and 475 00:36:23.159 --> 00:36:25.559 it's kind of nice too because you can just call one person and we can 476 00:36:25.639 --> 00:36:29.480 you know, they can forge you to the return Preparation unit. They can 477 00:36:29.519 --> 00:36:31.519 get that done. Who can then communicate with the services unit, you know, 478 00:36:31.559 --> 00:36:35.440 where we can represent you based on what youo. So it can kind 479 00:36:35.480 --> 00:36:39.440 of be a one stop shop if you've got things that are fairly straightforward as 480 00:36:39.440 --> 00:36:42.840 far as getting those returns done. If you need a more complicated and in 481 00:36:42.840 --> 00:36:45.679 complex the you know, a series of returns. We have CPA references as 482 00:36:45.679 --> 00:36:50.599 well. Okay, Now, earlier, we had a guy call up and 483 00:36:50.639 --> 00:36:58.119 he said, I saw online an ad and it was for a Hundai on 484 00:36:58.239 --> 00:37:01.800 Planet Hyundai's website, and I said tow package and it was listed for a 485 00:37:01.800 --> 00:37:05.760 certain price, and I called and I wanted to buy it, and they 486 00:37:05.760 --> 00:37:08.280 said, no, no, no, no, that doesn't have the toe 487 00:37:08.280 --> 00:37:13.440 package. Like you think that's just some wiring and stuff. He says, 488 00:37:13.480 --> 00:37:15.559 no, no, no, Hyundai says, a tow package is a tow 489 00:37:15.679 --> 00:37:22.880 package. Now, usually a tow package in my experience with Chevy and trucks, 490 00:37:23.760 --> 00:37:28.840 there's a receiver on it. Sometimes there's wiring. I don't know if 491 00:37:28.880 --> 00:37:32.000 you've ever bought a tow package, but usually it's that now like you buy 492 00:37:32.039 --> 00:37:36.480 our vs have tow packages. Pickup trucks have tow packages. So anyway, 493 00:37:36.960 --> 00:37:39.039 so then Tim said, but they, and I said, as far as 494 00:37:39.079 --> 00:37:44.480 bait and switch, bait and switch is a very difficult thing to prove civilly 495 00:37:44.880 --> 00:37:51.119 and a lot of people automatically assume if something is advertised that they must sell 496 00:37:51.159 --> 00:37:53.400 it to you for that amount, and they think they have some legal right, 497 00:37:53.840 --> 00:38:00.639 and really it isn't automatic. But the Federal Trade Commission does look down 498 00:38:00.719 --> 00:38:07.800 on companies and will enforce certain laws and penal and penalized companies who do true 499 00:38:07.840 --> 00:38:10.840 bait and switch. A true bait and switch is where they won't correct it, 500 00:38:12.360 --> 00:38:15.440 or they keep it going, or they know there's a problem, but 501 00:38:15.480 --> 00:38:17.280 that it's bringing a lot of people in, so yeah, let's do it. 502 00:38:19.000 --> 00:38:24.039 True mistakes are not considered bait and switch. Now. Having said that, 503 00:38:24.159 --> 00:38:30.880 Tim said they did change the ad after I complained about that thirty six 504 00:38:30.960 --> 00:38:35.800 thousand some odd dollars and they changed it to thirty seven some odd dollars. 505 00:38:36.199 --> 00:38:42.920 And I said, I said, listen, uh see if you can buy 506 00:38:42.920 --> 00:38:45.239 it for that, And if you can, then they did make a mistake 507 00:38:45.280 --> 00:38:49.559 and they corrected it. So I asked them to call them before we got 508 00:38:49.559 --> 00:38:53.480 involved, because if they're now advertising it instead of instead of thirty six seven 509 00:38:53.639 --> 00:38:58.480 h seven, what is it advertised at? Tim? What was that? 510 00:38:58.800 --> 00:39:05.000 What is it now advertised that thirty seven seven seven? Okay? And at 511 00:39:05.079 --> 00:39:09.360 thirty seven seven another thousand bucks at that price. They added a thousand bucks 512 00:39:09.440 --> 00:39:15.679 to it acknowledging their mistakes. So theoretically you should be able to buy it 513 00:39:15.719 --> 00:39:22.639 with the toe package for that. So won't say no, it's thirty eight. 514 00:39:23.960 --> 00:39:30.360 Thirty eight to two oh seven is their bottom dollar. And it they 515 00:39:30.400 --> 00:39:35.159 are still saying that the tow package is just the pre wiring, uh in 516 00:39:35.199 --> 00:39:39.360 case you want to put on a tow package. See, that's where we 517 00:39:39.519 --> 00:39:44.760 have to figure out we really do. I'm going to look at there like, 518 00:39:44.760 --> 00:39:50.239 like, what is the definition of a tow package? Now before tim, 519 00:39:50.280 --> 00:39:52.480 I understand? No, I get it, I get it. I'm 520 00:39:52.480 --> 00:39:59.639 going to say that Hyundai or Hyundai in their chat with you told you it 521 00:39:59.719 --> 00:40:07.880 was w go ahead, I'd have to pull it up just a second. 522 00:40:07.920 --> 00:40:10.199 I've got it real close. Yeah, I'm just curious what they say it 523 00:40:10.280 --> 00:40:15.199 is. Okay, they already Teaver made him. They said, the tow 524 00:40:15.320 --> 00:40:22.960 package for the twenty twenty four CENTA Cruz includes a Class four hitch receiver, 525 00:40:23.679 --> 00:40:30.480 a wiring harness, and a trailer hits ball. The maximum toy capast is 526 00:40:30.159 --> 00:40:34.320 okay, got it? So? And you did that on a chat right, 527 00:40:35.840 --> 00:40:40.280 yes, with the corporate website. Did you tell that to Planet Hyundai? 528 00:40:43.760 --> 00:40:46.880 Oh? Yeah, and what did they say? They said, no, 529 00:40:46.880 --> 00:40:50.960 no, no, that's not what it means. They said, it's 530 00:40:51.079 --> 00:40:54.159 just a wiring pre wiring back to the back of the trucks. You don't 531 00:40:54.159 --> 00:40:58.639 have to run the wiring all the way. Now, here's my case, 532 00:40:58.760 --> 00:41:05.519 you want to put in an AFT market. Here's my question for people listening 533 00:41:05.079 --> 00:41:09.000 Planet Hyundai as a dealer. They're an independent dealer. I mean they are, 534 00:41:09.039 --> 00:41:13.760 They're not owned by Hyundai. Are they allowed to have their own definition 535 00:41:13.840 --> 00:41:17.960 of a toe package? I mean? And is it disclosed anywhere? Because 536 00:41:19.000 --> 00:41:25.039 to me, saying toe package means more than wiring, you know, So 537 00:41:27.159 --> 00:41:30.920 I want to know what people think. So did you say to them that 538 00:41:32.480 --> 00:41:36.760 you talked? Oh you didn't tell them. So who are you talking to 539 00:41:37.000 --> 00:41:43.159 over at Planet Hyundai. Well, I've been talking everyway. I've talked to 540 00:41:43.199 --> 00:41:47.320 the general manager, the sales MANA okay, So the general manager did talk 541 00:41:47.360 --> 00:41:53.920 to you. He was a general manager day with John something? Was it 542 00:41:54.000 --> 00:42:01.800 the general sales manager? What was the general sales manager or the general manager? 543 00:42:01.840 --> 00:42:06.800 Do you know? He said he was a general manager? Nice? 544 00:42:06.800 --> 00:42:08.039 All right, here's what I want to do. Here's what I want to 545 00:42:08.239 --> 00:42:13.000 tell me. That's who they are. I don't know whether they're really I 546 00:42:13.039 --> 00:42:15.480 get it, I get it. I just meant general. There's a lot 547 00:42:15.559 --> 00:42:20.280 of people say they're the general sales manager and we hear general manager. But 548 00:42:20.320 --> 00:42:24.280 here's what I want to do. I think there's something going on here. 549 00:42:24.400 --> 00:42:30.000 I would like to talk to someone over there about this case. Specifically. 550 00:42:30.840 --> 00:42:37.519 I acknowledge that they change the price accordingly. That's good. They said, 551 00:42:37.559 --> 00:42:42.559 Hey, we made a mistake, so now it's not thirty seven it's now 552 00:42:42.760 --> 00:42:46.119 or because it's not thirty six something, it's thirty seven something. But even 553 00:42:46.159 --> 00:42:52.079 when you call it thirty seven something, they won't sell it at that price. 554 00:42:52.320 --> 00:42:55.199 Or are you saying they will sell it at that price? But the 555 00:42:55.239 --> 00:43:00.360 toe package is the wiring only is that would be because they will sell it 556 00:43:00.400 --> 00:43:05.320 at thirty seven. So now it comes down to the definition of toe package. 557 00:43:05.719 --> 00:43:09.519 Is that what they're saying or are they saying what's that? They won't 558 00:43:09.519 --> 00:43:15.440 sell it to me at thirty seven seven if you wanted it the way it's 559 00:43:15.480 --> 00:43:21.159 equipped in that ad with their definitions, would they sell it for thirty seven? 560 00:43:21.239 --> 00:43:25.719 Yes, they would. They won't sell it with the hitch that you 561 00:43:25.800 --> 00:43:30.239 want for thirty They won't sell it without the hitch for thirty seven seven oh 562 00:43:30.280 --> 00:43:36.480 seven. They won't it as is for thirty seven seven O seven it's thirty 563 00:43:36.480 --> 00:43:42.239 eight too, then why is it advertised for thirty seven? I don't know. 564 00:43:43.400 --> 00:43:49.320 Come on, Tim, are you joshing me? Bro? You just 565 00:43:49.480 --> 00:43:53.199 called them to the guy Tom. Their site says it's a six hundred and 566 00:43:53.239 --> 00:44:00.440 fifty dollars and it's wiring and receiver. Really, yes, sir, really, 567 00:44:01.039 --> 00:44:06.880 so they define it as toe package being a receiver and wiring. You 568 00:44:07.000 --> 00:44:10.400 found it on their website. I found it on a Google on the Hyundai 569 00:44:10.480 --> 00:44:15.039 shop website. No, I'm not talking about that. I'm talking about this 570 00:44:15.159 --> 00:44:19.000 Hyundai Planet Hyundai. No, I didn't go to Planet Hollywood. I'll tell 571 00:44:19.159 --> 00:44:22.960 but I don't care. It's Planet Hundai. And by the way, by 572 00:44:22.039 --> 00:44:29.480 the way, that's enough for me. If the damn industry and Hyundai itself 573 00:44:29.800 --> 00:44:34.880 defines it as a hitch and wiring, then that's what a toe package is. 574 00:44:35.480 --> 00:44:37.239 You don't get to make up your own idea of what it is. 575 00:44:37.480 --> 00:44:42.000 What if their idea of a turbo was someone who farts at it? I 576 00:44:42.000 --> 00:44:45.079 mean, come on, you know you gotta so here's what I'd like you 577 00:44:45.159 --> 00:44:52.679 to do, Chopper. I really I'm concerned because he said, let's forget 578 00:44:52.679 --> 00:44:55.480 about the toe package right now. He said, what's advertised right now? 579 00:44:55.559 --> 00:45:01.559 They won't sell for that price, then why is it advertised? I'm on 580 00:45:01.679 --> 00:45:06.760 Planet Hyundai right now? Where is that? Where's that car listed for thirty 581 00:45:06.840 --> 00:45:14.920 seven? Where is it? I want to make sure we just Planet Hondai's 582 00:45:15.119 --> 00:45:19.880 website and go to Santa Cruz. It's they give you a list of all 583 00:45:19.920 --> 00:45:25.800 our Santa Cruzes. Andy, wait, Santa Cruz on Planet Hyundai. I 584 00:45:25.800 --> 00:45:30.280 did get that. It's okay. You're talking about the Santa Cruz on the 585 00:45:30.320 --> 00:45:37.840 Planet Hyundai site. Yes, okay, And you're telling me they have it 586 00:45:37.000 --> 00:45:43.920 listed four. I'm looking for it. I can't find it. I'm looking 587 00:45:43.960 --> 00:45:47.480 for the one you're talking about. Is it a twenty twenty four? Yeah? 588 00:45:47.800 --> 00:45:53.480 Let me okay? Is it thirty seven seven oh seven? Yeah? 589 00:45:54.039 --> 00:46:00.960 They still have that one there? It's it's sand color. It's called I 590 00:46:00.039 --> 00:46:04.280 see it, man, what a beautiful car. I see it? Hold 591 00:46:04.280 --> 00:46:09.280 on yeah and th row middle. I see it. So here it is. 592 00:46:09.960 --> 00:46:17.760 It's it's thirty seven seven oh seven, right, okay. Then I 593 00:46:17.880 --> 00:46:22.599 want to look at it and it says, damn it, you got it, 594 00:46:22.639 --> 00:46:25.760 and it says toe package. So but you're saying they won't even sell 595 00:46:25.800 --> 00:46:30.320 it. Just that vehicle itself, that unit number, they will not sell. 596 00:46:31.679 --> 00:46:36.880 Well, he told me that he'd have to see for sure that it's 597 00:46:37.159 --> 00:46:40.840 got the dealer choice bonus cash. But he said he didn't think he did. 598 00:46:42.039 --> 00:46:45.039 But it says it on the site that it has it. I know, 599 00:46:45.159 --> 00:46:49.599 it says it is all right, you know what this is getting ridiculous. 600 00:46:49.840 --> 00:46:54.199 The site says thirty seven seven oh seven and it says dealer bonus cash 601 00:46:54.280 --> 00:46:58.920 minus five hundred bucks. So they're saying, well, we're not sure we 602 00:46:58.960 --> 00:47:02.159 can sell it for that that Now that that is pissing me off because now 603 00:47:02.239 --> 00:47:07.639 it was thirty six seven oh seven, right right right, they added a 604 00:47:07.679 --> 00:47:13.559 grand to it and say they still can't sell it. Yeah right, you 605 00:47:13.639 --> 00:47:17.440 know what, there's something going on here. I don't like this at all. 606 00:47:19.880 --> 00:47:24.280 I don't like this, Hey, chopper, go ahead, call them. 607 00:47:24.840 --> 00:47:31.280 Get this specific. Although here's another thing that's against the They have to 608 00:47:31.320 --> 00:47:37.079 have a unit number. Did you know that they're required to have a unit 609 00:47:37.159 --> 00:47:40.880 number on this ad? They have a stock number under the first heading. 610 00:47:42.679 --> 00:47:45.639 Okay, so if I go back, there's a stock number here, hold 611 00:47:45.679 --> 00:47:50.880 on three d's in dog. Okay, call them. Here's what I want 612 00:47:50.920 --> 00:47:52.079 you, Chopper, Here's what I want you to do. I want you 613 00:47:52.119 --> 00:47:55.079 to call them. I don't want to get into the nonsense about it once 614 00:47:55.159 --> 00:47:59.320 being thirty six, seven oh seven, now it's thirty seven. I just 615 00:47:59.360 --> 00:48:05.599 want to ask one quick, one question. Will you sell that vehicle at 616 00:48:05.719 --> 00:48:09.239 that price? Got it? Because you tell them who you are and tell 617 00:48:09.280 --> 00:48:14.920 them we were told you're not selling it for that price, and in our 618 00:48:15.000 --> 00:48:19.559 opinion, that's false advertising. I mean, come on. And then the 619 00:48:19.599 --> 00:48:23.000 next question is are there any cars on your site that you'll sell for the 620 00:48:23.079 --> 00:48:28.599 site price? Then the next question is what is your definition of a toe 621 00:48:28.599 --> 00:48:31.880 package? Because Hyundai disagrees with you if you say it's just wiring. So 622 00:48:32.119 --> 00:48:37.320 if you have all of that, Chopper, really this is I want I 623 00:48:37.360 --> 00:48:39.360 want to find out about it. I really do. I want to find 624 00:48:39.440 --> 00:48:45.039 that this sucks. I'm Tom Martine three oh three, seven to one three 625 00:48:45.079 --> 00:48:47.559 talk what do you guys think? I think it sucks and I think we 626 00:48:47.599 --> 00:48:52.440 should call them on it. And you know that that distresses me because I 627 00:48:52.480 --> 00:48:54.039 always thought they were such a good dealer. I'm not saying I have any 628 00:48:54.039 --> 00:48:58.280 connection to them, but yeah, it just bothers me. By the way, 629 00:48:58.360 --> 00:49:02.079 Dan McKenzie does wills and trust. Dan McKenzie does estate planning as well. 630 00:49:02.159 --> 00:49:06.960 He's one of the attorneys we highly recommend mackenzie Law. You can always 631 00:49:07.000 --> 00:49:09.800 find Dan. He's one of our experts on the show McKenzie Law. Call 632 00:49:09.920 --> 00:49:16.679 him for wills, simple wills, transferring your businesses, even asset protection trusts 633 00:49:17.039 --> 00:49:28.599 McKenzie Law eight three three C plans go with a sure thing Denver's best rufer 634 00:49:28.760 --> 00:49:35.960 Excel roofing dot com. You don't pay a cent until you're content. Time 635 00:49:35.960 --> 00:49:40.239 for an insurance check up free no obligation comparison call Compass Insurance paying too much 636 00:49:40.360 --> 00:49:45.440 your coverage at dozens of insurance companies find out now three O three seven to 637 00:49:45.440 --> 00:49:49.079 seven to one help. You'll think you're his only customer when you choose Frank 638 00:49:49.159 --> 00:49:52.679 durand the real estate Man dot com to list your home with Remax Alliance three 639 00:49:52.920 --> 00:50:00.239 three nine two zero sixteen twenty two. You know, I I want to 640 00:50:00.280 --> 00:50:04.559 call Mark here because he says he's had a similar situation with these guys. 641 00:50:04.800 --> 00:50:07.159 I'm gonna call him right this second. Hold on and I'm calling him. 642 00:50:07.480 --> 00:50:10.119 He knows I'm calling him, So where is he? Come on? Mark? 643 00:50:10.480 --> 00:50:15.159 Okay? There it is. Let me call him this this is wrong, 644 00:50:15.280 --> 00:50:27.920 man, let me just call him. Hey, So, Mark, 645 00:50:28.199 --> 00:50:34.960 you had this situation with Planet Hyundai. You know this is getting weird, 646 00:50:36.079 --> 00:50:39.360 and I have Chopper calling him right now. What was your experience? So 647 00:50:39.840 --> 00:50:45.800 they had one of the last twenty twenty three Santa Fez left. So I 648 00:50:45.840 --> 00:50:49.599 sold our black win Er twenty twenty like I usually do. It had around 649 00:50:49.639 --> 00:50:53.639 forty thousand miles and I saw this one and they're one of these one price 650 00:50:53.719 --> 00:50:58.679 dealerships, so whatever it is is what? But I couldn't find another twenty 651 00:50:58.719 --> 00:51:01.679 twenty three brand new any where the one I wanted, which is you know, 652 00:51:01.840 --> 00:51:06.920 the Ultimate or it's got all the crap on it. So I call 653 00:51:07.039 --> 00:51:10.239 up and they're like, oh, well really that's this much and I'm like, 654 00:51:10.280 --> 00:51:13.400 well, what are you talking about? And at first they told me, 655 00:51:13.719 --> 00:51:19.440 well, the price you see there does not include the dealer options that 656 00:51:19.559 --> 00:51:21.840 are on it. And I said, what are you talking about? They 657 00:51:21.880 --> 00:51:24.239 said, well, this one's got running boards, so it's really not that 658 00:51:24.400 --> 00:51:29.400 price. It's another thousand bucks or whatever, and I'm thinking, huh. 659 00:51:29.440 --> 00:51:30.920 I didn't know quite what to make of that, but I'm like, oh, 660 00:51:30.920 --> 00:51:37.000 okay. So then I call back because I'm looking further on it, 661 00:51:37.039 --> 00:51:39.639 and I talked to someone else and they say, well, that vehicle's not 662 00:51:39.679 --> 00:51:44.000 even available. So at this point I'm going, what the hell's going on? 663 00:51:44.280 --> 00:51:49.119 So I end up going down there, and basically I threw a fit. 664 00:51:49.239 --> 00:51:52.199 I was like, it's not even close to the price you were advertising. 665 00:51:52.320 --> 00:51:55.840 Even if you add in the running boat, it wasn't even there. 666 00:51:57.119 --> 00:52:01.039 Made the math made no sense whatsoever. So finally I just said, listen, 667 00:52:01.480 --> 00:52:06.199 you know this is outrageous. I don't understand where you guys are getting 668 00:52:06.239 --> 00:52:10.880 this pricing. And the salesman are you still there? Mark? I can't 669 00:52:10.920 --> 00:52:15.079 call you here. He's only been on the radio. I don't know how 670 00:52:15.119 --> 00:52:22.039 many years with men. You got me so flustered thinking about these guys. 671 00:52:22.280 --> 00:52:24.320 But here's what I would do on the tow package. I've been listening. 672 00:52:24.400 --> 00:52:28.920 Check it out, man, look at one of the Santa Fees or one 673 00:52:28.920 --> 00:52:32.400 of the palacines. It says toe package, and call up someone else, 674 00:52:32.480 --> 00:52:37.119 call up not whoever is calling up right now, and say, hey, 675 00:52:37.159 --> 00:52:40.079 I'm interested in the palisade. Do you have any with the toe package? 676 00:52:40.320 --> 00:52:45.480 And then say does that include the receiver? What does that include and see 677 00:52:45.480 --> 00:52:47.400 what they say. My guess is they're going to say, well, yeah, 678 00:52:47.440 --> 00:52:51.679 of course it includes that. I think they just make stuff up when 679 00:52:51.679 --> 00:52:53.519 you call them. I don't trust them, man, although I did buy 680 00:52:53.559 --> 00:52:58.440 a vehicle from them. Now hold on because Raymond wants to comment on this. 681 00:52:58.519 --> 00:53:02.880 Go ahead, Raymond, what is your conservation? I was listening to 682 00:53:02.960 --> 00:53:10.199 your program, Tom so I decided to call Planet Hundi myself and we were 683 00:53:10.280 --> 00:53:16.239 discussing the tow package that the definition of the tow package should include include the 684 00:53:16.400 --> 00:53:27.400 receiver hit. And he told the sales manager told me that if corporates definition 685 00:53:28.679 --> 00:53:34.559 includes the receiver hit and the wiring, that they would give it to the 686 00:53:34.639 --> 00:53:43.239 gentleman. If he proves that corporate definition of tow package includes both of those. 687 00:53:44.079 --> 00:53:47.800 I'd never heard about it. Go ahead, let me say something about 688 00:53:47.840 --> 00:53:52.519 this coeitching. I need to say this listening to you talk about it on 689 00:53:52.599 --> 00:53:57.840 the air. No offense, but it seems ridiculous. There is no vehicle 690 00:53:57.960 --> 00:54:01.480 I have ever bought in my life that says it comes with the toe package 691 00:54:01.760 --> 00:54:06.880 and it doesn't include the receiver I am wiring. I have never heard of 692 00:54:07.280 --> 00:54:08.960 anything like it in my life. I know it I agree with you. 693 00:54:10.000 --> 00:54:14.760 If just the wiring's there, where the hell's the wiring in that, it 694 00:54:14.800 --> 00:54:19.960 doesn't even make sense. The wiring generally ends at the toehitch. I know, 695 00:54:20.119 --> 00:54:24.679 it's ridiculous. I mean, I just don't understand that. Maybe we 696 00:54:24.800 --> 00:54:29.800 call it seriously, and I don't know if it goes to the ownership. 697 00:54:29.800 --> 00:54:31.519 Because Mark and I had the discussion off the air the other day. He 698 00:54:31.559 --> 00:54:35.000 said, you know, I really don't trust Planet Hunday and I said, 699 00:54:35.639 --> 00:54:38.360 I think they're really good people. And I didn't want to get into specifics, 700 00:54:38.400 --> 00:54:42.840 but I kind of knew the owners years ago and I thought they're really 701 00:54:42.880 --> 00:54:46.760 good people. I don't understand, but they could have some management right now 702 00:54:46.800 --> 00:54:53.679 going rogue here because if they're routinely advertising prices they can't meet, well that 703 00:54:53.960 --> 00:54:58.679 sucks. And if they're saying, well, this guy that your callers said, 704 00:54:58.719 --> 00:55:02.480 originally it was Ford something and then he calls up, they're like thirty 705 00:55:02.519 --> 00:55:07.119 eight. Then they change it on the website. Now they're arguing what a 706 00:55:07.199 --> 00:55:12.320 toe package is. Any moron that's arguing a toe package is just wiring and 707 00:55:12.400 --> 00:55:15.239 that's it. There are a moron. What else can you say about them? 708 00:55:15.239 --> 00:55:20.320 Well, don't insult, don't insult. Are YouTube morons? But you're 709 00:55:20.400 --> 00:55:23.079 right, they are true. They are morons. Uh. Three oh three 710 00:55:23.199 --> 00:55:25.800 seven to one three talk Okay, Mark, I know you you have to 711 00:55:25.840 --> 00:55:30.119 go on that, but later, man, let's hook you up later. 712 00:55:30.159 --> 00:55:35.920 Okay, So we're done with Mark there. Okay, good and here's the 713 00:55:35.960 --> 00:55:39.280 deal. It's wrong, wrong, wrong, wrong, wrong, that's my 714 00:55:39.400 --> 00:55:44.239 opinion. Three o three seven one three talk seven one three two five five. 715 00:55:44.760 --> 00:55:50.480 Hey, renew Home Innovations does the best showers, and oh my god, 716 00:55:50.519 --> 00:55:54.559 they're beautiful stone residin walls, no maintenance, glass panels for the fronties, 717 00:55:54.639 --> 00:55:59.000 thick, beautiful glass. And then of course it's temperate glass and then 718 00:55:59.079 --> 00:56:04.000 no threshold walker, stumble over. It's a beautiful shower. Takes the place 719 00:56:04.039 --> 00:56:07.960 of that old ugly tub shower combo and they do it in two or three 720 00:56:07.039 --> 00:56:10.639 days, seventy two months to pay no interest three oh three nine zero four 721 00:56:10.800 --> 00:56:21.360 two thousand, go with a sure thing Denver's Best roofer Excel Roofing dot com. 722 00:56:21.400 --> 00:56:28.000 You don't pay a cent until you're content. Time for an insurance check 723 00:56:28.079 --> 00:56:31.360 up free, no obligation. In comparison, call compass insurance paying too much 724 00:56:31.480 --> 00:56:36.440 your coverage at dozens of insurance companies. Find out now three all three seven 725 00:56:36.519 --> 00:56:39.199 seven to one help. You'll think you're his only customer when you choose Frank 726 00:56:39.239 --> 00:56:44.800 durand the real estate man dot com to list your home with Remax Alliance three 727 00:56:44.880 --> 00:56:53.159 oh three nine two zero sixteen twenty two. Hi Tom Martino here THREEO three 728 00:56:53.199 --> 00:56:57.960 seven one three talk seven one three eight two five five you you're just joining 729 00:56:58.039 --> 00:57:02.039 us. Really, this discussion on Planet Hyundai is disturbing. We called some 730 00:57:02.079 --> 00:57:07.719 other Hyundai dealers. Toe packages include receivers and wiring. I mean to say 731 00:57:08.400 --> 00:57:14.599 that it has a tow package and it doesn't is just lying. And then 732 00:57:14.719 --> 00:57:17.880 the other thing is to have prices advertised that you can't get. And so 733 00:57:19.000 --> 00:57:23.079 this consumer call that said that it happened to him has now happened to him 734 00:57:23.119 --> 00:57:28.679 twice. And then Mark said it happened to him when he called they. 735 00:57:29.840 --> 00:57:34.000 I think they we can probably establish a pattern, and maybe we should go 736 00:57:34.039 --> 00:57:38.039 to the Attorney General and the Federal Trade Commission. It's wrong, It's absolutely 737 00:57:38.079 --> 00:57:42.679 wrong, and if we don't get the right answers from the general manager, 738 00:57:42.719 --> 00:57:45.639 then we go to the owners. Because I think it's wrong and I think 739 00:57:45.679 --> 00:57:49.679 they want to know about it. That's all so Planet Hundai. I mean, 740 00:57:50.360 --> 00:57:54.800 you know what sucks, what really sucks is that now this would make 741 00:57:55.360 --> 00:58:00.159 a total of all of the Hyundai dealers that are pretty questionable. I hate 742 00:58:00.199 --> 00:58:07.079 to say that, but that's just the way it seems. Tom, what's 743 00:58:07.079 --> 00:58:08.480 going on with you? Hold on real quick, Tom, No, go 744 00:58:08.480 --> 00:58:12.159 ahead, Tom, what's and Tony? We're going to talk to you about 745 00:58:12.199 --> 00:58:15.880 your payments of taxes too, because we have Steve Ciszick with us from Larson 746 00:58:15.920 --> 00:58:21.800 tax Relief. So let's talk. What's going on? Tom good Man? 747 00:58:21.840 --> 00:58:28.199 What's happening? Good I was calling I am have a back in September, 748 00:58:28.840 --> 00:58:32.199 UH with shared fence got knocked over, and so I went over to my 749 00:58:32.239 --> 00:58:37.679 neighbors. They're actually renters, great neighbors, but they put me in contact 750 00:58:37.679 --> 00:58:40.840 with their property management companies to get okay. So are these single family homes? 751 00:58:40.840 --> 00:58:49.800 Tom, Yes, they are okay. So I got retired, I 752 00:58:49.800 --> 00:58:52.840 took pictures, I bought stuff, I sent them voices off, sending emails 753 00:58:52.840 --> 00:58:55.920 to them, going back and forth. So how do you is it a 754 00:58:55.960 --> 00:59:02.199 shared fence? Is it on your proper line or their proper line? It's 755 00:59:02.239 --> 00:59:07.079 between both of our houses. Is it right on the property line? See 756 00:59:07.719 --> 00:59:14.880 this recent These recent questions I'm having about fence lines are weird because unless it's 757 00:59:14.960 --> 00:59:19.599 really old property, fence lines are not on the property. They're either on 758 00:59:19.599 --> 00:59:22.760 one side or the other. They belong to one side or the other. 759 00:59:22.159 --> 00:59:28.559 Are you telling me this one is right on the property line? I'm that 760 00:59:28.719 --> 00:59:31.239 I don't know. I mean the house so back in ninety six, I 761 00:59:31.280 --> 00:59:36.679 think then probably it is. But anyway, what's going on the fence is 762 00:59:36.800 --> 00:59:43.119 damaged and you want to get the neighbor to chip in. Yeah, well 763 00:59:43.119 --> 00:59:45.760 the property management company. So I reached out to I talked with the neighbors, 764 00:59:45.800 --> 00:59:49.400 told them what was going on. They said they reach out to the 765 00:59:49.400 --> 00:59:52.719 property management company. They did, They gave me the phone number. I 766 00:59:52.840 --> 00:59:57.599 reached out with an email them back and forth and send them pictures, send 767 00:59:57.639 --> 01:00:00.639 them invoices, everything in such, you know, share fence. I'm responsible 768 01:00:00.679 --> 01:00:06.199 for half the hopefully they'll pay the other half. But I have not been 769 01:00:06.239 --> 01:00:07.440 able to you know that. You know there's no law that says that, 770 01:00:07.519 --> 01:00:14.480 right, Yeah, I guess more, you know, just common curtices. 771 01:00:14.599 --> 01:00:20.639 That's right, that's right, that's exactly or possibly possibly court precedent. I 772 01:00:21.239 --> 01:00:23.639 I've not seen it, but maybe a neighbor suit a neighbor one time for 773 01:00:23.679 --> 01:00:27.920 a joint fence, and one that would make it a precedent, which they 774 01:00:27.960 --> 01:00:31.159 call common law. But I don't know right off hand. So but you 775 01:00:31.199 --> 01:00:36.119 would think logic would say, hey, you know, we both enjoy this 776 01:00:36.239 --> 01:00:40.800 fence, let's chip in. So what's going on now? So this is 777 01:00:40.840 --> 01:00:46.880 in se September. I have probably the past I've reached out to three or 778 01:00:46.880 --> 01:00:50.920 four times the email. I have not got a response back. Okay, 779 01:00:51.199 --> 01:00:52.679 now here's what I'm going The check's coming, it's on the way, but 780 01:00:52.760 --> 01:00:57.480 I haven't seen anything. No. Wait, did they say the checks coming? 781 01:00:58.519 --> 01:01:00.119 Yeah? I said that where yep, this is the check Oh I 782 01:01:00.519 --> 01:01:04.639 didn't know that. Well, so they didn't say we're not doing it. 783 01:01:04.679 --> 01:01:07.320 They said the checks on the way. Yeah. And then they asked them, 784 01:01:07.360 --> 01:01:10.480 okay, send us the invoice, to send us the pictures, all 785 01:01:10.519 --> 01:01:13.440 that kind of stuff, just to prove that I did it, which is 786 01:01:13.440 --> 01:01:16.039 fine. I get that, you know, And but now they won't even 787 01:01:16.039 --> 01:01:20.400 reply back to my emails. Can I get an update? What's going on? 788 01:01:20.760 --> 01:01:25.800 Could send the checkout? It's just crickets from them. Okay, here, 789 01:01:25.960 --> 01:01:30.920 here I have the name of the property management company, a phone number 790 01:01:31.000 --> 01:01:36.280 who I spoke with. That helps you. Why don't you do this? 791 01:01:37.920 --> 01:01:44.960 Why don't you Why don't you find the owner itself from the tax records? 792 01:01:46.519 --> 01:01:52.360 That's what I would do. Really, the property out of Texas, it's 793 01:01:52.360 --> 01:01:55.239 a it's a it's a huge company. No, I'm talking. Wait so 794 01:01:55.400 --> 01:02:00.280 the owner. Okay, wait a minute, So the owner a big company. 795 01:02:00.440 --> 01:02:07.559 The owner is a big company too. Owner. Yeah, it's not 796 01:02:07.639 --> 01:02:13.719 like an individual owner. Correct. Nope, Oh I didn't know they rented 797 01:02:13.840 --> 01:02:17.800 up. Yeah, here's what I would do. You might Okay, how 798 01:02:17.880 --> 01:02:22.360 much is it going to be for their halts? I mean their half is 799 01:02:23.119 --> 01:02:28.800 it's like two d and it's not much. But that's it. I didn't 800 01:02:28.800 --> 01:02:34.039 think that's it. They're they're giving me headichs overrit just going back and forth 801 01:02:34.039 --> 01:02:37.960 about it. But you know, you could do something crazy. Are you 802 01:02:38.039 --> 01:02:42.440 going to do the work? That's the way I've done it, and work's 803 01:02:42.480 --> 01:02:45.840 done. You did it, I got I have Yeah, I did it. 804 01:02:45.880 --> 01:02:46.679 I had to hire a couple of guys up to come do it. 805 01:02:46.679 --> 01:02:50.519 Hey, bro, you know what I'm going to say, right now you're 806 01:02:50.559 --> 01:02:58.039 gonna love it. Let's not put a mechanics lean on it. You have, 807 01:02:58.639 --> 01:03:02.039 you have everything, you have everything you need to do that. Kay? 808 01:03:04.840 --> 01:03:10.320 No, So I would if I were you, I'd put a lien 809 01:03:10.400 --> 01:03:16.079 on it. What are you kidding me? Not much? You know who 810 01:03:16.159 --> 01:03:20.880 cares? You know what that'll get them? Tell me what happens? Will 811 01:03:20.880 --> 01:03:23.679 you win on this? I would put a lien on it? Okay? 812 01:03:24.400 --> 01:03:31.360 Okay, Well you would have to ask me that it's I don't know specifically. 813 01:03:31.400 --> 01:03:34.920 I'm not a contractor had to do it. But I can't tell you 814 01:03:34.960 --> 01:03:38.239 this. It's easy. Everyone tells me it's easy. So google it or 815 01:03:38.320 --> 01:03:43.960 AI it or call I don't know. You know, you can technically have 816 01:03:44.039 --> 01:03:47.840 an attorney do it and had attorney's fees. But really I would try to 817 01:03:47.880 --> 01:03:51.159 do it myself if I were you, But I can't tell you how. 818 01:03:52.039 --> 01:03:58.639 I don't know how. I think there's a form. Okay, I promise 819 01:03:58.719 --> 01:04:02.519 you they're gonna freak. Now here's where they're gonna freak before you do it. 820 01:04:03.159 --> 01:04:05.840 Now, it hasn't been four months, has it since you ended the 821 01:04:05.880 --> 01:04:12.880 work? I submitted? It was it was late September September twenty seven. 822 01:04:12.960 --> 01:04:19.360 God damn it. So you've finished the job in late September. Yeah wait 823 01:04:19.599 --> 01:04:24.639 October November. No, you didn't know, you didn't. You have to 824 01:04:24.679 --> 01:04:30.679 go out and do a few more touch ups today, okay, because you 825 01:04:30.800 --> 01:04:36.199 only have four months from the time the work stops. I'm not giving you 826 01:04:36.320 --> 01:04:41.440 legal advice. I'm not giving you tricky advice. I'm just saying I am 827 01:04:41.559 --> 01:04:46.679 sure you can find some touch up work that needs to be done, okay. 828 01:04:47.239 --> 01:04:51.800 In fact, if it would be better, yeah, yeah, yeah, 829 01:04:53.039 --> 01:04:57.280 if you had yep, if you go out there and maybe your wife 830 01:04:57.360 --> 01:05:02.960 snaps a picture of you working on it today. Okay, because you only 831 01:05:03.000 --> 01:05:08.719 have four months now, once you finish the job, you have four months 832 01:05:08.760 --> 01:05:14.599 to do that. Lean. What I would do first is you have to 833 01:05:14.679 --> 01:05:20.039 do a ten day notice that will get you paid. Make sure you word 834 01:05:20.079 --> 01:05:24.760 that notice according to the law, that will get you paid more. Come 835 01:05:24.800 --> 01:05:32.320 in right up, go with a sure thing Denver's Best roofer Excel roofing dot 836 01:05:32.360 --> 01:05:40.039 com. You don't pay a cent until you're content. Time for an insurance 837 01:05:40.119 --> 01:05:44.679 checkup free, no obligation. In comparison, call Compass insurance paying too much 838 01:05:44.800 --> 01:05:47.760 your coverage at dozens of insurance companies find out now three O three seven to 839 01:05:47.840 --> 01:05:51.480 seven to one. Help You'll think you're his only customer when you choose Frank 840 01:05:51.559 --> 01:05:57.159 durand the real estate man dot com to list your home with Remax Alliance three 841 01:05:57.320 --> 01:06:06.719 three nine two zero sixteen twenty two. Hi Tom Martino, you're troubleshooter three 842 01:06:06.719 --> 01:06:12.000 all three seven one three talk three all three seven one three eight two five 843 01:06:12.159 --> 01:06:16.599 five. Randy has U Okay, Tony wants to talk about taxes. Then 844 01:06:16.679 --> 01:06:21.599 Randy wants to talk about truck purchase. Steven wants to talk about social services. 845 01:06:21.679 --> 01:06:27.079 Tony, what's happening. Welcome to the show. I'm Tom Martino. 846 01:06:27.519 --> 01:06:32.199 Yeah, in the past I have I use Turbo tax have been a very 847 01:06:32.239 --> 01:06:40.920 simple act situation, and I've done it mostly and I owe about five K 848 01:06:41.159 --> 01:06:45.880 to the I R S in the past when I vowed more than a couple 849 01:06:45.960 --> 01:06:49.000 thousand dollars. When I get done with Turbo tax, it tells me, 850 01:06:49.559 --> 01:06:56.440 oh, you have to make estimated payments, which is fine. The question 851 01:06:56.599 --> 01:07:00.440 I have is I worked on my taxes we ago. Since I found that 852 01:07:00.480 --> 01:07:06.360 I'm a big chunk of change, I've changed withholding online in my wife's taxes 853 01:07:08.119 --> 01:07:13.000 in order to not have such a shortfall next year. Okay, I ignore 854 01:07:13.039 --> 01:07:16.800 those estimated tax payments and that going to be a problem. What are you 855 01:07:16.840 --> 01:07:20.719 talking about estimated I don't even know what you talk about estimated tax. It's 856 01:07:20.719 --> 01:07:24.920 going to tell me actimate quarterly estimated tax. Well, you do if you're 857 01:07:24.960 --> 01:07:28.559 self employed or something like that. But you said you change the deduction. 858 01:07:28.719 --> 01:07:32.519 So do you two both have regular W two salaries? Yes? Well, 859 01:07:32.639 --> 01:07:35.280 yeah, I mean if you under tom, if you underpay, regardless of 860 01:07:35.360 --> 01:07:38.440 you've got withholding or not, the IRIS is going to want you to make 861 01:07:38.519 --> 01:07:41.599 estimateds on top of that. Come on, yep, even if you're a 862 01:07:41.719 --> 01:07:44.280 W two, even if you're a W two, But what if you just 863 01:07:44.440 --> 01:07:47.480 increase your deduction? So he's he's actually had a gut or decreases. And 864 01:07:47.599 --> 01:07:51.320 to his question, if you feel that you're increased with holdings is going to 865 01:07:51.440 --> 01:07:56.079 address that five thousand dollars shortfall next year, then you don't have to make 866 01:07:56.079 --> 01:07:58.800 those estimated tax deposits. But if you're off and you owe again, you're 867 01:07:58.800 --> 01:08:01.800 going to be penalized for that. Now, the rule is you have to 868 01:08:01.800 --> 01:08:04.920 pay at least ninety percent of the previous year. Is that what it is 869 01:08:05.000 --> 01:08:09.519 or ninety percent of current or what what is the rule on us? It's 870 01:08:09.519 --> 01:08:12.960 one hundred percent of what you owe the previous year or ninety percent of what 871 01:08:13.039 --> 01:08:15.680 you think you're going to owe, whichever is greater. Okay, Okay, 872 01:08:15.720 --> 01:08:18.159 So it's five So for example, in his case, you'd have to have 873 01:08:18.199 --> 01:08:21.760 five thousand estimated tax deposits to be composed. So when you make those adjustments 874 01:08:21.840 --> 01:08:27.880 to your deductions, will you guys pay in another five grand? Yes? 875 01:08:28.600 --> 01:08:31.079 Okay, then you should be fine. Yeah, but you don't have any 876 01:08:31.079 --> 01:08:35.359 self employment at all? No? No, how are you off that much? 877 01:08:35.479 --> 01:08:41.479 Do you have a lot of interest income and stuff? Well, to 878 01:08:41.560 --> 01:08:46.119 tell you the truth, my wife's son social Security. She's retired, so 879 01:08:46.680 --> 01:08:53.600 that that didn't withheld withhold anything. And can you choose to withhold with social 880 01:08:53.680 --> 01:08:56.640 or not? It depends. I mean I don't know that Tony. Can 881 01:08:56.680 --> 01:09:01.159 you choose to withhold with a Social Security that I'm familiar with? Yeah? 882 01:09:01.560 --> 01:09:03.920 I think you have to elect into it. It's not like an easy process. 883 01:09:03.920 --> 01:09:08.079 So you just have to know that you're not getting any Okay, So 884 01:09:08.239 --> 01:09:14.000 where does it stand that the it doesn't the quarterly payments? Let me explain 885 01:09:14.039 --> 01:09:19.319 this to you. They're never required. They're only required if you want to. 886 01:09:19.760 --> 01:09:23.520 It's not a violation of the law not to do them. Is what 887 01:09:23.560 --> 01:09:30.239 I'm saying is it's not like you have to pay tax. But theoretically you 888 01:09:30.359 --> 01:09:32.960 don't have to make estimated payments as long as you pay your tax if you're 889 01:09:33.000 --> 01:09:36.319 not going to owe, and if you don't care about penalty, and so 890 01:09:36.479 --> 01:09:41.640 the answer is, of course, you can adjust any way you want and 891 01:09:41.680 --> 01:09:45.880 then make sure and then hope that it works out. That's the answer. 892 01:09:45.319 --> 01:09:48.039 And if it doesn't, you pay a penalty. And you learned three oh 893 01:09:48.119 --> 01:09:51.279 three seven one, three eight, two five five or three oh three Martino. 894 01:09:51.399 --> 01:09:59.319 We have more coming up on the trouble Shooter show. Go with a 895 01:09:59.359 --> 01:10:02.279 sure Thing, NVERS Best Roofer, Excel Roofing dot com. You don't pay 896 01:10:02.319 --> 01:10:10.680 a cent until you're content. Time for an insurance check up free no obligation 897 01:10:10.800 --> 01:10:15.439 comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find 898 01:10:15.439 --> 01:10:18.760 out now three oh three seven seven to one help. You'll think you're his 899 01:10:18.920 --> 01:10:23.880 only customer When you choose Frank durand the real estate Man dot com to list 900 01:10:23.920 --> 01:10:33.640 your home with Remax Alliance three oh three nine two zero sixteen twenty two Ripped. 901 01:10:35.640 --> 01:10:44.279 You need that so you don't have run as fas as we can. 902 01:10:45.119 --> 01:10:53.720 Shooter's gonna help come Dix is the Troubleshooter Show. No Tom Martino, Hi 903 01:10:54.000 --> 01:10:59.000 Tom Martino Here three oh three seven one three talk three oh three seven one 904 01:10:59.039 --> 01:11:01.319 three eight two five five. Welcome to the only show of it's kind of 905 01:11:01.319 --> 01:11:06.920 anywhere in the universe. We love doing what we do here and this hour 906 01:11:08.000 --> 01:11:11.439 is brought to you by someone I credit with great health, and that's Grossmanwellness 907 01:11:11.520 --> 01:11:15.439 dot Com. See Grossman. I do what's called concierge. Every three months, 908 01:11:15.720 --> 01:11:19.399 I get a kind of an examine, uh, and a complete blood 909 01:11:19.399 --> 01:11:23.920 work that's weird, huh. But included in that are all the supplements you 910 01:11:24.000 --> 01:11:29.199 need based on blood work, and then most of your prescription drugs that hem 911 01:11:29.319 --> 01:11:32.359 recommends. It's really cool, and it's all for a small monthly fee, 912 01:11:32.399 --> 01:11:35.960 and I say a few hundred bucks, but when you consider what they do 913 01:11:36.079 --> 01:11:40.920 for you, Grossmanwellness dot Com for two hundred and forty nine bucks you can 914 01:11:40.960 --> 01:11:46.520 find out with no obligation with blood work and consultation three zero three two three 915 01:11:46.680 --> 01:11:53.520 three forty two forty seven two three three forty two forty seven. So hey, 916 01:11:55.359 --> 01:11:58.560 we have Larce and tax relief with us. We were talking about your 917 01:11:58.600 --> 01:12:01.000 problems, question complaints, and we're gonna go right now and do that again. 918 01:12:01.000 --> 01:12:05.319 I'm gonna talk to Randy as a question out a truck issue. Randy, 919 01:12:05.319 --> 01:12:09.920 go ahead, what's going on? Randy? Hey, Tom, I 920 01:12:10.079 --> 01:12:13.239 just got a quick question. Yeah, I bought it. I bought a 921 01:12:13.279 --> 01:12:19.000 truck about a week ago, and then newer used used. Okay, it's 922 01:12:19.039 --> 01:12:24.159 a really nice truck. It's a ninety nine Dodge Ram with a just a 923 01:12:24.199 --> 01:12:29.039 little over one hundred thousand miles on it. Wow. Yeah, it's it's 924 01:12:29.039 --> 01:12:31.399 a really nice truck. But so they put a dash cover on it, 925 01:12:31.399 --> 01:12:35.399 because those those ninety Dodges, the dashes always end up cracking and breaking. 926 01:12:36.199 --> 01:12:42.239 Mm hm. So I moved the dash cover and come to find out the 927 01:12:42.319 --> 01:12:49.920 VIN number that's supposed to be in the windshield is gone. Oh why was 928 01:12:49.960 --> 01:12:54.039 it ever? I mean, is there a ven number elsewhere on the car? 929 01:12:55.079 --> 01:12:58.920 There there is. I found the two, the one in the door 930 01:12:58.960 --> 01:13:02.319 and the one underneath the hood, but I wasn't too sure. You know, 931 01:13:02.600 --> 01:13:06.800 somebody stole outan Where is that usually? Is that usually standard? Front? 932 01:13:06.880 --> 01:13:13.079 Left? Is it? Yes? So it's from the outside you can 933 01:13:13.119 --> 01:13:15.439 see it, right? Is that what they usually look down at the bottom 934 01:13:15.520 --> 01:13:20.840 right of the windshield when you're standing outside bottom left river side? Yeah, 935 01:13:20.920 --> 01:13:25.239 well, when you're outside, it's the bottom right. Oh yeah, okay, 936 01:13:26.279 --> 01:13:34.680 so huh wow. So if you have another VIN, is there a 937 01:13:34.800 --> 01:13:39.279 law on that? I don't even know? I mean, uh, did 938 01:13:39.319 --> 01:13:44.520 you see if the VIN on the door jam or wherever matches the title? 939 01:13:44.600 --> 01:13:48.159 Right? As far, I bought it from a dealership, so I didn't 940 01:13:48.159 --> 01:13:57.039 actually see the title. It's because you took a loan. Yeah, okay, 941 01:13:57.159 --> 01:14:03.560 So how about on your registration? What's the registration it matches? And 942 01:14:03.680 --> 01:14:06.479 like I said, the door jam and the underneath to you know, I 943 01:14:06.479 --> 01:14:10.439 don't think it would bother me too much. I don't think it would even 944 01:14:10.600 --> 01:14:15.399 I wouldn't say that it's a ninety nine. What are your concerns? Well, 945 01:14:15.399 --> 01:14:18.960 a couple? Is it legal to sell it with the VEN number missing? 946 01:14:19.079 --> 01:14:21.439 But here's what I want to ask you. And I don't mean I'm 947 01:14:21.479 --> 01:14:26.560 not trying to be a smarty pants. I'm just asking what difference does it 948 01:14:26.600 --> 01:14:29.800 make? At this point, if you like the truck and you bought it 949 01:14:30.239 --> 01:14:32.760 and you have a VEN number, why do you care about that? I'm 950 01:14:32.760 --> 01:14:35.640 just curious. Let's even say, even if it wasn't legal, why do 951 01:14:35.680 --> 01:14:40.239 you care? Well, So, say if I move out of state and 952 01:14:40.279 --> 01:14:44.279 I have to get a VEN in session and okay, okay, okay, 953 01:14:45.199 --> 01:14:47.800 or if there's another truck driving around with that VIN number of underneath to dash, 954 01:14:48.840 --> 01:14:51.760 you know, and I understand if somebody took it. You mean, 955 01:14:53.760 --> 01:14:58.199 yeah, huh, so did you do ave in search of it to find 956 01:14:58.239 --> 01:15:02.039 out? I did? In serge it's a two owner car, a two 957 01:15:02.119 --> 01:15:08.319 owner car or truck, I mean, but it's not showing up anywhere else. 958 01:15:09.359 --> 01:15:14.039 No, I don't know. I mean, what are the chances. 959 01:15:14.399 --> 01:15:16.319 I'm not trying to talk you out of doing something. I just don't want 960 01:15:16.359 --> 01:15:20.520 you to go through conniptions for no reason. What are the chances that you're 961 01:15:20.520 --> 01:15:24.760 going to move out of state and need a VENT inspection or sell it out 962 01:15:24.800 --> 01:15:30.560 of state? You know, you never really know. The company that I 963 01:15:30.600 --> 01:15:33.640 work for is all over the country, so you could be transferred out of 964 01:15:33.760 --> 01:15:41.760 state. Okay, did you ask your motor vehicle department what's up? Well, 965 01:15:41.800 --> 01:15:43.920 I just found it the other day. Is that I haven't? Did 966 01:15:43.920 --> 01:15:47.720 you call the dealer? I called the dealer. They said they'd check into 967 01:15:47.760 --> 01:15:50.359 it, and of course, you know, they'll take their time and get 968 01:15:50.399 --> 01:15:54.720 back. What was it a used car, lot of pot loot or what? 969 01:15:55.880 --> 01:16:02.399 No, it was a new car Dealershipswagen. Oh crap, Greeley, 970 01:16:02.680 --> 01:16:08.439 God Almighty, I hate Greeley. I don't hate Greeley itself, every business 971 01:16:08.479 --> 01:16:13.119 in Greeley and every car dealer in Greeley and every politician in Greeley. So 972 01:16:13.199 --> 01:16:16.199 I guess I do hate Greeley. I hate the smell of Greeley. So 973 01:16:16.279 --> 01:16:24.199 what else? What do I like about Greeley? Wow? Listen, here's 974 01:16:24.199 --> 01:16:28.800 what I'm thinking. I want to talk to our expert. I think what 975 01:16:28.840 --> 01:16:33.439 we should do. Katschina is called JFR Cars Rodney. He's a car dealer. 976 01:16:33.640 --> 01:16:36.279 I just want to run it by and see what he says. So 977 01:16:36.680 --> 01:16:41.199 hold on, I do want to see that could be a problem. So 978 01:16:41.319 --> 01:16:46.000 I'm going to mark this pending right now for JFR. And then and that's 979 01:16:46.399 --> 01:16:51.720 Rod Greer over there. Three oh three seven one three eight two five five 980 01:16:51.840 --> 01:17:00.600 Steven, what's your issue with social services? Highste what's happening? I'm longtime 981 01:17:00.720 --> 01:17:03.079 fan. How are you good? I'm doing good and thanks for listening for 982 01:17:03.119 --> 01:17:09.520 a while. Man, So what's going on with social services? I've just 983 01:17:09.640 --> 01:17:13.039 had nothing but trouble with many Well look what do you mean though? Like, 984 01:17:13.239 --> 01:17:18.880 how did it all start? I've been disabled for like twenty five thirty 985 01:17:19.000 --> 01:17:24.520 years and thanks you so be a lot better. My insurance was better. 986 01:17:24.760 --> 01:17:29.600 Everything was better, I was treated better, and it just keeps getting worse 987 01:17:29.680 --> 01:17:31.039 and worse and worse. Well, what's worse? Okay? I need to 988 01:17:31.079 --> 01:17:36.039 know what's happening that brought on the call? There? Something must have precipitated 989 01:17:36.640 --> 01:17:44.399 the call. I went to get up, my eye looked at I thought 990 01:17:44.439 --> 01:17:51.960 I had a contact when stuck, and I'm not sure. I didn't feel 991 01:17:51.960 --> 01:17:56.600 like they give me gives a good service. Now, where are you getting? 992 01:17:56.720 --> 01:18:00.760 Is this Medicaid? Oh? Yeah, I am in Boulder, Colorado? 993 01:18:01.479 --> 01:18:08.479 Are you saying so? Your basic complaint is that Medicaid is deficient? 994 01:18:08.600 --> 01:18:15.800 Lately Medicare they twitched me to United Healthcare Medicare D problem. Hold on, 995 01:18:15.960 --> 01:18:23.039 I thought you just told me you're disabled. Yeah, how old are you 996 01:18:23.479 --> 01:18:28.680 Medicaid? I'm fifty four years old. I've been so. So you get 997 01:18:28.840 --> 01:18:36.079 Medicaid, not Medicare. No, I get Medicare eighty percent Medicaid Okay, 998 01:18:36.399 --> 01:18:41.199 okay, they pay for your code. So Medicaid is like your supplement, 999 01:18:42.199 --> 01:18:46.640 yes, sir, okay. And you're complaining about the Medicare part big ones 1000 01:18:47.359 --> 01:18:55.720 Medicaid. I get it. You're complaining. You're so you're on Social Security 1001 01:18:55.720 --> 01:19:01.760 district. I'm just tired about like with all the the economy and the inflation, 1002 01:19:02.039 --> 01:19:06.840 everybody gets compensated, so they're fine with it, but I keep getting 1003 01:19:08.000 --> 01:19:13.920 skim it skimmed and lowered and stuff like that, and I don't understand that. 1004 01:19:15.119 --> 01:19:18.319 Give me your latest example, Like you're saying that the medical issues me. 1005 01:19:18.680 --> 01:19:23.560 You're saying that you need to get the highest you can get for food 1006 01:19:23.640 --> 01:19:28.760 stamps, EBT. Because I have to be on a special diet for one 1007 01:19:28.760 --> 01:19:32.880 of my maladies. And I used to get it, then they cut it. 1008 01:19:33.479 --> 01:19:39.119 Then I got like one thirty and then the next month. Do you 1009 01:19:39.119 --> 01:19:43.920 have a case work Do you have a case worker, Steven, No, 1010 01:19:44.079 --> 01:19:49.640 not really. I have a case worker for United Healthcare. They called theirself 1011 01:19:49.800 --> 01:19:56.000 advisor because once they sign me up, they're done with me. They say, 1012 01:19:56.119 --> 01:20:00.319 you have any other questions, probably your insurance. Here's here's what I 1013 01:20:00.359 --> 01:20:08.359 don't understand you have. You have a complaint with Medicare and with basically the 1014 01:20:08.560 --> 01:20:15.000 providers, right, not the payment, but the providers. Is it the 1015 01:20:15.039 --> 01:20:20.199 payment or is it the providers? Oh well, my payment like the IASNE 1016 01:20:20.279 --> 01:20:25.399 went up a much, very much a large time and you grow up fifty 1017 01:20:25.479 --> 01:20:29.520 bucks a year. Well, see you're calling. This is what I'm getting 1018 01:20:29.520 --> 01:20:33.279 at. I'm trying to narrow down your complaint because it may be Listen what 1019 01:20:33.319 --> 01:20:39.079 I'm Stephen, what I'm trying to figure out if the complaints you have for 1020 01:20:39.239 --> 01:20:44.560 payment and for service or healthcare, if there are those, if those are 1021 01:20:45.560 --> 01:20:50.199 systematic, Okay, systemic, there's nothing that we can do about it. 1022 01:20:50.279 --> 01:20:54.880 That it's just the way it is. I mean, I don't like saying 1023 01:20:54.920 --> 01:20:58.079 that, but it's the truth. I mean, there's nothing we can do. 1024 01:20:58.279 --> 01:21:01.119 I was wondering if there's a Space Pacific issue we can help you with. 1025 01:21:01.560 --> 01:21:06.159 I can't help you with the whole system specific issues, but I can't 1026 01:21:06.159 --> 01:21:11.479 get into that today. I just don't want the emotions to come up a 1027 01:21:11.479 --> 01:21:15.560 better rough day. Okay, here's what I can do, Stephen, Here's 1028 01:21:15.560 --> 01:21:19.560 what we can do. No, it's really funny. Thank you for that, 1029 01:21:20.000 --> 01:21:25.760 Stephen. If you could help me here, if you could hang on 1030 01:21:25.880 --> 01:21:30.880 hold a Kachina will give you an email, if you can email us the 1031 01:21:30.000 --> 01:21:33.520 part that you're really calling about, Okay, we can't help you with. 1032 01:21:33.720 --> 01:21:40.800 In general, Medicare sucks, United Healthcare sucks, the payment and reimbursement system 1033 01:21:40.880 --> 01:21:44.920 sucks. The fact you're not getting raises sucks. We can't deal with it. 1034 01:21:44.960 --> 01:21:47.359 But if there's something on your mind right now, an issue that we 1035 01:21:47.399 --> 01:21:50.800 can help you with, feel free to email us. She'll give you the 1036 01:21:50.840 --> 01:21:56.039 email and we'll we'll gladly help you with it. I mean just that we 1037 01:21:56.159 --> 01:22:01.680 can't address what we call systemic problems. Three O three seven one three eight 1038 01:22:01.720 --> 01:22:13.000 two five five Go with a sure thing Denver's best roofer Excel Roofing dot com. 1039 01:22:13.039 --> 01:22:18.600 You don't pay a cent until you're content. Time for an insurance check 1040 01:22:18.680 --> 01:22:23.960 up free, no obligation. In comparison, call Compass Insurance paying too much 1041 01:22:24.079 --> 01:22:28.359 your coverage at dozens of insurance companies find out now three oh three seven seven 1042 01:22:28.359 --> 01:22:31.159 to one help. You'll think you're his only customer when you choose Frank Durand 1043 01:22:31.159 --> 01:22:35.560 the real estate man dot com to list your home with Remax Alliance three oh 1044 01:22:35.640 --> 01:22:45.319 three nine two zero sixteen twenty two. Pay Tom Martino your troubleshooter three oh 1045 01:22:45.479 --> 01:22:50.079 three seven one three talk three oh three seven one three a two five five. 1046 01:22:50.119 --> 01:22:55.399 I certainly appreciate your questions, problems, complaints, keep them coming at 1047 01:22:55.399 --> 01:22:58.640 three oh three Martino. Now you can call any time three oh three six 1048 01:22:58.760 --> 01:23:00.439 two seven eight four six six. If you're listening to a stream high, 1049 01:23:00.439 --> 01:23:03.880 if you're exercising on the treadmill, just remember three oh three Martino. Leave 1050 01:23:03.880 --> 01:23:06.800 your number, we'll call you back, or you can call live It three 1051 01:23:06.840 --> 01:23:11.079 oh three seven one three talk seven one three eight two five five. So 1052 01:23:11.159 --> 01:23:15.279 Gwen has a follow up and it was from two weeks ago a water heater. 1053 01:23:15.680 --> 01:23:19.760 I'm not sure for some reason, I'm trying to find this call Gwen. 1054 01:23:19.880 --> 01:23:25.439 Can you uh explain the situation? Did we give someone to work on 1055 01:23:25.520 --> 01:23:30.279 this? Oh oh wait wait wait wait was this way or let me get 1056 01:23:30.319 --> 01:23:35.239 this straight. Is this where you had a furnace and a water heater put 1057 01:23:35.279 --> 01:23:42.840 in and by quality builders and they didn't do a good they did something. 1058 01:23:42.880 --> 01:23:47.399 Here's what it was. You did this addition as I remember, and they 1059 01:23:47.439 --> 01:23:51.479 had to alter the plan because of the venting and all of that. So 1060 01:23:53.000 --> 01:23:59.359 the plan made them alter it to where you needed another furnace, you had 1061 01:23:59.359 --> 01:24:03.279 to replace your furnace so it could go horizontal, and then you needed to 1062 01:24:03.439 --> 01:24:08.800 vent your water heater. And I thought they were taken care of all of 1063 01:24:08.840 --> 01:24:13.199 that. What's the problem right now? No, they're not taking care of 1064 01:24:13.239 --> 01:24:15.720 it. And what needs to be done right now to make it livable? 1065 01:24:15.760 --> 01:24:21.640 What needs to be done A new water heater? Okay, but the old 1066 01:24:21.720 --> 01:24:26.199 water heater is still there. They never did. They never took it out. 1067 01:24:26.920 --> 01:24:31.119 No, and why is the new water heat? Why is the old 1068 01:24:31.159 --> 01:24:38.279 water heater not working? It's been ruined with the kit they put on it. 1069 01:24:39.720 --> 01:24:42.720 And what kind of kit did they put on? A horizontal vent? 1070 01:24:43.960 --> 01:24:51.560 Yes, a vent horizontal and that ruined the water heater. Do they acknowledge? 1071 01:24:51.600 --> 01:24:59.199 They do? They acknowledge they ruined the water heater? No? How 1072 01:24:59.199 --> 01:25:08.399 old is your water here? Five? Okay? Not that old? What 1073 01:25:08.520 --> 01:25:13.319 kind is it? Do you know? No? Huh? What size is 1074 01:25:13.359 --> 01:25:21.560 it? Blum home depot gallon? It's a fifty gallon so at at euro 1075 01:25:21.760 --> 01:25:32.760 Plumbing Colorado dot net for that fifty gallon. It would cost you approximately fourteen 1076 01:25:32.880 --> 01:25:42.960 ninety nine, fourteen ninety nine. And what do they say at quality builders 1077 01:25:43.439 --> 01:25:46.960 about this? Do they say that's your problem? It did not break because 1078 01:25:47.000 --> 01:25:53.159 of us? What are they saying? Yes, they're saying it passed res 1079 01:25:53.680 --> 01:26:00.560 And I've had Tipping Hat and Plumbline come out and say that it's then legally 1080 01:26:00.640 --> 01:26:06.720 And oh did plumb Line look at it? Yes? How much did Plumbline 1081 01:26:06.760 --> 01:26:14.039 say it would take to fix it? Fifty seven? So it's more, 1082 01:26:14.800 --> 01:26:19.039 why did they say they had to do something special? They have to replace 1083 01:26:19.119 --> 01:26:29.479 it and they would throw in a free I think it's an extra gallon thing. 1084 01:26:30.479 --> 01:26:32.439 Okay, it's a it's a yeah, I know it's so listen, 1085 01:26:32.479 --> 01:26:44.199 what about Tipping Hat. Tipping Hat has a seven thousand gear forever warranty, 1086 01:26:44.880 --> 01:26:48.439 forever warranty. But they're gonna they would charge you seven grand to do it? 1087 01:26:49.159 --> 01:26:55.920 Yes, yeah, I wouldn't do that. They would fix the leaking 1088 01:26:56.000 --> 01:27:00.000 of the furnace. Also, wait a minute, why is the furnace leaking 1089 01:27:01.239 --> 01:27:05.680 because they didn't do a good job there either. Did Plumbline put that in 1090 01:27:05.720 --> 01:27:16.760 their estimate too? I believe so? Well? Kind of so, so 1091 01:27:16.800 --> 01:27:21.199 they installed the new furnace the wrong way, and they installed the water heater 1092 01:27:21.279 --> 01:27:27.520 and ruined it. Yes, it cannot be corrected. They have to do 1093 01:27:27.640 --> 01:27:33.239 it. So quality builders, are they simply washing their hands? Yes? 1094 01:27:34.479 --> 01:27:39.439 What the hell's now? I noticed here? I had Deputy Dollar on this. 1095 01:27:40.199 --> 01:27:43.760 Dollar you're there, did you Dollar? Do you recall this case? 1096 01:27:43.880 --> 01:27:46.920 It was assigned to you? Yeah? Yeah, that's coming back to me. 1097 01:27:47.880 --> 01:27:51.720 Well what happened, man? I mean Equality Builders dropped the ball on 1098 01:27:51.800 --> 01:27:57.560 this thing, Yes they did. I don't have any notes on this at 1099 01:27:57.600 --> 01:28:00.000 all, but I know that they should fix what they they put in there? 1100 01:28:00.840 --> 01:28:05.439 Why aren't they fixing it? Now? Listen, you know that's where 1101 01:28:05.439 --> 01:28:10.600 we go first? Then what I would do? I want Dollar to take 1102 01:28:10.640 --> 01:28:15.359 another stab at this, Yeah, because I think originally I she'd cut gotten 1103 01:28:15.439 --> 01:28:23.000 the name from Angie's list. Yeah, I remember this. Still Still we 1104 01:28:23.159 --> 01:28:29.239 need to get on this sucker. We need to figure out We just had 1105 01:28:29.319 --> 01:28:39.000 to figure out who is at quality that will address the damn thing? Right? 1106 01:28:41.000 --> 01:28:44.720 All right? You had me get two estimates and then said we're not 1107 01:28:44.880 --> 01:28:47.960 doing it. It's your problem. Dollar. Can you follow up on this 1108 01:28:48.119 --> 01:28:53.119 day and then just see what they say? Yes, I just totally am 1109 01:28:53.680 --> 01:28:58.279 stressed about this. Quality builders. This is a possible sleeze brigade. But 1110 01:28:58.720 --> 01:29:02.279 as I remember it, I thought you reported that you didn't think they were 1111 01:29:02.319 --> 01:29:06.439 that bad after you talk to them. I think I made notes here. 1112 01:29:06.600 --> 01:29:11.680 I'm looking at the call. Just let's revisit this. Thank you for letting 1113 01:29:11.760 --> 01:29:15.359 us know. Gwenn, we don't like you know, we like to help 1114 01:29:15.439 --> 01:29:17.720 as much as we can, so we will. Now, did we ever 1115 01:29:17.800 --> 01:29:24.720 get JFR cars on for the UH for the VIN thing? What happened to 1116 01:29:24.800 --> 01:29:28.039 that caller? So he had to actually go, but I gave him that 1117 01:29:28.279 --> 01:29:31.439 number and him and Rot and I also texted Rod, so they're gonna line 1118 01:29:31.479 --> 01:29:35.039 themselves up offline. Well, thank you for helping him out. Three h 1119 01:29:35.159 --> 01:29:41.920 three seven one three eight two five five. Yeah, it's really really difficult 1120 01:29:43.079 --> 01:29:46.079 when that kind of stuff happens with a car and Vin's because it could be 1121 01:29:46.199 --> 01:29:50.520 difficult to get it inspected if you needed to. If that VIN number tag 1122 01:29:50.680 --> 01:29:55.560 is not on the dash on the left side. As you're sitting in your 1123 01:29:55.600 --> 01:29:58.640 car the lower left, you know, it's right in the corner there where 1124 01:29:58.640 --> 01:30:02.000 the windshield meets the dag. We can all see that little metal embroidered, 1125 01:30:03.319 --> 01:30:05.479 I don't know imbossed, or I don't know what the word is. It's 1126 01:30:05.560 --> 01:30:11.640 stamped. Maybe maybe that's the better word. Okay, So we have more 1127 01:30:11.720 --> 01:30:15.560 coming up on the Troubleshooter Show three O three seven to one, three eight 1128 01:30:15.640 --> 01:30:25.880 two five five. Go with a sure thing Denver's best roofer Excel Roofing dot 1129 01:30:26.000 --> 01:30:31.640 com. You don't pay a cent until you're content. Time for an insurance 1130 01:30:31.760 --> 01:30:38.079 check up free, no obligation comparison call Compass Insurance paying too much your coverage 1131 01:30:38.079 --> 01:30:41.760 at dozens of insurance companies find out now three O three seven to seven to 1132 01:30:41.800 --> 01:30:45.479 one. Help. You'll think you're his only customer when you choose Frank durand 1133 01:30:45.479 --> 01:30:48.920 the real estate Man dot com to list your home with Remax Alliance three oh 1134 01:30:48.960 --> 01:31:00.199 three nine two zero sixteen twenty two. Hi Tom Martino, your troubleshoot three 1135 01:31:00.319 --> 01:31:03.079 or three seven to one to three talk three LL three seven one three eight 1136 01:31:03.119 --> 01:31:10.319 two five five. Gareth has a issue with Excel Energy. Gareth, what's 1137 01:31:10.359 --> 01:31:13.800 happening? Oh hey, Tom, thank you so much for taking my call. 1138 01:31:13.880 --> 01:31:15.279 You listen to your show every morning anyway, Thank you? I live 1139 01:31:15.640 --> 01:31:19.399 Uh Ever, you know we had that big storm on Saturday, and my 1140 01:31:19.560 --> 01:31:24.720 power has been out ever since then, ever since Saturday from the winds. 1141 01:31:26.039 --> 01:31:30.359 Yes, uh huh wow, and uh it's Tuesday now and I haven't had 1142 01:31:30.399 --> 01:31:34.520 an electricity since then. I've tried to call Excel and you know, they're 1143 01:31:34.560 --> 01:31:40.359 not they responsive, They didn't keep me updated. So there's a tree in 1144 01:31:40.439 --> 01:31:42.800 my neighbor's house that fell on the line and it's still sitting. There's a 1145 01:31:42.880 --> 01:31:46.960 huge tree with a seven foot root ball and it's leaning against the lion and 1146 01:31:46.960 --> 01:31:50.760 it's almost hitting the neighbor's house and nobody's come out to deal with it. 1147 01:31:51.119 --> 01:31:56.680 And uh Le's called and well and you've called and you've not gotten a response. 1148 01:31:58.000 --> 01:32:00.720 Well, they did respond eventually, and it's well, we're going to 1149 01:32:00.800 --> 01:32:03.199 get to it maybe by ten o'clock to night. And I ended this morning. 1150 01:32:04.279 --> 01:32:08.720 There's no linemen out there, there's no tree service. How many people 1151 01:32:08.760 --> 01:32:13.319 are affected? Well, my whole household. They did get the power grun 1152 01:32:13.359 --> 01:32:15.720 across the street, and the neighbors over the other street, everything else nine 1153 01:32:17.920 --> 01:32:23.239 has all the power restored, but still nothing in our homes. I've had 1154 01:32:23.399 --> 01:32:27.520 had heat for three days, no hot water and being spongebats and it is 1155 01:32:27.600 --> 01:32:30.319 this crazy. I mean, I didn't realize there are people still. Now 1156 01:32:30.880 --> 01:32:35.680 you say you don't know how many people are really affected. Well, my 1157 01:32:35.800 --> 01:32:40.760 household, it's five people, a tortoise making No, I'm talking about like, 1158 01:32:41.319 --> 01:32:45.720 is it the neighborhood. Yeah, it's just our one street. And 1159 01:32:45.800 --> 01:32:48.560 I understand there's a huge tree, it's probably forty foot trees sitting on the 1160 01:32:48.640 --> 01:32:54.520 line. And they always think peopet from the house. Yeah, you think 1161 01:32:54.560 --> 01:32:59.159 they would come out and give us a little priority here and then add insulted 1162 01:32:59.159 --> 01:33:01.439 in on the physician. So I came out of my office to in Porton 1163 01:33:01.920 --> 01:33:04.159 and the power went out. Now it's out till ten o'clock and I to 1164 01:33:04.239 --> 01:33:09.079 cancel my health practice all day long, all my patients, you know, 1165 01:33:09.600 --> 01:33:12.560 patients getting carried the garrett. Do you have your clinic right there at the 1166 01:33:12.640 --> 01:33:15.319 house. No, No, No, it's my office and so and I 1167 01:33:15.399 --> 01:33:20.239 live in Applewood. Okay, So it's your office that's affected or your home. 1168 01:33:20.600 --> 01:33:24.560 Well, well the home still affected. I came, Oh, you 1169 01:33:24.760 --> 01:33:27.520 had to cancel because I get it. I get it. You had to 1170 01:33:27.600 --> 01:33:30.319 cancel, not because of the clinic directly affected, but you are I get 1171 01:33:30.399 --> 01:33:33.960 it. Well, No, my clinics oh, both my clinics. I 1172 01:33:34.159 --> 01:33:36.840 cancel my holidays. So the powers out of my office, the powers out 1173 01:33:36.880 --> 01:33:41.960 of my home. Oh my god, this is okay. Then this is 1174 01:33:42.039 --> 01:33:45.479 bigger than I thought. I don't think I've read anywhere where power is still 1175 01:33:45.520 --> 01:33:49.199 out. I didn't know this. I want to call over and get a 1176 01:33:49.279 --> 01:33:55.159 question. Let's uh call over. You know, unfortunately Excel doesn't have the 1177 01:33:55.239 --> 01:34:00.760 media response they used to. They used to be very attentive to public inqurease. 1178 01:34:01.000 --> 01:34:03.600 And I guess the point I'm trying to making. You know, they're 1179 01:34:03.600 --> 01:34:08.960 trying to push this whole electrical outd You know, I took cars, electric 1180 01:34:09.079 --> 01:34:11.720 furnaces. You know, I was fortunate. I have a gas stove, 1181 01:34:11.760 --> 01:34:14.840 so I was able to heat up the kitchen and boil some water to wash 1182 01:34:14.960 --> 01:34:16.399 my face. But you know, it's kind of a I don't know sugactly 1183 01:34:16.479 --> 01:34:20.279 live in a third world country anymore. And uh, you know, it's 1184 01:34:20.439 --> 01:34:25.640 just uh and the's and I understand the active nature. But the fact that 1185 01:34:25.720 --> 01:34:29.319 that I'm responsible and I just choose it's in your opinion is of course I 1186 01:34:29.560 --> 01:34:34.640 had to throw all my feet away you mean against Excel. Well, I 1187 01:34:34.720 --> 01:34:39.159 mean I was silly not paying my bill next month. You know, it's 1188 01:34:39.359 --> 01:34:42.119 just uh, you know, because it's I'll bet you they're going to bill 1189 01:34:42.199 --> 01:34:45.920 you and expect to be paid for what you use, you know, I 1190 01:34:45.960 --> 01:34:48.119 mean, obviously you're not going to be paid where it's not being metered. 1191 01:34:48.239 --> 01:34:53.039 Right now, you're not using any power. But I think we need to 1192 01:34:53.079 --> 01:34:57.600 call over there and find out what's happening. I did not realize that there 1193 01:34:57.640 --> 01:35:01.840 were people still out of power. It's not a huge amount. It's just 1194 01:35:02.199 --> 01:35:05.560 maybe my whole street and then a couple of streets, so that's that's a 1195 01:35:05.680 --> 01:35:11.720 lot. Did you get any indication when they'll be out there? Well, 1196 01:35:12.079 --> 01:35:15.159 this morning I went out there and see the alignment. There's no tree gut 1197 01:35:15.319 --> 01:35:16.680 right and I understand that. You know, it's a huge tree, and 1198 01:35:16.920 --> 01:35:19.560 I get it. I want to listen. I know. I gave Deputy 1199 01:35:19.640 --> 01:35:24.399 Dollar a couple of things to call on Kachina, either him or maybe you 1200 01:35:24.479 --> 01:35:28.319 can call. Do we have a media contact over there anymore? I know 1201 01:35:28.399 --> 01:35:32.600 they're they're pretty deficient. Yeah, they are few and far between. Let 1202 01:35:32.680 --> 01:35:35.880 me see what I can do. I just want to try to get someone 1203 01:35:36.000 --> 01:35:39.960 to address I don't, you know, we need to find out what area 1204 01:35:40.039 --> 01:35:43.560 he's talking about. And then what I'd really like to know is, I 1205 01:35:43.640 --> 01:35:45.600 mean, obviously we can't make them go over there and fix it right this 1206 01:35:45.840 --> 01:35:50.039 minute, but I'll bet you, I'll bet you though we can at least 1207 01:35:50.159 --> 01:35:56.199 light a fire. I mean, I got to figure out why this is 1208 01:35:56.319 --> 01:35:59.880 happening. I mean, okay, we're going. I'm going to the map 1209 01:36:00.039 --> 01:36:02.800 and I want to see what's that in all parents, It's a huge tree. 1210 01:36:02.880 --> 01:36:05.960 It's probably it's in seven foot reetfall. It's probably a sixth footh diameter 1211 01:36:06.000 --> 01:36:11.760 of pine tree that went. It's it's resting on the lion. So current 1212 01:36:11.880 --> 01:36:15.920 outages right now? Have you looked at them? You know? I looked 1213 01:36:15.960 --> 01:36:18.159 at it and my neighbor's not blue and it was red. Now it's blue. 1214 01:36:18.239 --> 01:36:20.399 So I don't know if they're just ignoring us, so they're not going 1215 01:36:20.439 --> 01:36:27.520 to show up, or well, no, blue just means it's under fifty 1216 01:36:28.960 --> 01:36:31.000 Yeah, okay, sod undred. Yet's not a huge sloth of people. 1217 01:36:31.079 --> 01:36:33.800 It's just the one area with the lion. The tree is resting on the 1218 01:36:33.880 --> 01:36:41.479 lion. Huh. This is They pay their CEO seven three three million dollars 1219 01:36:41.560 --> 01:36:44.279 last year and they spent a lot of money putting smart leaders, so they 1220 01:36:44.279 --> 01:36:45.520 could charge me a lot more money. So you think the service, So 1221 01:36:45.640 --> 01:36:48.279 give me the address of your clinic. I want to see what it says. 1222 01:36:49.439 --> 01:36:53.399 Well, this is a different situation altogether. I mean they had intelt 1223 01:36:53.399 --> 01:36:56.680 the injury. My home's out and I came to my office to work today 1224 01:36:56.720 --> 01:36:59.039 and then the power went out here it's out till ten o'clock and I could 1225 01:36:59.039 --> 01:37:01.399 cancel the whole clinic. I'm going to charge my phone and charge my retargeable 1226 01:37:01.439 --> 01:37:05.960 white, but my house. So it's just okay, give me the give 1227 01:37:06.039 --> 01:37:11.079 me a number, not necessarily your number, but a number and street. 1228 01:37:11.159 --> 01:37:15.600 Where is it? Well, my house is in uh it's stop. Thirty 1229 01:37:15.600 --> 01:37:19.119 second in young Field. Thirty second in young Field. Okay, I'm just 1230 01:37:19.239 --> 01:37:25.439 trying to get a map here. Thirty second in young Field. Okay, 1231 01:37:26.560 --> 01:37:29.199 okay, I got it. I got it. Hold on, I got 1232 01:37:29.279 --> 01:37:31.960 it. Hold on. So I'm looking at it. Yeah, there are 1233 01:37:32.319 --> 01:37:39.600 like pockets of fifty people here and there. Yes, what a pain in 1234 01:37:39.640 --> 01:37:42.920 the ass that is. I know, it's just like I haven't had a 1235 01:37:42.960 --> 01:37:45.279 heat. I have to just spond. Look, I lived in a soulal 1236 01:37:45.319 --> 01:37:46.760 counstries. I know how to deal with this kind of stuff. But you 1237 01:37:46.840 --> 01:37:51.720 know, this is America. I think what they're saying is is that this 1238 01:37:51.960 --> 01:37:58.239 is going to be fixed today. Did you see that? I didn't see 1239 01:37:58.359 --> 01:38:00.279 that, But the fact that you know, I left to go to work 1240 01:38:00.279 --> 01:38:03.439 at nine and there still knows time. If anyone is wondering what I'm doing, 1241 01:38:03.479 --> 01:38:09.600 I went to the Excel website and you find outages. You go there, 1242 01:38:09.640 --> 01:38:13.039 you put it under. It's a pretty damn good map and it shows 1243 01:38:13.079 --> 01:38:16.720 you what's out, how many people are affected, and if there are multiple 1244 01:38:16.800 --> 01:38:23.640 outages, and there are multiple outages with fifty or less impacted, so what 1245 01:38:23.760 --> 01:38:27.880 I think, Yes, I'd still like to make that general inquiry. I'm 1246 01:38:27.880 --> 01:38:30.159 sure they're going to say, well, well, you know we're doing it. 1247 01:38:30.000 --> 01:38:34.039 Who knows it? Says check your status here, and that's what I 1248 01:38:34.159 --> 01:38:39.319 put in. And you did you do this on Excel? Did you go 1249 01:38:39.439 --> 01:38:43.760 on and put your actual account number into check your status? You know I 1250 01:38:43.840 --> 01:38:46.079 haven't done that yet. Gan. Why don't you do that because every time 1251 01:38:46.159 --> 01:38:49.840 you do that, that inquiry goes to them. I would do that and 1252 01:38:50.000 --> 01:38:53.720 let us know what you find out. I can't do it. I got 1253 01:38:53.800 --> 01:38:57.920 to put in your account number, So I would go to Excel Now to 1254 01:38:58.159 --> 01:39:00.319 find outages. You don't have to have anycount number, but to check the 1255 01:39:00.439 --> 01:39:04.720 status of where exactly you are you have to have an account number. So 1256 01:39:04.880 --> 01:39:09.439 go to Excel Energy and let me know what you find. Three oh three 1257 01:39:09.760 --> 01:39:18.800 seven one three eight two five five. Go with a sure thing Denver's best 1258 01:39:18.880 --> 01:39:23.920 roofer Excel Roofing dot com. You don't pay a cent until you're content. 1259 01:39:25.520 --> 01:39:31.399 Please time for an insurance check up free no obligation comparison call Compass Insurance paying 1260 01:39:31.479 --> 01:39:35.520 too much your coverage at dozens of insurance companies find out now three oh three 1261 01:39:35.680 --> 01:39:40.439 seven seven to one help. You'll think you're his only customer when you choose 1262 01:39:40.479 --> 01:39:44.880 Frank durand the real estate Man dot com to list your home with Remax Alliance 1263 01:39:45.159 --> 01:39:53.640 three oh three nine two zero sixteen twenty two. Hi Tom Martino here three 1264 01:39:53.760 --> 01:39:59.880 oh three seven one three talk three all three seven one three eight two five 1265 01:40:00.239 --> 01:40:02.720 five. We have Steve Cisick with us from Larson Tax Relief Plus. We 1266 01:40:02.800 --> 01:40:05.479 have another hour to go. We want to take your calls at three ozho 1267 01:40:05.520 --> 01:40:10.720 three seven to one three talk or three oh three Martino three oh three six 1268 01:40:10.800 --> 01:40:13.479 two seven eight, four, six six. Listen. Even if you have 1269 01:40:13.600 --> 01:40:16.760 a small problem that's just starting, it's better to talk now and get some 1270 01:40:17.000 --> 01:40:21.279 general advice and waiting for it to fall apart or hoping that it's going to 1271 01:40:21.319 --> 01:40:25.600 be fixed. And we can talk about anything from your house to your car, 1272 01:40:25.720 --> 01:40:30.239 to your career, to your finances, to everything everything buying and selling, 1273 01:40:30.279 --> 01:40:30.920 what to buy, where to buy, when to buy, why to 1274 01:40:31.000 --> 01:40:35.159 buy, and who to avoid three oh three seven to one three talk Now, 1275 01:40:35.239 --> 01:40:38.760 let's go, Steve. I have some questions that were facts to us. 1276 01:40:38.800 --> 01:40:43.479 One is about, uh, they didn't get a chance to get this 1277 01:40:43.800 --> 01:40:46.720 entity done. They have to file tax, but they know they're not going 1278 01:40:46.760 --> 01:40:51.119 to owe money. So is there a real consequence to not filing right on 1279 01:40:51.279 --> 01:40:56.439 time? For that particular one depends on the type of entity. If it's 1280 01:40:56.479 --> 01:40:59.479 an eleven twenty year and eleven twenty ess and what the hell does that mean? 1281 01:40:59.560 --> 01:41:01.960 I mean like it's an LLC. If it's an LLC and it's going 1282 01:41:02.000 --> 01:41:04.319 to be attached to their ten forty, which is called a schedule. See 1283 01:41:04.800 --> 01:41:09.079 the necessarily you don't have to report on there if there wasn't any you know, 1284 01:41:09.520 --> 01:41:14.079 expenses, you don't it's a standalone LLC with partners or not partners, 1285 01:41:14.119 --> 01:41:16.720 but other well, yeah, other members. Like so let's say there's three 1286 01:41:16.760 --> 01:41:20.039 members. That's what this guy is saying. I know the company three members 1287 01:41:20.399 --> 01:41:24.159 LLC. They didn't have much business and they don't have no profit. They 1288 01:41:24.239 --> 01:41:28.720 have no profit, no tax do but they just didn't get around of filing. 1289 01:41:28.880 --> 01:41:30.840 Yeah, so they're going to get penalized. They need to file, 1290 01:41:30.920 --> 01:41:33.680 you know. I thought it's penalty based on what you owe. It's no, 1291 01:41:33.880 --> 01:41:38.039 not necessarily you still have to file the return. It's an informational return, 1292 01:41:38.239 --> 01:41:40.520 you know, So especially if there's partners, what would they what would 1293 01:41:40.560 --> 01:41:45.039 they penalize? You do? You know there is a penalty per partner really 1294 01:41:46.119 --> 01:41:50.880 like ten thousand dollars. It can be if there's you know, enough partners. 1295 01:41:50.960 --> 01:41:55.600 So isn't it shouldn't They just put in any kind of extension and that 1296 01:41:55.640 --> 01:42:00.800 would have ship. But I thought they I thought entities were a month earlier 1297 01:42:00.920 --> 01:42:03.279 than Yeah, at this point they're late. They should file something. And 1298 01:42:03.399 --> 01:42:06.640 if this is their first return and they haven't had a previous return that was 1299 01:42:06.680 --> 01:42:11.520 owed, they can actually file to get those penalties waived. So just file 1300 01:42:11.600 --> 01:42:14.239 it, and there's a farm eight forty three. You can just file it 1301 01:42:14.279 --> 01:42:15.319 and say, you know, first time at batement's what it's called, and 1302 01:42:15.359 --> 01:42:18.279 they'll wave those penalties for the first one and then moving forward, just file 1303 01:42:18.319 --> 01:42:20.960 it even if you don't anything. You know, typically you want to file 1304 01:42:21.000 --> 01:42:25.920 on personal taxes, the penalty is tied to exactly what you oh, exactly, 1305 01:42:26.119 --> 01:42:29.079 So there are no penalties if you don't. Oh no, not on 1306 01:42:29.159 --> 01:42:32.000 the personal tax. But if you don't file because you think you don't owe 1307 01:42:32.039 --> 01:42:35.560 and you keep doing that, then they can file for you and they may 1308 01:42:35.680 --> 01:42:38.760 assume you all right, Well, at that point they just throw the book 1309 01:42:38.760 --> 01:42:40.920 at you because you get no deductions, you get no expenses, you get 1310 01:42:41.000 --> 01:42:42.600 none of the you know, the things that would make it so that you 1311 01:42:42.680 --> 01:42:45.359 don't know, So just file it. Substitute return for you. Oh yeah, 1312 01:42:45.399 --> 01:42:47.920 they will. And what is that based on? Well, how do 1313 01:42:48.000 --> 01:42:51.880 they estimate incomes and stuff? So essentially the irs is going to get a 1314 01:42:51.880 --> 01:42:59.119 bunch of documentation from people that are two two's anything the mortgage company sends them, 1315 01:42:59.199 --> 01:43:00.840 you know, all sorts of things, and then they're going to look 1316 01:43:00.840 --> 01:43:03.720 at that and then they're going to generate a return based upon their perceived income 1317 01:43:03.760 --> 01:43:08.159 that you've received. Now there's an age old problem I want to send I 1318 01:43:08.239 --> 01:43:12.399 want to talk to you about, and that's called matching ten ninety nine Again, 1319 01:43:12.479 --> 01:43:15.720 I know you love this one. There are companies that keep track of 1320 01:43:15.880 --> 01:43:24.279 income religiously and they report their income. Now the ten ninety nine are separate, 1321 01:43:24.640 --> 01:43:28.520 but they're included in that amount. So let's say you have ten ten 1322 01:43:28.640 --> 01:43:30.960 ninety nine's at one hundred bucks eats, right, so you have one thousand 1323 01:43:31.000 --> 01:43:36.000 dollars of income. Now you report on SCHEDULECEE or wherever wherever you report it, 1324 01:43:36.600 --> 01:43:43.520 you report the thousand dollars income, but you report it as ABC LLC 1325 01:43:43.720 --> 01:43:51.439 or ABC tom Right doing business whatever. So you include the ten ninety ninees 1326 01:43:53.359 --> 01:43:56.119 or not? You include them, right if you have them. But do 1327 01:43:56.239 --> 01:44:00.279 you say on that schedule somewhere that these ten ninety nine are incorporating into that 1328 01:44:00.399 --> 01:44:03.520 amount you need too or else? Do you have to go line by line? 1329 01:44:03.640 --> 01:44:05.760 Yeah? So they want to. It sucks. I mean, really, 1330 01:44:05.920 --> 01:44:09.640 what do you do if you have a The way that Dais looks at 1331 01:44:09.680 --> 01:44:11.640 it is they say, okay, well there's one thousand dollars of income. 1332 01:44:11.840 --> 01:44:15.520 We're gonna go ahead and accept his his you know, voluntary reporting on that. 1333 01:44:15.920 --> 01:44:17.720 We see all these other income components that he hasn't listed. Oh, 1334 01:44:17.760 --> 01:44:20.880 we're going to add those two now right when you yes, what do you 1335 01:44:20.960 --> 01:44:24.000 do? You got to match? You have to match him or else they're 1336 01:44:24.000 --> 01:44:26.159 going to add that to you as an additionally. Wow, okay, we 1337 01:44:26.279 --> 01:44:28.720 have more coming up. If you have questions. You're a business, now's 1338 01:44:28.760 --> 01:44:34.199 the chance three oh three seven one three talk or three oh three Martino go 1339 01:44:34.399 --> 01:44:39.600 with a sure thing Denver's Best Roofer Excel Roofing dot com. You don't pay 1340 01:44:39.640 --> 01:44:46.000 a cent until you're content. Time for an insurance check up free no obligation 1341 01:44:46.119 --> 01:44:51.720 comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find 1342 01:44:51.760 --> 01:44:55.920 out now three oh three seven to seven to one help. You'll think you're 1343 01:44:56.000 --> 01:44:59.800 his only customer when you choose Frank durand the real estate Man dot com to 1344 01:45:00.000 --> 01:45:03.680 list your home with Remax Alliance three all three nine two zero sixteen twenty two. 1345 01:45:04.840 --> 01:45:18.119 Yeah, ripped up news need advice so you don't have come Running's just 1346 01:45:18.199 --> 01:45:26.119 as fast as we can. Shooter's gonna help coming. Man Dix is the 1347 01:45:26.279 --> 01:45:32.520 Troubleshooter show No Tom Martino, Hi, Tom Martino here, Welcome to the 1348 01:45:32.680 --> 01:45:38.239 show. Three all three seven to one three talk is our number for the 1349 01:45:38.319 --> 01:45:43.159 station here and then three all three seven one three eight two five five. 1350 01:45:43.840 --> 01:45:49.920 So what we can do is take calls also at three oh three Martino three 1351 01:45:50.000 --> 01:45:55.720 oh three six two seven eight four six six, and you can leave a 1352 01:45:55.760 --> 01:45:58.239 message if we're not there on that one and we'll call you back. You 1353 01:45:58.279 --> 01:46:01.119 can call that twenty four to seven through Martinez. Hey Brad, what's going 1354 01:46:01.199 --> 01:46:09.000 on? Hi? Tom? I have a question about whether or not an 1355 01:46:09.159 --> 01:46:13.279 HOA is way out of line. Okay, I'll give you my opinion, 1356 01:46:13.479 --> 01:46:15.880 or maybe we can weigh in with somebody on the legal aspect. But first, 1357 01:46:16.239 --> 01:46:21.880 just tell your story, Brad. Okay, I have a neighbor whose 1358 01:46:23.000 --> 01:46:28.760 house has been on the market for about seven months, and I've come to 1359 01:46:28.920 --> 01:46:34.159 learn that they have had ten offers on their house. But the lady that's 1360 01:46:34.199 --> 01:46:43.720 in charge of the arc committee or architectural committee apparently has been interviewing the buyers 1361 01:46:44.520 --> 01:46:49.560 and feeding them a bunch of information, and all ten offers have been withdrawn 1362 01:46:50.399 --> 01:46:57.159 because of HOA issues. Now, what do you mean do you know why 1363 01:46:57.239 --> 01:47:06.159 they were withdrawn? After talking to who what what is her position of the 1364 01:47:06.359 --> 01:47:15.000 arts committee? Hold on the Are you saying ARC our ARC the stand for 1365 01:47:15.680 --> 01:47:21.399 architectural committee? Okay, like the ones who enforced covenants? Yeah, uh 1366 01:47:21.439 --> 01:47:28.239 huh okay, I don't understand. Why would she even interview them? I 1367 01:47:28.359 --> 01:47:32.159 don't get it. Well I don't either. I don't think they have any 1368 01:47:32.239 --> 01:47:36.319 right to butt in between the buyer and the seller of a of a property. 1369 01:47:36.680 --> 01:47:42.479 Well, what I don't understand is like, for example, how does 1370 01:47:42.560 --> 01:47:49.680 the how does the are the the Architectural Review Board even know that there is 1371 01:47:49.720 --> 01:47:55.159 an offer on the house? How do they contact the buyer? How does 1372 01:47:55.239 --> 01:48:00.479 this happen? I doubt I'm not sure. Well, see, Brad, 1373 01:48:00.600 --> 01:48:05.319 I need all of this information to see if it's tortious interference or if they're 1374 01:48:05.439 --> 01:48:12.800 doing what's called a fiduciary or a potential fiduciary a favor. I mean, 1375 01:48:13.520 --> 01:48:17.279 there's really that much leeway. Are they doing something out of duty or are 1376 01:48:17.439 --> 01:48:21.600 they interfering? What do you think? I mean, what did the neighbor 1377 01:48:21.720 --> 01:48:32.279 tell you? Well, apparently some of the perspective buyers have contacted the HOA 1378 01:48:33.039 --> 01:48:36.279 just I guess just to talk about it. Well, you know what that's 1379 01:48:36.359 --> 01:48:42.720 a good thing. Most buyers or their agents should contact the HOA, and 1380 01:48:42.880 --> 01:48:47.000 when they do, they say something like this, I'm thinking of buying the 1381 01:48:47.159 --> 01:48:51.920 house at one two three Mulberry Street, and I'd like to know the condition 1382 01:48:53.039 --> 01:48:57.319 of the HOA or whatever. And the HOA then says, well, let's 1383 01:48:57.399 --> 01:48:59.840 meet with you, or they talk to them on the phone or what. 1384 01:49:00.000 --> 01:49:06.399 But yeah, unfortunately I don't have a lot of Well see that's what I 1385 01:49:06.479 --> 01:49:10.399 mean, Brad. I mean, I don't chastise you for calling. That's 1386 01:49:10.439 --> 01:49:13.399 fine, but I don't know I even have enough information to go on. 1387 01:49:13.760 --> 01:49:18.680 So is it something like this, the house has some architectural problems that have 1388 01:49:18.880 --> 01:49:24.720 to be fixed to come up to covedence? What do you think is being 1389 01:49:24.840 --> 01:49:30.680 said? Has anyone shared with you what's being said? Not specifically? Okay, 1390 01:49:30.800 --> 01:49:34.800 Well then then I can't help you. You suspect though, that the 1391 01:49:35.000 --> 01:49:41.399 HOA is interfering, and I can say this, hold on, there is 1392 01:49:41.520 --> 01:49:47.960 no interference. If someone buying a house calls the HOA and the HOA renders 1393 01:49:48.159 --> 01:49:55.479 opinions, now I just don't know unless unless they're giving editorials. I don't 1394 01:49:55.600 --> 01:50:02.520 know, So can we, Brad? Is your concerned about this. Oh 1395 01:50:02.640 --> 01:50:06.399 yeah, they're very disturbed about it. Did they know you're calling me? 1396 01:50:09.520 --> 01:50:14.239 I know? Can you ask them to call us for help? Seriously? 1397 01:50:14.600 --> 01:50:19.279 This could be an issue or not. Did any of the buyers ever tell 1398 01:50:19.439 --> 01:50:27.399 him why they withdrew their offer? They just said because of h o A 1399 01:50:27.640 --> 01:50:32.439 issues. What did you know what issues they are? No? I don't. 1400 01:50:38.359 --> 01:50:44.199 I'm My biggest thing that I was concerned about is does h o A 1401 01:50:45.119 --> 01:50:47.279 have any right at all? But in between a buyer and a sewer? 1402 01:50:47.760 --> 01:50:51.319 Okay, Brad, you keep asking the same question. I keep giving you 1403 01:50:51.359 --> 01:50:59.079 the same answer. The answer is if they are budding in, is it 1404 01:50:59.520 --> 01:51:09.960 one information that is truthful requested by a potential buyer or is it too tortious 1405 01:51:10.520 --> 01:51:15.359 interference? What do you think? We don't know yet? And why do 1406 01:51:15.479 --> 01:51:21.600 we not know because we don't know the circumstances of the conversations. So what 1407 01:51:21.720 --> 01:51:30.079 I'm gonna do is what's that I'll do like you said, and pass it 1408 01:51:30.199 --> 01:51:33.600 on to the UH, to the feller. Here's what I would say. 1409 01:51:34.039 --> 01:51:39.039 I would say to your neighbor. Hey, you know, Tom Martino listened 1410 01:51:39.039 --> 01:51:41.840 to this and said it could be one of two things. It could be 1411 01:51:42.000 --> 01:51:48.520 serious or not but you maybe want to find out and then say if you 1412 01:51:48.600 --> 01:51:53.119 want, he'd be happy to talk to you. In fact, Brad, 1413 01:51:53.239 --> 01:51:55.920 what you could do is just give him the three Well, give them three 1414 01:51:56.039 --> 01:52:00.800 h three Martino and then if they just mention you, Brad, you know, 1415 01:52:00.920 --> 01:52:03.159 recommended I call, We'll take the call. I would love to hear 1416 01:52:03.239 --> 01:52:08.279 from them because I don't know what's going on now. I will tell you 1417 01:52:08.439 --> 01:52:14.640 this. There have been crazy stories in the past where hoa is if they 1418 01:52:14.680 --> 01:52:19.279 don't want someone there, will lie that's tortious interference or say things about, 1419 01:52:19.640 --> 01:52:24.760 well did you know that house had foundation problems? Or you know, if 1420 01:52:24.840 --> 01:52:28.680 I were you, I'd look twice because our ha is in big trouble and 1421 01:52:28.880 --> 01:52:33.960 we're going to have a massive, you know, appraisal or assessment. So 1422 01:52:34.560 --> 01:52:39.479 it could be someone being devious. We just have to know more details, 1423 01:52:39.560 --> 01:52:44.920 right and then we've had cases also, we've also had cases where neighbors did 1424 01:52:45.039 --> 01:52:49.880 not want someone to sell the house because I don't know why. They were 1425 01:52:50.000 --> 01:52:58.239 just jerks and they would literally start threatening the neighbor. Not threatening, but 1426 01:52:58.359 --> 01:53:00.840 they put up signs. One guy I want to remember one time put up 1427 01:53:00.880 --> 01:53:11.960 a sign that says we play loud music and party all night long. The 1428 01:53:12.000 --> 01:53:15.680 neighbor put that up on their yard. Now, if you're going to find 1429 01:53:15.760 --> 01:53:19.439 a house and you see this big handwritten you know, wouldn't you think okay, 1430 01:53:19.560 --> 01:53:24.479 turn around to leave. Because the last thing anyone wants as soon as 1431 01:53:24.520 --> 01:53:29.039 they move into a house is or I have vicious dogs, play loud music 1432 01:53:29.199 --> 01:53:31.399 and party all night long. I mean, the last thing you want, 1433 01:53:31.840 --> 01:53:34.920 even if you love the house, is a problem in the neighborhood. So 1434 01:53:35.079 --> 01:53:40.319 yeah, have them call me back three oh three seven to one three talk 1435 01:53:40.800 --> 01:53:45.039 three all three seven one three eight two five five more with Larsen, tax 1436 01:53:45.119 --> 01:53:56.479 relief and anything else you have on your mind. Right after this, go 1437 01:53:56.680 --> 01:54:00.279 with a sure thing Denver's Best roofer Excel Roofing dot You don't pay a cent 1438 01:54:00.520 --> 01:54:09.359 until you're content. Time for an insurance checkup, free no obligation comparison call 1439 01:54:09.479 --> 01:54:14.399 Compass Insurance paying too much your coverage at dozens of insurance companies find out now 1440 01:54:14.520 --> 01:54:17.359 three all three seven seven to one help. You'll think you're his only customer 1441 01:54:17.399 --> 01:54:21.000 when you choose Frank durand the real estate man dot com to list your home 1442 01:54:21.239 --> 01:54:30.840 with Remax Alliance three all three nine two zero sixteen twenty two. Hi Tom 1443 01:54:30.960 --> 01:54:38.399 Martino, your troubleshooter. Three all three seven one three talk seven one three 1444 01:54:38.560 --> 01:54:44.399 eight two five five. We have Steve Cizik with us from Larsen tax Relief 1445 01:54:44.479 --> 01:54:49.039 dot Com. And we have some questions for Steve. And uh, let 1446 01:54:49.119 --> 01:54:53.640 me just hear. I just saw it some time on a tax question. 1447 01:54:53.800 --> 01:54:59.079 I filed taxes. Okay, let's see tax question in twenty twenty three. 1448 01:55:00.000 --> 01:55:02.079 I filed. Let me just make this a little bigger here, okay. 1449 01:55:02.239 --> 01:55:09.720 I filed taxes for twenty twenty one. I was late. It calculated my 1450 01:55:10.359 --> 01:55:15.760 child tax credit as two grand. However, I got an IRS letter indicating 1451 01:55:16.239 --> 01:55:23.199 I receive fifteen hundred as an average as an advanced tax credit. I don't 1452 01:55:23.279 --> 01:55:25.920 understand what that means. Do you know what he said? I'm not really 1453 01:55:26.000 --> 01:55:30.039 sure it okay, okay, And it says therefore only five hundred credit will 1454 01:55:30.079 --> 01:55:33.520 be applied. Oh, they said he had already gotten some kind I never 1455 01:55:33.600 --> 01:55:36.760 even heard of an advanced child credit, have you There was a Yeah, 1456 01:55:36.800 --> 01:55:43.720 there's an increased credit with some changes to the law under Trump. So you're 1457 01:55:43.760 --> 01:55:45.520 getting more money. First, he says, I never got fifteen hundred, 1458 01:55:45.600 --> 01:55:49.840 So what do I do. I only got so he's claiming they're not giving 1459 01:55:49.920 --> 01:55:55.199 him as his tax credit because he already had gotten it, but he didn't 1460 01:55:55.239 --> 01:56:00.399 get it. And I'm not a caller or texter, I'm not exact exactly 1461 01:56:00.560 --> 01:56:04.279 sure. How can I verify the fifteen hundred was sent and where it went? 1462 01:56:04.560 --> 01:56:09.479 So let's talk about that in general. If payments were sent and hijacked 1463 01:56:09.560 --> 01:56:13.079 or whatever, what do you do? Does the IRS keep track of where 1464 01:56:13.159 --> 01:56:15.279 they sent it and when they sent it? Well, I guess the first 1465 01:56:15.319 --> 01:56:16.840 step was to see if they sent it. So that's when you call the 1466 01:56:16.960 --> 01:56:23.119 taxpayer transcript Okay, call the advocant. Well, yes, well if they 1467 01:56:23.279 --> 01:56:26.800 sent if they're if they proved on the transcript, or they have record that 1468 01:56:26.880 --> 01:56:30.199 the IRIS sent the check, so it'll say on the transcript fifteen hundred dollars 1469 01:56:30.239 --> 01:56:32.640 refund or whatever it is. And you didn't receive it, that's when you 1470 01:56:32.680 --> 01:56:34.760 didn't need to connect with the advocates. Say hey, and I have never 1471 01:56:34.800 --> 01:56:40.760 received it. He got a letter saying you got an advanced childcare credit and 1472 01:56:40.840 --> 01:56:45.840 he's not childcare. But what if they actually call it it's a child tax 1473 01:56:45.920 --> 01:56:47.439 credit, which again I never heard of. But I mean, that's just 1474 01:56:47.520 --> 01:56:49.960 it's it below the line credit. Yeah, it's just basically, if you 1475 01:56:50.039 --> 01:56:53.600 don't owe anything, you almost you get that money back. Okay. Also, 1476 01:56:53.680 --> 01:56:57.960 here's the next one. Then, so he calls taxpayers that could asked 1477 01:56:57.960 --> 01:57:00.840 for a transcript of that check or where it was sent, and they'll okay. 1478 01:57:01.000 --> 01:57:04.119 So if it was cash but it was fraud, what do they do 1479 01:57:04.199 --> 01:57:08.439 about that? So if you can prove that the check went out and was 1480 01:57:08.520 --> 01:57:11.840 cashed not into your account, then advocate can actually help you to get that 1481 01:57:11.920 --> 01:57:14.880 money back. Okay. Yeah, the diires will eat that. It's a 1482 01:57:14.960 --> 01:57:16.720 it's okay, fulating. That's really good to know. Here's the next one. 1483 01:57:17.560 --> 01:57:26.920 I owe taxes from twoy eleven to twenty twelve as a result as a 1484 01:57:27.000 --> 01:57:31.880 result of an audit in twenty thirteen. So I guess he owes taxes from 1485 01:57:31.960 --> 01:57:39.399 eleven to twelve based on a twenty thirteen audit. So two years he owes 1486 01:57:39.439 --> 01:57:44.239 taxes. I have read that they won't come after me after ten years. 1487 01:57:44.600 --> 01:57:47.279 So since this was eleven and twelve, do I have anything to worry about? 1488 01:57:49.479 --> 01:57:55.399 So the collection statutes are essentially a ten year statute from the date in 1489 01:57:55.479 --> 01:57:59.800 which the assessment was made or the date in which the return was It was 1490 01:57:59.840 --> 01:58:03.039 it made in twenty thirteen on the audits, that's the question. So if 1491 01:58:03.119 --> 01:58:08.840 he was audited in thirteen, potentially the audit carried through to fourteen or fifteen, 1492 01:58:08.960 --> 01:58:11.640 so you'd have to look and see when they actually assessed him with those 1493 01:58:11.640 --> 01:58:15.000 additional balances, and that's when the clock starts. So if it was made, 1494 01:58:15.039 --> 01:58:16.680 why I need to do anything, he asked, Well, you know, 1495 01:58:16.840 --> 01:58:20.600 at this point you can call and find out when those assessments were made 1496 01:58:21.359 --> 01:58:26.479 and then you can do that calculation. And actually that year, they absolutely 1497 01:58:26.520 --> 01:58:29.520 can't do anything right unless there's been anything to delay it, which so if 1498 01:58:29.520 --> 01:58:32.039 you fileffer and compromise or an appeal or something, that can tell that statute. 1499 01:58:32.560 --> 01:58:38.119 But if it's just been running and let's say it was July have twenty 1500 01:58:38.199 --> 01:58:43.159 twenty three, it should have expired by now, okay, now twenty thirteen. 1501 01:58:43.359 --> 01:58:47.880 Now, speaking of taxes and finance and all of that, here's the 1502 01:58:48.000 --> 01:58:53.039 report from this month or late last month, so it's brand new. For 1503 01:58:53.039 --> 01:59:00.840 the first quarter. Business optimism is the lowest it's been since two thousand and 1504 01:59:00.479 --> 01:59:08.359 twelve. Now, what is a small business optimism Index. What is it? 1505 01:59:09.680 --> 01:59:16.760 What it is is a perception of what small businesses think of the economy 1506 01:59:17.039 --> 01:59:23.840 and their outlook. It's not necessarily something that has happened. It's not a 1507 01:59:24.000 --> 01:59:29.880 lagging indicator. It's more of a leading indicator, right, because this is 1508 01:59:30.159 --> 01:59:33.279 if they believe that there must be a reason, or you could consider it 1509 01:59:33.800 --> 01:59:40.720 a lagging indicator, meaning what has been going on leads them to believe this. 1510 01:59:40.960 --> 01:59:45.399 However, it doesn't matter. But it is the research foundation for the 1511 01:59:45.479 --> 01:59:49.479 Small Business Economic Trends Council. Here's the thing. There's an organization that put 1512 01:59:49.520 --> 01:59:58.239 this together called n FIB, and NFIB is what they call themselves is the 1513 01:59:58.880 --> 02:00:04.399 Voice of Small Businessiness. And they put together this Optimism Index, and it's 1514 02:00:04.479 --> 02:00:13.039 usually for small business. So here's what they measure. Your plans to increase 1515 02:00:13.279 --> 02:00:18.760 employment. That's an indicator, that's a leading indicator. And they say eleven 1516 02:00:18.840 --> 02:00:26.560 percent, meaning eleven percent will that's a small number, all right? Then 1517 02:00:26.640 --> 02:00:32.359 they give that a score. Plans to make capital outlays only twenty percent, 1518 02:00:33.680 --> 02:00:40.600 really bad right for small business. Listen to this one. Plans to increase 1519 02:00:41.439 --> 02:00:48.319 inventories negative seven percent? I mean that now, listen to this. Do 1520 02:00:48.479 --> 02:00:56.439 you expect the economy to improve negative thirty six percent. Now, let me 1521 02:00:56.520 --> 02:01:01.880 tell you something. Even though they call these percent indexes, when does perception 1522 02:01:02.920 --> 02:01:06.960 become reality. Well, let's put it this way. If they don't believe 1523 02:01:08.479 --> 02:01:13.079 the economy is going to be good, they're going to hedge. They're going 1524 02:01:13.159 --> 02:01:15.600 to protect themselves, right, They're not going to spend as much. They're 1525 02:01:15.640 --> 02:01:19.479 not going to make big capital investments, and they're not going to hire. 1526 02:01:19.840 --> 02:01:26.359 They're going to what I call be in a defensive position. In a defensive 1527 02:01:26.439 --> 02:01:31.199 position, then you have them spending less, hiring less, and you have 1528 02:01:32.039 --> 02:01:39.479 it leading into the market. If several small businesses do that, do they 1529 02:01:39.600 --> 02:01:44.159 expect sales to go up? No? Eighteen percent. Here's what they figure, 1530 02:01:44.520 --> 02:01:47.399 a negative eighteen percent in sales, that's the average on this survey. 1531 02:01:47.960 --> 02:01:56.640 They also believe current job openings right now are way less than what the administration 1532 02:01:57.199 --> 02:02:01.960 is reporting. They say only thirty seven percent of small businesses are even looking 1533 02:02:02.039 --> 02:02:08.920 to hire. Negative eight percent. Is on whether whether or not you expect 1534 02:02:09.039 --> 02:02:14.880 good credit conditions. Is it a good time to expand four percent of the 1535 02:02:15.000 --> 02:02:19.920 businesses say no, I mean yes, yes, only four percent. Ninety 1536 02:02:20.039 --> 02:02:26.000 six percent say not. A good time to expand next earnings trends. What 1537 02:02:26.159 --> 02:02:31.319 are their actual earning trends. They're downward negative. Twenty nine percent believe that's 1538 02:02:31.560 --> 02:02:36.800 that's how bad they believe the perception is for earning trends. So that's a 1539 02:02:36.840 --> 02:02:42.680 big problem. And that and perception a lot of times can dictate how businesses 1540 02:02:42.720 --> 02:02:45.680 operate. Well, it dictates how people spend money. I mean, it's 1541 02:02:45.079 --> 02:02:50.239 it really is a real thing. When people believe. For example, a 1542 02:02:50.319 --> 02:02:55.600 guy who feels he may be laid off. He's not, but he feels 1543 02:02:55.680 --> 02:02:59.560 he might be, he might put off a car purchase. If he puts 1544 02:02:59.640 --> 02:03:03.479 off a car purchase, that's going to affect the manufacturers, dealers, salespeople, 1545 02:03:04.000 --> 02:03:08.840 AH support staff, sure gasoline, and anecdotally, I mean, I 1546 02:03:08.920 --> 02:03:11.359 have these conversations a lot because it is tax season, and I have a 1547 02:03:11.399 --> 02:03:13.960 lot of business owners calling me and saying, well, I owe all these 1548 02:03:14.039 --> 02:03:16.000 taxes. You know, well, how can I pay all these the economy 1549 02:03:16.079 --> 02:03:18.039 is going to be so bad. But then you look at their p and 1550 02:03:18.119 --> 02:03:20.720 L and their taxes. There's a reason why they owe so much taxes because 1551 02:03:20.720 --> 02:03:25.640 they had a banner year. And the perception and reality are two different things. 1552 02:03:26.760 --> 02:03:29.560 It's it's something that these business owners have to get their head wrapped around. 1553 02:03:29.600 --> 02:03:31.119 It's like, yes, I know that there's pessimism in the economy right 1554 02:03:31.159 --> 02:03:33.880 now, but if you actually look at your books, you're doing really well. 1555 02:03:35.079 --> 02:03:44.520 If you look at real a coincidental current indicators, there's not many bad 1556 02:03:44.560 --> 02:03:45.840 ones. Right. No, they're doing very well now. But that doesn't 1557 02:03:45.880 --> 02:03:48.279 mean that in three months. They know you do that very well. But 1558 02:03:48.800 --> 02:03:53.359 why, I wonder why? And listen, I'm not a big fan. 1559 02:03:53.479 --> 02:03:56.720 I'm not a big critic. I don't want to get into the politics of 1560 02:03:56.880 --> 02:04:01.840 Biden. But he has not gotten credit for anything, even the positive indicators. 1561 02:04:02.319 --> 02:04:06.079 But they do blame them for the inflation and for rising gas and for 1562 02:04:06.279 --> 02:04:09.760 other things. Now, I'm not saying, you know, let's all get 1563 02:04:09.800 --> 02:04:15.840 on byden Society's a great guy. But truly, the indicators of the economy 1564 02:04:15.520 --> 02:04:20.640 do not indicate how bad. People think. It is exactly right, exactly 1565 02:04:20.760 --> 02:04:27.279 right, and so they're preparing for this eventual what they're worried about so crazy, 1566 02:04:27.760 --> 02:04:30.920 which is a crazy thing could happen. A lot of these positive things 1567 02:04:31.000 --> 02:04:38.199 can turn negative because people expect them to God speak them into existence. Right, 1568 02:04:38.319 --> 02:04:42.199 So yeah, I think the negative connotations in the economy right now are 1569 02:04:42.279 --> 02:04:45.720 not reflective of the economy, but that doesn't mean that it may not lead 1570 02:04:45.760 --> 02:04:48.000 to that because of the way that people are perceiving it, which is interesting. 1571 02:04:48.079 --> 02:04:53.600 It doesn't follow any current economic theory. That for me, it's hard 1572 02:04:53.640 --> 02:04:57.800 to track because I would like people's opinions on that, even my YouTube morons. 1573 02:04:58.079 --> 02:05:00.680 Speaking of YouTube morons, one ass what's going on with that Santa Fe 1574 02:05:01.239 --> 02:05:05.279 and Planet Hyundai. Uh well, I'm going to ask, I believe who 1575 02:05:05.359 --> 02:05:09.840 did I ask to call over there, Deputy Chopper, And we're going to 1576 02:05:09.960 --> 02:05:20.039 follow that up right after this go with a sure thing Denver's Best Roofer Excel 1577 02:05:20.159 --> 02:05:27.920 Roofing dot com. You don't pay a cent until you're content than time for 1578 02:05:27.960 --> 02:05:32.920 an insurance checkup free no obligation comparison call Compass Insurance paying too much your coverage 1579 02:05:32.960 --> 02:05:36.600 at dozens of insurance companies find out now three all three seven to seven to 1580 02:05:36.640 --> 02:05:41.399 one help. You'll think you're his only customer when you choose Frank durand the 1581 02:05:41.439 --> 02:05:45.960 real estate Man dot com to list your home with Remax Alliance three all three 1582 02:05:45.079 --> 02:06:01.840 nine two zero sixteen twenty two qualitative Hi Tom Martino. You are a troubleshooter. 1583 02:06:01.960 --> 02:06:08.239 Three oh three seven one three talk three oh three seven one three eight 1584 02:06:08.319 --> 02:06:13.359 two five five. What's going on in your life? You know it's really 1585 02:06:14.159 --> 02:06:17.159 David. Uh it's really hard face. I'm going to go to you chopper 1586 02:06:17.199 --> 02:06:20.760 in a second here. Uh so hang on with that planet Hyundai. We 1587 02:06:20.880 --> 02:06:25.079 want to know what you found out, David. What's going on with this 1588 02:06:25.199 --> 02:06:33.439 apartment eviction? It looks serious to me? What's happening, David? David, 1589 02:06:33.479 --> 02:06:38.279 are you there, sir? Yes, I am. What's happening? 1590 02:06:39.560 --> 02:06:42.399 All right? I'm seventy three years old. I had a stroke and I 1591 02:06:42.479 --> 02:06:45.159 have a short time memory. So I would like to spend my problem to 1592 02:06:45.199 --> 02:06:48.399 you, and then you ComNet me know what to do? Yeah, okay, 1593 02:06:48.520 --> 02:06:51.880 tell tell me what's going on? You're seventy three? What's happening? 1594 02:06:54.159 --> 02:06:57.000 Back in February, I wasn't able to pay my rent because I was sick 1595 02:06:57.159 --> 02:06:59.880 and I have a part time job to how many payment for my rent? 1596 02:07:00.520 --> 02:07:04.359 So I didn't pay and you were unable to pay rent. One month in 1597 02:07:04.479 --> 02:07:08.600 February, I didn't pay my rent. I got an eviction notice, so 1598 02:07:08.640 --> 02:07:11.600 I was waiting for the summons to go to cart. Is that the only 1599 02:07:11.800 --> 02:07:15.840 time you skipped rent? And then that's in February. I never got to 1600 02:07:15.880 --> 02:07:19.399 summons to go to cart. And then in March I slipped rent again, 1601 02:07:19.439 --> 02:07:23.920 and I never got an adviction notice from March, and I still never got 1602 02:07:23.960 --> 02:07:27.920 an adviction of summons to go to cart. So come April, pourist. 1603 02:07:28.039 --> 02:07:30.920 I took my one month rent down there for April, and I gave it 1604 02:07:31.039 --> 02:07:34.479 curious to ticket, but I asked about February March. It's because well, 1605 02:07:34.600 --> 02:07:38.640 my bar is still looking at it. And then that's wait a minute, 1606 02:07:40.279 --> 02:07:43.479 you didn't pay February, you didn't pay March, but you paid April. 1607 02:07:44.119 --> 02:07:47.600 And you said you got an eviction notice but not a summons. No, 1608 02:07:47.880 --> 02:07:51.000 I never got a summons. I got eviction one from February, but I 1609 02:07:51.079 --> 02:07:55.399 never got addiction one from March. They don't have to give you another one 1610 02:07:55.479 --> 02:07:59.880 for March. There's just one eviction notice. Then they served you with a 1611 02:08:00.079 --> 02:08:05.560 summons. I got that last night after Okay, see, you were under 1612 02:08:05.600 --> 02:08:07.680 the impression they have to do every month. They don't, so they did 1613 02:08:07.720 --> 02:08:11.119 it the right way. You got a notice, and now they filed for 1614 02:08:11.159 --> 02:08:18.159 an eviction court action and you have to be in court when in seventeenth of 1615 02:08:18.319 --> 02:08:26.600 what this month? Okay, so a what's that? No, it doesn't 1616 02:08:26.640 --> 02:08:31.279 matter that April was applied. See that's the problem. You can apply it 1617 02:08:31.319 --> 02:08:33.600 to April, but no matter, or you can apply it to February. 1618 02:08:33.680 --> 02:08:37.039 You can apply it, but no matter where you apply it, you're still 1619 02:08:37.119 --> 02:08:41.479 two months behind. Will they give you any kind did you try to negotiate 1620 02:08:41.800 --> 02:08:48.439 a repayment schedule for those two months? Oh? Not yet, something, 1621 02:08:48.479 --> 02:08:52.520 I have to do it on the seventeenth. Well, and the seventeenth you 1622 02:08:52.600 --> 02:08:58.680 go to court, right, and most likely all the judge does is validate 1623 02:09:00.319 --> 02:09:05.319 that there's a lease and that it's a legit charge. The judge is not 1624 02:09:05.439 --> 02:09:11.079 going to work out a payment plan, nor even suggest one. You need 1625 02:09:11.159 --> 02:09:16.479 to meet with them before you go to court, because once they go to 1626 02:09:16.640 --> 02:09:24.119 court, you're gonna get an eviction order and then they're going to move you 1627 02:09:24.199 --> 02:09:31.439 out. All right. Somebody telling me once they accepted April rent that they 1628 02:09:31.520 --> 02:09:37.439 got to start the eviction over. No they don't, No, they don't. 1629 02:09:39.439 --> 02:09:43.920 Okay, in the eviction notice, the thing you're calling a notice, 1630 02:09:45.159 --> 02:09:48.359 did they ask for payment they have? Yeah, they said I have thirty 1631 02:09:48.439 --> 02:09:54.520 days to come up with the payment. Why didn't you? What's that? 1632 02:09:54.479 --> 02:09:58.840 Why didn't you? I didn't have it? Oh, I see, okay, 1633 02:10:01.840 --> 02:10:07.399 how much is your rent? How much is your rent? So you 1634 02:10:07.640 --> 02:10:13.600 owe? You owe twenty nine hundred dollars for those two months, right right? 1635 02:10:13.000 --> 02:10:22.319 Yes? Plus you owe probably legal fees. So what's the total you'd 1636 02:10:22.399 --> 02:10:24.239 have to pay to get out of eviction? Is there an amount they will 1637 02:10:24.319 --> 02:10:30.359 take? No, I haven't talked to nobody yet. Nobody. I haven't 1638 02:10:30.399 --> 02:10:33.399 talked to nobody. No. No, they usually do want to talk. 1639 02:10:33.560 --> 02:10:37.000 They usually do want to settle. They don't want to go to court. 1640 02:10:37.039 --> 02:10:39.800 If they don't have to, you have time to call them. But what 1641 02:10:39.960 --> 02:10:43.840 difference does it? Well? No, no, it does make a difference. 1642 02:10:43.880 --> 02:10:50.239 If you ask for a payment schedule, I will call them and talk 1643 02:10:50.279 --> 02:10:54.199 to my learn who work with me. If you listen, would you call 1644 02:10:54.520 --> 02:10:58.159 call us back if you can't? But the first thing I would do is 1645 02:10:58.359 --> 02:11:05.560 all say you know, I got behind because blah blah blah, and then 1646 02:11:05.119 --> 02:11:09.720 I want to make up the back rent. Can you give me a payment 1647 02:11:09.800 --> 02:11:13.720 schedule on top of my regular rent? That's what I would do, But 1648 02:11:13.960 --> 02:11:18.880 don't don't go in their half cock thinking they can't evict you because you paid 1649 02:11:18.920 --> 02:11:24.640 your rent. Once you're late on rent, they can start the eviction process 1650 02:11:24.840 --> 02:11:28.319 until it's paid. They don't have to file every time you're late. You 1651 02:11:28.399 --> 02:11:33.800 don't get a notice. Okay. I also was sold that they had to 1652 02:11:35.079 --> 02:11:39.640 give me a summons to go to cart with you ten days I think after 1653 02:11:39.720 --> 02:11:45.760 the eviction, after the thirty days up. So there is no no see 1654 02:11:45.840 --> 02:11:50.439 you look it. I don't know the exact process. I always I always 1655 02:11:50.479 --> 02:11:54.079 get hung up on it. But here's here's what I want you to know. 1656 02:11:54.800 --> 02:11:58.119 They probably have a right to do what they're doing, and to fight 1657 02:11:58.399 --> 02:12:03.880 the process, says is stupid. And here's why. Here's why. It 1658 02:12:05.279 --> 02:12:09.640 just starts the process again. Even if you were right, and you're not. 1659 02:12:09.920 --> 02:12:13.119 But even if you were, it would start the process again. You 1660 02:12:13.159 --> 02:12:18.960 would gain nothing. They're still going to evict you. Oh yeah, tell 1661 02:12:18.000 --> 02:12:22.239 me this, what tell me this? What good would it do if they 1662 02:12:22.359 --> 02:12:26.279 had to start the process again for you? How would that change your life? 1663 02:12:26.319 --> 02:12:33.399 Nothing? Change nothing? Right. The only thing that would change something 1664 02:12:35.520 --> 02:12:43.439 is if you could pay it back somehow. I'm a concien make I'll pay 1665 02:12:43.479 --> 02:12:45.880 you. Why don't you do that? Would you call us back. I'm 1666 02:12:45.920 --> 02:12:48.960 gonna mark this down so I remember you. You call us back, okay, 1667 02:12:50.079 --> 02:12:54.039 David, all right, no seriously, and like I said, when 1668 02:12:54.079 --> 02:12:56.560 you do it, don't make it sound like, Hey, you guys didn't 1669 02:12:56.600 --> 02:13:01.199 evict me, right, you didn't give me the right notice and right time. 1670 02:13:01.359 --> 02:13:03.359 Just say, listen, I have to go to court. Is there 1671 02:13:03.399 --> 02:13:07.920 a way we can settle this beforehand? I am willing to go on a 1672 02:13:07.000 --> 02:13:11.119 payment plan. I'm disabled. I had a stroke. Then call me back. 1673 02:13:11.199 --> 02:13:16.159 Okay, all right, let me know. Thank you, David, 1674 02:13:16.279 --> 02:13:18.119 thank you. Let me know. I hope that works. We have more 1675 02:13:18.159 --> 02:13:22.000 coming up. Three oh three, seven to one three. 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You'll think you're his only when 1683 02:14:00.560 --> 02:14:03.239 you choose Frank durand the real estate man dot com to list your home with 1684 02:14:03.399 --> 02:14:16.119 Remax Alliance three all three nine two zero sixteen twenty two. Hi Tom Martino, 1685 02:14:18.720 --> 02:14:26.319 your troubleshooter three O three seven one three talk seven one three talk seven 1686 02:14:26.359 --> 02:14:33.439 one three two five five. Deputy Chopper, we have this Planet Hyundai situation 1687 02:14:33.119 --> 02:14:37.680 that advertised a vehicle and wouldn't sell it for that price. We've had other 1688 02:14:37.760 --> 02:14:43.960 complaints about that happening with Planet Hyundai, and I asked a simple question. 1689 02:14:43.479 --> 02:14:48.359 We identified a vehicle on their website. They had a price on it. 1690 02:14:48.560 --> 02:14:50.520 I wanted to know, will they sell it for that? What did they 1691 02:14:50.640 --> 02:14:56.399 say? The problem, they said was the webmaster had put in the wrong 1692 02:14:56.479 --> 02:15:01.159 amounts. I give it. That's okay. That would be the second time 1693 02:15:01.239 --> 02:15:03.399 he put in the wrong amount. Then okay, But this thing really just 1694 02:15:03.520 --> 02:15:09.159 got weird. I talked to the sales manager. He says, they will 1695 02:15:09.319 --> 02:15:13.119 sell them for the price that they had showed thirty seven. Uh no, 1696 02:15:13.239 --> 02:15:16.640 actually they wanted thirty eight two oh seven. When I talked to him, 1697 02:15:18.319 --> 02:15:22.439 right that was on the website. Right. However, just now the price 1698 02:15:22.520 --> 02:15:28.079 of that car has dropped down to thirty five seven oh seven. Why, 1699 02:15:28.199 --> 02:15:31.920 I just looked at it, and he says he will sell it for that 1700 02:15:31.119 --> 02:15:37.800 price. However, the trailer, hitch and installed everything will be an additional 1701 02:15:39.359 --> 02:15:43.720 eight hundred and fifty eight dollars. But eight hundred and fifty eight and thirty 1702 02:15:43.800 --> 02:15:48.920 five seven oh seven is just about what that tim wanted. So I want 1703 02:15:48.960 --> 02:15:52.640 to call it right, and it is what he wanted. But see, 1704 02:15:52.760 --> 02:15:56.159 here's the problem with these people. They advertise I see it now, it's 1705 02:15:56.279 --> 02:16:05.640 now thirty five seven, but they still have the damn toe package listed as 1706 02:16:05.760 --> 02:16:11.439 an option, when really that's an extra eight hundred dollars. That's true, 1707 02:16:11.479 --> 02:16:15.319 but let me tell you what they say. The toe package on the Santa 1708 02:16:15.399 --> 02:16:20.319 Cruz is only the wiring from let's say, the tail light to the receiver. 1709 02:16:20.600 --> 02:16:22.960 It doesn't hook up to the receiver. So when you look on for 1710 02:16:24.119 --> 02:16:28.479 what a but does it have a receiver? No, okay, that's not 1711 02:16:28.600 --> 02:16:31.720 part of it. It's just the wiring that would go down to the receiver. 1712 02:16:33.040 --> 02:16:37.200 Then then is that is that is that proper to call it a toe 1713 02:16:37.319 --> 02:16:39.920 package? I know that's not such a big deal. But is it proper 1714 02:16:41.079 --> 02:16:43.440 to call it a toe package? I would call it a wiring package. 1715 02:16:45.159 --> 02:16:48.600 Yeah, I mean, you know this is a great price. Did you 1716 02:16:48.760 --> 02:16:52.879 talk to Tim because he should go buy it. He was willing to pay 1717 02:16:52.920 --> 02:16:56.200 that in the very beginning. No, the price just dropped as I was 1718 02:16:56.280 --> 02:16:58.840 getting ready to, Okay, call him. Do you have his number? 1719 02:16:58.719 --> 02:17:03.600 Yes? I do. Tim. I don't know if it was because of 1720 02:17:03.760 --> 02:17:07.479 us, but that damn price went down to thirty five seven oh seven. 1721 02:17:07.000 --> 02:17:11.639 And even let's not even argue about the toe package, because even if you 1722 02:17:11.879 --> 02:17:16.000 add the dang toe package, what does it come to. Did you actually 1723 02:17:16.120 --> 02:17:20.159 do the math on the thirty five to seven oh seven? What did he 1724 02:17:20.239 --> 02:17:28.280 say it was gonna cost? Eight eight fifty eight equals thirty six five sixty 1725 02:17:28.440 --> 02:17:33.559 five. So for thirty six five sixty five, Bro, you get that 1726 02:17:33.719 --> 02:17:37.680 one you wanted with the toe package you wanted. And that's a great deed. 1727 02:17:37.760 --> 02:17:41.360 Tom. There's one more quick, go ahead, quick, he said, 1728 02:17:41.399 --> 02:17:46.079 go to U haul for the toe package. They're cheaper. Oh cool? 1729 02:17:46.520 --> 02:17:50.079 All right? Hey, by the way, uh, Larsontax Relief dot 1730 02:17:50.159 --> 02:17:54.079 Com thanks for being here. Eight four to four Larsen Tax that's eight four 1731 02:17:54.239 --> 02:18:00.879 four Larsen Tax and Steve Sizzek, thanks for being here, and don't forget 1732 02:18:01.399 --> 02:18:03.120 three Zho three Martino for help.