WEBVTT

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You're listening to the John and Heidi
Show Bonus Hour. If you miss any

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of the program, you can find
a podcast at the bottom of the page

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at Johnny Radio dot com. Thank
you for listening to The John and Heidi

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Show on a Monday. We are
excited to have Brent Baker joining us in

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the studio here in just a little
bit. He sent me the information ahead

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of time and I posted it yesterday. We're gonna be talking about single family

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I'm trying to think what it's called
something program from the city of Seouit Falls.

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I posted it. He and I
will chat about it here in a

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little bit. But if you're interested
in the program, it's a way to

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help rehabilitate homes. So if you
know somebody who maybe is on a tight

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income and they're really struggling to keep
things up with their home in the city

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of Sioux Falls, the city has
a program to help out. And I

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think it's really cool that that's what
Brent would like to share. So we're

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gonna chat with him all about that
coming up in just a bit. Also,

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I want to share this with you
as well. We're gonna be chatting

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about it over the next month or
So there's an event coming up on June

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twenty fourth. It's a benefit called
Benefit Bags and Pool and it's a draw

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Partner High Low Scotch doubles Draw Partner
Bags tournament at Rack City Billiards in Sue

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Falls. It's coming up on June
twenty fourth. Sign Up is at noon

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one o'clock start time, So you
can enter either the bags entry, the

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High Low entry or maybe if you
want to do both, you can do

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that. But they've got several different
things that they're going to be doing.

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It is a fundraiser and I picked
up one of the posters at two four

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seven Sales and Service Friends of ours, wonderful people and this is a family

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that they know. This fundraiser is
for this family. And again there's gonna

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be food trucks that day, silent
auction fifty fifty raffle. Again, we'll

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be chatting about it quite a bit
between now and then, but I've got

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the poster here I wanted at least
mention, so you can put it on

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the calendar. June twenty fourth,
rac City Billiards at three o nine South

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Bonds And in Sue Falls and again
noon startup one pm start time and we'll

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have all the details at Facebook dot
com, Slash Sunny Radio and Facebook dot

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com Slash Sue Falls News. What
a year with prices on everything going up,

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It's more important than ever to have
a better credit card. Some people

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use a credit card that's not a
very good one. At better credit cards

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of credit card options to fit your needs.

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Whether you want a card to give
you cash back or points and perks,

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or a credit card to help you
build your credit, we probably have

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it ad Better credit Cards dot com. Give yourself a little credit. Better

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credit Cards dot com. That's Better
credit Cards dot com. Thanks for listening

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to the John at Heidi Show.
Excited have mister Brent Baker join us once

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again. Hello sir, how are
you. It's a great day in South

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Dakota. It is a great day. And Brent is a realtor with clients

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First Group and Keller Williams and Sue
Falls and we've got something kind of different

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we're going to talk about right now. We usually we're talking about things that

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have to do with, you know, buying homes and selling homes. But

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you told me about this program that
this isn't you. This is a city

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of suit falls, but it's definitely
worth talking about a Seeing Family Rehabilitation program.

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And let's kind of talk a little
bit about what this program is.

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This program that the city has,
this is for homes that are in need

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of a little care and targeted toward
income levels that most people are just really

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struggling at. So the city is
willing to help with some repairs. There

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are some guidelines, obviously, but
just to help people keep their homes up

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to a certain standard for cleanliness and
for maintenance wise, to protect it because

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that's shelter is a very important part
of it of our lives, and especially

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in South Dakota, and a lot
of the time this is stuff that you

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would want to do, but maybe
it's just not in the budget right now

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because hey, I can't afford to
do it. That's why I haven't done

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this. There's some assistance available to
maybe help you get that thing done correct,

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correct? You know, sometimes it's
that it's not a budget issue.

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Sometimes it's simply not knowing who to
turn to or what needs to be done.

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We don't all come from the same
background. Yeah, but the city

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is willing to make some repairs for
you, and so my advice to people

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is is to get in touch.
It's soup Falls dot org, slash planning

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dash, development slash Planning dash affordable
Housing. I'll put a link to that

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too. There's a lot going on
there, but there's a lot there,

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but I will put a link to
it to make it really easy to find.

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And in the information that you handed
me at it says what work it's

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eligible, so repair or replace,
faulty plumbing, repair places, faulty heating

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system repair place, faulty electrical warren
or leaky roof? What else? Screen

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doors, storm doors, you know, so a lot of the things that

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you know. Maybe again, some
of these things can be very, very

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spendy and it's not necessarily something that's
on the budget for everybody. Also,

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I see necessary painting, insulation,
winterization, and handicap accessibility. So if

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you'd like to know more about this, again, I'll throw a link on

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our Facebook page to make it really
easy to find. But this is something

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it's called the Single Family Rehabilitation Program. I see there's an application on here

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and if you have a question,
you can also reach out to the City

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of Sioux Falls, correct and there
is a phone number six oh five three

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to six seven eight one eight zero
and that is the housing general line nice

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and again a single family rehabilitation program
from the City of Sioux Falls. So

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we'll throw some information about that on
our Facebook page to make it really easy

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to find. And we should probably
since we've got Brent Baker in the studio

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talk a little bit about the real
estate market and like, this year is

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different than last year. But what
kind of year are we having for twenty

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twenty three when it comes to selling
homes? Is it a good year to

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sell a home, a good year
to buy a home? Yes, Inventory

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is down, okay, and there
are stowcases of multiple offers driven by the

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fact that we have very low inventory. Now a lot of people are struggling

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with well. Interest rates are up, but that doesn't necessarily mean that the

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price of housing is going to come
down something, because demand is very very

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strong in a growing city. Yeah, and that one of the things that

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you can also keep in mind.
I remember we bought this home at a

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time when interest rates were you know, not bad at all, but there

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was a time we did buy a
home when interest rates were high, and

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then we refinanced it a few years
later. So when interest rates you know,

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because again, that's one of those
things where you go, do I

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wait to buy the home when interest
rates are down, but now I can't

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get to home because the one I
want is no longer available. So you

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kind of want to just make sure
you think that through as well. Correct.

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And the conversation I've had with people
is housing is a must for everybody.

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Shelter of some form is a must, and you can't avoid that.

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So you can pay rent and continue
paying somebody else's mortgage, or you could

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pay rent and start gaining some equity, not to mention control over your environment.

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Yeah, we get caught up in
the price of things, but the

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reality is that number rarely rinks.
Yeah, so always keep in mind that

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in a few years, in all
probability, that home will be worth more

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than what you paid for it and
you'll look a lot smarter down the road.

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Are the rare exceptions, Yeah,
but they're rare. Absolutely. If

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somebody has a question about buying a
home or selling a home and they'd like

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to reach out and talk to somebody
that knows what they're talking about, I

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suggest, Brent, Brent, how
do they get a hold of you.

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I can be reached at six zero
five three one zero zero two ninety seven

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or Brent Baker at kW dot com. Very nice, Brent, thank you

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for stopping inswer Hey. It's always
a pleasure. John Again, Brent Baker,

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and I'm going to throw a link
to that single family rehabilitation program thing

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we talked about. Again. That's
not from Brent, that's from the city

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of Sue Falls. But I'll throw
a link directly to that to make it

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easy to find at Facebook dot com
slash Sunny Radio and Facebook dot com slash

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Sue Falls News. Did you know
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get the phone number at Genesis goold ira

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dot com. That's Genesis, goold
ira dot com. Time now for this

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day and Sue Falls history, brought
to you by the Suit Falls Fund Page

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and Sunny ninety three point three.
It was on this day May twenty second,

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nineteen thirty four, that a request
by South Dakota Governor Tom Berry was

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granted by the Federal Relief Administration,
creating a eight hundred and twenty acre co

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op farm right along forty first Street
in the early days of the Dust Bowl

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and the Great Depression, all of
the land currently occupied by Century Theater,

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Walmart, Menard's, Sam's Club Home
Depot, Lake Lorraine, Hobby Lobby,

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and other major retailers at local shops
in that area. It was federally administered

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farmland, the land where Barnes and
Noble now sits, where family homes and

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the administrative office buildings were put up. The entire project was roughly bordered by

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forty first Street on the south,
Louise to the east, Marion to the

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west, and Skunk Creek to the
north, all leased out to dozens of

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families and forty acre plots. The
families worked their own forty acres, but

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shared equipment and machinery amongst themselves.
The program thrived and continued well into nineteen

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forty four, until the rebounding economy
and World War two made it obsolete.

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In nineteen forty four, plots of
land were put up for sale, with

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families currently enrolled in the program having
the first rights to buy. So the

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next time you're sitting at the intersection
of forty first to Louise and you see

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all of the traffic zipping along,
the huge retail stores in every direction,

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and the hustle and bustle of the
city life, try to picture acres and

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acres of crops, dirt roads and
tractors. Then get to driving before people

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start honking at you. This day
in Sioux Falls History has been brought to

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00:09:56.639 --> 00:10:01.200
you by Sioux Falls Funpage dot com
and Sunny ninety three point three. How

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com. Here's your market bat minute
for Monday, May twenty second, brought

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00:10:35.159 --> 00:10:41.240
to you by Genesis gooldirea dot com. Equity markets rebounded last week as investors

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00:10:41.279 --> 00:10:45.360
began to embrace the new normal.
The new normal is a time of high

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00:10:45.399 --> 00:10:48.480
interest rates, high inflation, and
tepid economic growth, punctuated by the ups

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00:10:48.480 --> 00:10:52.759
and downs of a rolling bear market. The S and P five hundred gained

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00:10:52.759 --> 00:10:54.799
more than one point six to five
percent for the week and broke above the

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00:10:54.840 --> 00:10:58.159
forty one fifty level, which is
significant. The move could lead to a

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00:10:58.240 --> 00:11:01.639
higher high, possibly as high as
forty three hundred, but a move higher

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00:11:01.679 --> 00:11:05.039
than that is questionable. The news
of the week came out of the retail

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00:11:05.080 --> 00:11:09.480
sector. Retail results are mixed,
with consumers shifting towards staples and away from

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00:11:09.480 --> 00:11:15.759
discretionary items and the big box diversified
names are the only winners. Footlocker,

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00:11:15.799 --> 00:11:20.000
a purely discretionary name, not only
gave a week report but guided the entire

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00:11:20.120 --> 00:11:22.480
year lower, and that may be
echoed this week as the second half of

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00:11:22.519 --> 00:11:26.840
the retail sector issues their reports.
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