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Well, you're a homeowner at twenty
two with artist sweat equity and what was

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the opportunity cost? Well, if
your opportunity costs is college, you're going

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into debt. You're not making money, You're losing money. You're listening to

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00:00:11,679 --> 00:00:16,839
Carrie Letts's Financial Survival Network, where
you get valuable information. You just can't

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find anywhere else to thrive in today's
trying times. You need the Financial Survival

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Network now more than ever. Go
to Financial Survival Network dot com and get

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your free newsletter in gift. Financial
Survival Network now more than ever, And

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00:00:38,640 --> 00:00:42,880
welcome. You are listening to watching
the Financial Survival Network. I'm your host,

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00:00:42,920 --> 00:00:47,359
Carrie lets Well, one of my
favorite guests from way back when is

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with us now. You know we
talk about getting off the grid, well,

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maybe getting off the emotional grid,
getting off of the societal support grid,

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the validation there's a lot of other
grids out there, and we're going

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to talk about how you do it. Aaron Clary, aka Captain Capitalism is

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with us now. Aaron, great
to have you back. So Hey,

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we were talking prequel. Do you
think one of the best ways to get

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off the grid is just to build
your own home. Right. Yeah,

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Now, I built a home out
here in South Dakota. I didn't build

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it necessarily myself. I did a
lot of the trim work and all that,

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so I had someone else pay for
it. But because the tradesmen are

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of such poor quality, not just
here in South Dakota but generally the nation,

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a lot of people I know are
having to do a lot of their

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own carpentry and home repairs and things
like that. And I am no Bob

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Via or Tim the Toolman Taylor or
anything like that. But it dawned on

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me as an economist that, at
least in the beginning. I mean,

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if you go back and do your
younger days, when we were in college

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and things, we did not have
the finest of lodging. We were not

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living in a five bedroom, three
bathroom McMansion. And for a lot of

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young people today who cannot afford housing
or complaining about affording housing, I'm looking

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at how young people I dare not
say invest but kind of waste their time

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pursuing education. And if people instead
were to have kind of a I say

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renaissance or a movement to actually learn
to build their own homes, they could

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do it and there's a huge economic
opportunity to do so. And just to

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provide a theoretical example, instead of
you rushing off to college, if you

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were to stay at home, you
know, work a full time job,

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make some money, but then also
go and buy a piece of land,

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pour your own concrete, build a
frame, drill a well, etc.

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Etc. Now that that is a
tremendous amount of work, but you would

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come up with a house at the
end of four years. So instead of

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slaving away learning about you know,
whatever they're teaching in the schools now and

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not really coming away with any kind
of skill or trade. The education system

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and I'd even say the labor market
is so inefficient that the best opportunity young

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people have today is to just go
and build their own homes. Now,

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I'm sure there's plenty of programs out
there how to build your own homes.

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There's also like prefab homes and things
like that. They're even getting to the

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point where you could take some of
these tough sheds like at home depot.

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Yeah, where you buy it,
you install it. We're talking for like

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twenty grand, but then you have
to wire it up and provide the plumbing

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and all that. It's an opportunity
a lot of people aren't thinking about or

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seeing because we just you know,
got horse blinders on. Everyone has to

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go to college, but you could
very quickly. You know, the cost

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of land might be your largest expense, depending on how much land you buy

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it. But for young people today
who want to actually own a piece of

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the American dream, it's it's more
possible. It's much more possible than you

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think, especially doing this this BacT
way. If you think about unconventionally and

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so like it kind of it kind
of ven diagrams or flows into like going

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off grid independent living and stuff like
that. But the biggest hurdle there is

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getting off of the thought process where
oh, yeah, we all have to

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go to college, I got to
get a degree, I got to go

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work a job. It's like no, no, no, no. The

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institutions of education and employment, especially
with all this woke bs where it's like

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it's no longer marecratic. A lot
of people, I think, if younger

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generations are willing to listen to this, or maybe slightly older generations, like

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I really want a home, I
think the opportunities there hidden diamond and the

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rough to actually go and physically build
your own home, and it would drastically

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improve people's standards of living here in
the United States, no matter what the

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current housing market or job market has
to be today for sure. And hey,

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I gotta tell you, like,
because I'm the kind of person the

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first thing I do is call a
plumber whatever and then have them fix stuff.

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But then, you know, I
had a toilet and it had a

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thing called the phantom flush, where
the toilet's minding its own business and then

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it just randomly flushes because that thing, called the flapper leaks. So I

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said, well, how hard can
it be to fix that? So I

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go watch a couple of YouTube videos. I go run down to a home

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depot buy these flappers. I said, you know, not only am I

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going to change it in that toilet, I'm going to change all of my

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toilets. And I bring it back. Of course it said universal wasn't universal

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as a wrong size. To go
back to home depot, trade that in,

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get the other ones, and I
come back. And you know,

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I missed the part on the video
where it said turn off your water before

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you attempt this, and there's a
hoss that goes into the float. I

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knocked that hose off, everything gets
sprayed down. I am soaking wet,

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cursing, screaming. I shut off
the water, get the hose back in,

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fixed, A flapper work perfectly,
Phantom flesh went away all right.

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So I paid a little bit more
and lessons and a life experience on that

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one, and I go and I
change the rest of them and they work

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perfectly. My point is that just
about every household operation repair that you want

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to do, you can figure out. And even if you don't want to

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be the lead on it, if
you find a handyman in you a system,

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it's still going to cost you less, and you'll know you'll be able

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to tell from that video that the
job is being done correctly in most cases.

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And there's also like this cottage industry
where I think a lot of people

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are intimidated with you know why,
I don't know how to do wiring.

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I don't know how to do plumbing, And those are the two main ones

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you might want outsource, but there's
a cottage industry of people like building cabins.

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A colleague of mine is not too
far away from you. That's what

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she is. She's just this little
little woman. She's just this little spitfire,

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five foot nothing, and she builds
these. She built lodging. Not

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it's not the fanciest, it's not
five stories and it's not you know,

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thirty eight hundred square feet, but
you can live in it. And going

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for especially for younger people, you're
not married, you don't have kids.

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Half of you are forecasted not to
get married or have kids. And since

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there's going to be such a high
population of single people, I would strongly

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recommend, especially with the advent of
YouTube and self instruction, you'd be surprised

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with some with some effort and work
and practice, how much you could you

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could actually build and save. And
for example, a lot of people are

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like, well, I don't know
the first thing about foundations. Well,

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there's ways you're gonna have footings or
pilings or whatever they're called, and then

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you have your house. Isn't sitting
on You don't dig a hole, you

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don't dig a basement, you don't
put a slab down, but you put

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pilings down first, and it's on
a frame. So there's a lot of

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cheaper, faster. It's actually just
a fascinating world and there's a lot to

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learn. But if you just pick
up a modicum a medium amount of skills

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you should be able to do I'd
say probably about half the work. The

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main hurdle is going to be ordinances
where Okay, you're in a city,

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No, you just can't build some
random little hut you know, you know,

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you can't go buy a framed hut
over at minards and put it on

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this piece of property. So it's
going to result in you're going to have

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to move, You're gonna have to
go to states where you're allowed to actually

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do what you want with your property. But it's just it's a it's an

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opportunity and an option. A lot
of people that have that, I don't

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think they realize that they do have. It's a great point, and it

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can so lessen the cost of homeownership
that you know, you build your house

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for maybe maybe you save twenty five
percent In many cases, that could be

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your down payment on a home,
oh easily. And if you can combine

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this with a little creative finance,
with a little rent to own and you

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actually do the improvements as you're paying
down money every month, a portion of

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your rent goes to the down payment. By the time you go to buy

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that house and you get the appraisal, it can be worth way more than

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than you ever thought. You could
actually take money out of it in a

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refinance or your initial finance. Right, well and put it. Consider this.

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I know this is an ideal world
I'm talking about. Require parents like

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actually parent and parent on a far
end of a spectrum, like have the

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foresight to see this. But imagine
you're eighteen, you graduate from high school,

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and then you and your old man
like, Okay, look, we're

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going to buy this piece of property
and we're going to work on it every

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night, every weekend for the next
four years. So while your colleagues and

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student friends were going to college and
learning whatever. At the end of four

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years, here you are twenty two. You own a home probably with at

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least half the equity. It's not
the nicest home, but you're a homeowner

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at twenty two with all the sweat
equity. And what was the opportunity costs?

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Like, well, if you if
your opportunity costs is college, you're

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going into debt. You're not making
money. You're losing money. You could

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work again part times all right,
making you fifteen sixteen dollars an hour.

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You're not making the greatest money in
the world. But you're financing and paying

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for your tools and your equipment and
labor. It's it's something that yeah,

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I'm off in the bushes on this
when I'm off in the weeds. But

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imagine that you're twenty two, you're
not even a quarter century. You're a

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homeowner. You got your little hut. It's a one bedroom, one bathroom,

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very simple. Uh, you're not
going to impress women. It's just

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you may not have a six car
garage, but you do have lodging.

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And from there on out, you're
not paying rent, you're not paying a

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lot of interest on a huge,
you know, four hundred thousand dollars mortgage,

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you're not complaining and painting the rest
of it. You gain avernsing so

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we don't have to listen to that
U. And then over time, it's

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really the land value that's really going
to go up over time. Okay,

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maybe you do find someone, maybe
you do fall in love, maybe you

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do want to start a family.
Well, now you have this piece of

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property that you could sell or even
rent out your little hut or whatever,

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and now you could maybe build a
sizeable home for a family. But again,

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and this care is it's going to
have an effect on housing. Uh

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down the road, with half the
population not getting married, you're having kids,

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You're not in theory that house could
last you forever because it's just going

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to be you. So with half
the Americans forecast to be single forever,

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I think that I mean now already
existing would be condos, which is another

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simple, simpler way to do it. But for those of you, here's

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one of the main problems. People
are like, there's not enough housing.

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You're right. Financial crisis wiped out
a lot of contractors and tradesmen. We've

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been promoting people to go to major
and fluffy bunny studies, and so there

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hasn't been an increase of the amount
of tradesmen. There is a deficit of

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housing based on the number of people. It's going to take at least a

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decade to train another generation of tradesmen
tradeswomen to come in and do And on

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top of it, they ain't gonna
happen. You're all going to keep majoring

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in English, your journalism or political
science. So the increase of supply of

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housing is not coming. It's just
not. So why not take matters into

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your own hand and be like old
school people used to be and build your

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own home. And it's you know, going back to the past is the

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way I think to do it going
forward. Yeah, this is the way

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they used to do things once upon
a time. Here Aaron like you say,

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you're up your basis. This is
what we call sweat equity, and

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literally it's a sweaty job. But
the other thing is you might actually have

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marketable skills after you complete your own
house, and people might pay you to

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do the same for them. You'll
be a skilled general contractor. Effectively,

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and in an average job, general
contractor could take anywhere ten to twenty five

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percent of the total price of the
job, just in terms of profit.

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Well, there's all yeah, and
you're one hundred percent correct, because this

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would be almost like going to college. But you're you're teaching yourself. And

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right now I am no expert carpenter, but I'm pretty good, especially if

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I had to learn to fix and
do my own thing over here, because

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the contractors wouldn't or they just don't
show up. But you can't find them.

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I mean, there's just there's such
a shortage of them right now.

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There is um kind of again a
cottage industry. For I have a buddy

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who just he does handyman stuff and
he's paid sixty dollars an hour over in

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Texas because these housewives can't find their
husbands, don't know how to do it,

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or they're you know, they're busy
with their own job. And so

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if you can just become a handyman
and show up like assembling furniture, which

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is not you. You follow the
instructions, but have all of a sudden

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like like you're saying, you can
fix a toilet, or you can tile,

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or you can frame, or you
can sheet rock, maybe you can

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wire a little bit whatever it is, or simply you could go on YouTube

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and figure it out how to do
it yourself. You, by the time

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you build your own house, no
matter all the mistakes you will make,

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no matter everything that's wrong with the
house, you will have a better skill

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set than ninety five percent of the
college graduates. And you could easily A

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friend of mine he was never going
to run with the idea, but he

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always tinkered with the idea of having
a handyman service called what your Husband Won't

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Do dot com And so I was
like, whoa, hey, hang on

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here now, well, you know, because there's the honey du list,

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and the wife is always complaining that
it's not getting done well right, and

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anyone could take this idea. It's
not like it's not like there isn't enough

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work to go around, enough for
home repairs and handyman stuff. But that

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that right there, you're right at
the end of that journey. You would

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have a skill set that you would
you never you never have to work for

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anyone again. You could be self
employed right off, right off the bat,

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Yeah, definitely. And uh,
like you said, even as a

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handyman. You know, there are
handyman who change light bulbs right, and

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and then there are handyman who actually
can do some demo and renovate a bathroom,

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do some work on kitchens, things
like that. So it really really

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you keep building your skill level,
you'll be more valuable. And uh and

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then you know, you can take
these wrecks, these uh you know,

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lips that are in horrendous condition,
and you can make them beautiful. Just

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knowing how to delegate and how how
to actually get stuck priced. You know,

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you learn so many skills, not
just the physical skill of hammering and

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nail into a wall, but actually
how to do pricing, how to do

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how to uh yeah, kind of
price a project, right, you know

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how to how to get supplies,
how to negotiate all these things. Because

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Ball of Life is a negotiation.
It could take you way further than you

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ever thought possible. Yeah. Absolutely, Hey, so getting off the emotional

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grid, Like you said, you
don't really follow the economy, you don't

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follow politics anymore. Basically too damn
depressing, right, right right. I

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don't need to hear about transgenitalia.
My life is too short to hear about

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that. Yeah, I don't think
I want to hear about it, but

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they sure are looking to shove it
down your throat. But but now we've

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reached a point where the population appears
to be rebelling at school board meetings,

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at a bud light, at at
target, right, target target, all

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of that. So if we reached
a tipping point here, I think sort

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of. Um, I've never never
underestimate the laziness of the conservative boycotter.

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I mean, like, it took
it till your children were being taught.

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It wasn't, It wasn't. It's
even worse than that. Now think about

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00:17:00,519 --> 00:17:03,480
it. For a while, kids
have been being taught a whole bunch of

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horrific stuff that is not under the
purview or shouldn't be under the domain of

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the public schools. Um, especially
when it comes to sexuality. H And

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I'm I'm pro gay and not straight, and you know if if you legitimately

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are, but that shouldn't be taught
to eight year old Yeah, I mean,

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go do you think But it wasn't
until your light beer was threatened that

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now we get all up in a
dizzy and some and so I don't I

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don't think, you know, I
don't know if we've reached we've reached a

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tipping point. There's been a change, and there's been a little bit of

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like, oh no, the normal
people are waking up and they're sick at

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tired of having uh you know,
trans being taught to their elementary school kids,

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or politics and any one of their
products. UM. So, but

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I don't know if I still I
still heard a conservative firm mine like,

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well I gotta go to target.
It's like, okay, so this is

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you're not You're not going to change
your behavior. So I don't have any

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faith in that. Um. But
what I do think is that there is

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a sub segment of people who are
going to be saying no more I'm not

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tolerating Gillette hating men. I'm not
tolerating Procter and Gamble calling men toxic.

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I'm not going to target and I'm
not dealing with any of this in my

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entire life because I think what some
people are realizing is they don't have to

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accept woke stuff or politics in their
lives. And so you're going to see

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a lot of people where they're turning
off the TV, they're turning off the

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YouTube in the media, they're not
going to movies. I mean, just

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recently, I have no problem mentioning
this, but I used to be a

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member of Anytime Fitness. I'm going
to be leaving Anytime Fitness because I went

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to a gym and now there's tampons
in the men's bathroom. It's like,

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yeah, I don't have to tolerate
then, and I don't care. Well,

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it's the franchise ee, and you
have to understand that. I'm like,

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yeah, that's right, but I'm
done with having tampons in the men's

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path That's where the line right,
right, And so I don't have to

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00:19:02,720 --> 00:19:06,640
participate in the society. I don't
have to go watch the news. I

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don't have to be culturally aware.
I could spend a lot of time at

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home work on my projects, play
my video games or whatever else. And

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I think that's where you're going to
see is a migration where people are just

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saying that's it, I'm done.
And you will see this kind of lifestyle

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boycott where instead of like oh,
Target, darn you to hell, that

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00:19:26,079 --> 00:19:30,079
kind of thing like no, I'm
not doing Target, and you walk in

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and whatever, you see some kind
of political trade based advertising or leftist based

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00:19:37,759 --> 00:19:41,240
advertising, or they're not they're not
going to know. We're not going to

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00:19:41,279 --> 00:19:45,720
see the Little Mermaid. We're not
gonna what is the one that Cleopatra Black

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00:19:45,759 --> 00:19:49,680
people? It's like, no,
we're done. And so I think people

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are going to start pulling back away. Then a significant percentage of normal people

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00:19:55,319 --> 00:20:02,359
are going to start pulling back away
to their great mental benefit. And what

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00:20:02,400 --> 00:20:04,000
they're going to say is, all
right, well, what if society has

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00:20:04,039 --> 00:20:08,200
lost its mind? What is there
to now invest in? I think there's

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00:20:08,240 --> 00:20:12,839
going to be people rediscovering themselves and
family and community and friends or just the

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00:20:12,920 --> 00:20:18,480
outdoors or as we were talking about
that not only has the labor market and

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00:20:18,599 --> 00:20:23,400
the education market become untenable, society
has become untenable, and so people are

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00:20:23,440 --> 00:20:26,720
going to start It's like, well, maybe I will build my own house,

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00:20:26,079 --> 00:20:30,400
maybe I will go in and improve
myself. Because right now you look

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00:20:30,440 --> 00:20:37,400
at society, it's the communist would
always say, oh, the degenerate what

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00:20:37,599 --> 00:20:41,480
was the word? The materialist capitalists, Well they are, Yeah, they're

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00:20:41,480 --> 00:20:44,960
not wrong here in this one.
It's like, yeah, I don't care

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00:20:44,960 --> 00:20:47,759
to be part of a degenerate society. I'm going to go do my own

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thing. So I don't think it's
gonna be the majority of people. I

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00:20:51,079 --> 00:20:52,920
don't think the majority of Fox News
listeners are going to say, yeah,

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00:20:52,920 --> 00:20:56,200
you're right, I should build my
own home and I am going to boycott

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00:20:56,279 --> 00:21:02,480
Target. No, they're still going
to go to Target. There's the conservative,

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00:21:02,680 --> 00:21:07,480
libertarian, good old fashioned Americans are
still gonna watch professional sports, the

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00:21:07,599 --> 00:21:12,519
participants and owners of which absolutely hate
your guts. You're still gonna watch your

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00:21:12,519 --> 00:21:15,880
sports ball, So that that's going
to continue on. But I think there's

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00:21:15,880 --> 00:21:21,440
going to be a group of people
that are probably more of the libertarian variety

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00:21:21,720 --> 00:21:25,599
not only going to tap out of
traditional forms of participating in the economy and

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00:21:25,759 --> 00:21:29,799
education and building the homes, but
socially as well. They're going to find

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00:21:29,839 --> 00:21:33,359
something else to do. So it's
going to be a silver line to an

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00:21:33,359 --> 00:21:34,960
otherwise dark law. But you know, like for exit, you're going to

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00:21:36,039 --> 00:21:40,559
go to a salsa workshop in Colombia. You're gonna have way more fun than

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00:21:40,599 --> 00:21:45,079
anyone watching CNN while you're there.
I guarantee you that's true. Yeah,

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00:21:45,119 --> 00:21:48,759
and so I think that that's where
where people are going to start abandoning and

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00:21:48,839 --> 00:21:53,039
going investing in themselves. Are agreed, all right? So Aaron, any

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00:21:53,160 --> 00:21:57,440
books in the offing, No,
because I'm having fun like the one I

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00:21:57,440 --> 00:22:00,079
do. I try to do a
project a year something. Mostly that's a

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00:22:00,119 --> 00:22:03,599
book, but this time I put
together a course. Um it's called The

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00:22:03,680 --> 00:22:07,640
Dad You Never Had. That was
my latest project. That's unteachable. So

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00:22:08,200 --> 00:22:12,559
we've got a lot of a lot
of guys and gals didn't have dads.

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00:22:12,799 --> 00:22:15,640
Dad wasn't around, or the dad
doesn't know dad doesn't know how to fix

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00:22:15,680 --> 00:22:21,200
a toilet ball. So that course
is unteachable. It's twelve hours long,

316
00:22:21,240 --> 00:22:23,440
it's quite thorough. But that's the
latest project I had. UM. But

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00:22:23,559 --> 00:22:27,359
I am going to be coming up
with um uh. My next book will

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00:22:27,440 --> 00:22:32,799
be based on sexual economics. Too. I don't want to give away the

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00:22:33,240 --> 00:22:37,480
that's the general topics. It's going
to be talking about the uh, the

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00:22:37,519 --> 00:22:41,640
economics through the lens of the sexes, not not sex, but the sexes.

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00:22:41,119 --> 00:22:45,160
But that one is not going to
be told twenty twenty four because once

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00:22:45,240 --> 00:22:48,519
my house is done with my little
projects I got going on here, I'm

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00:22:48,599 --> 00:22:52,200
riding motorcycles, on playing poker.
All right, I'm gonna go hike in

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00:22:52,640 --> 00:22:57,039
the Black Hills. So yeah,
you you won't see me doing too much

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00:22:57,039 --> 00:23:02,519
real work next couple months. All
right, We still find you over at

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00:23:03,279 --> 00:23:07,720
Captain Capitalism dotlog. Yeah, you
can find me at the blog. The

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00:23:07,759 --> 00:23:11,400
blog is kind of dormant. I
haven't really written much. Everyone's been moving

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00:23:11,440 --> 00:23:15,440
to podcasting a YouTube, so I
guess more modernly, go just go to

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00:23:15,480 --> 00:23:18,759
my YouTube channel, just search Aaron
Claire. You'll find me there, and

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00:23:18,799 --> 00:23:22,480
that that's kind of where most of
my new material is. All right,

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00:23:22,559 --> 00:23:26,359
well we will. We will put
the link to your YouTube channel in the

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00:23:26,359 --> 00:23:30,359
show notes this interview on Financial Survival
Network dot com. We always wish you

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00:23:30,440 --> 00:23:34,200
the best, love talking to you. One of these days, I'm hoping

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00:23:34,279 --> 00:23:38,160
that I will see a new book
out of you. I loved your books.

335
00:23:38,519 --> 00:23:45,400
They were literally a chuckle a page
left hysterically throughout. Just totally fun

336
00:23:47,039 --> 00:23:51,240
and hey, one day we'll get
together do another event. Appreciate you coming

337
00:23:51,240 --> 00:23:53,519
on. You've got a question for
Aaron or myself. K l at Kerry

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00:23:53,599 --> 00:23:57,440
LUTs dot com is the email address. Write your comments on the YouTube channel

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00:23:57,480 --> 00:24:02,680
below. Aaron, always a pleasure. Thanks Gary, thanks for listening to

340
00:24:02,839 --> 00:24:07,960
carry Lenz's Financial Survival Network, your
solution to today's trying times. For the

341
00:24:08,039 --> 00:24:15,519
latest, go to Financial Survival Network
dot com. Financial Survival Network now more

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00:24:15,599 --> 00:24:15,119
than ever,